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UNDERSTANDING THE NEEDS OF YOUR AGENCY

MPL (Miscellaneous Professional Liability)

Service Categories: Business, Education, Financial, Legal, Management, Personal, and Real Estate

Maggie Hammett                                                                                              

Spread out! Our professional liability program encompasses more than 300 different hazard classes among many of the industry’s top rated carriers. Our experience in dealing with the unique risks translates to quality coverage offers at affordable premiums. From court reporters to dog groomers, financial consultants to lawyers, we have a product for you at a price that is just right!

Desired Classes

• Acoustic/Lighting
• Advertising Agents
• Agriculture Consultants
• Alarm monitoring
• Answering Service
• Background Screeners
• Billing Services
• Bookkeepers
• Business Consultants
• Career Research/Guidanc
• Clinical Trials (admin only)
• Commercial Property Mgrs
• Compliance Inspectors
• Court Appointed Guardian
• Court Clerk
• Court Reporter
• Credit Reference Reporters
• Dispatchers
• Document Preparation
• Document Storage/Destruction
• Electrical Appliance Testers
• Event Planners
• Executive Recruitment
• Exhibitions/Conference Planners
• Expert Witness
• Food Inspectors
• Forensic/Accident Analysis
• Graphic Designer
• Interior Decorators
• Life Coaches
• Mall/Courier Services
• Management Consultants
• Market Research
• Marketing Consultants
• Notary Public
• Online Social Networking Sites
• Opinion Polling
• Outplacement Services
• Paging Services
• Payroll Processing
• PEO/Employee Leasing
• Personnel Staffing
• Photographers
• Polygraph Operators
• Private Investigators
• Process Server
• Public Relations
• Recreational
• Risk Managers
• Safety Training
• Security Guards (unarmed)
• Tax Preparation (no CPAs)
• Telemarketing
• Temporary Staffing Firms
• Test Labs (non-construction)
• Think Tanks
• Transcription Services
• Transportation
• Travel Agents
• ...more MPL Underwriting Classes

PROFESSIONAL LIABILITY 

• Revenues up to $1.5M
• Limits up to $1M/$3M
• Dedutibles from $1,000 - $25,000
• High Class Underwriting authority.
• All states except Alaska and Hawaii

Upload your application

Miscellaneous professional liability.

• Minimum premiums under $1,000 for select hazard classes
• Credits applied automatically for all qualified risks
• In-house quoting authority for many hazard groups
• Available in all lower 48 states and D.C.
• 'admitted' products available in most states
• Scalable coverage limits from $100,000 to $5,000,000 available
• Wide range in deductibles from just a couple thousand, to $250,000
• Broad definitions of 'insured'
• "Duty-to-defend" coverage forms
• Prior Acts coverage available
• Spousal and Domestic Partner Coverage
• Worldwide Territory coverage available
• Media / I.P. coverage available
• Technology coverage available to qualified risks
• Full specimen forms included with all coverage offers for your review
• Additional Insured coverage available for vicarious liability
• Broad coverage "specialty forms" available for some risk classes such as: Accountants, Broadcasters / Media, Real Estate, Legal / Lawyer and Medical Risks

Scenario 1:

Scenario 2:

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REDISCOVER THE WORLD WITH MP TRAVEL!

Mp travel company.

Member of IATA, Marco Polo Travel Agency (MP Travel) offers

• own bus tours from New York and California;
• flights from leading airlines;
• trips to various resorts in the world, excursions;

Our travel agents have extensive travel experience and we would love to share it with our tourists.

We speak English, Russian and Romanian!

• ABOUT MPL Company Introduction General Information
• EMPLOYERS Introduction Services for Employers Requirements Manpower Request Login
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Encode Resume

   all fields with is required., personal information, present address, educational details, employment details, convert to centimeter, convert to lb, apply online, ( vacancies), qualifications.

• Candidates must have at least
• The job requires applicants.

Additional Qualifications

• Allied Health
• Social Services
• Residential Facilities
• Claims Scenarios
• Architects Engineers & Design firms
• Insurance Professionals
• Commercial Real Estate Professionals
• Multi-Media Professionals
• Consulting and Advisory Professionals
• Product Design
• Construction Management
• Testing and Inspection Services
• Design, Engineering and Inspection Consultants
• Large Law Firms
• Lawyers Prior Acts Coverage
• Large Accountants
• Mid-size Accountants
• Applications

MOVING INSURANCE FORWARD WITH INTEGRITY, EXPERIENCE AND EFFICIENCY

Huntersure: Offering Miscellaneous Professional Liability Insurance

As specialists in professional liability, we at Huntersure offer Errors and Omissions (E&O) insurance designed to provide comprehensive coverage for a wide range of professional service firms. Our Miscellaneous Professional Liability (MPL) program is written through London-based insurers with an A.M. Best rating of “A XV”.

Tailored Coverage Solutions for Miscellaneous Professionals

We provide customized E&O solutions tailored to each insured’s specific needs. Our strong product and market knowledge enables us to offer brokers and insureds innovative solutions for their professional liability needs. Our best-in-class quoting and binding system allows us to quickly review submissions and provide timely feedback to our brokers.

MPL Insurance Program features

• Limits up to $5M on a Primary or Excess Basis
• Minimum Premium of $2,500
• Minimum Deductible of $2,500
• Primary and Excess Limits Available
• Available in all 50 states

We provide coverage for cyber exposure, too, including the cost for legal fees, IT forensics, patient notification, regulatory action, fines and penalties, crisis management expenses and third-party indemnification.

Additional Information About Our MPL Program

• Targeted Classes
• Program Highlights
• Administrative & Support Services
• Advertising & Related Services
• Answering Services
• Associations
• Bookkeepers
• Broadcasters
• Claims Adjusters
• Collection Agencies
• Commercial Real Estate
• Agents/Brokers
• Property Managers
• Consultants (most areas of practice)
• Convention & Trade Show Organizers
• Court Clerks & Reporters
• Document Management Firms
• Economic or Development Firms
• Educational Services
• Employment/Executive Search Firms
• Energy Auditors/Consultants
• Forensic Investigators
• Forestry Managers
• Freight Forwarders
• Hotel/Facility Managers
• Information Technology Services
• Insurance Consultants/Investigators
• Insurance Agents (excess coverage only)
• Interior Decorators (non-structural)
• Marketing Agencies
• Multimedia Firms
• Mortgage Brokers
• Museum and other Exhibit Designers
• Premium Finance Companies
• Process Servers
• Public Relations Firms
• Risk Managers/Consultants
• Scientific Research Firms
• Staffing Firms
• Talent Payment Services
• Tax Preparers
• Technology Service Providers
• Temporary Placement Agencies
• Testing Labs
• Third Party Administrators
• Translators
• Travel Agents
• Typing Services

Standard Coverage Highlights

• Punitive Damages (most favorable venue)
• Innocent Insured Coverage
• 50/50 Hammer Clause
• Early Claim Resolution Incentive
• Personal Injury Coverage
• Defense for Fraud, Dishonest, Intentional acts
• Defense for Discrimination
• Independent Contractors Coverage

Additional Coverage Extensions Available

• Network Security/Privacy Coverage
• Media Liability Coverage
• Contingent Bodily Injury/Property Damage
• Broad-form Personal Injury Coverage
• Subpoena Expense Coverage
• Additional Insured’s Coverage
• Worldwide Coverage Endorsement
• Split Limits of Liability
• Per Claim and Aggregate Deductible Options
• Errors & Omissions Insurance Application
• Errors & Omissions Insurance Renewal Application

Huntersure: Rely On Us to Expand Your Footprint in E&O insurance.

We make doing business with us easy with our breadth and depth of knowledge of Miscellaneous Professional Liability insurance, our proprietary underwriting system that allows for responsive quoting, binding and policy issuance and tailored products to meet the needs of your insureds. To find out more about our MPL products, please contact us at 646-751-3035 .

MPL Program Contacts

Christopher Alfieri

Stephen carroll, partnering with huntersure in mpl.

• Tailored solutions for individual professionals
• Breadth of products and market knowledge
• Representing A.M. Best A XV rated insurers
• National footprint
• Competitive pricing
• Superior service
• Partnership philosophy
• Same-day quoting with best-in-class technology platform
• Quick submission reviews and timely response for policy issuance
• Responsive to changing needs of marketplace

We Are Professional Liability Policy Specialists. Find out more below:

• Miscellaneous Professional Liability
• Construction Management Insurance
• Allied Healthcare
• Accountants Professional Liability
• Lawyers Professional Liability

Everything you need to know about travel MLMs

• September 6, 2023
• Pickles Travel Network

In the ever-evolving landscape of the travel industry, opportunities abound, and choices demand careful consideration. Among these choices, the concept of Multi-Level Marketing (MLM) emerges as a contender, promising avenues for income and growth.

In this comprehensive blog post, we will dissect the intricate workings of travel MLMs, shed light on their mechanisms within the travel sector, and ultimately, explore why steering clear of them in favor of a traditional host agency is a prudent choice.

Understanding Multi-Level Marketing (MLM)

Multi-Level Marketing , often referred to as network marketing, employs a unique business model where participants not only earn from their direct sales but also from the sales of the individuals they recruit into the network. The structure resembles a pyramid, with multiple tiers that cascade down, theoretically generating income for those at each level.

Here are 30 essential questions to consider to determine if you are working with a Multi-Level Marketing (MLM) entity:

• Is There an emphasis on recruitment?
• Does the company place significant focus on recruiting new members rather than selling the actual product or service?
• Are you encouraged to recruit others into the program as a core part of your role?
• Are there membership fees?
• Are you required to pay other upfront fees or purchase a starter kit to join the program?
• Are there ongoing fees or minimum purchase requirements?
• Is earning dependent on recruiting others?
• Do you earn a significant portion of your income from the sales of those you recruit?
• Are there different earning levels based on your recruitment success?
• Is there a complex commission structure?
• Does the compensation plan involve multi-tiered structures where you earn not just from your sales but also from the sales of your recruits — and then their recruits?
• Are there complicated calculations or requirements to understand how you earn income?
• Are earnings promised to be enormous quickly?
• Are you presented with stories of individuals who have achieved substantial earnings within a short time frame?
• Is there a strong emphasis on the potential for quick financial success?
• Is the product or service secondary to recruitment?
• Is the primary focus of discussions and training on recruiting new members, rather than on the features and benefits of the product or service being offered?
• Is the product or service overshadowed by the earning potential from recruitment?
• Is there a tiered ranking system?
• Are there different ranks or levels within the organization, and is advancing in these ranks tied to recruitment and sales targets?
• Are you encouraged to aim for higher ranks to unlock additional bonuses or benefits?
• Are there limited products or services offered?
• Does the company seem offended if you focus on the products or services that you are required to promote instead of focusing on recruiting?
• Are these products or services often connected to the recruitment process?
• Is there a high turnover rate among members?
• Do you notice a pattern of members joining and leaving the program relatively quickly?
• Is there a lack of long-term commitment among participants?
• Is the company operating legally and ethically?
• Have there been legal controversies or investigations involving the company’s business practices?
• Are there concerns about the company’s reputation or ethical standing within the industry?

Remember, these questions are intended to help you critically evaluate a business opportunity and make an informed decision, even if the questions may seem repetitive. If you suspect you are dealing with an MLM, it is crucial to conduct thorough research, seek advice from trusted sources, and consider alternative options that align with your professional goals and values.

Travel MLMs in the Travel Industry

Within the travel sector, travel MLMs have gained attention as a potential avenue to monetize one’s passion for globetrotting. These entities promise agents the allure of flexibility, independence, and significant earnings. Agents often purchase travel packages, memberships, or exclusive deals to resell to their network. The agents earn a portion of the sales, and when they recruit others, they earn a slice from their recruits’ sales as well.

Why Caution is Essential

1. Risk of Pyramid Schemes:  Travel MLMs often resemble pyramid schemes in disguise. The emphasis on recruitment and building a network can sometimes overshadow the actual travel product being sold. Pyramid schemes, which are illegal in many countries, operate by recruiting members who invest money with the promise of future rewards primarily based on the recruitment of new members, rather than actual product sales.

2. Limited Focus on Genuine Travel Expertise:   In the world of travel MLMs, the priority may shift from becoming a knowledgeable travel professional to being a skilled recruiter. Authentic travel expertise often takes a back seat, which can be detrimental to your long-term career growth.

3. Hidden Costs and Earnings Hurdles:   Engaging with travel MLMs may entail upfront investments, including membership fees and purchase obligations. Additionally, the promised earnings may come with demanding sales quotas and stipulations that are hard to meet, often leading to unfulfilled financial expectations.

4. Sustainability and Ethics:    MLM structures can sometimes lead to an environment where aggressive recruitment takes precedence over delivering value to clients. The emphasis on recruitment can strain relationships and tarnish the genuine spirit of travel advisory.

Why Choose a Traditional Host Agency

Opting for a traditional host agency offers a robust alternative that ensures your success is anchored in genuine travel expertise and sustainable practices.  Here’s a quick comparison of the points made above between a host agency and a Multi-Level Marketing (MLM) entity, highlighting their key differences:

Focus and Purpose

• Host Agency:  Focuses primarily on providing support, resources, and tools to independent travel agents.  Aims to enhance agents’ travel expertise, client relationships, and business operations.  Success is measured by the quality of service, customer satisfaction, and agents’ ability to curate exceptional travel experiences.
• MLM:  Emphasizes recruitment and building a network of members.  Often centers on selling products or services within the context of recruitment.  Success is often measured by the number of recruits and sales generated within the network.

Income Generation

• Host Agency:  Agents earn commissions by booking travel arrangements for their clients.  Income is directly tied to the value of sales made and services rendered.  Agents focus on delivering excellent travel experiences to clients to build a loyal customer base.
• MLM:   Members earn income from sales of products or services as well as from recruiting new members.  Earnings can be dependent on the success of recruits within their network.  Recruitment and building a large network become integral to maximizing income.

Training and Expertise

• Host Agency:   Offers training programs, resources, and mentorship to enhance agents’ travel expertise.  Focuses on building agents’ knowledge about destinations, travel trends, and customer service.  Encourages agents to continuously educate themselves to provide exceptional service.
• MLM:  Training often revolves around recruitment techniques and building a network.  May lack a comprehensive focus on developing deep travel expertise.  Training may prioritize recruitment skills over the actual products or services being offered.

Reputation and Ethics

• Host Agency:   Established host agencies often have a reputable track record in the travel industry.  Emphasizes ethical practices, professional growth, and maintaining client trust.  Focuses on providing valuable travel advice and experiences to clients.
• MLM:   MLMs can have varying reputations, with some facing criticism for resembling pyramid schemes.  Ethics can sometimes be compromised due to the heavy focus on recruitment.  The focus may shift from delivering genuine value to aggressive recruitment tactics.

Sustainable Growth

• Host Agency:  Offers a stable platform for long-term growth in the travel industry.  Agents can build a loyal client base and develop lasting relationships.  Success is built on a foundation of expertise, quality service, and continuous improvement.
• MLM:  MLM success may rely on continuously recruiting new members to maintain income.  High turnover rates among members can hinder sustainable growth.  Income can be inconsistent if recruitment efforts wane.

As you can conclude, a host agency provides a supportive environment for independent travel agents to grow their expertise and businesses while focusing on delivering valuable travel experiences to clients. On the other hand, MLMs often emphasize recruitment and building networks as primary income sources, which can sometimes overshadow the actual products or services being offered. Careful consideration and research are essential when deciding between these two models to ensure your chosen path aligns with your professional goals and values.

Traditional host agencies prioritize training, continuous learning, and providing the necessary tools to navigate the travel industry effectively.

In the labyrinth of choices that shape your travel career, the allure of travel MLMs might seem captivating, but a discerning eye reveals the complexities beneath the surface.

Choosing the path of a traditional host agency not only guarantees a solid foundation of knowledge but also promises ethical practices, professional growth, and the potential to build a rewarding and sustainable career. The world of travel is your oyster – make a choice that ensures your journey is marked by authenticity, expertise, and long-term success.

Meet Pickles Travel Network: The Host Agency That Makes It Easy to Start and Scale Your Travel Business

Whether you’ve just started your travel agent journey, or you’ve been on it… Pickles Travel Network has the tools and resources to help grow your business. Unlike other host agencies, we believe in letting our members choose what works best for their business. Pickles Travel Network allows you to choose your commission rate, along with whether or not you want to charge planning fees. As a member, you’ll receive instant access to our list of suppliers, several marketing platforms and monthly coaching/trainings. 

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Ptn iatan code: 45769253, ptn clia number: 00032299.

When you enroll with suppliers, you must use PTN’s codes to receive a commission from us. Want to sign up for your own CLIA or IATA numbers for exclusive travel benefits? See below.

Get your own IATA/IATAN ID Card:

The IATA/IATAN ID Card is the industry-standard credential to identify bona fide travel professionals. Key benefits include access to concessionary incentives from industry suppliers. Just added, the IATA MemberPerks program provides cardholders with daily savings at over 300,000 merchants across North America.

To be eligible, you must be registered with IATAN under PTN’s IATA number 45769253, working a minimum of 20 hours per week and earning a minimum of $5,000 per annum in commissions. You’ll need to send PTN a support ticket asking for approval. Once approved, we will send you a PRIN # to allow you to register with IATAN and ask for an ID card.

Get your own CLIA EMBARK ID:

Obtain a CLIA EMBARC ID for travel discounts and FAM (Familiarization) trips. Join CLIA as an Individual Agent Member, under Pickles Travel Network CLIA #00032299.

Once you’ve registered, submit a support ticket to let us know, and we will approve your registration.

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Explore the Benefits of Flying with American Express Travel®

Whether you’re traveling for business or leisure, make the most of your trip when you book flights  through American Express Travel®. As a Platinum Card® or Business Platinum Card® Member, you can enjoy elevated benefits like access to lower airfare, 5X Membership Rewards® points on flights, and more.*

Get Rewarded When You Book Flights

Enjoy the many flight benefits that come with the Membership Rewards® program. With your Platinum or Business Platinum Card, you can enjoy flexibility to  earn 5X Membership Rewards points , or use Membership Rewards Pay with Points to cover all or part of your next flight booking through AmexTravel.com. Personal Platinum Card Members earn 5X points on up to $500,000 on air purchases per calendar year.*

International Airline Program

If you’re ready to book your next flight to your favorite international destination, as a Platinum and Business Platinum Card Member, get exclusive access to lower fares for yourself and up to 7 travel companions traveling on your same itinerary when you book select First, Business, or Premium Economy class tickets on international itineraries through the International Airline Program. Travel must originate in and return to the U.S. To book, log in to AmexTravel.com to search for flights with your preferred destination and dates of travel. Once you see your search results, qualifying flights will be highlighted by the International Airline Program banner.*

Trip Planning Tip: Good for lower fares on international round trip flights on premium class seats.

  Emirates

  Delta Air Lines

Recommended Flights

Recommended Flights offer Platinum and Business Platinum Card Members access to lower fares on select routes through North America on Delta Air Lines and Alaska Airlines through October 1, 2024. To book, login to AmexTravel.com to search for flights with your preferred destination and dates of travel. Once you see your search results, qualifying flights will be highlighted by the Recommended Flights banner.*

Trip Planning Tip: Good for lower fares when flying within North America (US, Canada, and Mexico).

*Average value based on Fine Hotels + Resorts bookings in 2020 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits. Terms apply

Insider Fares

Use Pay with Points to cover the entire fare and redeem fewer points with Insider Fares. Just log in on AmexTravel.com with a Membership Rewards program enrolled American Express Card® account to access Insider Fares. Use the booking tool to search for flights. If there are enough points in your Membership Rewards balance to cover the entire fare, select qualifying flights will be highlighted by the Insider Fares banner.*

Trip Planning Trip: Good for accessing points-saving deals when you use Pay with Points for the entire fare, because fewer points are needed. 

  Lufthansa

Get More For Your Trip

Experience the world with American Express Travel and let your journeys take flight with elevated style and convenience. Enjoy trip benefits and extra perks when you fly with your Platinum or Business Platinum Card. 

The American Express Global Lounge Collection®

You deserve choices. With the American Express Global Lounge Collection® get access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting. *

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Fee Credit for Global Entry or TSA PreCheck®

Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership through any Authorized Enrollment Provider for TSA PreCheck® (up to $85) when the application fee is charged to an eligible Card. If approved for Global Entry, you will receive access to TSA PreCheck® at no additional charge.*

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$189 CLEAR® Plus Credit

Receive up to $189 in statement credits per calendar year after you sign up and pay for a CLEAR Plus Membership (subject to auto-renewal) with your Platinum or Business Platinum Card®. With CLEAR, unique attributes, such as eyes or fingerprints, can help its members move faster through security at select airports.*

• Learn More about CLEAR Plus Credit

$200 Airline Fee Credit

Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum or Business Platinum Card®.*

• Select an Airline

Frequently Asked Questions

How do i book flights through american express travel to book a flight, just log on to amextravel.com and follow the prompts. you’ll choose your departure and arrival destination, dates of travel, number of travelers, and seats (economy, premium economy, business class, first class). you’ll also have the option to add other services to your travel itinerary. , what other travel services can i book through american express travel in addition to booking your flight, you’ll also have the option to book hotels, vacation packages, cruises and rental cars at amextravel.com., what american express flights program is the best for me to use in addition to booking a general flight, you’ll also have access to flight benefits such as the international airline program, insider fares, and recommended flights. here’s a quick overview of each program:   international airline program: gives you exclusive access to lower fares on select seats for yourself and up to seven additional companions, on qualifying round-trip flights originating from the u.s. learn more here .  insider fares: lets you use membership rewards pay with points for your entire fare and take advantage of point-saving deals on select flights. learn more here . recommended flights: gives you access to lower fares on select flights in north america. just log in and check the recommended flights filter while searching and it will let you know if a lower fare is available. learn more here., how can i book my flight with membership rewards® points step 1. log in to amextravel.com to access your membership rewards® points balance and begin by searching for a trip. step 2. at checkout, select either "use only points" or "use points + card" then apply points to your booking. step 3. once your flight is booked, your card will be charged the full dollar amount. a corresponding credit for the value of points used will be applied to your account in a separate transaction within 48 hours. you can learn more by visiting the how to use pay with points page., what should i know before booking a flight through american express travel you can book the following types of flights on american express travel online either online or over the phone. •roundtrip flights return to the same airport you departed from. •one-way flights take you from your starting point to a different returning destination. •multiple destination flights allow you to visit multiple destinations during your trip.   what should i know before booking a flight with american express travel •if you booked your travel with american express travel and you need to change/cancel a booking, we will honor the policies of your travel provider. •charter fares may be available for roundtrip or one-way flights. •one-way flights are not available with vacation packages.   if you need more help, contact us by calling the number on the back of your card., are additional card members on platinum accounts eligible for flight benefits flights purchased by additional platinum card members will earn the same 5x membership rewards points towards the basic card member's account. the basic platinum card member can manage who on the account may access and use points for purchases via pay with points. additional platinum card members on platinum accounts also have access to the international airline program. companion platinum card members on these accounts do not have access to the international airline program., do i still earn miles with the airline when booking through amextravel.com card members can still earn airline miles and status as you typically would when you book flights through amextravel.com.  save your loyalty number to my profile and add at checkout to earn miles.  .

*Terms and Conditions 

5X Membership Rewards® Points Platinum Card

Basic Card Members will get 1 Membership Rewards® point for each dollar charged for eligible purchases on their Platinum Card® or an Additional Card on their Account and 4 additional points (for a total of 5 points) for each dollar charged for eligible travel purchases on any Card on the Account (“Additional Points”), minus cancellations and credits. Eligible travel purchases are limited to: (i) purchases of air tickets on scheduled flights, of up to $500,000 in charges per calendar year, booked directly with passenger airlines or through American Express Travel (by calling 1-800-525-3355 or through AmexTravel.com); (ii) purchases of prepaid hotel reservations booked through American Express Travel; and (iii) purchases of prepaid flight+hotel packages booked through AmexTravel.com. Eligible travel purchases do not include: charter flights, private jet flights, flights that are part of tours, cruises, or travel packages (other than prepaid flight+hotel packages booked through AmexTravel.com), ticketing or similar service fees, ticket cancellation or change fees, property fees or similar fees, hotel group reservations or events, interest charges, or purchases of cash equivalents. Eligible prepaid hotel bookings or prepaid flight+hotel bookings that are modified directly with the hotel will not be eligible for Additional Points.

Bonuses that may be received with your Card on other purchase categories or in connection with promotions or offers from American Express cannot be combined with this benefit. Any portion of a charge that the Basic Card Member elects to cover through redemption of Membership Rewards points is not eligible to receive points. Additional terms and restrictions apply.

Merchants are assigned codes based on what they primarily sell. We group certain merchant codes into categories that are eligible for Additional Points. A purchase with a merchant will not earn Additional Points if the merchant’s code is not included in an Additional Points category. Basic Card Members may not receive Additional Points if we receive inaccurate information or are otherwise unable to identify your purchase as eligible for an Additional Points category. For example, you may not receive Additional Points when: a merchant uses a third-party to sell their products or services, a merchant uses a third-party to process or submit your transaction to us (e.g., using mobile or wireless card readers), or you choose to make a purchase using a third-party payment account or make a purchase using a mobile or digital wallet.

To be eligible for this benefit, the Card Account must not be cancelled. If American Express, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit in any way American Express may remove access to this benefit from the Account. For additional information, call the number on the back of your Card or visit  americanexpress.com/rewards-info  for more information about rewards.

5X Membership Rewards Points for Business Platinum Card

You will get one point for each dollar charged for an eligible purchase on your Business Platinum Card® from American Express. You will get 4 additional points (for a total of 5 points) for each dollar spent on eligible travel purchases. Eligible travel purchases include scheduled flights and prepaid flight+hotel packages made online at AmexTravel.com, minus returns and other credits. Additionally, eligible travel purchases include prepaid hotel purchases made through American Express Travel, over the phone with our Travel Consultants or made online at AmexTravel.com, minus returns and other credits. Eligible travel purchases do NOT include non-prepaid hotel bookings, scheduled flights and prepaid flight+hotel packages over the phone, vacation packages, car rentals, cruise, hotel group reservations or events, ticketing service, cancellation or other fees, interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. To be eligible for the 5x Membership Rewards® points, you must both reserve and charge the travel purchase with the same eligible Business Platinum Card®. To modify a reservation you must cancel and rebook your reservation. You can cancel and rebook your reservation on AmexTravel.com or by calling a representative of AmexTravel.com at 1-800-297-2977. Cancellations are subject to hotel cancellation penalty policies. If hotel reservations are made or modified directly with the hotel provider, the reservation will not be eligible for this 5X Membership Rewards® point benefit. To be eligible to receive extra points, Card account(s) must not be cancelled or past due at the time of extra points fulfillment. If booking is cancelled, the extra points will be deducted from the Membership Rewards account. Extra points will be credited to the Membership Rewards account approximately 6-10 weeks after eligible purchases appear on the billing statement. Bonuses you may receive with your Card on other purchase categories or in connection with promotions or offers from American Express may not be combined with this benefit. The benefits associated with the Additional Card(s) you choose may be different than the benefits associated with your basic Card. 

To learn about the benefits associated with Additional Card(s) you choose, please call the number on the back of your Card. Merchants are assigned codes based on what they primarily sell. We group certain merchant codes into categories that are eligible for additional points. A purchase with a merchant will not earn additional points if the merchant’s code is not included in an additional points category. You may not receive additional points if we receive inaccurate information or are otherwise unable to identify your purchase as eligible for an additional points category. For example, you may not receive additional points when: a merchant uses a third-party to sell their products or services; or a merchant uses a third-party to process or submit your transaction to us (e.g., using mobile or wireless card readers); or you choose to make a purchase using a third-party payment account or make a purchase using a mobile or digital wallet. 

Please visit  americanexpress.com/rewards-info  for more information about rewards. 

International Airline Program benefits are valid only for eligible U.S. Consumer and Business Platinum Card® Members and Centurion® Members (Delta SkyMiles® Platinum Members are not eligible), on international tickets booked through American Express Travel for select first class, business class, and premium economy tickets with participating airlines, subject to availability. Travel must originate in and return to U.S. gateway (may exclude certain overseas territories) and select Canadian gateways. One-way travel is permitted on some airlines where routing originates in U.S. or select Canadian gateways. An eligible Card Member can book for himself/herself and up to seven passengers traveling on the same itinerary as that Card Member. Bookings must be made using an eligible Card in the Card Member’s name. Discounts are applied to the base airfare. Discounts are not combinable with other offers unless indicated and may not apply to codeshare partners. Airline fare rules and restrictions apply and are subject to change at the discretion of the airline. Tickets are non-refundable unless otherwise indicated. Tickets are non-transferable; name changes are not permitted. Benefits, participating airlines, and ticket availability are subject to change. 

Special offer fares are valid only for eligible U.S. Consumer and Business Platinum Card® and Centurion® Members (Delta SkyMiles® Platinum Card Members are not eligible) on participating airlines for select domestic routes (routes may vary by airline); routes and participating airlines are subject to change during the offer term. The eligible Card Member must be one of the travelers on the booking. Discounts are applied to the base airfare. Discounts are not combinable with other offers unless otherwise specified. Tickets are subject to applicable government-imposed taxes/fees and airline-imposed fees; if baggage, seat-selection or similar items were not included with the tickets, additional fees may apply. Airline fare rules and restrictions and ticket terms and conditions apply and are subject to change at the discretion of the airline. Tickets are non-refundable unless otherwise indicated. Tickets are non-transferable. Applicable fares will display in search results on AmexTravel.com only if the eligible Card Member is logged into his/her account. Changes to tickets (if permitted) may incur an airline-imposed change fee, and/or any difference in fare. Cancellations of tickets (if permitted) may incur an airline-imposed cancellation fee. Special offer is valid for eligible bookings made through American Express Travel from today’s date through October 1, 2024. 

Insider Fares are valid only for Membership Rewards® program-enrolled Cards when a Card Member is booking through AmexTravel.com. Insider Fares will display in search results on AmexTravel.com only if an eligible Card Member is logged into his/her account and has enough Membership Rewards points for the entire fare; otherwise, publicly available fares will display. Insider Fares are fares for which less Membership Rewards points are required to purchase the flight. The entire amount of the purchase must be covered using Membership Rewards points. Insider Fares are only available on select flights. When purchasing an Insider Fare, the dollar amount of the fare will be charged to the Card Member’s account and a credit will be issued in that dollar amount on the Card Member’s statement; additionally, the number of Membership Rewards points required for the fare will be deducted from the Card Member’s Membership Rewards account balance. Participating airlines and benefits are subject to change. For more information about the Membership Rewards program visit  www.membershiprewards.com/terms . 

Membership Rewards® Pay with Points

To use Pay with Points, you must charge your eligible purchase through American Express Travel to a Membership Rewards® program-enrolled American Express® Card. Eligible purchases through American Express Travel exclude non-prepaid car rentals and non-prepaid hotels. Points will be debited from your Membership Rewards account, and credit for corresponding dollar amount will be issued to the American Express Card account used. If points redeemed do not cover entire amount, the balance of purchase price will remain on the American Express Card account. Minimum redemption 5,000 points. 

See  membershiprewards.com/terms  for the Membership Rewards program terms and conditions. 

If a charge for a purchase is included in a Pay Over Time balance on your Linked Account the statement credit associated with that charge may not be applied to that Pay Over Time balance. Instead the statement credit may be applied to your Pay in Full balance. If you believe this has occurred, please contact us by calling the number on the back of your Card. Corporate Card Members are not eligible for Pay Over Time.

Membership Rewards® Program

Terms and Conditions for the Membership Rewards® program apply. Visit  membershiprewards.com/terms  for more information. Participating partners and available rewards are subject to change without notice. 

The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to  www.membershiprewards.com/pointsinfo . 

U.S Consumer and Business Platinum Card Members and any Additional Platinum Card Members on the Account are eligible for access to the participating lounges in the American Express Global Lounge Collection. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for the Global Lounge Collection benefit. All lounge access is subject to space availability. Each lounge program within the Global Lounge Collection has its own policies and access to any of the participating lounges is subject to the applicable rules and policies. Participating lounges reserve the right to remove any person from the premises for inappropriate behavior or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive, or violent. To be eligible for this benefit, Card Account must not be cancelled. Please refer to each program’s terms and conditions to learn more.

The Centurion® Lounge

U.S. Platinum Card Members have unlimited complimentary access to all locations of The Centurion Lounge. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for access to The Centurion Lounge. All access to The Centurion Lounge is subject to space availability. To access The Centurion Lounge, Platinum Card Members must arrive within 3 hours of their departing flight and present The Centurion Lounge agent with the following upon each visit: their valid Card, a boarding pass showing a confirmed reservation for a departing flight on the same day on any carrier and a government-issued I.D. Note that select lounges allow access to Card Members with a confirmed reservation for any same-day travel (departure or arrival). Refer to the specific location’s access policy for more information. Failure to present this documentation may result in access being denied. Card Members must be at least 18 years of age to enter without a parent or legal guardian. All Centurion Lounge visitors must be of legal drinking age in the jurisdiction where the Lounge is located to consume alcoholic beverages. Please drink responsibly. American Express reserves the right to remove any person from the Lounge for inappropriate behavior or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive or violent. Soliciting other Card Members for access into our Lounge is not permissible. Hours may vary by location and are subject to change. Amenities vary among The Centurion Lounge locations and are subject to change. Card Members will not be compensated for changes in locations, rates or policies. In addition to the complimentary services and amenities in the Lounge, certain services, products or amenities may be offered for sale. You are responsible for any purchases and/or servicing charges you make in The Centurion Lounge or authorize our Member Services Professionals to make on your behalf. Services available at the Member Services Desk are based on the type of American Express Card used to enter the Lounge. American Express will not be liable for any articles lost or stolen or damages suffered by visitors to The Centurion Lounge. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with Lounge access in any way or that you intend to do so, we may remove access to The Centurion Lounge from the Platinum Account. Use of The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice.

U.S. Platinum Card Members, U.S. Business Platinum Card Members and Additional U.S. Platinum Card Members on the Account will be charged a $50 fee for each guest (or $30 for children aged 2 through 17, with proof of age) unless they have qualified for Complimentary Guest Access. U.S. Platinum Card and U.S. Business Platinum Card Members may qualify for Complimentary Guest Access for up to two (2) guests per visit to locations of The Centurion Lounge in the U.S., Hong Kong International Airport and London Heathrow Airport (“Complimentary Guest Access”), after spending $75,000 or more on eligible purchases on the Platinum Account in a calendar year. Once effective, Complimentary Guest Access will be available for the remainder of the calendar year in which it became effective, the following calendar year, and until January 31 of the next calendar year (for example, if Complimentary Guest Access became effective on May 1, 2023, it would remain effective until January 31, 2025). Eligible purchases made by any Additional Card Members on the Platinum Account will contribute to the purchase requirement. Complimentary Guest Access is limited to two (2) guests per Card Member per visit, regardless of whether you are eligible for complimentary guest access through multiple Platinum Accounts or through other Amex Cards. Guest access policies may vary internationally by location and are subject to change.

Eligibility for Complimentary Guest Access will typically be processed within a week of the Platinum Account’s meeting the purchase requirement, but may take up to 12 weeks to become effective. Complimentary Guest Access status will be reflected in the Benefits tab of your online Account and in the American Express App. Eligible purchases to meet the purchase requirement are for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or other cash equivalents. If a Card Member upgrades or downgrades from a different American Express Card to a Platinum Account, eligible purchases made on that Card Account will count toward meeting the purchase requirement to achieve Complimentary Guest Access on the new Platinum Account.

Escape Lounges – The Centurion® Studio Partner

This benefit is available to U.S. Platinum Card Members. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for access to Escape Lounges – The Centurion® Studio Partner. Card Members receive complimentary access to all US locations of the Escape Lounges. Card Member must present their valid Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and government-issued I.D. Card Member must be at least 18 years of age to enter without a parent or legal guardian. All Escape Lounge visitors must be of legal drinking age in the jurisdiction where the Lounge is located to consume alcoholic beverages. Please drink responsibly. The eligible flight must be booked on a U.S. issued American Express credit card and Card Members may bring up to two complimentary guests per visit. Card Member must adhere to all house rules of participating lounges. Card Members and their guests will receive all of the complimentary benefits and amenities afforded to the Escape Lounge customers, including access to purchase non-complimentary items. Some product features may be subject to additional charges. Escape Lounge locations are subject to change without notice. Additional restrictions may apply.

This benefit is available to U.S. Platinum Card Members. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for the Lufthansa lounges benefit. Platinum Card Members have complimentary access to select Lufthansa Business Lounges (regardless of ticket class) and Lufthansa Senator Lounges (when flying business class) when flying on a Lufthansa Group flight. To access the Lufthansa lounges, a Platinum Card Member must present their valid Platinum Card, a government issued I.D., and a same-day departure boarding pass showing confirmed reservation on a Lufthansa Group flight (Lufthansa, SWISS and Austrian airlines). Card Members must adhere to all rules of participating lounges. Participating lounges and locations subject to change without notice. Additional guest access and fees subject to terms and conditions of participating lounges. In some Lounges the Platinum Card Member must be at least 18 years of age to enter without a parent or guardian. Must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. For the most current list of Lufthansa lounges, guest access requirements, rules, and pricing policy, please visit  https://www.lufthansa.com/de/en/lounges .

Plaza Premium Lounges

This benefit is available to U.S. Platinum Card Members. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for the Plaza Premium Lounges benefit. Card Members receive complimentary access to any global location of Plaza Premium Lounges. To access Plaza Premium Lounges, Card Member must present their valid Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and government-issued I.D. In some cases, Card Member must be 21 years of age to enter without a parent or guardian. Card Members may bring up to two (2) companions into Plaza Premium Lounges as complimentary guests. Must be of legal drinking age to consume alcohol. Please drink responsibly. Card Member must adhere to all house rules of participating lounges. Card Members and their guests will receive all of the complimentary benefits and amenities afforded to the Plaza Premium Lounge customers, as well as access to purchase non-complimentary items. Some product features may be subject to additional charges. Plaza Premium Lounge locations are subject to change.

Priority Pass Select

This benefit is available to U.S. Platinum Card Members. Platinum Card Members and Additional Platinum Card Members must enroll in the Priority Pass™ Select program through the benefits section of their americanexpress.com account or by calling the number on the back of their Card to receive the benefit. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for the Priority Pass Select benefit. Priority Pass is an independent airport lounge access program. You acknowledge and agree that American Express will verify your Card Account number and provide updated Card Account information to Priority Pass. Priority Pass will use this information to fulfill on the Priority Pass Select program and may use this information for marketing related to the program. Once enrolled, Platinum Card Members with a valid Card Account may access participating Priority Pass Select lounges by presenting their Priority Pass Select card and airline boarding pass. If the Card Account is canceled, you will not be eligible for Priority Pass Select and your enrollment will be canceled. When visiting a Priority Pass Select lounge that admits guests, Platinum Card Members receive complimentary access for up to two accompanying guests. After two guests, the Card Account on file with Priority Pass Select will be automatically charged the guest visit fee of the Priority Pass Standard program for each additional guest after you have signed up for the additional guest visit and it has been reported to Priority Pass by the participating lounge. Some lounges limit the number of guests or do not admit guests. In some lounges, Priority Pass Select members must be 21 years of age to enter without a parent or guardian. Priority Pass Select members must adhere to all house rules of participating lounges and access to participating lounges is subject to all rules, terms and conditions of the applicable lounge. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass Select lounge partners and locations are subject to change. All Priority Pass Select members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package, and can be viewed at www.prioritypass.com. Upon receipt of your enrollment information, Priority Pass will send your Priority Pass Select card and membership package which you should receive within 10–14 business days. If you have not received the Priority Pass card after 14 days, please contact American Express using the number on the back of your American Express® Card. To receive immediate access to lounges after your enrollment in Priority Pass Select has been processed, you can activate your membership online by using your Priority Pass Select membership details to receive a Digital Membership Card. For a step-by-step guide on the activation process, visit  prioritypass.com/activation .

Additional Global Lounge Collection Partner Lounges

American Express offers access to additional lounges in the Global Lounge Collection where U.S. Platinum Card Members have unlimited complimentary access to participating locations. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for access to participating locations. Card Members must present their valid Platinum Card, a government-issued I.D., and a boarding pass showing a confirmed reservation for same-day travel on any carrier. Guest access and associated fees are subject to the terms and conditions of the participating lounge provider. Participation, locations, rates, and policies of lounges are subject to change without notice, and Card Members and their guests will not be compensated for such changes. Amenities, services, and hours may vary by participating lounge and are subject to change without notice. American Express and the participating lounge will not be liable for any articles lost or stolen, or damages suffered by the Card Member or guests inside the participating lounge. For participating lounges with a self-service bar, the Card Member may be required to be of legal drinking age in the participating lounge jurisdiction to enter without a parent or legal guardian. All Card Members and their guests must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. Each participating lounge may have their own policy allowing for children under a certain age to enter for free with the Card Member who is a parent or legal guardian. Card Member must adhere to all house rules of participating lounges. If American Express, in its sole discretion, determines that the Card Member or their guests have engaged in abuse, misuse, or gaming in connection with access to participating lounges in any way, or that the Card Member or their guests intend to do so, we may remove access to the Additional Lounges from the Account. American Express and the participating lounge reserve the right to revise the rules at any time without notice. For the most current list of participating lounges and access requirements, please use the Lounge Finder feature in the American Express App or visit  www.americanexpress.com/findalounge .

$189 CLEAR Plus Credit Basic Card Members can earn up to $189 in statement credits per calendar year when the Platinum Card® or Additional Cards on the Account are used to pay for an annual CLEAR Plus Membership. Enrollment in CLEAR Plus is required and is subject to CLEAR's terms and conditions. CLEAR Plus Memberships automatically renew each year unless canceled and CLEAR will charge the applicable Membership fee to the Card CLEAR has on file. American Express has no control over the application and/or approval process for CLEAR, and does not have access to any information provided to CLEAR by the Card Member or by CLEAR to the Card Member. American Express has no liability regarding the CLEAR program. If a Card Member's application is not approved by CLEAR, CLEAR will refund the charges. If the statement credit benefit has been applied before CLEAR refunds the charges, that statement credit will be reversed. Purchases by both the Basic Card Member and any Additional Card Members on the Card Account are eligible for statement credits. However, the total amount of statement credits for eligible purchases will not exceed $189 across all Cards on the Account per calendar year. For additional information on the CLEAR program, including information regarding Membership, eligibility, and for a list of participating locations, as well as the full terms and conditions of the program, please go to  www.clearme.com . The CLEAR program is subject to change, and American Express has no control over those changes. Please allow up to 6-8 weeks after a qualifying CLEAR transaction is charged to the Card Account for the statement credit to be posted to the Account. American Express relies on accurate transaction data to identify eligible CLEAR Plus purchases. If you do not see a credit for a qualifying purchase on your eligible Card after 8 weeks, please call the number on the back of your Card. Card Members remain responsible for timely payment of all CLEAR charges. If you are assigned a new Card number or have a Card number on file with CLEAR that is outdated (for example, if you replace your Card or if your Card has expired), you must update your Card information on file with CLEAR to help ensure that statement credits are received for eligible CLEAR Plus Membership fees. To be eligible for this benefit, the Card Account must not be cancelled or past due at the time of statement credit fulfillment. If a charge for an eligible purchase is included in a Pay Over Time feature balance on your Card Account, the statement credit associated with that charge may not be applied to that Pay Over Time feature balance. Instead, the statement credit may be applied to your Pay In Full balance. For additional information, call the number on the back of your Card.

Fee Credit for Global Entry or TSA PreCheck® The benefit is available to (i) Corporate Gold Card Members, (ii) Consumer Platinum Card® Members, Corporate Platinum Card® Members and Business Platinum Card® Members, and (iii) Centurion® Card Members. The benefit is also available to all Additional Card Members on Consumer and Business Platinum Accounts, and all Additional Card Members on Consumer and Business Centurion Accounts. To receive the Global Entry statement credit of $100 or the TSA PreCheck statement credit of up to $85, Basic or Additional Card Members on the eligible Card Account must pay for the respective application fee through a TSA PreCheck official enrollment provider with their eligible Card. Basic Card Members are eligible to receive a statement credit every 4.5 years for the TSA PreCheck® application fee (when applying through a TSA official enrollment provider) and every 4 years for the Global Entry application fee, in each case when charged to the Basic Card or any eligible Additional Cards on the eligible Card Account. Basic Card Members will receive a statement credit for the first program (either Global Entry or TSA PreCheck) to which they or their eligible Additional Cards apply and pay for with their eligible Card regardless of whether they are approved for Global Entry or TSA PreCheck. However, eligible Card Members can earn no more than one credit for up to $85 for TSA PreCheck or $100 credit for Global Entry (but not both programs), depending upon the program the Card Member first applies for, for an application fee charged to an eligible Card. American Express has no control over the application and/or approval process for Global Entry or TSA PreCheck, and does not have access to any information provided to the government by the Card Member or by the government to the Card Member. American Express has no liability regarding the Global Entry or TSA PreCheck Programs. U.S. Customs and Border Protection (CBP) (for Global Entry) and U.S. Transportation Security Administration (TSA) (for TSA PreCheck) charge an application fee to process each respective application regardless of whether the Card Member’s application is approved. The Department of Homeland Security may suspend acceptance of applications on any basis at its discretion. American Express will provide a statement credit for the application fee regardless of the decision made by CBP (for Global Entry) or TSA (for TSA PreCheck) but will not provide a statement credit for subsequent application fees charged to the same eligible Card within 4 years (for Global Entry) or 4.5 years (for TSA PreCheck), even if the original application is rejected.

Membership for Global Entry or TSA PreCheck is per person, and a separate application must be completed for each individual. TSA PreCheck application must be processed through a TSA official enrollment provider. Global Entry membership also includes access to the TSA PreCheck program with no additional application or fee required. For additional information on the Global Entry or TSA PreCheck programs, including information regarding the application and/or approval process and for a list of participating airlines and airports, as well as the full terms and conditions of the programs, please go to  www.cbp.gov/travel/trusted-traveler-programs/global-entry  for Global Entry and www.tsa.gov for TSA PreCheck. The Global Entry or TSA PreCheck programs are subject to change, and American Express has no control over those changes.

The statement credit benefit applies to the Global Entry or TSA PreCheck programs only. Other program applications including, but not limited to, NEXUS, SENTRI, FAST, and Privium are not eligible for the statement credit benefit.

Please allow up to 8 weeks after the qualifying Global Entry or TSA PreCheck transaction is charged to the eligible Card account for the statement credit to be posted to the Card account. American Express relies on accurate transaction data to identify eligible Global Entry and TSA PreCheck purchases. If you do not see a credit for a qualifying purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Card Members are responsible for payment of all application charges until the statement credit posts to the Card Account. Statement credits may be reversed if an eligible purchase is returned/cancelled.

To be eligible for this benefit, the Card Account must not be cancelled and not past due at the time of statement credits fulfillment. If American Express, in it’s sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, American Express will not have an obligation to provide statement credits and may reverse any statement credits provided to you. If a charge for an eligible purchase is included in a Pay Over Time feature balance on your Card Account, the statement credit associated with that charge may not be applied to that Pay Over Time feature balance. Instead, the statement credit may be applied to your Pay In Full balance. For additional information, call the number on the back of your Card.

$200 Airline Fee Credit for Platinum and Corporate Platinum Enrollment through American Express is required to receive the benefit. Basic Card Members on U.S. Consumer and Corporate Platinum Card Accounts can enroll in the benefit by making their airline selection in the Benefits section of their americanexpress.com online account or by calling us. Enrolled Basic Card Members on U.S. Consumer Platinum and U.S. Corporate Platinum Card Accounts are eligible to receive up to $200 in statement credits per calendar year for incidental airline fees charged by their one selected qualifying airline to the enrolled Card Account. Purchases by both the Basic Card Member and Additional Card Members on the enrolled Card Account are eligible for statement credits. However, the total amount of statement credits will not exceed $200 per calendar year, per Card Account. To receive statement credits, the Basic Card Member must select one qualifying airline through their American Express Online Account or the link for their Card below:

• American Express Platinum Card®: https://global.americanexpress.com/card-benefits/enroll/airline-fee-credit/platinum • Goldman Sachs Platinum Card®: https://global.americanexpress.com/card-benefits/enroll/airline-fee-credit/goldman-platinum-card • Morgan Stanley Platinum Card®: https://global.americanexpress.com/card-benefits/enroll/airline-fee-credit/morgan-stanley-platinum-card • Charles Schwab Platinum Card®: https://global.americanexpress.com/card-benefits/enroll/airline-fee-credit/schwab-platinum-card • American Express Corporate Platinum Card®: https://global.americanexpress.com/card-benefits/enroll/airline-fee-credit/corporate-platinum

Qualifying airlines include Alaska Airlines, American Airlines, Delta Airlines, Hawaiian Airlines, JetBlue Airways, Spirit Airlines, Southwest Airlines, and United Airlines, and are subject to change. Only the Basic Card Member or Authorized Account Manager(s) on the Card Account can select the qualifying airline. Card Members who have not chosen one qualifying airline will be able to do so at any time. Card Members who have already selected one qualifying airline will be able to change their choice one time each year in January through their American Express Online Account or by calling the number on the back of the Card. Card Members who do not change their airline selection will remain with their current airline. Incidental airline fees must be separate charges from airline ticket charges. Fees not charged by the Card Member's selected airline (e.g. wireless internet and fees incurred with airline alliance partners) do not qualify for statement credits. Incidental airline fees charged prior to selection of a qualifying airline are not eligible for statement credits. Airline tickets, upgrades, mileage points purchases, mileage points transfer fees, gift cards, duty free purchases, and award tickets are not deemed to be incidental fees. The airline must submit the charge under the appropriate merchant code, industry code, or required service or product identifier for the charge to be recognized as an incidental air travel fee.

Please allow 6-8 weeks after the qualifying incidental air travel fee is charged to your Card Account for statement credit(s) to be posted to the Account. American Express relies on airlines to submit the correct information on airline transactions, so please call the number on the back of the Card if statement credits have not posted after 8 weeks from the date of purchase. Card Members remain responsible for timely payment of all charges. Statement credits may be reversed if an eligible purchase is returned/cancelled. To be eligible for this benefit, Card Account(s) must be not canceled and not past due at the time of statement credit fulfillment. If American Express, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, American Express will not have an obligation to provide statement credits and may reverse any statement credits provided to you. If a charge for an eligible purchase is included in a Pay Over Time feature balance on your Card Account, the statement credit associated with that charge may not be applied to that Pay Over Time feature balance. Instead, the statement credit may be applied to your Pay In Full balance. For additional information, call the number on the back of your Card.

$200 Airline Fee Credit for Business Platinum Card

Benefit is available to Business Platinum Card® Members only. To receive statement credits of up to $200 per calendar year toward incidental air travel fees, Card Member must select one qualifying airline at www.americanexpress.com/airlinechoice. Qualifying airlines are subject to change. Only the Basic Card Member or Authorized Account Manager(s) on the Card Account can select the qualifying airline. Card Members who have not chosen a qualifying airline will be able to do so at any time. Card Members who have already selected a qualifying airline will be able to change their choice one time each year in January at www.americanexpress.com/airlinechoice or by calling the number on the back of the Card. Card Members who do not change their airline selection will remain with their current airline. The qualifying airline Business Platinum Card Members select for this $200 benefit and the 35% Airline Bonus must be the same. Statement Credits: Incidental air travel fees must be charged to the Card Member on the eligible Card Account for the benefit to apply. Incidental air travel fees charged by both the Basic and Additional Card Members on the eligible Card Account are eligible for statement credits. However, each Card Account is eligible for up to a total of $200 per calendar year in statement credits across all Cards on the Account. Incidental air travel fees must be separate charges from airline ticket charges. Fees not charged by the Card Member’s airline of choice (e.g. wireless internet and fees incurred with airline alliance partners) do not qualify for statement credits. Incidental air travel fees charged prior to selection of a qualifying airline are not eligible for statement credits. Airline tickets, upgrades, mileage points purchases, mileage points transfer fees, gift cards, duty free purchases, and award tickets are not deemed to be incidental fees. The airline must submit the charge under the appropriate merchant code, industry code, or required service or product identifier for the charge to be recognized as an incidental air travel fee. Please allow 6-8 weeks after the qualifying incidental air travel fee is charged to your Card Account for statement credit(s) to be posted to the Account. We rely on airlines to submit the correct information on airline transactions, so please call the number on the back of the Card if statement credits have not posted after 8 weeks from the date of purchase. Card Members remain responsible for timely payment of all charges. To be eligible for this benefit, Card Account(s) must be not canceled and not past due at the time of statement credit fulfillment. If a charge for any incidental air travel fee is included in a Pay Over Time feature balance on your Card Account (for example, Sign & Travel), the statement credit associated with that charge may not be applied to that Pay Over Time feature balance. Instead, the statement credit may be applied to your Pay In Full balance. For additional information about this benefit, call the number on the back of your Card.

Seller of Travel

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Solar Eclipse 2024: US Aviation Agency Issues Travel Warning Ahead Of Rare Celestial Event

Solar eclipse 2024: the agency recommended early planning and vigilance for both pilots and airports to mitigate potential challenges during this period..

Solar Eclipse 2024: The celestial event will not be visible in India. (Representative pic)

As the Solar Eclipse, also known as Surya Grahan, is set to take place on April 8, the US Federal Aviation Administration (FAA) has issued a warning for flying ahead of this celestial event. In a press note, the US government civil aviation agency advised that aircraft should be prepared for possible delays, reroutes, and changes in departure schedules for all the domestic (Instrument Flight Rules) IFR flights. The FAA's website also listed the airports in the path of the upcoming Solar Eclipse that will be affected. 

"The purpose of this notice is to inform airmen of the possible impacts to air traffic and airports along the eclipse path during the period April 7, 2024, 1000 UTC through April 10, 2024, 0400 UTC," the press note read. 

"Aircraft should be prepared for potential airborne holding, reroutes, and/or Expect Departure Clearance Times (EDCTs) that may be issued for all domestic IFR arrivals and departures. Traffic Management Initiatives (TMIs) are possible," it added. 

According to NASA , the April 8 Solar Eclipse, also known as the "Great North American Eclipse", will be visible in several countries, including the United States, Mexico and Canada. The eclipse will cross North America, creating a spectacle for observers. As a result, air traffic is expected to intensify, particularly between Texas and New England, as skygazers prepare to witness the rare event, the FAA said. 

"There may be a higher traffic volume than normal anticipated at airports along the path of the eclipse. Traffic should anticipate delays during peak traffic periods. Parking may be limited - particularly at the smaller, uncontrolled airports," the aviation agency added. 

Also Read |  What Scientists Hope To Learn From Total Solar Eclipse In US

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Further, the agency recommended early planning and vigilance for both pilots and airports to mitigate potential challenges during this period. "Special security provisions may be in effect for this event, including, but not limited to, Temporary Flight Restrictions (TFRs), two-way radio communications, and discrete transponder requirements," it said. 

Notably, the Solar Eclipse will not be visible in India. It will be visible in Texas, Oklahoma, Arkansas, Missouri, Illinois, Kentucky, Indiana, Ohio, Pennsylvania, New York, Vermont, New Hampshire, and Maine. Small parts of Tennessee and Michigan will also experience the eclipse. The eclipse will then move to Canada before exiting North America on the Atlantic coast. Hundreds of schools across the United States are set to close on April 8th due to a total solar eclipse. 

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Solar Eclipse 2024: US aviation agency issues air travel warning ahead of April 8 Surya Grahan; Details here

Solar Eclipse 2024: The upcoming total Solar Eclipse on April 8 will impact air travel in the US. FAA warned of potential delays and increased traffic in wake of this celestial event.

Solar Eclipse 2024: Surya Grahan commonly known as Solar Eclipse is going to take place on April 8. The Federal Aviation Administration (FAA), a US government civil aviation agency, issued a warning for flying ahead of this celestial event. 

The FAA on its website stated, "Aircraft should be prepared for potential airborne holding, reroutes, and/or expect departure clearance times that may be issued for all domestic IFR arrivals and departures. Traffic Management Initiatives are possible."

Additionally, the FAA's website listed the airports in the path of the upcoming Solar eclipse that will be affected.

Also read: Total solar eclipse 2024: First celestial event to occur on THIS date. Will it be visible in India? All details here

How will solar eclipse impact airspace and travellers.

This year, a total Solar Eclipse will be visible in various countries including the United States, Mexico, Canada, and other parts of North America. “On April 8, 2024, a total solar eclipse will cross North America, passing over Mexico, the United States, and Canada," NASA on its official website stated,

Also read: Solar Eclipse 2024: Will this rare celestial event be visible in India? When, where to watch, and other details here

Thus with the upcoming total solar eclipse, " airspace is expected to be busy between Texas and New England," reported Mid-Michigan Now as astronomical enthusiasts have planned their journeys to witness this once in a lifetime event. However, one of the most awaited spectacles astronomical display is set to create issues for travellers in the sky. As per the FAA warning, air travel from April 7 at 6 am EST until April 10 at midnight could be impacted.

Air traffic is expected to increase in US states where the solar eclipse's path of totality will strike. Moreover, pilots and airports have been advised to plan ahead and regularly check temporary flight restrictions.

Total Solar Eclipse time

This celestial event, Solar Eclipse, will commence at 2:12 pm on April 8 and will conclude by 2:22 am on April 9. Hence the total Solar Eclipse will span around 12 hours.

Also read: Total Solar Eclipse 2024: Big celestial event to fall on THIS date — What to expect and safety measures

Furthermore, US states are prepared for the influx of visitors on this occasion to get a view of this celestial event from the ground. To help ease ramp congestion during this time at airports, the FAA said that coordinating departures "as early as possible" can help fixed-base operators with staging aircraft.

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Newfoundland’s Auditor-General probing province’s expensive travel nursing contracts

Emergency Department at Dr. Georges-L.-Dumont University Hospital Centre, in Moncton, N.B. in February, 2023. Daniel St Louis/Handout

Newfoundland and Labrador Auditor-General Denise Hanrahan said Friday that she will investigate contracts between private vendors and the province’s health sector, citing The Globe and Mail’s reporting on expensive travel nursing deals .

In an e-mail, Ms. Hanrahan’s office said she would conduct a performance audit of “health sector contracts.” The scope of the review was intentionally defined broadly to give auditors wide latitude, Ms. Hanrahan said in an interview.

Performance audits, also known as value-for-money audits, assess how programs are managed and focus on their costs, efficiency and effectiveness.

In explaining her decision to launch the audit, Ms. Hanrahan said she is aware of The Globe’s reporting, and of concerns raised by Newfoundland politicians and interest groups about these contracts. “It certainly seemed like a topic that would be a complement to us, going forward,” she said.

The announcement arrives in the midst of an uproar in Newfoundland about the cost of travel nurses, who are hired from out of province by private, for-profit agencies. Those agencies then provide the nurses to the public health system at marked-up prices. The travel nursing industry has thrived across the country since the start of the pandemic, as health officials have relied on private providers to supplement short-staffed hospitals and nursing homes.

The Globe reported last month that one private agency, Toronto-based Canadian Health Labs, had inked contracts with health authorities in Newfoundland and New Brunswick, and charged rates that in many cases worked out to more than $300 an hour per nurse. That is roughly six times as much as nurses earn in the public health care system.

Newfoundland, eager to shed dependency on expensive travel nurses, launches program for rural communities

CHL also charged health authorities for meals for its nurses, but The Globe’s investigation found no evidence that the money had been distributed to the company’s workers. The Globe obtained copies of CHL’s employment contracts, which specified that the nurses were responsible for paying for their own food. More than two dozen nurses said they had never received meal allowances from the company.

Based on invoices obtained through freedom of information requests, The Globe initially calculated that CHL had billed Newfoundland for $1.6-million in meal allowances. Newfoundland and Labrador Health Services, the province’s health authority, confirmed to The Globe earlier this week that it had paid $2.12-million in these allowances as of December.

Ms. Hanrahan said it could be 12 to 18 months before a report on the audit is released. CHL’s current contract in the province, worth a maximum of $44.25-million, ends on April 30.

These nursing deals are already under scrutiny in Atlantic Canada. Late last month, Newfoundland Health Minister Tom Osborne asked the province’s Comptroller-General, who has oversight of the province’s finances, to review CHL’s contracts. The province’s Official Opposition has sent a letter to the RCMP, asking them to look into the contracts.

Earlier this month, New Brunswick Auditor-General Paul Martin announced a separate audit of travel-nursing arrangements in his province, where CHL has a contract worth as much as $93-million to supply nurses until 2026. It also has a $45-million deal to provide personal support workers there until May 31.

Yvette Coffey, president of the Registered Nurses’ Union of Newfoundland and Labrador, said her group had written several times to urge the Auditor-General to examine travel nursing. “There must be a full, open and transparent accounting for the money that the taxpayers of Newfoundland and Labrador spent on these private agencies,” Ms. Coffey said.

Newfoundland seeks answers after ‘shocking’ spending on temporary nurses

In a statement, Mr. Osborne, the Health Minister, said he is pleased that there will be an audit. He added that he had been in contact with Ms. Hanrahan about health care contracts.

Newfoundland and Labrador Health Services said in a statement that it “values the work of the Auditor-General and will work collaboratively with the Office as the review is conducted.”

CHL has not responded to past requests from The Globe for it to explain why its nurses claim they didn’t receive money for meals, despite the payments from health authorities. In response to past questions about that and other aspects of its business, the company issued a four-paragraph statement stating that its rates are “fair and transparent” and that its prices “reflect the extraordinary logistical challenges of getting and keeping health care professionals in rural, remote and underserved communities.”

The Globe contacted CHL’s lawyer, William McDowell, for comment about Ms. Hanrahan’s decision. The company offered no response.

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40 facts about elektrostal.

Written by Lanette Mayes

Modified & Updated: 02 Mar 2024

Reviewed by Jessica Corbett

Elektrostal is a vibrant city located in the Moscow Oblast region of Russia. With a rich history, stunning architecture, and a thriving community, Elektrostal is a city that has much to offer. Whether you are a history buff, nature enthusiast, or simply curious about different cultures, Elektrostal is sure to captivate you.

This article will provide you with 40 fascinating facts about Elektrostal, giving you a better understanding of why this city is worth exploring. From its origins as an industrial hub to its modern-day charm, we will delve into the various aspects that make Elektrostal a unique and must-visit destination.

So, join us as we uncover the hidden treasures of Elektrostal and discover what makes this city a true gem in the heart of Russia.

Key Takeaways:

• Elektrostal, known as the “Motor City of Russia,” is a vibrant and growing city with a rich industrial history, offering diverse cultural experiences and a strong commitment to environmental sustainability.
• With its convenient location near Moscow, Elektrostal provides a picturesque landscape, vibrant nightlife, and a range of recreational activities, making it an ideal destination for residents and visitors alike.

Known as the “Motor City of Russia.”

Elektrostal, a city located in the Moscow Oblast region of Russia, earned the nickname “Motor City” due to its significant involvement in the automotive industry.

Home to the Elektrostal Metallurgical Plant.

Elektrostal is renowned for its metallurgical plant, which has been producing high-quality steel and alloys since its establishment in 1916.

Boasts a rich industrial heritage.

Elektrostal has a long history of industrial development, contributing to the growth and progress of the region.

Founded in 1916.

The city of Elektrostal was founded in 1916 as a result of the construction of the Elektrostal Metallurgical Plant.

Located approximately 50 kilometers east of Moscow.

Elektrostal is situated in close proximity to the Russian capital, making it easily accessible for both residents and visitors.

Known for its vibrant cultural scene.

Elektrostal is home to several cultural institutions, including museums, theaters, and art galleries that showcase the city’s rich artistic heritage.

A popular destination for nature lovers.

Surrounded by picturesque landscapes and forests, Elektrostal offers ample opportunities for outdoor activities such as hiking, camping, and birdwatching.

Hosts the annual Elektrostal City Day celebrations.

Every year, Elektrostal organizes festive events and activities to celebrate its founding, bringing together residents and visitors in a spirit of unity and joy.

Has a population of approximately 160,000 people.

Elektrostal is home to a diverse and vibrant community of around 160,000 residents, contributing to its dynamic atmosphere.

Boasts excellent education facilities.

The city is known for its well-established educational institutions, providing quality education to students of all ages.

A center for scientific research and innovation.

Elektrostal serves as an important hub for scientific research, particularly in the fields of metallurgy, materials science, and engineering.

Surrounded by picturesque lakes.

The city is blessed with numerous beautiful lakes, offering scenic views and recreational opportunities for locals and visitors alike.

Well-connected transportation system.

Elektrostal benefits from an efficient transportation network, including highways, railways, and public transportation options, ensuring convenient travel within and beyond the city.

Famous for its traditional Russian cuisine.

Food enthusiasts can indulge in authentic Russian dishes at numerous restaurants and cafes scattered throughout Elektrostal.

Home to notable architectural landmarks.

Elektrostal boasts impressive architecture, including the Church of the Transfiguration of the Lord and the Elektrostal Palace of Culture.

Offers a wide range of recreational facilities.

Residents and visitors can enjoy various recreational activities, such as sports complexes, swimming pools, and fitness centers, enhancing the overall quality of life.

Provides a high standard of healthcare.

Elektrostal is equipped with modern medical facilities, ensuring residents have access to quality healthcare services.

Home to the Elektrostal History Museum.

The Elektrostal History Museum showcases the city’s fascinating past through exhibitions and displays.

A hub for sports enthusiasts.

Elektrostal is passionate about sports, with numerous stadiums, arenas, and sports clubs offering opportunities for athletes and spectators.

Celebrates diverse cultural festivals.

Throughout the year, Elektrostal hosts a variety of cultural festivals, celebrating different ethnicities, traditions, and art forms.

Electric power played a significant role in its early development.

Elektrostal owes its name and initial growth to the establishment of electric power stations and the utilization of electricity in the industrial sector.

Boasts a thriving economy.

The city’s strong industrial base, coupled with its strategic location near Moscow, has contributed to Elektrostal’s prosperous economic status.

Houses the Elektrostal Drama Theater.

The Elektrostal Drama Theater is a cultural centerpiece, attracting theater enthusiasts from far and wide.

Popular destination for winter sports.

Elektrostal’s proximity to ski resorts and winter sport facilities makes it a favorite destination for skiing, snowboarding, and other winter activities.

Promotes environmental sustainability.

Elektrostal prioritizes environmental protection and sustainability, implementing initiatives to reduce pollution and preserve natural resources.

Home to renowned educational institutions.

Elektrostal is known for its prestigious schools and universities, offering a wide range of academic programs to students.

Committed to cultural preservation.

The city values its cultural heritage and takes active steps to preserve and promote traditional customs, crafts, and arts.

Hosts an annual International Film Festival.

The Elektrostal International Film Festival attracts filmmakers and cinema enthusiasts from around the world, showcasing a diverse range of films.

Encourages entrepreneurship and innovation.

Elektrostal supports aspiring entrepreneurs and fosters a culture of innovation, providing opportunities for startups and business development.

Offers a range of housing options.

Elektrostal provides diverse housing options, including apartments, houses, and residential complexes, catering to different lifestyles and budgets.

Home to notable sports teams.

Elektrostal is proud of its sports legacy, with several successful sports teams competing at regional and national levels.

Boasts a vibrant nightlife scene.

Residents and visitors can enjoy a lively nightlife in Elektrostal, with numerous bars, clubs, and entertainment venues.

Promotes cultural exchange and international relations.

Elektrostal actively engages in international partnerships, cultural exchanges, and diplomatic collaborations to foster global connections.

Surrounded by beautiful nature reserves.

Nearby nature reserves, such as the Barybino Forest and Luchinskoye Lake, offer opportunities for nature enthusiasts to explore and appreciate the region’s biodiversity.

Commemorates historical events.

The city pays tribute to significant historical events through memorials, monuments, and exhibitions, ensuring the preservation of collective memory.

Promotes sports and youth development.

Elektrostal invests in sports infrastructure and programs to encourage youth participation, health, and physical fitness.

Hosts annual cultural and artistic festivals.

Throughout the year, Elektrostal celebrates its cultural diversity through festivals dedicated to music, dance, art, and theater.

Provides a picturesque landscape for photography enthusiasts.

The city’s scenic beauty, architectural landmarks, and natural surroundings make it a paradise for photographers.

Connects to Moscow via a direct train line.

The convenient train connection between Elektrostal and Moscow makes commuting between the two cities effortless.

A city with a bright future.

Elektrostal continues to grow and develop, aiming to become a model city in terms of infrastructure, sustainability, and quality of life for its residents.

In conclusion, Elektrostal is a fascinating city with a rich history and a vibrant present. From its origins as a center of steel production to its modern-day status as a hub for education and industry, Elektrostal has plenty to offer both residents and visitors. With its beautiful parks, cultural attractions, and proximity to Moscow, there is no shortage of things to see and do in this dynamic city. Whether you’re interested in exploring its historical landmarks, enjoying outdoor activities, or immersing yourself in the local culture, Elektrostal has something for everyone. So, next time you find yourself in the Moscow region, don’t miss the opportunity to discover the hidden gems of Elektrostal.

Q: What is the population of Elektrostal?

A: As of the latest data, the population of Elektrostal is approximately XXXX.

Q: How far is Elektrostal from Moscow?

A: Elektrostal is located approximately XX kilometers away from Moscow.

Q: Are there any famous landmarks in Elektrostal?

A: Yes, Elektrostal is home to several notable landmarks, including XXXX and XXXX.

Q: What industries are prominent in Elektrostal?

A: Elektrostal is known for its steel production industry and is also a center for engineering and manufacturing.

Q: Are there any universities or educational institutions in Elektrostal?

A: Yes, Elektrostal is home to XXXX University and several other educational institutions.

Q: What are some popular outdoor activities in Elektrostal?

A: Elektrostal offers several outdoor activities, such as hiking, cycling, and picnicking in its beautiful parks.

Q: Is Elektrostal well-connected in terms of transportation?

A: Yes, Elektrostal has good transportation links, including trains and buses, making it easily accessible from nearby cities.

Q: Are there any annual events or festivals in Elektrostal?

A: Yes, Elektrostal hosts various events and festivals throughout the year, including XXXX and XXXX.

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MLM Travel Companies: Unveiling Top Picks and Their Operations

Multi-level marketing (MLM) travel companies are businesses that operate within the travel industry using a specific marketing and distribution model.

These companies rely on individual representatives, or travel agents, to sell travel packages, accommodations, and other related services directly to consumers.

MLM travel companies offer their agents the opportunity to earn commissions not only on their own sales, but also on the sales made by the representatives they recruit into the organization, creating a multi-tiered structure of income potential.

In this article, we will look at every aspect of the world of MLM travel companies. Let’s get started!

Table of Contents

Key takeaways.

• MLM travel companies rely on individual representatives to sell travel packages and services directly to consumers
• These companies offer training, exclusive travel discounts, and incentives for reaching sales milestones.
• Success in MLM travel companies requires dedication, network-building, and a passion for travel

What Are MLM Travel Companies?

Multi-Level Marketing (MLM) is a business model where companies sell their products or services through person-to-person sales.

As an independent distributor, you are selling directly to other people, which may be done through various channels, such as from your home, a customer’s home, or online.

The structure of the compensation plan in MLMs allows you to earn income not only from your own sales but also from the sales of those you recruit into the business, creating a network or downline of distributors.

Travel Industry and MLM

In the context of the travel industry, MLM companies operate by offering travel-related products and services, such as booking accommodations, flights, cruises, or vacation packages.

As a distributor for an MLM travel company, your primary responsibility is to promote and sell these travel services to your network and recruit new members to join the business.

By building a downline of other distributors and customers, you can earn commissions on their sales and bookings, in addition to your own.

As you explore opportunities in the MLM travel industry, it’s important to carefully evaluate each company and choose one with a solid reputation, competitive pricing, and sufficient support for their distributors.

Some of the best MLM travel companies have a track record of success, offer extensive training resources, and provide access to exclusive travel discounts and benefits for their members.

How MLM Travel Companies Work

Let’s take a closer look at the recruitment process, commission structure, and travel rewards system.

Recruitment Process

In MLM travel companies, you join as an independent distributor, participant, or contractor. Your primary task is to recruit new members into the network. The more people you recruit, the more your network, or “downline,” grows.

It’s essential to understand that your success in an MLM travel company depends on your ability to build and manage your downline effectively.

Commission Structure

The commission structure in MLM travel companies is typically based on two ways of earning money:

• Direct sales : You can earn commissions by selling travel products or services directly to retail customers who are not involved in the MLM. This can include selling travel packages, memberships, or discounts.
• Recruitment commissions : You can also earn money by recruiting new distributors and receiving commissions based on their purchases and sales to retail customers. This means that as your downline grows, your potential for earning commissions increases, based on your recruits’ performance.

Remember that the actual commission rates and payment structure may vary from one MLM travel company to another.

Travel Discounts and Rewards

As a participant in an MLM travel company, you may have access to special discounts and rewards on travel service s like flights, hotels, and vacations. These discounts can be used for personal travel or can be offered to customers through your booking portal.

Additionally, some MLM travel companies offer incentives for reaching specific recruitment or sales milestones , such as free trips, upgraded memberships, or bonuses. These benefits and rewards are designed to motivate and reward distributors for their hard work and dedication to the MLM travel company.

Remember to thoroughly research prospective MLM travel companies to ensure they are reputable and well-established before joining. It’s essential to understand the ins and outs of the business model and weigh any potential benefits against the potential risks and downsides.

Best MLM Travel Companies

Among the best network marketing companies in the world , what are the top MLM travel companies?

These companies have established reputations in the industry and offer various opportunities for people looking to join travel-related MLMs.

Here are our picks.

InteleTravel

InteleTravel has been in the business for over 25 years, making it one of the more experienced and established travel MLM companies.

As an InteleTravel agent, your main responsibility is to promote and sell travel packages, which can range from cruises to all-inclusive vacations.

InteleTravel also offers an extensive training program for its agents, which covers topics such as marketing, product knowledge, and customer satisfaction. This training can be valuable in helping you establish a successful MLM career with them.

Here you can find their website .

PlanNet Marketing

PlanNet Marketing is an MLM company that partners with InteleTravel. Their primary focus is to recruit new representatives and help them build teams of travel agents.

As a PlanNet Marketing representative, your earnings are based on a commission structure that rewards both personal sales and team sales. By combining your efforts with InteleTravel, you can create a varied income stream from selling travel packages and building your team of agents.

Evolution Travel

Evolution Travel is another option for those looking to join the travel MLM industry. Their main product is the membership, and to become a travel agent, one must purchase a Professional Travel Agent (PTA) package.

The upfront cost is $30, with a retail price of $299. As an Evolution Travel agent, you can earn rewards and commissions, gain access to training materials, and enjoy discounted travel opportunities for yourself.

WorldVentures (closed)

WorldVentures was a well-known travel-based MLM company. Founded in 2005 by Wayne Nugent and Mike Aczue, it has a strong focus on travelers in Southeast Asia, collaborating with a variety of hotels and homesteads that may not be found on mainstream sites.

The company has been closed and the business will probably not be continued in the future.

As a WorldVentures representative, you had the opportunity to sell travel packages, earn bonuses, and even enjoy discounted trips for yourself.

NOTE – Keep in mind that, as with any MLM opportunity, it’s crucial to research the company, understand their compensation plan, and evaluate the potential for success before making a decision to join. This will help you make an informed decision and set yourself up for the best possible experience in the MLM travel industry.

Pros and Cons of Joining MLM Travel Companies

Let’s now delve into the advantages and disadvantages of these companies with reference to earnings, work flexibility, and challenges to overcome in the MLM world.

Potential Earnings

Joining an MLM travel company can offer you an opportunity to earn potential income by selling travel-related products and services.

Your earnings directly depend on your performance in selling, as well as your ability to recruit and manage a team of other sellers. However, this potential income may not be substantial, as most MLM participants struggle to make a significant profit.

Flexibility and Entrepreneurship

One of the advantages of joining an MLM travel company is the flexibility it offers. You can work when you want, where you want.

This allows you to maintain a work-life balance and take charge of your schedule. Moreover, you have the chance to explore your entrepreneurial spirit by building your own network of travel sellers and guiding them toward success.

Challenges and Controversies

There are numerous challenges and controversies associated with MLM travel companies. Joining an MLM may seem like an attractive way to make money while traveling, but it’s essential to be aware of the potential downsides:

• Lack of Support and Resources : Unlike traditional travel agencies, MLMs often focus on gaining members rather than providing you with the necessary support and resources to sell travel effectively.
• Reputation in the Travel Industry : Many travel professionals do not view MLMs positively, which may hinder your success in establishing credibility and building a strong network.
• Expenses : To succeed in an MLM, you may need to spend money on various costs such as meals, fuel, hotel accommodations, and more. These costs can add up and negatively impact your earnings.
• Difficulty in Sales : Achieving consistent sales success in an MLM can be challenging, especially with travel products, as the emphasis is often on recruitment rather than product quality or value.

Keep these pros and cons in mind when considering joining an MLM travel company, and always conduct thorough research before making a decision.

Alternatives to MLM Travel Companies

So? What are the alternatives for earning in the travel industry for those who do not trust network marketing?

1. Traditional Travel Agencies

Traditional travel agencies still play an important role in the travel industry. Unlike MLM travel companies, they don’t require you to recruit others or sell products to friends and family.

As a travel agent in a traditional agency, you can use your knowledge and skills to help clients plan their perfect trips, providing personalized recommendations and handling all the travel arrangements.

You’ll earn a commission from travel suppliers based on the bookings you make, and your success will depend on your customer service skills and ability to build a loyal client base.

2. Online Travel Platforms

Online travel platforms can be a convenient option for those who prefer to manage their own travel bookings, while still offering a commission-based opportunity for those looking to work in the travel industry.

Websites like Expedia, Booking.com, and Airbnb provide complete control over searching, comparing, and booking flights, accommodations, car rentals, and experiences.

As an affiliate partner of online travel platforms, you can earn commissions for driving traffic and sales to their website. This can be done through blogging, social media, or creating your own travel booking site that leverages their technology.

Becoming an affiliate partner of online travel platforms typically doesn’t require any upfront investment or the need to join a complex network of recruiters and downlines.

You can focus on promoting travel bookings and engaging with your audience, without the pitfalls of MLM business models.

In understanding MLM travel companies, it’s crucial to know what they are and how they function. These companies use a multi-level marketing model to offer you travel-related products and services while providing an opportunity to earn income.

By becoming a part of their network, you can generate revenue through commissions, bonuses, and incentives based on your sales and the sales of those you recruit underneath you.

When choosing the best MLM travel company for you, it’s essential to research their credibility and track record.

Companies like iBuumerang and XStream Travel are other examples of reputable businesses that have generated interest in the MLM travel industry. However, keep in mind that not all MLM travel companies are equal, and there may be mixed success stories across the board.

As you consider joining an MLM travel company, be aware of the potential risks and challenges you might face, such as unrealistic income expectations or the possibility of joining an illegal pyramid scheme .

What are the top MLM travel companies?

There are several MLM travel companies out there, and it’s essential to choose the right one for you. Some of the top MLM travel companies include Evolution Travel, InteleTravel, and PlanNet Marketing. Research their history, success rate, and the income potential they offer before deciding which one suits your needs best.

How do MLM travel companies operate?

MLM travel companies work by recruiting independent distributors or agents who earn commissions on travel bookings and product sales. In addition to earning from their sales, agents can also receive compensation from the sales and recruitment of their downline. This multi-level structure is what allows for potential income growth as your network expands. Remember to evaluate the company’s business model and compensation plan thoroughly.

Can you do business with non-MLM travel agencies?

Yes, you can do business with many non-MLM travel agencies in the industry. These agencies typically focus on providing curated travel experiences and personalized services to clients, without the need for a network of independent distributors. If you prefer dealing with customers directly and have a passion for travel planning, working for a traditional travel agency might be a better fit for you.

What is the income potential for MLM travel agents?

The income potential for MLM travel agents varies greatly depending on the company, compensation plan, and the individual’s efforts in both sales and recruitment. It is essential to manage your expectations when joining an MLM travel company and remember that success often requires hard work and dedication. While some agents might earn a substantial income, others may find it challenging to make a profit.

Are MLM travel companies successful?

Success rates among MLM travel companies can vary, with some seeing significant growth and others struggling to maintain momentum. As an individual looking to join an MLM travel company, it’s crucial to research each company’s history and reputation thoroughly.

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Claudia Looi

Touring the Top 10 Moscow Metro Stations

By Claudia Looi 2 Comments

Komsomolskaya metro station looks like a museum. It has vaulted ceilings and baroque decor.

Hidden underground, in the heart of Moscow, are historical and architectural treasures of Russia. These are Soviet-era creations – the metro stations of Moscow.

Our guide Maria introduced these elaborate metro stations as “the palaces for the people.” Built between 1937 and 1955, each station holds its own history and stories. Stalin had the idea of building beautiful underground spaces that the masses could enjoy. They would look like museums, art centers, concert halls, palaces and churches. Each would have a different theme. None would be alike.

The two-hour private tour was with a former Intourist tour guide named Maria. Maria lived in Moscow all her life and through the communist era of 60s to 90s. She has been a tour guide for more than 30 years. Being in her 60s, she moved rather quickly for her age. We traveled and crammed with Maria and other Muscovites on the metro to visit 10 different metro stations.

Arrow showing the direction of metro line 1 and 2

Moscow subways are very clean

To Maria, every street, metro and building told a story. I couldn’t keep up with her stories. I don’t remember most of what she said because I was just thrilled being in Moscow.   Added to that, she spilled out so many Russian words and names, which to one who can’t read Cyrillic, sounded so foreign and could be easily forgotten.

The metro tour was the first part of our all day tour of Moscow with Maria. Here are the stations we visited:

1. Komsomolskaya Metro Station  is the most beautiful of them all. Painted yellow and decorated with chandeliers, gold leaves and semi precious stones, the station looks like a stately museum. And possibly decorated like a palace. I saw Komsomolskaya first, before the rest of the stations upon arrival in Moscow by train from St. Petersburg.

2. Revolution Square Metro Station (Ploshchad Revolyutsii) has marble arches and 72 bronze sculptures designed by Alexey Dushkin. The marble arches are flanked by the bronze sculptures. If you look closely you will see passersby touching the bronze dog's nose. Legend has it that good luck comes to those who touch the dog's nose.

Touch the dog's nose for good luck. At the Revolution Square station

Revolution Square Metro Station

3. Arbatskaya Metro Station served as a shelter during the Soviet-era. It is one of the largest and the deepest metro stations in Moscow.

Arbatskaya Metro Station

4. Biblioteka Imeni Lenina Metro Station was built in 1935 and named after the Russian State Library. It is located near the library and has a big mosaic portrait of Lenin and yellow ceramic tiles on the track walls.

Lenin's portrait at the Biblioteka Imeni Lenina Metro Station

5. Kievskaya Metro Station was one of the first to be completed in Moscow. Named after the capital city of Ukraine by Kiev-born, Nikita Khruschev, Stalin's successor.

Kievskaya Metro Station

6. Novoslobodskaya Metro Station  was built in 1952. It has 32 stained glass murals with brass borders.

Novoslobodskaya metro station

7. Kurskaya Metro Station was one of the first few to be built in Moscow in 1938. It has ceiling panels and artwork showing Soviet leadership, Soviet lifestyle and political power. It has a dome with patriotic slogans decorated with red stars representing the Soviet's World War II Hall of Fame. Kurskaya Metro Station is a must-visit station in Moscow.

Ceiling panel and artworks at Kurskaya Metro Station

8. Mayakovskaya Metro Station built in 1938. It was named after Russian poet Vladmir Mayakovsky. This is one of the most beautiful metro stations in the world with 34 mosaics painted by Alexander Deyneka.

Mayakovskaya station

One of the over 30 ceiling mosaics in Mayakovskaya metro station

9. Belorusskaya Metro Station is named after the people of Belarus. In the picture below, there are statues of 3 members of the Partisan Resistance in Belarus during World War II. The statues were sculpted by Sergei Orlov, S. Rabinovich and I. Slonim.

10. Teatralnaya Metro Station (Theatre Metro Station) is located near the Bolshoi Theatre.

Teatralnaya Metro Station decorated with porcelain figures .

Taking the metro's escalator at the end of the tour with Maria the tour guide.

Have you visited the Moscow Metro? Leave your comment below.

January 15, 2017 at 8:17 am

An excellent read! Thanks for much for sharing the Russian metro system with us. We're heading to Moscow in April and exploring the metro stations were on our list and after reading your post, I'm even more excited to go visit them. Thanks again 🙂

December 6, 2017 at 10:45 pm

Hi, do you remember which tour company you contacted for this tour?

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