capital one travel 5 cash back

Credit cards
View all credit cards
Banking guide
Loans guide
Insurance guide
Personal finance
View all personal finance
Small business
Small business guide
View all taxes

You’re our first priority. Every time.

We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.

So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners .

Benefits of the Capital One Quicksilver

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

The Capital One Quicksilver Cash Rewards Credit Card is a no-hassle option ideal for minimalists or those who want easy-to-manage rewards.

You don’t have to track rewards categories, spending limits or redemption thresholds with this $0 -annual-fee card. It works well solo as a go-to option for all purchases, and it pairs well with other credit cards that offer higher rewards in popular spending categories.

Here are the benefits of the Capital One Quicksilver Cash Rewards Credit Card .

» MORE: Complete card details for the Capital One Quicksilver

Straightforward rewards

1. 1.5% back on everything.

Wherever you use the Capital One Quicksilver Cash Rewards Credit Card , you’ll earn a solid industry-standard rate of 1.5% cash back on all purchases. The rewards can add up quickly if you use the card for most purchases, and you can redeem them at any amount. Rewards redeem for cash back, statement credit or gift cards, and they don’t expire as long as your account is open and active.

There is one category that earns significantly more than 1.5% cash back. When you use your card to book hotels or rental cars through Capital One Travel you'll earn unlimited 5% cash back.

» MORE: Which 1.5% cash-back credit card should you choose?

Introductory incentives

The Capital One Quicksilver Cash Rewards Credit Card has solid welcome offers that could help offset the cost of your purchases.

2. A sign-up bonus for new cardholders

You don’t have to be a big spender to meet the requirements for a generous sign-up bonus: Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. You can plan your application around months with added expenses to meet that goal.

3. A lengthy 0% introductory APR

You'll get an intro 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies . That’s a lengthy amount of time to finance your purchases and save on interest charges.

» MORE: NerdWallet review of the Capital One Quicksilver

Travel-friendly features

4. no foreign transaction fees.

Many cash-back credit cards charge a fee for purchases made outside the U.S. — typically 1% to 3% per transaction. The Capital One Quicksilver Cash Rewards Credit Card doesn’t charge this fee, so you can save money on these potentially costly transactions when you’re traveling abroad.

5. International merchant acceptance

As part of the Mastercard network, the Capital One Quicksilver Cash Rewards Credit Card is widely accepted by merchants abroad.

» MORE: NerdWallet’s best no foreign transaction fee credit cards

Protections: Shopping and travel benefits

The Capital One Quicksilver Cash Rewards Credit Card offers new cardholders Mastercard World Elite benefits that can protect purchases and travel experiences.

Mastercard World Elite benefits

6. price protection.

This benefit reimburses the difference in the cost of an item, up to $250 per claim if you see it advertised at a lower price within 120 days from the date that you purchased it with the Capital One Quicksilver Cash Rewards Credit Card . You can make a maximum of four claims within a 12-month period. Terms apply. Price protection is an increasingly rare benefit these days.

7. Extended warranty protection

This benefit adds up to two years to manufacturers’ warranties of two years or less when you’ve used the card to purchase qualifying items. Terms apply. Learn more about extended warranty protections.

8. Travel accident insurance

You and eligible family members are insured up to a certain amount against qualifying accidents that may happen while entering, exiting or traveling in a licensed common carrier as long as you charge your entire travel fare to the Capital One Quicksilver Cash Rewards Credit Card . Coverage may also extend to qualifying transportation to and from the airport, depending on whether you charged the fare to your card prior to departing. Terms apply.

9. Baggage delay insurance

Get reimbursed up to $100 per day for three days when your bags are delayed for more than four hours at another destination. This coverage is limited to urgent essential items you may need when you’re away from home and it’s secondary to any other insurance you might have. To qualify, you must charge your travel fare to the Capital One Quicksilver Cash Rewards Credit Card . Terms apply.

10. Trip cancellation and interruption insurance

If you have to cancel your trip for a reason that qualifies under this benefit, you’ll be covered up to a maximum of $1,500 per trip as long as you've charged your travel fare on your Capital One Quicksilver Cash Rewards Credit Card . Terms apply.

11. Auto Rental Collision Damage Waiver

Get covered in case of car damage or theft when you use your card to pay for a qualifying auto rental and decline the car rental agency’s insurance coverage. The coverage is secondary to your own insurance policy, meaning you’ll have to go through them first if the rental car is damaged or stolen. Without your own insurance policy, this benefit reimburses the eligible amount covered for theft and damages, in addition to other qualifying charges that the auto rental company may impose when the car is out of commission. Terms apply. Learn more about credit card rental car coverage.

12. Travel and emergency assistance services

If you experience an emergency abroad, this benefit can help you find medical, legal and travel services by connecting you with local emergency and assistance resources at your destination.

» MORE: NerdWallet’s best Capital One credit cards

Benefits of the Alaska Airlines credit card

Benefits of the American Express Gold Card

Benefits of the American Express Green Card

Benefits of the American Express Platinum Card

Benefits of the Bank of America Travel Rewards card

Benefits of the Capital One Savor cards

Benefits of the Capital One Venture card

Benefits of the Capital One Quicksilver card

Benefits of the Capital One Platinum card

Benefits of the Chase Freedom Flex and Freedom Unlimited cards

Benefits of the Chase Sapphire Preferred Card

Benefits of the Chase Sapphire Reserve card

Benefits of the Citi Costco credit card

Benefits of the Citi Custom Cash Card

Benefits of Citi Double Cash Card

Benefits of Delta Air Lines credit cards

Benefits of the Discover it Cash Back

Benefits of Marriott Bonvoy credit cards

Benefits of Southwest Airlines credit cards

Benefits of United Airlines credit cards

Benefits of the Wells Fargo Active Cash Card

Benefits of the Wells Fargo Autograph

Benefits of the Wells Fargo Autograph Journey

More about the card

SavorOne vs. Quicksilver: SavorOne wins in close Capital One duel

NerdWallet review of the Capital One Quicksilver Cash Rewards Credit Card

On a similar note...

Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology .

Credit Cards

10 Best Ways To Earn Lots of Capital One Cash-back Rewards [2024]

Christine Krzyszton

Senior Finance Contributor

305 Published Articles

Countries Visited: 98 U.S. States Visited: 45

Keri Stooksbury

Editor-in-Chief

32 Published Articles 3112 Edited Articles

Countries Visited: 45 U.S. States Visited: 28

Director of Operations & Compliance

1 Published Article 1171 Edited Articles

Countries Visited: 10 U.S. States Visited: 20

10 Best Ways To Earn Lots of Capital One Cash-back Rewards [2024]

Flexibility

Ease of earning cash-back, capital one personal cards that earn cash-back, 1. earn big with welcome offers, 2. purchase travel, 3. dine out, 4. buy groceries, 5. get entertained, 6. pay household expenses, 7. use uber or uber eats, capital one business cards that earn cash-back, 8. earn with welcome offers, 9. earn bigger with tiered spending bonuses, 10. pay for business expenses, everything else you need to know, final thoughts.

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Before Capital One unveiled its new transferable rewards program called Capital One Miles, its cash-back rewards offerings were off the charts.

It wasn’t unusual to be able to earn 4% cash-back or more on everyday purchase categories like dining, groceries, and entertainment.

A bit of attention has been drawn away from cash-back since the explosion in popularity of Capital One Miles, but in this article, we’ll cover which Capital One credit cards earn cash-back and how to earn lots of cash-back with Capital One’s cash-back cards.

The Value of Capital One Cash-back

It’s hard to deny there’s a more flexible rewards currency than cash-back!

With Capital One, cash-back is accumulated in your account so you can save for a large statement credit or significant purchase.

Additional redemption options include gift cards, making a charitable donation, or receiving a check (at a reduced value).

Capital One also makes it easy to earn cash-back. With multiple bonus spending categories on Capital One personal cards, your cash-back earnings will add up fast.

On the business side, you won’t have to keep track of special earning categories at all with flat rate earnings across the board.

Earn Lots of Cash-back on Personal Capital One Credit Cards

Capital One Savor Cash Rewards Credit Card

An excellent cash-back card that offers rewards for categories like dining, entertainment, popular streaming services, and grocery stores. (Information collected independently. Not reviewed by Capital One.)

When it comes to rewards credit cards, you can break up most savvy consumers into 2 camps: those who prefer travel rewards and those who prefer cash-back.

Both options can be very lucrative to you and your wallet, especially if you’re using the right card. For those who fall in the “cash is king” camp, you’ll likely find the Capital One Savor card quite compelling.

10% cash-back on Uber and Uber Eats
8% cash-back on Capital One Entertainment
5% cash-back on hotels and rental cars booked through Capital One Travel
4% cash-back on dining, entertainment, and popular streaming services
3% cash-back at grocery stores
1% cash-back on all other purchases
Complimentary Uber One membership through November 14, 2024
Roadside assistance and rental car insurance
Purchase protection/price protection/extended warranty
No foreign transaction fees
$95 annual fee
This is strictly a cash-back card, so it features no travel rewards like other cards offer
Earn a one-time $300 cash bonus after you spend $3,000 on purchases within the first 3 months from account opening
Earn unlimited 4% cash back on dining, entertainment, and popular streaming services, 3% at grocery stores and 1% on all other purchases.
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.
Earn 8% cash back on Capital One Entertainment.
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn.

Financial Snapshot

APR: 20.74%-28.74% Variable
Foreign Transaction Fees:

Card Categories

Credit Card Reviews
Cash Back Credit Cards

Capital One Quicksilver Cash Rewards Credit Card

A flexible, no-frills card that earns 1.5% cash-back on all purchases. Redeem rewards for any amount anytime you choose with no annual fee.

Low maintenance, that’s your motto. When it comes to your credit cards, you don’t have the time or inclination to figure out which spending categories earn you the most cash-back.

A card that earns 1.5% cash-back for everything is more your speed.

That’s why you should consider the Capital One Quicksilver Cash Rewards Credit Card. You’ll never waste your time with changing categories, and there’s no limit to the cash-back you can earn.

Unlimited 1.5% cash-back on all purchases
No annual fee ( rates & fees )
Up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
No foreign transaction fees ( rates & fees )
Extended warranty coverage
Doesn’t offer bonus categories for those looking to maximize certain purchases
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
$0 annual fee and no foreign transaction fees
Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies
APR: 19.99% - 29.99% (Variable),0% intro on purchases for 15 months
Foreign Transaction Fees: None
No Annual Fee Cards

Rewards Center

This card’s rewards will accrue on the card and be available under capitalone.com .

Benefits of the Capital One Quicksilver Card
Best Credit Cards With Low Interest Rates
10 Best Ways To Earn Lots of Capital One Cash-back Rewards

Meet your minimum spending requirement within the first 90 days after card approval and earn a welcome offer.

The best Capital One cash-back cards for travel purchases are the Quicksilver card or the Capital One QuicksilverOne Cash Rewards Credit Card , which both earn 1.5% cash-back per dollar spent on all purchases.

You won’t hesitate to pick up the tab at that next group dinner with these Capital One credit cards. Earning 3% to 4% cash-back makes figuring out who owes how much worth it!

Capital One Savor Cash Rewards Credit Card — Earn unlimited 4% cash-back on dining and entertainment , 2% at grocery stores and 1% on all other purchases
Capital One SavorOne Cash Rewards Credit Card — Earn 3% cash-back on dining and entertainment

With 3% cash-back , the Capital One Savor card and Capital One SavorOne card both earn rewards on every purchase you make at the grocery store, excluding superstores like Walmart ® and Target ® .

Hot Tip: Grocery stores sell more than just groceries! It’s possible to utilize your Capital One Savor card or Capital One SavorOne card to purchase gift cards (earning 3% cash-back) to use for non-bonus category purchases, such as gas and department stores.

In addition to earning rewards on dining, your entertainment purchases can earn cash-back.

Capital One defines entertainment quite broadly:

Bowling/billiard establishments
Concerts and sports
Movies and live theater
Record stores
Ticketed events
Tourist attractions
Video rental/digital streaming services
Zoos, amusement parks, aquariums

Rewards earned on everyday household purchases add up quickly when every purchase you make earns cash-back. The Quicksilver card and QuicksilverOne card both earn 1.5% cash-back per dollar spent on these purchases.

You’ll earn 10% cash-back on Uber and Uber Eats purchases with these Capital One cards.

Capital One Savor card
Capital One SavorOne card
Capital One Quicksilver Student Cash Rewards Credit Card
Capital One SavorOne Student Cash Rewards Credit Card

These cards also come with a complimentary Uber One monthly membership credit through November 14, 2024.

Bottom Line: Welcome bonuses are the fastest way to earn a cash bonus .

Earn Lots of Cash-back on Business Capital One Credit Cards

We think we’ve established the fact that Capital One has a simple rewards earnings structure — but nothing gets quite as simple as earning rewards on Capital One’s cash-back business credit cards.

First, there are no bonus categories whatsoever.

Additionally, you’ll earn 1.5% to 2% cash-back per dollar spent, depending on the card. That’s it.

With this easy formula as a foundation, we’ll take a look at how Capital One credit cards fare when it comes to earning cash-back.

Capital One Spark Cash Plus Card

The Capital One Spark Cash Plus card offers an unlimited 2% cash-back on all purchases and helpful features for business owners.

The information regarding the Capital One Spark Cash Plus Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

The Capital One Spark Cash Plus Card is great for business owners looking to improve their bottom line by earning 2% cash-back on all purchases without a high annual fee. Further, with no preset spending limit, the ability to get your $150 annual fee refunded every year you spend at least $150,000, and no-additional-fee employee cards, there is something that every business owner will love ( rates & fees ).

Unlimited 2% cash-back on all purchases
5% cash-back on hotels and rental cars purchased through Capital One Travel
No preset spending limit
Get your $150 annual fee refunded every year you spend at least $150,000 ( rates & fees )
Payment flexibility (pick your own due date)
$150 annual fee ( rates & fees )
Earn a one-time cash bonus of $1,200 once you spend $30,000 in the first 3 months
Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
Get your $150 annual fee refunded every year you spend at least $150,000
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
Add employee cards for free, and earn unlimited 2% cash back from their purchases
$150 annual fee
Spark Cash Plus has no APR because your balance is due in full every month
Business Credit Cards
Best Capital One Business Credit Cards
Best Capital One Credit Cards
Capital One Launches New Spark Cash Plus Card for Businesses

Capital One Spark Cash Select for Excellent Credit

The Capital One Spark Cash Select card is a great no-annual-fee business credit card that earns 1.5% cash-back on all purchases.

If you’re looking for a cash-back business card with no annual fee, Capital One Spark Cash Select card offers 1.5% cash back on every purchase.

Unlimited 1.5% cash back on every purchase
No annual fee
No-additional-cost employee cards
Travel and emergency assistance
Roadside assistance
Lack of bonus categories
Earn a $750 bonus when you spend $6,000 in the first 3 months of account opening
Earn unlimited 1.5% cash back for your business on every purchase, everywhere – with no limits or category restrictions
Rewards won’t expire for the life of the account
Redeem your cash back rewards for any amount
Free employee cards, which also earn unlimited 1.5% cash back on all purchases
$0 Fraud Liability for unauthorized charges
APR: 18.49% - 24.49% Variable

Capital One business credit cards earn generous welcome offers after completing initial spending requirements in the first 90 days after card approval.

In addition to the initial welcome offer, there are sometimes tiered spending bonuses that allow you to earn more. Check the current offers for tiered spending bonuses.

Because of the simple earning structure, all purchases receive the same level of rewards: the Capital One Spark Cash Plus card earns 2% cash-back and the Capital One Spark Cash Select for Excellent Credit earns 1.5% cash-back.

Whether you purchase travel, office supplies, or shipping, you’ll earn the same level of cash-back rewards on every purchase with your Capital One business credit card.

Bottom Line: Capital One business cash-back credit cards offer simple earnings of either 1.5% or 2% cash-back (depending on the card), with no bonus spending categories.

Cash-back rewards that you earn on your Capital One card never expire as long as you have a Capital One account open and in good standing . If you close your account, unused cash-back will be forfeited.

Capital One credit cards do not charge foreign transaction fees.

Occasionally, Capital One runs Refer a Friend promotions that reward you with statement credits for referring a friend who is subsequently approved for the credit card. These promotions are usually targeted to specific cardholders who receive an invitation email with the terms of the referral program, but cardholders of the Quicksilver card, Capital One Savor card, or Capital One SavorOne card in good standing may qualify for the referral program. To find your referral link, sign in to your account or look in the app for the Refer a Friend tile on the account details page.

There’s no need to feel left out if you have bad credit or no credit — Capital One issues several credit cards for building or rebuilding credit . The issuer also offers the opportunity to find out if you’re pre-qualified or pre-approved for one of their credit cards .

Hot Tip: While earning cash-back is nice, we recommend accumulating Capital One miles over cash-back because of the valuable transfer partnerships that help you book luxury travel for maximum value .

Capital One’s cash-back cards have a lot going for them, especially if you focus on a handful of unique credit cards offering outsized cash-back. For example, the Capital One Savor card earns an awesome 4% cash-back on dining and entertainment.

But because these cash-back rewards are always fixed in value, earning 1% to 4% cash-back via Capital One’s cash-back credit cards might not be the best you can get. It’s probably better to use a card that earns Membership Rewards or Ultimate Rewards points .

The American Express ® Gold Card , for instance, earns 4 Membership Rewards points per dollar spent on dining — and Membership Rewards have the potential to deliver value far greater than 1 cent per point.

The information regarding the Capital One SavorOne Card Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Capital One Quicksilver Student Cash Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Capital One SavorOne Student Cash Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Capital One Spark Cash Plus Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Capital One Spark Cash Select for Excellent Credit was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of the American Express ® Gold Card, click here .

Frequently Asked Questions

How does capital one cash-back work.

When you make a purchase on your Capital One cash-back credit card, the amount of the purchase will earn the applicable percentage of cash-back.

For instance, if you use the Capital One Savor card for dining and spend $50, you will earn 4% cash-back and receive $2 cash-back deposited into your Capital One account.

To redeem your cash-back, simply log in to your Capital One online account, view your rewards balance, and choose the redemption option you prefer.

You can request a statement credit that will be applied to your credit card balance.

Cash-back rewards can also be redeemed for gift cards, a charitable donation, or as cash sent to you in the form of a check (at a reduced value).

Which is the best Capital One cash-back credit card?

The best Capital One credit card for you will depend on your spending habits and whether you want to pay an annual fee.

This is because some personal Capital One credit cards have bonus categories that offer higher rewards for spending in those categories. For example, the Capital One Savor card and Capital One SavorOne card are best for dining and entertainment purchases. All other spending earns between 1% to 2% cash-back, depending on the card.

You’ll also want to make sure that the redemption options on the card you choose deliver value for you or your business.

Does Capital One have a 2% cash-back card?

Yes, Capital One offers the Capital One Spark Cash Plus card , which is a business credit card offering unlimited 2% cash-back.

Does Capital One have a 3% cash-back card?

Capital One has cards that offer 3% cash-back in certain categories like dining, entertainment, streaming, and grocery stores, but it doesn’t offer a card that offers a blanket 3% cash-back on all purchases.

Was this page helpful?

About Christine Krzyszton

Christine ran her own business developing and managing insurance and financial services. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, detailed content for UP.

INSIDERS ONLY: UP PULSE ™

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy . This site is protected by reCAPTCHA. Google's privacy policy and terms of service apply.

Capital One QuicksilverOne Cash Rewards Card — Full Review [2024]

UP's Bonus Valuation

This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.

Card Comparison
Why You Should Trust Us

Capital One Quicksilver Review 2024

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate credit cards to write unbiased product reviews .

The information for the following product(s) has been collected independently by Business Insider: Chase Freedom Flex℠. The details for these products have not been reviewed or provided by the issuer.

The Quicksilver Cash Rewards Card does double-duty as one of the best cash back credit cards around that's also one of our top picks for a no-annual-fee credit card ( rates and fees )

Capital One Capital One Quicksilver Cash Rewards Credit Card

Earn unlimited 1.5% cash back on purchases.

0% intro APR on purchases and balance transfers for 15 months (3% fee for the first 15 months, then 4% at a promotional APR that Capital One may offer you at any other time)

19.99% - 29.99% Variable

Earn a one-time $200 cash bonus

Good to Excellent

Check mark icon A check mark. It indicates a confirmation of your intended interaction. Earns 1.5% cash back on every purchase
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Intro APR on purchases and balance transfers
Check mark icon A check mark. It indicates a confirmation of your intended interaction. No annual fee and no foreign transaction fees
con icon Two crossed lines that form an 'X'. Other cards earn more cash back

If you want to earn cash back with minimal effort and no annual fee, the Quicksilver Cash Rewards Card is a good option. Some cards offer a higher rate of cash back, but there are tradeoffs, such as foregoing a welcome bonus offer or keeping track of bonus categories that earn more rewards.

Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
$0 annual fee and no foreign transaction fees
Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies

Capital One Quicksilver Overview

There are four main types of cash-back credit cards, and the Capital One Quicksilver Cash Rewards Credit Card falls into the flat-rate rewards category. This means it earns the same amount of cash back on most purchases — in this case, 1.5% — no matter what you buy. In addition, this card now offers 5% cash back on hotel and car rental bookings made through Capital One Travel.

It also means it's one of the easiest cards to use, because you don't have to worry about keeping track of bonus earning categories.

The Capital One Quicksilver Cash Rewards Credit Card has a substantial welcome offer for new cardholders: one-time $200 cash bonus once you spend $500 on purchases within three months of account opening. That's just one of the many reasons the card is so popular.

You'll also get a handful of travel and shopping benefits, including no foreign transaction fees on international purchases ( rates and fees ).

Capital One Quicksilver Rewards

How to earn rewards with the capital one quicksilver cash rewards.

You'll earn a straightforward 1.5% cash back on all purchases, plus 5% back on hotel and car rental bookings through Capital One Travel.

How to Use Rewards From the Quicksilver Cash Rewards

You can redeem your rewards from the Capital One Quicksilver Cash Rewards Credit Card for a check in the mail or a statement credit. It's also possible to redeem rewards for gift cards, and your rewards will never expire as long as your account is open.

Unlike some other cash-back credit cards, there's no minimum redemption amount with the Capital One Quicksilver Cash Rewards Credit Card. You can also set up automatic redemptions, either at a set time each calendar year or when your rewards reach a certain threshold ($25, $50, $100, $200, $500, or $1,500).

Capital One Quicksilver Benefits and Features

The Capital One Quicksilver Cash Rewards Credit Card doesn't come with a ton of benefits, but there are a handful that could save you money if you make use of them.

Introductory 0% APR on Purchases and Balance Transfers

One of the biggest benefits of the Capital One Quicksilver Cash Rewards Credit Card is the 0% intro APR on purchases and balance transfers for 15 months (3% fee for the first 15 months, then 4% at a promotional APR that Capital One may offer you at any other time), after that, there's a 19.99% - 29.99% Variable APR ( rates and fees ).

This makes it easy to pay off big purchases over time without incurring huge interest charges. Just be sure you have the means to pay off your balance before the introductory APR period expires. And check out our list of the best balance transfer credit cards for more options.

Free Uber One membership

Through November 14, 2024, cardholders can activate up to six free months of Uber One membership, which comes with perks like ride discounts, $0 delivery fees on eligible Uber Eats orders, and exclusive benefits.

Extended warranty

When you use your Capital One Quicksilver Cash Rewards Credit Card to pay for eligible items that come with a manufacturer's warranty, Capital One will provide extended warranty protection at no charge.

Travel Accident Insurance***

When you use your Capital One Quicksilver Cash Rewards Credit Card to purchase the fare for your trip, you'll be eligible for automatic travel accident insurance for covered losses.

24-hour Travel Assistance Service

If you're traveling and your card is lost or stolen, you can get an emergency replacement, as well as a cash advance, to help you on your way.

Concierge Service

Capital One Quicksilver Cash Rewards Credit Card cardholders can access a concierge service 24 hours a day to help with things like dining reservations, event tickets, and travel bookings. The concierge service itself is free, but any third-party costs are your responsibility.

Event Access

The Capital One Quicksilver Cash Rewards Credit Card gets you access to VIP experiences like curated dinners and chef collaborations, discounts, and on-site perks at sports and concert events. To take advantage of this benefit, you'll need to use your card to purchase your tickets.

Account and Security Alerts

Cardholders receive alerts via text, email, or phone call if Capital One detects suspicious transactions or unexpected charges on the card, and can help you quickly unauthorized card use.

$0 Fraud Liability for Unauthorized Charges

If your card is lost or stolen, you won't be held responsible for unauthorized charges made to your account.

Virtual Card Numbers

If you want to pay for purchases online without revealing your actual card number, you can generate a virtual card number for more security.

Cardholders can easily and instantly lock their account if their card is lost, stolen, or temporarily misplaced to prevent unauthorized charges.

Credit Report Alerts

You can receive alerts when information on your Experian or TransUnion credit report changes, like new account inquiries, credit score updates, or address changes.

Capital One Quicksilver Fees

The Capital One Quicksilver Cash Rewards Credit Card does not charge an annual fee and doesn't add foreign transaction fees, so it's a good pick to use for travel abroad ( rates and fees ).

As with most cards, there may be fees for late payments, balance transfers (3% for the first 15 months; 4% at a promotional APR that Capital One may offer you at any other time), and cash advances.

Capital One Quicksilver Comparison

There other cash-back cards that offer a similar intro bonus and potentially greater rewards on everyday spending, if you're willing to keep track of bonus categories. They may also offer a higher rate of cash back, but with some/ tradeoffs, such as foregoing a welcome bonus offer or keeping track of bonus categories that earn more rewards.

For example, the Chase Freedom Unlimited and Chase Freedom Flex℠ earn up to 5% back in certain categories, so depending on your spending habits, one of these cards could be a better fit for you.

And if you're looking for a no-annual-fee card that has a higher rate of return on purchases, the Wells Fargo Active Cash® Card is hard to beat. You'll earn 2% cash rewards on purchases with no limit to what you can earn, along with a welcome bonus of $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening.

Capital One Quicksilver Card Frequently Asked Questions

The Capital One Quicksilver Cash Rewards Credit Card is worth it for folks looking to earn straightforward cash back on all purchases for no annual fee. It's also worth considering if you frequently spend on car rentals or hotels and you don't mind booking through Capital One Travel.

Along with that, the Capital One Quicksilver Cash Rewards Credit Card doesn't come with many lucrative benefits, but it still offers decent perks for a $0 annual fee. One of the best perks is six months of Uber One membership, but it's only available for a limited time (offer ends November 14, 2024).

However, there are other cash-back credit cards that earn more rewards (like the Chase Freedom Unlimited or the Chase Freedom Flex). So make sure to check out all your options before applying.

Most folks who qualify for the Capital One Quicksilver Cash Rewards Credit Card have a good to excellent credit score ( FICO score of at least 670).

Why You Should Trust Us: How We Reviewed the Capital One Quicksilver Card

We rate credit cards by weighing five factors equally, and comparing them against other, similar credit cards currently available:

Welcome bonus offer
Rewards rates
Using rewards

Read more about how we pick the best credit cards and how we rate credit cards »

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

***Terms, conditions, and exclusions apply. Refer to your Guide to Benefits for more details. Travel Accident Insurance is not guaranteed, it depends on the level of benefits you get at application.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Watch: Sneaky ways credit card companies get you to spend more money

Main content

Shop for Car Insurance

Other Insurance Products

Types of mortgages

Calculators

Find & Compare Credit Cards

Cards with Rewards

Cards for a Purpose

Cards for Building Credit

Credit Card Reviews

Understanding Credit & Score

Student Loans

Paying for College

Personal Finance for College Students

Life Events

Capital One Quicksilver Cash Rewards Credit Card

Capital one ventureone rewards credit card.

While both cards offer attractive rewards without an annual fee, the Capital One Quicksilver Cash Rewards is better for cash back, and the Capital One VentureOne Rewards is tailored for travel miles.

Updated: April 9, 2024

Advertising & Editorial Disclosure

MoneyGeek partners with leading industry experts and advertisers to help you get to your financial happy place. Our content is accurate when posted but offers may change over time. We may receive compensation for partner advertisements, but our editorial team independently reviews and ranks products. Learn more about our editorial policies .

About Doug Milnes, CFA

Doug Milnes is a CFA charter holder with over 10 years of experience in corporate finance and the Head of Credit Cards at MoneyGeek. Formerly, he performed valuations for Duff and Phelps and financial planning and analysis for various companies. His analysis has been cited by U.S. News and World Report, The Hill, the Los Angeles Times, The New York Times and many other outlets.

Milnes holds a master’s degree in data science from Northwestern University. He geeks out on helping people feel on top of their credit card use, from managing debt to optimizing rewards.

Today's news
Reviews and deals
Climate change
2024 election
Fall allergies
Health news
Mental health
Sexual health
Family health
So mini ways
Unapologetically
Buying guides

Entertainment

How to Watch
My Portfolio
Stock Market
Biden Economy
Stocks: Most Actives
Stocks: Gainers
Stocks: Losers
Trending Tickers
World Indices
US Treasury Bonds
Top Mutual Funds
Highest Open Interest
Highest Implied Volatility
Stock Comparison
Advanced Charts
Currency Converter
Basic Materials
Communication Services
Consumer Cyclical
Consumer Defensive
Financial Services
Industrials
Real Estate
Mutual Funds
Credit Cards
Balance transfer cards
Cash-back cards
Rewards cards
Travel cards
Personal Loans
Student Loans
Car Insurance
Options 101
Good Buy or Goodbye
Options Pit
Yahoo Finance Invest
EV Deep Dive
Fantasy football
Pro Pick 'Em
College Pick 'Em
Fantasy baseball
Fantasy hockey
Fantasy basketball
Download the app
Daily fantasy
Scores and schedules
GameChannel
World Baseball Classic
Premier League
CONCACAF League
Champions League
Motorsports
Horse racing
Newsletters

New on Yahoo

Privacy Dashboard

Yahoo Finance

Capital one walmart rewards mastercard review: earn up to 5% cash back when shopping at walmart.

Walmart is a popular store for people who want good value without spending a lot of money. Its everyday low prices help consumers stretch their budget when buying groceries, household items, gas, and more.

The Capital One Walmart Rewards® Mastercard® provides even more opportunities to maximize your spending with cash-back rewards of up to 5% on your purchase without paying an annual fee. Learn more about the Walmart Mastercard, including how to earn and redeem rewards, who it’s best for, and alternative credit cards to consider.

Capital One Walmart Rewards Mastercard

Annual fee : $0

Welcome offer : Earn 5% cash back in Walmart stores for the first 12 months when paying with your card using Walmart Pay

5% cash back at Walmart.com

2% cash back in Walmart stores and fuel stations, at restaurants, and on travel purchases

1% on everything else

The Capital One Walmart Rewards credit card charges a variable APR on purchases and quick cash transactions of 19.48% or 29.99%, depending on your creditworthiness. When you pay off your balance in full each month, you’ll have a grace period of at least 25 days from your statement closing date before interest begins accruing.

Balance transfers also carry an interest rate of 19.48% or 29.99% variable APR. If you request a balance transfer, the fees are waived when the standard balance transfer APR applies. Occasionally, this card may be eligible for a promotional APR on balance transfers. When a transfer is eligible for a promo APR, there is a balance transfer fee of 3% of the transaction amount.

Cardholders can access the Walmart credit card for cash advances . These transactions have a variable APR of 29.99%, and interest charges start accruing immediately. Additionally, there is a cash advance fee of 3% of the transaction amount (minimum $3).

The Capital One Walmart Rewards Mastercard comes with a $0 annual fee . Without that cost, the Walmart credit card is a card you can keep year after year to build a credit history, even if you don’t use it regularly.

Welcome offer

This credit card does not have a traditional welcome bonus offer . Instead, you’ll receive 5% cash-back rewards on in-store Walmart purchases during the first 12 months after opening your account.

Intro offer

This card doesn’t include an intro APR offer on purchases or balance transfers.

Rewards rate

5% cash back at Walmart.com, including pickup and delivery

2% cash back in Walmart stores and fuel stations

2% cash back at restaurants

2% cash back on travel

1% cash back on all other purchases

How to earn rewards

Walmart purchases.

Whether you’re shopping online or in-store, you’ll earn bonus cash back on Walmart purchases. To earn the highest cash-back rate of 5%, you must order online at Walmart.com. You can have your purchases delivered or pick them up at your local store.

When shopping in person, you’ll earn 2% cash back at Walmart stores and fuel stations.

For the first 12 months after opening your account, your cash-back rewards on in-store purchases are increased to 5%. To earn this bonus cash back, link your card to the Walmart Pay app and use the app to pay at checkout.

While this limited-time offer isn’t a traditional bonus offer, the amount of bonus cash back you’ll earn depends on how much you spend at Walmart stores. There is no cap on earnings, and you don’t have to register ahead of time.

Bonus categories

In addition to earning bonus cash back on Walmart purchases, you’ll also earn 2% cash back at restaurants and on travel purchases . These bonus categories allow you to earn extra cash back when dining out or booking flights, hotels, rental cars, and other travel reservations.

Everyday purchases

You’ll earn an unlimited 1% cash back on all other purchases. This allows you to continue earning rewards on your spending that doesn’t qualify for bonus cash back.

How to redeem rewards

The cash-back rewards earned with the Capital One Walmart Rewards Mastercard can be redeemed in multiple ways. Rewards don’t expire for as long as the card remains open and in good standing.

Redeem for cash . Get a check mailed to your home or receive a statement credit to reduce your balance. Keep in mind that statement credits don’t cover your monthly minimum payment.

Use at checkout . When shopping at Walmart.com, you can redeem cash-back rewards to cover some or all of your purchases.

Buy gift cards . Redeem rewards for gift cards to Walmart and other popular retailers.

Book travel . Book flights, hotels, and more through the Capital One travel portal and use your cash back to pay for some or all of your trip.

Additional benefits

This card doesn’t include additional perks and benefits that many competing credit cards offer. Benefits like purchase protection or extended warranty coverage that cover your purchases against unexpected problems are missing from the Walmart Rewards Mastercard.

Who is the Capital One Walmart Rewards Mastercard best for?

The Walmart Rewards Mastercard is an ideal credit card for people who frequently shop at Walmart. It allows them to earn cash-back rewards on online or in-store purchases without spending caps or quarterly promotions. Cardholders can maximize cash back rewards by shopping online to pick up purchases at the store or have them delivered.

Read more: Target Circle 360 vs. Walmart+ and Amazon Prime

Capital One Walmart Rewards Mastercard pros

Earns up to 5% cash back without spending caps

No annual fee

Intro offer earns elevated cash back on in-store purchases

Card is instantly available to make purchases within the Walmart app

Capital One Walmart Rewards Mastercard potential cons

In-store purchases at Walmart don’t qualify for the highest rewards

Doesn’t include a traditional welcome bonus

Lack valuable perks, like purchase protection or extended warranty coverage

Where can you use Capital One Walmart Rewards Mastercard?

Customers can use the Capital One Walmart Rewards credit card anywhere Mastercard is accepted. Mastercard is one of the most widely accepted credit cards globally, so it’s an excellent choice to make purchases in the U.S. or abroad. Like other Capital One credit cards, the Walmart Rewards Mastercard does not charge foreign transaction fees, so you won't be charged hidden fees when making purchases outside the U.S.

With its Walmart branding, this card is best suited for Walmart purchases online and in-store. Additionally, you’ll earn bonus cash back when buying fuel at Walmart, at restaurants, and on travel.

How to make a Capital One Walmart Rewards Mastercard payment

Make payments online at CapitalOne.com

Use the Capital One mobile app ( Apple , Google )

Payments over the phone at (800) 227-4825

Mail payments to: Capital One Attn: Payment Processing PO Box 71083 Charlotte, NC 28272-1083

Make payments at a Capital One ATM or branch location

Capital One Walmart Rewards Mastercard customer service info

Customer service is available 24/7

Phone number: (800) 227-4825

Capital One Walmart Rewards Mastercard login page

Alternative cards to consider

The Capital One Walmart Rewards credit card is an excellent choice for people who shop at Walmart for groceries, household items, or gas. But if you want to earn bonus rewards in these categories outside of Walmart, here are some other options.

American Express® Gold Card

Why we like it : The Amex Gold Card is an excellent choice for people with large grocery budgets. This card earns 4x points on the first $25,000 you spend on groceries at U.S. supermarkets each year. It also earns 4x at restaurants worldwide, 4x on takeout and delivery within the U.S., and 3x on flights booked directly with airlines or through Amex Travel.

Although it has a $250 annual fee, the card includes a $120 dining credit and $120 Uber Cash each year. Points can be used to get cash back, book travel, buy gift cards, and more. However, their highest value tends to come when transferring to airline and hotel partners. (See rates and fees .)

Capital One SavorOne Cash Rewards Card

Why we like it : The Capital One SavorOne Card is the ideal card for people who want to earn rewards on groceries at any supermarket without paying an annual fee. It earns an unlimited 3% cash back on groceries, dining, entertainment, and streaming services without spending caps. You can also earn 5% cash back when booking travel through Capital One Travel.

If you need extra time to pay off your purchases or existing debt, the card includes a 0% intro APR offer on purchases and balance transfers for 15 months. For a limited time, it also includes 10% cash back on Uber purchases and a complimentary Uber One membership through November 14, 2024.

Amex EveryDay® Preferred Credit Card

Why we like it : People who use their credit card frequently will love the American Express EveryDay Preferred credit card . Not only will you earn 3x points on U.S. supermarket purchases (up to $6,000 per year), 2x at U.S. gas stations, and 1x on everything else, but you'll also get a 50% bonus each month you use the card at least 30 times.

New cardholders can take advantage of the card's 0% intro APR offer on purchases and balance transfers for 12 months from the date of account opening, then a variable APR of 18.24% to 29.24%. (See rates and fees .)

While this card has a $95 annual fee, and it earns flexible points that can be redeemed for cash back, travel, gift cards, online shopping, and more. They also transfer to Amex's airline and hotel partners to book award travel.

This article was edited by Alicia Hahn

Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information. This site doesn't include all currently available offers.

15 Legit Ways to Make Extra Cash

6 Smart Strategies to Save Money on Car Insurance

How to earn cash back with capital one: the ultimate guide for 2024.

This article was subjected to a comprehensive fact-checking process. Our professional fact-checkers verify article information against primary sources, reputable publishers, and experts in the field.

Best Ways to Earn Cash Back with Capital One Credit Cards

We receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies .

One of the best ways to make the most of your spending is with the help of credit card rewards . For many consumers, getting cash back on everyday purchases — or at least fairly common ones — can be a very simple way to make the most of their money. Capital One credit cards in particular offer a number of options when it comes to getting easy cash back on a regular basis.

If you’re interested in learning how to earn cash back with Capital One, this comprehensive guide can help you figure out which card (or combination of cards) will maximize your cash back.

How to earn cash back with Capital One credit cards

How to access your capital one cashback rewards, how to redeem your capital one cashback rewards, how to set up automatic cashback redemptions with capital one, a note on redeeming capital one miles for cash, application rules for capital one cards, the bottom line on how to earn cash back with capital one, capital one savor cash rewards credit card.

Reward rate: 10% cash back on purchases made through Uber & Uber Eats (through 11/14/2024); 8% cash back on Capital One Entertainment; 4% cash back on dining, entertainment, and select streaming services; 3% at grocery stores (excluding superstores such as Walmart® and Target®), and 1% cash back on all other purchases
Early spend bonus: Earn a $300 cash bonus after spending $3,000 in the first 3 months
Annual fee: $95
Foreign transaction fee: None
Credit required: Excellent

If you’re looking for a card that rewards you for restaurant and entertainment purchases, the Capital One Savor Cash Rewards Credit Card can boost your cashback earnings. This includes getting 8% cash back on Capital One Entertainment purchases.

Who this card is good for: If dining and entertainment are among your top spending categories, this card could be a good option for you. In 2020, the average household spent $7,316 on food and $2,912 on entertainment, according to the Bureau of Labor Statistics . That could be a return of at least $409.12 ($10,228 x 0.04 = $409.12) for dining and entertainment purchases.

Capital One SavorOne Cash Rewards Credit Card

Reward rate: 3% cash back on dining and at grocery stores (excluding superstores like Walmart® and Target®), popular streaming services, and entertainment; 5% back on hotels and rental cars booked through Capital One Travel; 8% cash back on Capital One Entertainment purchases; 10% cash back on purchases made through Uber & Uber Eats (through 11/14/2024); and 1% cash back on all other purchases
Early spend bonus: Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee: $0
Credit required: Excellent, Good

If you want a solid cashback card with a $0 annual fee, the Capital One SavorOne Cash Rewards Credit Card is a good choice. You won’t see the same level of cash back on restaurant and entertainment purchases as with the Savor card, but you’ll still get some perks.

Let's say you spend $5,000 on groceries each year, that's $150 ($5,000 x 0.03 = $150) in cashback rewards. If you also spend $5,000 on dining and entertainment annually, that's another $150 in cash back.

Who this card is good for: This card is good for someone who wants to earn extra rewards on high-spending categories — but wants a $0 annual fee. The 0% introductory APR (annual percentage rate) on purchases for 15 months (then 19.99% - 29.99% (Variable) APR) can also be a benefit for consumers who know they’ll be making a large purchase, like a vacation or computer, and want a little time to pay the purchase off.

Capital One Quicksilver Cash Rewards Credit Card

Reward rate: 1.5% cash back on every purchase, every day; and 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply)
Early spend bonus: Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

The Capital One Quicksilver Cash Rewards Credit Card earns a consistent 1.5% cash back on all purchases, making this card a straightforward choice for those who don’t want to worry about categories or reward calendars. Additionally, there’s a 0% introductory APR on purchases for 15 months (then 19.99% - 29.99% (Variable)), making this card tempting for someone planning to make a large buy. With this card, it would be possible to buy a $2,000 computer and then take nine months to pay it off at about $222.22 per month.

Who this card is good for: If you want a straightforward, no-hassle way to earn cashback rewards as well as a $0 annual fee, this card is a good choice.

Capital One QuicksilverOne Cash Rewards Credit Card

Reward rate: Unlimited 1.5% cash back on every purchase; plus 5% unlimited cash back on hotels and rental cars booked through Capital One Travel
Early spend bonus: Unlimited access to CreditWise: a free monitoring tool that won't damage your score
Annual fee: $39
Credit required: Fair

The no-frills Capital One QuicksilverOne Cash Rewards Credit Card offers an unlimited 1.5% cash back on every purchase; plus 5% unlimited cash back on hotels and rental cars booked through Capital One Travel. There’s a $39 annual fee, but that can be balanced out once you spend at least $2,600 on your card. If you spend $5,000 annually on everyday expenses, that's at least $75 ($5,000 x 0.015 = $75) in cash back.

Who this card is good for: If you’re having trouble qualifying for a cashback rewards card because of your credit, this might be an option. You could get this card with an average credit score, unlike some other cashback cards that require you to have an excellent credit score. Note that credit card issuers typically use more than your credit score to determine whether you qualify for a credit card.

Capital One Spark Cash Plus

Reward rate: 2% cash back on every purchase, every day; plus 5% cash back on hotels and rental cars booked through Capital One Travel
Early spend bonus: Earn $1,200 after spending $30,000 in the first 3 months
Annual fee: $150

As a business owner, it’s important to keep your business and personal expenses separate. The Capital One Spark Cash Plus can help you do this — while offering 2% cash back on every purchase, every day; plus 5% cash back on hotels and rental cars booked through Capital One Travel. You can also earn $1,200 after spending $30,000 in the first 3 months.

There’s an annual fee of $150, but you can offset that by spending at least $7,500 ($7,500 x 0.02 = $150) per year.

Who this card is good for: If you’re looking for a generous early spend bonus to make the most out of your upcoming business purchases, this is a good card to consider. And on top of the bonus offer, you’ll get consistent cash back on all your purchases.

Capital One Spark Cash Select for Excellent Credit

Reward rate: Unlimited 1.5% cash back on all purchases on all cards attached to the account; plus 5% cash back on hotels and rental cars booked through Capital One Travel
Early spend bonus: Earn a $750 cash bonus after spending $6,000 in the first 3 months

If you still want to earn consistent cash back but with a $0 annual fee, the Capital One Spark Cash Select for Excellent Credit is a good choice. You can also earn a $750 cash bonus after spending $6,000 in the first 3 months.

Who this card is good for: Business owners who want a $0 annual fee and an above-average earning rate.

Capital One Spark Classic for Business

Reward rate: 1% unlimited cash back on every purchase for your business, plus 5% cash back on hotels and rental cars booked through Capital One Travel
Early spend bonus: Unlimited cash back

The Capital One Spark Classic for Business is a straightforward, basic card that pays out 1% unlimited cash back on every purchase for your business, plus 5% cash back on hotels and rental cars booked through Capital One Travel, with a $0 annual fee. You can earn unlimited cash back, allowing you to get a little something in return as you build your business.

Who this card is good for: Business owners who have less-than-excellent credit and would like access to a cashback card can benefit from the Spark Classic.

Seeing your cash back is fairly straightforward. When you log into your account, all of the vital information about your card is available at the top of your screen. You can see how much you have in cashback rewards listed on the left of the screen.

After a transaction clears and is no longer pending, Capital One will update what you’ve earned. The updated amount is immediately available, no matter how much you have, and you’ll see it redeemed to your card within two or three business days.

There are no limits on when and how much you can redeem when it comes to your Capital One cashback rewards, except for when you want to redeem for a gift card. Capital One offers four main options for redeeming your available cash back:

Redeem for cash: Choose to receive statement credit or a check.
Cover your purchases: Choose from a list of eligible purchases and the cash rewards will go toward covering that specific choice.
Get gift cards: You can also redeem for a gift card to a store of your choice, starting at $10.
Share your rewards: It’s also possible to move your rewards to another Capital One card you have or to even give your rewards to someone else with a Capital One account.

Simply choose the “View Rewards” option below your rewards display and follow the instructions for redeeming your cash back.

One of the great things about Capital One is that you can choose to automatically redeem your cash back. That means you’ll never forget to use your rewards, and you’ll save time by not having to manually request your cash back. Here’s how you do it:

Go to your View Rewards page, and click on your “Rewards Settings.”
You’ll see an option to set up the auto-redeem function. Click on that.

Elect whether you want the money sent to your card as a credit or whether you want a check.
Choose how often you want the cash back, whether once a year or when you reach a certain threshold. The minimum is $25.

Once it’s set up, you can still go back anytime to edit the threshold redemption amount or even turn off the auto-redeem setting. Also, having an automatic redemption set up doesn’t stop you from redeeming cash for other rewards before you reach your threshold. So you can have an automatic redemption set up so you never forget about your rewards and still get a few bucks back here and there anytime you like.

In addition to cashback cards, Capital One also offers popular credit cards — such as the Capital One Venture Rewards Credit Card and Capital One VentureOne Rewards Credit Card — that earn miles instead. You can also earn travel rewards for your business with the Capital One Spark Miles for Business .

It’s possible to redeem those miles for cash, but going that route with your rewards might not be the most valuable way to use them.

Capital One has a few rules about how many credit cards you can have . In general, Capital One limits you to two personal cards. However, there are exceptions to this rule:

One way you could get more than two cards is if you have a co-branded card issued by Capital One, like one of its retail store cards from Bass Pro Shops, Kohl’s, and others.
You could also possibly get more than two Capital One cards if you have one of its business cards. For example, I have two personal Capital One cashback cards and one Capital One business cashback card.

That said, even if you’re approved for additional Capital One cards, you might not receive the associated welcome bonus. Additionally, you’re limited to one application every six months with Capital One. So if you’re not patient about your credit card applications, you might not be approved, regardless of the number of cards you have.

Before deciding how to proceed with your applications, it’s best to carefully consider which cards will work best for you and why — and then plan out a schedule to increase your odds of approval.

For example, I have a Capital One QuicksilverOne Credit Card from back in the day, and that earns unlimited 1.5% cash back on every purchase; plus 5% unlimited cash back on hotels and rental cars booked through Capital One Travel.

I recently decided to add the Capital One SavorOne Cash Rewards Credit Card to get 3% cash back on dining and at grocery stores (excluding superstores like walmart® and target®), popular streaming services, and entertainment, plus 8% cash back on Capital One Entertainment purchases — with a $0 annual fee.

By being judicious about which cards I use, I can earn more cash back. I get 3% when I pay for dining and at grocery stores (excluding superstores like walmart® and target®), popular streaming services, and entertainment purchases with the SavorOne, and I also use the SavorOne at grocery stores. Everything else gets me 1.5% cash back with the QuicksilverOne — and I don’t have to worry about registering for rotating categories. And of course, I get up to 5% cash back on business purchases with my Capital One Spark Cash Select for Business .

Capital One offers plenty of options for those who want a simple approach to earning cash back. Review the choices above and figure out if it makes sense for you to maximize your cash earnings using Capital One cards. For more rewards, check out the Capital One Shopping app .

When you understand your spending habits — and are committed to paying off your balance each month to avoid interest charges — you can use some of the best cash back credit cards to earn easy money on all the things you plan to buy anyway.

Author Details

Credit Cards
Best Credit Cards
Side Hustles
Savings Accounts
Pay Off Debt
Travel Credit Cards

Want to learn how to make an extra $200?

Get proven ways to earn extra cash from your phone, computer, & more with Extra.

You will receive emails from FinanceBuzz.com. Unsubscribe at any time. Privacy Policy

Vetted side hustles
Exclusive offers to save money daily
Expert tips to help manage and escape debt

Hurry, check your email!

The Extra newsletter by FinanceBuzz helps you build your net worth.

Don't see the email? Let us know.

What the Wells Fargo Autograph Journey Visa Card offers

How other travel cards compare to the wells fargo autograph journey℠ visa® card, 3 key benefits cardholders get from the autograph journey , move over, chase sapphire preferred. this new travel credit card is turning heads.

Wells Fargo's newest card has one key advantage over the gold standard in travel cards.

Holly Johnson

Contributor

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards.com, Forbes Advisor and Investopedia, Johnson owns Club Thrifty and is the co-author of "Zero Down Your Debt: Reclaim Your Income and Build a Life You'll Love."

Tiffany Connors

Tiffany Wendeln Connors is a senior editor for CNET Money with a focus on credit cards. Previously, she covered personal finance topics as a writer and editor at The Penny Hoarder. She is passionate about helping people make the best money decisions for themselves and their families. She graduated from Bowling Green State University with a bachelor's degree in journalism and has been a writer and editor for publications including the New York Post, Women's Running magazine and Soap Opera Digest. When she isn't working, you can find her enjoying life in St. Petersburg, Florida, with her husband, daughter and a very needy dog.

The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.

The Wells Fargo Autograph Journey℠ Visa® Card * -- Wells Fargo’s latest and best travel card -- recently launched with an impressive set of features. Its competitive rewards, welcome bonus and redemption options take aim at incumbent travel credit cards from Chase, American Express and Capital One.

What gives Wells Fargo’s first foray into the point-transfer space an edge is that you don’t have to book travel in a portal to earn the highest rewards rates.

Here’s why we think the Wells Fargo Autograph Journey could go toe-to-toe with some of the best travel credit cards, plus three insider tips to help you decide if you should add it to your credit card lineup.

Here’s a quick overview of what you can expect with the Autograph Journey:

Earn 60,000 welcome bonus rewards points after spending $4,000 in purchases within three months of account opening.
Earn unlimited 5x points on hotels, 4x points on airlines, 3x points on other travel and dining and 1x on other purchases.
Receive an annual statement credit with a $50 minimum airline purchase.
No foreign transaction fees.
Other benefits include trip cancellation and interruption insurance, lost luggage reimbursement, roadside dispatch and cell phone insurance.
$95 annual fee.

Wells Fargo Autograph Journey℠ Card

Chase Sapphire Preferred® Card

Capital One Venture Rewards Credit Card

Here’s a rundown of four facts we discovered about the Autograph Journey that you should know when deciding whether to apply.

1. You can transfer points with Wells Fargo point-based cards

The launch of the Autograph Journey also marks the first transferable points program from Wells Fargo, which joins other card issuers like Chase and Capital One, which have their own pooling programs .

Autograph Journey will be able to do a points transfer with the no-annual-fee Wells Fargo Autograph℠ Card . This is especially notable since the Wells Fargo Autograph℠ Card offers bonus rewards in different categories than the Autograph Journey.

For example, the Autograph card earns unlimited 3x points on restaurants, travel, gas stations, transit, popular streaming services and phone plans, plus 1x points on other purchases. So you can maximize your point earning across different categories, then transfer your points to your Autograph Journey account to access premium travel redemptions.

2. It offers more options for earning bonus miles on travel than some competitors

The Autograph Journey will offer more flexibility than many travel rewards cards when it comes to earning more points on travel purchases. For example, cardholders earn unlimited 5x points on hotels booked directly with hotel brands and 4x points on airfare booked with airlines.

This helps the card stand out from other popular travel credit cards that offer the most bonus points only if you book travel through their portals. For example, the Capital One Venture Rewards Credit Card * and the Capital One Venture X Rewards Credit Card * only offer the highest bonus rewards on travel booked through Capital One Travel. The Chase Sapphire Preferred® Card also offers its highest rate of 5x points on travel booked through Chase Travel℠, whereas other travel purchases earn 2x points.

Autograph Journey cardholders also earn a minimum of 3x points on other travel purchases, which could include rental cars, cruises and travel booked through online travel agencies like Expedia and Priceline.

3. The card may grow in value as more transfer partners join

The Autograph Journey Card will earn flexible travel rewards points that transfer to a selection of airline and hotel partners, similar to Amex Membership Rewards points or Chase Ultimate Rewards . While the list of transfer partners is limited, Wells Fargo stated in its initial press release that “more partners will continue to be added throughout the year.”

Points transfers could dramatically change the value proposition of the Autograph Journey, especially if new partners include domestic airlines and popular hotel loyalty programs.

Wells Fargo point transfers will be available to new cardholders starting on April 4. For now, Wells Fargo transfer partners include the following:

Smart Money Advice on the Topics That Matter to You

CNET Money brings financial insights, trends and news to your inbox every Wednesday.

By signing up, you will receive newsletters and promotional content and agree to our Terms of Use and acknowledge the data practices in our Privacy Policy . You may unsubscribe at any time.

Your new Subscription

Here’s all of the excitement headed to your inbox.

Our top picks of timely offers from our partners

Find the best credit card for you

5 best credit cards that offer pre-approval or pre-qualification in 2024, pre-approval doesn't guarantee approval, but it can help you avoid an unnecessary hard pull on your credit..

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

When you apply for a credit card, the issuer performs what is known as a hard pull or hard inquiry , which shows up on your credit report. Hard pulls temporarily lower your credit score, which isn't the end of the world, but it's better to avoid racking up unnecessary hard inquiries since they can remain on your credit report for up to two years. One way to do this is by going through a card issuer's pre-approval or pre-qualification process before applying.

Getting a pre-approved offer for a credit card doesn't guarantee you'll be approved, but it can give you a better idea of your approval odds with no hard inquiry. There is no impact to your credit score until you formally apply.

Not every card issuer offers pre-approvals. Below, CNBC Select details the top credit cards that generally offer pre-approval or pre-qualification and how they work. (See our methodology for more information on how we made this list.)

Best credit cards for pre-approval

Best for no annual fee: Wells Fargo Active Cash® Card
Best for balance transfers: Citi Double Cash® Card
Best for travel rewards: American Express® Gold Card
Best for cash-back: Discover it® Cash Back
Best for premium perks: Capital One Venture X Rewards Credit Card (see rates & fees )

Best for no annual fee

Wells fargo active cash® card.

Unlimited 2% cash rewards on purchases

Welcome bonus

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

0% intro APR for 15 months from account opening on purchases and qualifying balance transfers; balance transfers made within 120 days qualify for the intro rate

Regular APR

20.24%, 25.24%, or 29.99% Variable APR on purchases and balance transfers

Balance transfer fee

3% intro for 120 days from account opening then BT fee of up to 5%, min: $5

Foreign transaction fee

Credit needed.

Excellent/Good

See rates and fees , terms apply.

Unlimited cash rewards
$200 cash rewards welcome bonus
No annual fee
Introductory APR period for first 15 months
Access to Visa Signature® Concierge
Get up to $600 cell phone protection (subject to a $25 deductible)
3% fee charged on foreign transactions

Who's this for? The Wells Fargo Active Cash® Card (see rates and fees ) is a jack of all trades, with an easy-to-earn welcome bonus , generous intro-APR offer and a lucrative flat-rate rewards structure — all for no annual fee .

Standout benefits: This card earns unlimited 2% cash rewards on every purchase. This simple cash-reward rate takes the headaches out of maximizing the return you get on your credit card spending.

Wells Fargo pre-approval process: Fill out this Wells Fargo pre-qualification form with your name, address and the last four digits of your Social Security Number (SSN). If you have a Wells Fargo online account, you can log in to expedite the process.

[ Jump to more details ]

Best for balance transfers

Citi double cash® card.

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

0% for the first 18 months on balance transfers; N/A for purchases

19.24% - 29.24% variable

For balance transfers completed within 4 months of account opening, an intro balance transfer fee of 3% of each transfer ($5 minimum) applies; after that, a balance transfer fee of 5% of each transfer ($5 minimum) applies

Fair/Good/Excellent

Read our Citi Double Cash® Card review.

2% cash back on all eligible purchases
Simple cash-back program that doesn't require activation or spending caps
One of the longest intro periods for balance transfers at 18 months
3% fee charged on purchases made outside the U.S.
Estimated rewards earned after 1 year: $443
Estimated rewards earned after 5 years: $2,213

Who's this for? The Citi Double Cash® Card is ideal for those seeking a strong introductory APR offer for balance transfers and still want to earn valuable rewards.

Standout benefits: Eligible balance transfers qualify for an intro 0% APR for the first 18 months, then a variable 19.24% to 29.24% APR applies. There is an intro balance transfer fee of 3% of each transfer completed in the first four months ($5 minimum). The standard balance transfer fee of 5% of each transfer ($5 minimum) applies thereafter.

Citi pre-approval process: See what Citi credit card offers you're pre-qualified for with this form . Enter your name, email, address and the last four digits of your SSN.

Best for travel rewards

American express® gold card.

4X Membership Rewards® points at Restaurants (plus takeout and delivery in the U.S.) and at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), 3X points on flights booked directly with airlines or on amextravel.com, 1X points on all other purchases

Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

Not applicable

See Pay Over Time APR

Read our American Express® Gold Card review .

Up to $120 dining credit annually ($10 a month) for purchases made with Grubhub, Goldbelly and other eligible restaurants (after a one-time enrollment)
Up to $120 Uber Cash annually ($10 a month) for U.S. Uber Eats orders and U.S. Uber rides (card must be added to Uber app to receive the Uber Cash benefit)
Strong rewards program with 4X points earned at restaurants and 3X points earned on flights booked directly with airlines or amextravel.com
Baggage insurance plan covers up to $1,250 for carry-on baggage and up to $500 for checked baggage that is damaged, lost or stolen
No fee charged on purchases made outside the U.S.
No introductory APR period
$250 annual fee
Estimated rewards earned after 1 year: $1,074
Estimated rewards earned after 5 years: $2,969

Rewards totals incorporate the points earned from the welcome bonus

Who's this for? The American Express® Gold Card is great for earning travel rewards thanks to its generous bonuses on common spending categories like dining and groceries.

Standout benefits: Cardholders get up to $120 in annual dining credit (up to $10 per month at Grubhub , Goldbelly, The Cheesecake Factory and other participating restaurants; enrollment is required) and up to $120 in Uber Cash ($10 per month) to put toward rides in the U.S. and dining via Uber Eats (you must add your Amex Gold Card as a payment method in the Uber app to enroll).

American Express pre-approval process: See what American Express card offers you may be eligible for by filling out this form with your name, address, last four digits of your SSN and your annual income. If you already have an Amex account, you may need to open the form in incognito mode or clear your browser's cache to access the page.

Best for cash-back

Discover it® cash back.

Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases-automatically.

Discover will match all the cash back earned for all new cardmembers at the end of your first year.

0% for 15 months on purchases

17.24% to 28.24% Variable

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Good / Excellent

* See rates and fees , terms apply.

Read our Discover it® Cash Back review.

Cash-back program
Generous welcome bonus
Cash-back categories must be activated each quarter
Cash-back program limits earnings: Enroll every quarter to earn 5% cash back in various categories on up to $1,500 in quarterly purchases, then 1%

Who's this for? The Discover it® Cash Back is a relatively easy-to-get cash-back card with no annual fee and useful rotating bonus categories .

Standout benefits: This card has a unique welcome offer that can supercharge your cash-back earnings. Discover will match the cash back new cardholders earn in the first year. So, purchases that qualify for 5% cash back would effectively earn 10% back in your first year. Plus, the card has no foreign transaction fees.

Discover pre-approval process: Fill out this Discover credit card pre-approval form with your name, address, date of birth, housing payment, student status and gross income to see what offers you're eligible for. If you don't qualify for an unsecured card, you may want to consider a secured credit card such as the Discover it® Secured Card which doesn't require a credit score.

Best for premium perks

Capital one venture x rewards credit card.

Unlimited 2X miles on all eligible purchases, and 5 Miles per dollar on flights and 10 Miles per dollar on hotels and rental cars when booked via Capital One Travel portal

Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening

19.99% - 29.99% variable APR

$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you

Foreign transaction fees

Read our Capital One Venture X Rewards Credit Card review.

Large welcome bonus
No foreign transaction fees
Up to $100 statement credits for either Global Entry or TSA PreCheck®
Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
High annual fee
No introductory 0% APR period

Who's this for? The Capital One Venture X Rewards Credit Card is geared towards those seeking luxury benefits like airport lounge access, annual travel credits, various travel and shopping protections and more.

Standout benefits: Every year, Capital One Venture X Card members receive up to $300 in travel credits for bookings made through Capital One Travel and 10,000-anniversary bonus miles (worth $100 in travel). Those two benefits alone can offset the card's $395 annual fee (see rates and fees ).

Capital One pre-approval process: You can see what Capital One cards you're pre-approved for by filling out this form . You'll need to enter your name, address, email address, phone number, employment status, education, income, housing payment, date of birth, SSN and what type of bank accounts you have.

More on our top credit cards that offer pre-approval or pre-qualification

The Wells Fargo Active Cash® Card is a no annual fee card that can help you earn cash rewards, while enjoying various money-saving benefits.

Unlimited 2% cash rewards on all purchases

Earn $200 in cash rewards after spending $500 in purchases in the first three months of account opening.

Notable perks

Cardholders can take advantage of cell phone insurance when they pay their monthly bill with the card. This insurance covers damage, theft and loss of a cell phone and has a $25 deductible. You can be reimbursed for up to two claims per 12 months and up to $600 per claim.

Cardholders can also save on interest with the card's intro-APR offer. Purchases and eligible balance transfers qualify for an intro 0% APR for 15 months. then a variable 20.24%, 25.24% or 29.99% applies. To qualify for the intro APR, balance transfers must be completed within 120 days of opening the account. There is an intro balance transfer fee , and for the first 120 days you'll pay 3% of the amount of each transfer ($5 minimum). After the intro period, the balance transfer fee increases to 5% of the amount of each transfer ($5 minimum).

[ Return to card summary ]

The Citi Double Cash® Card is a cash-back credit card , but it earns cash back in the form of Citi ThankYou points , which which can be redeemed in lots of ways, including the option to transfer them to travel partners.

5% total cash back on Citi travel bookings (through Dec. 31, 2024)
2% cash back on all purchases: 1% back when you buy and 1% back as you pay

Earn a $200 cash bonus after spending $1,500 on purchases in the first six months of account opening.

The ThankYou® points can be redeemed for cash back, gift cards and travel at a rate of one cent per point. Cardholders also have access to a small number of Citi's travel partners, including Wyndham, Choice and JetBlue. If you have a Citi card that enables full transfers, such as the Citi Premier® Card , you can combine the points you earn with your Double Cash and then transfer those points to all of Citi's partner hotel and airline loyalty programs.

There are also several special cardmember programs, including Citi Entertainment℠, which gives cardholders first access to purchase tickets for thousands of concerts and events. The card also provides access to Citi® Identity Theft Solutions, a service that will help you if you're a victim of identity theft.

The American Express® Gold Card is a travel rewards card with a long list of benefits that can easily make the annual fee worth paying (see rates and fees ). Plus, the Amex Membership Rewards points you earn with this card are some of the most valuable travel points out there since they can be transferred to a variety of airline or hotel partners.

4X points at restaurants (plus takeout and delivery in the U.S.)
4X points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X)
3X points on flights booked directly with airlines or on Amextravel.com
1X points on all other purchases

Earn 60,000 points after you spend $6,000 on eligible purchases within the first six months of card membership.

$250 (see rates and fees )

Cardholders receive up to $120 in dining credit per year ($10 per month) at participating partners and up to $120 in Uber Cash per year ($10 per month) after you add your Amex Gold Card as a payment method in the Uber app. The card also offers no foreign transaction fees (see rates and fees ), baggage insurance, rental car coverage (secondary), extended warranty, purchase protection and trip delay insurance .

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

Please visit americanexpress.com/benefitsguide for more details.

Underwritten by New Hampshire Insurance Company, an AIG Company.

The Discover it® Cash Back is a no-annual-fee cash-back rewards card that allows you to earn a generous 5% back on rotating spending categories.

5% cash back on the first $1,500 in purchases in rotating categories each quarter (when you activate), then 1% cash back. Check out Discover's 5% cash-back calendar .
1% cash back on all other purchases

Discover will match the cash back you earn at the end of the first year.

New card members receive an intro 0% APR for 15 months on purchases and eligible balance transfers, then a variable 17.24% to 28.24% applies. An intro balance transfer fee of 3% of the amount you transfer applies to eligible transfers. The standard transfer fee on future balance transfers is up to 5% of the amount of each transfer. (See rates and fees )

The card charges $0 in foreign transaction fees , which can save you money when traveling abroad.

The Capital One Venture X Rewards Credit Card (see rates and fees ) is a premium credit card with a straightforward rewards structure, a long list of benefits and a lower annual fee than other high-end cards with similar features.

10X miles per dollar on hotels and rental cars booked through Capital One Travel portal
5X miles per dollar on flights booked through Capital One Travel
5X miles on Capital One Entertainment purchases (through Dec. 31, 2025)
2X miles on all other purchases

Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening.

In addition to the annual $300 Capital One Travel credit and 10,000 anniversary bonus miles, the Capital One Venture X Card comes with airport lounge access for the primary cardholder and authorized users. One great feature of this card is that you can add up to four authorized users for free and each cardholder gets access to Priority Pass lounges, Plaza Premium Lounges and Capital One Lounges .

Other benefits include:

Hertz Presidents Circle status (enrollment required)
Global Entry/TSA PreCheck® application fee credit (worth up to $100)
Cell phone protection
Visa Infinite Concierge
Rental car collision damage waiver (primary)
Trip cancellation and interruption coverage
Trip delay reimbursement
Lost luggage reimbursement
Extended warranty protection
Return protection
Purchase security

What's the difference between a pre-approval and a pre-qualification?

The terms pre-approval and pre-qualification both refer to the card issuers' pre-screening process that can help you determine whether you'll qualify for a credit card without a hard pull on your credit reports. Prequalified offers are typically initiated by consumers who want to check their approval odds, while preapproved offers are generally unsolicited offers from card issuers.

Does pre-approval or pre-qualification result in a hard credit pull?

Most credit card pre-approvals do not result in a hard pull of your credit. Some issuers require a Social Security Number (SSN) or the last four digits of your SSN to process a pre-approval, but this is generally done to verify your identity and shouldn't result in a credit check unless otherwise stated.

Does pre-approval guarantee approval?

If you qualify for a pre-approved credit card or receive a pre-screened offer in the mail, that does not guarantee you'll be approved. Your credit score, income and history with the card issuers are all taken into account, but won't be fully reviewed unless you submit a traditional card application.

Bottom line

Getting a pre-approved, pre-qualified or pre-screened credit card offer doesn't guarantee you'll get approved for the card if you apply. However, seeing whether you're pre-approved for a card offer is easy and typically doesn't require a hard credit pull. So it doesn't hurt to explore what offers you may qualify for.

Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox. Sign up here .

Why trust CNBC Select?

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card article is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit card products . While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics. See our methodology for more information on how we choose the best business credit cards for LLCs.

Our methodology

To determine which business cards offer the best value and pre-approval, CNBC Select analyzed the most popular credit cards available to U.S. consumers that also had a publicly available pre-approval or pre-qualification process at the time of writing. We compared each card on a range of features, including the annual fee, employee card fee, rewards, welcome bonus, introductory and standard APR and foreign transaction fees. We also considered additional perks, the application process and how easy it is to redeem points.

Catch up on CNBC Select's in-depth coverage of credit cards , banking and money , and follow us on TikTok , Facebook , Instagram and Twitter to stay up to date.

For rates and fees of the American Express® Gold Card, click here .

For rates and fees of the Discover it® Cash Back, click here .

For rates and fees of the Wells Fargo Active Cash® Card, click here .

5 things to avoid if you’re applying for a mortgage Kelsey Neubauer
Best sole proprietorship business credit cards Jason Stauffer
This is the best budgeting app to help investors track their money Jasmin Suknanan

Capital One Spark Cash Plus

Best for high-spending businesses

The Capital Spark Cash Plus is a great cash back card for larger businesses with high spending. It allows business owners to earn unlimited 2% cash back on every purchase, and Capital One will refund the card’s annual fee if the business meets a minimum spend of $150,000 annually. (Partner offer)

At a glance

5% Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
2% Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
Earn a one-time cash bonus of $1,200 once you spend $30,000 in the first 3 months
Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
Get your $150 annual fee refunded every year you spend at least $150,000
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
Add employee cards for free, and earn unlimited 2% cash back from their purchases
$150 annual fee
Spark Cash Plus has no APR because your balance is due in full every month

TPG Editor's Rating

The Capital One Spark Cash Plus is a great cash back card for high-spending businesses since it earns unlimited 2% cash back on all purchases. In addition, businesses that spend more than $150,000 annually will have the card’s annual fee of $150 waived. It is a great card for larger businesses looking to earn cash back on their spending. Business owners should be aware that the card must be paid in full every month, so if their businesses typically carry a balance, this is not the card for them.

The card features unlimited 2% cash back on every purchase.
It offers a welcome bonus.
Hotels and rental cars booked through Capital One Travel are eligible for 5% cash back.
The card has a $150 annual fee.
The required spend to waive credit card fees is very high.
The card’s balance must be paid in full every month.

Who is this card good for?

Businesses with a high spend should consider the Capital One Spark Cash Plus. It earns unlimited 2% cash back on all purchases, and its annual fee of $150 can be waived if you spend $150,000 annually. But businesses must diligently pay off their balance as the Capital One Spark Cash Plus requires cardholders to pay off the full monthly balance.

Earning Rewards

The card earns unlimited 2% cash back on every purchase and 5% cash back on hotels and rental cars booked through Capital One Travel.

Advertiser Disclosure

Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Capital One Main Navigation

Unlimited cash back credit cards, what’s the best cash back credit card for your lifestyle.

Choose a cash back card that’s designed for your spending habits.

Savor & SavorOne Rewards

Earn more cash back on dining and entertainment.

Discover our best cash back credit cards for people with excellent or good credit

Quicksilver & QuicksilverOne Rewards

Earn more cash back on all your everyday purchases.

Explore our best cash back credit cards for people with excellent, good or fair credit

Get cash back rewards for your everyday purchases.

The best cash back credit cards are designed with your spending habits in mind. Capital One cash rewards cards offer cash back benefits that reward you for the purchases you’re already making. Whether you’d like to earn more cash back on dining and entertainment with the Savor card, or earn a flat rate on all your everyday purchases—like gas and retail—you can find a Capital One card that fits your needs. Every Capital One cash back credit card gives you a percentage back for all qualifying purchases—so you can get rewarded for every dollar you spend.

Cash back credit card FAQs

Which capital one cash back card is right for me.

Which cash back card is best for you depends entirely on which rewards are most important to you. Start by looking at the reward percentage categories for each card and how they align with your overall spending habits. 1

The Capital One QuicksilverOne card offers 1.5% cash back on all of your everyday purchases.
The Capital One Quicksilver card offers 1.5% cash back on all of your everyday purchases
The Capital One SavorOne card offers unlimited 3% cash back on dining, entertainment, popular streaming services, and grocery stores.
The Capital One Savor card offers unlimited 4% cash back on dining, entertainment & popular streaming services, and 3% at grocery stores.

How do cash back credit cards work?

A cash back credit card allows you to earn cash back on your purchases. Typically, you earn a certain percentage of cash back on your overall spending. With some cards, you may earn more for certain spending categories.

Cards under the Savor card suite offer higher cash-back incentives across dining and entertainment categories.
Cards under the Quicksilver card suite offer a flat-rate cash back percentage for all of your everyday purchases.

Can I redeem my rewards for something other than cash back?

Yes, cash back cards can be redeemed for a number of rewards.

Cards under both the Quicksilver card suite and Savor card suite can be redeemed for cash back on other rewards such as entertainment and travel .
All of these Capital One cash back card options can also be redeemed for gift cards and eligible purchases on both PayPal and Amazon.

Is there a limit to the amount of cash back rewards I can earn with my Capital One card?

There is no cap to the amount of rewards you can earn on purchases made with your Capital One cash back card.

The Quicksilver card suite offers unlimited rewards for all of your everyday purchases.
The Savor card suite offers unlimited rewards in dining and entertainment categories, as well as everyday purchases.

Do Capital One cash back cards have an annual fee?

Both the Quicksilver suite and Savor suite offer Capital One cash back credit card options with no annual fees. Compare Capital One cash back credit cards using this comparison tool .

Do Capital One cash back rewards expire?

Rewards earned with a Capital One cash back rewards card don’t expire as long as your account is open, and there’s no limit to the amount of rewards you can earn.

How do I redeem my cash back rewards?

If you’re already a Capital One cash back card customer, you can redeem your cash back by signing in to your account .

Rate and fee information

Visit the compare page to see a complete breakdown of all available cash back credit cards from Capital One.

Frequent Uber or Lyft user? These are the best credit cards for you

O ver the past few years, we've embraced ride-hailing services so fully that it's hard to imagine a time when our only options to get around a new city were public transportation or calling a taxi.

But as convenient as they are, services like Uber and Lyft can get expensive. Fortunately, ride-hailing services have become a common bonus category for both travel credit cards and cash-back credit cards , and many cards offer specific credits and benefits when you book a ride via an app.

Below, we're breaking down the best Uber and Lyft credit cards to help you maximize your earnings on each trip.

Overview of the best credit cards for Uber and Lyft

*Valuations are based on TPG's latest calculations and are not provided by card issuers.

The information for the Capital One Savor Rewards, American Express Green and Apple Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

the best credit cards for Uber and Lyft

Chase sapphire reserve.

Annual fee: $550

Rewards on ride-shares: 10 points per dollar on Lyft purchases through March 31, 2025 ; 3 points per dollar on travel, which includes Uber

Why it's great for Lyft and Uber: The Chase Sapphire Reserve — one of the best travel credit cards on the market— offers an unbeatable 10 points per dollar on Lyft purchases and a solid 3 points per dollar on Uber expenses, which code as travel on your statement.

The Lyft and Uber benefits with the Sapphire Reserve don't end with the earning structure — there's also the $300 annual travel credit that comes with the card; because Chase considers ride-hailing services to be a travel expense, you can also potentially get up to $300 off your rides every year thanks to the travel credit. Chase automatically reimburses you in statement credits for your travel purchases.

Finally, Chase Sapphire Reserve cardholders get a complimentary Lyft Pink All Access membership . This grants members benefits like priority pickups, free cancellations and 10% off all Lux rides.

For more details, read our full review of the Chase Sapphire Reserve .

Apply here: Chase Sapphire Reserve

Chase Sapphire Preferred Card

Annual fee: $95

Rewards on ride-shares: 5 points per dollar on Lyft rides through March 31, 2025 (3 bonus points in addition to the 2 points earned on all travel)

Why it's great for ride-shares: While it has a lower earning rate than the Sapphire Reserve (and no travel credit), the Preferred is a good choice if you prefer not to pay a steep annual fee.

For more details, read our full review of the Chase Sapphire Preferred .

Apply here: Chase Sapphire Preferred

Capital One Savor Rewards Card

Annual fee : $95

Rewards on ride-shares: Unlimited 10% cash back on Uber and Uber Eats, plus complimentary Uber One membership, through Nov. 14, 2024

Why it's great for ride-shares: The Savor offers great ride-sharing benefits along with 4% back on dining, entertainment and popular streaming services, plus 3% back at grocery stores, but it does carry a modest annual fee.

For more details, read our full review of the Capital One Savor card .

Capital One SavorOne Rewards Card

Annual fee: $0 (see rates and fees )

Why it's great for ride-shares: For Capital One fans who don't like paying an annual fee, this card offers solid value and benefits, along with unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart and Target).

For more details, read our full review of the SavorOne card .

Apply here: Capital One SavorOne

American Express Green Card

Annual fee: $150 (see rates and fees )

Rewards for ride-shares: 3 points per dollar on transit, including Lyft and Uber

Why it's great for ride-shares: When Amex relaunched its iconic Amex Green Card a few years ago, it added expanded bonus categories to the benefits list — including 3 points per dollar on transit (Lyft and Uber purchases fall into that category). The card earns Membership Rewards points, which TPG values at 2 cents each . That's a 6% return on all of your Uber and Lyft spending.

For more details, read our full review of the Amex Green Card .

Chase Freedom Unlimited

Annual fee: $0

Rewards on ride-shares: 5% cash back on Lyft rides through March 31, 2025, along with 1.5% cash back on all other non-bonus category purchases, which includes Uber and Lyft.

Why it's great for ride-shares: The Freedom Unlimited is the card for you if you prefer cash back over points and miles (and enjoy not paying an annual fee).

However, you can get even more value from the card when you pair it with a premium card like the Sapphire Preferred or Sapphire Reserve. Chase allows you to combine your Ultimate Rewards points into a single account, effectively converting your cash-back rewards on the Freedom Unlimited to fully transferable points.

For more details, read our full review of the Chase Freedom Unlimited .

Apply here: Chase Freedom Unlimited

Alaska Airlines Visa® credit card

Rewards for ride-shares: 2 miles per dollar on ride-sharing purchases

Why it's great for ride-shares: Alaska Airlines miles are the most highly-valued airline miles on TPG's monthly valuations , providing a solid rate of return on your spending and miles that you can redeem for aspirational flights .

For more details, read our full review of the Alaska Airlines Visa card .

Apply here: Alaska Airlines Visa card

Citi Double Cash Card

Annual fee : $0

Rewards for ride-shares: 2% back on every purchase (1% when you buy and 1% when you pay your bill).

Why it's great for ride-shares: The Citi Double Cash offers up to 2% across every purchase, including Lyft and Uber purchases. This is one of the highest-earning, flat-rate cash-back cards on the market, and it's a common choice for those who want a straightforward way to earn rewards across every purchase without needing to keep track of activating rotating bonus categories. Now, you can also convert your Double Cash rewards into ThankYou points when you also have an eligible ThankYou credit card from Citi, such as the Citi Premier® Card (see rates and fees ).

For more details, read our full review of the Citi Double Cash .

Apply here: Citi Double Cash Card

Blue Cash Preferred Card from American Express

Annual fee: $0 introductory annual fee for one year, then $95 (see rates and fees )

Rewards for ride-shares: 3% on transit, including ride-share apps like Lyft and Uber

Why it's great for ride-shares: The Blue Cash Preferred is another Amex card that received a makeover in 2019, adding expanded earning categories.

One of those additional categories was transit, which includes Lyft and Uber purchases. This card remains a strong option to use on all of your transit expenses including Uber and Lyft. Cash back is received as reward dollars that can be redeemed as a statement credit or at Amazon.com checkout.

For more details, read our full review of the Blue Cash Preferred .

Apply here: Blue Cash Preferred Card

Rewards for ride-shares: 3% cash back on Uber and Uber Eats

Why it's great for ride-shares: In 2019, Uber became one of the vendors to earn 3% cash back (Daily Cash) on the Apple Card.

The truth is, this card is best for true Apple loyalists since you only earn the highest Daily Cash at select merchants like Apple, Uber and Walgreens. You receive Daily Cash right after each purchase. That's good if you're a fan of simple cash back, but if you're going for points or miles, this card isn't the best choice.

For more details, read our full review of the Apple Card .

The Platinum Card® from American Express

Annual fee: $695 (see rates and fees )

Rewards for ride-shares: 1 point per dollar on ride-hailing service purchases, plus various benefits (see below).

Why it's great for ride-shares: While you're not earning bonus rewards on Uber or Lyft purchases, the Platinum Card is one of the best options out there for Uber perks.

The highlight of those benefits is up to $200 in Uber Cash to use annually (for U.S. services), which is broken down as $15 each month, plus a $20 bonus in December ($35 total for this month).

To get the credits, you need to add your Platinum Card as a payment option in your Uber app — the monthly credits will then be loaded into your Uber Cash account automatically at the beginning of each month. As an Amex Platinum cardholder, you'll also get Uber VIP status, which allows you to request top-rated drivers in select cities.

Just note that this Uber Cash doesn't roll over from month to month, but it's also valid for Uber Eats orders in the U.S. Be sure to use it before the last day of the month so it doesn't go to waste.

For more details, read our full review of the Amex Platinum Card .

Apply here: Amex Platinum Card

Another option: Gift cards

Gift cards earn a special mention in this article.

That's because you may earn a better return when purchasing Uber gift cards instead of paying for Uber rides directly. There are some caveats: Uber gift cards can only be used for rides or UberEats orders in the country where the gift card was purchased, and they can't be used for family profiles, scheduled rides or university campus card rides.

Buying Uber gift cards can be a good way to earn a solid return if you have a credit card that offers high bonus earnings for merchants where you can purchase gift cards , such as grocery stores , gas stations or office supply stores .

Three popular options for purchasing gift cards at select merchants are the Ink Business Cash® Credit Card , American Express® Gold Card and the Blue Cash Preferred® Card from American Express . You'll need to find a store in the bonus category for your card that sells Uber gift cards and will allow you to purchase gift cards with a credit card.

Bottom Line

With rideshares being an integral part of modern travel, it makes sense to maximize your credit card benefits when booking a ride-hailing service like Uber or Lyft. The trick is to find the card or cards that work for you — and as you can see, there's no shortage of solid options available.

For rates and fees of the Amex Platinum Card, click here .

For rates and fees of the Amex Green Card, click here .

For rates and fees of the Amex Blue Cash Preferred card, click here .

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

IMAGES

Best Capital One Travel Credit Cards January 2023
More Rewarding Travel
How to Use the Capital One Travel Portal
NEW CREDIT CARD
Capital One Updates: New Travel Benefits
Capital One Travel portal expands access to cash-back cardholders

VIDEO

Maximize Cashback with CRED
I COMPLETED the Capital One Duo (Best Credit Card Setup?)
КЭШБЭК РОСТУРИЗМА 2022: ЛУЧШИЙ ОБЗОР с лайфхаками. Кэшбек Мишустина до 30% по Карте МИР от Тинькофф

COMMENTS

Booking a Trip With Capital One Travel
And when booking through Capital One Travel with other eligible U.S.-issued Capital One cards, earn 5X miles or 5% cash back on hotels and car rentals, depending on the card: ... 5 Capital One Travel's price drop protection is available when Capital One Travel recommends that a customer buys a given flight and the customer books the flight ...
More Rewarding Travel
In addition to being able to take advantage of Capital One Travel, Savor, Quicksilver, Spark Cash, Spark Classic, and student product suites will now earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. These cash rewards cardholders can also redeem rewards at a 1-to-1 ratio — $1 in cash rewards is worth $1 ...
Everything you need to know about the Capital One travel portal
Capital One's new travel portal, launched in 2021, has significantly improved since its beta release. It now allows Capital One credit cardholders, including those with the issuer's cash-back cards, to directly use their rewards for travel purchases.The portal also features updated flight search capabilities and the issuer's hotel programs: the Premier Collection and the Lifestyle Collection.
Home
Travel smarter with Capital One at every step of the journey, including booking flights, hotels and rental cars. Get more from your next journey with Capital One Travel. ... Lounges. Capital One Lounges Learn how you can relax and recharge in Capital One Lounges; Partner Lounge Network Search our network of 1,300+ lounges across the globe ...
19 Valuable Capital One Quicksilver Benefits
Cash back: 1.5% cash back on every purchase and 5% cash back on hotels and rental cars booked through Capital One Travel. 2. $0 Annual Fee: Enjoy all the benefits of your card with a $0 annual fee ...
How To Use The Capital One Travel Portal
Capital One Quicksilver Cash Rewards Credit Card: Earn 1.5% cash back on every purchase and 5% cash back on hotels and rental cars booked through Capital One Travel.
Capital One Quicksilver Benefits and Features
Capital One Quicksilver benefits include unlimited 1.5% cash back on every purchase and no annual fee. View important rates and disclosures. Redeem your rewards as a statement credit, get a check in the mail, cover the cost of a recent purchase, shop at Amazon.com and more.1. Earn unlimited 5% cash back on hotels and rental cars booked through ...
Capital One Quicksilver Cash Rewards Credit Card
Apply now for Capital One Quicksilver Cash Rewards Credit Card at Capital One's secure site 5% Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply 1.5% Earn unlimited 1.5% cash ...
Capital One QuicksilverOne Cash Rewards Credit Card Review 2024
The Capital One QuicksilverOne Cash Rewards Credit Card is one of a small handful of cards designed for those with so-so credit that still offers solid rewards. Earning 1.5% cash back on every ...
Capital One Quicksilver Review: A No-Fuss, No-Gimmicks Card
The card only earns more than 1.5% for a very specific type of purchase through the issuer: 5% cash back on hotels and rental cars booked through Capital One Travel. Otherwise, it earns 1.5% on ...
12 Benefits of the Capital One Quicksilver
Capital One Quicksilver benefits include 1.5% cash back on all purchases, plus introductory incentives and travel-friendly features.
Capital One Cash-Back Rewards Can Now Be Redeemed for Travel
Rewards earned from Capital One's cash-back credit cards can now be redeemed in the travel portal. There's good news for Capital One cash-back cardholders when it comes to travel benefits and ...
Capital One Travel portal expands access to cash-back cardholders
Capital One Spark Cash Plus. Capital One SavorOne Student Cash Rewards Credit Card. Capital One Quicksilver Student Cash Rewards Credit Card. Customers with any of these cards will now earn 5% back on hotels and rental cars booked with Capital One Travel, with no limit to earnings or annual caps. Flight bookings are not included in these ...
9 Best Ways To Earn Lots of Capital One Cash-back Rewards
The best Capital One cash-back cards for travel purchases are the Quicksilver card or the Capital One QuicksilverOne Cash Rewards Credit Card, which both earn 1.5% cash-back per dollar spent on all purchases. 3. Dine Out. You won't hesitate to pick up the tab at that next group dinner with these Capital One credit cards.
Capital One Quicksilver Review 2024
5% cash back on hotels and rental cars booked through Capital One Travel. 1.5% cash back on all other purchases. 5% cash back (5x points) on travel purchased through Chase Ultimate Rewards.
Capital One Travel: Everything You Need to Know
Price match guarantee. Capital One Travel offers a price match guarantee for flights, hotels, and car rentals booked through its portal. If you find a cheaper itinerary that matches your booking elsewhere within 24 hours of booking, you can call Capital One Travel at 844-422-6922 to submit a claim.
Capital One Quicksilver Cash Rewards review: Earn 1.5% cash back ...
Rewards: 5% cash back on hotels and rental cars booked through Capital One Travel, plus an unlimited 1.5% cash back on every other purchase Overview If "cash is king" is your mantra, then this ...
Quicksilver Cash Rewards Cards: Earn Cash Back
NEW CARD MEMBER OFFER. Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening 1. You'll earn the usual Quicksilver rewards, but won't be eligible for new cardmember bonus cash or 0% intro APR. None.
Capital One Quicksilver Cash Rewards Credit Card
The Capital One Quicksilver Cash Rewards provides a $200 cash bonus, while the Capital One VentureOne Rewards offers 20,000 miles. The choice between them hinges on whether you prefer cash back or travel rewards. Recommended Credit Score. Both cards require a credit score range of 670 to 850.
Capital One Quicksilver Cash Rewards Card Review 2024
The Capital One Quicksilver Cash Rewards Credit Card (see rates & fees) offers a flat 1.5% cash back on all purchases with a $0 annual fee. It also offers a 0% intro APR on purchases and balance ...
Capital One Walmart Rewards Mastercard review: Earn up to 5% cash back
Capital One SavorOne Cash Rewards Card. ... You can also earn 5% cash back when booking travel through Capital One Travel. If you need extra time to pay off your purchases or existing debt, the ...
How to Earn Cash Back with Capital One: The Ultimate Guide for 2024
Reward rate: 1.5% cash back on every purchase, every day; and 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply) Early spend bonus: Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Annual fee: $0. Foreign transaction fee: None.
PDF CAPITAL ONE ACCOUNT TERMS Payment Information $5 5%
You will earn 5% cash back on hotels and rental cars booked through Capital One Travel using this Rewards card account, and 2% cash back on all other purchases. Earnings will apply to net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers, and checks used to access your account are not considered purchases
Move Over, Chase Sapphire Preferred. This New Travel Credit Card Is
Earn 60,000 welcome bonus rewards points after spending $4,000 in purchases within three months of account opening. Earn unlimited 5x points on hotels, 4x points on airlines, 3x points on other ...
5 Best Credit Cards That Offer Pre-Approval in 2024
5% total cash back on Citi travel bookings (through Dec. 31, 2024) ... In addition to the annual $300 Capital One Travel credit and 10,000 anniversary bonus miles, the Capital One Venture X Card ...
Capital One Spark Cash Plus
The Capital One Spark Cash Plus is a great cash back card for high-spending businesses since it earns unlimited 2% cash back on all purchases. In addition, businesses that spend more than $150,000 annually will have the card's annual fee of $150 waived. It is a great card for larger businesses looking to earn cash back on their spending.
The easy route: How to redeem Capital One miles at a fixed value
Cash back. 0.5 cent. To see all of your redemption options, sign in to your Capital One account and click on your mileage balance to be taken to the rewards page. Scroll down and you'll see all ...
Cash Back Credit Cards
Which cash back card is best for you depends entirely on which rewards are most important to you. Start by looking at the reward percentage categories for each card and how they align with your overall spending habits. 1 The Capital One QuicksilverOne card offers 1.5% cash back on all of your everyday purchases.; The Capital One Quicksilver card offers 1.5% cash back on all of your everyday ...
Frequent Uber or Lyft user? These are the best credit cards for you
21%. Chase Sapphire Preferred® Card. 5 points per dollar on Lyft rides through March 31, 2025. $95. 10%. Capital One Savor Rewards Card. Unlimited 10% cash back on Uber and Uber Eats plus ...
Best Rewards Cards Of April 2024
Capital One Quicksilver Cash Rewards Credit Card: Earn 1.5% cash back on every purchase and 5% cash back on hotels and rental cars booked through Capital One Travel. American Express Cash Magnet ...

You’re our first priority. Every time.

Benefits of the Capital One Quicksilver

Straightforward rewards

Introductory incentives

2. A sign-up bonus for new cardholders

3. A lengthy 0% introductory APR

Travel-friendly features

5. International merchant acceptance

Protections: Shopping and travel benefits

Mastercard World Elite benefits

7. Extended warranty protection

8. Travel accident insurance

9. Baggage delay insurance

10. Trip cancellation and interruption insurance

11. Auto Rental Collision Damage Waiver

12. Travel and emergency assistance services

More about the card

Find the right credit card for you.

10 Best Ways To Earn Lots of Capital One Cash-back Rewards [2024]

Flexibility

The Value of Capital One Cash-back

Earn Lots of Cash-back on Personal Capital One Credit Cards

Capital One Savor Cash Rewards Credit Card

Financial Snapshot

Card Categories

Capital One Quicksilver Cash Rewards Credit Card

Rewards Center

Earn Lots of Cash-back on Business Capital One Credit Cards

Capital One Spark Cash Plus Card

Capital One Spark Cash Select for Excellent Credit

Frequently Asked Questions

Which is the best Capital One cash-back credit card?

Does Capital One have a 2% cash-back card?

Does Capital One have a 3% cash-back card?

About Christine Krzyszton

Capital One Quicksilver Review 2024

Capital One Quicksilver Overview

Capital One Quicksilver Rewards

How to Use Rewards From the Quicksilver Cash Rewards

Capital One Quicksilver Benefits and Features

Introductory 0% APR on Purchases and Balance Transfers

Free Uber One membership

Extended warranty

Travel Accident Insurance***

24-hour Travel Assistance Service

Concierge Service

Event Access

Account and Security Alerts

$0 Fraud Liability for Unauthorized Charges

Virtual Card Numbers

Credit Report Alerts

Capital One Quicksilver Fees

Capital One Quicksilver Comparison

Capital One Quicksilver Card Frequently Asked Questions

Why You Should Trust Us: How We Reviewed the Capital One Quicksilver Card

Watch: Sneaky ways credit card companies get you to spend more money

Capital One Quicksilver Cash Rewards Credit Card

On This Page:

Entertainment

New on Yahoo

Yahoo Finance

Capital One Walmart Rewards Mastercard

Welcome offer

Intro offer

Rewards rate

How to earn rewards

Bonus categories

Everyday purchases

How to redeem rewards

Additional benefits

Who is the Capital One Walmart Rewards Mastercard best for?

Capital One Walmart Rewards Mastercard pros

Capital One Walmart Rewards Mastercard potential cons

Where can you use Capital One Walmart Rewards Mastercard?

How to make a Capital One Walmart Rewards Mastercard payment

Capital One Walmart Rewards Mastercard customer service info

Alternative cards to consider

American Express® Gold Card

Capital One SavorOne Cash Rewards Card

Amex EveryDay® Preferred Credit Card