travel money same day

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M&S Travel Money

Buy Travel Money

Currency calculator.

Our currency calculator is a quick and easy way to check our latest foreign currency exchange rates.

What do I need to bring to collect my foreign currency?

Travel money sale now on!

Click & Collect sale on euro, US dollar and Turkish lira available until 7th April.

The benefits of exchanging your holiday money with M&S Bank

Wide range of foreign currencies.

We offer a wide range of foreign currencies in our Bureaux, with more available to order online. It is easy to compare travel money with M&S Bank. See footnote * *

As well as the euro and US dollar , our range includes currencies such as the UAE dirham, Bulgarian lev , Turkish lira , Thai baht and Mexican peso .

Click & Collect sale on euro and US dollar available until 11 April 2023.

£150 minimum order. Exchange rates will still fluctuate daily during the sale period, but you’ll receive the best rate applicable on the date your order is placed. Rates shown when placing your order are sale rates. Offer subject to availability, buy back not included. Cancellation fee and full T&Cs apply.

SameDay Click & Collect

Order between £150 and £2,500
Euro and US dollars available to order and collect in over 450 stores *
Order and collect euro , US dollars , Turkish lira , New Zealand dollar , Australian dollar , Thai baht , Canadian dollar , South African rand and UAE dirham, from our Bureau the same day

Find my nearest Click and Collect store

Click & Collect † See footnote †

A wide range of currencies available to collect from our in store Bureaux See footnote * *
Order and collect from the next day

Our best rates on euro and US dollar when you Click & Collect

To get an even better exchange rate on euro and US dollar , use our Click & Collect service. Pay now and lock in today's rate, then collect from a store at a time convenient for you.

CHANGE4CHANGE

If you would like to donate your unused foreign currency to charity we have Change4Change collection boxes in our Bureaux, with all the money we collect going to Breast Cancer Now. Since 2007, we have raised over £630,000 for the charity via your Change4Change donations.

Find a Bureau

Travel money buy-back service

When your holiday is over, we'll buy back your leftover holiday money at the buy-back rate on the day you return it to the Bureau de Change. That's all unused notes in any denomination we sell.

Find out more about M&S Travel Money Buy Back service

If you would like to donate your unused foreign currency to charity we have Change4Change collection boxes in our Bureau stores, with all the money we collect going to Breast Cancer Now. Since 2007, we have raised over £630,000 for the charity via your Change4Change donations.

Find a bureau

When your holiday is over, we'll buy back your leftover holiday money at the buy-back rate on the day you return it to the bureau de change. That's all unused notes in any denomination we sell. Proof of purchase may be required so please retain your receipt, just in case.

Up to 55 days' interest-free credit when purchasing with an M&S Credit Card See footnote ** **

Representative example: based on an assumed credit limit of £1,200, our 24.9% rate per annum (variable) for purchases gives a representative rate of 24.9% APR (variable). Credit is subject to status.

No cash advance fee when M&S Travel Money is purchased using an M&S Credit Card.

What you'll need to bring

To collect foreign currency you've purchased online, you will need:

A valid UK photographic driving licence, passport or EU national identity card (Romanian & Greek National ID Cards are not accepted)
Your card you used to place your order - both ID and payment card must have the same name
Your order number (this can be found on your confirmation email)

To purchase foreign currency in one of our Bureaux, you will need:

A valid UK photographic driving licence, passport or EU national identity card - both ID and payment card must have the same name

Find my nearest M&S Bureau de Change

Use the M&S Bank Bureau Finder to find your nearest M&S Bureau de Change and opening hours.

Find a Bureau de Change

Manage your existing travel insurance policy

Want to renew, change or cancel your policy or need to make a claim?

Find out more - about managing your travel insurance policy

Planning a holiday abroad?

Travelling to Europe or beyond? Check out our handy guide to help make your trip perfect.

Need some winter sun?

Planning a winter sunshine break? Use our handy guide to help with your planning.

Ready to hit the slopes?

Thinking about a skiing holiday in Europe, North America or Asia? Use our guide to help you with your trip.

Planning to travel with cash?

Our guide explains how much money you can take abroad.

Learn more about the euro

How many countries use the euro? When was the euro first introduced? Find out more.

Using your credit card abroad

Going on holiday? Get to grips with how you can use a credit card outside of the UK.

What is RFID blocking technology?

If you are concerned about having your passport or credit card skimmed whilst abroad learn more about RFID technology.

What influences exchange rates?

Discover what factors contribute to the exchange rates that you see today.

How to budget for long term travel

Going on a long-term trip? Read our guide on how to budget successfully to ensure you have the most memorable time possible.

Visiting a Christmas market?

Learn more about the many Christmas markets across Europe.

Frequently asked questions

Can i use a credit card to purchase travel money.

Yes, you can use a credit card to purchase travel money. However, please check with your card provider as they may apply fees or charges e.g. cash advance fees or other fees.

Our Bureaux accept the majority of UK issued major credit cards.

How much cash can I travel with?

You can learn more about taking cash in and out of Great Britain and declaring cash by visiting gov.uk .

Should I get foreign currency before I travel?

Buying your travel money before you travel can be an important part of pre-holiday preparation. You can use our Currency Converter to get the latest exchange rates across worldwide holiday destinations.

You can also check out our handy holiday checklist to help with planning ahead of your trip.

Where can I collect M&S Travel Money from?

You can collect M&S Travel Money from over 100 bureaux de change or from over 350 stores nationwide. You can find your nearest M&S Bureau de Change using our Bureau Finder .

Where can I get the best exchange rate?

Exchange rates change on a regular basis and vary depending on the currency you order. At M&S Bank, we offer our best rates for euro and US dollar via the Click & Collect service, where you can order your currency and collect from the next day in an M&S location local to you. If you order online before 4pm, you can collect the same day. For all other currencies, check our website for more information.

How much travel money can I order?

For orders placed via Click & Collect, there is a minimum £150 order and maximum of £2,500. For Bureau de Change walk-ups, there is no minimum order.

How do I confirm my Travel Money purchase using my M&S Credit Card?

There are three ways to verify your payments - you can use our M&S Banking App, a one-time passcode via text message or by using a card reader to verify your payment. Use our how-to videos or step-by-step guides to find out more.

Have a question about travel money or other travel products?

Ask our Virtual Assistant

Useful information

View exchange rates

Find out more about euro rates

Find out more about US dollar rates

Find out more about Australian dollar rates

Find out more about Canadian dollar rates

Find out more about New Zealand dollar rates

Find out about M&S Travel Insurance

Important documents

M&S Travel Money Terms and Conditions

M&S Travel Money Click & Collect Sale Terms and Conditions

You may require Adobe PDF reader to view these documents. Download Adobe Reader

* Subject to availability

** With the M&S Credit Card, you'll receive up to 55 days' interest-free credit when you pay your balance in full and on time each month.

† Next Day collection is subject to availability. Please confirm your collection date and location at the checkout.

Send money online, wherever you are

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Send money online quickly and reliably with Western Union®, whether you’re sending money to family around the corner or friends on the other side of the world.

Convert {senderCurrencyCode} to {receiverCurrencyCode} with Western Union to send money internationally.

ARS – Argentine Peso
BRL – Brazilian Real
CNY – Chinese Yuan Renminbi
COP – Colombian Peso
DOP – Dominican Peso
GHS – Ghanaian Cedi
HNL – Honduran Lempira
HTG – Haitian Gourde
IDR – Indonesian Rupiah
INR – Indian Rupee
JMD – Jamaican Dollar
MXN – Mexican Peso
PEN – Peruvian Nuevo Sol
PHP – Philippine Peso
PKR – Pakistan Rupee
RUB – Russian Rouble
UAH – Ukraine Hryvnia

FX: 1.00 USD =

Service you can rely on Send your money with confidence thanks to our encrypted transfers

Chosen worldwide Millions of people around the world choose to send money with Western Union

Simple and fast money transfers Choose the way to pay that suits you, your friends and family!

Send money from the United States at our best prices

Register now to get better exchange rates and $0 fees on your first transfer*. *FX gains apply. Not available for credit cards.

Check Rates

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FX: 1.00 USD = from to

We encrypt your transfers.

We are committed to keeping your data secure.

Refer a friend!

You’ll both earn a $20 Amazon.com e-gift code * . Terms and conditions apply.

Send and transfer money online in 5 simple steps

Register and verify your free profile

Start to send money online by logging in or registering for a profile. Simply verify your profile using your US driver’s license, passport or government-issued ID.

Select where you want to transfer money to

Enter the destination and the amount you’d like to send. Choose to send money internationally or locally, directly to your recipient’s bank account, a nearby Western Union location or to their mobile wallet. 1

Enter your recipient’s details

Transfer money directly to a bank account by entering your recipient’s details. To send cash to someone for pickup, we’ll need a name and address.

Pay for your online money transfer securely

Send money instantly with a debit card with a debit card or credit card 2 , or with your bank account.

Confirm, send and track your transfer

Your money is on its way! Depending on the method chosen, it can arrive in minutes 3 , depending on how you’ve sent it. You’ll always get a confirmation email with a Money Transfer Control Number (MTCN) to help track your money transfers.

Send money in a few taps with our app.

Send money for cash pick-up in minutes* or directly to a bank account.

Track your money transfer in real time.

Send again quickly to friends and family.

More ways to transfer money with Western Union®

Send money on the go with our app

Learn how to send money from the gym, grocery store or your workplace by downloading the Western Union® app.

Pay by phone

Transfer money with no fee to bank accounts in certain countries by sending from your own account. You can always find out how much it costs to send money online quickly with our price estimator .

Transfer money in person

Make money transfers from more than 500,000 Western Union agent locations around the world. Send money to a bank account, for cash pickup or to a mobile wallet 1 .

Flexibility to change how your recipient gets their money

Situations change. That’s why we’re making it easy to switch from cash pickup to sending money directly to your recipient’s bank account. Follow the steps below to update the delivery method, whether you sent money online or from one of our agent locations. Currently, online updates are excluded for select countries 6 .

Call 1-800-325-6000 and speak to a money transfer specialist.

Fill in your recipient’s information. You’ll need to provide their address and bank account details 7 .

Confirm the transfer. A receipt will appear showing if your delivery method has been updated.

Start sending money today

Quick and easy sign up.

It’s simple to register and send money to a bank account using our mobile app, website or in person today.

Track your money transfers

Enter your Money Transfer Control Number (MTCN) into our app or website to track your transfer .

Pay the way you like

Send money from a bank account or use your credit or debit card 2 .

Convenient locations

Transfer money from a Western Union location to your friend’s bank account.

Send money online, available for pickup in minutes

Simply transfer money to an agent location and your recipient can collect the cash within minutes 3 of it being sent.

Relied on by customers around the world

As a company working in cross-border, cross-currency money movement, Western Union aims to grow economies and create a better world. You’re able to send money online, with our app or in person to billions of accounts worldwide.

So, go ahead: send money with us to enjoy ease of use, reliable money transfer services and the many other benefits we have to offer.

Encryption to help protect your transfers

We’re committed to keeping your data secure

The reliable ways to transfer money to bank accounts around the world

Send money to bank accounts around the world the way that works for you: online, with the Western Union ® app or in person at an agent location. Choose your country to get started.

Philippines

Frequently asked questions

It’s easy to send money abroad with Western Union®. Just follow these steps:

Start by logging in or registering for a free profile. Then click ‘Send now’ to begin to transfer money.
Choose a country from the list of destinations and how much you want to send.
Click on ‘Bank account’ to enter your loved one’s details for the first time. You can easily select their account information if you’ve sent them money in the past.
Send your money by paying with a credit or debit card 2 .
You’ll receive a confirmation email containing a Money Transfer Control Number (MTCN). This helps track your payment.

With our money transfer services, it’s quick and easy to send money online to a bank account. You can transfer money directly to a qualifying account using your credit or debit card 2 , or a bank transfer. Here’s how to send money this way:

Log in or register for a free profile and click ‘Send now’ to start your online money transfer.
Enter the destination and amount you’d like to send. Typical transaction times vary for each destination, but we’ll show you what they are.
Select ‘Bank account’. Enter your loved one’s account details 7 or choose to send money to a past recipient. The recipient information you’ll need varies by location, but the bank name is mandatory in most countries. Learn more about the information needed for each country .
Pay with your credit or debit card 2 to send the money.
We’ll send a confirmation email containing a Money Transfer Control Number (MTCN). Share this with your receiver to track the money.

This is a fast and convenient option if you need to transfer cash urgently. Send money instantly with a debit card, credit card 2 or bank transfer payment. The funds should then be ready for cash pickup in minutes 3 .

To send money with a credit card or debit card 2 :

Log in , or register and verify your free profile. Click ‘Send now’ to start your transfer.
Choose the destination where you’d like to send money and the amount. Select ‘Cash pickup’ and payment by card.
Enter the name and address of the person you want to transfer money
Pay for your online money transfer with your credit or debit card 2 .
A confirmation email will be sent to you with a Money Transfer Control Number (MTCN). Share this with your receiver for a fast cash pickup.

Follow these steps to send money from a bank account:

Log in or register for a free profile. Click ‘Send now’ to start the online money transfer
Enter your destination and the amount you’d like to send with a bank account. Select ‘Cash pickup’.
Link your checking account to your Western Union ® profile (U.S. accounts only).
The final step to send your money is verifying your bank account.
We’ll send a confirmation email with a tracking number for your transaction, called a Money Transfer Control Number (MTCN). Share this with your receiver for a fast cash pickup.

You can send money online directly to a loved one’s phone so long as they have a mobile wallet from one of our partners and are in a country where this service is available .

Transfer money to a mobile wallet with these easy steps:

Before you attempt to send money, check the available destination countries and mobile providers.
Log in or register for a free profile. Click ‘Send now’ to start your transfer.
Choose to send money ‘To a mobile wallet’, then enter the destination and any amount up to $500.
Enter your friend or family member’s name and phone number.
Pay to transfer the money with your checking account, or credit or debit card 2 . A confirmation text notification will be sent to both you and the receiver when the money is delivered.

Here’s how to send money in person:

Search online for a Western Union location near you.
Take a valid government-issued ID or phone number to the counter, along with your receiver’s bank and account information.
Pay to transfer the money with cash or a US bank-issued debit card.
Look for your Money Transfer Control Number (MTCN) on your Both you and the receiver can track the funds with this number.

Search our locations

Transfer money on the go to a bank account, for cash pickup or to a mobile wallet 1 with the help of our app. Just follow these steps to send money instantly:

If you already have the Western Union® app, log in with Touch ID or your credentials.
If you’re a new user, download the app through the Apple App Store or Google Play Store. Then follow the steps to register a profile with your email address for free. Use your driver’s license, passport or government-issued ID to verify your profile.
Start to transfer money by entering the destination and amount you’d like to send. Choose the payout method that works best for you and your recipient: send money directly to a bank account, for cash pickup or to a mobile wallet, based on your receiver’s country. Then enter your receiver’s details.
Pay for your online money transfer with a credit or debit card 2 , or with your bank account.
We’ll provide a Money Transfer Control Number (MTCN) for each transaction, which you can share with your receiver to track the funds. Whenever you send money to a mobile wallet, both you and your receiver will get a text notification once the funds are delivered.

Get the app now

You can easily transfer money online to a loved one serving time at a US correctional facility. Learn how to send money to a commissary account .

* Terms and Conditions apply. Restrictions apply, see amazon.com/gc-legal

1 Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.

2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

3 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

4 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

5 As of June 30, 2020.

6 Excludes Aruba, Brazil, China, Cuba, Ethiopia, Haiti, Lesotho, Liberia, Libya, Namibia, South Africa, Swaziland, and Venezuela.

7 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)

fee on your first transfer*

*FX gains apply. Not available for credit cards and transfers to Cuba.

By creating a profile, I have read and agree to the Online Privacy Statement , My WU Terms & Conditions , Western Union Terms & Conditions and agree to receive communications by email according to the E-Sign Disclosure and Consent notice .

Email address verification

Enter your PIN

Please check and re-enter your PIN.

If you haven’t received the message within a few minutes, please check your spam folder or select resend the PIN .

Buy Travel Money in-store

Get your holiday money quickly at an in-store travel money bureau near you

Why choose Tesco Bank Travel Money

Choose from a wide variety of foreign currencies in stock, with even more available to order
Clubcard Prices are available, if you show your Clubcard, on the sell rate for currencies in stock at the in-store travel money bureaux About Clubcard Prices
In-store Price Match if you find a cheaper rate nearby About Price Match
Turn your unspent foreign currency back into Pounds with our Buy Back service About Buy Back
Enjoy peace of mind with the Multi-currency Cash Passport™ prepaid currency card

Exchange rates may vary during the day and will vary when buying in store, online or via phone.

Reasons to use our in-store Travel Money Bureaux

Foreign currency notes.

We’ve got a wide range of foreign currencies, including Euros and US Dollars , instantly available for purchase in Tesco Travel Money bureaux. If we don't have what you need, we can normally order it in.

Clubcard Prices

Clubcard Prices are available on the sell rate for currencies in stock at the in-store travel money bureaux. The Clubcard Price will be better than the standard rate advertised at your chosen bureau on the date of purchase, just show your Tesco Clubcard before you buy. Clubcard Prices apply to foreign currency notes in stock on your date of purchase and pre-paid foreign currency cards and are not available in conjunction with any other Tesco Travel Money offer. Exchange rates may vary whether buying in store, online or by phone. Due to constant market and currency fluctuations, rates on the date of purchase cannot be compared to another day’s rates. The actual rate you receive may vary depending on market fluctuations.

Multi-currency Cash Passport prepaid currency card

The Multi-currency Cash Passport is a handy prepaid travel money card. Before you travel you can load the card with up to seven currencies and use it to make purchases and withdraw cash when you're abroad.

0% commission on foreign currency purchases, with 2% applied on UK Pounds 0% commission on foreign currency purchases, with 2% applied on UK Pounds
Get 24/7 worldwide phone assistance and replacement funds up to the available balance on your card if it is lost or stolen abroad Get 24/7 worldwide phone assistance and replacement funds up to the available balance on your card if it is lost or stolen abroad
Lock in your exchange rate each time you load, reload, or move money between currencies - know exactly what you're spending Lock in your exchange rate each time you load, reload, or move money between currencies - know exactly what you're spending
Secure – Chip and PIN protected and not linked to your bank account Secure – Chip and PIN protected and not linked to your bank account

You can load your card with up to seven different currencies. Choose from Euros, US Dollars, UK Pounds, South African Rands, Australian Dollars, Canadian Dollars and New Zealand Dollars.

Once it's loaded, you can use it at millions of ATMs or retailers.

This card is only available from our in-store travel money bureaux. ATM fees: GB£1.50, EU €1.75, US $2.30, AU $2.30, CA $2.40, NZ $3.00, ZA R20. Some cash machine operators charge an extra fee.

Ask in the bureau for full details of limits and fees.

Card fees for in-store purchases

We don't charge card fees if you buy your travel money in store.

However, please note that, regardless of your credit or debit card type, your card provider may apply fees related to currency transactions (eg cash advance or other fees) so please check with them before you buy.

Remember your ID

If you want to pay by credit or debit card, you’ll need to bring valid photo ID, either a passport, full UK photographic driving licence (we do not accept provisional driving licences) or EU ID Card. We may also need to see valid photo ID if you're paying with cash.

How our Price Match works

If you find a better exchange rate advertised by another provider within three miles of your chosen Tesco Travel Money Bureau, on the same day, we'll match it.

Price Match only applies in store on a like-for-like basis on sell transactions and does not apply to any exchange rate advertised online or by phone. This is not available in conjunction with any other offer. We reserve the right to verify the rate you have found and the three mile distance (using an appropriate route planning tool).

See full terms and conditions below.

When you get home, we'll buy your travel money back

Let us turn your unspent holiday money into Pounds. It couldn't be simpler.

Just pop into one of our in-store Travel Money Bureaux when you get back to the UK. We buy back all the currencies we sell in most banknote values and also the Multi-currency Cash Passport™.

It doesn't matter where you bought your money, even if you didn't buy it from a Tesco Travel Money Bureau.

Buy online. Another convenient option.

Order online and you can collect your travel money from one of our in-store bureaux or selected customer service desks. Or we can deliver it direct to your door.

Tesco Travel Money is provided by Travelex

Tesco Travel Money ordered in store is provided by Travelex Agency Services Limited. Registered No. 04621879. Tesco Travel Money ordered online or by telephone is provided by Travelex Currency Services Limited. Registered No. 03797356. Registered Office for both companies: Worldwide House, Thorpewood, Peterborough, PE3 6SB.

Multi-currency Cash Passport is issued by PrePay Technologies Limited pursuant to license by Mastercard® International. PrePay Technologies Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900010) for the issuing of electronic money and payment instruments. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Other customers have been asking:

If you've got a problem or query on your order, get in touch with us. We're here to help.

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Travel Money
Click & Collect

Foreign currency Order your currency and collect it in any branch

Pick up your travel money orders as early as the same or next day

Order travel money

Order online to collect in your local branch
Collect euros and US dollars in just 2 hours from selected branches
Collect any of over 60 currencies the next day from any branch
UAE Dirham AED
Australian Dollar AUD
Barbados Dollar BBD
Bangladesh Taka BDT
Bulgarian Lev BGN
Bahrain Dinar BHD
Bermuda Dollar BMD
Brunei Dollar BND
Canadian Dollar CAD
Swiss Franc CHF
Chilean Peso CLP
Chinese Yuan CNY
Colombian Peso COP
Costa Rican Colon CRC
Czech Koruna CZK
Danish Kroner DKK
Dominican Peso DOP
Fiji Dollar FJD
Guatemalan Quetzal GTQ
Hong Kong Dollar HKD
Hungarian Forint HUF
Indonesian Rupiah IDR
Israeli Sheqel ILS
Icelandic Krona ISK
Jamaican Dollar JMD
Jordanian Dinar JOD
Japanese Yen JPY
Kenyan Shilling KES
Korean Won KRW
Kuwaiti Dinar KWD
Cayman Island Dollar KYD
Mauritius Rupee MUR
Mexican Peso MXN
Malaysian Ringgit MYR
Norwegian Krone NOK
New Zealand Dollar NZD
Omani Rial OMR
Peru Nuevo Sol PEN
Philippino Peso PHP
Polish Zloty PLN
Romanian New Leu RON
Saudi Riyal SAR
Swedish Kronor SEK
Singapore Dollar SGD
Thai Baht THB
Turkish Lira TRY
Taiwan Dollar TWD
US Dollar USD
Uruguay Peso UYU
Vietnamese Dong VND
East Caribbean Dollar XCD
French Polynesian Franc XPF
South African Rand ZAR
Brazilian Real BRL
Qatar Riyal QAR

Delivery options, available branches and fees may vary by value and currency. Branch rates will differ from online rates. T&Cs apply

Euros and US dollars

Need euros or US dollars in a hurry? Order either currency to collect from selected branches .

Order by 2pm (1pm Saturday) Collect the same day, from 2 hours later.

Order after 2pm (1pm Saturday) Collect the next working day, from 11am

Single currency orders only placed Monday – Saturday (excluding bank holidays).

All currencies

You can order any of over 60 currencies to collect in any branch that suits you. Pick up as early as the next working day.

Order by 3pm (Monday – Friday) Collect after 1pm the next working day

Order after 3pm or Saturdays, Sundays and bank holidays Collect in two working days, after 1pm

Buying currency in branch

Need travel money even sooner? Many of our branches keep euros and US Dollars in stock.

Availability varies so it’s always best to order online or in branch and collect later.

You can also buy smaller amounts in branch than the minimum order of £400 worth required online.

Today’s online rates

Rate correct as of 06/04/2024

Travel Money Card (TMC) rates may differ. Branch rates may vary. Terms and conditions apply

Other related services

What is Click & Collect?

This is for the ones that don't want to walk around searching for their currency, the travellers that have their stuff together and don't need our consultants advice, for the time-management legends wanting to organise their Click & Collect order for when they're running other tasks (order for pickup while you're running errands!), we've made it as easy and seamless as possible so you can just focus on your well-earned trip abroad.

Only at Travel Money Oz, you can now order your foreign exchange online and collect the foreign cash on the SAME DAY , or at your earliest convenience.

Simply select the foreign currency you need, we will send you a notification when the order is packed , et voilà! you can come pick it up.

Same Day Collection

There is nowhere else in Australia (or anywhere!) where you can order your foreign currency cash online and collect it on the same day.

If Same Day Collection is your preferred option, you should place your order before 11AM on that same day.

Otherwise, you can come pick it up at your earliest convenience .

Cards are delivered separately in 3-7 days.

Most efficient option

Some of you don't need the help and advice of our lovely Travel Experts, save some time by ordering online so you don't have to spend much time in our stores.

At no extra cost, get in an out in a matter of minutes , so you can keep with our day.

Collection Details

You can order up to $9,999.99 AUD value of foreign cash , or a total of $9,999 AUD with card and cash combined. If you need more, please head to our stores .

Both cash collections and card deliveries are totally delivery free.

Terms & Conditions

Read our Online Ordering Terms & Conditions here .

Best Travel Money Exchange Rates Compared

This guide explains the cheapest and most expensive ways to buy travel money. It can help save you money if you are thinking about going abroad and trying to work out the best way to spend while you’re there.

Commission charges when you buy foreign currency have mostly been phased out. Now most currency operators make money on the difference between the interbank exchange rate and the rate they actually give you.

So the best way to know if you’re getting a good deal is to compare the actual exchange rate you’re getting.

For each of the currency exchange locations below we have used the euro as an example – but where you see a location giving a bad rate (versus the benchmark interbank rate) for euros, you can be pretty much guaranteed you’ll get a bad rate on any other currency at that place too.

Here are the ways to get the most for your money when buying foreign currency, ranked best to worse.

(All exchange rate figures accessed on 31 May 2023.)

1. Currency cards – BEST RATE

Currency cards are debit card-style payment cards designed to be used while you are on holiday or travelling outside the UK to pay for goods and services, usually anywhere you see the Visa or Mastercard symbol. They either come as regular debit cards with travel money functions, or as a separate card that connects to your current account.

Currency cards offer some of the best exchange rates around, and are available from, for example, Starling, Monzo, Revolut , and Curresea.

The euro rates for Monzo and Starling are based on the Mastercard rate so are the same:

£1 = €1.152 (vs €1.16 inter bank rate)
On the (free) Curresea Essential plan the euro rate is:
£1 = €1.152
On the (paid for) Curresea Elite and Premium Plans the euro rate is:
£1 = €1.163
Ease : Currency cards are easy to apply for and usually arrive within a few days. If your bank already offers a travel card service as part of your account you may not even need to apply for a new card. Plus you don’t need to worry about changing up loads of cash before you go away.
Safety : If you lose cash, it’s usually gone forever. If you lose your currency card you can cancel or freeze it in the app that comes with it to prevent anyone else using your holiday money.
Virtual wallet: You can add most currency travel cards to your phone’s virtual wallet, so you can still pay if you only have your phone with you.
Charges : Fees and charges to use your currency card abroad can vary significantly so it’s a good idea to compare different providers before you choose which one to go with. Be aware the card provider – typically either Visa or Mastercard – can add its own fees of 1% to 3% on top of transactions.
ATM limits : Some card providers limit how much you can withdraw from an ATM in another currency, after which point more charges will kick in.
No section 75 protection : Debit card payments and purchases are not covered by section 75 of the Consumer Credit Act. But you might be able to make a claim for a refund under a voluntary scheme called ‘chargeback’.

2. Cash point abroad

Withdrawing cash from an ATM abroad can be a good option if you use one of the cards mentioned above, or a travel credit card. They are designed for use while travelling, so give the best rates on foreign exchange, and limit the fees and charges you pay while using them abroad. It is for this reason that cash point abroad is 2nd on this list.

Currensea , for example, as well as offering one of the best exchange rates, allows free ATM withdrawals of up to £500 using its Essential Card (2% fees over), and with its Premium Card (which costs £25 a year) you can make fee free ATM withdrawals up to £500 (1% over).

Just remember – if the ATM tells you a fee applies, always choose to be charged in the local currency of the country you’re in (this also applies to card purchases).

However beware – this is important – if you just take your normal debit card or credit card abroad you can expect high fees from both your bank and the ATM you withdraw cash from every time you use it.

For example, Barclays charges a 2.99% fee for using your standard debit card abroad when making purchases, withdrawing cash or for refunds.

So while you get a pretty decent exchange rate with Barclays (which uses the Visa rate), once the fee is added the real rate is much less. It works out as:

Visa rate: £1 = €1.161 (vs €1.16 inter bank rate) before charges
Barclays debit rate after 2.99% fee added £1 = €1.128
Cheap if you use the right cards: Taking money out at an ATM abroad can be one of the cheapest ways to access cash if you use a card designed for travel that has fee-free options and a good exchange rate (see out Best Rated above).
Don’t have to carry so much cash : Carrying huge wads of cash is a theft risk. Carrying a couple of cards (one for use and one for back up) is much safer.
High costs if you use the wrong card : Avoid taking your regular debit or credit card abroad as to use it you will have to pay high fees.

3. Highstreet in the UK

UK highstreets offer a number of exchange rate options, from inside department stores like John Lewis, to specialist foreign exchange rate shops like No1 Currency. The rates will vary from place to place.

At No1 Currency, for example, the online rates are below, although the website says the in store rates may differ from what is advertised.

£1 = €1.136 (vs €1.16 inter bank rate)
£100 = €113.67

At John Lewis, on the same day the rate was a little lower.

£1 = €1.133 (vs €1.16 inter bank rate)
£100 = €113.38

At Marks & Spencer, the rate was:

Click & Collect: £1 = €1.138 (vs €1.16 inter bank rate)
£100 = €113.80
In-store bureau de change: £1 = €1.119
£100 = €111.90

At a TUI branch the rate was:

£1 = €1.139 (vs €1.16 inter bank rate)
£100 = €113.90
Click and collect rates : No1 Currency for example gives you a better rate if you order online then pick up in store, rather than have your currency delivered.
Perks: For example at John Lewis you can earn points when you pay for currency with your Partnership Credit Card.
Delivery charges : No1 Currency only offers free delivery for orders of £800 or more. At John Lewis the minimum for free home delivery is over £500.
Minimum orders online: John Lewis, for example, has a £250 minimum for online orders.

4. Online with a supermarket

Most supermarkets sell travel money these days and it can be a convenient way to pick up some currency while you do your weekly shop. You can buy on the day or order online to collect.

As an added bonus, supermarkets offer a better rate on foreign currency for their loyalty card holders, pushing supermarkets up the ranking in terms of rates.

Standard rate: £1 = €1.130 (vs €1.16 interbank rate)
£100 = €113
Tesco Clubcard rate: €1.135
£100 = €113.50

Sainsbury’s

£1 = €1.131 (vs €1.16 interbank rate)
£100 = €113.17
Sainsbury’s Nectar card rate: €1.1340
£100 = €113.40
Loyalty perks and points : Loyalty card holders get better exchange rates, plus you can earn loyalty points when you pay for the currency just like any other purchase.
Convenience : Order online then pick up when you do your weekly shop.
Minimum order amounts: For example Tesco has a minimum order amount of £400 worth of currency when you buy online, and a minimum of £500 to have a free home delivery. There is no minimum order amount for Sainsbury’s but a £4.99 fee to have currency bought online delivered at home.

5. Post office

The Post Office is a handy one-stop-shop for lots of holiday related things, from travel insurance to international driving permits, and including travel money. While the Post Office doesn’t offer the best rates on the market, it does have several other advantages that could make it a good option, especially if you are in a hurry.

£1 = €1.116 (vs €1.16 inter bank rate)
£100 = €111
Rate increases : Order online for the best rates on every currency. The more you buy, the better the rate.
Fast pick up service : You can pick up euros and US dollars from your nearest branch in as little as 2 hours, from selected branches. Order by 2pm (1pm Saturday) to collect the same day, from 2 hours later. Order after 2pm (1pm Saturday) to collect the next working day, from 11am. Or you can choose delivery to your home.
Refund policy : Will refund 100% of the holiday money you bought if your trip abroad is cancelled
Queuing : With a number of Post Offices closing, and banks shutting branches that force Post Offices to do more services with less, queues to get you travel money in person can be long.
Limited currencies: Post Office in my experience don’t carry that much currency and only in a few of the most common types. Beware buying last minute – if you try to just pop in on the day to buy your currency without pre-ordering you may find they have run out, or don’t stock it.
Buying limits : The minimum you can buy online of a currency is £400 worth, and the maximum is £2,500.

6. At the airport

The only times I have bought currency at the airport it has been out of desperation and from a lack of forward planning – and I have always regretted it. It is typically one of the most expensive (i.e. worst exchange rate) places to buy foreign currency.

But if you’re in a panic because you forgot to get out any cash before your trip, it is at least convenient to be able to grab some foreign currency before your flight.

Two of the most common foreign exchange kiosks you’ll find at UK and global airports are Travelex and Eurochange. The rates below are for their online services – rates in the airport are likely to be worse.

Travelex (online)

£1 = €1.130 (vs €1.16 inter bank rate)

Eurochange (online)

£1 = €1.131 (vs €1.16 inter bank rate)
£100 = €113.10
Location : If in the rush to get away you forgot to pick up any currency, airport foreign exchange kiosks offer a last minute lifeline.
Availability of currencies: Because of their location, currency kiosks in international airports tend to be well stocked in multiple currencies, even the less common ones.
Switching currency : If you are visiting multiple countries on a trip but don’t want to carry large amounts of currency, changing up just what you need at each airport you pass through is an option.
Expense : You will never get the best foreign exchange rate at an airport.
Lack of comparison : Even if there is more than one currency store at the airport, they all tend to offer the same rates. Once you’re there you have no other options, you have to take what you can get.

7. Online with a bank

Buying travel money from your local bank might seem like the obvious choice, but surprisingly the rates on offer are likely among the worst you’ll get anywhere in the UK. However the limits on how much you can purchase can be higher (though you won’t get a better rate the more you buy so why bother?)

£1 = €1.105 (vs €1.16 inter bank rate)
£100 = €110.51
£1 = €1.106 (vs €1.16 inter bank rate)
£100 = €110.67
High purchase limits : At Barclays, for example, you can order up to £5,000 per person within a 90-day period, and a maximum of £2,500 from that amount can be sent for home delivery to a single residential address.
Fee free deliveries : HSBC, for example, offers fee-free deliveries on your travel money to HSBC Full and Cash Service branches or to your home. Other banks may charge.
Limited to customers : You may find you have to be a customer. For example, you’ll need a Barclays debit card or Barclaycard to place your order for currency online there.
Expensive : Among the worst rates for currency exchange you’ll find anywhere in the UK.

8. Bureau de change abroad – WORST RATE

Bureau de changes abroad are typically in tourist hotspots. And what do we know about tourist hotspots? Rife for pickpockets and overinflated prices. This is the attitude you should take to foreign currency shops in these locations.

One example that proves the ‘expensive option’ point is Ria Money Transfer & Currency Exchange, situated in the busy Plaza de Callao in central Madrid, Spain.

Ria’s exchange rate on 31 May 2023 was:

£1.00 = €0.99 (vs €1.16 inter bank rate)

Convenient : If you really need cash while you’re abroad, maybe because you’re in a place where your cards are not widely accepted, a local bureau de change may be a lifeline – just expect to pay heavily for that life raft.

Cost, cost, cost: Buying foreign currency from a currency shop or kiosk in a tourist hotspot (where you are most likely to find them) is an extremely expensive way of getting your hands on cash. Avoid if at all possible.
Theft risk : Pickpockets may hang around bureau de change just like they hang around ATMs, because they know you have just withdrawn what is probably a large amount of money. Secure your cash hidden away before you leave the kiosk.

Is it still worth getting travel cash ahead of your holidays?

Yes. Absolutely. Cards aren’t accepted everywhere, as I found to my detriment when I arrived in Buenos Aires and tried to take out local currency on my credit card at the foreign exchange desk at the airport.

“Absolutely not possible”, I was told. A combination of a lack of provision to buy currency on credit card there, and the Argentinian peso being just too volatile for credit card providers to let you buy it on their service.

All I had in hard currency was US$100 in Argetininian pesos I had changed in the airport at Rio De Janeiro, Brazil, where I had just come from, and a US$100 bill. Luckily I’d pre-paid my Buenos Aires hotel in advance, and I could easily find restaurants that would accept my credit card. But taxis only took cash, so I spent a lot of time walking – thinking about how I should have brought more pesos with me.

We’ve answered some of the most commonly asked questions when it comes to travel money.

Yes, in most cases. Cash withdrawal fees will probably apply of around 3%, just like they would at home for taking cash out on a credit card, and these will be on top of any currency conversion fees.

Be aware though – in countries with a highly fluctuating exchange rate, like Argentina, you may not be able to buy foreign cash with your credit card (not even at the bureau de change at the airport, for example). You still may be able to pay for goods and services with your credit cards, but check how widely they are accepted before you travel.

Yes, on the whole. When buying travel money online, like with buying anything online, you’re best off sticking to well known brands, whether that be banks, supermarkets, or currency exchange stores.

A large institution or well known brand is less likely to go bust, and that is important because foreign exchange is not a regulated service. This means your cash is not protected if the company you tried to get your foreign currency from closes suddenly.

Yes. Most places that sell you travel money will buy it back from you. But just like when you’re swapping your pounds for foreign currency, when you swap it back you should compare the exchange rates on offer. As a general rule, a location that offers a good rate one way, offers a good rate the other way.

Travel money providers – from the currency shops and bureau de change, to the banks and supermarkets, anywhere basically that sells currency – make money by giving you slightly less than the central banks give them for the foreign money you want to buy.

For example, if a currency provider tells you they will give you €1.131 for every pound you give them, but the central bank rate for euros is €1.157 per pound, the difference is €0.026, which they pocket. This may not sound much, but multiplied over millions of transactions a year, it adds up.

Compare, compare, compare the single unit price – which means the £1 for a €1 rate, or whichever currency you choose, versus the interbank rate, which you can get by just Googling “1 GBP in EUR”.

Places that sell currency, online or in a shop, have to show you the exchange rate for that day. While it’s probably not practical to go traipsing around comparing shops, it’s easy enough to do so online. If you run up against minimum purchase amounts online, still go with the company providing the best rate but visit their location in person.

Also try not to get yourself in a position where you’re desperate to buy foreign currency, either at home or abroad. This means having enough cash on you in remote locations, and tourist hotspots, and before you travel (to avoid the airport currency shops).

Laura Miller has been a financial journalist for more than 10 years, and was on staff at the Telegraph before going freelance in 2019. Her experience includes hosting podcasts and panels, and she writes for the Times and Sunday Times, Daily Mail, Mail on Sunday and the Sun, as well as trade titles. She now lives by the sea in Aberystwyth, west Wales.

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The Most Beautiful Stations on the Moscow Metro

You might have heard that there are some beautiful metro stations in Moscow. Soviet decorations, chandeliers, mosaic painting and statues are common in many of the stations. The good news is that the Moscow Metro does not cost a lot of money and many of the most beautiful stations on the Moscow metro are on the same line, so you can almost get on and off at each station to visit these. Over the New Year holidays, I had a free afternoon and decided to visit some of these stations. Check out what I found below…..

The main stations that you will want to visit are on the Number 5 line, also known as the Circle Line. An advantage of this line is that you can get to it very easily and quickly no matter where you are in Moscow. The announcements on the metro are in Russian as well as English so you don’t need to worry if your Russian language skills are not good.

If, like me, you arrive in Moscow via train from Kyiv , then you will arrive at a metro station which many Muscovites believe to be the most beautiful of them all…..

Kievskaya metro station was opened in 1954 and features white marble walls which curve upwards and have with large mosaics surrounded by a gold trim in a very classical style. The mosaics depict life in Ukraine and was designed by a Ukrainian who wanted to display Ukraine’s influence and contribution to Soviet Russia.

Kievskaya, one of the most beautiful stations on the Moscow metro

Soviet era artwork between the arches

Mosaic with golden trim

People carrying flags is a common theme

Going into battle

Belorusskaya

If you look at a map of the metro , you will want to go in a clockwise direction on the circle line. So you will want to get on the train going in the Barrikadnaya direction and not Park Kultury. Stay on this line until you reach the 2nd station, Belorusskaya. This station was built in 1952 and like Kievskaya also features white marble pylons and a plaster ceiling.

The ceiling features 12 mosaics in an octagonal shape depicting Belarusian life, while the tiling on the floor is said to resemble a Belarusian quilt. One of the passageway exits of the station has a statue called ‘Belarusian Partisans’ of three men wearing long coats, holding guns and carrying a flag.”

Belorusskaya metro platform

Soviet artwork on the roof

The hammer and sickle features prominently in the metro artwork

Three men carrying guns, holding the flag…

Mayakovskaya

To get to the next station, we need to change onto the green line (line 2) and go just one stop to the station of Mayakovskaya. This station has an art deco theme and, for some, resembles an elaborate ballroom. The columns are faced with stainless steel and pink rhodonite while the marble walls and ceiling have 34 mosaics with the theme “24-hour Soviet Sky. Apparently, Stalin resided here during the 2nd World War as the station was used as a command post for Moscow’s anti-aircraft regiment.

Mayakovskaya metro

24-Hour Soviet Sky mosaic

Bomber planes

It looks like planes flying over Red Square

Novoslobodskaya

It’s time to get back on the metro and return to Belorusskaya. At Belorusskaya, change to the circle line again and continue clockwise to the next station, Novoslobodskaya. With its 32 stained glass panels, this station reminds me of a church. The panels were designed by Latvian artists and are surrounded by a brass border.

Novoslobodskaya metro

The platform of Novoslobodskaya metro

Stained glass artwork

The golden trim around artwork is also very common

Prospekt Mira

Back on the metro and again just one stop until our next station, Prospekt Mira. This station was originally called Botanichesky Sad after the nearby Botanical Gardens of the Moscow State University. The pylons are covered in white marble and decorated with floral bas-relief friezes. The ceiling is decorated with casts and several cylindrical chandeliers.

Prospekt Mira metro station

Notice the floral decoration

Komsomolskaya

On the metro once more and once more we are going just one stop to the next station – Komsomolskaya. This station is famous for its its yellow ceiling. The chandeliers in this station are huge. The photos below do not do this station justice. For me, this station resembles a presidential palace. You hace to see it for yourself to truly appreciate it.

Because of it’s location, this is one of the busiest stations in the Moscow metro as it serves three of the main train stations in the city – Leningradsky, Yaroslavsky, and Kazansky so be prepared for a lot of people.

Komsomolskaya metro

The yellow ceiling seems to go on forever

Yellow ceiling and artwork

One of the ceiling mosaics

Elektrozavodskaya

When you are ready to leave Komsomolskaya metro station behind, then get back on the circle line and go one stop to Kurskaya and change to the blue line (line 3) and go to two stops to the Elektrozavodskaya station. This station gets it’s name from a nearby electric light bulb factory and has a somewhat industrial but also futuristic style, with 6 rows of circular lamps (there are 318 lamps in total). I think this is one of the most beautiful stations on the Moscow metro for how unique it is. The station was opened in 1944 after a delay because of the 2nd World War and features 12 marble bas-reliefs of the struggle on the home front during the war.

The Komsomolskaya metro station

The struggles of war at home

Fixing machinery

Hard at work

Making weapons

Building a tank

Even the station sign is elaborate

Ploschad Revolyutsii

Back on the metro line 3 (but in the other direction), getting off at the 3rd stop – Ploschad Revolyutsii (Revolution Square). This is located underneath the square in Moscow of the same name and is a short walk from Red Square in the city centre. It is the perfect place to end a visit around Moscow’s metro. The station features red and yellow marble arches with a total of 76 sculptures in between each arch. The sculptures are supposed to represent the people of the Soviet Union and include soldiers, farmers, industrial workers, children etc… I noticed a lot of people touching the golden chicken in the photo below as well as the show of the woman. I am assuming that this is for good luck.

Industrial worker

Touch the chicken for good luck

Sculpture of the people of the Soviet Union

Woman reading a book – touch the shoe for good luck

In education

Parent and child

These are some of what I think are the most beautiful stations on the Moscow metro. Which ones are your favourite? Would you add any to this list?

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19 comments.

Kievskaya definitely caught me off guard. Didn’t know Moscow metro stations were THIS extravagant! Mayakovskaya is gorgeous too with the marble walls and mosaics. I might just need to book a flight over to admire all of these!

Do it! Kievskaya was my first introduction to the Moscow metro as I got an overnight train from Kyiv.

You know, in the States, all we ever hear is bad stuff about Russia. It’s nice to see other (and lovely!) dimensions of such a controversial place.

It’s the same in the UK which is why I prefer going to see somewhere and making up my own mind. It’s all ‘politics and bullshit’ as I say

I went to Moscow about 13years for Christmas and went to train stations, so I can see these amazing mosaics and chandeliers. I agree with you that are beautiful Stations for sure and I could of wandered around for days. I think Kievskaya is definitely my favourite out of them all and I even have some similar pictures as you.

I imagine Moscow would have been a little different 13 years ago but these stations have probably always looked beautiful

Food and Footprints

You chose some great stations for this write up! Beautiful details in these stations and would love to visit them sometime. Particularly like the Komsomolskaya station with that yellow ceiling!

Thank you very much. Komsomolskaya seems to be a lot of peoples favourite stations too

Sumit Surai

Wow! Without the text I would have thought them to be some museum or gallery.

I know exactly what you mean!

Rosie Fluskey

Wow, it is just stunning! How does anyone get to work with so much to look at. I’m surprised at the very bourgeois-looking Komsomolskaya station. I would have thought it was all too Tzarist looking, but then I haven’t been to Russia yet lol. This has just made me want to go more!

Wow, that’s a lot of artwork. I wonder how old some of these pieces are?

Generally most of the stations are from 1940-1960 approximately. The later stations are more functional than style.

My mother-in-law was in Moscow fifty years ago and still raves about the metro stations. So far, I could not imagine much. But now! The pictures are great and I think it’s almost a pity that this splendor is underground. But for every user of the Metro can enjoy a free trip to the world of art. Susanne

True. It is like having a free trip to an art museum/gallery. I hope that you can one day visit Moscow and see for yourself.

Oh wow, I would never have known that these were metro stations. The ceilings remind me of how you need to look up sometimes, even in the commuter rush!

It is true about life in general, we just go from A to B looking directly in front of us instead of around us

Wow, I would have never guessed that these were stations. The decor is so pretty and not one I’m used to seeing at metro stations. Love the ceiling at The Komsomolskaya metro station.

They certainly don’t look like metro stations. The ceiling there is one of my favourites too!

Why were so many metro stations in Moscow renamed?

Okhotny Ryad station in Soviet times and today.

The Moscow metro system has 275 stations, and 28 of them have been renamed at some point or other—and several times in some cases. Most of these are the oldest stations, which opened in 1935.

The politics of place names

The first station to change its name was Ulitsa Kominterna (Comintern Street). The Comintern was an international communist organization that ceased to exist in 1943, and after the war Moscow authorities decided to call the street named after it something else. In 1946, the station was renamed Kalininskaya. Then for several days in 1990, the station was called Vozdvizhenka, before eventually settling on Aleksandrovsky Sad, which is what it is called today.

The banner on the entraince reads: "Kalininskaya station." Now it's Alexandrovsky Sad.

Until 1957, Kropotkinskaya station was called Dvorets Sovetov ( Palace of Soviets ). There were plans to build a monumental Stalinist high-rise on the site of the nearby Cathedral of Christ the Saviour , which had been demolished. However, the project never got off the ground, and after Stalin's death the station was named after Kropotkinskaya Street, which passes above it.

Dvorets Sovetov station, 1935. Letters on the entrance: "Metro after Kaganovich."

Of course, politics was the main reason for changing station names. Initially, the Moscow Metro itself was named after Lazar Kaganovich, Joseph Stalin’s right-hand man. Kaganovich supervised the construction of the first metro line and was in charge of drawing up a master plan for reconstructing Moscow as the "capital of the proletariat."

In 1955, under Nikita Khrushchev's rule and during the denunciation of Stalin's personality cult, the Moscow Metro was named in honor of Vladimir Lenin.

Kropotkinskaya station, our days. Letters on the entrance: "Metropolitan after Lenin."

New Metro stations that have been opened since the collapse of the Soviet Union simply say "Moscow Metro," although the metro's affiliation with Vladimir Lenin has never officially been dropped.

Zyablikovo station. On the entrance, there are no more signs that the metro is named after Lenin.

Stations that bore the names of Stalin's associates were also renamed under Khrushchev. Additionally, some stations were named after a neighborhood or street and if these underwent name changes, the stations themselves had to be renamed as well.

Until 1961 the Moscow Metro had a Stalinskaya station that was adorned by a five-meter statue of the supreme leader. It is now called Semyonovskaya station.

Left: Stalinskaya station. Right: Now it's Semyonovskaya.

The biggest wholesale renaming of stations took place in 1990, when Moscow’s government decided to get rid of Soviet names. Overnight, 11 metro stations named after revolutionaries were given new names. Shcherbakovskaya became Alekseyevskaya, Gorkovskaya became Tverskaya, Ploshchad Nogina became Kitay-Gorod and Kirovskaya turned into Chistye Prudy. This seriously confused passengers, to put it mildly, and some older Muscovites still call Lubyanka station Dzerzhinskaya for old times' sake.

At the same time, certain stations have held onto their Soviet names. Marksistskaya and Kropotkinskaya, for instance, although there were plans to rename them too at one point.

"I still sometimes mix up Teatralnaya and Tverskaya stations,” one Moscow resident recalls .

“Both have been renamed and both start with a ‘T.’ Vykhino still grates on the ear and, when in 1991 on the last day of my final year at school, we went to Kitay-Gorod to go on the river cruise boats, my classmates couldn’t believe that a station with that name existed."

The city government submitted a station name change for public discussion for the first time in 2015. The station in question was Voykovskaya, whose name derives from the revolutionary figure Pyotr Voykov. In the end, city residents voted against the name change, evidently not out of any affection for Voykov personally, but mainly because that was the name they were used to.

What stations changed their name most frequently?

Some stations have changed names three times. Apart from the above-mentioned Aleksandrovsky Sad (Ulitsa Kominterna->Kalininskaya->Vozdvizhenka->Aleksandrovsky Sad), a similar fate befell Partizanskaya station in the east of Moscow. Opened in 1944, it initially bore the ridiculously long name Izmaylovsky PKiO im. Stalina (Izmaylovsky Park of Culture and Rest Named After Stalin). In 1947, the station was renamed and simplified for convenience to Izmaylovskaya. Then in 1963 it was renamed yet again—this time to Izmaylovsky Park, having "donated" its previous name to the next station on the line. And in 2005 it was rechristened Partizanskaya to mark the 60th anniversary of victory in World War II.

Partizanskaya metro station, nowadays.

Another interesting story involves Alekseyevskaya metro station. This name was originally proposed for the station, which opened in 1958, since a village with this name had been located here. It was then decided to call the station Shcherbakovskaya in honor of Aleksandr Shcherbakov, a politician who had been an associate of Stalin. Nikita Khrushchev had strained relations with Shcherbakov, however, and when he got word of it literally a few days before the station opening the builders had to hastily change all the signs. It ended up with the concise and politically correct name of Mir (Peace).

The name Shcherbakovskaya was restored in 1966 after Khrushchev's fall from power. It then became Alekseyevskaya in 1990.

Alekseyevskaya metro station.

But the station that holds the record for the most name changes is Okhotny Ryad, which opened in 1935 on the site of a cluster of market shops. When the metro system was renamed in honor of Lenin in 1955, this station was renamed after Kaganovich by way of compensation. The name lasted just two years though because in 1957 Kaganovich fell out of favor with Khrushchev, and the previous name was returned. But in 1961 it was rechristened yet again, this time in honor of Prospekt Marksa, which had just been built nearby.

Okhotny Ryad station in 1954 and Prospekt Marksa in 1986.

In 1990, two historical street names—Teatralny Proyezd and Mokhovaya Street—were revived to replace Prospekt Marksa, and the station once again became Okhotny Ryad.

Okhotny Ryad in 2020.

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Frequent and infrequent travelers alike are often on the hunt for the timing “sweet spot” when it comes to planning out a travel itinerary. Whether you travel solo or with a group or family members, uncovering the best time of year to travel is critical for sticking to budgets and making memories that will last a lifetime.

What would a travel expert do? GOBankingRates spoke to two travel professionals to find out some of the best times to travel to save money. Here’s what they said.

Shoulder Seasons

Jeff Lanno has been in the travel industry for over 20 years. As the founder and CTO of Hola Weddings , a travel agency dedicated to destination weddings, Lanno personally recommends traveling during shoulder seasons. These timelines include May, early June and mid-October to November.

“These periods boast pleasant weather, reduced crowds and lower prices, often 20% to 30% cheaper,” said Lanno.

For even more affordable flights, Lanno said to prioritize early to mid-week departures.

Right Before Major Holidays

Traveling before national holidays, like Thanksgiving and Christmas, comes with an “if” caveat. Travelers can find incredible deals, if they’re prepared to handle heavy crowds and possible flight delays or cancellations due to bad weather.

There are even more incentives to traveling before major holidays if you’re based outside the United States.

Casey Halloran, co-founder and CEO at Costa Rican Luxury Vacations , personally loves to travel right before big holidays.

“I think mid-December, right before Christmas, is one of the most underrated times to travel,” said Halloran. “The crowds are significantly smaller, the prices are 25% to 30% cheaper than peak season rates and in the case of my region (Central America) the weather is fantastic.”

Last-Minute in September or October

Let’s say someone wants to book a cheap getaway in the Caribbean. When would be the best time for them to do it while saving the most money possible?

According to Lanno, travelers would want to book last-minute in September or October. The pros of doing so include rates dropping significantly on resorts and flights and being able to find tons of unbeatable prices and last-minute deals.

Now that the secret’s out, why doesn’t everyone book trips to the Caribbean in September or October? The one condition travelers need to be aware of before booking, Lanno said, is this is the Caribbean’s hurricane season.

Some travelers may decide to roll the dice and take advantage of these deals while others wait it out.

Lanno, who has previously lived in Mexico and the Caribbean, said hurricane season is not as scary as it sounds. He told GOBankingRates sporadic rainfall is guaranteed daily, but it tends to last anywhere from 30 minutes to a few hours at most. Most of the rainfall also happens towards the end of the day.

Still, Lanno understands if travelers choose to err on the side of caution. Those that choose to go for it may enjoy the benefits of the idiom of fortune favoring the bold.

“It’s not for everyone, but for people that can deal with the risk, it’s certainly a money saving bargain.”

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Senior doctors in England have voted to accept an improved government pay deal, bringing to an end the year-long dispute which had led to strike action.

The British Medical Association (BMA), a trade union which has been representing the consultants, put the offer on pay and conditions to its members, with 83% voting in favour.

The pay deal includes changes to the review body on doctors' and dentists' remuneration (DDRB) and a 2.85% (£3,000) uplift for those who have been senior doctors for four to seven years, said the BMA.

The offer is in addition to the 6% awarded during the DDRB process last summer.

You can read more here ...

Administrators to The Body Shop are drawing up plans to salvage a future for one of Britain’s best-known high street brands.

Insolvency practitioners at FRP Advisory have outlined proposals to launch a company voluntary arrangement (CVA) that would see The Body Shop entering talks with landlords about rent cuts, as well as other creditors, Sky News has learnt.

According to proposals sent to The Body Shop's creditors on Friday morning, which lay bare the depths of the financial problems inherited by the investor which bought the company less than four months ago, a CVA would "allow the company to be rescued and exit from administration".

This would see it continuing to trade under the ownership of Aurelius, the investment firm which took control of it at the start of the year.

Read more in our City editor Mark Kleinman's full story .

The crisis enveloping Thames Water has deepened after its holding company announced it had been unable to meet a debt repayment.

Kemble Water said it missed an interest payment that was due on Tuesday.

The firm said it had asked its lenders to take no immediate action so as to "provide a stable platform while all options are explored".

The announcement paves the way for a potential restructuring of Thames Water, which serves nearly a quarter of Britain's population.

You can read more about that here .

The UK's largest specialist wine retailer, Majestic, has completed a rescue deal to buy Vagabond from administration.

On Friday, Majestic confirmed it had completed the acquisition of the wine bar chain, which will secure the future of nine Vagabond venues and 171 workers.

The bar firm's "underperforming" site in Canary Wharf has not been bought and will be closed.

Vagabond's two sites at Gatwick Airport are also not included in the deal.

The average UK house price fell by approximately £2,900 month on month in March, according to Halifax.

The typical property value fell by 1%, having risen 0.3% in February.

Average property prices landed at £288,430, said Kim Kinnaird, director of Halifax Mortgages.

"That a monthly fall should occur following five consecutive months of growth is not entirely unexpected, particularly in view of the reset the market has been going through since interest rates began to rise sharply in 2022.

"Despite this, house prices have shown surprising resilience in the face of significantly higher borrowing costs."

Prices remain almost £50,000 above pre-pandemic levels, she added.

Nicky Stevenson, managing director at estate agent group Fine & Country, said: "An increasingly busy property market helped to prop up prices on an annual basis at the beginning of spring, but the monthly fall shows there is still some turbulence."

Once an interest rate cut appears on the horizon, demand should "push UK prices 3% higher this year", said Tom Bill, head of UK residential research at estate agent Knight Frank.

British billionaire Joe Lewis has avoided a jail sentence after admitting he orchestrated an insider trading scheme that helped those around him make millions.

The former Tottenham Hotspur owner, who lives in the Bahamas, tipped off his girlfriend, friends, and two of his private pilots with inside information on four publicly-traded companies, which they used to get rich, prosecutors in New York said.

In January, he pleaded guilty to one count of conspiracy to commit securities fraud and two counts of securities fraud, admitting in court he had known he was breaking the law.

In need of a US passport? Here's what to know about applying in central Iowa

Ready to book an international vacation and in need of a passport? First-timers applying for passports should keep in mind the process requires time, money and planning. There are different fees and documents needed for the process that can take up to a couple of months to complete.

Here is everything you need to know before starting the passport application process:

How to get a passport in Polk County?

If you're applying for a passport for the first time, you have to turn in your documents in person.

Several local post offices, plus the Polk City Public Library and Polk County Recorder's Office serve as passport acceptance facilities. You can find a complete list at travel.state.gov or make an appointment through the post office's website at usps.com . There are more than 100 locations across the state of Iowa.

You can fill out the paperwork online through the State Department's Form Filler tool to save time and reduce the chance of errors.

How much is a US passport?

You will pay two sets of fees to apply for a passport.

The first is the State Department's passport fee. A passport card, which is not accepted for air travel, is $30. A first-time passport book is $130, while both the book and the card are $160, according to the State Department.

All passport acceptance facilities in Polk County also charge a $35 acceptance or agent fee.

Additional fees may apply if you need a facility to take your photo or need to rush an application.

What documents do I need for a passport application?

Prepare to submit a birth certificate, naturalization certificate or an expired passport for the application process. You will also need a valid driver's license or some form of personal identification. There is an application form that must be completed along with a fee.

How long does it take to get a passport?

Typically, passport processing takes six to eight weeks, according to the State Department.

How to get a passport photo

The photo must be in color and 2x2 inch in size. The background of the photo must be an off-white or plain white, according to Polk County .

The Polk County Recorder's Office and Polk City Public Library offer a photo service for a $15 fee. Select USPS passport acceptance facilities will also take your passport photo for $15. CVS and Walgreens also offer passport photo services.

Can I get a same-day passport in Iowa?

No. The earliest a passport can be expedited in Iowa is two to three weeks , which does not include mailing time. It costs an extra $60.

The State Department also offers an "urgent" processing that must be done in-person and requires that you have international travel within 14 days. The closest passport offices are in Minneapolis or Chicago.

Can you renew a passport online?

The State Department tested an online application system for renewals, but it has been paused since March 2023 .

Renewals can be completed by mail depending on if you meet the requirements , which include the following:

I can submit my passport with my application.
It is not damaged (other than normal wear and tear ).
I have never reported it lost or stolen.
It was issued within the last 15 years.
It was issued when I was age 16 or older.
It was issued in my current name, or I can provide another document such as a marriage certificate or divorce decree that is evidence of my name change.
It was not limited to less than the normal 10-year period of validity because I've lost multiple passports or I've had multiple damaged passports.

Kate Kealey is a general assignment reporter for the Register. Reach her at [email protected] or follow her on Twitter at @ Kkealey17 .

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