travel insurance company in ghana

Top Travel Insurances for Ghana You Should Know in 2024

Byron MĂŒhlberg, writer at Monito.com

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

A West African country with diverse landscapes, beaches, forests, and wildlife, Ghana offers a rich cultural heritage and modern vibrancy to visitors and expats. Although travelling to Ghana can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Ghana and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Ghana Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Ghana:

Best Travel Insurances for Ghana

  • 01. Should I get travel insurance for Ghana? scroll down
  • 02. Best medical coverage: VisitorsCoverage scroll down
  • 03. Best trip insurance: Insured Nomads scroll down
  • 04. Best mix for youth and digitial nomads: SafetyWing scroll down
  • 05. FAQ about travel insurance to Ghana scroll down

Heading to Ghana soon? Don't forget to check the following list before you travel:

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  • 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
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Do I Need Travel Insurance for Ghana?

No, there's currently no legal requirement to take out travel insurance for travel to or through Ghana.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Ghana or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Ghana:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Ghana. It lets you choose between various plans tailored to meet the specific needs of your trip to Ghana, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

Get a quote đŸĄȘ

  • Coverage 9.0
  • Quality of Service 9.0
  • Pricing 7.6
  • Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Ghana:

  • Policy names: Varies
  • Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
  • Trip coverage: Excellent - but only available for US residents.
  • Customer support: FAQ, live chat and phone support
  • Pricing range: USD 25 to USD 150 /traveller /month
  • Insurance underwriter: Lloyd's, Petersen, and others
  • Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

Get a quote đŸĄȘ

  • Coverage 7.8
  • Quality of Service 8.5
  • Pricing 7.4
  • Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

  • Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
  • Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
  • Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
  • Customer support: FAQ, live chat, phone support
  • Pricing range: USD 80 to USD 420 /traveller /month
  • Insurance underwriter: David Shield Insurance Company Ltd.
  • Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

Get a quote đŸĄȘ

  • Coverage 7.0
  • Quality of Service 8.0
  • Pricing 6.3
  • Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

  • Policy names: Nomad Insurance, Remote Health
  • Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
  • Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
  • Pricing range: USD 45 to USD 160 /traveller /month
  • Insurance underwriter: Tokyo Marine HCC
  • Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Ghana? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Ghana

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Ghana. However, we strongly encourage you to do so anyway, because the cost of healthcare in Ghana can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

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List of the best travel insurance companies in Ghana and their respective packages

Travelling to new places is an exciting experience, but ensuring your journey is protected against unforeseen circumstances is crucial. Travel insurance companies in Ghana offer financial security during emergencies or unexpected events. They also offer travel insurance packages tailored to meet the needs of travellers.

Travel insurance companies in Ghana

Travel can be an exhilarating experience with exciting new adventures and lasting memories. However, it is essential to prioritize your safety and safeguard yourself from unforeseen circumstances that may arise during your trips. This is where travel insurance comes in handy. Several reputable insurance companies in Ghana offer comprehensive packages to assure traveller peace of mind .

List of travel insurance companies in Ghana

Travel cover is essential for ensuring a worry-free trip, as it covers unforeseen events. Numerous companies in Ghana offer insurance packages tailored to travellers' requirements . Here are Ghana's best travel insurance companies and an overview of their respective packages.

travel insurance company in ghana

The most popular Fintech companies in Ghana and what they do

1. Allianz Ghana Insurance Company

Allianz Ghana Insurance Company is one of the international travel insurance companies in Ghana. They are a reputable provider that offers a comprehensive range of travel cover options.

Their packages include coverage for medical emergencies, lost luggage, trip cancellation or interruption, and personal liability. Moreover, they provide additional services such as 24/7 emergency assistance and travel concierge services.

2. GLICO Life Insurance Company

Travel insurance companies in Ghana

The GLICO Life Insurance Company is renowned for its trustworthy travel insurance options. Their plans cover medical expenses, trip cancellations, personal accidents , and lost baggage. In addition, they provide emergency assistance, travel advice, and assistance with documents.

3. Stanbic Bank Ghana

Travel insurance companied in Ghana

Stanbic Bank is a reputable travel insurance company in Ghana. Their packages cover expenses resulting from hospitalization, emergency dental care, medical evacuation, and, if necessary, repatriation of mortal remains.

They help with legal defence, baggage and ID document loss, compensation if your flight is delayed, and the cost of locating and transporting your things and luggage. In addition, they offer 24-hour assistance on a dedicated telephone number.

travel insurance company in ghana

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4. Enterprise Insurance Company

Travel insurance companies in Ghana

This company offers one of the cheapest travel insurance in Ghana. Their packages cover medical expenses arising from an illness(es) or bodily injuries, baggage loss or delay, personal accident coverage, and legal fees. They also offer emergency medical evacuation and repatriation services.

5. Hollard Insurance Ghana

Travel insurance companies in Ghana

Hollard is a leading travel insurance company in Ghana. Their packages include coverage for medical expenses, lost baggage, trip cancellation , personal accidents, and personal liability. They provide emergency assistance around the clock to ensure prompt support during emergencies.

6. Standard Chartered Ghana

Travel insurance companies in Ghana

Standard Chartered is one of the most reputable travel insurance companies in Ghana. Their travel insurance package covers a wide range of travellers' requirements, such as medical expenses, personal injury, lost baggage, trip delays, and repatriation expenses. They also provide 24/7 emergency assistance.

7. Phoenix Insurance Company

Travel insurance companies

Phoenix Insurance Company is one of the most reliable travel insurance companies in Ghana. Their coverage includes medical expenses, trip cancellation or curtailment, baggage loss, personal accidents, and personal liability. In addition, they provide emergency assistance and advice on travel-related matters.

travel insurance company in ghana

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8. Vanguard Assurance Company Limited

Travel insurance companies in Ghana

Vanguard Assurance Company Limited is one of the travel insurance companies in Ghana that offers a variety of options to accommodate various travel needs . Their packages cover medical expenses, lost baggage, personal accidents, trip cancellation, and personal liability. They also offer emergency assistance services and ensure travellers receive prompt support.

9. Star Assurance Company Limited

Travel insurance companies in Ghana

Star Assurance Company Limited provides travellers with comprehensive marine insurance packages . Their coverage includes medical expenses, trip cancellations or interruptions, personal accidents, baggage loss, and personal liability. They provide emergency assistance and support during unforeseen circumstances.

However, this plan does not cover pre-existing medical conditions and trips wholly within the insured person's country of residence.

10. Travelner Company

Travel insurance companies in Ghana

Travelner is a reputable travel company in Ghana that offers a comprehensive range of travel packages. Their packages cover trip delays , trip interruptions, and lost baggage. They also fulfil the required documents for visa application and provide assistance when treatment is needed.

travel insurance company in ghana

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How much does travel insurance cost in Ghana?

Travel insurance is not a one-size-fits-all product, so the cost of travel insurance for Ghana may vary based on the specifics of the trip. Travel insurance price in Ghana is typically determined by the length of a trip , number of the travelling party and their ages, and the coverage provided in the plan.

Regarding travel cover, selecting the right provider and package is essential for a worry-free journey. Travel insurance companies in Ghana offer reliable and comprehensive coverage for various needs. Investing in a suitable travel insurance package can ensure your safety, safeguard your finances, and enjoy your trips.

DISCLAIMER: This article is not sponsored by any third party. It is intended for general informational purposes only and does not address individual circumstances. It is not a substitute for professional advice or help and should not be relied on to make decisions of any kind. Any action you take upon the information presented in this article is strictly at your own risk and responsibility!

travel insurance company in ghana

First National Bank Ghana background, branches, products, contact details

Yen.com.gh recently published an article on domestic airlines in Ghana. These airlines are known to offer reasonable and economical fares.

Africa World Airlines (AWA), Air Ghana, and Passion Air are some of the best domestic airlines in Ghana. They offer services to destinations that would otherwise take long to travel by vehicle.

Source: YEN.com.gh

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Ghana Travel Insurance

Ghana Travel Insurance

If you are planning a trip to Ghana you may highly benefit from our Ghana Travel Insurance.

 What is Travel Insurance?

Travel  insurance is  a  type  of insurance that covers the costs and  losses  associated with traveling. It is a plan you purchase that protects you from certain financial risks that can occur while traveling, such as a delayed suitcase, a trip cancellation, or a medical emergency overseas. Helps travelers deal with various contingencies that can occur during their trips.

The Significance of Travel Insurance

This insurance is significant because it offers travelers peace of mind and financial protection. It ensures that they are not burdened with exorbitant costs in case of unexpected incidents such as medical emergencies, trip cancellations, lost luggage, or other unforeseen events during their travels.

Benefits of Comprehensive Coverage

Comprehensive coverage is more than just protection; it's your ticket to peace of mind. It goes beyond addressing health risks and travel disruptions; it empowers you to immerse yourself in the Honduran experience fully.

best places to visit in ghana

Accra is the capital and largest city of Ghana, located on the southern coast of the Gulf of Guinea, which is part of the Atlantic Ocean. This capital city is full of character and radiates friendliness.

Whether you’re there as a solo traveler or with a family, on your big annual holiday, or there for business, Accra has something to offer. What tourists really love are the many beaches surrounding the city – particularly Labadi Beach. Accra is home to the National Museum where you’ll find many of the country’s historical treasures. You can also visit the National Theatre, International Trade Fair, the Kwame Nkrumah Memorial, Independence Square, and W.E.B. Dubois Centre.

Ghana Travel Insurance

Located directly east of the Korle Lagoon, Jamestown is one of the oldest districts of Accra, Ghana, and emerged as a community around the 17th century. Jamestown is sometimes referred to as a ‘tough but moving neighborhood of Accra’.

There’s a ton of history to discover as both the British and the Portuguese left behind a cultural and architectural legacy. The Jamestown community is close-knit and the atmosphere is lively. There aren’t many markers to explain the context of the history that you’re seeing, so a guide is a welcome addition, but certainly not necessary. The neighborhood is a cross between rural and urban and is famous for turning out incredible national boxers.

Ghana Travel Insurance

Continents:

Ghana Travel Insurance

The European continent is located completely in the northern hemisphere and mainly in the eastern hemisphere. Europe borders onto the Arctic Ocean in the North, the Atlantic Ocean in the west and the Mediterranean Sea in the South. There are 50 countries in Europe with a total of more than 748 million people living on the continent in 2021.

Ghana Travel Insurance

There are 49 countries in Asia according to the UN. The 10 biggest countries are listed in the right column of this page. Two of the Asian countries, Russia and Turkey, also share part of their territory on the European continent. Additionally there are two countries that only have limited international recognition: State of Palestine and Republic of China/Taiwan and some dependencies. Asia is the most populous continent with more than 4.7 billion people living there. (2022)

Ghana Travel Insurance

There are 54 countries in Africa – and 9 dependent territories. More than 1.3 billion people live on the African continent. This means about 15% of the world’s total population live in Africa! Even though Nigeria is only a third of the size of Algeria, it is the most populous country in Africa, with more than 219 million people.

Ghana Travel Insurance

NORTH AMERICA

Ghana Travel Insurance

Oceania is in a continental group consisting of 14 countries and includes Pacific islands and Australia. Often Australia is named as a continent, but this means that the many islands and countries except Australia would then be not included. Oceania in fact is mostly ocean and spans a vast area as you can see below.

ALL COUNTRIES

1. countries of europe, 2. countries of asia, 3. countries of africa, 4. countries of north america, 5. countries of south america, 6. countries of australia and oceania.

Ghana Travel Insurance

Travel Insurance

Travel Insurance, Schengen visa travel insurance, Europe and Worldwide Single Trip and Multi-Trip Insurance policies.

travel insurance company in ghana

travel insurance company in ghana

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Travel Insurance

This product is designed for anyone intending to travel outside the borders of Ghana.

It provides the following benefits:

  • Medical expenses arising from an illness(es), bodily injury, and or hospitalization costs up to 30,000 Euros
  • Repatriation to Ghana after treatment
  • Repatriation of policyholder's corpse or ashes to Ghana
  • Repatriation of child(ren) of policyholder under 16years insured under the same policy
  • Baggage loss/delay
  • Personal Accident

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travel insurance company in ghana

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travel insurance company in ghana

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travel insurance company in ghana

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travel insurance company in ghana

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My Name is Baaba but you can call me Babs.

Let me know if you have any questions.

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SAFELY TRAVEL WITH GHANA TRAVEL INSURANCE

Safely Travel With Ghana Travel Insurance

Our Customer Say

See our   124   reviews on

WHAT HAPPEN DURING YOUR GHANA TRIP?

Dubbed the Gold Coast, Ghana is visited by many tourists every year. The volume of ghana travelers and flights per day has become overwhelming. So, problems with flight status and necessary documents are persistent. Unexpected cases that most Ghana travelers shared include:

  • Hospital room and board expense
  • COVID-19 Medical Expenses
  • Emergency medical evacuation
  • Trip delay and interruption
  • Lost Baggage

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OUR CUSTOMER REVIEWS

To my experince sure i am feel happy
.

To my experince sure I am feel happy after my mistaken on wrongly given date coverage. Travelner team can soft my problem fast and great job. Thank you!

Mar 1, 2023

An easy step-by-step process

An easy step-by-step process. The traveller consultants are fast and friendly. The total cost is adequate.

OrlanLlanos

May 01, 2023

The whole process was up to my


The whole process was up to my expectations with timing communication. I felt cared.

Mar 13, 2023

Customer service is swift and friendly.

Lester jay lester jay.

Apr 16, 2023

Very responsible and helpful to your


Very responsible and helpful to your clients

Lusanda Lusanda

Mar 24, 2023

Daisy was very nice and efficient

Daisy was very nice and efficient. A good and quick service.

Maurice Maurice

Mar 15, 2023

Very quick service

Very quick service, no complaints

paul Stewart

Mar 2, 2023

ITS BEEN GREAT

Juana Juana

Apr 1, 2023

Very good and convenience

Ranut ranut.

Mar 23, 2023

Very fast and helpful

Apr 19, 2023

Benefits of the   Travel Insurance

Visa application, medical expenses, travel delay, trip cancellations /interruptions, baggage & personal belongings, 24/7 emergency assistance, best travel insurance plans for ghana travelers.

These selective Travel Insurance Plans are chosen by our team being experts on international travel consultants

BASIC

For trips fewer than 15 days

Cancelable: Yes

STANDARD

For trips from 16 to 30 days

PREMIUM

For trips more than 30 days

*The price listed above is the service charge reference price; we have various preferred policies, and the complete cost will be provided to you when you make an order

With our experience, we simplify the process sothat you can get your needs in the best way, easiest and most convenient.

Choose Suitable Plan

Choose Suitable Plan

Purchase Online & Make Payment

Purchase Online & Make Payment

Receive Travel Insurance

Receive Travel Insurance

Enjoy Your Trip

Enjoy Your Trip

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Do you need travel insurance for Ghana?

You should purchase Ghana travel insurance . It assists travelers in dealing with various unexpected incidents that may occur during their trips, such as delayed or canceled flights, misplaced baggage, and unexpected medical expenses,...

How to get travel insurance in Ghana?

Purchasing travel insurance for Ghana is becoming easier and more convenient. With a few simple steps on the smart platforms of online travel agencies, you can get a plethora of options for a reasonable travel insurance package. Travelers can easily find, select, and purchase items on the Travelner website and mobile app.

What is the best travel insurance for Ghana trips?

There are numerous insurance packages available for tourists to choose from. We offer the most affordable travel insurance for Ghana . On the Travelner website or app, you can choose the best insurance package based on the nature of your trip. Traveller is now a partner of Trawick International, which Forbes named one of the best insurance companies for ensuring safe travel abroad.

How much does travel insurance cost in Ghana?

The cost of travel insurance to Ghana is usually lower than the costs you must pay in some unexpected events, especially in medicine. So travelers can choose affordable travel insurance packages based on the trip duration, quantity, and age of members, and included benefits.

Get the Best-Suit Travel Insurance Plan for you

Ready to embark on your next adventure with peace of mind? Explore our selection of travel insurance plans tailored to your specific journey today!

Get the Best-Suit Travel Insurance Plan for you

travel insurance company in ghana

Travel Insurance in Ghana: What You Must Know

Travel insurance is a package built for people travelling outside Ghana. It covers medical expenses and other losses that can occur while you’re outside the country, whether it’s for leisure or business.

Important Things to Look Out for in a Travel Insurance Policy

How much does travel insurance cost in ghana, enterprise life insurance, hollard life insurance, why you absolutely must have travel insurance, what is typically covered by a standard travel insurance policy.

Travel insurance can vary, but policies generally provide coverage for three things: protection for your financial expenses, protection for your well-being and protection for your personal belongings.

  • Trip Cancellation Coverage
  • Trip Delay Coverage
  • Baggage Loss
  • Medical expenses and emergency-evacuation benefits

Travel Insurance and travel documents

The short answer is, it depends . Several factors determine how much you pay for your travel insurance. These are primarily age range, duration of travel, and travel destination.

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Generally however, prices typically start from around GHÂą100 and upward. Below is a snapshot of travel insurance quotation from Enterprise Life insurance for someone travelling for 7 days, across the world and between the ages of 19 – 65.

Enterprise Life Travel Insurance Quote sample

Travel Insurance Providers in Ghana

Below is a list of travel insurance brokers in Ghana and some details on their policies.

  • International Medical and hospitalization expenses
  • Medical evacuation
  • Repatriation expenses
  • Compensation for luggage incidents

  • It’s a requirement for entry into some countries
  • It’s a buffer, like all insurance (or assurance)

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travel insurance company in ghana

Ghana Travel Insurance – Guide On Choosing The Best Package

Ghana, with its rich cultural heritage, stunning landscapes, and warm hospitality, beckons travelers from across the globe to explore its vibrant cities, lush jungles, and pristine beaches. Whether you’re planning a business trip to Accra, embarking on a historical journey through Cape Coast , or seeking adventure in the wilds of Mole National Park, Ghana offers a treasure trove of experiences waiting to be discovered. However, as with any journey, there are uncertainties that can arise, from unexpected medical emergencies to travel mishaps. This is where Ghana travel insurance comes into play.

In this article, Mrpocu.com will delve into the world of Ghana travel insurance , shedding light on its significance, coverage options, and the peace of mind it provides to travelers exploring this West African gem. Whether you’re a globetrotter, an adventurer, or a business traveler, understanding the ins and outs of travel insurance in Ghana is essential for ensuring your journey is not only memorable but also worry-free.

Table of Contents

What is Travel Insurance?

Several distinct types of insurance are frequently referred to when we discuss travel insurance. For first-time travelers, it can often be very perplexing because the insurance coverage is not always what we are used to.

When purchasing travel insurance, you should be aware of the types of coverage that are covered. because it might not contain all you expected or believe it to. Here are a few things to consider when picking travel insurance coverage before I give you the comprehensive checklist.

Medical Evacuation Insurance

This policy is coverage for transporting you to a major hospital for treatment and medical expenses. 

Travel Health Insurance

This is more like a medical evacuation. Travel Health Insurance i s coverage for accidents, injuries, and hospital visits while away from home. I think everyone needs this kind of insurance.

Trip Cancelation Insurance 

Most travelers experience this one a while. Flight or trip cancelation is common to every traveler, it can be due to weather conditions and other emergency reasons. Trip cancelation insurance is coverage for unexpected interruptions in your travel plans.

Baggage or Property Insurance

We are all careful with our baggage when on a trip, but who knows what can happen. The bellboy may have lost it or someone might have stolen it. Baggage or property insurance is coverage for theft or damage to your gear while traveling. 

Do I need Ghana Travel insurance?

Ghana Travel Insurance

I believe that everyone needs travel insurance for Ghana after some personal experience on a few travels and two days of reading reviews based on unpleasant travel experiences. You need travel insurance to protect you in case something unfavorable occurs whether you travel frequently or maybe occasionally for business. Reviews indicate that many travelers do not have travel insurance, and I personally did not have it while on those excursions. Now I have one. And after reading all those awful and horrifying accounts from other travelers, I will say “yes” if someone asks if I think buying travel insurance is a good idea. Yes, you should buy one.

Why? Even worse things can happen whether you anticipate them or not. No matter how diligent or proactive you think you are, awful things can still occur. You might break your limb or get a fatal illness. Your bus may crash while you’re on a road trip, and some of these injuries might cost you tens of thousands of dollars. You are screwed if you don’t have travel insurance. This article (the ultimate checklist when buying travel insurance) was not compensated by any travel insurance provider. My advice is based on both my own knowledge of the subject and the experiences of other visitors who have encountered similar problems.

What kind of insurance do I need?

travel insurance company in ghana

When requesting travel insurance, this is a crucial inquiry. The decision to purchase travel insurance is based on a variety of variables, so it’s important to understand what kind of traveler you are. Are you a transient person who is just gone for a few days or a week? Or do you take extended trips lasting many months or longer? Do you travel for work?

Will our normal health insurance cover you while you are traveling abroad? What will happen to your bags, hotel and travel reservations, and other activities even if it succeeds? You must be aware of which insurance plan will protect you from everything and assist with any form of travel.

Average Cost Of Travel Insurance

travel insurance company in ghana

According to a study analysis of travel insurance prices, the typical cost of travel insurance is between 5% and 6% of your trip’s expenses. The average cost of travel insurance for a $5,000 trip is $228, with rates ranging from $154 for a simple policy to $437 for one with extensive coverage.

The price of your travel insurance is significantly influenced by the expense of your vacation. For instance, the average cost of travel insurance for a $1,000 trip is approximately $61, whereas it is slightly over $1,200 for a $20,000 vacation. The average cost of travel insurance for both types of trips is 6%. When planning your vacation, set aside money for travel insurance if you want the essential security it offers.

Best Travel Insurance Companies In Ghana

Hollard insurance ghana.

Ghana Travel Insurance

A reputed insurance provider in Ghana with a focus on offering complete travel insurance solutions is Hollard Insurance Ghana Limited. They provide a variety of plans that cover medical costs, trip cancellation or interruption, lost luggage, and other hazards associated with travel with a strong emphasis on customer satisfaction.

Their broad network of service providers and skilled staff guarantee prompt and effective claim processing, and they make sure that customers receive fast assistance wherever they may be. Hollard Insurance Ghana Limited is renowned for its dedication to giving visitors confidence and financial security so they may enjoy their travels.

Enterprise Insurance

Ghana Travel Insurance

Enterprise Insurance Company Limited , a well-known insurance company in Ghana, provides trustworthy travel insurance alternatives to protect tourists while they are on the road. Their all-inclusive packages provide a range of benefits, such as personal liability insurance, travel cancellation insurance, and covering for unexpected medical costs. Enterprise Insurance Company Limited makes sure that travelers have access to timely assistance and support whenever they need it by placing a high value on customer service.

Their skilled staff of experts is aware of the particular hazards connected with travel and works to offer customized insurance options that are appropriate to each client’s requirements. Enterprise Insurance Company Limited seeks to give passengers the security they require to take pleasure in their travels, whether they are going on a brief work trip or a lengthy holiday.

GLICO General Insurance

Ghana Travel Insurance

The leading insurance company in Ghana, GLICO General Insurance Company Limited , offers a variety of travel insurance plans to meet the various requirements of tourists. Their extensive policies cover a range of travel-related issues, including lost baggage, personal liability insurance, trip interruption, and emergency medical costs.

GLICO General Insurance Company Limited provides a customer-centric experience and makes sure that customers have access to timely support and help while traveling. Customers can have peace of mind knowing that their skilled team of specialists is prepared to handle difficulties relating to travel effectively. In Ghana’s insurance market, GLICO General Insurance Company Limited has made a name for itself as a provider of dependable and client-focused travel insurance products.

SIC Insurance Company

travel insurance company in ghana

SIC Insurance Company Limited has a lengthy history in the insurance sector in Ghana and provides travel insurance for both individuals and families. Their comprehensive policies include a wide range of benefits, including personal accident insurance, trip cancellation insurance, medical insurance, and baggage loss insurance.

SIC Insurance Company Limited works to offer trustworthy protection and help to travelers while also being aware of the particular hazards connected with travel. They guarantee that consumers receive prompt assistance during unanticipated events thanks to their skilled team and effective claims processing. To safeguard its clients’ safety and peace of mind, SIC Insurance Company Limited is dedicated to providing dependable travel insurance solutions.

Standard Bank 

travel insurance company in ghana

Specific costs, losses, and delays incurred while traveling internationally are covered by Stanbic Bank travel insurance. You will be covered for up to €30,000 while traveling with your immediate family. By doing this, you may relax and enjoy your trip without worrying about how you’ll pay your costs in the event of an unexpected illness, missing luggage, or delayed flights.

The price is determined by the nations you visit and the length of your stay (up to 92 consecutive days for each trip). Once you’ve given us the specifics of your trip, we’ll let you know how much the cover will cost. For instance, a 42-year-old traveling for ten days through three Schengen nations will pay only GHS133 for €30,000 in coverage.

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travel insurance company in ghana

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Travel Insurance

Counting down on your next trip? Protect yourself with our International Travel Insurance which provides adequate cover for unexpected emergency travel costs. Claim back on:

  • Medical Expenses and Hospitalisation including COVID-19
  • Compulsory Quarantine due to COVID-19 Diagnosis
  • Emergency Medical Evacuation due to Illness or Accident
  • Emergency Dental Care
  • Repatriation of Mortal Remains
  • Repatriation of Family Member Travelling with Insured
  • Emergency Return Home following Death of a Close Family Member
  • Personal Assistance Services
  • Loss of Baggage 
  • Trip Cancellation or Curtailment
  • Delayed Departure
  • Personal Accident
  • Personal Liability

This satisfies all the Schengen and Non-Schengen states’ visa requirements and is underwritten in association with Mapfre Asistencia

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travel insurance company in ghana

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With premiums starting as low as Ghs 6, the Allianz Apomuden Plan covers you and a loved one against hospitalization as well as the unfortunate event of death whilst on admission at the hospital.

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The world is shaped by people who explore. People who believe there is discovery at the edge. People who step out of their comfort zone to reach new ground. The innate desire for exploration inevitably brings risks and unknowns. At Allianz Ghana, we push you to discover the world, take risks and explore life without boundaries.

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Travel Insurance

Medical travel insurance, seniors travel insurance, europe travel insurance, worldwide travel insurance, coronavirus travel insurance, ghana travel insurance.

  • Unlimited medical emergency expensesÂč
  • Up to ÂŁ10K cancellation cover
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travel insurance company in ghana

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What’s covered with travel insurance to Ghana?

As standard, our policies cover for  over 50 sports and activities , so you can get up to more on your holiday. We also offer a range of benefits, some of which include:

  • Medical expenses and hospital benefit
  • Personal accident and liability
  • Cancelling and cutting short your holiday
  • Abandoning your trip
  • Delayed departure
  • Accommodation cover
  • Personal belongings and baggage
  • Personal money, passport and travel documents
  • Legal expenses

For more information about what’s covered with travel insurance for Ghana, have a read of our  policy documents here .

Make sure you have the right travel insurance in place for your trip to Ghana. Some things you should think about are:

  • The cost of your trip – Of course you don’t want to cancel your trip, but if do you have to, it’s good to know you’ll able to cover your costs
  • The activities you’re likely to be doing – If you’re planning anything really extreme, we can offer you extra cover with our  adventure and extreme sports policy
  • The cost of your baggage
  • Also, don’t forget to check the  latest travel advice for Ghana from the FCDO

Our Coronavirus Travel Insurance is rated Superior by a leading UK Consumer Champion. All of our policies will cover you if you catch Coronavirus.

Before your trip to Ghana, have a read of these handy facts, along with some other useful information that we think you’ll want to know before your trip.

Do I need a visa for Ghana?

Yes, you do need to apply for a visa to travel to Ghana. To apply for a visa you’ll need to contact the  Ghanaian High Commission.

Healthcare in Ghana

There are public and private healthcare centres in Ghana. The standards can often be quite poor and may not be able to facilitate any serious injuries, meaning medical evacuation may be necessary. It’s important to make sure that you have adequate travel insurance in place which includes cover for medical treatments and repatriation.

It’s also important to make sure you speak to your GP at least four to six weeks prior to travel, to check whether there are any vaccinations or other preventatives needed.

You can find more information about  healthcare in Ghana here .

Can you help if I need medical treatment while in Ghana?

Yes – all our policies come with access to our 24-hour emergency assistance team, so there will always be someone here to help you if you become ill or are injured while abroad.

If you need assistance just give our emergency medical team a call any time, day or night.

  • Unlimited emergency medical expenses available on Black level policies.
  • Based on 2,050 responses, correct as of 22/01/2024

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2022 Annual Report and Financial Statements

Awura & owura sic, sic insurance plc appoints hollistar duah-yentumi (esq.) as new managing director, sic insurance plc is one of the oldest non-life insurance companies in ghana.

SIC’s business is national in scope with a visible presence in all regions of Ghana. The Company has consistently, over the span of its business life, maintained steady market leadership.

Motor Insurance

SIC’s motor insurance policy provides you with covers for legitimate liabilities that may arise in the use of your vehicle.

Travel Insurance

SIC’s travel insurance policy offers protection for travelers when they leave the shores of Ghana.

Aviation Insurance

Covering risks associated with the manufacture, ownership, operation and maintenance of aircrafts

Fire & Allied Perils

Fire insurance gives the insured the requisite financial protection against fire outbreaks that sweeps away lifetime assets

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Marine Insurance

The signed proposal and declaration to star assurance forms part and the basis of this travel policy., the insurance policy covers:.

Medical expense or repatriation up to a maximum limit of Thirty Thousand Euros (€30,000)

Accidental bodily injury or death following a forced landing of the aircraft.

Sub limits:

Accidental death and permanent disablement Maximum Limit – € 8,200

Medical, Emergency Service & Repatriation Maximum Limit – €30,000

Hospitalization €82 per day up to Maximum – €820

Hijack Benefit €82 per day up to a Maximum of – €820

Personal baggage €64 per person. Maximum for any single item € 41

We don’t cover:

Pre-existing medical conditions

Trips wholly within the Insured person’s country of residence.

Claims Procedure

Obtain Property Irregularity Report if your luggage is lost or damaged by an airline. Call Cega Air Ambulance for all emergency health care assistance. Any loss of money or personal effects must be reported to the police within 24hours and a written report obtained.

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Star Assurance Travel Insurance  is   affiliated to Cega Air Ambulance Limited, Goodwood Airfield Chichester, West Sussex  PO18  0PH United Kingdom.   TELEPHONE  +44 (0) 1243 621153.

travel insurance company in ghana

Star Assurance Company Limited (“Star Assurance”) is a privately owned Insurance Company incorporated in August 1984 and licensed to carry out corporate and retail insurance businesses in Ghana. It commenced business in April 1985.

1st Floor Stanbic Heights 215 South Liberation Link Airport City Accra

P. O. Box 7532 Accra-North

Email: [email protected]

+233 (0) 302 245906 +233 (0) 302 245908

Fax: +233 (0) 372 026 563

travel insurance company in ghana

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  • Nationwide Travel Insurance
  • AXA Assistance USA
  • Travel Guard
  • Berkshire Hathaway Travel Protection
  • Tin Leg Travel Insurance
  • WorldTrips Travel Insurance
  • Trawick International Travel Insurance
  • Travelex Travel Insurance

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Ultimate Guide to Choosing the Best Travel Insurance

Our experts answer readers' insurance questions and write unbiased product reviews ( here's how we assess insurance products ). In some cases, we receive a commission from our partners ; however, our opinions are our own.

Traveling is an adventure, a leap into the unknown, a story waiting to unfold. But every story needs a safety net, and that's where travel insurance comes in. In this travel insurance guide, we'll embark on a journey to help you better understand travel insurance and uncover the benefits that make it an indispensable companion for any traveler.

Best Travel Insurance Companies

  • Nationwide Travel Insurance : Best Overall
  • AXA Assistance USA : Runner-Up
  • Travel Guard : Best for Cruises
  • Berkshire Hathaway Travel Protection : Best Reputation
  • Tin Leg Travel Insurance : Best for Travelers with Preexisting Conditions
  • WorldTrips Travel Insurance : Best for Digital Nomads
  • Trawick International Travel Insurance : Best Low-Cost Option
  • Travelex Travel Insurance : Best for Road Trips

Compare the Top Travel Insurance Offers

Nationwide Nationwide Travel Insurance

  • Trip cancellation coverage of up to 100% of trip costs (for cruises) or up to $30,000 (for single-trip plans)
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Three cruise-specific plans to choose from
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual travel insurance plans available
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong trip cancellation coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancel for any reason coverage available
  • con icon Two crossed lines that form an 'X'. CFAR insurance not available with every single plan
  • con icon Two crossed lines that form an 'X'. Medical coverage is lower than what some competitors offer

Nationwide Travel Insurance offers many of the standard benefits you might see with a travel insurance policy. This can include things like trip cancellation coverage, so you can recover pre-paid costs or trip interruption in the event your vacation is interrupted by an unexpected event. There's also baggage delay coverage and medical coverage.

  • Cancel for any reason coverage available

AXA AXA Assistance USA

  • Trip cancellation coverage of up to 100% of the trip cost
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous medical evacuation coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1,500 per person coverage for missed connections on cruises and tours
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Covers loss of ski, sports and golf equipment
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous baggage delay, loss and trip delay coverage ceilings per person
  • con icon Two crossed lines that form an 'X'. Cancel for any reason (CFAR) coverage only available for most expensive Platinum plan
  • con icon Two crossed lines that form an 'X'. CFAR coverage ceiling only reaches $50,000 maximum despite going up to 75%

AXA Assistance USA keeps travel insurance simple with gold, silver, and platinum plans. Emergency medical and CFAR are a couple of the options you can expect. Read on to learn more about AXA.

  • Silver, Gold, and Platinum plans available
  • Trip interruption coverage of up to 150% of the trip cost
  • Emergency medical coverage of up to $250,000

AIG Travel Guard

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip cancellation coverage of up to 100% of the cost, for all three plan levels
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. CFAR covers up to 75% of total trip costs (maximum of $112,500 on some plans) 
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Medical coverage of up to $500,000 and evacuation of up to $1,000,000 per person
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes COVID coverage 
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Above average baggage loss and delay benefits
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. High medical evacuation coverage
  • con icon Two crossed lines that form an 'X'. Premiums may run slightly higher than competitors

Travel Guard is a well-established and highly rated name in the travel insurance industry. It offers three main coverage options to choose from, and in general its policies have above-average coverage for baggage loss and baggage delays, plus high medical evaluation coverage limits.

  • Trip cancellation coverage for up to 100% of the trip cost
  • Trip interruption coverage for up to 150% of the trip cost
  • Preexisting medical conditions exclusions waiver must be purchased within 15 days of initial trip payment
  • Annual travel insurance plan and Pack N' Go plan (for last-minute trips) available

Berkshire Hathaway Berkshire Hathaway Travel Protection

Covers up to 100% of trip cancellation costs, a minimum of up to $750 in luggage losses, and 24/7 worldwide travel insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers up to 100% trip cancellation refund for eligible travel
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Plans are customizable with relevant add-ons
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good customer service and easy sign up according to traveler reviews
  • con icon Two crossed lines that form an 'X'. More affordable plans offer low caps on medical and emergency coverage
  • con icon Two crossed lines that form an 'X'. Premiums are on the expensive side relative to comparable competitor plans
  • con icon Two crossed lines that form an 'X'. Claims may take longer during peak travel seasons

Berkshire Hathaway Travel Protection is one of the leading insurance brands on the market. It offers several plans with key add-ons for travelers.

  • This provider underwrites travel insurance policies for a number of other companies in addition to offering its own plans
  • Travelers can file claims directly from a smartphone by using the BHTP app

TinLeg Tin Leg Travel Insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Policy coverage includes most pre-existing health conditions
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous medical and evacuation amounts for peace of mind
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. COVID coverage included by default on all insurance plans
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers a wide range of plans for various budgets and travel needs
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans offer CFAR, “cancel for work reasons,” financial default, and unemployment coverage
  • con icon Two crossed lines that form an 'X'. Limited add-on coverage options
  • con icon Two crossed lines that form an 'X'. Baggage loss and delay coverage is low compared to competitors

Tin Leg travel insurance offers eight travel insurance plans to meet the unique needs of travelers.

  • Tin Leg was founded in 2014 by the travel insurance industry experts at Squaremouth. Designed to meet the most common needs of travelers, these policies offer comprehensive Trip Cancellation and Trip Interruption benefits, and a range of Emergency Medical and Medical Evacuation limits.

WorldTrips WorldTrips Travel Insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable base plans that can be customized with add-ons including rental car, pet care, hunting and fishing, and vacation rental coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Insurance plans available for international student travelers
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip delay coverage benefit that kicks in after just five hours
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Pre-existing conditions waiver can be purchased within 21 days of initial trip payment
  • con icon Two crossed lines that form an 'X'. Lower medical, evacuation and accidental death limits
  • con icon Two crossed lines that form an 'X'. Limited, secondary baggage loss coverage although baggage protection can be upgraded at a low cost
  • con icon Two crossed lines that form an 'X'. No special coverages for pets, sports equipment, etc.

WorldTrips has been a reputable travel insurance provider for more than 20 years. Unsurprisingly, it boasts an A+ rating from the Better Business Bureau and positive reviews from thousands of customers.

  • Travel medical insurance (Premium, Group, Annual, and International Student options)
  • Trip cancellation insurance
  • Trip protection insurance

Trawick Trawick International Travel Insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Useful for adventurous travelers headed to higher-risk destinations
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable plans with varying levels of coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. 10-day free look option
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous baggage loss replacement policy
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip delay coverage kicks in after just six hours
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some policies allow a CFAR add-on
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million medical evacuation coverage limit
  • con icon Two crossed lines that form an 'X'. Baggage and trip delay coverages don’t kick in until after the 12-hour mark
  • con icon Two crossed lines that form an 'X'. International student policies available for temporary stints abroad
  • con icon Two crossed lines that form an 'X'. Complaints about claims not being paid or involving an intermediary to resolve claims

Trawick International travel insurance offers plans customized to diverse travelers' needs. We look at coverage options, claims processing, pricing, and other important factors for savvy travelers.

  • Travel medical insurance
  • Trip protection and cancellation
  • International student insurance
  • Visitor medical insurance (for traveling to the US)

Travelex Travelex Travel Insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Options to cover sports equipment
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Option to increase medical coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Can cancel up to 48 hours before travel when CFAR option is purchased
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable coverage for budget-conscious travelers
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes generous baggage delay, loss and trip delay coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Optional "adventure sports" bundle available for riskier activities
  • con icon Two crossed lines that form an 'X'. Only two insurance plans to choose from
  • con icon Two crossed lines that form an 'X'. Medical coverage maximum is low at up to $50,000 per person
  • con icon Two crossed lines that form an 'X'. Pricier than some competitors with lower coverage ceilings
  • con icon Two crossed lines that form an 'X'. Some competitors offer higher medical emergency coverage

Travelex travel insurance is one of the largest travel insurance providers in the US providing domestic and international coverage options. It offers a basic, select, and America option. Read on to learn more.

  • Optional CFAR insurance available with the Travel Select plan
  • Trip delay insurance starting at $500 with the Travel Basic plan
  • Emergency medical and dental coverage starting at $15,000

Best Travel Insurance Reviews

Best overall travel insurance: nationwide travel insurance.

Nationwide Travel Insurance is of the largest players in the travel insurance space, offering nearly endless options for any customer on the travel spectrum, including annual travel insurance plans which can offer frequent travelers the flexibility to "set it and forget it" on their travel insurance coverage.

Nationwide Essential also offers some of the most affordable policies in the market compared to similar plans from competitors, which makes it a great pick for just about anyone. Buyers can discuss bundling options as Nationwide also sells homeowners, auto, pet, and other insurance products. Its travel insurance quoting is just as easy as it has been with other Nationwide insurance products.

Nationwide Travel Insurance Review

Runner-Up: AXA Assistance USA Travel Insurance

AXA Assistance USA  offers consumers a great option for no-stress travel insurance: low-priced plans, generous coverage limits on key categories including primary insurance on lost luggage, and up to 150% reimbursement for qualifying trip cancellations.

While add-ons are limited and rental car coverage is not included by default on cheaper plans, AXA is a perfect fit for travelers who don't plan to drive (or who already hold a travel credit card with rental car coverage), and don't need any additional bells and whistles.

AXA Assistance USA Travel Insurance Review

AIG Travel Guard Travel Insurance: Best Travel Insurance for Cruises

Travel Guard is well-known insurance provider, and a great fit for travelers who want to ensure that they can get their money back in the event of canceled or interrupted travel plans.

While the company's policies can be pricey compared to its competitors, the high medical and evacuation limits make AIG a solid choice for older travelers who value peace of mind and simplicity over highly customizable plans that may be bolstered with medical upgrades.

AIG Travel Guard Review

Best Travel Insurance for Company Reputation: Berkshire Hathaway Travel Protection

Berkshire Hathaway Travel Protection  helps travelers make the best of bad situations by simplifying the process of filing a claim down to a simple photo snap and some basic paperwork submitted directly through a dedicated app.

Approved claims are also paid out very rapidly, making it easier to carry through with a trip when luggage has been lost or alternative travel plans need to be made on the fly.

Berkshire Hathaway Travel Insurance Review

Best for Travelers with Preexisting Conditions: Tin Leg Travel Insurance

Tin Leg Travel Insurance is a great fit for travelers with medical issues in particular. Thanks to coverage for preexisting medical conditions as well as for potential COVID-19 infection while traveling, this company offers some of the best financial investment options for travelers who are or will be exposed to higher health risks and issues.

Tin Leg Travel Insurance Review .

Best Travel Insurance for Digital Nomads: WorldTrips Travel Insurance

WorldTrips Travel Insurance has affordable premiums, highly customizable add-ons, and generous coverage for core categories of travel insurance. All this makes it a great option for digital nomads, students studying abroad and backpackers.

However, travelers should keep in mind that plans are not particularly flexible, and coverage amounts are limited unless you plan ahead to pay for the areas and amounts that you need.

WorldTrips Travel Insurance Review

Best Low-Cost Travel Insurance Option: Trawick International Travel Insurance

Trawick International Travel Insurance  is another medically robust insurance provider that can help higher-risk and anxious travelers find peace of mind while on the road. This company offers one of the most generous medical evacuation policies in the market, although travelers will need to remember to add on rental car coverage if they need it.

Trawick Travel Insurance Review

Best Travel Insurance for Road Trips: Travelex Travel Insurance

Travelex Travel Insurance  offers three plans:

  • Travel Basic
  • Travel Select
  • Travel America

The Travelex American plan is meant for trips limited to the US, but it has the highest coverage limits in many areas compared to its other programs. If you're flying somewhere, the lost baggage limits are higher. Its natural strengths shine for road trippers, though. Travelex America adds coverage for roadside service and rental car coverage for unexpected accidents. It also covers pets should you be involved in an accident while on the road.

While your standard auto insurance does extend to car rentals within the US for a limited time, any accident would affect future rates. Travelex would eliminate the risk of reporting to your auto insurance provider for minor incidents within its purview.

Travelex Travel Insurance Review

Introduction to Travel Insurance

Why travel insurance is a must-have.

The unpredictable nature of traveling – from flight cancellations to medical emergencies – can turn your dream vacation into a nightmare. Travel insurance acts as a personal safeguard, ensuring that unexpected events don't drain your wallet or ruin your trip.

Understanding Different Types of Travel Insurance

Not all travel insurance policies are created equal. From single-trip travel insurance policies to annual travel insurance plans , from minimal coverage to comprehensive protection, understanding the spectrum of options is your first step in finding the right fit for your journey.

Key Features to Look for in Travel Insurance Coverage

Travel insurance for medical emergencies.

Imagine falling ill in a foreign country; daunting, right? A robust travel insurance plan ensures you don't have to worry about the financial aspect of receiving medical care while traveling , even in the most remote corners of the globe.

Trip Cancellation and Interruption Benefits

Life is full of surprises, some less pleasant than others. Trip cancellation and interruption coverage ensures that you're not left out of pocket if unforeseen circumstances force you to cancel or cut your trip short.

Coverage for Personal Belongings and Baggage Loss

Losing your belongings is more than an inconvenience; it's losing a piece of your world. Insurance that covers personal belongings and baggage loss ensures that you're compensated for your loss, helping you to rebound and continue your adventure.

Support and Assistance Services

In times of trouble, having a lifeline can make all the difference. Look for insurance that offers 24/7 support and assistance services, giving you peace of mind that help is just a phone call away.

Choosing Travel Insurance

Reputation and reliability of the travel insurance provider.

A provider's reputation is not just about being well-known; it's about reliability, customer satisfaction, and the ability to deliver on promises. Researching and choosing a reputable provider is a cornerstone in ensuring your safety and satisfaction.

Understanding the Policy's Fine Print

The devil is in the details, and understanding the fine print of what your travel insurance policy covers is crucial. Be aware of coverage limits, exclusions, and the process for filing a claim to avoid any unpleasant surprises.

Customer Reviews and Feedback

In the age of information, customer reviews and feedback are goldmines of insight. Learn from the experiences of others to gauge the reliability and customer service of the insurance provider you're considering.

How to Get the Most Out of Your Travel Insurance

Knowing your policy inside out.

Familiarize yourself with every aspect of your policy – what it covers, what it doesn't, how to file a claim, and who to contact in an emergency. Being informed means being prepared. 

Steps to Take When a Problem Arises

If you face an issue during your travels, knowing the immediate steps to take can make all the difference. Keep important contacts and your policy details handy, and remember, your insurance provider is there to assist you.

How to Pick the Best Travel Insurance Company for You

There isn't a one-size-fits-all policy that works perfectly for every traveler. Young, healthy solo travelers can opt for much cheaper plans that offer bare-bones coverage, while families juggling complex itineraries will do best by investing in a robust policy that can help defray any costs associated with lost baggage, delayed transportation or other trip-impeding obstacles.

That being said, you can't go wrong with a travel insurance provider that boasts a reputable history and offers a wide range of customizable plans. In some cases, you may be comparing plans that are only a few dollars' apart from each other. In such situations, you should generally opt for the insurance company that offers the strongest customer service. It's also worth considering whether or not the travel insurance provider has been reviewed by other travelers with similar itineraries to your own. 

An insurance aggregator like InsureMyTrip or Squaremouth is one of the best tools for searching travel insurance policies. Once you input the specifics of your travel itinerary, you'll be able to see hundreds of search results to compare the ones that catch your eye. If the options are too overwhelming, use the filters to the left of your search page to eliminate as many irrelevant plans as possible.

Yes, travel insurance typically offers some coverage of canceled flights, but if this benefit is important to you, make sure you read the fine print of your policy to make sure it offers adequate reimbursement. If you think you may need to cancel your travel plans, you should consider purchasing cancel for any reason (CFAR) travel insurance .

Travel insurance will pay out if you experience a covered event, such as a travel delay or delayed or lost baggage. If you're looking to get travel insurance for a specific reason, such as needing to potentially cancel your trip, make sure your policy will cover you in that situation before purchasing it.

Most comprehensive travel insurance policies include medical coverage that can come in handy if an emergency occurs and you need medical evacuation. Some travel insurance plans offer more specialized coverage for travelers with preexisting conditions, so shop around if medical coverage is a top priority for you. 

$100,000 should be a sufficient medical coverage limit for travel insurance. If you're planning on doing extreme sports or anything particularly risky on your trip, you may want to increase your coverage level. A high medical coverage limit is especially useful when you're purchasing cruise travel insurance, since medical evacuations are more involved at sea.

Why You Should Trust Us: How We Chose The Best Travel Insurance Companies

To come up with our list of the best travel insurance companies, we evaluated each insurer based on the following factors:

Guide Methodology: What We Considered

Policy Types

Travel insurance is essential, but often underused partly because people aren't getting what they want. Business Insider's 2023 travel study showed 10.65% of travelers surveyed bought cancel for any reason insurance. Cost may be a factor, but in many cases, the coverage is more affordable than you might think. Regardless, companies must offer a diverse range of coverage options. We award 5 stars to companies offering all standard coverages and additional options like pet and sports equipment protection.

Our 2022 travel study indicated the majority of purchases were made through the travel provider (ex: flight protection insurance when you're purchasing your airline tickets). While these may be sufficient for some customers, we look for companies offering a more comprehensive range of services.

According to the US Travel Insurance Association, the average cost of travel insurance will be between 4% and 8% of total travel expenses. Anything beyond that price point should include additional benefits beyond the standard inclusions, such as CFAR protection or upgraded medical coverage. Anything below that 4% threshold may leave you lacking important or sufficient coverage in an emergency.

Convenience and Flexibility

Whether you're an infrequent traveler or a suitcase warrior, a good travel insurance company should have you covered. In many cases, you might not even have to talk to a person in order to purchase your policy.

Many people think of travel insurance in context with specific trips, but most of these top contenders sell both single-trip and multi-trip policies, also known as annual travel insurance. Some companies also offer plans specifically designed for cruisers, students abroad, and business travelers. (Read our guide to the best cruise travel insurance companies for more details.) Finally, all of these providers offer multiple options for getting the specific areas and amounts of coverage that you want.

Claims Handling

Most travelers never have a large claim. Premiums are low, and it provides peace of mind for the just in case situations. So they leave reviews based on their reduced stress levels. But what happens if you lose your luggage or have to stay a few extra days due to an unexpected accident? Will your insurance carrier cover your claim without all the hassle? We check real customer reviews to sort this out for you.

Ease of Use and Support

When purchasing, during your trip, and throughout the claims process, you may need extra support. Does the company have a 24/7 help line? Does it have an online or mobile system allowing you to self-manage? Essentially, what are the options when you need help? We look at the big picture to evaluate the average customer experience with each company.

You can read our full insurance rating methodology for even more details.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

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Affordable Travel Insurance Companies In Ghana | Top 5

Photo of Alamu Tosin

Taking a trip, be it a weekend getaway or a multi-week excursion around the world, needs advance planning and can rack up significant expenses.

Unanticipated events such as an injury, illness, travel delays, or natural disasters could cut a trip short, leaving you with additional expenses that you were not prepared for.

There are a variety of insurance choices available to assist in keeping you financially safe.

A product known as travel insurance is an insurance policy that compensates the policyholder for unforeseen financial losses sustained as a result of traveling either worldwide or inside their own country.

In most cases, only unexpected medical costs incurred while traveling abroad are covered by basic policies.

Comprehensive policies, on the other hand, typically include protection against the costs of trip cancellation, lost luggage, flight delays, public liability, and other expenses.

Table of Contents

What Does Travel Insurance Cover?

The majority of insurance policies for vacations cover unexpected medical expenses, the possibility of trip cancellation or interruption, delays, the cost of medical evacuation, and lost, damaged, or stolen luggage.

Rental-car damage, pre-existing conditions, and trip cancellation for any reason are some of the other things that can be covered by travel insurance, depending on which plan you select and when you get it.

Let’s break that down and look at how travel insurance can cover the three major concerns that you have when you go on vacation: yourself, the experiences you have, and the goods you bring with you (including where you stay on your trip).

Types of travel insurance:

There are several types of categories of travel insurance including:

Trip cancellation

Your pre-paid travel expenses will be reimbursed in the event that you are unable to take your trip for a cause that is covered by your insurance policy. It is customarily incorporated into each and every all-inclusive policy.

Your trip will typically be refunded if it is canceled due to the following reasons: an unexpected illness or injury that renders you or a traveling companion unfit to travel; the hospitalization or death of a non-traveling family member; issues with the weather or the common carrier; an unforeseen natural disaster at either your home or the destination; a legal obligation such as being called for jury duty or serving as a witness in court; or an unexpected natural disaster at either the home or the destination.

Healthcare for travelers and major medical care. It protects you in the event that you become sick or wounded while you are traveling. Medical coverage for a limited amount of time is provided by travel insurance.

Emergency medical evacuation

Offers protection for services like air evacuation and medical transportation to the nearest adequate medical facility and then back home, if those destinations are required by the circumstances.

If you are going to be traveling to a more remote place that does not have easy access to medical services, you should consider purchasing this type of coverage.

In the unfortunate event that a person passes away while they are away from home, repatriation coverage will pay for the appropriate transportation arrangements to be made by the insurer.

Accidental death and dismemberment

Coverage is provided to beneficiaries in the event that you pass away as a result of an accident while on the trip, and a monetary payment is made to you if the accident causes you to lose a hand, foot, limb, or your sight.

Some plans are applicable exclusively in the event of an accident that takes place on an aircraft.

Baggage loss

Reimbursements in the event of the loss of personal property or baggage.

Policies known as “ Cancel For Any Reason ” (CFAR). These insurance are often more expensive and will only reimburse you for a certain proportion of your total travel expenses.

It makes no difference why the reservation was canceled.

You are required to purchase insurance for all of your pre-paid and non-refundable charges, and there is typically a window of opportunity within which cancellations can be made.

In most cases, CFAR plans are provided in addition to the trip cancellation coverage as an additional add-on option.

5 Affordable Travel Insurance Companies In Ghana

Below is a list of the five affordable travel insurance companies in Ghana.

#1. Allianz Insurance Company Ghana LTD

Address: Patrice Lumumba St, Accra, Ghana

Phone: +233 30 276 4893

In 2009, Allianz began offering non-life insurance policies in the Ghanaian market.

Motor, home, travel, injury, and disability insurance are just some of the many products and services they offer.

Allianz Insurance also provides coverage for small and medium-sized businesses through its insuring of public liability, assets, construction, transportation, and cyber crime.

Bancassurance arrangements between Allianz and Société Générale Ghana and Ecobank Ghana.

Allianz presently operates in 12 African nations and 49 African marketplaces to better serve its customers.

In 2020, the organization’s 1,167 workers generated 371 million euro in regional sales.

In Africa, Allianz insures 1.7 million low-income families and individuals through its micro-insurance program.

Life insurance operations by Allianz in Ghana began in December 2017, with an official launch on May 24, 2018.

Pure Life Insurance, Credit Life, Funeral, Education, Savings & Investments are just a few of the many services we provide to individuals, small businesses, and large corporations. Micro insurance is another product they provide for the underserved.

#2.Unique Insurance Company Limited, Head Office

Address: No. 86 N Ridge Cres St, Accra, Ghana

Phone: +233 30 224 8174

As a firm authorized to insure General Insurance by the Ghana National Insurance Commission, Unique Insurance (UIC) has been in operation since its incorporation in October 1999.

UIC is involved in other insurance groups as well, including the Ghana Insurers Association.

International Co-operative and Mutual Insurance Federation (ICMIF) member Unique Insurance Company Limited controls 30 percent of the world’s insurance market and has a presence in 72 countries through its 200 member insurance firms.

Only one other company in Ghana’s insurance association is called Unique Insurance Company Limited.

Their mission is to provide our customers with a comprehensive suite of cutting-edge insurance options at fair pricing, generate sustainable profits for their investors, and inspire their dedicated staff.

#3. Safety Insurance Brokers Limited (SIBL) – {Vanguard Foreign Travel Insurance}

Address: 17 Ankobea Street, Kumasi, Ghana

Phone: +233 55 663 6110

Incorporated in 1999 as a Limited Liability Company, Safety Insurance Brokers Limited (SIBL) is wholly owned by Ghanaian citizens.

In addition to being fully licensed and regulated by the National Insurance Commission (NIC), SIBL is able to offer its vast variety of services to a broad range of local and international business and individual clients in the insurance markets. When you hire them, you’ll get these particular services:

Insurance for Risk Management Services Services in Health Care Insurance Claims Brokerage, Management, and Advice.

SIBL operates under a business units’ model due to their capacity to build agreements with consortiums of insurers to provide specialized policies to companies, trade groups, and other significant organizations in the insurance industry.

Currently, SIBL is divided into eight (8) departments:

  • Hotelier Insurance Business Unit
  • Foreign Travel Insurance Business Unit
  • Life Insurance Business Unit
  • Traditional Insurance Business Unit
  • Motor Insurance Business Unit
  • Energy Insurance Business Unit
  • Marine Insurance Business Unit
  • Health Insurance Division

This setup allows them to run these departments efficiently, with the end objective of providing first-rate customer care to each and every one of their valued customers.

#4. Vanguard Assurance Company Limited

Address: 25 Independence Ave, Accra, Ghana

Phone: +233 55 662 0111

Vanguard Assurance is a leader in the industry not just because of its dedication to providing excellent service but also because of how quickly it pays out claims.

Vanguard Assurance has earned widespread goodwill thanks to its history of promptly paying legitimate claims. Over Forty Million Ghana Cedis were paid out in claims by Vanguard Assurance in 2015 alone (GHC 40,000,000).

Several prestigious organizations, like the Chartered Institute of Marketing Ghana, The Ghana Club 100, and the Insurance Brokers Association of Ghana, have recognized them for their outstanding claims payout and customer service.

As of right now, Vanguard Assurance is a Vanguard Group company that writes only non-life insurance policies.

Vanguard Assurance was a pioneer in the insurance industry, and its influence can be seen in the proliferation of the businesses that followed in its wake.

  • Vanguard Life Assurance Company Limited
  • Ghana Leasing Company
  • Vanguard Properties Development Company Limited
  • Juaben Rural Bank

#5. Enterprise Insurance Company Limited – Airport Branch

Address: 47 Patrice Lumumba St, Accra, Ghana

Phone: +233 59 307 1638

Fire, marine, auto, general accident, and specialized insurance are just a few of the specializations of Enterprise Insurance Company Limited (EIC), a top-tier insurance provider.

The GCR of South Africa has given the company an AA rating for its stability and claims-paying capabilities.

The EIC was founded in 1924 and is the longest continuously operating Ghanaian insurance company. It operates as an affiliate of Enterprise Group PLC.

It is intended for use by anyone going abroad from Ghana.

It provides the following benefits:

  • Medical expenses arising from an illness(es), bodily injury and or hospitalization costs up to 30,000 Euros,
  • Repatriation to Ghana after treatment
  • Repatriation of policyholder’s corpse or ashes to Ghana
  • Repatriation of child(ren) of policyholder under 16years insured under the same policy
  • Baggage loss/delay
  • Personal Accident

Get a quote today

These insurance organizations in Ghana are, to a significant part, reasonably priced, and as a result, you would not be required to pay some additional money to acquire a travel insurance policy.

It is highly recommended that you purchase travel insurance before departing from Ghana for any destination, as this will allow you to travel worry-free.

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The Best Travel Insurance Companies In Ghana

travel insurance company in ghana

Traveling is an exciting adventure that allows you to explore new places, meet new people, and create lasting memories.

However, it’s essential to be prepared for unexpected events that can disrupt your trip. This is where travel insurance comes into play, and in Ghana, several companies offer top-notch services to protect your travels.

In This Article:

These are the best and most trusted travel insurance companies in Ghana with their location and contact details:

Allianz Ghana

This is a well-established travel insurance company based in Ghana, offering a diverse range of travel insurance policies designed to safeguard your journeys.

These policies encompass essential aspects of travel, including trip cancellation, protection against loss of luggage, coverage for medical emergencies, and more.

What sets this company apart is its commitment to providing affordable policies, making it an accessible choice for travelers seeking peace of mind without breaking the bank.

Whether you’re embarking on a leisurely vacation, a business trip, or an adventurous exploration of Ghana, this reputable travel insurance company ensures that unexpected events won’t derail your travel plans.

Their dedication to offering cost-effective solutions allows you to enjoy your travels with confidence, knowing that you’re well-protected throughout your journey.

Location Of Allianz Ghana

They can be found in Plot No. C 873/3, Odoi Kwao Loop

East Legon, Accra.

Contact Details Of Allianz Ghana

For inquiries, you can reach them at +233 (0) 30 274 0730 or website: www.allianz.com.gh

Hollard Insurance Ghana

This Ghanaian insurance company holds a prominent and well-deserved reputation for its popularity and reliability in the industry.

Their insurance offerings extend to a variety of essential coverage areas, including personal accidents and medical emergencies.

What sets them apart is their commitment to your safety and well-being, and this is evident in their round-the-clock emergency assistance service.

In the face of any unforeseen crisis or emergency during your travels, this service is your lifeline. You can rest assured that help is just a phone call away, available at any hour of the day.

This dedication to providing comprehensive coverage and immediate assistance underscores its reputation as a trusted and reputable insurance provider in Ghana.

Whether you’re exploring the vibrant markets of Accra or venturing into the serene landscapes of the country, their services ensure that you can travel with peace of mind, knowing that help is always within reach.

Location Of Hollard Insurance Ghana

Hollard Insurance Ghana can be found on the 2nd Floor, G.S Plaza,

Community 18 Junction, Spintex Road, Accra.

Contact Details Of Hollard Insurance Ghana

You can reach them for inquiries at +233 302 740 540 or website: www.hollard.com.gh

Glico Travel Insurance

This travel insurance company in Ghana has earned a well-deserved reputation for being among the most trustworthy and authentic in the industry.

Their array of insurance policies goes above and beyond to address critical travel concerns, encompassing coverage for trip cancellations, medical emergencies, and much more.

What truly distinguishes them is their unwavering commitment to travelers’ safety and well-being. To ensure your peace of mind, they offer a 24-hour emergency assistance service.

This invaluable service is your lifeline in times of unexpected crises or urgent situations during your travels.

With assistance available round-the-clock, you can venture through Ghana’s beautiful landscapes and vibrant cities with the confidence that help is always at your fingertips.

Their dedication to providing robust coverage and immediate emergency support solidifies their standing as a reliable and genuine travel insurance provider in Ghana.

Whether you’re exploring the historical sites of Cape Coast or experiencing the lively culture of Kumasi, their services guarantee that you can embrace your journey with assurance, knowing that assistance is constantly available.

Location Of Glico Travel Insurance

You can locate them at 26A, First Circular Road

 Cantonments, Accra.

Contact Details Of Glico Travel Insurance

For any information, you can contact them at +233 302 218 500 or visit the website: www.glicotravel.com

Star Assurance Company

This insurance company in Ghana enjoys a well-established reputation as one of the prominent players in the industry.

They specialize in offering comprehensive insurance policies that cover a wide range of travel-related concerns, including trip cancellations and protection against lost luggage, among other essential aspects.

What truly distinguishes them is their commitment to ensuring your safety and peace of mind during your travels.

They provide a 24-hour emergency assistance service, which serves as a safety net in times of unforeseen circumstances.

Whether you’re exploring the bustling markets of Accra or embarking on a cultural journey through Ghana, this round-the-clock assistance is your reliable ally, available whenever you need it.

Their dedication to providing robust coverage and immediate emergency support underscores their status as a well-known and trusted insurance provider in Ghana.

Whether you’re on a leisurely vacation or a business trip, you can travel with confidence, knowing that this reputable company has your back, ready to assist you in any situation.

Location of Star Assurance Company

You can locate them at the Star House, 1st Floor,

 25 Independence Avenue, Accra.

Contact Details of Star Assurance Company

For inquiries, you can reach them at +233 302 242 797 or website: www.starassurance.com

Enterprise Group

This distinguished travel insurance company in Ghana stands as a leader in the industry, known for its exceptional offerings.

Their range of insurance policies extends to crucial areas, such as coverage for luggage loss, medical emergencies, and various other essential aspects of travel.

One of their standout features is the provision of 24-hour emergency assistance. This invaluable service is designed to be your lifeline in times of unexpected challenges or urgent situations while you’re on your journey.

No matter where you are or what time it is, help is just a phone call away, offering you a safety net of support during your travels.

Their unwavering commitment to providing comprehensive coverage and immediate assistance underscores their status as a leading and reliable travel insurance provider in Ghana.

Whether you’re exploring the cultural heritage of Ghana or savoring its natural beauty, their services ensure that you can journey with confidence, knowing that assistance is available round-the-clock to cater to your needs.

Location Of Enterprise Group

You can locate them at Plot 6, Airport City, Accra.

Contact Details Of Enterprise Group

You can contact them for any information at +233 302 213 800 or website: www.enterprisegroup.net

Which Is The Leading Travel Insurance Company In Ghana?

The leading travel insurance Company in Ghana is Enterprise Group.

 Conclusion

Now, you might wonder, “Which insurance company is the best for me?” Well, the answer depends on your unique needs as a traveler.

It’s important to consider the nature of your trip, your budget, your health, and what types of coverage you value the most.

Each of these insurance providers offers a range of options, so you can tailor your coverage to your specific journey.

While Ghana boasts several insurance companies, the ones mentioned above have received accolades in recent metrics.

To make an informed decision, delve deeper into what each company offers and select the one that aligns best with your travel requirements.

With the right travel insurance, you can explore Ghana with confidence, knowing that you’re protected against the unexpected, allowing you to fully embrace the beauty and culture of this incredible country.

You can also check out our Ghana-related articles:

  • Things you should know before visiting Ghana
  • Interesting facts about Ghanaian foods
  • Facts about Ghana for Kids
  • The hottest months in Ghana
  • The rainy months in Ghana
  • All the 16 regions in Ghana with their ministers
  • All the airports in Ghana
  • Reasons why traveling is important
  • Top tour guides in Ghana
  • Best travel apps every traveler must have

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    Connect With Us. Allianz Ghana covers the things that matter most to you. We provide simple and affordable insurance products for your Motor, Home, Life, Savings, Group Life, Travel, Marine, Construction & also insure you against cybercrime in Ghana. Get a quick quote today!

  16. Ghana Travel Insurance

    Discount tiers of 5% for premiums between ÂŁ0-49, 10% for ÂŁ50-249, & 20% for ÂŁ250+ apply. Offer ends at 23:59 on 29/02/24. T&Cs apply. Unlimited emergency medical expenses available on Black level policies. If you're planning a trip to Ghana, make sure you have the right travel insurance in place. Read our travel guide to Ghana and get a ...

  17. Travel Insurance

    Travel Insurance covers specific expenses, losses and delays suffered while travelling abroad. You and your immediate family who travel with you will be covered for up to €30,000. ... Bank Ghana Limited is a financial services provider licensed by Bank of Ghana and Securities and Exchange Commission of Ghana with company registration number ...

  18. Star Assurance Limited: Your Trusted Insurance Partner in Ghana

    030 2751 333. More about Claims. www.starassurancegroup.com. Experience comprehensive insurance protection for your assets and motor vehicle with Star Assurance Limited, Ghana's trusted partner for over 30 years. Explore our wide range of products, including motor, personal accident, property, and travel insurance, tailored to meet your unique ...

  19. SIC Insurance PLC

    SIC Insurance PLC is one of the oldest non-life insurance companies in Ghana. SIC's business is national in scope with a visible presence in all regions of Ghana. The Company has consistently, over the span of its business life, maintained steady market leadership. ... SIC's travel insurance policy offers protection for travelers when they ...

  20. Travel

    Star Assurance Travel Insurance is affiliated to Cega Air Ambulance Limited, Goodwood Airfield Chichester, West Sussex PO18 0PH United Kingdom. TELEPHONE +44 (0) 1243 621153. ... your solid partner. Star Assurance Company Limited ("Star Assurance") is a privately owned Insurance Company incorporated in August 1984 and licensed to carry out ...

  21. Best Travel Insurance of March 2024

    Discover the essentials to choosing the best travel insurance. Learn about coverage options, providers, and tips to ensure a worry-free journey.

  22. Travel Insurance Ghana

    RIGHT-TIME TRAVEL AND TOURS. POST OFFICE BOX KS 16221, Kumasi. RIGHT-TIME TRAVEL AND TOURS is a Licensed, accredited and registered Company that specializes in ‱ Travel Visa Consultancy to Countries such as USA, CANADA, UK, EUROPE-SCHENGEN, AUSTRALIA, ASIA etc. ... Verified +7 Years with us.

  23. Affordable Travel Insurance Companies In Ghana

    Below is a list of the five affordable travel insurance companies in Ghana. #1. Allianz Insurance Company Ghana LTD. Address: Patrice Lumumba St, Accra, Ghana. Phone: +233 30 276 4893. In 2009, Allianz began offering non-life insurance policies in the Ghanaian market.

  24. The Best Travel Insurance Companies In Ghana

    This travel insurance company in Ghana has earned a well-deserved reputation for being among the most trustworthy and authentic in the industry. Their array of insurance policies goes above and beyond to address critical travel concerns, encompassing coverage for trip cancellations, medical emergencies, and much more. ...

  25. Travel Insurance

    This website contains highlights of the plans developed by Travel Insured International, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services ...