travel money oz melbourne

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Best places to exchange currency in Melbourne

Discover how to find the best deal when you need to exchange currency in melbourne..

In this guide

I want to...

Where can i change my money in melbourne, tips for getting the best deal when exchanging money, compare money transfer services.

Send money to

Exchange rates

Whether you're an international traveller visiting Melbourne or a local planning a trip overseas, there are plenty of convenient places to exchange foreign currency in and around the Melbourne CBD.

Keep reading for details of some of the currency exchanges to compare when searching for the best value for money.

Exchange my cash Send money overseas

S Money is an online currency exchange, but they also have one store in the Melbourne CBD. Based on our research, S Money offers the best exchange rates in Melbourne but charge a percentage-based service fee and a $14 service fee for home delivery. For example, they charge around 1.8% when exchanging AUD to USD. In comparison, Travelex and Travel Money Oz add a markup of 3.70% on conversions to US dollars.

2. Travelex

As one of the most recognised names in the world of currency exchange, Travelex allows you to buy and sell over 45 currencies either online or in-store. Travelex has 2 locations in the CBD and 13 locations within 20 miles of the CBD.

3. Travel Money Oz

Travel Money Oz supports more than 60 currencies, and also a travel money card that can be pre-loaded with up to 10 currencies. You can buy currency from Travel Money Oz online or in-store, with the provider boasting 3 locations in the CBD. Their exchange rates aren't as competitive as S Money's but their customer service is excellent.

4. United Currency Exchange

United Currency Exchange is a Melbourne-based provider with branches in Swanston Street and QV Melbourne. They are open five days a week from 9am to 5:30pm. You can place an order either online or in-store, and there are more than 35 currencies available.

5. Crown Currency

Crown Currency is a currency exchange company that was founded in 1998. They have 11 branches in Victoria but only one in Melbourne CBD. Crown Currency offers a wide range of currency exchange services, including cash exchange, traveller's cheques, and international money transfers. Unlike other services, they don't display exchange rates on their website so you will need to contact them for a quote.

• Know the mid-market rate. Use Google to find the current mid-market exchange rate. This will let you work out whether the rate being offered by a currency exchange service represents good value.
• Shop around online. Rather than visiting several stores in person, shop around online to find the provider with the best rates and lowest fees.
• Check for fees. Make sure you check the fine print to find out what fees apply to your transaction. Remember that even if an exchange bureau claims that it doesn't charge any fees, your transaction will still cost money as the provider always adds a margin to the mid-market exchange rate.
• Avoid airport exchange bureaus. These locations generally offer low exchange rates and higher fees.
• Steer clear of ATMs. Withdrawing money from a foreign ATM may be a simple and convenient option, but the high fees and disappointing exchange rates mean it's also quite expensive.

Looking to send an international money transfer rather than exchange currency? Compare our options below to save money on transfer fees and lock in stronger exchange rates.

Tim Falk is a writer for Finder, writing across a diverse range of topics. Over the course of his 15-year writing career, Tim has reported on everything from travel and personal finance to pets and TV soap operas. When he’s not staring at his computer, you can usually find him exploring the great outdoors.

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2 Responses

Is Bangkok a better place for exchange rate to change AUD to Japanese yen?

Thank you for getting in touch with Finder.

If you’re going to Bangkok and considering exchanging AUD for Japanese yen, that would be fine. Most travelers would have their money exchanged for Japanese yen before arriving in Japan. You may also use our travel money guide for Japan .

I hope this helps.

Thank you and have a wonderful day!

Cheers, Jeni

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Foreign currency exchange in melbourne 2023 | the ultimate guide, best foreign currency exchange in melbourne.

Looking for a reliable and efficient Currency Exchange service in Melbourne for 2023? Look no further! Travel Money Oz is here to offer you the best solutions for all your currency exchange needs. With a commitment to providing exceptional customer service, competitive rates, and a secure platform, we are your top choice for foreign exchange services in Melbourne. Our team of experts is dedicated to helping you save time and money, and make the most of your international transactions.  With 15+ stores in Melbourne, Travel Money Oz offers the best service. Some of the benefits:

• Fee and commission free , what you see is what you get.
• Best Price Guarantee *, both buying and selling foreign currency.
• Expert advice, tips and tricks on travel money.
• 60+ currencies in store at any one time, most banks won’t have this, they have to order in.

Melbourne Currency Exchange Stores

Find the Travel Money Oz foreign currency exchange stores in Melbourne:

•   Argentina
•   Australia
•   Brasil
•   Canada
•   Deutschland
•   España
•   France
•   India
•   Italia
•   Magyarország
•   Malaysia
•   New Zealand
•   Polska
•   Portugal
•   România
•   Singapore
•   United Kingdom
•   United States
•   繁體中文 (香港)

Where to Find the Best Currency Exchange Rates in the Melbourne CBD

Beat the money changer rates with a prepaid travel card

Going to a currency exchange before a holiday can be exciting, but you will often be paying hidden fees that are baked into the exchange rate.

With a prepaid travel card from Wise , you get the market exchange rate (the one you see on Google) with low fees and complete transparency.

Read the full review

Currency exchange in the Melbourne CBD

The money changers with  the best rates are located in Melbourne's CBD , because there is more competition between those places and you can shop around for the best deal.

Coronavirus Update : Many currency exchange stores such as Travel Money Oz and WeExchange have temporarily closed their doors due to the COVID-19 pandemic.  If you want to exchange money in the Melbourne CBD, there is a good chance that some of your options will be closed or have limited opening hours , especially around Christmas/New Years.

Check this page regularly for updates for when travel money stores open again.

To find the best places to buy travel money in Melbourne's city centre, we compared the exchange rates and fees from over 10 stores. Then we compared their rates to what you can get by ordering online and picking it up in the CBD.

Here's what we found.

Where the best places are to exchange money in Melbourne

There is no money changer that is a clear winner for having the best exchange rate on every currency and amount. Fees vary from a flat $10 fee, to 1% commission, to completely fee-free.

Exchange rates from stores in the Melbourne CBD are best if you are looking to buy larger amounts of popular currencies, such as the US dollars, Euros or Japanese Yen. As for other currencies, some places have limited stock and it's cheaper to order the foreign currency online .

Use this table to find out where and when you can buy travel money in the best places in Melbourne's CBD. Opening hours can change, so check this page regularly.

How we rated the best places to exchange money in Melbourne

Many of you might be wondering how we came up with our scores out of ten. After our exhaustive walk around the Melbourne CBD, we chose 5 categories to judge on, based on what we thought would be most valuable to you, the consumer. They were:

• Exchange Rate - At the end of the day, this is the most important category. The better the exchange rate, the higher the score.
• Customer Service - We all appreciate good customer service, service that is friendly, courteous and knowledgeable.
• Stock of Currency - Being able to walk away with your nominated currency immediately is a prerequisite for most customers. So we asked each money changer if they had a number of common and less popular currencies on hand.
• Safety - This score was based from the location of the store and the security offered.
• Payment Options - We asked all the money changers what type of payments they accepted to score them.

After we choose our categories we weighted them based on importance within the transaction. It is no surprise that exchange rate was weighted the heaviest (40%), customer service was next (20%), stock of currency (15%), followed by safety (15%) and finally payment options (10%).

Foreign currency guides

USD Dollars (USD)

Euro Dollars (EUR)

British Pounds (GBP)

Japanese Yen (JPY)

NZ Dollars (NZD)

Indonesian Rupiah (IDR)

Thai Baht (THB)

All Other Currency

Compare the best online exchange rates in Melbourne

Please note this table shows the rate you'll get and doesn't include any extra fees you'll be charged. The Currency Shop sources its data from foreign exchange providers and has taken reasonable steps to ensure that such data is accurate. There is a risk that the foreign exchange prices quoted on The Currency Shop may be inaccurate, not available to the User, or available but with additional fees and charges. For more details, read our Terms and Conditions

Money exchange reviews

Travel Money Oz Review

The best service in Melbourne. Friendly, professional and no wait time. Reasonable rates, no fees and ID required for amounts over $1000.

• Read more ⟶

Unimoni (formally UAE Exchange)

Friendly, professional, with some of the best exchange rates particularly for selling currency to them. There are bank limits for eftpos and photo ID is required.

The excellent range of products and currencies didn't make up for the average service. Their exchange rates are much better if you order online and pick up in-store.

United Currency Exchange

Excellent rates to buy currency and good rates to sell. There is usually a queue so be prepared to wait. ID is required for any transaction and they only accept cash.

Raffles Forex

Two people at booth waiting to serve. Knowledgeable, nice with a very good stock of currencies. They offered a better rate without asking.

It's in a commercial building and not easy to find. Staff are pleasant and helpful. ID is required for any transactions above $1000 . They only accept cash.

ANZ Foreign Exchange

Long wait times for unresponsive service and uncompetitive exchange rates. Unfortunately this is the only FX centre left in the city for ANZ customers.

Commonwealth Bank

Service is slow, but helpful and friendly. Much like ANZ, their exchange rates are not great. If you are not a Comm Bank member, you need to set up a profile, which takes 10-15 minutes.

It's a little hard to find. You need to enter the building and go up the stairs. Excellent service, pretty good exchange rates and a solid stock of currencies on hand.

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