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HSBC TravelOne Credit Card

hsbc travel one card terms and conditions

The waiver on redemption fee for redeeming air miles and hotel points has been extended to 31 May 2024.

Unlock a world of travel freedom

Unlock instant travel rewards and elevated travel experiences everywhere you go with the one and only travel card you need. 

hsbc travel one card terms and conditions

Welcome gift

Apply now and enjoy instant approval[@cards-instant-approval-tnc]. What's more, receive 20,000 miles – in the form of 50,000 Reward points – when you meet these criteria:

  • pay the annual fee of SGD196.20 (inclusive of GST)
  • spend at least SGD500 in qualifying transactions within the qualifying spend period
  • provide marketing consent when you apply

That's equivalent to a round trip air ticket to Bali!

Alternatively, apply for the card with no welcome gift rewarded and get your first-year annual fee waived.

Open up a world of elevated travel

hsbc travel one card terms and conditions

Instant redemption

The first HSBC credit card to offer instant redemptions with an extensive selection of airline and hotel partners, all within the convenience of your mobile app.

hsbc travel one card terms and conditions

Earn accelerated points

Get up to 2.4 miles (6X Reward points) for your spending.

hsbc travel one card terms and conditions

Travel privileges

Complimentary travel insurance coverage (including COVID-19), airport lounge visits and more.

hsbc travel one card terms and conditions

Split flexibly

Split your purchases across a range of flexible tenors that suits your needs with HSBC Instalment Plans –  find out more .

dpws-tools-calculator-creator

The calculated amount shown is indicative only, based on qualifying transactions. Terms and conditions apply .

How many miles you'll need to redeem a flight? 

Note: The miles shown in the table are indicative only, based on the 'Miles Calculator – Redeem Miles' by Singapore Airlines as of 4 September 2023. The miles indicated are for an entire journey for 1 passenger from Singapore and they do not include taxes, fees or any promotional discounts that may apply.

Spend, earn, and go further

Automatic payments will be declined and merchants may charge a late fee.

Earn points and redeem them instantly[@cards-instantly]

  • 2.4 miles (6× Reward points)[@cards-travelonetnc] per SGD1 charged on foreign currency spend.
  • 1.2 miles (3× Reward points)[@cards-travelonetnc] per SGD1 charged on local spend.
  • Share the perks with a supplementary card[@cards-supplementarycard].
  • No redemption fee when you redeem for air miles or hotel points. This offer ends on 31 May 2024.

Be spoilt for choice with instant miles and hotel points redemption with a wide range of airline and hotel partners such as Cathay Pacific, Singapore Airlines, Marriott Bonvoy and more.

  • Find out how to redeem instantly  

hsbc travel one card terms and conditions

Travel in style

  • Airport lounge: enjoy 4 complimentary lounge visits per year to over 1,300 global airport lounges for primary cardholders –  register now .
  • Travel rewards: shop at key destinations around the world and enjoy cashback offers and discounts from both in-store and online merchants across over 25 countries –  find out more .
  • Priceless™ Specials: discover top-tier benefits and a world of privileged access with curated offers and benefits from Mastercard –  explore all offers .
  • Travel offers: enjoy a variety of travel privileges when you plan your trip –  find out more .

Put your mind at ease

  • Travel insurance[@cards-travelinsurancecoverage]: enjoy complimentary travel insurance coverage (including COVID-19) of up to USD100,000 for you and your family when you charge the full cost of your air ticket to your HSBC TravelOne Credit Card - read the full policy .
  • ID Theft Protection™: enjoy peace of mind when surfing and purchasing online. Proactive monitoring and alerts help to ensure the security of your personal data from identity theft or fraud. Enrol online for complimentary access – find out more .
  • Travel companion: before you travel, check out the latest travel and health restrictions for your trip – find out more .

hsbc travel one card terms and conditions

Who can apply?

To apply for an HSBC TravelOne card, you must be aged 21 or above and have a minimum annual income of:

  • SGD30,000, if you're a Singaporean or Permanent Resident
  • SGD40,000, if you're a self-employed or commission-based Singaporean or Permanent Resident
  • SGD40,000, if you're a foreigner residing in Singapore

If you do not meet these income requirements, a minimum fixed deposit collateral of SGD10,000 will apply.

What you need to apply 

Apply using MyInfo via Singpass and save the hassle of providing supporting documents.

Alternatively, prepare the following supporting documents with your application.

  • ID documents of the primary and any supplementary applicants
  • income documents of the primary applicant

What documents are acceptable?

Important documents 

  • ABS consumer guide for credit cards (PDF) ABS consumer guide for credit cards (PDF) Download
  •   Consumer guide for credit cards Consumer guide for credit cards Modal
  •   Credit card FAQs Credit card FAQs Modal
  •   Credit card security Credit card security Modal
  • Credit card terms (PDF) Credit card terms (PDF) Download
  • TravelOne credit card reward points programme terms and conditions (PDF) TravelOne credit card reward points programme terms and conditions (PDF) Download
  • TravelOne sign-up gift offer terms and conditions (PDF) TravelOne sign-up gift offer terms and conditions (PDF) Download

What you need to know 

Your credit limit

Your credit limit is subject to our review and approval. Where you've stated a preferred credit limit, the amount we grant may be lower than what you requested.

Finance charges

A finance charge will be imposed based on the amount withdrawn, from the date the transaction is posted to your account to the date the payment is made in full or the next statement date, whichever is earlier.

Effective rate: 27.8% p.a. (minimum)

Minimum charge: SGD2.50

The annual fee is at SGD196.20 including GST, starting from the issue date for your credit card. From the second year onwards, we'll waive the annual fee for your card if you spend more than SGD25,000 per year.

Don't have an HSBC TravelOne Credit Card yet?

Apply online in just a few easy steps. It'll only take minutes, and you'll soon be on your way to receiving your welcome gift.

Want both HSBC Premier Mastercard and TravelOne?

If you're an HSBC Premier customer and would like both the Premier Mastercard Credit Card and the TravelOne Credit Card, speak to your Premier Relationship Manager or leave us your contact details or SMS PMCC <space> Name to 74722. We'll be in touch in 3 working days to assist with your application.

Share the perks with a supplementary card

Our HSBC credit cards open up a world of banking convenience, benefits and privileges. And now, you can share it with your family too.

  • Earn reward points each time your loved ones spend on their cards
  • Get up to 5 supplementary cards, free to you and your family for life
  • Any loved one can hold a supplementary credit card as long as they're aged 18 or above

Other ways to apply 

Leave us your contact details online or by SMS, and we'll give you a call within 3 working days to help you apply for this card.

Text HSAPP <space> Name <space> to 74722, or request a callback online .

Why bank with us

hsbc travel one card terms and conditions

AsiaMoney Best Bank For Digital Solutions – Singapore

HSBC is the recent recipient of the ‘AsiaMoney Best Bank For Digital Solutions – Singapore’ Award 2023 

hsbc travel one card terms and conditions

Customer Satisfaction Index

HSBC ranked #1 in Credit Card sector for 3 consecutive years (2020 to 2022) in the Customer Satisfaction Index of Singapore.

Additional information

How can i enjoy the complimentary airport lounge .

Start enjoying your benefit

  • Step 1: download Mastercard Travel Pass app (available on the Apple App Store and Google Play)
  • Step 2: select 'Sign up' to register for the programme, or log on to your account if you're already a member
  • Step 3: enter your HSBC TravelOne Credit Card details for a one-time verification
  • Step 4: complete your personal details for Mastercard Travel Pass account registration (enter your name as shown in your passport)
  • Step 5: set your account password

Simply use the membership number stored under 'my visits' when visiting airport lounges.

With the app, you can also view the airport lounges and restaurants available, keep track of your usage history and access many more services.

Terms and conditions apply .

Check out Mastercard Travel Pass

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IMAGES

  1. Apply online for HSBC Credit Cards

    hsbc travel one card terms and conditions

  2. Your Key To Seamless Travel: HSBC’s New TravelOne Credit Card

    hsbc travel one card terms and conditions

  3. HSBC TravelOne Credit Card

    hsbc travel one card terms and conditions

  4. Take your travels to the next level with HSBC TravelOne Credit Card

    hsbc travel one card terms and conditions

  5. HSBC Malaysia Launches New TravelOne Credit Card

    hsbc travel one card terms and conditions

  6. HSBC launches the NEW TravelOne credit card in Singapore

    hsbc travel one card terms and conditions

COMMENTS

  1. HSBC TravelOne Card: Miles game, meet shake-up

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