travel insurance italy online

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Travel Insurance for an Italy Vacation (2024)

Planning a trip to Italy? You may want to purchase travel insurance. Learn about the benefits and options available to protect your vacation investment.

Nicole Leigh West is an experienced lifestyle journalist and writer for publications including Wanderlust, TripSavvy and Vacations & Travel. Along with roaming the globe and penning fiction novels, Nicole works for World Words as a sub-editor and writer.

Sabrina Lopez is an editor with over six years of experience writing and editing digital content with a particular focus on home services, home products and personal finance. When she is not working on articles to help consumers make informed decisions, Sabrina enjoys creative writing and spending time with her family and their two parrots.

From paying for medical expenses to reimbursing you for lost baggage, it helps to have a safety net for European vacations. When you purchase travel insurance for your Italy vacation, it includes trip cancellation, emergency medical evacuation and medical treatment in the event of unforeseen circumstances.

Below, we at the MarketWatch Guides Team discuss travel insurance requirements for visiting Italy, how much you might expect to pay and general travel tips.

Compare Italy Travel Insurance Companies

Use the table below to compare costs, CFAR coverage and COVID-19 coverage of travel insurance plans for Italy:

Why Trust MarketWatch Guides

Our editorial team follows a comprehensive methodology for rating and reviewing travel insurance companies. Advertisers have no effect on our rankings.

Companies Reviewed

Quotes Collected

Rating Factors

Do I Need Travel Insurance for Italy?

There are no requirements for U.S. citizens to have travel or health insurance as a condition of entry to Italy for trips fewer than 90 days. This also includes the other Schengen countries in Europe, a region accessible via a Schengen visa for travelers subject to the requirement for longer trips.

Many business travelers and tourists choose Italy travel insurance for protection against unexpected costs. The best travel insurance includes coverage for trip cancellations and healthcare in emergencies.

From boating across the Mediterranean to hiking in Naples and water skiing along the Amalfi Coast, adventure sports are popular during Italian travel. A travel insurance policy offers medical coverage in the event of accidents.

Cancel for Any Reason Coverage

Whether you’re planning to visit Rome, Milan, Florence or Venice, cancel for any reason coverage (CFAR) gives you the flexibility to change your plans at your discretion. Alternatively, when you buy standard travel insurance coverage, you’re limited to predetermined reasons and exclusions.

Generally, acceptable reasons for trip cancellation coverage only include emergencies, such as hospitalization or the death of a family member. With CFAR, for example, you could cancel a trip to Tuscany for a friend’s wedding if it was called off and you’d prefer to change your travel plans.

While CFAR provides a lot of flexibility, it is still subject to rules and restrictions. These may include disclaimers such as time limits on when trips must be canceled by.

Gear Theft Protection

With so many sites to take in on your trip, from the Colosseum in Rome to picturesque vineyards, you’ll likely want to have your camera ready. You may also bring other valuables with you, such as a laptop, sports equipment or jewelry.

Whether it’s due to trip interruption or equipment damaged by a tour operator, gear theft protection helps to recoup your finances when items are stolen or lost. Depending on individual travel insurance company plans, there may be exclusions or predetermined reimbursement limits. Many travelers choose to leave precious valuables at home.

Medical Emergency Insurance and Emergency Medical Evacuation

If you require medical assistance, the U.S. State Department notes that hospitals in Italy are available but may not have the same standards as in the U.S. It also may be more difficult to find care outside of urban areas, and payment is typically required upfront. Therefore, travel medical insurance is recommended for U.S. citizens. Medicare and most private health insurance don’t apply overseas.

For those with pre-existing medical conditions, along with travelers dealing with health emergencies, medical costs can be significant. In the event of an illness or injury while visiting Italy, travel insurance for medical emergencies covers a range of expenses that typically includes the following:

• Hospital fees
• Operating room charges
• Ambulance services
• Dental emergencies

Most travel health insurance policies include emergency medical evacuation if local medical care isn’t available or you need to fly back to your home country. They also typically include repatriation if you pass away while abroad.

According to our methodology, the best travel medical insurance for Italy vacations is Travelex. Travelex is our pick for budget travel insurance and offers three policy tiers for Italy travelers to choose from. Read our in-depth Travelex review to learn more.

Rental Car Protection

If you prefer the freedom of a rental car to public transport, rental car protection is crucial. In Italy, you must have a collision and damage waiver, theft protection and fire and third-party liability insurance by law. This is typically included in rental rates.

Premium insurance policies may include additional safeguards such as:

• Personal effects coverage
• Personal injury insurance
• Roadside protection
• Tire and windshield protection

Standard travel insurance plans generally include rental vehicle excess coverage. This helps to recover the losses you’re liable for via excess for damaged or stolen cars.

Trip Cancellation Insurance

Trip cancellation insurance protects you against financial loss if unforeseen circumstances interrupt your travel plans. As a general rule, standard travel insurance plans reimburse you for nonrefundable and prepaid costs, subject to predetermined limits.

The following reasons generally qualify for trip cancellation coverage in the absence of CFAR premium insurance:

• Death of family members
• Hospitalization or serious injury
• Military orders
• Severe weather conditions delaying departure

How Much Does Italy Travel Insurance Cost?

The cost of travel insurance for Italy varies based on factors that may include your age, the destination and pre-existing medical conditions. The information you’ll need to request quotes from insurance companies includes the following:

• Ages and number of travelers in your group
• Destination country and location
• Total trip price

We requested quotes from five different providers of cheap travel insurance as an example of costs. The below quotes are for a 40-year-old traveler from New York traveling to Italy from Dec. 1 to Dec. 14. Including accommodation and flights, the total trip cost entered is $3,500.

The quotes listed to help you determine the price of travel insurance were collected from each company’s website in May 2023. The cheapest policies for travel and health insurance plans to Italy include coverage for trip cancellation, medical expenses for emergencies, baggage loss or delay and emergency evacuation.

How Do I Get Travel Insurance for Italy?

The first step in getting travel insurance for an Italian vacation is to check your credit cards and current health insurance plans, as some offer coverage for travel. When you book your flights, most airlines offer travel insurance at the same time. Take note of the costs as they may be more expensive than other products.

It’s a good idea to compare prices and policy details from multiple travel insurance providers before making your decision. Remember to take into account personal factors, such as pre-existing medical conditions and activities you’d like to do. Automatic coverage doesn’t always apply.

Italy Safety Tips

Keep travel and safety tips in mind to ensure peace of mind while on vacation in Italy. Below are some basic recommendations.

Crime and Safety

The Italy Travel Advisory from the U.S. Department of State is currently at Level 2: Exercise Increased Caution. This is due to an increased risk of terrorist plots that may result in attacks at tourist locations, government facilities and shopping malls. It’s recommended that you monitor local media for information.

Typically, Italy doesn’t present major crime or safety issues. As with most destinations, it’s important to remain aware of your surroundings at popular tourist destinations and in large cities. Pickpocketing and other petty crimes do occur, so make sure to have valuables stored somewhere safely.

Day Trips, Tours and Excursions

Italy is home to fascinating historical sites, beautiful beaches and exciting cities. Taking tours is an excellent way to explore the country. If you participate in adventure sports, ensure your travel insurance policy covers you for any related accidents or injuries.

It’s important to book your excursions and day trips through reputable tour organizations. Travel agents and hotel concierges offer recommendations. You can find more information on the official Italy tourism site .

According to the Italian government , there are no coronavirus restrictions in place for entry or travel around Italy. Check with local authorities with regard to any changes or updates.

Is Travel Insurance For USA to Italy Worth It?

It’s not mandatory to purchase travel insurance to visit Italy. Most leisure and business travelers choose to purchase insurance in order to cover unexpected medical costs and protect their trip investment against unexpected cancellations. The U.S. government recommends travel insurance as medical expenses aren’t covered by insurance that’s applicable at home.

Travel insurance is worth it to ensure peace of mind while traveling and to protect yourself from financial loss in the event of unforeseen incidents. We recommend that you get a quote from multiple providers to find the best deal on trip insurance.

Frequently Asked Questions About Travel Insurance for Italy

Can i claim flight compensation.

In order to claim flight compensation through your airline, you will need to check their policy. Many airlines will not compensate for delays, and there may be certain requirements to be compensated for a cancellation. Travel insurance for Italy offers the best protection against financial loss if your flights are canceled since it also refunds other costs associated with your trip.

What type of travel insurance do I need for Italy?

It’s not compulsory to have travel insurance for Italian vacations. However, unexpected medical costs may be expensive. Therefore, medical insurance is recommended, along with trip cancellation coverage.

Do Americans get free health care in Italy?

No, Americans do not get free health care in Italy, though emergency medical assistance is provided to anyone in need of it. To avoid expensive upfront costs, medical travel insurance is recommended.

Do all credit cards have travel insurance?

No, not all credit cards provide travel insurance. Those that offer travel rewards typically include a level of travel insurance with the benefits. Check the policy details to determine if it’s suitable for your travel needs.

Our Travel Insurance Provider Rating Methodology

• A 30-year-old couple taking a $5,000 vacation to Mexico.
• A family of four taking an $8,000 vacation to Mexico.
• A 65-year-old couple taking a $7,000 vacation to the United Kingdom.
• A 30-year-old couple taking a $7,000 trip to the United Kingdom.
• A 19-year-old taking a $2,000 trip to France.
• A 27-year-old couple taking a $1,200 trip to Greece.
• A 51-year-old couple taking a $2,000 trip to Spain.
• Plan availability (10%): We look for insurers with a variety of travel insurance plans and the ability to customize a policy with coverage upgrades.
• Coverage details (29%): We review the baseline coverage each company offers in its cheapest comprehensive plan. A provider with robust coverage earns full points, including baggage delay and loss, COVID-19 coverage, emergency evacuation and medical coverage, trip delay and cancellation coverage, and more. Companies also receive points for offering a variety of policy add-ons like accidental death and dismemberment, extreme sports, valuable items, cancel for any reason coverage and more.
• Coverage times and amounts (34%): We compare each company’s waiting periods and maximum reimbursement amounts for baggage, travel and weather delays. Companies that offer customers reimbursement after fewer than 12 hours of delays earn full points in this category. We also reward travel insurance providers that cover more than 100% of trip costs in the event of cancellations or interruptions.
• Company service and reviews (17%): We look for indicators that a company is well-prepared to respond to customer needs. Companies with an established global resource network, 24/7 emergency hotline, mobile app, multiple ways to file a claim and concierge services score higher in this category. We assess reputation by evaluating consumer reviews, third-party financial strength and customer experience ratings, specifically from AM Best and the Better Business Bureau (BBB).

For more information, read our full travel insurance methodology.

A.M. Best Disclaimer

More Resources:

Travel Insurance for Italy (What You NEED to Know Before You Go)

From who needs it to where to get italy travel insurance, here's what to should look out for.

Planning a dream trip to Italy? You may need travel insurance. I know, I know, the last thing you want to do is think about something going wrong. But when dealing with so many variables: flights, car rental, hotels, and tours, anything can happen. Accidents, theft, and cancellations have the potential to ruin what was supposed to be a well-deserved getaway. This is why many people choose to purchase travel insurance when traveling to Italy, Europe, and beyond!

Do you need travel insurance to visit Italy?

If you require a Schengen Visa to enter Italy, it is mandatory to have valid travel insurance to apply for an Italian visa. If you can travel to Italy without a visa, travel insurance is not required, but can provide added peace of mind. However, if you’re applying for a long-term visa, such as a Work or Student visa, international health insurance may be required instead of travel insurance.

Insurance requirements for Italy travel visas

Since Italy is a member of the Schengen, your insurance policy needs to meet the Schengen travel insurance requirements. This means it must be valid throughout the entire Schengen Zone and cover at least €30,000 in medical expenses. Additional coverage can be purchased for further protection.

Where can you get travel insurance for Italy?

You can purchase travel insurance for Italy by:

• Going directly to a travel insurance company – this is the popular option, as most companies operate online, allowing you to choose and purchase a plan from the comfort of your own home. World Nomads offers Schengen travel insurance that is accepted by Italian Embassies and Consulates.
• Travel insurance brokers – there are many online services that offer plans from various insurance companies where you can compare prices and choose travel insurance that meets your requirements.
• Tour agency – some tour companies offer complimentary travel insurance plans, but be sure to read the policy carefully before signing up to ensure you are adequately covered.

How to provide proof of Italy travel visa insurance?

When you purchase a Schengen travel insurance plan from World Nomads , you will receive an Insurance Certificate or Letter that you can download and print out. You must send this, along with the other required documents, to the Italian Embassy or Consulate.

Is having travel insurance important when traveling to Italy?

Travel insurance adds a safety net, protecting you from unexpected costs that could arise during your trip. For example, if you have an accident that requires medical attention while in Italy, travel insurance will reimburse your medical bills. Additionally, if you have trip disruption coverage and need to cancel or cut your trip short due to circumstances beyond your control, travel insurance could reimburse a portion of your prepaid expenses such as hotel and flight tickets.

What can Italy travel insurance cover?

Italy travel insurance plans can provide coverage for the following:

• Medical emergencies: If you encounter an accident or suddenly fall ill while in Italy, travel health insurance can cover the cost of medical treatment. However, you’re only covered for emergencies and accidents, not treatment for pre-existing conditions.
• Evacuation or repatriation: If you become seriously ill while in Italy and require evacuation out to your home country or elsewhere, evacuation coverage will cover the cost of the air ambulance. Repatriation coverage, on the other hand, refers to the transport of remains in the event of death.
• Optional coverage: In addition to travel health insurance, many insurance companies offer additional coverage, such as reimbursement for trip disruption, loss or damage of personal belongings, and liability insurance. However, these additional services come at an extra cost.

What are some things should you consider when choosing travel insurance for Italy?

When selecting the best travel insurance plan for Italy, consider the following factors:

• Policy maximum: This refers to the maximum amount of money that an insurance company will cover for medical expenses during your trip. In order to obtain a Schengen visa, you need insurance with a policy maximum that’s at least €30,000 or more.
• Coverage details: Most insurance companies provide detailed explanations of their plans on their website. Ensure you read about how much they will cover for each item and under what circumstances.
• Exclusions: Be aware of what the company will not cover, such as accidents resulting from driving under the influence and injuries due to adventurous activities.
• Schengen requirements: If you need a visa to visit Italy,  make sure you choose travel insurance that meets all Schengen requirements. Otherwise, it may result in the Italian Embassy/Consulate rejecting your visa application.
• Claims process: Ensure you understand the claims process before leaving, including how to file a claim, the required documents, and whom to contact.
• 24/7 assistance: Confirm if your insurance company has a 24/7 customer service line or if you have someone to reach out to during your stay in Italy.

What is the cost of travel insurance for Italy?

The cost of travel insurance for Italy varies as it depends on a few factors.

• The type and amount of coverage you choose will affect the cost, for example, policies that over coverage up to €30,000 will cost less than those with a maximum of €50,000 or €100,000.
• Your age is also a contributing factor. If you’re over 60, you will pay more due to increased risk.
• Additionally, the duration of your trip impacts the cost, with longer trips resulting in higher health insurance policy prices.
• On average, for a seven-day trip, you can expect to pay between €20 and €30 for travel health insurance for one person.

World Nomads provides travel medical insurance premiums for different durations of travel in the Schengen area and beyond. For more information, visit World Nomad’s website and create a free quote for your trip.

How to file a travel insurance claim

There are two methods for filing a travel insurance claim:

• Direct billing: In Italy, some hospitals will charge the travel insurance company directly for medical treatment without you having to pay anything. However, not all hospitals offer this option, and insurance companies typically have a network of hospitals that can bill them directly. Before you travel, it’s a good idea to confirm which hospitals are included in this scheme before receiving treatment.
• Reimbursement: You can choose to pay for your medical treatment upfront and then submit the bill to the insurance company for reimbursement. Remember, it’s essential that you keep all your receipts and prescriptions for medication, police reports for lost or stolen belongings, and proof of canceled flights.

Do US, Canadian, and Australian Citizens need travel insurance for Italy?

Although it’s not mandatory for US, Canadian, and Australian citizens to have travel health insurance for Italy, it can offer an extra layer of protection. Schengen Plus, Universal by Mutuaide, and Gold/Platinum by AXA are some of the travel health insurance plans that offer not only the mandatory insurance certificate required for an Italian visa but also extended coverage for Italy, all Schengen area members, EU countries, and the UK.

Is healthcare expensive for tourists in Italy?

Tourists without travel health insurance in Italy will have to bear the full cost of treatment themselves. While minor emergencies may not be too expensive, significant treatments like surgeries can quickly become costly.

It’s important to note that emergency services are not free of charge. There have been anecdotal reports of tourists not being charged anything for emergency services, but this is more likely because the incident was minor, and the clinic or hospital was not equipped to charge a tourist.

In any case, it’s always better to assume that you will have to pay for any medical treatment you receive in Italy. Italian citizens pay taxes that fund the country’s healthcare system and receive medical treatment mostly free of charge, but tourists do not benefit from this system and are subject to full costs.

Who should you call in an emergency situation in Italy?

In Italy, the following emergency numbers can be used:

• 118 for medical emergencies
• 113 for general emergencies (similar to 911 in the USA),
• 112 for national police (Carabinieri)
• 115 for the fire department

It’s also a good idea to note down the contact details of your country’s Embassy or Consulate in Italy.

Using EHIC vs. Getting travel insurance in Italy

Although an EHIC can provide medical attention in Italy for EU nationals in the same way as Italian citizens, it is not a substitute for travel insurance. The charges and co-pays for medical attention will still apply unless the individual has travel health insurance. Additionally, EHIC does not cover private healthcare, evacuation, trip disruption, liability, etc. It should also be noted that many Italian citizens have private health insurance.

Climate and health precautions in Italy

Italy is hot and very dry during the summers while winters can get quite cold and wet. Temperatures in Southern Italy reach 40°C in the peak of summer, making sightseeing exhausting so make sure you stick to the shade or spend that hottest part of the day indoors at a museum or poolside. During winter, do as the Italians do and ‘ vestirsi a cipolla ’ (dress like an onion), wearing several warm layers of clothing means you can stay comfortable when you’re going indoors and outdoors.

Get my complete guide to the best times to visit Italy which includes money-saving tips and ways to avoid crowds.

Car insurance for driving in Italy

A separate international car insurance plan is needed to cover Italy and other Schengen countries when driving to Italy. It’s important to note that regular travel insurance does not include car insurance. Your car insurance from your home country is also not valid in Italy either,  unless you are from an EU Member State. It’s also essential to check if your driving license and license plates are valid and accepted in Italy.

7 things to know before traveling to Italy

• Restaurants located near tourist attractions and popular landmarks tend to be overpriced, crowded, and offer poor-quality food.
• Italians tend to eat dinner late, so many restaurants will not open before 7 pm.
• A Coperto charge is paid when sitting down for a meal at a restaurant, usually ranging from €1 to €5 per person.
• Tickets for trains or buses should be validated at one of the machines at the station to avoid a fine.
• Carrying both cash and a card is advisable for smaller purchases.
• Electronic devices from the USA will need adapters and converters due to different plug shapes and voltages.
• Finally, booking tickets for landmarks in advance can save time and avoid long queues.

Don’t miss my complete guide to  Italy travel tips that will save you time, money, and disappointment.

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Italy Travel Insurance

Travel insurance for italy.

Italy's flair for arts, gastronomy, and architecture has long enchanted travelers from around the world. Whether you're here to gawk over the grand Florence Cathedral, watch an opera, or try the world's best pasta, Italy promises an adventure at every turn. But before you dive headfirst into this cultural kaleidoscope, let's discuss a crucial aspect of your Italian escapade: travel insurance . After all, in the grand opera of travel, a good insurance policy is your area of assurance, so you can focus on your Italian adventure without worrying about the unexpected bumps along the way.

What should your travel insurance cover for a trip to Italy?

At a minimum, your travel insurance to Italy should cover trip cancellation, trip interruption, and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage.  AXA Travel Protection plans are designed with these minimum recommended coverages in mind.

• Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Italy.

How does Travel Insurance for Italy work?

Imagine this: You just arrived in Italy, and are excited about the art-filled days that await. However, as you arrive at your hotel, there's an unexpected hiccup – your checked baggage has been delayed by the airline. Here's where the "Luggage Delay" benefit of your AXA Protection Plan comes in. Instead of letting the delay ruin your Italian escapade, your policy steps in to ease the inconvenience. The coverage can offer reimbursement for essential items like clothing and toiletries, allowing you to freshen up and start exploring the city without missing a beat. With AXA Travel Protection, your Italian escapade stays as smooth as a scoop of gelato on a sunny day.

Here's are how travelers can benefit from an AXA Travel Protection Plan:

Medical Benefits:

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits

• Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
• Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Additional Optional Travel Benefits:

• Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I need Travel Insurance for Italy?

While you don't have to get travel insurance for your trip to Italy, it's a good idea to consider medical coverage. Why? There are several reasons:

Emergency Medical Expenses: Italy has a robust healthcare system, but unexpected illnesses or accidents can happen. This benefit ensures coverage for medical expenses, including hospital stays and doctor's fees.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Luggage Delay: Italy is known for its fashion and unique shopping experiences. If your checked baggage gets delayed, the "Luggage Delay" benefit becomes relevant by offering reimbursement for essential items like clothing and toiletries, ensuring you can still enjoy your time in Italy without the hassle of waiting for your belongings.

How much does Travel Insurance cost for Italy?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans: 

• Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
• Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to Argentina will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

Our Suggested AXA Travel Protection Plan 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Italy hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses. The Platinum Plan is your go-to choice if you're looking for extra coverage for Italy’s experience. "Cancel for Any Reason" offers greater flexibility for those unexpected twists in your travel plans and the "Rental Car (Collision Damage Waiver)" offers assistance when you're out exploring Italy's stunning landscapes in a rental car. Travelers to Italy, particularly those with the AXA Platinum plan, can find unique value in the Loss Skier Days and Loss Golf Days benefits . Imagine planning a winter getaway in the Italian Alps or a golfing retreat in Tuscany. If unexpected slope or golf course closures disrupt your prepaid arrangements, these exclusive benefits may offer reimbursement, mitigating the costs associated with unused ski tickets or golf days,

What types of Medical Coverage do AXA Travel Protection Plans Offer?

AXA covers three types of medical expenses:

• Emergency Medical
• Emergency evacuation repatriation
• Non-medical emergency evacuation repatriation

Emergency Medical: Can cover medical expenses, hospital stays, and even emergency evacuations, covering the expenses of hefty bills and ensuring access to quality healthcare while away from home.

Emergency Evacuation and Repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness. 

Non-Medical Emergency Evacuation and Repatriation: Offers assistance in unexpected situations such as political unrest or natural disasters, ensuring safe and timely relocation to a secure location or repatriation back home. 

Are there any COVID-19 Restrictions for Travelers to Italy?

No. Italy has dropped all COVID-19 restrictions for travelers from the United States.

Traveling with pre-existing Medical Conditions to Italy? 

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.   Our Gold and Platinum  plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons,   

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plans with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation. 

1. Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2. When should I buy Travel Insurance for Italy?

Purchasing travel insurance for your trip is advisable as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14 days of making your initial trip deposit.

3. Do Americans need travel insurance in Italy?

You don't have to get travel insurance for your trip to Italy, but it's a good idea, especially considering how pricey unexpected medical expenses can be. This way, you're covered for unexpected health costs, and you have assistance and support from AXA if your plans unexpectedly change.

4. What is needed to visit Italy from the USA?

If you're a U.S. citizen planning a trip to Italy for tourism, business, or short-term study, you can stay up to 90 days without needing a visa. The essential travel document is your passport, which must be valid for at least three months beyond your planned departure from Italy. Additionally, it's a good idea to have proof of your travel purpose and enough funds for your stay.

5. What happens if a tourist gets sick in Italy?

If you become sick in Argentina, travelers with AXA Travel protection can contact the AXA Assistance hotline at  855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

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7 Best Italy Travel Insurance Plans Compared 2023

Updated on May 10, 2023 by Matthew H. Nash – Licensed Insurance Agent

• SwiftScore Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to Italy travelers. Learn more at the end of this page.

STARTING PRICE FOR 2-WEEK TRIP TO THE ITALY

CAN YOU CANCEL YOUR TRIP FOR ANY REASON? 

BEST  WEBSITE FOR

Comparing Policies

• Compare dozens of the best Italy travel insurance policies from all the major providers in one place
• Easily filter for the features you want and get support from their award-winning customer service team
• Founded in 2013, TravelInsurance.com has helped hundreds of thousands of travelers find affordable insurance coverage

• SwiftScore Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

BEST POLICY FOR

Travelers Aged 55+

• Pre-existing medical conditions are covered for a reasonable fee and they offer “cancel for any reason” as an add-on
• $2,000 COVID quarantine coverage available w/ Safe Travels Voyager plan
• Founded in 1998 and underwritten by Nationwide and GBG Insurance

BEST WEBSITE FOR

Filtering Plans

• This comparison website has the most comprehensive filters especially for Covid-19 which helps you search for the specific benefits you need
• They have “Zero Complaint Guarantee” which promises a fair claims process
• Established in 2003, Squaremouth has consistently been recognized for it’s exceptional customer service

BEST POLICY FROM

An Established Brand

• Well rounded, inexpensive travel insurance plans from an established and top rated global insurance company
• AXA has plans that cover pre-existing conditions and their “Platinum” plan covers “cancel for any reason” with an optional add-on. They also offer helpful 24/7 Worldwide Travel Assistance Services
• Founded in 1959 and underwritten by Nationwide

Adventure Travel

• Covers almost all adventure activities for a reasonable price for U.S. residents up to age 70 (worldwide up to age 65)
• Can insure up to 9 people in one family and the signup process is super easy
• Founded in 2002 and underwritten for U.S. travelers by Nationwide Insurance

Family Travel

• Their “Trip Interruption for any Reason” feature allows you to get a 75% reimbursement for any additional expenses if you decide to go home early from your trip
• They have a variety of insurance products to suit any travel needs
• Founded in 1993 and underwritten by Nationwide Insurance

Long-term Travel

• Ideal for digital nomads and long-term travel, available to anyone anywhere
• Scored lower because short-term travel coverage isn’t as robust as competitors
• Founded in 2018 and is underwritten by Lloyds of London

CAN YOU CANCEL YOUR TRIP FOR ANY REASON?

• Compare dozens of travel insurance policies from all the major providers in one place

Italy travel insurance FAQs

When should i buy italy trip insurance.

It’s best to purchase Italy travel insurance once you’ve booked your trip and paid any deposits necessary, especially when it involves Trip Cancellation benefits. Trip Cancellation protects you and any other travelers insured on your policy against unforeseen events or emergencies during your vacation. Therefore, the sooner you purchase it, the better. If you intend to get “Cancel for Any Reason” (CFAR) or Pre-Existing Condition coverage, you must do so within 14-21 days of booking your trip. Check with your preferred insurance provider for details.

Can I buy Italy travel insurance once my trip has begun?

It is always more advantageous to purchase Italy travel insurance before your trip has begun, but you can buy it once your vacation has started. Be aware that your benefits are only valid from the date of purchase and are not retroactive. In short, if you have a minor medical emergency on the second day of your trip but only get trip insurance on the third day, your insurance will not cover that event.

Is it worth getting “Cancel for Any Reason” insurance?

Cancel for Any Reason (CFAR) plans are optional upgrades you can tack on to your standard plan and are a perfect choice for those who are risk-averse or need added financial protection. The coverage allows you to do precisely as it claims and usually comes with a 75% reimbursement of nonrefundable trip costs not covered by your policy.

Will my Italy travel insurance plan cover the costs of canceled flights?

You can expect your Italy trip insurance policy to cover the costs of your canceled flight if the airline cancels service for 24 hours or more due to an employee strike, inclement weather or a natural disaster. However, you may have to cancel your flights for several reasons, but they must be for “approved” reasons per the terms of your plan to qualify for reimbursement. Examples of approved reasons include the injury and the illness or death of you or your travel companion(s).

Does trip insurance cover rental car accidents?

On the whole, travel insurance policies do not cover rental car collisions while you’re in Italy or any foreign country, for that matter. That said, some providers may have optional upgrades to cover such situations, but it’s important to note that they will not cover RVs, long-term rentals or luxury cars. You can also check if your auto insurance provider in the US offers coverage abroad. However, your best bet is to purchase additional insurance from your car rental agency, for which they charge an extra daily fee.

What should I do if my travel companions or I have an emergency during our vacation in Italy?

You can dial 112 (the European emergency line) for emergencies in Italy. It is a free call from any phone. If you don’t have a phone or need help, you can shout out “uno, uno, due!” (112) in a crowded area and someone is bound to call for you. Should you or any of your travel companions insured on your policy have a medical emergency, contact your trip insurance provider via the designated customer support hotline. They can arrange travel to the top hospital in your region and ensure it meets US standards.

What does Italy travel insurance exclude?

Your trip insurance plan’s benefits only extend to unexpected or unforeseen events. Your Italy policy may offer extensive coverage, but you must know what it does not cover. One of the major ones is canceling due to personal preference, whether due to an increased workload or no longer wanting to go on vacation with your planned travel companion. Of course, you can expand your coverage by purchasing your insurance through Seven Corners and opting for the Cancel for Any Reason upgrade . If you don’t have a clean bill of health, getting a pre-existing medical condition optional upgrade will be essential. With this extended coverage, your benefits will cover you for nearly all documented medical conditions. Remember that each travel insurance company limits when you can buy it. Most will require that you do so within 14-21 days of booking your trip (flights/accommodations/cruise). If you are pregnant, you will need to verify that any pregnancy-related issues qualify for coverage. Read the full policy details or confirm by calling your insurance agent.

Can I get travel insurance through my credit card companies?

Many credit card companies offer their cardholders “travel protection” for free, which covers the parts of your trip you pay for using your credit card, such as flights, rental cars and accommodations. This is not the same as getting Italy travel insurance since credit card companies do not cover emergency medical and evacuation services. Ultimately, benefits are usually far less robust than any Italy trip insurance plan you can get from a dedicated travel insurance company.

Typical problems tourists may experience while traveling in Italy and how to avoid them:

The great news is that you don’t need to worry about contracting exotic illnesses as you would in a tropical or subtropical country. The most common illness visitors to Italy suffer from is heatstroke (aka sunstroke), a serious concern between July and September. Since it can be fatal, there are several precautions you can take to minimize your risk. The first is to avoid being in the sun mid-afternoon when it’s hottest. Temperatures during Italian summers often hover in the 90-degree range and sometimes even break 100. The second is to consume minimal alcohol, as it’s incredibly dehydrating. The third is to drink plenty of water and freshly pressed juices (not bottled), the latter being particularly hydrating. And lastly, be sure to eat plenty of water-rich foods like raw fruits and vegetables, of which there is an abundance in Italy. That said, if you ever experience an increase in heart rate, high fever, confusion and delirium, vomiting, nausea, headaches, unusual sweating, loss of consciousness or any combination of these symptoms, seek medical treatment immediately. Heatstroke creates a swelling of the organs and, if left unchecked, can result in organ failure, brain damage or death. Additionally, it’s worth mentioning that Italy has its fair share of deadly critters, which can lead to various illnesses. For example, the asp viper is a poisonous snake whose bite can make you sick and even causes fatalities in up to 4% of incidents. Italy also has 6 other venomous snakes, all of which are part of the viper family, so keep your eyes open for them while you’re out hiking or walking in rural areas. Another critter that can land you in the hospital is the European black widow spider. While the initial bite may feel like little more than a pinprick, the symptoms become unbearable in the aftermath: disorientation, a quickly elevating fever, nausea and extreme muscle pains. Lastly, beware of jellyfish. Italy has over 100 species! The most troublesome one is the nomad jellyfish, whose tentacles will wrap around you and inject their venom, leaving you with a stinging, blistering rash lasting up to 3 weeks. If you suffer bites from any of these critters, get to a doctor quickly to minimize the symptoms.

One of the most frequent reasons for accidents among visitors to Italy is car and moped collisions. While Italians drive on the same side of the road as North Americans, they take a wilder approach to driving than most of us are used to, including occasionally treating traffic lights like mere suggestions. While Italians may be adept at navigating traffic and cruising skillfully along their winding coastal roads, most foreigners feel disoriented and overwhelmed. Combine this without knowing one’s way around, and it’s bound to lead to accidents. Like most places, slipping, tripping, and falling are common in Italy, especially when walking along old, uneven sidewalks and cobblestoned streets. Scrapes, bruises, and twisted or broken bones are inevitable. Always get your injuries checked out by a doctor, even if they seem minor. Other injuries can come from natural disasters, such as earthquakes and volcanic eruptions, adventure sports, and other outdoor activities. Skiing, particularly piste skiing, results in plenty of accidents and injuries each year. Always check the weather report before venturing out to hike, ski, swim, or do anything else nature-related.

While Italy is generally a very safe country to visit, bag-snatching and pickpocketing are commonplace in areas heavily frequented by tourists. They happen so frequently that you must be on guard when you’re out and about. So if you can avoid carrying a purse or backpack, definitely do so. A money belt is a much safer option and will put your mind at ease as you walk around and explore. If that’s not possible, you need to take a few precautions. First and foremost, always lock your valuables in your hotel room safe or padlock them in one of your suitcases. Another is to carry your backpack or bag on the front of your body to discourage thieves from unzipping it and helping themselves to your money and belongings. Lastly, whenever you’re in busy restaurants or cafés among other tourists, never hang your bag on your chair or leave it on an empty chair beside you. And leaving it on the floor is an absolute no-no unless you want to guarantee it will get stolen. In such circumstances, keep your bags on your lap. See our Safety section below for other scams and crimes you need to be aware of while traveling through Italy as well as extra measures you can take to ensure you have a safe and enjoyable vacation.

Emergency resources for Italy

Phone numbers.

If you need to reach the police, fire or medical emergency services, dial 112 from any phone. Should you need someone in your immediate surroundings to call for you, shout, “Chiamo uno, uno, due!” which means “Call 112!”. (It is pronounced kee-AH-mo oo-no oo-no do-ay.)

US embassy or consulate details

The United States has an embassy in Rome and consulates in Florence, Milan, and Naples. If you need further information on location, phone number, opening hours, and citizen services, visit the Embassy’s website . If you want to be extra careful, list your Italy travel itinerary with the Department of State’s Smart Traveler Enrollment Program . After doing so, you will receive relevant travel alerts for the time frame you’ll be in Italy. Furthermore, registering makes it easier for the US Embassy in Rome to communicate with you or your family in the States should an emergency arise.

Other local knowledge that is helpful for travelers

Accommodations.

Italy offers visitors a wide range of accommodations. From palaces (palazzi) and castles (castelli) that have been converted into extravagant luxury hotels, vacation rentals, bed and breakfasts (B&Bs), mid-range hotels to farm stays (agriturismo), there’s something for everyone. Since Italy gets tens of millions of tourists every year, reserving your accommodations well in advance is essential. Agriturismo has become famous as the ultimate eco-friendly way to experience Italy. Farm stays allow you to connect with nature and the local culture in ways other accommodation choices may not. Imagine waking up on a vineyard, strolling to a trailhead just a few minutes from your cottage, learning how to make olive oil, picking fruit with your local farmer, or experiencing homemade meals in the countryside. To find your ideal farm stay, check out the Agriturismo website .

Adventure Activities & Extreme Sports

From north to south, plenty of adventures are to be had in Italy’s great outdoors. Whether you decide to go hiking in the Dolomites, skiing in the Alps, scuba diving in Bacoli, kayaking in Naples, or white water rafting in Calabria, you’re bound to have a fantastic time. If you’re traveling during the high season, June through September, try to book your activities in advance to guarantee availability, even if it’s just a week or two early. Should you wish to protect yourself to the fullest with a medical emergency and evacuation coverage, get Italy travel insurance before leaving home for your trip.

Communication

You have several options to choose from when it comes to staying connected with friends and family back home and getting online during your vacation in Italy. The cheapest option is, of course, relying on free WiFi in hotels, Airbnbs, specific public spaces, and some restaurants. Free calling and messaging apps that rely on WiFi are a great no-cost solution. Be aware that café culture in Italy differs significantly from that of other Western countries: Most do not have WiFi. Instead, Italians view cafés as places for relaxing, socializing, eating, and drinking. Therefore, unless you walk into one of the few Starbucks in the country, you likely won’t see people typing away on their laptops. For travelers needing to be connected 24/7, you can take a couple of routes. First, ask your mobile carrier to add an international roaming plan for Italy to your account for your vacation dates. However, be aware that such plans only come with a little data and the overage fees can be steep. A second, more cost-effective approach is to get a prepaid SIM card once you arrive in Italy. You can get one from the following four carriers’ retail locations: Vodafone, 3, Wind, and TIM. Ensure you have your passport for the initial registration and setup. Of course, there is an in-between alternative: rent a WiFi hotspot (aka pocket WiFi) in Italy or online before you depart home. Doing so will allow you to get online whenever you need, regardless of whether you’re in a big city or a small family-run hotel in the countryside, at only a fraction of the price.

Like many other European countries, Italy uses the euro (€). Euro notes (bills) come in the following denominations: €5, €10, €20, €50, €100 and €200. That said, many businesses will not accept €200 notes. The €500 note was completely pulled from circulation in 2019, so never accept one or you will be cheated out of its supposed face value. As for coins, they have €0.01, €0.02, €0.05, €0.10, €0.20, €0.50, €1 and €2. If you find your pockets filled with coins, put them to good use by buying coffee and cannolis and tipping those who help you. You can get around Italy using a mix of cash and card, but never just cards. You will get the best exchange rates by using ATMs (bancomat) in Italy and withdrawing cash from your US bank account. Even with ATM fees, you will still get a better deal than exchanging US dollars at a money changer. Unlike in the US, ATMs in Italy dispense a variety of bill denominations, and some will even let you choose your denominations. Many small shops only accept cash, so be prepared for this. Use your debit and credit cards to pay for larger ticket items, such as rental cars, hotels, train tickets, tours and more. Just be sure you have credit and debit cards that do not charge you an “international transaction fee,” which is usually 3% of your total purchase. And always remember to notify your banks and card companies back home about your travel dates and destination, so they don’t freeze your account due to suspicious activity. Lastly, it is vital to mention that in Italy and most of Europe, card processing machines require you to enter your 4-digit PIN upon making a purchase instead of signing the sales slip. So be sure to memorize all your PINs before leaving home for your vacation in Italy.

Entry Requirements

Since Italy is part of the Schengen Area , which comprises more than 2 dozen European countries, you can travel between them visa-free for up to 90 days. After that, you must leave the Schengen Area. You are allowed a maximum of two 90-day Schengen visits per year. Another way to look at it is that you are allowed 180 days annually with no one visit exceeding 90 days in the Area.

Food & Drink

Italian cuisine is famous worldwide, and it’s no wonder why: Italy has the freshest and highest quality ingredients grown and produced domestically, recipes that date back centuries and flavor combinations that can leave you dreaming about them for years. In addition, Italians treat food with the respect and reverence it deserves and take their time eating. While Italians typically only have a cappuccino and cornetti (a croissant and brioche-like pastry) for breakfast, they are known for luxuriating in long, several-course lunches and dinners. If you want to live like an Italian on your vacation, understanding the course order for meals is essential. Before you begin your meal, you have an aperitivo consisting of a drink and a small snack. An antipasto follows it, an appetizer usually in a small plate of cheeses and cured meats. The next course is primo (meaning 1st), the first main dish. You can expect soup or a pasta dish (often vegetarian) for this course. As you may expect, the course that follows it is secondo (meaning 2nd), the second main dish, which is either a meat or seafood dish, along with a contorino, a vegetable-based side dish that they serve with the secondo. At this point, you’re probably wondering how long Italian meals are. If you are dining out or joining a big family home-cooked meal, expect it to last several hours. The secondo and contorino may not signal the end of a meal but don’t forget to mop your plate with a piece of bread. This is what the Italians call “fare la scarpetta.” An insalata often follows the main dishes, a small salad often dressed with extra virgin olive oil (EVOO) and a bit of fresh lemon juice. If you’re at a real feast, formaggio e frutta, a cheese and fruit plate, will likely follow. Finally, if you’ve made it this far, it’s time for dessert, also known as dolce. And just as the meal begins with a drink, it also finishes with a drink–two of them. First comes the caffè, a shot of espresso that you can sip slowly, and the second is the digestivo, a post-dinner alcoholic drink. Unlike in the US, you must ask for the bill/check (il conto) in restaurants. People take their time eating in Italy, and bringing you the bill without you asking would come across as rude. So, a simple “Il conto, per favore,” will suffice once you finish eating. Also, never ask for a “doggy bag,” as this is not done in Italy. Another aspect of Italian dining worth knowing is that despite being safe to drink, restaurants and bars rarely serve tap water. It’s simply not done. Instead, if you want water, you must buy it bottled. They call sparkling water frizzante and still water acqua naturale. Water is always served cold, but never with ice unless requested. Even then, don’t expect a glass full of ice. You’ll most likely get a few cubes at best. One of the best things about traveling around Italy is that every region is known for different types of foods. For example, pizza in Rome bears little resemblance to pizza in Naples. Just as the type of pasta made in the Emilia Romagna region (northern Italy) is distinctly different from that made in Campania (southern Italy). Pasta in the north is made from soft wheat flour. Whereas, in the south, it is made from durum wheat flour, which is denser and, to a discerning palate, creates an entirely different pasta. Exploring these culinary distinctions is one of life’s great pleasures. You could travel around Italy for a year and still not try every traditional dish the country offers. So, of course, pizza is a must-try during your Italian vacation. There are two types: Pizza Romana (from Rome) and Pizza Napoletana (from Naples). The former is paper-thin, often with little to no crust. In contrast, Pizza Napoletana is very doughy and made with a thick, bubbly crust all around it. Beyond the handmade pasta, pastries, tiramisu, risotto, fish, seafood, cheeses and olives, visitors love Italy’s cured meats and wines. After all, Italy is the world’s largest wine producer, and the affordable prices in relation to the quality of the wines will astound you. The country is divided into 20 regions, each specializing in different wines. If you want red wine, ask for vino rosso; if you want white wine, vino bianco. Cured and flavored meats abound in Italy, with the most common being pork. If you see pancetta, prosciutto di Parma, mortadella, prosciutto cotto or soppressata, you know they are various types of cured pork. In addition, you may find some cured chicken, turkey, game meats and beef, but they are much rarer. One thing that often baffles tourists is the Italian coffee culture, which barely resembles anything people from North America know. Italians are purists when it comes to coffee. No flavored syrups, 20-ounce drinks, milk alternatives or sugar substitutes exist. In Italy, it’s always coffee, sometimes milk and maybe a little sugar. And to be clear, they don’t serve gigantic pots of drip coffee with free refills. When Italians speak about coffee (caffè), they mean espresso. Most buy their coffee in a bar. Bars in Italy are all-day businesses that serve both coffee and alcohol. You will often notice locals standing around the bar or high tables polishing off their espresso shots quickly. However, when discussing breakfast, many will sit at a table and take their time with a cappuccino and pastry. (This is as serious as Italians get about breakfast.) Since ordering coffee is essential and very different from what most visitors are used to, let’s review your options: First, a shot of espresso, as mentioned above, is un caffè. Savvy baristas will ask you, “un caffè normale?” to which you should respond with “Sì.” They want to ensure you understand you’re not getting drip coffee but regular Italian coffee. If one shot of espresso is not enough, order a caffè doppio (2 shots), also called a doppio for short. If you want a thicker espresso made with an absolute minimum of water, order a ristretto (aka un caffè corto). For those who find straight espresso too strong, consider ordering a caffè lungo–a shot of espresso with added hot water. A lungo is more robust than an americano but not as large and far more common among Italians. If you want to enjoy a coffee later in the day but don’t want to be awake all night with a caffeine buzz, order a un caffè deca (decaffeinato). The sweet-tooths might wish to order un caffè con panna (espresso topped with whipped cream) or un caffè shakerato (shaken espresso with sugar and ice). One mistake tourists in Italy make is ordering a latte. Be aware that if you order a latte, you will get a glass of milk or, at best, a cup of steamed milk. If you want the equivalent you’re used to back home–espresso and steamed milk–you must order a caffè latte. Another drink that will confuse most Americans and Canadians is the macchiato, which means “marked.” In Italy, you have two choices: a caffè macchiato (espresso marked with a bit of milk) or a latte macchiato (milk marked with a bit of espresso). One thing to note is locals start with milk-heavy drinks in the morning, like a cappuccino (espresso with steamed milk and milk foam) and gradually transition to coffee drinks with little to no milk as the day progresses. Of course, there’s much more to Italian drinks than just wine and coffee. Limoncello is one of the most popular alcoholic beverages. It is made primarily in southwestern Italy from lemon peels, neutral grain spirit alcohol, sugar and water. A second famous alcoholic drink is grappa, a brandy made from the grapes leftover from winemaking. Lastly, order a spritz if you need to cool down on those hot summer days. It’s prosecco mixed with sparkling water and a bitter liqueur, such as Campari, Aperol or Cynar, served over ice with an orange slice. There’s so much more to Italian food and drink, but this is a great primer to get you started.

Getting Around

Visitors to Italy can rest easy knowing they can get around the country without dealing with all the challenges and expenses of renting a car (though that is an option too). Exploring far-flung corners is often quite easy between an extensive train network, a national bus system, and plenty of domestic flights and boats shuttling tourists between ports and resorts. Long-distance buses linking villages, towns and cities across Italy are quickly increasing. Traveling by bus is one of the most affordable ways to get around Italy and also provides the most flexibility, as it tends to reach areas the national rail system does not serve. Large bus companies like Flixbus and Megabus operate throughout Europe, including Italy. In addition, local buses operate in various towns and cities, but a visit to the nearest tourist center will be necessary to figure them out. Italy used to be infamous for its poor rail system. Still, over the years, the government invested significantly in high-speed trains, which has made domestic travel far more efficient and comfortable. If you want a reasonably-priced seat on a high-speed train, make an advanced reservation online. Trenitalia operates most trains nationwide, and their website is available in English. In addition, Italo , a privately owned company, runs several high-speed trains. Italy has three types of trains: Alta Velocità (high-speed trains), Regionale (cheapest and stop most frequently) and InterCity (shuttles people between major cities). Most trains have 1st and 2nd class cars, so pay attention to which class you book, especially when using a ticket machine. 2nd class trains are a great way to save as much as 50% on fares. Be aware that chances of getting refunds on train tickets or changing travel times and/or dates are slim to none. Lastly, many major cities in Italy have subway systems (metro), which your hotel or a nearby tourist office can explain to you. Being surrounded by the Mediterranean Sea on one side and the Adriatic on the other, along with numerous breathtaking lakes, ferries and boats, are a terrific mode of transportation in Italy. Most tourists catch ferries to Sicily, Sardinia, Capri, the Tremiti Islands and the Aeolian Islands. Long-distance, international ferries can also get you to Greece, Croatia, Spain, Tunisia, Albania, France and Malta. Sightseeing boats also operate on some of the more famous lakes, such as Como, Iseo and Garda. Renting a car is a popular choice among tourists since it provides more freedom in terms of time and destination. It allows you to travel breathtaking coastal roads far from bus and train routes, and stopping anywhere at any time is your prerogative. To rent a car in Italy, you will need your US driver’s license and an International Driver’s Permit, which you can get from your local AAA branch or apply for by mail (instructions are on their website). You can also rent motorcycles, Vespas and bicycles to explore this magical country. However, renting a car in Italy presents several challenges. The largest one is Italian drivers. While they drive on the right side of the road like in the US, Italian drivers are high energy and rather free-spirited in their approach to traffic lights, lane lines and road rules. There’s also the problem of parking. Parking, particularly in Italian cities, is a nightmare. Not only are parking spots hard to come by, it’s not unusual for cars to get smashed into or scratched.

While many Italians are conversant in English, especially in larger cities, it’s always helpful to know a bit of the language to help you along as you explore the country. Moreover, Italians will appreciate your effort and often go out of their way to help you. So, aside from the basic numbers–which you should learn if you plan to shop at markets– here are some useful words and phrases to get you started:

• good morning (formal) – buon giorno
• good afternoon (formal) – buon pomeriggio
• good evening (formal) – buona sera
• good night (formal) – buona notte
• Hello (informal) – ciao
• goodbye (informal) – ciao/arrivederci
• goodbye (formal) – arrivederla
• see you soon – a presto
• see you later – a più tardi  
• see you – ci vediamo
• until next time – alla prossima
• have a good day – buona giornata
• have a good evening – buona serata
• please – per favore
• thank you – grazie 
• many thanks – grazie mille
• you’re welcome – prego
• excuse me (formal) – mi scusi
• excuse me (informal) – scusa
• I’m sorry – mi dispiace
• Do you speak English? – Parla inglese? (par-lah in-glay-say)
• I don’t speak Italian – Non parlo italiano
• I don’t understand – Non capisco
• don’t worry – tranquillo/tranquilla (depending upon whether you’re 
• speaking to a man or a woman) 
• yes – sì  
• maybe – forse
• I don’t know – No lo so
• I don’t think so – Penso di no
• Where is ____? – Dov’è ____?
• American embassy – l’ambasciata americana
• train station – la stazione ferroviaria
• bus station – la stazione degli autobus
• bus stop – la fermata di autobus
• airport – l’aeroporto
• police station – la stazione di polizia
• city/town center – il centro
• city/town square – la piazza
• hospital – l’ospedale
• coffee shop/bar – caffè/bar 
• a good restaurant – un buon ristorante
• supermarket – il supermercato
• bathroom – il bagno
• left – la sinistra
• right – la destra
• near – vicino
• far – lontana
• turn left – gira a sinistra
• turn right  – gira a destra
• go straight – vai diritto
• go back – vai indietro
• go that way – vai in quella direzione
• Help! – Aiuto!
• ambulance – un’ambulanza
• hospital – l’ospedale
• pharmacy – la farmacia
• pain – dolore injury – danno

Local Customs & Etiquette

Unlike in the US and Canada, only ask someone how they are doing if you are genuinely curious and want an answer. Otherwise, a simple “Buongiorno” or “Buonasera” will suffice. Also, when entering a shop or place of business, always greet the staff formally with “Buongiorno” or “Buonasera,” depending on the time of day, and make eye contact with the person or people. When you leave, say “Arrivederci.” Follow this social norm to avoid being thought rude and potentially receiving poor service. Should you make a new Italian acquaintance, make eye contact, shake hands, state your name and say “Piacere,” meaning pleased to meet you. That said, if you have Italian friends, you’ll notice that the norm, regardless of whether you are male or female, is to greet one another with a kiss on each cheek, starting with the left. Even if you’re not religious, Italians want visitors to respect their churches and basilicas by dressing and conducting themselves appropriately. The proper attire includes tops that cover your shoulders and long pants or skirts, ideally ankle-length. Refrain from eating or drinking when you’re in such places of worship and always whisper if you speak at all. Always give Italians and other Catholics the space and silence they need to pray. This includes switching off your phone while you’re inside. Like other Southern European countries, Italy has a flexible relationship with time. Arriving early is not done. Most Italians will show up to a meeting or a dinner party a few minutes late, and it’s not considered rude. Even public transport is rarely on time. As you may have guessed, Italians take mealtimes very seriously, especially lunch, known as pauza di pranzo (lunch break). Italians usually take from 1-4 pm off during the weekdays, closing their businesses during this time. Some Italians combine lunch and a nap before returning to work at 4 pm for at least another 3 to 5 hours. While this routine is slightly less rigid in larger metropolitan areas, it’s still prevalent in towns and villages. Furthermore, Italians are known for eating dinner late. A typical time is between 9 and 10, though seeing Italians finally sit down to dinner at 11 pm is not unheard of. You’ll be lucky if you can get a table before 7:30 pm. If you get hungry between lunch and dinner, have an aperitivo to tide you over. Italy’s aperitivo, a drink and a small snack, is comparable to Spain’s tapas. To maintain a positive rapport with locals, avoid getting drunk. Italians see wine and other alcoholic drinks as pleasures to pair with food. Only very rarely will you see grown Italians drinking to get drunk, except by the younger crowd on occasion. Should an Italian invite you to their home for dinner or Sunday lunch, be prepared to be wowed by a homemade feast. The polite gesture would be to bring pastries to share with everyone, flowers or a fancy box of chocolates. Pace yourself while eating. Italians take their time with food, so follow your host’s lead. Be aware that finishing everything on your plate is a massive compliment to the cook and an invitation to be served seconds. Italians are known for communicating with their hands and facial expressions as much as their words, if not more so. They are also very tactile and affectionate, so don’t be alarmed. Should you meet a man or woman who is older than you, greet them accordingly with “Signore” or “Signora” to show respect.

Safety & Scams

There’s a lot to keep in mind regarding safety in Italy, despite it being a relatively safe country to visit. As mentioned in the earlier section on muggings, bag-snatching and pickpocketing are unfortunately common in high-density touristic areas. An obvious scam that happens nearly everywhere is taxi drivers trying to operate without switching on their meters. Refuse service from any taxi driver who tries to pull this on you. Remember, all taxis in Italy are regulated, so steer clear of those driving unmarked vehicles without meters. Also, note that it is legal for taxi drivers to charge you per item of luggage and an additional fee to cover the distance they drive to pick you up if you book them in advance. Unless you want to end up with a €300,000 fine, do not purchase counterfeit designer goods, such as fur coats, scarves, purses, sunglasses and more. Buying or selling imitation goods is illegal in Italy. If a well-dressed man, typically in a suit, claims to be in the fashion business and has some samples from a trade fair he worked at, do not show any interest. He will inevitably attempt to sell you fake designer gear and cheat you of several hundred or thousands of euros. The Roma people, usually referred to as gypsies in English, are known for operating several scams on tourists, mainly in Rome, Florence and Naples, for several decades now. You will often see Roma women sitting on the side of the street begging with a sedated infant or Roma children deployed by their parents in groups to beg in tourist areas. Sometimes, they prioritize pickpocketing. One will distract you with a ruse, a plea for help or an attempt to sell you something, while one of their buddies will snatch whatever is easily accessible in your pockets. Another scam to avoid is those who try to “help” you use ticket machines in major train stations or to carry your luggage, claiming to be official porters. Such positions once existed in Italian train stations but no longer do. Usually, one of two motives are at play: an attempt to rob you or charge you a small fortune for their “service.” Unfortunately, some of the worst scammers are restaurants, bars and cafés in public squares or adjacent to important historical sites. Many of these places will overcharge you. This can be officially done by listing high prices on their menus or simply charging you whatever they wish at the particular moment you ask for the bill. You can do many things to safeguard against being ripped off. The first is to steer clear of these businesses and frequent restaurants and bars that are, at the minimum, 3-4 blocks away. They are usually less crowded and offer a more pleasant overall experience. Also, whenever you’re in restaurants, ask to see a written menu, so you are aware of the prices. This will help you clearly understand what you can expect to pay. Furthermore, if you ask for the check and they hand you a handwritten version, request the official tax receipt, aka ricevuta fiscale. These are usually printed and the business must pay tax on whatever amount is on the ricevuta fiscale. While this process reduces tax evasion, it also conveniently discourages them from overcharging you. Finally, do not hesitate to call the police at 112 if you suspect a business is trying to cheat you. Lastly, if you wish to avoid scams, do your best to blend in with the Italians. Drink your coffee at the bar, do not stand in the middle of the sidewalk or street looking at a guidebook or map, always dress in classic or chic clothing and look well-presented, including styling your hair and/or wearing makeup. Avoid wearing sports gear (running shoes included), skimpy clothing, flip-flops, clothing with brand names and logos plastered across it, or items in poor condition. Additionally, do not carry a backpack, as it’s a dead giveaway that you’re a tourist.

For the longest time, tipping was not customary in Italy. However, with tourism skyrocketing over the last few decades, tipping is becoming more accepted and sometimes even expected. Nevertheless, there are no hard and fast rules around tipping, other than whether to tip or not rests solely with the customer. Workers who do not receive tips are taxi drivers, hair stylists, barbers, massage therapists, other spa staff or bar staff (unless you receive table service). In restaurants, it’s important to note that you may see two separate charges included on your bill/check (conto) that may not be familiar. The first is a service charge of 10-15% (servizio incluso) that goes to the staff. Even when a service charge appears on the bill, many people will leave an extra tip or round up if the service was excellent. For example, if the bill is €56, leave €60. The second is called a coperto, and it covers the bread, olives, olive oil and other extras your server brings to your table. This charge ranges anywhere from €1.50-€4 per diner at your table, depending on the restaurant and what it provides. Unlike in the US, though, people do not leave tips if their food is unsatisfactory or the service is poor (or downright terrible!). Therefore, do not see tipping as obligatory. Instead, see it as a way to show appreciation for a job well done. Two other unspoken rules for tipping in Italy are to always tip in cash and never hand a tip (mancia) directly to a restaurant server. Instead, leave it on the table. Giving it directly to a server is considered rude and obnoxious. However, if you are sitting at an outdoor table in a busy or touristy area, you should hand your payment and tip to the server all at once and tell them to keep the change. This will help prevent it from getting stolen. That said, people consistently tip hotel staff. Leave your housekeepers €1-2 each morning so that the person who cleans your room that day benefits. If you leave it on the last day, it may all go to one cleaner, even if they didn’t clean your room on the previous days. €1 should suffice for the doorman, €1/bag for porters and €5-€10 for the concierge, depending on how complex or time-consuming your request may be. Room service staff generally don’t expect tips, but it’s a nice gesture to leave €0.50-€1 on the tray. The last type of worker you should tip is tour guides, mainly because tips are their primary source of income. If you join a free walking tour that is 2 hours or less, tip your guide €10-€15 per person. For longer tours, increase your tip accordingly. And for larger paid tours, an appropriate tip is €5 per person for a half day and €10 per person for a full day. If you’re in a smaller group, you can determine the right amount to tip per person by taking 10% of the individual cost to join the tour.

A final note about travel insurance for the Italy

I have spent dozens of hours researching travel insurance, including getting quotes and comparing coverage from all the most popular brands. Regardless of where you’re going I am confident that you will also find that TravelInsurance.com offers the best way to compare policies with the ideal combo of coverage and price.

I wish you and yours an incredible journey.

SwiftScore Ranking Methodology

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Do I need travel insurance to visit Italy?

Our top picks for the best italy travel insurance, how much does travel insurance for italy cost, reasons you should get travel insurance for italy, what type of travel insurance do i need for italy, where do i get travel insurance for italy, how to choose the best travel insurance for italy, italy travel information & requirements, tips for traveling to italy, faqs - travel insurance italy.

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Italy Travel Insurance: Trip Requirements, Tips & Safety Info

• Based on our research, our top picks for Italy travel insurance come from Generali Global Assistance , Tin Leg , Travel Insured International , AXA Assistance USA , and IMG Global ( skip ahead to view these plans ).
• Travel insurance can protect the financial investment you made in your trip by helping you get reimbursed for prepaid travel expenses when something goes wrong.
• This type of coverage can also pay for emergency medical care you require overseas, as well as emergency evacuation to a nearby hospital or even your home country.
• While any type of travel insurance is better than nothing, you should strive to purchase a plan that includes travel health insurance, trip cancellation insurance, trip interruption coverage, baggage insurance and more.
• We recommend using an online comparison tool to find the right travel insurance for your trip to Italy. This way, you can compare multiple quotes and get a clear overview of the options available.

With its incredible historic sites, delicious food, cultural treasures and beautiful scenery, Italy is one of the most popular tourist destinations in Europe.

That said, it’s smart to make sure your trip to Italy is covered with a comprehensive travel insurance plan.

With the right kind of coverage, you can ensure your financially protected in situations like the following:

• Your trip is delayed or cancelled
• You get sick or injured in Italy and need medical care
• You need medical evacuation to a hospital or back to your home country
• Your luggage is lost or stolen in transit

Read on to find out how much Italy travel insurance will cost and everything you’ll want to have included in your policy.

Our top picks for the best italy travel insurance

• Tin Leg: Best for Medical Coverage
• Generali Global Assistance: Best for Basic Overall Coverage
• Travel Insured International: Best for Non-Medical Evacuation Coverage
• AXA Assistance USA: Best for Trip Cancellation Coverage
• IMG: Best for Last-Minute Coverage

Generali Global Assistance

Travel insured international.

It is not mandatory to purchase travel insurance for Italy. However, traditional U.S. health insurance plans do not work in Italy , neither do government-sponsored plans like Medicaid or Medicare. Travel insurance will cover unexpected medical costs and protect your trip costs against unforeseen cancellations.

Best for Medical Coverage

Why we like it.

Editor's take

Tin Leg is known for offering high-quality travel insurance coverage at a competitive, reasonable price.

All Tin Leg policies have an A- rating or better for their financial strength from AM Best. We like the Tin Leg Gold plan because it offers great medical and evacuation coverage limits at an affordable price.

This plan comes automatically with trip cancellation and interruption coverage for coronavirus and other covered instances, as well as up to $500,000 in emergency medical expense protection and up to $500,000 in coverage for emergency medical evacuation, just in case something were to happen while on your Italy trip.

You may also qualify for travel delay protection, baggage insurance, and insurance that protects against missed connections on your way to Italy.

Read our full review

• Excellent primary coverage for medical expenses
• High limit for emergency evacuation coverage
• Optional cancel for any reason (CFAR) coverage available
• Comes with coverage for hurricanes and inclement weather
• Coverage for pre-existing conditions is available if purchased within 14 days of the trip deposit
• Baggage delay coverage requires a 24-hour waiting period
• Low coverage limits for baggage and personal effects

Best for Basic Overall Coverage

Generali Global Assistance offers high coverage limits for medical expenses, emergency dental expenses, emergency medical evacuation coverage, and more for your trip to Italy.

This travel insurance provider offers three tiers of travel insurance coverage to suit your needs:

• Standard plan
• Preferred plan
• Premium plan

If you’re looking for basic coverage at an affordable price point, the Standard plan may be just what you need. This plan offers coverage for up to 100% of the insured trip cost for cancellation and up to 125% of the insured trip cost for interruption. It also offers $1,000 per person in baggage coverage, up to $50,000 in medical coverage, and $250,000 in medical evacuation coverage.

This plan can help ensure you and your traveling companions are covered in case something would happen on your travels to and around Italy.

• Lowest cost of all Generali Global Assistance plans
• 24/7 emergency travel assistance included
• Telemedicine included
• Lower coverage than other Generali plans
• Pre-existing conditions are not covered by the Standard plan
• No coverage for accidental death and dismemberment during on-land travel

Best for Non-Medical Evacuation Coverage

Travel Insured International offers two plans, Worldwide Trip Protector Edge and Worldwide Trip Protector. Of these two, we recommend the Worldwide Trip Protector plan for your trip to Italy due to its superior coverage.

Worldwide Trip Protector covers 100% of the insured trip cost due to cancellation, 150% of the insured trip cost due to interruption, as well as $1,500 for trip delays and $500 for baggage delays after only 3 hours. It also includes $100,000 worth of secondary medical coverage and $1 million worth of evacuation coverage. it also offers $150,000 worth of non-medical evacuation coverage, which provides transportation during a natural disaster or during civil or political unrest.

• Travel delay coverage kicks in after just six hours
• Generous $150,000 non-medical evacuation coverage
• CFAR and IFAR coverage not included
• Baggage delay coverage only kicks in after 12 hours
• No rental car coverage

Best for Trip Cancellation Coverage

Axa assistance usa.

Since AXA Assistance USA offers three coverage levels, you can tailor your policy for Italy to suit your needs and budget. These levels are:

We recommend the Platinum plan from AXA Assistance USA for your trip to Italy because it includes trip cancellation coverage worth up to 100% of non-refundable travel expenses and $1,250 in travel delay coverage. It also offers $1 million in medical evacuation protection, $250,000 in insurance for medical expenses, $100,000 in coverage for non-medical emergency evacuation, and more.

• High coverage limits in every category. Extremely comprehensive
• Includes identity theft coverage & non-medical evacuation coverage
• CFAR coverage reimburses 75% of prepaid travel expenses
• Coverage cannot be extended unlike other plans
• Medical limit is lower than other cheaper plans, but still sufficient

Best for Last-Minute Coverage

We like IMG Global because it offers a variety of plans you can purchase up until the day before you depart for your trip to Italy.

The iTravelInsured Travel SE plan comes with plenty of benefits for families and groups who need to secure coverage for an affordable price. Individuals up to the age of 99 can purchase a plan.

This plan will cover trips lasting up to 180 days, meaning you can spend almost 6 months at your destination and be covered the entire time. It includes trip cancellation coverage worth up to 100% of the trip cost and travel interruption coverage worth up to 150% of the trip cost. Other coverage benefits include up to $2,000 for trip delays, up to $250,000 for emergency medical expenses, and up to $500,000 for emergency evacuation and repatriation of remains.

• Purchase your plan up until one day before you depart
• Generous limits for trip delays, emergency evacuation, and more
• Pre-existing condition waiver available if purchased within 20 days of initial trip deposit
• Coronavirus-related medical expenses covered
• Plan gets notably more expensive with age

The cost of travel insurance for a trip to Italy depends on a variety of factors, including the age of the people traveling, the length of the trip, the total cost of the trip, and the type of coverage included in the plan.

One of the biggest factors that affect your overall insurance costs is the types of coverage included in the plan. Higher rates of emergency coverage and emergency evacuation coverage can raise the price. Also, added extras such as sports and activities cover, rental car damage or hurricane and weather cover can all increase the overall cost of your plan.

To give you an idea of the costs required for Italy travel insurance, we got quotes from six different providers for a $6,000 vacation. The quotes were for two 40-year-olds taking a seven-night trip on land in September of 2024.

The average cost of travel insurance to Italy is approximately 5-7% of your total trip cost.

Pickpockets and petty crime

As seen in the US Department of State guidelines , pickpocketing and petty theft can be commonplace throughout major Italian cities, especially in areas where vast crowds gather or spots frequented by unassuming tourists. It is also not unheard of for thieves to use mopeds as a means of snatching valuables from unsuspecting tourists. All of this means that visitors in Italy, especially busy cities such as Rome, Naples, and Milan should take extra precautions to keep valuables secure and safe.

Taking out insurance policies that offer coverage for lost, stolen, or damaged items while traveling will provide peace of mind and reassurance should you become a victim of any incident of theft or pickpocketing.

Travel insurance can reimburse you for any stolen, lost, or damaged personal items.

Risk of trips and falls

Throughout the peninsula, Italy is dotted with numerous cobbled streets, unstable historical sights, and winding vineyard trails. No visit to the land of Ancient Rome and wine would be complete without a visit to such places, but it’s not without its risks.

An unforeseen roll of the ankle on a vineyard valley path or a broken toe on the cobblestones of Rome could have you heading straight for the Emergency Room. Having a medical travel insurance plan can cover you for any unforeseen accidents during your vacation through Italy.

Medical travel insurance can cover you for any injuries, illnesses, or accidents you encounter during your vacation to Italy.

Terrorism concerns

Although the risk of terrorist attacks is seen as low in Italy, much like neighboring European nations, it’s not without basis that attacks are feard . With the recent rise of Islamic extremism across Europe, possible terrorist attacks are possible across Italy’s major cities.

Many travel insurance policies can cover you for emergency evacuations, emergency medical assistance, cancelations, or interruptions due to terrorist activities. This is why it’s important to find a comprehensive insurance policy.

Travel insurance often allows reimbursements for cancellations or interruptions to your trip as a result of terrorist threats or attacks.

Earthquakes and volcanic activity

As Italy is located on the tectonic plate boundary of the Mediterranean Sea, the country has many instances of earthquakes and volcanic activity. As seen in the US Geological Survey , the last major quake was in 2016 around the commune of Visso. Although earthquakes are generally rare, it’s important to keep up-to-date with local reports and seismic activity around your vacation destination.

Many insurance policies offer coverage for delays, cancellations, interruptions, and natural disasters. Opting for this level of coverage will ensure you do not lose out financially should the worst happen during your visit to Italy.

T ravel Insurance can cover you for missed connections and travel delays due to reasons out of your control.

Many travel insurance policies can be broken down into two main categories. However, what your travel insurance plan for Italy covers will all depend on the type of policy you purchase. Let’s take a look at the two major travel insurance categories:

• Medical-based travel insurance 
• Comprehensive travel insurance

Medical-based travel insurance

Medical-based travel insurance is the most basic level of insurance you should purchase for your trip to Italy. Policies offering just medical-based insurance are also often the cheapest forms of insurance you can buy. Medical travel insurance will protect you should you fall ill or require any emergency medical treatment while visiting Italy.

As government medical insurance such as Medicare and Medicaid will not work while you are traveling in Italy, not having medical insurance will leave you out of pocket and picking up a huge bill.

Medical-based travel insurance policies usually cover two separate coverage limits for medical emergencies and emergency medical evacuations:

• Emergency medical insurance: At the very minimum, we recommend purchasing a travel insurance policy that covers medical emergencies. This type of coverage will protect you should you require any hospital treatment such as blood tests, IV fluids, and other types of medical care during your trip.
• Medevac insurance: Having medical evacuation insurance will ensure you are covered should you need to be transported to the nearest suitable medical facility in an emergency.

Medical plans will not cover you for far more in-depth travel insurance add-ons such as trip cancellations or trip cost reimbursement. If you require this added extra, you should opt for a far more comprehensive travel insurance plan.

Comprehensive travel coverage

When you purchase your travel insurance plan for Italy, you will have the option of choosing plans that reimburse you for non-refundable prepaid trip expenses and plans that don’t. If you require coverage for such things as trip cancellations , trip interruptions, travel delays, and the loss of personal items, you should purchase a policy that covers trip cost reimbursement. 

Your vacation to Italy could easily be interrupted or canceled due to unforeseen circumstances such as adverse weather conditions or political unrest. If this is the case, you will need to buy a policy that offers cancellation and interruption coverage for prepaid, nonrefundable expenses to claim your money back. 

Optional add-ons

Some travel insurance policies for Italy will offer to cancel for any reason (CFAR) insurance . With this type of coverage, you can cancel your travel plans for any reason at all and still get back around 50% to 75% of your prepaid travel expenses. Including CFAR insurance within your plan will allow you far more flexibility and peace of mind should you change your travel plans.

You can purchase travel insurance for trips to Italy online or in person.

Here are some of the best places to find a travel insurance policy for your trip to Italy:

• Travel insurance company: Major travel insurance companies like AXA Assistance USA, IMG and Seven Corners all let you buy travel insurance directly from their websites. All you have to do is enter your trip information to get a quote, and you can pay for coverage online and have it in place before your trip.
• Insurance comparison site: You can also use a site like Squaremouth to compare multiple travel insurance policies in one place. This platform lets you enter your information once to save time, and you can compare pricing across multiple companies before you buy.
• Travel agent: You can also work with a travel agent to set up a travel insurance plan. They can advise you on the types of coverage you need and help you compare prices across multiple providers and plans.
• Tour companies: You may also be offered travel insurance through your airline, cruise line or tour company. These policies can be somewhat limited, however, so you’ll want to compare them with comprehensive travel insurance policies from major providers before you buy.

The following tips can help you find the best travel insurance policy for your needs and budget.

Compare multiple providers and policies.

The best way to find the right policy involves shopping for plans from at least three travel insurance companies. From there, you’ll also want to compare multiple policies from each company based on the amount of coverage you need.

Look at coverages and policy limits.

As you compare plans, make sure you’re looking at the types of coverage you get and the total limits for each. After all, some plans have incredibly low limits for medical expenses or medical evacuation, and these low limits can leave you financially vulnerable.

Decide if you want the option to cancel for any reason.

If you want to be able to cancel your trip to Italy for any reason at all, consider plans that let you add on optional CFAR coverage. You’ll pay more for these plans, but you’ll get 50% to 75% of your prepaid travel expenses back if you decide you can’t go.

Think over your unique needs.

Finally, consider what you need the most from travel insurance before you buy. If you have a pre-existing condition, for example, you’ll want to check your plan comes with a pre-existing conditions waiver and that you know what it takes to qualify.

Italians all go on vacation at the same time

With temperatures regularly climbing as high as 35C, Italians often collectively choose the month of August to go on vacation. During the mid-August holiday of Ferragosto, numerous Italians will vacate the heated cities and head for the coasts en masse. Throughout the peninsula’s popular coastal vacation spots, prices may rise, crowds increase and the city’s interiors may become fairly empty. It’s therefore important to book your accommodation well in advance if you plan to travel to Italy during the summer months.  

Italian meal times

Italy and Italians are not only famous for their food but also for their food-related rules. ‘No cappuccino after 11 am’ is arguably the most well-known, yet there are other food culture norms such as Aperol spritz is considered a pre-dinner cocktail and limoncello is regarded as an after-dinner drink. Expect to dine later than you would back home, lunch takes place around 1 pm and dinner rarely begins before 8 pm. Familiarizing yourself with these little nuances can help you get the most out of your of trip to Italy.

Tipping is not obligatory

Unlike much of the US, most staff in the Italian service industry don’t rely on tips to get by. Although it’s always a nice gesture and appreciated, don’t feel obligated to tip every time you sit down in a bar or restaurant.

Is Italy in the Schengen area?

Italy is located in the Schengen area, which is made up of 27 European countries that allow free travel between them. This makes it easy to visit several different countries during your travels overseas. For example, you could visit Italy for part of your trip, then take a train or quick flight to other Schengen countries like France or Spain.

Do I need a visa or passport to visit Italy?

While tourist visas are not required if you’re planning to visit Italy for less than 90 days , you will need a passport to enter the country.

Your passport must be valid for at least three months beyond your planned departure date from the Schengen area, although Italy recommends having a minimum of six months of validity. You’ll also need to have two empty passport pages to receive an entry stamp.

Beginning in 2024, Americans traveling to Italy will need to fill out a European Travel Information and Authorization System (ETIAS) application and pay an entry fee of $8 to visit Italy and other European countries that are co-signers of the Schengen Agreement.

Digital nomad visa for Italy

As of March 2024, Italy has released a new digital nomad visa . This visa will allow skilled workers from non-EU member states to stay and work in Italy for a whole year. Skilled workers are defined as those who have an annual income of at least three times the minimum level required for exemption from participation in healthcare costs in Italy - this is around $30,000.

As travel health insurance seems to be the biggest stipulation for being granted the visa, you should ensure you take out a robust plan that will cover the entirety of your stay in Italy.

Are there still COVID-19 restrictions in Italy for U.S. visitors?

While Italy once had some of the most stringent COVID-19 restrictions for travelers wanting to visit from overseas, all requirements have since been dropped. This means you can visit Italy with or without a coronavirus vaccine, and you no longer need to be tested for COVID before your trip. Since the pandemic, the vast majority of travel insurance plans now include COVID-19 coverage as they would cover treatment of any other illness.

Am I required to have travel insurance to visit Italy?

Italy does not require international visitors to have travel insurance unless they need a Schengen visa. However, this doesn’t mean you shouldn’t have coverage that protects the financial investment you made in your travel plans.

Am I required to have health insurance to visit Italy?

Italy does not require those traveling to the country without a Schengen visa to have health insurance. However, not having travel insurance with adequate coverage for medical expenses means you’ll have to pay for the medical care you receive out-of-pocket.

Do US citizens get free healthcare in Italy?

U.S. citizens do not get free healthcare in Italy. This is yet another reason to get international travel insurance before your arrival.

How much is travel insurance for Italy?

Based on our estimates, travel insurance for a $6,000 trip to Italy for two 40-year-olds may cost between $250 and $380.

How much is a hospital visit in Italy?

The cost of a hospital visit in Italy varies dramatically based on the type of care you receive. If you want to avoid surprise bills during your trip overseas, your best bet is to have travel insurance with medical coverage in place before you go.

Holly D. Johnson is an award-winning personal finance writer who covers topics like insurance, investing, credit and family finance. As a leading voice in the travel and loyalty space, Johnson has traveled with her family to more than 50 countries over the last decade.

The author has also written extensively on the power of household budgeting, and she even co-authored a book on the topic. Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love was originally published in 2017, and it teaches families how to use zero-sum budgeting to reach their financial goals. She is also the co-owner and founder of the family finance and travel website, ClubThrifty.com.

Johnson’s 10+ years of writing have focused on helping families make important financial decisions at each stage of their lives. The author also applies the financial principles she teaches to her own life, and she is currently on track to retire in her late 40’s with her partner. She currently lives in Central Indiana with her husband and children, and she is a regular contributor for Bankrate, CNN, Forbes, U.S. News and World Report Travel and many other notable publications.

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Do I need Travel Insurance to visit Italy?

Body Italy has some of the most popular tourist spots in Europe, thanks to its blend of breathtaking historical sites- ranging from Ancient Rome through the Renaissance to the modern Vatican- its incredible food, beautiful scenery, diverse sporting activities, and cultural cachet. It is no wonder the home of pizza and Vivaldi attracts millions of visitors every year.

Whether you’re visiting the Roman ruins, Florence, Naples, the Alps, or looking for chic outfits in Milan, AXA’s Schengen Travel Insurance offers extensive protection for those travelling to Italy, covering medical expenses up to €100,000 in Italy and other Schengen Area countries. It also allows you to obtain the compulsory travel insurance certificate required with your Schengen visa application.

Who needs travel insurance to visit Italy?

• Who needs a Schengen visa to enter Italy?

Why choose AXA Schengen Travel Insurance for Italy?

What does axa schengen travel insurance for italy offer.

• Which AXA Schengen Travel Insurance offer is best for me?
• Useful Information to prepare my Italian trips 

Travel insurance is compulsory for those who need a Schengen visa to enter Italy. Italy is one of the 27 countries belonging to the Schengen area . Depending on your nationality and your country of origin, you might need a Schengen visa to enter Italy and/or to visit any other member state. When applying for your Schengen visa, you will need to provide proof that you have subscribed to the proper travel insurance. Travel insurance is thus mandatory to obtain a Schengen visa. What is a Schengen visa you ask? Find out here: https://www.axa-schengen.com/en/schengen-visa-countries

If you don’t need a Schengen Visa, travel insurance is optional but still strongly recommended as medical costs can skyrocket for foreigners, including for consultations, prescriptions, hospitalisation, etc.

Who needs a Schengen Visa (and thus travel insurance) to enter Italy?

If you come from a country which hasn’t signed a visa waiver agreement with the European Union, you will need a Schengen Visa to visit Italy or any other Schengen country. This concerns several countries from the Maghreb, Africa, Asia, the Middle East, Russia, India, and others. This concerns the citizens of over a hundred countries. Check this list to find out if this applies to you.

Nationals from those countries need to follow the proper application procedure to obtain a Schengen Visa. They will need to provide different documents among which a certificate proving that they have subscribed to a valid travel insurance.

What are the travel insurance requirements to obtain my Schengen visa to visit Italy?

To be granted a Schengen visa to enter Italy (or anywhere else in the Schengen zone), your travel insurance must meet the following criteria:

• Guarantees minimum coverage of at least €30,000 in medical expenses
• Covers any expenses which might arise in connection with repatriation
• Covers you in all member states of the Schengen Area (not just Italy)
• Provides coverage during the entire duration of your trip and stay in Italy (and/or the rest of Schengen area)
• It must be accepted by all the countries and member states of the Schengen Area.

What if I don’t need a Schengen visa (and, therefore, travel insurance) to visit Italy?

Obviously Schengen nationals travelling to Italy don’t need to apply for a Schengen visa and thus to mandatory travel insurance. As long as their stay doesn’t exceed 90 days , the same applies to travellers who come from countries such as the US, the UK, Canada and Australia which have signed visa-free travel agreements with the Schengen area.

However, travel insurance is not a whimsical option you can carelessly choose to discard. When travelling abroad, you and your loved ones are more vulnerable to unexpected life hazards. Being in a foreign country, unfamiliar with the Italian language and the use and customs of Michelangelo’s home country, you can quickly become entangled in situations, which could have been avoided. Breaking an arm during a hike in the Italian Alps, indigestion after overindulging on the incredible Sicilian cuisine, heart palpitations while admiring Florence’s breathtaking architecture, the cost of medical expenses can skyrocket. You can also be faced with less damaging but still annoying situations which can quickly spiral into something more serious: misplaced luggage when you land in Milan, a car incident on the streets of Rome, a disagreement with a shop owner. When you are looking for the perfect holiday or simply trying to carry out a business trip, you do not want to handle any extra hassle.

Whether or not travel insurance is compulsory in your situation, embassies and consulates of all countries strongly recommend that you subscribe to comprehensive travel insurance when travelling abroad.

When you choose AXA Schengen Travel Insurance to protect you and your loved ones during your trip to Italy, you are sure you will benefit from:

• Over 20 years of longstanding international reputation and expertise ,
• On-site experience and thorough knowledge of local cultures all over the world.
• An international network of legal and medical specialists,
• An extensive coverage of medical expenses including hospitalisation , repatriation and Covid-related issues.
• Experts available 24/7 to assist you remotely and on-site in all types of situations.
• Cost-efficient and affordable coverage, offering the best travel insurance value for travellers visiting Italy .
• Easier visa application procedures: all AXA Schengen Travel Insurance policies are approved by consulates and embassies.
• Online services such as quotes, subscriptions and travel insurance certificates. Peace of mind is only a few clicks away.

AXA Schengen Travel Insurance for Italy offers :

• Quick, comprehensive and affordable options (starting at just 22€/week )
• Complete coverage meeting all the necessary requirements to obtain your Schengen visa
• Up to €100,000 coverage in medical expenses
• Up to 180 days of coverage
• 24/7 medical assistance in case of an emergency
• Zero deductible (which will allow you to avoid some upfront and early expenses with your claim)
• No age restrictions
• Insurance coverage not only in Italy but also in all 27 Schengen territories and all 27 European Union countries + the United Kingdom if you’re planning a multi-country Eurotrip (depending on the chosen option)
• Online subscription and immediate certificate delivery . You can download and print your certificate immediately after subscribing to one of the AXA Schengen Travel Insurance offers. 
• An easier Schengen Visa application process as it is accepted by all embassies and consulates 
• Under certain circumstances and in most cases, the refund of your AXA Schengen Travel Insurance if your Schengen visa application is denied. You’ll just need to provide the appropriate documentation (i.e. an official explanation as to why your visa was refused by the relevant embassy, consulate, or visa application centre).

What is the best AXA Schengen Travel Insurance offer for me?

Whether you’re travelling for business or pleasure, for a special holiday or several times a year, depending on the nature of your trip and the risk ratio linked to your activities, AXA Schengen Travel Insurance offers three comprehensive options to best suit your needs:

The Low Cost option : starting at €22 per week , it offers basic coverage. Perfect if your budget is tight but you still need your basic medical expenses to be covered (up to €30,000 in Italy and the rest of the Schengen area + the European microstates of Andorra, Monaco, San Marino, and Vatican City) as well as coverage in case of hospitalisation or repatriation. It meets all the Schengen visa application requirements.

The Europe Travel option : starting at €33 per week, it is perfect for those who are eager to discover as many European countries as possible. It offers a more extensive travel insurance coverage: up to €100,000 in medical expenses. A major bonus, Europe Travel covers your needs not only in Italy and all the 27 Schengen countries but also in all the 27 EU countries, the European microstates of Andorra, Monaco, San Marino, and Vatican City, as well as the UK. Additionally to medical expenses, it includes among other things, coverage in case of lost documents and/or valuables, for search and rescue costs, assistance to insured parties travelling alone (hotel for a friend or relative) and so on. Europe Travel meets all the Schengen Visa application requirements.

The Multi-Trip option : starting at €328 for a full year’s coverage . It is THE travel insurance for those who are planning -for business or pleasure- to visit Italy and the Schengen area on a regular basis throughout the year. It offers the same comprehensive coverage as Europe Travel. It is ideal for multiple-entry visa holders.

AXA Travel Insurance offers

Useful Information to prepare my Italian travels

• Safety : Crime levels are generally low but there are higher levels of bag-snatching and pick-pocketing in the big city centres, such as Rome. Be alert on public transport and in crowded areas, particularly in and around Termini station in Rome where incidents of street muggings have been reported as well is the case at other main stations. You should also be vigilant on trains to and from airports (especially Fiumicino airport), in cruise ports as well as on the Circumvesuviana train between Naples and Sorrento. Use a hotel safe for valuables when it is possible.  
• Public transport : While Italy may be the home of famous car manufacturers such as Ferrari and Maserati, anyone who has had to drive and park in one of the country's cities may not be too eager to relive the experience. The public transport network in Italy is quite good. It includes trains, buses, and ferry services around the coast and is definitely worth considering if you are looking for a slightly less stressful holiday experience. Check out the Italian transport network to organise your trip without having to get behind the wheel at least of a car! You can also rent a boat to discover Italy from another perspective.  
• Opening hours : Typical opening hours are 9 a.m. to 1 p.m. and 3 p.m. to 7.30 p.m. However, these can vary depending on the type of place you want to visit. Some grocery shops open earlier or have no lunch break. Some large shops are also open longer in the evening. Museums also have their own opening hours. Make sure to check before you set of!  
• Driver’s licence : Visitors must be aged 18 or over and hold a full, valid driver’s licence to legally drive in Italy. Driver’s licences issued in EU and EEA countries and the UK are accepted, as is documentation from many other countries. International driving permits are recognized, but not required.  
• Restaurants : Visitors should be aware that opening hours at Italian restaurants are between 12 pm and 1 pm for lunch and many are closed between 2 pm and 3 pm . Italians don't eat lunch later than 2 pm. Restaurants are then closed for an afternoon/early evening break. Italian dinner or la cena, is usually served from 8:00 pm to 10:00 pm . 

While preparing your trip to Italy, you might find this additional information interesting:

• Going to Italy: Travel and safety advice
• How to get a Schengen visa to travel to Italy
• How to apply for a visa for Italy when you are a US citizen
• How to apply for a visa for Italy if you are an Indian resident
• How to apply for a visa for Italy from the UK

What should I do if I am injured or ill while in Italy or another Schengen country?

Don’t worry - AXA Schengen travel insurance is here to guide - help and protect you. In case of a medical emergency you must contact the AXA Schengen call center at the number provided on your insurance policy. Medical assistance professionals will answer your questions and advise you 24/7 to help you find the medical center best suited to your situation and the closest to your location .

What information must I give the AXA Schengen call centre?

You must provide the following information to the call centre:

• The number of your policy, which begins with “SCH”.
• The address and telephone number at which you can be reached and the details of the people that can be contacted locally.
• The dossier number given to you during your first call.

IMPORTANT : Remember to always keep bills/ invoices and enclose them with your file.

Which European countries are not members of the Schengen area?

The European Union and the Schengen Zone are not one and the same — and neither are the 27 respective countries that comprise them. Naturally- the math here can get a little confusing. So if you’re planning a trip to the EU - the Schengen Zone - or both check this page .

Get Schengen insurance

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For your holidays in Italy and abroad

Italy may be most popularly known for its food, art, architecture, and the floating city of Venice, but it also has the maximum number of UNESCO World Heritage Sites. Moreover, the country offers an abundance of nature. From mountains and islands to volcanoes, you can find everything in the beautiful and diverse Italian landscape. Not to forget the vineyards in its gorgeous countryside. Can’t wait to explore this diverse European country? Let’s help you prepare for it with some essential information…

Does Italy Require Travel Insurance?

Italy doesn’t require American tourists to buy travel insurance unless they plan to stay for more than 90 days. However, US travelers are still encouraged to carry travel insurance. Here’s why:  

• The US Department of State lists Italy as a Level 2 country in its travel directory, requiring its citizens to Exercise Increased Caution.
• There is a high prevalence of financial scams.
• A travel insurance policy may also cover medical treatments if need be.

Italy Travel Insurance FAQs

What documents do i need to travel to italy.

American citizens require the following documents to travel to Italy:

Passport with at least three months validity beyond your departure date from the Schengen region and two blank pages.

Does Italy require International Medical Coverage?

Italy doesn’t require US travelers to carry international medical coverage. However, experts and seasoned travelers strongly encourage getting one.  

What vaccinations are required to visit Italy?

Italy doesn’t have any official vaccination requirements for American citizens. However, the CDC recommends getting the following vaccines before traveling to Italy:  

• Hepatitis A and B
• Tick-borne Encephalitis
• Routine Vaccines – Flu, Polio, MMR, Shingles, Chickenpox, and Diphtheria-Tetanus-Pertussis

What are the neighboring countries of Italy?

Italy shares a land border with the following four countries:  

• Switzerland

What is the best time of year to visit Italy?

May-June and September-October are considered the best months to visit Italy. However, these also tend to be the busiest months. If you wish to avoid large tourist crowds, you may be better off traveling through Italy during March-May and October-November.  

What is the local currency of Italy and its exchange rate for USD?

The currency of Italy is the euro, and its current exchange rate for USD is 1 Euro =1.07 USD.  

Are credit cards widely accepted in Italy? If yes, which ones?

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Travel Insurance for Italy

Going to Italy usually means a lot of planning and preparation to ensure everything goes as smoothly as possible. Unfortunately, there are never any guarantees, which is where travel insurance and assistance services come in handy.

As an expert in the travel industry, Generali Global Assistance can help you prepare for your trip of a lifetime to the country known for food, fashion, wine, history and plenty of fabulous ventures. You can jump straight to getting a free travel protection quote for your trip to Italy, or read on to learn more.

What Do You Need When Traveling to Italy?

If you’re traveling from the United States to Italy, plan for your passport to be valid for a minimum of 3 months, although 6 months is recommended. You’ll also need two blank passport pages.

United States residents traveling to Italy for less than 90 days don’t need a tourist visa. This applies to whether you’re going for business, pleasure or maybe a little of both. However, in lieu of the tourist visa, you'll need to fill out a Declaration of Presence, which is non-negotiable whether you’re remaining for 90 days or longer. A Permit of Stay is required if you’re staying more than 90 days.

Travel Insurance

Travel insurance isn’t required to enter or leave Italy. However, the numerous benefits make it an appealing option to have, especially if you have pre-existing medical issues. Given the unpredictable state of the world, it’s best to prepare just in case, and travel insurance is one way to do that.

For instance, you could receive help for things ranging from flight delays to the death of your travel companion. What the travel insurance covers often depends on several factors, including which plan you get.

What Should Travel Protection for Your Trip to Italy Include?

If you’re going to spend your hard-earned money on getting a travel protection plan for your trip to Italy, it should offer all the coverage you might need.

Trip Cancellation and Trip Interruption coverages are typically two of the main reasons people get travel insurance. There’s no telling when something might happen before or during the trip to cause an issue that impacts your planned journey.

You’ll also want to make sure you’re covered for  medical expenses . Although many tourists think that taking precautions while traveling is enough, it's best to have that peace of mind in case of a medical emergency.

Don’t forget about Baggage coverage. The more items you’re taking with you and the more expensive they are, the more coverage you’ll likely want to have.

In addition to insurance coverages, services like travel assistance are also essential, especially if it gives you the option to contact our dedicated assistance agents for help 24/7. Chances are you’ll feel more comfortable and confident knowing there’s someone to turn to any time, day or night, for help if something comes up that you weren’t anticipating, such as losing your passport.

Trip Interruption & Cancellation

As we all know, life never goes as planned. You could spend months planning the perfect trip to Italy, only to have something occur that you weren’t anticipating. Trip Cancellation and Trip Interruption coverages can be beneficial for a variety of scenarios out of your control, so you can get back insured trip costs that were lost as a result of a covered event.*

Trip Interruptions and Trip Cancellations could happen for a host of other reasons, such as an airline strike. You may also need to cancel the trip due to losing your job, someone stealing your passport, or a family member ending up in the hospital. Trip Interruption and Trip Cancellation coverage supports the financial losses involved when the reason is covered under the policy.

What exactly is covered and the level of coverage can contrast depending on your plan.  Review the three available Generali Global Assistance travel protection plans , which include Standard, Preferred, and Premium, for a thorough explanation of what types of coverage are available for each one.

Flight Delays and Cancellations

Unfortunately, whether or not your flight is delayed or canceled is another aspect of the trip over which you have no power. Reasons could range from a mechanical malfunction with the plane to adverse weather.

The rainiest months in Italy tend to be October through December, then again during spring. Adverse weather can result in trip delays and a domino effect of other travel issues.

Travel Delay coverage can provide reimbursement for reasonable out-of-pocket expenses, such as hotel accommodations, meals and transportation if you are delayed during your trip for the amount of time required by your plan for a covered reason.

Baggage Loss

Lost luggage on your trip to Italy can be a nightmare. Travel insurance can help reimburse you for the contents up to a certain amount in accordance with your coverage limit.

To plan ahead and to prepare for the worst, jot down items as you’re packing them and snap some photos so you know exactly what you're bringing. Make sure to also detail each bag with an item inventory, in case only one of your bags goes missing.

Medical Coverage & Emergency Assistance

An unforeseen medical event could happen anywhere at any time, including in Italy. This can be especially stressful, considering you're out of your element and in a country with a different medical system.

Your standard stateside health insurance plan may not cover you if you’re overseas and something happens, requiring you to seek medical care, including emergency assistance. Covered medical costs with travel protection may range from hospital charges to the price of taking an ambulance.

Your travel protection may be able to cover expenses if you need medical help and you require an emergency medical evacuation. Emergency Assistance and Transportation coverage is available, so medical personnel can transport you to where you need to go.

What About Cancel for Any Reason Coverage (CFAR)?

Generali Global Assistance offers an add-on coverage called “Cancel for Any Reason,” also known as CFAR, for clients who purchase the Premium Plan. With this coverage, you can cancel your trip for any reason and get up to 60% back of the penalty amount. There are several  CFAR travel insurance requirements  in order to buy it. For example, the per-person cost of the Italian trip can’t exceed more than $10,000 for each person.

Note: Not available to residents of New York

How Do You Get Travel Protection for Italy Vacations?

The first step in getting travel protection for your Italy vacation is to review our  travel protection plans . We suggest the Premium Plan for trips abroad.  Get a quick and easy quote today  to see which of our plans would be best for your trip to Italy.

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Italy Travel Insurance

If you are planning a trip to Italy you may highly benefit from our Italy Travel Insurance.

 What is Travel Insurance?

Travel  insurance is  a  type  of insurance that covers the costs and  losses  associated with traveling. It is a plan you purchase that protects you from certain financial risks that can occur while traveling, such as a delayed suitcase, a trip cancellation, or a medical emergency overseas. Helps travelers deal with various contingencies that can occur during their trips.

The Significance of Travel Insurance

This insurance is significant because it offers travelers peace of mind and financial protection. It ensures that they are not burdened with exorbitant costs in case of unexpected incidents such as medical emergencies, trip cancellations, lost luggage, or other unforeseen events during their travels.

Benefits of Comprehensive Coverage

Comprehensive coverage is more than just protection; it's your ticket to peace of mind. It goes beyond addressing health risks and travel disruptions; it empowers you to immerse yourself in the Honduran experience fully.

best places to visit in italy

Lake Como , also known as Lario, is a lake of glacial origin in Lombardy, Italy. It has an area of 146 km 2 , making it the third-largest lake in Italy.

Como has been the favorite summer retreat of the rich and famous since ancient Romans fled Milan’s summer heat to cool off in villas along its steep shores. A microclimate makes Como’s western shore temperate even in winter, so the white peaks of the Alps just to the north can be viewed between palm trees and camellias. The town of Como, on the southern shore, is also well worth a stop before exploring the lake. Just to the west of Lake Como is Lake Maggiore, with its own attractions; to the east is Lake Garda, a summer playground filled with water sports and other things to do

Naples  is the regional capital of Campania and the third-largest city of Italy, after Rome and Milan.

Naples’s main characteristic is it’s sheer energetic and exciting vibe. It’s a boisterous place, its narrow streets filled with color, noise, and life. You’ll find plenty to see and do in Naples, in its treasure-filled churches, its magnificent palaces lavished in the riches of European royalty, and its premier archaeological museum displaying the finds from nearby Pompeii. You can walk alongside the locals by the waterfront (and enjoy Mt Vesuvius views), shop in the glass-domed Galleria Umberto I, and of course, sample the pizza–Neapolitans claim to have invented it.

Continents:

The European continent is located completely in the northern hemisphere and mainly in the eastern hemisphere. Europe borders onto the Arctic Ocean in the North, the Atlantic Ocean in the west and the Mediterranean Sea in the South. There are 50 countries in Europe with a total of more than 748 million people living on the continent in 2021.

There are 49 countries in Asia according to the UN. The 10 biggest countries are listed in the right column of this page. Two of the Asian countries, Russia and Turkey, also share part of their territory on the European continent. Additionally there are two countries that only have limited international recognition: State of Palestine and Republic of China/Taiwan and some dependencies. Asia is the most populous continent with more than 4.7 billion people living there. (2022)

There are 54 countries in Africa – and 9 dependent territories. More than 1.3 billion people live on the African continent. This means about 15% of the world’s total population live in Africa! Even though Nigeria is only a third of the size of Algeria, it is the most populous country in Africa, with more than 219 million people.

NORTH AMERICA

Oceania is in a continental group consisting of 14 countries and includes Pacific islands and Australia. Often Australia is named as a continent, but this means that the many islands and countries except Australia would then be not included. Oceania in fact is mostly ocean and spans a vast area as you can see below.

MULTI-TRIP TRAVEL INSURANCE

Annual multi-trip travel insurance could cover you for an entire year. However, there is a limit to the number of days you could travel consecutively, which is usually 15 to 92 days.

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Obtain travel quotes for groups. We can search the market-place for the quotes that match your firm’s needs.

By definition, travel insurance offers cover for accidents or mishaps when you’re abroad, usually for a short period of time. Most travel insurances, include medical cover. Additionally, some offer cover for lost baggage or flight cancellations.

We offer travel insurance to citizens around the world. You can get instant online travel insurance quotes and receive your travel health insurance policy confirmation via email.

Whether it’s a beach holiday with the family, a business trip, or a training trip away, at SoEasy international travel Insurance, you can buy the best single trip travel medical insurance and multi-trip travel medical insurance online.

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Travel Insurance for Italy

Purchase insurance online on the website. Payment by any bank card. The insurance policy will be sent to your email within 3-5 minutes after payment. Valid worldwide electronically or print yourself

The insurance is valid in any country of the world

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Insurance is suitable for citizens from any country and with any citizenship

The insurance is valid for people from 1 to 100 year old

Visa & Embassy

Insurance is suitable for submitting documents to the embassy and applying for a visa

The perfect travel health insurance that quickly solves problems of the tourist

The best health insurance for tourists. A single convenient tariff plan that includes all options. Price 1,5 USD for each day of travel

• Coverage of treatment for COVID-19
• Coverage for the treatment of other viral diseases
• Medication provision
• Treatment due to injury
• Calling a doctor
• Examination / doctor's consultation
• Emergency dental care
• Obstetric care until the 27th week
• Outpatient treatment
• Inpatient treatment
• Emergency call
• Calling a taxi to the hospital
• Transportation by medical aviation
• Medical evacuation to the country of residence
• Medical care
• Repatriation of the body to the homeland
• Burial in place
• Monetary compensation as a result of damage to the life or health of third parties
• Monetary compensation as a result of moral damage caused to third parties
• Monetary compensation as a result of damage to the property of third parties
• Transportation after inpatient treatment
• Depositing the deposit necessary for the release of the insured person from arrest

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Insurance details:

Trip duration:

Tourists: 1

Insurance includes:

35,000 USD (deductible 100 USD) , Calm

• 500 000 USD
• 1 000 000 USD
• Student Specially for students
• Work Accredited insurance for work
• Calm Fitness, yoga and pilates
• Extreme Wakeboard, freeride, wrestling
• Sport Competitions, training and camps
• Cruise For cruise ship travel

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Medical coverage on 35,000 USD (deductible 100 USD) , Calm

Outpatient care, emergency doctor visits, dentistry, prescription drug costs

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Tourist No. 1

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We recommend including additional insurance in the policy

No deductible Deductible is the amount that the client must pay upon the occurrence of an insured event. Example: The hospital fee is $1,000. The deductible under tariff is 100 USD, the client pays 100 USD, and the insurance company pays 900 USD. Thus, the amount is divided between the client and the insurance company in accordance with the terms of the tariff plan.

Trip cancellation any serious injury of unforesseen medical condition that makes you unfit for travel (by order of licensed physician). the death of you or your travelling companion, or the death of a non-travelling family member. strikes or severe weather that result in travel services being unable to operate.unforeseen natural disasters at home or at the destination that make them uninhabitable. a legal obligation such as jury duty or being served with a court order or subpoena., search and rescue operation including evacuation by helicopter. up to 6000m, premium loss of baggage.

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Please select the type of travel that covers the majority of risks during your trip.

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• Fitness, yoga and pilates
• Aerobics and aqua aerobic;
• Fishing (except underwater fishing);
• Descent into the cave with an excursion;
• Snorkeling;
• Organized animal riding tours;
• Billiards and bowling;
• Swimming (except diving).
• Weightlifting and bodybuilding;
• Cycling (except road cycling, cycling motocross, cycling track, cycling triathlon, and mountain biking);
• Military and historical reenactments;
• Rowing (kayaking and canoeing);
• Ice skating (except figure skating), sledding (except bobsledding, tobogganing, and skeleton), tubing, snow skates;
• Ball games (football, basketball, American football, rugby, volleyball, and others);
• Tennis (any);
• Roller skating (except rollerblading), scooters, segways (and other self-balancing personal transporter devices);
• Travel as a driver or passenger on ATVs, scooters, mopeds, scooters and motorcycles, snowmobiles;
• Visiting water parks, amusement parks, jumping on a trampoline;
• Water activities (other than those explicitly mentioned in the riskier options), including the use of water bicycles (except aquabikes and jet skis), towed inflatables and parachutes (parasailing), boats and watercraft;
• Recreational organized shooting at specially equipped sites (including archery);
• Water skiing, water motorcycles (aquabike), water tourism including yachting and participation in regattas;
• Alpine skiing and snowboarding on specially equipped or marked tracks (except freestyle);
• Trekking (cross-country hiking without mountaineering equipment) up to 3000 meters above sea level;
• Jeep safari;
• Surfing (including windsurfing and wakesurfing, except skysurfing);
• Sandboarding;
• Unaccompanied animal riding (including horseback riding);
• Sports and ballroom dancing.
• Motor sports on special tracks;
• Arm wrestling;
• Bungee jumping, rope jumping, and other types of bungee jumping;
• Bobsledding and Luge;
• Wakeboarding;
• Cycling (including motocross, road, BMX, track, mountain biking, trials);
• Alpine skiing and snowboarding (including freeride and heliskiing);
• Martial Arts (including all types of boxing and wrestling: boxing, MMA, Muay Thai, kickboxing, and others);
• Paragliding;
• Hot Air Balloon;
• Cliff diving;
• Mountaineering (mountain hiking, rock climbing, mountain biking, trekking (climbing) in mountains above 3,000 meters);
• Participation in any flight and parachuting;
• Hunting with any type of weapon;
• Hang Gliding;
• Parkour and freerunning;
• Rodeo (bull riding);
• Rollerblading;
• Trolley rappelling;
• Street luge racing;
• Flyboarding;
• Freestyle (skiing and snowboarding);
• Pogo-stick;
• Rock and ice climbing;
• Figure skating;
• Kiting (including kitesurfing and snowkiting);
• Scuba diving;
• Underwater fishing;
• Mountainboarding.
• Exacerbation of chronic diseases
• Coverage of the diagnosis of COVID-19
• Compulsory observation for up to 15 days
• Amount of compensation in case of an accident
• Return of adults
• Returning home minor children
• Standart loss of baggage
• Flight delay over 4 hours
• Loss of documents
• Expenses for staying abroad
• Payment of attorney's services
• Payment of interpreter services
• Reimbursement of costs for the preparation of documents necessary for returning to the country of permanent residence
• Reimbursement of losses that led to breakdown or damage of rented / rental sports equipment
• Payment of the cost of telephone communication
• Car transportation to the nearest service station
• Return of the driver and passengers to the country of permanent residence
• Sudden technical breakdown or damage due to a road accident

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June 1, 2020

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Travel Insurance Italy

Travel Insurance from India to Italy

Are you planning a trip to Italy? Acknowledged as the centre of the magnificent Western Culture and home to a number of UNESCO World Heritage Sites, Italy is a marvellous place to plan your next vacation from India. The place is all about diversified cultures, beautiful monuments, eye-catching art pieces, remarkable coastlines, scenic mountain ranges, alpine lakes, and a lot more. However, before stepping out of the country to behold the splendour of Italy, you must opt for travel insurance from India to Italy.

A travel insurance Italy plan will keep your financial worries at bay while you enjoy the extraordinary diversity of the country. At Tata AIG, you will get the perfect travel insurance plan that will suit all your travel requirements. Our plans would cover both medical and non-medical exigencies on your trip to Italy. Travelling insurance for Italy with Tata AIG is easy to purchase online. Also, each of them offers unmatched coverage at affordable rates.

Document Checklist for International Travel

How to link your vaccine certificate to your passport, understanding your travel insurance - how does baggage cover work, major benefits of having travel insurance italy plan.

There is nothing more fulfilling than being able to travel the world. You get to meet new people, experience different local delectables, be a part of new cultures and traditions, witness some of the most exquisite locales and landscapes and do a lot more. Italy will provide you with a similar enthusiasm once you land there.

However, it is always advisable to get a valid travel health insurance Italy policy that can keep your journey protected, and provide you with the needed financial assistance in a foreign land.

Here are some of the major advantages of having travel insurance Italy plan:

• Accident & Illness Coverage of up to $5,00,000 with COVID-19 Cover.
• Cover for delay or loss of luggage.
• Financial protection in case of loss of passport.
• Cover for personal liability against a third-party situation.
• Flight cancellation insurance cover.
• Hijack coverage.
• Local trip assistance.
• Medical and travel coverage for COVID-19 and related illnesses.
• An extensive medical support, including medical exigencies, medical evacuation, accidental death and repatriation, and so on.
• Reimbursement for the cancelled, unused, and non-refundable hotels or travel expenses.
• Automatic extension of travel insurance from India to Italy for seven days in case of a delay or cancellation of your flight back home.

Travelling to a foreign nation is surely exciting, but it also requires days of planning and research. No matter whether you are planning a trip alone, with friends or family, you would surely want it to be a pleasant experience altogether, isn’t it? So, before booking your tickets, hotels, and planning an itinerary, it’s imperative to have a solid backup in case anything goes wrong.

More so, when you plan a trip to a new country, you never know what kind of experiences you will have there. You might end up getting sick, or you may lose your baggage, or you might need immediate financial help. Therefore, to be on the safer side, it’s always better to invest in a good travel insurance plan before leaving for the trip. Moreover, it always helps if you compare travel insurance plans and use an online travel insurance premium calculator to find a plan that suits you! Moreover, keeping in mind the current post-pandemic scenario, it’s always important to keep yourself and your pockets protected against financial losses. You should take your travel for granted. Also, you should follow every single safety and travel precaution to make your trip to Italy a memorable one.

Tata AIG’s travel health insurance Italy policy will help you stay protected against a lot of travel implications. Your flights may get delayed or cancelled, your hotel stay might get cancelled, or you may get sick. And with a comprehensive travel insurance plan, you can keep your travel protected. Travel insurance from India to Italy will provide you with financial protection/in an unknown land while adding an extra layer of security to your trip.

Why Do You Need Travel Insurance from India to Italy?

Italy is the land of lakes, mountains, and picturesque landscapes. It could be a perfect destination for you to plan your next trip abroad. Going out of India for some time is exciting, without a doubt. However, you cannot predict an uncertain event. An accident may happen at any time and it may include medical emergencies, theft, etc. And any of these would cause a huge financial loss. And the difference in the currency valuation can severely dent your finances.

No matter whether you are a first-time traveller or a seasoned one, unexpected trip-related emergencies can happen anytime which can make your plans go haywire. Therefore, before planning your trip to Italy, it is prudent to opt for comprehensive travel insurance online for Italy after comparing travel insurance plans.

If you are travelling to Italy, it is better to have the necessary financial backup. Ensure that your travel insurance plan covers different kinds of emergencies. Apart from providing you with medical assistance, your travel insurance Italy plan will also protect you in case of your flight cancellation, hijack, loss or delay of luggage, local trip assistance, loss of passport or other important documents, trip curtailment and cancellation, and so on.

Further, keeping in mind the COVID-19 pandemic in mind, the best travel insurance from India to Italy will offer you extensive coverage for COVID-19, including accidental illnesses, medical expenses, trip cancellations, and so on.

Tata AIG’s travel insurance plan for Italy is available with just a few clicks on our website. You can purchase the policy, submit all the necessary documents, and pay Tata AIG travel insurance policy premiums online to stay financially protected against any uncertain events during your trip to Italy.

Benefits offered by the Tata AIG travel insurance from India to Italy

Tata AIG aims at securing your trip to Italy where you are all set to make memories of a lifetime. Here are some of the advantages offered by the Tata AIG travel insurance from India to Italy:

1.Baggage Cover - Landing in scenic Italy without your luggage can be troublesome and can let you experience major financial trouble. In case of luggage delay, the Tata AIG travel insurance online for Italy plan will cover the charges of any important personal belongings until your stuff reaches you. In case of loss or delay of baggage, the travel insurance plan will reimburse your amount for the lost items in your luggage.

2.Journey Cover - Your trip to Italy could go for a toss in case of a delay or cancellation in flight, loss of passport, accidents, etc. Therefore, in order to ensure that your trip is least hindered due to such uncertain events, the Tata AIG travel insurance will provide coverage in case of delay or cancellation of flights, hijack of flight, loss of passport during the trip, trip shortening, or cancellation due to COVID-19, and so on.

3.Medical Coverage - Keeping in mind the impact of the ongoing COVID-19 global pandemic on your travel, the Tata AIG travel health insurance Italy plan will cover the hospitalization for an accident or illness with a cover of up to $5,00,00, which also includes treatment for COVID-19.

Apart from COVID-19 cover, your travel insurance from India to Italy will assist in case of medical exigencies, medical evacuation, and accidental death and dismemberment.

4. Other advantages

• Budget-oriented travel insurance plans with a comprehensive cover for multiple aspects
• The quick and hassle-free online buying process for travel insurance from India to Italy without needing a health check-up
• The choice to pay in Indian Rupees and get coverage in United States Dollars.

Visa and Entry Information for Italy

Visa Information for Italy

Indian citizens who are planning a trip to Italy should apply for the following categories of visas –

• Schengen Visa
• Tourist Visa
• Transit Visa
• Business Visa
• Study Short Stay Visa
• Invitation Visa
• Sports Visa
• Research C visa
• National Visa
• Religious Visa
• Family Reunion Visa
• Research D Visa
• Internship Visa
• Accompanying Family Visa

First, you will need to choose the kind of Italy visa you will need. It will depend upon the length of your trip, the purpose of your trip, and the duration of your trip. If you opt for the standard Schengen visa, your trip should last for up to 90 days. This one’s a short-stay visa, however, for longer stays, you would need to apply for a work, family reunion, or study visa. If you are planning to travel regularly to the Schengen area, multiple-entry visas are also available.

Entry Information for Indian citizens travelling to Italy

Indian citizens should have a valid visa to be able to enter Italy. Whether you are travelling as a tourist, for work, or for business purposes, you need to have a supporting visa in place. You can obtain your Italian visa from the Indian Embassy or Consulates of Italy in India before the start of your trip. You, however, cannot opt for a visa on arrival in Italy. If you are travelling to Italy to visit your friends or family, you must apply for a tourist visa. While, if you are a transit passenger, you must apply for a Transit visa. Similarly, if you are planning to study in Italy or wish to visit Italy for business purposes, you must apply for a study visa or a work visa. However, no matter the type of your trip to Italy, always have a valid travel insurance plan in place.

Documents Required for Travellers Travelling to Italy

As an applicant for an Italian visa, you need to submit certain documents at the time of visa application. Take a look at all the important documents that are required for you to get a valid visa for Italy in hand:

● A duly filled visa application form ● Recent passport-sized photographs ● A valid Indian passport with at least 3 months validity and 2 blank pages for stamping ● Valid travel insurance from India to Italy ● Travel itinerary with all booking details ● Proof of hotel booking/accommodation in Italy ● Proof of employment status ● Proof of sufficient economic background ● NOC from parents (in case of a minor applicant)

Covid-19 Guidelines for Travelling to Italy

• Soon after the new Covid-19 variant was detected, the Italian government decided to ban the entry of tourists from eight southern African countries as these places are considered to be highly affected by the Omicron variant.

The country names are as follows:

South Africa

European Union residents travelling to Italy need to undergo a test for COVID-19 before commencing their trip and should present a negative test result upon arrival in Italy, regardless of their vaccination and recovery position.

To ensure the right control over the Covid-19 situation, the Italian authorities launched the EU Covid-19 Passport on June 15. This states that Italy has a while ago started issuing and accepting proof of vaccination against the virus, proof of recovery, and a negative Covid-19 test certificate mandatory for the travellers.

Subject to Change

Italian Travel: Safety and Precautionary Measures to be Undertaken

Surely travelling to picturesque Italy is a much-anticipated experience for a lot of us. But it is equally important to avoid any mishap while getting too carried away with the thrill of adventure. As a traveller, you need to keep travel security and safety instructions in mind when roaming around the beautiful tourist spots in Italy.

Study about the local Italian laws and regulations before going there. Carry your passport along all the time. However, keep it safe. Make copies of other important documents and keep them in your travel bag always.

Follow all single rules and regulations of Italy.

• Avoid drawing unnecessary attention while touring around the places. Try to vibe and blend in with the local culture.
• Respect the locals and their culture. Follow their rules and respect the people of Italy.
• Do not stay in Italy post the expiration of your visa.
• Be careful of your luggage, belongings, especially in public and crowded places.
• Avoid going alone in any remote or unfamiliar zones.
• Do not engage in illegal activities or violate any local rules.
• Do not use offensive remarks or foul language, especially while roaming in a public place.
• Keep your friends or family always updated about your whereabouts.
• Be attentive, observe your surroundings, be aware of everyone around you, always trust your gut.

Choose the best travel insurance online for Italy plan from Tata AIG so that it’s easier for you to keep all accidental financial worries at bay while exploring this magnificent country!

Covid-19 specific safety guidelines for travellers

• Always wear a non-surgical mask to cover your mouth and nose when in a public place.
• Maintain social distancing.
• Wash your hands regularly and carry a hand sanitiser when travelling
• Try to stay healthy, keep yourself hydrated and monitor yourself for any COVID-19 symptoms. If you experience any symptoms, self-isolate yourself and get tested as soon as possible.
• Cooperate with the local Italian government and authorities and make it easier for them to keep Italy safe and secure by following all local COVID-19 guidelines.

If you develop any COVID-19 symptoms or require any emergency medical help, you can always use your travel insurance plan and get financial help easily.

The Indian Embassy in Italy

International airports in italy.

These are the major international airports in Italy –

• Ancona International Airport
• Leonardo da Vinci International Airport
• Federico Fellini International Airport
• Cuneo International Airport
• San Francesco d’Assisi Airport
• Naples International Airport
• Venice Marco Polo Airport

Currency and Foreign Exchange

In Italy, like most of the European nations, Euro is the official currency. The Euro became the official currency of Italy on January 1st, 2002. Before introducing the Euro, Lira was the official currency of Italy. You can take Euro banknotes and coins while travelling to Italy. The exchange rate between the Euro (€) and the Indian National Rupee (₹) changes daily. Hence, it is best if you monitor the current exchange rate at the time of your trip. In some cases, you might need to carry a certain amount with you on your Italian trip.

Popular Tourist Places in Italy

In Italy, you would be spoilt for choice when it comes to making an itinerary. From the magnificent Dolomite mountains to the exotic beaches of Puglia. From the ancient temples of Sicily to the ruins of Rome, Italy is filled with different choices. Here are some of the must-visit places in this picturesque country-

1.Rome - Rome is popular for being the capital of ancient Europe as well as one of the most beautiful cities in Italy today. For most of the people travelling to Italy, Rome tops the chart. Relics of its ancient splendours–the Colosseum, the Forum, the Appian Way, the Pantheon, and the Palatine Hill – you will be in absolute awe while in Rome.

2.Florence - If you are an art lover, Florence could feel like one giant art museum for you. The Duomo, the Cathedral of Santa Maria del Fiore, is one landmark spot of exotic world architecture. It is topped by the gravity-defying massive dome. Coupled together with the stunning octagonal Baptistery and Giotto’s beautiful marble-inlaid bell tower, the place offers unparalleled bronze doors by Ghiberti. This place is one of the world's finest ensembles of gorgeous Renaissance art.

3.Venice - If you have always seen the roads of Venice which are filled with water, you need to visit the place yourself to behold its beauty. This beautiful place has streets with water, boats as buses, and songs of the gondoliers linger in the air! This is a magical city and is one of the major attractions for tourists travelling to Italy from all over the world.

4.Lake Como - Lake Como is the most picturesque lake in Italy. It has been an absolute favourite summer spot for travellers worldwide. Today, there are some amazing villas that you can pay a visit to in order to behold the beauty of this tightly clustered town, especially the attractive Bellagio. This villa is artfully set on a point where the three narrow arms of Lake Como meet.

5.Pisa - Pisa and Lucca are two nearby towns that are worth visiting while you're in Tuscany. The Leaning Tower of Pisa is adjacent to the cathedral and is a well-known Italian icon. Also, this place is one of the UNESCO World Heritage sites that also includes the ancient cathedral, baptistery, and Campo Santo.

Best Time to Visit Italy

The best time to visit Italy is during the spring months of March to May, and autumn months of September to November. During these months, the temperatures are comfortable to roam around the place, and also, the tourist spots are less crowded.

In early April, the wildflowers and the rising temperatures till the end of June also attract several tourists from over the world. From October, the summer heat eases off a little. Also, the grape harvest remains in full swing during this time.

However, irrespective of when you plan your trip to Italy, do not forget to buy a travel insurance plan with an affordable premium. With Tata AIG, you can avail of the best covers at the most affordable rates. Tata AIG travel insurance plan can financially secure your trip against any accidents or expected events in a new nation. Moreover, your travel insurance from India to Italy also offers covers against medical emergencies, including COVID-19-related problems.

Check our wide range of overseas travel insurance plans to select the right travel insurance for yourself. Visit our official website to know more about the Tata AIG travel insurance premium and policy covers.

Other Destinations

Disclaimer / tnc.

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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The primary purpose of valid travel insurance is to financially secure you against any unforeseen events in a foreign nation, which includes travel and medical support. Therefore, a travel insurance plan that offers the most extensive coverage against any travel or medical exigencies is ideally the best for your trip to Italy. Check out the various travel insurance plans that we have on our website and select the plan that fits your budget and requirements.

Is the loss of luggage included in a travel insurance plan to Italy?

Our travel insurance plan for Italy offers coverage for any loss or delay in luggage during the trip. So, in case you end up losing your luggage on transit or if it reaches you late in Italy, our insurance cover will compensate for the cost of any necessary personal items that you may need until your luggage reaches you. And in case of loss of luggage, the insurance plan will reimburse you for the items and essentials that you had in your luggage, depending on your travel insurance plan.

Is it mandatory to buy medical travel insurance for an Italy Visa?

Yes, it is mandatory to have travel insurance when applying for a Schengen Visa. Therefore, before filing your visa application papers, ensure you have the best travel insurance in India.

How much will a travel policy for Italy cost?

Tata AIG travel insurance premiums are highly affordable and offer extensive coverage on international trips. You can enjoy stress-free travel with as little as ₹40.82 per day*. However, the exact Tata AIG travel insurance premiums will depend on the type of travel policy and coverage you choose.

Disclaimer:

All the information provided above has been well-researched and sourced from reliable sources. Since this information is subject to change, it is advisable to check the latest travel guidelines and other location-specific information before planning a trip to any location. *Subject to change based on the nature and extent of coverage.

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to TATA Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. 2008, TATA AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN: U85110MH2000PLC128425. IRDA of India Regn. No. 108. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] . Category of Certificate of Registration: General Insurance.

2008, Tata AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425. Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to Tata Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] .