Policy Booklet M&S PREMIUM CLUB TRAVEL INSURANCE - Effective from 8 February 2021 - M&S Bank
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Manage your policy – M&S Home Insurance
You can manage your policy or get in touch via the M&S Home Insurance customer hub where you can ask a question or make a claim. You can also check your policy documents online . You’ll need to be registered for online servicing to use the online portal. If you haven’t already registered for online servicing, you can register now .
View your policy documents online
You can view your policy documents online if you have registered for online servicing. If you took your policy out over the phone and did not register for online servicing, please call 0800 015 7760 .
Renew your policy
We'll send you a reminder before your current policy expires. This will explain what you need to do to renew your home insurance. You can renew your home insurance (opens in a new window) and make changes online.
Make a claim
Claims are handled by Aviva Insurance Limited.
If you’re registered for online servicing you can make a claim online . If you haven’t already registered for online servicing, you can do this here . You’ll be able to check your level of cover and your policy excess and where possible, Aviva will give you an instant decision. By accessing this link you will leave the M&S Bank website and will be transferred to the Aviva website to make your claim. If you make your claim online between 08:00 and 18:00 Monday to Friday, your insurer - Aviva – will aim to come back to you within 2 hours to progress it. Or you can call Aviva on 0800 051 2556 .
Before you make a claim - either by phone or online - please make sure you have your policy number with you.
Claim on home emergency cover
If you take out home emergency cover we'll include it in your policy schedule, along with details of the emergency repairs it covers.
If you need to make a claim, please call 0800 051 2658 .
Please have your policy number to hand when you call.
Claim on legal expenses cover
If you take out legal expenses cover, this will be included in your Policy Schedule. For confidential legal advice or to make a claim on your legal expenses, please call 0800 051 4004 .
Change your cover
Are you moving house? Do you need to reduce your cover or cancel your policy? To make changes to your cover please call 0800 015 7760 .
You can also get in touch to make changes to your policy using the customer hub .
I’m worried that I might not be able to continue to make my payments – can you help?
If you’re struggling financially, support is available. If you think you may be unable to maintain your regular policy payments, you can contact Aviva, your insurer, by completing the home insurance enquiries form or you can call Aviva on 0800 015 7760 .
Don’t wait until you miss a payment as Aviva may be able to help you in advance. Please don't cancel any payments or Direct Debits, as missing a payment may mean you run the risk of your policy being cancelled and you could be left uninsured. Please get in touch if you need help.
Ukrainian Refugees
If you're a homeowner in the UK and want to temporarily welcome Ukrainian refugees into your home as non-paying guests, you don't need to tell us. Your home insurance cover will stay the same and provide cover for visitors. This applies for the first 12 months that any refugees live with you, including when your policy is due for renewal. After 12 months, if any refugees are still living with you, then you should tell us when you next renew your policy. We'd encourage you to check your policy to make sure it covers your needs. Be aware of any existing terms in your policy that might apply to visitors and get in touch with us if you want to discuss your cover.
Make a complaint
Call us on 0800 051 4011 or write to us, quoting your policy or claim number, at M&S Home Insurance, PO Box 7463, Perth PH2 0YX.
Opening hours
Monday to Friday 8am-8pm Saturday 8am-6pm Sunday 10am-2pm
Open 24 hours
Home emergency
Legal expenses cover.
Monday to Friday 8am-9pm Saturday 9am-6pm Sunday 10am-2pm
Changing your cover and complaints
Calls are recorded.
Important documents
M&S Home Insurance Product Information Document (opens in a new window)
M&S Home Insurance policy booklet (opens in a new window)
M&S Home Insurance summary of cover limits
M&S Home Insurance Important Information
You may require Adobe PDF reader to view these documents. Download Adobe Reader
March Madness bracket predictions: Final Four picks and odds for the 2024 NCAA Tournament
The 2024 men's NCAA Tournament is down to the final weekend of action. Saturday's Final Four games will set the opponents for the national championship game April 8.
This year's Final Four includes two No. 1 seeds - the Purdue Boilermakers and UConn Huskies - as well as a No. 4 seed in the Alabama Crimson Tide and the No. 11 seed NC State Wolfpack . This year marks the second time in the last four years in which a No. 11 seed's made the Final Four, as UCLA did so in 2021 .
The Huskies have a chance to repeat as NCAA Tournament champions and become the first program since Florida in 2006-07 to do so. But will they be the first team in seven years to make consecutive national championship games? Here's what experts are predicting:
2024 Men's Final Four: Purdue-NC State predictions roundup
Detroit free press : purdue 79, nc state 69.
Tony Garcia says: "NC State is on an absolutely incredible run. A team that would’ve missed the tournament, it became the first to win five games in five days in the ACC tournament to earn an automatic berth. Then, it upset 6-seed Texas Tech and outlasted red-hot 14-seed Oakland in overtime. The Wolfpack then easily beat 2-seed Marquette, before dispatching conference foe and in-state rival Duke to go to the Final Four. Its a memorable stretch, much like that of coach Jim Valvano’s 1983 national championship team, but it doesn’t end with the same Disney finish."
FOLLOW THE MADNESS: NCAA basketball bracket, scores, schedules, teams and more.
Bleacher Report : Purdue 85, NC State 68
Kerry Miller writes: "In all likelihood, though, this is where the incredible run ends for NC State, with DJ Burns Jr. unable to get anything going in the paint against Edey, and with the Wolfpack's three-point defense regressing to the mean against an excellent perimeter attack."
Action Network : NC State +9.5
Staff say: "All of this is a long-winded way of saying I think 9.5 points is too many. This is not some mid-major Cinderella that will be overmatched talent-wise on the sport's biggest stage. The Wolfpack will certainly put up a fight in Phoenix, even if they ultimately come up short of a victory."
Andy Katz, NCAA : Purdue wins
Katz says: "It'll be a better game than UConn-Alabama but the depth of Purdue is going to advance the Boilermakers."
2024 Men's Final Four: Purdue-NC State odds
The Boilermakers are favorites to defeat the Wolfpack in Saturday's Final Four matchup, according to the BetMGM college basketball odds . Looking to wager? Check out the best mobile sports betting apps offering sports betting promos in 2024 .
Odds as of Tuesday evening.
- Spread: Purdue (-9.5)
- Moneylines: Purde (-450); NC State (+350)
- Over/under: 145.5
2024 Men's Final Four: Purdue-NC State how to watch
Date: Saturday, April 6, 2024
Time : 6:09 p.m. ET
Streaming: Paramount+
2024 Men's Final Four: UConn-Alabama predictions roundup
Detroit free press : uconn 85, alabama 71.
Tony Garcia says: "It’s already a banner season for Alabama, which has made the Final Four for the first time. That’s plenty good enough for a football powerhouse ushering in a new era in its primary sport. UConn, in case it’s not clear, is on a march path right now and nobody looks like it can stop Donovan Clingan, Tristen Newton and Cam Spencer."
Bleacher Report : UConn 91, Alabama 80
Kerry Miller writes: "For as potent as Alabama can be on offense, the Huskies are even a little bit more efficient. And these defenses could not be much more disparate, with UConn ranking fourth in adjusted defensive efficiency compared to Alabama at No. 104. Maybe Alabama does what 16 of UConn's last 19 opponents could not do and averages better than one point per possession on offense. The problem is the Huskies might average around 1.3 points per possession when they have the ball."
Action Network : UConn -11.5
Staff say: "Even if Alabama continues to get lucky with opponents failing to make any free throw or 3, the Huskies will figure out a way to score consistently. It’s what Hurley does. UConn rolls to the championship game. Wager accordingly."
Andy Katz, NCAA : UConn wins
Katz says: "(Alabama) cannot do what Illinois did which is attack Clingan and they're going to have to get lucky because they don't match up as well against UConn... I don't see Alabama being able to do it. I don't think they have the size, the depth, so I have UConn advancing."
2024 Men's Final Four: UConn-Alabama odds
The Huskies are favorites to defeat the Crimson Tide in Saturday's Final Four matchup, according to the BetMGM college basketball odds . Looking to wager? Check out the best mobile sports betting apps offering sports betting promos in 2024 .
- Spread: UConn (-12.5)
- Moneylines: UConn (-750); Alabama (+525)
- Over/under: 160.5
2024 Men's Final Four: UConn-Alabama how to watch
Time : 8:49 p.m. ET
How to watch March Madness: Watch all tournament games with a subscription to fuboTV
How to watch NCAA Men's Basketball March Madness 2024
All games will be broadcast across CBS, TBS, TNT and TruTV. Here are additional streaming options to watch all the action on your devices.
- Stream through HULU with Live TV
- NCAA March Madness Live app
- Stream through DirecTV Stream
Printable March Madness bracket
You can find a printable bracket for the men's tournament here.
A women's tournament printable bracket is available here.
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COMMENTS
To make a claim you will need to contact Aviva. For medical emergency claims please call Aviva on 0800 051 6561 or +44 160 360 4906 if calling from abroad.; If you don't need urgent medical attention you can make a claim online or by calling Aviva on 0800 051 4780 or +44 160 360 3783 from abroad.; You'll need to provide the following information when making a claim:
How we travel is as unique and individual as our fingerprints. Some people plan precisely and some float free, some pack lightly, while others carry enough to furnish a small palace. There's no right way and no wrong way - just your way. But, whichever way you travel, there's always the risk of something unexpected trying to trip you up.
From emergency to non-emergency travel insurance claims in the UK or abroad, find out how to get in touch about our Travel Insurance products here. ... Marks & Spencer Bank . Visit M&S Bank support . TSB . Visit TSB support . first direct . ... Annual multi trip travel insurance; Aviva Distinct Travel Insurance; Pet Insurance;
It accepted 80%-85% of claims made on annual worldwide policies - in line with the average of 82%. It paid 75%-80% of claims made on single trip policies - above the market average of 73%. Check you're getting a great deal and search for a new travel insurance policy using the service provided by Confused.com. Get a quote now.
If you have not already registered, please take a moment to register for your home and travel insurance online service. Register. M&S Bank is a trading name of Marks & Spencer Financial Services plc. Registered in England No. 1772585. Registered office: Kings Meadow, Chester, CH99 9FB. Authorised by the Prudential Regulation Authority and ...
However, if you need to bring any matter to M&S Insurance's attention or wish to register a complaint about M&S Insurance, please contact us: in writing: to Head of Customer Relations, M&S Travel Insurance, PO Box 7463, Perth, PH2 0YX. by telephone: 0800 051 6670 Lines are open 8am to 9pm Monday to Friday, 9am to 6pm Saturday and 10am to 2pm ...
M&S Travel Insurance is underwritten by Aviva Insurance Limited. Registered in Scotland, no. 2116. Registered Office: Pitheavlis, Perth, PH2 0NH. Authorised by ... M&S Insurance is a trading name of Marks & Spencer Financial Services plc. Registered in England No. 1772585. Registered office: Kings Meadow, Chester,
Company: Aviva Insurance Limited Product: M&S Travel Insurance This is a summary of our insurance policy. You will find all the terms and conditions, along with other important information, online ... 3ou will be covered for any country or region you select when buying the travel insurance Y When and how do I pay? You can pay your premium by ...
M&S Insurance is a trading name of Marks & Spencer Financial Services plc. Registered in England No. 1772585. Registered office: Kings Meadow, Chester, CH99 9FB. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Travel Disruption cover provides up to £5,000 for cancellation or abandonment cover if you cannot travel or continue your trip for one of the following reasons: Strike or industrial action. Severe snowfall. The Foreign, Commonwealth and Development Office (FCDO) advise against travel.
Travel insurance helplines Travel Assistance helpline This service can help you sort out all kinds of Other emergency services while M&S Bank Customer Services Within the UK 0345 900 0900 travel problems before you go and while you travelling: Outside the UK +44 (0) 1244 879080 are away, from providing information on the • a 'phone home' translation and 365 days a year, 8am-8pm, but ...
If you're struggling financially, support is available. If you think you may be unable to maintain your regular policy payments, you can contact Aviva, your insurer, by completing the home insurance enquiries form or you can call Aviva on 0800 015 7760. Don't wait until you miss a payment as Aviva may be able to help you in advance.
The M&S plan is £56.36, whereas the comparable plan, with greater levels of protection, is £34.50. A saving to our traveller of 40%. What is also interesting to note is that whereas the comparable plan has £3,000 cover for baggage loss, the M&S plan only offers £2,500 as an optional upgrade, at an additional fee.
Make a claim online. If it's not an emergency, the easiest way to start your claim is online. Make sure you have these ready before you start: Policy number - you can find this in MyAviva. Your personal details, plus details of anyone else claiming on this policy. Details about your trip, for example, date of travel, airline (if it's relevant)
Aviva Insurance Limited is the main company responsible for your Personal Information (known as the controller). Aviva UK Digital Limited act as an additional data controller for the sale and distribution of the product. We collect and use Personal Information about you in relation to our products and services.
04 Nov 2020. Aviva today announces it has completed a £400 million bulk purchase annuity buy-in transaction with the Trustee of the Marks and Spencer Pension Scheme. This is the second buy-in transaction between Aviva and the Marks and Spencer Pension Scheme, following a £925 million transaction announced in May 2018 *, and it was completed ...
UConn, in case it's not clear, is on a march path right now and nobody looks like it can stop Donovan Clingan, Tristen Newton and Cam Spencer." Bleacher Report : UConn 91, Alabama 80