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• Reliance Travel Care Features

Reliance Travel Care Features (Reliance Travel Care Policy UIN:IRDA/NL-HLT/RGI/P-T/V.I/321/13-14)

Who doesn’t love travelling? And, when it comes with your job, it’s even more exciting. Global travel has become an essential part of the corporate world. However, there are several risks associated with travelling aboard. Here’s presenting Reliance Travel Insurance Care policy that offers extensive coverage against several unforeseen circumstances when you are travelling abroad.

Features of Reliance Travel Insurance

• Wide coverage at reasonable premium
• Three different tailor-made policy variants to choose from
• Pre-existing illness and maternity covered under life threatening situations
• Automated policy extensions for specific situations
• Premium payment on per-day basis for short trips
• 24-hours cashless and hassle-free claims settlement through reputed emergency assistance service provider
• Special plans for frequent travellers to cover multiple trips

Reliance Travel Insurance Other Features

• Medical Contingencies like in-patient and out-patient hospitalization reimbursement
• Medical evacuation to India
• Dental expenses for acute anaesthetic dental treatment
• Coverage against any unfortunate bodily injury due to accident
• Compensation for permanent disability or loss of life while travelling as a passenger in a common carrier
• Daily allowance if hospitalization exceeds two days
• Compassionate Visit
• Covers personal possession contingencies like loss of passport, checked-in baggages etc.
• Trip delay, cancellation, and interruption

Disclaimer of Reliance Travel Insurance

The General Insurance product is offered and underwritten by Reliance General Insurance Co. Ltd. The General Insurance contract is between the Proposer and Reliance General Insurance Co. Ltd.

IndusInd Bank is a Corporate Agent of Reliance General Insurance Company Limited bearing Corporate Agency License no. CA0001. The General Insurance Products are offered and underwritten by Reliance General Insurance Company Limited. Servicing of the policy and adjudication of claims is sole responsibility of Reliance General Insurance Company Limited and IndusInd Bank cannot be held liable for the same.  *T&C apply. Advertisement contains only an indication of the cover offered with Reliance Travel Care Policy. For complete details on the benefits, coverage, terms & conditions and exclusions, do read the sales brochure, prospectus, policy wordings and Terms & conditions carefully before concluding sale. IRDAI Registration No. 103. Reliance General Insurance Company Limited. Registered Office & Corporate Office: Reliance Centre, South Wing, 4th Floor, Santacruz (East), Off. Western Express Highway,  Mumbai 400055. Corporate Identity Number: U66603MH2000PLC128300. Product UIN - Reliance Travel Care Policy UIN:IRDA/NL-HLT/RGI/P-T/V.I/321/13-14. Trade Logo displayed above belongs to Anil Dhirubhai Ambani Ventures Private Limited and used by Reliance General Insurance Company Limited under License. reliancegeneral.co.in | 1800 3009 (Toll-free) / (022) 48903009 (Paid Number)

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Your Quote Details

Key Benefits:

• € Medical Sum Insured - 30,000
• € Personal Accident - 10,000
• Compassionate visit

Tax Excluded

• Medical Sum Insured - $500,000
• Personal Accident - $30,000
• Personal Liability - $250,000
• Medical Sum Insured - $250,000
• Personal Accident - $25,000
• Personal Liability - $200,000
• Medical Sum Insured - $100,000
• Personal Accident - $20,000
• Personal Liability - $100,000
• Medical Sum Insured - $30,000
• Covers Loss of Passport & checked baggage
• Covers trip delay
• Medical Sum Insured - $25,000
• Covers loss of passport & checked baggage
• Covers Loss of passport & checked baggage
• Daily Hospitalisation Allowance
• Medical Sum Insured - $50,000
• Personal Accident - $15,000
• Medical Sum Insured - €30,000
• Personal Accident - €10,000
• Medical Sum Insured - €50,000
• Personal Accident - €15,000
• Personal Liability - $50,000
• Personal Liability - $150,000 & more ...
• Personal Liability - $100,000 & more ...
• 2 way Compassionate visit

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Senior Citizen Travel Insurance

Switch to Reliance General Insurance. Trusted by 3 Crore+ Indians

• No Paperwork
• No Medical Check-up
• 26 Countries 1 Policy
• Cashless Hospitalisation Worldwide

• Plan Details
• Manage Travel Claim
• Download Resources

What is Senior Citizen Travel Insurance?​

Senior Citizen Travel Insurance is a type of insurance plan for customers or policyholders who fall under the senior citizen category, i.e. 60 years and above. When you buy trav​el insurance for senior citizens you secure a promise to get financially compensated for any losses you incur due to a risky event during a trip to a foreign country.

It perfectly complements your travel with covers for various risks like emergency hospitalisations, baggage losses, flight cancellations, loss of passports, trip delays and compensation in case of death or disability. Additionally, a senior citizen travel policy also covers dental treatment, personal liability against third-party losses, financial assistance during emergencies, daily cash allowance in case of hospitalisation, etc.

This insurance policy works well for Non-Residents of India (NRIs) who want to have their parents with them on short visits or stays for longer periods.

Whether you're looking to visit the country of your dreams or your children in the Middle East, UK, US or Australia, get international senior citizen travel insurance from Reliance General Insurance to protect yourself from financially draining emergencies.​

Benefits of Buying Senior Citizen Travel Insurance

It's better to have international travel insurance for senior citizens instead of leaving yourself vulnerable to unforeseen losses on your foreign trip. So consider these benefits of senior citizen travel insurance that'll save you from trouble:​

1. Cover for loss of luggage

After your health, you're probably concerned most with your baggage. A loss of your precious belongings will steal the joy that you were supposed to have on your trip and could cause severe financial losses too. But such losses can be mitigated with travel insurance for senior citizens. It will cover you in case the airline loses your check-in baggage or delays its arrival.

2. Covers for trip cancellations

The worst feeling is cancelling a trip you have been looking forward to for months. But sometimes you're forced to cancel due to an unforeseen illness, injury or death that occurs to any of the insured travelling members. Also, bad weather conditions or a terrorist attack in your destination country could force you to cancel your trip. Such scenarios that result in you losing money are covered in an international senior citizen travel insurance policy.​

3. Covers for trip interruptions

Circumstances that lead you to cancel your trip before it starts like injury, death, bad weather, etc. could also occur during your trip. Such trip interruptions force you to return to India to either attend to a medical emergency or escape unfavourable conditions in your destination country. These situations are also covered in our senior citizen travel insurance policy making the sting of the loss a little lighter.

4. Covers for trip delays

You're on the cusp of beginning your international trip when an untoward incident delays your journey. Again this could be in the form of an unforeseen illness, injury or death, bad weather conditions, occurrence of a natural disaster in the place you booked to stay, delay by the airline, loss of passport, money or other travel documents. However, having senior citizen travel insurance will help you cover the losses that are a result of these scenarios.

5. Covers missed connecting flights

Imagine missing a connecting flight that was the last step to your destination. Frustrating, right? If you missed the flight because of bad weather or due to a mishap by the airline, then the international senior citizen travel insurance will cover you for the cost of making alternate flight arrangements, accommodation and meals while you wait and the non-refundable expenses you incurred as part of your trip expenses.​

6. Covers loss of passport

Losing your passport during an international trip is like a nightmare coming alive. It's the most important document in your possession and its loss will derail your trip. Getting a new passport takes time and will cost you money. But with the help of a senior citizen travel insurance, you can recover the cost of issuing a duplicate or fresh passport during your trip.

7. Cover for medical expenses

One of the primary concerns of any traveller is their safety. It's understood that you don't want to be stuck with an unwanted medical expense while travelling. Senior citizen travel insurance covers you for many such situations like emergency hospitalisation, transportation to the hospital, evacuation back to India if possible, dental treatments and more.

8. Provides Personal Accident cover

If the unimaginable happens during a trip, i.e., a disability injury or an accident leading to death then there's compensation offered under an international senior citizen travel insurance policy. In case of death, the legal heir gets a compensation of 100% of the Sum Insured offered under the policy. Even compensation is given if an injury sustained during the trip leads to death within 12 months of its occurrence.​

9. Provides extension of policy

In case you're policy expires while you're receiving treatment due to an illness or injury that struck you during your trip then the senior citizen travel insurance gets extended for another 30 days. The same 30-day extension applies even if you're able to return to India for treatment and your policy expires while getting treatment in India. A 7-day extension is given in case the airlines causes a delay in your return to India before the policy expires.

Key Features of Reliance Senior Citizen Travel Insurance Plans

We offer four different senior citizen travel insurance plans, Standard, Silver, Gold, and Platinum with Sum Insured up to USD 500,000. All plans offer various coverages like trip cancellations, trip delays, loss of passport, loss & delay of checked-in baggage, hospitalisation expenses and more.

Given below is a list of features that are applicable for travellers aged between 61-70 years:

​​​ ​Want more details? Click here to view the detailed table of above mentioned coverage.

Does Reliance Senior Citizen Travel Insurance Cover COVID-19?

Yes, COVID-19 related hospitalisation is covered under our international travel insurance plan for senior citizens. So, you need not worry about going without proper care if you ever catch the troublesome virus.

Moreover, our senior travel plans also cover various medical expenses like X-rays, diagnostic tests, dental treatments and other medically necessary treatments like plaster casts, bandages, walking aids, etc.

In case a pre-existing disease (like diabetes, blood pressure, etc.) leads to a life-threatening condition, then the international senior citizen travel insurance policy will cover the resulting hospitalisation expenses too.​

Also, any kind of transportation to the nearest hospital for the injured and one accompanying member is covered. Transportation is provided back to India If it doesn’t worsen the medical condition of the injured member.

Finally, the cost of repatriation of the mortal remains back to India is covered if a death occurs during the trip because of an illness or injury. If repatriation is not possible, then a burial or cremation within the destination country is covered.

Is Travel Insurance for Senior Citizens Required?

The answer to whether you need travel insurance for senior citizens is dependent on various factors. Some countries like UAE, Qatar, Singapore, USA, etc. make travel insurance mandatory leaving you no choice but to buy one. However, there are several countries that allow you to visit without a travel insurance policy. In those cases, as an insurance company we still suggest you buy a senior citizen travel insurance.

So, if you’re a senior citizen travelling abroad, here are reasons why you should buy travel insurance:

1. Offers medical emergency covers

An unexpected injury or freak accident during your trip could land you in the hospital. And bearing the treatment costs would be a tough ask for you. Therefore, you should buy a senior citizen travel insurance to cover you for emergency hospitalisation and various other medical costs.

2. Covers immigration requirements

Some countries require each person to have a travel insurance policy before entering. In these cases, having a travel insurance plan keeps you on the right side of the law and makes your trip possible. Travel insurance is useful to have whether a country's immigration rules make it mandatory or not.

3. Protects you during your journey

A senior citizen travel insurance plan also protects you from losses resulting from lost baggage, delayed baggage, missed connecting flights and much more. It covers you in case you cancel your trip or it was interrupted midway through the trip due to an unexpected medical emergency, death, unfavourable weather conditions, terrorist attack in the destination country etc. Any fault on the part of the airline that delays your trip resulting in losses for you is covered too.

Factors to Keep in Mind Before Buying Senior Citizen Travel Insurance

If you're looking for the perfect travel policy for senior citizens or if you're a son or daughter looking to buy travel insurance for your parents before they visit you abroad then there are certain factors to keep in mind before you buy a policy. Given below are factors to keep in mind before buying:​

1. Coverage amount

You need to have a travel insurance policy that can adequately cover you financially if you’re hospitalised because of unforeseen injury or illness, or if the airline loses your luggage, or if you lose your passport, etc. This is where you check the coverage amount or Sum Insured of your senior citizen travel insurance. The higher the Sum Insured the better you’ll be covered during risky events.

2. Coverages offered

After understanding the Sum Insured, it's time to know what's actually covered in the policy. Make sure it covers baggage delays or losses, hospitalisation & transportation expenses, passport loss, dental treatment, trip delays or cancellations, personal accident and personal liability. You should be safe once you know all your bases are covered.

3. COVID-19 cover

Since the coronavirus ravaged the world, countries and travellers have been wary of the disease ever since. What happens if you contract the disease while on your trip? The best way to ensure you get the proper treatments even abroad is to have senior citizen travel insurance that covers COVID-19 treatments.

4. Gives policy extension

You should have a travel insurance policy that gives you an extension of your policy in case it expires while you're still getting treated for an illness or injury sustained during a trip or because of a delay caused by the airline. You don't want to be left unprotected in a foreign land therefore having a policy extension in the travel insurance policy is important.

What Does Senior Citizen Travel Insurance Cover?

Here’s a list of a variety of situations our senior citizen travel insurance covers:​

Accidental bodily injury during the trip

Acute anaesthetic treatment of teeth due to an injury

Total loss of your checked-in baggage by a common carrier

Emergency expenses made for medical evacuation to India

Special distress allowance if your plane is hijacked for more than 12 hours

Facility to provide you emergency cash in case you lose travel funds due to theft

Expenses incurred if you miss a connecting flight

Expenses incurred for the purchase of toiletries, clothing and medication in case luggage is missing for more than 12 hours

Expenses incurred if a trip is delayed for more than 12 hours due to airline, medical, personal employment problems or natural disasters

Insurance against burglary in your home, while you are travelling abroad are covered

Expenses incurred if a trip is cancelled or interrupted due to airline, medical, personal employment problems or natural disasters

Compensation for a third party in case your involuntary actions result in someone's demise, cause someone injury or damage to health or property

Emergency medical expenses incurred by you whilst abroad, for any sudden illness, injury or death are covered

Expenses incurred while transporting the insured's mortal remains back home or towards burial abroad in case of an untimely demise are covered

What does Senior Citizen Travel Insurance not Cover?

Here's a list of things your senior citizen travel insurance policy won't cover:

Expenses incurred if you are:

Travelling against the advice of a physician and have to be hospitalised

Receiving or are on a waiting list for specified medical treatment.

Travelling to receive treatment abroad

Have been given a terminal prognosis for a medical condition

Have been given a terminal prognosis for a medical condition Expenses incurred due to any of the following conditions:

Self-inflicted injuries or illnesses

Mental disorder

Anxiety, stress or depression

Venereal diseases

Alcohol/drug abuse

War or nuclear threat in the country where you're travelling

Schengen travel policy for senior citizens above the age of 80

In case of loss of checked-in baggage, no partial loss or damage shall become payable

Life-threatening conditions covered only arising out of disclosed pre-existing diseases, which are mentioned in the policy schedule, for people up to 70 years of age. Customers need to declare all pre-existing diseases while taking the policy.

Claims arising out of non-disclosed and non-declared pre-existing medical conditions will not be covered.

Any issues faced due to theft or loss of passport when left unattended or if you don't report the loss to local police authorities.

How to Buy Senior Citizen Travel Insurance Online?

You can buy a senior citizen travel insurance plan easily through our website www.reliancegeneral.co.in. Here are a few simple steps to get the insurance you need:

Step 1: Go to the travel insurance page and enter your details like name, number, travel destination, number of travel days, etc.

Step 2: Choose your desired plan and click buy now.

Step 3: Check your plan details like the premium amount and then enter the remaining personal details.

Step 4: Select your preferred mode of payment and proceed to pay.

Once your payment is complete you will immediately get your senior citizen travel insurance and you can enjoy your upcoming trip peacefully.

How to File An Internat​ional Senior Citizen Travel Insurance Claim?

Cashless claim, register claim.

The insured, his family or the hospital has to intimate a claim with the correct certificate number to Reliance General Insurance within 24 hours from the time of admission in case of hospitalisation. Note that the hospital has to agree to provide a cashless facility.

Claim Settlement

To avail Worldwide cashless facility, call the below-mentioned numbers or International toll-free numbers given country-wise in your Policy Schedule for any emergency assistance. National Toll-Free No.: 1800-209-55-22 Landline No.: +91-22-67347843/44 (Charges Applicable)

Reimbursement Claim

The insured or his family has to intimate Reliance General Insurance within 24 hours of the occurrence of a claim.

For reimbursement, submit the fully filled claim form along with the hard copies of all the required documents at the address mentioned below:

Europ Assistance India Pvt Ltd. 7th Floor, Star Hub, Bldg No. 2, Near ITC Maratha Hotel, Sahar, Andheri East, Mumbai – 400 059, India

New International toll-free numbers ​​

What are the documents needed to file a claim.

1. You need to complete the KYC Process as per the AML/CFT Guidelines issued by IRDAI. You also need to submit PAN/Form 60 along with the below-mentioned documents for your international travel insurance claim.

2. You need to submit the original ticket/boarding pass, a copy of the passport indicating the travel dates and the completed claim form for every claim.

3. ​You also need to submit original bills/vouchers/reports and discharge summary for all claims.

4. You have to submit an official death certificate and a physician's statement giving the cause of death to avail reimbursement of the costs of transporting the mortal remains of the Insured/Insured Person to the Republic of India or of costs of burial abroad.

5. For claims related to a lost passport, you have to submit a Police Report obtained within 24 hours of the Insured/Insured person becoming aware of the theft along with the original bills/receipts of expenses incurred for a new/fresh passport.

6. A Property Irregularity Report or other report is usually issued by the common carriers in the event of loss of checked-in baggage. A letter from the airline will also need to be submitted stating the compensation, if any received from them for the lost baggage.

7. In case of claims related to personal liability, you need to submit proof of judicial decision rendered by a Court.

8. For claims under financial emergency assistance benefit, the police report filed within 24 hours of becoming aware of the robbery needs to be submitted.

For a complete list of applicable claim documentation please visit here​ .

Want to extend your trip? Take a look at this-

If your holiday is extended for any reason, we recommend that you extend your travel insurance policy. It always better to be safe than sorry! Download and fill the Extension Form with Good Health Declaration Form ​ & visit the nearest branch. ​

Disclaimer: #Total loss of checked baggage - Maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of applicable sum-insured and per item in baggage maximum 10%. **Special Conditions (limit of liability) - Applicable only for Senior Citizens (61-70 years) For more details on risk factors, terms & conditions, brochure, and exclusions, please read the  policy wording carefully before concluding a sale.*T&C apply. Pre-existing disease is covered till 70 years of age only under life-threatening conditions. Details mentioned here are for Reliance Travel Care Policy: Individual, Family, Senior Citize (61-90 years) Plan. UIN: RELTIOP08002V010708.

• Coverage for stolen or lost luggage ​
• ​Get covered for expenses against missing your flight, delay in your trip or cancellation of your ​trip​

Check for more details on travel insurance for senior citizens ​​​​by taking a instant quote online or calling our toll free number @1800 3009​​​​. In addition, check the 'What does it not cover' section below to avoid any confusion about the policy.

*T&C apply.  Details mentioned here are for Reliance Travel Care Policy. ​

• Quick Facts

​With senior citizen travel insurance, you get a host of benefits from the perspective of security for your trip. When you are travelling, you are exposed to a number of risks such passport loss, baggage loss/theft, personal accident as well as medical emergencies. Having a robust travel insurance plan safeguards you against such risks and protects you from the financial liabilities that may incur due to them. Thus, it is a must for senior citizens or the elderly to buy a travel insurance as a precautionary measure.

​No. It is only mandatory in certain locations such as Schengen countries and Australia. However, senior citizens are exposed to more risk of falling sick in foreign locations due to their age. Hence, it is always advisable to carry a senior citizen travel insurance as a precautionary measure.

Deductible means a cost-sharing requirement under this travel insurance policy that provides that the insurer will not be liable for a specified monetary amount or for a specified number of days / hours which will apply before any benefit are payable by Insurer. A deductible does not reduce the Sum Insured. A deductible is important as it makes you a co-owner of the policy, by taking up a certain portion of the loss himself / herself.​

The travel policies are recognized and accepted all over the globe. For your assistance we have International presence through the service provider. However Reliance general Insurance has special travel insurance plans depending on where you are travelling.​​​​

We offer policies to children aged 3 months and above to individuals up to 90 years. If the insured is above 90 years then a medical check-up is required.​

​A business or corporate travel insurance policy is beneficial in case you:

• have large number of employees travelling at different times.
• have large number of travelling days.
• want to cover certain risks for certain employees.
• need worldwide coverage.
• have high turnover of employees.
• want to cover employees from various group companies.
• want to minimize documentation.
• want simple and easy administration.

​No, these policies cannot become a part of the corporate plan. You can choose to continue with these standalone policies and thereby opt for those many less number of travel days in the group policy.

Alternatively, if you want all the executives to be a part of one plan, then you can cancel those standalone policies prematurely and make them a part of your corporate group policy.

Yes. We have designed all our travel insurance plans to meet both the requirements, that of leisure and business. Individuals travelling abroad on business purpose can also avail the facility of our Overseas Travel plan, while those who are frequent visitors to abroad can opt for our Annual Multi-trip Insurance.​

​An FIR (First Information Report) is required in cases of:

• Loss of passport
• Claim under Home burglary insurance
• Accidental Claims under Personal accident section
• Personal liability
• Financial emergency

Amongst the many benefits of senior citizen travel insurance, medical expenses coverage is the most important.  Some of the features include:

• Cashless hospitalization during a medical emergency. This is very helpful for senior citizens.
• Coverage of expenses for medical evacuation to India.
• Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier.
• Reimbursement of return ticket fare for a family member visiting you, the insured, if you are hospitalized for more than 7 days
• Coverage for lost passport and checked-in baggage.
• Expenses incurred if a trip is cancelled or interrupted due to airline, medical, personal employment problems or natural disasters.

The major risks faced by senior citizens are related to health concerns. With age, there is an increased risk of a medical emergency. In the case of a pre-existing medical condition, there is a significant risk of the condition getting aggravated due to travel strain. Owing to ill health, the chances of meeting with an accident are also increased. Additionally, new climate and food can also take a toll on one’s heal​th.

Zero paperwork​

​To cancel your policy, all you have to do is submit a letter at any of our branch offices. Once we receive a written request from you, your policy will be cancelled within one day.​

​The policy bought online will be cancelled and the amount refunded on a pro-rata basis provided no claims have been made subject to minimum 30 days left for the policy to expire.

You can extend the policy only once and the total duration you extend should be less than or equal to 180 days.

​Yes, we refund part of your premium if no claim has been made on any part of your policy and there is more than 30 days left from the expiry date.

Yes, with Reliance Senior Citizen ​Travel  Insurance  you can! ​ If your holiday is extended for any reason, we recommend that you extend your senior citizen travel insurance policy. It always better to be safe than sorry! Download and fill the  Extension Form   and  visit the nearest branch .

Reliance Travel Care Policy covers you for most medical and financial requirements and offers some additional assistance in case of any emergencies while travelling. Any basic travel insurance policy will cover you for:

• Medical Expenses Including Transportation, Evacuation And Repatriation Of Mortal Remains
• Personal accident

Apart from these, you can opt for covers like:

• Dental treatment
• Delay / Total loss of checked in baggage ​​
• Trip delay, cancellation and interruption, Missed connection
• Home burglary insurance
• Accidental Death  - Common carrier​

​Depending on the policy and additional covers you take, a travel policy could cover you for liabilities or risks like:

• Medical expenses
• Emergency medical evacuation
• Transport of mortal remains
• Total loss of checked-in baggage
• Delay of checked-in baggage
• Personal accidents
• Accidental death & dismemberment
• Daily allowance in case of hospitalisation
• Financial emergency assistance
• Hijack distress allowance
• Trip cancellation and interruption
• Missed connections

​Yes, it does. We will reimburse your dental expenses for any acute anesthetic treatment of teeth due to an Injury​​​

​In case you do lose your passport, your policy will reimburse you for actual expenses necessarily and reasonably incurred to get a duplicate or fresh passport.

However, the travel insurance policy will not cover you if your passport. . .

• is confiscated or detained by customs officials, police offers or police authorities.
• Is lost on account of it being left unattended or forgotten in a public place or transport, hotel, apartment or a private place or vehicle.
• has been robbed and you have not reported the incident to the local police within 24 hours of the event. We will require a copy of the report when you make the claim.

Your policy provides reimbursement for delays in transportation of checked-in baggage beyond 12 hours. This is valid across all travel destinations that are mentioned in your ticket, including all halts as well.​

This cover for delay will not be available in the following cases:

• If your baggage is lost, unless a Property Irregularity Report or equivalent report, issued by the carrier, is procured and submitted.
• If there is a partial loss of the items contained in the checked-in baggage.
• If items contained in the checked-in baggage, valued in excess of US $100, do not have appropriate proof of ownership.
• If the valuables, money, securities, tickets and passes or any other item(s) are not declared.
• If the losses are a result of delay, detention, confiscation by customs officials or other public authorities.
• If the losses are incurred due to complete/partial damage to the checked-in baggage.
• If the checked-in baggage is delayed in the inbound sector to India.

This amount will be up to a maximum, as mentioned in your policy.

​The loss of handbag is not covered. Your policy pays or reimburses only for a delay in transportation of checked-in baggage accepted by a common carrier by which you/ insured would be traveling. It is also mandatory that the common carrier has issued a baggage receipt for the trip.​

​​Your policy will pay the necessary expenses incurred while obtaining a duplicate or fresh passport after coming to India. This will be up to the maximum sum insured mentioned in your policy.​

​This particular travel health insurance policy will compensate you for any unfortunate outcomes / losses or any accidents that may happen when you travel. This compensation is different for various losses and is limited to the ‘sum insured’ as mentioned in the plan. To understand the benefits better click here .​​​​​

​Your travel insurance has a personal liability cover that protects your liability under accidents that result in death, injury, damage to health or damage to the property of a third party. This also covers any hospitalisation expenses in case of any accidental injury.​

Yes, it does. Your hospitalisation expenses will be covered in a quick and cashless manner. If you have been hospitalised for more than 2 consecutive days, you can eve avail of a daily allowance subject to plan opted​.

​This is a special service that provides you, the insured, assistance in times of financial emergency that may arise only due to theft or robbery. In a situation where you are short of funds / cash, this cover will not be able to help you.

​In case your flight is hijacked, your policy will compensate you, up to the maximum amount as mentioned in your policy, post the first 12 hours of hijacking.

​In case your flight is delayed for more than 12 hours from the scheduled time, due to unforeseen circumstances like illness, death, delay due to bad weather, natural disaster, we will reimburse to you up to the maximum amount as mentioned in your policy.

If you opt for the Home Burglary cover, your house and valuables are covered for burglary or attempted burglary, up to the limit of sum insured. Please note that the cover does not protect you from losses sustained due to fire or other perils.

• you are hospitalised for more than one consecutive month on account of any disease, illness, injury, terminal sickness or medical repatriation,
• an immediate family member or your sponsor expires, leading you to discontinue your studies for the remaining part of the current semester, the tuition fee for which has been paid.

​A student travel insurance policy covers you for a specific period depending on your choice. If your examination is delayed, but it is still within this specific period, your insurance policy will cover you. In case your examination is delayed and this causes an unanticipated extension beyond the specified period, you can always extend your policy.

Pregnancy, childbirth and any consequences thereof unless the medical assistance provided abroad involves unforeseen emergency measures to save the Insured/Insured Person's or the child's life in the event of acute complications, provided that the Insured/Insured Person has not completed the age of 38 years and 30th week of the pregnancy is not yet completed.​ ​

If any illness / injury during the period abroad necessitates curative treatment beyond duration of this insurance, the Company's liability to pay benefits within the scope of this Policy shall extend for a further period of 30 days insofar as it can be proved that transportation home is not possible. Emergency Assistance Service Provider must be notified immediately as soon as it is known that Insured / Insured Person is unfit to return to India. If any new illness / injury is contracted beyond duration of this Policy, treatment for the same will not be covered.​

In such a case, if the death or disablement occurs within 12 months from the date of the policy start, the company will process the claim as per terms and conditions of the policy in favour of beneficiary / nominee mentioned in the policy.

​​In the event the Insured/Insured Person is hospitalised for more than seven consecutive days, and his/her medical condition forbids repatriation, and no adult member of his/her immediate family is present, the Company after obtaining confirmation of the need for a companion from the attending doctor and the Emergency Assistance Service Provider, will provide:

a) a round trip economy class air ticket, or first class railway ticket, to allow one immediate family member, during the entire period of insurance, to be at his/her bedside for the duration of stay in the hospital.

b) expenses towards the stay of the immediate family member during such a compassionate visit.

​When you and your family are on a foreign tour, Reliance Travel Care Policy covers your home/ home contents against burglary. The policy covers your home contents as per their market value. It protects your house and valuables from burglary and/or attempted burglary, up to the limit of Sum Insured. This cover does not cover losses sustained due to fire or other perils.​​​

​No, an international policy is not extendable for domestic travel. Any medical or accident policy that you may have, will cover you for the relevant benefits, while you are travelling within the country.​

With Reliance General Insurance you can now choose between 5 payment options as mentioned below to pay your premium:

• Online payment
• IVR online payment
• Free Cheque pickup
• Mobile payment
• Payment at any Reliance branch office

You can decide on the scope of the insurance based on your financial needs. Factors you should take into account are the number of travel days, amount of premium you want to pay and the amount and type of risks you want to be covered for.

​The corporate policy is designed to provide you convenience of usage. If you have opted for a short-term plan for a specific period of insurance and number of man-days, a float amount for your company would be created with us.

As and when an individual employee travels, his details need to be intimated to us. The premium amount, based on the employee's number of days of travel, age and some other details, would be adjusted in this float amount. Similarly, let us know as and when you add or delete a person, so we can adjust the float amount.

​Yes, we do give group discounts. The details are as follows:

Although we do not have specific time frame we would certainly like the travel insurance claim to be intimated as soon as possible, for better assistance.​

The documentation will vary depending on the type of the claim. Here’s a comprehensive list of requirements for the various types of covers. Medical & Emergency Expenses

• Claim form with the surgeon's signature
• Copy of your travel policy
• Doctor's report
• Original admission/discharge card
• Original bills/receipts/prescription
• Original X-ray reports/ Pathological/ Investigative reports
• Copy of passport/visa with entry and exit stamp.

Loss of Baggage

• Claims form
• Copies of baggage tags
• Copies of correspondence with the airline authorities or others about loss of checked baggage
• Property Irregularity Report (obtained from Airline)
• Details of compensation received from airlines/other authorities if any

Delay of Baggage

• Copies of correspondence with the airline authorities certifying the delay
• Original bills/receipts/invoices pertaining to expenses incurred/purchases made during the delay period.

Loss of Passport

• Copy of new passport
• Copy of previous passport (if available)
• Original bills/invoices of expenses incurred for obtaining a new passport
• Copy of FIR/ Police Report

Trip delay / cancellation/ interruption/ missed connection

• Confirmation from the airlines clearly mentioning the scheduled arrival time and the actual arrival time
• Medical reports and doctors statements if the trip is cancelled or interrupted due to medical reasons
• Termination letter from the company if trip is cancelled or interrupted due to employment reason
• Police report confirming the incident if the delay is due to any other insured events
• Original tickets of the insured and the travelling companion indicating travel to the same destination for the same dates in case the cancellation or interruption is due to the sickness injury or death of a travelling companion
• All the bills / receipts of reasonable additional expenses incurred and / or proof of cancellation charges levied by the carriers

Personal Liability

• A detailed statement mentioning details of the incident
• Witness statements
• Any other documents relevant to the incident including Summons Legal Notice etc.
• Any other information you would like to share with us.
• Full statement of the events in writing
• Airline correspondence (copy of Passenger List etc.)
• Copy of ticket/ Boarding Pass

Accidental Death

• Original Death Certificate
• Copy of FIR/Police inquest report/Coroners report
• Copy of Post Mortem report.

Dismemberment Case

• Copy of treatment papers along

Financial Emergency Assistance

• Date of loss
• A detailed statement
• Court order stipulating the required amount as bail bond
• Police report.

Sponsor Protection

• Medical reports or doctor's statement giving the details of the sponsor and cause of death certificate of the sponsor

Please remember any medical statements from relations / spouse will not be accepted. Compassionate Visit

• Medical reports and certificate from the doctor confirming hospitalisation of the insured, reason of hospitalisation and duration of hospitalisation
• Doctor's statement specifically stating the need for an attendants

Study Interruption

• A detailed statement.
• Medical reports or doctor’s statement
• Death certificate as a proof of the reason of study interruption (in case of death of immediate family members)
• Receipts of the university fees paid

Please remember any medical statements from relations / spouse will not be accepted. Home Burglary

• Copy of the FIR
• List of items stolen along with year of purchase and value

Dental Treatment

• Original medical bills/receipts

Yes, Europ Assistance has a global presence in all the major countries. Post approval of the claim Europ Assistance can place a guarantee to the Hospital/providers and make the cashless claim.

Further, under Cashless Services, if the procedure stated above is complied with, Emergency Assistance Service Provider, as the case may be, will guarantee to the Hospital/other providers the costs of hospitalisation, transportation for emergency services, and transportation home of the Insured. All costs will be directly settled by Emergency Assistance Service Provider on the Company's behalf and the same shall constitute due discharge of the Company's obligations.​

​Filing a claim is very easy. Just follow the steps mentioned here .

Average Rating:

Showing 10 reviews

Whenever I travel, I take the travel insurance with Reliance General Insurance because the services are excellent. Also, I use Self-i application for my all policies. I can access my policies from there and can avail required information easily.

Was taking my mom to her first overseas trip. Decided to buy a senior citizen travel insurance policy for her as a precautionary measure. It feels good to be secured.

Travelling as a Senior Citizen can be frightful if you aren't sure about your medical needs being taken care of. Reliance General's senior citizen travel insurance gave me and my wife the confidence to start travelling again.

My wife and I, both senior citizens decided to take a trip to America along with a tourism group. My health weakened a bit due to the sudden change in weather. I had to spend a day in the hospital. The medical expenses in America are way too high for us to pay in indian rupees. I would rather spend a bit in a travel insurance than spend dollars behind medical treatment.

While taking my parents abroad for the first time, I bought your senior citizen travel insurance policy. We had a good, tension-free trip thanks to Reliance General Insurance. This is the plan to have while travelling with your parents.

The premium offered for this travel insurance at this price is really good. Ended up using the free international sim card they gave. Thanks reliance.

Travel insurance for my elderly parents helped them travel stress-free and visit a new country. Reliance travel insurance for elders highly recommended

Great customer service and good value added benefits

A very good travel policy for 60 plus at a cheap price.

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You can avail Reliance Travel Insurance for Schengen starting at just 401*. Yes, you heard it right. You can travel to 26 countries with a single Schengen travel policy!

Here are the comprehensive travel insurance plans that we have for you-

You can avail Reliance Travel Insurance- the most preferred family plan for Asia starting at just 306*!

Reliance Travel Insurance aims to make your travel a memorable one. Explore the world worry-free with Reliance Travel Insurance.

Reliance Travel Insurance aims to make your travel a memorable one. Explore the world worry-free with Reliance Travel Insurance.​

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Reliance Travel Care Policy | General Insurance

Reliance travel care policy.

By clicking the link you will be redirected to the website of the third party. The third party website is not owned or controlled by Bank of India and contents thereof are not sponsored, endorsed or approved by Bank of India. Bank of India does not vouch or guarantee or take any responsibility for any of the contents of the said website including transactions, product, services or other items offered through the website. While accessing this site, you acknowledge that any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk and consequences.

The Bank of India and its affiliates, subsidiaries, employees, officers, directors and agents shall not be liable for any loss, claim or damage whatsoever including in the event of deficiency in the service of such third party websites and for any consequences of error or failure of internet connection equipment hardware or software used to access the third party website through this link , slowdown or breakdown of third party website for any reason including and resulting from the act or omission of any other party involved in making this site or the data contained therein available to you including for any misuse of the Password, login ID or other confidential security information used to login to this website or from any other cause relating to your access to, inability to access, or use of the site or these materials in accordance thereto Bank of India and all its related parties described hereinabove stand indemnified from all proceedings or matters arising thereto.

By preceding further to access the said website it is presumed that you have agreed to the above and also the other terms and conditions applicable.

Reliance Travel Insurance, that offers coverage against lost passport, lost checked-in baggage, trip delays & more. We offer plans specially designed for Asia, Schengen, USA & Canada, and other countries and have customized plans for family trips, solo travelers, senior citizens, and students studying abroad.

• Instant policy issuance and extension up to 365 days
• No medical check-up required
• Trip delay and cancellation expenses covered
• Passport and baggage loss expenses covered
• 24-hour emergency assistance & worldwide cashless hospitalisation

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What Is The Claim Procedure For Reliance Travel Insurance Policy?

If you have availed  Reliance travel insurance policy and there's an incidence of emergency claims assistance, reach the insurer immediately on the claim assistance number of the country you're travelling in. You'll find a list of the toll free numbers of the covered countries below -

You can also drop them an email at the email address mentioned below -

[email protected]

To file the claim on your Reliance travel insurance plan, fill in the claim form (you will get it from Reliance General's website) and submit the same along with the other required documents at the address mentioned below -

Europ Assistance India Pvt Ltd.

7th floor, Star hub, Bldg no. 2,

Near ITC Maratha hotel,

Sahar, Andheri east,

Mumbai - 400 059., India

For assistance, you can call on their toll free number in india - 18002095522

Claims - +912267347843/+912267347844

For fax - +912267347888

Also read:  Single vs. Multi-trip travel insurance

For further insights on Reliance travel insurance or any other  Travel insurance plans for that matter, call us on 86559 86559 or drop us an email at [email protected] .

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Reliance Insurance Online

Travel insurance, reliance overseas travel insurance, destinations, reliance travel medical insurance - key features.

• Plan life 6 months and renewable up to 6 months
• Coverage available up to the age of 90 years

Pre-existing condition coverage

• Preexisting diseases are covered in case of life threatening only for travelers below 70 years
• Covers pre-existing ailments in case of life threatening situations if declared (other than the critical illness)
• Some of the preexisting diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes
• Whether declared or not declared, 70+ Senior citizens are not covered for pre-existing diseases.
• Option of buying a Family Floater plan for travelers less than 60 years.
• Comprehensive plan (full $50,000 coverage) for senior citizens between 71-80 years.
• Covers hospitalization medical expenses and OPD/ doctor visits including pharmacy bills.
• Covers for Trip Cancellation, Missed connection, Baggage loss, passport loss, Home burglary and more.

Reliance Overseas Travel insurance extension/renewal while outside India

Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew Reliance travel insurance online . These travelers can complete the Reliance international travel insurance renewal request form online and we will try to get an approval for you.

Reliance Travel Insurance Review

Sum insured.

USD 50,000/ 100,000/250,000/500,000

Tenure Options

180 days( can be extended for further)

Age of Entry

180 days to 99 years

Reliance international travel medical insurance India - Useful links

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

Travelers who have already traveled from India and do not have insurance can buy Reliance travel medical insurance.

Download Reliance brochure online!

In case of Claim or reimbursement of treatment expenses, notify Reliance overseas travel insurance.

Reliance Indian travel medical insurance coverage for pre-existing conditions.

Travel insurance customers can renew their existing policy online before the exipry date at any time.

Overview of Reliance Travel Insurance

Reliance Travel Care Insurance policy provides comprehensive cover for you and your family when you globe trot. Reliance Travel Care goes beyond just health insurance and provides you with a wide range of travel related covers to make your trip stress-free. Reliance travel Care insurance plan can be purchased online using your credit card, debit card or cheque. Travelers should compare Reliance travel insurance plans online before buying it.

Reliance overseas travel medical insurance covers for the insured's unexpected medical and non-medical expenses. Travelers traveling overseas can buy travel insurance online using different modes of payment. Even the children being anywhere in the world can purchase reliance travel medical insurance for their parents traveling from India.

In reliance travel Care insurance policy, there are two types of medical expenses, one is reimbursable medical expenses where the traveler has to bear all the expenses and claim for reimbursement later. The second type of medical expenses is due to hospitalization for more than 24 hours. In such a case the billing will be done directly to the hospital from the insurance company. In either of the case, the traveler has to bear the deductible.

Please refer the brochure of Reliance travel insurance for the benefits offered by the plan and its policy wordings which explains the terms and conditions. You can get the complete quotes using the Reliance travel insurance premium chart . You can also complete an online Reliance travel insurance proposal form. You can renew/extend the plan using Reliance travel insurance extension form on expiry.

You can buy your policy online through our various payment options like Paytm, SBI buddy, Mobikwik, freecharge, Net Banking, Oxigen, Debit/Credit card etc available for your convenience.

Why Buy Reliance Travel Policy

No paperwork and affordable premiums ensure that your insurance matters are quickly taken care of for a smooth holiday.

you can opt for a plan that covers you or one that covers your entire family.

The duration of your trip does not matter - we cover trips as long as 180 days and even extend for another 180 days.

You can avail this plan without any medical tests.

Our wide range of plans cover many destinations across the globe.

Yes, The policy will be extended in case of medical emergency and evacuation( upto 30 days) and delay of common carrier(upto 7 days)

You can avail of cashless claims with national & international assisatance numbers

Smart and Convenient benefits of Reliance Travel Insurance

Emergency Hospitalisation

You get a 24-hours emergency assistance services offering cashless facilities.

Loss of passports or check-in baggage

If you lose your passport or check-in baggage, the policy will take care of all expenses incurred.

Missed flights & delayed or cancelled trips

The policy covers you for situations when you miss your flight or when your trips get cancelled.

Reliance travel insurance frequently asked questions?

Yes, Reliance travel care policies will cover the policy holder for fever, cold & cough during the policy tenure in overseas.

Yes, After deductible, Reliance travel insurance is cashless travel health insurance for the eligible medical expenses incurred due to the policy holders stay in the hospital for more than 24 hours. The company pays the policy holder as per the policy terms and conditions.

• Call the relevant number provided in your policy document and intimate the assistance service provider about the planned hospitalization.
• Your Claim will be registered and a reference number will be allocated for further follow-ups.
• Provide the necessary details and documents of the policy holder to the assistance service provider.
• On receipt of the required documents the assistance service provider will study the case and they might approve or decline the claim.
• Claims approved / declined by the assistance service provider.
• If declined, the same will be intimated to the policy holder and the policy holder has to bear all the necessary expenses on his / her own.
• If approved and In case of cashless hospitalization, the assistance service provider will provide guarantee of payment to the hospital where the policy holder has planned to take the treatment. The customer has to bear the deductible.
• If approved and If the assistance service provider cannot arrange for cashless claims settlement, then the policy holder has to bear the expenses from his / her pocket and then claim for reimbursement. The customer has to bear the deductible.
• The claims will be settled as per policy terms and conditions.
• Call the relevant number provided in your policy document and intimate the assistance service provider as early as possible.
• Call the relevant number provided in your policy document and intimate the assistance service provider either before visiting the doctor or immediately after visiting the doctor.
• Pay from your pocket and claim for reimbursement later.
• As per the claims department guidance, submit the necessary bills, documents and other details to the claims department.
• Claims department will verify the received documents.
• If your claim is approved, after deductible the eligible claim amount equivalent in Indian currency is reimbursed to the policy holder.

Reliance travel insurance is one of the more popular Indian overseas travel insurance policies among Indians. It is a top rated Indian travel insurance company that has been offering International travel services to Indians. It offers Global medical insurance coverage for emergency medical expenses arising from sickness or injuries from accidents while outside India. Travelers can enjoy the cashless hospitalization benefit and Reliance insurance has good claims settlement ratio.

After buying the Reliance travel insurance policy online, an email of the policy document will be emailed to the email ID provided in the application. Travelers can use this Reliance travel insurance document and take a printout of the same which has all the relevant details and is very useful document while abroad and if you need to use the travel insurance.

You can renew the Reliance policy online . Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Reliance insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Find out more about Reliance Indian travel insurance

Insurance Forum

Reliance Forum discussions on Indian travel, student and health insurance plans.

Proposal Form

Reliance Travel Insurance Reviews - Customer experiences and testimonials.

Premium Chart

Calculate the travel insurance premium calculator for Indian travelers travelling overseas.

Claims Procedure

Reliance Travel insurance customer care information for Indians travelling overseas.

Popular travel destinations for Indians tourists

Travelers who are traveling to Europe to any of the Schengen countries can buy the Schengen travel insurance.

Travelers travelling USA can get the complete travel insurance quotes & can buy travel medical insurance.

Travelers travelling UK can get the complete travel insurance quotes & can buy travel medical insurance.

Travelers travelling Australia can get the complete travel insurance quotes & can buy travel medical insurance.

Reliance Schengen Visa Travel Insurance Plans

People who require Travel medical insurance for Schengen Visa from India can buy these Reliance plans offering coverage as mandated by the consulates. Travelers aged 6 months - 80 years are eligible to buy these plans: Basic Plan - 70 years: €30,000 maximum coverage Standard Plan: €50,000 maximum coverage.

Travel insurance from Reliance

Student insurance, senior insurance, health insurance, schengen insurance, annual insurance, family insurance, covid insurance, reliance travel destinations.

 Travel insurance to   Australia

 Travel insurance to   Canada

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 Travel insurance to   New-Zealand

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 Travel insurance to   Srilanka

 Travel insurance to   Seychelles

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Resourceful Reliance travel insurance links

Travelers aged from 6 months to 99 years can buy this plan online without any paper work.

Suitable for travellers who travel frequently for a shorter duration of 45 days multiple times within a year.

Travel Asia Insurance is a special package devised for individuals travelling to Asia for a shorter duration of 30 days.

Reliance senior citizen travel insurance can be obtained for $50,000 coverage without giving any medical reports.

Reliance offer Europe travel insurance plans which are approved by VFS center.

Buy Reliance family travel medical insurance online.

Travel insurance FAQ's

Answers to FAQ related to Reliance travel insurance for visitors from India.

Travel insurance reviews

Popular travel destinations

Reliance travel insurance for popular travel destinations.

Travel insurance customer care

Reliance travel insurance customer care information for Indians travelling overseas.

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Customers testimonials.

Thanks for your help NRIOL customer support team, I have booked the policy online

Dear NRIOL team, Thanks a lot for the quick response!

Thanks a lot for your excellent customer service.. Appreciate your call and explaining the policies satisfying my needs.

This is my second time buying the Travel Insurance from NRIOL and very happy with the assistance received...thanks ! Pls continue do the great work !!

Good experience. Dear Team Thank you for your kind help in doing the travel health insurance for my family.It was a good experience.

Thanks very much , your prompt response / help is appreciated

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Mr. Arvind Naaz , Chief Marketing Officer - RGICL (Reliance General Insurance Co. Ltd) says NRIOL being a key partner has helped provide a quick, convenient & efficient service through portal to Reliance General Insurance customers.

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