HOLIDAY CLOSINGS: Memorial Day 5/27 -  Complete List

Personal Checking

Journey  checking account.

  • NO Minimum Balance Requirement
  • NO Monthly Service Charge
  • NO Per Check Charge
  • Overdraft Protection Available for qualified Members
  • NO other transaction limitations apply to this account

Mobile Check Deposit

This service is designed to allow you to make deposits to your savings /checking accounts by taking photos of checks & sending them to us via our mobile app. Funds are available in your account once we process your check - done throughout each business day

To use this service, you must be in good standing with us and must have an online banking account & smartphone with our mobile app installed. Click here for complete details!

CheckRight is a web-based checking account management education module designed to teach you how to manage a checking account. Use CheckRight if:

  • you are looking to open a checking account for the first time or
  • you have had difficulty handling an account in the past.

Among other things, CheckRight will help you learn how to:

  • open an account
  • write checks
  • make deposits
  • maintain a check register
  • reconcile an account
  • create a spending plan

CheckRight is a self-study program that allows you to learn at your own pace. Once you have read through the chapters, you will be directed to a quiz that will test your knowledge on checking accounts. You will be able to view the results and you have the option to send the results to the credit union via e-mail.

Direct Deposit

Your time is valuable. With Direct Deposit, your paycheck is in your account no matter where you are. Your paycheck, Social Security, pension, or retirement check is deposited directly into your account whether you are sick, on vacation, or just too busy to stand in line.

Payroll Deduction

Make savings a habit by saving part of each paycheck automatically with Payroll Deduction. You can use payroll deduction to add to your savings account or save for the holidays.

With Direct Deposit, your whole paycheck is automatically deposited into your savings or checking account. With payroll deduction, only a part of your paycheck is deposited into your savings or checking account. The payroll deduction may be only $10.00 per pay period or as much as almost all of your paycheck.

Other Products

  • Money Orders
  • Cashier Checks
  • Night Deposit/Drop Box
  • Deposits by Mail
  • Notary Service
  • Wire Transfers
  • Three Locations to Serve You
  • Can I get overdraft protection?
  • Does the credit union put a hold on checks?
  • What should I do if my checks were lost or stolen?

Bank Routing Number 273074229, Journey Credit Union

Fedach routing, fedwire routing.

Routing Number 273074229 doesn't process Fedwire Payments.

bank check routing number

The routing number information on this page was updated on Mar. 25, 2024

PRIVACY NOTICE

  • Online Banking
  • ESTATEMENTS

text banking instructions

At times, we may provide links to sites outside the control of our Credit Union. We do not make any representations concerning the linked sites' contents or availability. You should review each site's privacy and information security policies carefully before you enter confidential information. Deposit and loan products offered by Journey Credit Union. This credit union is federally insured by the National Credit Union Administration. The standard insurance amount is $250,000 per depositor.

© 2024 Journey Credit Union. All Rights Reserved.

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By clicking “Ok” you acknowledge you are leaving our website.  While we select companies we do business with because of their high level of quality, our online Privacy Policy does not apply to third-party sites; therefore, we encourage you to read the security/privacy information for each site you visit.

IMAGES

  1. About Us

    journey credit union locations

  2. About Us

    journey credit union locations

  3. Journey Credit Union

    journey credit union locations

  4. Journey Credit Union

    journey credit union locations

  5. Journey Credit Union

    journey credit union locations

  6. ATM/Shared Banking Locations

    journey credit union locations

VIDEO

  1. JOURNEY

  2. TVS Credit

  3. Quick Debt Free Journey

  4. New journey Credit AgrimFFX @MashFFX

  5. West Bloomfield Parks Joins Hospitality House for Food Donation Drive

  6. TopLine book drive benefits African students

COMMENTS

  1. Journey Credit Union

    Welcome to a credit union that works hard for hard working people. We honor our members dedication in providing a good life for themselves and their families. We support our members financial well-being, no matter the account balance. Our staff is here to help with every step of your financial journey. Minimal fees and great rates give you more ...

  2. Journey Federal Credit Union

    Journey Federal Credit Union has years of experience protecting their members' privacy and safety, so security and confidentiality play a leading role in our online banking service. Learn More Become a Member

  3. ATM/Shared Banking Locations

    Journey Credit Union is a member of the Shared Branching network, a fast growing national network of credit unions that allow members of other credit unions to use their branches to conduct basic teller transactions. What does this mean for you? CONVENIENCE! There are over 4000 shared branching service center locations throughout the country ...

  4. Journey CU Branch Locator: Quickly Find the Nearest Location

    Our Journey Credit Union Locator will find the nearest branch locations from 2 branches. Tap a location to get details, including map, phone numbers, hours, reviews, and more. Tap a location to get details, including map, phone numbers, hours, reviews, and more.

  5. Journey Credit Union

    Main Office - 2nd Avenue. 1400 2nd Avenue Des Moines, IA 50314. Open Today: 9:00 am - 5:00 pm. Branch Details. The interactive map showcases all Journey branches located in and around the Des Moines, making it easy for residents to find the nearest one and take advantage of their services. The map above displays the locations of Journey ...

  6. Journey Credit Union: Locations (2)

    Journey Credit Union: Locations. Since its founding in 1954, Journey has expanded across the Des Moines, IA area, now operating 2 branches to make quality financial services accessible to everyone. Branch Locator ATMs

  7. Journey Credit Union

    Journey Credit Union, Des Moines, Iowa. 782 likes · 37 talking about this · 42 were here. Journey Credit Union is committed to delivering financial solutions. Federally Insured by NCUA.

  8. Journey Federal Credit Union Locations & ATMs

    Location Map; St. Johns Branch Full Service Walk In ATM 1200 Zeeb Drive, St Johns, MI: MAP. Fowler Branch Full Service Drive Up ATM 10667 E Second St., Fowler, MI

  9. Journey Federal Credit Union Online Banking

    Journey Federal Credit Union has years of experience helping members manage their money and protecting their members' privacy and safety, so security and confidentiality play a leading role in our online banking service. We have highly sophisticated encryption procedures in place to prevent unauthorized users from reading confidential ...

  10. Our History

    Over 2,600 members volunteered to help build a better space for their credit union, making us one of the only credit unions truly built by its members. Finally in the spring of 1984 we opened our doors to the main office at 1400 2nd Ave. in Des Moines. In 1993, Tradesmen Credit Union merged with Electricians Local #347 Credit Union, which ...

  11. Mobile Banking

    If you need assistance setting up your digital wallet, call JCU during regular business hours at 515-243-8735. Apple Pay. Open the Wallet app on your device and follow the steps to add your JCU Visa Debit Card to Apple Pay. (Can also be added from your iTunes account.) Most members will receive a passcode to complete their registration.

  12. Journey Federal Credit Union Personal Checking Accounts

    Mobile. This service is designed to allow you to make deposits to your savings /checking accounts by taking photos of checks & sending them to us via our mobile app. Funds are available in your account once we process your check - done throughout each business day. To use this service, you must be in good standing with us and must have an ...

  13. Bank Routing Number 273074229, Journey Credit Union

    Routing numbers are used by Federal Reserve Banks to process Fedwire funds transfers, and ACH (Automated Clearing House) direct deposits, bill payments, and other automated transfers. The routing number can be found on your check. Bank Routing Number 273074229 belongs to Journey Credit Union. It routing FedACH payments only.

  14. Loans

    You should review each site's privacy and information security policies carefully before you enter confidential information. Deposit and loan products offered by Journey Credit Union. This credit union is federally insured by the National Credit Union Administration. The standard insurance amount is $250,000 per depositor.

  15. FAQ

    Since 1954, Journey Credit Union has been known for quality service, integrity and commitment to our members and their families. We are proud of our roots in serving our Union Local members and will continue our dedication to serving our member's financial needs. Our credit union was established on the hard-working principles of our founders ...

  16. Telephone Banking

    You should review each site's privacy and information security policies carefully before you enter confidential information. Deposit and loan products offered by Journey Credit Union. This credit union is federally insured by the National Credit Union Administration. The standard insurance amount is $250,000 per depositor.

  17. Deposits/Payments

    And more and more places offer direct deposit for your paycheck or other monies due you (for example, your tax refund). If you need assistance, our routing number, or advice, please give us a call! (515)243-8735. (515)282-3606. (800)828-8050.

  18. Text Banking

    You should review each site's privacy and information security policies carefully before you enter confidential information. Deposit and loan products offered by Journey Credit Union. This credit union is federally insured by the National Credit Union Administration. The standard insurance amount is $250,000 per depositor.