online travel insurance malta

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Travel Insurance

Travel Insurance offers you great benefits for a reasonable price when travelling outside Malta.  Whether you are travelling for business or pleasure, you will benefit from carefully designed travel insurance plans at affordable prices. Choose between Single Trip and Annual Multi Trip Travel Insurance to save time and money.

Why Choose This Plan?

Description:.

No matter how far, how long, or how often you travel, Laferla has the right insurance cover for you.

You spend plenty of time and money planning your holiday. Travel Insurance cover from Laferla can help you to protect that investment. Think of all the things that can affect your trip: a medical emergency, flight delays due to weather and lost luggage, amongst others. Laferla offers the support you need to handle these unexpected circumstances. With three different levels of coverage to choose from, you’ll find the right insurance for you.

If you travel up to twice per year, then Single Trip Insurance Cover is the most suitable option for your needs. If you are planning to travel more than twice in a year, then buying Annual Insurance Cover will help you save time and money when compared to buying multiple single trip policies.

With our plans you can benefit from cover on:

• Accidental Death
• Permanent Total Disability

Medical Expenses

• Hospital Benefits

Cancellation and Abandonment

• Personal Baggage
• Delayed Baggage

Personal Money

• Loss of Passport
• Travel Delay
• Personal Liability
• Winter Sports Accidents

GENERAL EXCLUSION FOR PANDEMICS

This insurance excludes loss, damage, cost or expense caused by, resulting from, arising out of or related to, either directly or indirectly, or any action taken to hinder, defend against or respond to any Pandemic or fear or threat of a Pandemic, including but not limited to:

• Coronavirus Disease (COVID-19);
• Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
• any mutation or variation of SARS-CoV-2;

This exclusion applies regardless of any other cause or event that in any way contributes concurrently or in any sequence to the loss, damage, cost or expense, and regardless whether or not there is any declaration of an outbreak of a Pandemic by the WHO or any authorised national or international body or legal jurisdiction.

For the purpose of this exclusion, a Pandemic shall be defined as a widespread outbreak of a human infectious disease, i.e. a human-to-human spread of a virus (e.g. influenza, SARS-CoV-2) into at least three countries on two different continents.

Single Trip or Annual Travel Insurance

Choose Single Trip insurance cover if you travel up to twice a year. Otherwise, consider an Annual Travel Insurance policy to save time and money.

Table of Benefits

Laferla offers three Travel Insurance cover options. Please see our Table of Benefits which will give you an idea of what you will be covered for along with the policy limits.

Policy Documentation Downloads

Download our proposal form and full travel insurance policy wording.

24/7 Emergency Assistance Services

Our Travel Insurance policy provides you with a 24/7 Emergency Travel Assistance service which will help you out in times of need, via a dedicated call centre.

Starting From €13.00

Starting from €16.50, starting from €22.50, trip cancellation due to natural phenomenon (ex: volcanic eruption), hospital benefit, treatment in malta, delayed departure, missed departure, baggage limit per item, €1,000 €500, €2,500 €750, €3,500 €1,000, delayed luggage, travel documents, rental vehicle policy excess, personal accident if under 16 years old, €10,000 €5,000, €20,000 €10,000, €45,000 €25,000.

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Malta Travel Insurance

If you are planning a trip to Malta you may highly benefit from our Malta Travel Insurance.

best places to visit in malta

Valletta  is the administrative unit and capital of Malta. It is located on the main island, between the Marsamxett Harbour and the Grand Harbour.

Valletta is a strategically important seaport and is also Malta’s most modernized city. The entire city is testimony to the glory of the Knights of Malta, the European noblemen who were granted the Maltese Islands by the King of Spain in 1530. The knights created a capital worthy of their aristocratic standing, and Valletta’s regular grid plan and orderly public squares reveal the knights’ logical 16th-century urban planning. The heart of the city is Saint John’s Co-Cathedral, a 16th-century church built by the different Orders of the Knights, hailing from various countries such as France, Spain, and Italy.

Gozo  is an island in the Maltese archipelago in the Mediterranean Sea, part of the Republic of Malta.

With its quiet towns and pristine beaches, this little island is the perfect place to enjoy a relaxing vacation. Although Gozo is a less developed island than Malta’s mainland, it has plenty of cultural attractions: a fortified medieval city, Victoria; a bustling seaside resort, Marsalforn; and the most important archaeological site of the Maltese Islands, the Ggantija Temples. Visitors enjoy the island’s countryside, filled with small farms, traditional villages, and hillsides leading to protected beaches, which offer a delightful retreat from the modern world.

Continents:

The European continent is located completely in the northern hemisphere and mainly in the eastern hemisphere. Europe borders onto the Arctic Ocean in the North, the Atlantic Ocean in the west and the Mediterranean Sea in the South. There are 50 countries in Europe with a total of more than 748 million people living on the continent in 2021.

There are 49 countries in Asia according to the UN. The 10 biggest countries are listed in the right column of this page. Two of the Asian countries, Russia and Turkey, also share part of their territory on the European continent. Additionally there are two countries that only have limited international recognition: State of Palestine and Republic of China/Taiwan and some dependencies. Asia is the most populous continent with more than 4.7 billion people living there. (2022)

There are 54 countries in Africa – and 9 dependent territories. More than 1.3 billion people live on the African continent. This means about 15% of the world’s total population live in Africa! Even though Nigeria is only a third of the size of Algeria, it is the most populous country in Africa, with more than 219 million people.

NORTH AMERICA

Oceania is in a continental group consisting of 14 countries and includes Pacific islands and Australia. Often Australia is named as a continent, but this means that the many islands and countries except Australia would then be not included. Oceania in fact is mostly ocean and spans a vast area as you can see below.

Travel Insurance

Travel Insurance, Schengen visa travel insurance, Europe and Worldwide Single Trip and Multi-Trip Insurance policies.

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• Water Skiing
• Kitesurfing
• Wakeboarding
• Windsurfing
• Snowboarding
• Ice Climbing
• Snowmobiling
• Hang Gliding
• Paragliding
• Hot Air Balloon
• Mountain Hiking
• Rock Climbing
• Mountain Biking
• Cycling Travel
• Bungee Jumping
• Base Jumping
• Horse Riding
• Motorsports
• American Football
• Dominican Republic
• Czech Republic
• Switzerland
• Netherlands
• United Kingdom
• South Africa
• Philippines
• Saudi Arabia
• South Korea
• New Zealand
• Multi trip insurance
• Single trip insurance
• Annual travel insurance
• Group travel insurance
• Schengen travel insurance
• Travel insurance for visas
• Worldwide insurance
• Top Up Travel Insurance
• Legal information
• Validate insurance policy

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Travel Insurance to Malta

Purchase insurance online on the website. Payment by any bank card. The insurance policy will be sent to your email within 3-5 minutes after payment. Valid worldwide electronically or print yourself

The insurance is valid in any country of the world

Any nationality

Insurance is suitable for citizens from any country and with any citizenship

The insurance is valid for people from 1 to 100 year old

Visa & Embassy

Insurance is suitable for submitting documents to the embassy and applying for a visa

The perfect travel health insurance that quickly solves problems of the tourist

The best health insurance for tourists. A single convenient tariff plan that includes all options. Price 1,5 USD for each day of travel

• Coverage of treatment for COVID-19
• Coverage for the treatment of other viral diseases
• Medication provision
• Treatment due to injury
• Calling a doctor
• Examination / doctor's consultation
• Emergency dental care
• Obstetric care until the 27th week
• Outpatient treatment
• Inpatient treatment
• Emergency call
• Calling a taxi to the hospital
• Transportation by medical aviation
• Medical evacuation to the country of residence
• Medical care
• Repatriation of the body to the homeland
• Burial in place
• Monetary compensation as a result of damage to the life or health of third parties
• Monetary compensation as a result of moral damage caused to third parties
• Monetary compensation as a result of damage to the property of third parties
• Transportation after inpatient treatment
• Depositing the deposit necessary for the release of the insured person from arrest

Select your travel details

Enter information about tourists

Make a payment in a convenient to you way

After payment, check your e-mail

How to quickly get a travel medical insurance for visa and travel in 4 easy steps?

Buy travel insurance online. Pay by bank card. The insurance is automatically sent to your email

Payment of travel medical insurance

Calculate the cost of the policy with the online calculator

Pay for insurance online with any bank card

We will send the insurance policy to your email immediately after payment

Specify country and dates of travel to get a price

Insurance details:

Trip duration:

Tourists: 1

Insurance includes:

35,000 USD (deductible 100 USD) , Calm

• 500 000 USD
• 1 000 000 USD
• Student Specially for students
• Work Accredited insurance for work
• Calm Fitness, yoga and pilates
• Extreme Wakeboard, freeride, wrestling
• Sport Competitions, training and camps
• Cruise For cruise ship travel

You must agree to the terms to continue

Trip duration: :

Medical coverage on 35,000 USD (deductible 100 USD) , Calm

Outpatient care, emergency doctor visits, dentistry, prescription drug costs

Enter your first and last name in the Latin alphabet, as in the passport

Trip participants

Tourist No. 1

, complete the purchase

We recommend including additional insurance in the policy

No deductible Deductible is the amount that the client must pay upon the occurrence of an insured event. Example: The hospital fee is $1,000. The deductible under tariff is 100 USD, the client pays 100 USD, and the insurance company pays 900 USD. Thus, the amount is divided between the client and the insurance company in accordance with the terms of the tariff plan.

Trip cancellation any serious injury of unforesseen medical condition that makes you unfit for travel (by order of licensed physician). the death of you or your travelling companion, or the death of a non-travelling family member. strikes or severe weather that result in travel services being unable to operate.unforeseen natural disasters at home or at the destination that make them uninhabitable. a legal obligation such as jury duty or being served with a court order or subpoena., search and rescue operation including evacuation by helicopter. up to 6000m, premium loss of baggage.

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Auras: your globally trusted international insurance provider

We make insurance simple. It is very well established among clients and has received a lot of positive feedback. World famous newspapers, TV channels, bloggers write about us

24/7 customer support

No hidden clauses in the contract

We work all over the world

Apply for cash compensation online without visiting the office

Based on 436 reviews

THE BEST TRAVEL INSURANCE PROVIDER

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GOLD WINNER 2022

Forbes - Top travel insurance startup's (2022)

36 best european insurance companies (2022), your feedback about auras insurance.

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Frequently asked questions

What is a deductible, is travel insurance required, can i buy an insurance policy when i am already in another country, when does the insurance policy take effect, in what language should i write the information when buying, what should i do if the data is entered incorrectly, how to buy insurance for a child, how to issue an insurance policy for another person, which country should be indicated in the policy if i plan to travel to two or more countries in a row, what should i do if the payment has not gone through, how long does it take to receive the insurance policy after payment, how will the policy be sent, i have not received my policy. what should i do, what to do if an insured event occurs, how is monetary compensation after an insured event carried out, can i buy insurance for one day, is it necessary to buy insurance when flying on a transit flight, select a country and language, write to the director, type of travel.

Please select the type of travel that covers the majority of risks during your trip.

• Running and walking;
• Fitness, yoga and pilates
• Aerobics and aqua aerobic;
• Fishing (except underwater fishing);
• Descent into the cave with an excursion;
• Snorkeling;
• Organized animal riding tours;
• Billiards and bowling;
• Swimming (except diving).
• Weightlifting and bodybuilding;
• Cycling (except road cycling, cycling motocross, cycling track, cycling triathlon, and mountain biking);
• Military and historical reenactments;
• Rowing (kayaking and canoeing);
• Ice skating (except figure skating), sledding (except bobsledding, tobogganing, and skeleton), tubing, snow skates;
• Ball games (football, basketball, American football, rugby, volleyball, and others);
• Tennis (any);
• Roller skating (except rollerblading), scooters, segways (and other self-balancing personal transporter devices);
• Travel as a driver or passenger on ATVs, scooters, mopeds, scooters and motorcycles, snowmobiles;
• Visiting water parks, amusement parks, jumping on a trampoline;
• Water activities (other than those explicitly mentioned in the riskier options), including the use of water bicycles (except aquabikes and jet skis), towed inflatables and parachutes (parasailing), boats and watercraft;
• Recreational organized shooting at specially equipped sites (including archery);
• Water skiing, water motorcycles (aquabike), water tourism including yachting and participation in regattas;
• Alpine skiing and snowboarding on specially equipped or marked tracks (except freestyle);
• Trekking (cross-country hiking without mountaineering equipment) up to 3000 meters above sea level;
• Jeep safari;
• Surfing (including windsurfing and wakesurfing, except skysurfing);
• Sandboarding;
• Unaccompanied animal riding (including horseback riding);
• Sports and ballroom dancing.
• Motor sports on special tracks;
• Arm wrestling;
• Bungee jumping, rope jumping, and other types of bungee jumping;
• Bobsledding and Luge;
• Wakeboarding;
• Cycling (including motocross, road, BMX, track, mountain biking, trials);
• Alpine skiing and snowboarding (including freeride and heliskiing);
• Martial Arts (including all types of boxing and wrestling: boxing, MMA, Muay Thai, kickboxing, and others);
• Paragliding;
• Hot Air Balloon;
• Cliff diving;
• Mountaineering (mountain hiking, rock climbing, mountain biking, trekking (climbing) in mountains above 3,000 meters);
• Participation in any flight and parachuting;
• Hunting with any type of weapon;
• Hang Gliding;
• Parkour and freerunning;
• Rodeo (bull riding);
• Rollerblading;
• Trolley rappelling;
• Street luge racing;
• Flyboarding;
• Freestyle (skiing and snowboarding);
• Pogo-stick;
• Rock and ice climbing;
• Figure skating;
• Kiting (including kitesurfing and snowkiting);
• Scuba diving;
• Underwater fishing;
• Mountainboarding.
• Exacerbation of chronic diseases
• Coverage of the diagnosis of COVID-19
• Compulsory observation for up to 15 days
• Amount of compensation in case of an accident
• Return of adults
• Returning home minor children
• Standart loss of baggage
• Flight delay over 4 hours
• Loss of documents
• Expenses for staying abroad
• Payment of attorney's services
• Payment of interpreter services
• Reimbursement of costs for the preparation of documents necessary for returning to the country of permanent residence
• Reimbursement of losses that led to breakdown or damage of rented / rental sports equipment
• Payment of the cost of telephone communication
• Car transportation to the nearest service station
• Return of the driver and passengers to the country of permanent residence
• Sudden technical breakdown or damage due to a road accident

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Safety is not expensive, it's priceless!

Insurance plans starting at just 1,5 USD per day

No medical checkup required

Pre-existing coverage available

Instant Policy Issuance

Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.

24x7 claims support

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Customer Support

+1 949 864 6017

• International Travel Insurance
• Visitor / Immigrant Insurance
• Senior Travel Insurance
• Business Travel Insurance
• Travel Insurance For Schengen Visa
• Student Insurance Plan

How It Works

• Manage Your Policy
• Book Appointment
• Get A Quote

My Profile Details

Make payment history.

Safely Travel With Malta Travel Insurance

Our Customer Say

See our   124   reviews on

LIST OF SCHENGEN COUNTRIES

Choose the country you plan to visit and get travel medical insurance for Schengen visa.

Benefits of the   Travel Insurance

Visa application, medical expenses, travel delay, trip cancellations /interruptions, baggage & personal belongings, 24/7 emergency assistance, best travel insurance plans for malta travelers.

These selective Travel Insurance Plans are chosen by our team being experts on international travel consultants

For trips fewer than 15 days

Cancelable: Yes

For trips from 16 to 30 days

For trips more than 30 days

*The price listed above is the service charge reference price; we have various preferred policies, and the complete cost will be provided to you when you make an order

With our experience, we simplify the process sothat you can get your needs in the best way, easiest and most convenient.

Choose Suitable Plan

Purchase Online & Make Payment

Receive Travel Insurance

Enjoy Your Trip

Comprehensive covergage

Discover a full selection of travel insurance options from leading providers in the industry. Enjoy comprehensive protection at an affordable price

Safe, Fast & Easy

Get travel insurance quotes, compare plans, and buy your favorite policy, in 5 minutes or less. It's that simple!

Exceptional Service

Our dedicated team of experienced advisors provides top-notch customer service, ensuring you receive expert guidance every step of the way.

OUR CUSTOMER REVIEWS

To my experince sure i am feel happy….

To my experince sure I am feel happy after my mistaken on wrongly given date coverage. Travelner team can soft my problem fast and great job. Thank you!

Mar 1, 2023

An easy step-by-step process

An easy step-by-step process. The traveller consultants are fast and friendly. The total cost is adequate.

OrlanLlanos

May 01, 2023

The whole process was up to my…

The whole process was up to my expectations with timing communication. I felt cared.

Mar 13, 2023

Customer service is swift and friendly.

Lester jay lester jay.

Apr 16, 2023

Very responsible and helpful to your…

Very responsible and helpful to your clients

Lusanda Lusanda

Mar 24, 2023

Daisy was very nice and efficient

Daisy was very nice and efficient. A good and quick service.

Maurice Maurice

Mar 15, 2023

Very quick service

Very quick service, no complaints

paul Stewart

Mar 2, 2023

ITS BEEN GREAT

Juana Juana

Apr 1, 2023

Very good and convenience

Ranut ranut.

Mar 23, 2023

Very fast and helpful

Apr 19, 2023

Do I need travel insurance for Malta?

What should a travel insurance policy for malta cover.

• Hospital room and board expenses
• COVID-19 medical expenses
• Emergency medical evacuation
• Trip delay and interruption
• Lost baggage

What is not covered by Malta travel insurance?

How to buy malta travel insurance online.

• Step 1: Choose Your Suitable Plan on Travelner
• Step 2: Purchase Online & Make Payment
• Step 3: Receive Insurance Certificate
• Step 4: Enjoy Your Trip

Get the Best-Suit Travel Insurance Plan for you

Ready to embark on your next adventure with peace of mind? Explore our selection of travel insurance plans tailored to your specific journey today!

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Travel Insurance

• Summary of Cover
• Travel Insurance FAQs
• Travel Insurance Quotation
• Buy Travel Insurance
• Policy Documents and Forms
• Make a Claim
• Insurance Payment Options

Travel Insurance provides you with peace of mind for your personal or business journeys

C over is available for: 

• Individuals or Groups
• Leisure or Business
• Europe and Worldwide 
• Personal accident
• Medical & emergency travel expenses
• Cancellation and curtailment
• Personal baggage
• Personal money and passport indemnity
• Personal liability
• Travel delay (maximum)
• Missed departure
• Excess for vehicle rented
• Winter sports* 
• Excess damage waiver*

Policy conditions:

• The journey must begin and end in Malta and not exceed 6 months in duration
• Children under the age of two are free of charge and children between 2 and 16 years of age are charged at half the premium provided they are accompanied by an adult insured under the same policy, and they remain with the child throughout the journey
• Persons over 70 years are charged double the premium and full detailed medical report must be presented prior to quotation
• Cover is not available for persons over 75 years of age

Individuals

Motor - Non-Life Insurance

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• Health Insurance
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• Pet Insurance
• Max Protect

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• Regular Savings
• Single Premium Investments
• Personal Pensions

Insurance for your business

• Business Protection Plans
• Business Insurance
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• Professional Indemnity
• Director's & Officers Insurance

Employee Benefits

• Workplace Pensions
• Group Health
• Group Personal Accident

MAPFRE Middlesea Services

MAPFRE Middlesea - Services

GET A QUOTE

• Client Portal
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• Professionals

CLAIM YOUR INSURANCE & ASSIST SERVICES

• Motor Claims
• Home Claims
• Travel Claims
• Health Claims
• Boat Claims
• Business Claims
• Authorised Repairers
• Middlesea Assist

MAPFRE MSV Life

MAPFRE MSV Life - Services

• Life Insurance Information Area
• Funds Chartbook
• Funds Prices
• Downloads and Publications
• Customer Charter
• Illustrative Maturity Values
• Digital Client Record Update Form

About us Middlesea

• About MAPFRE Middlesea
• Group Structure
• Vision, Mission and Values
• Company Evolution
• Investors relations
• Corporate Governance
• Company Notifications
• Shareholders Discounts
• Share Price and Investors Helpline
• Company Structure
• Terms and Conditions (Competitions)

About us MSV Life

• About MAPFRE MSV Life
• Equality Mark
• Corporate Social Responsibility
• Financial Reports

About MAPFRE Company

• About MAPFRE
• Strategic Objectives 2022 – 2024
• Fundación MAPFRE
• Sustainability
• MAPFRE News

MAPFRE Middlesea

• Head Office & regional Offices
• Intermediaries
• Press, media & advertising
• Become a Tied Insurance Intermediary
• Career opportunities

Head Office & Regional Offices

• Press, Media & Advertising
• Career Opportunities
• Contact form
• Request a call back
• Investments
• Financial Education
• Notices to With Profits Policyholders

Travel Insurance – FAQs

Manufacturer of the product is: MAPFRE Middlesea

MAPFRE Middlesea p.l.c. (C-5553) is authorised by the Malta Financial Services Authority (MFSA) to carry on both Long Term and General Business under the Insurance Business Act. MAPFRE Middlesea p.l.c. is regulated by the MFSA.

Travel Insurance – Frequently Asked Questions

What does travel insurance cover, is covid-19 covered by the standard policy.

The answer is no. Any claims arising of or in connection with Coronavirus Disease (COVID-19), Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2) and any mutation or variation of SARS-CoV-2 are not covered by the policy.

This means that you cannot make a claim, if for example, you fall ill with COVID-19 (or any other pandemic illness) at home and have to cancel your trip or you contract coronavirus whilst abroad and need medical treatment. There is also no cover if the person you were meant to be staying with abroad is self-isolating due to COVID-19, and you no longer have anywhere to stay and hence have to cancel your trip. There is also no cover if you were denied boarding at the airport because you have symptoms of COVID-19 or you decide to cancel your trip out of fear because of the rising cases of COVID-19. There are other situations not mentioned above but related to these diseases which are also not covered by the policy.

However, at an additional premium per person per trip, you may purchase the COVID-19 extension and add this cover under your policy.

What cover does the COVID-19 extension provide?

The COVID-19 extension covers you for non-refundable cancellation expenses and the necessary additional expenses incurred, if as a result of COVID-19, you:

• Have to unavoidably cancel your trip because you or your travelling companion or your close relative(s) have a positive COVID-19 test result confirmed within 14 days of your departure date from Malta;
• Have to abandon you trip abroad;
• Have to stay beyond the original return date; or
• If you need medical treatment abroad

Can I buy travel insurance when I am already abroad?

I suffer from a pre-existing medical condition. would i be covered, would i be covered if during the trip i will be participating in a planned sports activity, are cruises covered under the travel policy, what happens if there is an emergency whilst travelling.

More information

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Travel insurance

Free travel insurance for you and your loved ones

Travelling away from home without travel insurance puts you at risk of a number of situations. Needing medical treatment for illness, cancelled trips and other financial emergencies can turn your dream holiday into an overseas nightmare.

If you're a Premier or Advance customer, HSBC offers you free travel insurance. All you need to do is settle full or part payment of your flight, marine transport service and/or accommodation with a valid HSBC Premier/Advance debit or credit card.

Eligible accounts

What’s included.

Cover applies to you (the HSBC Premier or Advance customer) and your eligible family members* provided you are under 76 years of age for a maximum period of 90 days (HSBC Premier customer) or 60 days (HSBC Advance customer) per trip.

• free multi-trip worldwide cover
• personal accidents cover for unexpected injuries or fatal accidents
• medical expenses cover for medical treatment including hospital stays
• 24-hour emergency assistance for help when you need it most
• personal belongings cover for accidental loss, damage or theft of possessions
• travel cancellation and delay cover for when your holiday plans are disrupted
• personal liability cover for injury to someone else or damage to their property
• hire vehicle excess cover for Premier customers

A printable summary of the table of benefits highlighting your limits and excess can be found in our Important Documents page .

As with all insurance policies, terms and conditions, exclusions and limitations apply, so before each trip we recommend that you check carefully the policy documentation.

If you require additional cover, you are requested to contact Mediterranean Insurance Brokers (Malta) Ltd.

*Eligible members include partners living at the same address, as well as children living with you, under the age of 18 or under 25 if in full-time education.

Any questions

Policy queries.

Mediterranean Insurance Brokers

+356 2343 3234

Monday to Friday 08:30 - 17:00

Email Mediterranean Insurance Brokers

Premier customers

Premier Direct

+356 2148 9100

24 hours a day, 7 days a week

Advance customers

Advance dedicated line

+356 2148 9101

Monday to Saturday 08:00 - 18:00

In case of a medical emergency

In the event of a medical emergency during your trip, you must contact Global Response as soon as possible. Global Response is a world-wide organisation specialising in emergency assistance services. The service operates 24/7, 365 days a year for advice and assistance when making arrangements for hospital admission, repatriation and authorisation of medical expenses.

Over the phone:  +44 (0) 292 066 2438

By email:   [email protected]

Premier customers should quote Atlas Policy Certificate number - Travel: 167064 299 002

Advance customers should quote Atlas Policy Certificate number ­- Travel: 167064 299 001

How to make a claim

By phone.

+ 356 2343 3234

Monday to Friday from 08:30 to 17:00

Zentrum Business Centre

Level 2, Triq l-Imdina

Ħal Qormi, QRM 9010

This insurance is provided by Atlas Insurance PCC Limited and administered by Mediterranean Insurance Brokers (Malta) Ltd. A list of necessary information and documents required when making a claim can be found in our Important Documents page .

Important documents

You can download all the documents relating to our travel insurance, including terms and conditions, as well as information about what's covered and how to claim from our Important Documents page .

Frequently Asked Questions

Can i buy extra cover for a trip .

Yes, you can arrange additional cover for a trip at your own cost.

These optional extensions are available:

• Increased limit for rental vehicle excess (free up to €500 for Premier customers and can be bought separately by Advance customers)
• Winter sports extension
• Specified items extension
• Increase in baggage limit for cruises
• Cancellation of trip (extreme weather conditions)
• Maximum duration of trip extension
• Covid-19 extension

To discuss your needs and obtain a quotation, contact Mediterranean Insurance Brokers on +356 2343 3234 or email  [email protected]

How long will I be covered for? 

If you're a Premier customer you'll be covered for a single trip of up to 90 days; it's 60 days for Advance customers.

Am I covered for business trips? 

Yes, the insurance covers both holidays and business travel.

Are eligible members travelling without being accompanied by the main cardholder still covered?  

They are covered irrespective of whether travelling with the cardholder or not.

Eligible members include partners living at the same address, as well as children living with you, under the age of 18 or under 25 if in full-time education.

What information do I need when making a claim? 

When making a claim it is important that you provide the necessary information and documents required, to enable Mediterranean Insurance Brokers to proceed with the handling of your claim. These may differ from one benefit to the other, however as a minimum the following documentation will be required:

• Completed claim form
• Passport Copy
• Copy of ID card of Main Card Holder
• Flight Tickets or e-tickets (departure and arrival)
• Luggage Tags

Depending on the claim being made, additional documentation may be required such as:

• Damage report by Airline/Cruise Line (Property Irregularity Report) if claiming for damaged luggage
• Police report for lost or stolen items, within 24 hours of discovery
• Medical Report/s (if claiming any medical expenses or cancellation of travel)
• Hotel Accommodation Vouchers
• Flight & Accommodation invoices & Receipts;
• Documentation to confirm reason/s for cancellation or curtailment;
• Cancellation confirmation from Airline / Agent indicating any refund due (if any);
• Evidence of money taken abroad – this may take the form of foreign exchange receipts or cash withdrawals in case of Euros.

For further guidance contact Mediterranean Insurance Brokers on +356 2343 3234 or email   [email protected]

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Top Travel Insurances for Malta You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Malta an island country with unique cultural experiences, including historic city centres (especially Valletta), rugged landscapes, and the famous Azure Window. Although travelling to Malta can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Malta and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Malta Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Malta:

Best Travel Insurances for Malta

• 01. Should I get travel insurance for Malta? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Malta scroll down

Heading to Malta soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for Malta?

Yes, travel insurance is mandatory when travelling to Schengen countries, including Malta. If you're entering the Schengen Area from a non-Schengen country, you must show a valid passport and travel insurance that covers the duration of their stay and a minimum coverage of 30,000 euros. Being insured is one of the necessary steps to secure a visa and enter the Schengen Area, and failure to comply may result in a denial of entry.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Malta or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Malta:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Malta. It lets you choose between various plans tailored to meet the specific needs of your trip to Malta, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Malta:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Malta? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Malta

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

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Malta Travel Insurance

Malta Travel Insurance from India

Malta is a beautiful Mediterranean island that’s worth visiting. From a unique European vibe everywhere to the Middle Eastern ambience, Malta could be your next international travel destination from India. And why choosing Malta over other options would be wise on your part? Well, the place has great weather almost throughout the year, the food is amazing, and it’s well-equipped with idyllic sceneries and beautiful beaches.

So, what more can you ask for on an international trip? But before you start creating a travel itinerary for Malta, it’s also essential to know the importance of having a robust travel insurance plan in place. Your first-ever trip to Malta could be very exciting if you are prepared well. But it’s also true that during a trip, you may fall prey to certain unavoidable emergencies. And in order to ensure that your pockets are safe, it’s important to have a valid travel policy for Malta in hand.

With international travel insurance online for Malta by your side, you can keep off your financial worries. For instance, if you fall sick or meet with an accident and need immediate hospitalisation, your travel insurance policy will compensate for the same. And without the same, you will end up making a huge dent in your pockets! Not only medical emergencies but such a travel policy will take care of other trip-related adversities as well. For instance, you may miss your flight, lose your passport or luggage, and so on. And during such unannounced adversities, your overseas travel insurance can help you get reimbursed in no time!

At Tata AIG, you can compare travel insurance plans online on our website. This will help you to go through the particulars of different travel policies for your international trip to Malta. And once you are well aware of the inclusions and exclusions of the policies, it will be easier for you to choose one for your upcoming trip to Malta. Our international travel insurance plans start only at ₹40.82 per day*. Isn’t that affordable? Also, our travel policy purchase and renewal processes are swift, safe, and hassle-free! Even when you file a claim with us, it won’t take you more than just a few minutes to do so!

Major Benefits of Buying a Travel Insurance Malta Online Policy

Your first trip to Malta could be really exciting. As mentioned before, it’s a very beautiful place for tourists and due to this reason, Malta witnesses visitors all throughout the year. However, during this post-pandemic situation, we need to be a bit more careful while planning an international trip. Also, along with the scare of the virus, there are several other emergencies that you may fall prey to while travelling in and around Malta. And this is the reason behind opting for Malta travel insurance online.

Here are some other benefits you can enjoy if you buy travel insurance online for Malta with us –

• Local journey assistance
• Flight hijack cover
• Coverage for loss or delay of luggage
• Cover against personal liabilities
• Cover against hospitalisation due to accidents, illnesses, and COVID-19 care to the tune of $5,00,000
• Cover against medical emergencies due to Accident & Sickness, including the treatment of Covid-19 during the trip, if hospitalised
• With Tata AIG, buy or renew travel insurance Malta online in a swift and hassle-free way
• Affordable travel policy for Malta from India starting at just ₹40.82 per day*
• Automatic extension of your travel health Malta online plan for up to 60 days or date of discharge whichever is lesser in the event of hospitalisation close to the expiry date of the insurance plan
• Automatic 7-day extension of your travel insurance Malta plan due to the cancellation or delay of your flight back to India

Travel Health Malta Online from India

The Malta Islands boast of an enigmatic amalgamation of architectural and linguistic impacts as it’s been home to several traders from Phoenicia, an ancient Semitic civilisation, along with Muslim conquerors, Roman armies, and Crusader monks from around the world. This is the reason that the name of Malta has been carved in modern history as it was the base for the Allies during World War II.

Hence, with such an interesting past, Malta is now home to several relics, ruins, and architectural splendours that you would come across almost all throughout the trip. However, your trip to Malta from India needs to be a secured one. Whether it’s your honeymoon trip or a trip with your friends, you should plan everything very well. Even a solo trip to Malta or a trip with your family could be a really fascinating one. And a travel policy will not only secure your pockets but will help you enjoy the trip without worry!

If you are going on a family trip, it is prudent to opt for a family travel insurance plan. Such a policy will provide coverage to all your family members at an affordable premium! And with Malta travel insurance from Tata AIG, you can keep your financial hassles at bay! Your chosen international travel insurance will cover the medical treatment costs along with the expensive bills that may arise in case of hospitalisation. Also, if you lose your baggage, passport, or other important documents, or if you miss your flight or if it gets delayed, and so on, your travel insurance will compensate for your loss.

As mentioned earlier, with Tata AIG, the online policy buying and renewal process is absolutely easy and hassle-free. If you are looking for cheap travel insurance to Malta, you can buy travel insurance Malta online with us at the most affordable pricing. However, this low premium cost doesn’t mean that you won’t get the necessary coverage. Our policies cover a wide range of accidents and adverse incidents that may arise during your trip to this beautiful island.

Hence, if your tickets for Malta are booked already, this could be the perfect time for you to opt for the Tata AIG travel insurance Malta policy right now!

Why Do You Need Malta Travel Insurance from India?

While planning an international trip to Malta, no research would be ever enough for you. This is the same with every international trip. We will never know what awaits us in an unknown land or whom we can seek for help during an accident. But with a travel policy in place, things can get easier and better!

In order to ensure that you have an amazing holiday in Malta, it’s important to safeguard your finances properly. This way, you will be back with just happy memories and nothing else! However, no matter how well-prepared you think you are, avoiding uncertain events in an unknown land seems tricky. Also, keeping in mind the ongoing risk of the Covid-19 pandemic, it’s better to be safe than sorry!

Therefore, it’s imperative that you check the local travel advisory of Malta before booking your tickets. Also, you need to keep in mind all the necessary precautionary measures for avoiding any kind of unforeseen incidents on the trip. But falling sick or meeting with an accident on the trip is something that we can never foresee. And if something like that happens, God forbid, with a travel insurance plan by your side, you won’t feel helpless. This is one of the most important reasons behind choosing a suitable Malta travel insurance policy with Tata AIG.

Tata AIG has the most affordable Malta travel insurance that comes with great coverage options. Your chosen policy should always include robust medical coverage, baggage-related coverage, trip cancellation or extension coverage, repatriation coverage, and so on. And with the Tata AIG’s travel insurance Malta online, you can get all the above-listed features and much more.

Benefits offered by the Tata AIG travel insurance Malta Online plan

With a robust Tata AIG travel insurance Malta online plan, you can get several benefits from our travel insurance coverage options. Whether you are opting for an individual travel policy or family travel insurance, the benefits are unmatched! Some of them are listed below:

1. Luggage Cover - If you end up losing your baggage during the trip or if your luggage gets delayed at the airport, the Tata AIG baggage cover can offer great assistance to you. Under this cover included in our travel insurance Malta online plan, you can get reimbursement for the cost of all the items in your check-in luggage up to the limits described in the policy documents.

2. Journey Cover - With Tata AIG travel insurance for Malta, you can get complete coverage for your international trip to Malta. It will include financial protection against the loss of your passport, the delay or cancellation of your flights, cancellation of your hotel bookings, etc.

3. Medical Coverage - The Tata AIG travel insurance plans are specifically designed to offer much-needed coverage during illnesses or accidents during the trip. If you fall sick or meet with an accident that requires you to get hospitalised, the medical coverage will have you covered. The best part is you will also get coverage against any Covid-19 related medical expenses during the trip if hospitalized.

4. Miscellaneous Benefits

• Travel insurance Malta plans start at an affordable rate of ₹40.82 per day*.
• Buy travel insurance online for Malta through Tata AIG’s website and it comes with no requirements of a thorough medical check-up.
• Ease of paying the travel insurance policy premiums in Indian National Rupees and receiving the travel insurance Malta online coverage in Malta.

To get the best travel insurance for Malta, be sure to compare travel insurance plans with the help of our travel insurance premium calculator online .

Malta Visa and Entry Information

Visa Information for Malta

Indian visitors to Malta need to have a valid Malta Schengen visa in hand in order to enter the island. There are three different types of Malta visas available for the Indians and you need to pick one as per your travel requirements

1. Tourist Visa – This visa type is for the tourists and is valid for 3 months. 2. Business Visa – If you need to visit Malta for business purposes, you should have this visa in hand. Its validity is for 3 months. 3. Visit Visa – If you are visiting Malta to be with family or friends, then you should opt for a Visit visa. Again, its validity is for 3 months.

Process of Application for a Malta Visa

If you wish to get a valid Malta Schengen visa for your trip to this beautiful island, follow the below-mentioned steps

• Duly fill up the Malta visa application form
• Visit your nearest Malta Embassy and submit the application form along with the necessary supporting documents
• Make the payment directly

Once your visa is approved, you will be notified about the same on your registered email ID. You can then pick up your passport from the embassy.

Documents Required for a Schengen Malta Visa

These are the few documents that you need to provide including your duly filled visa application form in order to avail of a valid Malta Schengen visa –

• Visa application form
• Passport picture of the traveller(s) that’s not clicked more than 6 months back
• Negative Covid-19 test reports which should be issued within 72 hours of departure
• Covid-19 vaccination certificates
• Documents supporting the bookings made in Malta regarding accommodation of the visitors'
• Current details of the traveller(s) including employment details, current bank statements, ITR (Income Tax Return) copy, etc.
• A valid Malta travel insurance
• Copy of return tickets
• Copy of previous passports of the traveller(s), if any

Malta Embassy Details in India

Malta trip: safety and precautionary measures to be undertaken.

Once you are in Malta, you should always follow and obey every single safety precaution that the Malta government has posed for its visitors. Some of these are listed below

• Keep your passport safe and keep it with you all the time.
• Do not participate in any local demonstrations.
• Keep following the local news and make changes to your travel itinerary accordingly.
• Respect the local laws and regulations posed by the local government and authorities.
• Do not be a part of any unlawful activities or violate the dignity of public places.
• If you get stuck in any large local gatherings or protests, immediately get to a safe place or take shelter somewhere safe.
• Do not travel to any unknown or remote areas without proper information about the places. Take help from local authorities.
• Always travel only in official and legal means of transport.
• Protect your bags and belongings, especially in crowded spaces and tourist spots.
• Be mindful of your visa validity in Malta and ensure that you do not overstay in the country without a valid visa.
• Get the right Malta travel insurance policy to have sufficient financial support throughout your trip.

COVID-19 Specific Safety Guidelines

• Cover your nose and mouth with a mask, especially in public places and while using public transport.
• Maintaining social distancing is important.
• Cooperate with the local Malta government and other designated authorities and follow the local Covid-19 guidelines.
• Monitor yourself for any kind of Covid-19 symptoms. Self-isolate and get tested immediately if you develop any of the symptoms.

If you select the right travel insurance Malta online plan, you will be well prepared for the adverse financial consequences of any such incidents during your trip to and from Malta.

The Indian Embassy in Malta

International airports in malta.

• Malta International Airport

Currency and Foreign Exchange

Euro is the official currency in the Maltese islands. To check the current exchange rates of the Euro, click here -

https://www.exchange-rates.org/currentRates/E/EUR .

Malta Tourist Places

The Malta Islands consists of Malta, Gozo and Comino. And during your trip to this destination with cobalt blue waters of the Mediterranean Sea, you’d be impressed from the very moment you step in there! The island has an ancient history with the best ruins and architecture. Here is a list of a few places that should be there on your Maltese island travel itinerary –

1. Island of Gozo

This is the most picturesque destination in the Malta Islands. This island has scenic pastoral landscapes, beautiful towns and most enigmatic beaches. The Island of Gozo is the best place to appreciate an amazing holiday with your loved ones while savouring the best cultural attractions around.

2. Popeye Village

It was the film set of the 1980’s Musical Production “Popeye”. And since then, this village has become a distinctive sun-soaked day for young tourists. Here, you will be welcomed by Popeye and his friends, and you will be amused with their various shows all throughout the day. You can enjoy a great experience with the animation team that’s there, where you can feel like a film star for a day!

3. Golden Bay

Golden Bay is situated in north-western Malta and it is one of the most beautiful coasts on Malta Island. The sandy shores in this place are guarded by a hilly coastline and crags. You can reach this place easily by car or bus. Unlike other Malta beaches, Golden Bay Beach is separated from the crowd and hence, could be a great escape for you!

4. Blue Lagoon

This is a wonderful natural site in Malta and is quite a fascinating place with clear, cobalt blue waters. You can get a glimpse of the South Pacific here with waters that splash on the white sandy beach. This austere lagoon in Malta feels like a gigantic hot tub as its waters are stoic and the vacant end is absolutely safe for children.

Best Time to Visit Malta

For experiencing the sweet spot of great weather and light crowds, the summer month of May is the best time to visit Malta. During this month, the daytime temperature ranges between mid-to-high 70s. Also, the rain is practically non-existent during this time. Also, there are no local festivals during this time and hence, crowds are less.

All the information mentioned above is well-researched and sourced from reliable sources. Since this information is subject to change, it is advisable to check the latest travel guidelines and other location-specific information before planning a trip to any location.

*Subject to change based on the nature and extent of the coverage.

Other Destinations

Disclaimer / tnc.

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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How to buy a travel insurance malta online plan.

for buying a travel insurance policy for Malta, you can visit the official Tata AIG website and select the international travel insurance under the products section. Put the required personal information, then select the coverage plans you wish to have in your insurance policy. You can also add a few additional covers to your travel insurance policy for Malta from India with us, including the following.

• Medical coverage
• Journey coverage
• Luggage coverage

Once you have opted for the coverage on your travel insurance Malta online plan, you can make the payment online and complete the purchase of the insurance plan. We shall deliver the policy documents to your registered email ID.

What is the cost of premiums for travel insurance Malta online plan?

The premium amount payable for your travel insurance Malta from India will be based on different factors, including the duration of your stay and the sum insured you choose. Therefore, it is prudent to select an appropriate sum assured to have sufficient coverage during your trip.

If you are travelling with your family, you can opt for family plans. With the Tata AIG travel insurance Malta plans, you can benefit from excellent coverage at a price that won’t break your bank. You can determine the price of your travel insurance plan with our Travel Insurance Premium Calculator.

What are excluded from the travel insurance Malta plan?

Some of the exclusions in an international travel insurance plan are loss of passport or delays due to detention or confiscation by the police or any other authorities, any loss due to a threat to national security like riots, and non-medical expenses that you incur. Moreover, if a medical emergency is caused if you travel against the advice of your doctor and pre-existing disease-related emergencies will not be covered.

Does the travel insurance Malta plan have a free-look period?

We offer a 15-day free look period on annual and multi-trip policies. But if you are purchasing a single trip policy for your trip to Malta, no free look period is provided to you.

If there is a change in my travel dates to Malta, can I make the changes to the travel dates mentioned in the policy?

Yes, you can change the travel dates mentioned in the policy before the commencement of your travel insurance plan, which is the same as your date of travel.

When will my travel insurance Malta from Tata AIG end?

The end date of your international travel insurance plan will be mentioned on your policy document. For single trip policies, the travel insurance ends as soon as your trip ends and you return to your city of residence. For multi-trip policies, you can check the dates on your policy document.

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to TATA Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. 2008, TATA AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN: U85110MH2000PLC128425. IRDA of India Regn. No. 108. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] . Category of Certificate of Registration: General Insurance.

2008, Tata AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425. Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to Tata Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] .

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Travel Insurance

Cheapest travel insurance of April 2024

Mandy Sleight

Heidi Gollub

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Updated 9:52 a.m. UTC April 11, 2024

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Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy .

WorldTrips is the best cheap travel insurance company of 2024 based on our in-depth analysis of the cheapest travel insurance plans. Its Atlas Journey Preferred and Atlas Journey Premier plans offer affordable travel insurance with high limits for emergency medical and evacuation benefits bundled with good coverage for trip delays, travel inconvenience and missed connections.

Cheapest travel insurance of 2024

Why trust our travel insurance experts

Our team of travel insurance experts analyzes hundreds of insurance products and thousands of data points to help you find the best travel insurance for your next trip. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content . You can read more about our methodology below.

• 1,855 coverage details evaluated.
• 567 rates reviewed.
• 5 levels of fact-checking.

Best cheap travel insurance

Top-scoring plans

Average cost, medical limit per person, medical evacuation limit per person, why it’s the best.

WorldTrips tops our rating of the cheapest travel insurance with two plans:

• Atlas Journey Preferred is the cheaper travel insurance plan of the two, with $100,000 per person in emergency medical benefits as secondary coverage and an optional upgrade to primary coverage. It’s also our pick for the best travel insurance for cruises .
• Atlas Journey Premier costs a little more but gives you $150,000 in travel medical insurance with primary coverage . This is a good option if health insurance for international travel is a priority.

Pros and cons

• Atlas Journey Preferred is the cheapest of our 5-star travel insurance plans.
• Atlas Journey Premier offers $150,000 in primary medical coverage.
• Both plans have top-notch $1 million per person in medical evacuation coverage.
• Each plan offers travel inconvenience coverage of $750 per person.
• 12 optional upgrades, including destination wedding and rental car damage and theft.
• No non-medical evacuation coverage.

Cheap travel insurance for cruises

Travel insured.

Top-scoring plan

Travel Insured offers cheap travel insurance for cruises and its Worldwide Trip Protector plan gets 4 stars in our rating of the best cruise travel insurance .

• Worldwide Trip Protector offers $1 million in emergency evacuation coverage per person and a rare $150,000 in non-medical evacuation per person. It also has primary coverage for travel medical insurance benefits, which means you won’t have to file medical claims with your health insurance first.
• Cheap trip insurance for cruises.
• Offers a rare $150,000 for non-medical evacuation.
• $500 per person baggage delay benefit only requires a 3-hour delay.
• Optional rental car damage benefit up to $50,000.
• Missed connection benefit of $500 per person only available for cruises and tours.

Best cheap travel insurance for families

Travelex has the best cheap travel insurance for families because kids age 17 are covered by your policy for free when they’re traveling with you.

• Free coverage for children 17 and under on the same policy.
• $2,000 travel delay coverage per person ($250 per day) after 5 hours.
• Hurricane and weather coverage after a common carrier delay of any amount of time.
• Only $50,000 per person emergency medical coverage.
• Baggage delay coverage is only $200 and requires a 12-hour delay.

Best cheap travel insurance for seniors

Evacuation limit per person

Nationwide has the best cheap travel insurance for seniors — its Prime plan gets 4 stars in our best senior travel insurance rating. However, Nationwide’s Cruise Choice plan ranks higher in our best cheap travel insurance rating.

• Cruise Choice has a $500 per person benefit if a cruise itinerary change causes you to miss a prepaid excursion. It also has a missed connections benefit of $1,500 per person after only a 3-hour delay, for cruises or tours. But note that this coverage is secondary coverage to any compensation provided by a common carrier.
• Coverage for cruise itinerary changes, ship-based mechanical breakdowns and covered shipboard service disruptions.
• Non-medical evacuation benefit of $25,000 per person.
• Baggage loss benefits of $2,500 per person.
• Travel medical coverage is secondary.
• Trip cancellation benefit for losing your job requires three years of continuous employment.
• No “cancel for any reason” (CFAR) upgrade available.
• Missed connection coverage of $1,500 per person is only for tours and cruises, after a 3-hour delay.

Best cheap travel insurance for add-on options

AIG offers the best cheap travel insurance for add-on options because the Travel Guard Preferred plan allows you to customize your policy with a host of optional upgrades.

• Travel Guard Preferred upgrades include “cancel for any reason” (CFAR) coverage , rental vehicle damage coverage and bundles that offer additional benefits for adventure sports, travel inconvenience, quarantine, pets, security and weddings. There’s also a medical bundle that increases the travel medical benefit to $100,000 and emergency evacuation to $1 million.
• Bundle upgrades allow you to customize your affordable travel insurance policy.
• Emergency medical and evacuation limits can be doubled with optional upgrade.
• Base travel insurance policy has relatively low medical limits.
• $300 baggage delay benefit requires a 12-hour delay.
• Optional CFAR upgrade only reimburses up to 50% of trip cost.

Best cheap travel insurance for missed connections

TravelSafe has the best cheap travel insurance for missed connections because coverage is not limited to cruises and tours, as it is with many policies.

• Best-in-class $2,500 per person in missed connection coverage.
• $1 million per person in medical evacuation and $25,000 in non-medical evacuation coverage.
• Generous $2,500 per person baggage and personal items loss benefit.
• Most expensive of the best cheap travel insurance plans.
• No “interruption for any reason” coverage available.
• Weak baggage delay coverage of $250 per person after 12 hours.

Cheapest travel insurance comparison

How much does the cheapest travel insurance cost?

The cheapest travel insurance in our rating is $334. This is for a WorldTrips Atlas Journey Preferred travel insurance plan, based on the average of seven quotes for travelers of various ages to international destinations with a range of trip values.  

Factors that determine travel insurance cost

There are several factors that determine the cost of travel insurance, including:

• Age and number of travelers being insured.
• Trip length.
• Total trip cost.
• The travel insurance plan you choose.
• The travel insurance company.
• Any add-ons, features or upgraded benefits you include in the travel insurance plan.

Expert tip: “In general, travelers can expect to pay anywhere from 4% to 10% of their total prepaid, non-refundable trip costs,” said Suzanne Morrow, CEO of InsureMyTrip.

Is buying the cheapest travel insurance a good idea?

Choosing cheaper travel insurance without paying attention to what a plan covers and excludes could leave you underinsured for your trip. Comparing travel insurance plans side-by-side can help ensure you get enough coverage to protect yourself financially in an emergency for the best price. 

For example, compare these two Travelex travel insurance plans:

• Travel Basic is cheaper but it only provides up to $15,000 for emergency medical expense coverage. You’ll also have to pay extra for coverage for children.
• Travel Select will cost you a bit more but it covers up to $50,000 in medical expenses and includes coverage for kids aged 17 and younger traveling with you. It also offers upgrades such additional medical coverage, “cancel for any reason” (CFAR) coverage and an adventure sports rider that may be a good fit for your trip.

Reasons to consider paying more for travel insurance 

Make sure you understand what you’re giving up if you buy the cheapest travel insurance. Here are a few reasons you may consider paying a little extra for better coverage. 

• Emergency medical. The best travel medical insurance offers primary coverage for emergency medical benefits. Travel insurance with primary coverage can cost more than secondary coverage but will save you from having to file a claim with your health insurance company before filing a travel insurance claim.
• Emergency evacuation. If you’re traveling to a remote location or planning a boat excursion on your trip, look at travel insurance with a high medical evacuation insurance limit. If you are injured while traveling, transportation to the nearest adequate medical facility could cost in the tens to hundreds of thousands. It may make sense to pay more for travel insurance with robust emergency evacuation coverage. 
• Flexibility. To maximize your trip flexibility, you might consider upgrading your travel insurance to “ cancel for any reason” (CFAR) coverage . This will increase the cost of your travel insurance but allow you to cancel your trip for any reason — not just those listed in your policy. The catch is that you’ll need to cancel at least 48 hours before your trip and will only be reimbursed 50% or 75% of your trip expenses, depending on the plan. 
• Upgrades. Many travel insurance plans have optional extras like car rental collision and adventure sports (which may otherwise be excluded from coverage). These will cost you extra but may give you the coverage you need. 

How to find the cheapest travel insurance

The best way to find the cheapest travel insurance is to determine what you’re looking for in a travel insurance policy and compare plans that meet your needs.

 “Travel insurance isn’t one-size-fits-all. Every trip is different, and every traveler has different needs, wants and concerns. This is why comparison is key,” said Morrow.

Consider the following factors when comparing cheap travel insurance plans.

• How often you’re traveling. A single-trip policy may be the most cost-effective if you’re only going on a single trip this year. But a multi-trip travel insurance plan may be cheaper if you’re going on multiple international trips throughout the year. Annual travel insurance policies cover you for a whole year as long as each trip doesn’t exceed a certain number of days, usually 30 to 90 days. 
• Credit card has travel insurance benefits. The best credit cards offer perks and benefits, and many offer travel insurance-specific benefits. The coverage types and benefit limits can vary, and you must put the entire trip cost on the credit card to use the coverage. If your trip costs more than the coverage limit on your card, you can supplement the rest with a cheaper travel insurance plan.
• The coverage you need. When looking for the best travel insurance option at the most affordable price, only buy extras and upgrades you really need. A basic plan may only provide up to $500 in baggage insurance, but if you only plan to take $300 worth of clothes and accessories, you don’t need to pay more for higher coverage limits.

Is cheap travel insurance worth it?

Cheap travel insurance can be worth it, as long as you understand the plan limitations and exclusions. Taking the time to read your policy, especially the fine print, well before your trip can ensure there won’t be any surprises about what’s covered once your journey begins.

“If a traveler is looking for coverage for travel delays, cancellations, interruptions, medical and baggage — a comprehensive travel insurance policy will provide the most bang for their buck,” said Morrow. But if you’re on a tight budget and are only worried about emergency medical care and evacuation coverage while traveling abroad, stand-alone options are cheaper.

Before buying travel insurance, you should also consider what your health insurance will cover. 

“Most domestic health insurance plans, including Medicare, will not cover medical bills abroad,” said Morrow. Even if you’re staying stateside, you may find value in an affordable travel insurance plan with medical coverage if you have a high-deductible health plan (HDHP). 

A cheap travel insurance plan is better than none at all if you end up in a situation that would have covered some or all of your prepaid, nonrefundable trip expenses.

Methodology

Our insurance experts reviewed 1,855 coverage details and 567 rates to determine the best travel insurance . From those top-scoring travel insurance plans, we chose the most affordable for our rating of the cheapest travel insurance.

Insurers could score up to 100 points based on the following factors:

• Cost: 40 points. We scored the average cost of each travel insurance policy for a variety of trips and traveler profiles.
• Medical expenses: 10 points. We scored travel medical insurance by the coverage amount available. Travel insurance policies with emergency medical expense benefits of $250,000 or more per person were given the highest score of 10 points.
• Medical evacuation: 10 points. We scored each plan’s emergency medical evacuation coverage by coverage amount. Travel insurance policies with medical evacuation expense benefits of $500,000 or more per person were given the highest score of 10 points.
• Pre-existing medical condition exclusion waiver: 10 points. We gave full points to travel insurance policies that cover pre-existing medical conditions if certain conditions are met.
• Missed connection: 10 points. Travel insurance plans with missed connection benefits of $1,000 per person or more received full points.
• “Cancel for any reason” upgrade: 5 points. We gave points to travel insurance plans with optional “cancel for any reason” coverage that reimburses up to 75%.
• Travel delay required waiting time: 5 points. We gave 5 points to travel insurance policies with travel delay benefits that kick in after a delay of 6 hours or less.
• Cancel for work reasons: 5 points. If a travel insurance plan allows you to cancel your trip for work reasons, such as your boss requiring you to stay and work, we gave it 5 points.
• Hurricane and severe weather: 5 points. Travel insurance plans that have a required waiting period for hurricane and weather coverage of 12 hours or less received 5 points.

Some travel insurance companies may offer plans with additional benefits or lower prices than the plans that scored the highest, so make sure to compare travel insurance quotes to see your full range of options.

Cheapest travel insurance FAQs

When buying travel insurance, cheapest is not always the best. The most affordable travel insurance plans typically offer fewer coverages with lower policy limits and few or no optional upgrades. Add up your total nonrefundable trip costs and compare travel insurance plans and available features that cover your travel expenses. This strategy can help you find the cheapest travel insurance policy that best protects you from financial loss if an unforeseen circumstance arises.

Get the coverage you need: Best travel insurance of 2024

According to our analysis, WorldTrips , Travel Insured International and Travelex offer the best cheap travel insurance. Policy coverage types and limits can vary by each travel insurance provider, so the best way to get the cheapest travel insurance plan is to compare several policies and companies to find the right fit for your budget.

A good rate for travel insurance depends on your budget and coverage needs. The most comprehensive travel insurance plan is usually not the cheapest. But cheap trip insurance may not have enough coverage or the types of coverage you want. Comparing different levels of coverage and how much they cost can help you find the best cheap insurance for travel. 

The average cost of travel insurance is between 5% to 6% of your total travel expenses for one trip, according to our analysis of rates. However, you may find cheaper travel insurance if you opt for a plan with fewer benefits or lower coverage limits. How much you pay for travel insurance will also depend on the number of travelers covered, their ages, the length of the trip and any upgrades you add to your plan.

Travel insurance covers nonrefundable, prepaid trip costs — up to the policy coverage limits — when your trip is interrupted or canceled for a covered reason outlined in your plan documents. Even the cheapest travel insurance policies usually provide coverage for:

• Medical emergencies.
• Trip delays.
• Trip interruption.
• Trip cancellation.
• Lost, stolen or damaged luggage.

However, if you’re looking to save on travel insurance, you can shop for a policy that only has travel medical insurance and does not include benefits for trip cancellation .

Even when you buy cheap travel insurance, you can often use upgrade options to customize your policy to meet your specific needs. 

Some common travel insurance add-ons you may want to consider include:

• Rental car damage coverage. 
• Medical bundle.
• Security bundle.
• Accidental death and dismemberment coverage.
• Adventure sports bundle.
• Pet bundle.
• Wedding bundle.
• “Cancel for work reasons” coverage.
• “Interruption for any reason” (IFAR) coverage.
• “Cancel for any reason” (CFAR) coverage .

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Mandy is an insurance writer who has been creating online content since 2018. Before becoming a full-time freelance writer, Mandy spent 15 years working as an insurance agent. Her work has been published in Bankrate, MoneyGeek, The Insurance Bulletin, U.S. News and more.

Heidi Gollub is the USA TODAY Blueprint managing editor of insurance. She was previously lead editor of insurance at Forbes Advisor and led the insurance team at U.S. News & World Report as assistant managing editor of 360 Reviews. Heidi has an MBA from Emporia State University and is a licensed property and casualty insurance expert.

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