travel health insurance ireland

Ireland Travel Insurance

Travel insurance for ireland.

Known for its lush green countryside, ancient castles, and lively traditions, Ireland captivates the hearts of visitors from around the world. Whether you're exploring the vibrant streets of Dublin or marveling at the dramatic Cliffs of Moher, Ireland promises a journey filled with unforgettable experiences. As you embark on your Irish adventure, you must be well-prepared for any unforeseen events. That's where travel insurance comes into play, offering coverage throughout your travels. In this guide, we'll walk you through the ins and outs of travel insurance for Ireland, helping you explore the Emerald Isle with confidence.

• What should your Travel insurance cover for a trip to Ireland? 

How does Travel Insurance for Ireland work?

• Do I need Travel Insurance for Ireland? 
• How much does Travel Insurance cost for Ireland? 

Our Suggested AXA Travel Protection Plan

• What types of medical coverage does AXA Travel Protection plans offer?
• Are There Any COVID-19 Restrictions for Travelers to Ireland?
• Traveling with pre-existing Medical Conditions? 

What should your Travel Insurance cover for a trip to Ireland?

At a minimum, your travel insurance to Ireland should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State  outlines key components that should be included in your travel insurance coverage. AXA Travel Protection plans are designed with these minimum recommended coverages in mind.

• Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Ireland.

Imagine you've planned an exciting journey to Ireland, ready to explore the historic sites and savor the scenic beauty. On the day of your departure, however, you receive news of unexpected severe weather conditions affecting your connecting flight. The airport announces a significant delay, leaving you stranded and unsure about the next steps. Here's where the "Trip Delay" benefit comes to your rescue. With this coverage, you can rest assured that your additional expenses, such as meals and accommodations during the unforeseen delay, are taken care of. In times of escalating challenges, AXA stands ready to assist you in devising a strategic course of action. Here’s how travelers can benefit from an AXA Travel Protection Plan:

Medical Benefits: 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 
• Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Additional Optional Travel Benefits:

• Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I need Travel Insurance for Ireland?

 You don't have to get travel insurance for an Irish visa, but it's a good idea to follow the official advice and get yourself covered.  Here are several reasons why securing travel insurance for Ireland is recommended:

Medical Emergencies: While Ireland offers free healthcare to EU and UK residents, travelers from other regions may face substantial medical expenses in case of illness or injury. Having coverage for emergency medical expenses becomes essential so you can receive necessary medical care without worrying about hefty bills.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Trip Delays: Given Ireland's unpredictable weather conditions, having coverage for unexpected delays can be particularly relevant. Whether it's due to adverse weather affecting flights or other unforeseen circumstances, this benefit may cover additional expenses for meals and accommodations incurred while you wait for your flight.

How much does Travel Insurance cost for Ireland?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:

With AXA Travel Protection, travelers to Ireland will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Ireland hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses.

The Platinum Plan is your go-to choice if you're looking for extra coverage for Ireland’s experience. " Cancel for Any Reason " offers greater flexibility for those unexpected twists in your travel plans and the "Rental Car (Collision Damage Waiver)" offers assistance when you're out exploring Ireland's stunning landscapes in a rental car. The "Loss Golf Days" benefit offered by the Platinum Plan is particularly beneficial for travelers visiting Ireland, a country renowned for its world-class golf courses. In the event of unexpected closures impacting your prepaid golf plans, this optional coverage offers reimbursement, allowing your golfing experience to remain pleasurable despite unforeseen disruptions.

What types of medical coverage do AXA Travel Protection plans offer?

AXA covers three types of medical expenses:

• Emergency Medical
• Emergency evacuation & repatriation
• Non-medical emergency evacuation & repatriation

Emergency medical: Covers unforeseen events such as fractures, burns, sudden illnesses, and allergic reactions.

Emergency evacuation and repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness.

Non-medical emergency evacuation and repatriation:  Assists in situations requiring immediate departure from a destination due to non-medical incidents. These events may include natural disasters or civil unrest, and the coverage provides support for evacuation.

Are there any COVID-19 restrictions for travelers to Ireland?

As of March 2022, all COVID-19 travel restrictions have been lifted. There is no requirement to fill out a passenger locator form, provide proof of vaccination or recovery, or undergo a COVID-19 test.

Traveling with pre-existing Medical Conditions?

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.   Our Gold and Platinum  plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons, 

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plan with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation.

1. Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2. When should I buy Travel Insurance for Ireland?

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14 days of making your initial trip deposit.

3. Do Americans need travel insurance in Ireland?

Travel insurance is not mandatory for U.S. visitors to Ireland. However, having coverage for medical emergencies, trip cancellations, and rental cars can protect you from financial losses due to unforeseen circumstances and costly medical expenses.

4. What is needed to visit Ireland from the USA?

To enter Ireland, a valid passport is required. U.S. citizens can enjoy visa-free entry for tourism or business stays lasting up to 90 days. While there is no specific minimum passport validity requirement, it is advisable to possess a passport valid for the entire duration of your stay. Additionally, it is recommended to have evidence of ample funds to support your stay and a return airline ticket.

5. What happens if a tourist gets sick in Ireland?

If you become sick in Ireland, travelers with AXA Travel protection can contact the AXA Assistance at  855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

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Top Travel Insurances for Ireland You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Ireland stands out for being steeped in history, home to stunning landscapes, and the host to a unique cultural heritage with traditional music and dance. What's more, it's also renowned among tourists for its legendary pubs and whiskeys! Although travelling to Ireland can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Ireland and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Ireland Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Ireland:

Best Travel Insurances for Ireland

• 01. Should I get travel insurance for Ireland? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Ireland scroll down

Heading to Ireland soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for Ireland?

No, there's currently no legal requirement to take out travel insurance for travel to or through Ireland.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Ireland or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Ireland:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Ireland. It lets you choose between various plans tailored to meet the specific needs of your trip to Ireland, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Ireland:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Ireland? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Ireland

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Ireland. However, we strongly encourage you to do so anyway, because the cost of healthcare in Ireland can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

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Work, study or a holiday, relax with Vhi's travel or international health insurance when you go away

Annual travel insurance for all your trips, up to 180 days .

Vhi International

Worldwide health insurance for 6 months or more abroad .

• International

Key benefits

Medical emergencies.

Up to €10 million cover for medical emergencies.

Cancellations

Up to €10,000 cancellation or curtailment benefit.

Medical assistance, plus trip cancellation if you test positive within 14 days of your trip.   

Baggage loss

Cover of up to €2,000, if your luggage is lost or damaged.

Emergency helpline

24/7 emergency medical helpline, no matter where you are in the world. 

How can I make a MultiTrip claim?

You can now claim online with these easy steps. Our online claims portal is open 24/7, with an immediate decision available for certain claims.

Start claim : this   will take you to the external site of our underwriter. If you would like to check policy terms, conditions, limitations, and exclusions, see MyVhi .

Over the phone: if you would prefer to speak to an adviser, you can register your claim over the phone by calling us on  046 9077358  and one of our claims team can help with any questions and send you a claims form.

Am I required to have a current private medical insurance plan to be eligible for MultiTrip cover?

Yes. Your MultiTrip cover is especially designed to complement the overseas cover provided by your domestic private medical insurance plan, which must have a minimum of €65,000 for overseas medical emergencies.

Your domestic private medical insurance must be in place at the time of any event for which you subsequently claim under your MultiTrip policy. 

Are pre-existing medical conditions covered on my policy?

Yes, unlike most other travel insurance plans on the market, MultiTrip from Vhi Healthcare includes cover for pre-existing conditions up to the full limit of your medical cover provided your health insurance plan has overseas cover, and your pre-existing medical condition is covered under the terms and conditions of that domestic private medical insurance plan. Please see eligibility section for circumstances not covered. You must have served your initial waiting periods on your private medical insurance policy.

Eligibility

We cannot offer cover under the following circumstances, even if you suffer an illness, injury or a new or change to a medical condition that is unrelated:

• If you have been diagnosed with a terminal illness.

• If you are not fit to travel or fit to undertake your trip.

• If you are travelling intending to receive medical treatment.

• If you are travelling against the advice of a medical practitioner.

Please note: if you are 80 years or over, cover is limited only to the overseas cover limits on your domestic private medical insurance plan. Pre-existing conditions will not be covered.

COVID-19 and MultiTrip travel insurance

Further information is available  here .

When should I purchase my MultiTrip travel policy?

You have no cover on your MultiTrip policy until the start date of the policy. Your cover, including cancellation cover will only begin from the start date you choose.

The ideal time to purchase your policy is prior to booking your trip. This will ensure that cancellation cover will be available to you, should something happen to prevent you from travelling. Please refer to terms and conditions  here .

Renewing your policy

You can update your payment details or purchase add-ons in  MyVhi :

•  1. Go to your MultiTrip policy
•  2. Select 'View Details' under 'Payment Information'.
•  3. Choose 'Update Payment Details' or
•  4. Select 'Purchase Add-ons'.

Full cover for in-patient and day care treatments. 

Medical helpline

24/7 access to emergency medical helpline.

Major medical treatment

Flexibility to return to Ireland for major medical treatment. 

Emergency medical transfer

Full cover for emergency medical transfer, evacuation and repatriation. 

Continuous cover

Continuous cover at home and abroad - no new waiting periods when you transfer back to a Vhi hospital plan. 

What is Vhi International, and do I need it?

Do i need this policy as well as my private health insurance policy.

No, this is a replacement policy for anyone who currently holds a health insurance plan in Ireland. It replaces your existing plan to cover you while abroad.

What are the benefits of Vhi International?

Vhi International offers comprehensive international healthcare cover. It also offers flexibility to return home to Ireland for major medical treatment and continuous cover at home and abroad, meaning no new waiting periods when you transfer back to a Vhi hospital plan. 

How can I make a Vhi International claim?

Our online claiming system allows you to submit your medical expenses in a convenient and fast way. You can complete the form, upload photos of your receipts and submit the claim online in just a few minutes. The claim will then be paid directly into your designated bank account. The link to claim will take you to the external site of our underwriter.

Over the phone: if you would prefer to speak to an adviser, you can register your claim over the phone by calling us on 046 9077377 and one of our claims team can help with any questions and send you a claims form.

How do I check what I am covered for?

Go to MyVhi or phone the claims team on +353 46 9077377 .

Get a travel insurance quote from The AA

All the help you need to buy the right travel cover for your holiday, get a European Health Insurance Card, and what to do if things go wrong.

Why get travel insurance?

Travel insurance can protect you financially if something goes wrong when you’re travelling abroad or on holiday.

This could include paying for medical care if you fall ill, refunding your booking if you have to cancel or compensating you for lost or stolen personal belongings.

Find out how to secure the right travel insurance in our guide. Here’s what’s included:

What travel insurance covers

Types of travel insurance.

• Buying travel insurance in Ireland
• What the European Health Insurance Card covers
• Making a claim on your travel insurance

Holiday consumer rights

What’s covered by travel insurance.

It depends on the insurance provider and level of cover you choose, but most decent policies cover:

• Emergency medical assistance: which pays for the cost of medical treatment if you fall ill overseas. This also covers repatriation costs to get you home to Ireland if you’re not well enough to travel on a standard flight.
• Personal accidents & injury: which pays you a lump sum if you have a serious accident on your holiday resulting in life-changing injuries, for example, losing a limb or your sight.
• Cancellation & curtailment: which refunds the cost of your trip if you need to cancel or cut short your trip due to unforeseen circumstances, for example, if you or a family member are seriously ill or you’re made redundant after you book.
• Luggage & personal possessions: which pays out the cost of replacing lost or stolen luggage and for essential items to tide you over if your baggage is delayed at the airport.
• Lost or stolen money & documents: covers your foreign currency, including cash like U.S. dollars or British pounds. This also covers your travel documents and passport if they’re lost or stolen on your trip.
• Personal liability cover: which protects you financially if you cause an accident or injure someone else while abroad.

You can also add extra cover to include things like:

• Winter sports, e.g. skiing and snowboarding
• Extreme sports, e.g. scuba diving or paragliding
• Golf equipment & bookings, including your clubs and green fees if you’re injured or too ill to play

Make sure you take your European Health Insurance Card (EHIC) if you’re travelling in Europe, even if you have travel insurance.

To get the right value from your insurance, it pays to get the right type of insurance tailored to your circumstances and the type of travel.

Here’s the types of insurance you can get in Ireland:

• Single trip insurance: This covers one trip only, usually for between 30 and 60 days and is the cheapest.
• Multi-trip insurance: Also called annual cover, it covers multiple trips in one year. It may cover worldwide or just Europe & UK trips.
• Backpackers insurance: Cover designed for travellers going on a long trip or holiday abroad. Many standard travel policies only offer cover for up to 30 days per trip, but with a backpacker policy, you can get cover for up to two years plus cover for visiting multiple counties.
• Winter travel insurance: Cover that includes extra protection for activities like skiing, snowboarding and tobogganing. Some standard travel insurance policies exclude these activities because they’re high risk and the cost of medical care on the slopes can be very expensive.
• Elderly travel insurance: Cover for older people can be harder to find or more expensive because over 65’s pose a greater risk for medical care. It may also have more restrictions, so take more time to read the T&Cs and compare quotes.
• Family travel insurance: Cover for your children will work out cheaper if you buy a family policy and if you choose annual family cover you’ll have the flexibility to travel as an individual or a couple too. Perfect for a snatched weekend away!

You can read our guides How to find the right travel insurance guide or How to get travel insurance as you get older to find out more about other types of insurance.

Single trip or annual multi-trip travel insurance?

If you have more than two trips planned per year, it’s usually cheaper to get an annual policy, but your age and medical history may affect what’s available.

With annual cover, you’ll be covered for any short trips in Ireland, but if you plan to travel outside of Europe and the UK or are unsure of your travel plans, choose an annual policy that covers worldwide destinations.

For a look at the pros and cons of single versus multi-trip insurance, visit How to choose the right travel insurance .

How to choose the right type of cover

You’ll save money by choosing the right type of travel insurance for your circumstances, so ask yourself these questions before buying:

• How many trips are you taking? Consider taking out annual cover if you plan to travel more than three times per year.
• What will you be doing? Consider specialist cover if you plan to go skiing or do another high-risk activity.
• Who is the cover for? Check for discounted cover if travelling as a couple, family or group. If you’re over 70 your choice may be more limited.

For more advice on finding the right insurance for your needs, visit our how to find the best travel insurance guide.

Does travel insurance cover COVID-19?

Losses due to epidemics, border closures, warnings, travel advisories or quarantine rules are generally not covered; however, some insurers offer COVID-19 related benefits.

They may provide cancellation, curtailment, medical expenses and accommodation cover if you get COVID-19 while abroad and are unable to return home as planned.

If this is an important concern, shop around, read the terms and conditions carefully and get several quotes before choosing a travel policy.

Buying travel insurance

How much does travel insurance cost.

Standard single trip insurance could cost you less than €25 if you are young with no underlying medical conditions, but may not provide the cover you need if it’s very cheap.

Annual or multi-trip travel insurance could cost around €50 or more for European cover and €65 or more for Worldwide cover. The older you are, the higher the premium regardless of your health.

If you have private medical insurance which covers you while you’re abroad, your travel insurance will be cheaper still.

What affects the price of cover?

• your destination
• your medical history
• whether you have private health insurance

To find the cheapest travel insurance quote, shop around so you can compare prices and benefits.

What if I have private medical insurance?

Even if your existing medical insurance covers you abroad, a comprehensive travel insurance policy can offer financial protection in other areas, for example, if you need to cancel your trip or your travel money is stolen.

The good news is that many travel insurers in Ireland offer a discount on your quote if your medical insurance covers you abroad, which could make your travel insurance even cheaper.

If you hold private medical insurance, you could get up to 25% off the travel cover price.

What’s the age limit on annual multi-trip cover?

For many annual policies, the maximum age limit is 75 years, but often people over 70 years must hold private health insurance.

Should you buy the cheapest travel insurance?

Although it’s tempting to pick the cheapest policy, it’s not always a good idea with travel insurance. The cheapest policies will offer less cover and have more exclusions.

It’s best not to scrimp on cover for medical expenses and personal liability because you could end up liable for eye-watering expenses if you get ill or are involved in an accident on holiday.

Also, pick a policy that fully covers the cost of the holiday and your belongings and find a policy that includes enough financial protection for you and your family.

Who offers travel insurance in Ireland?

Most of the large insurers in Ireland offer travel insurance, as do private health companies. An online search will also provide a selection of smaller, travel insurance specialists.

Although there are many insurance providers to choose from, many policies are underwritten by the same companies.

What you need to buy travel insurance

Before you buy your travel insurance, you’ll need to know:

• Your destination: usually shown as UK and the Channel Islands, Europe or Worldwide (including or excluding USA and Canada).
• The dates of your trip: this is the date you leave Ireland and the date you arrive back in Ireland.
• Who needs to be covered: usually shown as individual, couple or family but check the help information for exclusions.
• The age of each traveller if you’re buying a group policy, have that information to hand.

You may also be asked to confirm:

• If you hold private medical insurance that covers trips abroad
• If you need cover for winter sports

When should you buy travel insurance?

It’s best to buy your single-trip travel insurance as soon as you book your trip so you’re covered if the flights, accommodation or package holiday is cancelled.

This will also cover you if something happens before your trip starts, which means you have to cancel your holiday, e.g. you or a relative becomes seriously ill.

For an annual or multi-trip policy, you need to know roughly when you’ll be travelling as you have to choose a start date for your policy and it runs a year from that date. If you book a holiday that starts before your policy does, you won’t be covered.

The European Health Insurance Card

What is european health insurance (ehic).

It’s free healthcare available to Irish residents and EU citizens living in Ireland. The European Health Insurance Card, known as the EHIC or formerly E111, shows that you’re eligible for free healthcare when you travel in Europe.

If you’re travelling to the EU or European Economic Area (EEA) you should take it with you in case you become unwell or have an accident and need medical attention.

Each member of your family needs an EHIC when they travel within the EU. You can apply for them in person, by post, or online if you have a medical or drug payment scheme card.

What does it cover?

Here’s a summary of what the EHIC does and doesn’t cover you for:

• Free or reduced cost state healthcare in any of the EU and EEA countries
• Pre-existing medical conditions
• Routine maternity care - as long as you’re not going there to give birth
• A temporary stay up to three months*

Not covered

• Private healthcare or costs for something like mountain rescue
• Ongoing or permanent healthcare
• Medical expenses, if your reason for going abroad is to have treatment
• The cost to fly you back to Ireland

*If you’re a student studying abroad, you’ll be covered for up to an academic year.

How to use the card

If you need medical care while you’re away, you must show your EHIC to the public medical centre or hospital as evidence of eligibility.

You can expect to get the same treatment and care as local residents and on the same terms.

If public healthcare is free in the country you’re visiting, you won’t pay anything, but if there’s a charge for medical services, you’ll be charged too.

Here’s more information about how to use your EHIC in each country and any costs involved.

Do you still need travel insurance?

Yes, it’s essential you get travel insurance and an EHIC, or you won’t be covered for things like cancellation and lost or stolen luggage.

Your EHIC just covers medical costs in the EU, but travel insurance can include many extras to suit your trip, such as winter sports cover. You can find out more about how to choose the best travel insurance in our helpful guide.

How to renew or apply for the EHIC

You can either apply or renew:

• In person: at any local health office except Dublin North West. Check what ID to take.
• By post: Print out an application form and post it to your local health office along with any documents required.
• Online: using the official HSE website

The EHIC is completely free. Never use a website that tries to charge you a fee.

Claiming on your travel insurance

You’ll need to contact your insurance company as soon as possible in the event of a problem.

Remember to take your travel insurance documents and their emergency contact details with you when you travel. Take a paper and electronic copy of the policy so you have more than one way of accessing the information.

If you’re taking expensive items abroad, jot down serial numbers or take photos of your electronics or jewellery before you travel.

Here’s the emergency claim numbers of popular travel insurers in Ireland:

Claiming for illness, accidents and medical emergencies

If you need medical treatment while you’re away, you’ll need to contact your insurer as soon as possible. Your insurer has to agree to any medical procedures, so do this before treatment takes place.

This may not be possible in an emergency, so get evidence of any treatments or medication you’ve paid for.

Depending on the country you’re in, you may have to pay up-front for treatment and claim it back when you get home, so always secure medication receipts or an invoice for medical treatment.

It’s vital you tell your insurer about any existing health problems or conditions when you take out insurance, or you may not be covered.

Claiming for lost, stolen or damaged belongings

If your belongings are lost or stolen, inform the local police within 24 hours of your items going missing and get a statement. If this isn’t possible, tell someone else such as your hotel manager, tour operator or airline and get a written report.

If you have to replace essential items, such as toiletries or clothing, keep receipts for everything you need to purchase and provide them as evidence to support your claim.

Your insurer will want to see that you’ve taken reasonable steps to look after your luggage or belongings whilst travelling, so be prepared for questions and support your claim with evidence wherever possible.

Claiming if you have to cancel your trip

Your claim for cancellation or trip curtailment will only be accepted under certain conditions. It’s wise to check the small print for acceptable reasons, but typically they will be:

• unexpected death, illness or injury involving you, your partner or fellow travellers
• unexpected damage to your home, such as fire, flood or burglary
• you’ve been advised not to travel due to pregnancy (after you bought insurance)
• you’ve been called for jury service or as a court witness

Check your policy schedule for the rules of reimbursement should you have to cut short your trip.

You now have the same rights whether you book your holiday at a high street retailer or online. Here are your consumer rights if you book a package holiday or linked travel arrangement.

When can you cancel?

You can cancel at any time up to the start of your holiday for a reasonable cancellation fee. The less notice you give, the more money you’ll lose.

You may be entitled to a full refund without paying any fee in the following situations:

• In extraordinary circumstances: e.g. war, terrorism, floods and earthquakes that will significantly affect the holiday or stop you from reaching your destination safely.
• If the price increases by more than 8%: you have the right to cancel without paying a charge. Contractually no price changes are allowed within 20 days of the departure date.
• If significant changes to the holiday are made: e.g. departure and arrival times that will affect your accommodation and transport arrangements.

When can the travel company cancel?

They may have to cancel due to extraordinary circumstances beyond their control or where they can’t get the minimum number of participants needed for a trip to run. In these situations, you have the option of:

• A replacement holiday of equal or superior quality
• A lower quality holiday, plus a refund for the difference between the two trips
• A full refund

Can your holiday price go up after you’ve booked?

Yes, the cost can go up but not within 20 days of your departure date. The cost of your trip may be affected by increases to:

• Transport costs e.g. fuel prices
• Taxes, fees and duties charged at airports or ports
• Currency exchange rates

What are my package holiday rights?

If you book a package holiday, you should be:

• Given all the essential information from the retailer or trader before the booking is completed.
• Able to contact the organiser directly and through the retailer you bought the package from (if different).
• Entitled to a full refund and repatriation if the trader becomes insolvent.
• Able to transfer the holiday to another traveller, giving reasonable notice and you may have to pay costs.
• Offered suitable alternative arrangements at no extra cost if a significant proportion of the travel services can’t be provided.
• Given assistance if you’re in difficulty e.g. access to healthcare or alternative travel arrangements.

How to complain about your holiday

You must raise any issues with the travel organiser without delay, where you feel a service isn’t satisfactory. If you delay, it could affect the compensation you get.

They should be allowed to put things right, but if this doesn’t happen, you should gather evidence to support your complaint e.g. take photos or video footage.

If the matter is still unresolved when you’re back home, you should put your complaint in writing within 28 days of the holiday end date. Details of where to send your complaint should be shown in the contract’s terms and conditions.

If you’re unhappy with their response or they fail to respond within a reasonable timeframe, you can contact:

• The Competition and Consumer Protection Commission (CPPC): who can investigate Irish traders and ensure they comply with the Consumer Protection Act.
• ECC Ireland: who can settle complaints between consumers and traders in another EU country, not Ireland.

Travel companies may use arbitration to resolve complaints. This is where an independent party investigates and reviews the evidence to decide how much compensation to award.

You also have the option of pursuing a claim up to €2,000 through the Small Claims Court.

Specific travel insurance questions

What is the maximum length trip i can get cover for.

It depends on the insurer. Most insurance providers cover trips lasting up to 30 days, but you could find cover up to 60 days if you shop around.

If you buy an annual travel insurance policy, you’re covered for multiple trips but only up to the maximum duration per trip and total duration for the year.

If you need continuous cover for longer, backpacker insurance usually lasts up to a year but can last up to two years.

Do you need special travel cover if you're pregnant?

Most travel insurance policies will cover you to travel in the early stages of pregnancy, but you should always check how far into the pregnancy the cover will last. For example, you may be covered to travel up to 32 weeks into your pregnancy but not beyond this date. If you fall pregnant after taking out a travel insurance policy and will be at a late stage in your pregnancy when you’re due to travel, you may be able to claim for cancellation.

What is a linked travel arrangement?

This is where you buy two or more travel services from different companies that are linked. For example, you book a flight on one website and click on a targeted link to another website where you book accommodation for your trip.

The second booking must be made no later than 24 hours after the first, to count as a linked travel arrangement.

You have fewer rights with a linked travel arrangement than with a package contract and you’re only covered against insolvency with the first booking.

What does repatriation mean?

It’s the return of someone to their own country. For example, if you fall seriously ill during your holiday you’d have to travel back to Ireland early and may need treatment on the flight home.

Emergency repatriation can be very expensive because you may need to travel back to Ireland in a specialist air ambulance, or you might have to be brought home from a remote location.

Repatriation is usually included in the medical cover benefit of a travel insurance policy, but check the policy document to make sure.

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• Existing Customers
• Helpful Tips
• MyAIG Account

Travel Insurance

Get 20% Off Your Travel Insurance By Buying Online*

*20% online discount automatically applied to all new business AIG Direct Travel Insurance quotes.

Important Notice:  Please be advised that the military conflict between Russia and Ukraine may impact travel insurance coverages and benefits, and AIG’s ability to provide certain travel-related assistance services, for travel to, from or within Ukraine, Belarus or Russia.

Travel Policies

Help & Advice

Discover The Benefits of AIG Travel Insurance

Annual multi trip travel insurance starting from €2.28 per month[ 4 ]..

With all our travel insurance policies you will also get a wide range of benefits as listed below and in our  product information document .

Quick Claims Process

Our claims process is designed to be quick and hassle-free, so you can get back to enjoying your travels as soon as possible.

• Flexible Cover Options

Choose from a range of plans to fit your specific needs and budget, whether you're traveling solo or with family and friends.

Global Coverage

We provide coverage for trips all around the world, so you can travel with peace of mind no matter where you go.

24/7 Customer Support

Our knowledgeable and friendly customer service team is always available to assist you, whenever you need it

Choose the Best Travel Insurance Policy For You

Pick up a travel policy and explore more with our fantastic cover that provides a range of benefits with a 20% online discount[ 1 ]. If you have private medical insurance that has overseas medical cover, you could save even more with a 25% discount on your travel cover.[ 2 ]

Single Trip Travel Insurance

Take a long weekend away from €6.44 per trip [ 3 ], you can get budget holiday insurance that's quick, simple and cost effective for short term trips up to 120 days.

Annual Multi Trip Travel Insurance 

From only €2.82 per month (€33.89 per year) [ 4 ], travel around Europe as much as you like for up to 12 months, with 17 days of our winter sports or skiing cover free.

Long Stay Travel Insurance

If you're in it for the long haul, more than 3 months and up to 12 months, enjoy peace of mind with our Extended Stay travel insurance; perfect for globetrotters.

Winter Sports Travel Insurance 

Make the most of winter and the various activities it offers with our Ski & Winter Sports cover.

Family Travel Insurance 

Add up to 4 dependents at no extra charge, so you can go on and enjoy your family trip.

Backpacker Travel Insurance 

Get 24/7 emergency assistance as standard so you can span the globe with added piece of mind.

Golf Travel Insurance

Enjoy the fairways around the globe with our excellent cover for Golfers.

Covid-19 Update

Find out what AIG Travel insurance provides cover for in relation to Covid-19.

[1]  20% online discount automatically applied to all new business AIG Direct Travel Insurance quotes. 

[2]  25% discount is subject to owning Private Medical Insurance that provides overseas medical cover for all insured persons for the duration of their time abroad.

[3]  Price of €6.44 is based on an individual buying online aged 18-54 holding Private Health Insurance which provides medical cover for the duration of their time abroad, travelling for 3 days (2 nights) on a European Budget policy. Example correct as of 21/11/2023. 

[4]  Price of €33.89 is based on an individual buying online aged 18-54 holding Private Health Insurance which provides medical cover for the duration of their time abroad on a European Budget policy. Example correct as of 21/11/2023. 

Coronavirus (Covid-19) Notice

Due to the widespread media reports of Coronavirus (Covid-19), and the World Health Organization (WHO) announcement declaring Covid-19 a pandemic, Covid-19 is a foreseen or known event. If you are purchasing a new policy, certain covers will not apply.   AIG Travel insurance provides cover for the following Covid-19 related events:

a)  for trip cancellation  (Section A of the policy document attached) if  1)  an Insured Person,  2)  a person who an Insured Person has booked to travel with  3)  a relative or friend living abroad who an Insured Person had planned to stay with or  4)  a Business Associate has a  confirmed and documented diagnosis of COVID-19*  at the time of departure which prevents the Insured Person from travelling.

b) for medical expenses  (Section B of the policy document) and  cutting your trip short  (Section C of the policy document) coverage if an Insured Person has a  confirmed and documented diagnosis of COVID-19*  whilst on a covered trip to a country that the Department of Foreign Affairs (DFA) has allocated a security status of Normal Precautions or High Degree of Caution to.

Please note that travel to a country that the Department of Foreign Affairs (DFA) has allocated a security status of Avoid Non-Essential Travel or Do Not Travel to is excluded by our policy.

All other Covid-19 related claims are excluded. We encourage AIG travel policyholders to please refer to their  policy wording  for full details or get in touch with us on 1800 344 455 with any further queries. All claims submitted will be assessed in line with the terms, conditions and exclusions clearly detailed in the policy wording.

*Confirmed and documented diagnosis of COVID-19  means a positive PCR or antigen test which has been conducted by a trained clinician. Self-administered antigen tests will not be accepted as a valid confirmation of a positive diagnosis.

Enjoy a Worry-Free Holiday with Travel Insurance From AIG

Travel insurance fedback from aig customers, more than 3 in 4 aig customers would recommend us. [5].

[5] Based on a combined promoter score of 74% in 8,050 AIG new business customers and renewing customers from June 2022 to June 2023.

Customer images are for illustration purposes only and are not reflective of the customer in order to protect their privacy.

• Quick Claim Process

Claims made easy. We'll always aim to make your travel insurance claim as quick and easy as possible.

"SORTED A PROBLEM OTHER COMPANIES STRUGGLED TO."

EDDIE - JANUARY 2024

Whether you're taking a break abroad or enjoying a staycation, we have a policy for you. See our  policy booklet for details.

"IT WAS STRAIGHTFORWARD AND A GOOD SELECTION OF OPTIONS TO FIT PEOPLE'S BUDGETS."

DARREN - JANUARY 2024

24/7 Help & Support

Whenever you need us, our 24/7 emergency assistance helpline are here to help as standard.

"I CONTACTED CUSTOMER SERVICE ABOUT A PROBLEM AND THEY GOT TO ME FAST AND SORTED IT OUT."

CHRISTENA - JANUARY 2024

79% of travel customers are delighted with our service [6]

[6] Based on a combined promoter score of 79% in Q1 2023 AIG new business travel customers

"THE STAFF WERE VERY FRIENDLY AND INFORMATIVE AND ANSWERED ALL MY QUESTIONS.  MY ONLINE EXPERIENCE WAS EQUALLY EXCELLENT."

DEIRDRE - DECEMBER 2023

• 24/7 Support
• Great Customer Service

You Might Also Be Interested In...

What is Travel Insurance?

Travel Insurance is insurance that is designed to protect your health, belongings and the cost of your trip should anything go wrong while you are abroad or in some cases before you leave.

Do You Have Private Medical Insurance?

Having a plan that covers medical treatment while you are abroad, might qualify you for cheaper travel insurance premium. 

Do You Need Car Hire Excess Insurance?

Our Car Hire Excess Insurance can help take care of that nasty bill you may be left with if your rental car becomes damaged or stolen.

Get your great value Travel Insurance today

Frequently asked questions.

You can find a list of our most frequently asked questions on our FAQ page. 

Our insurance policies do not cover pre-existing medical conditions, or travel to or through Cuba, Iran, Syria, North Korea or the Crimea region, or countries where the Department of Foreign Affairs have allocated  a security status of 'avoid non-essential travel' or 'do not travel'.  Other exclusions and conditions may apply so please check the  Policy Wording  for details.

Policy Documents

You can find our Travel Insurance Policy Document and IPIDs including all our historical versions, by following the link below.

Have A Question?

You can contact our customer service team between 9am - 5pm on  1800 344 455 . If you need help with your existing policy or are looking to renew, you can find all your relevant information on our  Existing Customers  page.

Explore Our Travel Tips & Guides

Know more and make better choices - find useful tips and ideas on our travel hubs!

Ski Holidays Guides

Whether you're an experienced skier or a novice hitting the slopes for the first time, our comprehensive guides have everything you need to make your ski trip a success.

Travel Destination Guides & Inspiration

Traveling around Europe or dreaming of exploring South America or embarking on an African safari? We've got you covered with expert tips and things to know before you go.

Car Hire Tips & Advice

Learn how to save money on car rentals and discover must-know tips for a smooth and enjoyable journey. Prepare yourself for a stress-free car rental experience and make the most of your travels.

Backpacking Tips & Advice

Whether you're a seasoned backpacker or planning your first adventure, our expert insights cover everything you need to know. From essential packing lists and practical travel tips to guidance on planning a gap year trip, we have you covered.

Travel Safety Tips & Advice

From practical airport safety measures, navigating last-minute holiday bookings, understanding the risks associated with traveling without insurance, ensuring hotel safety, and handling flight cancellations, our guide equips you with the knowledge to protect yourself and your travels.

Family Travel Tips & Advice

We understand that traveling with children requires careful planning, patience, and creativity. That's why we've curated a comprehensive guide that covers various aspects of family travel.

Terms and Conditions:

[2]  25% discount is subject to owning Private Medical Insurance that provides overseas medical cover for all insured persons for the duration of their time abroad.

[3]  Price of €6.44 is based on an individual buying online aged 18-54 holding Private Health Insurance which provides medical cover for the duration of their time abroad, travelling for 3 days (2 nights) on a European Budget policy. Example correct as of 21/11/2023.

[4]  Price of €33.89 is based on an individual buying online aged 18-54 holding Private Health Insurance which provides medical cover for the duration of their time abroad on a European Budget policy. Example correct as of 21/11/2023. 

[5]  Based on a combined promoter score of 74% in 8,050 AIG new business customers and renewing customers from June 2022 to June 2023.

• Our products are available for Ireland residents only.

• You must be 18 years or over to purchase a policy.

• Your trip must not have already started to purchase a policy from us.

• Upper age limits may apply, depending on the product selected.

• You may wish to compare the terms and conditions of this policy with those of your existing life, health, home and car insurance policies, as well as any other cover which you may already have or is available to you, including through other insurers, as a member of an organization, or through your bank/credit card program(s).

Take us away with you

Travel insurance from €6.71*

InsureandGo offers  a range of travel insurance policies  for holidays and trips of all types, whether you’re looking to cover a lazy beach holiday or an action-packed adventure around the world. That’s why we’re  Ireland’s travel insurance specialist.

• Medical coverage up to €10m (Platinum product)
• Cancellation and personal belongings covered
• 24/7 emergency assistance
• Discount for private health insurance customers
• Online medical screening

Our travel insurance policies now provide cover for Cancellation and Curtailment as a result of a COVID diagnosis, and Medical Expenses incurred abroad as a result of a COVID diagnosis, subject to the policy terms, conditions, and exclusions.

*Based on a single trip to anywhere in Europe for three days for someone aged 65 or under.

Single trip travel insurance

• Up to €7,500 Cancellation cover (Platinum product)
• Cover for trips of 3 days to up to 12 months
• Over 50 sports and activities covered free
• 24-hour emergency helpline

Annual multi-trip

• Unlimited number of trips covered
• Cover for trips of up to 60 days (Platinum product)

What are you covered for?

InsureandGo offers comprehensive coverage for your travel needs. Get a quote for an annual multi-trip or single trip travel insurance policy now.

Medical coverage

You will have access to medical coverage up to €10 million if you choose the Platinum option.

Cancellation

All of our travel insurance policies include cover for cancellation of your trip.

Emergency assistance

If you have an emergency, you can call our medical emergency line, 24 hours a day, 7 days a week.

Transparency

We are fully transparent to our clients. There are no hidden transaction fees in your coverage.

I’ve lost my documents. How do I retrieve them?

If you have lost your policy documents, you can retrieve them online. Enter your quote number and e-mail address to access your documents. If you would like your documents resent through the post or you have forgotten your quote number or if you have any other problems accessing your documents online, please call our customer service team on 091 545 904 or email [email protected] .

What do I do if my passport is lost or stolen abroad?

You should report any loss or thefts of passports to the local police in the country you are in as soon as possible. You will need the crime reference details they provide for the APS1 (which is the Lost or Stolen Passport Notification) form. You should also report the loss or theft to the Irish embassy of the country you are in. You can get details of your local Irish embassy wherever you are by visiting the website of the Department of Foreign Affairs. The Irish embassy will issue you with replacement travel documents so you can travel back.

When will my documents arrive through the post?

Normally, we say to allow between 5 to 10 working days between you buying your policy and your documents being received in the post. However, we do always aim for your policy pack to be with you sooner. You can still travel with a printed copy of your emailed documents if the posted documents don't arrive in time.

What do I need to take on holiday with me?

We advise that you take your travel insurance certificate and the relevant policy wording booklet away with you.

You may travel with a printed copy of your emailed documents. If you are unable to print your emailed documents, simply write down your policy number and the emergency medical assistance and claims line telephone numbers from the back of our policy wording booklets which can be found here.

Read more FAQs

Emergency contact overseas

In the event of an emergency overseas, call +353 91 545908

Non-emergency claims

For non-emergency claims, please call +353 91 545907

Other enquiries

For other enquiries, please see our “Contact Us” page.

Wintersports cover

We will pay (up to the amount specified, based on the policy you choose) for:

loss, theft or damage to winter sports equipment, the hire of winter sports equipment (should your equipment be lost stolen or damaged), the cost of your ski pack (should you become ill or injured), extra travel and accommodation expenses if your outward or final return journey is delayed due to avalanche, and if the piste is closed for more than 12 hours.

Private health insurance discount

If you and each additional traveller on this policy have private health insurance in place providing inpatient medical cover abroad to a minimum of €55,000 per person per claim, you qualify for a reduced premium on your travel insurance. This cover must remain in place for the full duration of your policy with us.

In the event of a claim for inpatient medical treatment abroad, you must claim on your private health insurance first. The benefits payable under your travel insurance policy will commence once you have reached the limit on your private health insurance policy.

Destinations

Europe excluding Algeria, Israel, Jordan, Libya, Lebanon and Syria (Area 2)

The Continent of Europe, The Azores, any country or island with a Mediterranean coastline.

Please see list below:

Albania - Andorra - Austria - Balearic Islands - Belgium - Bosnia - Bulgaria - Canary Islands - Corsica - Crete - Croatia - Cyprus - Czech Republic + Slovakia - Denmark - Egypt - Finland - France - Greece - Germany - Hungary - Ibiza - Iceland - Italy - Lapland - Liechtenstein - Luxbbourg - Madeira - Mallorca - Malta - Menorca - Monaco - Morocco - Netherlands - Norway - Poland - Portugal - Romania - San Marino - Sardinia - Sicily - Slovenia - Spain - Sweden - Switzerland - Tunisia - Turkey - Yugoslavia. Also included is these parts of the former USSR: Estonia - Belorussia - Latvia - Lithuania - Moldavia - Russia (Moscow) - Ukraine (Kiev)

Worldwide excluding USA/ Canada (Area 3) Worldwide including USA/ Canada (Area 4) United Kingdom and Channel Islands (Area 1)

Group types

Individual(s): Principal insured Person(s) that are not spouses or common law Partners.

Couple: Principal insured Person and his/her spouse or common law Partner.

Family: Principal Insured Person, his/her spouse or common law Partner, and their dependent child/children aged 17 years and younger.

The main traveler must be aged 18 or over, but not exceed 86

This date is too far from the current date

Compare Travel Insurance Ireland

Compare travel insurance to find the best travel insurance in Ireland. We do all the searching for you to find the best & cheap travel insurance. With just a few clicks using our 'travel insurance compare' feature, you can purchase the best travel insurance policy. It's Quick and Easy!

Single trip covers you one trip from the time you leave Ireland until you return including travelling to multiple countries.

Annual multi-trip covers you for an unlimited number of trips for a specified duration within one year.

Backpacker will cover you for between 3 and 24 months and include travel to multiple destinations. This cover is also known as ‘long stay’ or ‘extended stay’.

Policies will normally exclude cover if you are travelling to an area or country where the Department of Foreign Affairs has advised against travel. For advice on countries not to travel to and for more information prior to travel, visit https://www.dfa.ie/travel/travel-advice/

Annual multi-trip: cover will commence on the specified start date. If you choose to include cancellation cover, it will begin on the policy start date you have selected and not the date you buy your insurance.

Single trip and backpacker: cover will commence on the day you incept the insurance if you choose to include cancellation cover.

What to consider

Annual multi-trip: if you choose to include cancellation cover, it will begin on the policy start date and not the date you buy your insurance. Therefore, if you set the start date for when your first trip begins, you will not be covered if you are unable to travel.

Single trip and backpacker: if you choose to include cancellation cover, it will begin on the date you buy your insurance. All other policy features will begin on the date you select.

Who is covered?

Individual: this is to cover Individual travellers travelling alone or together.

Couple: this will usually cover 2 adults residing at the same address.

Family: usually two adults and a specified number children under the age of 18 who live at the same address. This also includes single parent families.

Definitions may vary from insurer.

Individual: as the name suggests, this will cover one traveller.

Couple: this will typically cover two adults who live at the same address.

Family: this will typically cover two adults and up to four children under the age of 18 who live at the same address.

Winter sports: an additional cover required if you are going on a trip that will involve you skiing or snowboarding etc. This may also include cover for off-piste skiing and for your equipment.

Cruise cover: these policies include cover for cruises and may include extras such as missed port departure and cabin confinement.

Business Trip: these policies are tailored for the business traveler and may include additional cover for mobile phones, laptops or other items used in support of your business.

Always read the policy wording carefully as it may include specific conditions and exclusions. Please ensure that your insurance provider will cover you for all destinations on your cruise.

Private Heath Insurance

Insurers will usually offer a discount and cover some pre-existing conditions automatically if all the insured persons hold an eligible Private Health Insurance policy that covers in-patient medical treatment abroad of at least €55,000 per person per claim. The policies will usually re-quire you to claim from your PHI provider in the first instance if you receive medical treatment abroad with the Travel Insurance benefits offering a top up if you exceed the limit of your PHI.

Please refer to the insurer’s policy documents for full terms and conditions.

What is a medical condition?

An illness or injury for which you have taken medication or been given treatment.

This also includes conditions from which you have suffered symptoms, but not yet had a diagnosis and ongoing medical conditions. Policies may exclude any claims relating to being on a waiting list to receive a diagnosis or treatment or a terminal illness. This may also extend to non-travelling family members.

This policy is only available to you if you have been permanently resident in Ireland for the past six months.

What our customers say

Find Best Travel Insurance in Ireland with Ucompare

Ucompare's tool does all the hard work for you and helps you to compare & buy cheap travel insurance in Ireland.

Whether it's the annual travel insurance, single trip, backpacker travel, or global travel insurance; fill in our simple form & get multiple quotes to compare & choose the best insurance.

Annual trip Policy

Our annual trip holiday insurance policies cover avid travelers for a full 12-month period. You can select from various geographical locations, including Europe, the US, Australia, or even worldwide.

An annual trip travel insurance policy covers you for all trips made within the year, so you never need to worry about any last-minute panic to arrange travel insurance.

If you are a frequent flyer, it will often be much better value than individual policies for each trip.

Single trip Policy

We also offer a huge range of comprehensive single trip travel insurance options. If you don't travel as frequently, the single trip option can save you a lot of money and stress if anything doesn't go to plan.

This travel insurance type offers advantages, including the policy being tailor-made and designed especially for your trip abroad.

We offer a large range of add-on options for whatever you may need.

Backpacker Policy

If you are travelling for an extended period of time, our backpacker travel insurance options have you covered.

It is the most popular option for those jetting off to travel the world and is essential if you will be away from home for more than 3 months.

Our Backpacker travel insurance policy options can cover you for up to 2 years, so no matter how long you will be away for, make sure to get a quote today.

Benefits of Travel Insurance with Ucompare

Travelling brings you the most wonderful memories to cherish forever. But sometimes things may not always go according to the plan.

Lost luggage at the airport, flight cancellations, flight delays, natural disaster or a medical emergency can seriously hamper your travel plans.

Unfortunately, you don't have control over these mis happenings. But what's in your control is to buy the right holiday insurance policy which provides you the cover you need in these unfortunate circumstances.

Our travel insurance options come with a range of benefits to give you the best cover possible. These include delayed or lost baggage cover, trip cancellation cover, winter sports cover, and car hire excess cover.

Many benefits come as a standard with your policy. For any extras, you might require you can select various add-ons, so be sure to know what you are looking for with the help of our easy to understand comparison tool.

With the range of benefits on offer, you can select the perfect travel insurance policy tailored to your precise needs.

With some help from Ucompare, finding the best deal on your holiday insurance is quick and easy with our easy and stress-free comparison tool, there hasn’t been a better time to choose your next policy.

Hope this will help you find the best travel Insurance in Ireland

Buy Cheap Travel Insurance with Ucompare

Travel Insurance is absolutely essential for anyone who is considering travelling abroad. The Travel Insurance market in Ireland can be daunting so UCompare.ie has brought all of the main competitors together to make your life easier.

UCompare.ie offers a range of Cheap Travel Insurance products in Ireland and they also offer more comprehensive and specialised cover too.

There are a number of different ways in which you can save money on your travel insurance. For instance, many companies automatically select the postage and text message option when you are running a quotation, if you pay attention & remove these options you could save yourself up to €5.00.

Another way to save money is to watch out for the automatic renewal option. While this can be seen as convenient for some travellers, it also pays to shop around and ensure that you are getting the best deal around every year.

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Home » Europe » Ireland » Travel Insurance

Guide To Ireland Travel Insurance – ALL You Need To Know

Can’t hold out anymore on experiencing that Irish charm you’ve heard about? Then you’re in for a treat! Ireland is a joy to explore on your next hard-earned holiday. It’s a small but perfectly formed country, with spirited cities and breathtaking landscapes. Furthermore, Ireland is dotted with historical castles, quaint rustic villages and endless pints of Guiness. It’s chill, it’s safe, it’s totally fun and everybody agrees!

The Irish are known for their luck, and they certainly got lucky with their land. Ireland is blessed with glorious coastlines, rolling hills, and rugged mountains. Irish people won’t disappoint you with their wit and warmth, either. They definitely set the worldwide standard for humor!

But whilst the Irish may be lucky, do you feel lucky? Because if you prefer not to leave things down to chance this post is just for you. Let’s take a look at Ireland travel insurance!

Month to month payments, no lock-in contracts, and no itineraries required: that’s the exact kind of insurance digital nomads and long-term traveller types need. Cover yo’ pretty little self while you live the DREAM!

Do I Need Travel Insurance For Ireland?

What should travel insurance in ireland cover, what is the best ireland travel insurance, how to choose the right ireland travel insurance for you.

So what’s the craic on travel insurance in Ireland? Do you need it and if so why? First of all, do note that this guide is specifically about the Republic of Ireland (Eire). For Northern Ireland, you may want to consult our Guide to UK Travel Insurance . Now, back to Ireland, where travel insurance is not a mandatory entry requirement. And in a country which doesn’t exactly shout out ‘danger,’ you might wonder if it’s necessary and worth the expense.

Crime rates are very low. In fact, most of the danger stems from one too many Guinnesses turning to a street brawl (it happens). However, as is the case with every place you visit, opportunistic crime does happen – even in the Emerald Isle. Airlines and tour operators can go bust in the blink of an eye. This happened to Flybe , Europe’s largest regional airline, very recently. It’s worth considering insurance, as travel disruption can result in a lot of lost money.

Ultimately, we encourage all travelers to consider insurance, regardless of the destination. Even if it’s the cheapest Ireland travel insurance you can find! It won’t seem like a waste of money if you need it.

Need more convincing? Check out these other reasons why you should have travel insurance !

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Healthcare in Ireland

Irish healthcare is adequate, overall, but statistics show it lags behind its European comrades. Waiting lists are lengthy, and beds are limited. However, should you need emergency treatment while in Ireland, you can rely on it. Ireland’s healthcare comprises highly-trained Irish doctors as well as international ex-pats.

The healthcare system is a mixture of public and private. Available for all Irish citizens, the former is funded by taxes. Those who have medical cards have access to free healthcare. Anyone else will be required to pay subsidized fees in the public sector. Meanwhile, 45% of the Irish population choose to take out private healthcare insurance. This way, they receive the highest level of care and do not have to deal with the timely waiting lists. In fact, Ireland has one of Europe’s highest populations who opt to go private.

Now, let’s get over to costs. For a routine or non-emergency appointment, the cost of seeing a GP in Ireland as a tourist ranges between  €40-60 ($37 – $55 USD). This covers the cost of the consultation. Blood tests, x-rays, and further investigation will cost more. Plus, the cost of any prescription medicine. Meanwhile, a trip to an emergency ward will cost you around €100 ($117 USD).  You will pay approximately €80 per night to stay in a hospital. Typically, Irish hospitals will treat you and then ask you to pay afterward, or refer them to your Ireland travel insurance provider.

Good news if you’re from the UK or another European country! You can apply for the free EHIC (European Health Insurance Card) before travel. This is provided free of charge and grants you access to subsidized, or sometimes free, emergency healthcare. But, EHIC recommends always traveling with travel insurance too, which covers medical and possessions.

Crime in Ireland

Crime in Ireland is low enough that the destination is popular with travelers and holidaymakers of all types. It’s a fabulous option to begin your solo backpacking lifestyle. The country has the 11th lowest homicide rate in Europe and the 23rd lowest in the world. In fact, in 2019, there was a decrease in homicides. However, attempted murder and sexual offences did increase (9% and 7% respectively). Irish cities are where most of the crimes occur, with Dublin, Limerick, and Cork city being among those with the highest reported incidents .

Property crime is your biggest contender while traveling in Ireland.  Keep your valuables secure on your person when sightseeing. Lock away all that you can in your hostel locker or safely in your guesthouse. Don’t leave valuables in your rental car either. The cheapest Ireland travel insurance will likely impose a surcharge for valuables, so check your small print in case you do end up needing to claim.

And finally, the drug trade is alive and well in Ireland. Dealing and trafficking are both crimes, which mainly occupy Dublin. An increase of 17.3% was observed in 2019. Stick to Guinness and castles, and you won’t find yourself in a pickle.

Issues Facing Travellers in Ireland

The first issue you’ll face in Ireland is deciphering an Irish accent over the jostling crowds of a Dublin Temple Bar brew, although your insurance won’t do much good there!

• Travel disruption – In terms of what your Ireland travel insurance can help you with, first up – the event that your airline goes bankrupt. It’s worth investing in some cover should this happen. If your flight is canceled, the best insurance for Ireland will see that your additional accommodation costs are covered while waiting for your new connection. They should reimburse you for the canceled flight, as well. Tour operators should be factored in here, too. They, too, can cancel schedules at the drop of a hat due to liquidation or unforeseen circumstances.
• Fluke natural disasters – Regarding natural disasters, Ireland’s soil is pretty much untouched. However, although you won’t find a volcano on the Emerald Isle, you might cross paths with the side effects. The eruption of Eyjafjallajökull in Iceland in 2010 grounded flights across Europe due to ash. Check out the terms of your Ireland travel insurance so you know what the deal is should a fluke incident like that occur. Besides that, flooding and landslides can occasionally form a roadblock in your itinerary and lead to missing a connection.
• Petty theft – And, as we’ve said, issues like pickpocketing and other property theft are worth taking under consideration. It is recommended that travel insurance for visitors to Ireland cover your valuables, passport, and euros.

Popular Activities in Ireland

Most of the things you’ll want to do in Ireland are safe, focused on culture and gentle sightseeing. We’d hope that shouldn’t result in a claim on your Ireland travel insurance. But if you’re after an adrenaline rush, check out some of the following ideas!

• Cycling – You could pootle around a city or gear up a mountain bike for an adrenaline rush through the gorgeous scenery! Ensure you are covered in the event your two-wheeler is stolen or vandalized. Helmets are not a legal requirement for cyclists in Ireland, but they are recommended. Some Ireland travel insurers may stipulate that you should wear one. Scout your coverage T&Cs before squeezing into your lycra.
• Surfing – Surfing is one of Ireland’s best-kept secrets ! Mullaghmore has one of the largest swells in the Atlantic Ocean for the most daring. Alternatively, there are plenty of beginner spots for novices to catch your first wave. But surfing is definitely one of the activities to check your insurance for Ireland holidays covers because coral and rocks can hurt.
• Renting a car – Before embarking on your self-drive road trip around Ireland, check your travel insurance provides comprehensive cover. You need to protect the hire car itself, any other cars involved, and your personal injuries. Not all travel insurance will cover car rental expenses by default, so read closely.

Things go wrong on the road ALL THE TIME. Be prepared for what life throws at you.

Buy an AMK Travel Medical Kit before you head out on your next adventure – don’t be daft!

In our experience, most Ireland travel insurance policies will probably include the following;

Emergency Accident & Sickness Medical Expenses

• Luggage and Personal Property

Emergency Evacuation and Repatriation

Non-medical emergency evacuation, trip cancellation, trip interruption.

We feel that these are the most common key terms to look out for when you are comparing different insurance policies. We will not examine each one of these to see what they actually mean.

Emergency Medical costs are perhaps the single most important aspects of any travel insurance policy. If you have an accident or become seriously ill with a tropical illness, you may want to rest easy knowing that the medical costs and Doctors bills will be taken care of.

Many of you may have never seen a medical bill. However, we have seen too many for our liking and believe us, they can get very expensive very quickly. A friend of mine was once charged $10,000 for a leg infection in Costa Rica. Even 2 days in a Thai hospital cost him nearly $2,000.00! Thankfully he was insured on both occasions.

Pre-existing medical and health conditions may not be covered under this or they may be covered for an additional premium.

Ideally, Emergency Accident & Sickness Medical insurance should offer at least $100,000.00 of coverage but some run into the millions. If you are visiting the US, then do have a serious think about this.

Baggage and Personal Property

Luggage and Personal property coverage covers the value of your bags and what’s in them. It is most commonly used for lost luggage and Many policies also extend this to cover “on the ground” theft which comes in very useful if you are robbed once you reach your destination.

The limits on this do vary between policies. However, the maximum value rarely exceeds $1000 with a maximum item value between – $250 – $500.

This is probably enough for many travellers. However if you travel with a lot of electrical gear (laptop & camera), or are packing golf clubs or something, you may also wish to think about taking out a separate gadget cover.

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Emergency evacuation covers the cost of sending you back to your home country in a hospital. Let’s say that the above mentioned tropical illness is a very nasty one, and the decision is taken to send you home for further treatment; this will take care of the high costs of flying you home on a drip.

Repatriation is the cost of sending your remains home in the rare event that you die on your trip. Repatriation costs are not a burden I would want to leave to my family. Whilst this is thankfully rare, I do come across Facebook or “Go Fund Me” campaigns for somebody’s body to be flown home.

Non-medical Emergency Evacuation is when you have to be evacuated because of some sudden crisis.  Examples are outbreak of war/civil unrest and natural disasters that decimate infrastructure such as the South Asian Tsunami of 2006.

In more recent times, the Corona COVID-19 outbreak created the biggest international emergency evacuation situation ever. (FYI – it straddled both the medical and non-medical evacuation boundaries).

Emergency evacuation insurance covers the costs of having to book an emergency flight home ( which can be seriously expensive) and will also cover accommodation costs if you end up being flown to a random, “safe” country rather than going straight home.

Having to cancel an adventure that you were truly excited for is painful. However, being left out of pocket just makes it worse. Trip Cancellation cover can help you to recover the ‘non-refundable costs’ of your trip such as flight and hotel costs. Visa’s are also in this category.

To clarify, you can’t claim this simply because you changed your mind about the trip or fell out with your travel buddy. Proper cancellation reasons are things like sickness, family emergencies, bereavement, natural disaster and war – you get the gist.

Trip Interruption is when something goes wrong, even interrupts, and you have additional costs to pay because of it. One example, when your pre-paid hotel falls down and you are forced to book another one. Another example is when your flight home is cancelled and you need a few extra nights at your hotel.

Anything Else?

The above are what we consider to be the basic, bare-bones of travel insurance policies. However, some policies do offer a few more aspects to them. The very best Ireland travel insurance policies may also include the following;

Adventure Sports and Activities

Please note that Adventure sports and activities are not covered by all travel insurance policies. The definition of adventure sports and activities really does vary between providers but for example, can include;

• Trekking (altitude is usually a factor here)
• Swimming with Whales
• Improvised football games….

If you are going to be doing anything remotely physical or outdoorsy on your trip, then it may be sensible to check that your insurance provider is covering it. Broken jaws hurt enough without having high medical bills attached to them.

Accidental Death and Dismemberment

Accidental Death & Dismemberment cover doesn’t cover any travel related expenses as such but instead it basically provides you (or your next of kin) with monetary compensation in the event that something happens to you.

If you die, your loved ones get a payout. Or, if you lose a digit, YOU get a payout. I mean, how much is a finger really worth to you anyway?

It’s kind of like having a bit of life cover attached to your travel insurance.

“Well dear, I’m afraid there is good new and bad news. The bad news is that your parents both died on their trip to Ireland. The good news is that you get $10k!”

Gear and Electronics Cover

Some insurance policies do cover electronic gadgets but others do not. Those that do, sometimes charge an additional fee and they also usually limit the maximum item value.

If you only travel with a phone or a tablet then your travel insurer may well cover it entirely. However, if like me you travel with a MacBook, then you may wish to consider obtaining gadget cover.

Personally, I have had separate gadget cover on my MacBook Pro for years.

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Whilst they may all seem the same, not all insurers are. Some insurers offer lower prices than others and others offer higher coverage amounts. Some are infamous for not paying claims whilst others are celebrated for being fair and helpful.

Travel insurers – always the same yet always different. It isn’t possible (or legal) for us to say that anyone of them is the best, or is “better” than the others. No. Insurance is a very complex product and any policy takes into account a whole lot of data and a wide set of variables.

Remember that the “best” travel insurance always depends on where you are going, when you are going there and ultimately upon you and your needs. The best travel insurer for one trip, may not be the best for a different trip.

Below, we will introduce a few of the many travel insurance providers on offer. These are all firms we have used ourselves over the years.

SafetyWing are a relatively new player in the travel insurance space but are already making big waves. They specialise in cover for digital nomads and they offer open ended cover on a monthly subscription basis. Because they primarily cover digital nomads, they don’t offer much in the way of trip cancellation or delay so do take that into consideration.

However, SafetyWing really excels on the health side of travel insurance, covering dental and some complimentary treatments. In fact they even allow young children to be covered for free.

If cancellation and delay is not a concern for you or if you will be spending some considerable time on your trip, then maybe SafetyWing are right for you

• Emergency Accident & Sickness Medical Expenses – $250,000
• Baggage and Personal Property – $3000
• Emergency Evacuation and Repatriation – $100,000
• Non-Medical Emergency Evacuation – $10,000
• Trip Cancellation -$0
• Trip Interruption – $5000

If you need more information or want to get a quote, then you can visit the website for yourself.

Talk about efficient and effective, Heymondo are up-to-date when it comes to combining travel insurance with technology in the digital world of 2024. What truly sets them apart is their assistance app offering a 24-hour medical chat, free emergency assistance calls and incident management. How reassuring is that?! They also have a convenient and complication-free way to make a claim straight from your phone.

Medical expenses are covered up to $10,000,000 USD so try not to damage yourself anything over that amount… If you’d like travel insurance that operates with that little extra swiftness and ease, give these guys a go. They offer multiple options – single trip, annual multi-trip and long stay. We’ve focused on single trip, but do check out the others and find what fits your next adventure.

• Emergency Accident & Sickness Medical/Dental Expenses –$10,000,000 USD
• Baggage and Personal Property – $2,500 USD
• Repatriation and Early Return – $500,000 USD
• Non-Medical Emergency Evacuation – $10,000 USD
• Trip Cancellation – $7,000 USD
• Trip Disruption – $1,500 USD
• Covid 19 coverage included in all plans

If you need more convincing, click our link below to get 5% off your Heymondo travel insurance plan!

Columbus Direct

Named after one of history’s greatest (and most divisive explorers), Columbus Direct also specialise in insuring adventure-hungry explorers like us. They have been providing award-winning insurance for 30 years. What we like about this plan is that it does cover small amounts of personal cash. However, Gadget Cover is not available.

Columbus Direct actually offers a number of different travel insurance plans. Below we have focused on 1 of these and have set out the coverage amounts for the Globetrotter plan.

• Emergency Accident & Sickness Medical Expenses – $1,000,000
• Baggage and Personal Property – $750
• Emergency Evacuation and Repatriation – $1,000,000
• Non-Medical Emergency Evacuation – $0
• Trip Cancellation -$1,000
• Trip Interruption (“Catastophe”) – $750

World Nomads

World Nomads have been insuring backpackers for years now. World Nomads specialise in backpacker travel insurance and their policies cover long way travel on one way tickets, trips to multiple countries and a whole lot of adventure activities. These guys are well used to dealing with backpackers like us, and they are regularly recommended by travel bloggers and industry insiders. We love them.

They offer 2 different policies depending on your needs. The Standard Plan is standard & the Explorer Plan covers a whole host of high risk, high fun activities. World Nomads are also one of the few travel insurers who will write you a policy after starting your trip. The one downside for us is that they don’t cover Pakistan.

Let’s look at the maximum coverage amounts a World Nomads travel insurance plan can offer with both the Standard & Explorer plan.

• Emergency Accident & Sickness Medical Expenses -$100,000/$100,000
• Baggage and Personal Property – $1000/$3000
• Emergency Evacuation and Repatriation – $300,000/$500,000
• Non-Medical Emergency Evacuation – $25,000/$25,000
• Trip Cancellation -$2500/$10,000
• Trip Interruption – $2500/$10,000

If you want more info or to get a quote then visit the World Nomads site for yourself and take a look.

Iati Seguros

Iati Seguros is a Spanish based travel insurance company who we have personally used and loved. You will notice that they provide competitive cover amounts for the key travel insurance areas, and are competitively priced. So far we have heard nothing but good things about them.

They also offer multiple ones, but we have focused on the Standard Plan although we wholly encourage checking out all plans for yourself to identify the best one for your needs.

Standard Plan

• Emergency Accident & Sickness Medical Expenses – $200,000
• Baggage and Personal Property – $1000
• Emergency Evacuation and Repatriation – 100% of cost
• Trip Cancellation -$1,500
• Trip Interruption – 100% of cost

Insure My Equipment

Insuremyequipment.com does precisely what the name suggests. They are an online insurer for expensive equipment (like camera gear & gold clubs). You can use them to get specific pieces of gear insured but please bear in mind this policy is only for your specified gear.

An Insure My Equipment policy works well in combination with other travel insurance. Insure My Equipment policies are an excellent choice for professionals and backpackers with more $0000’s worth of camera equipment, expensive laptops or fishing rods.

I also know a few travelling musicians and DJs who use these guys so you are in cool company.

Choosing the right travel insurance for your Ireland holiday is like choosing a wife, it is something only you can decide (unless your Indian in which case your parents will do it) . You need to work out how much your trip is worth, how much equipment you plan to take and what activities you intend to engage in.

And of course, you need to ask yourself how much can you afford – how much you can afford to pay for cover, and how much you can afford to be out of pocket in the unlikely event of a claim. Sometimes, the cheapest Ireland travel insurance will be enough and sometimes it will be worth spending a bit more. Hopefully the information provided in this post will help you to decide – if not, then I just wasted 5 hours of my life in writing it!

Safety in Ireland Backpacking Ireland

Is Ireland Expensive? Where To Stay in Ireland

Final Thoughts on Ireland Travel Insurance

Well done, you made it all the way to the end! Now you’ve brushed up on your Ireland travel insurance need-to-knows, over to more interesting topics. It’s time to plan what you’re going to do in this remarkable country. We can help you out there, too.

Have a leaf through the rest of our Ireland travel content. We’ll tell you the best places to stay, the top attractions you shouldn’t miss, and restaurants you have to check out – everything you need in order to make the most of your time on the Emerald Isle! Safe travels in Ireland.

And for transparency’s sake, please know that some of the links in our content are affiliate links . That means that if you book your accommodation, buy your gear, or sort your insurance through our link, we earn a small commission (at no extra cost to you). That said, we only link to the gear we trust and never recommend services we don’t believe are up to scratch. Again, thank you!

Aiden Freeborn

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Travel Insurance

Ireland's award winning travel Insurance provider. We provide Annual, Single Trip and Backpacker travel insurance to suit different trips abroad, budgets and needs. Annual travel insurance provides European and/or Worldwide cover. Backpacker travel insurance covers trips to the USA, Canada, Australia, Europe and more. No matter what holiday or trip you have planned abroad, we will help you stay protected. Get a quick travel insurance quote below now.

• Discount applies if You and all Insured Persons on your travel insurance policy have Private Health Insurance, with a minimum of €55,000 inpatient medical cover abroad.

Important Conditions Relating To Health

Tel: 0818 286 525.

Please note certain medical conditions will incur an additional premium.

Medical Screening Line Opening Hours

• Monday: Friday 9am to 7pm
• Saturday: 9.30am to 4pm
• Sunday: 11am to 3pm
• Quoting Reference: Blue Irish Broker 2015-2016.

Private Health Insurance Members

If you hold a valid private health insurance with a minimum of €55,000 of inpatient medical cover abroad and have declared your private health insurance details to us, then you do not need to contact the medical screening line as detailed below.

Important note: If your private health insurance does not provide cover for the full duration of your trip abroad as stated on your validation certificate you will still be required to contact the Medical Screening Line to declare your medical conditions.

Non Private Health Insurance Members

At the time of taking out this policy, do you have or have you had any medical condition(s) for which you are taking or have taken prescribed medication or are waiting to receive, or have received treatment (including surgery, tests, or investigations) within the last 2 years?

If so, it is a condition of this policy that you will not be covered under Section A – Cancellation or Curtailment Charges, Section B – Emergency Medical and Other Expenses, Section C – Hospital Benefit, Section D – Personal Accident and Section X3 – Green Fees for any claims arising directly or indirectly from this medical condition(s) unless you contact the Medical Screening Line on and they have agreed in writing to cover your medical condition(s).

If you have only one medical condition and it is one of those shown in the table of ‘Medical Conditions which do not require screening’ below, then this will be covered under the policy without the need to contact us.

Exclusions that apply to all Insured Persons

These exclusions apply to all insured persons irrespective of whether they are a Private Health Insurance or Non Private Health Insurance holder.

The following exclusions apply to all insured persons at the time of taking out this policy or at the time of booking the trip.

You will not be covered under Section A – Cancellation or Curtailment Charges, Section B – Emergency Medical and Other Expenses, Section C – Hospital Benefit, Section D – Personal Accident and Section X3 – Green Fees for any claims arising directly or indirectly from:

• Any medical condition for which you are aware of but have not had a diagnosis.
• Any medical condition for which you have received a terminal prognosis.
• Any medical condition for which you are receiving or are on a waiting list for or have the knowledge of the need for surgery, treatment or investigation at a hospital, clinic or nursing home.

The following exclusions apply to all insured persons at all times:

• Any medical condition you have in respect of which a Medical Practitioner has advised you not to travel or would have done so had you sought his/her advice but despite this you still travel.
• Any surgery, treatment or investigations for which you intend to travel outside of Ireland to receive (including any expenses incurred due to the discovery of other medical conditions during and/or complications arising from these procedures).
• Any medical condition for which you are not taking the recommended treatment or prescribed medication as directed by a Medical Practitioner.
• Your travel against any health requirements stipulated by the carrier, their handling agents or any other public transport provider.

You should also refer to the general exclusions in the policy wording.

Exclusions that apply if a Close Relative or Travelling Companion has Medical Conditions

If any of the below exclusions apply to your close relative(s) or travel companion(s) at the time of taking out this policy or at the time of booking the trip, you will not be covered under Section A – Cancellation or Curtailment Charges, Section B – Emergency Medical and Other Expenses, Section C – Hospital Benefit, Section D – Personal Accident and Section X3 – Green Fees for any claims arising directly or indirectly from:

• Any medical condition for which a close relative or travelling companion have received a terminal prognosis.
• Any medical condition for which a close relative or travelling companion are receiving or on a waiting list for or have the knowledge of the need for surgery, treatment or investigation at a hospital, clinic or nursing home.
• Any medical condition for which a close relative or a travelling companion are aware of but for which they have not had a diagnosis.

Medical Conditions which do not require screening

Important Note: If you have more than one of the below medical conditions you must contact the Medical Screening Line or if you have any other medical condition in addition to any of the below, you must declare all conditions to medical screening..

• Achilles Tendon Injury
• Acid Reflux
• Anal Fissure/Fistula
• Allergy (requiring non prescriptive treatment only)
• Bells Palsy (in isolation only)
• Benign Prostatic Enlargement
• Broken/Fractured Bones(not head or spine)
• Carpal Tunnel Syndrome
• Colds or Influenza
• Colitis (no hospital admissions in last 12 months
• Corneal Graft
• Cuts & Abrasions (non self-inflicted)
• Cyst Breast (Benign)
• Cyst Testicular (Benign)
• Diarrhoea and/or vomiting (resolved)
• Dislocated Hip
• Epididymitis
• Essential Tremor
• Fungal Nail Infection
• Gall Bladder Removal (if more than 3 months ago)
• Gastric Reflux
• Glandular Fever
• Hemorrhoids (Piles)
• Hernia (not Hiatus)
• Hip Replacement
• HRT (Hormone Replacement Therapy)
• Hyperthyroidism
• (Overactive Thyroid)
• Hypothyroidism (Underactive Thyroid)
• Hypercholesterolaemia (high cholesterol)
• Hysterectomy (provided carried out more than 6 months ago)
• Irritable Bowel Syndrome
• Macular Degeneration
• Menorrhagia
• Migraine (confirmed diagnosis, no on-going investigations)
• Myalgia (Muscular Rheumatism)
• Myalgic Encephalomyelitis (ME) (if the only symptom is fatigue)
• Nasal Polyp(s)
• Neuralgia, Neuritis
• Nut Allergy
• Osteochondritis
• Osteoporosis, Osteopaenia (fragile bones) NO vertebral (backbone) fractures
• Pelvic Inflammatory Disease
• Reflex Oesophagitis
• Rhinitis (Allergic)
• Shingles (Herpes Zoster)
• Shoulder Injury
• Sleep Apnoea
• Tendon Injury
• Underactive Thyroid
• Varicose Veins legs only (if GP has confirmed that client is fit to travel)
• am resident in Ireland    (i)
• have not already departed on/commenced my trip
• have read and agree with the important conditions relating to health
• understand that this policy does not cover cancellation due to government lockdown or travel restrictions imposed by the Department of Foreign Affairs. There is no cover for any cancellation claim event relating to a Covid diagnosis occurring within 14 days of the date you purchased this insurance or the time of booking any Trip whichever is the later or if you and/or all insured persons are advised to self-isolate without a positive Covid diagnosis. Please refer to the Policy Wording for full information.

Private Health Insurance Discount

Cover-More Blue Insurance Services Limited offers significant discounts on our Annual Multi Trip and Single Trip policies for Insured Persons with VHI, Laya or Aviva Private Health Insurance policies. Your Private Health Insurance policy must include a minimum of €55,000 of inpatient medical cover abroad. If your Private Health Insurance policy includes this select ‘Yes’ in the ‘Private Health Insurance’ box on our website home page. Our Travel Insurance policy will provide the same benefits as on our standard policy, but it recognises that you already have cover on your Private Health Insurance policy for inpatient medical expenses abroad up to a specific limit (Min €55,000). Our Travel Insurance policy will top up the amount to the overseas medical expenses limit on your Private Health Insurance policy allowing you to save money on travel insurance premiums without sacrificing cover.

It is your responsibility to ensure that your Private Health Insurance policy covers you and all other travellers named on your Travel Insurance policy for a minimum of €55,000 of inpatient medical cover abroad.

Please note that not all Private Health Insurance Plans provide a minimum of €55,000 of inpatient medical cover abroad. Please check with your Private Health Insurance provider to ensure you have adequate cover to be eligible for this discount. If you cancel or fail to renew your Private Health Insurance policy, it is your responsibility to contact us as soon as is reasonably possible to update your Travel Insurance policy details and ensure you have sufficient cover. Any Private Health Insurance discount you received will be removed from the Travel Insurance policy and you may also be required to contact the Medical Screening Line to declare any medical conditions you or anyone named on your Travel Insurance policy has/has had.

Further information on Medical Screening can be found by clicking here.

Data Privacy Policy

This notice will inform you about our policies and procedures concerning the personal information about you that we collect, maintain and disclose, in connection with the insurance policies you obtain from us.

Information we may provide to others

We may disclose information about our applicants, customers and former customers, as permitted or required by law in conjunction with our normal insurance operations, such as:

• in the processing of an insurance claim.
• in connection with a legal proceeding.
• with government agencies conducting examinations of our procedures.
• internal database marketing.

Data Protection

We collect and maintain personal information about you in order to carry out our functions as a provider of insurance products. All personal information submitted is treated with the utmost confidentiality and with appropriate levels of security.

This information is used to manage the issuance of an insurance policy, including underwriting and claims handling, and may be stored as computer records and/or paper files to assist us to complete transactions, or follow up discrepancies, complaints or queries. Details may also be submitted to regulatory authorities and auditors. Unless otherwise instructed, we may use personal data for commercial purposes.

Personal Information Restrictions

Access to the information you submit is limited to those employees who have legitimate business needs for such information with respect to the insurance policies issued. We maintain physical, procedural and electronic safeguards to protect the privacy and confidentiality of your non-public personal information.

Internet Usage

Our websites do not contain any hidden codes or applications designed to obtain any kind of information about you from your computer, apart from what is required to establish a connection and transfer content between our website and your computer.

Our host servers do obtain information about the number of connections to it. This data may contain details such as your IP address, the kind of operating system you are using and the version of your internet browser. This information is used only for the purposes of analysing the traffic to the website. It does not contain any kind of data about you which may be classified as personal or private.

Our website uses ‘cookies’ to track visitor navigation. Cookies are small text files stored on your computer, which identify it to our website. Cookies do not contain viruses, and the cookies stored on your computer by the website do not contain any kind of personal, private or sensitive information. They are used simply to track navigation and remember data and preferences submitted by you. Cookies can be disabled on your browser, though this may hamper your ability to effectively obtain a quote and purchase a policy from our website.

Sensitive Data

Any sensitive data supplied by you in order to purchase an insurance policy, such as dates of birth or health details, will only be used for the purpose specified at the time of submitting this data.

We reserve the right to provide this information, when we are legally obliged, to official bodies such as the Police, the Courts, or other organisations investigating insurance fraud.

Call Monitoring

We may monitor and record telephone calls in order to improve our service to you and to prevent and detect fraud.

Marketing Preferences

We will use the details you have given us to provide you with information about the products and services of the Cover-More Blue Insurance Services Limited and our affiliates/partners which may interest you. Your data will not be shared with our affiliates/partners. We will not do so if you have already told us you do not want this information, see the ‘opt-out’ phone number email address below. We may also use your information for these purposes in the event that you do not take up a policy with us at this time and also after your policy has ended, unless you ask us not to.

We may contact you with a reminder that your insurance is due to be renewed. This contact may be made by a number of communication methods in addition to traditional correspondence, see below:

How we might contact you for marketing purposes?

From time to time we may contact you using the information you have provided in relation to our products and services in any of the following ways:

• Through digital and/ or other remote applications
• By text message

Why might we contact you?

We might contact you:

• about an enquiry you have made;
• with products or services offers from the Cover-More Blue Insurance Services Limited;
• in relation to your policy or quote;
• to ask for your feedback/views on the products and services we provide;
• to tell you about any important changes to our website; or
• where there is another genuine reason for doing so

How to Opt out

You can change your mind about receiving marketing information from us at any time. Each time we contact you electronically with marketing information or a marketing message, you can choose not to receive further marketing information from us to that email address or phone number. This is known as an ’opt-out’. If you want to ’opt-out’, please phone us on 0818 484 484 or email us at [email protected] . Please make sure you tell us about any changes to your marketing preferences for each affected address, email address or phone number you have registered with us.

Marketing Preference

We may contact you with a reminder that your insurance is due to be renewed. This contact may be made by a number of communication methods in addition to traditional correspondence, see below. We will also use the details you have given us to provide information about our products and services and those of other companies in the Cover-More Blue Insurance Services Limited and other companies whose products and services may interest you. However, we will not do so if you have already told us you do not want this information. We may also use your information for these purposes after your policy has ended, unless you ask us not to.

How we might contact you?

• about an enquiry you have made
• with relevant products or services offers
• in relation to your policy or quote
• to ask for your feedback/views on the products and services we provide

You can change your mind about receiving marketing information from us at any time. Each time we contact you electronically with marketing information or a marketing message, you can choose not to receive further marketing information from us to that email address or phone number. This is known as an ‘opt-out’. If you want to ‘opt-out’, please phone us on 0818 484 484 or email [email protected] . Please make sure you tell us about any changes to your marketing preferences for each affected address, email address or phone number you have registered with us.

By going ahead with a Cover-More Blue Insurance Services Limited quote or policy or by giving us personal information including sensitive personal information (as more particularly described in our Security and Privacy Statement) you will be explicitly agreeing to us, our agents, other insurers and the other persons described in this notice (and/or in the Security and Privacy Statement) processing it for all relevant purposes including but not limited to those described in this notice. Before you provide us with any information about others, you should make sure they are aware of how we will use their information and have agreed to this. It is your responsibility to ensure that you have obtained the permission of any such persons and have shown this notice to them to allow us to process their personal data for the purposes outlined in this notice. For our policy about taking instructions from persons other than the Policyholder, details about data transfers outside the European Economic Area, how to obtain copies of personal information and who to contact in the event of questions, please see the Security and Privacy Statement (which contains a full overview about Cover-More Blue Insurance Services Limited’s use of your personal information) which we expect you to read. You can view this by visiting our Privacy Policy or by contacting our Customer Services Manager at [email protected] for a hard copy.

You can obtain confirmation on what information is held about you and your previous claims on Insurance Link by visiting www.inslink.ie .

Before you travel, get a Risk assesment of your destination . Check Trip .

Travel Insurance with Covid-19 Medical & Cancellation Cover . Learn More .

Why Blue Insurance?

Online Annual European Premier Plus cover for person under 66 years holding private health insurance with medical cover abroad.

• Cancellation or Curtailment
• Emergency Medical Expenses
• Personal Accident
• Personal Money & Documents
• Personal Liability
• Missed Departure
• Holiday Abandonment

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• Ireland Travel Insurance

On This Page

• Key takeaways

Do I need travel insurance to visit Ireland?

Our top picks for the best travel insurance for ireland, ireland travel information & requirements, why ireland travel insurance is important , what types of travel insurance do i need for ireland, what isn’t covered by travel insurance for ireland, how much does travel insurance for ireland cost, tips for getting the best ireland travel insurance, faqs: ireland travel insurance, related topics.

Travel Insurance for a Trip to Ireland: Compare Plans & Prices

• Ireland does not accept U.S. health insurance, including Medicare. Therefore, at a minimum, we recommend you buy travel medical insurance for your trip to Ireland.
• Many travelers aren’t aware that Ireland has some occasional political unrest, pickpockets, tourist scams, and a lack of medical facilities in some rural areas.
• To protect yourself and your belongings, it’s a good idea to buy a comprehensive travel insurance plan that can cover these risks.
• Based on our research, our top picks for the best Ireland travel insurance come from Seven Corners, Generali Global Assistance, and Detour Insurance ( skip ahead to view these plans ).
• To help you find the best travel insurance policy for your trip to Ireland, try using an online comparison tool to look at coverage options and prices from multiple providers.

Our top picks for the best ireland travel insurance

• Seven Corners: Best Rated Robust Coverage
• Generali Global Assistance: Best Rated Plan for Emergency Assistance
• Detour Insurance: Best Value Coverage

Seven Corners

Generali global assistance, detour insurance.

Although Ireland has no laws requiring travelers to purchase insurance before they arrive, we recommend all American travelers to Ireland buy a travel insurance policy before leaving. 

The main reason for this is that U.S. healthcare plans do not work abroad and paying a hospital bill in Euros can add up very quickly . So, travel insurance is well worth the cost . Additionally, travel insurance can reimburse you for prepaid, nonrefundable expenses if your trip is canceled or cut short due to a reason stipulated in the policy. It can also cover the cost of hospital bills and medical transport back to the U.S. if needed.

Best Rated Robust Coverage

Why we like it.

• Offers coverage for pre-existing conditions
• Money-back guarantee
• Cancellation & Interruption coverage standard
• Covers action sports & equipment
• Cancel for any reason not included standard
• Must meet waiver for pre-existing conditions to be covered

Best Rated Plan for Emergency Assistance

• High emergency medical and medical evacuation coverage
• Cancelation & interruption coverage
• Offers hurricane and weather coverage
• Extensive loss or delay coverage.
• No pre-existing condition coverage

Best Value Coverage

Are there covid-19 restrictions for u.s. tourists.

As of March 2022, Ireland has no entry restrictions related to COVID-19 . You don’t need to provide proof of vaccination, take a COVID-19 test or quarantine when you arrive at your destination.

Do I need a visa or passport to travel to Ireland?

To travel to Ireland, you must have a valid U.S. passport. You don’t need a visa for leisure trips of any length, but you do need one for any business trip lasting longer than 90 days.

Is it safe to visit Ireland?

The U.S. State Department has issued a Level 1 travel advisory for Ireland, which indicates the lowest level of risk. Ireland has low rates of violent crime, but you should still pay attention to your surroundings and take steps to protect your belongings against theft and vandalism.

Risk of political unrest

Although Ireland has the lowest travel advisory level, you may be shocked to find that there is some risk of political unrest. This risk is especially high at the border separating Northern Ireland from the Republic of Ireland. During your visit, you may also encounter anti-war protests, making it important to stay aware of your surroundings. Many comprehensive travel insurance plans can cover cancellations or interruptions due to domestic terrorism or civil unrest. 

Exploring isolated rural areas

Many people travel to Dublin, but Ireland also has numerous remote villages and counties. If you plan to travel to one of them, carrying medical evacuation insurance is important. This type of travel insurance pays to transport you to the nearest adequate medical facility if you’re injured or come down with a serious illness. Many policies also cover repatriation expenses, which are the costs of returning to the United States from a foreign country.

Risk of pickpockets and tourist scams

Pickpockets in Dublin and other large cities tend to target travelers who aren’t familiar with the area and therefore pay less attention to their wallets, handbags and other possessions. 

It’s important to note that travel insurance can cover stolen, damaged or lost belongings which can be a godsend if something happens to your stuff while traveling. It can even offer a stipend to replace clothing and other necessary items during your trip. While this may not replace sentimental or valuable items, it can at least ease your mind so your trip isn’t completely ruined.

At a minimum, we recommend you opt for a travel medical policy which covers medical expenses, medical evacuation costs, and cancellation for medical reasons. This is because American health insurance (including Medicare/Medicaid) doesn’t cover you abroad.

That said, here are some of the most useful types of travel insurance to have on hand when visiting Ireland:

Travel medical insurance

At a minimum, your travel insurance plan should include medical coverage. Travel medical insurance covers the cost of medical care you receive abroad. It can reimburse you for the cost of lab tests, X-rays, medications and other medical expenses. If you happen to get sick or injured while in Ireland, your insurance company will reimburse you for the cost of medical intervention, tests, and medications offered at the hospital. 

Medical evacuation insurance

Although Ireland is small, it’s quite rural. Medical evacuation insurance covers the cost of picking you up and transporting you to the nearest suitable medical facility if you’re injured or come down with a serious illness while you’re in a remote area. Therefore this coverage is important to consider for travel to Ireland.

Trip cancellation insurance

Comprehensive travel insurance plans will offer some form of trip cancellation coverage, and this type of protection is great to have for expensive trips overseas. Trip cancellation insurance can reimburse you for non-refundable travel expenses if you need to cancel your trip to Ireland before it even starts. For example, if you catch COVID shortly before your trip, you should be able to get reimbursed for what you spent on flights, hotels and other prepaid trip expenses. Trip cancellation insurance usually covers unforeseen circumstances, such as illnesses, injuries and deaths.

Optional CFAR insurance add-on

To ensure you’re covered for any type of cancellation, you can also purchase cancel for any reason (CFAR) insurance which allows you to cancel for any reason at all. This type of coverage is usually sold as an add-on to your policy and will reimburse you for around 50% to 70% of your total prepaid travel expenses.

Trip interruption insurance

If you have to cut your trip short due to a covered reason like injury or illness, trip interruption coverage can reimburse you for your prepaid non-refundable trip expenses for the remainder of your trip. 

Depending on the circumstances, your insurance company may also reimburse you for changing your new flights to get home early or re-route your trip once you are recovered. This may also include supplementing the cost of alternate hotel bookings, or cab fare. 

For example, if you miss several tours you already paid for due to a bout of food poisoning, you may be able to get back what you spent on admission and other fees by using trip interruption insurance.

Trip delay insurance

Much like trip cancellation insurance, trip delay insurance reimburses you for expenses incurred due to common carrier delays (airlines, bus lines, train companies, etc). Given that a delay can cause a massive domino effect on connections, hotels, tours, and car bookings, this type of insurance is key for overseas travel like Ireland. 

In most cases, you will be reimbursed if the delay reaches a minimum amount of time, such as six hours or 12 hours. For example, if your flight is delayed by 12 hours, you may have to stay in Ireland for an extra night. Trip delay insurance may cover your additional hotel, food and transportation costs. Note that this type of coverage may not be offered by cheaper travel plans . 

Insurance for personal items

Due to the amount of lost baggage and the increase in pick-pockets these days, insuring your personal items is key when traveling to Ireland. 

Some companies offer insurance for baggage and personal items (phone, computer, etc), giving you extra protection. If a covered item is lost or stolen during your trip, your insurer will reimburse you up to the coverage limit.

Rental car coverage

Rental car coverage can be very expensive when bought through the car rental agency. The good news is many travel insurance policies offer coverage for this as part of your travel policy. 

If you plan to rent a car in Ireland, it’s wise to purchase a policy with rental car coverage that can pay to repair a damaged rental vehicle. Most plans cover up to around $35,000 of damages.

When buying travel insurance for Ireland, you should know that it typically won’t cover the following scenarios:

• Claims resulting from intentional acts
• Expenses arising from illegal activities, alcohol, or drugs
• Expenses for medical tourism
• Normal bad weather
• Buying coverage after a storm has been named 

Additionally, some policies may have restrictions for the following

• Pre-existing medical conditions (see link for special policies)
• Some adventure sports (often an add-on coverage)

All of these scenarios vary by provider, so we recommend having a look at the “exclusions” section of each travel policy before you buy.

On the low end, travel insurance for a trip to Ireland can cost as little as around $1 a day. This type of policy will include basic medical and medical evacuation coverage.

For a policy that offers more protection, such as one with trip cancellation and interruption coverage, you can expect to pay around $7 to $11 per day.

To give you a better idea of how much travel insurance costs for a trip to Ireland, we got several quotes from top insurance providers.

Each quote is based on these trip details:

• Age: 35 years old
• Destination: Ireland
• Trip Length: 7 days
• Trip cost: $2,000

Our quotes for basic travel insurance are in this first table. The cheapest travel insurance costs less than $1 per day for this type of coverage.

Example Where Plan Doesn’t Reimburse the Full Trip Cost

For travel insurance that included trip cancellation and trip interruption coverage, we found that you can expect to pay around $7 to $11 per day. You can see our quotes for these more comprehensive coverage options in the following table.

Example Where Plan Does Reimburse the Full Trip Cost

Bear in mind that several factors affect the cost of Ireland travel insurance, such as:

• Trip cost: Trip cancellation insurance reimburses you for up to 100% of your prepaid, nonrefundable expenses, so the total cost of your trip affects your premium.
• Age: Older people are more likely to have medical emergencies when they travel, increasing the cost of their travel insurance. That said, there are some affordable policies made for senior travelers . 
• Destination: Some destinations are riskier than others. Insurers account for the increased risk by charging more for their policies.
• Coverage limits: Many companies offer multiple plans, giving you more control over your coverage. You’ll pay more for a plan with high limits than you will for a basic plan.

To get the best travel insurance for your trip to Ireland, follow these tips:

Shop around.

Don’t be afraid to compare several quotes to see if you can save money without sacrificing coverage.

Check with your credit card issuer.

Determine if you already have some travel insurance benefits. For example, many travel credit cards offer rental car protection.

Determine how much coverage you need.

If you don’t plan to participate in adventure sports, you probably don’t need to pay for a plan that includes coverage for mountain climbing, parasailing and other risky activities.

Can I use my American insurance in Ireland?

No. Medicare and Medicaid don’t cover any medical services received overseas. It’s also rare for a private health plan to cover expenses incurred outside the United States.

Therefore, we recommend you buy an affordable medical travel insurance policy at a minimum.

Can Americans get free healthcare in Ireland?

No. Irish citizens receive healthcare benefits through the Department of Social Protection, but these benefits aren’t available to tourists from other countries. You must pay all medical costs upfront or buy a travel insurance plan to cover the costs.

What documents do you need to travel to Ireland?

American travelers need a valid U.S. passport. You’ll also need a visa if you’re planning to stay in the country for more than 90 days.

Leigh Morgan is a seasoned personal finance contributor with over 15 years of experience writing on a diverse range of professional legal and financial topics. She specializes in subjects like navigating the complexities of insurance, savings, zero-based budgeting and emergency fund development.

In the last 5 years, she’s authored over 300 articles for credit unions, digital banks, and financial professionals. Morgan is also the author of “77 Tips for Preventing Elder Financial Abuse,” a book focused on helping caregivers protect the elderly from financial scams.

In addition to her writing skills, she brings real-world financial acumen thanks to her previous experience managing rental properties as part of a $34 million real estate portfolio.

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Ireland – Travel Insurance for Visitors

Ireland: visitors travel insurance and safety tips.

It’s nearly as easy to travel in Ireland as it is to fall in love with it. Ireland has excellent health care and citizens of the European Economic Area and Switzerland are entitled to the same public health services as Irish citizens. Australian citizens enjoy a reciprocal health care agreement with Ireland, which means they are entitled to receive emergency public hospital treatment subject to the standard charges for non-medical cardholders in Ireland. And registered international students on an approved course of study that lasts one year or longer are also covered. But if you’re not from one of these countries or groups, you’ll need a quality travel insurance plan to cover your travels.

Preparing to Travel to Ireland

Your most significant consideration might be the weather. Most travelers advise you to travel light. However, a visit to Ireland might require one more sweater than usual.

Visa is generally not required. However, there are certain countries where you must get a visa before visiting. For details, go to  Irish Visa Advice .

There are no vaccine requirements for visiting, but it is recommended that all travelers be up to date on their routine immunizations, including tetanus, MMR, and influenza (should you be traveling during flu season, which in Ireland is from October to April). Rabies is present in bats in Ireland , so travelers who are focused on adventure activities such as cave exploration should be vaccinated.

Irish Travel Insurance for Visitors to Ireland

Do not forget to purchase a comprehensive travel medical insurance plan for your trip! We suggest:

• Emergency medical, evacuation, repatriation benefits
• Choose between the basic and more extensive coverage
• Meets Schengen visa insurance requirements
• 24/7 worldwide travel and emergency medical assistance

Seven Corners Travel Medical Insurance

• Comprehensive medical coverage with benefits up to $5,000,000.
• Adventure activities coverage available.
• Emergency Medical Evacuation protection up to $500,000.

GeoBlue Voyager Plan

• For U.S. citizens up to age 95
• Includes pregnancy coverage, baggage loss, trip interruption & more
• 24/7/365 service and assistance

Medication and Pharmacies

All prescription medication should travel in its original container from the pharmacy, with the prescription label intact. Pharmacies, indicated by a green cross, are generally open Monday to Saturday, with some larger urban centers offering limited evening and Sunday services.

If you are prone to hay fever or seasonal allergies and will be traveling extensively in the Irish countryside, an over-the-counter anti-histamine will offer comfort and relief. These and other common, over-the-counter, nonprescription medications can be found in pharmacies, grocery, and convenience stores. Even gas stations and newsagents will have a small selection of fundamental items like painkillers and cough medication should you find yourself in need.

US Dept. of State: Hospitals in Ireland may not accept American insurance coverage.  Patients are expected to pay all costs up-front at the time of treatment and apply for reimbursement from their own travel insurance later.

General Wellbeing When Visiting Ireland

Don’t get so caught up in Ireland’s charm that you don’t watch where you’re going. Cobblestone streets can be an adjustment for North American visitors in particular – and that’s before you’ve had any Guinness!

Another area to watch your step is along Ireland’s beautiful coastline. The fences, barriers, and warning signs aren’t mere suggestions – sticking to the approved path is critical for visitor safety.

Lyme disease is present in Ireland. To avoid being bit by an infected tick, wear long-sleeve shirts and pants while enjoying those coastal walks or in any forested location or covered with long grasses and thick vegetation. Insect repellant containing 20% DEET is recommended for hikers and campers, who may also consider treating their clothing and gear with permethrin spray.

While Irish people like to joke about their country’s rainy, damp weather, Ireland enjoys plenty of bright sunny days as well, and hazy days can suddenly turn hot. Sunscreen is your friend.

Medical Services in Ireland

Medical services are excellent and rated along with some of the best countries in the world. International citizens and students living in Ireland for an extended qualify for free or affordable subsidized medical care. Ireland’s multi-tier system means that qualified internationals can choose to use either the government or the private system (which may require full payment in advance). A private global health insurance plan will cover you in Ireland as well as throughout the rest of the world. Choose a plan based on your lifestyle and specific needs.

Read:  Healthcare System in Ireland

Visiting an Irish Doctor

Walk-in clinics are not common in Ireland, but a local or hotel concierge will be able to help you identify a general practitioner’s (GP’s) office for non-emergency doctor visits. They should also be able to help you call to set up an appointment. The average visit costs as much as 100 Euros, and it is usually necessary to pay in cash.

Read: Finding a Doctor While Traveling Abroad

How do GPs Work in Ireland

General Practitioners (GPs) are family doctors. A GP is often the first doctor people see about a health problem. GPs are usually part of the private healthcare system, and so you will usually need to pay charges when you see a GP. You can see a GP without being charged for the visit if you have a medical card or a GP Visit Card.

Doctors in Ireland keep strict business hours. After-hours care is accessed through hospitals for serious concerns or, more commonly, through a visit to the DOC – the doctor on call. You can expect to pay a bit more for a DOC visit, approximately 100 Euros, and once again, your hotel can help you set up the appointment, or a pharmacist can make a recommendation.

Whether the doctor tends to your concerns by day or by night, seeing them is necessary if you require a specialist’s services. A GP always needs to submit the request for a specialist consultation. However, no GP referral is required for a visit to the A&E, a hospital’s Accidents and Emergency Department. Hopefully, this is one part of Ireland that you won’t become acquainted with! But, if you do, know that standard visits start at 100 Euros.

Public Healthcare in Ireland

The majority of hospitals are owned and funded by the Health Service Executive (HSE) or are voluntary public hospitals, which are subsidized but privately operated. Public hospitals, although more affordable, are often crowded and require a long wait for non-emergency services.

‘Ordinarily, residents’ in Ireland (i.e., students, expats, etc.: anyone intending to live in the country for 12 months or longer) can go to publicly funded health facilities. However, you should note that government-subsidized does not mean there are no costs. Many services require a co-payment for patients who are not fully eligible citizens. Check with the healthcare facility and your insurance provider before receiving non-emergency care.

Private Irish Medical Care and Services

Independent, non-government subsidized hospitals work independently of the government and may bill patients, or their medical insurance provider, for the entire cost of treatment. Private health services (i.e., private beds) can be requested at some public hospitals, but a surcharge or premium may be charged to the patient.

Health Insurance Plans

For people moving to Ireland: If one doesn’t qualify for local benefits, other options are available for low-cost coverage. Check with local hospitals or insurance brokers to research your options.

Even with access to low-cost options, most locals and internationals purchase private international health insurance to gain access to a broader range of healthcare facilities with less waiting. You should check whether an overseas medical insurance provider is accepted by private hospitals in Ireland before signing up.

Next Step, Read: Irish Health Insurance Plans for Foreigners

International Health Insurance in Ireland

For expatriates living in Ireland who need worldwide coverage and prefer the advantages of an expat medical plan, consider the following option:

Cigna Global Insurance Plan

• The flexibility to tailor a plan to suit your individual needs
• Access to Cigna Global’s trusted network of hospitals and doctors
• The convenience and confidence of 24/7/365 customer service

Top Irish Hospitals

Most hospitals are operated directly by the Health Service Executive (HSE). There are also hospitals run by publicly funded organizations but operate with some degree of autonomy (i.e., teaching hospitals such as University Hospital Galway) Private hospitals also operate in the country. We have listed below ten leading hospitals in Ireland:

• Saint Vincent’s Hospital
• St James’s Hospital
• Beaumont Hospital
• Mater Misericordiae University Hospital
• Adelaide / Meath Hospital National Children’s Hospital
• Beacon Hospital
• National Maternity Hospital
• Blackrock Clinic Dublin
• Rotunda Hospital
• St John of God Hospitaller Services
• Public Hospitals in Ireland  (Irish Health Service Executive)
• International Hospital Search

Food Restrictions

Ireland is a delicious destination! Restaurants and hotels are aware of and responsive to dietary concerns. Even in small village pubs, there is usually a basic vegetarian option and a dish that can be prepared without gluten. With advanced notice, chefs can work with you to accommodate a diet with significant restrictions.

The country’s famous dairy products are pasteurized, and there is a growing trend towards ‘farm to table’ food with an emphasis on healthy, organic, local fare. But should you be tempted by Irish oysters or other shellfish, take note that there are health risks that come with eating uncooked and uncooked meat products no matter where you are in the world.

Irish Emergency Assistance Contact #’s

When a crisis occurs, you can take comfort in Ireland’s warm, hospitable nature – as well as some very handy emergency resources.

• Ireland has two emergency numbers : 999 and 112. 112 works in all of Europe and from any phone.
• Ex-pats and long-term travelers may wish to invest in a membership with the Automobile Association, which costs approximately 220 Euros and offers breakdown support.
• Irish Tourist Assistance Service offers free, confidential support and assistance to tourists who are victims of crime, from minor troubles to more serious situations. They can help with everything from organizing medical assistance to helping to re-issue stolen travel tickets to assist with language and communication difficulties.

Whether your connection to Ireland is through your blood or through your heart, a small dose of knowledge and preparation will go a long way towards a healthy, worry-free trip whose memories will last a lifetime.

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• Laya Healthcare
• Laya Travel

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* We can't cover trips in, to or through Cuba, Iran, Sudan, Syria, Crimea Region of Ukraine and North Korea or any area that the department of foreign affairs advises against travel.

Looking after you always, home or abroad

Important notice.

Please be advised that the military conflict between Russia and Ukraine may impact travel insurance coverages and benefits, and AIG’s ability to provide certain travel-related assistance services, for travel to, from or within Ukraine, Belarus or Russia.

Coronavirus (Covid-19) Update

Due to the widespread media reports of Coronavirus (Covid-19), and the World Health Organization (WHO) announcement declaring Covid-19 a pandemic, Covid-19 is a foreseen or known event. If you are purchasing a new policy, certain covers will not apply.

Laya Travel insurance provides cover for the following Covid-19 related events:

• for trip cancellation (Section A of the policy document attached) if 1)  an Insured Person,  2) a person who an Insured Person has booked to travel with  3) a relative or friend living abroad who an Insured Person had planned to stay with or  4)  a Business Associate has a confirmed and documented COVID-19 diagnosis at the time of departure which prevents the Insured Person from travelling.
• for medical expenses (Section B of the policy document) and  cutting your trip short (Section C of the policy document) coverage if an Insured Person has a confirmed and documented diagnosis of Covid-19 whilst on a covered trip to a country that the Department of Foreign Affairs (DFA) has allocated a security status of Normal Precautions or High Degree of Caution to.

Please note that travel to a country that the Department of Foreign Affairs (DFA) has allocated a security status of Avoid Non-Essential Travel or Do Not Travel to is excluded by our policy.

All other Covid-19 related claims are excluded. We encourage our Laya travel members to please refer to their  policy wording for full details or get in touch with us on 01 2611508 with any further queries. All claims submitted will be assessed in line with the terms, conditions and exclusions clearly detailed in a member’s policy that is issued to them when they take out travel cover with us.

Why Laya Healthcare Travel Insurance?

At laya healthcare, we strive to look after you always and that includes while you're travelling. Sometimes things don't quite go to plan when we go away and that's why the peace of mind of excellent travel and holiday insurance cover is so important. Whether it's a holiday, a business trip or even a backpacking adventure we have a travel insurance policy to suit your needs.

Policies for your needs

Four types of comprehensive cover with wide variety of options. Customise your cover with extras such as winter sports, etc.

Medical Cover Available

Medical expenses cover available up to €5,000,000, subject to policy conditions & exclusions.

Always here to help

Whenever you need us, our 24/7 emergency helpline & Talking nurses are always here to help.

Claiming made easy

With our simple claims system and assistance team claiming is made easy.

 Renew My Policy

You should receive your renewal notice at least 30 days ahead of your renewal date. Once you receive this you can renew your policy at any time by clicking on the Renew my Policy link below and following the instructions.

Insurance Product Information Documents

Single trip & annual multi trip travel insurance, backpacker travel insurance, business travel insurance.

Multitrip Travel Insurance

• Annual Travel Insurance

Backpacker Travel Insurance

Single trip travel insurance, family travel insurance.

• Travel Insurance for Children
• Travel Disruption Insurance

Ski Insurance

• Winter Sports Insurance
• Travel Insurance Europe
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• Covid-19 Benefits
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• Holiday Travel Insurance
• Cancelled or Delayed Flight
• Manage Your Policy / Renew
• Make a Claim
• Get a Quote

Travel Insurance for over 70s

Annual travel insurance from €19.95 *, affordable travel insurance.

Multitrip.com offers comprehensive travel insurance, whether you're traveling for business, pleasure, or adventure. We understand that unexpected events can occur, causing disruptions and inconvenience. That's why we are here to provide you with peace of mind by protecting your travel plans at affordable prices.

Flexible choice

Whether it's a weekend trip to Europe, a backpacker holiday to Asia, or multiple trips around the world each year, you can rest assured that with Multitrip.com you will find a travel insurance policy to suit your needs.

Expert Service

We believe that everyone deserves to travel with confidence, knowing that they are backed by a reliable and trustworthy insurance provider. Our team of experienced professionals are committed to delivering a high level of service and support, providing you with the assistance you need when you need it the most.

Covid Cover

We are committed to ensuring that you are protected against any unforeseen circumstances during your travels, including those related to COVID-19 medical and cancellation. With our enhanced coverage, you can rest assured that you are in safe hands. Learn More .

Travel Insurance Reviews from Multitrip.com Customers

So helpful on the phone and easy to get travel insurance at a great price would highly recommend. John - 5 Star Review - 31 st January 2023

Ireland's Favourite Travel Insurance Provider

Looking for travel insurance that gives you peace of mind no matter where you are? Here are three reasons to travel with Multitrip.com:

Competitive Prices

The travel insurance we offer is not only affordable, but we also allow you to compare travel insurance benefits across three levels of cover.

Multi-Award-Winning Provider

Multitrip.com is part of Cover-More Blue Insurance Services Limited, winner of numerous Best Travel Insurance Provider awards and Deloitte's Best Managed Companies Award.

Friendly Customer Service Team

Our customer service team is always happy to help you via phone, email and social media.

Easy Claims Process

The claims process is made as fast, simple and straight forward as possible. Liaise with an experienced team, committed to providing the highest standards of service.

Types of Travel Insurance

No matter what your travel style is, we’ve got a travel insurance type for you:

Planning a one-off trip? Whether it’s a long or short getaway, Single Trip Holiday Insurance could be the best option for you.

Love travelling? Save money with 1 or 2 Year Multitrip Travel Insurance - it covers unlimited trips, so you can holiday as much as you like.

Heading abroad to travel, work or study? Backpacker Holiday Insurance offers extensive protection whether you’re 18 or 49!

Travelling with children? Protect your family under one Multitrip Travel Insurance policy.

Hitting the slopes? Add Winter Sports Cover to your policy and stay protected whether you’re skiing or snowboarding.

Want to spend your retirement travelling? Find affordable holiday insurance with comprehensive cover for seniors over 70s.

What Does Travel Insurance Cover?

Discover six of Multitrip.com's travel insurance benefits below* or explore more details here .

Cover the expenses of unused and irrecoverable travel and accommodation costs in case you need to cancel or cut short your travel.

Cover financial expenses should injury, illness or death occur during your trip outside Ireland.

Have 24/7 assistance should you require medical emergency abroad, repatriation or curtailment while on holiday.

Get cover against accidental loss of, theft of or damage to baggage/personal belongings.

Cover the expenses you become legally liable to pay if you cause another's bodily injury or property damage.

Get reimbursed for the costs of travel delays if your scheduled public transportation is delayed for over 12 hours.

Cancellation or Curtailment

Medical expenses, emergency assistance, baggage & personal belongings, personal liability, delayed departure.

*Terms & Conditions apply.

Upgrade Your Travel Insurance

Planning a holiday that’s unique to you? At Multitrip.com, you can include additional travel cover to suit your specific needs:

   Winter Sports

  travel disruption,   flight cancellation,   wedding,   business,   golf,   cruise connection,   excess waiver,   exam failure backpacker cover only, travel insurance tips.

• Purchase your policy straight after you've booked your trip:  If you buy your holiday insurance as soon as you book your flights and accommodation, Multitrip.com travel insurance can provide cover should mishaps affect your holiday before you even leave home.
• Personalise your cover to match every inch of your itinerary:  Hitting the slopes for a snowboarding sesh? Worried volcanic activity will affect your dream holiday? You can protect your bespoke trip with the additional coverage options.
• Always declare your medical conditions:  Multitrip.com travel insurance automatically covers a number of medical conditions, but if yours isn't listed, be sure to contact the Medical Screening line to find out more about the options available.

Our Travel Insurance is underwritten by

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International health & travel.

Cover for A&E abroad and a free multi-trip insurance policy. Terms & conditions apply. Please see your Table of Cover and Membership Handbook for details.

Irish Life Health gives you a free travel insurance policy through Allianz Assistance when you choose the International Health & Travel package. To find out more about this cover, download the Travel Insurance Policy below.

Additional costs arising from in-patient claim €1,500 Additional costs arising from out-patient claim €500 Out-patient A&E abroad 50% up to €1,000 See your handbook for full details.

We will contribute €50 towards the cost of travel vaccines and you can also claim a 10% point of sale discount from our partner provider Tropical Medical Bureau.

Get up to €15 back on prescriptions when you travel abroad. Just keep your receipts and submit them online to claim for this benefit.

We will contribute €30 towards the cost of a travel vaccine consultation when provided by our partner provider, Tropical Medical Bureau. This benefit can only be claimed once per policy year.

Telephone-based access to our team of qualified nurses for non-emergency medical information. Our Nurseline 24/7 Number: +353 1 562 5150

Travel Insurance Policy

Download Travel Insurance Cover Details, from Allianz

Overseas Cover Details

Companion expenses: €1,000 In-patient A&E abroad: €100,000 Out-patient A&E abroad: 50% up to €1,000 Additional in-patient costs: €1,000 Additional out-patient costs: €500 Repatriation cover: €1,000,000 Treatment abroad: Yes How we can help while abroad? Providing a 24-hour telephone help line Referring you to a doctor / medical facility Liaising with hospitals while you are receiving care Getting you a translator, if required Contacting your GP, family and employer if you wish Our International Helpline: +353 1 481 7840. Please call us on this number before receiving treatment.

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Travel insurance for Ireland, Ireland travel insurance

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Schengen visa insurance

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Ireland Visitors Insurance

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Travel insurance for us citizens travelling to ireland.

The Republic of Ireland is popular worldwide for their festivals and events all year around. Ireland welcomes millions of travelers with its scenic coastlines, villages and towns by the shoreline. The Cliffs of Moher is one of the most popular tourist attractions in Ireland. Ireland is a great place for food lovers and Irish Pubs for nightlife. Ireland also offers a great quality of life with an excellent education and healthcare system.

Ireland has a special place in the heart of many US citizens since many of them have Irish ancestry and would like to visit the land of their ancestors. There are 10,519 Americans living in Ireland and 16.8% of Irish individuals have American-Irish dual citizenship. U.S. citizens can enter Ireland without a visa for a stay up to 90 days for tourism and business. There were 1.7 million tourists from the US who came to Ireland. The best time to visit Ireland is between March and May, and September to November.

Ireland opens border to international travel post Covid19 pandemic

The Irish government has lifted the entry ban for some international travelers visiting Ireland in the post covid19 environment. There are no restrictions on flights from the USA to Ireland, however the number of flights is significantly lower. Aer Lingus is the only carrier flying to the US from Ireland and this is with limited service from Dublin to Boston, Chicago, and New York.

Given the health risks involved in international travel in light of the Covid19 pandemic, it is however very important to have good travel insurance which covers Covid19 illness. Travelers to Ireland can find the ideal travel insurance with Covid19 coverage plan by using the Covid19 Ireland travel insurance compare tool .

The following US traveler insurance options work well for foreign visitors to Ireland.

• Safe Travels Outbound insurance by Trawick International is available for US citizens traveling to Ireland with Ireland Covid insurance coverage.
• Safe Travels International insurance by Trawick International works well for Non-US citizens visiting Ireland and provides Covid19 insurance coverage.
• Travel Medical Plus Insurance offered by Seven Corners has covid health insurance for visitors to Ireland. The Sevencorners coronavirus visitor insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.
• Diplomat Long term Insurance by Global Underwriters. The Diplomat Long Term travel insurance offers coverage for covid-19 as a new sickness and is available for both US and Non US citizens. It must be bought for a minimum of 3 months and insures up to 1 Million Dollars.
• Atlas International Insurance by World Trip offers good travel insurance for Ireland and covers covid19 illness.
• Patriot International Lite Insurance and Patriot Platinum insurance from International Medical Group (IMG) offers coverage for Covid19 as any other Illness or Injury.

Best Covid19 travel health insurance Ireland

• International travelers traveling outside their home country not to the USA.
• US Citizens and US residents traveling outside the United States
• Available for both US citizens and non US Citizens traveling to Europe up to 65 years.
• Available for both US and Non US citizens at moderate price with required benefits. It offers $50 per day for each day the travelers are quarantined abroad for a maximum of 10 days. Coverage must be bought for a minimum of 30 days. Show proof of quarantine mandated by a physician or governmental authority. Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.
• Available for both US and Non US citizens at affordable price with premium benefits
• Available for both US and Non US citizens at affordable price with fewer benefits
• Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
• Deductible options from $0 to $2,500
• Policy Maximum from $50,000 to $2,000,000
• Renewable upto 24 continuous months
• Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
• Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
• Deductible options from $0 to $25,000
• Policy Maximum from $1,000,000 to $8,000,000
• The minimum initial period of coverage that can be purchased is 3 months
• Traveling to the United States: Plan A: $500,000 Plan B: $1,000,000 Traveling Outside the United States: Plan A: $500,000, Plan B: $1,000,000

International travel insurance Ireland, Medical travel insurance Ireland

Trip cancellation insurance.

Covers trip cancellation and other emergencies while vacationing in Ireland.

Annual Multi-trip insurance

Annual travel insurance for frequent travelers to and from Ireland.

Group insurance

Group travel insurance for Ireland for five or more travelers on same itinerary.

Student Insurance

International travel insurance for students studying overseas. Best travel insurance for students.

Travel insurance for visiting Ireland

Long term europe visa insurance for ireland.

Travelers who wish to live, work, study or do business in Ireland for a long duration have to apply for resident visa or national visa of Ireland. One of the necessary documents that they need while applying for long term Europe residence permit is adequate travel medical insurance with a minimum of 30,000 Euros travel insurance coverage , evacuation and repatriation coverage which must be valid though out the entire duration of stay in Ireland.

The long term Europe travel insurance plans are affordable and can be purchased easily once you choose the one that's right for you. Compare popular travel health insurance plans for long term Europe Visa and buy online.

Travel Insurance for Ireland citizens traveling to the USA

The US is known for its vibrant culture, world class living system, professional opportunities, and many tourist attractions makes it the aspirational country to visit and immigrate for people all around the globe for many decades now. The Irish have a strong heritage in America since the Irish Famine in 1845-1849 to the US during. About 25% of the U.S. population has had Irish ancestors.

There were around 49 thousand travelers from Ireland to the US in 2021. Several Irish travel to the US for vacation, work and to meet friends and family. Irish citizens do not need a visa for a stay in the US for up to 90 days. Most of the tourists who come to the US do so during the summer months which are considered the ideal time to visit the US.

US travelers visiting Ireland

There were over 1.5 million visitors from the United States and Canada to Ireland out of a total of 8.5 million international tourists. Thanks to improved air connectivity, traveling to Ireland has become hassle free. Traveling to Ireland often is a way to explore ones roots for many Americans. Ireland has much to offer in terms of tourism thanks to its scenic coastline, pretty villages and towns along the shore. The main cities of Dublin, Cork, Limerick and Galway also attract tourists in large numbers.

The country charms its tourists thanks to the beautiful countryside, excellent meals which are very affordable in its very many pubs. Ireland is also renowned for its castles many of which have turned into luxury hotels. You can find deals in these hotels if you visit the less touristy regions. It is a good idea to avoid visiting the country during the peak tourist seasons of July and August when it both crowded and expensive.

However US travellers visiting Ireland should be prudent and buy cheap travel insurance for Ireland. Even though health care is not as expensive as in the US, US domestic health insurance plans will not cover Americans outside their national borders. At American visitor insurance, customers can compare different insurance plan to buy the travel Insurance Ireland that best suits your needs. US travellers can buy trip insurance, which insures the airline tickets and hotel reservations, while also buying travel health insurance to insure the health of the traveller while outside the US.

Resourceful tourist insurance USA information

Find the best travel insurance, how does travel insurance work, how to buy travel insurance, travel insurance glossary, travel insurance for specific groups, compare travel insurance plans, travel insurance for ireland, irish immigration to the us and insurance for new immigrants in the usa.

The immigration of the Irish to the Americas began in the colonial era 1607-1775. The first group of immigrants came from Ulster while another group came from Leinster, Munster and Connacht and they were mainly Protestant or Presbyterian. During the colonial period, many of the Scots-Irish and their descendants settled in southern Appalachia and the Carolina Piedmont. The immigration during the 17th century was minimal with mostly Catholic servants and 8,000 prisoners from the Cromwellian war in 1650. In 1698 and 1699 many white Catholic servants migrated to Maryland, Virginia, and Carolina.

In 1700, there were 29,600 Irish Catholic migrants in Maryland out of which 2,500 were Catholic. During 1717 to 1775, there were 250,000 Irish immigrants migrated to the Thirteen Colonies. Immigration during the American Revolutionary War in 1775 came to a standstill. Between 1607 and 1820 the majority of emigrants from Ireland were Protestants who were identified as Irish. By 1790, the Catholic immigration from Ireland increased. By this time there were around 400,000 people with Irish ancestry living in the United States, who accounted for about 2% of the total population who lived in the US.

As a part of immigration to the United States from 1815 around 500,000 additional Irish immigrants came from Ulster. Irish immigration significantly increased during the 1830s as there was a need for unskilled labor in canal building, lumbering, and construction works in the Northeast of the US. The large Erie Canal project was one such instance on Irish workers. These communities grew in cities like Philadelphia, Boston, and New York. Between 1851-1920 after the famine, there were approximately 3.7 million Irish who migrated to the United States; among these there were 1 million Ulster Protestant.

These Irish immigrants were mainly was looking for better economic options and lure of highly paid jobs in America. In the south of the US, although majority of the Irish Catholics began as unskilled labor they managed to improve their economic status by 1900. From 1920-1975 there were few waves of Irish Catholic immigration into the country. More recently due to the depression of Irish economy in 1980s around 360,000 Irish immigrated out of the country, with the majority them coming into the United States.

The Irish have played a big role on America society with significant contributions in politics, labor organization, religion, literature, music, and art. Millions of Americans celebrate Labor day on the 1st Monday of September each year which is a Irish practice. Irish Immigrants who journeyed to the US were Catholic whose influence quickly spread throughout the country and their legacy is still felt. All major US cities have noticeable Catholic population in the US and this is particularly the Irish heritage more noticeably in the east coast of the country. Saint Patrick’s Day, a global celebration inherited from Ireland is celebrated with gusto in America.

The first recorded Saint Patrick’s Day celebrated in the USA was in 1737 in Boston. Over the decades many famous Irish-Americans have influenced American life in countless ways. American socialists, Mary Harris who was known as “Mother" Jones, John F. Kennedy the most famous Irish-American president of all times being some notable names. According to the U.S. Census Bureau in 2019 there were 32 million Americans with Irish ancestry which is about 10% of the total US population.

Migrating to the US to start a new life is challenging and exciting, however moving away from home brings with it a share of uncertainty and risk. It is essential to good immigrant medical insurance on arrival in the US as healthcare in the US while excellent is very expensive. Visiting a hospital in the US without insurance is scary, particularly true given the Covid19 pandemic. A good US immigrant health insurance plan will provide coverage for medical expenses incurred in case of any injury or illness.

Purchasing US immigrant insurance for a Irish immigrant is easy at American Visitor Insurance .One can compare numerous plans for prices and benefits from the comparison tool according to their requirements. You will get 24/7 assistance by one of the licensed customer support service agents and you can also get an instant policy documents by Email. Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.

Student Insurance for Irish Students in the USA

The United States welcomes international students to study and make successful careers in the country. The US has some of the world’s top universities with many study options and a chance to work in the US after completing their coursework. It is but natural that students from around the globe aspire to study in the US. According to the HEA Higher Education reports by Ireland, in 2017 there were 5,264 undergraduates and 961 post graduates Irish students studying in the US. The government also offers Fulbright Irish Student Awards which are scholarships for Irish Students.

Studying overseas away from Ireland while in a vibrant university environment in the US, international students often neglect their health. Falling sick in a new place can be stressful especially without proper home care. International students in USA need good student health insurance as the US Healthcare system is very expensive. It is wise for students to be prepared to face unexpected medical emergencies that may rise while staying away from home. Visiting an US hospital without insurance is scary. At American Visitor Insurance, Irish students can buy good International student medical insurance cover.

The comparison tools will help compare several plans for prices and benefits. Students can get cheaper insurance when compared to university plans but with similar coverage. Buying international student insurance for Irish Students is very easy on American Visitor Insurance and one can get instant policy documents by Email. Their 24/7 customer support will provide Answers to FAQ's by students by licensed agents. Feel free to call or email us and one of our customer support licensed agents will be able to help you.

Travel health insurance for the USA

The United States is a melting pot of different culture and welcomes individuals from across the globe. Its world class living system and many natural wonders makes the country one of the most desired tourist destinations. The US is also home for 32 million Irish Americans. Due to the charismatic appeal of the US many Irish tourists visit the US both for a vacation as well as to meet family and friends.

There are also many US companies with offices in Ireland, and there are many US expats who live and work in Ireland. As a result of this, there is a lot of travel back and forth between the US and Ireland. Many US Expats travel back to the US often, particularly during Thanksgiving and Christmas. While Irish travelers or US expats visit the US for a vacation or to meet family and friends, one should be aware that international travel can be risky and US healthcare is very expensive.

Traveling overseas involve long travel time; change in weather conditions and in cuisine, all of which are strenuous. This is particularly true for older travellers and there is greater risk for unexpected medical emergencies. Travel insurance with Covid19 coverage is very important during the coronavirus pandemic. International travel insurance can provide one with the coverage for unexpected medical emergencies as well as insure the trip costs.

American visitor insurance offers customers some of the best US insurance travel insurance plans, at guaranteed low prices. Irish travelers can compare several plans for prices and benefits and get answers to FAQ's to make an informed decision. Travelers can get instant insurance certificates by Email along with 24/7 customer support by licensed US insurance agents.

US Expat insurance

The United States and Ireland have a long shared history dating back to the early colonial period. Irish immigrants have helped build America across the 18th 19th, 20th and now the 21st century. The infrastructure of the USA has an unforgettable Irish imprint. And at the same time America played an important role in building modern Ireland. Due to these long standing ties many American firms have offices in Ireland with many Americans working in these offices. The Republic of Ireland is a popular expat destination for Americans, a country which offers a warm welcome to live and work.

US Expat living outside of the US should be aware of the risks involved while working and living in a foreign country. Visiting a hospital without insurance is scary in case of any sudden illness or injury. US expats should buy good Expat insurance while living in Ireland. A good Expatriate medical insurance cover will provide coverage for unexpected medical emergencies that may occur while staying in Ireland.

American visitor insurance offers customers some of the best Expat insurance offered by US insurance providers. These plans include coverage for Covid19 and pre-existing conditions. Buying Expatriate medical insurance is easy at American Visitor Insurance. For more details call or email us for further assistance and one of our licensed agents will help you.

Travel Insurance for visiting Ireland

The United States and Ireland relationship for long time has been based on the common ancestral connections and mutual values. Irish Americans are known for their strong family ties, culture and connection back in their ancestral homeland. Many Irish Americans travel back to meet friends and family to relive old memories as well as to expose the new generation to Ireland.

While traveling overseas back to the Ireland one should be prepared for all travel and medical emergencies. It is crucial that Irish Americans have good travel health insurance, especially the Covid19 pandemic. Purchasing international travel insurance is easy at American Visitor Insurance and international travelers can compare several plans for prices and benefits according to their specific needs.

The 24/7 customer support service by licensed agents will provide answers to all questions by the customers with instant policy documents by Email. Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.

International Medical Group(IMG) Europe travel insurance

Globehopper travel medical insurance.

• Short-term travel medical coverage
• Available in $USD, £GBP, and €Euro
• Five differing plan limit maximum options
• Renewable up to 24 months if one month or more are purchased

GlobeHopper Platinum Travel Medical Insurance

• Coverage for individuals and dependents
• Three differing plan limit maximum options
• Renewable up to 36 months if one month is initially purchased

GlobalFusion International Medical Insurance

• Flexible, comprehensive medical cover
• Cover for individuals, families and groups
• Five unique sub-plan designs - Bronze, Silver, Gold, Gold Plus and Platinum
• 24 hour access to information

WorldStudy Insurance for international students

• Flexible medical cover for students, dependents, and student groups.
• Cover for treatment resulting from COVID-19
• Available in £GBP, €EUR, $USD
• Two plan maximum limit options

Ireland travel insurance, Covid insurance for travel to Ireland - FAQ's

01.  does ireland travel insurance cover covid19 illness.

There are some USA Covid travel insurance plans available for travel to Ireland that cover Covid19 as a new illness. It is important to buy the Ireland Covid19 travel insurance before you start your journey. At present the following USA insurance providers - Safe Travels Outbound insurance and Safe Travels International insurance from Trawick International and Diplomat Long term Insurance from Global Underwriters provide US Covid19 travel insurance coverage in Ireland.

These covid travel insurance plans are available for US citizens and US residents traveling to Ireland as well as non US travelers traveling outside their home country.

02.  What is the best Ireland travel insurance ?

We have four companies that we recommend for visiting Ireland, specifically if you need a letter in order to get your travel to Europe visa. The price will depend on the age(s) of the travelers and the length of travel insurance coverage.

We have developed a Ireland travel insurance comparison tool which lists eligible plans based on price and benefits to help travelers visiting Ireland choose the plan that is most economical and appropriate for their needs. Compare and buy Ireland travel medical insurance.

03.  Do I need travel insurance for Ireland?

Given that the cost of health care in Europe is very expensive, travel medical insurance for Ireland is strongly recommended. Citizens of most countries including US citizens visiting or living in Europe for more than 90 days in Ireland have to apply for Long term Europe visa.

One of the requirement for applying for long term Europe visa for Ireland is adequate travel insurance of 30,000 euros maximum, therefore it is important for international travelers to buy good travel insurance for visiting Ireland.

04.  How does find the best travel insurance for USA? How to find the best international travel health insurance?

There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans. Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance. A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs.

There are many international US travel health insurance plans for coverage both in the USA as well as around the world. Given the several international travel insurance options, it can be confusing to find the best health insurance for international travel. What is very useful in making this decision is to compare US visitor travel insurance available on American Visitor Insurance.

The compare US travel insurance tool allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage and the deductible and coverage for pre-existing ailments or hazardous sports. After finding the best travel insurance for your needs, travelers can buy it by completing an online application and paying using a credit card. One completing the purchase the travel insurance plan is emailed to the customer.

05.  Why is travel insurance for USA so expensive?

There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

06.  What are the factors to consider for travel health insurance to USA?

The best travel insurance for USA depends these factors:

• The coverage for accident and sickness related medical expenses
• The coverage for medical and evacuation expenses
• The coverage for pre-existing conditions
• The deductible and co-payment options
• The network of hospitals and providers
• The customer service and claim process

  Ireland - General Information

Ireland is an island nation located in northwestern Europe. It is divided into two political entities: the Republic of Ireland, which occupies most of the island, and Northern Ireland, which is part of the United Kingdom. Ireland is the third-largest island in Europe, covering an area of approximately 84,421 square kilometers (32,595 square miles). It is situated west of Great Britain, separated by the Irish Sea. The island is known for its lush green landscapes, rolling hills, mountains, and scenic coastlines. The capital city of Ireland is Dublin, which is located on the eastern coast of the island. It is not only the political capital but also the largest city, with a vibrant cultural scene and rich history. The official languages of Ireland are Irish (also known as Gaelic) and English. Irish is a Celtic language and holds constitutional recognition as the national and first official language. English is widely spoken and used in everyday life, business, and government.

Western Europe

English, Irish, Hiberno

Mar to May, Sep to Nov

Around 4.8 million

Dublin , Galway, Cork, Killamey, Kilkenny, Dingle, Blarney, Aran Islands, Sligo, Kinsale, Dingle Peninsula, Doolin, Howth, Limerick.

Popular tourist destinations in Ireland

Bunratty Castle

The castle is the best-preserved medieval fortress in Ireland and was lovingly restored in the 1950s.

Muckross House Gardens

The eye-catching 19th-century Victorian mansion, is a magnificent lakeside setting in Killarney National Park surrounded by sumptuous gardens and parkland.

Rock of Cashel

Ireland's most visited heritage site, the Rock of Cashel, stars in countless images of the Emerald Isle.

Ring of Kerry

The area of astounding natural beauty of outdoor pursuits including golf, beaches, horse-riding, and terrific freshwater fishing and deep-sea angling.

Travel insurance Ireland price, Best travel insurance Ireland

Travel insurance Ireland resources

International travel insurance resources for Ireland visa holders.

Factors for travel insurance Ireland online

Important factors while deciding on the best travel insurance to Ireland.

Types of Ireland travel insurance online

Different types of Ireland visa travel insurance options.

Ireland travel insurance claims procedure

Ireland travel insurance claims process for medical care.

What is the best travel insurance from Ireland to USA?

WorldTrips , Seven Corners , International Medical Group(IMG) , Trawick International and Travel Insure are the top US companies that offer travel insurance plans for international travelers. Some of the best US travel insurance from Ireland to USA is listed here :

• Atlas America offered by WorldTrips is considered one of the best travel insurance options offers coverage up to $2,000,000. This plan offers coverage for Hospitalization, Prescription drugs, Trip cancellation, Trip Interruption, covid19,Travel delay and Evacuation and much more!. This also offers coverage for acute onset of pre-existing conditions up to 79 years.
• Patriot America Plus Insurance is another best travel insurance for visiting the USA offers coverage up to $1,000,000. It offers comprehensive medical insurance for non US citizens traveling individually or in groups to the USA. This also offers optional riders provide additional coverage for a minimal charge. This also offers coverage for acute onset of pre-existing conditions up to 70 years.
• Visitor Secure insurance is fixed benefits plan and an affordable scheduled benefit plan for visitors to USA. It offers coverage up to chosen plan maximum for acute onset of pre-existing conditions up to 70 years. This plan covers Inpatient and Outpatient treatment facilities and price varies between the types of plans.
• Safe Travels USA Comprehensive offers excellent medical coverage for Non-US Citizens and Non-US Residents while visiting the USA. This includes coverage for acute onset of pre-existing conditions, well doctor visit, emergency medical evacuation, repatriation and security evacuation benefits. This plan offers coverage up to $1,000,000.
• Safe Travels USA is a cheap travel medical insurance plan that covers Non-US Citizens and Non-US Residents while visiting the USA. It offers comprehensive US Covid19 insurance coverage for illness and accident and offer a Well Doctor Visit which pays up to $125.Coevrs Unexpected Recurrence of a pre-existing conditions. This plan offers coverage up to $1,000,000.
• Travel Medical Insurance from seven corners offers coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of your Home Country. This comprehensive insurance starts from $50,000 and provides up to $5,000,000. For people above age 80 years, they get a policy maximum of $10,000. This offers acute onset of pre-existing conditions up to 79 years and Adventure Activities up to medical maximum.

Confused whether to buy trip, travel or global health insurance? Understand the differences!

International travel medical insurance

Us visitor healthcare cost.

High health care costs in US could be burdensome to a short term visitor.

Steps for US Visitor Healthcare cost

Travel medical insurance

Offers coverage of sudden & unexpected illness while traveling away from your home country.

Pre-existing coverage

Find insurance plans providing comprehensive coverage for pre-existing conditions/ailments.

Senior citizens

A fall/illness could become more serious for the older traveler. Be sure you have good coverage.

International travel insurance for Ireland residents

Best travel medical insurance, patriot america plus.

• Available for US citizens visiting USA
• Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
• Plan is suitable for Green Card holders as long as they reside outside the US.

Visitors Protect

• The plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
• This plan covers pre existing conditions for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.

Atlas America

• This plan is available for Non-US citizens traveling outside their home country
• Covers acute onset of pre-existing conditions till maximum limit (up to 79 years).

Diplomat America

• This plan is for Non Us citizens and Non US residents visiting the US.
• This plan have 24 months waiting period for pre-existing conditions.

Safe Travel USA Comprehensive

• Covers acute onset of pre-existing conditions up to policy maximum age up to 69 years.
• This plan is available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
• This plan is available for green card holders.
• For ages 14 days to 89 years.
• Coverage for minimum 5 days to maximum up to 364 days.

Travel Medical Choice

• Covers treatment of acute onset of pre-existing conditions (up to 79 years)
• For the acute onset of pre-existing condition coverage with Cardiac Condition and/or Stroke for age range of 14 days to 69 years, $50,000 coverage is available and for age range of 70 to 79 years, $5000 coverage is available.Other than Cardiac Condition and/or Stroke it covers for age range of 14 days to 69 years, $75,000 coverage is available and for age range of 70 to 79 years, $7,500 coverage is available
• This plan is available for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
• Best comprehensive plan that covers all pre-existing conditions up to 99 years.
• There is a minimum purchase of 90 days required to buy this plan

INF Elite 90

• Covers 90% of eligible medical expenses.

INF Safe Traveler USA 90

• INF Safe Traveler USA 90 covers 90% of elgibile medical expenses

INF Safe Traveler USA

• INF Safe Traveler USA covers 80% of elgibile medical expenses

INF Elite Plus

• Covers Preventive & maintenance care and coverage for full body physicals.
• Comprehensive plan with full pre existing condition coverage up to 99 years which is unique.

Visitors Care

• Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.

Travel Medical USA

• Offers coverage for acute onset of pre-existing conditions up to 79 years.
• Renewable up to 364 days

Visitor Secure

• It offers coverage for acute onset of pre-existing conditions up to 70 years.
• Plan can be renewed up to 364 days.

INF Standard

• This plan is available for for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
• Minimum Enrolment should be 30 days.

Safe Travels Elite

• It offers coverage for acute onset of pre-existing conditions up to 89 years.
• Available for Non US citizens coming to the US and worldwide.

INF Premier

• Acute Onset treated like New Sickness
• This plan covers Full pre-existing conditions up to 99 years.

INF Premier Plus

• Covers preventive & maintenance care
• This plan covers Full pre-existing conditions up to 69 years.

Best travel insurance for pre-existing conditions, Best Visitors insurance with pre-existing conditions coverage

• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
• Patriot America Plus Covid insurance offers coverage for coronavirus illness.
• This plan covers pre existing condition for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
• The plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico or Canada.
• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 79 years).
• This plan is available to both Non-US citizens and US citizens traveling outside their home country.
• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 69 years).
• Available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.

Safe Travel USA

• Covers Up to $1,000 for sudden, unexpected recurrence of a Pre-existing Condition
• This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.

Travel Medical Basic

• The policy maximum for this comprehensive insurance starts from $50K and provides up to $5M. For people above age 80 years, they get a policy maximum of $10K
• Acute onset of pre-exisitng conditions are available for Worldwide including US - $5,000 up to 65 years; $2,500 for 65 to 79 years and Worldwide excluding US - $25K up to 65 years; $5K for 65 to 79 years.

INF Elite plan

• This plan offers full pre existing condition coverage.
• Elite plan covers pre-existing condition coverage up to $25K, $30K, $40,000, or $50K subject to deductibles of $1.5K, $2K, $2.5K, $5K, or $10K for age 0 to 69 years.
• Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.

Safe Travel USA Cost Saver

• Covers unexpected recurrence of a pre-existing medical conditions up to $1000
• This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
• Acute onset of pre-existing condition coverage for Worldwide including US with Cardiac Condition and/or Stroke - $50K up to 69 years; $5K for 70 to 79 years.Other than Cardiac Condition and/or Stroke - $75K up to 64 years; $7.5K for 65 to 79 years.
• For Worldwide excluding US - $50K up to 64 years; $10K for 65 to 79 years.

INF Elite Plus plan

• Elite Plus plan with policy maximum $150K covers pre-existing condition coverage up to $25K maximum with deductible $1,500 for age 0 to 69 years.
• Policy maximum $75K covers pre-existing condition coverage up to $20K maximum with deductible $1,500 for age 70 to 99 years.

INF Elite 90 plan

• This plan covers 90% of eligible medical expenses.
• Elite 90 plan covers pre-existing condition coverage up to $25K, $30K, $40,000, or $50K subject to deductibles of $1.5K, $2K, $2.5K, $5K, or $10K for age 0 to 69 years.
• This plan is renewable for a maximum of 2 years unless there is a break in the coverage.
• It is an affordable plan for visitors visiting the US.

INF Premier plan

• This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays.
• Covers full pre-existing conditions up to 99 years.
• Safe Travels Elite Covid insurance covers coronavirus illness.
• This fixed plan Covers preventive & maintenance care.
• Premier Plus plan provides policy maximum $300,000 covers pre-existing condition maximum of $50,000/$100,000 with deductible $1,000/$5,000 for age 0 to 69 years.
• Visit USA Insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA.

Senior Citizen travel insurance for above 60 years

• The best travel health insurance for 60 year old travelling to the US is Atlas America .
• With the best travel insurance plans for people under 70 years, you get covered up to policy maximum for acute onset of pre-existing conditions for people up to age 70.

Atlas Premium

• Atlas Premium is another version of this plan with higher coverage available for some of the benefits as compared to Atlas America.
• You can compare Atlas Travel insurance plans .
• This plan provides coverage up to $250,000 for 70 to 79 year old travelers.
• Travel Medical Basic offers coverage up to $5,000 for acute onset of pre-existing condition in including USA and $25,000 for exclusing USA till 65 years.

Travel Medical USA insurance

• The Travel Medical USA plans ( Travel Medical USA Visitor Basic , Travel Medical USA Visitor Choice ) cover acute onset of pre-existing conditions for people up to age 79.
• Travel Medical Choice Coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country.
• The age availability is 14 days to 80+years.
• Covers acute onset of pre existing conditions up to the age of 79.
• Patriot America Plus Plan offer coverage upto choosen plan maximum for travelers under 70 years. This is a comprehensive plan from IMG and is is similar to the Patriot America Lite with the unique difference in the benefit that covers acute onset of pre existing conditions up to the age of 70
• US citizens and Non US citizens living abroad can buy this plan for visiting the US for short while.
• Visitors Protect Plan offer maximum limits from $50,000 to $250,000.
• Covers medical evacuation, emergency reunion, repatriation of remains, Accidental Death & Dismemberment, etc.

Patriot Platinum

• Patriot Platinum Plan covers acute onset of pre existing condition up to the age of 70 for up to $1,000,000. $25,000 maximum limit for medical evacuation.
• This is a comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing condition
• Pre-existing complications from covid-19 covered
• Elite plan covers pre-existing condition coverage up to $25,000, $30,000, $40,000, or $50,000 subject to deductibles of $1,500, $2,000, $2,500, $5,000, or $10,000 for age 0 to 69 years
• This plan need to be purchased for a minimum of 3 months.
• This fixed plan from provides full pre existing condition coverage.
• In-patient, out-patient, specialist care covered for pre-existing.
• Minimum purchase of 90 days is required for this plan.
• This is another comprehensive plan from INF.
• Elite Plus plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years .

Older traveler medical insurance for above 70 years

Safe travels usa comprehensive.

• Safe Travels USA Comprehensive available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
• For the age of 65 to 80 years this plan provides a policy maximum of $50,000 and $100,000.
• Atlas America plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
• There is also a higher policy maximum option available for people above 70 up to the age of 79.
• Atlas Premium plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
• The highest maximum that can be purchased for a comprehensive plan is Patriot Platinum which offers pre-existing condition coverage up to $2,500 for any condition.
• Travelers must be at least 14 days old and under 99 years to be covered by this plan.
• Offers coverage from 90 days to 12 months.
• This plan covers pre existing conditions for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
• Visitors Care which offer limited coverage of $2,500. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
• INF Elite plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
• This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
• INF Elite 90 plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
• Pre-existing complications from covid-19 covered.
• Covers 90% of elgibile medical expenses and minimum purchase of 90 days is required for this plan.
• INF Safe Traveler USA plan This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• This plan does not cover pre existing conditions including acute onset of pre existing conditions.

Senior Citizen travel insurance for above 80 years

• INF Safe Traveler USA 90 This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• Covers 90% of elgibile medical expenses and minimum purchase of 30 days is required for this plan.
• INF Safe Traveler USA plan plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• This plan covers Urinary Tract infection for older travelers above 80 years.
• For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.
• For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries. This includes emergency medical evacuation, repatriation and security evacuation benefits.
• The Safe Travels USA Comprehensive provides a policy maximum of $20,000 for people aged above 80 years.

Safe Travels USA Cost Saver

• Non-US citizens and Non-US residents traveling outside their home country but not to the United States. This includes emergency medical evacuation, repatriation and security evacuation benefits.
• It is ideal for foreign residents visiting USA and then other countries worldwide. Travelers on transit visa in US can also purchase this plan.

Safe Travels USA

• This Policy provides coverage to non-US citizens who reside outside the USA and are traveling outside of their Home Country to visit solely the United States, or to visit a combination of the United States and other countries worldwide.
• This Policy is not available to green card holders in the USA. This Policy is not available to anyone age 90 or above.

Safe Travels Elite Diamond

• This plan is available for people traveling to the USA and are not US Citizens, US Residents or Greencard Holders.
• Available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
• It is available for travelers of ages 14 days to 99 years
• Travel Medical USA Visitor Basic insurance and Travel Medical USA Visitor Choice insurance with a higher deductible and up to $100,000 maximum.
• Travel Medical USA Visitor Choice is meant for immigrants to the US with or without green cards renewable up to 3 years, it is also available for any legal visitors to our lovely country.
• Senior Travelers above 90 years are also eligible to buy the Travel Medical USA Visitor Basic and Travel Medical USA Visitor Choice insurance.

Senior Citizen travel insurance for above 90 years

Usa visa health insurance, visitor visa health insurance usa.

USA B1 visa health Insurance, B1 visa travel insurance for tourists.

B2 visa health insurance for tourists, B2 visa tourist insurance for USA.

F2 visa medical insurance for F1 visa dependents, F2 visa health insurance.

F1 visa student health insurance, International student insurance in USA.

J1 visa insurance for exchange scholars, J1 visa medical insurance.

Health insurance for green card holders, Green card health insurance.

Fiancée health insurance, K1 visa health insurance for fiancé on K1 visa.

H1B visa health insurance, Travel health insurance for H1B visa holders.

Travel insurance for tourists in USA, tourist insurance USA.

H4 visa health insurance, Health insurance H4 visa holders.

New US Immigrant health insurance

The Trump administration had introduced rules making it mandatory for prospective new US immigrants to show proof of adequate US health insurance while applying for the immigrant visa. The aim of this mandatory US health insurance for immigrants is to reduce the burden on the US hospitals, the overall US health care system and finally on US tax payers by uninsured new immigrants.

At American Visitor insurance we offer immigrant health insurance plans which work well for prospective new US immigrants. After buying this immigrant medical insurance, customers will immediately receive the health insurance policy document by email. Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given this rule as well as the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.

New US immigrant insurance blogs

Us immigrant health insurance plans.

Compare popular US immigrant plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards

Difference between visitors and immigrant Insurance

Find out the difference between US visitors insurance and new immigrant insurance. Compare and buy the best immigrant insurance for USA!

US Health insurance mandatory for new US immigrants

The US government has made it compulsory for new immigrants coming to the US to have proper US immigrant health insurance coverage.

Ireland residents visiting Schengen countries

Schengen visa insurance requirements.

• Travel insurance coverage of 30,000 Euros (about $50,000 USD)
• A repatriation benefit.
• An emergency medical evacuation benefit.

Travel tips for international travelers – safety, comfort and wellness.

Travel medical insurance Ireland, Trip Cancellation insurance for Ireland links

Travel insurance for ireland faq.

FAQs about travel insurance for Ireland travelers.

Ireland Travel Insurance Blog

Blog about travel health insurance Ireland travelers.

Travel Insurance to Ireland Forum

Customer Queries for USA travelers to Ireland travelers.

Travel Insurance Claims in Ireland

Claims about the travel insurance to Ireland travelers

US medical insurance for visitors to global destinations

Us health insurance for travelers to usa.

• International travel insurance for USA
• US citizens residing outside US and visiting the US.
• USA Green Card holders travel insurance who travel overseas often
• New US immigrant insurance
• International USA travel health insurance for tourists visiting the USA
• Annual travel insurance for US business travelers
• Expatriate health insurance for expats working and living in the United States
• US non-immigrant work visa health insurance for H1B visa holders and H4 visa holders

• US international student health insurance for foreign students in USA (F1 visa / F2 visa holders)
• J visa insurance for US Exchange scholars and their dependents (J1 visa insurance and J2 visa insurance)
• Snowbird travel insurance for USA travelers from Canada and the UK (for warmer USA weather during winter)

US health insurance for tourists to Canada

• International travel insurance for Canada
• International travel insurance for tourists visiting Canada
• Annual travel insurance for US corporate travelers
• US international student health insurance
• Expatriate travel health insurance Expat insurance for US and other expatriates in Canada

US health insurance for travelers to Europe

• International travel insurance for Europe
• Schengen visa travel insurance as required by Schengen consulates
• Travel insurance coverage to insure trip expenses
• Long stay visa travel health insurance for Europe
• Expat insurance for US and other international expatriates in Europe

US health insurance for tourists to the Caribbean

• Travel insurance - Caribbean , Asia , Australia , Africa and South America
• International travel insurance for US tourists and vacationers
• US international student health insurance for US students abroad
• Annual travel insurance for business and corporate travelers
• US Expatriate insurance for expatriates living and working outside their home country

Covid19 travel insurance

Covid travel insurance, find the best us visitor insurance coverage - blogs and articles, affordable travel insurance online.

Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

Best international travel insurance

International travel insurance plans covering pre-existing conditions which many older travelers look for.

Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online.

Buy cheap travel insurance

There are many cheap international insurance plans also known as visitor insurance plans.

Coinsurance & Deductible - How visitor travel insurance works.

Best International travel insurance Cost

Travel insurance - pre-existing conditions coverage, international travel insurance resources, us visitors insurance providers.

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

More international travel insurance categories

Visitors insurance USA

USA New immigrant Insurance

US visa health insurance

Senior Citizen travel insurance

Pre-existing visitors insurance

J1 Visa health insurance

International student Insurance

Green Card medical insurance

International Medical Insurance

Cruises Travel Insurance

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Vhi International Health Insurance

Moving to another country or going on an extended break vhi international has you covered., get a quote.

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When do you need cover?

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Why Choose Vhi International Health Insurance

If you're an Irish resident and are travelling, studying or working abroad for more than six months, Vhi International provides you with health insurance cover while you're away. It offers peace of mind and financial protection for emergency and planned treatment while you are living abroad.

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• Full cover for in-patient and day care treatments
• 24/7 access to emergency medical helpline
• Flexibility to return to Ireland for major medical treatment
• Full cover for emergency medical transfer, evacuation and repatriation
• Continuous cover at home and abroad – no new waiting periods when you transfer back to a Vhi hospital plan
• Travel insurance cover when travelling outside country of residence

Vhi Healthcare DAC trading as Vhi Healthcare is regulated by the Central Bank of Ireland and is tied to Collinson Insurance Europe Limited (CIEL) for Vhi International Health Insurance which is underwritten by CIEL.

Travel Insurance

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Enhanced Travel Protection With Covid-19 Cover

The way we have travelled has changed but you can still enjoy peace of mind with a travel policy from Chill. Book your trip and travel with confidence knowing that all of our travel policies include Covid-19 Medical and Cancellation Cover as standard.

Check our FAQ section to read more about our enhanced Covid-19 cover.

At Chill, we can offer you the right level of cover for your annual family holiday, city break or that trip of a lifetime you've been promising yourself to go on for ages.

Customise your trip type, destination, and cover level to get an online travel quote in minutes. Then get back to booking your flights, looking for accommodation, and checking out the best tourist spots. Everyone wants their holiday to go without a hitch. If something does go awry, like lost luggage or lost cash, our travel insurance has you covered. Planning your dream holiday months in advance or packing last minute? Buy online now and get covered in minutes . It’s that easy.

Single-Trip Policy

Annual multi-trip policy.

If you’re planning to go on more than one trip in a 12-month period, you might want to consider taking out an annual multi trip policy. Whether you're travelling for business, pleasure, or both, multi trip insurance can save you a lot of money.

Choose Your Destination

Our travel insurance offers a number of destination options. No matter where you plan on exploring, whether it’s a quick trip across the pond or a continental visit we’ve got you covered: Single Trip

• United Kingdom & The Channel Islands
• Worldwide excluding USA & Canada
• Worldwide including USA & Canada

Planning on multiple destinations within one trip? Choose the option which incorporates all of the countries you’ll be visiting and we’ve got you covered. Check out our European travel insurance if you’re looking for a continental break, worldwide travel insurance if you’re heading further afield, or USA travel insurance if you’re going stateside. Get a quote

Family Travel Insurance

Bringing the kids abroad? If they’re under 18 you can include them on your policy for no extra charge*. If you’re planning multiple trips this year you can get family travel insurance on an annual multi trip basis so everyone is covered. If it’s a once off family holiday choose the single trip option. Family holidays tend to be more expensive, you’re bringing more people after all, so make sure you’ve the right level of cover for your loved ones. *Provided there are no medical conditions.

Get The Right Cover Level

There are three levels of cover you can choose when taking out a travel policy with us:

The higher your cover level, the more you will be compensated should something go wrong. Some common items such as missed departure , personal luggage, and cancellations are covered by all policy levels. Other items like card fraud are only covered by gold and platinum. Get a quote now and compare the cover levels to pick the right policy for you and those travelling with you. Get a quote

Medical Cover

We never want to use medical cover on our holidays but it’s better to be prepared in the event you need it. Our policy levels outline the coverage for a number of different medical items. Check it out for yourself. Get a quote

Student Travel Insurance

Planning on island hopping? Cover for multiple destinations in one trip is ideal for students. You can get student travel insurance for yourself or your holiday group by adding your friends to your policy. . Read more

Travel Topics

Holiday Insurance

Stay Safe On Your Holidays

Planning a trip abroad? Having holiday insurance will help you stay protected on your travels and allow you to enjoy your break away.

American Travel Insurance

Travel To The United States

Heading over to the USA? Whether it’s sightseeing in the Big Apple or hitting the beaches of California, it’s important to stay protected with travel insurance.

European Travel Insurance

Discover Europe

Whether it’s a weekend getaway to London or touring around the south of France, travel insurance is an important factor in all trips abroad.

Protecting Your Loved Ones

Finally picked a destination for the annual family holiday? All that’s left to do is take out travel insurance. To make your life easier, kids can be included on our family travel insurance policies.

Travel Safe

The last thing students want to worry about is paying additional fees and charges flight cancellation, lost baggage and any other inconveniences that arise when travelling.