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Get healthcare cover abroad with a UK GHIC or UK EHIC

The UK Global Health Insurance Card (GHIC) lets you get necessary state healthcare in EU countries, and some other countries, on the same basis as a resident of that country. This may be free or it may require a payment equivalent to that which a local resident would pay.

The UK GHIC has replaced the existing European Health Insurance Card (EHIC). If you have an existing EHIC you can continue to use it until the expiry date on the card. Once it expires, you'll need to apply for a UK GHIC to replace it.

You can apply for a new card up to 9 months before your current card expires.

A UK GHIC is free and lasts for up to 5 years. Apply for your new card through the NHS website. Avoid unofficial websites – they may charge you a fee to apply.

If you have rights under the Withdrawal Agreement, you can choose to apply for a new UK EHIC instead.

The UK GHIC is not a replacement for travel insurance. We advise you to have private travel and medical insurance for the duration of your trip.

We also recommend you check FCDO travel advice on GOV.UK for the country you're visiting.

You can apply for a UK GHIC if you're a resident in the UK. You can also add your family members to your application when you apply.

You'll need to provide your:

• date of birth
• National Insurance or NHS number (if you're from England or Wales)
• CHI number (if you're from Scotland)
• Health and Care number (if you're from Northern Ireland)

Applying for family members

Every member of your family needs their own card. You can add your spouse, civil partner and children to your application when you apply. You must enter your own details first and apply for any additional cards when prompted.

If you've already completed your application and want to add additional family members contact NHS Overseas Healthcare Services . You'll need to give us your reference number, name, date of birth and address so we can access your record.

After you apply

After you've submitted your application, we'll email you within 24 hours to let you know whether it has been approved or not (if you don't get a reply, check your junk folder). We may need to see additional information or documents before approving it.

Once your application has been approved, you should receive your new card within 15 working days. It will be sent to you by post.

If you do not receive it before you travel, and need medically necessary treatment during your visit, you can apply for a Provisional Replacement Certificate (PRC) to get temporary cover. For more information, see "If you don't have your card with you" towards the end of this page.

If you have rights under the Withdrawal Agreement

If you have rights under the Withdrawal Agreement, you can choose to apply for a new UK EHIC rather than a UK GHIC. A UK EHIC provides cover for some countries that are not currently covered by the UK GHIC (these are Norway, Iceland and Liechtenstein). Like the UK GHIC, it's free and lasts up to 5 years. You can find out if you have rights under the Withdrawal Agreement on GOV.UK.

What your card covers

You can use your card to get state healthcare that cannot reasonably wait until you come back to the UK (sometimes called "medically necessary healthcare"). This includes things like:

• emergency treatment and visits to A&E
• treatment or routine medical care for long-term or pre-existing medical conditions
• routine maternity care, as long as you're not going abroad to give birth

You'll need to pre-arrange some treatments with the relevant healthcare provider in the country you're visiting – for example, kidney dialysis or chemotherapy – as it's not guaranteed that local healthcare providers will always have the capacity to provide this care.

Whether treatment is medically necessary is decided by the healthcare provider in the country you're visiting.

Not all state healthcare is free outside of the UK. You may have to pay for treatment that you would get for free on the NHS, if a local resident would be expected to pay in the country you're visiting.

Before travelling, you should check the state-provided healthcare services in the country you're visiting and any potential charges you may face.

Check the relevant country guide on GOV.UK for information on how to access treatment in the country you're visiting

What your card does not cover

A UK GHIC (or UK EHIC) does not replace travel and medical insurance or cover services like:

• being flown back to the UK (medical repatriation)
• treatment in a private medical facility
• ski or mountain rescue

We advise that you have a UK GHIC (or UK EHIC) and private travel and medical insurance for the duration of your trip.

Where you can use your card

You can use a UK GHIC when you're visiting:

• an EU country ( see a list of EU countries on GOV.UK )
• Jersey, Guernsey and the Isle of Man
• St Helena, Tristan and Ascension

You can use a UK GHIC in Switzerland if you're one of the following:

• a British national
• a Swiss national
• an EU citizen
• a stateless person
• a family member of someone who holds one of the above nationalities or statuses

The UK government is negotiating with other countries to expand the use of the UK GHIC, so always check coverage before you travel.

You can use a UK EHIC when you're visiting:

• Liechtenstein
• Switzerland

Visiting Norway

You can use a UK passport to get medically necessary healthcare in Norway if you're a UK resident.

Visiting Montenegro

You can get free emergency treatment in Montenegro but you'll have to pay for your prescribed medicines and for other medical treatment.

If you're a UK national, your UK passport will give you access to emergency healthcare in Montenegro.

If you're a UK resident but not a UK national you'll need your passport and a UK GHIC (or UK EHIC) to get emergency healthcare.

Getting healthcare in other countries

You'll have to pay for treatment unless the UK has a healthcare agreement with that country .

Check if you're eligible for a UK GHIC

You'll be entitled to a UK GHIC if both of these things apply:

• you're ordinarily and legally resident in the UK
• you do not have healthcare cover provided by an EU country or Switzerland

There is information about what "ordinarily resident" means on GOV.UK

You may also be entitled to a UK GHIC if you're:

• living in the EU or Switzerland with a registered S1 form
• living in the EU or Switzerland with an A1 document issued by the UK
• a family member or dependant of an entitled individual already listed

Check if you're eligible for a UK EHIC

You may be eligible for a new UK EHIC if you meet one of the following criteria:

• you're living in the EU, Switzerland, Norway, Iceland, or Liechtenstein, and have been since before 1 January 2021 with a registered S1, E121, E106 or E109 form issued by the UK
• you're living in the EU, Switzerland, Norway, Iceland, or Liechtenstein since before 1 January 2021 with an A1 issued by the UK
• you're a national of the EU, Switzerland, Norway, Iceland, or Liechtenstein who has legally resided in the UK since before 1 January 2021 and are covered under the Withdrawal Agreement – you may not be covered if you are also a UK national or if you were born in the UK
• you're a family member or dependant of an entitled individual already listed

If your circumstances change and you no longer meet one of the above criteria, you may not be entitled to continue using the card and should contact NHS Overseas Healthcare Services .

You must be entitled to use your UK GHIC or UK EHIC at the time of the treatment. If you use it to access healthcare that you're not entitled to, you may be liable for the full cost of all treatment received or face prosecution.

Applying for a UK Student EHIC or UK GHIC

To apply for a UK Student EHIC or UK GHIC, you'll need a letter from your university or college showing:

• the name and address of the UK educational institution if you're travelling as part of your course
• the address of where you're studying in the EU or Switzerland
• details of the qualification you're studying for
• the dates your study period in the EU, Norway, Iceland, Liechtenstein, or Switzerland started and is due to finish
• your permanent residential address in the UK

If the letter from your university or college does not include your permanent residential address in the UK, you'll be asked to provide further evidence to confirm this.

This is in addition to the information set out in "How to apply" above.

Students studying in the EU, Norway, Iceland, Liechtenstein or Switzerland applying for a UK Student EHIC or UK GHIC

If you normally live in the UK and have been studying in the EU, Norway, Iceland, Liechtenstein or Switzerland since before 1 January 2021, you may be eligible for a new UK Student EHIC for use in the EU and your country of study.

You will not be able to use this card for treatment in Norway, Iceland or Liechtenstein unless one of these countries is your country of study.

If you started your course after 1 January 2021, or you're planning to study in an EU country, you'll need to apply for a UK Student GHIC. If you're studying in Norway, Iceland or Liechtenstein you can also apply for a UK GHIC but it will not cover you for treatment in those countries, even if you are studying there.

You can use the UK Student GHIC in the EU, Switzerland and your country of study, but not yet in Norway, Iceland or Liechtenstein.

Using a UK GHIC (or UK EHIC) when abroad

You should take your UK GHIC (or UK EHIC) with you when you travel abroad. If you need medically necessary treatment, you'll need to present the card to the hospital (or other service provider) that is treating you – make sure that you are being treated at a public health provider and not a private one. Keep all receipts and paperwork.

Depending on the country you visit you may be expected to pay all or part of your bill upfront and then claim a refund afterwards.

Some countries ask patients to pay a contribution towards the cost of their care. This is known as a co-payment or patient share. You can claim back the difference between the total bill and the co-payment, but the actual co-payment is not refundable.

Your UK GHIC or UK EHIC will not cover costs that a local resident would have to pay.

If you don't have your card with you

If you need emergency treatment when you're in another country and do not have your UK GHIC (or UK EHIC) with you, you can apply for a Provisional Replacement Certificate (PRC). A PRC gives you the same level of cover as a UK GHIC or UK EHIC.

A PRC also covers you if you've applied for a UK GHIC or UK EHIC and it has not arrived yet.

Find out more about PRCs and how to apply for one

You'll need to pay in full for treatment if you do not have a UK GHIC, UK EHIC or PRC. You should ask for a copy of your invoice and obtain a receipt.

How to claim a refund

To claim a refund for healthcare covered by your UK GHIC or UK EHIC, you'll need to download and fill in a refund claim form and send it to NHS Overseas Healthcare Services. You should include receipts and any supporting documents with your claim form.

Find out how to claim a refund for healthcare covered by your UK GHIC or UK EHIC

Incorrect charges for treatment

If you think you've been incorrectly charged for medical treatment, contact NHS Overseas Healthcare Services .

Keep all documents relating to your treatment. You may need to provide more information to confirm your eligibility and the cost of the treatment you had. This could include:

• receipts or invoices relating to treatment
• confirmation that the treatment was state-provided
• confirmation of payments made to healthcare institutions
• documents relating to insurance cover if your insurer paid for treatment
• discharge documents

NHS Overseas Healthcare Services will look at your claim to decide whether you were charged when you should have been covered. If they determine that your treatment should have been covered by the UK GHIC or UK EHIC, they'll reimburse you or your insurer for the costs of treatment that are covered by your card.

If you suspect GHIC or EHIC fraud

If you suspect that somebody has fraudulently applied for or used a UK GHIC or UK EHIC they are not entitled to, you can report this to the NHS Counter Fraud Authority .

Alternatively, you can email your concern to us at [email protected] .

Page last reviewed: 12 December 2023 Next review due: 12 December 2026

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eHi Travel Releases 2023 Spring Festival Car Rental and Self-driving Report Orders Increase by Nearly 40% Year-on-Year

2023-01-29T01:49:36.655Z

On January 28, the Research Institute of eHi Travel, a national direct-operated chain car travel brand, officially released the "2023 Spring Festival Car Rental and Self-Driving Report". Yunnan, Guizhou, Chongqing, Guangxi, Hunan, Henan, Jiangsu, Shanghai, Guangdong, Sichuan, Hainan, Anhui... According to the data of eHi Mobility Research Institute, more than half of the provinces, municipalities and autonomous regions have reached a new high in occupancy rates during the Spring Festival.

　　On January 28, the Research Institute of eHi Travel, a national direct-operated chain car travel brand, officially released the "2023 Spring Festival Car Rental and Self-Driving Report".

The report shows that the total orders of eHi during the Spring Festival in 2023 have increased significantly compared with the Spring Festival in the past three years, of which the year-on-year Spring Festival has increased by nearly 40% year-on-year, and the year-on-year Spring Festival in 2021 has increased by nearly 50%; Yunnan, Guizhou, Chongqing, Guangxi, Hunan More than half of the provinces, municipalities and autonomous regions, such as Henan and Henan, have reached new highs during the Spring Festival, and are close to saturation; orders from high-speed rail stations have increased by more than 50% year-on-year, and the growth rate for the Spring Festival in 2021 will also be as high as 40%. universal.

eHi Travel Releases 2023 Spring Festival Car Rental and Self-Driving Report

Both order book and occupancy rate are high

　　According to data from the eHi Travel Research Institute, during the Spring Festival in 2023, eHi’s order volume has increased significantly compared with the Spring Festival in the past three years, with an increase of nearly 40% compared with the same period in 2022 and nearly 50% compared with the Spring Festival in 2021.

A person from eHi Mobility Research Institute said that judging from the market situation during the Spring Festival, the compound annual growth rate of China's car rental market in 2023 will be much higher than the 13% predicted before the epidemic.

　　Yunnan, Guizhou, Chongqing, Guangxi, Hunan, Henan, Jiangsu, Shanghai, Guangdong, Sichuan, Hainan, Anhui... According to the data of eHi Mobility Research Institute, more than half of the provinces, municipalities and autonomous regions have reached a new high in occupancy rates during the Spring Festival.

In some popular leisure tourism cities, such as Xishuangbanna and Dehong in Yunnan, Anshun in Guizhou, Nanning in Guangxi, and Xiamen in Fujian, orders have increased by more than 300% year-on-year, and they will also increase by about 150% year-on-year in 2021.

The saturation of orders in many places has made it difficult to find a car, and the car rental market in full bloom during the Spring Festival in the Year of the Rabbit is gratifying.

eHi Travel Haikou Airport T2 Store

High-speed rail equipped with car rental landing, self-driving travel, advanced lifestyle

　　"As soon as the high-speed rail rings, gold is ten thousand taels." Although the pace of my country's high-speed rail construction has slowed down slightly in the past three years, the newly added operating mileage still exceeds 6,500 kilometers, continuing to consolidate its leading position in the world.

Following the national high-speed rail strategy, eHi has also been steadily advancing its strategic goal of deploying high-speed rail outlets to build a nationwide self-driving service network. At present, it has covered about 90% of the high-speed rail stations across the country, and most of them support in-station pick-up and return.

　　During the Spring Festival this year, eHi’s orders from high-speed rail stations increased by more than 50% year-on-year, and the growth rate for the Spring Festival in 2021 was also as high as 40%. + Car rental” brings more possibilities for the travel of people returning home during the Spring Festival, and with the continuous and rapid development of the car rental industry, more people will benefit from this travel lifestyle during the Spring Festival travel season.

The Spring Festival tourism travel recovery

　　According to calculations by the Data Center of the Ministry of Culture and Tourism, this year’s Spring Festival holidays saw 308 million domestic trips nationwide, the highest since the epidemic, returning to 88.6% of the pre-epidemic level; domestic tourism revenue was 375.843 billion yuan, also the highest since the epidemic , recovered to 73.1% before the epidemic.

According to the data of eHi Travel Research Institute, during the Spring Festival this year, eHi Travel's revenue and order volume both recovered to more than 120% of 2019.

　　According to data from the Ministry of Communications, from January 7 to 21, 15 days before the Spring Festival, the national railway passenger traffic rebounded sharply, with a total of 109.543 million passengers, an increase of 23.486 million or 27.3% year-on-year, and an average of 7.3 million passengers per day. .

　　Industry insiders said that with the recovery of passenger travel confidence, the overall Spring Festival travel passenger volume is expected to reach 80% of the pre-epidemic level, and the orderly recovery of the Spring Festival travel season will be a good start for 2023.

In addition, in the post-epidemic era, personal protection is still required to reduce the risk of infection when traveling.

Source: chinanews

All business articles on 2023-01-29

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UK launches Global Health Insurance Card

New agreement ensures the rights of UK residents to access emergency and medically necessary care when travelling in the EU will continue.

UK’s new Global Health Insurance Card ( GHIC ) launched as part of UK–EU deal

Global Health Insurance Card ( GHIC ) will gradually replace existing European Health Insurance Cards ( EHIC )

UK residents will now be able to apply for a UK Global Health Insurance Card ( GHIC ), the government announced today.

Under Britain’s new agreement with the EU, UK residents’ rights to emergency and medically necessary healthcare will continue when travelling in the EU. This includes medically necessary treatment for a pre-existing or chronic condition.

Current European Health Insurance Cards ( EHIC ) are valid as long as they are in date and people can continue to use these when travelling to the EU.

The public only need to apply for their new GHIC when their current EHIC expires. Both cards will offer equivalent protection for emergency and medically necessary healthcare needs when in the EU on a temporary stay, which includes holiday, study and business travel.

The new GHIC card is free to obtain from the official GHIC website . People should apply at least 2 weeks before they plan to travel to ensure their card arrives on time.

Minister for Health Edward Argar said:

Our deal with the EU ensures the right for our citizens to access necessary healthcare on their holidays and travels to countries in the EU will continue. The GHIC is a key element of the UK’s future relationship with the EU and will provide certainty and security for all UK residents.

Cover for emergency and medically necessary healthcare is part of a wider healthcare agreement struck with the EU that will see continued cooperation on healthcare for UK residents.

If a UK resident is travelling without a card, they are still entitled to necessary healthcare and should contact the NHS Business Services Authority ( NHS BSA ) (which covers the whole of the UK), who can arrange for payment should they require treatment when abroad.

EU member state EHICs will continue to be accepted by the NHS.

Alongside the deal with the EU, the UK is open to agreeing further reciprocal healthcare arrangements that can support UK residents when they travel.

The government always advises that anyone travelling overseas, whether to the EU or elsewhere in the world, should take out comprehensive travel insurance. 

Background information

All UK residents are eligible to apply for a GHIC which will be valid and recognised in the EU.

GHIC is free via the official website . Any sites which include a charging fee are in no way affiliated with the official NHSBSA GHIC service.

The government recognises sensitivities around flags in Northern Ireland. As such, residents in Northern Ireland will be provided with an option to choose an alternative version of the GHIC card, which they will be able to apply for shortly. Keep checking  www.nhs.uk/ GHIC  for updates.

Under existing Common Travel Area arrangements with Ireland, UK residents will continue to be able to access necessary healthcare in Ireland by showing proof of residency documentation (such as a UK driving licence, a biometric residence permit, or a Northern Irish medical card) or EHIC or GHIC as used elsewhere in the EU.

The GHIC covers medically necessary state-provided healthcare at a reduced cost or, in many cases, free of charge, until your planned return home.

A temporary stay is a period during which you are staying in a place other than the one where you usually live and you do not move your ‘centre of interest’ there. For example, this can include holiday, study and business travel.

Necessary healthcare means healthcare that becomes medically necessary during your stay and for which you cannot reasonably wait until you’re back in the UK to get. This includes medically necessary treatment for a pre-existing or chronic condition. Some treatments will need to be pre-arranged with the relevant healthcare provider in the country you’re visiting, for example kidney dialysis or chemotherapy.

Necessary healthcare does not include healthcare that you travel specifically to receive, although individuals who want to seek planned treatment in a member state may be covered under the broader healthcare arrangements with the EU. Read more information on planned treatments .

If a UK resident requires emergency or medically necessary treatment while in the EU, and doesn’t have a GHIC or EHIC , a Provisional Replacement Certificate ( PRC ) can be obtained which will provide the same coverage for healthcare as GHIC or EHIC . The PRC can only be requested at the point of requiring care; it’s not possible to request a PRC in advance of a trip. UK nationals can contact NHSBSA on +44 (0)191 218 1999 should a PRC be required.

UK nationals living in the EU, EEA and Switzerland and EU, EEA and Swiss nationals living in the UK, who are eligible under the Citizens’ Rights Agreement for reciprocal healthcare based on current EU regulations, can continue to apply for an EHIC .

The UK is seeking to conclude new, comprehensive agreements on social security coordination, including reciprocal healthcare, with the EEA EFTA States and with Switzerland.

Until a new agreement is in place, the UK and Norway will apply, on a temporary basis, an amended version of the 1991 Convention on Social Security and Protocol on Medical Treatment between the governments of the UK and Norway. This includes necessary healthcare.

The rest-of-the-world (RoW) countries we currently have reciprocal healthcare agreements with are Australia, New Zealand, some Crown Dependencies and overseas territories (such as Isle of Mann, Jersey, Gibraltar), and some Balkan states (Bosnia, Serbia, Montenegro, Kosovo). Different proofs of eligibility are required under these agreement. Read more travel advice information .

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Once-in-a-lifetime cultural experiences that rewrite the book on group travel

At ahi, group travel isn't just what we do. it's what we eat, sleep and breathe. we've spent years cultivating relationships all over the world to create intimate, one-of-a-kind experiences our travelers will remember for a lifetime. because ahi offers all the wonder of global travel without the hassle., bond with other curious travelers.

When you join us for an AHI trip, you'll enjoy expertly planned days of culture and leisure with a small group of travelers.

A better value

Not only is AHI group travel a better value than planning your own trip, but it also allows you access to experiences you could never replicate on your own.

A dedicated team of experts

Along with local lecturers, our experts are passionate about sharing their knowledge of local culture and customs with you, and ready to assist you before, during and after your trip.

The expertise and knowledge to put your mind at ease

When you join us on an ahi adventure, your job is to enjoy yourself. our experts are trained to make your trip as seamless and carefree as possible. whether it's a key ready for you as soon as you walk into a hotel or a beginner lesson in the local dialect, we go the extra mile to make sure you have every need met along your journey., a look at our programs, the ahi team curates our experiences based on research they've done themselves. in other words, they've enjoyed every hotel, dined in every restaurant and gotten to know the locals before you've even booked your trip. this familiarity with ahi locations allows our experts to bring the trip to life for you in new and exciting ways..

ENRICHMENT PROGRAMS

At AHI, we believe the world is your classroom. Our enrichment programs include lectures, talks and other educational experiences that dive a bit deeper into the history and culture of your location.

AHI CONNECTS

Our years of building relationships with locals have culminated in AHI Connects. These highly personalized experiences could include performances, special meals and other events that incorporate local culture and traditions.

DISCOVERY EXCURSIONS

There are some sights you simply cannot miss. Our discovery excursions encompass everything wonderful about group travel as we guide you through all the must-see landmarks.

A note about our activity levels

We have rated all our excursions with activity levels to help you assess their physical demands. look for the excursion ratings to make sure you can participate. for further adventure travel, please see individual itineraries for activity details..

Mild | Walk under 1 mile on mainly flat terrain; navigate under 50 stairs; stand under 1 hour

Moderate | Walk 1-3 miles on mainly flat/uneven terrain; navigate 50-100 stairs; stand 1-2 hours

Active | Walk 2+ miles on flat/uneven terrain including up and down inclines; navigate 100+ stairs; stand 3+ hours

Catering to your preferences and needs

While some of our travelers are always on the go, others prefer a bit more laid-back experience. That's why we offer you the chance to customize your vacation. Optional excursions and activities as well as plenty of free time give you total control over your trip.

Personalize your journey

With our Personalize Your Journey program, AHI travelers can match a range of excursions to their interests and activity levels. From culinary tours to cycling adventures, there's bound to be an adventure perfect for you.

For some travelers, a deeper dive into the locations we visit can be the difference between a great trip and an extraordinary one. Our electives give you the option for more guided exploration at an additional cost.

We know that unstructured time away from the group can be both relaxing and restorative. That's why we've set aside some free time for you to shop, relax or explore. It's up to you!

Leaving every location better than we found it

As we travel with you, the need to care for and preserve all the world offers is forefront in our minds. That's why, at AHI, we always make decisions with an eye toward sustainability. From the hotels we choose to the excursions we offer, we partner with people and organizations who share our respect for the earth and its resources.

Explore travel opportunities for your organization

A look at our legacy.