Personal Credit Cards
What are you looking for.
What if you felt rewarded for your day-to-day spending? What if you could feel good about establishing and building credit?
We offer a full range of personal and business credit cards. Whether you want great rewards, comprehensive insurance coverage, or a simple starter card, we have an option that can help prepare for life’s “what ifs.”
- Get 5,000 bonus rewards points upon approval † (up to $50 value)
- Get your first year free 1 with Visa* credit cards.
Find the right card for you
There’s a perfect credit card out there for you – it all depends on how often you use it, what you use it for, and how you want to use your rewards. Find the right fit with our short Find a Card Quiz, or compare our cards to see how different options measure up.
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Earn 4 reward points for every $1 spent on gas and groceries
Earn 2 reward points for every $1 spent on pharmacy and utility bill payments
Earn 1 reward point for every $1 spent on all other purchases
Earn 2 reward points for every $2 spent on gas, groceries, pharmacy and utility bill payments
Earn 1 reward point for every $2 spent on all other purchases
Earn 2 reward points for every $1 spent on gas, groceries, pharmacy and utility bill payments
Earn 1 reward point for every $1 spent on all card purchases
Earn 2 points for every $1 spent on purchases made outside Canada in foreign currencies
Earn 3 reward points for every $2 spent on all card purchases
Earn 6 points for every $2 spent on purchases made outside Canada in foreign currencies
Choose up to 3 cards
Looking for a business credit card.
We offer a range of business cards – ideal for keeping costs down and streamlining expense management.
Learn all about the options and benefits available.
Explore business cards
Earning and redeeming rewards
Get all the details on how you can earn points with your card and what you can redeem them for. Plus, explore the other benefits of a Meridian credit card.
Calculate the estimated value of the reward points you could earn on a card based on your usual spending habits.
Already have a Meridian card?
Card information and legal documents
Card terms and conditions
Cardholder agreements
Rewards terms and conditions
Certificates of insurance
The products, features, benefits and rewards are valid as of October 9, 2022 unless otherwise noted and are subject to change.
† The 5,000 bonus points offer is available for all new Personal Meridian credit card account holders who (i) apply for a Meridian credit card between July 12 and September 30, 2024, and approved by the Credit department, and (ii) make their first purchase with new Meridian credit card within 60 days of approval. This offer may not be combined or used in conjunction with any other offer. It is not available to existing Meridian credit cardholders. A maximum of 5,000 bonus points per Member is allowed. Please allow up to two billing cycles for bonus points to post to your account. Meridian reserves the right to cancel, modify or withdraw this offer at any time.
1 First year free is a limited time offer for primary and additional cards. The annual fee will appear on initial statement and a credit will be applied on the same statement. Meridian reserves the right to modify or withdraw this offer at any time without prior notice.
*Trademarks of Visa Int., used under license.
™Trademarks of Meridian Credit Union Limited.
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The Meridian Visa Infinite* Travel Rewards Card is your key to earning exclusive rewards while you travel the world.
Explore all the rewards and benefits you get with Meridian credit cards - from travel, cash back, and US dollar rewards, and exclusive Visa Infinite* benefits.
Meridian Visa* Cash Back Card. Compare card. Earn 2 reward points for every $2 spent on gas, groceries, pharmacy and utility bill payments. Earn 1 reward point for every $2 spent on all other purchases. Annual fee $0. Additional cards $0. Purchase rate 19.50%. Cash advance rate 21.99%. View details.
Meridian Visa Infinite Travel Rewards Card vs. a top no annual fee card. The Meridian Visa Infinite Travel Rewards Card is a unique card because of how it earns rewards: a flat rate on everything plus a bonus when you make purchases in foreign currency.
With the Meridian Visa Infinite Travel Rewards Card, cardholders earn 3 points per dollar spent on eligible travel, dining, and gas purchases, and 1.5 points per dollar on all other eligible purchases.
The Meridian Visa Infinite Cash Back Card provides the best rewards in the lineup of Meridian cash back credit cards. If you spend a lot, you should be rewarded for it. For a small annual fee, you can use it anywhere Visa is accepted and get up to 4% cash back on almost all purchases.