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WestJet RBC World Elite MasterCard Travel Insurance

Natasha Macmillan, Business Unit Director - Everyday Banking

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Insurance summary

Select an insurance type.

• Travel Accident Insurance

Car Rental Insurance

Purchase security, extended warranty, trip interruption & delay, flight delay, travel medical emergency.

• Lost Luggage Insurance

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Hotel/motel burglary, view other insurance pages.

• BMO World Elite MasterCard Travel Insurance     • BMO Rewards Credit Cards     • Value of a BMO Rewards Point
• BMO Air Miles World Elite Travel Insurance     • Air Miles Credit Cards     • Value of an Air Mile
• TD Aeroplan Visa Infinite Travel Insurance     • Aeroplan Miles Credit Cards     • Value of an Aeroplan Mile
• TD First Class Travel Visa Infinite Travel Insurance     • TD Points Credit Cards     • Value of a TD Point
• Starwood Preferred Guest Travel Insurance     • American Express Credit Cards     • Value of a Starpoint
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• American Express AeroplanPlus Gold Insurance     • American Express Credit Cards     • Value of a Membership Rewards Point
• Scotiabank Gold American Express Travel Insurance     • Scotiabank Rewards Credit Cards     • Value of a Scotia Reward Point
• CIBC Aerogold Visa Infinite Travel Insurance     • Aeroplan Miles Credit Cards     • Value of an Aeroplan Mile
• CIBC Aventura Visa Infinite Travel Insurance     • Aventura Credit Cards     • Value of an Aventura Point
• RBC Visa Infinite Avion Travel Insurance     • RBC Rewards Credit Cards     • Value of an RBC Reward Point
• WestJet RBC World Elite MasterCard Travel Insurance     • WestJet Dollars Credit Cards
• National Bank World Elite Mastercard Travel Insurance     • National Bank Credit Cards

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WestJet RBC World Elite Mastercard review

• Rates & Fees

2% Earn 2% back in WestJet dollars on WestJet flights or WestJet vacation packages.

1.5% Earn 1.5% back in WestJet dollars for everyday purchases.

Wi-Fi access to over 1 million Wi-Fi hotsports around the world with Boingo Wi-Fi for Mastercard

1 annual companion voucher (starting at $119)

3¢/L savings at Petro-Canada and 20% more Petro-Points

$0 delivery fees for 12 months from DoorDash

$119 Annual Fee $59 for additional cards

20.99% Purchase APR

22.99% Cash Advance APR

Good Recommended Credit Score

$80,000 Required Annual Personal Income

$150,000 Required Annual Household Income

By Barry Choi

Fact Checked: Scott Birke

Updated: March 26, 2024

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About the WestJet RBC World Elite Mastercard

If you want to save big on your next flight, then take a look at the WestJet RBC World Elite Mastercard .  For starters, the welcome offer is worth up to 700¹ in WestJet dollars. The card’s standard earn rate is another way to help you save. Earn 2% back in WestJet dollars on WestJet flights or WestJet Vacations packages using your card⁸. Earn 1.5% back in WestJet dollars for everyday purchases you make on your card⁸. Given that 1 WJ dollar equals $1 CAD, your rewards can go a long way. Redeeming West Jet dollars is also easy, as you don’t need to worry about redemption charts, blackout dates, or seat availability.

Even though the card has an annual fee of $119, you get some pretty good annual benefits. It includes a free first checked bag for the primary cardholder on WestJet flights and up to eight additional guests on the same reservation⁴ (valid for primary cardholders of the WestJet RBC World Elite Mastercard and up to eight (8) additional guests travelling on the same reservation. Additional terms and conditions apply). You also get an annual companion voucher³, which can save you a fair amount if you’re travelling with another person.

As for the potential rewards you can earn, let’s say you spend $2,000 on flights with WestJet and a total of $18,000 on all other purchases every year. This would earn you 310 in WestJet dollars. When you add in the welcome bonus worth up to 700¹ in WestJet dollars, you’ll get 1,010 WestJet dollars in the first year.

And there’s more: Remember those free checked bags? The cost of a checked bag starts at $30 each way. Let’s say you’re taking four flights a year. That’s eight segments total. In other words, with the WestJet RBC World Elite Mastercard, you’d save $240 on checked bag fees. When you add everything up, you’re getting  a total of over $1,000 in value in the first year.

RBC WestJet World Elite Mastercard benefits and features

As WestJet’s premium credit card, the WestJet RBC World Elite Mastercard looks to please its primary customer base. That said, even if you don’t fly WestJet regularly, the features included might be enough to get you to sign up. To qualify, there’s an annual income requirement of Personal: $80,000 or Household: $150,000. If you meet the requirements, you can look forward to the following WestJet Mastercard benefits:

• Lucrative welcome offer:  Get up to 300¹ welcome WestJet dollars (a value of up to $300 CAD) upon your first purchase; 300 WestJet dollars when you spend $5,000 in the first 3 months¹; 100 WestJet dollar one-time anniversary bonus¹
• Robust earn rates:  Earn 2% back in WestJet dollars on WestJet flights or WestJet Vacations packages using your card⁸. Earn 1.5% back in WestJet dollars for everyday purchases you make on your card⁸.
• Free checked bags⁴:  The first checked bag is free for the primary cardholder on WestJet flights and up to eight additional guests on the same reservation. Valid for primary cardholders of the WestJet RBC World Elite Mastercard and up to eight (8) additional guests travelling on the same reservation. Additional terms and conditions apply.
• Easy redemptions:  Your WestJet dollars can be used to pay for WestJet flights and vacation packages with no blackout dates.
• DragonPass Airport Lounge access:  This RBC WestJet World Elite Mastercard entitles you to a complimentary membership to DragonPass Airport Lounges Program as long as you remain a World Elite Mastercard cardholder.
• Purchase security insurance. The WestJet RBC World Elite Mastercard also comes with Purchase Security Insurance, which provides up to a maximum coverage amount of $50,000 coverage for direct accidental physical loss or damage to property purchased with the card. Plus, the card's Extended Warranty Insurance automatically doubles your original manufacturer’s warranty on purchased items for up to a maximum of one year. 
• Additional insurance. The WestJet RBC World Elite Mastercard features the following additional insurance protection: emergency purchases and flight delay insurance, auto rental collision/damage loss insurance, hotel/motel burglary insurance, travel accident insurance, out of country/province emergency medical insurance and trip interruption insurance.
• Get up to 700 WestJet dollars 1 : with the WestJet RBC World Elite Mastercard
•  Plus get a Round-Trip Companion Voucher every year

Where can 700 WestJet dollars take you? It can cover a round-trip fare to many WestJet destinations, that's up to $700 in savings! (pay the taxes, fees, charges and other ATC). 31

• Sun and Sand: Fly round-trip from Toronto (YYZ) to Cancun (CUN)
• Lights and Glamour: Fly round-trip from Calgary (YYC) to Las Vegas (LAS)
• Fresh Ocean Air: Fly round-trip from Vancouver (YVR) to Los Cabos (SJD) 

Plus, you can reach higher with WestJet Rewards Status Lift. Now everyday purchases on the WestJet RBC World Elite Mastercard can bring you closer to achieving status with WestJet 5 . Learn more at www.westjet.com/statuslift

WestJet RBC World Elite Mastercard: Pros and cons

A generous welcome offer of up to 700¹ welcome WestJet dollars (a value of up to $700 CAD)

Good earn rate of up to 2% back in WestJet dollars

Good travel insurance coverage

Includes free Boingo Wi-Fi¹¹

High annual income requirement: Personal: $80,000 or Household: $150,000

Insurance doesn't include trip cancellation coverage or delayed/lost baggage

Reward redemptions are restricted to WestJet

Other perks

This premium travel credit card comes with a decent amount of extra perks.

• Insurance coverage:  The WestJet RBC World Elite Mastercard includes emergency medical²⁰, trip interruption²¹, hotel/motel burglary¹⁸, and rental car insurance¹⁹. You also get purchase security and extended warranty insurance¹⁸. Terms and conditions apply.
• Companion voucher ³ :  Get an annual round-trip companion voucher.
• Free Boingo Wi-Fi ¹¹ :  Register your card and get free Wi-Fi at more than 1 million Boingo hotspots.
• 3 ways to get airport lounge benefits:  Enjoy Mastercard Travel Pass Program provided by DragonPass(opens to external site)¹⁴ and benefit from access to 1,300+ airport lounges worldwide, plus valuable airport dining and spa offers.

My Experience with RBC WestJet World Elite Mastercard Insurance

To earn as many WestJet Dollars as possible, I use my WestJet RBC World Elite Mastercard to pay for nearly everything I buy. So when the 55" Samsung Frame TV I bought with this card needed its panel replaced after only 18 months of ownership (and just 6 months outside the protection of the manufacturer's warranty), I was pleasantly surprised to learn that I had an extended warranty for up to two years with the WestJet RBC World Elite Mastercard. To use this feature, I paid for the repair myself, filed the claim online with the card's insurance carrier and I was reimbursed with a cheque for the full amount within weeks. Now I run every major purchase I can through this card—not only to earn the 1.5% back in WestJet dollars—but also to gain the protection of an extended warranty, without paying extra for one.

— Scott Birke, Finance editor, Money.ca

RBC WestJest World Elite Mastercard advertises on Money.ca

How the WestJet RBC World Elite Mastercard compares

While there’s no doubt that the WestJet RBC World Elite Mastercard is a great credit card, you should consider the competition before you sign up. The most logical comparison would be the TD ® Aeroplan ® Visa Infinite* Card. Aeroplan is the loyalty program of Air Canada, so you can quickly compare the earn rate and benefits.

TD ® Aeroplan ® Visa Infinite* Card

Best Offer yet for the TD® Aeroplan® Visa Infinite* Card: Earn up to $1,200 in value† including up to 50,000 Aeroplan points†. Conditions Apply. Account must be approved by June 3, 2024.

The TD ® Aeroplan ® Visa Infinite* Card has a slightly higher annual fee of $139. Earn 1.5 points† for every $1 spent on eligible gas, grocery and direct through Air Canada ® purchases (including Air Canada Vacations ® ) made with your card. Earn 1 Aeroplan point † for every $1 spent on all other purchases made with your card. Redeeming points is arguably easier with Air Canada since they have more flights and airline partners. However, Aeroplan also uses dynamic pricing, which means during peak seasons, the cost for a free flight could cost you more points.

With both cards, you get free checked bags † . While the WestJet RBC World Elite Mastercard gives you an annual round-trip companion voucher, the TD ® Aeroplan ® Visa Infinite* Card has the advantage in the travel insurance department since it includes trip cancellation† and delayed/lost baggage insurance † .

While the earn rate and benefits are important, you could argue your travel preferences are more important. If you like to fly WestJet, get the WestJet RBC World Elite Mastercard. If flexibility is more important, then the TD ® Aeroplan ® Visa Infinite* Card might be the better pick. But there are plenty of other  travel rewards credit cards  to consider too.

† Terms and conditions apply.

The offer for the TD ® Aeroplan ® Visa Infinite* Card is not available for residents of Quebec. For Quebec residents, please  click here.

The bottom line: WestJet RBC World Elite Mastercard review

The  WestJet RBC World Elite Mastercard  is an excellent card for frequent WestJet flyers. The welcome bonus is impressive, and you only need to make a single purchase to get it. The earn rate and additional benefits, including free checked bags⁴, will also be useful.

There’s no denying the card’s benefits, but you’re still restricted to WestJet or Delta code-share flights with your redemptions. This may not be an issue for some people, but those who prefer flexibility may want to see what  other travel cards  are out there. And if you're looking for a similar card from RBC and WestJet with less features and a lower annual fee, consider the WestJet RBC Mastercard instead.

Refer to the RBC Page for up to date offer terms and conditions.

About our author

Barry Choi is an award-winning personal finance and travel expert. He appears regularly on a variety of shows in Canada and the U.S., where he talks about all things money and travel. In addition to Money.ca, his work has appeared in major publications, including The Globe and Mail, The Toronto Star, The Financial Post, and MoneySense magazine. Barry is an expert in personal finance, but he's passionate about credit cards, budget travel, debt management, and loyalty programs. His personal website moneywehave.com is one of Canada's most trusted resources as he provides non-bias opinions on various financial products and services. When he's not writing or talking about financial literacy, you can find him travelling the world. Barry's favourite destinations are Japan, Jordan, and the Netherlands.

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RBC ® Travel Insurance

Taking a trip see if your rbc ® credit card covers you..

In just a few minutes, you can see what travel insurance you have on your RBC credit card, whether you have enough coverage for your trip, or if you need to buy additional coverage. It’s that simple!

See what travel insurance coverage your card has:

Required Information

Which RBC credit card did you use to pay for the full cost of your trip?

Good news! Your card has some travel insurance coverage.

Your card provides some valuable travel insurance coverage for you and other covered persons (opens modal window) .

Covered Persons

Covered Persons refer to you (the cardholder), your spouse and your dependent child/children who travel with you or join you and/or your spouse on the same trip. Plus, if your card includes Trip Cancellation and Interruption insurance your dependent children who are age 16-24 can travel on their own (without you or your spouse) and be covered for Trip Cancellation and Interruption. (Note: children under 16 travelling on their own are not covered). Other travellers on the same trip are not covered under your credit card travel insurance coverage.

Covered Persons refer to you (the card applicant), your spouse and your dependent child/children who travel with you or join you and/or your spouse on the same trip. Plus, if your card includes Trip Cancellation and Interruption insurance your dependent children who are age 16-24 can travel on their own (without you or your spouse) and be covered for Trip Cancellation and Interruption. (Note: children under 16 travelling on their own are not covered). Co-applicants and authorized users are also covered but their spouse and dependent children are not covered. Other travellers on the same trip are not covered under your credit card travel insurance coverage.

Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

Summary of Your Card’s Coverage

• Under age 65: Unlimited coverage Disclaimer 1 for first fifteen (15) consecutive days of your trip
• Age 65+: Unlimited coverage Disclaimer 1 for first three (3) consecutive days of your trip

Out of Province/Country Emergency Medical Insurance

This insurance covers reasonable and customary expenses, in excess of any medical expenses payable by your government health insurance plan or any other insurance plan, for emergency treatment medically required during your trip as a result of a medical emergency.

This is a summary only. All travel insurance is subject to limitations and exclusions. Refer to the credit card Certificate of Insurance for complete coverage details, limitations and exclusions.

Trip Cancellation Insurance

This insurance protects eligible cardholders against the cost of non-refundable prepaid travel arrangements if the trip is cancelled prior to your departure, due to a covered reason. For this coverage to be effective, you must have purchased your prepaid travel arrangements with your RBC ® credit card and/or Avion ® points.

Trip Interruption Insurance

Flight delay insurance.

If you miss your connecting flight, are denied boarding or your flight is delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary expenses you may have (for example, a hotel room or restaurant meals) as long as you have checked in with the air carrier and you paid for your airline ticket with your RBC ® credit card and/or Avion ® points.

Delayed Baggage Insurance

If your checked baggage is lost or delayed, this insurance reimburses you, up to a certain maximum, for reasonable and necessary emergency purchases that you need, as long as you paid for your airline ticket with your RBC ® credit card and/or Avion ® points.

Hotel/Motel Burglary Insurance

If you need to repair or replace personal property that has been damaged or lost due to a burglary of your hotel/motel room or cruise cabin and you are a registered guest, this insurance reimburses you, up to a certain maximum, as long as you paid for your hotel/motel room or cruise cabin with your RBC ® credit card and/or Avion ® points.

Travel Accident Insurance

This insurance covers you for accidental bodily injury or death if you are injured during an accident that occurs while you are travelling on a common carrier (such as a passenger plane) as long as you paid for these transportation arrangements with your RBC ® credit card and/or Avion ® points before departing on your trip.

Auto Rental Collision/Loss Damage Waiver Insurance

When you pay for the entire cost of the rental vehicle using your RBC ® credit card and/or Avion ® points, this Insurance covers you and/or a rental agency for loss/damages to eligible rental vehicles up to the actual cash value of the damaged or stolen rental vehicle. The length of time you rent the same vehicle must not exceed forty-eight (48) consecutive days.

All insurance is subject to limitations and exclusions. Download the RBC Avion Visa Infinite Certificate of Insurance (opens PDF in new window) for complete details.

Legal Disclaimer 1) Unless otherwise noted in the Certificate of Insurance, the maximum benefit for emergency medical insurance is unlimited.

All insurance is subject to limitations and exclusions. Download the RBC Avion Visa Platinum Certificate of Insurance (opens PDF in new window) for complete details.

Lost/Stolen Baggage

We will pay the covered person for loss or damage to owned baggage and personal effects used for the personal use of the covered person while in transit as checked-in baggage or carried on board the air carrier when the full cost of the airline ticket is paid with your RBC ® credit card and/or Avion ® points.

All insurance is subject to limitations and exclusions. Download the RBC ® Avion ® Visa Infinite Business ‡ Certificate of Insurance (opens PDF in new window) for complete details.

All insurance is subject to limitations and exclusions. Download the RBC Avion Visa Business Certificate of Insurance (opens PDF in new window) for complete details.

• Under age 65: Unlimited coverage Disclaimer 1 for first thirty one (31) consecutive days of your trip
• Age 65+: Unlimited coverage Disclaimer 1 for first seven (7) consecutive days of your trip

All insurance is subject to limitations and exclusions. Download the RBC Avion Visa Infinite Privilege Certificate of Insurance (opens PDF in new window) for complete details.

All insurance is subject to limitations and exclusions. Download the RBC Avion Visa Infinite Privilege for Private Banking Certificate of Insurance (opens PDF in new window) for complete details.

All insurance is subject to limitations and exclusions. Download the RBC Rewards ® Visa ‡ Preferred Certificate of Insurance (opens PDF in new window) for complete details.

All insurance is subject to limitations and exclusions. Download the RBC ® U.S. Dollar Visa ‡ Gold Certificate of Insurance (opens PDF in new window) for complete details.

All insurance is subject to limitations and exclusions. Download the RBC ® British Airways Visa Infinite ‡ Certificate of Insurance (opens PDF in new window) for complete details.

Next Step: Tell us who is travelling so we can give you an accurate quote.

Who do you want to get a quote for?

Why we ask: Since your credit card’s travel insurance covers you, your spouse and/or your dependent children, your quote will calculate the coverage you already have on your card—saving you money!

Why we ask: Since your credit card’s travel insurance does not cover travellers other than you (the cardholder), your spouse and/or your dependent children, your quote for these travellers will not factor in your credit card coverage.

Tip: You will need to get a quote and buy travel insurance for other eligible travellers separately so that we can give you an accurate quote for everyone.

Eligibility

To be eligible for this insurance coverage, a traveller must be:

• A client of the RBC companies or a spouse or child of a client
• A Canadian resident (applicable for Emergency Medical Insurance coverage)

Travel Insurance coverage is not included on your card, but we can cover you!

Although the card you used to purchase your trip does not include coverage, you can get a quote and buy affordable travel insurance now.

We are unable to determine the travel insurance coverage on your card

We can help make sure you’re protected financially every time you travel with affordable trip cancellation and interruption insurance, emergency medical insurance and more. Get a quote and buy affordable travel insurance now.

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WestJet RBC World Elite Mastercard Review 2024: Is It Worth It?

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own.

NerdWallet Rating

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Best for: WestJet flyers.

With annual round-trip travel vouchers, free checked bags and accelerated rewards rates on dollars spent through the airline, the WestJet RBC World Elite Mastercard is a practical pick for jetsetters who frequently fly with WestJet. Learn more about how we evaluate cards .

This travel rewards card earns WestJet dollars and comes with numerous travel perks. Cardholders earn 1.5% back in WestJet dollars on eligible purchases with accelerated earn rates on WestJet flights or vacation packages.

WestJet RBC World Elite Mastercard

• Get up to $450 in WestJet dollars¹ with the WestJet RBC® World Elite Mastercard. Plus, get a Round-Trip Companion Voucher Every Year – for any WestJet destination starting from $119 CAD³ (plus taxes, fees, charges and other ATC).
• Get free first checked bags for the primary cardholder and up to 8 guests on the same reservation⁴
• Earn WestJet dollars 1.5% on everyday purchases and 2% on flights or packages with WestJet or WestJet Vacations⁸
• WestJet dollars never expire¹⁰ Use your WestJet dollars to book flights anytime so you can travel when and where you want.
• No blackout periods.
• Travel coverage including emergency medical insurance²⁰ as well as trip interruption insurance²¹, hotel burglary¹⁸ and rental car insurance¹⁸. Even eligible purchases you make on the card are protected.
• Link your RBC card with a Petro-Points membership to and instantly save 3₵ per litre on fuel¹² and always earn 20% more Petro-Points¹³ at Petro-Canada.
• Free Boingo Wifi for Mastercard holders¹¹ at over 1 million hot spots.
• Get $0 delivery fees for 12 months from DoorDash^. Add your eligible RBC credit card to your DoorDash account to: Get a 12-month complimentary DashPass subscription± – a value of almost $120. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card.
• Eligibility: This card requires a minimum personal income of $80,000 or a minimum household income of $150,000. Must also be a Canadian resident of the age of majority in the province or territory of residence.
• Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.
• Full review
• Customer ratings
• Eligibility
• How to apply

WestJet RBC World Elite Mastercard vs TD Aeroplan Visa Infinite Card

• Rating methodology

WestJet RBC World Elite Mastercard full review

The WestJet RBC World Elite Mastercard is a travel rewards card that earns WestJet dollars. Points can be redeemed for WestJet flights or vacation packages.

Benefits of the WestJet RBC World Elite Mastercard

This co-branded WestJet Mastercard has many of the perks and features you’d expect from a travel card, like travel vouchers, free checked bags, free global Wi-Fi and travel insurance. 

Drawbacks of the WestJet RBC World Elite Mastercard

The WestJet RBC World Elite Mastercard has a lot going for it. However, its high annual household income requirements could be a barrier to entry, and its rewards are limited to WestJet flights, as well as WestJet Vacation and Sunwing Vacation packages. 

Who should get the WestJet RBC World Elite Mastercard?

Jet-setters who frequently fly with WestJet stand to gain the most from the WestJet RBC World Elite Mastercard. The card offers its highest earn rate on dollars spent booking WestJet flights and vacation packages. WestJet dollars can be redeemed for WestJet flights, and WestJet Vacation and Sunwing Vacation packages.

Is the WestJet RBC World Elite Mastercard worth it?

The WestJet RBC World Elite Mastercard may be worthwhile for those who like to fly with WestJet, as the card’s reward redemptions are limited to travel booked through WestJet.  One WestJet dollar is worth $1 CAD, according to WestJet. So, you’d need to earn at least 119 WestJet dollars to recoup the card’s $119 annual fee. 

RBC customer ratings

• Below average customer satisfaction: The Royal Bank of Canada ranks 8th out of 13 institutions in online banking satisfaction according to J.D. Power’s 2023 Canada Credit Card Satisfaction Study.
• Poor Trustpilot rating: 1.2 out of 5 possible stars based on over 1,100 customer reviews, as of this writing.
• Unfavourable Better Business Bureau rating: 1.21 out of 5 possible stars based on over 100 customer reviews, as of this writing. 

WestJet RBC World Elite Mastercard eligibility

Who qualifies for the westjet rbc world elite mastercard.

To qualify for the WestJet RBC World Elite Mastercard, you must:

• Be a Canadian resident.
• Be at least the age of majority for your province or territory.
• Have a personal annual income of at least $80,000 or an annual household income of at least $150,000.  

Don’t meet the income requirements? You could consider cards like the TD Aeroplan Visa Platinum Credit Card or the CIBC Aeroplan Visa Card that have low or no income requirements but still offer travel perks and rewards. 

Approximate credit score needed for approval

Canadian credit card issuers rarely disclose required credit scores , which makes it hard to know your chances of approval when comparing credit cards. However, higher scores generally mean better chances of approval, and that’s true regardless of the type of credit you’re applying for. Want to learn more? Visit our “ What Credit Score is Needed for a Credit Card? ” page.

WestJet RBC World Elite Mastercard rewards

Earn up to 450 WestJet dollars. 

• Get 250 WestJet dollars when you become a WestJet RBC World Elite Mastercard cardholder. 
• Earn an additional 200 WestJet dollars by making at least $5,000 in purchases within your first three months of card membership.

Earn WestJet dollars at the following rates:

• 2% back in WestJet dollars when you book WestJet flights or vacation packages.
• 1.5% back in WestJet dollars on all other purchases.

WestJet dollars can be redeemed for WestJet flights or vacation packages.

The WestJet RBC World Elite Mastercard’s welcome offer includes up to 450 WestJet dollars, worth $450, according to WestJet. 

Beyond its welcome offer, the WestJet RBC World Elite Mastercard earns up to 2% back in WestJet dollars on eligible purchases. It also comes with a number of benefits that provide additional value, including annual round-trip travel vouchers, free checked bags, free global Wi-Fi, Petro-Canada discounts, a complimentary 12-month DoorDash subscription and more.

Plus, additional value can be squeezed from the card’s insurance protection, should it ever need to be put to use.

Point value breakdown

According to WestJet, 1 WestJet dollar is worth $1 CAD when redeemed for the base fare of eligible flights and vacation packages.

How to apply for the WestJet RBC World Elite Mastercard

The application process for the WestJet RBC World Elite Mastercard can be completed online by visiting RBC’s website: 

• From the WestJet RBC World Elite Mastercard webpage, select Apply Now. 
• Review the card’s terms and conditions. Select Continue. 
• Enter your full name, email address, phone number, date of birth, residential address, monthly housing expenses and employment status.  
• Review your information and submit your application.

You may also be able to fill out an application for the WestJet RBC World Elite Mastercard in person at an RBC bank branch.

For those interested in a travel card but want to participate in a larger, more robust rewards program, the TD Aeroplan Visa Infinite Card may be worth a look. Despite offering fewer travel-related perks, the TD Aeroplan Visa Infinite Card is the more accessible of the two cards thanks to its lower annual income requirement.

Reasons you might want a different card

The WestJet RBC World Elite Mastercard may not be a practical fit if:

• You don’t travel often.
• You want a card that earns Aeroplan points , like the TD Aeroplan Visa Infinite Card or the American Express Aeroplan Reserve Card .
• You want a card that earns Air Miles , like the BMO Air Miles Mastercard or the BMO Air Miles World Elite Mastercard. 
• You want a card that earns cash back, like the Tangerine World Mastercard or the Scotia Momentum Visa Infinite Card .

WestJet RBC World Elite Mastercard facts

Rating methodology.

NerdWallet Canada rates credit cards according to overall consumer value and their suitability for specific kinds of consumers. Factors in our evaluation methodology  include annual and other fees, rewards rates, the earning structure (for example, flat-rate rewards versus bonus categories), redemption options, bonus offers for new cardholders, introductory and ongoing APRs, and other noteworthy features such as airline or hotel perks or the ability to transfer points.

About the Author

Shannon Terrell is a lead writer and spokesperson for NerdWallet, where she writes about credit cards and personal finance. Previously, she was a writer, editor and video host for financial…

DIVE EVEN DEEPER

23 Best Credit Cards in Canada for April 2024

NerdWallet Canada’s picks for the best credit cards include top contenders across numerous card categories. Compare these options to find the ideal card for you.

Interest charges don’t need to be a mystery. Use our credit card interest calculator to see how much interest you’d owe if you carry a credit card balance.

How to Choose a Travel Credit Card

With so many cards, rewards programs and benefits available, choosing the right travel credit card can be overwhelming. However, once you’ve got one in your wallet, you can reap the rewards on your next trip.

When Do Air Miles and Other Travel Rewards Expire?

Travel rewards typically expire after 18-24 months of inactivity, but there are several ways to prevent this, even if you don’t have travel plans at the moment.

• Find a Branch
• Call 1-800-769-2511

Travel Insurance Claims and Service for RBC Clients Disclaimer 1

We're here when you need us..

Whether you need emergency assistance or have a claims question, our goal is to provide professional, caring support.

RBC Insurance Company of Canada has appointed AZGA Service Canada Inc. (operating as “Allianz Global Assistance”) as the provider of all assistance and claims services.

24-Hour Worldwide Emergency Service

Receive emergency medical assistance day or night.

Collect From Anywhere

Email us disclaimer 1.

Note: If a medical emergency prevents you from calling before receiving treatment, we ask that you (or someone else on your behalf) call Allianz Global Assistance at the earliest opportunity.

Get Help Before or During Your Trip

Contact Allianz Global Assistance as soon as possible if you need to:

Emergency Medical Assistance

Travel the world knowing emergency travel and medical assistance is just a phone call away.

Phone numbers

If you purchased your travel insurance directly from RBC Royal Bank call:

• Toll Free: 1-800-387-2487 (Canada and U.S.)
• Collect: (905) 816-2561 (collect from anywhere)

I f you have travel insurance through your RBC Credit Card call:

• Toll Free: 1-800-533-2778 (Canada and U.S.)
• Collect: (905) 816-2581 (collect from anywhere)

Email - If you are having trouble reaching our assistance provider, Allianz Global Assistance:

please email the information listed below to the Allianz Medical Team at [email protected] Disclaimer 1 :

• Your full name
• Your current location (city and country)
• How we can get in touch with you – phone number and/or email
• Other travelling companions who may require our assistance

(Note: Only messages related to medical emergencies will be responded to.)

Fax numbers

• 1-888-298-6340 (Toll-free fax from Canada & U.S.)
• (905) 813-4719 (Fax from anywhere)

Cancel Your Trip

Call your travel agent, airline, tour operator or carrier to cancel your trip no later than one business day after the cause of cancellation–and then call Allianz Global Assistance.

View phone numbers

1-800-263-8944 (Toll-free from Canada & U.S.)

24 hours a day, 7 days a week

Extend Your Coverage

Most of our plans let you extend your coverage (subject to certain conditions of your certificate of insurance).

Extend coverage under a single trip plan

If you've purchased a single trip plan, the following conditions apply:

• If you have not had a medical condition (Definition opens in new window) during your trip or while covered under your certificate of insurance, you can request an extension before the expiry date of your original certificate of insurance by calling Allianz Global Assistance at 1-866-896-8172 .
• If you have had a medical condition (Definition opens in new window) during your trip and while covered under your certificate of insurance, you must request the extension before the expiry date of your original certificate of insurance by calling Allianz Global Assistance at 1-800-387-2487 toll-free from the U.S. and Canada, or (905) 816-2561 collect from anywhere in the world. Your extension is subject to the approval of Allianz Global Assistance.
• You must pay the required additional premium before the expiry date of your original certificate of insurance.
• If your coverage cannot be extended due to the trip duration limits of your certificate of insurance, you may be able to purchase a new certificate of insurance by calling Allianz Global Assistance.

Extend coverage under a multi-trip annual plan

If you've purchased a multi-trip annual plan, the following conditions apply:

You may purchase a top-up certificate of insurance for the additional number of days beyond the duration covered by your multi-trip annual plan as follows:

• Before your effective date, call Allianz Global Assistance at 1-866-896-8172 to purchase top-up coverage.
• After your effective date and if you have not had a medical condition (Definition opens in new window) during your trip, call Allianz Global Assistance at 1-866-896-8172 before the expiry date of your original certificate of insurance to purchase top-up coverage.
• After your effective date and if you have had a medical condition (Definition opens in new window) during your trip, Allianz Global Assistance before the expiry date of your original certificate of insurance to request approval for and to purchase top-up coverage. Please call 1-800-387-2487 toll-free from the U.S. and Canada, or (905) 816-2561 collect from anywhere in the world.
• The terms, conditions and exclusions of the new top-up certificate of insurance apply to you.
• You must pay the required top-up premium on or before the effective date of the top-up period.

Make a Travel Claim

RBC Insurance Company of Canada has appointed AZGA Service Canada Inc. (operating as “Allianz Global Assistance”) as the provider of all assistance and claims services. They can be contacted 24 hours a day 7 days a week. Knowledgeable claims and service advisors are available to help you.

Report a claim

Medical and travel emergency.

• 1-800-387-2487 (Toll-free from Canada & U.S.)
• (905) 816-2561 (Collect from anywhere)
• Or email Allianz Global Assistance at: [email protected] Disclaimer 1

Trip Cancellation

Let us know you have cancelled your trip

Call your travel agent, airline, tour operator or carrier to cancel your trip no later than one business day after the cause of cancellation—and then call Allianz Global Assistance.

24 hours a day 7 days a week

How to Make a Claim

Follow these steps to submit a claim online:

Note: If you are new to Online Insurance you will need to enrol (Opens new window) by completing our easy 4 step enrolment process in 4 easy steps. Please make sure to have all of your supporting documents and completed forms available when you open a claim online.

Sign In (Opens new window)

Or, to make a claim by mail, please call Allianz Global Assistance at 1-800-387-2487 to obtain a claim form. Mail your completed and signed medical claim form, along with all necessary documents outlined below, to:

Allianz Global Assistance PO Box 277 Waterloo, ON N2J 4A4

Additional Claim information:

Emergency Medical

• Attach all original itemized bills and receipts to support your claim.
• Attach any medical records you may have been given at the time of treatment. For hospitalization claims, a complete copy of your medical records from the treating facility is required.
• For Multi-Trip Annual plans, attach proof of both departure from and return to your province of residence. The type of proof depends on whether you travelled via airline or car.
• For hospitalization claims, a complete copy of your medical records from the treating facility is required.

Please note: Depending on the claim, we may request more information.

• Call your travel agent, airline, tour operator or the carrier to cancel your trip (no later than one business day after the cause of cancellation).
• If you are cancelling because you, an immediate family member or travel companion are sick or injured, the physician who treated the sick or injured person on the date of the cause of cancellation must complete the Medical Information section of the claim form.
• If the medical condition is for yourself or your spouse, you will also need to provide your family physician’s clinical notes from the 90 days prior to your insurance application date up to the present date.
• Provide an itemized copy of your invoice, with a breakdown of the cost of your trip (i.e. airfare, hotels, taxes, service fees, other). You’ll need to provide proof of payment (Definition opens in new window) for each item.
• Attach original unused airline ticket(s) and any other original travel documents. If you received a refund from your travel agent or travel supplier, you’ll need to provide a copy of the statement or refund.
• If cancelling for non-medical reasons, you’ll need to provide substantiated evidence. This could be a copy of a subpoena for court/jury duty, a letter from your employer, a report from your airline/cruise, or a death certificate.

Trip Interruption

• If your trip is interrupted because you, an immediate family member or travel companion are sick or injured, the treating physician must complete the Medical Information section of the claim form. The physician who fills out the form must be the same one who treated the sick or injured person at your travel destination.
• Attach original unused airline ticket(s) along with the new return tickets you purchased. If you paid a change fee, you’ll need to include the original receipts for this cost.
• If the interruption is due to non-medical reasons, you’ll need to provide substantiated evidence. This could be a copy of a subpoena for court/jury duty, a letter from your employer, a report from your airline/cruise, or a death certificate.
• If you have additional expenses as a result of one of the insured risks, you’ll need to provide original receipts for all additional costs such as hotel accommodations, meals, essential telephone calls, or taxi fares.

Check a Claim's Status or Get Help with a Claim

Call Allianz Global Assistance to check a claim's status or get help with a form.

• 1-800-263-8944 (Toll-free from Canada & U.S.) Mon-Fri: 8am-8pm ET
• Fax (905) 813-4701 (Toll-free from Canada & U.S.)

Travel Advisories and Weather Alerts

Before you pack your bags, make sure it's safe to visit your destination.

Travel Advisories

http://travel.gc.ca/travelling/advisories

http://www.phac-aspc.gc.ca/tmp-pmv/index-eng.php

Weather Alerts

http://weather.gc.ca/warnings/

It’s important to confirm your travel arrangements and monitor weather conditions before departing on your trip. Airlines frequently allow changes to travel plans without a change fee. We suggest contacting your airline before heading to the airport to learn about potential delays and rescheduling options.

We offer coverage that helps protect you against carrier delays, missed connections and problems getting to the airport on time.  However, you must purchase trip cancellation and interruption insurance (in a travel insurance package or stand-alone) prior to the time that a severe storm warning or watch is issued. Once a severe weather warning or watch has been forecasted, trip cancellation and interruption losses resulting from the storm are excluded from your coverage.

Claims and Emergencies FAQs

Have a question about making a claim or getting help during a travel emergency? Get the answers you need here.

If you have trip cancellation and interruption insurance and the emergency is covered, it will help pay for your expenses to return home. There are a number of circumstances that qualify as an emergency (for example, the death or serious illness of a family member). These circumstances, as well as terms and conditions, are described in the certificate of insurance.

Trip cancellation and interruption insurance also reimburses you for any cancellation penalties that a travel provider might charge (if you cancel a non-refundable airline ticket, for example).

Remember, in order to be reimbursed, you must call Allianz Global Assistance. You can call Allianz Global Assistance toll-free 24 hours a day, 7 days a week at 1-800-387-2487 from the U.S. and Canada or (905) 816-2561 collect from anywhere in the world.

Yes, as soon as medically possible. There are several reasons to call the emergency contact number first:

• The multilingual representatives of Allianz Global Assistance are experienced experts in coordinating emergency care for travellers in foreign lands.
• They're available 24 hours a day, seven days a week.
• If you don't call Allianz Global Assistance first, your benefits may be reduced and your coverage may be limited . As stated in your certificate of insurance, if you do not contact Allianz Global Assistance at the time of your medical emergency or you choose to receive treatment from a medical service provider outside the Allianz Global Assistance network, you will be responsible for 30% of your medical expenses covered under your insurance and in excess of your medical expenses paid by your government health plan. You can call Allianz Global Assistance toll-free 24 hours a day, 7 days a week at 1-800-387-2487 from the U.S. and Canada or (905) 816-2561 collect from anywhere in the world.

Of course, obtaining urgent care in an emergency is your #1 priority—and our representatives are here to help at our toll-free emergency contact number. However, if your medical condition prevents you from calling before seeking emergency treatment, then you must call as soon as medically possible.

Someone else (a family member, friend, hospital or physician's office staff, etc.) may call on your behalf–so it's a very good idea to carry your RBC Insurance travel insurance wallet card with you at all times.

We want to do all we can to help you if you have an emergency—starting with reducing your stress level. If you need assistance call Allianz Global Assistance Toll-Free.

It's our goal to settle every claim as quickly as possible. While every claim is different, there are things you can do to speed things up:

• If you require emergency care on your trip , call our emergency contact number immediately, or at the earliest possible opportunity (someone else can call if you're unable to). If you do not, your coverage may be limited and your benefits could be reduced.
• If you need to cancel your trip prior to departing , call your travel agency, airline, tour company or the carrier immediately to cancel your trip no later than one business day after the cause of cancelation. Call Allianz Global Assistance the same day.
• For all claims , carefully read the instructions for submitting your claim. Make sure you fully complete any required claims forms and submit all required documentation at your earliest possible convenience. For example, you may need to provide Allianz Global Assistance with information on your past health history if you are submitting an emergency medical claim or a trip cancellation claim due to a medical condition.

The multilingual representatives of Allianz Global Assistance are ready 24 hours a day, seven days a week when you have a medical emergency. You can rely on them to refer you or (when medically appropriate) transfer you to one of the accredited medical service providers within the Allianz Global Assistance network, so you can receive the care you need as quickly as possible.

Because the representatives are multilingual and have 24-hour access to real-time translation services, they can provide the help you need in your own language—and also have someone to communicate on your behalf with medical personnel who may speak a different language.

Whenever possible, Allianz Global Assistance will also request for the medical service provider within the network to bill the covered medical expenses directly to them instead of you—reducing stress and hassle.

We will pay your eligible medical bills directly to the medical provider or hospital for you whenever possible.

No matter where in the world you are, we’ll be here for you. If you have an emergency, you can call Allianz Global Assistance toll-free 24 hours a day, 7 days a week at 1-800-387-2487 from the U.S. and Canada or (905) 816-2561 collect from anywhere in the world.

The documentation you need to provide will depend on the type of claim, the type of plan you purchased and the province/territory in which you live.

View Legal Disclaimers Hide Legal Disclaimers

Travel Medical Insurance

Emergency medical treatment can cost thousands.

Protect yourself with unlimited coverage for eligible emergency medical expenses Disclaimer 1 and 24/7 assistance.

Get a Quote

Essential coverage for canadians, classic medical plan.

Single Trip: Ages 0-64 Multi-Trip: Ages 0-64

For travellers who need emergency medical coverage for trips outside their home province or territory.

• Unlimited emergency medical Disclaimer 1
• Direct payment of emergency medical bills Disclaimer 3
• 24-hour worldwide emergency medical assistance
• No deductible payment required

See More See Less

• No health questions required
• Stable Opens in new window pre-existing medical conditions are covered Disclaimer 2
• Single trip and multi-trip annual plan options Opens in new window
• 9-, 16-, 30- and 60-day trip duration options available for multi-trip annual plans (call for 30- and 60-day options)
• Family plan pricing available

Policy Documents:

For complete coverage details, limitations and exclusions, see:

• Classic Medical (Single Trip) Opens PDF in new window
• Classic Medical (Multi-Trip Annual) Opens PDF in new window

TravelCare ® Medical Plan

Single Trip: Ages 65+ Multi-Trip: Ages 65+

For travellers age 65 and up who need emergency medical coverage for trips outside their home province or territory.

• A few health questions are required
• Stable Opens in new window pre-existing conditions may be covered depending on the TravelCare Category Opens in new window for which you qualify
• TravelCare Medical (Single Trip) Opens PDF in new window
• TravelCare Medical (Multi-Trip Annual) Opens PDF in new window

4-Day Getaway Multi-Trip Annual Medical Plan

For travellers who want the ability to take unlimited quick trips outside their home province or territory in the next year for one low price.

• No medical questions and no health exam
• Stable Opens in new window pre-existing conditions are covered
• Family plan pricing available (to age 59)
• 4-Day Getaway Multi-Trip Annual Medical Plan Opens PDF in new window

Make sure you have the right travel insurance—get an online quote or talk to a licensed insurance advisor.

View Legal Disclaimers Hide Legal Disclaimers

• Credit cards

Head-To-Head: TD Aeroplan Visa Infinite Card Vs WestJet RBC ® World Elite Mastercard

TD and Royal Bank of Canada ( RBC ) each offer a credit card that lets you earn points to purchase flights with Canadian airlines:

• TD ® Aeroplan ® Visa Infinite* Card

WestJet RBC ® World Elite Mastercard

We’ll now look at the main differences between these credit cards in terms of:

Welcome bonus

Minimum income, earning points.

• Using points
• Travel Insurance

The welcome bonus offered by each of these credit cards varies according to promotions. However, there are differences to be aware of between the two credit cards.

With this welcome offer for the TD ® Aeroplan ® Visa Infinite* Card , you can earn up to 50,000 Aeroplan points .

Here’s how:

• 10,000 Aeroplan points after first purchase
• 20,000 Aeroplan points , if you spend $6,000 within 180 days of account opening
• 20,000 Aeroplan points when you spend $10,000 within 12 months of account opening

Based on our valuation of Aeroplan points (2 cents per point), this Welcome Bonus is worth approximately $1,000 .

With the ® World Elite Mastercard" href="https://milesopedia.com/en/go/westjet-world-elite-mastercard-rbc/" rel="noindex">WestJet RBC ® World Elite Mastercard , you can earn up to $700 WestJet dollars :

• 300 WestJet dollars on your first eligible purchase
• 300 WestJet dollars when you spend $5,000 in the first three months
• 100 WestJet dollars as a one-time birthday bonus

This is the most generous offer ever made by RBC for this WestJet credit card!

Advantage: Draw

We obtain roughly the same point value in the first year for a similar spending amount ($5,000 and $6,000).

30,000 Aeroplan points are worth $600 , according to Milesopedia’s estimate of the value of points .

While 600 WestJet dollars are worth $600 with the ® World Elite Mastercard" href="https://milesopedia.com/en/go/westjet-world-elite-mastercard-rbc/" rel="noindex">WestJet RBC ® World Elite Mastercard . However, with the TD ® Aeroplan ® Visa Infinite* Card, you have 6 months to reach the minimum spend versus 3 months on the ® World Elite Mastercard" href="https://milesopedia.com/en/go/westjet-world-elite-mastercard-rbc/" rel="noindex">WestJet RBC ® World Elite Mastercard side.

But the WestJet credit card has an added bonus: the travel companion voucher ! This allows you to buy a flight and get the second one for as little as $119. Depending on your destination, you could save an additional $500 on average.

The ® Aeroplan ® Visa Infinite* Card" href="https://milesopedia.com/en/go/td-aeroplan-visa-infinite-card/" rel="noindex">TD ® Aeroplan ® Visa Infinite* Card requires a minimum personal income of $60,000 or $100,000 annual household income.

The ® World Elite Mastercard" href="https://milesopedia.com/en/go/westjet-world-elite-mastercard-rbc/" rel="noindex">WestJet RBC ® World Elite Mastercard requires a minimum individual income of $80,000 per year or an annual family income of $150,000.

Advantage: TD ® Aeroplan ® Visa Infinite* Card

The ® Aeroplan ® Visa Infinite* Card" href="https://milesopedia.com/en/go/td-aeroplan-visa-infinite-card/" rel="noindex">TD ® Aeroplan ® Visa Infinite* Card is less demanding in terms of minimum income than its competitor.

The ® Aeroplan ® Visa Infinite* Card" href="https://milesopedia.com/en/go/td-aeroplan-visa-infinite-card/" rel="noindex">TD ® Aeroplan ® Visa Infinite* Card has an annual fee of $139. However, with the current offer, you get an annual fee rebate for the first year † .

The ® World Elite Mastercard" href="https://milesopedia.com/en/go/westjet-world-elite-mastercard-rbc/" rel="noindex">WestJet RBC ® World Elite Mastercard has an annual fee of $119.

The annual fee for the ® Aeroplan ® Visa Infinite* Card" href="https://milesopedia.com/en/go/td-aeroplan-visa-infinite-card/" rel="noindex">TD ® Aeroplan ® Visa Infinite* Card is higher than for the ® World Elite Mastercard" href="https://milesopedia.com/en/go/westjet-world-elite-mastercard-rbc/" rel="noindex">Westjet RBC ® World Elite Mastercard .

The ® World Elite Mastercard" href="https://milesopedia.com/en/go/westjet-world-elite-mastercard-rbc/" rel="noindex">WestJet RBC ® World Elite Mastercard and ® Aeroplan ® Visa Infinite* Card" href="https://milesopedia.com/en/go/td-aeroplan-visa-infinite-card/" rel="noindex">TD ® Aeroplan ® Visa Infinite* Card each offer different levels of points accumulation.

With the ® Aeroplan ® Visa Infinite* Card" href="https://milesopedia.com/en/go/td-aeroplan-visa-infinite-card/" rel="noindex">TD ® Aeroplan ® Visa Infinite* Card, the maximum points earned are 1.5 Aeroplan points per dollar for purchases:

• Grocery purchases
• Gas purchases
• With Air Canada and Air Canada Vacations

1 Aeroplan point per dollar on all other purchases.

With the ® World Elite Mastercard" href="https://milesopedia.com/en/go/westjet-world-elite-mastercard-rbc/" rel="noindex">WestJet RBC ® World Elite Mastercard , you earn WestJet dollars on the following purchases:

• 1.5% cash back in Westjet dollars on all regular purchases
• 2% cash back in WestJet dollars on flights with WestJet or WestJet Vacations

WestJet dollars and Aeroplan points are two different kinds of points, each with a different value:

• 1 WestJet dollar = $1
• 1 Aeroplan point = $0.02

So, you have to do a bit of math to figure out which earns the most value between the two. Take the following examples:

According to Milesopedia, Aeroplan points are more valuable than WestJet dollars.

Redeeming points

As these two credit cards are part of different loyalty programs, the ways in which points are used are also different!

Each month, Aeroplan points earned on ® Aeroplan ® Visa Infinite* Card" href="https://milesopedia.com/en/go/td-aeroplan-visa-infinite-card/" rel="noindex">TD ® Aeroplan ® Visa Infinite* Card purchases are automatically transferred to the cardholder’s Aeroplan account.

Then, to use your Aeroplan points, book your flight on the Air Canada or Air Canada Vacations website. These Aeroplan points can be used to get a less expensive vacation package or a flight from some fifty partners, members of the Star Alliance network, such as:

• United Airlines , Air New Zealand, Cathay Pacific ;
• Egyptair, Emirates , Etihad , Lufthansa , Singapore Airlines ;
• Swiss , TAP Air Portugal, Turkish Airlines , etc.

WestJet dollars earned with the ® World Elite Mastercard" href="https://milesopedia.com/en/go/westjet-world-elite-mastercard-rbc/" rel="noindex">WestJet RBC ® World Elite Mastercard are credited to the WestJet Rewards membership account.

The WestJet member can then redeem these WestJet dollars to deduct all or part of the cost:

• A vacation package with WestJet Vacations ;
• The basic fare for a flight with WestJet ;
• A flight with its partners ( Air France , Delta Air Lines and Qantas Airways), with whom it has a codeshare agreement.

Thanks to the flexibility of Aeroplan points, they can be used in many ways such as:

• Merchandise;
• A hotel room or car rental;
• Gift cards;
• Book a vacation package with Air Canada Vacations ;
• AC upgrade or free Wi-Fi on board.

Other benefits

With the ® Aeroplan ® Visa Infinite* Card" href="https://milesopedia.com/en/go/td-aeroplan-visa-infinite-card/" rel="noindex">TD ® Aeroplan ® Visa Infinite* Card , you’ll get the following benefits:

• Complimentary first-checked baggage for you and up to 8 people travelling on the same reservation;
• Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in net purchases;
• $100 statement credit every 4 years for NEXUS program enrolment or renewal fees;
• Access to Visa Infinite Benefits (concierge, luxury hotel collection, vineyard tours, additional travel benefits) ;
• Optional TD Auto Club membership (roadside assistance);
• Various promotions with Aeroplan ( Aeroplan points rebates , discounts on flights , credits or Aeroplan points to the account, link your account with Starbucks ).

With the ® World Elite Mastercard" href="https://milesopedia.com/en/go/westjet-world-elite-mastercard-rbc/" rel="noindex">WestJet RBC ® World Elite Mastercard you can also enjoy several other benefits:

• $119 for travel in Canada and the United States (except Hawaii)
• $399 for all other WestJet flights
• Redeem your companion voucher for four complimentary admissions to WestJet partner airport lounges ;
• Link the RBC card to the Petro-Points program to save 3¢ / litre on gas;
• Earn 20% more Petro-Points at Petro-Canada ;
• Receive a $500 Status Lift to other WestJet status levels for every $15,000 in net purchases;
• Earn 50 Be Well points / dollar of eligible purchases at Rexall when paying with the card;
• Free Wi-Fi Boingo with Mastercard Travel Pass;
• Free 12-month subscription to DoorDash DashPass, with unlimited free shipping on orders of $15 or more, paid with the card.

Both cards are excellent for their wide range of travel benefits, but the ® World Elite Mastercard" href="https://milesopedia.com/en/go/westjet-world-elite-mastercard-rbc/" rel="noindex">WestJet RBC ® World Elite Mastercard stands out. Especially for the very advantageous companion voucher to save an average of $500 on a second plane ticket yearly .

For Air Canada travellers, the benefits of Air Canada are to save money and make the annual fee more cost-effective.

The ® Aeroplan ® Visa Infinite* Card" href="https://milesopedia.com/en/go/td-aeroplan-visa-infinite-card/" rel="noindex">TD ® Aeroplan ® Visa Infinite* Card offers equal or more generous coverage than its competitor. What’s more, it requires that only 75% of travel purchases be charged to the card.

Conversely, the ® World Elite Mastercard" href="https://milesopedia.com/en/go/westjet-world-elite-mastercard-rbc/" rel="noindex">WestJet RBC ® World Elite Mastercard requires that the trip be fully charged to the card. What’s more, it has no cancellation insurance .

If you want a credit card that covers your travels, even when a small portion of the expenses has been charged, I recommend this article: The best credit cards for travel insurance with rewards points .

Bottom Line

So? Which card is the winner?

The ® Aeroplan ® Visa Infinite* Card" href="https://milesopedia.com/en/go/td-aeroplan-visa-infinite-card/" rel="noindex">TD ® Aeroplan ® Visa Infinite* Card offers great flexibility thanks to Aeroplan points and the ability to depart from anywhere in the world:

• Robust travel insurance;
• The accumulation and highest value of its points;
• Advantageous promotions with Aeroplan ;
• Its lowest minimum income requirements.

While the ® World Elite Mastercard" href="https://milesopedia.com/en/go/westjet-world-elite-mastercard-rbc/" rel="noindex">WestJet RBC ® World Elite Mastercard makes a strong case for:

• The opportunity to earn 1.5% cash back in WestJet dollars at Costco
• WestJet’s most recent and valuable welcome offer of 700 WestJet Dollars
• The travel companion voucher allows you to save an average of $500 on a plane ticket for your travel companion.

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WestJet RBC® Mastercard

Best offer is available publicly

Signup bonus:, annual fee:, annual interest rates:, earning rate:, perks & benefits:.

The WestJet RBC ®  Mastercard is a scaled-down version of the WestJet RBC ®  World Elite Mastercard .

We’d recommend the World Elite card to those who qualify for it, as it has a stronger welcome bonus, companion pass, and card benefits. However, the basic WestJet RBC ®  Mastercard could be a good fit for those that don’t qualify for the World Elite card but like to travel with WestJet.

Bonuses & Fees

Currently, the signup offer on the WestJet RBC ®  Mastercard is 100 WestJet Dollars.† All 100 WestJet Dollars are awarded after spending $1,000 in the first three months after applying.†

The annual fee is $39, with supplementary cardholders costing $19 each.†

Earning Rewards

With the WestJet RBC ® Mastercard, you’ll earn:

• 1.5 % back in WestJet dollars per dollar spent on eligible WestJet flights and vacations†
• 1% back in WestJet dollars per dollar spent on all other eligible purchases†

Redeeming Rewards

What exactly are WestJet dollars? Well, 100 WestJet dollars can be applied as a $100 credit to the base fare of any WestJet booking. Therefore, as long as you fly with WestJet once a year to the tune of at least $100, the signup bonus is as good as cash in your pocket.

WestJet Rewards allows you to redeem WestJet dollars towards the cost of any WestJet flight, so there’s no need to worry about “award availability” or anything like that.

As long as there’s a seat available for purchase, you can use your WestJet dollars towards it.

The 100 WestJet dollars bonus doesn’t have to be used up all in one go either. You’re free to earn the bonus, wait for one of WestJet’s great deals to pop up on a route you’re interested in, and then apply the bonus towards your booking.

However, it’s important to point out that since the value of WestJet dollars is fixed, you wouldn’t be able to find out-sized value redemptions opportunities as you could with other programs. Moreover, WestJet dollars can only be applied to offset against the base fare – excluding items such as taxes, fees, and other air transportation charges.

Perks & Benefits

The major selling point of the WestJet RBC Mastercard is an annual round-trip companion voucher for travel on WestJet.† This companion voucher can be redeemed as a $199 base fare for travel within Canada or the contiguous U.S.†

Since it’s a companion voucher, you have to be booking an itinerary for at least two people – the first passenger would pay full price, while the second passenger would enjoy the companion voucher’s promotional price.

The vouchers are valid for round-trip tickets in economy or premium class (not business class). You’ll also have to pay taxes and fees on the companion ticket, in addition to the discounted base fare.

If you’ll be taking advantage of the $199 companion voucher, the $39 annual fee is a relatively small price to pay.

Other benefits include the ability to save 3¢/L on fuel at Petro-Canada whilst earning 20% more PetroPoints,† and receiving three months of complimentary DoorDash DashPass.†

Insurance Coverage

As an entry-level travel card, this card comes with basic travel insurance, including:

Auto rental damage and theft insurance for MSRPs of up to $65,000, which can help you save on the insurance fees that rental companies like to impose†

Hotel burglary insurance of up to $2,500 in total†

Travel accident insurance of up to $500,000 against accidental death or dismemberment†

You’ll also enjoy an extended warranty that doubles the original manufacturer’s warranty for up to one year,† and coverage against accidental loss or damage of personal property for up to 90 days from the date of purchase.†

Legal Disclaimers

† Terms and conditions apply. Refer to the RBC ® website for the most up-to-date information.

As a lower end travel credit card, the WestJet RBC® Mastercard has no minimum income requirement. Follow the below link to the RBC® website to learn more about this card and submit an application.

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WestJet Encore and ALPA reach agreement-in-principle 

WestJet Encore and the Air Line Pilots Association (ALPA), the certified union representing Encore pilots, today announced they have reached an agreement in principle on the second collective bargaining agreement between the organizations. Both parties now await the ratification vote to be put forward to membership. 

"WestJet Encore is pleased to have reached an agreement-in-principle that recognizes the immense value and contributions of our WestJet Encore pilots, who provide critical regional connectivity for Canadians," said Diederik Pen, President of WestJet Airlines and Group Chief Operating Officer. "We are pleased to have reached this milestone, enabling us to move forward with an unwavering focus on providing safe, friendly and reliable air service to our guests for years to come.”

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