travel medical insurance norway

Norway Travel Insurance

Travel insurance for norway .

Norway is a country that will take the breath away. Come here to sail through sheer-sided fjords and hike to glacier lookouts, to unravel the long-lost age of the Vikings and ride trains into the Arctic Circle. It's a real adventure just waiting to happen! 

Ready to book? We bet. But before you start planning that Scandinavian odyssey, it's worth thinking about travel insurance for Norway. This guide has all you need to know, from what's commonly covered by insurance to what to consider if you're traveling with pre-existing medical conditions.   

• What should your Travel insurance cover for a trip to Norway? 

How Does Travel Insurance for Norway Work?

• Do I need Travel Insurance for Norway? 
• How much does Travel Insurance cost for Norway? 
• Our Suggested AXA Travel Protection Plan
• What types of medical coverage does AXA Travel Protection plans offer?
• Are There Any COVID-19 Restrictions for Travelers to Norway?
• Traveling with pre-existing Medical Conditions? 

What should your travel insurance cover for a trip to Norway? 

At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. Regarding international travel, the  US Department of State  outlines key components that should be included in your travel insurance coverage.  AXA Travel Protection plans are designed with these minimum recommended coverages in mind.  

• Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

  In just a few seconds, you can get a  free quote  and purchase the best travel insurance for Norway.

Norway is a real adventure traveler's dream. Glacier hiking, wild swimming in fjords, heli-skiing – it's all on the menu here! But imagine if you happen to twist an ankle or sprain a muscle on one of your treks through the jagged peaks of the Jotunheimen National Park. What then?  

An AXA Travel Protection plan would offer assistance and support, to help you find the right medical care at the right clinic in good time, hopefully putting your Norwegian trip back on track. 

Here’s how travelers can benefit from an AXA Travel Protection Plan: 

Medical Benefits: 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Additional Optional Travel Benefits 

• Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I Need Travel Insurance for the Norway?

Because US citizens are among those who can enter the Schengen Zone (of which Norway is a part) without a visa, there's no requirement to purchase travel insurance before you jet off to the land of fjords and smoked salmon. That said, a good travel insurance policy is usually considered a very good idea, no matter where you're planning to explore. 

Why? There are several reasons:  

Medical Emergencies: Your health is a top priority. If you face a sudden illness or injury in New York, travel insurance offers the means to receive prompt and quality medical care.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Flight Delays: Travel disruptions like flight delays can happen. If you miss a connecting flight or incur additional expenses due to delays, travel insurance can help cover the costs.

How Much Does Travel Insurance Cost for Norway?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:   

• Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
• Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals.   

With AXA Travel Protection, travelers to Norway will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs.   

Our Suggested AXA Travel Protection Plan 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Norway hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses.    

AXA's Platinum Plan provides extra coverage for travelers who want the highest level of support during their Norwegian adventure. It even includes "Rental Car (Collision Damage Waiver)" insurance, which means you'll have help if you have a bump during those jaw-dropping scenic drives around the Lofoten Islands. And it includes "Cancel for Any Reason" , which means cover for loss of bookings if you decide not to go ahead with your trip.   

On top of that, winter visitors with their hearts set on Norway's relatively snow-sure ski fields will be happy to hear that the Platinum Plan includes a "Lost Skier Days" cover. That kicks in if a resort closes lifts, if there's a whiteout, or if there is simply no powder to ski on.   

What types of medical coverage do AXA Travel Protection plans offer? 

AXA covers three types of medical expenses:   

• Emergency Medical 
• Emergency evacuation & repatriation 
• Non-medical emergency evacuation & repatriation   

Emergency medical: this is covered for medical instances that no one can foresee. It could be anything from broken bones suffered while hiking a fjord trail or just a tummy bug you get from dining out in Oslo.  

Emergency evacuation and repatriation: can cover your immediate transportation home in the event of an accidental injury or illness.  

Non-medical emergency evacuation and repatriation: This is covered if you must leave Norway immediately for a non-medical-related event – civil unrest or natural disasters.    

Are There Any COVID-19 Restrictions for Travelers to Norway? 

There aren't any COVID-19 restrictions in place in Norway; they were all lifted back in February 2022.   

Traveling with pre-existing Medical Conditions to Norway? 

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we support you during your trip.   Our  Gold  and  Platinum  plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons,   

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plan with a  pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation. 

FAQ  about Travel Insurance to Norway

1. can you buy travel insurance after booking a flight .

You can buy travel insurance even after your flight is booked.    

2. When should I buy Travel Insurance to Norway? 

Purchasing travel insurance for your trip is advisable as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.)   AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip.    Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14-days of making your initial trip deposit.   

3. Do Americans need travel insurance in Norway? 

Travel insurance is not a legal requirement for US travelers who enter Norway on the usual Schengen Visa waiver.   

4. What is needed to visit Norway from the USA? 

If you're visiting Norway from the USA, you'll need an American passport with validity covering your planned stay. As of 2024, you'll also need to complete the ETIAS visa waiver form and pay the associated fee (around $7).   

5. What happens if a tourist gets sick in Norway? 

If you become sick in Norway, travelers with AXA Travel protection can contact the AXA Assistance hotline at 855-327-1442 .  Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.     

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

AXA already looks after millions of people around the world

With our travel insurance we can take great care of you too

Get AXA Travel Insurance and travel worry free!

Travel Assistance Wherever, Whenever

Speak with one of our licensed representatives or our 24/7 multilingual insurance advisors to find the coverage you need for your next trip.

• Best Extended Auto Warranty
• Best Used Car Warranty
• Best Car Warranty Companies
• CarShield Reviews
• Best Auto Loan Rates
• Average Auto Loan Interest Rates
• Best Auto Refinance Rates
• Bad Credit Auto Loans
• Best Auto Shipping Companies
• How To Ship a Car
• Car Shipping Cost Calculator
• Montway Auto Transport Reviews
• Best Car Buying Apps
• Best Websites To Sell Your Car Online
• CarMax Review
• Carvana Reviews
• Best LLC Service
• Best Registered Agent Service
• Best Trademark Service
• Best Online Legal Services
• Best CRMs for Small Business
• Best CRM Software
• Best CRM for Real Estate
• Best Marketing CRM
• Best CRM for Sales
• Best Free Time Tracking Apps
• Best HR Software
• Best Payroll Services
• Best HR Outsourcing Services
• Best HRIS Software
• Best Project Management Software
• Best Construction Project Management Software
• Best Personal Loans
• Best Fast Personal Loans
• Best Debt Consolidation Loans
• Best Loans for Bad Credit
• Best Personal Loans for Fair Credit
• HOME EQUITY
• Best Home Equity Loan Rates
• Best Home Equity Loans
• Best Checking Accounts
• Best Free Checking Accounts
• Best Online Checking Accounts
• Best Online Banks
• Bank Account Bonuses
• Best High-Yield Savings Accounts
• Best Savings Accounts
• Average Savings Account Interest Rate
• Money Market Accounts
• Best CD Rates
• Best 3-Month CD Rates
• Best 6-Month CD Rates
• Best 1-Year CD Rates
• Best 5-Year CD Rates
• Best Jumbo CD Rates of April 2024
• Best Hearing Aids
• Best OTC Hearing Aids
• Most Affordable Hearing Aids
• Eargo Hearing Aids Review
• Best Medical Alert Systems
• Best Medical Alert Watches
• Best Medical Alert Necklaces
• Are Medical Alert Systems Covered by Insurance?
• Best Online Therapy
• Best Online Therapy Platforms That Take Insurance
• Best Online Psychiatrist Platforms
• BetterHelp Review
• Best Mattress
• Best Mattress for Side Sleepers
• Best Mattress for Back Pain
• Best Adjustable Beds
• Best Home Warranty Companies
• American Home Shield Review
• First American Home Warranty Review
• Best Home Appliance Insurance
• Best Moving Companies
• Best Interstate Moving Companies
• Best Long-Distance Moving Companies
• Cheap Moving Companies
• Best Window Replacement Companies
• Best Gutter Guards
• Gutter Installation Costs
• Best Window Brands
• Best Solar Companies
• Best Solar Panels
• How Much Do Solar Panels Cost?
• Solar Calculator
• Best Car Insurance Companies
• Cheapest Car Insurance Companies
• Best Car Insurance for New Drivers
• Same-day Car Insurance
• Best Pet Insurance
• Pet Insurance Cost
• Cheapest Pet Insurance
• Pet Wellness Plans
• Best Life Insurance
• Best Term Life Insurance
• Best Whole Life Insurance
• Term vs. Whole Life Insurance
• Best Travel Insurance Companies
• Best Homeowners Insurance Companies
• Best Renters Insurance Companies
• Best Motorcycle Insurance

Partner content:  This content was created by a business partner of Dow Jones, independent of the MarketWatch newsroom. Links in this article may result in us earning a commission.  Learn More

Travel Insurance for a Norway Vacation (2024)

Going to Norway? Get free quotes for travel insurance below.

in under 2 minutes

Tom Adams is a writer based in the U.K. who specializes in travel advice. Previously, he has written for sports brands, travel blogs and even an archaeological study. Outside of work, Tom enjoys reading, trying new restaurants and taking his rescue dog for long walks in the park.

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.

Norway is a Scandinavian country filled with natural beauty. The midnight sun and serene fjords attract visitors worldwide who want a taste of arctic adventure. It’s also a safe country with residents who welcome tourists.

Despite the thrills, the risk of sudden accidents or interruptions is always part of a travel experience. That’s where travel insurance comes in. To protect the financial investment you make for your vacation, you may be considering having a quality travel insurance plan in place. In this article, we’ll explain what you need to know about buying travel insurance for Norway, highlight coverage options for your policy and offer some helpful travel advice.

Compare Norway Travel Insurance Companies

Why trust marketwatch guides.

Our editorial team follows a comprehensive methodology for rating and reviewing travel insurance companies. Advertisers have no effect on our rankings.

Companies Reviewed

Quotes Collected

Rating Factors

Do I Need Travel Insurance for Norway?

Norway is a member of the Schengen area, a collection of European countries allowing free movement within their borders. Depending on your country of residence, you may need a Schengen visa to enter the area. (You can find a full list of countries that require a Schengen visa at the Schengen website .)

U.S. citizens don’t need a Schengen visa for short-term visits (under 90 days), and they don’t have to have travel insurance for their vacation to Norway. However, you should consider having comprehensive travel insurance for the trip.

International travel insurance can protect your trip investments by reimburising costs related to flight cancellations , itinerary interruptions , lost baggage and more. A quality travel insurance plan will also cover medical treatment you receive while traveling, an important element if you plan many extracurricular activities. For instance, travel health insurance will cover your medical expenses if you get hurt cruising around Svalbard.

Below, the different types of insurance coverage you might want to consider for your vacation.

Cancel for Any Reason Coverage

Your travel insurance policy will include cancellation coverage that will reimburse any prepaid trip costs should you decide to cancel your vacation. However, this protection has exclusions, so the insurance company will only validate it for covered reasons. Cancel for any reason coverage (CFAR) can help with this.

CFAR is an optional protection you can add. It allows you to cancel your trip for any reason, even if you simply change your mind about going on your trip. It gives you more flexibility before departure, but some limitations may apply.

You may be unable to buy CFAR insurance because it’s unavailable in every state. Even if it is, you must buy it within a specific time frame, usually two weeks before your departure.

Gear Theft Protection

Norway is a perfect destination for exploring the Arctic and hiking along fjords. Not surprisingly, the country appeals to active travelers who want to hike, many of whom will bring their own special equipment.

Gear theft protection kicks in if equipment gets lost or damaged. Your insurance will pay to replace or repair your belongings. It’s a good idea to declare any expensive items like cameras, tents or premium hiking gear to your provider so that they are adequately insured.

Gear theft protection does have limitations. It usually has a deductible, which you must pay before coverage kicks in. Protection can also be as low as $500, which may not cover the loss of multiple expensive items.

If you plan to take special equipment, consider insuring the most expensive items individually. That way you’ll get the coverage you need.

Medical Emergency Insurance and Emergency Medical Evacuation

Norway has a high standard of healthcare, even in remote towns. Although that’s assuring for tourists, medical care can be expensive.

That’s why you may consider buying travel medical insurance if you visit Norway. This special insurance covers expenses such as:

• Medical transportation
• Prescriptions
• Hospitalization
• Emergency medical treatments, such as surgeries

Your travel insurance policy will also cover you for a medical evacuation, also known as medical repatriation. Medical repatriation involves returning you to your home country or an adequate medical facility to receive medical treatment. The maximum costs for an evacuation are likely to be much higher than your medical coverage because it includes transport costs.

Your medical insurance at home may include coverage for trips abroad, so it is smart to check with your insurer before buying travel insurance. Also, any pre-existing conditions included in your health insurance at home may be excluded from your travel medical insurance. We encourage travelers to declare any pre-existing conditions before they travel. You can buy special coverage for those conditions.

Rental Car Protection

If you’re going to camp or explore the wilds of Norway — or do more than visit major cities like Oslo and Bergen — you’ll probably need a rental car and rental insurance. We recommend buying insurance If you rent a car in Norway.

You can rent a vehicle in Norway if you’ve held a full driver’s license for one year. You can get vehicle protection through your rental provider, but it’s often more cost-effective to have rental protection in your travel insurance plan. The most important protection for a rental vehicle is a collision liability waiver, which covers any damage or theft associated with your rental.

Trip Cancellation Insurance

Cancellation insurance lets you claim back any prepaid, non-refundable deposits made for your trip should you need to cancel your plans. Covered reasons for cancellation include:

• Natural disasters that make your destination inaccessible
• The death of a traveling companion or family member
• Loss of employment
• Military or jury service

Most insurance companies offer up to 100% of the insured trip cost in their cancellation reimbursement, but some policies may include more. Assess the terms and conditions of your plan to familiarize yourself with the covered reasons and claim procedures if you need to cancel your trip.

How Much Does Norway Travel Insurance Cost?

The cost of travel insurance differs among insurance companies. Your age, destination and total trip cost can alter the policy price. Also, prices differ among insurers. Compare quotes from at least three providers to understand what you need to budget for the insurance.

The table below compares the cheapest plans available from five insurance providers. We pulled these quotes based on a 30-year-old traveling from California to Norway for seven days. The cost of the trip was $1,300.

Quotes pulled on June 26, 2023. 

We selected the maximum medical coverage for the above quotes and added coverage for trips and baggage delays . All the plans include 100% cancellation cover except Allianz, which offers up to 115%. Likewise, most plans include $500 in coverage for lost baggage, but Nationwide pays $600, which works better if you bring expensive equipment.

When you compare the plans, Nationwide and Trawick deliver the most coverage. Trawick has customizable plans, with different options that affect the final price. Seven Corners provides the most affordable policy with solid medical evacuation coverage but the lowest medical coverage. Allianz is the most expensive of the selected policies yet provides the least protection.

How Do I Get Travel Insurance for Norway?

Make sure to compare plans from multiple providers before you purchase an insurance policy. This can help you find the most affordable policies with the best coverage.

You can compare insurance prices using free online quote tools from insurance companies. They’ll show you various plans and include coverage details and prices. You can also use third-party websites to find quotes that suit your budget.

When choosing your insurance plan, consider what coverage and policy will benefit you the most. For example, business travelers will likely not require adventure sports coverage in their travel insurance.

An annual multi-trip policy would be a good investment if you’re planning multiple trips within the year. This will cover various vacations under one policy rather than having to purchase individual plans for each trip.

Norway Safety Tips

Anytime you travel internationally, safety should be the number one priority. And Norway is safe. It has one of the lowest rates of violent crime in the world. However, travelers should be wary of petty criminals, especially in larger cities.

Another consideration is the environment. Norway delivers unparalleled natural beauty, but avalanches and landslides in mountainous regions have the potential to cause serious harm.

The following sections will give you an overview of how to stay safe for your Norwegian vacation, and some helpful travel tips.

Crime and Safety

Travel advisories suggest practicing usual precautions when visiting Norway. Cities like Oslo and Bergen are relatively safe, even late at night. But visitors should be mindful of petty crimes like theft and pickpocketing. Theft is common in tourist zones, but you can avoid it by keeping your expensive belongings secure.

Note that Norway is strict about the consumption of alcohol. Drinking in public is prohibited. Even being drunk in public could get you arrested. If you plan to drink alcoholic beverages, don’t get overserved, and don’t drive drunk.

Day Trips, Tours and Excursions

You can fill up your vacation in Norway by watching the northern lights or taking a trip to Tromso, the capital of the Arctic. But be sure to book tours or excursions with reputable companies with rigorous health and safety provisions. Take extra care with cruise tours, as inclement weather can cause serious risks.

People who book hiking excursions must be aware of hazardous avalanches and landslides. Check the local news for weather forecasts and any immediate safety announcements.

Although the temperature may be cold, the sun is still harsh. You risk a sunburn even if you don’t feel it. Sunscreen is your friend in Norway.

As of 2022, Norway removed all entry restrictions regarding COVID-19 . Travelers no longer need to supply a negative PCR test or register their entry to Norway upon arrival. If you feel unwell, adhere to standard guidelines like self-isolation and wearing a face covering. You can find more information about coronavirus guidance on the Norwegian health services website .

The Bottom Line: Is Travel Insurance for a Norway Vacation Worth It?

We recommend having good travel insurance when you visit Norway. Although U.S. citizens don’t need it, it makes for a smart financial move, given the expenses related to the trip.

Norway is safe but adverse weather is a notable risk. Travel insurance can remedy worries by providing you with coverage for your trip so you can focus on enjoying your time away.

Read the FAQs below for more information about buying travel insurance for a trip to Norway.

Frequently Asked Questions About Travel Insurance in Norway

What does travel insurance cover.

Travel insurance will cover you for any unforeseen expenses or interruptions that occur on your trip. This includes, but is not limited to, trip interruptions, medical expenses, delayed or lost baggage, and reimbursement for canceled flights and accommodation.

Is healthcare free in Norway for foreigners?

Healthcare in Norway is free for individuals below the age of 16. Otherwise, you must pay for medical care. Norwegian healthcare is good but expensive. We recommend buying high coverage levels for medical insurance.

Does Norway count as Europe for travel insurance?

Most providers include Norway in their annual coverage plans for Europe. However, always check the terms of your insurance policy.

Is it worth buying expensive travel insurance?

Expensive travel insurance usually provides more robust coverage which can greatly benefit travelers. But price isn’t everything. Tailor your insurance plan to the specifics of your trip. That may mean paying a higher premium, but if you shop around you should find budget-friendly insurance companies.

• Recommended

MONDAY - FRIDAY

MONDAY - SATURDAY

• Buying a House
• Selling a Property
• Property Valuation
• Home Brokerage Services
• Auto Finance
• Boat|Yacht Finance
• Motorcycle Loan
• Mortgage in Norway
• Consumer Loan
• Credit Reports
• Refinancing
• Debt Consolidation
• Bridging Finance
• Personal Loan
• Mortgage Refinance
• Mortgage in Spain
• Mortgage in Portugal
• Car Insurance
• Motorbike Insurance
• Boat Inurance
• Home|Contents Insurance
• Holiday|Travel Insurance
• Personal Accident Insurance
• Pet Health Insurance
• Life Insurance
• Child Insurance
• Health Insurance
• Gadget Insurance
• Electric Vehicle Insurance
• Electric Scooter Insurance
• Credit Card Checker
• Lawyer|Solicitor
• Electrician
• Real Estate Broker
• Certificate Accountant
• Financial Advisor
• Internet Providers
• Mobile Operators Plans
• Electricity Providers
• Photovoltaic Panels
• Tax Return Norway
• Flight Delay Claim
• Moving|Relocation Services
• Road Traffic Accident Claim
• Personal Injury Claim
• Property Damages Claim
• Medical Malpractice Claim
• Citizen Legal Advice
• Worker's Compensation
• Business Owners Insurance
• Transport Insurance
• Business Vehicle Insurance
• Construction Insurance
• Pension Plans — OTP|ITP
• Business Liability Insurance
• Self-Employed Insurance
• Investment Advisory
• Business Data Analytics
• Business Consulting
• Business Loan
• Comprehensive Accounting
• Company Formation Service
• Business Services Center
• Health and Safety (HSE)
• Scaffolding Fitter
• Health & Safety Executive
• Plans & Documentation
• Corporate Health Services
• Quality of Central Approval
• First Aid Course
• Building Materials
• Business Legal Services
• Web Development
• UX|UI Design
• Mobile Applications
• SEO|SEM Marketing
• Consulting Service

Click and choose a product or service

Fill in the form with details and your needs

Get the local offers with best match to your profile

Health and Travel Insurance

INTERNATIONAL HEALTH INSURANCE — IN CASE OF ANY ACCIDENT FOR A SINGLE PERSON OR FAMILY IN NORWAY

--> HOW CAN WE HELP YOU?

Benefit from the knowledge of our conultants and agents. You will get additional advice and help here:

COMPETITIVE ADVANTAGE OF COOPERATION WITH US

• Quick process: One quote, few offers Time and money-saving
• Excellent products and services: Well-known companies Best offers from your neighbourhood Meeting your needs Competitive prices
• Professional advisory: Reliable team of consultants Effective business cooperation

Our site is protected by GeoTrust™ Secure internet security standards. This means that your details are always kept secure.

WHAT YOU SHOULD KNOW?

--> international travel insurance for travellers from norway.

Alone or in a group: Thanks to the international health insurance you have purchased in Norway, you are fully insured on every trip as a private patient. If you fall ill abroad or need medical help, your insurance company will pay the costs. In addition, health insurance for travel abroad covers medically justified return transport. Annual International Health insurance can be profitable for as little as 2 trips per year. The annual insurance covers all journeys up to 120 days you undertake during the year. Our international health insurance offers especially cheap premiums for families, couples and groups. As a result, you and your relatives or travel companions will be fully insured.

--> Benefits Abroad of Norwegian Health Insurance

When you take out travel health insurance, you can get many benefits while on holiday abroad: ✓ There are no extra costs. ✓ Covering the costs of medically necessary outpatient and inpatient treatment abroad. ✓ Dental treatments, simple tooth fillings and repair of existing dentures. ✓ Coverage of the costs of transporting the ambulance to the nearest clinic and medically justified return home transportation. ✓ Multilingual ambulance team around the clock, 7 days a week. ✓ Medical care at your place of vacation ✓ Coverage of the accommodation costs of co-insured accompanying persons, incl. a family that is going abroad with their children. ✓ Families, couples and travel groups of at least 10 people (if travelling by train from 6 people) can benefit from favourable conditions. ✓ Any number of trips during the year. ✓ You will receive confirmation of insurance purchase by e-mail within a few minutes of concluding the contract.

--> * Remember About Limitations or Exclusions

Restrictions or exclusions may apply during your stay or travel to areas for which the Norwegian Ministry of Foreign Affairs (UD) has issued travel warnings, depending on the terms of your insurance policy.

--> Basic Coverage of Travel Insurance

✓ Emergency medical assistance insurance, ✓ Evacuation and repatriation of corpses, ✓ Accidents and General Liability ✓ Legal Assistance ✓ Luggage and sports equipment, ✓ Trip cancellations and interruptions ✓ Loss of money, ✓ Passport exchange ✓ Help in crisis situations

--> Comprehensive Travel Insurance Packages in Norway

All essential coverage of Travel Insurance in one package: ✓ Best guarantee price for Families and Groups ✓ As annual insurance ✓ Comprehensive coverage for all types of travel ✓ From 1,200 NOK to 2,800 NOK for a family per year ✓ All journeys that take place during one year up to a maximum of 120 days for travel. (* Extended option only).

• Quick process:: One quote, few offers. Time and money saving
• Excellent products and services:: Well-known companies. Best offers from your neighborhood. Meeting your needs. Competitive prices
• Professional advisory: Reliable team of consultants. Effective business cooperation

CALL US: MONDAY - FRIDAY 10:00 - 18:00 Head Office + (47) 23 89 88 63

MONDAY - SATURDAY 08:00 - 20:00 Agent - Consultant + (47) 45 09 04 66 Agent - Consultant + (47) 47 67 35 73

WRITE TO US: [email protected]

GDPR COMPLIANCE: [email protected]

ADRESSE: Karenslyst Allé 4, 0278 OSLO, NORWAY Postboks 358, SKØYEN

This site uses cookies

Customer Support

+1 949 864 6017

• International Travel Insurance
• Visitor / Immigrant Insurance
• Senior Travel Insurance
• Business Travel Insurance
• Travel Insurance For Schengen Visa
• Student Insurance Plan

How It Works

• Manage Your Policy
• Book Appointment
• Get A Quote

My Profile Details

Make payment history.

Safely Travel With Norway Travel Insurance

Our Customer Say

See our   124   reviews on

LIST OF SCHENGEN COUNTRIES

Choose the country you plan to visit and get travel medical insurance for Schengen visa.

Benefits of the   Travel Insurance

Visa application, medical expenses, travel delay, trip cancellations /interruptions, baggage & personal belongings, 24/7 emergency assistance, best travel insurance plans for norway travelers.

These selective Travel Insurance Plans are chosen by our team being experts on international travel consultants

For trips fewer than 15 days

Cancelable: Yes

For trips from 16 to 30 days

For trips more than 30 days

*The price listed above is the service charge reference price; we have various preferred policies, and the complete cost will be provided to you when you make an order

With our experience, we simplify the process sothat you can get your needs in the best way, easiest and most convenient.

Choose Suitable Plan

Purchase Online & Make Payment

Receive Travel Insurance

Enjoy Your Trip

Comprehensive covergage

Discover a full selection of travel insurance options from leading providers in the industry. Enjoy comprehensive protection at an affordable price

Safe, Fast & Easy

Get travel insurance quotes, compare plans, and buy your favorite policy, in 5 minutes or less. It's that simple!

Exceptional Service

Our dedicated team of experienced advisors provides top-notch customer service, ensuring you receive expert guidance every step of the way.

OUR CUSTOMER REVIEWS

To my experince sure i am feel happy….

To my experince sure I am feel happy after my mistaken on wrongly given date coverage. Travelner team can soft my problem fast and great job. Thank you!

Mar 1, 2023

An easy step-by-step process

An easy step-by-step process. The traveller consultants are fast and friendly. The total cost is adequate.

OrlanLlanos

May 01, 2023

The whole process was up to my…

The whole process was up to my expectations with timing communication. I felt cared.

Mar 13, 2023

Customer service is swift and friendly.

Lester jay lester jay.

Apr 16, 2023

Very responsible and helpful to your…

Very responsible and helpful to your clients

Lusanda Lusanda

Mar 24, 2023

Daisy was very nice and efficient

Daisy was very nice and efficient. A good and quick service.

Maurice Maurice

Mar 15, 2023

Very quick service

Very quick service, no complaints

paul Stewart

Mar 2, 2023

ITS BEEN GREAT

Juana Juana

Apr 1, 2023

Very good and convenience

Ranut ranut.

Mar 23, 2023

Very fast and helpful

Apr 19, 2023

Do you need travel insurance in Norway?

Travelers need to have Norway travel insurance when traveling to this country. It is not only a requirement to apply for Norway, but also to ensure your benefits in some unexpected cases during your trip.

Is travel insurance mandatory for Norway?

When applying for a visa to Norway, the government requires that you have travel insurance. Norway travel insurance will protect you against unforeseeable risks and reimburse you for expenses incurred due to trip delays, trip interruptions, baggage loss, or illnesses or injuries that may necessitate medical attention while abroad.

How much does Norway travel insurance cost?

The cost of Norway travel insurance is usually lower than the costs you must pay in some unexpected events, especially in medicine. So travelers can choose affordable travel insurance packages based on the trip duration, quantity, and age of members, and included benefits.

How to find the best travel insurance for Norway?

Nowadays, travelers can easily find and purchase travel insurance packages with Online Travel Agency. Travelner is a travel agency that provides a smart platform with diverse services such as international flights, accommodations, and of-course travel insurance in Norway . Visit the Travelner website and mobile app to make a great plan for your trip to Norway.

Get the Best-Suit Travel Insurance Plan for you

Ready to embark on your next adventure with peace of mind? Explore our selection of travel insurance plans tailored to your specific journey today!

• Find your DNB office
• Make an appointment

Travel insurance

Insure yourself and your things when you’re travelling and in everyday life, with one of the best travel insurance providers on the market.

Unlimited coverage in the event of cancellation and illness

Accident insurance included 24 hours a day, also when you’re not travelling

Applies worldwide, without accommodation requirement

What is travel insurance?

Travel insurance gives you peace of mind every time you leave your home: You have insured yourself and your belongings when travelling and in daily life. You’ll get help if you are the victim of theft, illness or accident, in the event of cancellations and delays, damage to your belongings and much more.

The travel insurance is valid worldwide – including in Norway.

Travel insurance is about more than holidays and trips abroad. It becomes valid the moment you leave your home, and there is no overnight accommodation requirement Travel insurance is valid worldwide, domestic travelling in Norway and in daily life.

Do you have any questions before you buy travel insurance?

Have a chat with one of our insurance advisers.

Have you had an accident or injury?

Report your damage or injury online for quick and secure handling.

• Report a claim
• Report a claim with your credit card travel insurance

Accident insurance included

When you buy travel insurance from us, you get accident insurance that covers accidental injury both at home and during outdoor/leisure activities. This applies, among other things, to water sports and sailing, climbing, cycle touring, downhill skiing, ice skating, horse riding, mountain hiking, backcountry skiing and more.

Accident insurance covers you all day long, even when you’re not travelling. The cover expires when you turn 75 years of age. Remember that you can also buy your own accident insurance if you want to select the compensation amount or need other coverage.

Get a discount on insurance

Up to 20% group discount on insurance, and an extra 5% if you’re in the DNB customer programme.

• See what discount you can get

One price, two insurance policies

Household contents and travel insurance for people aged 18 to 34 years.

• Insurance Young

Illness and travel insurance

If you cancel a trip due to illness, your travel insurance applies.

Illness and accidents prior to travel

Have you recently been seriously ill, or do you have a serious illness or chronic condition, or have you suffered an accident and are wondering whether the travel insurance covers costs for treatment needs that may arise when you’re away? – Get in touch for a medical assessment with our partner SOS International on +47 22 95 50 55.

Feeling unwell on holiday? – Call for help

If you or your fellow travellers have fallen ill, contact SOS International on tel. +47 22 96 50 45. They are available 24 hour a day, 7 days a week. They will help you find a doctor and a hospital, and take care of practical matters. It’s a good idea to save the number to your phone before you travel.

If you incur any other expenses related to your illness, keep hold of the receipts. These must be sent in together with the claims form to Fremtind Forsikring.

Contact SOS International

SOS is our emergency centre which you can use at any hour of the day if something should happen during your trip abroad.

Call +47 22 96 50 45 for help.

See what the travel insurance covers

Personal belongings

• Damage to and theft of personal luggage
• Damage to and theft of property belonging to the employer
• Delayed luggage
• Delayed attendance
• Delayed departure
• Delayed arrival
• Acute unexpected illness
• Hospital stays
• Summoning of next of kin
• Psychological first aid
• Repatriation
• Interrupted travel and unused holidays
• Unused tickets and events
• Accidental injury resulting from a sudden and unforeseen external physical incident
• Expenses for necessary treatment in the Nordic countries 2 years after the injury date

Cancellation

• Cancellation which is due to own or close family’s illness/death.
• Natural disasters during travel outside of Norway
• War, terror, rebellion
• Epidemic during travel outside of Norway
• Excess on rental cars on holiday or while travelling
• Liability and legal aid during travel outside of Norway
• Motor vehicles, caravan/trailers, boats and equipment/accessories for these
• Moveable goods
• Products imported into Norway in breach of applicable customs/tax rules
• Delayed luggage or arrival on return journey
• Expenses caused by flight delay or cancellation which the airlines themselves are liable for
• Delayed arrived less than 8 hours

Illness/accident

• Injury due to aerial sports, diving below 40 metres and martial arts
• Injury due to alcohol and drugs
• Participation in expeditions
• Staying at heights above 6000 metres
• Sending for family if home journey imminent
• Practice of professions with high risk of accident
• Training for or participation in organised sports competitions after the age of 16
• Fear of war and terror
• Pregnancy or birth from and including 36th week of pregnancy
• Deterioration of illness that was highly likely to occur
• Expenses refunded by other operators
• The insurance does not apply at permanent places of work/study during working hours/study hours in the Nordic countries
• The insurance applies for single trips lasting up to 70 days
• Where sums are stated in the insurance certificate or terms and conditions, the damage will be compensated up to the specified sums
• Some items have age restrictions
• For children, the insurance expires when they turn 21 years old
• The accident insurance expires at the age of 75 years
• From and including the third incidence of damage to a mobile phone within one calendar year, the excess is NOK 3000
• Hospital stay and sending for family must be approved by the company in advance
• In the event of a delay and having to catch up with the travel itinerary, the company must be contacted before new tickets are booked
• Evacuation must be ordered by Norwegian or local authorities
• You must be a member of the Norwegian National Insurance Scheme and have a residential address in the Nordic countries
• The insurance must be bought before or at the same time as ordering the trip/tenancy
• The insurance does not cover trips to countries/areas with a high risk of war, terror and political unrest
• The travel starts when you leave your permanent address and ends when you come back
• Accident insurance all day long, including when the insured party is not travelling
• Liability and legal aid only applies to travel outside of the Nordic countries.

The insurance certificate specifies which information is used as a basis. If anything is incorrect, you must inform us immediately. Security regulations are damage prevention and damage limitation measures you must take, and you will find these in the insurance certificate.

In the event of injury you must contact us as soon as possible. If you do not comply with your obligations, the settlement payment may be reduced, fully or partly.

• Terms and conditions travel insurance (PDF)
• Product information IPID (PDF)

Best in test travel insurance

Bytt.no votes for the best travel insurance every month. Based on verified reviews, our travel insurance has been voted the one that customers are most satisfied with. Our insurance company Fremtind is ranked top for both best claims settlement and best customer service. See the results at bytt.no .

Norsk Familieøkonomi (Norwegian Family Finances) also has our travel insurance among the top providers in its annual test, with a score of 5 out of 6. Among other things, the test highlights that we are one of the cheapest for family travel insurance, while consistently maintaining a high standard of cover.

See what else makes our insurance best in test .

Check prices of travel insurance

What does travel insurance really cost? You don’t need to pull out your calculator – we’ll do the work for you. To check prices, you have to log in with BankID Then choose insurance for yourself and possibly your family to see how much you need to pay.

Compare travel insurance

You can get both full-year travel insurance and single trip travel insurance from us. Our travel insurance is valid all year round and ensures you’re always insured for small or bigger trips, and for daily life. Single trip insurance is travel insurance through Mastercard, and comes included when at least half of the trip’s transport is paid using the credit card and you include one night’s accommodation or travel by air.

We recommend most people to always keep full-year travel insurance. If you need some guidance, you can see more details on what insurance you need at different stages of life.

Use the table as a guide. See terms and conditions for a detailed overview of the coverage.

Questions and answers

If you or your fellow travellers need emergency help, contact SOS International on +47 22 96 50 45. They will help you find a doctor and a hospital, and take care of practical matters.

For minor injuries or illnesses, you can seek medical attention if you need it. Take your travel insurance card, passport or other ID with you.

If you have expenses as a result of illness, ensure you keep the doctor’s certificate and all the receipts. These need to be sent in with your claims form when you use your insurance.

If you end up in hospital abroad without travel insurance, it can be expensive. Hospital bills of several hundred thousand kroner are not uncommon. Should you also need repatriation via an ambulance flight from abroad, the expenses can be extremely high.

If you end up in hospital in the EEA or Switzerland, you can use your European Health Insurance Card to prove that you have the same right to necessary help as the citizens of that country. You still need to be aware that the card does not cover extra expenses for your return journey, and that in many countries, the government doesn’t cover the full cost of health services.

The European Health Insurance Card only gives you the right to necessary medical treatment in the EEA and Switzerland. It doesn’t cover medical treatment in other parts of the world. Neither does the European Health Insurance Card cover costs related to medical repatriation or sending for family/next of kin in the event of serious illness.

Cancellation, delay, material damage and theft of luggage are other important components that are covered by the travel insurance.

The travel insurance doesn’t cover losses and expenses related to strikes and labour conflicts. We recommend you get in touch with the airline for information, changes to and rebooking of your flight.

See also forbrukerrådet.no to see your air travel rights and what you are entitled to.

When you drive your own car abroad, your car insurance applies if you have an accident with the car.

If you rent a car abroad, the rental company’s insurance applies. Remember to check this carefully when you sign the rental agreement. The travel insurance can cover the excess you have on the rental car if something should happen.

In the event of theft and burglary of your own car, it’s important that you report this to us . If you have a rental car, you can call the number in the rental contract. If there is damage to the rental car, the insurance that comes with the car applies, but the excess is covered by your travel insurance. The same applies to private belongings. Remember to report the incident, take note of any witnesses and document what has happened, where it happened and what has been stolen.

Our full-year travel insurance applies all year round, but is limited by the number of consecutive holiday days for single trips. The insurance applies for single trips up to 70 days in length, but can be extended to apply to 90, 120 or 180 days.

If you choose family cover when you buy the travel insurance, your whole family will be covered under the same insurance. This applies even when you’re not travelling together.

With family cover, both children and spouses/cohabitants are included in the travel insurance. Children and young people are covered by the parents’ insurance up to the age of 21, as long as they have the same address in the National Population Register.

When the children move out, it’s worth considering Household contents and travel insurance for young people .

You will find both your travel insurance certificate and your travel card by logging in to the online or mobile banking app.

If your luggage is delayed by more than 4 hours on your outward journey, you will receive a settlement payment. You can report the claim straight away or when you get home.

What you need to do if your luggage is delayed:

Report it to the airport

• Get confirmation that your luggage has been delayed – this is called a PIR report.
• Also keep hold of the luggage tag that you got at check in.

Buy what you need

• You can buy clothes and toiletries if your luggage is delayed by more than four hours on your outward journey.
• You can spend up to NOK 5000 per person.
• Remember to keep hold of your receipts.

Contact the insurance company

• Report the claim for a settlement payment . You can also call us if you need practical and immediate help.

Cancellation cover is part of the travel insurance, and gives you your money back if you need to cancel a trip due to unforeseen circumstances.

You are covered if the unforeseen events are due to

• acute illness, worsening of illness, accident or death that affects you, your immediate family, companion or their immediate family, someone in your travel party (up to 6 people) who you have bought the same trip with, or childminder that result in the trip not being able to go ahead as planned.
• fire, burglary, water or natural damage that requires you to stay home.
• travelling to the location is in breach of advice from the Ministry of Foreign Affairs or the Norwegian government for domestic travel.

You will get your money back for the

• travel and the accommodation.
• excursions and events.
• pet hotel for dogs and cats

The travel insurance doesn’t have any age limit – it applies to everyone, regardless of age.

There are still age restrictions to the accident cover which are worth knowing about: at the age of 70, the settlement payment is reduced, and when you turn 75, the cover expires.

See terms and conditions for detailed coverage overview.

When you buy travel insurance, you can choose how many days’ travel you need insurance for. 70 days is the standard maximum trip length per single trip, but you can choose to change the maximum length per trip to 90, 120 or up to 180 days.

You’ll find information about your insurance’s trip length per trip in the online or mobile banking app.

If you lose your passport or have it stolen while you are travelling abroad, it’s important that you report this as soon as possible.

Start by reporting it to the local police. Remember to get a copy of the report or a receipt from the police. When your passport is reported lost or stolen, it’s not longer a valid travel document.

You must then contact the nearest Norwegian embassy or consulate to apply for a temporary travel document so you can travel back to Norway. The travel document is a kind of emergency passport and is also called a “laissez-passer”.

Find your nearest embassy

The travel insurance doesn’t cover broken mobile phones or other items that are destroyed by accident.

If you would like to insure yourself against accidents you need to have fully comprehensive contents insurance or separate mobile phone insurance.

Theft and vandalism of bicycles are covered by the travel insurance, except in the municipality of residence, educational institution, or workplace.

Otherwise, as a rule contents insurance covers the bicycle. You can also buy your own bicycle insurance .

As a rule, there is no excess on our travel insurance. However, there are some exceptions. See a summary of the coverages in the terms and conditions.

The travel insurance covers losses of luggage up to an unlimited overall sum. Remember, however, that individual items are subject their own limits.

To receive compensation for your luggage, the reason for the loss or damage may for example be due to

• loss of or damage to check-in luggage
• traffic accident
• natural damage

See additional limits and causes covered in the terms and conditions.

When the departure is delayed

If your flight, train, ferry or the means of transport you use is delayed or cancelled, first get in touch with the transport provider. They can often help you there and then, with a rebooking or refund.

Remember to keep hold of all your receipts, expenses, tickets and confirmations of delayed transport.

Then report the claim to us. You can apply to have expenses that are not covered by the transport provider covered by the travel insurance. Should the delay result in an extra overnight stay, this can also be covered by the insurance.

When you arrive too late for the means of transport you have booked

In general, you need to allow plenty of time. If the delay is your fault because you planned your time badly, we cannot cover the costs.

If you miss your transport, first contact the company responsible for getting you to your departure. They may be liable for the costs.

For example, if the delay is due to unforeseen weather conditions, technical problems with the means of transport or a traffic accident with your transport, you can get the necessary costs covered for completing your journey.

Remember that you must document expenses and the delay. Report this to us before booking new tickets.

More insurance policies

Life and health.

Personal insurance gives you and your family financial security

Car and vehicles

Insurance for your car, caravan, motorcycle, boat, trailer, snowmobile and more

Home and home contents

Insurance for house, cabin, home contents and valuables in the home

Insurance for all types of travels, without accommodation requirements

Insurance for dog, horse and cat

Insurance for high-value items you are afraid of losing

Fremtind Forsikring

As a DNB customer, you get insurance supplied by Fremtind Forsikring – one of Norway’s largest insurance providers, with extensive experience. You are still a customer of DNB, and should contact us if you want to buy insurance, make changes, make a claim or have any questions.

To give you an offer, DNB will share your personal data with Fremtind. You can see how this is processed in Fremtind’s personal privacy statement .

Why You Need Travel Insurance When Visiting Norway (From Most Countries)

The general healthcare system in Norway is very good with very low fees for the end user. Even being admitted for a big surgery at a hospital is completely free in Norway, but despite this, I still recommend travel insurance to tourists who visit Norway.

So why do you need travel insurance when visiting Norway if the healthcare system is to cheap?

The reason why you still need travel insurance to visit Norway is because all medical treatment has to be paid in full for people from outside EU/EEA. This is not as expensive as it would be in the US, but the total cost can still be very high.

Table of Contents

Anyone from outside EU or EEA should absolutely get travel insurance!

If you come to Norway on a tourist visa and get seriously injured to the point where you need to go to the hospital, this can potentially cost several hundred thousand Norwegian kroner.

You will need to pay this sum in full unless your government has a healthcare agreement with Norway or you have insurance that covers it, and long hospital stays can become extremely expensive.

The same goes for transportation back home. Just imagine the bill if you need to bring two doctors alongside you on your plane ride back home, or require to fly in a specially made plane that can handle hospital beds.

It’s possible to be denied entry to Norway if you arrive at the border without travel insurance ! You will get told that you can enter at your own risk in most cases, but the border guards have the legal right to deny entry if you lack travel insurance or don’t have the documentation to prove it.

PS. emergency services such as riding the ambulance to the hospital is always completely free in Norway, not matter if you have insurance or not.

The right to get free or very cheap healthcare in Norway

If you live in Norway or are affiliated with Norway, you will get the right to very cheap and in many cases completely free healthcare. The same goes for those of you that are from the EU or any EEA country, or from Australia (Norway has a very good deal with the Australian government when it comes to healthcare).

For anyone in this group, you will get free use of the hospitals if you need it. A visit to the ER or a regular doctor is very cheap, and typically cost between 200 and 300 NOK ($20 – $30).

This cost is actually a small co-pay that all Norwegians have to pay for a doctors visit as well.

You need to bring your passport or European healthcare to the clinic to make sure that you get these low prices.

Learn more about what the price of healthcare is like for Norwegian, EU citizens, EEA citizens or people living in Norway here .

For people who are living in Norway

If you’re living in Norway, then you will most likely have the right to be treated on the same line as a Norwegian when it comes to the healthcare system.

To get the right to this healthcare system, you need to be a member of what is called the National Insurance Scheme ( Folketrygden ). This is a system for people who are paying taxes to Norway, ensuring them all the benefits of the Norwegian taxes as well.

You will be a member of National Insurance Scheme if you:

• Have a job in Norway.
• Have been staying (legally) in Norway for more than 12 months, or have plans of doing so.
• Are currently applying for asylum in Norway.
• Have been grated a citizenship.

In other words, if you’re living in Norway, you will be treated as other Norwegians by the healthcare system here. You are generally a member of National Insurance Scheme automatically if you fit the criteria.

Learn more about coming a member of the Norwegian National Insurance Scheme here.

Anyone has the right to get treatment in Norway

You will never be denied healthcare that is considered to be necessary in Norway, no matter if you got your travel insurance or not . So you will never be turned down by an ambulance if you need it, or anything like that.

At the same time, you cannot really demand public healthcare in Norway. It’s up to the professionals to determine if you need it or not, so non-critical healthcare such as getting help with some minor rashes might not get prioritized if you are visiting Norway.

You can still get help for minor health issues, but you need to do this by going to a doctor, not the public hospitals. And the Norwegian healthcare system allows doctors to prioritize their own patients, so it can occasionally be a bit difficult to get non-critical emergency help as a tourist.

However, critical healthcare is never denied, no matter who you are or where you are from.

How the travel insurance in Norway works

So let’s say you are from the United States, or any country in the Americas, Asia or Africa really, and need medical help in Norway when staying here on vacation.

What happens is that you will get the help you need, either from a doctor, the ER or from the hospical.

But instead of getting a co-payment to pay (or not a payment at all in some cases), you get the full bill. And just like in many other parts of the world, getting help from a team of doctors will be expensive. A regular visit to the doctor can easily cost more than 1,000 NOK ($100), while a big surgery or a several day hospital stay can cost hundreds of thousand Norwegian kroners .

If you got travel insurance, this travel insurance will in most cases cover all the medical bills, and you get the treatment for free (or a small co-payment depending on your insurance).

Most travel insurances cover both critical and non-critical medical services. But that will depend entirely on the travel insurance you have, so it’s impossible for us to give a general statement on what travel insurances do and don’t cover.

Why you might still want a travel insurance if you are from the EU or EEA

I often recommend that people from even within EU, EEA or Australia get a travel insurance as well, since this often has some benefits that you won’t get without it.

One of my major reasons to recommend travel insurance when visiting Norway is because these give you free transportation home if you get sick or injured when visiting Norway.

So while you will have access to free or cheap medical help, the Norwegian government is not going to pay for potential special equipment you need to bring with you on a flight back home, or pay for you to reschedule your flight to get home sooner or later.

A good travel insurance will also give you money if you get robbed (very unlikely in Norway though) or someone steals your stuff.

So there are many other benefits to getting a travel insurance in Norway besides just the free medical treatment. There are even Norwegians who pay for year round travel insurance to keep while traveling internally in Norway. It’s of no use when it comes to the healthcare, but it will be very useful for other situations.

Do you need to pay for rescue operations when hiking?

Hiking is extremely popular in Norway, both for Norwegians and tourists. But people need to be brought down by rescue teams or even rescue helicopters every once in a while. So, who is paying for these rescue operations?

All rescue operations are free of charge in Norway, no matter where you are from. These are funded by the Norwegian government, and are not directly tied to the healthcare system. So you don’t have to pay anything for rescue operations, even if you don’t have travel insurance.

That said, please don’t overestimate how good of a hiker you are, because it’s no fun for anyone if you need a full rescue operation to bring you down from Trolltunga or another hike in Norway. Most rescue workers are volunteers who spend their free time organizing these search and rescue operations.

And let’s just say that Trolltunga is not a random example. Trolltunga is the hike where most tourists need to be brought down by rescue teams every year. The hike is much more difficult than most tourists assume , and people who are not very fit will quickly struggle with the difficult 12 hour hike.

Nicklas is the owner and editor of The Norway Guide, and is responsible for most of the content on the website.

He lives in Skien, Norway with his wife and two children. Nicklas is specialized in Norwegian ecology (including Norway’s geology, wildlife and flora) from his degree in Ecology And Nature Management at University of South-Eastern Norway, but has a particular interest in tourism and content creation.

His biggest hobbies are fishkeeping, going on hikes with his dog, and rooting for the local football team.

Leave a Comment Cancel reply

Save my name, email, and website in this browser for the next time I comment.

• US citizens overseas
• Travel to Norway

Travel insurance for Norway from USA, Travel insurance Norway

Travel insurance quote form, do you want to insure trip cost as well as the health of the traveler, please click here to buy travel insurance for quarantine coverage, travel insurance with trip protection coverage - highlights, trip cancellation.

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Travel medical insurance with no trip protection - Highlights

Health care expenses.

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Repat of remains

Return of moral remains to home country or local burial.

Best travel insurance for Norway

USA travelers going to Norway will embark on a Nordic adventure filled with breathtaking landscapes, rich culture, and Scandinavian charm. From the majestic fjords to the Northern Lights, Norway offers a magical experience. Visitors can explore vibrant cities like Oslo, Bergen, and Trondheim, each offering a unique blend of modernity and history. Outdoor enthusiasts will revel in hiking, skiing, and fishing opportunities amid Norway's stunning nature. English is widely spoken, making communication easy for American travelers. The Norwegian people's warmth and hospitality add to the charm of the journey. With its blend of natural wonders and cultural treasures, Norway promises an unforgettable and awe-inspiring travel experience.

Travel insurance is highly recommended for US citizens traveling to Norway whether by air or on a cruise. Norway travel insurance provides coverage and protection in case of unforeseen events or emergencies during the trip. Given the dramatic weather changes around the globe resulting in disruptions in flights, travel insurance is really a necessity. The cost of travel insurance Norway is around 5% of the trip cost and easily provides value worth more than its cost. Travel insurance from US for Norway typically includes medical coverage for illnesses or injuries, trip cancellation or interruption coverage, baggage loss or delay coverage, and emergency assistance services. Compare different international travel insurance for Norway on American Visitor Insurance and choose one that best suits your needs. Having travel insurance for Norway from US ensures that you can enjoy their vacation with peace of mind, knowing they are financially protected and have access to support services if needed.

Steps to follow when traveling to Norway from USA

  Valid Passport: Ensure that your passport is valid for at least three months beyond your intended departure date from Norway.

  Visa Requirements: US citizens do not need a visa for short stays (up to 90 days) in Norway for tourism or business purposes. However, verify the specific visa requirements based on your citizenship and the purpose of your visit if you plan to stay longer.

  Travel health insurance: It's advisable to have comprehensive travel health insurance for Norway that covers medical expenses and emergency evacuation in case of unforeseen circumstances during your trip.

Tourist holiday insurance for Norway from USA

Trip cancellation travel insurance

Quarantine travel insurance coverage

Cancel For Any Reason

US citizen annual travel insurance

Key guidelines for travelers in norway from usa.

Here are some key guidelines for travelers in Norway:

• Vaild passport : A valid passport is required for at least three months beyond the period of stay. They also need a return airline ticket, proof of accommodation, and proof of sufficient funds.
• COVID-19 measures : You must follow all the COVID-19 measures that apply to travelers coming from the United States.

Covid19 travel insurance in Norway for US citizens

International travel has become more challenging due to this covid19 pandemic. At American Visitor Insurance, we are committed to getting the best travel insurance coverage for US Citizens visiting to Norway. Travelers can compare travel health insurance with Covid coverage by using our international insurance compare tool .

The following USA travel insurance companies are offering Norway travel insurance with Covid coverage for US citizens :

Trawick International Insurance:

• Safe Travel Outbound insurance offered by Trawick International is ideal for US citizens traveling to Norway for Covid19 health insurance coverage.
• Safe Travels International insurance offered by Trawick International works well for Non-US citizens traveling to Norway for Covid19 health insurance coverage. Both these travel insurance plans provide a visa letter indicating that this plans includes Norway covid travel insurance coverage.
• Safe Travels Voyager insurance offers quarantine travel insurance coverage for accommodations due to a covered trip delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
• Safe Travels Explorer insurance offers coverage for covid quarantine accommodations due to a covered trip delay $2,000/$150 per person per day (12 hours or more).

International Medical Group (IMG):

• Patriot International Lite Insurance and Patriot Platinum insurance from International Medical Group (IMG) offers coverage for Covid19 as any other Illness or Injury.
• Travel SE Covid Quarantine Benefit: Travel SE plan is a travel insurance that covers Covid quarantine hotels due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
• Travel LX Covid Quarantine Benefit: Travel LX plan offers travel insurance coverage for Covid quarantine hotels due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.

Global Underwriters:

• Diplomat Long Term Insurance provides coronavirus travel insurance but must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses.

WorldTrips insurance:

• Atlas International will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

Seven Corners Covid insurance:

• Travel Medical Plus Insurance offered by Seven Corners has covid health insurance for visitors to Norway. The Seven Corners coronavirus visitor insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

HTH Worldwide travel insurance:

• Trip Protector Insurance offers travel insurance with quarantine coverage for accommodations due to a covered trip delay up to a maximum - $2,000 ($200 /day )(6 hours).

American traveler insurance including trip cancellation coverage

US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance , medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

• Non refundable cost of the trip.
• Unexpected medical expenses of the traveler.
• Loss or damage to the insured’s possessions.

IMG Travel Insurance

The travel insurance offered by IMG is a three-tiered series of plans: Travel Lite Insurance , Travel SE Insurance and Travel LX Insurance . These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.

Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The Travel SE and Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.

Safe Travels Trip protection insurance

Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. These are

• Safe Travels Voyager insurance
• Safe Travels Protect insurance
• Safe Travels First Class Trip Protection
• Safe Travels Explorer Plus
• Safe Travels Journey insurance
• Safe travels Explorer insurance
• SafeTravels Armor insurance
• Safe Travels Defend insurance
• Safe Travels Single Trip Protection

The Safe Travels First Class Trip Protection , Safe Travels Voyager insurance and SafeTravels Armor have an optional benefit that is the ' Cancel for any Reason ' which is available as a rider at an additional cost.

The Safe Travels Voyager insurance and Safe travels Explorer insurance is quite popular as it offers Covid19 quarantine accommodation coverage.

Trip Protector Preferred insurance

• Available for US citizens and residents traveling outside the United States
• Includes $2000 in travel delay benefits for Covid quarantine/lodging.
• Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
• Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation

Seven Corners Trip Protection Insurance Plans

The Trip Protection Series by Seven Corners offers plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice . There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.

Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally. you can have a trip last up to 90 days.

There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.

Travel Insurance Services Trip Protection Insurance Plans

Travel Insurance Select Insurance and Trip Care Complete Insurance from Travel Insurance Services,offers choice of three options to meet your needs and budget: Elite, Plus, and Basic. These plans includes coverage for trip cancellation, trip interruption, trip delay, medical expense, emergency evacuation, and baggage loss/delay coverage. Each option includes different features, benefits, and coverage limits.

Travel Insurance Select Plus and Elite plans offers "Optional cancel for any reason benefit" if purchased within 21 days of the date initial payment/deposit is received. (not available to residents of NY) and Trip Care Complete Insurance also offers "Optional cancel for any reason benefit" up to 75% of Trip Cost.

International travel health insurance from USA

Trip cancellation insurance.

Travel insurance for trip cancellation, baggage delay, trip interruption, unexpected medical expenses traveller and related emergencies.

Cancel for any reason(CFAR)

Optional benefit offered by travel insurance protects some insured trip costs for cancellation of trip due to any reason.

Rental car collision

Travel insurance for rental car if it is stolen or damaged due to collision, theft, vandalism, natural disaster, or a cause beyond your control.

US citizens and resident who are business people and working professionals travel overseas quite often and it is good to have international travel insurance.

Visa free travel countries for US citizens

Us expatriate insurance.

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

Testimonials - From Our Customers

I am always appreciating good business conduct and when I am coming back here for the longer time span...

Thank you for your prompt response. Your prompt response will be highly appreciated...

Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance co...

Lori Fields

Us citizen travel insurance.

Traveling while exciting, usually involves some risks; the high cost of health care and unexpected travel emergencies creates the need for good travel insurance. US Citizens travelling both within and outside of the US borders need the best travel insurance . US citizens travelling beyond the radius of 100 miles from their residence are eligible for domestic travel insurance along with for all overseas travel for which there is international travel insurance.

The travel industry has been severely disrupted with the Covid19 pandemic, the Ukraine war, hurricanes and extreme weather conditions associated with changing travel rules, shortage of staff in airlines and airports, long airport security checks, delayed or cancelled flights, long waits at airports, lost or delayed baggage, Coronavirus sickness and Quarantine requirements.

Sometimes there are situations like work related problems, travelers or family members health conditions, that bring in change in travel plans that are outside of the traveler’s control. Travel insurance with cancel for any reasons offers coverage for such situations and provides complete flexibility in travel plans to cover the trip itself.

While travelling along with the investment in the journey itself, the most important part of the travel is the health of the traveler. Travel insurance for US older travelers is particularly important as there is an increased risk of unexpected health emergency or accidents during the travel which can be very expensive.There are also US citizens travel insurance with pre-existing conditions coverage which provide cover for unanticipated acute onset of pre-existing ailments, again very important for senior citizens.There are also US citizens travel insurance with pre-existing conditions coverage which provide cover for unanticipated acute onset of pre-existing ailments, again very important for senior citizens.All of these expenses can be covered by the best US travel insurance. US travel insurance plans offers coverage to minimize the traveler’s expenses especially since US Medicare and other domestic health insurance provide little or no coverage outside the US borders. Travel insurance is crucial and becomes the main insurance coverage for US citizens when they lack other health insurance.

Travel insurance plans for older US travelers with Medicare coverage

US seniors who are traveling outside the United State borders should buy adequate travel medical insurance since Medicare provides little to no coverage outside the United States. Since international travel always involves some risks, in particular for older travelers, it is prudent to buy proper travel insurance.

It must be noted that the costs of medical evacuation and health care even outside the US is very expensive and it is therefore important to buy good Medicare Supplemental international Travel insurance.

Older traveler Insurance

Globehopper travel medical insurance offered by International Medical Group (IMG) is specifically designed for US citizens and US permanent residents aged 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days, or as the GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip.

The GlobeHopper Senior plan is very popular as it provides coverage up to $1 million for travelers less than 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of an existing medical ailment and $25,000 for emergency medical evacuation.

Best travel insurance for cruises

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer. Vacationers can shield themselves best by purchasing the Cancel for any reason travel insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans. Get Quotes »

Cruise travel insurance for US citizen

Cruise travel insurance for pre-existing coverage, travel insurance for visiting norway.

Is it worth buying trip cancellation plans? Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is don't months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.

Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings. Buying Trip protection insurance for Norway can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.

Travel Medical Insurance for Norway, US tourist insurance Norway

Group travel insurance

US Expatriates travel insurance

Visiting Norway travel insurance

Visiting USA tavel insurance

Travel insurance for us citizens traveling to norway, short term travel medical insurance.

For short term travel vacations ranging from a few weeks to few months (less than a year). This covers all catastrophic health care expenses, but does not include coverage for preventive care and has limited cover for pre-existing conditions...

Long term visitor health Insurance

Ideal for expats working overseas and for US pensioners living outside the US. These plans offers comprehensive coverage for preventive-care, pre-existing conditions, mental health, dental and vision benefits...

Steps to buy Travel insurance for Norway online

  1: finding the available international travel insurance plans.

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

  2: Compare the different travel insurance options

Compare price and the benefits of the different travel insurance options to identify what fits your needs best.

  3: Buy the travel insurance USA you like best and review documents

Buy the plan that fits your needs and budget by using a credit card and completing the online application.

  4: Review the travel insurance plan documents received by email

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.

Factors to consider while buying Norway long term visa insurance

Age of the traveler.

The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.

The maximum medical coverage selected

The medical coverage options range from $50,000, up to $1,000,000, the higher the coverage, the greater the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan starts paying. Most plans provide options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer after the deductible is paid. The cheapest travel health insurance for Europe will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Prices will vary for different underwriter.

Norway travel Insurance, Travel insurance to Norway from USA – FAQ's

Do visitors to norway need medical insurance do i need travel insurance for norway does norway require travel insurance.

Even though it might not be mandatory to have medical insurance for USA travelers to Norway. However, given the Covid pandemic, the war in Ukraine, international travel has become more uncertain with disrupted flights and pandemic restriction, it is very important to buy good short term travel insurance from USA to the Norway to insure oneself against being forced to pay for unexpected expenses and healthcare facilities while on a vacation.

At American visitor insurance we offer Covid travel insurance for US citizens which work well as health insurance for US visitors to Norway. International travelers can compare different health insurance for visitors in Norway and buy the best travel insurance for the Norway according to their specific USA to Norway travel insurance requirements.

Is Covid travel insurance mandatory for Norway?

Norway Covid travel insurance requirements

Travel insurance for Norway is recommended during the covid as it is uncertain and if anything goes wrong during the travel like sudden sickness of trip delays, cancellation, baggage loss. Covid travel insurance for Norway will assure adequate coverage for most of the expenses. Following are the Norway travel insurance plans satisfying requirements for US citizens.

• Safe Travels Voyager Insurance Offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $3,000/$250 per person per day (6 hours or more) is included in the basic coverage.
• Safe Travels Explorer Insurance Offers Coverage for quarantine accommodation due to a covered Trip Delay $1,000/$150 per person per day (12 hours or more).
• Travel SE Insurance Travel SE plan is a primary travel insurance that covers the quarantine due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
• Travel LX Insurance Travel LX plan offers primary travel insurance coverage for quarantine due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
• Trip Protector Insurance Offers travel insurance with quarantine coverage for accommodation due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).

Does Norway travel insurance cover covid19 illness?

There are some USA Covid travel insurance plans available for travel to Norway that cover covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from Norway to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

Are you required to get a COVID-19 test to fly back to the U.S.?

The international travel situation remains uncertain as we are still dealing with the on-going (seemingly endless) pandemic and now the Ukraine war and a slowing economy. US travelers returning home from overseas are no longer required to have a negative Covid test, however a Covid infection can force one to stay in Quarantine outside the US. This increases the travel risks and the chance of losing non-refundable trip expenses as well as increased Quarantine expenses. Given this, it is very important to buy travel insurance with coverage for Covid19 quarantine expenses.

Do I need to get tested for COVID-19 before traveling?

Most countries no longer make it mandatory for international travelers to carry a negative covid test report or even have the Covid vaccination for entering their country. However, different countries have different rules, which change under short notice. Given the fluid international travel situation, it remains prudent to buy good international travel insurance to help overcome any adverse situation.

What are the Guidelines for connecting flight to the US during the COVID-19 pandemic?

The US authorities have removed all Covid pandemic related travel restrictions. Travelers flying in to the US no longer need a covid19 test report.

Do US citizens need travel insurance for Norway from USA?

The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for Norway. Healthcare costs can be high in Norway, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.

What does international travel insurance to Norway from USA cover?

The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes

• Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
• Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
• Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
• Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
• Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.

How much does Norway travel insurance from USA cost?

The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Norway can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.

Are pre-existing medical conditions covered by travel insurance to Norway from USA?

Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.

Is travel insurance mandatory for travel to Norway from USA?

Travel insurance is not mandatory for US citizens visiting Norway. However, even if not mandatory, travel insurance for Norway is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.

How do I choose the right travel insurance for my trip to Norway?

When choosing travel insurance for your trip to Norway, consider the following factors

• Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
• Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
• Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
• Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
• Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.

When buying travel health insurance for Norway, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.

Travel insurance for Norway Travelers

Travel insurance for travelers from Norway

Group Travel Insurance

Select the type of travel health insurance for visiting Norway...

 travel insurance with quarantine coverage.

Travel insurance for Quarantine coverage

• Travel insurance for US Citizens and US Residents traveling outside USA
• Provides minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19.
• Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
• Covid-19 is covered as any other sickness
• Safe Travels Voyager plan's trip delay benefit can be upgraded.
• The base benefit is $3,000 (which is $250 per day). Traveler’s can choose $4000 ($300 per day) or $7000 ($500 per day).
• Travel insurance for American citizens and US Residents traveling outside USA
• Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
• Covid-19 is covered as any other sickness.
• Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
• Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
• Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
• Travel insurance for US Citizens and US Residents
• Provides minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19.
• Covid19 medical expenses are covered and treated the same as any other sickness
• Offers coverage of $50,000 for emergency medical expenses
• Offers comprehensive trip cancellation coverage
• Travel medical insurance coverage outside USA
• Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
• Coverage must be bought for a minimum of 30 days. Proof of quarantine mandated by physician needed.
• Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.

• Travel insurance for US Citizens and US Residents traveling outside US
• Trip cancellation up to $50,000
• Trip interruption up to 200% of trip cost
• $500,000 medical for sickness and injury/$1,000,000 medical transportation
• Include $2000 in travel delay benefits for quarantine/lodging.

Covid Quarantine insurance for US citizens

Despite the removal of the Covid-19 restrictions both in the US and around the globe, it is prudent for US citizens to purchase international travel insurance which will make the whole trip worry free and provide good protection for any medical or travel related expenses in case of unexpected situations.

US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).

 Travel medical insurance to emergency medical expenses

Best travel insurance, best international travel insurance for us citizens.

• Travel medical insurance for US Citizens and US Residents traveling outside USA
• Available up to 180 days
• Offers emergency sickness coverage up to $500,000
• Covid-19 covered as any other sickness
• Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
• Deductible options from $0 to $2,500
• Policy Maximum from $50,000 to $2,000,000
• Renewable upto 24 continuous months
• Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
• Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
• Deductible options from $0 to $25,000
• Policy Maximum from $1,000,000 to $8,000,000
• USA travel medical insurance coverage outside USA for US citizens
• Available up to 365 days
• Offers maximum coverage up to $2,000,000
• Offers insurance coverage for Covid expenses
• US travel health insurance for US citizens outside USA
• Available from 5 days to 364 days
• Offers maximum coverage up to $5,000,000
• Travel Medical Choice insurance offers coverage for expenses related to COVID-19
• Short term fixed benefit cheap travel insurance USA for US citizens outside USA
• Plan maximum options available up to $130,000 for medical expenses
• Offers coverage outside the US
• Deductible options from $0 to $1,000
• Policy Maximum from $50,000 to $150,000
• Offers emergency medical evacuation coverage up to $500,000
• Offers coverage for travelling outside your home country
• It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
• Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

 Expatriate heath insurance for living outside home country

Best expat insurance, best expatriate insurance, expat insurance plans.

• Ideal for US expatriates and for those global citizens living and working outside their home country.
• Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
• It covers pre-existing conditions with creditable coverage

 Trip cancellation insurance for trip investment expenses

Best trip cancellation insurance, best trip protection insurance, best trip cancellation insurance.

• Trip Cancellation: Up to 100% of insured trip cost
• US Residents on domestic and worldwide trips
• Travel SE Covid Quarantine Benefit : Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
• Travel LX Covid Quarantine Benefit : Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
• Inexpensive coverage for trip cancellation & interruption
• Travel Lite Covid Quarantine Benefit : Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
• Trip Cancellation: Up to 100% of Trip Cost Insured
• Up to 100% of Trip Cost Insured
• It covers Trip Cancellation coverage from $150 to $10,000.
• Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
• Maximum Trip Length 90 Days
• Offered by Trawick International and is highly rated.
• You can add a "Cancel for Any Reason" waiver onto the plan.
• It can cover trips up to 90 days long.
• Cancellation of policy must be purchased within 10 days of the initial trip deposit date.
• Trip Cancellation: Basic - $15,000 Max
• Trip Cancellation: Plus - $100,000 Max
• Trip Cancellation: Elite - $100,000 Max
• Trip Cancellation: 100% of trip cost up to $30,000
• Provides coverage for U.S. residents travelling outside their home country
• Trip Cancellation: 100% of trip cost up to $100,000

 Trip cancellation insurance for Cancel for any reason

Cancel for any reason trip cancellation insurance, cancel for any reason plans.

• Cancel For Any Reason: 75% of non-refundable trip cost
• Trip Cancellation: Tour cost to a maximum of $100,000
• Cancel for Any Reason: Up to 75% of trip cost insured
• Trip Cancellation: Up to 100% of Trip Cost
• Cancel for Any Reason: 75% of non-refundable trip cost
• Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
• Cancellation for Any Reason: 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA.

 US seniors traveler insurance, Medicare supplement international travel insurance

Usa senior citizen travel insurance, us seniors travel insurance, travel insurance for older us travelers.

• The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days
• The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip
• It is an affordable international travel health insurance for US citizens.
• It offers coverage for medical and evacuation expenses for short trips.
• It is available up to 12 months
• It is an renewable long term international travel health insurance for US citizens.
• It offers coverage for medical and evacuation expenses.
• It is available up to 12 months.

 Annual travel insurance, Yearly travel insurance

Best annual travel insurance, best yearly travel insurance, annual travel plans.

• Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
• Covers non US Citizens travelling multiple times annually outside their home country
• Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
• Available for both US and Non US citizens up to 75 years
• Maximum trip length is 30 or 45 days per trip
• Available for US residents only up to age 81 years
• Maximum trip length is 30 days per trip
• Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
• It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
• Take an unlimited number of Covered Trips during the 364 day Policy period
• Covers domestic and international trips - up to 90 days each
• Offers two plan levels namely Silver and Gold offer options for different needs and budgets
• Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
• The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation

Review and compare the best Annual insurance.

Types of US travel insurance

Single trip travel insurance.

Compare and Buy Best US Single trip travel Insurance for travel within the US and overseas

Single Trip vs MultiTrip Travel Insurance

Compare Single trip vs multi trip insurance plans offered by US insurers.

Most popular medical evacuation travel insurance for Norway

Emergency medical evacuation insurance commonly called “Medevac insurance” are popular among US citizens travelling to Norway offer coverage for expenses arising from international security evacuation, medical evacuation and repatriation. The Atlas Medevac insurance from WorldTrips covers Emergency medical evacuation for US citizens.

Annual insurance for frequent International travel

These plans are ideal for regular travelers who make many overseas trips annually. The Annual multi-trip insurance for travelling to Norway plans provide coverage for a whole year, while having a maximum limit for the length of each international trip. Business travelers find the annual trip plans very useful and price effective, as opposed to buying insurance for each of their overseas trips. One of the requirement is that the traveler must have primary health insurance in the home country

Popular tourist destinations in Norway

Oslo is the capital of Norway, and is situated on the country’s southern coast at the head of the Oslofjord. It is famous for its green spaces and museums. The Holmenkollbakken has panoramic views of the fjord and is a ski-jumping hill. It also has a famous ski museum.

Bergen is a city located on Norway’s southwestern coast. It is the second largest city in Norway and is surrounded by mountains and fjords, including Sognefjord which is the country’s longest and deepest. Bergen has colorful wooden houses on the old wharf, which was once a center of the Hanseatic League's trading empire and popular tourists destination.

Tromsø is a city located in northern Norway and a major cultural hub above the Arctic Circle. It is famous as a sightseeing point for colorful Northern Lights that sometime light up the night time sky. Many tourists visit Tromso as it has a modern mix of outdoor activities, best place to eat delicious local food and a vibrant nightlife.

Stavanger is the third largest city and located in southwestern Norway. Stavanger Museum chronicles the city’s history and displays preserved wildlife. It is popular for its many natural attractions and old wooden houses.

Norway - General information

Norway travel insurance for US citizen

Schengen visa information for us citizens and us residents (non us citizens) visiting norway.

US Citizens with a valid US passport can travel to Norway for up to 90 days in a 180 day period without a Schengen visa

• A valid US passport with a minimum of three months (safer with 6 month) validity beyond the departure date from the Schengen area.
• Valid reason for travel.
• Proof of sufficient financial resources for the entire stay in the Schengen region.

Long term Norway Visa Insurance requirements

Long stay Norway visitor visa insurance is available for visitors staying up to a year. Whether living in Norway for professional purposes, visiting family, on a private visit or to study, we have long term Norway visa insurance that caters to all the insurance requirements. The insurance plans for the long stay tourist visa in Norway offer a minimum coverage up to € 30,000 with $0 deductible, emergency medical evacuation and repatriation coverage while in Norway.

01.  Do US residents (non US citizens) need the Norway visa to travel to Norway?

Most non US citizens need the Norway (Schengen) visa. You can verify if you need the visa in the list of Nationalities who need Norway visa . Non US citizens residing in the US need to show the resident status (Green card, valid US visa and copy of valid I-20 or valid I-AP66, visas…) to apply for a short term Norway visa in the US. The visa and the US resident status must be valid for at least 3 months after the last day of stay in the Norway.

02.  Do US citizens need a Visa for a long term stay in Norway (Schengen Region)?

Applicants who wish to stay in Norway beyond 90 days must apply for a national visa or residence permit. The applicant needs to buy Norway visa insurance offering coverage of 30,000 Euros travel insurance for long term Europe visa as mandated by the Norway Consulate. You can get more information about the residence permit on the Norway embassy/consulate's website. While applying for Schengen visa, you need to give enough time for its processing, especially during the peak travel summer and winter season.

03.  What is the travel insurance requirements for Long term Norway Visa?

US citizens who want to stay in any of the 27 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

Popular Ocean Cruises in Norway

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

Travel health insurance Norway, Norway travel health insurance

Travel insurance for Norway resources

International travel insurance resources for Norway visa holders.

Factors for travel insurance Norway online

Important factors while deciding on the best travel insurance to Norway.

Types of Norway travel insurance online

Different types of Norway visa travel insurance options.

Norway travel insurance claims procedure

Norway travel insurance claims process for medical care.

Embassy of Norway in United States

Norway embassy in washington, dc.

2720 34th Street NW, DC 20008, Washington, USA

Phone +1-202-333-6000

Fax +1-202-469-3990

Email [email protected]

Norway Consulate in Houston, TX

3410 West Dallas Street, TX 77019, Houston, USA

Phone +1-713-620-4200

Fax +1-713-620-4290

Email [email protected]

Popular outbound destination among Norway travelers

Travel insurance for USA

Travel insurance for Norway

Travel insurance for travelers from usa visiting norway, senior citizens.

Senior citizens travel insurance from Norway to USA...

Read more..

Pre-existing Coverage

Travel health insurance coverage for Norway travelers to USA with Pre-existing conditions...

Travelers from Norway

Visitor insurance for Norway travelers in the US...

Best travel insurance Norway, Trip Cancellation insurance for Norway links

Travel insurance for norway faq.

FAQs about travel insurance for Norway travelers.

Norway Travel Insurance Blog

Blog about travel health insurance Norway travelers.

Travel Insurance to Norway Forum

Customer Queries for USA travelers to Norway travelers.

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Travel insurance resources

You can find different sections of insurance types.

• Travel tips for international travelers
• Global travel destinations

More US Citizen international travel insurance categories

Travel Insurance for US Citizens

Senior Citizens travel insurance over 65

Long stay Europe visa insurance

US citizen covid travel insurance

International travel medicare coverage

US citizens traveling outside USA Forum

US citizens traveling to Europe Blog

US citizens traveling outside USA Blog

Travel insurance FAQs for US Citizens

GlobeHopper Senior Insurance

Travel insurance for US citizens visiting USA

•  Call: (877)-340-7910
•  Contact
•  Email

Travel insurance for a trip to Norway

Travel insurance is always at the bottom of the boring ‘things-to-do’ list when you’re booking a holiday, way behind choosing accommodation and about on a par with sorting out airport car parking.

And it’s tempting sometimes to forget about it altogether. But if you’re travelling to Norway, our advice is simple – get some insurance!

Covering your medical bills in Norway – why it’s important

Since Norway is one of the most expensive countries in Europe, it’s not surprising that its healthcare is expensive too.

Norway has a very high standard of medical care with excellent modern hospitals, and well-organized access to good facilities, even from the most remote parts of the country. And there’s rarely a language problem, since most Norwegian doctors and nurses speak perfectly good English.

EU and EEA citizens have reciprocal health arrangements with Norway, meaning that they have access to discounted healthcare within Norway’s public health system. Provided you have an EHIC card, you will be eligible for government-subsidized care just like the locals.

However, not all doctors work within the public health scheme and some treatments are not covered (dentistry, for example). In addition, although the treatment is subsidised you may well still have to pay for part of it. So, for this reason, travel insurance that includes medical cover is a must.

But do I really need insurance?

Even if you’re fit, young and healthy, accidents can and do happen, especially when people are out enjoying Norway’s wild landscapes.

You don’t even have to be out hiking to get into a scrape; car accidents still happen in Norway, and the streets have a habit of being very icy during winter. And of course, it’s easy enough to lose your stuff or have a flight or hotel cancel on you at the last moment.

What else should a good insurance policy cover?

Although healthcare is the most important aspect of your insurance policy there are plenty of other things that it is useful to have cover for.

Lost or stolen items

Whilst Norway is generally a very safe country and crime is rare, there’s always a risk of pickpockets and petty crime, particularly in the larger cities like Oslo .

And, of course, we all know how easy it is to misplace phones, keys or wallets, so check that your policy covers all the items you’re taking with you.

Some of the best travel insurance policies for Norway will even cover you in the event that you lose some of your cash while on holiday.

Cancellations

Things outside of your control can lead to flights, tours and travel arrangements getting cancelled. So don’t leave buying your travel insurance until the last minute. Make sure you get it as soon as you’ve booked your trip, so that if you have to cancel before you travel you can claim back at least some of your money.

Travel delays and missed departures

If your flight gets delayed and you’re stuck at the airport, a decent travel insurance policy will help you pay for phone calls and food. It should also provide compensation if you’re delayed on the way to the airport and miss the flight, and then have to rebook any subsequent connecting bus rides, train journeys or flights.

Things to consider when buying your insurance

Winter sports exclusions

Since Norway is a mecca for winter sports lovers and adrenaline junkies, there’s a good chance you’ll end up doing some form of outdoor activity here.

However, the vast majority of insurance policies exclude winter sports and extreme activities, so it’s vital that you check the small print to see what is covered – and exactly which activities they define as ‘extreme’. We’ve seen some policies that class even tame activities like snowshoeing as extreme!

Most policies will allow you to add on a whole raft of sports for an extra fee, so make sure you include the relevant activities.

Visiting from the US, Australia or another non-Schengen country?

Visitors from outside the Schengen zone and certain other European countries must have travel insurance to cover their stay in Norway and the other Schengen countries.

Unless you can prove that you have a travel insurance policy covering at least €30,000 of personal medical costs, it’s likely that your Schengen visa application will be rejected.

The policy needs to be valid for the entire length of your intended stay in the Schengen zone, plus an additional 15 days. Some countries may impose additional rules regarding travel insurance – check with your local embassy.

Stingy payouts

Make sure all your big-ticket personal items like phones and laptops are covered up to their full value. Some providers only pay out up to a certain limit on each item if your valuables go missing.

Always check your policy details carefully. After all, if you have overall cover of £500, or a limit of £500 per item, and your phone or tablet is worth £1000, you’ll get very little back, particularly once you’ve deducted the excess.

Business travel insurance

Some companies offer ‘business cover’, though you don’t usually have to be on an actual business trip to use it. These types of policies (usually offered as an upgrade on top of the standard policy) tend to come with much better cover for gadgets and personal belongings. They might be worth a look, especially if you’re planning on bringing that new Mac and snazzy drone.

Annual policies

If you’re planning a longer holiday, or a few journeys over the year, it will almost certainly be cheaper to buy an annual policy, rather than take out cover for each individual trip. And, that means you’ll be covered for any domestic travel throughout the year too.

Certain areas excluded

This isn’t likely to affect you if you’re planning to spend your entire trip in Norway. But if you’re visiting as part of a longer trip, it’s worth making sure the regions you want to visit aren’t excluded from your travel insurance policy.

Over-the-top excesses

There’s no point getting a policy with great cover if its deducts a large sum from the pay out when you make a claim. The best travel insurance companies offer low excesses – or at least the option to pay an excess waiver when you take out the policy. The only way to know how much you’ll be expected to pay when making a claim is to check the wording carefully.

Read the small print!

Boring, yes. But reading the legal jargon and exclusions carefully is essential if you want to avoid a nasty surprise when it comes to making a claim. Taking your new phone to the fjords? Make sure it’s covered. Going snowshoeing in Svalbard? Make sure you’re covered!? You’ve got the idea.

Need a recommendation?

There’s a whole load of companies out there offering travel insurance for trips to Norway but our honest advice is to go with World Nomads .

They are recommended by lots of big travel publishers all around the world, and it’s the one company we’d use for a trip anywhere in Scandinavia. They offer a good level of cover for a reasonable price, and they make it easy to book and amend your policy online.

Other reasons for choosing World Nomads

• You can extend your policy online if you decide to keep travelling • You can make an insurance claim online, even if you’re still travelling • Skiing, snowboarding and loads of other activities are easy to get covered • Policies are easy to understand, and can be bought from practically anywhere on earth • 24-hour emergency assistance • There’s special cover on offer for digital nomads, which means you can get your laptop, camera and phone protected nice and easily

We’ll get a small commission if you book with World Nomads through one of the links here (don’t worry, the price you pay remains the same). Even if you choose not to go with them, please make sure you get some other kind of travel insurance – it really can help you out if things go wrong. Get a quote now .

8 epic cruises and boat tours from Rovaniemi

You may also like.

Travel insurance for a trip to Sweden

Travel insurance for a trip to Denmark

Get the Routes North newsletter delivered once a month. No spam.

You are using an outdated browser. Upgrade your browser today or install Google Chrome Frame to better experience this site.

Norway Traveler View

Travel health notices, vaccines and medicines, non-vaccine-preventable diseases, stay healthy and safe.

• Packing List

After Your Trip

Be aware of current health issues in Norway. Learn how to protect yourself.

Level 1 Practice Usual Precautions

• Carnival and Mardi Gras June 30, 2021 This notice has been removed. Destination List: Lithuania, Malta, North Macedonia, Norway, Slovakia, Slovenia, United States

⇧ Top

Check the vaccines and medicines list and visit your doctor at least a month before your trip to get vaccines or medicines you may need. If you or your doctor need help finding a location that provides certain vaccines or medicines, visit the Find a Clinic page.

Routine vaccines

Recommendations.

Make sure you are up-to-date on all routine vaccines before every trip. Some of these vaccines include

• Chickenpox (Varicella)
• Diphtheria-Tetanus-Pertussis
• Flu (influenza)
• Measles-Mumps-Rubella (MMR)

Immunization schedules

All eligible travelers should be up to date with their COVID-19 vaccines. Please see  Your COVID-19 Vaccination  for more information. 

COVID-19 vaccine

Hepatitis A

Consider hepatitis A vaccination for most travelers. It is recommended for travelers who will be doing higher risk activities, such as visiting smaller cities, villages, or rural areas where a traveler might get infected through food or water. It is recommended for travelers who plan on eating street food.

Hepatitis A - CDC Yellow Book

Dosing info - Hep A

Hepatitis B

Recommended for unvaccinated travelers younger than 60 years old traveling to Norway. Unvaccinated travelers 60 years and older may get vaccinated before traveling to Norway.

Hepatitis B - CDC Yellow Book

Dosing info - Hep B

Cases of measles are on the rise worldwide. Travelers are at risk of measles if they have not been fully vaccinated at least two weeks prior to departure, or have not had measles in the past, and travel internationally to areas where measles is spreading.

All international travelers should be fully vaccinated against measles with the measles-mumps-rubella (MMR) vaccine, including an early dose for infants 6–11 months, according to  CDC’s measles vaccination recommendations for international travel .

Measles (Rubeola) - CDC Yellow Book

Norway is free of dog rabies. However, rabies may still be present in wildlife species, particularly bats. CDC recommends rabies vaccination before travel only for people working directly with wildlife. These people may include veterinarians, animal handlers, field biologists, or laboratory workers working with specimens from mammalian species.

Rabies - CDC Yellow Book

Tick-borne Encephalitis

For travelers moving or traveling to TBE-endemic areas

TBE vaccine is recommended for persons who will have extensive exposure to ticks based on their planned outdoor activities and itinerary.

TBE vaccine may be considered for persons who might engage in outdoor activities in areas ticks are likely to be found. 

Tick-borne Encephalitis - CDC Yellow Book

Avoid contaminated water

Leptospirosis

How most people get sick (most common modes of transmission)

• Touching urine or other body fluids from an animal infected with leptospirosis
• Swimming or wading in urine-contaminated fresh water, or contact with urine-contaminated mud
• Drinking water or eating food contaminated with animal urine
• Avoid contaminated water and soil

Clinical Guidance

Airborne & droplet.

• Breathing in air or accidentally eating food contaminated with the urine, droppings, or saliva of infected rodents
• Bite from an infected rodent
• Less commonly, being around someone sick with hantavirus (only occurs with Andes virus)
• Avoid rodents and areas where they live
• Avoid sick people

Tuberculosis (TB)

• Breathe in TB bacteria that is in the air from an infected and contagious person coughing, speaking, or singing.

Learn actions you can take to stay healthy and safe on your trip. Vaccines cannot protect you from many diseases in Norway, so your behaviors are important.

Eat and drink safely

Food and water standards around the world vary based on the destination. Standards may also differ within a country and risk may change depending on activity type (e.g., hiking versus business trip). You can learn more about safe food and drink choices when traveling by accessing the resources below.

• Choose Safe Food and Drinks When Traveling
• Water Treatment Options When Hiking, Camping or Traveling
• Global Water, Sanitation and Hygiene | Healthy Water
• Avoid Contaminated Water During Travel

You can also visit the  Department of State Country Information Pages  for additional information about food and water safety.

Prevent bug bites

Although Norway is an industrialized country, bug bites here can still spread diseases. Just as you would in the United States, try to avoid bug bites while spending time outside or in wooded areas.

What can I do to prevent bug bites?

• Cover exposed skin by wearing long-sleeved shirts, long pants, and hats.
• Use an appropriate insect repellent (see below).
• Consider using permethrin-treated clothing and gear if spending a lot of time outside. Do not use permethrin directly on skin.

What type of insect repellent should I use?

• FOR PROTECTION AGAINST TICKS AND MOSQUITOES: Use a repellent that contains 20% or more DEET for protection that lasts up to several hours.
• Picaridin (also known as KBR 3023, Bayrepel, and icaridin)
• Oil of lemon eucalyptus (OLE) or para-menthane-diol (PMD)
• 2-undecanone
• Always use insect repellent as directed.

What should I do if I am bitten by bugs?

• Avoid scratching bug bites, and apply hydrocortisone cream or calamine lotion to reduce the itching.
• Check your entire body for ticks after outdoor activity. Be sure to remove ticks properly.

What can I do to avoid bed bugs?

Although bed bugs do not carry disease, they are an annoyance. See our information page about avoiding bug bites for some easy tips to avoid them. For more information on bed bugs, see Bed Bugs .

For more detailed information on avoiding bug bites, see Avoid Bug Bites .

Stay safe outdoors

If your travel plans in Norway include outdoor activities, take these steps to stay safe and healthy during your trip:

• Stay alert to changing weather conditions and adjust your plans if conditions become unsafe.
• Prepare for activities by wearing the right clothes and packing protective items, such as bug spray, sunscreen, and a basic first aid kit.
• Consider learning basic first aid and CPR before travel. Bring a travel health kit with items appropriate for your activities.
• If you are outside for many hours in the heat, eat salty snacks and drink water to stay hydrated and replace salt lost through sweating.
• Protect yourself from UV radiation : use sunscreen with an SPF of at least 15, wear protective clothing, and seek shade during the hottest time of day (10 a.m.–4 p.m.).
• Be especially careful during summer months and at high elevation. Because sunlight reflects off snow, sand, and water, sun exposure may be increased during activities like skiing, swimming, and sailing.
• Very cold temperatures can be dangerous. Dress in layers and cover heads, hands, and feet properly if you are visiting a cold location.

Stay safe around water

• Swim only in designated swimming areas. Obey lifeguards and warning flags on beaches.
• Do not dive into shallow water.
• Avoid swallowing water when swimming. Untreated water can carry germs that make you sick.
• Practice safe boating—follow all boating safety laws, do not drink alcohol if you are driving a boat, and always wear a life jacket.

Keep away from animals

Most animals avoid people, but they may attack if they feel threatened, are protecting their young or territory, or if they are injured or ill. Animal bites and scratches can lead to serious diseases such as rabies.

Follow these tips to protect yourself:

• Do not touch or feed any animals you do not know.
• Do not allow animals to lick open wounds, and do not get animal saliva in your eyes or mouth.
• Avoid rodents and their urine and feces.
• Traveling pets should be supervised closely and not allowed to come in contact with local animals.
• If you wake in a room with a bat, seek medical care immediately.  Bat bites may be hard to see.

All animals can pose a threat, but be extra careful around dogs, bats, monkeys, sea animals such as jellyfish, and snakes. If you are bitten or scratched by an animal, immediately:

• Wash the wound with soap and clean water.
• Go to a doctor right away.
• Tell your doctor about your injury when you get back to the United States.

Reduce your exposure to germs

Follow these tips to avoid getting sick or spreading illness to others while traveling:

• Wash your hands often, especially before eating.
• If soap and water aren’t available, clean hands with hand sanitizer (containing at least 60% alcohol).
• Don’t touch your eyes, nose, or mouth. If you need to touch your face, make sure your hands are clean.
• Cover your mouth and nose with a tissue or your sleeve (not your hands) when coughing or sneezing.
• Try to avoid contact with people who are sick.
• If you are sick, stay home or in your hotel room, unless you need medical care.

Avoid sharing body fluids

Diseases can be spread through body fluids, such as saliva, blood, vomit, and semen.

Protect yourself:

• Use latex condoms correctly.
• Do not inject drugs.
• Limit alcohol consumption. People take more risks when intoxicated.
• Do not share needles or any devices that can break the skin. That includes needles for tattoos, piercings, and acupuncture.
• If you receive medical or dental care, make sure the equipment is disinfected or sanitized.

Know how to get medical care while traveling

Plan for how you will get health care during your trip, should the need arise:

• Carry a list of local doctors and hospitals at your destination.
• Review your health insurance plan to determine what medical services it would cover during your trip. Consider purchasing travel health and medical evacuation insurance for things your regular insurance will not cover.
• Carry a card that identifies, in the local language, your blood type, chronic conditions or serious allergies, and the generic names of any medicines you take.
• Bring copies of your prescriptions for medicine and for eye glasses and contact lenses.
• Some prescription drugs may be illegal in other countries. Call Norway’s embassy to verify that all of your prescription(s) are legal to bring with you.
• Bring all the medicines (including over-the-counter medicines) you think you might need during your trip, including extra in case of travel delays. Ask your doctor to help you get prescriptions filled early if you need to.

Many foreign hospitals and clinics are accredited by the Joint Commission International. A list of accredited facilities is available at their website ( www.jointcommissioninternational.org ).

Select safe transportation

Motor vehicle crashes are the #1 killer of healthy US citizens in foreign countries.

Be smart when you are traveling on foot.

• Use sidewalks and marked crosswalks.
• Pay attention to the traffic around you, especially in crowded areas.
• Remember, people on foot do not always have the right of way in other countries.

Riding/Driving

Choose a safe vehicle.

• Choose official taxis or public transportation, such as trains and buses.
• Make sure there are seatbelts.
• Avoid overcrowded, overloaded, top-heavy buses and minivans.
• Avoid riding on motorcycles or motorbikes, especially motorbike taxis. (Many crashes are caused by inexperienced motorbike drivers.)
• Choose newer vehicles—they may have more safety features, such as airbags, and be more reliable.
• Choose larger vehicles, which may provide more protection in crashes.

Think about the driver.

• Do not drive after drinking alcohol or ride with someone who has been drinking.
• Consider hiring a licensed, trained driver familiar with the area.
• Arrange payment before departing.

Follow basic safety tips.

• Wear a seatbelt at all times.
• Sit in the back seat of cars and taxis.
• When on motorbikes or bicycles, always wear a helmet. (Bring a helmet from home, if needed.)
• Do not use a cell phone or text while driving (illegal in many countries).
• Travel during daylight hours only, especially in rural areas.
• If you choose to drive a vehicle in Norway, learn the local traffic laws and have the proper paperwork.
• Get any driving permits and insurance you may need. Get an International Driving Permit (IDP). Carry the IDP and a US-issued driver's license at all times.
• Check with your auto insurance policy's international coverage, and get more coverage if needed. Make sure you have liability insurance.
• Avoid using local, unscheduled aircraft.
• If possible, fly on larger planes (more than 30 seats); larger airplanes are more likely to have regular safety inspections.
• Try to schedule flights during daylight hours and in good weather.

Helpful Resources

Road Safety Overseas (Information from the US Department of State): Includes tips on driving in other countries, International Driving Permits, auto insurance, and other resources.

The Association for International Road Travel has country-specific Road Travel Reports available for most countries for a minimal fee.

Maintain personal security

Use the same common sense traveling overseas that you would at home, and always stay alert and aware of your surroundings.

Before you leave

• Research your destination(s), including local laws, customs, and culture.
• Monitor travel advisories and alerts and read travel tips from the US Department of State.
• Enroll in the Smart Traveler Enrollment Program (STEP) .
• Leave a copy of your itinerary, contact information, credit cards, and passport with someone at home.
• Pack as light as possible, and leave at home any item you could not replace.

While at your destination(s)

• Carry contact information for the nearest US embassy or consulate .
• Carry a photocopy of your passport and entry stamp; leave the actual passport securely in your hotel.
• Follow all local laws and social customs.
• Do not wear expensive clothing or jewelry.
• Always keep hotel doors locked, and store valuables in secure areas.
• If possible, choose hotel rooms between the 2nd and 6th floors.

Healthy Travel Packing List

Use the Healthy Travel Packing List for Norway for a list of health-related items to consider packing for your trip. Talk to your doctor about which items are most important for you.

Why does CDC recommend packing these health-related items?

It’s best to be prepared to prevent and treat common illnesses and injuries. Some supplies and medicines may be difficult to find at your destination, may have different names, or may have different ingredients than what you normally use.

If you are not feeling well after your trip, you may need to see a doctor. If you need help finding a travel medicine specialist, see Find a Clinic . Be sure to tell your doctor about your travel, including where you went and what you did on your trip. Also tell your doctor if you were bitten or scratched by an animal while traveling.

For more information on what to do if you are sick after your trip, see Getting Sick after Travel .

Map Disclaimer - The boundaries and names shown and the designations used on maps do not imply the expression of any opinion whatsoever on the part of the Centers for Disease Control and Prevention concerning the legal status of any country, territory, city or area or of its authorities, or concerning the delimitation of its frontiers or boundaries. Approximate border lines for which there may not yet be full agreement are generally marked.

Other Destinations

If you need help finding travel information:

Message & data rates may apply. CDC Privacy Policy

File Formats Help:

• Adobe PDF file
• Microsoft PowerPoint file
• Microsoft Word file
• Microsoft Excel file
• Audio/Video file
• Apple Quicktime file
• RealPlayer file
• Zip Archive file

Exit Notification / Disclaimer Policy

• The Centers for Disease Control and Prevention (CDC) cannot attest to the accuracy of a non-federal website.
• Linking to a non-federal website does not constitute an endorsement by CDC or any of its employees of the sponsors or the information and products presented on the website.
• You will be subject to the destination website's privacy policy when you follow the link.
• CDC is not responsible for Section 508 compliance (accessibility) on other federal or private website.

Freephone our UK Team

0800 072 6778

Sales & Service

Monday to Friday: 8:30am to 8pm Saturday: 9am to 5:30pm Sunday: 10am to 5:00pm

Monday to Friday: 9am to 7pm Saturday: 9am to 5:30pm

Travel Insurance

Medical travel insurance, seniors travel insurance, europe travel insurance, worldwide travel insurance, coronavirus travel insurance, norway travel insurance.

• Unlimited medical emergency expenses¹
• Up to £10K cancellation cover
• 24/7 emergency medical helpline

Covered 27 million+ travellers

Trusted for 20+ years

24/7 emergency helpline

Before you choose travel insurance for Norway, there are a few things to think about:

• T he cost of your trip – would you get all your money back if you had to cancel?
• The activities you’re likely to be doing – will you be doing something that requires an  extreme sports policy?
• How much medical cover you have – will your travel insurance cover the bills if you need emergency treatment?
• And don’t forget to check the  latest travel advice for Norway from the FCDO

Our Coronavirus Travel Insurance is rated Superior by a leading UK Consumer Champion. All of our policies will cover you if you catch Coronavirus.

What’s covered with travel insurance to Norway?

As standard, all of our travel insurance policies cover  over 50 sports and activities,   consider all medical conditions  and have  no upper age limit , so get a quote online!

Norway travel insurance also includes:

• Medical expenses and hospital benefit
• Personal accident and liability
• Cancelling and cutting short your holiday
• Abandoning your trip
• Delayed departure
• Accommodation cover
• Personal belongings and baggage
• Personal money, passport and travel documents
• Legal expenses

To help you have the best holiday experience, we’ve put together some useful information that we think you might want to know before your trip to Norway.

Do I need a visa for Norway?

If you’re travelling for a holiday, you don’t need a visa for Norway as long as you’re not staying for more than 90 days in any 180 day period. You might need a visa if you’re planning to stay longer, or if you’re travelling for work or study. Check the FCDO advice .

How much is travel insurance to Norway?

Norway travel insurance doesn’t have to be expensive. It’s included in all our European annual multi-trip policies. You could also choose single trip travel insurance for Norway.

Healthcare in Norway

British citizens with a  free European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) should note that these cards cannot be used in Norway. That’s why it’s vital to have comprehensive travel insurance for Norway, to help out if you need emergency medical treatment while in the country.

If you have  pre-existing medical conditions  you must declare these before you buy your policy to ensure you’re fully covered.

What if I need emergency assistance in Norway?

If you find yourself in the unfortunate situation of needing medical treatment or assistance while in Norway, you or someone on your behalf can contact our 24-hour medical assistance team .

What is Brunost?

It’s a type of Nowegian cheese, but it’s brown! You can read about Brunost on the InsureandGo blog .

• Unlimited emergency medical expenses available on Black level policies.
• Based on 2,050 responses, correct as of 22/01/2024

Norway Travel Insurance

If you are planning a trip to Norway you may highly benefit from our Norway Travel Insurance.

 What is Travel Insurance?

Travel  insurance is  a  type  of insurance that covers the costs and  losses  associated with traveling. It is a plan you purchase that protects you from certain financial risks that can occur while traveling, such as a delayed suitcase, a trip cancellation, or a medical emergency overseas. Helps travelers deal with various contingencies that can occur during their trips.

The Significance of Travel Insurance

This insurance is significant because it offers travelers peace of mind and financial protection. It ensures that they are not burdened with exorbitant costs in case of unexpected incidents such as medical emergencies, trip cancellations, lost luggage, or other unforeseen events during their travels.

Benefits of Comprehensive Coverage

Comprehensive coverage is more than just protection; it's your ticket to peace of mind. It goes beyond addressing health risks and travel disruptions; it empowers you to immerse yourself in the Honduran experience fully.

best places to visit in norway

Geiranger fjord.

The  Geiranger Fjord is a fjord in the Sunnmore region of Norway and the small village of Geiranger is located right at the end of the fjord.

It is a very popular tourist sight, boasting breathtaking scenery with gigantic cliffs, sparkling waterfalls, and dazzling blue waters. As part of the sprawling Storfjorden system, it stretches over 15 kilometers, with steep mountains and jagged peaks lying to its sides. Due to its awe-inspiring beauty, many cruise ships and sightseeing tours pass through the fjord. While gazing at the scenery from aboard the deck is a fantastic experience, it is well worth hiking up some of the prominent peaks and plateaus – such as Dalsnibba and Ornesvingen – for the incredible views.

Bergen is a city and municipality in Vestland county on the west coast of Norway. It was once part of the Hanseatic League, thus serving as an important trading hub and seaport. Today, it is Norway’s second-largest city.

Bergen is surrounded by the spectacular Seven Mountains, with several fjords and forests complementing it. The best place to explore the city’s history and heritage is at the beautifully preserved Bryggen, which lies on the eastern side of Vagen harbor. You’ll find colorfully painted wooden merchants’ homes and warehouses, as well as a couple of great museums, restaurants, and bars, with exciting nightlife scenes. In addition to its famous, photogenic waterfront, the city has an interesting fortress, the Bergenhus Fortress, and some marvelous medieval churches.

Continents:

The European continent is located completely in the northern hemisphere and mainly in the eastern hemisphere. Europe borders onto the Arctic Ocean in the North, the Atlantic Ocean in the west and the Mediterranean Sea in the South. There are 50 countries in Europe with a total of more than 748 million people living on the continent in 2021.

There are 49 countries in Asia according to the UN. The 10 biggest countries are listed in the right column of this page. Two of the Asian countries, Russia and Turkey, also share part of their territory on the European continent. Additionally there are two countries that only have limited international recognition: State of Palestine and Republic of China/Taiwan and some dependencies. Asia is the most populous continent with more than 4.7 billion people living there. (2022)

There are 54 countries in Africa – and 9 dependent territories. More than 1.3 billion people live on the African continent. This means about 15% of the world’s total population live in Africa! Even though Nigeria is only a third of the size of Algeria, it is the most populous country in Africa, with more than 219 million people.

NORTH AMERICA

Oceania is in a continental group consisting of 14 countries and includes Pacific islands and Australia. Often Australia is named as a continent, but this means that the many islands and countries except Australia would then be not included. Oceania in fact is mostly ocean and spans a vast area as you can see below.

MULTI-TRIP TRAVEL INSURANCE

Annual multi-trip travel insurance could cover you for an entire year. However, there is a limit to the number of days you could travel consecutively, which is usually 15 to 92 days.

GROUP TRAVEL INSURANCE

Obtain travel quotes for groups. We can search the market-place for the quotes that match your firm’s needs.

By definition, travel insurance offers cover for accidents or mishaps when you’re abroad, usually for a short period of time. Most travel insurances, include medical cover. Additionally, some offer cover for lost baggage or flight cancellations.

We offer travel insurance to citizens around the world. You can get instant online travel insurance quotes and receive your travel health insurance policy confirmation via email.

Whether it’s a beach holiday with the family, a business trip, or a training trip away, at SoEasy international travel Insurance, you can buy the best single trip travel medical insurance and multi-trip travel medical insurance online.

Travel Insurance

Travel Insurance, Schengen visa travel insurance, Europe and Worldwide Single Trip and Multi-Trip Insurance policies.

Bank of Singapore fired up to 40 people for medical insurance claims

Something seems to be afoot in Singapore, where multiple sources say people have been dismissed from their banking jobs after being asked to repay medical insurance claims.

Get Morning Coffee  ☕  in your inbox. Sign up here.

Bank of Singapore is understood to have let go of up to 40 people last week after an investigation of its historic medical claims. Staff involved were allegedly requested to repay the money last year and thought that was the end of the issue. They were then, unexpectedly, dismissed. 

One of the individuals let go by the bank said the medical claims date back over the past two years and that they were reimbursed by the insurer before being told subsequently that the claims infringed the bank's medical policy. The bank is understood to have carried out a thorough disciplinary investigation, although some of those involved say they were "pressured into an admission of liability."

As well repaying money awarded for the medical insurance claims, some of the individuals who've been dismissed say they received no bonuses for last year. "I reimbursed the bank for the full amount claimed, have forfeited my 2023 bonus, and now have a termination record which will affect my future job prospects in the industry," complains one.   

It's understood that a US bank in Singapore had a similar issue a few years ago and simply made the individuals involved repay the money from the medical claims involved. 

Bank of Singapore declined to comment.

Have a confidential story, tip, or comment you’d like to share? Contact: +44 7537 182250 (SMS, Whatsapp or voicemail). Telegram: @SarahButcher.  Click here to fill in our anonymous form , or email [email protected]. Signal also available.

Bear with us if you leave a comment at the bottom of this article: all our comments are moderated by human beings. Sometimes these humans might be asleep, or away from their desks, so it may take a while for your comment to appear. Eventually it will – unless it’s offensive or libelous (in which case it won’t.)

Photo by Ilya Chunin on Unsplash

Sign up to Morning Coffee!

The essential daily roundup of news and analysis read by everyone from senior bankers and traders to new recruits.

Boost your career

Hong Kong bankers: "The attraction of Singapore has died off"

Citi's 7,000 laid off staff were paid an average of $214k each

Ex-Credit Suisse MD in Singapore takes another more junior job after leaving JPMorgan

Deutsche Bank MD takes demotion, goes to Morgan Stanley

JPMorgan's new top 28-year-old is in product management

Evercore is still hiring but it's paying slightly better now, too

Citi’s cheap happy junior bankers in Malaga are not so grateful

Morning Coffee: Banks and hedge funds don’t care about non-competes. The enormous overhang of mediocre consultants earning $325k

BNP Paribas's bonuses for its high earners fell only 10% last year

Related articles

The hot new hedge fund of 2024 has been hiring from Morgan Stanley & Jane Street

Bank cuts the safest jobs in Europe after 90% fall in profits

Cookies on GOV.UK

We use some essential cookies to make this website work.

We’d like to set additional cookies to understand how you use GOV.UK, remember your settings and improve government services.

We also use cookies set by other sites to help us deliver content from their services.

You have accepted additional cookies. You can change your cookie settings at any time.

You have rejected additional cookies. You can change your cookie settings at any time.

• Passports, travel and living abroad
• Travel abroad
• Foreign travel advice

Before you travel check that:

• your destination can provide the healthcare you may need
• you have appropriate travel insurance for local treatment or unexpected medical evacuation

This is particularly important if you have a health condition or are pregnant.

Emergency medical number

Dial 113 and ask for an ambulance.

Contact your insurance or medical assistance company promptly if you’re referred to a medical facility for treatment.

For more information read guidance on healthcare when travelling in Norway .

Vaccinations and health risks

At least 8 weeks before your trip check:

• the latest information on vaccinations and health risks in TravelHealthPro’s Norway guide
• where to get vaccines and whether you have to pay on the NHS travel vaccinations page

The legal status and regulation of some medicines prescribed or bought in the UK can be different in other countries.

Read best practice when travelling with medicines on TravelHealthPro .

The NHS has information on whether you can take your medicine abroad .

Healthcare facilities in Norway

If you’re a UK national, you can use your UK passport to get free state-provided medical treatment in hospitals. Some doctors may charge for their services elsewhere.

Access to free healthcare is not an alternative to travel insurance. Read more about what your travel insurance should cover .

FCDO has a list of English-speaking doctors in Norway .

COVID-19 healthcare in Norway

If you think you may be infected with COVID-19, check for updated information from Coronavirus: Norway .

Travel and mental health

Read FCDO guidance on travel and mental health . There is also mental health guidance on TravelHealthPro .

Related content

Is this page useful.

• Yes this page is useful
• No this page is not useful

Help us improve GOV.UK

Don’t include personal or financial information like your National Insurance number or credit card details.

To help us improve GOV.UK, we’d like to know more about your visit today. We’ll send you a link to a feedback form. It will take only 2 minutes to fill in. Don’t worry we won’t send you spam or share your email address with anyone.

Reasons Why Buying Travel Insurance Is Worth It

A vacation is not a big investment like your home or car. But it is still a lot of money that cannot go to waste. You buy accommodations and airfare, maybe excursions or various activities. Most of the time, these are paid for entirely in advance. Don’t you think these are all values worth insurance if there are any unforeseen problems threatening your travel plans?

Travel insurance can help you extend the benefits of traveling abroad. At the same time, you are rest assured since you are prepared for any sort of circumstances that may befall you on your journey. However, it is also important to be sure to have the right travel insurance plan. It will help you to have no stress at all. Otherwise, choosing the wrong travel insurance plan may even add to your worries. That is why make sure to do your research and find the right plan for a smooth journey. 

Benefits of Having a Travel Insurance Plan

If you want to clear away your doubts regarding travel insurance plans, here are some benefits that such a plan comes with. 

Avoid Expensive Medical Evacuations

“If you get badly hurt or seriously sick while traveling abroad and need to be taken by helicopter to the nearest good hospital, the cost can be huge. Quite often, a medical evacuation can cost around six figures in some parts of the world. Plus, this figure does not even involve the expense of getting you back home again. Travel insurance plans offer emergency medical transportation. They will pay for you to be transported to the nearest high-quality facility if you are injured or suffering from any illness during your trip. The medical assistance team may also pay for specialized transportation to bring you back home for appropriate treatment once your condition gets stable.” - Emerson Carlson, Founder of Medicaresharks

Solution for Travel Delays

The statistics for airlines' on-time rise and fall from year to year. On average, 18% of domestic flights are delayed. This does not even include counting the flights that are canceled. That is why you need a travel insurance plan that covers travel delay benefits. Through this, the plan can compensate you for additional accommodations, travel, or meal expenses. You will be satisfied if you have travel insurance that can compensate you for your unexpected extra night in the hotel or for your airport lunch. It can also avoid unexpected extra expenses that you did not plan on your journey since the insurance plan will pay for the extra expense due to delay. 

Because Missing Your Luggage Can Ruin Your Trip

According to a recent survey, more than half of the travelers said that an airline had lost their bag in the past. Only 34% of them ever got their missing luggage back. 72% said they had lost an irreplaceable item. 

Using travel insurance with lost or delayed baggage benefits will reimburse you for the reasonable purchase of essential items during your trip. The reimbursement facility is for those whose luggage is delayed or misdirected by the carrier for 24 hours or more. Baggage damage or loss will compensate you for the actual cash value, actual price, repair, or even replacement of your damaged or lost items. These depend on the limits of your insurance letter of confirmation policy. However, it is important to always keep your irreplaceable items in your carry-on luggage or at home. 

Because Even If You’re an Expert, You May Need Help

“One of the best reasons why you should get a travel insurance plan is peace of mind. You are satisfied that any help is just a phone call away. When you encounter a crisis while traveling abroad, you can always contact your 24-hour insurance plan assistance. These crises may be a lost passport, a medical emergency, a natural disaster, a stolen wallet, and others. Even if you have traveled a number of times, you cannot avoid unexpected events. That is why it is a better idea to be prepared for any situation. The assistance team has experts who will do everything in their power to take control of things and help make things right.” - Brian Bosscher, owner and founder of Condo Control

Save Your Money If You Want to Cancel Your Trip

Sometimes, even the best-planned trips need to be canceled. Unfortunately, many travel providers like cruise lines, tour operators, and airlines provide minimal or no refunds for last-minute cancellations. If something like this happens, can you afford to lose your invested money on a trip? 

Another good reason to buy travel insurance is that you get security of trip cancellation benefits. They can reimburse you for nonrefundable, prepaid trip expenses when you have to cancel for a proper reason. After getting your money back, you can book your trip again on another brighter day. Make sure to know what are the covered reasons and what is the policy behind them. 

Your Health Insurance May Not Work Overseas

If you get seriously hurt or sick in another country, do not expect your health insurance card to help. There are many foreign medical providers and facilities that demand cash payment up front and do not accept any US insurance plans. If you rely on your local insurance plan, you may get stuck overseas and have to pay a huge bill for medical expenses. Having travel insurance with emergency medical or even dental benefits is a great idea to avoid sudden problems. The insurance will pay for losses through covered medical emergencies that may come up on your vacations. 

Coverage for the Whole Family

“Traveling abroad along with your family includes more expenses than solo travel does. You may manage certain expenses on your single trip, but you will need some support for a family trip. The good news is that family insurance plans are available. It will cover the entire family insurance, including different ages and different criteria. You can find the best travel insurance plan provider and check their plan. Finalize the one that suits your family best and covers every requirement you may need while traveling.” - Vicky Cano, Chef & Recipe developer at Mealfan

Stress-Free Travels and Stays

With the right travel insurance plan, you can have a stress-free journey. Recover your losses against any sudden incidents with these plans. It will also benefit in compensating for longer stays in the travel locations because of any health breakdown until you are stable enough to travel again. A travel insurance plan is a must if you want to have a stress-free journey and stay. With these plans, you can rest assured since, for any situation, you know you have assistance just a phone call away. 

Travel insurance is one of the most essential aspects before you plan your trip. It is so because it offers coverage against different risks associated with traveling. Most importantly, it offers coverage against medical treatment, which can be costly and may arise due to unforeseen complications during travel. There are several travel insurance benefits that make it necessary for travelers during their vacations or trips. Make sure to find the travel insurance plan that suits you the best and is right in every aspect. You can also get a consultation regarding the plan so that you make the right decision and do not waste your money. 

This article may contain affiliate links that Microsoft and/or the publisher may receive a commission from if you buy a product or service through those links.

Better Together: How to combine Chase Freedom Flex℠ and Chase Sapphire Preferred® Card for maximum travel rewards

Fortune Recommends™ has partnered with CardRatings for our coverage of credit card products. Fortune Recommends™ and CardRatings may receive a commission from card issuers.

If credit cards were food, the Chase Freedom Flex℠ and Chase Sapphire Preferred ® Card cards would definitely be peanut butter and jelly, respectively.

That’s because both cards start out perfectly solid on their own. Even if you never knew how to combine their powers, you’d be very happy using both on a daily basis. But once you discover how to make a PB & J sandwich, there’s no going back. You’ve discovered a treat that’s sweet, protein-rich and gives you an excellent excuse to eat Wonder Bread. 

It’s the same thing with the Sapphire and the Freedom Flex–combine them, and you’re in for a tasty treat that you wish you’d discovered sooner.

But what exactly is the “PB & J” of Chase rewards? Well, get your favorite white bread ready and let’s find out.

First, a little explanation of benefits…

Before I share the “recipe” to Chase’s PB & J, here’s a quick overview of both cards to provide some context.

Chase Freedom Flex℠

Intro bonus.

Rewards Rates

• 5% 5% cash back on activated bonus category purchases each quarter (up to $1,500 in purchases, then 1%)
• 5% 5% cash back on travel purchased through Chase Ultimate Rewards
• 3% 3% cash back on dining (including restaurants, takeout and eligible delivery services)
• 3% 3% cash back on drugstore purchases
• 1% 1% cash back on all other purchases
• 5% 5% cash back on Lyft rides (through March 2025)
• No annual fee
• Easy-to-earn welcome bonus
• Earns up to 5% cash back
• Foreign transaction fee
• Must active bonus categories every quarter
• 5% categories are capped
• Additional perks: Purchase protection, extended warranty protection, trip cancelation/interruption insurance, auto rental collision damage waiver, cell phone protection, complimentary Doordash and Instacart+ membership
• Foreign transaction fee: 3% of the amount of each transaction in U.S. dollars

Chase Freedom Flex – 5X rotating rewards

Here are the key highlights of Chase’s peanut butter, the Freedom Flex card. 

• 5% cash back on activated bonus category purchases each quarter (up to $1,500 in purchases, then 1%) , with the categories for Q2 2024 including Amazon.com, hotels and restaurants. 
• 0% intro balance transfer APR for 15 months (intro balance transfer fee: $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days) on both purchases and balance transfers. 
• $200 cash bonus after spending $500 on purchases within your first three months . 
• $0 annual fee

For more detail, check out our full review of the Chase Freedom Flex .

Chase Sapphire Preferred ® Card

• 5x 5x points on travel purchased through Chase Travel℠ (excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit)
• 3x 3x points on dining at restaurants, including takeout and eligible delivery services
• 2x 2x points on travel purchases not booked through Chase
• 1x 1x points on other purchases
• 5x 5x points on Lyft rides through March 31, 2025 (that's 3x points in addition to the 2x points you already earn on travel)
• Valuable welcome bonus
• Extensive list of transfer partners
• Extra value on travel redemptions
• No premium travel perks
• Has an annual fee
• Additional perks: $50 annual hotel credit, trip cancelation/interruption insurance, auto rental collision damage waiver, complimentary Doordash and Instacart+ membership along with quarterly Instacart+ credits
• Foreign transaction fee: None

Chase Sapphire Preferred – a grab bag of travel perks 

In a similar vein, here’s a quick breakdown of Chase’s homemade grape jam, the ever-popular Sapphire Preferred card: 

• 2x points on travel purchases , plus 3x points on dining, 3x points on select streaming services and online grocery purchases (excluding Walmart, Target and wholesale clubs), 5x points on travel purchased through Chase Travel℠ and 1x points on other purchases. 
• 25% travel redemption bonus when you redeem your Chase Ultimate Rewards points through Chase Travel (e.g. redeem 10,000 points, get $125 in value). 
• 60,000-point welcome bonus after spending $4,000 within three months. 
• $50 annual statement credit good towards a hotel booked through Chase Travel. 
• $95 annual fee

To learn more, check out our full review of the Chase Sapphire Preferred . 

Circling back to our “recipe,” notice how Chase is quick to point out that your 60,000-point welcome bonus is worth $750 in travel redemption–all thanks to that handy 25% redemption bonus. And if you think about it, that means the points you earn with the card are worth 1.25X towards travel, too. 

So in reality, as long as you’re redeeming points through Chase Travel, your rewards chart really looks like this: 

• 5X > 6.25X on travel booked through Chase Travel
• 3X > 3.75X on dining/online groceries/streaming
• 2X > 2.5X on general travel
• 1X > 1.25X on everything else

Those are some mighty impressive earnings rates, lending even more value to the CSP as a travel companion. 

But here’s the crazy thing: that 25% bonus multiplier applies to every Chase Ultimate Rewards point you earn, regardless of which card you earn it with . 

Here’s how it all works. 

Here’s how your Chase Sapphire Preferred account lets you earn 6.25X with your Freedom Flex card

In our Chase Ultimate Rewards guide we outline all of the dozen-ish ways you can redeem your hard-earned Chase points. From trips to back massages to cash back, there’s hardly a bad option. 

But perhaps the most underrated option is the Combine points feature. 

Combine points allows you to move Chase Ultimate Rewards points from one Chase card to another–meaning you can earn points with one card–and spend them with another. Another that has, say a 25% points multiplier on points redeemed for travel…

As you can see, the option only applies to Chase rewards cards that generate Chase Ultimate Rewards points. So the Prime Visa and the IHG One Rewards Premier Credit Card cards, for example, won’t appear here–but your Freedom and Sapphire cards will. 

Unlike a bank transfer, combining Chase Ultimate Rewards points is free and instantaneous. Plus, you can always move the points back if you wish (although I’ve never found a reason to move points from a Sapphire card back to a Freedom card).

Then, as soon as you’ve combined all of your Chase Ultimate Rewards points into your Sapphire account, you can go spend them at Chase Travel where you’ll get an extra 25% in value: 

This trick also works with the Chase Sapphire Reserve card where you’ll get 50% extra value (provided you’re cool with the card’s $550 annual fee). 

Now, while I heartily recommend this trick to most travelers I meet–especially if they already have both cards–you should know that it still comes with three big caveats. 

PB & Js aren’t perfect, and neither is this trick

Though delicious, peanut butter and jelly sandwiches aren’t perfect. They’re high in fat, sugar and carbohydrates, and unlike the Chase Sapphire Preferred card, they don’t travel especially well. 

In a similar vein, here are the caveats to the “PB & J of Chase cards”: 

• The Chase Sapphire Preferred card charges a $95 annual fee and requires a 670+ FICO score to apply. 
• With the Chase Freedom Flex, you can only earn 5% cash back on activated bonus category purchases each quarter (up to $1,500 in purchases, then 1%) (generating 7,500 Chase Ultimate Rewards points worth $93.75). 
• Hotel rooms booked using points typically don’t generate any additional rewards or allow you to utilize your status benefits. 

But if you’re OK with these caveats, I hope you enjoy this simple recipe for tastier travel rewards.  And for more tips to help you get off the ground–quite literally–check out our Beginner’s guide to travel rewards .

Please note that card details are accurate as of the publish date, but are subject to change at any time at the discretion of the issuer. Please contact the card issuer to verify rates, fees, and benefits before applying.

EDITORIAL DISCLOSURE : The advice, opinions, or rankings contained in this article are solely those of the Fortune Recommends ™ editorial team. This content has not been reviewed or endorsed by any of our affiliate partners or other third parties.