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Seven Corners

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Travel Insurance

Seven Corners travel insurance review 2024

Jennifer Simonson

Mandy Sleight

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Heidi Gollub

Updated 8:17 a.m. UTC March 14, 2024

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Top-scoring plan

Average cost for plan with cfar, cfar coverage, what you should know.

The Seven Corners Trip Protection Basic plan with CFAR coverage has the lowest average cost of our top-scoring plans.

• Least expensive of the top-scoring plans with CFAR coverage.
• “Cancel for any reason” upgrade reimburses up to 75% of prepaid expenses.
• “Interruption for any reason” (IFAR) upgrade reimburses 75% of trip cost, starting 48 hours after departure.
• No pre-existing health condition coverage.
• Emergency medical benefit is only $100,000 secondary coverage.
• Emergency medical evacuation coverage is only $250,000.

Seven Corners travel insurance plans

Seven Corners offers a variety of travel insurance plans, for leisure trips, business trips, student trips and group trips. It also has options for travelers looking for travel medical insurance and annual travel insurance. Learn more about its plans below in our Seven Corners travel insurance review.

RoundTrip Basic

This basic travel insurance plan includes the following benefits.

• Trip cancellation insurance : Coverage for 100% of your prepaid, nonrefundable trip expenses, up to $30,000.
• Trip interruption insurance: 100% coverage of your nonrefundable insured trip cost. 
• Trip delay insurance: $200 per day per person, up to a maximum of $600, after a delay of at least six hours. 
• Travel medical insurance : $100,000 per person in secondary medical coverage — this means you’ll have to file a claim with your health insurance first. 
• Emergency medical evacuation : $250,000 per person. 

With this plan, you also have the option to add rental car coverage, sports and golf equipment coverage, “trip interruption for any reason” (IFAR) coverage and “cancel for any reason” (CFAR) coverage that would cover up to 75% of nonrefundable trip costs. 

RoundTrip Choice

Seven Corners’ RoundTrip Choice plan gets 5 stars in our rating of the best “cancel for any reason” travel insurance and 4.5 stars in our rating of the best travel insurance . 

This travel insurance plan provides all the benefits of the RoundTrip Basic plan, but with increased coverage limits. 

• Trip cancellation insurance: Coverage jumps from a $30,000 per person limit in the basic plan to $100,000 per person with RoundTrip Choice.
• Travel medical insurance: Emergency medical benefits jump from $100,000 per person in secondary coverage to $500,000 per person in primary coverage.
• Emergency medical evacuation: This coverage jumps from $250,000 per person to $1,000,000 per person. 

The RoundTrip Choice plan also includes a pre-existing medical condition exclusion waiver (provided conditions are met), accidental death and dismemberment benefits and coverage for pet kennels of $100 per day up to a maximum of $500. 

You also have the option to purchase add-on coverage for an increased cost.

• Rental car coverage: Provides up to $35,000 if your rental car is stolen or damaged due to collision, theft, vandalism or natural disaster.
• Sports and golf equipment rental: Provides up to $5,000 to reimburse you for the cost of renting sports or golf equipment if yours is lost, stolen, damaged or delayed by a common carrier for more than six hours.
• “Cancel for any reason” (CFAR) coverage: Reimburses up to 75% of your prepaid, nonrefundable trip cost if you choose to cancel your trip at least two days before your scheduled departure date.
• “Interruption for any reason” (IFAR) coverage: Reimburses up to 75% of your prepaid, nonrefundable trip cost and provides additional transportation expenses if you interrupt a trip at least 48 hours after the scheduled departure date. To get this upgrade, you have to buy it within 20 days of your first trip payment.

Wander Frequent Traveler Plus 

Seven Corners travel insurance offers an annual plan for frequent travelers. 

This plan provides high limits of medical protection, including:

• Coverage for COVID-19 spanning multiple international trips. 
• Travel medical insurance of up to $1,000,000 per person between the ages of 14 days to 64 years old and up to $50,000 for travelers between the ages of 65 to 74 years old.
• Emergency medical evacuation coverage of $1,000,000 per person, to transfer you to the nearest adequate medical facility. 
• Coverage for urgent care visits, transportation by local ambulance, telemedicine appointments, dental care and chiropractic care.

While you can travel as much as you like during the 364 days of coverage with this annual plan, any one trip cannot exceed the 30, 45 or 60 day option selected.

Inbound USA Plan

The Inbound USA plan offers medical coverage for non-U.S. citizens and non-U.S. residents traveling to the U.S. 

Seven Corners offers two Inbound USA plans that both offer affordable travel insurance coverage even for longer trips, 24/7 multilingual travel assistance services, a $1,000,000 maximum amount payable for the total period of coverage and up to $150,000 per person per occurrence medical coverage. 

The Inbound USA Basic plan and the Inbound USA Choice plan offer the same benefits but with different coverage limits. For example:

• Hospital room and board coverage increases from $1,100 per day in the Inbound USA Basic plan to $2,000 a day with the Inbound USA Choice plan.
• Surgery cost increases from $3,000 in the basic plan to $5,000 in the choice plan. 
• Prescription drug coverage increases from $200 per period of coverage with the basic plan to $350 per period of coverage with the choice plan. 

Medical Evacuation and Repatriation

This annual medical coverage is designed for any non-U.S. citizen and non-U.S. resident traveling to the United States for full-time educational activities. The plan fulfills the J Visa requirement of having a minimum of $50,000 in emergency medical evacuation coverage and a minimum of $25,000 for repatriation of remains.

Comparing Seven Corners travel insurance policies

What seven corners doesn't cover.

Seven Corners travel insurance does not cover every single situation that may arise during your travels. Like other travel insurance companies, Seven Corners’s plans contain exclusions, which is why it is always a good idea to review your policy’s fine print.  

Here are some examples of exclusions in the RoundTrip Choice plan:

• Air travel on privately owned aircraft.
• Elective treatment and procedures.
• Mental health care.
• Normal pregnancy.
• Routine physical examinations or routine dental care.
• Suicide or attempted suicide or any intentionally self-inflicted injury.

Seven Corners travel insurance rates

The pricing for Seven Corners travel insurance will vary based on your age, destination, the length and cost of your trip, which plan you choose and whether to upgrade to “cancel for any reason” (CFAR) coverage. 

Here are some example quotes for Seven Corners’ RoundTrip Choice plan.

Methodology

Our insurance experts reviewed 42 aspects of 53 policies to find the best travel insurance plans. We used data provided by Squaremouth, a travel insurance comparison provider. For companies offering more than one travel insurance plan, we shared information about the highest-scoring plan (or two, in case of a tie).

Some companies may offer plans with additional benefits or lower prices than the plans which scored the highest, so make sure to get travel insurance quotes to see your full range of options.

The factors we scored out of a possible 100 points include the following.

Cost: 30 points. We scored the average cost for each travel insurance policy for a variety of trips and traveler profiles:

• Couple, age 30 for an eight-day trip to Mexico costing $3,000.
• Couple, age 30 for an eight-day trip to Mexico costing $3,000, with CFAR coverage upgrade.
• Couple, age 40, for a 17-day trip to Italy costing $6,000.
• Couple, age 40, for a 17-day trip to Italy costing $6,000, with CFAR coverage upgrade.
• Family of four, for a 17-day trip to Italy costing $15,000.
• Family of four, for a 17-day trip to Italy costing $15,000, with CFAR coverage upgrade.
• Couple, age 65, for a 17-day trip to Italy costing $6,000.
• Couple, age 65, for a 17-day trip to Italy costing $6,000, with CFAR coverage upgrade.
• Couple, age 70, for an eight-day trip to Mexico costing $3,000.
• Couple, age 70, for an eight-day trip to Mexico costing $3,000, with CFAR coverage upgrade.

Medical expenses: 15 points. We scored travel medical insurance by the coverage amount available. Travel insurance policies with travel medical expense benefits of $250,000 or more per person were given the highest score of 15 points.

Medical evacuation: 15 points. We scored each plan’s emergency medical evacuation coverage by coverage amount. Travel insurance policies with medical evacuation expense benefits of $500,000 or more per person were given the highest score of 15 points.

“Cancel for any reason” upgrade: 5 points. We gave travel insurance plans with the option of a “cancel for any reason” upgrade 5 points.

Trip interruption travel insurance: 5 points. We gave 5 points to travel insurance plans that offer trip interruption reimbursement of 150% or more.

Travel delay required waiting time: 5 points. We gave 5 points to travel insurance policies with travel delay benefits that kick in at 6 hours or less.

Baggage delay required waiting time: 5 points. We gave 5 points to travel insurance policies with baggage delay benefits that kick in at 12 hours or less.

Pre-existing medical condition exclusion waiver: 5 points. We gave policies that cover pre-existing medical conditions if purchased within a required timeline 5 points.

Non-medical evacuation: 5 points. If a policy provides coverage for non-medical evacuation, such as for political or security reasons, we gave it 5 points.

Cancel for work reasons: 5 points. If a plan allows you to cancel your trip for work reasons, such as your boss requiring you to stay and work, we gave it 5 points.

Employment layoff: 5 points. Travel insurance policies that allow you to cancel your trip because of layoff at a company where you have worked for one continuous year were scored 5 points. If a plan requires that you had the job for more than a year to qualify, no points were given.

Seven Corners travel insurance review FAQs

Yes, Seven Corners offers international travel insurance. You can buy standalone travel medical insurance or a comprehensive travel insurance plan that includes emergency medical and emergency medical evacuation benefits. 

Yes, Seven Corners is a good travel insurance company. Its RoundTrip Choice plan gets 5 stars in our rating of the best “cancel for any reason” travel insurance and 4.5 stars in our rating of the best travel insurance .

Yes, Seven Corners travel insurance covers emergency medical evacuations if the facility where you are located cannot provide the level of care necessary for your medical condition. 

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Jennifer Simonson covers everything from business to the wine industry to international travel. Outdoor adventure, water parks and all things Texas are by far her favorite beats. Her work has appeared in Forbes, Travel + Leisure, Texas Monthly, Smithsonian Magazine, Fodor's, Lonely Planet, Slate and more. You can follow her on Instagram at @storiestoldwell.

Mandy is an insurance writer who has been creating online content since 2018. Before becoming a full-time freelance writer, Mandy spent 15 years working as an insurance agent. Her work has been published in Bankrate, MoneyGeek, The Insurance Bulletin, U.S. News and more.

Heidi Gollub is the USA TODAY Blueprint managing editor of insurance. She was previously lead editor of insurance at Forbes Advisor and led the insurance team at U.S. News & World Report as assistant managing editor of 360 Reviews. Heidi has an MBA from Emporia State University and is a licensed property and casualty insurance expert.

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• It List 2024 Overview: It List 2024
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• It List 2024 The 100 Best New Hotels of the Year The Best New U.S. Resorts of 2023 The Best New Affordable Luxury Hotels of 2023 The Best New International Resorts of 2023 The Best New Cruise Ships of 2023 The Best New City Hotels of 2023 The Most Luxurious New Hotels of 2023 CLOSE Part of It List 2024

Travel + Leisure’s 2024 It List.

Since 1971, Travel + Leisure editors have followed one mission: to inform, inspire, and guide travelers to have deeper, more meaningful experiences. T+L's editors have traveled to countries all over the world, having flown, sailed, road tripped, and taken the train countless miles. They've visited small towns and big cities, hidden gems and popular destinations, beaches and mountains, and everything in between. With a breadth of knowledge about destinations around the globe, air travel, cruises, hotels, food and drinks, outdoor adventure, and more, they are able to take their real-world experience and provide readers with tried-and-tested trip ideas, in-depth intel, and inspiration at every point of a journey.

Elizabeth Rhodes/Travel + Leisure

For the first time, we’re spotlighting new cruise ships on Travel + Leisure ’s It List, as these exceptional vessels become more and more like floating resorts — celebrity chefs, crystal chandeliers, and Rolex boutiques included.

Explora Journeys’ Explora I

Paul Brady/Travel + Leisure

It’s not every day a new cruise line arrives. The debut of the remarkable Explora I was a moment years in the making for Explora Journeys , the upstart luxury operator that aims to bring a European sensibility to the world of vacations at sea. So far, the project is a smashing success, thanks to the ship’s low-key vibe, standout food and beverage, and intriguing itineraries that visit in-demand ports in Northern Europe, the Mediterranean, and the Caribbean. My own August 2023 trip on Explora I , from Copenhagen to Hamburg, Germany, included fulfilling visits to places such as Oslo and the town of Stavanger, Norway, a gateway to adventurous hiking with a postcard-perfect Old Town. The ship itself was also a destination, with its abundance of outdoor space — including an alfresco fitness center — and pools at seemingly every turn. The 461 suites, all of them with balconies, are filled with luxurious touches such as Frette linens and robes, heated marble floors, and Dyson hair dryers. But Explora I truly shines when it comes to food: During the week I was aboard, it was impossible to find a bad meal — and I was often astonished at the quality of, in particular, the pasta served in the Emporium Marketplace and the sushi on offer at Sakura, two of the nine restaurants aboard. The most ambitious of them all is Anthology, a rotating-chef concept that has seen a residency from seafood whiz Mario Ulaissi, known for his Michelin three-starred restaurant on Italy's Adriatic coast, and that recently welcomed Emma Bengtsson, from Aquavit , in New York City. Much has been made of Explora I ’s Rolex boutique — the first on any cruise ship — but for my money, the other shops on board were more interesting: The company has tapped family-owned businesses around the world to create capsule collections of resort wear, handbags, fragrances, sunglasses, and beautiful gifts that can’t be found elsewhere. From $2,050 per person for a six-day sailing. Accessible ship. — Paul Brady

Oceania Cruises’ Vista

Nick Tortajada/Courtesy of Oceania Cruises

The new Oceania Vista is in a class of its own; no really, it’s the first in Oceania Cruises ’ new Allura class. Of its 11 bars and restaurants, three are entirely new to the Norwegian Cruise Line Holdings–owned brand — including a high-end cocktail spot called Founders’ Bar, serving 26 intricate drinks that use house-made syrups and top-shelf booze like Whistle Pig and parsley-infused Grey Goose. As Oceania levels up, the cruise line has produced a ship that feels more like a floating resort than the vessels that came before. There’s pickleball; a health-conscious restaurant, Aquamar, serving made-to-order salads and pressed juices; and a coffee shop that looks like one in walking distance of my home in L.A. (marble counters, gold accents, leather bar stools) and pulls an espresso shot of similar quality. Vista has more suites than others in the Oceania fleet, too: There are 14 Oceania Suites (up to 1,200 square feet); eight Vista Suites (up to 1,850 square feet); and three Owner’s Suites with Ralph Lauren Home decor and two massive terraces (2,400 square feet). But the most hotel-like touch? A celebrity chef–driven restaurant, Toscana, where Giada De Laurentiis — the ship’s godmother — supplied two recipes for the menu. As someone who watched a lot of Everyday Italian in the early aughts, I was particularly excited to try her signature, Capri-inspired lemon spaghetti, and lemon-cream sauce with grilled shrimp and capers didn’t disappoint. From $2,499 per person for a seven-night sailing. Accessible ship. — Maya Kachroo-Levine

Regent Seven Seas Cruises’ Seven Seas Grandeur

Courtesy of Regent Seven Seas Cruises

Regent Seven Seas Cruises’ sixth ship, the Seven Seas Grandeur , sailed its inaugural season in December, joining sibling ships Seven Seas Explorer and Seven Seas Splendor as the newest member of the luxury fleet. The cruise line is a favorite among T+L readers for its gorgeous ships and all-inclusive pricing that covers unlimited shore excursions, dining at specialty restaurants, and even round-trip airfare. Grandeur lives up to its name thanks to stunning, art-filled spaces designed by cruise ship interior experts Studio Dado: signature restaurant Compass Rose is enchanting with interiors inspired by a fairy-tale forest; the Observation Lounge sparkles with an undulating chandelier and swanky bar; and the $11,000-per-night Regent Suite has a private en suite spa and custom Treesse mini pool. As I boarded Grandeur for the ship’s inaugural sailing, I was mesmerized by the grand staircase and glittering chandelier. And with a maximum capacity of 744 guests, I found it easy to take time to myself in the myriad of quiet spots tucked throughout the ship, whether in the Serene Spa and Wellness area, in the Library, or on the Sports Deck overlooking the ocean. Seven restaurants include specialty steakhouse Prime 7, pan-Asian restaurant Pacific Rim, and breakfast and lunch buffet La Veranda, which refines the cruise buffet experience with daily specials like paella and sushi. Several bars and lounges, a pool and hot tubs, a casino, Broadway-style productions, and cooking classes at the Culinary Arts Kitchen make the ship a destination in itself, though guests will want to take advantage of those included excursions on Caribbean, Central American, North American, and European itineraries, ranging from seven to 16 nights, during the ship’s 2024 season. From $4,669 per person for a seven-night sailing. Accessible ship. — Elizabeth Rhodes

Silversea’s Silver Nova

Courtesy of Silversea Cruises

Carrying 728 passengers, Silver Nova is big for the luxury sector, but boasts a hugely important metric: a capacious passenger space ratio — that is, the number of guests relative to the size of the ship. Simply put, this ship offers more elbow room per passenger than almost any other cruise vessel. Silver Nova is wrapped in glass, with an asymmetrical layout; the funnel is positioned off-center, so is the pool, offering an expansive, uncluttered pool deck. Many features of the brand-new ship recall previous Silversea successes, my favorite of which is the S.A.L.T. (Sea And Land Taste) program, expanded for Silver Nova . S.A.L.T. perks include a gorgeous, sea-facing lab for hands-on culinary lessons (at no additional cost), plus a new concept, the Chef’s Table, where an 11-course menu is prepared for just 24 diners. All facets of the S.A.L.T. ecosystem, including ingredients, a bar, lectures, and shore excursions, are keyed to the region Nova is sailing. While food is a drawing card for Silver Nova , accommodations also received a revamp. Tied to the theme of bringing the outside in, there are brilliant new suites found in the aft starboard corner of the ship, with wraparound balconies revealing a 270-degree view.  This is where you can tuck me in when I win the lottery and head off on a world cruise. But until then, Silver Nova will summer in Alaska and spend northern hemisphere winters in Australia and New Zealand, places where top-deck views should prove ceaselessly rewarding. From $3,250 per person for a seven-night sailing. Accessible ship. — David Swanson

It List 2024

Seven Natural Phenomena Worth Traveling For

You need to be in the right place at the right time to see these celestial and earthly wonders

Emily Matchar

Innovation Correspondent

Cleveland. Tromso, Norway. Gibbon, Nebraska. Rural Queensland, Australia. What do these far-flung locations have in common? They’re sites of some of the world’s most spectacular natural phenomena to witness.

These seven must-see marvels include an epic eclipse, a dazzling floral display, a massive bird migration, and a wild whirlpool that’s inspired poetry and prose for nearly a millennium. For many of these phenomena, the charm is in the ephemerality. You can visit Paris or Disney World or the beaches of Cancún any time, but Britain’s bluebells only bloom once a year, and the next total eclipse in the continental United States won’t be for several decades.

The Great American Eclipse

On April 8, a total solar eclipse will cut a path diagonally across the United States, from southern Texas to northeastern Maine, plunging a spring afternoon into eerie darkness. Totality will last for a maximum of 4 minutes and 28 seconds, decreasing as the eclipse moves northeast. Eclipse-watchers are already snapping up hotel rooms and Airbnbs in cities along the path, from Austin to Little Rock to Cleveland to Buffalo to Burlington, Vermont. Eclipse glasses—a must for safe viewing—will likely skyrocket in price as the event nears, so get yours now. If you don’t catch this eclipse, your next chance for totality in the Lower 48 is 2044.

“It’s an event unlike anything else that you will ever witness,” says Jeff Rich , an astronomer and outreach coordinator at the Carnegie Observatories, in a video . “It’s a real surreal feeling.”

Extra-dramatic northern lights

Experts predict the dancing greens and purples of the northern lights will be at their most intense in two decades thanks to a solar maximum, or period of increased activity on the sun’s surface. This activity should make the northern lights (also known as the aurora borealis) more visible farther south than usual—possibly as far south as the 40th parallel north, which cuts through the northern United States. That means people in places like Northern California, Indiana and New Jersey could glimpse a celestial display. But the best places for viewing are still far-northern cities like Fairbanks, Alaska; Tromso, Norway; and Rovaniemi, Finland. The lights are typically strongest during the spring and fall equinoxes, in March and September. The University of Alaska’s Aurora Forecast offers more tailored predictions.

Sandhill crane migration

One of Earth’s largest migrations tends to fly (pun intended) under the radar, since it happens in the little-touristed Great Plains state of Nebraska. Every March , more than half a million sandhill cranes descend on Nebraska’s Platte River en route to their nesting grounds in Canada and Alaska—more than 80 percent of the world’s sandhill cranes use the same 75-mile stretch of river . The 2,900-acre Iain Nicolson Audubon Center at Rowe Sanctuary in Gibbon, Nebraska, offers guided sunrise and sunset tours , when the cranes’ elegant silhouettes fill the orange-pink skies and their chatter fills your ears. “The experience—maybe even 60 to 70 percent of it—is the sounds,” Bill Taddicken, then-director of the sanctuary, told the New York Times in 2017. “It sounds a lot like a football stadium when your favorite team scores a touchdown.”

Bluebell blooms

In mid-spring, Britain’s forests burst forth with one of the most glorious and ephemeral natural phenomena: the bluebell bloom. A consolation prize for the nation’s soggy winters, the delicate violet flowers carpet woodlands across the island like a purple river. Said to be beloved by the fairies, the bluebells have a number of delightful nicknames: witches’ thimbles, lady’s nightcap, harebells, fairy flowers, crow’s toes. The Woodland Trust has a Bluebell Watch , which tracks the blooms as they unfurl across the country. But don’t pick them, the Woodland Trust warns: “If you are to pick a bluebell, many believe you will be led astray by fairies, wandering lost forevermore.”

Eternal Flame Falls

This small, bucolic waterfall in Western New York has one highly photogenic feature: a grotto lit by a dancing orange flame. The flame, which is about eight inches high, is fueled by natural gas seeping from deep underground. Researchers at Indiana University studying the flame believe the gas originates from the Rhinestreet Shale, a formation dating to the Upper Devonian period, some 380 million years ago. The gas reaches the surface, a quarter-mile above, through cracks created by tectonic activity. The flame is visible year-round, but sometimes it must be re-lit (so bring a lighter or matches). Find the falls in Chestnut Ridge Park , in the suburbs of Buffalo, where it’s accessible via a half-mile trail. The nicest time to visit is autumn, when the leaves are golden and rain less likely.

Morning Glory clouds

One of the world’s rarest and most spectacular cloud formations can be seen between September and November above Australia’s Gulf of Carpentaria. The Morning Glory is a long, tube-shaped cloud, cutting across the sky for as far as 62 miles . It typically forms in the morning during the tail end of the region’s dry season, and it is often followed by thunderstorms. The Morning Glory attracts photographers as well as glider pilots, who “surf” the wave’s strong updrafts. The most popular place for cloud-spotting is the tiny, isolated outback town of Burketown, population 238, in Queensland.

For the area’s Indigenous Gangalidda and Garawa peoples, the cloud has cultural and spiritual significance; they believe it is a source of energy that carries the spirits of their ancestors. It’s also an indicator of weather shifting from dry to wet. “It signifies a change in us for our fire practice,” Gangalidda community leader Murrandoo Yanner told the Australian Broadcasting Company . “We can start burning.”

The Moskstraumen whirlpools

At the southern tip of Norway’s Lofoten archipelago, a beast emerges from the ocean every summer. The Moskstraumen is a maelstrom, or system of powerful whirlpools, in this case as wide as 160 feet, creating ripples that make the sea seem to boil. Formed by winds and the area’s underwater topography, it’s been the subject of odes since the days of Old Norse poets, inspiring writers like Edgar Allan Poe, Herman Melville and Jules Verne. The best time to see the Moskstraumen is July and August, when the whirlpool is strongest. Local tour companies offer maelstrom sightseeing boats , complete with survival suits.

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Emily Matchar | | READ MORE

Emily Matchar is a writer from North Carolina. She's contributed to many publications, including the New York Times , the Washington Post , the Atlantic  and many others. She's the author of the novel In the Shadow of the Greenbrier .