worldwide trip protector

Travel Insurance Review

Travel Insured International – Worldwide Trip Protector Plus

Editor review.

The Good: Offering very broad coverage for trip cancellation and interruption, this plan also comes with an unusual benefit: ‘interruption for any reason’ as well as ‘cancel for any reason’. High car rental coverage is included in the base plan, as well as good coverage for delays, missed connections, and baggage losses. Travel accident protection is also included in base plan and trips as long as 180 days are covered.

The Drawbacks: Plans with $0 trip costs have reduced benefits.

The Bottom Line: Itâ€™s easy to see why this is Travel Insuredâ€™s most popular plan because it has high limits and inclusive benefits like pet protection, car rental coverage, and AD&D in the base plan. Optional coverage upgrades have simple and affordable per-person pricing, so itâ€™s easy to know how much the coverage will cost right up front.

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Plan Details

This plan is unique in that it provides the following:

High limits for emergency medical, evacuation and repatriation.
‘Cancel for any reason’ coverage for up to 75% of trip cost if purchased within 21 days of initial trip deposit
‘Interruption for any reason’ for up to 75% of trip cost.
Covered reasons for trip cancellation are broad and include ‘cancel for work reason’, school year extensions, job loss, terrorist attacks at your destination, traffic accidents, hospitalization of destination host, pregnancies occurring after the plan effective date, and more.
Purchase the plan within 21 days of initial trip deposit and youâ€™re eligible for pre-existing medical conditions coverage.
The renters collision benefit is higher than that offered by many plans.
The baggage loss and baggage delay limits are relatively high when compared to other plans, as are the coverage limit for missed connections and travel delays.
Plan includes political and natural disaster evacuation services.
Travel Insured Internationalâ€™s worldwide travel assistance services include a high number of services, including translation services, meet and greet services, shopping assistance, emergency cash advances, and more.

Optional Coverage

The following optional coverage is available when you purchase this plan:

Option to increase benefit limits for travel delays, missed connections and baggage coverage ($35 per person).
Optional air flight only AD&D available up to the amount purchased.

Limitations

The following are the limitations on this planâ€™s coverage:

Plans with $0 trip cost have reduced coverage. Specifically, return air only for trip interruption is limited to $1,000 if $0 trip costs is selected.

Related Travel Insured International Plans

Worldwide Trip Protector
Trip Protector Lite
Airline Ticket Protector

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In The News

June 1, 2020

Due to travel restrictions, plans are only available with travel dates on or after

Due to travel restrictions, plans are only available with effective start dates on or after

Ukraine; Belarus; Moldova, Republic of; North Korea, Democratic People's Rep; Russia; Israel

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Find the Right Travel Insurance Plan for You

Whether you're traveling for leisure or business, you'll appreciate the benefits and coverage Allianz Travel Insurance plans can provide. With 24/7 support from our travel professionals around the world, we helped over 70 million people last year to protect themselves from the unpredictable.

OneTrip Prime

AllTrips Executive

OneTrip Rental Car Protector

OneTrip Basic

OneTrip Premier

OneTrip Emergency Medical

OneTrip Cancellation Plus

AllTrips Basic

AllTrips Prime

AllTrips Premier

Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .