is airbnb considered travel for costco credit card

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• What are the Costco Visa travel benefits

What are the Travel Benefits of the Costco Anywhere Visa® Card by Citi?

Exclusively for Costco members, the Costco Anywhere Visa Card by Citi offers cash back on all purchases and additional cash back on categories such as eligible gas and EV charging, restaurants and eligible travel and purchases from Costco and Costco.com. Cardholders also enjoy access to Citi Entertainment ® .

These benefits and more can make the Costco Anywhere Visa a great card for travel. Let’s look at how it works.

Cash back rewards on travel

Cardholders earn unlimited 3% cash back at restaurants and eligible travel purchases. This can include airfare, hotel stays, car rentals, travel agencies, cruises and Costco travel.

Cardholders can also make the most of road trips and vacation car rentals with 4% cash back on eligible gas and EV charging transactions for the first $7,000 every year. After the first $7,000, cardholders continue to earn 1% cash back in these categories.

Other travel benefits

Cardholders can also get access to services and benefits like:

• Travel and emergency assistance
• Worldwide car rental insurance
• Travel accident insurance
• Roadside assistance dispatch service
• Zero foreign transaction fees 1

Terms, conditions and exclusions apply, please see here for more information.

These services and benefits help take the stress out of travel so you can enjoy a worry-free, relaxing vacation.

Access to Citi Entertainment

Citi Entertainment opens the door to popular experiences, such as concerts, sporting events and dining.

With the Costco Anywhere Visa Card by Citi, cardmembers can get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for some of the most anticipated concerts, sporting events and dining experiences.

Whether you want to attend a local event while on vacation or plan a trip around a concert, your Costco Anywhere Visa® Card by Citi can enhance your travel with special entertainment experiences.

1 Important Pricing & Information

Disclosure : This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi product or service. For advice about your specific circumstances, you should consult a qualified professional.

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How Credit Card Issuers Define ‘Travel’

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

In the credit card industry, the term “travel purchases” includes a broad range of spending. Problem is, the types of spending that count as a travel purchase on one card might not count on another — and that can make it hard to earn rewards with your travel credit card or redeem your points for travel purchases.

A few categories are considered travel by all issuers — hotels and rental car agencies, for example — but the rest often vary. For example, only some issuers include cruise lines and parking lot fees.

NerdWallet spoke with major issuers that offer travel rewards or travel statement credit. Here’s what we found:

All issuers surveyed included purchases from airlines, car rental agencies, hotels, bus lines, cruise lines, passenger railways, taxicabs and limousines, travel agencies and ferries in their definitions for proprietary cards (that is, not including co-branded cards).

Bank of America® cards have the broadest definition of travel among the issuers we surveyed.

Note: Citi's definition of "travel purchases" varies by card. For this reason, the issuer isn't included in the chart below. However, in the full list of terms for each credit card issuer beneath the chart, Citi is included.

On both the Bank of America® Travel Rewards credit card and the Bank of America® Premium Rewards® credit card , the following categories are considered travel, according to Bank of America®:

Airlines and air carriers.

Lodging, including hotels, motels and resorts.

Car rental agencies (including truck and utility trailer rentals).

Cruise lines.

Taxicabs and limousines.

Travel agencies and tour operators.

Passenger railways.

Travel-related arrangement services.

Toll and bridge fees.

Automobile parking lots and garages.

Suburban and local commuter passenger, including ferries.

Transportation services, not elsewhere classified.

Real estate agents and managers and rentals.

Timeshares.

Campgrounds and trailer parks.

Motorhome and recreational vehicle rental.

Tourist attractions and exhibits.

Art dealers and galleries.

Amusement parks, carnivals, circuses, fortune tellers.

Aquariums, dolphinariums, zoos, and seaquariums.

Boat leases and boat rentals.

Recreation services, not elsewhere classified.

Airports, airport terminals and flying fields.

Package tour operators (for use in Germany only).

Barclays’ definition of eligible travel purchases on the Barclaycard Arrival Plus® World Elite Mastercard® includes purchases in the following categories:

Campgrounds.

Car rental agencies.

Travel agencies.

Discount travel sites.

Taxis and limousines.

Your account annual fee.

Note: The Barclaycard Arrival Plus® World Elite Mastercard® is no longer available on our website. For more information, read our full story .

Capital One generally considers purchases in the following categories to be travel purchases on the Capital One Venture Rewards Credit Card and the Capital One VentureOne Rewards Credit Card .

Rail lines.

Limousine services.

Travel agents.

Campground fees.

Motorhome and RV rentals.

On the Citi Premier® Card , eligible travel purchases include spending in the following categories, according to Citi:

Restaurants (including cafes, bars, lounges and fast food restaurants).

Select entertainment, including live entertainment, live theatrical productions, concerts and live sporting events.

Movie theaters.

Amusement parks (including zoos, aquariums, circuses and carnivals).

Tourist attractions (including museums and art galleries).

Record stores.

Video rental stores.

On-demand internet streaming media.

Car rentals.

Costco Travel.

According to Chase, eligible travel purchases include spending in the following categories:

Hotels and motels.

Operators of passenger trains.

Toll bridges and highways.

Parking lots and garages.

According to Discover, eligible travel purchases include those made in the following categories:

Commercial airline tickets.

Hotel rooms.

Tour operators.

Vacation packages purchased through airlines.

Online travel sites.

Local and suburban commuter transportation, including ferries.

Charter or tour bus lines.

You can redeem rewards for travel statement credit on these purchases up to 180 days after the transactions are posted to your account.

What’s a ‘tourist attraction,’ anyway?

On their own, these terms aren’t especially helpful. “Commuter transportation” sounds like it could be anything that gets you to work. And “tourist attractions” is about as vague as you can get.

These categories actually correspond to merchant category codes . An MCC is a four-digit number that describes a merchant’s type of business. The payment networks, like Visa and Mastercard, use these standardized codes to set the fees that merchants pay to accept cards. When you make a purchase, the payment network communicates the merchant’s MCC to your issuer, and it generally shows up on your credit card statement with the other transaction information. Many issuers use these codes to reward cardholders for spending in certain categories — say, restaurants or gas stations.

A merchant’s bank decides with the merchant how its business should be classified. Codes depend solely on the merchant, not its location or what you’re buying. If you eat at a restaurant in a hotel, for example, your issuer will probably consider your tab restaurant spending — not hotel spending. And if you buy a souvenir T-shirt at that restaurant, it will count as a restaurant purchase just like your meal.

In the early days of credit cards, payment networks categorized purchases using the federal government’s Standard Industrial Classification codes, says Chuck Fillinger, a senior associate at The Strawhecker Group, a banking consulting firm. As more merchants started accepting credit cards, categories expanded beyond the old government-based system and became more specific. There are now hundreds of MCCs, Fillinger says. As new card-accepting merchants emerge, more categories will likely be added.

“Travel is probably the most confusing, with a variety of MCCs, as there are so many different aspects. You have trains, buses, airlines, hotels and Uber and Lyft,” Fillinger says.

Demystifying MCCs

Some spending categories sound confoundingly similar, but are still considered separate by payment networks — “commuter transportation” and “passenger railways,” for instance. Fillinger says that’s partly because each category has its own risk profile based on average transaction size and the likelihood of fraud or that customers will dispute charges. The credit card processing fees merchants pay vary according to that risk.

Here are a few MCCs that cause confusion today:

Travel agencies and tour operators (MCC 4722). Back in the day, “travel agencies” referred to brick-and-mortar businesses where you bought airline tickets and arranged travel itineraries. Nowadays, travel aggregators and discount travel sites, such as Expedia, also use this MCC.

Taxicabs and limousines (MCC 4121). This category can now include services like Uber and Lyft.

Commuter transportation (MCC 4111). Visa uses this MCC for merchants that provide “local and suburban mass passenger transportation over regular routes and on regular schedules,” such as trains and ferries. Trains meant for long-haul trips are generally categorized as “passenger railways.”

Real estate agents (MCC 6513). Mastercard’s rules define this as “fees charged by merchants engaged in the rental and management of residential and commercial properties, such as real estate agents, brokers, and managers, and apartment rental services.” This includes fees to rent rooms through Vacation Rental By Owner and its parent company, HomeAway. Airbnb, however, generally counts as a hotel or motel.

Tourist attractions (MCC 7991). Many expect this category to cover amusement parks, but it doesn’t. Instead, both Visa and Mastercard clarify that this category includes “expositions, botanical gardens, craft shows, museums, and wineries.” Amusement parks have their own separate category.

Know how to earn rewards

Defining travel spending remains an imprecise art — and that means it’s not always easy to know how a purchase will show up on your statement.

You can search merchant category codes in your area using Visa’s supplier locator tool . Or you could find out how your card issuer has categorized past purchases by logging on to your account online and checking your history. But you might end up with some strange results. A parking lot fee might count as “Misc. government services.” An airport shuttle might be listed as “Transportation service, not classified.”

And keep in mind that other countries use different MCCs that might not count as “travel” for U.S. credit cards.

Sometimes a purchase might not be categorized as you think it should be, and for now, there’s not much you can do about this. Your card issuer — the bank that holds your account, as opposed to the payment network like Visa — has no control over how merchants are categorized. Knowing your issuer’s definition of travel doesn’t guarantee your purchases will be classified that way, but it’s a good starting point if you want to get the most out of your credit card.

This article was written by NerdWallet and was originally published by Forbes .

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Is AirBNB “Travel” for Costco Citi Visa 3% Travel Reward

Post by Kookaburra » Fri Oct 01, 2021 9:08 pm

Re: Is AirBNB “Travel” for Costco Citi Visa 3% Travel Reward

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What Is Considered Travel for Credit Cards?

Travel rewards are fairly common with credit cards, although not all issuers categorize travel purchases in the same manner.

Updated: March 21, 2024

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Re: Citi Costco - What are Eligible Travel Purchases?

Which purchases count as travel with Chase Sapphire Preferred and Chase Sapphire Reserve?

Editor's Note

Thanks to its plethora of premium travel perks, the Chase Sapphire Reserve is well-known in the travel credit card space. The Chase Sapphire Preferred is the Sapphire Reserve's mid-tier sibling that features a $95 annual fee — which is also the more affordable card considering the Reserve's annual fee is $550 — and remains a top pick, winning Best Travel Rewards Credit Card for the sixth straight year at the 2023 TPG Awards .

No matter which Sapphire card you have, Chase clearly defines what counts as travel. Both cards generously award for travel booked through the Ultimate Rewards portal and all other travel purchases.

We'll go over the purchases that count (and don't count) toward earning bonus points in this guide.

How many points do the Chase Sapphire Reserve and Preferred cards earn on travel?

The Chase Sapphire Reserve awards 10 points per dollar on hotels and car rentals booked through the Ultimate Rewards portal and 5 points per dollar on flights booked through the Ultimate Rewards portal.

But suppose you're looking to book directly with the airline, hotel or another company or get awarded for other travel purchases like taxi rides and parking fees. In that case, you'll still earn 3 points per dollar on these purchases.

The Sapphire Preferred earns 5 points per dollar on all travel purchases booked through the Ultimate Rewards portal and 2 points per dollar on other travel purchases.

You'll also earn a boosted rate of 10 and 5 points per dollar spent on Lyft rides on the Reserve and Preferred, respectively (through March 2025).

'Travel,' according to Chase

The Ultimate Rewards portal is powered by Expedia , allowing you to book various types of travel. For "all other travel purchases," here's how Chase defines it:

Merchants in the travel category include airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.

Compared to bonus categories from other credit cards, Chase's travel category is extremely generous.

While cards such as the American Express® Gold Card and The Platinum Card® from American Express offer bonus points for airfare purchases made directly with the airline (with a spending cap of $500,000 on the Amex Platinum per calendar year), the Sapphire Preferred and Reserve cards let you earn a bonus on virtually every trip-related charge.

The travel category encompasses a wide variety of purchases, from hotels and airfare (which doesn't have to be booked directly with the airline) to cruises, tolls and even parking fees. Uber and Airbnb purchases count as travel as well.

The following purchases do not apply toward the 2 or 3 points per dollar bonus categories on these cards, but most of them shouldn't be a huge surprise or disappointment:

Some merchants that provide transportation and travel-related services are not included in this category; for example, real estate agents, educational merchants arranging travel, in-flight goods and services, on-board cruise line goods and services, sightseeing activities, excursions, tourist attractions, RV and boat rentals, merchants within hotels and airports, public campgrounds and merchants that rent vehicles for the purpose of hauling. Purchases from gift card merchants or merchants that sell points or miles will not qualify in the travel category.

A few notable travel-related charges that have not been posted as travel for the purposes of bonus points with Chase for TPG staffers in the recent past include an RV rental as well as some vacation rentals via Vrbo and similar services. Whether a vacation home rental automatically codes as travel depends on whether an individual or a conglomerate operates it. In the latter case, that charge may code as "professional services" instead of travel.

If you're ever unsure whether a given purchase counts as travel, it could be worth making a small charge and checking whether it earns any bonus points on your online Chase account.

Additionally, suppose you feel like a travel purchase should have earned bonus points but didn't. In that case, you can always try calling or secure messaging Chase and requesting consideration for that charge to be awarded points as a travel charge. Even if you don't get the outcome you're looking for, you'll at least get some clarity on how certain charges are coded and can plan future spending accordingly.

What does Chase typically count as travel purchases?

• Campgrounds
• Car rental agencies (excludes RV and boat rentals)
• Cruise lines
• Discount travel sites
• Parking lots and garages
• Passenger trains
• Toll bridges and highways
• Travel agencies
• Vacation rentals (including some VRBO rentals operated by an individual )

What does Chase typically not count as travel purchases?

• Educational merchants arranging travel
• Gift card merchants
• Inflight goods and services
• Merchants that rent vehicles for the purpose of hauling
• Merchants within hotels and airports
• Onboard cruise line goods and services
• Purchasing points or miles
• Public campgrounds
• Real estate agents
• RV and boat rentals
• Sightseeing activities
• Tourist attractions
• Vacation rentals ( some VRBO rentals operated by a conglomerate rather than an individual )

Bottom line

Cardholders of the Chase Sapphire Reserve and Chase Sapphire Preferred have plenty of opportunities to earn 3 or 2 points per dollar spent, respectively, on "other travel purchases." Based on TPG's valuations , that means you could be getting a return of up to 6.1% on these purchases, and you can put your points to use with Chase's airline and hotel partners .

On top of that, these Chase cards have some of the most generous travel and purchase protections on the market, making either card a valuable addition to your wallet.

Apply here: Chase Sapphire Reserve with a 60,000-point sign-up bonus after you spend $4,000 in the first three months of account opening Apply here: Chase Sapphire Preferred with a 60,000-point sign-up bonus after you spend $4,000 in the first three months of account opening

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Best credit cards for Airbnb

If you choose a homestay for your pandemic-era travel, these cards can help you earn extra rewards and cut your trip expenses

Published: March 21, 2022

Author: Aaron Broverman

Editor: Kaitlyn Tang

Reviewer: Barri Segal

How we Choose

Credit card issuers reward homestays with points and cash back in the same way they’ve long doled out rewards for hotels and other travel expenses. These are the best cards on the market for homestays like Airbnb.

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards , or use our CardMatch™ tool to find cards matched to your needs.

After two years of living through the COVID-19 pandemic, perhaps you decide it’s finally time to take a vacation. Of course, the idea of exploring new sites and attractions also begs the question, where will you stay?

If the idea of staying at a hotel, where you must trust your experience to a faceless corporation, unnerves you, you may prefer homestay sites like Airbnb and Vrbo (provided you follow their party guidelines ). In fact, credit card issuers now reward homestays with points and cash back in the same way they’ve long doled out rewards for other hotel expenses.

So, what are the best credit cards to use for for Airbnb? Issuers are becoming more generous with homestay benefits and rewards but not all travel credit cards have them. Don’t worry – we’ve scoured the scene to provide this list of the best cards for Airbnb.

Wells Fargo Propel American Express card: Best for high rewards

Why we picked it : The  Wells Fargo Propel American Express® card* includes arguably one of the highest rates of return on points for some of the most popular redemption categories out there. Best of all: Its travel category includes homestays like Airbnb and Vrbo, which you can earn year-round and with no spending cap.

The greatest advantages of this card, besides earning 3 points for each dollar spent on popular spending categories – dining, travel, transit, gas station purchases and select streaming services – are that there are no point limits or expirations, no annual fee and no rotating categories that you have to remind yourself to activate.

• 20,000 points if you spend $1,000 in purchases in the first three months
• No annual fee
• Flexible redemption options
• Access to Amex presale tickets where available
• Cannot transfer points to travel partners
• Must redeem flights through Go Far Rewards

Who should apply : Wells Fargo loyalists will like this card. Anyone who wants to earn high rewards specifically on Airbnb purchases should also apply.

Who should skip : If you want to earn travel points with a more well-established loyalty program, you should steer clear of this card. Those who are into travel credit cards and like to transfer points to travel partners are also not good candidates for this choice.

• Chase Sapphire Reserve: Best introductory bonus

Why we picked it : The  Chase Sapphire Reserve card remains a mainstay in the travel card space. Its notable sign-up bonus of 60,000 points (when you spend $4,000 in your first three months) is worth $900 when you redeem them for travel through the Chase Ultimate Rewards portal .

The card’s biggest Airbnb benefit is its $300 annual travel credit that applies to most travel purchases, including Airbnb. After you’ve used it up, the bonus travel categories will kick in. The card earns great rewards – 10X points on hotels and rental cars booked through Chase Ultimate Rewards®, 5X points on Chase Ultimate Rewards airfare, 3X points on travel and restaurants and 1X on general purchases.

• $300 annual travel credit
• Priority Pass Select membership (access 1,300+ lounges worldwide)
• Up to $100 credit for Global Entry/TSA PreCheck (every four years)
• Numerous travel insurances (baggage delay insurance, trip delay insurance, etc.)
• $550 annual fee
• Lower rewards value for merchandise

Who should apply : Cardholders who’ve been eyeing premium travel cards: This is your sign to apply for this card. Anyone who wants to earn serious rewards, especially the valuable Chase Ultimate Rewards points, and doesn’t mind the annual fee, won’t be disappointed.

Who should skip : If you don’t consider yourself a frequent traveler and you’re already wincing at the annual fee, you should consider a different card.

• Bank of America Premium Rewards credit card: Best for bonus rewards

Why we picked it : While the points per dollar offered by  Bank of America® Premium Rewards® credit card on travel and Airbnb are fewer than those mentioned above, the sign-up bonus and up to $200 in annual statement credits make it a decent option.

For existing Bank of America Preferred Rewards clients, this card should absolutely move to the top of your list. That designation automatically increases your return to higher than what the other credit cards offer on travel and dining – you can get a rewards bonus of up to 75%. Other than the welcome bonus, the card gives 2X points on travel (including Airbnb) and dining and 1.5X points on other purchases.

• Up to $200 in travel statement credit rewards (for airline incidentals and Global Entry/TSA PreCheck)
• Various travel insurances (baggage delay insurance, roadside dispatch, etc.)
• $95 annual fee

Who should apply : Current Bank of America account holders should definitely apply for the up-to-75% rewards boost. If you like traveling with lots of insurance benefits (just in case), this card could be a great fit.

Who should skip : Anyone with checking, savings or investment accounts with other banks may find this card’s rewards too low. If you want travel points with more redemptions options (like transferring to other loyalty partners), you should also look elsewhere.

• Amazon Prime Rewards Visa Signature card: Best for cash back

Why we picked it : Yes, the Amazon Prime Rewards Visa Signature card* seems like it should stay on the best credit cards for online shopping list. However, Amazon offers Airbnb gift cards and the Amazon Prime Rewards card gives you 5% cash back on Amazon.com purchases as long as you have a Prime membership, which essentially acts as the annual fee ($139).

Just purchase an Airbnb gift card from Amazon with the card (Amazon offers gift cards up to $500), and it’s as if you are getting 5% cash back for your Airbnb stay when you apply the gift card towards it. It’s the highest rate on this list, Amazon or not.

• 5% cash back on Whole Foods and 2% cash back on restaurant, gas station and drugstore purchases
• $150 Amazon.com gift card upon approval
• Perks like car rental insurance, purchase protection, etc.
• No foreign transaction fee
• $139 per year for Amazon membership

Who should apply : Current Amazon Prime account holders will love this card for its high cash back rate on Amazon.com purchases. Though a bit indirect, it earns the highest rewards on Airbnb purchases on this list, so Airbnb enthusiasts may enjoy it.

Who should skip : If that annual cost for an Amazon membership feels out of range, you can opt for other cards. Infrequent Amazon customers will also not find a lot of value with this one.

• Discover it Miles: Best no-annual-fee option

Why we picked it : Though the points per dollar on this card are lower than any other credit card on the list, the Discover it® Miles gives you much more freedom in how you can manage your points and account. You’ll earn 1.5X miles on all of your general purchases.

You can redeem miles in any quantity, your miles don’t expire even after you close your account and you can earn an unlimited number of points. The Discover it Miles’ sign-up bonus is also hard to beat – it matches all the miles you earn at the end of your first year. Essentially, you’ll earn 3X miles on all your spending during your first year.

• May credit past travel purchases to your account
• Cashback Match at end of first year
• Cannot transfer miles to airline loyalty programs

Who should apply : Occasional travelers who don’t feel compelled to join a major loyalty program will enjoy the card. Anyone who likes the convenience of earning flat-rate rewards , as opposed to keeping track of any rotating or bonus categories, should also apply.

Who should skip : Cardholders looking for a card that brings great value beyond the first year should skip. If you’d prefer to earn higher rewards at a faster rate, you can skip this one.

• Comparing the best cards for Airbnb

Based on the cards on the list, Airbnb benefits come in all sorts of forms: points, miles, cash back and the like. Here are all the cards and their respective Airbnb benefits side by side.

• How to choose an Airbnb credit card

Of course, many cards with bonus travel categories may offer rewards on Airbnb purchases, but how do you go about choosing the right one for you? Ask yourself the following questions to help make your decision easier:

• Can you fit an annual fee in your budget? If the answer is yes, the Chase Sapphire Reserve will provide generous rewards and perks that typically make up for the annual fee. If not, the other no-annual-fee credit cards on this list will also provide great rewards on your Airbnb purchases.
• Which do you prefer, points or miles or even cash back?  The debate between points or miles or cash back is a tale as old as time, but in the end it comes down to preference. Deciding which rewards type you prefer will help narrow down which card suits you best.
• Do you travel often? If you spend more time in Airbnbs than your own place and make travel purchases often, one of the more luxurious cards, like the Chase Sapphire Reserve, will suit you better. If you don’t travel much (more than once a year), one of the no-annual-fee cards like the Discover it Miles card or the Wells Fargo Propel card will still earn you solid rewards during the times you stay home.

Bottom line

No matter what card you choose from this list, you’ll gain some rewards from your Airbnb purchases. For Airbnb fans, we recommend one of the more premium travel cards to truly maximize your purchases. For casual travelers, one of the flat-rate earning cards will bring you rewards quicker than you think.

*All information about Wells Fargo Propel American Express card and Amazon Prime Rewards Visa Signature has been collected independently by  CreditCards.com  and has not been reviewed by the issuer.

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Book an eligible vacation package* in one of the select locations using your Costco Anywhere Visa® card by Citi and receive a Digital Costco Shop Card valued at 20% of your total package price¹. Simply enter your promo code at checkout to receive the bonus Digital Costco Shop Card valued at 20% of your total package price. Valid for travel through 8/31/24, book between 2/6/24 – 4/30/24. In addition, you can earn 3% cash back rewards on Costco Travel purchases when you use the Costco Anywhere Visa® Card by Citi.‡

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*Not valid for cruises, rental cars, hotel (room-only) reservations, Disneyland® Resort packages, guided vacations, or any other specialty vacation products.

¹Bonus Digital Costco Shop Card Promotion: One bonus Digital Costco Shop Card per booking. To qualify for the Bonus 20% Digital Costco Shop Card, you must book a vacation package to Hawaii, Mexico, Caribbean, Florida, San Diego, San Francisco, Los Angeles, Las Vegas, Europe, Sedona, Phoenix or New York City with your Costco Anywhere Visa Card by Citi within the book by Window and travel through dates. The Promo Code provided must be provided during checkout to qualify. The Digital Costco Shop Card is non-transferable and may not be combined with any other promotion. The Digital Costco Shop Card will be emailed 1 – 4 weeks after your trip. Digital Costco Shop Cards are not redeemable for cash, except as required by law. For complete Digital Costco Shop Card terms and conditions, click on the Terms & Conditions link below.

‡Costco Anywhere Visa® Card by Citi — Earn 3% cash back rewards on Costco Travel purchases. Subject to credit approval. Cash back will be provided as an annual reward certificate once your February billing statement from Citi closes and is redeemable for cash or merchandise at U.S. Costco warehouses including Puerto Rico, until December 31 of the year issued.

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Travel Credit Terms and Conditions

On October 21, 2022, we extended the expiration date of Travel Credit issued under these terms until December 30, 2023.

Last Updated: September 27, 2021

IN ADDITION TO THESE TRAVEL CREDIT TERMS AND CONDITIONS (“ TRAVEL CREDIT TERMS ”), THE AIRBNB TERMS OF SERVICE , PAYMENTS TERMS OF SERVICE , AND PRIVACY POLICY APPLY (COLLECTIVELY THE “ AIRBNB TERMS ”) TO THE OFFER. CAPITALIZED TERMS NOT DEFINED IN THESE TRAVEL CREDIT TERMS HAVE THE MEANINGS GIVEN IN THE AIRBNB TERMS.

Airbnb is offering Members who cancel a Qualifying Reservation the option to have Airbnb help fund their next booking (the “ Offer ”). The Offer is made for a limited time only, but may be extended from time to time by Airbnb. If you have a Qualifying Reservation, you will be presented with the Offer in the reservation cancellation flow or another part of the Airbnb Platform.

Important Definitions

“ Expiration Date ” means: (i) the last day that you can redeem the Offer by confirming your next booking through the Airbnb Platform, and (ii) the last day that your next booking can begin (i.e. check-in must be no later than the Expiration Date). The Expiration Date is December 30, 2022 unless we specify another date through the Airbnb Platform.

“ Offer Amount ” means the amount of the Offer as displayed to you in the Airbnb Platform (not to exceed 200% of your booking value). The Offer Amount may vary depending on factors such as the applicable Listing cancellation policy or the amount you have actually paid for your reservation. In some cases the Offer Amount may be equal to the amount you paid in Airbnb fees for the Qualifying Reservation.

“ Qualifying Reservation ” means a booking for a stay that was made on or before March 14, 2020, and has been designated in the Airbnb Platform as being eligible for the Offer. The following are expressly excluded: (i) reservations that have already begun, (ii) reservations that were previously canceled, (iii) reservations made by Members who reside in mainland China for stays in mainland China, and (iv) Luxe reservations or any reservation made on Luxury Retreats.

How it Works

The Offer may only be redeemed through the Airbnb Platform on or before the Expiration Date. When you make your next booking, Airbnb will fund and issue a promotional coupon credit in the Offer Amount (the “ Travel Credit ”). Your next booking must also have a check-in date no later than the Expiration Date to use the Travel Credit. The Travel Credit will automatically be added during checkout and will reduce the cost of that booking by the Offer Amount. All redemption of Travel Credit is final and may not be cancelled. You are not required to apply the Travel Credit to your next booking and may elect to apply it to a later booking, subject to the Expiration Date. If any portion of the Travel Credit is not used in your next booking, you may be required to contact Airbnb customer support to re-activate the unused portion of the Travel Credit. If you apply the Travel Credit to a booking and the booking is cancelled: (i) you will be refunded based on the Host’s cancellation policy for the amount paid with your Payment Method (i.e., your credit or debit card), and (ii) the amount of the Travel Credit you used for the cancelled booking will be reinstated for a future use, subject to the original Expiration Date.

Travel Credits: (i) are coupons issued for promotional purposes; (ii) are non-refundable and non-transferable; (iii) are not cash, currency and not a stored value, gift card or store credit product; (iv) cannot be combined with other offers, coupons or discounts; (v) cannot be redeemed for cash, check or credit, except where required by law; and (vi) cannot be used or reissued past the Expiration Date. You may not purchase or sell Travel Credits and Airbnb does not sell Travel Credits. Travel Credits are the property of Airbnb.

If you initiate a chargeback with your bank or credit card company (also known as a “charge dispute” or “reversal”) for the return of the funds charged for the Qualifying Reservation, you won’t be eligible for Travel Credit for such booking. Airbnb reserves its right to refuse, void, cancel, reject or hold for review your Travel Credit, if it believes that you initiated a chargeback for the Qualifying Reservation and elected to receive Travel Credit despite the chargeback.

If for any reason you believe that there is a discrepancy regarding your Travel Credit, please contact us. Airbnb may require you to submit additional information in order to make a determination regarding your Travel Credit.

Your Waiver and Release; No Refunds

By accepting the Offer you are agreeing that the Offer Amount is in lieu of any refund you might be entitled to receive in connection with cancelling the Qualifying Reservation—whether under the Listing cancellation policy , our extenuating circumstances policy , or applicable law. To learn whether you are eligible for a full cash refund under our extenuating circumstances policy for a COVID-19 related situation please go here . By electing to receive Travel Credit or by using the Travel Credit you are agreeing to these Travel Credit Terms.

You release Airbnb and the host of the Qualifying Listing from any and all claims and liabilities, without limitation, relating to the Qualifying Reservation, your inability to complete the Qualifying Reservation, and/or any refund or compensation you might be entitled to in relation to canceling the Qualifying Reservation.

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You understand and agree that you are solely responsible for determining for your jurisdiction (i) the applicable tax reporting requirements, and (ii) the taxes that should be paid in connection with the Offer and the Travel Credit. Where applicable, Airbnb may be required to account for VAT on any services for which the Travel Credits are redeemed. In no event will Airbnb be liable for any special, incidental, punitive, exemplary or consequential damages of any kind even if we have been informed in advance of the possibility of such damages. In no event will Airbnb’s aggregate liability to you in connection with the Offer exceed the Offer Amount.

Except where prohibited by law, Airbnb reserves the right to refuse, void, cancel, reject or hold for review any Travel Credit mistakenly applied in an incorrect denomination or applied or procured, directly or indirectly, in connection with fraudulent actions, fraudulent claims, compensation abuse or in connection with any violation of these Travel Credit Terms or the Airbnb Terms. Airbnb also reserves the right to any remedy, including disqualifying you from participation in the Offer, if it suspects or determines that you have committed fraud or otherwise violated the Travel Credit Terms or Airbnb Terms.

We can update these terms at any time without prior notice. If we modify these terms, we will post the modification on the Airbnb.com website, applications, or services, which are effective upon posting. Use of any Travel Credit after any modification shall constitute consent to such modification.

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Home » Travel » Question: Does Airbnb Count As Travel On Costco Credit Card

Question: Does Airbnb Count As Travel On Costco Credit Card

What are costco citi card eligible travel purchases.

Costco Visa eligible travel purchases are airfare, hotel bookings, car rentals, cruise lines, and rideshare services such as Uber and Lyft. Those, and travel-related purchases not categorized with the appropriate merchant category code (MCC) for travel, will earn only 1% cash back.

What credit card should I use to book Airbnb?

In our opinion, the best personal credit card to use for Airbnb or VRBO stays is the Chase Sapphire Reserve card. The biggest reason why this specific card is the best choice for Airbnb or VRBO is that it earns 3x Ultimate Rewards points per dollar spent on dining and travel.

Does Airbnb count as travel boa?

Nerdy tip: Airbnb, another peer-to-peer rental marketplace, is typically classified as “Travel Agencies and Tour Operators,” not as real estate.

Is Costco credit card good for travel?

Travel Benefits You’ll Use: The Costco Visa comes with car rental insurance (primary coverage for international travel, secondary for domestic US rentals. You’ll also receive roadside assistance along with other benefits like no foreign transaction fees.

Is Airbnb considered travel for credit cards?

Airbnb typically codes as “travel” on your credit card statement. This means it will trigger any bonus points or annual credits offered in the travel category.

Does Airbnb count as travel Chase Sapphire Reserve?

Yes, Chase Sapphire Reserve Airbnb purchases count as travel, which means you get 3 points per $1 spent. Chase is pretty liberal with their definition of travel, so a lot of things you might not think count actually do – including services like Airbnb, HomeAway, VRBO, Uber and Lyft.

Can I use a credit card for VRBO?

On VRBO, you can pay with credit cards including American Express, Mastercard and Visa. Plus, the Capital One Venture earns 2 miles per dollar spent on all purchases — a card that offers a solid return on non-bonus spending, just in case VRBO doesn’t code as a travel purchase.

What credit cards does vrbo accept?

With our payments system, you can pay for the entire reservation through our online platform with Visa, Mastercard, or American Express.

Does Airbnb count as travel Amex Platinum?

The Platinum Card from American Express only earns you 5X miles on pre-paid hotel purchases booked through the Amex travel portal, which means Airbnb bookings will only earn 1 point per dollar. The American Express Green Card, however, does code Airbnb as travel, according to some reports.

Is Airbnb considered travel for credit cards Bank of America?

So it makes the card easier to use even if you don’t fly or stay in hotels. Here’s a list of what Bank of America considers as travel expenses: Hotels, motels, and timeshares (including Airbnb)Sep 11, 2017.

What counts as travel on Bank of America credit card?

It’s best to hold your points to offset travel purchases to get the highest value, and Bank of America qualifies a wide variety of purchases as travel: airlines, hotels, car rentals, cruise lines, trains, buses, taxis, ferries, parking lots and garages, tolls and bridge fees and more.

Can I use Bank of America travel rewards on Airbnb?

Redeeming with Airbnb: 1 cent per mile when redeeming as travel statement credit for Airbnb purchases or other qualifying expenses. You can get a higher redemption rate if you qualify for the Bank of America® Preferred Rewards program.

What are the Costco credit card travel benefits?

Here are the Costco Credit Card travel benefits: 3% to 4% cash back in key spending categories. 0% foreign transaction fee. Travel accident insurance. Worldwide auto rental insurance. Roadside Assistance Dispatch Service. Travel & Emergency Assistance. Citi Entertainment. $0 Liability on Unauthorized Charges.

Can I use my Costco card anywhere?

Your membership card is valid at any Costco warehouse worldwide and is not transferable. You will be required to show your membership card when entering any Costco warehouse and when checking out at a payment register.

Is Costco Cash Back Credit Card worth it?

The Costco Credit Card is worth applying for if you have a Costco membership and an excellent credit score. The Costco Anywhere Visa® Card by Citi has a $0 annual fee and offers 1 – 4% cash back, giving its bonus rates on gas, travel and dining purchases. Most rewards credit cards make it a lot easier to cash in.

What MCC code is Airbnb?

Real estate agents (MCC 6513). Airbnb, however, generally counts as a hotel or motel.

Can you get points from Airbnb?

You can earn points on any place you book around the world. Airbnb Experiences are not included. All points calculations are an estimation dependent on your original booking and may be subject to change. Taxes, coupons or deposits are not included in any T-point calculations.

Does Airbnb charge a credit card fee?

Airbnb doesn’t charge a fee for paying by credit card. However, Airbnb charges guests a Guest Service Fee of up to 14.2%, which helps the platform cover credit card transaction costs.

What counts as a credit card purchase?

Does paying bills with a credit card count as a purchase? Yes. With most credit cards, the only transactions that do not count as purchases (for the sake of earning rewards points, for example) are balance transfers, cash advances and using convenience checks.

Does gas count as travel for Chase Sapphire Reserve?

No, gas station purchases do not count as travel on the Chase Sapphire Preferred card or the Ink Business Preferred card. In fact, none of the Ultimate Rewards-earning credit cards count gas as a travel expense.

What is included in Chase travel category?

Merchants in the travel category include airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.

Does Airbnb charge your card immediately?

You just made a reservation—congrats! So, what happens next? In everywhere but India, your payment method will be charged as soon as your reservation is confirmed (excluding security deposits). This applies for Instant Book, too.

Are Airbnb and VRBO the same?

The biggest difference between these two platforms is the type of accommodation they offer. Vrbo offers stand-alone vacation homes only. Airbnb offers stand-alone vacation homes as well as shared spaces and even hotel rooms. Although it started as a home-sharing concept, it now hosts many types of accommodations.

Can you use Capital One miles for VRBO?

This statement credit is valid for select vacation rental purchases, but Capital One lists Airbnb, Turnkey, Vacasa and VRBO as eligible merchants. Or, I could redeem these Capital One miles at a fixed value to cover recent travel purchases.3 days ago.

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