post office travel insurance for turkey

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All medical conditions considered

Includes Medical Assistance Plus 

Kids go free on family policies (1) 

A choice of travel insurance to suit you

We have different types of cover for whatever you have planned. And we consider all medical conditions.

Offering cover for anything from a short UK break to a year of travelling around the world

• Covers you for a one-off trip up to 365 days (2)
• Perfect for short or long trips for anywhere in the UK or abroad 
• No age limit

Travelling more than once this year? An annual multi-trip policy could save you time and money

• Cover for multiple-trips for a 12-month period
• 31-day trip limit, with extensions available up to 45 and 60 days
• Available for everyone aged up to 75 years

Looking for a gap year, career break or to travel the world? We could have the cover you're after

• Cover for a one-off trip up to 18 months
• Option to return home for up to 7 days on 3 occasions
• Available for those aged 18 – 60

Medical Assistance Plus: 24/7 holiday health support

Have peace of mind when you travel knowing that health professionals are just one click away.

Medical Assistance Plus (3), powered by Air Doctor, comes free with all our travel insurance policies. It gives you access to outpatient medical support while you’re abroad.

Through the service you can book an in-person or video consultation with a doctor. You can also get prescriptions delivered to your nearest pharmacy.

We’ll send you an SMS reminder about the service the day before you travel (for single-trip and backpacker cover) or the day before your policy begins (for annual multi-trip cover).

Living with a medical condition shouldn’t stop you seeing the world. And, with the right travel insurance in place, you can enjoy peace of mind on your adventures – just in case something unfortunate happens.

At Post Office, we cover most pre-existing conditions. Contact us for a quote to see if we can cover you. It’s important to declare upfront all your medical conditions and any medication you're taking.

If we can’t help and yours is a serious pre-existing medical condition, check the Money and Pensions Scheme (MaPS) directory. It lists companies that may be able to help you. Or call 0800 138 7777.

Choose a travel insurance cover level

We can offer you a choice of economy, standard and premier cover levels.

Policy wording

Upgrade your cover with ease

Need cover for your policy that's not included as standard? Just pay a little more to add these upgrades – optional or mandatory depending on the trip type.

This optional extra helps protect you from the impact of airspace disruption, natural catastrophes, terrorist acts or Covid-19 (5)

If you’re happy with the cover offered, but worried about excess fees, you can opt for an excess waiver. For an additional premium, you can add it to any Post Office level of cover for zero excess fees (5)

Insure all your devices with our easy-to-add gadget cover. It’s perfect to protect all your smartphones, tablets, laptops and consoles (5)

Specialist cover is mandatory for winter sports like skiing and snowboarding. There’s greater risk of emergency costs. Make sure you’re protected on the pistes (5)

If you're going on a cruise, specialist cover is both important and mandatory. It covers missed departure due to breakdown, falling ill on board, being confined to your cabin, lost baggage and more (5)

Trip extensions are available up to 45 or 60 days, increasing from the standard 31 days (5)

Ready to get a quote?

Let’s find the protection that’s right for your travels. Get a quote for Post Office Travel Insurance

What is travel insurance?

Travel insurance may be able to protect you against a range of unexpected events. From losing valuables to medical emergencies, and anything else that could spoil your holiday. Take a look at our policy documents to make sure that you’re getting the cover that meets your needs.

Cancellation and cutting short your trip

• Emergency medical expenses
• Missed departure
• Delayed departure

Personal liability and legal costs

We'll repay you for any non-refundable, unused travel and accommodation costs if you have to cancel or cut short a trip due to reasons set out in the policy. This includes pre-booked activities and excursions, car hire, cattery and kennel fees, up to the limits shown

We may be able to help if you need emergency medical treatment, return to the UK (getting you back home) and more while you’re abroad 

Missed departure (6)

We’ll also cover any extra travel and accommodation costs you're charged if you arrive too late to travel on your booked transport. As long as they match the reasons set out in the policy

Delayed departure (6)

You’re covered if your first outbound or final inbound international departure is delayed by 4 or more hours. As long as it matches certain reasons set out in the policy wording

Items that are usually carried or worn during a trip are covered if they get lost, stolen or damaged 

You'll also get protection for any unexpected legal costs you might be charged while you're away 

New-look travel app out now

Our revamped travel app’s out now. It makes buying, topping up and managing Travel Money Cards with up to 22 currencies a breeze. Buying and accessing Travel Insurance on the move effortless. And it puts holiday extras like airport hotels, lounge access and more at your fingertips. All with an improved user experience. Find out what’s changed .

An award-winning provider

Best travel insurance provider.

Post Office won a ‘Best Travel Insurance Provider’ award at the Your Money Awards in 2021, 2022 and 2023

Post Office won a “Best Travel Insurance Provider” award at the British Travel Awards in 2023

Defaqto 5-star rated cover

Our travel insurance policies with premier level cover are Defaqto 5-star rated

Cover you can count on. We’ve paid out over £177 million in travel insurance claims since 2007

Common travel insurance questions, what does travel insurance cover.

Post Office Travel Insurance can cover you for a single trip of up to 365 days(2), or multiple trips in a single year. This applies to trips taken anywhere in the UK and abroad too. We also offer backpacker cover(7) for a single trip of up to 18 months.

The type and level of cover provided depends on the insurance policy type and options you choose. It can include cover for:

• Cancellation
• Cutting your trip short and abandonment of your trip
• Lost, stolen or damaged baggage
• Lost, stolen or damaged passports
• Lost, stolen or damaged personal money
• Personal accidents and liability
• Legal protection

You can add additional cover to your policy. Options include:

• Gadget cover
• Excess waiver
• Trip disruption
• 45- or 60-day trip extensions (on  annual multi-trip  only)

Winter sports cover  is compulsory for winter sports trips and  cruise cover  is mandatory if you’re going on a cruise. It’s important to check the different travel insurances available, and their various options and add-ons you can buy. This way, you’re sure to be fully covered for your trip and all you’ll do on it.

Why is it important to have travel insurance?

Having travel insurance is a worthwhile purchase for anyone going abroad for their holidays. Even in relatively safe locations such as central Europe, a number of things can go wrong.

Flights can be delayed. Airlines can lose your luggage. Tourist areas may be prone to opportunist thieves who may target your belongings. And you could fall ill anywhere in the world, to the detriment of your holiday plans.

We hope that none of these events happen to you. But, if they do, you could be out of pocket. And with emergency medical problems it could be by tens or even hundreds of thousands of pounds.

Holiday insurance may be able to help avoid some of this risk. It’s a way to insure for travel you, those travelling with you and your belongings.

If your luggage is lost, holiday insurance may not be able to replace it, but the payout from a claim can help recover any costs that you have had to pay to get replacements.

In particular, the medical cover outside of the EU offered by insurance is a necessity.

Within the EU, you may think that an  European Health Insurance Card (Ehic) or its replacement, the UK Global Health Insurance Card (Ghic), can cover all your medical needs. This isn’t true. Some of the most expensive medical services, such as repatriation, aren’t covered by the Ehic or Ghic. They're limited to health cover and won’t help at all with things like cancellation, loss or theft. And the Ehic no longer provides access to healthcare for UK nationals travelling to Iceland, Liechtenstein, Norway or Switzerland.

Even if you’re staying in the UK for your break , having holiday insurance will provide cover for lost, damaged or stolen possessions such as baggage, and cancellation, cutting your trip short or delay to your trip in some circumstances.

To qualify for cover on our annual multi-trip policies, UK trips must consist of:

• At least one night's pre-booked and paid-for accommodation, or
• A stay at least 100 miles from your home, or
• At least one sea crossing

Why choose Post Office?

You’re in safe hands with Post Office. We won Best Travel Insurance Provider at the Your Money Awards in 2021, 2022 and 2023. We also won bronze for Best Travel Insurance Provider at the British Travel Awards 2023, voted for by the UK public.

Our premier cover is 5 Star Defaqto Rated. Defaqto is a financial information business, helping financial institutions and consumers make better informed decisions.

We have a range of cover options available to suit lots of different holidays, so you can choose the cover that suits you best. We’re there for our customers when they need us the most; since we launched travel insurance in 2007, we’ve paid out over £177 million in claims.

What cover is there for Covid-19 as standard?

Policies purchased from the 31 March 2022 onwards provide cover if:

• you test positive for Covid-19 within 14 days of your trip and are required to self-isolate by a medical practitioner, the NHS or any UK government body 
• a medical practitioner certifies you as too ill to travel due to Covid-19 
• you, someone you’re travelling with, or someone you’re staying with is required to self-isolate by a medical practitioner, UK government body or health authority 
• you, an immediate relative (8) or someone you plan to travel or stay with dies or is hospitalised due to Covid-19 

If an insured trip has to be cut short, the unused portion of it can be claimed for if:

• you test positive for Covid-19 after you’ve left the UK and have to self-isolate
• you test positive on arrival in your destination and are not allowed to continue your trip
• you, an immediate relative (8) or someone you’re travelling or staying with dies or is hospitalised due to Covid-19

There’s also cover for medical and repatriation costs if you fall ill with Covid-19 while away. Call our emergency assistance line and we’ll help you seek treatment or, if needed, arrange to bring you back to the UK.

There’s no other coronavirus cover on our policies, but for extra reassurance you can add our  trip disruption cover upgrade option. This gives you added protection against missed departures and expenses incurred due to change of testing or quarantine requirements. Add it to your preferred policy for an extra premium.

For policies sold on or after the 31 March 2022

Should the FCDO advise against all travel to your destination, there's no cover under any section of the policy if you decide to travel. 

If the FCDO have advised to only undertake essential travel to a destination and your trip's not essential and you choose to travel, we'll only cover a claim if the cause is not linked to the reason for the FCDO advice. This limitation applies even if you've purchased an optional trip disruption cover upgrade. You may be able to travel with full cover if we authorise in writing that your trip's essential before you depart. Should you like to request this, please email  [email protected]

Please make sure you’re clear what’s covered and what’s not. Check the answers to common questions about coronavirus cover and the full policy wording for more details.

Does Post Office Travel Insurance cover medical expenses?

Yes, our travel insurance covers you for unexpected medical expenses. This includes emergency treatment and hospitalisation, plus repatriation if you need it. Cover's provided up to the limit specified in the policy wording for the specific cover level you choose.

Emergency medical assistance

If you need emergency medical assistance, you can call our dedicated team. They're here 24 hours a day, 7 days a week to get you the help you need. Check the correct contact details for your policy on our travel insurance help and support page .

Non-emergency medical support

If it’s not an emergency but you still need to see a medical professional, you can use our Medical Assistance Plus (3) service. This outpatient service is included free with all new Post Office Travel Insurance policies.

Get easy access to medical experts such as doctors, dentists and gastroenterologists. The single online platform can be used wherever you are abroad.

Choose whether you’re seen at a clinic, in your hotel or via an online video consultation. All sessions are in your own language. They even have prescriptions delivered to your nearest pharmacy.

This takes away the stress of finding medical help, so you can kick back and enjoy your holiday to the full.

Do I need travel insurance for UK trips?

We provide cover whether you’re taking a break in the UK or going on holiday overseas. You’re covered if your luggage or personal belongings are lost, stolen or damaged while you’re staying away from home in Britain. And if you have to cancel or cut short your trip in some circumstances, we can cover that too. As long as it matches the reasons set out in your policy.

Our annual multi-trip travel insurance can cover you for UK trips too. The minimum requirements are one night’s pre-booked and paid accommodation. Or your stay must be at least 100 miles from your home. Or you must have at least one sea crossing.

Where can I go on holiday in the UK or overseas?

The UK Government provides guidance on travel 24 hours a day, 7 days a week. Visit the Foreign, Commonwealth & Development Office website for the latest travel information. It lists if it's safe to visit your chosen country. This information can change at short notice. So it's a good idea to check the FCDO page regularly.

Remember, your cover won’t be valid if you travel against the FDCO advice of all travel, and local government advice. Check the latest on the FCDO site or read our  where can I go on holiday guide .

Does travel insurance include gadget cover?

Our standard travel insurance policies will only provide limited cover for electronic items such as mobile/smart phones, camcorders and their accessories, all photographic/ digital/ optical/ audio/ video media and equipment, iPods, MP3/4 players or similar and/or accessories, E-book readers, and satellite navigation systems up to the single article limit. The single article limit depends on the cover you’ve taken out. For economy it’s £150, for standard it’s £250, and for premier it’s £400.

Gadget cover  is an optional add on you can buy at any time to add protection for your devices. Check the  policy wording for full terms.

Do you offer a student discount?

Yes, we do. We’ve partnered with Student Beans to offer a discount to students. To claim it, you’ll need to either  register for a Student Beans account (to verify your student status) or  log in with your existing account . You’ll be given a unique code, which you’ll need to enter in the promotion code box that appears when getting your travel insurance quote. The discount will be taken off your quote total.

Do you offer a discount for graduates?

Yes, we do. We’ve partnered with Grad Beans to offer a discount to graduates. To claim it, you’ll need to either register for a Grad Beans account (to verify your graduate status) or log in with your existing account . You’ll be given a unique code, which you’ll need to enter in the promotion code box that appears when getting your travel insurance quote. The discount will be taken off your quote total.

• Read more travel insurance FAQs

Need some help?

Travel insurance help and support.

For emergency medical assistance, to make a claim, find answers to common questions about our cover or get in touch:

Visit our travel insurance support page

We’re here to help on your travels

Access your travel insurance policy anywhere.

You can buy travel insurance and view your policy all in our free Post Office travel app. Plus you can order and top-up our Travel Money Card wherever you are too

Travel money made easy

Buy your travel money online. You can click and collect from a branch near you or choose next-day delivery to your home

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About our travel insurance

Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited.

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: 100 Wood Street, London, EC2V 7ER. Post Office and the Post Office logo are registered trademarks of Post Office Limited.

These details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).

(1) Kids (under 18s) can be covered at no extra cost on our single-trip and annual multi-trip policies provided they have no medical conditions.

(2) For economy, standard and premier policies, the single-trip policy will cover you for one trip up to: 365 days for those aged up to and including 70 years 90 days for those aged between 71 and 75 31 days for those aged 76 years and above.

(3) Medical Assistance Plus is not available for trips taken in the UK, only for international travel. The service allows up to 3 separate medical events per person, per policy and for each medical event up to 3 appointments per person listed on the policy. All appointment charges are covered by your travel insurance policy. You will not need to pay any excess fees for this service.

For any online appointments or where the appointment was held at your accommodation, where a prescription is issued, you will need to pay for any medication and claim upon your return home. No excess will be applied for any prescription charges. If your appointment takes place at a clinic and they have a dispensing chemist, you will not need to pay for your prescription and all charges will be covered by your policy at the point of appointment. If there is no dispensing chemist at the clinic, you will either be given a prescription, or the prescription will be sent to a chemist by the treating doctor, and you will need to pay for any medication and claim upon your return home.

If your medical situation needs to be handed over from an outpatient case to an inpatient case and requires hospital admission, you will be handed over to our emergency medical assistance team in the UK. For any inpatient cases, no excess will be applicable.

(4) Increased to £750 if you bought your foreign currency from Post Office.

(5) Terms and conditions apply.

(6) Delayed and missed departure are only available with our standard and premier cover levels.

(7) Backpacker policies only available on the economy level of cover.

(8) Immediate relative: your mother, father, sister, brother, spouse, civil partner, fiancé/e, your children (including adopted and fostered), grandparent, grandchild, parent-in-law, daughter-in-law; sister-in-law, son-in-law, brother-in-law, aunt, uncle, cousin, nephew, niece, step-parent, step-child, step-brother, step-sister or legal guardian.

Travel Insurance for Turkey – Requirements and Cost

Home | Travel | Travel Insurance for Turkey – Requirements and Cost

When traveling abroad, get a policy from one of the  best travel insurance companies . Y ou can get a  5% discount   on Heymondo , the only insurance that pays medical bills upfront for you, HERE!

Purchasing travel insurance for Turkey is always a smart idea, no matter what type of trip you’ll be taking. Mishaps, delays, and accidents can occur at any time while you’re traveling abroad, and travel insurance is often the only means of getting health insurance coverage in a foreign country.

Turkey travel insurance is an absolute necessity for many travelers, however, since you must show proof of travel health insurance coverage to obtain a Turkish visa. Of course, not all travelers need a visa to enter to Turkey, but many do.

In any case, even if you don’t need a visa to enter Turkey, buying insurance for travel to Turkey will ensure that you’re covered for any injuries or illnesses you experience while traveling, as well as for any travel-related misadventures. You’ll often find that travel insurance is worth having in the end.

If you’re in a rush, I’ll tell you that we’ve been using Heymondo travel insurance for the past few years, and it’s been the best option for us. Whether it was dealing with an illness or getting an injury abroad, Heymondo’s coverage and customer assistance were there for us. You can even get a 5% discount for being our reader.

5% OFF your travel insurance

That said, there are other Turkey travel insurance options, so keep reading to find the best one for your needs.

Guide to Turkey travel insurance

As I’ve already mentioned, if you need a visa to enter Turkey, you must buy travel insurance for Turkey as part of your visa requirements. Passport-holders from the following countries must have a visa to enter Turkey:

Countries that need a visa to enter Turkey

Even if you don’t hold a passport from one of these countries, you should at minimum purchase health insurance for Turkey travel to cover any potential medical bills, especially since the EHIC (European Health Insurance Card) doesn’t work in Turkey. Of course, health insurance from other countries also doesn’t apply in Turkey, so purchasing Turkey travel medical insurance is the only way to guarantee medical coverage.

This guide to Turkey travel insurance will cover the following information:

Travel insurance for Turkey visa requirements

How much is travel insurance to Turkey?

Best travel insurance for turkey.

Is Turkey in Europe for travel insurance purposes?

What travel insurance do I need for Turkey?

Luckily, the travel insurance requirements for Turkey are simple. The main requirement for Turkey visa travel insurance is that the policy must cover travelers for the duration of their stay in Turkey.

Naturally, the most important type of coverage is for medical expenses, so your policy should at least be a Turkey travel medical insurance plan . You can always opt for a Turkish travel insurance plan with travel-related coverage as well if you’d prefer to be covered for issues like trip cancellation and baggage loss.

Just to be safe, you should ensure that your travel insurance for Turkey includes COVID-19 coverage . Nowadays, most travel insurance plans do have some kind of coronavirus coverage, but, as always, some plans offer more coverage than others.

For more information on Turkey’s travel insurance requirements , visit the Turkish government’s website .

Getting travel insurance for a Turkey visa doesn’t have to be expensive. Just keep in mind that your age and nationality, as well as the length and cost of your trip, will affect the cost of your travel insurance for Turkey .

To give you an idea of Turkish travel insurance prices, I’ve generated quotes by using the example of a 30-year-old American who is traveling to Turkey for two weeks and whose trip costs $2,500.

* price used for example

Heymondo , as you’ll see, easily stands out as the best travel insurance for Turkey , but all of the Turkey travel insurance companies in our comparison have their merits. To help you choose the best travel insurance for Turkey for your needs, you’ll find information below on all four companies’ advantages and disadvantages.

1. Heymondo , the best travel insurance to Turkey

Heymondo ’s Turkey travel insurance plans have it all: a high amount of coverage in all travel- and medical-related categories, incredible value for money, a $0 deductible for medical expenses, and coverage for COVID-19 testing and treatment.

Add in the fact that Heymondo pays your medical expenses directly and upfront for you, so you don’t even have to file a claim, and it becomes clear why Heymondo is considered the best travel insurance for Turkey .

As I said, we’ve been using Heymondo for over three years now, specifically the annual multi-trip insurance , and we have no complaints. One of my favorite things about Heymondo is their customer support app, which I’ve used to quickly file a claim when I lost my luggage. The service team takes care of the rest and I got reimbursed in no time.

If you’d like to learn more about the company, check out our Heymondo travel insurance review . You can even save 5% on Heymondo’s Turkish travel insurance plans with the discount code below.

2. World Nomads , a top-rated travel insurance for Turkey

If you’re planning on scuba diving, hot air ballooning, or kayaking while you’re in Turkey, World Nomads has got you covered. Their Standard and Explorer plans include coverage for hundreds of sports and activities, so you can adventure to your heart’s content without worrying about having to pay hundreds of dollars if you get injured.

Beyond sports coverage, World Nomads’ Turkey travel insurance plans include solid coverage in all medical- and travel-related categories, as well as coverage for COVID-19 treatment. There’s even a $0 deductible for medical expenses.

Still, although World Nomads offers excellent insurance for travel to Turkey , you can, in fact, get higher coverage in all categories for a lower price with Heymondo . As such, World Nomads is best suited for travelers who plan to do lots of exhilarating, potentially dangerous activities.

3. SafetyWing , the cheapest travel medical insurance for Turkey visa

Of course, you may just want to buy the cheapest plan that fulfills Turkey’s visa travel insurance requirements . Still, looking for an affordable price doesn’t mean you should skimp on quality coverage.

Luckily, SafetyWing is a Turkey travel medical insurance that offers the best of both worlds: excellent medical coverage and a reasonable price. Their Nomad Insurance plan also provides worldwide coverage, so you can head to other places besides Turkey, and coverage for COVID-19 testing and treatment. You can even choose to automatically renew your plan every 28 days until you pick an end date.

As with most travel medical insurance , SafetyWing doesn’t offer much travel-related coverage, which is not necessarily a problem, as you certainly don’t need this kind of coverage to meet Turkish visa requirements. SafetyWing’s major drawback, though, is its $250 deductible for medical expenses, which means you’ll have to put $250 towards any medical bills before SafetyWing pays any remaining balance.

4. IMG , a reliable travel health insurance for Turkey

IMG is consistently ranked as not only one of the best Turkey travel insurance companies  but also one of the best travel insurance companies in general. As such, you can’t go wrong with their plans, which offer high, reliable coverage in all categories.

As with most top travel insurance for Turkey , IMG offers a $0 deductible for medical expenses and includes coverage for COVID-19 treatment. Moreover, their iTravelInsured Travel Lite plan is affordably priced, considering it offers both travel- and medical-related coverage.

If you feel that IMG’s already high coverage isn’t sufficient for you, though, depending on your age and nationality, you could get twice as much coverage for just $1 more with Heymondo .

You may be wondering, does Europe travel insurance cover Turkey ? After all, part of Turkey is located on the European continent, while the rest of it is located in Asia.

Ultimately, the answer to this question depends on the particular European travel insurance you’re looking at. Some insurance companies include Turkey in their European coverage, while others put the country under their worldwide coverage. Heymondo , for instance, includes Turkey as part of their European travel insurance coverage.

The best way to find an answer is to check with your individual insurance company when you’re purchasing insurance for travel to Turkey .

In summary, you must obtain Turkey travel insurance if you need a visa to enter Turkey. Even if you don’t need a visa, purchasing travel insurance for Turkey is an excellent idea because it will guarantee medical coverage if you fall ill or get injured.

As you’ll have seen from the comparison above, Heymondo stands out as the best travel insurance for Turkey for travelers who want both travel- and medical-related coverage. For travelers who are looking to save a little money, SafetyWing , the best Turkey travel medical insurance , is an equally viable option.

Whichever plan you choose, if you need a visa, just make sure that your policy covers you for the duration of your stay in Turkey. Hopefully, this guide has covered everything you need to know about insurance for travel to Turkey , but if you still have any questions, feel free to leave a comment down below.

Enjoy your trip to Turkey!

Don't miss a 5% discount on your HeyMondo travel insurance  

and the only one that pays all your medical bills upfront for you!

Ascen Aynat

2 replies on “ Travel Insurance for Turkey – Requirements and Cost ”

What are the Turkey medical insurance requirements? I’m traveling 9/1/22 to Turkey and need medical insurance. My insurance agent is asking me what the requirements are for turkey. THank you.

The only requirement for the turkey travel insurance is that it must cover travelers for the duration of their stay in Turkey.

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• Travel Insurance Turkey

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• Key takeaways

Turkey travel information & requirements

Do i need travel insurance to visit turkey, what does travel insurance for turkey cover, what isn’t covered by travel insurance for turkey, how much does travel insurance for turkey cost, tips for getting the best turkey travel insurance, faq: turkey travel insurance, related topics.

Travel Insurance for Turkey: U.S. Visitor Quotes & Requirements

• Travel insurance for Turkey isn’t required , but it’s recommended given the risk of earthquakes, political demonstrations and terrorism.
• Your U.S. health insurance won’t work in Turkey , so it’s especially important to purchase travel medical insurance before your trip.
• According to our research, our top picks for travel insurance for Turkey come from Seven Corners, Tin Leg and IMG ( skip ahead to view these plans ).
• We recommend comparing insurance plans online to find the right balance between price and coverage.

With its lively cities, rich history and rugged landscapes, Turkey is a dream destination for travelers from around the world. 

Whether you’re planning to climb around the cave homes of Cappadocia or tour the grand mosques and bazaars in Istanbul, every vacation has an element of risk. Travel insurance for Turkey can help you recover financially if your trip is canceled or you’re injured on the journey.

This guide provides useful information you’ll need to choose the right travel insurance policy for your itinerary and unique needs, including:

• An overview of Turkey travel requirements
• Coverage options for travel to Turkey
• The approximate costs for Turkey travel insurance

Our top picks for the best travel insurance turkey

• Seven Corners: Best for Robust Coverage
• Tin Leg: Best Rated Travel Plan
• IMG: Best Rated Travel Insurance

Our top picks for travel insurance for Turkey

Seven corners.

Are there COVID-19 restrictions for U.S. tourists?

Turkey has  no COVID-19 restrictions for travelers from the United States.

Do I need a visa or passport to travel to Turkey?

If you’re traveling to Turkey as a tourist, you don’t need a visa if you’re staying less than 90 days . For longer stays, you must apply for a visa. You’ll also need a passport that’s valid for at least 6 months from the day you enter the country. Make sure your passport has at least one free page to accommodate Turkey’s entry and exit stamps.

Is Turkey safe for Americans?

As long as you’re sticking to major tourist destinations, such as Istanbul, Antalya, Cappadocia and Ankara, Turkey is generally a safe place to visit . The same goes for popular coastal areas.

Currently, it’s not safe to travel to eastern and southeastern parts of Turkey . You should avoid the regions along the border with Syria and Iraq. Ongoing conflicts in these areas make them extremely dangerous for tourists.

Travel insurance isn’t required for visiting Turkey , but it’s always a good idea. 

Although most tourists have a safe and pleasant visit, Turkey presents a few common risks. If your trip is affected by something unexpected, insurance can help you recoup lost costs , pay for medical care and find medical transport in case of an emergency. If you fall and break a leg while climbing stairs in Istanbul, for example, your policy can help cover the hospital bills.

Risk of earthquakes and natural disasters

Turkey sits at the intersection of multiple tectonic plates, which means it sees a great deal of seismic activity. In fact, it’s one of the most active earthquake zones in the world; every part of the country is at risk.

Some areas of Turkey are also prone to other types of natural disasters, including wildfires and floods. These issues can be serious, rendering entire regions impassible and disrupting travel. A travel insurance policy can protect you if your trip is canceled or delayed due to earthquakes and other catastrophes.

Risk of terrorism and political demonstrations

Turkey is home to multiple terror groups, which means there’s always a risk of an attack. The tense political climate in Turkey can also pose a danger to travelers, especially when there are protests and demonstrations; the conflict between Israel and Hamas in Gaza has heightened this risk. Look for a travel insurance policy that can help minimize financial losses if your trip is canceled or interrupted due to a terrorist attack or political instability. 

Water-related activities 

Water activities are popular in the beautiful coastal regions of Turkey. If you’re planning to take a boat trip or go snorkeling and scuba diving, travel insurance is a must. It can pay your medical bills if you get into a boating accident or experience decompression sickness while diving. Since healthcare facilities in smaller Turkish towns aren’t always well-equipped, insurance can also cover costs for transportation to a larger city.

Adventure activities

Some parts of Turkey are known for adventurous activities. Before you hop in a hot air balloon in Cappadocia, you should have a travel insurance policy to cover unexpected accidents that might happen. This is especially important if you’re exploring remote areas in Turkey that could require a long plane or ambulance ride after an injury.

As you’re considering different types of travel insurance for Turkey, it’s important to read the terms carefully. Every policy comes with specific coverage options — you should understand exactly what a plan includes before you buy.

Trip cancellation insurance

A policy with trip cancellation coverage will pay back your nonrefundable costs if you have to call off the trip before departure. If you come down with COVID-19 a week before your flight to Turkey and can’t travel, for example, the policy will reimburse what you’ve already paid . Pay attention to restrictions; many plans require you to cancel 2 days or more before the scheduled departure date to qualify.

Trip delay insurance

This type of coverage reimburses the extra expenses you incur as a result of a delay. If your flight to Istanbul is pushed back by 12 hours and you have to stay overnight, your insurance will likely cover the cost of a hotel and meals. Trip delay insurance is particularly important for travel to Turkey, as many flights from the United States require a connection .

Trip interruption insurance

If an unexpected situation forces you to return home early from Turkey, trip interruption insurance covers the costs for the unused portion of the trip . This could happen if you’re injured while hiking the Lycian Way and can’t continue traveling, or if a family member passes away at home mid-vacation. Some plans will even pay you back for an earlier flight home, which could save you thousands of dollars.

Travel medical insurance

Pay close attention to the medical coverage in your travel insurance policy ; it determines how much the provider will pay for emergency healthcare during your trip. Most plans cover injuries, accidents and sudden illnesses . If you try street food in Istanbul and get severe food poisoning, the policy will cover your hospital stay. Some providers even offer translation services, which is helpful if the hospital personnel only speak Turkish.

Medical evacuation insurance

Medical evacuation coverage pays for your transportation during a health emergency. If you’re in a hot air balloon accident in Cappadocia, this might include a helicopter transfer to a well-equipped hospital in Ankara or Istanbul. And if doctors recommend you receive ongoing treatment in the United States, the policy can schedule and pay for a medical flight back home — an extremely expensive trip, given the distance from Turkey.

Insurance for personal items

This coverage can reimburse you if your luggage and belongings are damaged, lost or stolen during your visit to Turkey. Make sure to check limits and restrictions, especially if you’re bringing an expensive camera to capture the pools at Pamukkale or designer clothing for a night out in Istanbul.

Rental car coverage

This type of insurance pays for damage to your rental car — it’s a must if you’re planning a self-driving tour around Turkey. Road conditions can be rough in smaller towns and remote areas, and safety standards on the road may increase your chance of an accident.

Every travel insurance provider has a list of situations that aren’t covered by the plan. 

Some common Turkey travel insurance exclusions are:

• Extreme sports
• Last-minute cancellations
• Pre-existing conditions , although you may be able to get a waiver to cover pre-existing conditions
• Routine or nonemergency medical care
• Excessive drug or alcohol use
• Suicide attempts

Travel insurance for Turkey can cost as low as around $1 per day for the most basic medical and medical evacuation coverage.

For a more comprehensive policy that includes trip cancellation and trip interruption coverage, we found that you can expect to pay around $7 to $11 per day.

We gathered multiple quotes from a variety of providers to give you an idea of possible prices for travel insurance . 

Each of the plans below uses these details:

• Age: 35 years old
• Destination: Turkey
• Trip Length: 7 days
• Trip cost: $2,000

You can see four quotes for basic travel insurance in this first table. The cheapest travel insurance plan costs less than $1 per day.

Example Where Plan Doesn’t Reimburse the Full Trip Cost

This next table shows our price quotes for more comprehensive policies that include trip cancellation and trip interruption coverage. These plans range from around $7 to $11 per day.

Example Where Plan Does Reimburse the Full Trip Cost

Bear in mind that travel insurance premiums can vary widely from person to person based on several factors, such as:

• State of residence
• Date of purchase
• Trip cost and length
• Trip location
• Planned activities

With so many options, it can feel overwhelming to choose the right travel insurance for Turkey. 

Use these tips to find the right coverage for your trip:

Act quickly.

Many providers offer the best coverage if you buy a policy soon after making the first deposit for a trip.

Consider your itinerary.

If you’re traveling to far-off communities or rural destinations, look for high medical evacuation limits.

Check transportation coverage.

Travel insurance may only apply to common carriers — major transportation providers that serve the public.

Assess your plans.

Most policies exclude extreme sports. Read the details; many providers cover activities like scuba diving, but only if you meet specific conditions.

Is insurance mandatory in Turkey?

No; travel insurance isn’t mandatory for tourists visiting Turkey.

Is Turkey classed as Europe or worldwide for travel insurance?

This classification varies between insurance providers. You should read the fine print for each plan to determine whether the provider includes Turkey in Europe or if it’s covered under “worldwide travel” plans.

How much does travel insurance to Turkey cost?

The premiums for travel insurance for Turkey vary based on factors including the provider, traveler age, trip length, trip cost and place of residence.

Imogen Sharma is a freelance writer with an extensive portfolio, covering topics such as finance, business management, investing, and startups. Before becoming a full-time writer, Imogen managed high-volume fine dining restaurants in London with a knack for pricing and P&L management that contributed to sustained growth.

Imogen has contributed bylined and ghostwritten content for thought-leading publications in business, finance and technology. Topics covered include business loans, personal loans, startup funding and real estate investments.

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• Travel Destinations

What Travel Insurance Do I Need For Turkey?

Published: December 18, 2023

Modified: December 28, 2023

by Ertha Manis

• Safety & Insurance

Introduction

Welcome to the mesmerizing land where the East meets the West – Turkey! As you plan your journey to this enchanting country, it’s crucial to ensure that you have the right travel insurance to safeguard your trip from unforeseen events. Turkey, with its rich history, diverse landscapes, and vibrant culture, offers a myriad of experiences, from exploring ancient ruins to indulging in delectable cuisine. However, amidst the excitement of planning your Turkish adventure, it’s easy to overlook the importance of securing comprehensive travel insurance.

Whether you’re drawn to the bustling streets of Istanbul, the surreal landscapes of Cappadocia, or the stunning beaches along the Mediterranean coast, having the appropriate travel insurance can provide you with peace of mind and financial protection throughout your journey. This comprehensive guide is designed to demystify the world of travel insurance, helping you navigate the options and select the most suitable coverage for your Turkish escapade.

Join us as we delve into the intricacies of travel insurance, explore the specific types of coverage essential for a trip to Turkey, and gain valuable insights into the factors to consider when choosing the right policy. By the end of this journey, you’ll be equipped with the knowledge and confidence to make an informed decision, ensuring that your Turkish expedition is not only memorable but also worry-free.

Understanding Travel Insurance

Travel insurance serves as a safety net, offering financial protection and assistance in various unforeseen situations that may arise during your trip. It is designed to mitigate the risks associated with travel, providing coverage for incidents such as trip cancellations, medical emergencies, lost baggage, and more. Understanding the fundamental components of travel insurance is crucial for ensuring that you select the most suitable policy for your journey to Turkey.

One of the primary benefits of travel insurance is its ability to mitigate the financial impact of unexpected events. For instance, if your trip is disrupted due to a sudden illness or injury, travel insurance can cover the costs of medical treatment, evacuation, and even trip cancellations. Additionally, in the unfortunate event of lost or delayed baggage, travel insurance can provide reimbursement for essential items, offering a sense of security during your travels.

Moreover, travel insurance often includes 24/7 assistance services, providing access to a global support network in case of emergencies. This can be particularly valuable when traveling to a foreign country like Turkey, where language barriers and unfamiliar healthcare systems may present challenges in times of crisis. By understanding the protective umbrella that travel insurance offers, you can embark on your Turkish adventure with confidence, knowing that you are prepared for unforeseen circumstances.

Types of Travel Insurance for Turkey

When planning a trip to Turkey, it’s essential to explore the various types of travel insurance available to ensure comprehensive coverage throughout your journey. The diverse landscapes and cultural experiences that Turkey offers necessitate specific forms of insurance to address potential risks and provide peace of mind for travelers.

1. Medical Insurance : Prioritizing your health and well-being is paramount when traveling, making medical insurance a fundamental component of travel coverage. In the event of illness or injury during your Turkish adventure, medical insurance can cover expenses related to hospitalization, emergency medical treatment, and repatriation to your home country. Given the importance of accessing quality healthcare while abroad, medical insurance is indispensable for travelers exploring Turkey’s enchanting destinations.

2. Trip Cancellation and Interruption Insurance : Unforeseen circumstances such as flight cancellations, natural disasters, or personal emergencies can disrupt your travel plans. Trip cancellation and interruption insurance provide reimbursement for non-refundable expenses, ensuring that you are financially protected in the event of unexpected trip disruptions. This type of insurance is particularly valuable when embarking on a journey to Turkey, where diverse experiences await, from historical marvels to natural wonders.

3. Baggage and Personal Belongings Insurance : Protecting your belongings while traveling is vital, especially when exploring a culturally rich and geographically diverse country like Turkey. Baggage and personal belongings insurance offer coverage for lost, stolen, or damaged items, providing financial recourse in situations where your possessions are compromised during your travels.

4. Adventure and Outdoor Activities Insurance : For travelers seeking adrenaline-pumping experiences such as hot air balloon rides in Cappadocia or water sports along the Turkish Riviera, adventure and outdoor activities insurance is essential. This specialized coverage addresses the inherent risks associated with adventurous pursuits, ensuring that you can partake in exhilarating activities with confidence and security.

By understanding the distinct types of travel insurance available for a Turkish expedition, you can tailor your coverage to align with the specific experiences and potential risks associated with your travel itinerary. This proactive approach not only enhances your travel preparedness but also allows you to immerse yourself fully in the wonders that Turkey has to offer, knowing that you are safeguarded against unforeseen events.

Factors to Consider When Choosing Travel Insurance

As you embark on the journey to select the most suitable travel insurance for your Turkish escapade, several essential factors warrant careful consideration. By evaluating these key elements, you can ensure that your chosen policy aligns with the specific requirements of your trip, providing comprehensive coverage and peace of mind throughout your travels.

1. Coverage for Pre-Existing Medical Conditions : If you have pre-existing medical conditions, it’s crucial to ascertain whether your travel insurance provides adequate coverage for these conditions. Understanding the extent of medical coverage and any exclusions related to pre-existing conditions is essential for managing potential health-related risks during your travels in Turkey.

2. Destination-Specific Coverage : Given Turkey’s diverse landscapes and travel experiences, including historical sites, coastal regions, and adventurous activities, it’s important to ensure that your insurance policy offers destination-specific coverage. This may include provisions for medical care in remote areas, coverage for outdoor activities, and protection against travel disruptions in regions with distinct travel risks.

3. Trip Duration and Frequency : The duration of your trip and the frequency of your travels should influence the type of insurance you select. Whether you’re planning a short, one-time visit to Turkey or embarking on multiple trips throughout the year, choosing a policy that aligns with your travel patterns is essential for maximizing the value of your insurance investment.

4. Policy Exclusions and Limitations : Thoroughly reviewing the exclusions and limitations of a travel insurance policy is imperative for understanding the scope of coverage. This includes examining restrictions related to adventurous activities, high-value belongings, and specific travel scenarios, ensuring that you are aware of any potential gaps in coverage that may impact your Turkish journey.

5. Emergency Assistance Services : Access to reliable emergency assistance services is vital when traveling to a foreign country like Turkey. Evaluating the scope and responsiveness of the insurance provider’s assistance network, including medical evacuation and 24/7 support, can significantly impact your peace of mind and preparedness for unforeseen events.

By carefully evaluating these factors and aligning them with your unique travel needs, you can make an informed decision when choosing travel insurance for your Turkish adventure. This proactive approach not only enhances your travel preparedness but also ensures that you can fully immerse yourself in the captivating experiences that Turkey has to offer, knowing that you are equipped with comprehensive and tailored insurance coverage.

As you prepare to embark on an unforgettable journey to Turkey, the significance of securing appropriate travel insurance cannot be overstated. From the bustling bazaars of Istanbul to the surreal landscapes of Pamukkale, Turkey beckons with a tapestry of experiences, each deserving of exploration and appreciation. By understanding the nuances of travel insurance and tailoring your coverage to align with the specific demands of your Turkish adventure, you can ensure that your travels are safeguarded against unforeseen events, allowing you to immerse yourself fully in the wonders of this captivating destination.

Throughout this comprehensive guide, we’ve navigated the intricacies of travel insurance, shedding light on the diverse types of coverage essential for a trip to Turkey. From medical insurance to protection against trip disruptions and coverage for adventurous pursuits, the spectrum of travel insurance options is designed to address the unique facets of travel in a country as diverse as Turkey.

Moreover, we’ve explored the vital factors to consider when choosing travel insurance, emphasizing the importance of aligning your policy with your specific travel needs, destination-related risks, and personal circumstances. By evaluating these factors with diligence and foresight, you can select a policy that not only provides financial protection but also offers peace of mind, allowing you to savor every moment of your Turkish odyssey.

As you set forth on your Turkish expedition, may your travels be filled with enchanting discoveries, cultural revelations, and cherished memories. With the right travel insurance as your steadfast companion, you can navigate the labyrinthine alleys of Turkey’s ancient cities, traverse its breathtaking landscapes, and revel in its warm hospitality, knowing that you are prepared for the unexpected and empowered to embrace every facet of this remarkable destination.

So, as you pack your bags and set your sights on Turkey, remember that comprehensive travel insurance is not merely a safeguard; it is a gateway to worry-free exploration, allowing you to uncover the treasures of Turkey with unbridled enthusiasm and unwavering confidence.

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Travel Insurance for Visitors to Turkey

Turkey: Safety and Travel Insurance Advice for Visitors to Turkey

For many visitors, Turkey represents the best of all worlds: a culture steeped in a rich Middle Eastern culture in a European country. While Constantinople is no more, it once saw oversaw a powerful empire, and whether your travels take you to cosmopolitan Istanbul or out into the countryside, you are guaranteed a visit to a place filled with both rich history and a vibrant, thriving present. Before you go, let’s make sure you have all the information you’ll need to protect your health and safety so you can be sure that you make the most of your time in this fascinating and beautiful and country. We will start with advice on safety and travel insurance for visitors to Turkey.

What You Need to Know Before Traveling to Turkey

Political unrest in turkey.

While Turkey is not yet a member of the EU (Turkey applied to join the EU in 1987, but negotiations have stalled), many EU citizens need only a National ID and not a passport to enter. Recently, Turkey has faced a significant amount of political instability, climaxing in a 2016 failed coup attempt. While this has died down, it led to a heavy-handed government response and a low tolerance for demonstrations. Visitors to Turkey are urged to avoid both protests and any situations which are likely to be political. Whether a gathering or action is government-sanctioned or organized in protest of the government, it’s a good idea to steer clear in case there is violence.

Terrorism Consideration When in Turkey

Like the rest of Europe, terrorism has become a larger threat in Turkey. The United States has issued specific warnings against travelers visiting the Southeast portion of Turkey that borders Syria because of the heightened threat of terrorism. You can find out the latest from the United States State Department here . There is also a specific aviation warning with Turkey as a target. One way to minimize this danger is to try and book direct flights. Additional precautions that are a good idea to minimize the risk of terrorism include avoiding large crowds and tourist hot spots.

Common Sense in Big Cities

Like all large cities, traveling in Turkey will put you at risk of theft and pickpockets. Familiarize yourself with common sense practices, like keeping electronics out of sight, using a money belt, and leaving valuables at home or in the hotel to ensure you do not become a victim.

Risk of Disease

Malaria is present in the southeastern area of Turkey, and if you are traveling there, then you will need to take prophylactic medications to avoid catching malaria.

Safety Tips for Foreign Women in Turkey

Many women have safe and enjoyable visits to Turkey, but for visitors from Western countries, who have no experience visiting a Muslim country, is best to familiarize yourself with some cultural etiquette and common-sense precautions to ensure you have an enjoyable stay.

• Dress Formally: These days, many travelers place comfort over looks, but in choosing what you bring, while it’s fine to opt for comfortable options, it’s also a good idea to choose clothes that are more conservative: skirts and pants that are not above the knee, long-sleeve shirts and items that keep the shoulders covered and have a higher neckline. While temperatures can become warm, by choosing the right fabrics like light synthetics, linens, and cotton, you will find that keeping your skin covered will protect you from both the sun and the heat
• Visits to the Mosque: Use this as an opportunity to invest in a beautiful scarf you love. When visiting a mosque, you’ll need to have your head, knees and shoulders covered. Follow the above tip, and the second two will already be taken care of. There’s no reason for women to wear a headscarf outside of a mosque should they prefer not to, but it is both required and a sign of respect to the place you’re visiting. All visitors to mosques must also remove their shoes, so if you plan to visit several in a day choose shoes that are easy to take on and off.
• General Safety: As any woman traveler knows, there are some basic safety precautions that are always a good idea: staying familiar with the area, keeping to well-lit and well-populated areas, and when you do find yourself unsure or lost, walk with confidence like you belong until you find someone who looks like the right person to ask.

Istanbul Consulate Phone Numbers

• United States: +90 212 335 90 00
• Canada: +90 212 385 97 00
• Australia: +90 212 393 85 42
• New Zealand: +90 212 244 02 72
• UK: +90 212 334 64 00

All embassies are located in Ankara, Turkey, but because many more visitors are based in Istanbul, we include the phone numbers for the respective country consulates above. If you need to reach the Ankara Embassy, the contact information is readily available either from the Istanbul consulate or on the internet.

Emergency Numbers in Turkey

The universal European emergency number 112 works in Turkey for all emergencies. Additional emergency numbers for specific purposes are listed below.

• Police: 155
• Missing Children/ Women’s Help: 183

An Overview of Turkish Healthcare System and Types of Insurance

Turkey has universal healthcare for its residents called, Genel Sağlık Sigortası. If you are registered with the Social Security Institution (SGK), then you receive health care from SGK hospitals and facilities, free of charge. You are eligible for this healthcare if you have been a resident of Turkey for at least a year and have been paying into the socialized system. That being said, for many residents from other European countries, the UK, Australia, and the US, Turkey’s socialized healthcare system is not up to the same standards to which they are accustomed. Many internationals living in consider an expatriate insurance plan .

On the other hand, Turkey has a thriving private healthcare system, which is relatively affordable to pay for out of pocket in comparison to the medical costs of many people’s home countries. In fact, Turkey’s private healthcare system has lately seen such strides; the country has been establishing a name for itself in the medical tourism industry, so that people will travel to Turkey to seek medical care that is both quality and affordable. However, for many permanent residents, Turkey requires that to maintain residency, health insurance in Turkey must be purchased.

Insurance Options for Expatriates in Turkey

Until recently all expats were required to purchase permanent healthcare to live in Turkey permanently. This was regardless of whether it made financial sense, as many expats would exclusively use private healthcare and preferred to pay out of pocket and very likely would prefer to avoid the bureaucracy of purchasing an unused insurance policy through the Turkish government. There has been a significant recent change to Turkish healthcare that is of particular note to expats retiring to Turkey, however. As of 2014, Turkey no longer requires those over 65 who wish to have permanent residence in Turkey to purchase government healthcare. There are those who still opt to buy into SGK even though they are no longer mandated. Whatever your age is, if you are taking up private residence in Turkey it is a good idea to look at all the options of private insurance compared to that which is offered by SGK and weigh it against what are your healthcare needs to make the decision that is best for you.

Read More: International Health Insurance Plans

Vaccines, Medications and Diet Considerations for Turkey

There are two major health concerns that are food and water-related that travelers to Turkey should be especially aware of: Hepatitis A and Typhoid, both of which can be contracted through exposure to food and water. There is now a readily available Hepatitis A Vaccine, but many did not receive it as a young person. It is advisable to make sure you have a fully completed course of this vaccine before traveling to Turkey. It is also a good idea to get a Typhoid vaccine. Especially if you are an adventurous eater, are staying in private homes or visiting rural areas.

The two other vaccines worth considering are Hepatitis B and rabies. Hepatitis B is spread through sexual contact, contaminated needles, and blood products, so if you’re planning on piercings or a tattoo, you would be at risk. If any of these categories apply to you, get a vaccine.

Rabies exists in mammals in Turkey, especially bats and dogs, and the vaccine is recommended for those planning on a lot of outdoor activities, those moving to Turkey, those planning to work with animals, as well as children who are more likely to come into contact with a rabid animal and not report the situation, being unaware of the dangers.

Pharmacies are common sites in towns and cities throughout Turkey. While all travelers are urged to bring an ample supply of any medications that will likely be needed as well as photocopies of prescriptions, one advantage for Turkey is that many drugs that require a prescription are available quite affordable and over-the-counter in Turkey.

There is some debate about the safety of drinking water in Turkey. Indeed, the safety of water is based in part on where you are. In rural areas, well water will not be consistent, while different cities have different filtration systems installed. Further complicating matters, even in a city with an excellent system of water filtration, the pipes in older buildings may contaminate the water before it reaches you through the top. For this reason, it’s best to plan on drinking bottled water during your stay in Turkey, which is readily available, affordable throughout the country, both in stores and by delivery to the home. However, how much further you should like to take the insistence on bottled water beyond drinking will be a matter of personal choice. Whether to only used bottled water for cooking and brushing teeth, only used boiled water for food preparation, avoiding ice cubes or avoiding all fruits and vegetables that have not been thoroughly cooked is something which every person must decide for themselves. As you consider your options, the best advice is to ease into coming into contact with natural water sources as slowly as possible and think any time you visit a different area of Turkey as starting over to acclimatizing yourself to the water. If you don’t want to miss out on eating fruits and vegetables, and always prefer your beverages with ice cubes wherever in Turkey you may go, then it’s best to make sure that you do have the Typhoid vaccine up to date. Besides that, the most danger a healthy person is likely to face is an upset stomach.

Turkey is famed for its food, and also for being renowned for how delicious it is, it’s also beloved for its health. The produce and dried fruits are some of the best in the world. Enjoy the food and try and learn how to make a new dish that you can take home and enjoy a taste of Turkey wherever in the world you go.

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Visitors to Australia  |  Canada Travel Insurance  |  Travel Insurance for China  |  Costa Rica Travel Insurance  |  French Travel Insurance Plans  |  Travel to Germany  |  Hong Kong Visitors Insurance  |  Travel to India  |  Irish Travel Insurance  |  Visitors to Italy |  Travel Insurance for Japan  |  Mexico Travel Insurance  |  Singapore Travel Insurance  |  Visitors to Spain  |  Travel to Thailand  |  United Kingdom Visitors Insurance  |  USA Travel Insurance in America

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How Does Travel Insurance Work In Turkey?

Planning a trip to Turkey? Then it’s essential to understand how travel insurance works in this beautiful country. When it comes to safeguarding your travel experience, travel insurance plays a crucial role in providing financial protection and peace of mind. Whether you encounter unexpected medical expenses, trip cancellations, or lost luggage, travel insurance can be your saving grace. In this article, we will explore how travel insurance works in Turkey , ensuring that you have all the necessary information to protect your trip and make the most out of your vacation.

Table of Contents

What is Travel Insurance?

Travel insurance is a type of insurance coverage that provides financial protection and assistance in case of unexpected events or emergencies that may occur while you are traveling. It is designed to help mitigate the financial risks and provide peace of mind during your trip. Travel insurance typically covers a range of issues such as medical emergencies, trip cancellation or interruption, lost baggage, emergency evacuation, and personal liability.

Importance of Travel Insurance

Protection against medical emergencies.

One of the most important reasons to have travel insurance is to protect yourself against unexpected medical emergencies while traveling in Turkey. Medical expenses can be exorbitant, especially in foreign countries. Travel insurance can cover the cost of medical treatment, hospitalization, and even emergency medical evacuation if needed. It ensures that you have access to quality healthcare without worrying about the financial burden.

Coverage for trip cancellation or interruption

Sometimes, despite careful planning, unforeseen circumstances may arise, leading to the cancellation or interruption of your trip. Travel insurance can reimburse you for the non-refundable expenses such as flights, accommodation, or tour reservations if you have to cancel your trip due to a covered reason. It also provides coverage if your trip is cut short and you need to return home urgently.

Compensation for lost or delayed baggage

Losing your baggage or having it delayed can be a stressful experience, especially when you are far away from home. Travel insurance can provide compensation for the loss or delay of your baggage, ensuring that you have the necessary funds to replace essential items and continue your trip smoothly.

Assistance for emergency evacuation

In the unfortunate event of a natural disaster, political unrest, or any other threatening situation, travel insurance can arrange and cover the cost of emergency evacuation. This ensures your safety and well-being, as you will be transported to a safer location or back to your home country if necessary.

Coverage for personal liability

Travel insurance can also protect you from personal liability claims. If you accidentally cause damage to someone’s property or cause injury to another person while traveling in Turkey, travel insurance can cover the legal expenses and compensation. This coverage provides peace of mind and protects your financial well-being in such situations.

Types of Travel Insurance Available in Turkey

Single-trip travel insurance.

Single-trip travel insurance is designed for individuals who are planning to take a one-time trip. It provides coverage for a specific duration, typically from the start date of your trip until the end date. This type of insurance is ideal for people who travel occasionally or have a specific trip planned.

Annual Multi-Trip Travel Insurance

If you are a frequent traveler or plan to take multiple trips within a year, annual multi-trip travel insurance may be the most cost-effective option for you. This type of insurance provides coverage for an unlimited number of trips within a year, as long as each trip does not exceed the maximum duration specified by the insurance provider.

Group Travel Insurance

Group travel insurance is designed for groups of people traveling together, such as families, friends, or business colleagues. It provides coverage for the entire group, which can be more convenient and cost-effective compared to purchasing individual travel insurance policies for each person.

Specialized Travel Insurance Plans

In addition to the standard types of travel insurance, there are also specialized travel insurance plans available in Turkey. These plans cater to specific needs or activities, such as adventure sports, long-term travel, or travel for elderly individuals. It is important to choose a plan that aligns with your specific requirements to ensure adequate coverage.

Choosing the Right Travel Insurance Plan

Choosing the right travel insurance plan is essential to ensure that you have the necessary coverage for your trip to Turkey. Here are some factors to consider when selecting a plan:

Determine your specific needs

Evaluate your travel plans and identify the specific risks or concerns you may have. For example, if you are planning to engage in adventure activities, make sure the insurance plan covers such activities. Consider factors such as trip duration, destination, and the level of coverage required.

Compare coverage and benefits

Review the coverage and benefits offered by different travel insurance plans. Look for coverage limits, exclusions, and any additional benefits that may be relevant to your trip. Ensure that the plan covers a wide range of potential risks and emergencies.

Consider the cost

While cost should not be the sole determining factor, it is important to consider the affordability of the travel insurance plan. Compare the premiums of different plans and ensure that you are getting adequate coverage for the price you are paying.

Evaluate the insurance provider

Research and assess the reputation and reliability of the insurance provider. Look for customer reviews and ratings to gauge the level of customer satisfaction. It is crucial to choose a reputable insurance company that has a good track record in handling claims and providing assistance.

Coverage and Benefits of Travel Insurance in Turkey

Travel insurance in Turkey typically offers a comprehensive range of coverage and benefits. Here are some common coverage areas:

Medical expenses and hospitalization

Travel insurance covers the cost of medical treatment and hospitalization in case of illness or injury during your trip to Turkey. It includes expenses such as doctor’s visits, medications, surgeries, and other necessary medical procedures.

Emergency medical evacuation

In case of a medical emergency that requires immediate evacuation to a medical facility or back to your home country, travel insurance can cover the cost of transportation , including air ambulance services. This ensures that you receive the necessary medical care in a timely manner.

Repatriation of remains

In the unfortunate event of death during your trip, travel insurance can cover the cost of repatriating your remains to your home country. This provides peace of mind to your loved ones and ensures that your final arrangements are taken care of.

Trip cancellation or interruption

Travel insurance reimburses you for the non-refundable expenses if you have to cancel your trip before departure or if your trip is interrupted and you have to return home early. This can include expenses such as flights, accommodation, tour reservations, and other prepaid expenses.

Baggage loss or delay

If your baggage is lost, stolen, or delayed during your trip to Turkey, travel insurance can provide compensation to replace essential items or cover the cost of purchasing necessary personal belongings . This coverage ensures that you can continue your trip without unnecessary inconvenience.

Personal liability coverage

Travel insurance protects you from personal liability claims in case you accidentally cause damage to someone’s property or injure another person. It covers the legal expenses and compensation, safeguarding your financial well-being.

Legal assistance

If you encounter legal issues during your trip in Turkey, travel insurance can provide access to legal assistance and cover the associated legal expenses. This can be particularly useful in unfamiliar legal systems and ensures that you have the necessary support and guidance.

Emergency assistance services

Most travel insurance plans offer emergency assistance services, which are available 24/7. These services can help with a range of situations, including medical emergencies, emergency evacuation, travel arrangements, translation services, and other urgent needs. Having access to these services can be invaluable during a difficult situation.

Exclusions and Limitations of Travel Insurance in Turkey

While travel insurance provides coverage for a wide range of risks, there are certain exclusions and limitations that you should be aware of. Here are some common exclusions often found in travel insurance policies in Turkey:

Pre-existing medical conditions

Most travel insurance policies exclude coverage for pre-existing medical conditions. This means that if you have a pre-existing condition, any related medical expenses will not be covered under the policy. It is important to disclose any pre-existing conditions when purchasing travel insurance to ensure that you are aware of the limitations and seek suitable coverage alternatives if necessary.

High-risk activities

Certain high-risk activities such as extreme sports, skydiving, or mountaineering may be excluded from coverage or require additional premiums. It is crucial to read and understand the policy terms and conditions to know which activities are covered and make appropriate arrangements for specialized coverage if needed.

Non-medical expenses

Travel insurance primarily provides coverage for medical emergencies and related expenses. Non-medical expenses such as lost or stolen personal belongings, travel delays, or travel inconvenience may be subject to specific limits or exclusions. It is important to review the policy carefully to understand the coverage provided for non-medical expenses.

Acts of terrorism or war

Travel insurance may exclude coverage for losses or injuries resulting from acts of terrorism or acts of war. These events are typically considered unpredictable and beyond the control of the insurance company. It is advisable to check the policy terms and conditions regarding coverage in such situations.

Unapproved travel destinations

Certain travel insurance policies may exclude coverage for travel to high-risk or dangerous destinations. It is important to verify whether your intended travel destination is covered under the policy before purchasing travel insurance. If your destination is not covered, you may need to consider alternative options or specialized coverage for that specific location.

Alcohol or drug-related incidents

Travel insurance policies generally exclude coverage for losses, injuries, or accidents related to alcohol or drug abuse. If you engage in risky behavior under the influence of alcohol or drugs, any resulting claims may be denied. It is important to exercise caution and act responsibly during your trip to Turkey.

How to Make a Travel Insurance Claim in Turkey

In case you need to make a travel insurance claim in Turkey, here are the general steps to follow:

Contact the insurance provider

Notify your insurance provider as soon as possible about the incident or emergency that requires you to make a claim. Follow their instructions and provide all the necessary details regarding your trip, policy, and the nature of the claim.

Gather and submit necessary documents

Collect all relevant documents to support your claim. This may include medical reports, police reports, receipts, proof of travel, and any other documentation required by the insurance provider. Ensure that you keep copies of all documents for your reference.

Follow the claims process

Each insurance provider has its own claims process that you will need to follow. This usually involves completing a claim form and submitting it along with the necessary documents. Be sure to comply with all the requirements and deadlines set by the insurance company.

Keep track of communication and updates

Maintain clear and organized communication with the insurance provider throughout the claims process. Keep records of all interactions, including emails, phone calls, and any updates or instructions provided by the insurance company. This will help you stay informed and ensure that your claim is processed efficiently.

Tips for Using Travel Insurance in Turkey

To make the most of your travel insurance coverage in Turkey, here are some helpful tips:

Understand your policy coverage

Before your trip, thoroughly review your travel insurance policy to understand the coverage, exclusions, and limitations. Familiarize yourself with the claims process and emergency contact information. This will ensure that you know what to expect and how to proceed in case of an emergency.

Carry important documents with you

Make sure to keep copies of your travel insurance policy, emergency contact numbers, and other relevant documents with you during your trip. This will allow you to access the necessary information quickly in case of an emergency or when making a claim.

Save contact information for emergency services

Take note of the local emergency services contact numbers in Turkey, such as ambulance, police, and fire department. Save these numbers in your phone or have them easily accessible. In case of an emergency, you will be able to contact the relevant authorities promptly.

Inform the insurance provider in case of emergencies

If you encounter a medical emergency or any other situation that may result in a claim, contact your insurance provider as soon as possible. Keep them informed about the situation and follow their instructions regarding medical treatment, documentation, and any other required steps.

Follow safety guidelines and local laws

To minimize the risk of accidents or incidents during your trip, follow the safety guidelines recommended for your destination in Turkey. Familiarize yourself with local laws and customs to ensure that you act in a way that complies with local regulations and avoids any unnecessary risks.

Frequently Asked Questions about Travel Insurance in Turkey

Is travel insurance mandatory in turkey.

No, travel insurance is not mandatory in Turkey. However, it is highly recommended to protect yourself against unexpected expenses and emergencies during your trip.

How much does travel insurance cost in Turkey?

The cost of travel insurance in Turkey varies depending on various factors such as your age, trip duration, destination, and coverage limits. It is advisable to obtain quotes from different insurance providers to compare prices and coverage options.

What is the maximum coverage offered by travel insurance in Turkey?

The maximum coverage offered by travel insurance in Turkey depends on the insurance provider and the specific policy. Coverage limits may vary for different aspects, such as medical expenses, trip cancellation, baggage loss, and personal liability. It is important to select a policy that provides adequate coverage for your specific needs.

Does travel insurance cover adventure activities?

Some travel insurance policies include coverage for certain adventure activities, while others may exclude them or require additional premiums. It is crucial to read the policy terms and conditions to identify the activities that are covered and ensure that you have the appropriate coverage if you plan to engage in adventurous pursuits.

Can I get travel insurance for pre-existing medical conditions in Turkey?

Most travel insurance policies exclude coverage for pre-existing medical conditions in Turkey. However, it is possible to find specialized travel insurance plans that offer coverage for pre-existing conditions or provide optional add-ons for such coverage. It is important to disclose any pre-existing conditions and discuss your options with the insurance provider.

Travel insurance is an essential investment when planning a trip to Turkey. It provides crucial financial protection and assistance in case of unexpected events or emergencies. From medical expenses to trip cancellation, lost baggage, and personal liability, travel insurance offers comprehensive coverage and ensures peace of mind while you explore the beautiful attractions of Turkey. By understanding your specific needs, comparing coverage options, considering the cost, and evaluating insurance providers, you can choose the right travel insurance plan and make the most of its benefits. Remember to familiarize yourself with the coverage, exclusions, and claims process, and follow the necessary steps when making a claim. By following safety guidelines, carrying important documents, and informing your insurance provider in case of emergencies, you can have a worry-free and enjoyable travel experience in Turkey with the protection of travel insurance.

Related posts:

• What Role Does Coffee Play In Turkish Society?
• How Does Turkish Cuisine Vary By Region?
• How Does Turkish Tea Differ From Other Teas?
• What Are The Best Resources For Up-to-Date Travel Alerts For Turkey?
• How To Ensure Your Safety During Adventure Travel In Turkey?
• What’s The Most Efficient Way To Travel Between Cities In Turkey?

• Transportation

A Guide to Travel Insurance Turkey

Travel insurance Turkey is highly important if you’re planning to go to Turkey. Health insurance in any civilized country is a guarantee for the individual against the health risks and conditions that he may be exposed to during travel or during his stay in this country. For this reason, all developed countries of the world have taken special care in health insurance for their citizens of the same country or foreigners residing in it.

For the state of Turkey, there are many types of health insurance in it, and one of the most important of these types is health insurance for foreigners wishing to enter Turkey. It is considered one of the necessary requirements for obtaining a Turkish visa, but it differs from the comprehensive health insurance necessary to obtain residency in Turkey. We have, in a previous article, explained the types of health insurance for obtaining residency in Turkey.

This time, through this article, we are pleased to present you with a detailed report on health insurance for obtaining a Turkey visa (travel insurance Turkey), its prices, and the health services it covers for foreigners in Turkey.

Health services covered by travel insurance Turkey for foreigners

Travel insurance Turkey covers the following health services:

• Any medical treatment less than 100 TL.
• Securing transportation for the patient to the nearest health center.
• Securing the transportation of the patient’s body in the event of death during travel, God forbid.

How can you get travel insurance Turkey?

Those wishing to obtain a Turkey visa must apply for travel insurance from the same visa application centers or the Turkish embassy or consulate in their country.

The travel insurance documents are issued online by the visa application staff, and they are attached within the transaction papers to the visa application, or you can rely on a Turkey-based insurance company to get it.

Prices for travel insurance Turkey

Travel insurance to Turkey is not considered high in price compared to the comprehensive health insurance system for residency. It does not exceed $60 to be paid once upon requesting the visa, noting that the value of the travel insurance is not refundable in case the visa is refused.

A USEFUL GUIDE TO GSS HEALTH INSURANCE TURKEY HERE

Types of travel insurance Turkey

1- domestic.

Domestic Travel Insurance provides 24-hour coverage for business and pleasure vacations, making you feel safer while traveling within Turkey. Domestic Travel Insurance is valid in Turkey for up to 30 days and protects you from any incidents that may occur during your trip.

2- Worldwide

Worldwide Travel Insurance protects you 24 hours a day, 7 days a week on business and pleasure journeys throughout the world, and makes you feel safer while you’re away. Worldwide Travel Insurance provides coverage for everything from trip cancellation to lost luggage, aircraft delays to medical emergencies, as well as 24-hour help when traveling

3- Education

Education Insurance protects you 24 hours a day, 7 days a week while you study abroad and gives you peace of mind.

4- Schengen Visa Health

All Turkish individuals asking for a visa to travel to any of the Schengen countries must have insurance. The needed minimum medical insurance of Euro 30.000.

5- Ski Sport

You may add the “Ski Sports” extra benefit to your Travel Insurance to protect yourself and your loved ones from amateur ski sports accidents that may occur while on vacation.

The following websites offer these types of insurance packages: https://www.travelguard.com.tr/en/travel-insurance

Getting a travel insurance is very important if you are planning to travel to Turkey. Now you know the types of insurance that you can choose from as well as a website that can help you get your insurance.

Read about travel insurance Turkey in Arabic

Have you ever made a travel insurance to Turkey for your visa? Share your experience with us in the comments!

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Top Travel Insurances For Turkey You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Sitting at the crossroads of East and West, Turkey is a country with a rich history and diverse culture spanning thousands of years. It's known for its ancient ruins, beautiful beaches, and delicious cuisine. Although travelling to Turkey can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Turkey and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Turkey Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Turkey:

Best Travel Insurances for Turkey

• 01. Do I need travel insurance for Turkey? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Turkey scroll down

Heading to Turkey soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Is Travel Insurance Mandatory in Turkey?

Yes, travel insurance is mandatory for travel to Turkey. This means that as a traveller to Turkey, you must provide valid travel insurance coverage for the entire duration of your stay. If you don't arrive with travel insurance, you risk being denied entry into Turkey, or even deported in certain cases.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Turkey or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Turkey:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Turkey, no matter whether you're planning to ascend above Cappadocia in a bot air balloon or take in the sounds and smells of bustling Istanbul.

VisitorsCoverage lets you choose between various plans tailored to meet the specific needs of your trip to Turkey, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies, and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Turkey:

• Policy Names: Varies
• Medical Coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip Coverage: Excellent - but only available for US residents.
• Customer Support: FAQ, live chat and phone support
• Pricing Range: USD 25 to USD 150 /traveller /month
• Insurance Underwriter: Lloyd's, Petersen, and others
• Best For: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option for Turkey, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy Names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical Coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip Coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer Support: FAQ, live chat, phone support
• Pricing Range: USD 80 to USD 420 /traveller /month
• Insurance Underwriter: David Shield Insurance Company Ltd.
• Best For: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads in Turkey because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy Names: Nomad Insurance, Remote Health
• Medical Coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip Coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing Range: USD 45 to USD 160 /traveller /month
• Insurance Underwriter: Tokyo Marine HCC
• Best For: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Turkey? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Turkey

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

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