cholamandalam ms travel insurance

Chola MS -->

Chola - support model content.

CustomForms

Please enter your details.

We will contact you shortly.

Get the Best Prices for Travel Insurance Online | Chola MS

Chola - travel insurance banner.

Travel Insurance

Explore the world without any worries

InsuranceProducts

We will contact you shortly...

Chola - Travel Insurance Body Content

What is travel insurance .

if you are an avid traveler and adventure seeker, you may want to consider buying travel insurance which can be very beneficial when you least expect it. Travel is intended to be fun but can also throw up surprises tht you should prepare for. Travel insurance helps safeguard you from unforeseen situations and must form a part of every travel checkist be it business or lelsure. Travel Insurance covers diverse range of scenarios from fight delays, loss of baggage, loss of passport and medical emergencies, Travel insurance is very convenient to buy online.

Chola - Travel Without Worries Content

Travel without worries.

Travel safe with Chola Travel Insurance

Comprehensive Travel Insurance

UIN: IRDAI/HLT/CHSGI/P-T/V.I/66/2016-17

Chola Comprehensive Travel Insurance Policy is an Overseas Travel cover, which is intended to…

Student Travel Insurance

UIN :.IRDA/NL-HLT/CHSGI/P-T/V.I/285/13-14

You are embarking on a new journey to chase your dreams and fulfill your ambitions...

Leisure Travel Insurance

UIN :IRDA/NL-HLT/CHSGI/P-T/V.I/284/13-14

A business trip or vacation should be hassle-free and memorable. This is exactly what...

Chola - What Does Chola MS Travel Insurance Offers You Content

What does chola ms travel insurance offers you.

Medical Expenses

To take care of unforeseen expenses during emergency medical situations.

Delay in checked-in baggage

Compensation is offered for expenses incurred by the policy holder to buy replacement items for essentials, such as toiletries, that might have been in the checked-in baggage that has been delayed by the airline

Covers bail amount applicable if arrested or detained by the police or judicial authorities for any bailable offence while abroad.

Dental Treatment

Benefit in addition to the medical expenses limit.

Loss of international driving license

If such a license is lost during the overseas travel, expenses related to the process is also covered under the policy.

Total loss of checked-in baggage

Compensation is offered in the event of permanent loss of all luggage while still in custody of the airline

Loss of Passport

Compensation for reasonable expenses arising out of the process of getting a duplicate passport.

2-Way Compassionate Visit

if you or a family member is hospitalized for more than 7 consecutive days, and if a family member visits you or you visit the hospitalized family member in India, we'll cover the cost of the round trip economy class air ticket for you/family member and accommodation charges for the family member who is visiting abroad.

Extra Savings

Our plans cost much less than insurance cover purchased abroad, and are available in Indian Rupees. So you can save your precious Foreign Exchange.

Express Claim Processing

Our tie-up with Europ Assistance India Pvt. Ltd., a leading international emergency services provider, ensures hassle-free, super fast claim settlement.

Special Medical extension

Available with the Platinum plan. This offers extra protection for Medical expenses for inter-college sports injuries, Treatment of mental / nervous disorders including alcoholism/drug dependency, In-patient medical expenses related to pregnancy, cancer screening and mammographic examinations and even child-care benefits up to 7 days.

Overseas Medical Expenses

Any treatment arising due to a Pre-existing condition. Vaccination and inoculation of any kind.

Total loss of Checked-in Baggage and Hand Baggage

Any electronic, electrical, visual or audio visual equipment, item or aid.Any loss due to complete/partial damage for the Checked-in-baggage or Hand Baggage.

Chola - Why Choose Chola MS Travel Insurance Content

Why choose chola ms travel insurance.

Whether it is a domestic or an international travel, it is a nightmare to face events like lost baggage, ill health, flight cancellations or missing documents,that can drain all your travel cash within minutes and wreak havoc emotionally too. To overcome these issues, we have domestic travel insurance as well as international travel insurance . A good travel insurance plan such as Chola MS travel insurance is all that you need to stay at peace and combat such unhappy incidents that may crop up during a trip.Just like booking your holidays online, you can now buy travel insurance online at your convenience too.

Chola MS offers a customised and specially designed travel insurance plan in India to suit all your travel based insurance requirements that make sure that you are completely relaxed and at peace while travelling with your loved ones.

Chola - Modifying/Endorsing Your Insurance Details Content

Modifying/Endorsing your Insurance details

In case of change in name, address or any other details to changed/added to the policy, you can contact Chola MS for endorsement request. The request will be raised and the same changes will be updated in the policy.

Budget Trip Ideas: How Do I Spend My Summer Vacation 2024

9 Countries Where Indian Currency is Higher in Value

Understanding the Passport File Number and Its Significance

A Comprehensive Guide on How to Check Car Ownership Information

6 Best International Destinations To Visit This Summer in 2024

Decoding Schengen Visa Travel Insurance: A Comprehensive Guide

A Comprehensive Guide to International Travel Insurance

Tourist Visa Requirements to visit Italy

Best Places to Visit in Tamil Nadu: Budget Trip Ideas

Here’s Everything You Need to Know To About The Best Time To Visit Vietnam

Showing 1 to 200 of 1,324 entries.

• Previous Page

Testimonial

Hear from our happy customer, 4.5 stars rating.

Manali Jain

14 March 2023

I visited my daughter abroad last year and required a good travel insurance policy. I liked Chola MS’ travel insurance. Straightforward and to the point, with affordable premiums. No hidden costs or clauses. Everything is up on their website and it’s easy to read, understand and purchase. They provided excellent coverage too, including extensive medical coverage, which was a great plus given I have a medical hi......

Sanjay Thakur

07 October 2022

Chola mandalam is one of the best travel insurance highly recommended policy

09 September 2021

“renewed car insurance” I renewed my car insurance online and I was happy that it took really less time.

Prahalath Vijay

“Thanks Awesome Experience :)” Thanks awesome experience :) Easiest process

Lakshmikanthan

“car insurance extra benefits” I liked the add on covers offered with the car insurance policy. I added some to my policy while doing my car insurance policy renewal

Brijesh Mishra

“thanks to the claim assistance team” Special thanks to the claim assistance team. They are cordial and patient. When I called them, they immediately set up an appointment for inspection and showed up. The claim process went smoothly. Overall a good car insurance product with addons.

Shashank Avadhani

It's a best experience to your team . we can easy touch with you . that's why i like your services

Dhirendra Sharma

“I am satisfied with car insurance claim service” Got my car insurance policy claim. Thanks a lot for quick response. Great customer satisfaction policy

Vijender Patil

“Reliable car insurance plan” I purchased a car insurance policy for my 4 wheeler which covered the cost for repairing the damages in an accident. Would recommend everyone to get a comprehensive plan

I would like to appreciate customer support team for the quick service on claim settlement.

Monish Menon

“Quick car insurance quotes” got an instant car insurance quote online by filling minimal details in the car insurance quote form.

Sanjay Srivatsava

“add on covers are useful” My car insurance add on cover proved to be beneficial for me

Rahul Kumar

17 August 2021

“Good Process” Good buying experience..No issues

“Excellent !!!” Excellent !!! Good policy, satisfied

Your review is submitted

USE of Cookies

We store a cookies on your computer when you visit our website. A cookie is a small text file that is stored on a user`s computer for record-keeping purposes. The primary purpose of these cookies is to analyze how useres move within our website. Our cookies lets you vies customized pages while transacting with us. Our cookies do not have confidential or personally identifiable information. Since, we user session ID cookies, they do not track a user after leaving our website. A seesion ID cookie expires when you close the brower it is required if you want to buy a policy online from us. We also use analytic tools to track visitor traffic on website.

Some of our business partners such as chat support use cookies on our site. We have no access to or control over these cookies. This privacy statement covers the use of cookies by www.cholainsurance.com only and does not cover the use of cookies by any third parties.

You can choose to accept or decline cookies. Most web browser automaticlly accecept cookies. But you can modify your browser setting to decline cookies as per your preference.

You hereby aggree and allow Chola MS your full consent, to collect information and data in respect of (i) computers used by you, (ii) mobile phones used for accessing the Company`s platform as well as mobile applications, (iii) IP addressess, (iv) operating system(s) and mobile operating platforms, (v) nature and types of internat browsers and explorers, etc. The above is not an exhaustive list but merely representational of the general data and information theat is collected by the Company through cookies. The said data and informatio will help the Company serve you better and will also assist for the purpose of administration including system administration.

• Cholamandalam Insurance
• Travel Insurance

Cholamandalam Travel Insurance, Chola MS travel insurance

Get cholamandalam travel insurance online, destinations, cholamandalam travel insurance review, cholamandalam travel insurance extension, chola travel insurance renewal while outside india, schengen travel insurance plan.

• Chola general insurance offers Travel insurance for Indians to get the Schengen visa.
• The plans satisfy the requirements mandated by the consulates for the Visa.
• Travelers aged 3 months – 60 years are eligible to buy these coverage, $50,000; $100,000 & $250,000.

Chola MS Travel Insurance Policies online, Chola travel insurance

International travel health insurance from cholamandalam - useful links.

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

Travelers who have already traveled from India and do not have insurance can buy Cholamandalam travel health insurance.

Download Cholamandalam overseas travel medical insurance brochure online!

In case of Claim or reimbursement of treatment expenses, notify Cholamandalam visitor travel insurance.

Get all the answers to the most FAQs regarding overseas travel medical insurance offered by Cholamandala.

Insurance customers can renew their existing travel policy online before the exipry date at any time.

Cholamandalam health insurance, Chola health insurance - FAQ's

• No medical sub limits plan up to the age of 70 years.
• Travelers below the age of 60 years can buy the policy up to 360 days.
• Cashless outpatient bill settlement for more than $400 if intimated to TPA earlier
• Door to door cover - Coverage from the travelers home to the international airport during forward journey and international airport to home during the return journey.
• Cover for international driving license loss
• Cover for trip cancellation, trip curtailment, trip delay and home burglary

Cholamandalam travel medical insurance plan details, Chola health insurance plan benefits

• Key Advantages

Cholamandalam travel medical insurance benefits, Cholamandalam insurance benefits

Cholamandalam lombard travel medical insurance eligibility.

• 3 months to 60 years: up to 360 days
• Asia Pacific includes: Australia, New Zealand & Asia(except Japan)
• No medical check-up required up to 60 yrs
• Unique coverage for Chola travel medical insurance is door to door cover i.e. from residence to international airport to residence

Key features of Cholamandalam travel medical insurance policy

• Medical expenses This covers any sudden expenditure that occurs as a result of an emergency medical situation during the overseas travel
• Dental treatment This is in addition to the medical expenses cover limit
• Total loss of checked-in baggage Compensation is offered in the event of permanent loss of all luggage while still in custody of the airline
• Delay in checked-in baggage Compensation is offered for expenses incurred by the policy holder to buy replacement items for essentials, such as toiletries, that might have been in the checked-in baggage that has been delayed by the airline
• Loss of passport Compensation for reasonable expenses arising out of the process of getting a duplicate passport
• Loss of international driving license If such a license is lost during the overseas travel, expenses related to the process of obtaining a duplicate license are covered
• Personal accident cover Permanent total disability and death during overseas travel are covered by our travel insurance
• Personal liability Cover for legal liability incurred by the policy holder towards a third party, either in terms of injury or damage to property
• Financial emergency Compensation for the loss of insured funds, or robbery or theft during the overseas trip
• Hospital daily cash Compensation for expenses, based on the sum insured, for each day of hospitalization for the policy holder. The claim for this should be filed under the medical expenses cover.
• Hijack relief Cover offered via sum insured for each day that travel is disrupted as a result of the hijack of the aircraft for more than 12 hours
• Trip curtailment or cancellation Reimbursement for any non-refundable expenses that might be incurred if the trip is cut short or cancelled for a specified reason.
• Trip delay Reimbursement for the amount spent on meals and lodging arising out of a delay in travel of more than 12 hours, if such expenses are not covered by the airline
• Personal accident domestic Cover for permanent total disability or death during travel from the residence to the airport or from the airport to the residence within India.
• Home burglary cover Loss of or damage to contents of the policy holders home in India while the insured is traveling

Popular Travel destinations for Indians tourists

Indians visiting Asia or any of the Schengen countries can buy the Cholamandalam Aisa travel insurance.

Indians travelling to USA can get free quotes for Cholamandalam travel insurance USA.

Indians travelling to Australia can get free quotes for Cholamandalam travel insurance online.

Indians visiting UK can get free quotes and buy the Cholamandalam travel insurance for UK.

People who require Travel medical insurance for Schengen Visa from India can buy these Cholamandalam plans offering coverage as mandated by the consulates.

Find out more about Cholamandalam Indian travel insurance

Travel Reviews

Cholamandalam Travel Insurance Reviews - Customer experiences and testimonials.

Claims Form

Cholamandalam travel insurance claims form for Indians travelling overseas.

Insurance Forum

Cholamandalam travel insurance forum in India

Customer Care

Cholamandalam Travel insurance customer care information for Indians travelling overseas.

Cholamandalam travel insurance links

Travelers aged from 6 months to 99 years can buy this plan online without any paper work.

Buy Cholamandalam Asia travel insurance for travelers going to Asian countries.

Buy Cholamandalam Annual Multi Trip insurance online.

Senior travelers up to the age of 90 years can opt for Cholamandalam travel insurance coverage

Applying for Schengen visa? Then this Cholamandalam travel insurance schengen is a good option to go for!

Buy Student travel insurance online.

Search Cholamandalam travel insurance

• Call : (080)-41101026
• Chat with us

Cholamandalam Travel Insurance

Useful info.

• How to buy?

Help center

• Testimonials
• Online Renewal

Quick tools

• Student Insurance
• Senior Citizen Insurance
• Schengen Insurance

Contact our customer service team

Estd. 1997 © Copyright NRI Online Pvt. Ltd. All rights reserved worldwide.

Easily Organize, Claim and Renew Insurance!

Know About Car Insurance

Compare Car Insurance

Know about Car Insurance

• Third Party Car Insurance
• Comprehensive Car Insurance
• Standalone Own Damage Car Insurance
• Zero Depreciation Car Insurance
• Taxi Car Insurance
• Used Car Insurance

Insurance Knowledge

• Car Insurance Companies
• Car Insurance Premium Calculator
• Car Insurance Claim Process
• Buy, Compare or Renew Car Insurance
• Cashless Garage
• Car Insurance Blogs

Read Our Blogs

Find Advisor

Know About Bike Insurance

Compare Bike Insurance

Know about Bike Insurance

• Third Party Bike Insurance
• Comprehensive Bike Insurance
• Zero Depreciation Bike Insurance
• Add On Cover
• Stand Alone Own Damage
• Bike Insurance Companies
• Bike Insurance Claim Process
• Bike Insurance Premium Calculator
• Buy, Compare & Renew Bike Insurance
• Bike Insurance Blogs

Know About Health Insurance

Compare Health Insurance

Know about Health Insurance

• Health Insurance Plans
• Family Health Insurance Plans
• Senior Citizen Health Insurance
• Critical Illness Insurance
• Mediclaim Policy
• Coronavirus Health Insurance
• Health Insurance Tax Benefit
• Health Insurance Companies
• Health Insurance Claim Process
• Buy, Compare or Renew Health Insurance
• Health Insurance Blogs

Know About Life Insurance

Compare Life Insurance

Know about Life Insurance

• Term Insurance Policy
• Money Back Policy
• Endowment Policy
• Life Insurance Companies
• Life Insurance Premium Calculator
• Compare & Buy Life Insurance plan
• Human Life Value Calculator
• Life Insurance Riders
• Life Insurance Blogs

Raise A Claim

Cholamandalam General Insurance:Compare Plans, Features, Benefits

Cholamandalam General Insurance Company is one of the eminent and leading insurance companies in India. The company is headquartered in Chennai and has been offering services related to insurance for a decade in India. The Cholamandalam General Insurance Company is a joint venture between the Murugappa group which is based out of India and the Mitsui Sumitomo Group which is based out of Japan.

The Cholamandalam General Insurance Company has almost 90 PAN-India centres and also has strong agent strength of almost 9000 agents. The company has a brand philosophy called T3 which stands for trust, transparency, and technology. It has gained popularity among its customer base due to its operational processes which bring customer satisfaction. It has a wide range of products related to health, property, motor, travel, rural, accident, etc. and has been awarded at National and International levels for its services. The main objective of the company is to bring peace to the minds of its customers by providing them with protection against various financial risks.

Important facts about the Cholamandalam General Insurance Company

Let us have a look at some of the important facts about the Cholamandalam General Insurance Company:

• At Claim Asia 2014 Awards, the company has been awarded as the ‘Best Health Insurer Claims Team for 2013’
• The company has been awarded the ‘Financial Insights Innovation Award’ for contributions made to mobile enablement-Claims Survey Process in the Asian Insurance Congress which was held in Singapore
• The Cholamandalam General Insurance Company has been awarded as the best insurance company due to its ‘On-time claim settlement in the year 2011’
• The company also received the ‘Innovation Leader Award-2012’ awarded by Fintelekt

Types of products offered by Cholamandalam General Insurance Company

The Cholamandalam General Insurance Company offers a wide range of products for its customers. Let us have a look at the various products of the company.

• Cholamandalam Health Insurance Plans
• Cholamandalam Travel Insurance Plans
• Cholamandalam Comprehensive Car Insurance Plans
• Cholamandalam Commercial Vehicle Insurance Plans
• Cholamandalam Personal Accident Plans
• Cholamandalam Fire Insurance Plans
• Cholamandalam Property Crime Insurance Plans
• Cholamandalam Home Insurance plans
• Cholamandalam Liability Insurance Plans
• Cholamandalam Engineering Projects Insurance Plans
• Cholamandalam Engineering Operations Insurance Plans
• Cholamandalam Marine Insurance Plans

Now, let us discuss each insurance plan in detail.

• The health insurance plans offered by Cholamandalam health insurance policy provides cover for domiciliary hospitalization
• There is double coverage provided for accidents and critical illnesses in case of some selected health insurance plans
• The health insurance plans offered by the Cholamandalam General Health Insurance Company can be availed as an individual plan or as floater plans
• Cashless hospitalization across 6500+hospitals throughout the country is offered by health insurance plans
• In addition to the cashless method, the policyholders can avail of the benefits in the form of reimbursement method as well
• Coverage for the day-care procedure, coverage for 60 days of pre-hospitalization and 90 days of post-hospitalization expenses, coverage for around 20 critical illnesses are some of the other benefits offered by the Cholamandalam health insurance plans
• A selected number of Cholamandalam health insurance plans provide double coverage for accidents and critical illnesses as well
• Domiciliary hospitalization and around 140-day care procedures are covered under the Cholamandalam General Health Insurance plans
• The Cholamandalam General Health Insurance plans provide coverage for pre-existing diseases after a waiting period of 4 years
• The policyholders can avail the benefit of free health checkups in case of 2 claim-free years
• Policyholders can avail the benefit of Cumulative Bonus i.e. if no claims are made in a particular year then policyholders can avail the benefit of an increased sum insured at the time of renewal of the policy
• Policyholders can opt for the voluntary deductible as this would help them to reduce their premium payment
• There is no clause of co-payment in the Cholamandalam Health Insurance policy
• The Cholamandalam health insurance plans provide the benefit of lifetime renewability for the policyholders
• Tax benefits can be availed by the policyholders under Section 80(D) of the Income-tax Act, 1961

The major health insurance plans which can be included under the Cholamandalam General Health Insurance are mentioned below.

• Chola Healthline Plan
• Chola Swasth Parivar Plan
• Chola Family Healthline Plan
• Chola Tax Plus Healthline Plan
• Chola Hospital Cash Healthline Plan
• Chola Super Top-up Insurance Plan
• Chola MS Critical Healthline Insurance Plan
• Chola Individual Healthline Plan
• Cholamandalam Group Health Insurance Plan

Now, let us check out briefly the various plans included under the Cholamandalam health insurance plans.

• The Chola Healthline plan provides coverage for individuals and their families
• This is a floater health insurance plan and you can include your spouse, dependent children and your parents in this plan
• You can claim the benefits in the form of both cashless benefits or as a reimbursement later
• This health insurance plan comes with 3 sub-plans i.e. Value Healthline, Freedom Healthline and Enrich Healthline
• This health insurance plan offers various flexible options that help in providing coverage for the health requirements of your family
• Along with the cover for the hospitalization charges, the Chola Swasth Parivar also offers personal accident cover
• This helps provide dual protection to you and your family at a nominal premium
• The Chola Swasth Parivar Health insurance plan has two sub-plans i.e. Pearl and Royale
• The Chola Family Healthline plan can be availed as an individual plan or as a floater plan as well
• In an individual plan, you will be able to include your spouse and children as well
• Moreover, any insured member is capable to claim the entire insured amount
• In the case of a floater plan, a sum insured of INR 15 lakhs is available for the policyholders
• This plan provides coverage for both Allopathic and Ayurvedic treatment
• This health insurance plan consists of 3 sub-plans i.e. Standard Plan, Superior Plan, and Advanced Plan
• This health insurance plan can also be availed as an individual plan or even as a floater plan
• The sum insured for the Chola Tax plus Healthline plan ranges from INR 1 lakh – INR 5 lakhs
• This plan also provides cover for hospitalization expenses and the expenses incurred in OPD
• The Chola Hospital Cash Healthline provides fixed daily allowance in case of every 24 hours which are completed on hospitalization
• A lump sum amount would be paid to you if your hospitalization exceeds 20 days continually
• Moreover, if there is an admission made into the ICU then the amount of daily cash allowance would be double for a fixed number of days
• There are 3 plans available under the Chola Hospital Cash Healthline plan i.e. Plan A, Plan B, and Plan C
• The Chola Super Top-up Insurance provides coverage for high medical expenses which can be in the form of a floater plan or an individual plan
• This plan when taken in addition to an already existing health insurance plan, as a result, the plan becomes a comprehensive one
• For this health insurance plan, there are 7 options i.e. Plan A, Plan B, Plan C, Plan D, Plan E, Plan F and Plan G. Every plan has a deductible which can be considered as the amount which the proposer bears on the submitted claims
• The Chola MS Critical Healthline Insurance helps in providing a lump sum amount in case of diagnosis of listed critical illness
• You can avail of an Income Tax benefit of up to INR 25,000 per annum as per Section 80D of the Income Tax Act, 1961
• There are 2 options available in this plan i.e. Standard plan which covers 10 critical illnesses and advanced plan which covers 12 critical illnesses
• Individual Healthline plan is a comprehensive health insurance plan and also covers the incidental expenses which are associated with hospitalization
• Maternity expenses, expenses related to external healthcare aids such as spectacles, contact lenses, hearing aids, etc. are also covered under this health insurance plan
• This health insurance plan consists of 3 options i.e. Standard, Superior, and Advanced
• The Travel Insurance plans by Cholamandalam Travel Insurance provide coverage for overseas health expenses and insurance coverage which is related to the trip
• The Cholamandalam Travel Insurance plans also provide coverage for the delay in trips, trip interruptions, trip cancellations
• Moreover, Cholamandalam Travel Insurance plans provide coverage for medical and health emergencies which can arise during traveling
• There is no need for any medical procedures or health checkups for availing of the benefits of this policy
• There is a vast network of hospitals that can be used for cashless hospitalization in case of medical emergencies during travel
• For persons up to the age of 60 years, there is provision for availing coverage without any sub-limits
• Cholamandalam Travel Insurance plans help in the emigration of the policyholder to the home country in case of any crisis
• In case of death of the policyholder in abroad, the expenses incurred in the repatriation of the mortal remains to India is covered under these travel insurance plans
• The Cholamandalam Travel Insurance plans help in providing compensation to the policyholder in case the flight is delayed for more than 12 hours from the original departure time
• In case of permanent loss of check-in luggage by the insured person, the Cholamandalam Travel Insurance plans will provide compensation to the insured person
• If the passport of the policyholder is lost during travel, the expenses incurred in obtaining a new passport are covered under the Cholamandalam travel insurance plans
• Hijack distress allowance is also provided by the Cholamandalam travel insurance plans
• If there is any theft or robbery while traveling, the Cholamandalam travel insurance plans provide a fixed sum to the policyholder as emergency assistance
• The policyholders can obtain emergency assistance round the clock and can also use the toll-free number for assistance
• International assistance would also be available to the policyholders immediately with the help of international tie-ups The various travel insurance products offered by the Cholamandalam travel insurance plans are listed below.

The various travel insurance products offered by the Cholamandalam travel insurance plans are listed below.

• Chola Domestic Travel Insurance Policy
• Chola Overseas Travel Protection Plan
• Chola Student Travel Protection Plan
• Chola MS Corporate Travel Insurance Plans

Now, let us check out the products offered by the Cholamandalam insurance company for travel insurance.

• Cholamandalam Domestic Travel Insurance Policy The Domestic Travel Insurance policy ensures coverage against any medical emergencies, delays in travel, checked-in lost or stolen luggage, death and permanent disability while travelling within the country.

Eligibility Criteria of Cholamandalam Domestic Travel Insurance Policy

• The Silver Plan is a basic travel insurance plan which provides high coverage at a low premium
• The Gold Plan helps those individuals who are looking for some extra protection during the time of travel
• The Senior Citizen Plan is a travel insurance plan which caters to the needs of senior citizens while travelling and helps in providing them with peace of mind during foreign travel

Eligibility Criteria of Cholamandalam Overseas Travel Protection Plan

• Silver Student Travel Protection Plan which is a very simple travel insurance plan for students at a low premium
• Gold Student Travel Protection Plan offers comprehensive coverage for students along with add-ons like Bail Bond, Study Interruption, Sponsor Protection, etc.
• Platinum Student Travel Protection Plan provides exclusive coverage for students such as treatment of any mental or nervous disorders due to alcoholism or drug dependency, medical expenses for sports injuries, cancer screening, cover against expenses incurred during pregnancy, etc.

Eligibility Criteria of Cholamandalam Student Travel Protection Plan

• Chola MS Corporate Travel Insurance Plan This travel insurance plan is meant for frequent flyers which include dental treatment cover, accidental death cover, emergency medical expense cover, cover for accidental death, loss of valuable documents like passport, compensation for baggage loss, cover against permanent disability and personal liability, financial emergency, and hospital daily cash cover, etc.

Eligibility Criteria of Chola MS Corporate Travel Insurance Plan

• Cholamandalam Motor Insurance plans The Cholamandalam Motor Insurance plans consist of the below-mentioned categories of insurance plans.
• Cholamandalam Comprehensive Car Insurance plan The Cholamandalam Comprehensive Car Insurance plan is designed in such a way that it can cater to the requirements of all car owners. This comprehensive car insurance plan is perfect for those customers who opt for quick claim settlement without any hassles.The features and benefits obtained from the Cholamandalam Comprehensive car insurance plans can be listed below.

The features and benefits obtained from the Cholamandalam Comprehensive car insurance plans can be listed below.

• This car insurance plan covers the loss or damages which occur to the car due to manmade disastrous acts like riots, theft, burglary, strikes, terrorist activities, malicious activities, etc.
• This insurance plan also protects against any damages caused to the car due to natural calamities like storm, flood, earthquakes, hurricane, lightning, etc.
• Any damage which might have occurred to the car when it was in transit either by roads, railway, waterway, lift, elevator, etc. are covered under this plan
• The Cholamandalam Comprehensive Car Insurance plan provides third party liability coverage
• There are a total of 600 network garages across the country which can be used to avail cashless repairs for your car
• Discounts like No Claim Bonus (NCB) when a car is being insured for an entire year without a break, discount on premium if an anti-theft device is being installed in the car, etc. can be availed by the policyholders
• Additional features like Daily Allowance Cover and Personal Luggage Cover can be availed by the policyholders
• The Cholamandalam Comprehensive Car insurance plan can be purchased easily online by minimal documentation. It can be renewed easily without any hassles by visiting the company’s website. Customer assistance is available throughout the day i.e. 24×7 and claims are settled quite fast
• The policyholders can select the various add-ons according to their requirements and enhance the protection for their car

The different types of Cholamandalam Car Insurance plans can be mentioned below.

• Third-party Car Insurance which provides coverage for damages caused to third party vehicle or property and any injuries caused to other persons during an accident in which the insured car was involved
• Comprehensive Car Insurance covers the insured car against the theft of the car or any damage caused to the car due to natural or manmade calamities
• Own Damage Car Insurance policy covers the insured car against theft, damages caused due to accidents or damages caused by natural or manmade calamities
• Zero Depreciation Car Insurance plan helps in widening the basic coverage of car insurance by the settlement of the expenses incurred in the repair or replacement of the parts of the car without considering depreciation. It provides 100% cover for all the metal, rubber, and fiber parts of the car without deducting the depreciation value.
• Cholamandalam Two-wheeler Insurance plans The Cholamandalam two-wheeler Insurance plans are of three major categories i.e.
• This policy is otherwise known as an ‘Act Only Policy’ and it is mandatory for the two-wheelers in India
• This policy will provide coverage against any loss, damage or injury caused to a third party person or property in case of an accident which involves the insured two-wheeler
• Personal accident cover is also provided by this policy for the owner of the two-wheeler
• This insurance policy is also known as the ‘Package only policy’ and includes coverage for liabilities incurred due to the accident of the insured two-wheeler
• It will also provide coverage for the theft of the vehicle and is an optional policy
• The Own Damage Policy will provide cover against losses or damage caused to the two-wheeler due to natural calamities like fire, lightning, flood, explosion, earthquake, etc.
• It will also provide coverage against man made calamities like theft, burglary, malicious activities, etc.

Some of the major features of the Cholamandalam Two-wheeler Insurance plan can be mentioned below.

• The Cholamandalam two-wheeler insurance plan will provide unlimited liability for any personal injuries caused to the third party in case of an accident that involves the insured vehicle
• In case of damages caused to the property of the third party during an accident by the insured vehicle, the Cholamandalam two-wheeler insurance policy will provide coverage of up to INR 1 lakh
• In case of the death of the owner of the insured two-wheeler, the Cholamandalam two-wheeler vehicle insurance plan provides a cover of INR 15 lakhs to the family of the owner
• This two-wheeler insurance policy provides roadside assistance cover to the insured vehicle at the time of emergency. Moreover, various other add-ons can be included by the policyholder into the policy for adequate coverage
• Claim processing for the Cholamandalam two-wheeler insurance policy is quite fast and there is complete support from the workforce of the company. 
• Commercial Vehicles which carry goods such as trucks, mini trucks, etc.
• Miscellaneous vehicles such as Cranes, Loader, Excavation, etc.

The major features and benefits associated with the Cholamandalam Commercial Vehicle Insurance plan are as follows.

• It provides double coverage benefit of third party cover and even covers against own damages
• Under the third party cover, personal liability and property liability is covered by the Cholamandalam Commercial Vehicle Insurance plan
• There are almost 400 network garages that can be used by the policyholders to avail cashless services during repairs
• There is a provision of accidental death benefits available for the driver-owner of the vehicle
• The IDV (Insured Decelerated Value) of the vehicle is projected as the actual sum insured of the vehicle
• The insurance plan provides a personal accident cover of up to INR 2, 00,000 for the owner, driver, and passengers of the vehicle while travelling in the vehicle, mounting or dismounting from the vehicle
• The Personal Accident Cover is applicable in case of the death or any kind of permanent disability during the tenure of six months of the accident
• Additional features like No Claim Bonus (NCB) and Own Damage Cover are available to the policyholders
• The Own Damage Cover (OD) protects against damages caused to the commercial vehicles due to both natural calamities like storms, floods, hurricanes, earthquakes, etc. and manmade calamities like riots, theft, burglary, malicious activities, terrorist activities, etc.
• The Cholamandalam Commercial Vehicle Insurance Plan can be purchased online at minimal documentation and can be renewed online without any hassles
• Add-ons like reimbursement of the cost of the duplicate key, reimbursement of charges towards road tax and registration fares in case of a total loss, waiver of reduction in depreciation in case of partial losses to the vehicle, etc. can be availed by the policyholder on payment of additional premium.
• This comprehensive personal accident plan provides compensation for injuries succumbed during an accident, reimbursements in case of permanent disability for certain modifications, etc.
• If there is death or permanent disability and there is the loss of income, then the individual or family members are eligible for receiving weekly compensation
• If the policyholder is a student, reimbursement of tuition fees can be claimed by the student in case of an accidental injury
• The policy provides cover for death which occurs due to injury succumbed in the accident within one calendar year of the accident. The policyholder will receive the principal sum assured in this case
• In case of permanent total disability of certain body parts of the policyholder, a compensation of a maximum of 100% of the sum assured will be provided to the policyholder
• In case of permanent partial disability of certain body parts of the policyholder, a compensation of a maximum of 2% to 60% of the sum assured will be provided to the policyholder depending on the disability
• Weekly compensation i.e. 1% of the Principal Sum assured or INR 5000 whichever is lower is provided to the policyholder in case of total disability for a particular period
• Ambulance hiring charges would be covered up to INR 1000 for the policyholder in case of an accident
• Medical reimbursement will be provided to the policyholder up to 40% of the claim amount or 10% of the Sum assured and actual medical expenses
• The Cholamandalam Group Personal Accident Insurance plan also covers the transportation of mortal remains from the accident site to the hospital or residence. This cover is up to 3% of the Sum insured to a maximum amount of INR 6000
• Cholamandalam Industrial All Risk Policy which covers industrial area against losses caused by fire through a sum insured of INR 100 crores and above
• Cholamandalam Loss of profits policy which covers the monetary loss which might occur due to a break in the production process or business activity
• Cholamandalam Fire and special perils Insurance plan provide cover against business damages that might arise out of the fire and special perils
• Cholamandalam Property Crime Insurance Plan The Cholamandalam Property Crime Insurance Plan protects either an individual or a business against any damages caused due to certain crime.
• Cholamandalam Home Insurance Plans The Cholamandalam Home Insurance plan provides cover against any damage caused to your home by theft, burglary, explosion or fire, natural disasters, etc. By the Cholamandalam liability insurance plan, you can safeguard your business from the danger of becoming liable legally for making any payments to third parties involved in the business.
• Cholamandalam Liability Insurance Plan By the Cholamandalam liability insurance plan, you can safeguard your business from the danger of becoming liable legally for making any payments to third parties involved in the business.
• Cholamandalam Contractors All Risk Policy
• Cholamandalam Erection All Risk Policy
• Cholamandalam Engineering Operations Insurance Plan Cholamandalam Engineering Operations Insurance plan helps in providing cover against situations like electronic equipment, breakdown of machinery, breakdown or mechanical errors in boilers, etc.
• Cholamandalam Inland Cargo
• Cholamandalam Import Cargo
• Cholamandalam Export Cargo

How to buy Cholamandalam General Insurance policies?

Cholamandalam General Insurance policies can be purchased by two major methods.

• Offline Method To purchase a Cholamandalam insurance policy by offline method, you will have to visit the nearest branch office of the company. You can also consult insurance advisors before you visit the company office. At the company office, you can make suggestions about the insurance policies from insurance agents and sales personnel. You can obtain the necessary form for purchasing the policy, fill the form and submit it along with the required documents. The premium payment can also be done there and the executives will help you with the procedure.
• Online Metho d By the online method, you can very conveniently purchase your insurance policy by visiting the website of the company. This is a hassle-free method and saves your time as well.

However, if you wish to purchase any other health or motor insurance policy, you can surely do that from www.turtlemint.com

Turtlemint offers a very wide range of options associated with health insurance and motor insurance. By using Turtlemint, you can compare the various available insurance policies and select the one which suits best to your requirements and budget.

Let us have a look at the steps involved in the purchase of Health Insurance policies or Motor insurance policies.

• In the first step, you need to visit the website of Turtlemint i.e.  https://www.turtlemint.com/
• Then, you have to choose between whether you would be purchasing a health insurance plan or motor insurance plans.
• Age of the members who would be covered in the policy
• Area PIN code
• The annual income of the family for determination of the sum insured
• Any pre-existing diseases or not
• After these details are provided, you will be presented with the available health insurance options
• You can select the health insurance plan which suits your requirements
• You can fill up an online form, submit the necessary documents online and make the premium payment online
• This completes your procedure for the purchase of the health insurance plan online
• You can start by either providing the vehicle number or ignore sharing the vehicle number
• Year of manufacture
• Expiry Date
• Type of fuel used
• Type of the previous policy
• If any claims have been made in the previous year
• NCB on the previous policy
• Previous insurance provider
• Your details for contact
• After these details are provided, you will be presented with the available car or bike insurance options
• You can select the car or bike insurance plan which suits your requirements
• This completes your procedure for the purchase of the motor insurance plan online

Renewal Process of Cholamandalam General Insurance Plans

Cholamandalam General Insurance plans can be renewed easily and conveniently by the use of online means. Let us check out the major steps involved in the online renewal process of the Cholamandalam General Insurance plans.

• You will have to visit the website of the company and click on the “Renew Online” or “Renew your Policy” option
• In the next step, you can enter the necessary details and register yourself with the company
• Then, you will be able to select your Cholamandalam policy
• You will have to select the premium payment mode i.e. either by credit card, debit card or net banking. With the payment of premium, your policy is renewed and the renewed policy document will be obtained in your registered email address.

However, if you have purchased the plan from Turtlemint, you can even renew your health insurance policy or motor insurance policy by Turtlemint.

You need to login with your existing details and login to your Turtlemint account. Then, you can select the insurance policy which you would like to renew i.e. health insurance, car insurance or bike insurance. You have to click on the “Renew” option and you would be able to view all details associated with your insurance policy. Now, if you wish to renew the policy without making any changes then you can pay the premium either by credit card, debit card or net banking and renew the insurance plan. 

Claim Process for Cholamandalam General Insurance Plans

Cholamandalam General Insurance has a very convenient and easy process for making claims. Let us have a look at the claim process for the Cholamandalam Health Insurance Plans and Cholamandalam Motor Insurance Plans.

• Cholamandalam Health Insurance Claims The Cholamandalam health insurance claims can be made by two methods i.e.
• When you are admitted into a network hospital, you would have to immediately intimate the Cholamandalam health insurance company about the admission
• Your cashless claim request must be placed with the company within the specified time limit
• In the next step, you will have to approach the Third-party Agent (TPA) desk of the hospital with Cholamandalam Health Card, Photo ID Card and your medical reports. The TPA desk would coordinate with the insurance company for authentication of the request
• Once the request is approved and the required documents are submitted, the hospital bills are settled between the hospital and the Cholamandalam Insurance Company
• In case there is a rejection of the request, you can clear the bills of the hospital and later on raise a reimbursement request.

2. Cholamandalam Motor Insurance Claims Let us check out the process involved in the car or bike insurance claims.

• On the occurrence of the incident, you should call up the Customer Support of the company and register the incident with them
• If you have a cashless facility, then you should take the damaged vehicle to the nearby network garage for repairs
• The Insurance Company will send a Surveyor and you will have to submit all necessary documents to the Surveyor
• Based on the report given by the Surveyor, the company will approve or reject the claims
• In case you are availing of the reimbursement facility, you will get your damaged vehicle repaired and pay the bills from your pocket
• Then, you can submit your bills with the company for reimbursement and the vehicle will be delivered once your bills are settled

You can also get your Car or Bike Insurance claims settled by using Turtlemint. You can contact the Claims department at Turtlemint by sending an email on [email protected] or by calling on 1800 266 0101. The Claims Department at Turtlemint will help you in getting your claims settled easily and in a hassle-free manner.

Documents required for Claims in Cholamandalam General Insurance Company

The necessary documents which are needed to make claims in the Cholamandalam General Insurance Company can be listed below.

• Duly filled the claim form and signed it
• Doctor’s prescription advising about the admission
• Discharge card which has been issued by the hospital
• Medical investigation reports
• Final hospital bill and the payment receipt
• Bills of the medicines and supporting prescriptions
• Invoice for implants if used in case of surgery
• Medico-Legal Certificate (MLC) or FIR in case of road traffic accidents
• Cancelled cheque of your bank account for making the claim payment by NEFT
• Duly signed claim form
• Driving License Copy
• Copy of RC Book
• Copy of the Insurance Policy
• In case of death or bodily injury, FIR is necessary
• Repair Invoice or the Original Repair Estimate Slip
• In the case of hospitalization, hospital bills are needed

Company Address and Contact Information – Cholamandalam General Insurance Company

Address :  3rd Floor, Chabildas Tower, 6A, Middleton St, Kankaria Estates, Park Street area, Kolkata, West Bengal- 700071

Toll-Free Number: 1800 208 5544

Paid Number: 033 4084 8600

FAQ’s

How many network garages are present for the Cholamandalam Car Insurance plan to offer cashless repair?

There are around 4500 network garages for the Cholamandalam Car Insurance which provides cashless repairs to the policyholders.

How many network hospitals are present under the Cholamandalam Health Insurance plan to offer cashless hospitalization?

There are around 6500 network hospitals under the Cholamandalam Health Insurance plan for providing cashless hospitalization.

What are the premium payment modes available for the Cholamandalam General Insurance plans?

For Cholamandalam General Insurance policies, premium payment can be made by

• Credit Card
• Internet Banking

How can the policy status of a Cholamandalam health insurance policy be checked?

If you are an existing customer, you can log in to the official website of the company; enter your login details and check your policy status. However, if you are a new customer you can register to create an account and then check your policy status. 

What is the cancellation process for the Cholamandalam health insurance policy?

For cancellation of a health insurance policy, you will have to visit the nearest branch office of the Company. You need to carry your policy documents and fill in the Surrender form with yourself.

Get Best Insurance Quotes For

Health Insurance

Life Insurance

Car Insurance

Bike Insurance

Policy Cancellation & Refund

Policy cancellation and refund of the premium shall be as per the terms & conditions of the policy. The refunds are processed by the Insurance Company directly. You are requested to contact the toll free number of your Insurance Company or refer the respective section of your Policy terms and conditions. You can also call us at our toll free number 1800-266-0101 or write a mail to us at [email protected] . We shall be available to guide/assist you.

Confused about insurance? Let’s simplify it together!

Submit your details for expert guidance and hassle-free assistance.

IRDAI certified expert advice

Application assistance

Claim support

Get free advice

Now sit back and relax!

Our advisor will reach out to you shortly!

• Cholamandalam
• Cholamandalam Travel Insurance

Cholamandalam Travel Insurance, Chola travel insurance

Get best cholamandalam travel quotes, cholamandalam travel insurance review.

• Golden Peacock Award – For Best Practices in Risk Management by Institute of Directors.
• Tamil Nadu Award – Pride of BFSI Industry for Performance, Growth, Market Performance, Customer Service & Technology.
• Times Ascent Award – Dream Company to Work for in 2017 in the Private Sector.
• Best CSR Practices Award.

Key features of Chola MS Travel Insurance

• Cholamandalam MS General Insurance Company Limited is a Joint Venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan offering a wide range of insurance products that includes Travel insurance. Chola MS champions a brand philosophy called T3, which stands for Trust, Transparency and Technology.
• Their International Travel insurance plans have a wide range of Accident & Sickness Sum Insured to choose from upto $250,000 and offer travel policy extension upto 185 days for a single trip in case the traveller’s trip gets extended. They also have a Domestic Travel Cover.
• All Chola Travel insurance plans have Coverage without sub-limits for persons above 60 years of age.
• Their Comprehensive Travel insurance plan has a unique Reimbursement of travel expenses towards compassionate visit and return of minor children coverage.
• Complete Global Protection with 24 /7 Assistance through their TPA partner Europ Assist ensuring Prompt claims settlement process including Cashless treatment for Inpatients.
• No medical tests required before purchasing any of Cholamandalam’s Travel insurance plans.
• Customised plans for Senior Citizens, Students and for travel to Asian destinations.

Why should an Insured avail a Cholamandalam Travel Insurance Plan?

• Flexible range for Plan options from $50,000 to $250,000 Accident & Sickness Medical Expense Sum insured
• Complete Global Protection with 24 /7 Assistance through their TPA partner Europ Assist.
• No medical tests required before purchasing the plan
• Prompt claims settlement process including Cashless treatment for Inpatients
• Regardless of whether you are on business or leisure trip, Chola MS offers a great Travel Insurance policy provides a complete protection against loss incurred during the trip both medical and non medical.

Some Salient Features of the Chola MS Travel Plans include:

• Provides coverage for 180 days with an option for renewal for additional 180 days upto the age of 60 years
• Coverage is available for Pre existing conditions in Life threatening situations
• One way Immigration travel covered upto 30 days
• Asia Plan also covers Australia & New Zealand apart from Asian countries. Only Japan is excluded from coverage.
• The Annual Multi Trip plan has options to choose from 30 / 45 / 60 / 90 days for each trip. The policy will however be for 1 year.
• Premium rates are calculated on a per day daily basis – hence the insured ends up paying for the exact number of days of travel.
• Personal Accident coverage in India is available – covers the insured during their journey to and from the International Airport to their residence.
• Global Protection with 24 /7 Assistance through their TPA partner Europ Assist.
• Coverage for Adventure Sports can be provided subject to underwriter’s approval.
• The policy may be cancelled for any reason prior to commencement of the insured journey and the traveller will be eligible for a full refund.

Chola MS Age Criteria for Travel Plans

Chola travel insurance overview.

• Single Trip

Leisure Travel

• Annual Multi Trip
• Senior Citizen Plan

Chola Travel Protection – Single Trip

Comprehensive travel.

• Travel Plus
• Travel Pleasure
• Travel Delight

Chola Travel Protection – Annual Multi Trip

Chola travel protection – senior citizen plan, coverage description for benefits under the chola travel protect plans include:, general exclusions under the chola ms travel protect plans:.

• any treatment if that is the sole reason or one of the reasons for the travel Overseas
• any treatment which could in the opinion of the Overseas Administrator and attending Doctor be or have been delayed until the Insured Person's return to India
• treatment by relatives under any circumstances
• War (whether declared or not), civil war, invasion, act of foreign enemies, rebellion, revolution, insurrection, mutiny, military or usurped power, seizure, capture, arrest, restraint or detainment, confiscation or nationalization or requisition of or damage by or under the order of any government or public local authority or terrorism or terrorist acts. However, for the scope of the Hijack Relief only, terrorism exclusion shall stand excluded from the General Exclusions category
• Any intentional, reckless or criminal act, suicide, or attempted suicide, or the use or abuse of any drugs, alcohol and the like
• Ionising radiation or contamination by radioactivity from any nuclear waste from combustion of nuclear fuel; or the radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof, or asbestosis or any related condition resulting from the existence, production, handling, processing, manufacture, sale, distribution, deposit or use of asbestos, or asbestos products
• Participation in naval, military or air force operations whether in the form of military exercises or war games or actual engagement with the enemy whether foreign or domestic;
• any loss of which a contributing cause was the Insured Person's actual or attempted commission of, or willful participation in, an illegal act or any violation or attempted violation of the law or resistance to arrest
• HIV, AIDS and all related medical conditions.
• Any condition after the point at which it is certified by the attending Doctor to be of such a nature that further medical treatment may serve to stabilise or maintain it but is unlikely to result in a material improvement within a reasonable timeframe.
• Any claim arising out of sporting activities in so far as they involve the training or participation in competitions of professional or semi- professional sportspersons, unless declared beforehand and necessary applicable premium paid

Travel Assistance and Claims Support:

• In case of claims, it is mandatory to first contact Europ Assistance (EA) and seek their prior authorisation before incurring any expenses. You can contact them any time on the 24*7 Helpline provided in the Policy wordings and Schedule.
• Upon successful validation and checks, EA will provide authorisation to the hospital for direct settlement of the bills, so there is no need for you to worry about paying in cash.
• For non-cashless claims, give all the details to Europ Assistance and register the claim. Upon successful validation checks, the claims administrator will advice you on the checklist of documents to be submitted.

Get quotes for Cholamandalam Travel Insurance!

India travel insurance blogs and articles.

Tips to find good and adequate international travel health insurance Click here to read more

Comparison of overseas Healthcare cost and popular tourist destinations. Click here to read more

How to use Indian visitor insurance in case of sudden sickness and accidents. Click here to read more

Cholamandalam travel insurance useful links

How to buy online.

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

Already outside India

Travelers who have already traveled from India and do not have insurance can buy Cholamandalam travel medical insurance after approval.

Cholamandalam Travel Insurance online renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

Cholamandalam Travel Insurance Claims & Customer care

In case of a claim or reimbursement of treatment expenses, notify Cholamandalam by contacting them.

Cholamandalam Travel Insurance policy wordings

Kindly refer the travel policy insurance wordings for complete coverage details along with terms and conditions.

How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.

Resourceful Indian travel insurance links

Advantages over International insurance

Benefits of buying travel insurance plans

How to buy the best Overseas travel mediclaim insurance

FAQ's on buying travel insurance policy

Search for Cholamandalam Travel Insurance

/india-travel-insurance/cholamandalam-vs-care.asp".

• Cholamandalam vs TATA AIG Travel
• Cholamandalam vs Reliance Travel
• Cholamandalam vs Religare Travel
• Cholamandalam vs Bajaj Allianz Travel

Cholamandalam Travel Insurance links

Annual Multitrip

Travel Asia

Senior Citizen

Schengen Visa

Chat with Us

Insurance Guide

Useful links

•    Insurance Categories
•    Compare Insurance
•    Insurance Claims
•    Disclaimer
•    Privacy Policy
•    Terms & Conditions
•    Blog
•    Resource Centre
•    Insurance FAQs
•    About Us
•    Contact Us
•    SiteMap

Product links

•    Health Insurance
•    Life Insurance
•    Travel Insurance
•    Motor Insurance
•    Home Insurance
•    Personal Accident

Keep in touch

InstantCover Insurance Web Aggregator Private limited 710, 6th B Cross, 16th Main Road, Koramangala 3rd Block, Bangalore - 560 034.

• 080-41101026
• Send an email
•   Call : 080-41101026
•   Contact
•   Email
•   Chat with us

ONLINE CHAT

What are you looking for?

Provide your contact information

Probus Insurance

General Insurance Companies Cholamandalam General Insurance

Compare Car Insurance Plans

Already Have Quotation?

Probus Renewal?

• Cholamandalam General Insurance

Key Facts of The Company

Types of insurance plans offered by chola ms general insurance, 1. cholamandalam motor insurance plans.

MS Cholamandalam General Insurance provides motor insurance to cover damages to third parties caused by an accident involving the policyholder’s vehicle, as well as damages or losses to the policyholder’s own vehicle caused by an accident, theft, natural catastrophe, or man-made disaster. The company offers the following types of motor insurance plans:

Chola MS Car Insurance Plan

MS Cholamandalam General Insurance Company ensures that your car is safe and secure against any unforeseen occurrence and that your expenses are fully paid in the aftermath. As a result, the insurance company offers two types of car insurance policies: third-party car insurance and comprehensive car insurance. Zero depreciation, hydrostatic, consumables, key replacement, personal possessions, and roadside assistance are just a few of the add-on insurance offered by Cholamandalam MS to strengthen your car insurance cover.

Two-Wheeler Insurance Plan

Cholamandalam provides two major types of two-wheeler insurance: Comprehensive Insurance Cover and Third-Party Insurance Cover. The plan provides protection of legal interests, personal accidental cover, accidental damage cover, deliberate man-made damage cover, theft or loss cover, fire damage cover, cover for damage caused by natural calamities, and the cover for damage during transit. Moreover, if you wish to strengthen your two-wheeler insurance cover, you can choose add-on covers including zero depreciation cover, return to invoice cover, road assistance cover, and consumables cover.

Commercial Vehicle Insurance Plan

The Commercial Vehicle Policy from Cholamandalam provides complete coverage for damage or loss to your vehicle, as well as third-party liability. The plan provides protection against accidents, natural calamities, fire, theft, terrorist activity, and so on. The plan also allows the policyholder to strengthen their commercial vehicle insurance by choosing from a wide range of add-on covers, such as roadside assistance cover, zero depreciation cover, consumables coverage, and RVB (Reinstatement Value Basis) cover. The types of vehicles covered under the plan are passenger-carrying vehicles, goods-carrying vehicles, tractors, special, and miscellaneous vehicles.

Comprehensive Car Insurance Plan

Cholamandalam’s Comprehensive Car Insurance Policy covers a wide variety of expenses that may arise as a result of an accident or other disaster involving your vehicle. The plan provides coverage to the damages to both parties that are involved in an accident. This is a comprehensive policy that covers vehicle damage, theft, legal liability to third parties, and personal accident coverage. Add-ons like as Monthly Instalment Cover, Roadside Assistance in Case of Breakdowns, Waiver of Depreciation, Personal Belongings (inside the car), and others can be added to the policy.

Own Damage Car Insurance Plan

Cholamandalam’s Own-Damage Car Insurance Policy adds another layer of security to the insured car and policyholders against road hazards. The plan is not required to be kept, but it is advantageous because it covers a wide range of circumstances such as theft, fire, explosion, burglary, man-made disasters such as riots, vandalism, and so on, as well as natural disasters such as earthquakes, floods, and landslides.

Comprehensive Two-Wheeler Insurance Plan

The Cholamandalam Comprehensive Two-Wheeler Insurance Policy helps with third-party financial obligations as well as personal harm to the insured’s bike. Accidents, theft, natural disasters, and man-made disasters are among the contingencies and unanticipated occurrences covered by the plan. The insurance also includes a no-claim bonus, which gives the insured a discount on their renewal payment if the preceding policy year was free of claims.

Own Damage Two-Wheeler Insurance Plan

The Own-Damage Two-Wheeler Insurance Cover from Cholamandalam will protect you in a variety of situations, including theft, total loss, fires, explosions, and natural or man-made disasters. It will provide you with comprehensive coverage and peace of mind if you purchase it in addition to your mandatory third-party insurance. There are a variety of add-on covers available with the policy. Every claim-free year earns the insurance company a reward, known as the no-claim bonus.

2. Cholamandalam Health Insurance Plans

MS Cholamandalam General Insurance offers a variety of health insurance plans that are designed to cover medical expenses through cashless treatment or reimbursement. Let’s take a look at them:

Flexi Health Plan

Cholamandalam Flexi Health Insurance Policy provides a financial safety net for the insured in the event of a medical emergency. The plan is tailored to the policyholder’s personal needs, with variable sum insured options and several simple premium payment alternatives. Accident-related injuries, investigations, pre-existing conditions, and common surgeries are covered under the plan. The plan also offers some additional benefits, such as compassionate visits, tax benefits, renewal benefits, and medical second opinion.

Arogya Sanjeevani Policy

The Arogya Sanjeevani Policy of Cholamandalam gives financial assistance in the event of a medical emergency. It covers the costs of basic hospitalization for you and your family in the event of sickness, illness, disease, or an accident. If you are between the ages of 18 and 65, you can propose this policy and add other family members such as your lawfully wedded spouse, dependent children aged 3 months to 25 years, parents, and parents-in-law. The policy offers a variety of sum insured options ranging from Rs. 1 lakh to Rs. 10 lakhs, which policyholders can select based on their needs.

Chola Healthline Plan

Chola Healthline is a plan that takes a holistic approach to provide medical care for individual and family hospitalization expenses. This policy covers the policyholder as well as his or her spouse and dependent children. Policyholders can include their parents, in-laws, siblings, and other family members when choosing a plan on an individual basis. This plan is available to people between the ages of 18 and 65. Under several names, the health insurance policy is available with sum insured options ranging from Rs. 1 lakh to Rs. 25 lakhs. Value Healthline, Freedom Healthline, Enrich Healthline, and Privilege Healthline are the four different plans available under the coverage.

Critical Healthline Plan

Chola MS Critical Healthline is an insurance designed to pay policyholders a lump sum amount that is fixed and equivalent to the sum insured if they are diagnosed with a critical illness. Chola MS Standard Critical Healthline and Chola MS Advanced Critical Healthline are the two plans available. The number of illnesses covered by the two health insurance policies is the most significant variation between them. Both plans have an amount insured ranging from Rs. 3 lakhs to Rs. 10 lakhs and a 90-day waiting period from the start of the plan. This plan is available to those aged 5 to 65, with no medical screening required until they reach the age of 55.

Super Top-Up Plan

Chola Super Top-Up Insurance Policy is a comprehensive top-up plan that provides coverage to cover escalating medical costs. This plan has two variants: Premier Plan and Supreme Plan, both of which have a wide range of sum insured and deductible options to suit and meet the insurer’s needs. The plan covers persons from the age of 3 months to 70 years old without requiring a medical exam up to the age of 55, and it has a permanent renewal option.

Chola Hospital Cash Healthline Plan

If the insured member is hospitalized for more than 24 hours, the Chola Hospital Cash Healthline Policy provides a fixed daily cash benefit to cover various expenses. If you are admitted to the intensive care unit, your monetary benefit is quadrupled for the duration of your stay. A convalescence benefit is awarded if the duration is longer than 20 days. The plan comes in 6 variants: Plan A, Plan B, Plan C, Plan D, Plan E, and Plan F. People between the ages of 18 and 65 are eligible for the Chola Hospital Cash Healthline Policy, which includes self, spouse, siblings, children, parents, and parents-in-law. The plan can be purchased for one, two, or three years. People over the age of 55, however, must undergo a medical examination in order to purchase this plan.

Accident Protection Plan

Chola Accident Protection is a plan that can reimburse your medical expenses and compensate you if you are disabled or die as a result of an accident. The plan covers accidental death, permanent disability, temporary disability, education grant, hospitalization charges, and transportation of mortal remains. The insured must be at least 18 years old and not more than 69 years old to be eligible for the Chola Accident Protection Insurance. Unlike most health insurance policies, the Chola MS Accident Protection policy does not require you to undergo any kind of medical test.

Corona Rakshak Policy

Cholamandalam General Insurance’s Corona Rakshak Health Insurance Plan is designed to meet the health insurance needs of persons who are undergoing COVID-19 treatment. If an insured person tests positive for COVID-19 and requires hospitalization, this policy guarantees to pay a lump sum payout. The entry age for the plan is from 18 to 65 years. This plan’s coverage will only be available on an individual basis, with amount insured options of Rs. 50,000, Rs. 1 lakh, Rs. 1.5 lakhs, Rs. 2 lakhs, and Rs. 2.5 lakhs. People can buy this health insurance policy for 3.5 months, 6.5 months, or 9.5 months without having to go through a pre-policy medical examination.

Corona Kavach Policy

The Cholamandalam Corona Kavach Policy is intended to meet the health insurance needs for the treatment of coronavirus infection. This low-cost health insurance plan covers your medical bills if you are admitted to the hospital for Covid-19 treatment. This policy would provide indemnity coverage with sum insured options ranging from Rs. 50,000 to Rs. 5 lakhs. This health insurance plan has three policy terms: 3.5 months, 6.5 months, and 9.5 months. Individuals between the ages of 18 and 65 can purchase this coverage on an individual or floater basis, and it can be used by the self, spouse, children, parents, and parents-in-law.

Cholamandalam Travel Insurance Plans

The company’s travel insurance policies are designed to protect you from unforeseen incidents throughout any type of travel experience, whether it’s for work or leisure. The plans cover a wide range of situations, including aircraft delays, passport loss, trip cancellation, baggage loss, medical problems, and so on. Let’s check them out:

Comprehensive Travel Insurance Plan

Chola Comprehensive Travel Insurance Policy is an out-of-country travel insurance policy designed to cover a traveler’s exposure to numerous risks while traveling outside of India. This comprehensive travel insurance package provides you with a broad range of insurance coverage at a low rate. The plan allows you to choose from varied optional covers, namely Travel Plus, Travel Pleasure, and Travel Delight. The plan also offers a wide range of sum insured options from Rs. 50,000 to Rs. 5 lakhs.

Student Travel Insurance Plan

Chola MS Student Travel Insurance is a coverage that protects students from unforeseen circumstances that could disrupt their studies. This policy is far less expensive than the cost of insurance in another country, reducing your outflow of valuable foreign currency. The plan comes in three variants: Silver, Gold, and Platinum, with medical benefits ranging from 50,000 to 2,50,000 rupees. The plan provides standard coverage in accordance with foreign university requirements, and it covers health-related emergencies as well as travel-related problems that may arise while traveling abroad.

Leisure Travel Insurance Plan

Chola MS Leisure Travel Insurance is meant to cover medical emergencies and travel-related problems that may arise while traveling abroad. The plan comes in a variety of options, namely Silver Cover, Gold Cover, and Senior Citizen Plan, with medical benefits ranging from Rs. 50,000 to Rs. 2,50,000. The policy covers the majority of emergencies that may arise while traveling overseas.

Chola MS Home Insurance Plans

The Cholamandalam Home Insurance Policies covers not only the structure of your home, but also the contents of your home against risks such as theft, burglary, man-made/natural calamities, etc., which can result in the loss or damage of valuables such as furniture, electronics, fixtures, jewelry, and so on. Cholamandalam offers two types of home insurance policies as follows:

Home Package – Griha Raksha Policy

The Home Package Policy from Chola MS protects your belongings from burglary, fire, appliance breakdowns, terrorism, earthquakes, floods, storms, and cyclones. With the Chola MS Home Package Policy, you can protect not only your home but also all of your assets and your family. In this manner, you receive not one, not two, but three layers of security. The plan provides coverage to burglary and housebreaking, personal baggage, home utility appliances, home appliances, plate glass, jewelry and other precious items, garden, pet animal, personal accident, costs of hospitalization, public liability, tenant liability, education benefit, cost of conducting death ceremonies, and accident and related risks.

Chola MS Bharat Griha Raksha Policy

The Chola MS Bharat Griharaksha Policy covers your building structure and/or contents for any sum covered against loss, damage, or destruction caused by 14 insured events stated in the policy. The policy covers the building as well as any additional constructions such as a garage, compound walls, or a verandah. The policy period ranges from 1 year to 10 years and additional benefit of valuable content and PA cover is provided under the plan.

Why Should You Choose Insurance Plans From Cholamandalam?

Cholamandalam MS Insurance Company has unique services and features that provide clients with the best possible experience when utilizing its insurance programs. Here are some important aspects of the company that makes its policyholders even more benefitted from its plans:

• Strong Network Of Garages & Hospitals

In the event of an emergency, the company’s policyholders can simply locate a garage to get their vehicle fixed or a hospital with a cashless facility to receive treatment during a medical emergency. The company has a network of over 8500 garages and 9500 hospitals to enable easy access.

• Customer Service Is Available 24/7

Chola MS General Insurance consumers can contact the company’s customer service team at any time because it is available 24 hours a day, seven days a week. Customers can contact the company’s customer service representatives by calling toll-free numbers 1800-208-5544 and 1800-208-9100, or by sending an email to customercare@ cholams.murugappa.com.

• Renewal Process Is Quick and Easy

The company makes it simple for policyholders to renew their policies. Customers can renew their policies by entering their policy numbers on the Chola MS General Insurance Company’s website. The renewal procedure is completed once you’ve made the necessary changes and paid for the plan.

• Incurred Claim Ratio

The ICR or Incurred Claim Ratio is the ratio of an insurer’s total value of claims resolved to the total value of premiums collected in a particular period. Any policyholder who has an incurred claims ratio of less than 50% is losing money.

When we talk about Cholamandalam General Insurance, the company has an excellent Incurred Claim Ratio of 74.99, which itself indicates the profit of the company.

• Solvency Ratio

A solvency ratio is a tool for determining a company’s capacity to satisfy its financial obligations. Every insurer must maintain a health solvency ratio of 1.5, according to the IRDAI.

While talking about Tata AIG, the company maintains healthy insurance of 1.58, which fulfills the criteria of IRDAI.

Difference Between Third-Party And Comprehensive Car Insurance

Cholamandalam provides a simple claim initiation process and accompanies consumers through the entire process until the final disbursement of the claim money, ensuring a hassle-free experience. Let’s take a look at the claim process for each of Cholamandalam’s general insurance plans!

1. Motor Insurance Claim Process

The policyholder can file a claim against their Cholamandalam’s motor insurance through two methods: cashless claim and reimbursement claim.

• Cashless Claim : Notify Cholamandalam of the accident/mishap right away. You can contact the insurance company by dialing 1800-208-5544. Cholamandalam will send a surveyor to assess the degree of the vehicle’s damage. Request that the insurer arranges for the towing of the damaged vehicle. After all formalities and documentation are completed, your automobile will be fixed at the workshop, and the insurance will pay the total repair cost directly to the garage. Pay the mandatory deductible amount to the insurer, as well as the optional deductible amount (if chosen), and drive your vehicle home!
• Reimbursement Claim : Inform Cholamandalam of the accident/theft/mishap affecting the insured car by calling 1800-208-5544. Inquire with the call center representative about starting the claim. The firm will arrange for a surveyor to inspect the extent of the insured vehicle’s damage. After the inspection, take your vehicle to the local garage. You can either arrange for a towing service yourself or submit a request to your insurer. Repair your car at a nearby garage or workshop. Before driving your vehicle home, make sure you gather all of the original bills from the garage. To begin a reimbursement of the claim amount, submit the original repair bills along with the relevant papers to Cholamandalam. Cholamandalam will then reimburse you the claim amount after deducting the appropriate deductibles once all processes have been completed.

2. Health Insurance Claim Process

There are two methods for filing a claim against Cholamandalam Health Insurance policies: cashless method and reimbursement method.

• Cashless Method : Look for a network hospital that is close to your location and has the best available facilities. Visit the hospital with your health card and show it to the appropriate official. Cholamandalam MS or the TPA will receive a claim request from the hospital. Following that, your application will be properly reviewed, and a decision on approval or denial will be made. Cholamandalam MS will settle the bills directly with the network hospital if the claim request is authorized. If a claim request is denied, the insured person can seek treatment at a network hospital by paying for it out of pocket and then submitting a reimbursement claim later.
• Reimbursement Method : Notify the insurance of the hospitalization as soon as possible, along with the policy certificate number. Choose a medical procedure, get it done, and pay the price. At the time of discharge from the hospital, gather all original bills and documentation. Fill out the claim form completely and have it signed by the authorities. After that, send it to the insurer together with all of the original paperwork. The health insurance plan’s terms and conditions will determine whether approval or refusal is granted.

3. Travel Insurance Claim Process

The first step is to contact Cholamandalam General Insurance and let them know you want to file a claim. The customer service agent will then direct you to get a copy of the form. Fill out the form and attach the relevant documents, which include a copy of your travel insurance policy, proof of identity and address, and a statement explaining why you’re filing the claim. Cholamandalam will now assess your travel insurance claim. Once your claim has been confirmed, the company will release the claim amount to you. You may receive cashless care at a network hospital in the event of a medical emergency, and the company’s offshore claims manager will deal directly with the hospital to settle the claim.

4. Home Insurance Claim Process

Cholamandalam’s Home Insurance claim process is relatively straightforward. Notify the firm within 15 days of the accident. If you have been the victim of theft or burglary, contact the police and register an FIR or written complaint. Complete the homeowner’s insurance claim form and include any supporting documentation. Following that, a surveyor will be sent to the affected residence to determine the extent of the damage. The surveyor’s report will be delivered to the company. Cholamandalam General Insurance will then authorize the claim based on the provided documents and surveyor reports. The claim amount will then be paid to the policyholder.

Frequently Asked Questions

You can check the status of your Chola MS mediclaim coverage claim by texting “CHOLA” to 56677. You can also look for policy specifics such as your claim number and other policy-related information.

A registered claim can be withdrawn. To do so, go to Cholamandalam’s general insurance website and select the ‘Motor Claims’ option under the ‘Claims’ tab. Use your username and password to log in. Enter the policy number/claim number/vehicle number/contract number in the ‘Withdraw My Claim’ page.

On Cholamandalam’s general insurance website, you can download a copy of the filed claim documents, such as the claim form and liability computation, by selecting the ‘Motor/Home/Travel/Health Claims’ option and clicking on the ‘Download Claim Documents’ option.

Here are some important documents to submit to file a reimbursement claim against Chola’s health insurance policy successfully:

• Bills, discharge certificates, receipts, and insurance policy cards
• Cash receipts from the hospital, chemist, and labs, as well as valid prescriptions
• Reports from lab tests and any necessary receipts from the pathologist
• Detailed certificate from a doctor or surgeon describing the nature of the procedure
• Bills and receipts from the attending physician, medical expert, and other professionals, as well as a certificate of diagnosis

If you want to use the Cholamandalam MS network hospital’s cashless service, you must notify them 72 hours ahead of time if it’s a planned admission, and 48 hours if it’s an emergency hospitalization.

Cholamandalam provides roadside assistance to policyholders 24 hours a day, 7 days a week in the event of a vehicle breakdown. Fuel delivery, battery top-up, vehicle breakdown assistance, such as repairing a flat tire, and on-site repair are all included in the service. It’s worth noting that it’s available as an add-on cover and thus costs money.

It’s a good idea to renew your coverage before or on the expiration date. If you miss the expiration period, you can still get it renewed within a 90-day timeframe after a thorough check of your vehicle. Please keep in mind that a car insurance policy cannot be renewed after the 90-day period has passed; only a new insurance policy for your vehicle can be provided.

General Insurers

• Bajaj Allianz General Insurance
• Digit General Insurance
• Edelweiss General Insurance
• Future Generali General Insurance
• HDFC ERGO General Insurance
• ICICI Lombard General Insurance
• IFFCO Tokio General Insurance
• Kotak General Insurance
• Liberty General Insurance
• National General Insurance
• Navi General Insurance
• New India General Assurance
• Oriental General Insurance
• Reliance General Insurance
• Royal Sundaram General Insurance
• SBI General Insurance
• Shriram General Insurance
• TATA AIG General Insurance
• United India General Insurance
• Universal Sompo General Insurance

Car Insurers

• Bajaj Allianz Car Insurance
• Bharti AXA Car Insurance
• Cholamandalam Car Insurance
• Digit Car Insurance
• Future Generali Car Insurance
• HDFC Ergo Car Insurance
• ICICI Lombard Car Insurance
• IFFCO Tokio Car Insurance
• Kotak Mahindra Car Insurance
• Liberty Car Insurance
• National Car Insurance
• Navi Car Insurance
• New India Assurance Car Insurance
• Oriental Car Insurance
• Reliance Car Insurance
• Royal Sundaram Car Insurance
• SBI Car Insurance
• Shriram Car Insurance
• Tata AIG Car Insurance
• United India Car Insurance
• Universal Sompo Car Insurance

Cholamandalam Faqs

• Cholamandalam MS Insurance Customer Care
• Cholamandalam MS Policy Download

• Health Insurance
• Motor Insurance
• Travel Insurance
• Critical Illness Insurance
• Personal Accident

Process of Claim

Help us understand your concern.

We will contact you shortly.

Otp sent successfully to your mobile no., claim process.

Instant Help With Emergency Claim

For any emergency claim call us on 8659986599

• 2 Intimate claim process
• 3 Types of Claims
• 4 Process of claim

Navigating Claims Made Simple: Your Guide to a Hassle-Free Process.

• Compilation/ Submission of claim file 

Intimate claim process

How to intimate travel claim with chola ms general insurance.

Details required for Registration/ Intimation of Claim

• Specification of claim
• Telephone number

Types of Claims

How to intimate health claim with Bajaj Allianz General Insurance

Points to Remember

• Assistance service provider is to be intimated in the event of any treatment, non intimation may invalidate the claim. 
• Cashless will be extended for all in-patient treatments only when service provider is intimated & pre approval obtained (as per policy T & C)
• OPD Claims  & claims other then In-Patient will be reimbursed upon return to India.
• Policy does not cover traveling abroad for obtaining medical treatment & travelling against medical advice.
• Duly filled Claim form with the documents as indicated.
• The original ticket / boarding pass or a copy of the passport indicating the travel dates must be submitted with every claim, along with the completed claims form.
• For Medical expenses - Please attach Doctor’s reports, Original admission / discharge card, Original bills / receipts / with prescriptions and diagnostic /investigative reports, Copy of passport / visa with entry and exit stamp and copy of the ticket and boarding pass
• Bills/vouchers/reports/discharge summary must mention the name of the person treated, the type of illness, details of the individual items of medical treatment provided and the dates of treatment. Prescriptions must clearly show the medicines prescribed. /the pharmacy bills must clearly show the price and the receipt stamp of the pharmacy. In the case of dental treatment, the bills/vouchers/reports must give the details of the tooth treated and the treatment performed. Treatment taken on different dates for separate ailments will be treated as separate claims. The claims form should clearly indicate the same and supporting should be provided for each one. Deductible will apply for each claim separately.
• For reimbursement of the costs of transporting the mortal remains to the India or of the costs of burial abroad, an official death certificate and a physician’s statement form relations or spouses will not be accepted. Original bills/ receipts of the expenses incurred need to be submitted also. These would be paid as per the usual and customary charges incurred for the same.
• For reimbursement of expenses of Medical Evacuation/Transportation on Insured to the Republic of India, a medical statement from a qualified & registered medical practitioner indicating the cause of illness and the necessity of the transportation needs to be submitted. Medical statements form relations or spouses will not be accepted. Original bills/ receipt of the expenses incurred need to be submitted also. These would be paid as per the usual and customary charges incurred for the same.
• Dental Treatment Expenses - Please attach Doctor’s reports, Original admission / discharge card, Original bills / receipts / with prescriptions and diagnostic /investigative reports, Copy of passport / visa with entry & exit stamp and copy of the ticket and boarding pass.
• Total Loss of Checked-In Baggage – Please attach the details of individual items lost, approximate cost and purchase date, Copies of baggage tags, Copies of correspondence with airline authorities / others about loss of checked baggage, along with details of compensation received from airlines / other authorities (if any), Property Irregularity Report (obtained from airline), Copy of the passport / visa with entry & exit stamp, Adequate proof of ownership of items contained within checked-in-baggage valued in excess of the Indian rupee equivalent of US $ 100 for loss/delay of checked-in-baggage will need to be submitted.
• Delay of Checked-in Baggage – Please attach the details of items purchased during the delay period, Copies of baggage tags, Copies of correspondence with airline authorities certifying the delay, along with details of compensation received from airlines / other authorities (if any), Property Irregularity Report (obtained from airline), Original bills / receipts / invoices connected to expenses incurred / purchases made during the delay period, Copy of the passport / visa with entry & exit stamp.
• Loss of Passport – Please attach Copy of new passport, Copy of previous passport (if available), Original bills / invoices of expenses incurred for obtaining a new passport, Copy of FIR / police report.
• Loss of International Driving License – Please attach Copy of new International Driving License, Copy of previous International Driving License (if available), Original bills / invoices of expenses incurred for obtaining a new International Driving License, Copy of FIR / police report.
• Personal Accident – Overseas: Please attach Police report, Port Mortem Report, Death certificate, Medical report in the enclosed format, Certificate from treating Doctor for Permanent Disability.
• Personal Liability – Please attach the Judgment of the Court
• Financial Emergency – Please attach the Police report
• Cancel Payment

Process of claim

• Save ₹3,900/month & get up to ₹50 Lakhs on Retirement or ₹30,000 Pension/month CHECK NOW
• --> Call Us: 86559 86559 -->