travel agency insurance application

Travel Agency Insurance

Why do you need Travel Agency Insurance?

While your clients embark on their scuba diving adventure off the coast of Australia or the backpacking trip you planned for them in Peru, you need to worry about the risks you face much closer to home.

What would you do if a hurricane caused major roof damage to your office or a client tripped over a floor mat and broke their ankle? Not exactly the kind of trip they were hoping for! Not only would your client have to postpone their dream vacation, but they could sue your business for medical expenses, lost wages, and more. Thimble’s Travel Agency Insurance can help protect your business from the financial consequences of accidents like this and even provide your legal defense in the event of a third-party lawsuit.

Follow along while we give you a tour of what Travel Agency Insurance covers, how much it costs, and more.

What does Travel Agency Insurance cover?

Thimble’s Travel Agency Insurance is sold as a Business Owners Policy (BOP), which bundles general liability insurance and commercial property insurance . These coverages work together to protect your travel agency from the financial impact of third-party claims of bodily injury, property damage, and more.

Here’s what’s on the itinerary when you get travel agency insurance from Thimble:

• General liability insurance: This coverage will protect your agency from the financial impact of bodily injury, property damage, or personal and advertising injury claims from third parties. So, say you swipe a little too vigorously on your client’s tablet while viewing their vacation photos, sending it crashing against the wall. In that case, your insurance would have you covered. Or, if another business claims you infringed on their logo copyright in your advertising, your insurance could provide your legal defense.
• Commercial property insurance: Commercial property insurance covers your business property from direct damage, loss, or theft. It includes business building insurance, which covers structural damage, like a fire that burns down the building. It also includes business contents insurance, which covers damaged or stolen business property inside the building or within a 100-foot radius of your office.
• Business interruption insurance: Thimble’s Travel Agency Insurance also covers lost business income if your travel agency has to close temporarily. For instance, if another tenant carelessly causes a fire, authorities could condemn the building until repairs are made. This policy would replace the lost income until you can safely reopen.

You can also add these optional coverages to your Thimble Travel Agency Insurance:

• Equipment breakdown insurance: This policy will pay to repair or replace business equipment that unexpectedly stops working. So, for example, if a power surge burns out your building’s HVAC system, equipment breakdown insurance may cover the cost of repair or pay for a new one.
• Hired and non-owned auto coverage: If you or your employees travel for work, you might need hired and non-owned auto insurance. Imagine that your employee offers to drive a client to the airport for an early flight and gets into an accident on the way. This policy may cover your legal defense if the other driver sues you for their medical bills.

Who needs Travel Agency Insurance?

If you own a small-to-medium-sized travel agency with a physical office or have valuable assets on your premises, you should consider getting Travel Agency Insurance.

We also recommend Travel Agency Insurance for agents who want to bundle general liability insurance and commercial property insurance into one policy for convenience and savings. That way, you can save your money for a dream vacation of your own.

How much does Travel Agency Insurance cost?

The cost of travel agency insurance is mostly based on where your business is located. However, we also look at the materials the building is constructed with, its proximity to a fire station, fire resistance, adjacent tenants, and other nearby exposures.

Thimble is your ticket to business protection

Travel agents face unique risks, but Thimble’s Travel Agency Insurance bundles multiple coverages together for you to help protect your business. And while getting your customers to that remote rainforest destination in Bali might be complicated, purchasing insurance with Thimble is not.

Just click “get a quote,” answer a few questions, see your rate, and click to purchase — all in less time it takes to pack for the next getaway of your own.

Travel Agency Insurance FAQs

I don't own the building where my travel agency is located. Do I need a BOP?

Even if you don’t own your own building, you should consider BOP insurance if you have valuable property contained within your office space, such as computer equipment, printers, or a copy machine. If not, you can refuse the commercial property insurance and only purchase general liability insurance.

How do I show proof of insurance if I purchase Travel Agency Insurance?

When you buy Thimble Travel Agency Insurance, you can download as many Certificates of Insurance (COI) as you need to prove you carry liability insurance. You might need to show proof of coverage to a prospective client or to a landlord if you’re leasing an office for your agency.

Does Travel Agency Insurance protect the equipment that travels with me to jobs?

Yes. Travel agency insurance from Thimble includes up to $10,000 in coverage for business equipment when it’s away from your office. Mind that if your job causes you to travel often with expensive equipment in tow, you might want to purchase Business Equipment Protection for added protection.

Does Travel Agency Insurance cover employees?

When you buy travel agency insurance from Thimble, you and your employees get the same coverage. However, Thimble Travel Agency Insurance won’t cover work-related employee injuries or illnesses. If you have multiple travel agency employees on staff, you’ll want to get workers’ compensation, which is a legal requirement in most states.

What are Thimble’s BOP coverage policy limits?

A BOP from Thimble includes coverage starting at $300,000 for general liability insurance, $250,000 for building insurance, and $50,000 for business contents insurance. However, you can always increase your coverage for more protection. The maximum policy limits are $1 million for general liability insurance and business building insurance and $500,000 for business contents insurance.

Does Travel Agency Insurance cover travel?

Travel agency insurance won’t cover your customers’ travel. So, if a client’s flight gets delayed or there’s an earthquake near a hotel you booked for them, your BOP won’t apply. For that, your customers should consider travel insurance, which covers trip cancellations, medical emergencies, lost luggage, and travel delays.

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Fast & Easy

This is fast and easy and works great for me! I am a one man freelance landscaper and this gives me the ability to purchase insurance directly from my phone anytime and anywhere I need it.

Super easy to use! Though of everything

This app is beautiful and super easy to use! It’s super easy to get insurance for the weddings I shoot where the venues require insurance. I can just buy it on the app with 3 clicks and I’m done.

Awesome Product

I love this idea ????!! I needed to have proof of liability to present my proposal; got it on the spot. I didn't win the bid but I didn't get stuck with costly insurance, either!!

Best insurance solution for small businesses.

I love the convenience of this insurance app, its the best thing since sliced bread????????

So Easy!!! I LOVE IT

It was so easy, quick, and simple. The PDF package I received contained everything I needed. This was the best experience I've ever had obtaining insurance...thank you!!!

Alex Robertson

Great rate!

I was very impressed with your monthly rate on general liability coverage! Much less than 1/12 of everyone else's annual rate.

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Travel Liability Insurance and Risk Management for Travel Agencies and Tour Operators

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Adventure Travel Liability Insurance Questions and Answers

Tourism Tim Warren Lives Adventure…

Are you are a tour operator, travel agent, hotelier, resort, lodge and have questions on travel liability insurance and risk management, especially in adventure travel, you need to listen to this important episode of Travel Business Success Podcast.

Click on player bar below to listen or download the MP3 audio for free.

Tourism Tim Warren interviews Rick McKinley with Alameda Associates who specializes helping travel providers and vendors get liability insurance and has lots of experience in the adventure travel and active sports.

Also read below for updated 2016 travel liability insurance coverage specifically for tour operators and travel agents, including adventure travel tour operators, lodges, etc.

Top travel liability insurance and hospitality risk management topics include:, 1 ) where can i find liability insurance for my travel agency \ tour operations, 2) what’s does it cover •    levels of coverage: •    cost, 3) what are the basics you need for travel liability insurance.

•    General liability insurance •    Non owned and hired auto -important •    Physical and sexual abuse •    Worldwide coverage •    Bodily injury •    Errors and omissions ( $ back from client) •    Volunteer workers comp •    Accidental death and dismemberment

4) TRAVEL LIABILITY INSURANCE SUPPLIERS:

• CNA international
• Travel Safe Insurance
• Lexington – AIrisk.com

5) WHAT’S DOES IT NOT COVER?

•    Definitions in policy •    Endorsements

6) WHAT SHOULD I DO TO FIND OUT WHAT MY CURRENT POLICY COVERS AND DOES NOT COVER?

7) what can i do proactively to reduce my chances of having a travel liability insurance claim.

Have in contracts:

• Hold harmless/ disclaimer statements
• Limit liability
• Medical release form for treatment
• Vendors insurance – naming suppliers as additional insured
• Vendor selection process
• Hold activity provider harmless – indemnity provision

6)  CRISIS MANAGEMENT PLANS

• Risk management policies, procedures and STAFF TRAINING

  Rick McKinley Contact:

Voice: (510) 522-2090 email: [email protected] www.alamedaassociatesins.com

Adventure Tour Operator & Travel Agent Insurance Program from Zurich Insurance Co.

Types of Risks

Adventure Tour Operators; Travel Agencies; Tour Operators;  Student Tour Operators; Independent Contractors (Travel Agents); Corporate Meeting Planners, Destination Management Companies

Appetite:  All sizes of risks; travel and tour arrangements can be worldwide no territory restrictions;

Ineligible risks:  Outfitters & Guides; Spring Break Student Tour Operators; Party or Wedding Planners

Geography:  Nationwide

Adventure Travel Liability Insurance Coverage Highlights

Coverage offered:

• General Liability
• Professional Liability (Including Bodily Injury, Property Damage, and E&O coverage)

Coverage limits:  Up to $5,000,000/$5,000,000 for qualifying companies

Admitted or non-admitted paper:  Admitted in all 50 states, except non-admitted for NY Tour Operators, and Student & Adventure Tour Operators

Additional Travel Liability Insurance Program Highlights

• Program Administrator has more than 30 years experience in this industry
• Worldwide territory
• Occurrence form
• In-house underwriting and claims handling

Click Here for More Information on Zurich Insurance Company for Liability Insurance for Adventure Tour Operators and Travel Agents

Click triangle below to listen to travel business success podcast on travel liability insurance, what are your top travel liability insurance and risk management questions please post them below and we will provide you guidance to help your travel business succeed., comments (16).

I work with a tour operations company. We have an upcoming tour for a high school choir group. For the school district, the tour falls under the category of a “field trip” and consequently they now require us to have a commercial liability insurance policy for $2Million and to be have the district’s name added as an insured. They also want us to be responsible for any medical expenses incurred as a result of injury to its employees, volunteers and/or representatives. We do not currently have any business insurance. It is my thinking that this type of commercial liability policy that is being requested does not apply to our industry. I am aware of general liability policies and errors and omissions. Is there any policy for our business that would better meet the requirements of the school district?

I am English, my wife is Indonesian. We are setting up a Tour Operator business in Indonesia.It will be licenced in Indonesia. We need Liability Insurance. We have Drafted Proposed Terms & Conditions which we can send you. Can you advise if you would cover us? Many thanks.

Like to help Tim, but I do not provide any sort of insurance for travel companies.

When you are ready to create awareness for your tour operation website, drive traffic and convert them into sales, then our articles, course and tele-seminars will help you succeed

This was a great podcast. It helped me sort out a lot of my questions — thanks!

I would like to check your services for my 2 web site: 1. http://www.itsvietnam.com as a B2B web 2. http://www.itsvietnam.com.vn as a B2C web Thanks a lot

Thanks Thuy Tran for your interest in improving both your Vietnamese travel websites.

I can help then you increase inquiries and sales. Not only on your websites, but on your trade show stand marketing too.

Both websites need help to improve the “credibility” / sales aspect and the search engine ranking info to improve traffic.

You need to start with by creating a “travel website that Sells”. Neither of the websites communicate your years of experience quickly or clearly. Neither of your websites quickly show guest or travel social media endorsements or reviews Your B2C site lacks critical Meta Data you must have to get ranking in the search engines. There is many more quick and easy improvements that will increase results fast…

I can provide consulting on how to improve both sites results and coach you in the implementation of the improvements. And the work we do on your websites, you can use on your trade show ( and all your) marketing too.

Both will radically improve your inquiries, sales while LOWERING your marketing costs.

And my services will cost you less then exhibiting at WTM and yield a higher return on investment. Please email me direct @ [email protected] to set discuss your needs and my services.

To your success, Tourism Tim Warren

Hey Rick !!

I loved your Talk show about the Travel agents Liability. I am a Travel agent in Ladakh, India. We are specialized in Adventure and culture tours in the Himalayas . I am planning to have it registered here in the United states (Outbound). I would like some additional information from you. I have been a Adventure tour guide in the Himalayas for almost 12 years and never had a single disaster or unsatisfied client. What i am concerned about, is the US laws that are a little more complicated. Most agents in India do not provide any Liabilities. We advice clients to have travel insurance for themselves. When its a hardcore adventure activities like an expedition, We make sure they are covered by their insurance and on the other hand make then sign a waiver about the risks involved and that they are aware there are no liabilities towards the company. However, that never seemed the right solution to me because we don’t want the Travelers to feel like ” we like saving our own a**) we do need to have them in the comfort zone and trust the Agent. Despite this I still feel there are many reasons they can still sue us for. I would like to is there a way we can insure each tour and are there any agents who cover our liabilities this way. I personally feel this might be more economical over the annual fees we pay the insurance company. I also feel this will help protect smaller Travel agents whose turnover are small compared to the ones who makes Half a million and more.

I have the terms and condition detailed on the website you can check it out. For the time being my website is off the server because of a Domain transfer dispute. it will be up in another week hopefully. Please check http://www.amazinghimalayas.com I am keen to hear you talk on the above topic or have your personal opinion. Looking forward to hear from you

Thank you in Advance. Sonam Amazing Himalayas – Rewarding Adventures

Thanks Sonam for your accolades on my tour operator /travel agent liability insurance interview. It is important. But getting US liability insurance for a foreign operator is near impossible – especially in the high adventure tours you provide.

What I think is more important to book more adventure tours – besides being totally committed to safety as reflected in your good safety record – is to communicate your safety and experience throughout your adventure tour website.

Adventure travel shoppers want to know you are safety conscious and experienced. And they need to know this super fast on your tour website. Or they are gone. Usually forever…

Testimonials are great, but do not bury them at the bottom of the page. And since you have been in business for almost 12 years, you have had many 100’s if not 1000’s of happy clients haven’t you?

This needs to be reflected on every page of your tour website. I call this a “Defining / Credibility Statement. It communicates in about 3 seconds that you are professional, experienced and can be trusted. Learn more about this super important, proven tour sales strategy here .

Let me know your thoughts.

I love adventure travel. it is my heritage and how I got into helping tour operators like you grow your business.

To your awesome success, Tourism Tim

I use your videos, website and info when I teach a travel marketing class! Excellent stuff!

Question: what is the best type of insurance to cover a tour broker business? Someone who sells eco-heritage tours on a local basis working with independent guides who take folks on river paddling trips, historical walking tours, nature walks, etc. (no overnights) Guides must have their own insurance to cover themselves and their own property.

Recommendations??

Thanks Cynthia for your kind words. So glad my travel marketing blog and videos is helpful to you and your class.

Where are you teaching travel marketing? What other topics would be helpful to you and your classes? Anything I can do to help, let me know.

I’ll do some more research, but Berkeley and http://www.stratumins.com/travelagentinsurance.htm both may have policies that work for you. Let me know what you find out. Looks like I need to update my interviews on this topic 🙂

what is a rough estimate for liability insurance for an adventure travel start up?

I am not an insurance agent so I don’t know current pricing or policies. But what I do know is that liability insurance for an adventure travel business can be hard and expensive to get. Key elements the insurance companies look at to determine if they will issue a policy and cost are: your business location, size, activities, how long in business, price point, domestic or international travel, etc.

One of the top adventure travel tour operator and travel agent liability insurance providers is Zurich Insurance Company I am not sure their current offerings worldwide, but this is a good place to start.

What type of adventure travel business are you starting Jacob and where?

Please keep me posted on what you discover on your adventure travel business liability insurance research.

TO your success, Tourism Tim PPS Thanks for using the “Social sharing” buttons to share and “Like” my site. 🙂

Great info ! I came across this article as i am looking for info about insuring our tour company .

Just found the article and contributions on it so helpful .

Thank you for your helpful information on this site! I’m a small business Tour Operator (small groups) in the State of NY (US to Mexico). Who might be my best provider and what policies should I make sure to include? Thank you for your guidance! Dr. Pascoe.

Thanks S Pascoe for your accolades on my podcast and website, and your good question on tour operator business & liability insurance. Let do some vendor updates and get back to you with more details

But here’s some tour operator type of insurance to get:

1. Assets & revenue: Specifics will vary depending on the nature of your tour or activity, you need to take all areas into consideration. Breakdown and damage of business assets: (fires, burglary, general property, equipment breakdown, through a key person’s illness or bad weather.) Business interruption (any interruption to the business which stops the business from making money, while you still have bills to pay).

2. Liability: frees you from responsibility if someone gets hurt or their belongings are stolen while on your tour.

3. People: You are legally required to take out workers compensation insurance for your employees. Independent contractors are a different story.

What have you found so far? Any feedback or insights you can share helps us all.

Best, Tourism Tim

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11 Best Travel Insurance Companies in April 2024

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

If the past few years have shown us anything, it’s that travelers need to be prepared for the unexpected — from a pandemic to flight troubles to the crowded airport terminals so many of us have encountered.

Whether you’re looking for an international travel insurance plan, emergency medical care or a policy that includes extreme sports, these are the best travel insurance providers to get you covered.

How we found the best travel insurance

We looked at quotes from various companies for a 10-day trip to Mexico in September 2024. The traveler was a 55-year-old woman from Florida who spent $3,000 total on the trip, including airfare.

On average, the price of each company’s most basic coverage plan was $126.53. The costs displayed below do not include optional add-ons, such as Cancel For Any Reason coverage or pre-existing medical condition coverage.

Read our full analysis about the average cost of travel insurance so you can budget better for your next trip.

However, depending on the plan, you may be able to customize at an added cost.

As we continue to evaluate more travel insurance companies and receive fresh market data, this collection of best travel insurance companies is likely to change. See our full methodology for more details.

Best insurance companies

Types of travel insurance

What does travel insurance cover, what’s not covered, how much does it cost, do i need travel insurance, how to choose the best travel insurance policy, what are the top travel destinations in 2024, more resources for travel insurance shoppers, top credit cards with travel insurance, methodology, best travel insurance overall: berkshire hathaway travel protection.

Berkshire Hathaway Travel Protection

• ExactCare Value (basic) plan is among the least expensive we surveyed.
• Speciality plans available for road trips, luxury travel, adventure activities, flights and cruises.
• Company may reimburse claimants faster than average, including possible same-day compensation.
• Multiple "Trip Delay" coverage types might make claims confusing.
• Cheapest plan only includes fixed amounts for its coverage.

Under the direction of chair and CEO Warren Buffett, Berkshire Hathaway Travel Protection has been around since 2014. Its plans provide numerous opportunities for travelers to customize coverage to their needs.

At $135 for our sample trip, the ExactCare Value (basic) plan from Berkshire Hathaway Travel Protection offers protection roughly $10 above the average price.

Want something cheaper? Air travelers looking for inexpensive, less comprehensive protections might opt for a basic AirCare plan that includes fixed amounts for its coverage .

Read our full review of Berkshire Hathaway .

What else makes Berkshire Hathaway Travel Protection great:

Pre-existing medical condition exclusion waivers available at no extra cost.

Plans available for travelers going on a cruise, participating in extreme sports or taking a luxury trip.

ExactCare Value (basic) plan was among the least expensive we surveyed.

Best for emergency medical coverage: Allianz Global Assistance

Annual or single-trip policies are available.

• Multiple types of insurance available.
• All plans include access to a 24/7 assistance hotline.
• More expensive than average.
• CFAR upgrades are not available.
• Rental car protection is only available by adding the One Trip Rental Car protector to your plan or by purchasing a standalone rental car plan.

Allianz Global Assistance is a reputable travel insurance company offering plans for over 25 years. Customers can choose from a variety of single and annual policies to fit their needs. On top of comprehensive coverage, some travelers might opt for the more affordable OneTrip Cancellation Plus, which is geared toward domestic travelers looking for trip protections but don’t need post-departure benefits like emergency medical or baggage lost.

For our test trip, Allianz Global Assistance’s basic coverage cost $149, about $22 above average.

What else makes Allianz Global Assistance great:

Annual and single-trip plans.

Plans are available for international and domestic trips.

Stand-alone and add-on rental car damage product available.

Read our full review of Allianz Global Assistance .

Best for travelers with pre-existing medical conditions: Travel Guard by AIG

Travel Guard by AIG

• Offers last-minute coverage.
• Pre-Existing Medical Conditions Exclusion Waiver available at all plan levels.
• Plan available for business travelers.
• Cancel For Any reason coverage only available for higher-level plans, and only reimburses up to 50% of the trip cost.
• Trip interruption coverage doesn't apply to trips paid for with points and miles.

Travel Guard by AIG offers a variety of plans and coverages to fit travelers’ needs. On top of more standard trip protections like trip cancellation, interruption, baggage and medical coverage, the Cancel For Any Reason upgrade is available on certain Travel Guard plans, which allows you to cancel a trip for any reason and get 50% of your nonrefundable deposit back as long as the trip is canceled at least two days before the scheduled departure date.

At $107 for our sample trip, the Essential plan was below average, saving roughly $20.

What else makes Travel Guard by AIG great:

Three comprehensive plans and a Pack N' Go plan for last-minute travelers who don't need cancellation benefits.

Flight protection, car rental, and medical evacuation coverage, as well as annual plans available.

Pre-existing medical conditions exclusion waiver available on all plan levels, as long as it's purchased within 15 days.

Read our full review of Travel Guard by AIG .

Best for those who pack expensive equipment: Travel Insured International

Travel Insured International

• Higher-level plan include optional add-ons for event tickets and for electronic equipment
• Rental car protection add-on for just $8 per day, even on lower-level plan.
• Many of the customizations are only available on the higher-tier plan.
• Coverage cost comes in above average in our latest analysis.

Travel Insured International offers several customization options. For instance, those going to see a show may want to add on event ticket registration fee protection. Traveling with expensive gear?Consider adding on coverage for electronic equipment for up to $2,000 in coverage.

Be sure to check which policies are available in your state. You will need to input your destination, residence, trip dates and the number of travelers to get a quote and see coverages.

What else makes Travel Insured International great:

Comprehensive plans include medical expense reimbursement accidents, sickness, evacuation and pre-existing conditions, depending on the plan.

Flight plans include coverage for missed and canceled flights and lost or stolen baggage.

Read our full review of Travel Insured International .

Best for adventurous travelers: World Nomads

World Nomads

• Travelers can extend coverage mid-trip.
• The standard plan covers up to $300,000 in emergency evacuation costs.
• Plans automatically cover 200+ adventurous activities.
• No Cancel For Any Reason upgrades are available.
• No pre-existing medical condition waivers are available.

Many travel insurance plans contain exclusions for adventure sports activities. If you plan to ski, bungee jump, windsurf or parasail, this might be a plan to consider.

Note that the Standard plan ($72 for our sample trip), while the most affordable, provides less coverage than other plans. But it can be a good choice for travelers who are satisfied with trip cancellation and interruption coverage of $2,500 or less, do not need rental car damage protection, find the limits to be sufficient and do not need coverage for certain more adventurous activities.

What else makes World Nomads great:

Comprehensive international travel insurance plans.

Coverage available for adventure activities, such as trekking, mountain biking and scuba diving.

Read our full review of World Nomads .

Best for medical coverage: Travelex Insurance Services

Travelex Insurance Services

• Top-tier plan doesn’t break the bank and provides more customization opportunities.
• Offers a plan specifically for domestic travel.
• Sells a post-departure medical coverage plan.
• Fewer customization opportunities on the Basic plan.
• Though perhaps a plus for domestic travelers, keep in mind the Travel America plan only covers domestic trips.

For starters, basic coverage from Travelex Insurance Services came in at $125, almost exactly average for our sample trip.

Travelex’s plans focus heavily on providing protections that are personalized to your travel style and trip type.

While the company does offer comprehensive plans that include medical benefits, you can also choose between cheaper plans that don’t provide cancellation coverage but do offer protections during your travels.

Read our full review of Travelex Insurance Services .

What else makes Travelex Insurance Services great:

Three comprehensive plans available, two of which cover international trips.

Offers a post-departure plan geared exclusively toward disruptions after you leave home.

Two flight insurance plans available.

Best if you have travel credit card coverage: Seven Corners

Seven Corners

• Annual, medical-only and backpacker plans are available.
• Cancel For Any Reason upgrade is available for the cheapest plan.
• Cheapest plan also features a much less costly Interruption for Any Reason add-on.
• Offers only one annual policy option.

Each Seven Corners plan offers several optional add-ons. Among the more unique is a Trip Interruption for Any Reason, which allows you to interrupt a trip 48 hours after the scheduled departure date (for any reason) and receive a refund of up to 75% of your unused nonrefundable deposits.

The basic coverage plan for our trip to Mexico costs $124 — right around the average.

What else makes Seven Corners great:

Comprehensive plans for U.S. residents and foreigners, including travelers visiting the U.S.

Cheap add-ons for rental car damage, sporting equipment rental or trip interruption for any reason.

Read our full review of Seven Corners .

Best for long-term travelers: IMG

• Coverage available for adventure travelers.
• Special medical insurance for ship captains and crew members, international students and missionaries.
• Claim approval can be lengthy.

While some travel insurance companies offer just a handful of plans, with IMG, you’ll really have your pick. Though this requires a bit more research, it allows you to search for coverage that fits your travel needs.

However, travelers will want to be aware that IMG’s iTravelInsured Travel Lite is expensive. Coming in at $149.85, it’s the costliest plan on our list.

Read our full review of IMG .

What else makes IMG great:

More affordable than average.

Many plans to choose from to fit your needs.

Best for travelers with unpredictable work demands: Tin Leg

• In addition Cancel For Any Reason, some plans offer cancel for work reason coverage.
• Adventure sports-specific coverage is available.
• Plans have overlap that can be hard to distinguish.
• Only one plan includes Rental Car Damage coverage available as an add-on.

Tin Leg’s Basic plan came in at $134 for our sample trip, adding about $8 onto the average basic policy cost. Note that you’ll pay a lot more if you shop for the most comprehensive coverage, and there are eight plans to choose from for trips abroad.

The multitude of plans can help you find coverage that fits your needs, but with so many to choose from, deciding can be daunting.

The only real way to figure out your ideal plan is to compare them all, look at the plan details and decide which features and coverage suit you and your travel style best.

Read our full Tin Leg review .

Best for booking travel with points and miles: TravelSafe

• Covers up to $300 redepositing points and miles on eligible canceled award flights.
• Optional add-on protection for business equipment or sports rentals.
• Multi-trip or year-long plans aren’t available.

Selecting your travel insurance plan with TravelSafe is a fairly straightforward process. The company’s website also makes it easy to visualize how optional add-on elements influence the total cost, displaying the final price as soon as you click the coverage.

However, at $136, the Basic plan was among the more expensive for our trip to Mexico.

What else makes TravelSafe great:

Rental car damage coverage add-on is available on both plans.

Cancel For Any Reason coverage available on the TravelSafe Classic plan.

Read our full TravelSafe review .

Best for group travel insurance: HTH Insurance

HTH Travel Insurance

• Covers travelers up to 95 years old.
• Includes direct pay option so members can avoid having to pay up front for services.
• A 24-hour delay is required for baggage delay coverage on the TripProtector Economy plan.
• No waivers for pre-existing conditions on the lower-level plan.

HTH offers single-trip and multitrip medical insurance coverage as well as trip protection plans.

At around $125, the Trip Protector Economy policy is at the average mark for plans we reviewed.

You can choose to insure group trips for educators, crew, religious missionaries and corporate travelers.

What else makes HTH Insurance great:

Medical-only coverage and trip protection coverage.

Lots of options for group travelers.

Read our full review of HTH Insurance .

As you shop for travel insurance, you’ll find many of the same coverage categories across numerous plans.

Trip cancellation

This covers the prepaid costs you make for your trip in cases when you need to cancel for a covered reason. This coverage helps you recoup upfront costs paid for flights and nonrefundable hotel reservations.

Trip interruption

Trip interruption benefits generally involve disruptions after you depart. It helps reimburse costs incurred for flight delays, cancellations and plenty of other covered disruptions you might encounter during your travels.

This coverage can cover the costs for you to return home or reimburse unexpected expenses like an extra hotel stay, meals and ground transportation.

Trip delay coverage helps cover unexpected costs when your trip is delayed. This is another coverage that helps offset the costs of flight trouble or other travel disruptions.

Note that many policies have a total amount a traveler can claim, with caps on per diem benefits, too.

Cancel For Any Reason

Cancel For Any Reason coverage allows you to recoup some of the upfront costs you paid for a trip even if you’re canceling for a reason not otherwise covered by your standard travel insurance policy.

Typically, adding this protection to your plan costs extra.

Baggage delay

This coverage helps cover the costs of essential items you might need when your luggage is delayed. Think toiletries, clothing and other immediate items you might need if your luggage didn’t make it on your flight.

Many travel insurance plans with baggage delay protection will specify how long (six, 12, 24 hours, etc.) your luggage must be delayed before you can make a claim.

Lost baggage

Used for travelers whose luggage is lost or stolen, this helps recoup the lost value of the items in your bag.

You’ll want to make sure you closely follow the correct procedures for your plan. Many plans include a maximum total amount you can claim under this coverage and a per-item cap.

Travel medical insurance

This covers out-of-pocket medical costs when travelers run into an emergency.

Because many travelers’ health insurance plans don’t cover medical care overseas, travel medical insurance can help offset out-of-pocket health care costs.

In addition to emergency medical coverage, many plans have medical evacuation or repatriation coverage for costs incurred when you must be taken to a hospital or return to your home country because of a medical situation.

Most travel insurance plans cover many trip protections that can help you be prepared for unexpected travel disruptions and expenses.

These coverages are generally aimed at protecting the money you put into your trip, expenses you incur because of travel trouble and costs incurred if you have a medical emergency overseas.

On top of core coverages like trip cancellation and interruption and travel medical coverage, some plans offer add-on options like waivers for pre-existing conditions, rental car collision damage waivers or adventure sports riders. These usually cost extra or must be added within a specified timeframe.

Typical travel insurance policies offer coverage for many unforeseen events, but as you research to select a plan, consider your needs. Though every plan differs, there are some commonly excluded coverages.

For instance, you typically can’t get coverage for a named storm if you bought the coverage after the storm was named. In other words, if you have a trip to the Caribbean booked for Sept. 25 and on Sept. 20 a hurricane develops and is named, you generally won’t be able to buy a travel insurance plan Sept. 21 in hopes of getting your money back.

Many plans also don’t cover activities performed under the influence of drugs or alcohol or any extreme sports. If the latter applies to you, you might want to consider a plan with specific coverages for adventure-seekers.

For numerous plans, a few other situations don’t qualify as an acceptable reason to cancel and make a claim, such as fear of travel, medical tourism or pregnancies (unless you booked a trip and bought insurance before you became pregnant or there are complications with the pregnancy). This is where a Cancel For Any Reason add-on to your coverage can be helpful.

You can also run into trouble if you give up on a trip too soon: a minor (or even multihour) flight delay likely isn’t sufficient to cancel your entire trip and get reimbursed through your plan. Be sure to review what requirements your specific plan has when it comes to canceling a trip, claiming trip interruption, etc.

Travel insurance costs vary widely. The final price of your plan will fluctuate based on your age, length of trip and destination.

It will also depend on how much coverage you need, whether you add on specialized policies (like Cancel For Any Reason or pre-existing conditions coverage), whether you plan to participate in extreme sports and other factors.

In our examples above, for instance, the 35-year-old traveler taking a $2,000 trip to Italy would have spent an average $76 for a basic plan to get coverage for things like trip cancellation and interruption, baggage protection, etc. That’s a little less than 4% of the total trip cost — lower than average.

If there were multiple members in a traveling party or if they were going on, say, a rock-climbing or bungee-jumping excursion, the costs would go up.

On average, travel insurance comes to about 5% to 10% of the trip cost. However, considering many of the plans reimburse up to 100% of the trip cost (or more) for disruptions like trip cancellation or interruption, it can be a worthwhile expense if something goes wrong.

It depends. Consider the following factors that might affect your decision: You’re young and healthy, all your bookings are refundable or cancelable without a penalty, your flights are nonstop, you’re not checking bags and a credit card you carry offers some travel protections . In that case, travel insurance might not be necessary.

On the other hand, if you prepaid a large chunk of money for a nonrefundable African safari, you’re going on a Caribbean cruise in the middle of a hurricane season or you’re going somewhere where the cost of health care is high, it’s not a bad idea to buy a travel insurance plan. Here’s how to find the best travel insurance coverage for you.

If you’re thinking of booking a trip and not planning to buy travel insurance, you may want to consider at least booking refundable airfare and not prepaying for hotel, rental car and activity reservations. That way, if something goes wrong, you can cancel without losing any money.

Selecting the best travel insurance policy comes down to your needs, concerns, preferences and budget.

As you book, take a few minutes to consider what most concerns you. Is it getting stranded because of flight trouble? Having the ability to cancel for any reason you see fit without losing money? Getting sick or injured right before departure and needing to postpone the trip? Injuring yourself or falling ill while overseas?

Ultimately, you want a plan that protects you, your money and the large investment in your trip — but doesn’t cost too much, either.

Medical coverage. If your priority is having adequate medical coverage abroad, you might want to look for plans with high limits for medical emergencies and medical evacuation.

Complex travel itinerary. If your itinerary has lots of flight connections, prepaid hotels and deposits for activities you can’t get back, prioritizing a plan with the best coverage for trip cancellations or interruptions may land at the top of your list.

Travel uncertainty. If you’re on the fence about a trip and have nonrefundable reservations, you may want to select a plan with a Cancel For Any Reason coverage option, which can help you recoup about 50% to 75% of the costs. This helps provide peace of mind, placing the decision on whether to travel entirely in your hands.

Car rentals. If you’re renting a car, a collision damage waiver is often worth looking into.

The following destinations are the top insured destinations in 2024, according to Squaremouth (a NerdWallet partner).

The Bahamas.

Costa Rica.

Antarctica.

In 2022, travelers spent about 25.53% more on trips than they did before the pandemic.

As of December, NerdWallet analysis determined travel prices are 10% higher than pre-pandemic. Each statistic makes a strong case for protecting your travel investment as you plan your next trip.

Bookmark these resources to help you make smart money moves as you shop for travel insurance.

What is travel insurance?

CFAR explained.

Is travel insurance worth getting?

10 credit cards that provide travel insurance.

Here is the list of travel cards offered by Chase that include various forms of travel insurance.

Having one of these in your wallet is a good start to protecting your travel investments and preventing expensive accidents; however, savvy travelers check card terms closely and sometimes supplement with a third-party policy, like from one of the companies above, to better protect themselves.

on Chase's website

• Trip delay: Up to $500 per ticket for delays more than 12 hours.

• Trip cancellation: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Trip interruption: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Baggage delay: Up to $100 per day for five days.

• Lost luggage: Up to $3,000 per passenger.

• Trip delay: Up to $500 per ticket for delays more than 6 hours.

• Trip delay: Up to $500 per trip for delays more than 12 hours.

• Car rentals: Theft and collision damage for most cars in the U.S. and abroad.

• Trip cancellation: Up to $1,500 per person and $6,000 per trip.

• Trip interruption: Up to $1,500 per person and $6,000 per trip.

• Baggage delay: Up to $100 per day for three days.

We used the following factors to choose insurance providers to highlight:

Breadth of coverage: We looked at how many plans each company offered plus the range of their standard plans. 

Depth of coverage: We considered two data points to get a sense of how much each company pays out for common travel issues — the maximum caps for trip cancellation and trip interruption claims.

Cost: By looking at the costs for basic coverage across multiple companies, we determined an average cost for shoppers to benchmark plan prices against.

Customizability: While standard plans can cover a lot of ground, sometimes you need something a little more personal.

Customer satisfaction. Using data from Squaremouth when available, and Google Reviews as a backup, we can give kudos to companies with better track records from their clients.

No, it doesn’t necessarily get more expensive the longer you wait to purchase. However, as you put off buying insurance, you may lose access to potential plans and coverage options.

In general, buying travel insurance within a few days to two weeks of prepaying or making an initial deposit for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

But, generally, many plans do allow you to buy coverage quite close to your departure date.

To get the most out of your travel insurance plan, buy it soon after making your initial prepayment or deposit to ensure you have access to the biggest menu of plans possible.

Select a plan that’s comprehensive enough to cover the travel scenarios you’re most concerned about or likely to encounter but not too expensive or laden with protections you’d never likely need.

Whatever your coverage, thoroughly review the plan so you understand what’s covered and what’s not, plus how to adhere to the plan’s rules for making a claim.

Travelers frequently use phrases like “trip insurance” and “travel insurance,” as well as “trip protection,” interchangeably, but they do mean different things, according to Stan Sandberg, founder of insurance comparison site TravelInsurance.com.

Trip insurance, or trip protection, generally refers to predeparture (or preevent) coverage if you need to cancel. You may see these plans sold by airlines, online travel agencies or even ticketed event sellers.

“You could refer to it as the portion that protects the investment in the trip,” Sandberg says.

A travel insurance plan typically includes that — plus more comprehensive benefits to protect you during your trip, from medical coverage to trip delay and lost baggage protections, and many more elements, depending on the plan.

Though travel insurance is typically not required for international trips, your personal circumstances will play a key role in whether it’s a good investment.

For instance, young, healthy travelers with few prepaid trip expenses embarking on a relatively risk-free trip may not see a need to buy a plan.

Older travelers with complicated itineraries who are visiting destinations where they could potentially fall ill or get injured — or who could encounter bad weather or some other disrupting factor along the way — may want to buy coverage.

Consider a few key questions:

How well would your health insurance plan cover you if you needed to visit a hospital overseas?

How much did you prepay for a hotel or rental car?

How much money would you be out if weather or some other flight issue derailed your itinerary?

Could you afford an unexpected night in a city where you have a connecting flight?

Do you already have a credit card that provides some travel protections?

Your answers to these questions can help you decide whether you need travel insurance for your international trip.

In general, buying travel insurance

within a few days to two weeks of prepaying or making an initial deposit

for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

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June 1, 2020

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Due to travel restrictions, plans are only available with effective start dates on or after

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With more than 25 years experience, we know how to navigate the complexities of both the travel and insurance industries. Allianz Travel Insurance plans have been designed to complete your clients' trips and our selling and servicing solutions can be easily integrated into your business.

Complete our online Participation Agreement today and if approved, you'll receive your account information the next business day!

If you are an insurance broker, please click here to be directed to our Elite Destinations site.

Allianz Global Assistance also understands that to be successful at selling travel, you need to manage time and promote your agency in an effective manner. With your day-to-day needs in mind, we developed a comprehensive system for maximizing your travel insurance business. They're methods for purchasing, marketing, servicing and training that we call " Solutions, Simplified. "

Our Solutions

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Earn More Commissions

Each solution helps you work smarter, and here's how one of them even helps licensed agents to earn more commission.

Allianz Global Assistance is the only travel insurance provider to offer custom marketing materials that feature your agency's logo, contact information, and cover designs to match your clients' trips. These brochures reinforce your agency's brand and make a stronger connection between your customers and the insurance. By simply replacing our contact information with yours, customers return to your agency to purchase, allowing you to control the order method and commission (electronic orders via My Account or AgentMax pay our best commission).

Agent Training Program

Allianz Global Assistance feels Travel Insurance licensing is an important part of our business and is important to our traveling customers. To better understand our policy and what activities are licensable, please review our Agent Training Program .

Need to purchase a policy today?

Contact Sales Support at 800-284-8300 x51635. 

Update Agency Information

Current partners who need to update their agency information can complete a W-9 and fax to 804-673-1683.

Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

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Become an ARC-Accredited Agent

ARC enables U.S. travel agencies to easily ticket flights worldwide on more than 200 airlines.

Participation Requirements

Your agency must be located in and authorized to do business within the United States, the U.S. Virgin Islands, Puerto Rico and/or American Samoa.

There is a $2,300 application fee for new agencies. Your agency must also provide a bond, letter of credit or cash deposit in the minimum amount of $20,000.

Your agency must have a designated agency manager and an ARC Specialist, at least one being authorized to work in the U.S. One person may serve as both roles. See the Agent Reporting Agreement (ARA) for more information.

Your agency must provide entity papers, an Employer ID Number and any licenses for local jurisdictions. For more information, see the Industry Agents' Handbook (IAH) .

• Review the eligibility requirements.
• Review the Agency Reporting Agreement (ARA) .
• Download and complete the application .

• Submit your application with payment.
• Ensure you have provided all supporting documents.
• Keep a copy of the application for your records.

• Application will be reviewed and documentation verified.
• An in-person interview will be conducted at your agency.

ARC Verified Travel Consultant

If your agency isn’t ready to start ticketing through ARC, but wants the other benefits of participation, apply to become an ARC Verified Travel Consultant (VTC) . You’ll be able to brand yourself as a travel agent, receive an agency ID and be included on ARC’s Agency List, recognized by industry suppliers. The application fee is $195.

I don’t think travel agencies completely understand the resources ARC provides and the vast knowledge their staff has in the travel industry. Since we are so new to the industry, having a trusted partner to guide us is very powerful. – Andrew Appleton, Travel Director, Sandboxx

Get Started

Start your application today.

Check out ARC’s most frequently asked questions about becoming an ARC agent.

ARC authorizes corporate travel departments to ticket flights on more than 200 airlines worldwide and provides products to help manage these services.

Designed for agencies that ticket outside of a GDS, ARC’s VTC program offers agencies global recognition and access to revenue-generating products.

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• Best Global Medical Insurance Companies
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Atlas travel insurance, studentsecure insurance.

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U.S. 877-758-4881 - Intl. +44 (20) 35450909

Applications – Apply for International Insurance

Apply Online for Travel Insurance

You have several different options to apply online for travel insurance : When deciding on what you need for coverage, travel insurance plans offer a wide variety of options. It is relatively quick and easy to buy Trip Insurance Plans.  We will primarily need information on the people traveling and the cost of the trip. Travel Medical Insurance applications are slightly more complicated and might take some additional time. Approval is immediate, and confirmation of documents is sent to your email immediately. Global Health Insurance Plans will require the most effort. You will have to answer some medical history questions, and underwriters may require that you provide additional information before the policy is approved.

Request an Online Quote for Travel Insurance

The first step in the process is to generate an online quote for the travel insurance plan that best fits your specific needs and situation. Use the Get a Quote links provided below for each plan. You will be able to edit your quote, adjusting the amount of coverage and deductible resulting in a change of premium, up or down, to get the right plan for your budget. The quote you get will be dependent on the coverage requested, your age, where you are traveling to, and your trip cost (for trip cancellation cover). We have provided a list of affordable, high-quality plans for most situations, but we always recommend you get quotes from two or more providers, so you are comfortable with the plan you decide on.

Online for Applications for Travel Insurance

Below are links to the applications for our products organized by category.  If you want more information on a category, click International Plans  in the navigation bar above to get the drop-down list of categories. For details on a specific plan, click Learn More or simply click Free Quote to start the process.

Applications for Trip Insurance

Trip Cancellation Insurance  plans will cover your trip costs should you have to cancel as well as emergency medical care if you get sick or injured. These plans offer additional benefits including trip interruption, lost luggage coverage, and more.

Apply for Trip Cancellation Insurance for US Citizens

Seven Corners Trip Protection Insurance

• Comprehensive trip protection for U.S. residents traveling abroad.
• Optional rental car collision coverage available.
• Optional Cancel for Any Reason coverage available (if eligible).

Apply Online for Travel Medical Insurance

In addition to trip cancellation plans, we offer travel medical insurance plans that provide similar benefits but exclude coverage for the cost of your trip. As a result, these plans are more affordable. They cover primarily emergency medical costs but will also offer emergency evacuation, repatriation, lost luggage, and more. Below are links to plans and applications from some of the best travel insurance companies in the world.

• Emergency medical, evacuation, repatriation benefits
• Choose between the basic and more extensive coverage
• Meets Schengen visa insurance requirements
• 24/7 worldwide travel and emergency medical assistance

Seven Corners Travel Medical Insurance

• Comprehensive medical coverage with benefits up to $5,000,000.
• Adventure activities coverage available.
• Emergency Medical Evacuation protection up to $500,000.

GeoBlue Voyager Plan

• For U.S. citizens up to age 95
• Includes pregnancy coverage, baggage loss, trip interruption & more
• 24/7/365 service and assistance

Related: Compare Travel Insurance Plans Online

Apply Online for Student Travel Insurance Plans

Students abroad can apply for international student insurance plans that will cover them during their studies and will also meet most travel visa insurance requirements . Here are some of the top study abroad insurance plans.

GeoBlue Student Medical Coverage

• Worldwide medical coverage built for students and faculty in the U.S. and abroad.
• Select from a range of deductibles and rates.
• Choose providers either in or out of our elite network.

• Provides Medical, Dental, Evacuation and other Benefits
• Keep your coverage when your studies last multiple years
• Medical providers are available in over 130 countries worldwide

• Standard and Platinum level benefits available.
• Coverage for individuals and groups and their dependents.
• Freedom to seek treatment with hospital or doctor of your choice.

Apply Online for Annual Travel Insurance Plans

For applicants that make multiple trips each year, an annual travel insurance plan might be the best option. Here are links to apply for annual travel insurance plans.

Trekker MultiTrip Travel Insurance

• Up to $500,000 for sickness and accidents
• $500,000 medical evacuation benefit
• Unlimited Trips Outside the U.S. for trips up to 70 days

Applications for International Medical Plans

Global Medical Plans or International Health Insurance provides more comprehensive benefits for people who are living abroad for a year or longer. Below are links to some of our more popular options. For more choices, visit International Medical Applications .

Cigna Global Insurance Plan

• The flexibility to tailor a plan to suit your individual needs
• Access to Cigna Global’s trusted network of hospitals and doctors
• The convenience and confidence of 24/7/365 customer service

Xplorer Worldwide Medical Plan

• Premium Benefits, Coverage and Service
• Define your deductible and prescription benefits
• For Foreigners in the US or US citizens abroad

• William Russell plans cover you internationally, both in the country you reside in and wherever you are traveling to (addons required for USA)
• Their network includes 40,000 hospitals around the world.
• Plans have comprehensive cancer coverage, including genome testing.

Related: Compare and Review Health Insurance Plans

How to Apply / Buy International Health Plans

You can always call or email our team of specialized insurance agents:

International Insurance Call: 877-758-4881 (outside of the US: 01- 617-500-6738 ) Email Address:  [email protected]

Otherwise, find the appropriate policy from the list of applications below and click to purchase a plan.  You may also complete our brief Free Quote Request  form to get specific product recommendations:  Click Here .

For group services, visit: International Group Insurance  or Request a Free Quote .

• Emergency Evacuation  – Assistance and transportation to the most appropriate hospital in an emergency situation
• Travel Insurance for Extreme Sports – Coverage for participants in adventure or extreme sports
• Expatriate Insurance – For expats living and working outside of their home country for extended periods
• Visitors Coverage – Insurance for visiting a new country

Get a fast, free, international insurance quote.

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Moscow Travel Guide

• Guide to Russia
• Russian Destination Guide

Why travel to Moscow

Contrasts: 12th century monasteries and some of the tallest skyscrapers in Europe can be found side-by-side in this complex and captivating city. The diversity of this mega-city is astounding. Only a few steps away from the solemn red facade of the Kremlin and the sounds of righteous church bells, a buzzing night scene and alternative-fashion boutiques can be found.

Culture: In Moscow only the best goes. Be it a theatre, restaurant or gallery, the standards are certain to be world-class. The Bolshoi ballet company is reputed to be even better than the Mariinsky’s and “MMOMA” (Moscow’s museum of modern art) exhibits works of art as profound as any that could be found in the famed MOMA.

Convenience: Unlike the rest of Russia, it’s easy enough to get by with just English in Moscow and, driving excepted, it is surprisingly safe: the murder rate is lower than in some of America’s major cities.

Top Sights in Moscow

St. Basil’s

Novodevichy Convent

MORE SIGHTS

• Moscow Fact File
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Why visit Moscow

It would take more than two days to walk around the perimeter of the biggest city in Europe, Moscow. Many of its inhabitants barely know what’s beyond the few blocks around their flat and there are so many attractions that it’s almost impossible to know where to start. If there is such a thing as an antidote to boredom, Moscow City is it. The mind-boggling range and diversity of things to do, places to eat, parks, historical monuments and more means that a vacation in Moscow has a wealth of activities to offer for every type of traveler, from young families to retirees.

Reasons to Vacation in Moscow in 2022

The Bolshoi theatre is familiar to almost everyone as Russia’s grandest theatre, but what people don’t know is that there are many more bolshoi (big) sites in Moscow that are worth travelling all the way to Moscow to see. For more than 100 years, the world’s biggest bell has been hidden behind the Kremlin’s walls and inside Moscow’s main park (which is bigger than some countries!) there is the world’s largest outdoor ice-rink. Travelers that visit Moscow can stay at the Izmailovo, Europe’s biggest hotel, then eat at the largest and most historic McDonald’s in Europe and after that have fun at the largest European indoor theme park!

Ancient Past & Stunning Architecture:

As those who travel to Moscow will see, just because Moscow is a city of record-breaking, glitzy high-rises doesn’t mean that there is no history. On the famous Arbat street, time-worn, wooden storehouses and century-old churches are squashed up against grey, soviet blocks which are then towered over by 21st century office-blocks. Unlike its much younger sibling, St Petersburg, Moscow’s roots stretch way back to the 12th century. Within the walls of the Kremlin, the city’s oldest building the Cathedral of Assumption can be admired in all its 500+ years of age.

Culture & Convenience

For a foreigner who has never visited Russia, Moscow is the perfect stepping stone into this great land of mystery. From the country’s best classical ballet troupes to snow-white troikas trotting through the parks, all the highlights of Russian culture can be had in Moscow without any of the complications that would be expected in other, less developed regions of Russia.

Cheap as Caviar

In Moscow, everything is bargain when with the current foreign exchange rates being what they are. Even caviar doesn’t seem so dear when the exchange rate is at 60rub to the dollar, so go on indulge yourself! Take your 2022 vacation in Moscow and have the best of both worlds, with European luxury at very affordable prices.

Lena, our guide in Moscow was excellent. She was very knowledgable and could answer any question we had for her. We liked that she could pick up on our interests and take us places we might not have thought of to go. When we realized that one of the places we had chosen to see would probably not be that interesting to us, she was able to arrange entry to the Diamond Fund and the Armoury for us. Riding the Metro with Lena was a real adventure and a lot of fun. In Saint Petersburg we found Anna well versed in the history of the Tsars and in the Hermitage collection. Arkady in Veliky Novgorod was a very good guide and answered all of our questions with ease. Novgorod was perhaps a long way to go for a day trip, but we did enjoy it. Vasily was a great driver to have and kept us safe with good humour and skill. We enjoyed ourselves so much, my daughter says she is already planning to return. We would both have no hesistation to recommend ExpresstoRussia to anyone we know.

Just wanted to let you know that My grandson Bruno and I couldn´t have been more pleased with our week in Moscow (6/15 - 6/21). We were absolutely enchanted with the whole experience, including getting lost a couple of times in the Metro during our free time. Although both our guides (both Eleanas) were excellent, I would particularly commend the first one (she took us to the Tatiakov, the KGB tour, and to that beautiful cemetery where so many great Russian artists, authors, composers, musicians, militarists, and politicians are buried). Her knowledge is encyclopedic; and her understanding of today´s Russia as a product of its past was, for us, truly enlightening. I will be taking another tour in Russia, with my wife, within the next two or three years. I will be in touch with you when the time comes. Meanwhile, I will refer you to other potential visitors to Russia as I meet them.

We had a great time both in Moscow and St Petersburg. Your travel agency was excellent in coordinating the whole trip. Everything worked like clockwork. The guides assigned to us were very nice and friendly. They had a great knowledge of their subjects. The cars and the drivers were great. The hotels were good and the itinerary was good. All in all, it was a wonderful experience. It was nice dealing with you and your company. Thank you very much for a great Russian experience. Have a great future ahead

• 31 reviews of Express to Russia Moscow Tours in Moscow

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We do amazing tours in Moscow for amazing people from all over the world

Gastronomic Moscow Private Tour

Savour some of the finest foods Moscow has to offer: from exquisite cuisine to Russian fast food, from products of local farmers to the restaurant included in the international rating of The World's 50 Best …

All-in-One Moscow Essential Private Tour

If you are in Russia for the first time but do not enjoy visiting crowded ordinary touristic paths, then All-In-One Moscow Walking Tour was created for you! It’ll let you see all of the most …

Moscow Art & Design Private Tour

Try the taste of Russian classic and contemporary visual art! This tour was specifically created to show major masterpieces of Russian art under the guidance of a passionate and knowledgable local art expert. It includes …

Moscow Metro & Stalin Skyscrapers Private Tour

The beauty of Moscow’s underground is well known all over the world – made from the marble and granite each station is the grandiose monument itself, not only the member of the largest in the …

Soviet Moscow Historical & Heritage Private Tour

The unique opportunity to look through the pages of the USSR Moscow history that are as breathtaking as terrifying is to enjoy Soviet Moscow tour. During more than 6 hours a tourist visits the majority …

Layover in Moscow Tailor-Made Private Tour

This tour was created for those who want to see the city during the layover in one of Moscow airports. Depending on how much time you have, we will choose an ideal program for you …

«Day Two» Moscow Private Tour

If you’ve seen all touristy places in Moscow already, it’s time to go a bit further: walk in charming quiet neighborhoods of Moscow, have a snack in one of the best patios with a view …

Whole Day in Moscow Private Tour

If you have a whole day you can devote to exploring Moscow, this is the perfect tour for you! Explore the key sightseeing spots of Moscow city center and visit off-the-beaten path places in Moscow …

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We do our job since 2012 and we know our beloved city better than anyone else.

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119019 Moscow, Russia, Filippovskiy per. 7, 1

Mon - Sun 10.00 - 18.00

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Visit Moscow Tours

Saint Petersburg - Karelia 9 days - 8 nights

Moscow - Saint Petersburg tour package 8 days/7 nights

Moscow - saint petersburg 5 days/4 nights.

Moscow - Saint Petersburg 6 days/5 nights

Sochi tour 8 days/7 nights

Altai tour package 11 days/10 nights

Murmansk 4 days/3 nights

Happy New Year tour package- best price 8 days/7 nights

Baikal tour package 7 days/6 nights

Christmas tour package- best price 5 days/4 nights

Moscow tour package 4 days/3 nights.

Special Winter Edition Tour 8 days/7 nights

Saint Peterburg tour package 4 days/3 nights

Moscow-Kazan-Saint Petersburg 9 days/8 nights

Moscow-Suzdal-Saint Petersburg 9 days/8 nights

Moscow-Saint Peterburg tour package 8 days/7 nights BEST DEAL (15th of MAY-22d of MAY only)

Moscow-sochi tour package 6 days/5 nights.

Moscow - Velikiy Novgorod - Saint Petersburg tour package 9 days/8 nights

Moscow-Saint Petersburg-Baikal lake 14 days/13 nights

Moscow-Saint Petersburg-Sochi tour package 10 days/9 nights

Moscow-Altai tour package 14 days/13 nights

Moscow-Murmansk-Saint Petersburg 11 days/10 nights

Saint Petersburg - Karelia 8 days/7 nights

Moscow tour package 5 days/4 nights including tank riding and Stalin Bunker visit

Moscow-Saint Petersburg tour package 7 days/6 nights including tank riding and Stalin Bunker visit

Magic Ice of Baikal Lake - 7 days / 6 nights

SPA tour package Grozny (Chechnya) 4 days - 3 nights

Hiking tour package Dagestan 5 days - 4 nights

Suzdal and Vladimir Tour

Moscow Kremlin Tour

River Cruise Tour

Driving Tour around Saint Petersburg

Peterhof Tour

Moscow Driving Tour

Moscow in 1 Day (Walking tour)

Welcome to visit moscow tours.

We provide authentic, informative and memorable tour packages and city tours, at very competitive prices. Visit Moscow Tours are available not only in Moscow, but also in other cities: Saint Petersburg, Kazan, Suzdal and Sergiev Posad.  We also organise customised individual programs tailored just for you.

Our guests come in large groups, small private groups, as couples or as single travellers. We take care of and treat our guests with respect in a friendly and warm family environment. We show people our beautiful cities with passion and deep knowledge of their history, culture and traditions.

Our guides are extremely hospitable, helpful and well-informed. They are simply the best because only by providing the best services can we make the world fall in love with Russia. And we are very happy when our guests say that they will definitely come back to Russia and that they will tell all their friends how great Russia is! That is what inspires us to put even more dedication and hard work into our tours, knowing that what we do is positive and meaningful.

Our classic tours include tours of Moscow and Saint Petersburg, two main Russian cities.

Moscow is a big and busy  megalopolis and Russia’s capital city, where more than 12 million people live and work. Our capital city is happening place; it is mysterious, elegant, luxurious, fashionable, clean and bright, with its unique legends, traditions and events. It is with great pride that we show the Red Square and the Kremlin, our Underground and Tretyakovskaya Gallery, among other stunning attractions.

Saint Petersburg is our second capital,  the second largest city in the Russian Federation. This wonderful city has a strong and lively aristocratic spirit, uniquely Russian royal architecture, magnificent museums and theatres. Saint Petersburg bears the royal heritage of Russia, which can be felt in its air, its streets, parks, monuments, museums and citizens.  In Saint Petersburg tours, we will take you to the Hermitage, Peter and Paul Fortress, Faberge Museum and Orthodox Cathedrals. We’re sure you will love it!

If you have a few more days to spare, venture into the dreamy Russian countryside in Suzdal or Sergiev Posad. Suzdal is a small town with a population of about ten thousand people, situated on less than 15 square kilometres. This tiny area is home to 53 historic cathedrals, five monasteries and a kremlin. Church domes are visible like mushrooms from anywhere and everywhere in the town like in a fairy tale. No wonder Suzdal is called the ‘Town Museum”.  It is definitely worth visiting!

Just try any of Visit Moscow Tours’ tour packages or any individual city tour, and we promise that you will want to come back to Russia again.  Russia is huge with countless amazing places to visit. There are so many unique experiences to be had and energies to be felt that one tour is definitely not enough to explore this vast land. It is also a very safe destination to travel, and we have a tradition of warm hospitality. Our people adore and take care of visitors as our own guests, and even if they do not know your language very well, they still try to be helpful and hospitable.

Our guides will show you the most interesting attractions and historical places, taking you on a journey to the past to enjoy stories of medieval times, the Romanov monarchy, the Soviet Era. And of course, we will show you the contemporary life of our country through authentic local experiences.

We look forward to meeting you soon!