travel insurance for quad biking

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Best Adventure Sports Travel Insurance

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Heading out on a vacation can be an exhilarating experience, especially if you’re into adventure activities. However, with increased adrenaline comes increased danger — and decreased coverage from insurance companies.

Being protected in an emergency is valuable when you’re doing something risky, so we’ve gathered some of the best adventure travel insurance policies.

Factors we considered when picking adventure sports travel insurance companies

You’ll want to consider the following facets of travel insurance during a comparison:

Cost . We looked for a mix of affordability and comprehensive coverage. 

Types of coverage . Extreme sports insurance isn’t usually included with standard travel insurance, which is why we’ve made sure it’s included. 

Coverage amounts . Being underinsured is almost as bad as having no insurance at all. 

Customizability . Plans that can be customized offer more flexibility for travelers. 

» Learn more: What does travel insurance cover?

An overview of the best adventure travel insurance

To determine the best extreme sports insurance, we gathered quotes from various companies using insurance aggregator SquareMouth. To do so, we input a sample trip of a 33-year-old from Colorado traveling to New Zealand for two weeks. The total trip cost was $3,400, and activities included hiking and camping.

SquareMouth came back with 16 policies offering varying levels of coverage. Among the six we chose as the best, the average cost totaled $147.18 — though you’ll find significantly lower and higher on this list. Here are our picks.

» Learn more: The best travel credit cards right now

Top adventure travel insurance options

Let’s take a closer look at our top six recommendations for adventure travel insurance.

What makes Battleface adventure insurance great:

Much lower cost than other options.

Provides primary health insurance. 

Includes six customizing options. 

Battleface is known for its adventure sports travel insurance, which makes it much more compelling than other products. Even at less than half the cost for other options, Battleface is providing you $100,000 in primary health insurance, $500,000 for medical evacuation and even coverage for pre-existing conditions .

Although its basic plan lacks features like lost luggage reimbursement, you’ll still get standard trip protections such as trip cancellation and employment layoff coverage. The extremely low cost may make this an enticing option for backpacker travel insurance or anyone wishing to save money on their travels.

What makes Travelex great:

Strong travel protections.

$50,000 in primary medical insurance. 

Coverage for medical quarantine included. 

Here’s a snippet from our Travelex review :

“Travelex’s primary goal is to provide travel insurance protection personalized to the type of trip you’re taking and the style of traveler you are. And regardless of which plan you choose, you’ll always have 24/7 access to travel assistance.”

What makes Tin Leg great:

Coverage for activities such as bungee jumping and skydiving. 

No medical deductible.

Strong trip protections.

Here’s a snippet from our Tin Leg review :

“The Adventure Plan … features primary medical coverage and work-related cancellations, plus more lost luggage insurance than the Luxury plan, coverage for accidental death and dismemberment during the trip (excluding flights) and extra coverage for delayed sports equipment. It’s also the only plan that offers medical coverage for adventure activities like mountain biking.”

What makes IMG great:

Up to $300 in reimbursed kennel fees for delays in returning home. 

Comprehensive trip protections, including trip delay and trip interruption reimbursement. 

Lower-than-average cost. 

Here’s a snippet from our IMG review:

“Some policies provide emergency medical evacuation coverage, while others skip this benefit entirely. This benefit may be more important if you travel to a remote location or engage in physical activity such as trekking.

“More comprehensive plans may include other benefits such as assistance with acquiring a new passport, reimbursing reward mile redeposit fees or coverage for pre-existing conditions. If these are something you’re interested in, be sure to check that your policy includes these options.”

John Hancock

What makes John Hancock great:

Trip delay reimbursement after three hours.

No medical deductible. 

$750 reimbursement for missed connections.

Here’s a snippet from our John Hancock review :

“The Gold plan provides the greatest benefits, including a much higher limit for emergency medical and lost baggage reimbursement. Other than that, however, the Silver level is fairly similar, enjoying the same 150% reimbursement rate for trip interruption and a three-hour window for trip delay to kick in.

“The Bronze level is the least expensive, but it’s not all that far off from the cost of the Silver level. At this rate, you’ll be looking at far less coverage for emergency medical and trip delay, though you’ll still have $200 in coverage for change fees and 100% of costs incurred for trip cancellation.”

HTH Travel Insurance

What makes HTH Travel Insurance great:

$500,000 in primary medical coverage. 

$1 million in medical evacuation. 

High-limit travel protections. 

Here’s a snippet from our HTH Travel Insurance review :

“HTH offers several types of travel medical insurance, as well as trip protection plans that include coverage for trip cancellation or interruption, baggage delays, and accident or sickness. … The cheapest plan … included 100% of the trip cost in case of cancellation, up to 150% of the trip cost in case of trip interruption and a variety of other benefits, including medical insurance coverage.”

What does travel insurance cover?

You’ll find a wide variety of coverage types offered by travel insurance policies. This is true whether you’re purchasing a single-trip or annual travel insurance plan.

Accidental death insurance .

Baggage delay and lost luggage insurance .

Cancel for Any Reason insurance .

Emergency evacuation insurance .

Medical insurance .

Rental car insurance .

Trip cancellation insurance .

Trip interruption insurance .

How to choose the best adventure travel insurance policy

Travel insurance can be good to have while you’re away from home and can provide coverage when your plans go awry. Standard plans will generally include coverage for trip interruption, lost luggage and emergency medical situations.

However, they also usually include a provision excluding adventure sports from their policies, so it’s important to read over your plan documents thoroughly. Companies like SquareMouth also allow you to filter travel insurance plans by the types of activities you’re doing, which may make it simpler to find one that fits your needs.

» Learn more: How to find the best travel insurance

If you want to buy adventure sports travel insurance

Participating in adventure sports or extreme activities can be thrilling but also riskier than the average traveler’s trip. Because of this, if you’re interested in purchasing travel insurance, you’ll want to be sure it provides coverage for your planned activities — whether you’re camping or cliff diving.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

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Adventurous Sports Insurance

Throwing yourself onto a bike or into the sea be sure you're covered., do i need adventurous sports insurance.

There's a degree of risk to most sports, but particularly the adventurous ones.

Having the right cover in place before you go on holiday means you can try exciting and adventurous sports without worrying about what might happen if something goes wrong.

Admiral Travel Insurance covers a wide range of sports, but let’s take a look at which ones you’re covered for as standard and which you’ll need to pay a bit extra for.

Covid-19 - what our travel insurance covers

Our travel insurance now covers you for certain events related to Coronavirus (COVID-19), provided you have proof of a positive Covid-19 test and your cover is active at the time of the event.

What we cover

We provide cover for some costs related to Covid-19: please see Section 1 'emergency medical costs and repatriation' and Section 2 'cancelling or cutting short your trip' in your policy book for full details on what's covered.

We'll cover you if:

• you were diagnosed with Covid-19 before your trip was due to start
• a close relative died or became seriously ill as a result of Covid-19 before your trip was due to start
• you weren't allowed to board your pre-booked outbound travel due to symptoms of Covid-19
• an insured person or a close relative died during the trip because of Covid-19
• you couldn't take part in an excursion due to you self-isolating after getting Covid-19

What we don’t cover

You won't be covered if:

• you had reason to believe your trip may be cancelled, postponed or cut short when you booked it, purchased your policy or started your trip
• any government or public authority imposes travel restrictions or quarantine on a community, location, or vessel because of Covid-19 (this includes, but is not limited to, local lockdowns, entry requirements, being denied entry and airspace closures)
• you have to quarantine after arriving in the UK or abroad
• the Foreign Commonwealth & Development Office (FCDO) change their advice to avoid ‘all travel’ or ‘all but essential travel’ to your destination because of Covid-19

For more information about how Coronavirus (COVID-19) affects your travel cover, see our FAQ page . And remember to check the policy booklet carefully before you buy to make sure our cover meets your needs.

What's covered under standard travel insurance?

Many of the sports you might want to do on holiday are covered by our standard holiday insurance.

These activities don’t require an extra payment on top of your standard travel insurance – and you’ll be covered for personal accident and legal liability too:

Banana boating

Body/boogie boarding

Canoeing (up to grade two rivers)

Fishing Kayaking (up to grade two rivers)

Parasailing (over water)

River tubing

Sailboarding

Scuba diving up to 30m*

Sea kayaking

Snorkelling

Wake boarding

Windsurfing

Yachting (inside territorial waters)

Water skiing

White/black water rafting (up to grade four rivers)

*For unqualified scuba divers, the diving depth is limited to 30m. (See policy wording for more conditions around scuba diving cover).

Raquet ball

Table tennis

Tennis Volleyball

Beach games

Cycling (except for racing, BMX, mountain biking, and cycling on extreme terrain)

Fell walking

Hiking (up to 4,000m altitude)

Hot air ballooning

Ice skating

Orienteering

Paintballing

Pony trekking

Safari (guided)

Rollerblading/inline skating

Sand boarding

Skateboarding

Trekking (up to 4,000m altitude)

Paddle boarding

Jogging/Running (excluding marathons)

Pony trekking (any equine 58 inches or less at the wither)

Extreme sports travel insurance: how to get covered for hazardous activities

If you couldn’t see your chosen activity on the list above, don't panic. Adrenaline junkies out there can still try that once-in-a-lifetime bucket list activity – you’ll just need to pay a little extra to be covered.

When buying travel insurance through Admiral, you’ll get the option to add extra cover for a specific hazardous activity. Just select the sport or activity you’ll be taking part in and pay the extra cost to get cover.

Bear in mind all hazardous sports and activities on our list exclude cover for personal accident and legal liability:

Assault course

Bungee jumping (maximum three jumps)

Canoeing (rivers over grade 2)

Canyon swinging

Coasteering

Gorge walking

Horse riding

Kayaking (rivers over grade two)

Kite surfing (over land)

Sand yachting

Scuba diving to depths between 30m and 50m (requires qualification)

Sea canoeing

Shark diving

White/black water rafting (rivers over grade four)

Yachting (outside territorial waters)

Trekking (up to 4500m altitude)

Hiking (up to 4500m altitude)

Motorcycling over 125cc (Europe only)

Sky diving (max 3 jumps)

Paragliding

If you'd like to be insured for a sport that’s not listed, contact our team to find out if we can arrange cover for you.

What level of cover do I need?

Now you know what activities are covered as standard and which require an extra payment, you need to choose the right cover for your trip. We break travel down into three zones:

• Worldwide excluding USA, Canada, Caribbean and Mexico

See the full list of benefits  in the policy summary booklet .

Winter sports insurance: make sure you're covered

If you're taking to the slopes to go skiing or snowboarding, you'll need to add our  winter sports insurance  to your standard cover.

As well as covering you in case of accidents or injury on the slopes, winter sports insurance means you'll get compensation if your equipment is lost, stolen or damaged. It also covers you if your trip is affected by severe weather, like avalanches.

Without the upgrade, your trip won't be covered at all but adding it means you'll get all the standard protection included in our single trip and annual policies as well as cover for the sport you'll be taking part in.

Limitations and exclusions

As is always the case with insurance, there are certain limitations and exceptions that could invalidate your cover.

For Admiral's winter sports insurance, we don’t cover travellers over 75 years old for trips within Europe and over 70 years old for trips outside of Europe.

Reckless behaviour

You won't be covered if you're injured as a result of your own reckless behaviour. This includes:

• Deliberately injuring yourself
• Being under the influence of drugs, solvents or excessive amounts of alcohol
• Not following the safety precautions while taking part in an activity

For a full list of exceptions, see the General Exclusions section in our policy documents .

What if I have a pre-existing condition?

A pre-existing condition is a short or long term illness or injury you have or have had before you buy travel insurance. This includes having symptoms, tests, diagnosis or medical treatment for a condition.

You can declare your pre-existing conditions during the quote process to see if we can offer cover. If you’re unsure what needs to be declared or if you're unable to find your condition on the medical conditions list, please contact us on 0333 234 9913 .

Your pre-existing conditions won’t be covered unless you’ve:

• Declared them all on your policy
• Received written confirmation that we’ll cover your medical condition
• Paid any additional premium in full

Policy terms and conditions apply. Please note, if you’ve had a positive diagnosis of Covid-19 and been prescribed medication, received treatment, or had a consultation with a doctor or hospital specialist for any medical condition in the past two years, this needs to be declared on your policy.

If you don’t tell us about your pre-existing conditions or give us incorrect information, your policy may be invalid, and we may refuse all or part of any claim you submit.

For a quote with us, click the green button above.

The MoneyHelper directory

If you require cover for more serious medical conditions, MoneyHelper may be able to help you find specialist travel insurance through their medical directory.

If you wish to get in touch with them you can call them on 0800 138 7777 or find them online . (Monday to Friday 8:00-18:00, closed on Saturday, Sunday and bank holidays.)

Getting the most out of your trip

Going anywhere nice.

Off to one of the destinations below? Take a look at our guides for some hints and tips on what you need to remember.

Travel insurance that suits you

Whether you're travelling solo, with your family, or with a little one on the way, read our guides to make sure our cover is right for you.

Family Travel Insurance

Student travel insurance, travelling while pregnant, travel insurance over 65, travelling with medical conditions, travel insurance upgrades.

Whether you want the adrenaline rush of a skiing holiday, or fancy taking to the seas on a cruise, you'll need to add extra cover to your policy.

Cruise Travel Insurance

Ski travel insurance, gadget travel insurance, single trip insurance, annual trip insurance.

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Quad Biking Travel Insurance

JS Travel Insurance provides comprehensive Quad Biking Travel Insurance with no restrictions on CC Engine Size, including Emergency Medical Expenses, Repatriation back to the UK, and more.  You must have a UK Driving Licence to drive a Quad Bike (no license is needed for Passengers, but the cover is required)   To contact us by telephone or email, 0800 043…

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JS Travel Insurance provides comprehensive Quad Biking Travel Insurance with no restrictions on CC Engine Size, including Emergency Medical Expenses, Repatriation back to the UK, and more. 

You must have a UK Driving Licence to drive a Quad Bike (no license is needed for Passengers, but the cover is required)  

To contact us by telephone or email,  0800 043 0020 / 01273 092 757 [email protected]

• Summary of Cover

Quad Biking Travel Insurance FAQs

Quad biking annual multi-trip benefits.

• Safety Guidelines when Hiring and Riding a Quad Bike
• Safest Rental Quad Bikes

Popular Areas for Quad Biking

Summary of cover (per person).

* Excess  payable does vary depending on the claim benefit.

Please read the Policy Wording for the complete list of Benefits.

Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorized and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, approved by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with their UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorized and regulated by the Financial Conduct Authority under No. 306205.

1. Am I covered for Medical Treatment if I am injured whilst Quad Biking?

Yes, we would cover Emergency Medical Expenses (up to £5m) and repatriation back to the UK if you are injured whilst Quad Biking.

All policies come with a 24/7 Emergency Assistance line, which you can find in your policy pack.  

2. Are Personal Liability and Personal Accidents covered with this Quad Biking Travel Insurance policy?

No! We cannot cover any Personal Liability or Personal Accident (Death, Loss of Limb / Sight, Permanent Total Disablement Compensation) for any motorized vehicle. 

Quad Bike hire shops should hold a Liability Insurance policy; you should request to see the policy or look for one on the premises before hiring the quad bike. 

3. Am I restricted by a CC Engine Size on this policy?

There are no restrictions to the CC Engine Size on this travel insurance policy; you can ride any Quad Bike Engine Size you wish, as long as you hold an appreciated UK driving license. 

4. What Driving Licence do I need to drive a Quad Bike?

You must hold a Full UK Driving Licence to be covered to drive the Quad Bike.

Ensure the hire shop requests your License before hiring and riding.

5. If I am a pillion (passenger) on the Quad Bike, do I still need to obtain a policy?

Yes! If you are a passenger, you must still obtain a policy. However, you do not have to have a UK Driving Licence.

6. What if I am Off Road Quad Biking? Can I get cover?

Yes, this policy  covers Off Road Quad Biking on a tour-operated day excursion for Quad trekking and on dunes. 

Children on the trip do not need to have a UK Licence as long as they are a passenger.

7. Do I have to wear a helmet to be covered for riding a Quad Biking?

You must always wear a helmet (including as a passenger) on a Quad Bike.

8. Can I get an Annual policy that includes Quad  Biking?

I f you travel every year and hire a quad bike, then it's a good idea to hold an Annual Multi-Trip policy, including quad biking, as you know it will be covered and save you the hassle of taking out a single trip policy every time. It will often work out cheaper. 

Combine your cover with other activities such as Jet Skiing ,  Scuba Diving , Snorkelling and More.

Find out more below in the Quad Biking Annual Multi Trip Benefits section.

9. Does this policy cover me for any damages to the quad bike whilst riding or when stationary?

No, the policy will not cover any damages that arise whilst riding the quad bike or when the quad is stationary; you will need to deal with the local hire shop directly. 

Before hiring, take photos of the quad and any visible damages you can see beforehand.

10. Does this policy cover me for motorcycling?

This Quad Bike cover will not cover hiring or riding a motorcycle on your holiday; you will need to find a separate policy to cover you for this. We can cover this via our provider,  Voyager Travel Insurance .

If you travel abroad every year and hire a quad bike to view the local area, getting an Annual Multi-Trip Policy to cover this may be a good idea.

31-Day Maximum Trip Length Days:   Our Annual policies include a Maximum trip length of 31 days per trip and will allow you to do unlimited quad biking.

Convenience: An annual  Travel Insurance policy, including the Quad Biking, will save you time and means you don't need to keep taking out single trip policies every time you travel; it means you can be covered for 12 months.

Cost Effective: If you take multiple trips per year, obtaining an annual multi-trip policy is often more cost-effective; you can roll a Travel Insurance policy in with quad biking, so all is covered. 

Peace of Mind: An Annual Travel Insurance policy including quad biking will give you peace of mind; it means you know you are already covered and can book multiple trips and that there is emergency medical cover if any accidents arise when travelling or quad biking.

Safety Guidelines when hiring and riding a Quad Bike

• Ensure the hire shop holds an appropriate Personal Liability policy before hiring the Quad Bike.
• Show the hire shop your full UK driver's License before hiring and ensure they are happy with it. 
• Make sure the quad bike is in good condition and working order. 
• Ensure the hire shop gives you a full induction to the quad bike you are hiring and how it all works.
• Before you ride the quad away from the forecourt, take images of any visible damages you can see in case they question you on your return.
• Ensure they give you the correct helmet size and that you always wear it.
• Ensure you have listened to your induction and understand how the quad bike works.
• You must make sure you ride with a helmet and appropriate quad biking safety equipment at all times.
• Make sure you drive at a safe speed, be that experienced or first-timer.
• Be aware of your surroundings at all times; it's not always you that can cause a crash.
• Be prepared for an emergency, make sure you have a number stored for whom you need to contact and save the 24/7 emergency assistance line which comes with your policy pack.
• Be prepared if you break down, and make sure you know who to contact in this situation. 
• Ensure you feel confident on the quad bike and return it to the shop otherwise.

Safest Rental Quad Bikes

The type of Quad Bikes rented on holiday can vary based on location; most commonly, they are sized from 125cc to 250cc.

125cc quad bikes are the safest as they are less powerful, have less speed, and are easier to control; however, they are not suitable for everyone, especially if you have no experience riding. 

250cc quad bikes are more powerful, offering more speed, and can handle more challenging terrain; they require a lot more skill when riding

Here are some of the safest quad bikes that are rented on holiday:

Polaris Sportsman 500 : Although it's the largest and most powerful model out of the 3, it's one of the safest due to its multiple safety features, such as the four-wheel drive system, roll cage, and wide stance to prevent rollovers. 

Yamaha Kodiak 400 : This quad is more powerful than the Honda Fourtrax and is equipped with safety features such as a roll cage and a four-wheel drive system; although more powerful, it's easy to control.

Honda Fourtrax 250 : A good choice for inexperienced riders, it is relatively easy to operate and known for its reliability and durability.

Quad Biking is a popular sport that can be enjoyed worldwide; it's trendy in Europe due to its multiple beach locations in countries such as Cyprus,   Greece , France , Italy , and Spain . 

Quad bikes can also be rented whilst on holiday and are a popular form of transport for exploring the area you are visiting. Ensure the establishment you hire the Quad Bike form provides you with Liability Insurance. 

If you are going on a Quad Biking holiday or want to go Quad Biking while travelling, you must be adequately covered with the right Travel Insurance before you leave.

Related Pages

• Motorcycling Travel Insurance | JS Insurance

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JS Travel Insurance is the trading name of Jade Stanley Limited, 5 Chapel Mews, Waterloo Street,Hove, East Sussex, BN3 1AR, Telephone: 0800 043 0020 . Jade Stanley Ltd is authorised and regulated by the Financial Conduct Authority. FCA Registration number is 306205

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Please Note - If you are cruising around Australia you need to select Pacific. With Regions, variances can apply for Bali, Indonesia, Japan and Middle East. You are not required to enter stop-over countries if your stop-over is less than 48 hours.

If you don’t know where you’re traveling to within the next 12 months, choose Worldwide to ensure you’re covered no matter where you go. If you’re travelling to multiple countries choose the region that you are visiting that is furthest away (excluding stopovers less than 48 hours). In most cases you will be covered for the closer regions as well. For example, if you choose Europe, you will also be covered in the Middle East, Asia and Pacific.

Worldwide means anywhere in the world

Americas means USA, Canada, South America, Latin America, Hawaii and the Caribbean

Europe means all European countries, including UK

Middle East refers to the area from Syria to Yemen; Egypt to Iran

Asia generally means Asia and the Indian subcontinent. For some insurers this excludes Japan*

Pacific means the South West Pacific, Australia and Indonesia/Bali*. Select Pacific for domestic cruises in New Zealand waters

New Zealand means domestic travel within New Zealand only

*Note: Variances apply for Bali, Indonesia, Japan and Middle East. Check that your destination is covered once directed to your chosen insurer’s site.

Quad Bike Travel Insurance

Do you like your holidays with a slice of adventure?  Whether it's slicing up sand dunes, getting around on farms or touring rice fields, quad biking can be a thrilling adventure the whole family can enjoy. But if you're planning to get behind the wheel of a quad bike on your trip, it's important to ensure that you understand whether you're covered before settling in the saddle. Not all Australian insurers cover quad biking as standard.  There are many conditions to be aware of before you get behind the wheel of an ATV (All Terrain Vehicle). If your insurer does offer cover, the following terms are likely to apply:

• you may need to pay extra to cover the activity by way of an adventure pack add-on.
• you may only be covered if you booked through a legitimate operator.
• you must wear a helmet at all times.
• age limits and destination exclusions can also apply.
• a higher excess sometimes applies for riskier activities, so check whether a different excess may apply.

So where can you find quad biking travel insurance? Saddle up and find out right here...

Which travel insurers cover quad biking?

Please note: An additional premium or adventure pack may be required in order to be sufficiently covered. Click on the ticks and crosses for more information.

Get on track

Rise in quad biking accidents.

A significant number of Australians are injured or killed in quad bike accidents every year.  This has raised concerns for the those participating in the activity overseas, where holiday adrenaline hits run high, and safety standards can be low! More than 211 Australians died in overseas accidents in 2016-2017*.  Young inexperienced travellers are taking part in activities they typically wouldn’t do in their home country.  Often with little regard to their safety and failing to appreciate just how risky their actions may be. From a travel insurance perspective, you are very unlikely to be covered for deliberately putting yourself in harms of danger, or for acts of ‘recklessness’. This can include participating in high-risk sports and activities such as quad bike riding. It’s your responsibility to act wisely and take all required safety precautions when travelling overseas, as well as making sure you're covered by your travel insurance policy.   

Quad bike safety tips:

• Wear a helmet:  Your brain is important, so protect it. The most common accident occurs when the bike flips over on top of you, so, at a minimum, a helmet can reduce your risk of a serious brain injury. Whether it’s compulsory or not, make sure you wear a helmet.  
• Go with a pro: Don’t just hire a quad bike from anyone. Rent from a reputable, licensed commercial operator who will be required to complete relevant safety checks and provide appropriate training.  
• Be sensible: You may consider yourself a whizz on wheels, but the injury statistics say it all. Consider the repercussions of your actions when engaging in risky behaviour abroad.  
• Know the rules: Whether you’re hiring a quad or a car overseas, remember that rules differ greatly around the globe. Be vigilant when riding in an unknown area to avoid dangers like other risky-riders and dangerous terrain.  
• Have the right license: You wouldn’t drive without a license back home, so why risk it on holidays? To ride legally overseas you may need a license valid for the same class of vehicle you're intending to hire, accompanied with an international driver's permit.  
• Get travel insurance: Don’t assume that your policy covers you for riding a quad bike, moped or motorbike automatically. Do your research and buy a policy that adequately covers your planned adventure activities. Compare travel insurance for your action-packed adventure today.

Hayley Kennedy

Originally from the UK, Hayley took a gap ‘year’ in 2011… and it’s still going! She’s travelled all over the world, volunteering in a Ugandan orphanage, skydiving in Australia, shark diving in South Africa, and skiing in the Alps (and snapping in a ligament in the process!). Certified in Tier 2 General Insurance General Advice and working in travel insurance for over two years, Hayley is a thrillseeker and a storyteller who loves hearing about customers’ holiday plans and sharing her own tips and must-see spots to help get them inspired.

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Our comparison is a free service that allows users to compare quotes in a few simple steps based on limited personal criteria. Comparisons supplied are not a recommendation or opinion about the suitability of a policy for a user. Comparisons are default ranked according to price and users have the ability to sort by popular cover levels. Whilst we compare a vast range of policies, we do not compare all providers in the market. This site compares the following brands: 1Cover, AllClear, Budget Direct, Downunder, Fast Cover Travel Insurance, Insure4Less, InsureandGo, iTrek, Simply Travel Insurance, Ski-Insurance, Travel Insurance Saver, Travel Insuranz, Wise Traveller, Zoom Travel Insurance . The directors and shareholders are common with companies i-Trek Pty Ltd, Zoom Travel Insurance and 1Cover Pty Ltd including it’s subsidiary brand Ski-insurance. CoverDirect takes all reasonable care when preparing this information but does not warrant its accuracy. Pricing information is supplied by the providers who participate on this site and should be verified with the insurer before you purchase. This site links users to the website of the provider to verify quotes and access the relevant PDS to understand what is, and is not, covered by a policy prior to purchase.

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• Travel Insurance Compare Our Plans Popular Benefits COVID-19 Benefits International Plans Domestic Plans Comprehensive Insurance Annual Multi-Trip Inbound Plan Cruise Ski & Snowboard Motorcycle & Moped Adventure Activities Seniors Medical Conditions
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• travel_explore Not sure? See region list.

Where are you going?

Enter the destination(s) you plan to visit or select them from the list of countries and regions in the dropdown.

Planning a stopover? If you’re in a country for less than 72 hours, you do not need to list it as a destination.

Don’t currently know all the countries you’ll be visiting? You can select a region to obtain cover for all countries within that region, or you can select “Anywhere in the world”. Important: If selecting “Anywhere in the world”, your policy will not provide cover for claims arising in countries that are subject to sanctions. Your safety is paramount, so please read and familiarise yourself with the “ Standing Travel Alert for High Risk and Sanctioned Countries ” when undertaking worldwide travel – and before making any side trips to neighbouring countries – to ensure you have adequate cover.

Going on a cruise? If your cruise is in inland Australia (e.g. on the Murray River) or in Australian coastal water (e.g. the Kimberley), enter or select “Australia”. If your cruise embarks and disembarks from Australia ports only without any stopover at a port outside of Australia (e.g. a “Sampler Cruise” or cruise from Sydney to Brisbane), enter or select “Domestic Cruise”. If your cruise is overseas (e.g. a European river cruise, a Caribbean cruise, or a cruise from Sydney to Hong Kong), enter or select the country or region you will spend the most time in during your trip.

Want to come to Australia on our Inbound Plan? Select “Australia Inbound”.

When do you depart?

Enter the date you will leave your home to start your trip.

When do you return?

Enter the date you will arrive home based on AEST (considering any time differences/zones and travel times).

Duration of each trip?

Select the maximum trip duration that best suits your needs.

The maximum trip duration you select will apply to each separate trip you take during the 12-month period of your policy.

For cover to apply, you cannot take trips that exceed this maximum duration. If you make a claim related to a trip that exceeds this maximum duration, it may be declined.

The maximum trip duration you select will be shown on your Certificate of Insurance.

Age of each traveller?

Enter the age (as of today) of each adult and child to be included on the policy.

Adventure Sports Cover: Travel Insurance FAQs

Common questions about our adventure sports and extreme sports cover

Do you have adventure activities or extreme sports planned for your next trip? If you’re considering protecting your trip – and your sporting adventures – with travel insurance, you may have some questions about our Cover-More sports cover.

Below, you’ll find the answers to all our customers’ common adventure sports cover questions, but we also recommend you read our adventure sports travel insurance  page. It contains useful information on what activities we do cover – including the 80+ activities automatically included in all Cover-More policies.

Skip to read:

Do I have to buy a specific Cover-More plan for adventure sports cover?

Does cover-more travel insurance cover adventure sports or extreme sports in australia.

• What adventure sports am I covered for?
• Is my sports equipment covered?
• What is my excess?
• Can I get cover if I am competing overseas?
• Does Cover-More offer winter sports cover?
• Does Cover-More cover motorcycle or moped riding?
• Do I need Cover-More's Motorcycle/Moped Riding Cover if I want to use an ATV/quad bike?
• Does Cover-More cover scuba diving?

Does Cover-More's adventure sports coverage have an altitude limit for hiking?

• Does Cover-More include cover for trekking to Mount Everest Base Camp?

What do I do if I’ve injured myself while partaking in adventure sports overseas?

No. All our plans automatically cover over 80 different adventure activities. You do not need to buy a specific plan for this cover to apply.

Coverage for many adventure sports outside of those automatically included can also be added to your plan for an additional premium: Adventure Activities Cover, Adventure Activities+ Cover, Snow Sports Cover, Snow Sports+ Cover, Motorcycle/Moped Riding Cover, and Motorcycle/Moped Riding+ Cover.

If your planned activity is not listed on our website or in the  Product Disclosure Statement , we may be able to cover it. Give us a call on 1300 72 88 22 to check.

Yes. If you’re a domestic policyholder (or an international policyholder travelling within Australia for part of your trip, more than 250 kilometres from home, or if less than that your trip includes at least one night paid accommodation booked with an accommodation supplier or provider), our travel insurance automatically includes cover for a variety of adventure sports in Australia. Coverage for other activities can be included for an additional premium.

If the activity you plan on doing is not listed on our website or in the  PDS , we may be able to cover it. Contact us on 1300 72 88 22 to check.

If you're planning to travel within Australia, cover is provided for your sports equipment within our luggage and travel documents benefit . You may be able to increase the item limit by paying an additional premium. Coverage does not apply to the item whilst in use.

No medical cover is provided in Australia under our Domestic Plans. This is standard across all travel insurers. Discuss the medical coverage options available to you with Medicare or your private health fund if you’re concerned.

What adventure sports am I covered for under a Cover-More travel insurance plan?

We automatically cover over 80 adventure sports on all our Cover-More plans, so there’s a good chance we provide cover for the activities you love. (Other activities may be covered for an additional premium under our Adventure Activities options to vary cover.)

This range of automatically included activities includes abseiling, bungy jumping, scuba diving (up to 30 metres), jet skiing, and much more. For the full list of activities automatically covered, visit our adventure sports travel insurance cover page and read the PDS .

For cover to apply, you need to ensure reasonable care is taken and all protective equipment is worn while participating in these activities.

We do not automatically cover winter sports such as skiing and snowboarding, or motorcycle/moped riding. You need to purchase these optional cover options for coverage to apply. Even when you pay the additional premium, you still need to meet the conditions outlined in the PDS.

Is my sports equipment covered under Cover-More travel insurance?

We can provide cover for your sports equipment but only when it is not in use. Travel insurance can protect items if they get lost, stolen, or damaged while you’re travelling.

Most of our travel insurance plans include a luggage and travel documents benefit , which provides cover up to a limit for any one item, set or pair of items, which includes sport equipment. This limit varies between plans:

• International Comprehensive+/Domestic Comprehensive+: $1,500
• International Comprehensive/Domestic Comprehensive/Inbound Plan: $1,200
• International Basic Plan: $1,000

There is no luggage and travel documents benefit on our Domestic Basic Plan.

If making a claim for lost, stolen, or damaged luggage, keep in mind you must be able to provide receipts or valuations less than 24 months old if requested.

Taking expensive gear on your trip? You may want to consider increasing your policy’s luggage item limit by paying an additional premium. Additional Adventure Activity Packs are available with cover for golf equipment, scuba equipment, mountain biking gear, and triathlon equipment depending on whether you have purchased either the Adventure Activities Cover or Adventure+ Activities Cover. Find out more in the Adventure Activities Packs section of the PDS .

What is my excess on a Cover-More travel insurance plan?

Every traveller has a different budget so select the excess amount you feel comfortable with. Remember that the higher the excess, the lower the premium.

You can choose an excess amount from either $0, $100 or $250 for our International Plans.

A set excess of $50 applies to our Domestic Plans.

An excess is the first amount of a claim we will not pay and is applied to each claimable event.

Can I get Cover-More travel insurance if I am competing overseas?

If you are participating in a professional capacity overseas, we cannot provide cover for you while you are participating in a professional capacity.

Does Cover-More travel insurance offer winter sports cover?

Yes. We can provide cover for winter sports if you’ve included this coverage option in your policy for an additional premium.

We have two levels of winter sports cover available on our Cover-More policies:

• Snow Sports Cover*: includes on-piste snow skiing, snowboarding, and snowmobiling, and cross-country skiing only.
• Snow Sports+ Cover*: includes the above activities as well as off-piste snow skiing/boarding and heli skiing/boarding with a guided, licensed tour operator.

You do not need to take out winter sports cover for sledding, sleigh riding or ice-skating, which are activities automatically included in all our plan. For more information, read our  winter sports cover  page.

Remember you must not be racing and not competing in a professional capacity for this snow sport cover to apply.

Please read the PDS for full details on our optional winter sports cover.

Does Cover-More travel insurance cover motorcycle/moped riding?

You are not automatically covered for this activity with our travel insurance.

To get cover for riding a motorcycle or moped, you must select our optional coverage and include it in your policy. This activity requires an additional premium when purchasing your travel insurance. You can add this extra cover when buying your policy online or by calling us on 1300 72 88 22.

We offer two levels of cover for riding mopeds and/or motorcycles:

• Motorcycle/Moped Riding*: for engine capacity 250cc or less
• Motorcycle/Moped Riding+*: engine capacity unlimited (conditions apply)

Even if you pay the additional premium, you will only be covered if you meet the conditions and exclusions outlined in our PDS , which includes limits on the engine capacity, you must hold a valid motorcycle licence (for the Motorcycle/Moped Riding+ option to vary cover), while in control of a motorcycle or moped you hold a valid Australian motorcycle rider’s licence or Australian motor vehicle driver’s licence, you must always wear a helmet, and others.

No cover applies for personal liability under our motorcycle and moped cover. This means you are responsible for any costs associated with damage to the motorcycle, moped or property or injury to another person.

Check out the PDS for all the details on this cover.

Do I need Cover-More's Motorcycle/Moped Riding Cover if I want to use a quad bike?

If you want to ride a quad bike as part of an organised day tour only, no, you do not need to purchase our Motorcycle/Moped Riding Cover or our either level of our Adventure Activities Cover.

This is because our Cover-More plans automatically include coverage for riding a quad bike on an organised day tour. You must ensure that all safety equipment is worn, and reasonable care is taken.

If you want to ride a quad bike recreationally – but no racing – while travelling, you’ll need to select our Adventure Activities option and pay the additional premium for cover to apply.

No cover applies for personal liability. This means you are responsible for any costs associated with damage to the vehicle or property or injury to another person.

We recommend you read the PDS for details.

Does Cover-More travel insurance cover scuba diving?

Yes. We can provide cover for scuba diving to a maximum depth of 50 metres.

Our Cover-More travel insurance automatically includes scuba diving up to 30 metres if you’re diving with a diving school or qualified instructor.

Our additional Adventure Cover is required to cover scuba diving where the maximum depth is between 30 – 50 metres. You must be diving with a qualified guide and have the appropriate dive qualifications for this extra cover to apply.

Please read the PDS for full details.

Planning a high-altitude trek? It’s important to understand our policy to ensure you have the right coverage for your trip.

We automatically cover hiking or trekking under 3,000 metres above sea level, in all our plans, however, if this cover isn’t adequate for your plans, we provide the below optional cover for an additional premium:

• Adventure Cover*: includes trekking (that doesn’t require specialist climbing equipment) that reaches an altitude between 3,000 and 4,000 metres above sea level, if the trek takes more than two days to complete.
• Adventure+ Cover*: includes trekking (that doesn’t require specialist climbing equipment) that reaches an altitude between 4,000 metres and 6,000 metres above sea level, if the trek takes more than two days to complete. Our Adventure+ Cover will also insure your fully guided Mount Everest Base Camp trek or the Kokoda Trail.

Take reasonable care and know your limits and capabilities before going on a high-altitude trek. It’s important to remember rescue helicopters can only operate up to a certain altitude. This can increase the difficulty of a rescue operation. Rest assured our Emergency Assistance team will do our best to assist you if something goes wrong.

Does Cover-More travel insurance cover for trekking to Mount Everest Base Camp?

Yes. Our optional Adventure+ Activities Cover includes coverage for trekking to Mount Everest Base Camp on a fully organised tour only.

Adventure+ Activities Cover can be added to any of our International Plans for an additional premium.

We’re sorry to hear you’ve been injured but we’re here to help.

For emergencies, contact the local emergency number if you need an ambulance.

When you can do so, call our  Emergency Assistance  team from anywhere on +61 2 8907 5619.

If you’re in the USA, Canada, UK, or New Zealand, you can also call our Emergency Assistance team on the following toll-free numbers:

• USA: 1800 937 9763
• Canada: 1800 645 8714
• UK: 0800 892 014
• NZ: 0800 445 524

Please note charges may apply if you’re calling from a pay phone or mobile phone.

We can provide assistance if you are admitted to hospital or need help finding an English-speaking doctor. Our team of medical professionals can also talk you through the care you are receiving.

Please have your Cover-More policy number and a call-back number ready when you phone our Emergency Assistance team.

If you need to fax us, use: +61 2 9954 6250.

Ready to safeguard your adventure of a lifetime?

Find out how we can help protect your trip, so you can hit the road.

*Limits, sub-limits, exclusions, and conditions apply to our adventure activities and extreme sports cover. Please read the PDS before deciding if our travel insurance is right for you.

Freephone our UK Team

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Travel Insurance

Medical travel insurance

Seniors travel insurance, europe travel insurance, worldwide travel insurance, coronavirus travel insurance.

• Unlimited medical emergency expenses¹
• Up to £10K cancellation cover
• 24/7 emergency medical helpline

Covered 27 million+ travellers

Trusted for 20+ years

24/7 emergency helpline

Activity and sports travel insurance

What is activity or sports travel insurance.

Does dog sledding, hot air ballooning or jet skiing sound like your kind of holiday? Well for every activity you do abroad, you’ll need your insurance to cover it.

Activity and sports travel insurance will most commonly cover you for any illness or injury that happens as a result of the activity. Some may also include cover for sports equipment, or public liability if you were to damage any people or property whilst taking part. We all know how dangerous an out-of-control skier can be!

To find out which activities are included in your policy, or to find out your medical excess for specific sports, please see  the policy wording .

What activities do InsureandGo cover?

Our travel insurance policies include cover for over 100 adventure sports and activities at no extra cost, so you can get up to more on your holiday. From abseiling and badminton to windsurfing and zip lining, InsureandGo have you covered. We can even provide extra cover for more extreme activities like cascading, high diving and quad biking.

Many activities can be covered for the whole time you’re away, but for others you’ll only be covered if the activity is NOT the main purpose of your trip. 

Those sports and activities shown as an ‘activity holiday’ in the policy wording booklet, such as cycle touring or safaris, are covered even if that’s all you’ll be doing on holiday. 

If you have any questions about this, please contact us for more information.

Follow the links below or check your policy documents for details on what activities you could be getting up to while on holiday.

Extreme Sports Travel Insurance

Golf Travel Insurance

Hiking Travel Insurance

• Unlimited emergency medical expenses available on Black level policies.
• Based on 2,050 responses, correct as of 22/01/2024

• 1300 409 322 Australian Based Call Centre

Travel Insurance for Sports and Activities

Travel insurance for adventurous travellers .

Adventure travel insurance is designed for thrill-seeking travellers who want to test their limits with extreme sports and activities.

Some travellers dream of a relaxing vacation on a beach under the sun, marvelling at priceless art in museums, or visiting famous landmarks and historic sites. But for the more adventurous travellers, the best holidays are the ones that give you an incredible adrenaline rush!

Do you want to bungee jump, skydive or swing across a canyon? Trek to Everest base camp or hike the Kokoda Trail? Or perhaps explore the road less travelled on the back of a horse or a quad bike?

If that sounds more like you, we’d say you’re planning an adventure holiday!

Being adventurous doesn’t mean forgoing personal safety though, and even the most experienced adventurers can run into trouble overseas. It's important to make sure you purchase an adventure travel insurance policy that will cover all the exciting activities you want to do.

Fast Cover has your back when it comes to adventure travel insurance. You can head off feeling confident that you’re covered if something unexpected does happen.

What is “Adventure Sports” or “Adventure Activities”?

Adventure Sports and Activities are activities and sports that you will need cover for when travelling overseas. Fast Cover has some activities that are  covered   and some you will need to purchase the Adventure Pack to cover you for those activities and sports. This depends on what you will be participating in when travelling. You can purchase cover for activities like bungee jumping, scuba diving,   hiking, trekking   and sailing under our policies.

What Adventure Activities are covered?

• You must wear a helmet.
• If you are the rider of a motorcycle, moped or scooter with an engine capacity of 50cc or less you must hold a current Australian Drivers Licence (Provisional or higher) and a licence valid for the country that you are riding in.
• If you are the rider of a motorcycle, moped or scooter with an engine capacity greater than 50cc you must hold a current Australian Motorcycle Licence (Provisional or higher) valid for the same class of motorcycle, regardless of the local laws and a licence valid for the country that you are riding in.
• If you hold a Provisional Australian Driver's or Motorcycle Licence you must comply with the restrictions of this type of license, regardless of the local laws.
• If you are the passenger on a motorcycle, moped or scooter the person in control must hold a current licence (Provisional or higher) valid for the same class of motorcycle, moped or scooter that is valid for the country that you are riding in.

What are the benefits of Adventure Travel Insurance?

Our policies automatically include  24 hour Emergency Assistance  plus cover for Emergency Medical and Hospital Expenses.

When deciding on the level of cover you'll need for your trip, consider what’s most important to you and choose a policy that will cover:

• Cancellation Costs
• Luggage and Personal Belongings
• Gear and Equipment
• Travel Documents, Cash, Credit Cards & Travellers Cheques
• Travel Delay Expenses
• Special Event Transport Expenses
• Rental Vehicle Insurance Excess

Please note: This is only a summary of benefits. Policy terms, conditions, limits, sub limits and exclusions apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.

Importance of Adventure Sports and Activities Travel Insurance

It is important to take out additional cover for adventure and activities when travelling abroad. Making sure you have cover could save you hundreds and thousands of dollars on medical and cancellation costs.

It is always a good idea to check what activities are covered by your insurance and what you will need to add on the adventure pack for. This can be added after you purchase the policy or when you first purchase.

What type of activities are you covered for?

Our adventure travel insurance can provide cover for your health, personal belongings and prepaid activities or tour bookings anywhere in the world.

We cover a huge range of sports and activities on all of our policies, an  Adventure Pack  option to cover extra adrenaline pumping activities, and also a Motorcycle Pack option to cover you if you're planning on riding a motorcycle, moped or scooter.

What Adventure Sports are you NOT covered for?

If you are doing something more adventurous and it is not on the list of our included activities or on our   Adventure Pack   list there is no provision to claim for medical or cancellation in relation to that activity. If you are unsure call our Customer Service team on   1300 409 322 .

Need Ski or Snowboarding travel insurance cover? 

If you're planning on hitting the slopes, we also cover snow activities as well as your winter gear and equipment under our   Snow Sports Plus   plan.

Go skiing in Australia and our Domestic policy includes cover for:

• Your Snow sport equipment
• The cost of your prepaid passes, equipment hire and lessons pack if you get injured or sick

Snow Sports activities covered under our snow policy

If you are going   skiing or snowboarding , you can select cover for these activities. If you don’t, skiing, snowboarding and other snow sports activities are NOT covered with any of our policies.

All   Snow Sports activities   must be amateur activities that do not involve any form of racing, acrobatics, jumping, aerial, stunting or freestyle.

Why choose Fast Cover for your adventure travel insurance?

Fast Cover has a range of different policies to suit all traveller types and budgets no matter what you're up to or where you're headed.

Our adventure travel insurance can provide you with   24 hour Emergency Assistance   and essential cover for medical emergencies and other unexpected expenses.

Talk to us today to find a policy which suits your adventure holiday itinerary so you can set off with the confidence of knowing you’re covered.

Our call centres are based in Australia so you'll only ever talk to Australian based sales & claim staff.

The price on your quote is 'Locked In' for 48 hours.

Wherever you're travelling and whenever you need us, our 24/7 worldwide expert assistance team are ready and waiting to help.

We're Australian, so we understand how Aussies travel and you'll only ever talk to Australian based sales and claim staff.

^ Price as at 20/03/2024 compared to the price calculated today for this policy.

* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply.

† Fast Cover has a referral arrangement with this company.

The entity that referred you does not act for Fast Cover and may receive remuneration from us. You can ask them or us for more details. Make sure any information listed in any quote provided remains accurate and if not, please change it on our website.

Read about our cover for Covid-19 included on all policies here

All our policies include our award-winning cover for Covid, to help you decide if this cover is suitable for your needs please view our dedicated Covid Page which explains how your cover applies in a number of circumstances.

While we recommend you read our Covid Page to understand in more detail the cover we include as standard we need to make you aware of the following:

• You or a close relative are diagnosed with or have contracted COVID-19
• You are required to self-isolate, subject to a positive test result/confirmation from a GP
• Someone you were due to travel with or stay with on your trip needs to self-isolate.
• You have been denied boarding at your UK departure point because you have COVID-19 symptoms
• If you need to come home early because a close relative has COVID-19
• The Foreign, Commonwealth & Development Office (FCDO) or other regulatory authority in a country in which you are travelling in advise you to evacuate or return home.
• Emergency medical treatment, repatriation and other expenses
• Additional transport and accommodation if you are unable to return home as planned.

Our policies DO NOT require you to be vaccinated against Covid. Please note however that our policies do not offer any cover if you fail to hold the relevant documentation as required by your airline (or other public transport such as a cruise ship or train) or destination country. For example if your destination country requires you to provide either proof of being fully vaccinated or a current negative test certificate and you are denied boarding/entry due to not providing valid documents there is no cover under our policies.

Our policies do not cover the costs of Covid testing or vaccination either prior to, during, or post your trip.

Please note that all cover noted above is subject to terms and conditions.

Adventure Sports

Please Note: The information below provides a brief overview of an area of cover within our policies. All our policy benefits are subject to terms, conditions and exclusions. Please refer to the policy wording for full details.

Our policies all include over 100 sports and activities as standard, many more can be added for an additional premium. Cover is available for the activities shown in the table below provided:

• You follow the safety guidelines for the activity concerned and where applicable you use the appropriate and recommended safety equipment;
• The activity is not part of a competition or tournament; and
• The activity is not on a professional basis.

There is no cover for Personal Liability for sports and activities marked with *

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Travel Insurance covers you for Quad Biking - Which one? - Sharm El Sheikh Forum

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Travel Insurance covers you for Quad Biking - Which one?

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Please can someone tell me an insurance company that DOES cover you if unfortunately anything happens whilst quad biking?

I got mine from Travelplan online. £33.08 for 17 days inc quads up to 250cc and scuba diving to 30 metres

Standard travel insurance normally won't cover quad biking as it is considered a hazardous activity.

http://www.insureandgo.com/Travel-Insurance/Adventure-Travel-Insurance.htm

This company offers restricted cover as part of their standard policy. This excludes personal liability and personal accident and you would have to pay the first £400 of any claim (e.g. medical treatment, repatriation). The good thing is it is not prohibitively expensive and seems to include Egypt in their European area (which generally makes the overall policy cheaper).

I have looked at just two sites but I must admit it is an arduous process.

Check the following link for more options: http://www.find.co.uk/insurance/travel/hazardous_sports_cover

Happy searches!

We had to pick the option that covered the quad biking and scuba diving up to 30 metres with travelplan. I did phone them to ask what cc they would allow on the quads and they said up to 250cc.

The POST OFFICE does quite a good deal with quad biking inc as standard

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