travel sites that offer payment plans

How do I apply?

Shop for your items and add them to your cart like you normally would. When you are ready to check out, simply select Uplift as your payment method. To apply, you'll need to provide some basic information like your mobile number, date of birth, and if you are a US resident, your Social Security number. If you're approved, finish checking out and you're done.

How are my loan offers determined?

We look at a number of factors, including your credit information, purchase details, and more.

How do I make installment payments?

You can make a payment anytime by visiting pay.uplift.com and clicking on the Loans tab. From there, click the Make a Payment button. We recommend that you enable AutoPay at time of purchase so that your payments are automatically deducted each month. If you don't have AutoPay enabled, visit pay.uplift.com , click on the Accounts page, and set the AutoPay toggle to ON. You can also change the form of payment on file with Uplift anytime by visiting pay.uplift.com .

I purchased a trip using Uplift, can I travel before it’s paid off?

Yes! You do need to allow a few days between booking and your departure date for things to process. Other than that, you are free to travel whenever - even before you're all paid off.

What is your Privacy Policy and Terms of Use?

Here is a link to our Privacy Policy and Terms of Use .

Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Minimum $49 purchase required. Not everyone is eligible. Loans made through Uplift are offered by these lending partners:  uplift.com/lenders. Privacy Policy and Terms of Use .

*0% APR offer available on 3 month terms between 4/1/2024-4/30/2024 for approved applicants purchasing Wanna Get Away Plus®, Anytime, and Business Select® tickets. Based on a purchase price of $200, you could pay a down payment of just $50 today, followed by 3 monthly payments of $50 at 0% APR. APRs range from 0%-36%, not everyone is eligible to receive a 0% APR offer. Minimum $49 purchase required. Actual terms are based on your credit score and other factors and may vary. Not everyone is eligible. Loans made through Uplift are offered by these lending partners:  uplift.com/lenders .  Privacy Policy .  Terms of Use .

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Enjoy now. Pay over time.

Spread the cost of your trip over low monthly payments.

Experience Buyer's Joy Feel good about what you book and how you pay for it. With Uplift, you can make thoughtful purchases and pay for them in bite-sized installments while keeping yourself on a budget.

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• Select Uplift at checkout Add purchases to your cart just like you normally would. When you are ready to check out, choose Uplift as your form of payment.
• Quick & easy Provide a few pieces of information and receive a quick decision.
• Enjoy now Enjoy your trip now and pay for it over time with low monthly installments.

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Frequently Asked Questions

• What is Uplift?

Uplift gives you the freedom to book travel now and pay over time with simple fixed installments. Some plans include interest while some are interest-free. When you're ready to check out, just select "Uplift" as your payment method, complete a short application and receive quick decision. Choose the terms of your payment plan, finish checking out and enjoy your purchase. Then, pay over time with simple, no-surprise monthly payments.

• How do I apply for installment payments through Uplift?

Shop for your items and add them to your cart just like you normally would. When you are ready to check out, simply select Uplift as your payment method. To apply, you'll need to provide some basic information like your mobile number, date of birth, and if you are a U.S. resident, your Social Security Number. If you're approved, finish checking out and you're done.

• How are my loan term offers determined?

We look at a number of factors, including your credit information, purchase details and more.

• How do I make installment payments?

You can make a payment anytime at pay.uplift.com and clicking on the Loans tab. From there, click the Make a Payment button.

We recommend that you enable AutoPay at time of purchase so that your payments are automatically deducted each month. If you don't have AutoPay enabled, visit pay.uplift.com, click on the Accounts page and set the AutoPay toggle to ON. You can also change the form of payment on file with Uplift anytime at pay.uplift.com.

Make installment payments Opens in a new window

• I purchased a trip using Uplift, can I travel before it’s paid off?

Yes! You do need to allow a few days between booking and your departure date for things to process. Other than that, you are free to travel whenever - even before you're all paid off.

• What is your Privacy Policy and Terms of Use?

Privacy Policy  Opens in a new window

Terms of Use  Opens in a new window

Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Minimum $300 purchase required. Not everyone is eligible. Loans made through Uplift are offered by these lending partners: uplift.com/lenders.

Uplift lenders  Opens in a new window

Uplift’s Address: 440 N. Wolfe Road Sunnyvale, CA 94085

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Book now, pay later

Vacation financing through Affirm is available for U.S. stays with a total rent of at least $250. Select "Pay later with Affirm"* at checkout.

How Affirm works

See if you’re eligible by providing some basic information. You’ll get a real-time decision (and your credit score won’t be affected).

Know exactly what you’ll owe before you commit. No hidden costs, no surprises.

Choose to pay in installments over 3, 6, 12, or 18 months*—even after the date of your trip.

Your trip, your way

When you finance your vacation with Affirm, your payment schedule is just one of the things you won't have to worry about.

Our professional property management includes 24/7 guest support, premium cleaning, and seamless check-in for your most relaxing vacation yet.

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Affirm travel FAQ

Who is eligible to apply for affirm financing on a vacasa stay.

While Affirm requires you to be at least 18 years old, you must be at least 21 to book a Vacasa home. (Some of our homes and destinations require a higher minimum age to rent the property—you'll see that specified on the property listing, if applicable.)

You must also be a U.S. resident booking a home within the U.S.

Does Affirm do a credit check, and how does it impact my credit score?

If you choose to pay with Affirm, we ask for some basic personal information to see if you're eligible. You'll get a real-time decision on whether you prequalify for a vacation loan. This process includes a quick credit check—but it does not affect your credit score.

How do I make my payments?

After you complete your Vacasa trip purchase, look out for an email directly from Affirm about your vacation payment plan. You can make secure payments on Affirm's website, or through their app. Visit Affirm's help center for more details on making loan payments.

Can I amend my order after my purchase has been processed?

If you need to adjust your reservation after purchase, you can do so in your Trip Manager . For any changes that come with additional fees (such as adding pets or pool heat), you'll need to pay for those with a credit card. Those charges cannot be added to your existing loan through Affirm.

And, if you end up needing to change dates or cancel your reservation, good news—trips paid for with Affirm still fall under our worry-free booking policy . You'll also see your change and cancellation options in your Trip Manager.

Can you make payments on a trip to Hawaii?

Yes, you can. We offer vacation payment plans through Affirm on U.S. stays, including those in Hawaii (as long as the rent totals at least $250).

Where to next?

Rates from 0–36% APR. For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders . Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.

Where Can I Book a Trip and Make Payments? Your Ultimate Guide

Are you dreaming of a much-needed vacation but struggling to pay for it all upfront? Fortunately, many travel booking platforms, airlines, and cruise lines offer payment plans and installment options to make it easier to budget and book your next adventure . In this blog post, we’ll explore where you can book a trip and make payments, so you can start planning your dream getaway today. From popular travel booking platforms like Expedia and Booking.com to airlines such as Delta and United, and cruise lines like Royal Caribbean and Carnival, we’ve got you covered. So, pack your bags, and let’s dive into the world of travel booking and payment plans.

Popular Travel Booking Platforms

When booking a trip, there are plenty of options available, but it can be overwhelming to choose the right platform. Here are some of the most popular travel booking platforms to consider:

• Expedia: Expedia is one of the largest online travel booking platforms, offering a wide range of flights, hotels, rental cars, and vacation packages. Expedia allows you to pay for your trip upfront or in installments using Affirm or PayPal Credit.
• Booking.com: Booking.com is another popular travel booking platform, known for its extensive range of accommodation options. With Booking.com, you can pay for your trip upfront or in installments using Affirm or PayPal Credit.
• TripAdvisor: TripAdvisor is a popular travel platform that allows users to research and book travel experiences, including flights, hotels, and vacation rentals. You can pay for your trip upfront or in installments using Affirm or PayPal Credit.

Airlines Offering Payment Plans

Booking a flight can be one of the most expensive parts of a vacation, but many airlines offer payment plans to help make it more affordable. Here are some airlines that offer payment plans:

• Delta Airlines: Delta Airlines offers a payment plan called Fly Now Pay Later, which allows you to book a flight and pay for it in installments. You’ll need to apply for a loan through Affirm and make monthly payments.
• United Airlines: United Airlines offers a payment plan called United TravelBank. It allows you to earn TravelBank cash with each purchase and use it to pay for flights and other travel expenses.
• American Airlines: American Airlines offers a payment plan called Fly Now Payment Plan, which allows you to book a flight and pay for it in installments. You’ll need to apply for a loan through Affirm and make monthly payments.

Cruise Lines Offering Payment Plans

Cruising is a popular vacation option, but it can be expensive upfront. Fortunately, many cruise lines offer payment plans to make it easier to budget for your vacation. Here are some cruise lines that offer payment plans:

• Royal Caribbean: Royal Caribbean offers a payment plan called CruisePay, which allows you to pay for your cruise in installments. You’ll need to make a deposit upfront, and then you can make payments leading up to your cruise departure.
• Norwegian Cruise Line: Norwegian Cruise Line offers a payment plan called Pay Later, which allows you to reserve your cruise and pay for it in installments. You’ll need to make a deposit upfront, and then you can make payments leading up to your cruise departure.
• Carnival Cruise Line: Carnival Cruise Line offers a payment plan called EasyPay, which allows you to pay for your cruise in installments. You can choose to make payments with a credit card or debit card, and Carnival will automatically charge your account on the due date.
• MSC Cruises: MSC Cruises offers a payment plan called MSC Book Now Pay Later, which allows you to reserve your cruise and pay for it in installments. You’ll need to make a deposit upfront, and then you can make payments leading up to your cruise departure.

Vacation Package Providers

If you’re looking for an all-in-one solution for your vacation, vacation package providers may be the way to go. These providers offer a bundled package that typically includes flights, accommodations, and activities. Here are some popular vacation package providers:

• Expedia: In addition to being a popular travel booking platform, Expedia also offers vacation packages. With Expedia, you can choose from a variety of packages that include flights, accommodations, and activities. You can pay for your vacation package upfront or in installments using Affirm or PayPal Credit.
• Travelocity: Travelocity is another popular vacation package provider, offering packages that include flights, accommodations, and activities. You can pay for your vacation package upfront or in installments using Affirm or PayPal Credit.
• Apple Vacations: Apple Vacations specializes in all-inclusive vacation packages to popular destinations such as Mexico and the Caribbean. You can pay for your vacation package upfront or in installments with a credit card or check.
• Funjet Vacations: Funjet Vacations offers all-inclusive vacation packages to destinations such as Mexico and the Caribbean. You can pay for your vacation package upfront or in installments with a credit card.

Travel Credit Cards

If you’re a frequent traveler, travel credit cards can be a great way to earn rewards and save money on your trips. Here are some popular travel credit cards:

Chase Sapphire Preferred: The Chase Sapphire Preferred is a popular travel credit card that offers rewards for travel and dining purchases. You can use your rewards to book travel through Chase’s travel portal, and you can also transfer your points to airline and hotel loyalty programs.

Capital One Venture Rewards: The Capital One Venture Rewards card offers rewards on all purchases, which can be redeemed for travel expenses. You can use your rewards to book travel through Capital One’s travel portal or transfer them to airline and hotel loyalty programs.

American Express Platinum: The American Express Platinum card offers a range of travel benefits, including airport lounge access and statement credits for travel expenses. You can also earn rewards for travel and other purchases, which can be redeemed for travel expenses or transferred to airline and hotel loyalty programs.

Online Payment Services for Travel

In addition to travel booking platforms and travel credit cards, there are also online payment services that can help you pay for your trip. Here are some popular online payment services for travel:

• PayPal: PayPal is a popular online payment service that is accepted by many travel booking platforms and airlines. You can link your PayPal account to your bank account or credit card and use it to pay for your trip.
• Venmo: Venmo is a mobile payment app that allows you to send and receive money from friends and family. Some travel booking platforms and vacation rental websites accept Venmo as a payment method.
• Square Cash: Square Cash is another mobile payment app that allows you to send and receive money. Some travel booking platforms and vacation rental websites accept Square Cash as a payment method.

Tips for Booking a Trip and Making Payments

Booking a trip and making payments can be overwhelming, but with these tips, you can make the process much smoother:

• Plan ahead: Start planning your trip well in advance so you have time to research and compare prices.
• Use a travel booking platform: Consider using a travel booking platform like Expedia or Travelocity to find the best deals on flights, accommodations, and activities.
• Check for payment plans: Look for airlines, cruise lines, and vacation package providers that offer payment plans so you can pay for your trip in installments.
• Use a travel credit card: If you’re a frequent traveler, consider using a travel credit card to earn rewards and save money on your trip.
• Consider online payment services: Online payment services like PayPal, Venmo, and Square Cash can make it easy to pay for your trip from anywhere.

By following these tips, you can book your dream trip and make payments without stress.

Frequently Asked Questions

• Can I book a trip and make payments on any travel website? A: No, not all travel websites offer payment plans. However, there are many popular travel booking platforms, airlines, cruise lines, vacation package providers, and online payment services that offer payment plans for travel.
• What are some popular travel booking platforms that offer payment plans? A: Some popular travel booking platforms that offer payment plans include Expedia, Travelocity, and CheapOair. These platforms allow you to search for flights, hotels, and activities and offer payment plans that allow you to pay for your trip in installments.
• Which airlines offer payment plans for travel? A: Many airlines offer payment plans for travel, including Delta, United Airlines, and American Airlines. These payment plans allow you to book your flight and pay for it in installments over time.
• Can I use a travel credit card to make payments for my trip? A: Yes, using a travel credit card can be a great way to make payments for your trip. Many travel credit cards offer rewards and perks such as airline miles or hotel points, which can help you save money on future trips.
• Are there any online payment services that can be used for travel? A: Yes, there are several online payment services that can be used for travel, such as PayPal, Venmo, and Square Cash. These services allow you to make payments from anywhere with just a few clicks.
• How can I ensure that I am getting the best deal on my trip? A: To ensure that you are getting the best deal on your trip, it is important to compare prices across multiple travel websites and providers. You can also sign up for price alerts or use a price tracking tool to monitor prices and get notifications when prices drop.
• What happens if I am unable to make payments on my trip? A: If you are unable to make payments on your trip, you may risk losing your reservation or being charged additional fees. It is important to read the terms and conditions of any payment plan or reservation carefully to understand the consequences of missed or late payments.
• Can I cancel or change my reservation if I have made payments on my trip? A: Yes, in most cases you can cancel or change your reservation if you have made payments on your trip. However, there may be cancellation fees or penalties, depending on the terms and conditions of your reservation.
• What should I do if I encounter any issues with booking or making payments for my trip? A: If you encounter any issues with booking or making payments for your trip, it is important to contact the travel website or provider as soon as possible. Many providers have customer service teams that can assist with any issues or concerns you may have.

In today’s world, it’s never been easier to book a trip and make payments. Whether you’re planning a romantic getaway or a family vacation, there are plenty of options available to help make your dream vacation a reality. From popular travel booking platforms to airlines and cruise lines offering payment plans, you’re sure to find a payment option that suits your budget and travel style. So, what are you waiting for? Start planning your next adventure today and make your travel dreams come true.

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'buy now, pay later' can help fund your next trip but here's what you need to know about these loans, select walks you through what you need to know if you're considering a point-of-sale loan to finance your next trip.

With summer in full swing, and many countries easing travel restrictions, you might be eager to plan a post-pandemic trip. Even if you managed to save some money ahead of time, travel expenses can quickly add up, and you might be tempted to choose the 'buy now, pay later' option that's offered at checkout on many travel websites, including Carnival or Expedia.

These point-of-sale loans are seductive to consumers who don't want to pay for their post-pandemic vacations with one lump-sum payment, allowing people to make payments over a fixed period of time, sometimes without high interest rates.

But is using the 'buy now, pay later' option to pay for your flights or hotel stays too good to be true?

Select explores some of the benefits and drawbacks of using 'buy now, pay later' for travel.

What are point-of-sale loans?

How do point-of-sale loans work, should you use point-of-sale loans for travel, bottom line.

'Buy now, pay later' providers (also known as point-of-sale loans) offer consumers the option to sign up for a payment plan either when they're buying something on a retailer's website or directly through the loan provider's website ahead of purchase

Point-of-sale loans give consumers the ability to make installment payments over a fixed period of time until they completely pay off their purchase. This means that you'll make payments toward your purchases bi-monthly or monthly depending on the plan and/ or provider.

These payments can typically be automated by providing your debit card or bank account information. While many providers boast 0% interest rates, some point-of-sale loans can have interest rates upwards of 30%, higher than the APRs on many credit cards.

Some of the most popular providers are Afterpay , Affirm , Klarna and Uplift . Klarna offers point-of-sale loans, some with 0% APR, that allow you to make four payments every two weeks and require a deposit at checkout, while Afterpay allows you to pay over six weeks. Afterpay, Uplift, Klarna and Affirm also offer consumers longer payment periods of up to one, two or even three years.

When you purchase a flight or an item, you're given different financing options at checkout, such as the opportunity to pay with a credit card, gift card or point-of-sale loan . You'll be redirected to the POS provider website where you can enter your personal information. 

Some companies won't perform a credit check while others will perform either a soft or hard credit inquiry . Soft credit checks don't negatively impact your credit score , but hard inquiries will temporarily decrease your score. Based on the information you enter, you'll either be approved or denied for the loan.

Afterpay doesn't do any credit checks while Klarna does soft and hard credit checks, depending on the loan.

The impact a point-of-sale one has on your credit score depends on whether the provider reports your payment history to the credit bureaus . For example, Affirm only reports your credit history to Experian for some loans and not others. For the loans that Affirm does report to Experian, your payment history, the length of your credit history with Affirm, the amount of your loan and your late payments can all show up on your credit report.

Make sure to read the terms and conditions of your POS loan to see if your negative payment history is reported to the credit bureaus.

Travel expenses might seem like the perfect opportunity to use a point-of-sale loan because it's oftentimes a big purchase that you might not have the immediate cash on hand to cover.

Klarna, Afterpay, Affirm and Uplift all offer 'buy now, pay later' option for certain travel partners. Affirm has partnerships with Delta Vacations, Priceline, StubHub and Alternative Airlines, a flight booking website. Uplift is exclusively focused on providing point-of-sale loans for travel, with around 200 travel partners , including United Airlines, Kayak , Southwest Airlines and Royal Caribbean. 

Uplift will help you cover transactions costing anywhere from $100 to $25,000. Interest rates range from 7% to 30%, but there are a few travel partners such as Carnival Cruise Line and Atlantis that have a 0% APR, according to Tom Botts, chief commercial officer at Uplift. The average APR for an Uplift point-of-sale loan is 15%, which is similar to the average APR for credit cards .

"We use a variety of factors to determine eligibility," Botts says. "Interest rates are based on a number of factors including credit history, transaction amount and time to travel."

Uplift also only performs a soft credit check which won't negatively impact your credit score.

If you're able to secure a loan with 0% APR and make your payments on time, a point-of-sale loan could be a good choice for funding a trip. But if those monthly payments won't easily fit within your budget, be wary of a POS loan and read the fine print beforehand to determine how much you'll end up paying in interest.

For example, if you use Affirm to finance your purchases on Alternative Airlines , you can only get a 0% APR on your point-of-sale loan if you buy a flight that costs less than $500. If your ticket costs more than $500 , you could incur an interest rate of up to 30%, depending on your creditworthiness.

If you spend $1,000 on a flight and choose a 12-month payment plan with Affirm, you'll have to cough up nearly $100 in interest if you have a 20% APR on your loan. One perk of using Affirm over a credit card is that you'll have a longer payment period (of 3, 6, 12 or 18 months) which helps to spread the expenses over time into more manageable payments. And with an installment loan from Affirm or Uplift, the interest doesn't compound month over month, so your payment stays the same over the loan's term.

But a big drawback of using point-of-sale loans for travel is having to deal with unexpected problems, like trip cancellations or delays, says Priya Malani, the CEO and founder of Stash Wealth.

"If a trip is canceled or delayed with unexpected fees, your loan is still due. You're on the hook for the agreed upon total. Even though you may have checked out in one fluid process, you're still working with two separate entities — the travel provider and the POS loan provider," Malani says.

When it comes to funding your resort stay in Cancun or your flight to the Maldives, there are other options for financing your trip.

Travel rewards credit cards offer higher rewards rates for money spent on travel and the points you earn can go toward booking flights or hotels. While travel credit cards typically come with an annual fee, some offer a 0% introductory period, so you won't have to worry about high interest rates kicking in for 12 months or longer. If you go the 0% APR route, make sure you set up a repayment plan and pay the minimum each month so you don't end up paying late fees or big interest charges.

The Chase Sapphire Preferred® Card is currently offering a welcome bonus offer where new cardholders can earn 60,000 points after they spend $4,000 on purchases in the first three months from account opening. Points can be redeemed for $750 worth of travel when booked through Chase Travel℠.

Chase Sapphire Preferred® Card

Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Chase Travel Hotel Credit, plus more.

Welcome bonus

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Regular APR

21.49% - 28.49% variable on purchases and balance transfers

Balance transfer fee

Either $5 or 5% of the amount of each transfer, whichever is greater

Foreign transaction fee

Credit needed.

Excellent/Good

Terms apply.

Read our Chase Sapphire Preferred® Card review .

The Capital One Venture Rewards Credit Card (see rates and fees ) is also a solid choice but comes with a smaller welcome bonus and higher rewards rate than the Preferred, giving 2X miles per dollar on every purchase and a welcome offer of 75,000 bonus miles if you spend $4,000 within three months of account opening.

Capital One Venture Rewards Credit Card

5 Miles per dollar on hotel and rental cars booked through Capital One Travel, 2X miles per dollar on every other purchase

Earn 75,000 bonus miles once you spend $4,000 on purchases within 3 months from account opening

N/A for purchases and balance transfers

19.99% - 29.99% (Variable)

$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you

See rates and fees . Terms apply.

Travel cards also often come with additional perks such as car rental insurance, trip cancellation insurance and purchase protection. You won't get any of these perks when you use a POS loan for travel.

If you worry about putting a big expense on your credit card or you're only eligible for a POS loan with high APR, you should also consider creating a travel fund instead.

By saving your money in a high-yield savings account , you'll be earning more (thanks to compound interest ) than you would be if you put your money in either a checking account or a traditional savings account. Creating a separate fund for travel can also give you a money goal to strive for and setting up automatic monthly transfers can help you avoid spending money on other short-term, more frivolous purchases.

Point-of-sale loans are attractive because of how easy they are to use — you simply provide some basic information about yourself to the loan provider before checking out and you can instantaneously get a loan that will allow you to spread the cost of your trip over a few months. If you're not diligent about reading the fine print, however, there can be a lot of caveats to using the 'buy now, pay later' option, including high interest rates and late fees.

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All your needs are catered for with an all-inclusive vacation package. All the extras that make a lifetime of memories.

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Great offers for the entire family. Find peace of mind when you book a family vacation package with Expedia.

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Get a front-row seat for one of nature's greatest spectacles with a Northern Lights vacation package with Expedia.

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Planning a romantic break for 2 or an impromptu trip with the whole family? Expedia helps you find last-minute vacation deals.

Romantic Getaways

From honeymoon packages in far-flung destinations to a weekend luxury spa break, find your perfect couples vacation.

Find your next vacation package 

Are vacation packages worth it.

Vacation packages can save a lot on your 2024 vacation, as discounts may be available when booking multiple aspects of your vacation at once, such as the hotel and the flight. Flights and hotel packages can include a car rental at your destination. Check our package deal today on Expedia!

How much do vacation packages cost?

The exact cost of a vacation package varies based on various factors such as destination, accommodation quality, flight class, and even the time of year you visit. The type of vacation you embark on can also affect cost with options like family packages and all-inclusive packages . You can search for your specific price range, too, with plenty of vacations under $1,000 , for example. 

How to choose your vacation package?

To find the best vacation package, you'll need to consider the type of vacation you're looking to enjoy and the destination. Using the site's search function, you can find a wide variety of packages available for your chosen vacation location, while search filters can narrow down options based on vacation type. Browse our deals now.

How to find cheap vacation packages?

If you're looking to save, be sure to set filters for any budget limitations you may have in your search. Additionally, you can sort by price to automatically put the cheapest options first in your search results. Weekend getaway packages can be relatively inexpensive as well if you are looking for cheap getaways. 

How to vacation on a budget?

Budget-friendly travel is easy when you book with Expedia, as we can help you keep prices low via search filters, but that's not all. There are general trends to keep in mind regarding prices, such as travel packages generally being cheaper during the off-season of your vacation destination. Additionally, the higher the quality amenities you opt for, the higher the price typically is.

How to get great vacation deals?

Vacation deals are common with Expedia, as we offer plenty of discounts on great packages, with packages already being a deal compared to booking hotels and flights separately.

How to find last-minute vacation deals?

To book last-minute vacation trips, simply input your travel dates into the search and see what's available at that time for your destination. You can still filter based on virtually anything you can imagine, including amenities, price, star rating, and more.

Where should I go on vacation?

Booking a Hawaii vacation package is especially popular with all sorts of travelers, whether it's families or couples, and Disney World packages have much to offer for families. Consider the kind of vacation you're looking for to determine the perfect destination. 

What are some of the best vacation spots?

Top vacation spots include cheap Caribbean vacations and European vacation packages . With rich culture, history, and stunning natural beauty, a vacation package to these destinations can provide an unforgettable adventure. 

Where to go on a vacation in the US?

Staying in the US still offers easy access to great vacation places with Vegas packages and a Grand Canyon vacation being popular choices among other options. Whether you’re seeking the thrills of the Vegas Strip or the majestic views of the Grand Canyon, browse your options today.  

Where to go on vacation on a budget?

Cheap vacation ideas can still take you to a variety of great cheap vacation destinations, including Yellowstone vacations and Glacier National Park vacations . Parks and outdoor experiences tend to be free, so national park vacations are excellent for a budget-friendly trip. 

What are some great all-inclusive vacation packages?

All-inclusive vacations to the Bahamas and all-inclusive vacations to Cancun are some of the best options available, putting you in a Caribbean paradise. However, all-inclusive vacations are more varied than you might think, with worldwide options. 

What are the best destinations for a family vacation?

Traveling with kids means you'll need to find fun for the whole family, and Orlando vacation packages can put you and your little ones in the world's theme park capital. Of course, a vacation package to Anaheim offers a similar experience on the West coast. 

Where should I go on vacation this summer?

If you're looking to embrace the season, head to the beach with a summer vacation package to Destin . Of course, you may be more interested in escaping the heat with something like a vacation package to Vancouver . 

How to find cheap beach vacations?

In your search, you can apply search filters for beach trip packages and sort your results by price to see the cheap vacation options first. With those standards, you can find amazing cheap trips with beach vacation packages like vacation packages to Panama City and vacation packages to Myrtle Beach . 

What are some great couples' vacations?

Traveling with your partner means a more romantic adventure, which is easy when you book vacation packages to Honolulu . However, you can always opt for the classics and get a vacation package to Paris . Even a simple 3-day cheap getaway can be suitable. 

What are the best destinations for a luxury vacation?

One of the best destinations for luxury is a Las Vegas vacation package , as the city was essentially designed to make visitors feel luxurious. Of course, a Lake Tahoe vacation package can be just as fulfilling as a more outdoor-oriented experience. Golf vacations also tend to be quite elegant. 

How to find great Christmas vacation packages?

To find an excellent package for a Christmas vacation, simply put your travel dates into the search and discover what's available. Vacation packages to New York and vacation packages to Chicago are trendy around Christmas. 

Where to get ski vacation packages?

Ski vacation packages are readily available on Expedia, including vacation packages to Aspen , vacation packages to Vail , and packages to other notable ski resorts. Check out the deals now and book your next ski vacation today.  

Can I cancel my vacation package with Expedia?

Yes, you can cancel your vacation package via your itinerary page on Expedia or by contacting customer service. Remember that some packages are fully refundable, but the details vary based on each unique booking. A fully refundable package may depend on how far out from the travel dates you're canceling and what airline you are travelling with.

Why should I book my vacation package with Expedia?

Booking with Expedia makes it easy to plan your entire vacation in advance. Vacation packages with airfare included can also feature a rental car and even activities in some cases, with discounts typically coming with booking more than one aspect of your trip at a time. One Key members will earn  OneKeyCash  with every eligible booking that you can use to save on future eligible bookings. Membership is free, sign up today!

*OneKeyCash is not redeemable for cash and can only be used on Expedia,  Hotels.com  and Vrbo.

Explore a world of travel with Expedia

Domestic vacation packages & getaways.

• New Orleans Vacations
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International Vacation Packages & Trips

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Best Vacation Destinations by Month

• January Vacations and Deals
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Other Vacation ideas

• Vacation Payment Plans
• Weekend Getaways
• Last Minute Vacation Deals
• 3 Day Getaways
• Plan a Trip
• Thanksgiving Getaways Deals
• Vacations Under $500
• Christmas Vacation Deals
• Vacations Under $1000
• New Year's Vacation Deals

More Types of Vacations

• Adventure Vacations
• Golf Vacations
• Kid Friendly Vacations
• Luxury Vacations
• Romantic Vacations
• Ski Vacations

What Travel Sites Use Afterpay

• Digital Payments

Introduction

Planning a vacation can be an exciting and fulfilling experience. However, sometimes the upfront cost of travel expenses can put a strain on our budgets. Fortunately, there are innovative payment options available that can make it easier to book your dream getaway without breaking the bank. One such option is Afterpay, a popular “buy now, pay later” service that is gaining traction in various industries, including travel.

If you’ve ever used Afterpay for online shopping, you may already be familiar with how it works. But did you know that many travel sites now offer Afterpay as a payment option too? This means that you can spread out the cost of your flights, accommodations, and other travel expenses into manageable installments, allowing you to enjoy your trip without the financial burden upfront.

So why should you consider using Afterpay for your travel purchases? In this article, we will explore the advantages of using Afterpay in the travel industry and highlight some of the major travel sites that have integrated Afterpay into their payment options. We will also discuss how Afterpay works for travel purchases, the pros and cons of using Afterpay for your travel expenses, and highlight other travel sites that offer installment payment options. By the end of this article, you will have a clearer understanding of whether Afterpay is the right choice for your next travel booking.

What is Afterpay?

Afterpay is a modern payment platform that allows consumers to make purchases and pay for them in installments, without the need for a traditional credit card. It offers a convenient and flexible way to manage your expenses by breaking down the total cost into four equal payments, due every two weeks.

Unlike traditional credit options that may charge interest or have monthly fees, Afterpay does not charge any interest or additional fees if payments are made on time. This makes it an attractive alternative for those who want to avoid additional financial burdens.

To use Afterpay , all you need is a debit or credit card, to be over 18 years of age, and to live in the country where Afterpay is available. The signup process is quick and easy, and once approved, you can start shopping with Afterpay immediately.

Afterpay offers a virtual credit line for consumers, allowing them to make purchases up to a certain limit. This limit is determined based on factors such as creditworthiness and payment history. As you make successful payments, your spending power with Afterpay may increase over time.

One of the key features of Afterpay is its transparency and ease of use. When making a purchase, you can see the total cost upfront, as well as the breakdown of the four installments. This helps you budget and plan your payments accordingly, ensuring that you can manage your finances effectively.

Afterpay has gained popularity due to its simplicity and convenience. It provides consumers with the flexibility to make essential purchases without having to pay the full amount upfront, making it an appealing option for those on a tight budget or looking to manage their expenses more effectively.

Why use Afterpay for travel purchases?

When it comes to planning a trip, the costs can quickly add up. Flights, accommodations, transportation, and activities can put a significant strain on your budget. This is where Afterpay can be a game-changer. Here are some reasons why you should consider using Afterpay for your travel purchases:

1. Financial Flexibility: Afterpay allows you to break down your travel expenses into four equal installments, making it easier to manage your budget. Instead of paying a lump sum upfront, you can spread out the cost over time, allowing for greater financial flexibility.

2. No Interest: Unlike traditional credit options that may charge interest, Afterpay does not charge any interest or additional fees if payments are made on time. This means that you can enjoy the convenience of installment payments without incurring extra costs.

3. Instant Approval: Signing up for Afterpay is quick and easy, and approval is instant in most cases. This means that you can start using Afterpay for your travel purchases right away, without any delays.

4. Seamless Integration: Many popular travel websites and booking platforms have integrated Afterpay into their payment options. This means that you can use Afterpay to book your flights, accommodations, and other travel essentials without any hassle. Simply select Afterpay as your payment method during checkout and enjoy the convenience of easy installment payments.

5. Enhanced Budgeting: By using Afterpay, you can have a clear understanding of your payment schedule. With the total cost and installment breakdown displayed upfront, you can easily budget your finances and plan your payments accordingly. This helps prevent financial strain and allows you to enjoy your trip with peace of mind.

6. Accessible to Everyone: Afterpay is available to a wide range of consumers. As long as you have a debit or credit card, are over 18 years of age, and live in a country where Afterpay is available, you can take advantage of this convenient payment option for your travel bookings.

By using Afterpay for your travel purchases, you can enjoy the benefits of flexibility, convenience, and enhanced budgeting. It allows you to make the most of your travel experience without compromising on your financial well-being.

Major travel sites that use Afterpay

Afterpay has gained popularity in the travel industry, with many major travel sites incorporating it into their payment options. Whether you’re booking flights, accommodations, or activities, here are some of the leading travel sites that offer Afterpay as a payment method:

• Expedia: Expedia, one of the largest online travel agencies, allows customers to use Afterpay for flight and accommodation bookings. This means you can secure your travel plans and pay for them in convenient installments.
• Booking.com: Booking.com is a renowned platform for booking accommodations worldwide. With Afterpay, you can choose from a wide range of participating properties and split the payment into manageable installments.
• Hotels.com: Hotels.com offers a vast selection of hotels in various destinations. By selecting Afterpay at the checkout, you can enjoy your stay and pay for it over time, making it more affordable and convenient.
• Agoda: Agoda is a popular platform for booking accommodations, particularly in Asia. With Afterpay, you can explore their extensive listings and pay for your chosen accommodation in installments.
• Airbnb: Airbnb, the renowned online marketplace for vacation rentals, now offers Afterpay as a payment option. This means you can book unique accommodations worldwide and pay for your stay in manageable increments.
• Skyscanner: Skyscanner is a leading flight comparison website that enables travelers to find the best deals on flights. By using Afterpay, you can secure your flight tickets and split the cost into four equal payments.
• Trip.com: Trip.com is a comprehensive online travel platform that offers flights, hotels, and more. With Afterpay, you can book your entire travel itinerary and divide the payment into manageable installments.
• Travelocity: Travelocity is a popular online travel agency that provides a wide range of travel options. By selecting Afterpay at the checkout, you can enjoy the convenience of installment payments for flights, hotels, and vacation packages.

These major travel sites recognize the value of Afterpay in providing customers with greater flexibility and affordability when making travel bookings. By offering Afterpay as a payment option, they enable travelers to make their dream trips a reality while spreading out the cost over time.

Expedia is a prominent online travel agency that offers a wide range of travel services, including flights, accommodations, car rentals, and vacation packages. With its user-friendly interface and extensive selection, Expedia has become a go-to platform for travelers worldwide. And now, Expedia has integrated Afterpay as a payment option, making it even more convenient to book your travel plans.

When using Expedia, you can select Afterpay at the checkout to split the payment for flights and accommodations into four equal installments. This allows you to secure your travel arrangements without having to pay the full amount upfront. Instead, you can spread out the cost over time and manage your budget more effectively.

Using Afterpay on Expedia is simple. After selecting your desired flights and accommodations, proceed to the payment section. Choose Afterpay as your payment method and follow the prompts to complete your booking. You will need to have an Afterpay account to proceed, but signing up is quick and easy.

Afterpay will display the breakdown of your payments, so you can see exactly how much you will be paying and when each installment is due. This transparency helps you plan your finances accordingly and eliminates any surprises or hidden fees.

With Afterpay, you can enjoy the flexibility and convenience of booking your travel plans on Expedia and paying for them over time. You can take advantage of any discounts or deals available at the time of booking while managing your expenses in a more manageable way.

Expedia’s integration of Afterpay provides travelers with another flexible payment option, making travel more accessible and affordable. By offering Afterpay, Expedia caters to the needs of budget-conscious travelers who seek convenient payment solutions that fit their financial goals.

Booking.com

Booking.com is a global leader in online accommodations, offering a vast selection of hotels, apartments, and other types of accommodations in destinations around the world. To make travel more convenient and accessible for their customers, Booking.com has integrated Afterpay as a payment option.

Using Afterpay on Booking.com allows you to split the cost of your accommodations into four equal installments. This means that you can secure your preferred accommodation without having to pay the full amount upfront. Instead, you can spread out the payment over time, making it more manageable for your budget.

When making a booking on Booking.com, simply select Afterpay as your payment method during the checkout process. You will then be redirected to the Afterpay website to complete the transaction. If you don’t have an Afterpay account, you can easily sign up within minutes and proceed with your booking.

Afterpay will provide you with a clear breakdown of the installment amounts and due dates, so you can plan your payments accordingly. This transparency allows you to budget effectively and have a clear understanding of your financial commitment.

By offering Afterpay, Booking.com aims to make travel more accessible to a wider range of customers. It allows individuals to book their desired accommodations without having to pay the full cost upfront, providing them with greater flexibility and financial convenience.

With Afterpay on Booking.com, you can enjoy the benefits of being able to secure your chosen accommodation while paying for it in manageable installments. This way, you can plan your travel expenses more efficiently and focus on creating unforgettable memories during your trip.

The integration of Afterpay by Booking.com demonstrates their commitment to customer satisfaction and convenience. It caters to the needs of travelers who are looking for payment options that align with their budget and financial preferences.

Hotels.com is a popular online platform that allows travelers to book a wide range of accommodations including hotels, resorts, and vacation rentals. To provide more flexibility to their customers, Hotels.com has integrated Afterpay as a payment option, making it easier to book your stay and pay in installments.

When using Afterpay on Hotels.com, you can split the cost of your accommodation into four equal payments. This allows you to secure your desired hotel without having to pay the full amount upfront. Instead, you can spread out the payments over time, making it more convenient for your budget.

To use Afterpay on Hotels.com, simply select Afterpay as your payment method during the checkout process. If you aren’t already an Afterpay user, you will be prompted to create an account, which can be done quickly and easily. Once your booking is complete, you will receive a confirmation of your reservation and the details of your payment schedule.

Afterpay provides a transparent breakdown of your payments, so you can see the exact amounts and due dates for each installment. This helps you plan your budget and ensure that you can make the payments on time. By sticking to the payment schedule, you can enjoy your stay without any financial stress.

The integration of Afterpay by Hotels.com makes it more accessible for travelers to book their accommodations without the need to pay the full cost upfront. It appeals to budget-conscious travelers who prefer the flexibility of splitting payments over time.

With Afterpay on Hotels.com, you can enjoy the convenience of booking your ideal accommodation and paying for it in installments. This flexibility allows you to better manage your travel expenses and ensure that you have the funds available for other aspects of your trip.

The integration of Afterpay on Hotels.com demonstrates their commitment to meeting the evolving needs of their customers. By offering Afterpay as a payment option, Hotels.com aims to enhance the booking experience and provide travelers with greater financial flexibility.

Agoda is a leading online platform for booking accommodations, offering a wide range of options including hotels, resorts, apartments, and more. To provide customers with more flexibility in their travel bookings, Agoda has integrated Afterpay as a payment option.

By using Afterpay on Agoda, travelers can split the cost of their accommodations into four equal installments. This allows them to secure their desired lodging without having to pay the full amount upfront. Instead, they can spread out the payments over time, making it more convenient for their budget.

To use Afterpay on Agoda, simply select Afterpay as the payment method during the checkout process. If you don’t already have an Afterpay account, you can quickly and easily sign up for one. Once the booking is confirmed, you will receive a payment schedule outlining the installment amounts and due dates.

Afterpay provides transparent and clear information about your payments, allowing you to plan your budget effectively. With the installment breakdown provided upfront, you can easily manage your finances and ensure that you can make timely payments.

By integrating Afterpay, Agoda aims to make travel more accessible and affordable for a wider range of travelers. It provides an alternative payment option that accommodates different budgets and financial situations.

With Afterpay on Agoda, you can enjoy the convenience of booking your preferred accommodations and paying for them over time. This flexibility and ease of payment make it easier to plan and enjoy your trip without putting unnecessary strain on your finances.

The integration of Afterpay by Agoda demonstrates their commitment to customer satisfaction and their understanding of the evolving needs of travelers. By offering Afterpay as a payment option, Agoda provides a convenient solution for those who prefer to pay in installments and manage their travel expenses more effectively.

Airbnb revolutionized the travel industry by offering unique accommodations and experiences to travelers around the world. To further enhance the booking experience, Airbnb has integrated Afterpay as a payment option, allowing guests to pay for their stays in convenient installments.

By using Afterpay on Airbnb, guests can reserve their desired accommodations and split the cost into four equal payments. This provides greater flexibility for travelers who may not have the full amount available upfront, allowing them to secure their stay and make payments over time.

To use Afterpay on Airbnb, simply select Afterpay as your payment method during the checkout process. If you’re not already an Afterpay user, you can easily sign up for an account. After confirming your booking, you will receive a payment schedule outlining the installment amounts and due dates.

Afterpay’s transparency ensures that guests have a clear understanding of their payment obligations. By displaying the installment breakdown upfront, guests can plan their finances and make payments on time, eliminating any unexpected surprises or fees.

With Afterpay on Airbnb, guests can enjoy the convenience of booking unique accommodations and paying for them in installments. This flexibility allows travelers to plan their trips without the immediate burden of a lump sum payment, enabling them to allocate their budget to other expenses during their stay.

Airbnb’s integration of Afterpay reflects their commitment to ensuring a seamless and enjoyable booking experience for their guests. By offering Afterpay as a payment option, Airbnb caters to the needs of travelers who prefer the convenience and flexibility of paying in installments.

Whether you’re booking a cozy cottage, an urban apartment, or a unique stay, Afterpay on Airbnb simplifies the payment process and opens up more opportunities for travelers to explore the world while managing their budget effectively.

Skyscanner is a popular flight comparison website that helps travelers find the best deals on flights, hotels, and car rentals. To make the booking process more convenient, Skyscanner has integrated Afterpay as a payment option, allowing travelers to split the cost of their flights into manageable installments.

By using Afterpay on Skyscanner, you can secure your flight tickets and pay for them in four equal payments. This provides greater flexibility for travelers who may not have the full amount available at the time of booking, allowing them to spread out the cost over time.

To use Afterpay on Skyscanner, simply select Afterpay as your payment method during the checkout process. If you don’t have an Afterpay account, you can quickly sign up and proceed with your booking. After completing the payment, you will receive a payment schedule detailing the installment amounts and due dates.

Afterpay’s transparent payment breakdown allows you to plan your budget more effectively. By seeing the total cost and installment amounts upfront, you can manage your finances and ensure timely payments are made.

With Afterpay on Skyscanner, you can book your flights with peace of mind, knowing that you have the option to pay in manageable installments. This flexibility makes it easier to plan your travel expenses and allocate your budget to other aspects of your trip.

Skyscanner’s integration of Afterpay highlights their commitment to providing a seamless and convenient booking experience for travelers. By offering Afterpay as a payment option, Skyscanner caters to the needs of budget-conscious travelers who prefer to pay for their flights in installments.

Whether you’re embarking on a solo adventure or planning a family vacation, Afterpay on Skyscanner offers a convenient way to secure your flights while managing your finances effectively. Take advantage of this flexible payment option to make your next travel booking hassle-free and more affordable.

Trip.com is a comprehensive online travel platform that offers flights, hotels, vacation packages, and more. To enhance the booking experience and provide greater flexibility to their customers, Trip.com has integrated Afterpay as a payment option.

With Afterpay on Trip.com, travelers can split the cost of their bookings into four equal installments. This allows them to secure their flights, accommodations, and other travel essentials without having to pay the full amount upfront. By spreading out the payments, they can manage their budget more effectively.

Using Afterpay on Trip.com is simple and straightforward. During the checkout process, select Afterpay as your payment method. If you’re new to Afterpay, you can sign up quickly and easily. Once your booking is confirmed, you will receive a payment schedule outlining the installment amounts and due dates.

Afterpay’s transparency ensures that you have a clear understanding of your payment obligations. The breakdown of installments is provided upfront so that you can plan your finances accordingly and make payments on time, without any surprises or hidden fees.

By offering Afterpay, Trip.com aims to provide their customers with a more flexible and convenient way to book and pay for their travel arrangements. It caters to the needs of budget-conscious travelers who prefer the option of paying in installments.

With Afterpay on Trip.com, you can enjoy the convenience of securing your flights, accommodations, and other travel services while spreading the cost over time. This flexibility enables you to plan and enjoy your trip without the financial strain of paying the full amount upfront.

Trip.com’s integration of Afterpay reflects their commitment to making travel more accessible and affordable for their customers. By offering Afterpay as a payment option, Trip.com ensures that travelers have greater flexibility when it comes to managing their travel expenses.

Whether you’re planning a solo adventure or a family vacation, Afterpay on Trip.com provides a convenient payment option that allows you to book your travel essentials without the immediate financial burden.

Travelocity

Travelocity is a well-known online travel agency that offers a wide range of travel services, including flights, hotels, car rentals, and vacation packages. To provide more flexibility to their customers, Travelocity has integrated Afterpay as a payment option, making it easier to book and pay for travel arrangements over time.

With Afterpay on Travelocity, you can split the cost of your travel bookings into four equal installments. This means you can secure your flights, accommodations, and other travel essentials without the need to pay the full amount upfront. Instead, you can spread out the payments, making it more manageable for your budget.

Using Afterpay on Travelocity is straightforward. During the booking process, simply select Afterpay as your payment method at checkout. If you’re new to Afterpay, you can easily sign up for an account. Once your booking is confirmed, you will receive a payment schedule outlining the installment amounts and due dates.

Afterpay provides a transparent breakdown of your payments so that you can plan and budget accordingly. Seeing the total cost and installment amounts upfront helps you manage your finances effectively and ensures that you can make timely payments without any surprises or extra fees.

The integration of Afterpay by Travelocity reflects their commitment to offering their customers a more convenient and flexible payment option for travel bookings. By providing Afterpay, Travelocity caters to the needs of budget-conscious travelers who prefer the option of paying in installments.

With Afterpay available on Travelocity, you can enjoy the convenience of booking your flights, accommodations, and other travel services while having the flexibility to pay over time. This allows you to plan your trip without straining your finances and ensures a more enjoyable travel experience.

Travelocity’s integration of Afterpay underscores their dedication to meeting the evolving needs of travelers. By offering Afterpay as a payment option, Travelocity aims to provide a seamless booking experience while giving customers more control over their travel expenses.

Whether you’re planning a weekend getaway or a longer vacation, Afterpay on Travelocity offers a convenient way to book your travel arrangements and pay in affordable installments. Take advantage of this flexible payment option to make your dream trip a reality.

Other travel sites that offer installment payments

In addition to the major travel sites mentioned above, there are also other travel platforms and websites that offer installment payment options, providing travelers with even more flexibility when it comes to booking their trips. Here are a few notable examples:

• Expedia : Expedia not only offers Afterpay as a payment option but also provides travelers with the option to use Affirm, another installment payment service that allows you to pay for your travel expenses over time.
• Traveloka : Traveloka, a popular travel booking platform in Southeast Asia, has its own installment feature called “PayLater.” With PayLater, users can book flights and accommodations and pay for them in installments, making it more convenient for those on a budget.
• Klook : Klook, a platform for booking travel activities and experiences, offers multiple installment payment options, including Afterpay, to make it easier for travelers to plan and enjoy their trips without financial stress.
• Priceline : Priceline, known for its discounted travel deals, provides a “Book Now, Pay Later” option that allows travelers to secure their bookings and pay for them at a later time. This feature is available for select hotels and car rentals.
• Orbitz : Orbitz, another popular online travel agency, offers a “Pay Delay” feature that allows travelers to book their flights, hotels, and vacation packages and delay the payment for up to 21 days, making it easier to manage travel expenses.

These are just a few examples of the many travel sites that offer installment payment options. Whether it’s through their integration with Afterpay, Affirm, or their own proprietary systems, these platforms understand the value of flexible payment options in making travel more accessible and affordable for a wider range of travelers.

Before booking your next trip, it’s always worth checking if your preferred travel site offers installment payment options. This can provide you with the convenience and flexibility to manage your expenses while still enjoying the trip of your dreams.

How does Afterpay work for travel purchases?

Afterpay is a “buy now, pay later” service that allows consumers to make purchases and pay for them in interest-free installments. When it comes to travel purchases, Afterpay works in a similar way, offering travelers the flexibility to pay for their trips over time. Here’s how it works:

1. Choose a travel site or platform that offers Afterpay: Look for travel sites or booking platforms that have integrated Afterpay as a payment option. These platforms will display the Afterpay logo or provide Afterpay as a payment choice during the checkout process.

2. Select Afterpay as your payment method: When making your travel bookings, choose Afterpay as your preferred payment option during the checkout process. If you don’t have an Afterpay account, you can easily sign up for one.

3. Make your initial payment: After selecting Afterpay, you will need to make an initial payment at the time of purchase. This payment typically covers a portion of the total cost, usually around 25%. The exact initial payment amount will vary depending on the travel provider and the total booking price.

4. Pay the remaining balance in installments: Once you’ve made your initial payment, the remaining balance will be divided into three equal installments. These installments are typically due every two weeks. Afterpay will automatically charge the subsequent installments to the payment method you provided during the sign-up process.

5. Enjoy your trip: By using Afterpay for your travel purchases, you can enjoy your trip without the immediate financial burden of paying the full cost upfront. Afterpay allows you to spread out the payments, making them more manageable and giving you greater flexibility in your travel budget.

It’s important to note that Afterpay does perform a credit check during the sign-up process, and approval is subject to meeting their criteria. Additionally, late payments or missed installments may incur fees and impact your ability to use Afterpay in the future.

By understanding how Afterpay works for travel purchases, you can take advantage of this payment option to make your travel plans more affordable and enjoyable, allowing you to explore new destinations or embark on memorable adventures without the immediate financial strain.

Pros and Cons of Using Afterpay for Travel

Afterpay offers a convenient payment option for travelers who want to split the cost of their travel purchases into manageable installments. While there are several advantages to using Afterpay for travel, it’s essential to consider both the pros and cons before deciding if it’s the right choice for your needs. Here are some of the pros and cons of using Afterpay for travel:

• Financial Flexibility: Afterpay allows you to manage your travel expenses more effectively by spreading out the payments over time, reducing the immediate financial burden.
• No Interest or Additional Fees: Afterpay does not charge any interest or additional fees if payments are made on time, making it a cost-effective option compared to traditional credit cards or loans.
• Convenient and Simple Process: Afterpay’s integration with various travel sites makes it easy to select it as a payment option during the checkout process, streamlining the payment experience.
• Budgeting Assistance: Afterpay provides a transparent breakdown of the installment amounts and due dates, helping you budget your finances more effectively and avoid overspending.
• Access to Travel Benefits: By using Afterpay, you can enjoy the benefits and perks of booking your travel arrangements, such as flights and accommodations, without having to pay the full cost upfront.
• Approval and Credit Check: Afterpay does perform a credit check during the sign-up process, and approval is subject to meeting their criteria.
• Potential Late Fees: Late or missed payments may incur fees, adding additional costs and impacting your ability to use Afterpay for future travel purchases.
• Impact on Budget and Cash Flow: While Afterpay provides the flexibility to pay in installments, it’s important to consider how the ongoing payments may impact your budget and cash flow.
• Limited Merchant Acceptance: Not all travel websites or platforms offer Afterpay as a payment option, limiting your choices when it comes to selecting your preferred provider.
• Short-Term Commitment: Afterpay typically requires the complete payment of installments within a few months, which might not be suitable for longer-term travel plans.

Considering these pros and cons will help you weigh the benefits and potential drawbacks of using Afterpay for your travel purchases. It’s important to assess your financial situation, evaluate the specific terms and conditions of Afterpay, and determine if it aligns with your budget and payment preferences.

If used responsibly, Afterpay can be a valuable tool in managing your travel expenses and making your dream trips more affordable. However, it’s always recommended to review and compare different payment options to choose the one that best suits your needs and financial goals.

Afterpay has become a popular payment option in the travel industry, providing travelers with a convenient and flexible way to manage their expenses. By splitting the cost of flights, accommodations, and other travel purchases into equal installments, Afterpay allows individuals to enjoy their dream vacations without the immediate financial burden.

In this article, we explored the advantages of using Afterpay for travel purchases. The financial flexibility it offers, with no interest or additional fees, allows travelers to budget their trips more effectively. Major travel sites like Expedia, Booking.com, and Hotels.com have integrated Afterpay into their payment options, making it even more convenient to book and pay for travel arrangements in installments. Additionally, we discussed other platforms such as Airbnb, Skyscanner, Trip.com, and Travelocity that offer Afterpay as a payment option.

While there are many benefits to using Afterpay for travel, it’s important to consider the potential cons as well. Factors such as credit checks, potential late fees, and limited acceptance by certain merchants should be taken into account when deciding if Afterpay is the right payment method for your needs.

In conclusion, Afterpay provides travelers with a flexible and accessible way to manage their travel expenses. By understanding how Afterpay works, weighing the pros and cons, and assessing your own financial situation, you can make an informed decision regarding the use of Afterpay for your future travel bookings.

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More From Forbes

Planning a vacation here’s your 2024 summer travel insurance guide.

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The joy of a summer vacation. But do you have protection for your trip?

Planning a vacation this summer? Yeah, you and just about everyone else.

More than 9 out of 10 Americans say they'll travel more this year, according to a recent Nationwide Travel Insurance survey . Most of those trips will happen in June, July and August.

Not just that, but 40 percent of the respondents say they'll spend more this year than last year. So how do you protect your vacation investment?

Travel insurance is the standard answer, but what kind of insurance — and how do you find it? That's the question many Americans are wrestling with as they make their travel plans.

Protecting your vacation is a serious concern this summer, experts say.

“Travelers are beefing up their trip protection with security advisory and extraction protection," notes Dan Richards, CEO of The Global Rescue Companies .

It's not just that they're spending more. It's that there's more to lose. The ongoing war in Ukraine, the Hamas attacks on Israel, and other violent conflicts have made travel insurance a key part of trip planning.

This summer may break travel records, experts say.

Samsung Issues Critical Update For Millions Of Galaxy Users

Ufc 300 results bonus winners after historic event, ufc 300 results winners and losers from pereira vs hill fight card, it's going to be a busy summer for travel.

Overall policy sales for the 2024 summer travel season are up this year, but there's a spike in sales for policies in August, which is typically the busiest time of the summer. "Sales are up more than 25% over last year," says Stan Sandberg, co-founder of travel insurance site TravelInsurance.com .

Western Europe continues to be the most popular summer destination for Americans, with some notable hotspots. Travel insurance sales for Greece are up over 60% this year compared with 2023, followed by Norway and Portugal, which are up 57% and 52%, respectively, according to Sandberg.

Everyone's travel insurance needs are different, according to the pros.

What should you insure when you travel this summer?

Laura Heidt, the insurance desk manager for Brownell Travel in Birmingham, Ala., says there are some things every travel insurance policy should cover this summer.

"I always recommend people insure for the unexpected, such as flight delays, missed connections and medical coverage while out of the country," she says. "If you are willing to forgo the cancellation and delay coverages, which are typically the most expensive parts of a policy, you should still, absolutely, cover yourself with at least the medical component."

Heidt says she's seen a 10% boost in travel insurance sales for this summer compared with the same time last year, and many people are opting for the pricier "cancel for any reason" policies, which allow you to cancel your trip and receive a partial refund of your prepaid, nonrefundable travel expenses.

Travel insurance companies are seeing a similar trend.

"A majority of travelers choose a comprehensive travel insurance plan which includes coverage for trip cancellation, emergency medical, lost or delayed baggage and delay," explains Tim Dodge, vice president of marketing at Arch RoamRight .

He says this year, travelers are purchasing travel insurance on average within 11 days of their trip deposit to receive the additional benefit of the waiver exclusion for pre-existing conditions.

If you're traveling with kids, you'll need extra travel insurance protection.

Get a policy that's tailored to your needs

Travel insurance comes in all shapes and sizes. So you'll want to try a few on for size before you buy. You can actually do that, since most policies have a "free look" period that makes them fully refundable for the first week or two (depending on the policy).

"It's important to consider your specific travel plans and any potential disruptions in order to protect your investment," says Robert Gallagher, president of the US Travel Insurance Association (USTIA).

He says traditional plans offer coverage for unexpected cancellations, interruptions, delays, emergency medical expenses and lost or delayed baggage. For international travel, USTIA advises opting for a plan with emergency medical and medical evacuation coverage.

It also depends on who you're traveling with. For example, if you're traveling with your children, you'll want to consider a family-friendly priced travel insurance plan. But your destination also matters, says Carol Mueller, vice president at Berkshire Hathaway Travel Protection (BHTP).

"For young families, I typically recommend the ExactCare plan due to its pricing of two children at no additional cost for every one adult on the policy," she says. "However, for families venturing abroad, I’d suggest considering a plan like BHTP's LuxuryCare, which is designed to meet the distinctive needs of a high-investment vacation.”

You have choices when it comes to family coverage. For example, Allianz’s OneTrip Prime plan also includes coverage for kids 17 and younger when traveling with a parent or grandparent.

Medical evacuations can be expensive.

Look beyond travel insurance for extra protection

Mike Hallman, CEO of the air medical transport and travel security program Medjet , says MedjetHorizon memberships are selling briskly. They offer 24/7 security and crisis response, as well as transportation to a hospital at home if you're injured. Travelers are skittish even if they aren't going bungee-jumping.

"With geopolitical tensions still growing — all the riots in France, Italy, Ecuador and other tourist destinations over the last year — and crime causing the threat level to be raised for the Bahamas and Jamaica, it’s no wonder," he adds.

He makes a good point. Travel insurance can cover many of the events you're likely to encounter, such as a missed connection, lost luggage or a medical emergency. But it's also important to know what isn't covered — and to make plans accordingly.

Beware of travel insurance "overconfidence"

The summer travel season is still a few months away, but insurance experts are worried. Yes, they've seen a general uptick in insurance sales, but some travelers remain unprotected.

"We've started to see early signs that travelers are exercising less caution and are slightly less likely to sign up for travel insurance," says Joe Cronin, CEO of International Citizens Insurance .

By comparison, travelers purchased plenty of medical insurance in 2020 and 2021 because of the pandemic. Cronin believes travelers were terrified of getting stuck with COVID-19 in a foreign country without insurance.

"To those who are thinking about traveling internationally without travel insurance, my recommendation is to spend a few minutes looking deeper before deciding," he adds.

Some types of insurance, such as a standalone medical policy, cost just a few dollars a day. A medical evacuation membership is also affordable. And even full-featured travel insurance policies can be cost-effective when you consider the benefits.

"Don’t put your summer travel memories, or your investment, at risk by forgoing the right vacation coverage," says Daniel Durazo, director of communications at Allianz Partners USA . "With international travel peaking during the summer season, an unprotected trip can leave travelers on the hook for costs resulting from an unexpected trip delay or medical emergency abroad."

Bottom line: Seriously consider travel insurance to protect your trip — and don't be overconfident. You never know what might happen this summer.

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Biden Announces Student Debt Relief for Millions in Swing-State Pitch

During an appearance in Wisconsin, President Biden said 10 million borrowers could see debt relief of at least $5,000. The plan could help rally support among young voters.

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Biden Announces New Plan for Student Debt Relief

President biden announced a large-scale effort to help pay off federal student loans for more than 20 million borrowers..

Today, I’m proud to announce five major actions to continue to relieve student debt for more than 30 million Americans since I started my administration. And starting this fall, we plan to deliver up to $20,000 in interest relief to over 20 million borrowers and full forgiveness for millions more. [applause] I will never stop to deliver student debt relief and hardworking Americans. And it’s only in the interest of America that we do it. And again, it’s for the good of our economy that’s growing stronger and stronger, and it is, by freeing millions of Americans from this crushing debt of student debt. It means they can finally get on with their lives instead of being put — their lives being put on hold.

By Michael D. Shear

Reporting from Madison, Wis.

President Biden on Monday announced a large-scale effort to help pay off federal student loans for tens of millions of American borrowers, seeking an election-year boost by returning to a 2020 campaign promise that was blocked by the Supreme Court last year.

Mr. Biden’s new plan would reduce the amount that 25 million borrowers still owe on their undergraduate and graduate loans. It would wipe away the entire amount for more than four million Americans. Altogether, White House officials said, 10 million borrowers would see debt relief of $5,000 or more.

“While a college degree still is a ticket to the middle class, that ticket is becoming much too expensive,” Mr. Biden said during a speech to a small but enthusiastic audience filled with supporters. “Today, too many Americans, especially young people, are saddled with too much debt.”

Mr. Biden announced the plan in Madison, Wis., the capital of a critical swing state and a college town that symbolizes the president’s promise to make higher-education affordability a cornerstone of his economic agenda.

But it is a promise he has so far failed to achieve, largely because of legal challenges from Republicans and other critics. They accuse Mr. Biden of unlawfully using his executive authority to enact a costly transfer of wealth from taxpayers who have not taken out federal student loans to those who have.

Officials did not say how much the new plan would cost in coming years, but critics have said it could increase inflation and add to the federal debt by billions of dollars.

Mr. Biden said his new effort would help the economy by removing the drag of enormous debt from people who would otherwise not be able to buy a home or pursue a more economically sound future.

“We’re giving people a chance to make it,” Mr. Biden said. “Not a guarantee. Just a chance to make it.”

Mr. Biden’s announcement was a presidential do-over. In the summer of 2022, he put in motion a plan to wipe out $400 billion in student debt for about 43 million borrowers. That was blocked by the Supreme Court , which said he exceeded his authority. In the months since, Mr. Biden has waived small amounts of debt using existing programs. But now he is attempting a larger effort closer to the scale of his first try.

The original plan relied on a law called the HEROES Act, which the administration argued allowed the government to waive student debt during a national emergency like the Covid pandemic. The justices disagreed after Republican attorneys general and others challenged the debt waiver plan.

The new approach is different.

For months, Mr. Biden’s Education Department has been developing regulations using a long process authorized by the Higher Education Act. Instead of an across-the-board waiver of debt, the new approach targets five groups of borrowers: those whose loans have ballooned because of interest; borrowers who have been paying for decades; those who have economic hardship; people who qualify for existing debt relief programs but have not applied; and people whose loans come from schools that have since been denied certification or have lost eligibility for federal student aid programs.

Administration officials said because the new approach is based on a different law, it is more likely to survive the expected challenges. They said lawyers for the White House and the Education Department have studied the Supreme Court ruling and have designed the new program to make sure it does not violate the principles laid out by the justices.

But lawyers for those who oppose the approach are likely to argue that waiving the debt is unfair to those who already paid back their loans or never took out college loans in the first place. That argument helped sway the justices in the last case.

Neal McCluskey, the director of the Center for Educational Freedom at the Cato Institute, called the new plan “dangerous policy” that is unfair to taxpayers and would cause colleges and universities to raise their prices.

“The Constitution gives Congress, not the president, the authority to enact law, and the Supreme Court has already struck down a unilateral, mass student debt cancellation scheme by the Biden administration,” he said. “It would stick taxpayers with bills for debts other people chose for their own financial advancement.”

The legal challenges will likely take months to resolve, and that could leave the debt relief plan in limbo as voters go to the polls in November to choose between Mr. Biden and former President Donald J. Trump.

Members of Mr. Biden’s administration fanned out across the country on Monday to talk about the new plan, betting that it will rally support among voters who were disappointed that the court blocked the first one, which would have eliminated up to $20,000 in debt for tens of millions of borrowers. Vice President Kamala Harris held a round-table discussion with a teacher, a nurse and a social worker in Philadelphia. Miguel A. Cardona, the education secretary, spoke in New York City.

“We need you to stay in these jobs doing this work,” Ms. Harris said in the library of an elementary school. “And you shouldn’t have to make a decision about whether you serve or are able to pay your bills.”

But beyond the threat of legal action, the president faces steep obstacles just because of the calendar. The new plan has not yet been published in the Federal Register, which will kick off a required, monthslong public comment period before it can take effect. Officials said on Sunday only that they hoped some of the provisions would begin going into effect in “early fall” of this year.

Administration officials hope that the president’s supporters will give him credit for trying, even if many of the borrowers do not end up seeing any relief before they go to the ballot box. Andrew O’Neill, the legislative director for Indivisible, a liberal advocacy organization, praised Mr. Biden’s announcement.

“Progressives have led the fight for student debt cancellation, and Joe Biden has responded,” he said in a statement. “More than 30 million folks will now get relief from Biden’s programs. That’s a huge deal.”

White House officials have been scrambling for months to respond to the anger about student loans among the president’s base. In one poll released last month, more than 70 percent of young people said the issue of student loan forgiveness was “important” or “very important” to them as they make their decision in the 2024 election campaign.

Officials said the five groups of people targeted in the new plan will address most of the egregious issues that some borrowers have with their student loans.

People whose loans have grown beyond the amount they originally borrowed because of interest would have up to $20,000 of that interest wiped away, leaving them to repay only the amount they originally borrowed. People making less than $120,000 a year, or couples making less than $240,000, would qualify to have all of their interest forgiven.

Officials said that 23 million people would most likely have all of their interest-related balances waived from that provision.

About two million borrowers who already qualify to have their student loans waived under existing programs have not applied for relief. Under the new rules, the Education Department would be authorized to cancel the debt for those people without their having to apply.

People who took out federal student loans for undergraduate degrees and began repaying them more than 20 years ago would automatically have the debt canceled under the new plan. Graduate students who borrowed money and began repaying 25 years ago would have their debt canceled.

Officials said that about 2.5 million people would qualify under that rule.

People who borrowed money to attend colleges that have since lost their certification or their eligibility to participate in the federal student aid program would have their debt canceled. Officials did not say how many people that would affect. And people who are especially burdened with other expenses — such as high medical debt or child care — could apply to have their student loans forgiven.

Officials did not estimate how many people might qualify for what they called the “hardship” programs.

Nicholas Nehamas contributed reporting from Philadelphia.

Michael D. Shear is a White House correspondent for The New York Times, covering President Biden and his administration. He has reported on politics for more than 30 years. More about Michael D. Shear

Our Coverage of the 2024 Election

Presidential Race

In his final campaign rally before his criminal trial in Manhattan was set to begin, former President Donald Trump cast himself as a victim of political persecution .

An average of recent surveys, including a new poll  by The New York Times and Siena College, shows that President Biden is inching closer to Trump, Nate Cohn writes .

At a rally in Arizona days after the state’s top court upheld a near-total ban on abortion, Vice President Kamala Harris placed the blame directly on Trump .

Vice-Presidential Calculations: As Trump sifts through potential running mates, he has peppered some advisers and associates with a direct question: Which Republican could best help him raise money ?

Embracing the Jan. 6 Rioters:  Trump initially disavowed the attack on the Capitol, but he is now making it a centerpiece of his campaign .

Mobilizing the Left: Amid the war in Gaza, the pro-Palestinian movement has grown into a powerful, if disjointed, political force in the United States. Democrats are feeling the pressure .

On a Collision Course:  As president, Trump never trusted the intelligence community. His antipathy has only grown since he left office, with potentially serious implications should he return to power .

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How to Make a Flight Payment Plan with No Credit Check

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

If you need to buy a plane ticket but don’t want to pay the full amount upfront, an option to consider is purchasing your flight using a flight payment plan that doesn’t require a credit check.

This can be a valuable option for travelers who can’t or don’t want to pay the total amount of the flight right away but who also don’t want to put the travel on a credit card — which may carry a sizable interest rate. 

If you’re considering this option, keep reading to learn how to find a flight payment plan. 

What is a flight payment plan?

A flight payment plan is a buy now, pay later option for booking flights. While the specifics vary based on your particular plan and other factors, a flight payment plan involves paying for the flight over time in equal installments. Usually, you can find these payment plans as a checkout option on the airline or online travel agency's website. Look for buy now, pay later plans from companies like Uplift, Affirm, Klarna or PayPal Credit.

Here’s an example of how a flight payment plan works:

Say you want to buy a round-trip ticket on Southwest Airlines, flying from Oakland, Calif., to Fort Lauderdale, Fla. You find a ticket that departs on Sept. 6, 2023, and returns on Sept. 14 for $447.97. 

Southwest allows you to pay in full or spread out your payments at checkout using Uplift. Uplift is a company that will enable qualifying customers to pay $47.34 at booking and then pay an additional $47.34 each month for the following nine months. Using the Uplift option, you’d pay $473.40 for your flight — $25.43 more than if you paid directly.

Although you’ll end up paying slightly more for the flight using Uplift than you would if you paid in full right away, this can be a great option for travelers who don’t have a credit card or who want to avoid using a credit card, especially if the card has a high interest rate.

» Learn more: 5 ways credit cards can beat buy now, pay later plans

Why look for flight payment plans with no credit checks?

Before signing up for a flight payment plan, check to see if you’ll be subject to a hard credit check for approval. Many buy now, pay later services only do a "soft credit inquiry." The main difference between a soft and a hard credit check is that a soft credit check doesn’t affect your credit score, whereas a hard credit check will.

Your credit score is essential for several reasons, including getting preferential interest rates for car loans or home mortgages, which is why you should favor flight payment plans that don’t require hard credit checks.

» Learn more: 6 tips for traveling without a credit card

Making a flight payment plan with no credit check

If you’re looking to use a flight payment plan to buy a plane ticket, the next step is to book your travel with either an airline or a booking website that offers flight payment plan options — and be sure to look for one that doesn’t require a hard credit check.

Airlines and booking websites that offer flight payment plans with no hard credit checks include:

United Airlines.

Southwest Airlines.

American Airlines.

Alaska Airlines.

While the exact steps will vary based on who you’re booking with, you’ll typically take the following steps to book your flight and secure your payment plan:

Search for and select the flight you want to book. Indicate that you’d like to use a buy now, pay later plan.

Fill in the information required to set up your payment plan, which may include your name, birthday, Social Security number and phone number. 

If you’re approved, select the payment option you want to use.

After you find a plan that works for you, accept the plan. You’ll usually also have to make an initial deposit. 

If you want to book a flight with an airline or booking site that doesn’t allow you to set up a flight payment plan at checkout, you may be able to set up a plan directly with a buy now, pay later company. For instance, Zip.co allows you to set up a flight payment plan with Booking.com or Delta with no hard credit check.

» Learn more: The problems with using buy now, pay later to fund travel

Flight payment plans with no credit check recapped

If you’re purchasing a flight and don’t have the funds available to pay for it in full upfront — or if you’d rather spread out your payments over time — it’s worth considering a flight payment plan.

However, finding a plan that doesn’t require a hard credit check is best since that can lower your credit score. 

To secure a flight payment plan with no credit check, you should first look into airlines and booking websites that offer that option, such as Alaska Airlines, United and Priceline.

After you find a flight you like, fill in the relevant information and review your payment options. If the plan looks good to you, accept the terms, including paying an initial deposit.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1.5%-6.5% Enjoy 6.5% cash back on travel purchased through Chase Travel; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

$300 Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

on Capital One's website

2x-5x Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

75,000 Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

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IRS Tax Tip 2024-31, April 10, 2024

Taxpayers who can't pay their tax bill by the April 15, 2024, deadline shouldn't panic – the IRS is here to help. There are several options to help taxpayers meet their obligations.

It's important for taxpayers to file their tax return or request an extension of time to file at IRS.gov/extension by the April 15, 2024, deadline – even if they can't pay their full tax bill. This will help them avoid a failure to file penalty .

This extension applies only to the filing deadline, not the payment deadline. Except for eligible victims of recent natural disasters who have until Oct. 15 to make various tax payments, taxpayers who can't pay the full amount of taxes they owe by April 15 should file and pay what they can. Making a payment, even a partial payment, will help limit penalty and interest charges.

Help for taxpayers who can’t pay in full

The IRS has options available to help those who owe a tax obligation and can't pay all or part of it. Those struggling to meet their tax obligation may consider these options to resolve their tax bill.

Online payment plans

Taxpayers who owe but can’t pay in full by April 15 don't have to wait for a tax bill to set up a payment plan. They can apply for a payment plan at IRS.gov/paymentplan . These plans can be short- or long-term.

• Short-term payment plan – The payment period is 180 days or less, and the total amount owed is less than $100,000 in combined tax, penalties and interest.
• Long-term payment plan – The payment period is longer than 180 days, paid in monthly payments, and the amount owed is less than $50,000 in combined tax, penalties and interest.

Offer in compromise

An offer in compromise lets taxpayers settle their tax debt for less than the full amount they owe. It may be an option if they can't pay their full tax liability or doing so creates a financial hardship. The IRS considers a taxpayer's unique set of facts and circumstances when deciding whether to accept an offer.

Taxpayers can see if they're eligible and prepare a preliminary proposal with the Offer in Compromise Pre-Qualifier Tool .

Penalty relief to eligible taxpayers

Taxpayers may qualify for penalty relief if they tried to comply with tax laws but were unable due to circumstances beyond their control.

Penalties may apply

Taxpayers who owe tax and don't file on time may be charged a failure to file penalty. This penalty is usually five percent of the tax owed for each month or part of a month that the tax return is late, up to 25 percent. The failure-to-pay penalty applies if a taxpayer doesn't pay the taxes they report on their tax return by the due date.

Interest is based on the amount of tax owed and for each day it's not paid in full. The interest is compounded daily, so it’s assessed on the previous day's balance plus the interest. Interest rates are determined every three months and can vary based on type of tax -- for example, individual or business tax liabilities. More information is available on the interest page of IRS.gov.

More information

• IRS.gov/payment
• What if I can't pay my taxes?
• What Is the due date of my federal tax return or am I eligible to request an extension?
• Tax Topic 653, IRS notices and bills, penalties, and interest charges

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