que es travel rewards

– Caroline Trefler, editora de viajes

Lo mejor para las recompensas flexibles sin cuotas anuales: Recompensas de viaje de Bank of America

"Personalmente busco tarjetas de crédito que ofrezcan recompensas de viaje extremadamente flexibles y sin tarifas anuales. Cuando tiene que reservar un viaje a través del portal de viajes de la tarjeta de crédito, tiende a ser muy limitante, puede que no tenga los mejores horarios de vuelo, por ejemplo , o incluso la aerolínea que desee. Sin embargo, algunas tarjetas de crédito le permiten recuperar efectivo de sus compras de viajes después del hecho. Así que puede continuar y reservar su hotel o aerolínea donde quiera y canjear los puntos que acumuló en esas compras por dinero en efectivo. La tarjeta de crédito Bank Of America Travel Rewards lo permite, y sin una tarifa anual, que puede ser considerable. Preste atención a la cantidad de puntos que obtiene por cada dólar gastado en viajes para maximizar sus ahorros ".

– Kelsey Blodget, Editora Ejecutiva Senior en Oyster.com

Lo mejor para Hilton Hotel Stays gratis: Hilton HHonors Surpass Card

"Mi tarjeta de crédito para ir de viaje es definitivamente la Hilton HHonors Surpass Card de American Express. Los hoteles Hilton están en todas partes, y como esta tarjeta hace que los puntos sean fáciles de ganar, es una gran excusa para derrochar. En un viaje reciente a Hawaii, derrochado en el Grand Wailea, un Waldorf Astoria Resort . No solo pude cubrir mi estancia con puntos, sino que gané 12 veces los puntos por cada dólar que gasté en su spa y restaurante de 50,000 pies cuadrados que sirve pescado tropical y langosta fresca de la laguna debajo. Es una gran tarjeta para cualquier persona que disfrute de la marca Hilton y ya que actualmente ofrece una bonificación de registro de 75,000 puntos, ahora es un buen momento para subir a bordo, si usted gasta una feria La tarjeta viene con una tarifa anual de $ 75, así que asegúrese de gastar y permanecer en Hilton con la frecuencia suficiente para que esta tarjeta valga la pena la inversión ".

– Meg Butler, Editora en Frugal Travel Guy

La mejor tarjeta para vuelos transatlánticos regulares: Visa Signature de British Airways

"Cuando vivía en Europa, era relativamente fiel a mi tarjeta Visa de British Airways porque era la línea aérea que más frecuentemente tomaba para vuelos de larga distancia de regreso a los EE. UU. Me encantaba utilizar los puntos Avios que obtuve de esos vuelos transcontinentales hacia la base tarifa en excursiones cortas por Europa. Esta tarjeta ofrece un bono de inicio de sesión de 50,000 puntos, si gasta $ 3,000 en tres meses, y tres puntos por dólar gastado en compras de British Airways, Iberia u OpenSkies (un punto por cada dólar para todos otros gastos). Normalmente ganaba suficientes puntos para cubrir uno o dos vuelos de ida y vuelta por Europa cada año ".

– Rachel Doyle, Subdirectora de Atlas Obscura

Lo mejor para viajes completos (y el más popular): Chase Sapphire Preferred

"Aunque hay muchas opciones disponibles para los viajeros, la tarjeta que tiene más sentido para mí es la tarjeta Chase Sapphire Preferred. Con una tarifa anual de $ 95 que comienza en el segundo año y una generosa bonificación de inscripción, Chase Sapphire Preferred [ card] permite a los viajeros ganar puntos ilimitados de Ultimate Rewards en gastos diarios, y puntos dobles en todos los restaurantes. Lo que me encanta de los puntos de Ultimate Rewards es su flexibilidad: los puntos se pueden transferir a aerolíneas en las tres principales alianzas, así como a tres hoteles asociados Además, la fusión y la alianza entre Marriott Rewards y Starwood Preferred Guest significa que esos puntos se pueden transferir aún más ".

– Joe Cortez, escritor principal en FlyerTalk

"Una de mis tarjetas favoritas es la Visa Preferida Chase Sapphire. Eso se debe a que puede ganar muchos puntos en relación con el dinero que gasta, y esos puntos son valiosos y fáciles de usar. El tipo de persona que sacará el máximo provecho de Esta tarjeta es alguien que viaja con frecuencia, que come mucho y quiere usar sus puntos para vuelos United o Star Alliance, o para asientos con premio de cabina premium en Singapur o Corea. Chase Sapphire Preferred podría no ser la mejor tarjeta para usted si usted tiene la mayor parte de sus millas con American Airlines o Delta. Mientras puede transferir puntos de Chase al socio de American Airlines, con el objetivo de usarlos para vuelos dentro de la alianza Oneworld, o transferirlos al socio de Korean Air, con el objetivo de usándolos para vuelos dentro de la alianza SkyTeam, ese proceso no es tan fácil como lo es con United ".

– Wendy Perrin, Fundadora de WendyPerrin.com

"He estado usando religiosamente la tarjeta Chase Sapphire Preferred por años. He conseguido un montón de viajes gratis, pero recientemente mi (ahora) esposa y yo la usamos para ir a nuestra boda, que estaba en Grecia. Transferí los puntos al United y volamos negocios y primero a Atenas vía Viena en Austrian Airlines (un socio de la alianza United), que tiene algunos de los mejores alimentos de aerolíneas que he tenido. Esto suena extraño, pero su lubina es increíble. Y sus asientos planos eran más cómodos que algunas camas de hotel ".

– Jeremy Tarr, director editorial de Fodors.com

Historias relacionadas:

• Una guía de expertos en viajes sobre cómo superar el regateo
• ¿Cuánto cuesta $ 25 para la cena en todo el mundo?
• Nuestros destinos favoritos donde su dólar estadounidense se estirará más lejos este invierno

All products are independently selected by our writers and editors. If you buy something through our links, Oyster may earn an affiliate commission.

• Credit Cards
• Best Travel Credit Cards

19 Best Travel Credit Cards Of May 2024

Expert Reviewed

Updated: Apr 26, 2024, 12:13pm

For anyone who travels enough to have a separate savings account, like I do, credit cards are a valuable resource toward booking and paying for your trip. The rewards can offset a huge portion of your out-of-pocket expenses, and the best cards often pay for themselves in money saved and headaches avoided.

Why you can trust Forbes Advisor

Our editors are committed to bringing you unbiased ratings and information. Our editorial content is not influenced by advertisers. We use data-driven methodologies to evaluate financial products and companies, so all are measured equally. You can read more about our editorial guidelines and the credit card methodology for the ratings below.

• 113 countries visited
• 5,500 hotel nights spent
• 93,000,000 miles and points redeemed
• 29 loyalty programs covered

Best Travel Rewards Credit Cards

• Chase Sapphire Preferred® Card : Best Travel Credit Card for Beginners
• Capital One Venture X Rewards Credit Card : Best Premium Travel Rewards Card
• Chase Sapphire Reserve® : Best Travel Credit Card for International Travel
• The Platinum Card® from American Express : Best Travel Rewards Credit Card for Lounge Access
• American Express® Gold Card : Best Travel Rewards Earning for Foodies
• Capital One Venture Rewards Credit Card : Best Flat-Rate Rewards Credit Card for Travel
• Citi Premier® Card : Best for Citi Customers
• Bilt World Elite Mastercard® : Best Travel Rewards Credit Card With No Annual Fee
• Credit One Bank Wander® Card : Best Travel Credit Card for Fair Credit
• Aeroplan® Credit Card : Best Airline Rewards Program for International Travel
• United Quest℠ Card : Best United Credit Card
• United Club℠ Infinite Card : Best Premium Airline Card
• British Airways Visa Signature® Card : Best for British Airways Passengers
• Southwest Rapid Rewards® Priority Credit Card : Best for Southwest Passengers
• IHG One Rewards Premier Credit Card : Best Midrange Hotel Card
• The World of Hyatt Credit Card : Best Travel Credit Card for Hyatt Loyalists
• Marriott Bonvoy Boundless® Credit Card * : Best for Marriott Customers
• Hilton Honors Aspire Card from American Express * : Best Premium Hotel Card
• Wyndham Rewards Earner® Card * : Best No Annual Fee Hotel Card

Best General Purpose Travel Credit Cards

Best travel credit card for beginners, chase sapphire preferred® card.

Up to 5x Reward Rate

Earn 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all Read More

Welcome Bonus

60,000 bonus points

Regular APR

21.49%-28.49% Variable

Credit Score

Excellent, Good (700 - 749)

I jumped at the chance to get the Chase Sapphire Preferred® Card when it was first launched. More than a decade later, I’m still a loyal cardholder.

Why We Like It

For a modest annual fee (which is partially justified with an annual hotel credit) you get a rare mix of high rewards rates and redemption flexibility.

What We Don’t Like

The highest earning rate requires making reservations through Chase Travel℠ and doesn’t include direct bookings or online travel agencies.

Who It’s Best For

Travelers who want to earn transferable points without a steep annual fee.

• Earn high rewards on several areas of spending
• Transfer points to travel partners at 1:1 rate
• Many travel and shopping protections
• No intro APR offer
• Best travel earning rates are only for bookings through Chase
• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC

Best Premium Travel Rewards Card

Capital one venture x rewards credit card.

Up to 10X Reward Rate

Earn 2 miles per dollar on all eligible purchases, 5 miles per dollar on flights and 10 miles per dollar Read More

Earn 75,000 bonus miles

19.99% - 29.99% (Variable)

Excellent (750 - 850)

The Capital One Venture X Rewards Credit Card ( rates & fees ) is packed with extras that put it firmly in competition with other upscale credit cards. Just as important, the easy earnings structure is ideal for anyone who doesn’t want to stress over details.

Its annual fee is easily recouped through an annual travel credit and bonus miles, which makes the perks feel almost free.

The flat-rate earnings mean that if you have high spending in a single category, you might be better off with a different card.

Travelers who want premium benefits and are willing to book through Capital One travel at least once a year.

• Annual fee lower than others in its category
• Annual travel credit through Capital One Travel and anniversary miles alone could justify the annual fee
• Miles are easy to earn and easy to use
• Lack of domestic airline and upscale hotel travel partners
• Capital One lounge network in its infancy
• Lack of hotel status benefits
• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
• Receive up to a $100 credit for Global Entry or TSA PreCheck®

Best Travel Credit Card for International Travel

Chase sapphire reserve®.

Up to 10x Reward Rate

Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Read More

22.49%-29.49% Variable

Earn superior points rates if you spend frequently on travel and dining out with the Chase Sapphire Reserve® . Its greatest selling point, though, is the awesome list of 1:1 transfer partners.

The $300 travel credit compensates for much of the annual fee, and the travel protection benefits have personally reimbursed me more than $1,000.

There’s an extra fee to add an authorized user to your account.

Anyone looking to take advantage of built-in travel insurance protections.

• $300 annual travel credit is incredibly flexible
• Generous welcome bonus
• Get 50% more value when you redeem points for travel through Chase
• Points transfer to valuable airline and hotel partners
• High annual fee
• High variable APR on purchases
• Excellent credit recommended
• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Travel℠.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more

Best Travel Rewards Credit Card for Lounge Access

The platinum card® from american express.

5X Reward Rate

Earn 5 Membership Rewards Points per dollar on prepaid hotels booked with American Express Travel and on flights booked directly Read More

Earn 80,000 points

See Pay Over Time APR

Excellent/Good (700 - 749)

The Platinum Card® from American Express (terms apply, see rates & fees ) is destined for frequent travelers who intend to fully leverage the rich set of travel benefits. Trust me when I say the perks can make you feel like a VIP. The staggering annual fee for this classic status card won’t be worth it for everyone, but in the right hands the expense can be well justified.

Lounge access with this card extends beyond the Priority Pass membership you see on other premium cards.

Many of the statement credits and other offers have limitations for how you can use them.

Cardholders who will track and maximize the long list of member benefits.

• High reward potential on flights and hotels booked through American Express Travel
• Multiple credits can help justify the fee
• Comprehensive airport lounge access
• Luxury travel benefits and elite status with Hilton and Marriott with enrollment
• Very high annual fee
• Maximizing the statement credits takes some work and could be impractical for many
• Reward rate outside of travel is sub-par for a premium card
• Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
• $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
• $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
• $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
• $695 annual fee.
• Terms Apply.

Runner-Up Travel Cards

Best travel rewards earning for foodies, american express® gold card.

Up to 4X Reward Rate

Earn 4X Membership Rewards® points at restaurants, plus takeout and delivery in the U.S.; Earn 4X Membership Rewards® points at Read More

Earn 60,000 points

Foodies and travelers can leverage the American Express® Gold Card (terms apply, see rates & fees ) to the hilt, earning up to 4 points per dollar. The annual fee may seem intimidating—I get that. But my household comes out ahead by taking advantage of the card’s dining credits and rotating Amex Offers.

The grocery earnings on this card are impressive and rare for a travel card. Earn on everyday spending and redeem toward vacation: perfect.

The dining credits and Uber Cash are provided monthly rather than in an annual lump sum.

Cardholders with high spending on food expenses.

• High rewards earnings possibilities
• Points transfer option to many partners
• Add up to 5 authorized users for no additional annual fee
• Can choose from regular or rose gold versions
• No lounge benefits
• Limited options to carry a balance
• High APR for pay over time feature
• High pay over time penalty APR
• Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
• Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
• Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
• $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
• $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
• Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
• Choose the color that suits your style. Gold or Rose Gold.
• No Foreign Transaction Fees.
• Annual Fee is $250.

Best Flat-Rate Rewards Credit Card for Travel

Capital one venture rewards credit card.

Up to 5X Reward Rate

Earn 5X miles on hotels and rental cars booked through Capital One Travel. Earn 5X miles on Capital One Entertainment Read More

Casual travelers who don’t plan to carry a balance will find good value in the Capital One Venture Rewards Credit Card‘s ( rates & fees ) earnings rates. And if you appreciate the skip-the-line perks of TSA PreCheck® and Global Entry as much as I do, you’ll be grateful for the up to $100 credit toward program fees.

You can earn double miles on every purchase and access transfer partners without ponying up a triple-digit annual fee.

The card is light on big-ticket benefits compared to peers.

Cardholders who want to earn travel rewards at a flat rate.

• Solid rewards rate
• Global Entry or TSA PreCheck® statement credit (up to $100)
• No foreign transaction fees
• Miles are easy to redeem either via partner transfers or by applying against travel purchases
• $95 annual fee
• No introductory APR on purchases or transfers
• Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
• Earn unlimited 2X miles on every purchase, every day
• Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
• Miles won’t expire for the life of the account and there’s no limit to how many you can earn
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
• Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
• Transfer your miles to your choice of 15+ travel loyalty programs

Best for Citi Customers

Citi premier® card.

Earn 3 points per dollar at restaurants, supermarkets, gas stations, hotels and air travel. 1 point per dollar on all Read More

60,000 points

21.24% - 29.24% (Variable)

With 3 points earned per dollar spent on many travel staples and at gas stations, the Citi Premier® Card could be a perfect fit for road warriors and frequent travelers.

Citi ThankYou® Points might be the underdog of flexible rewards programs—there are some hidden values accessible through the program.

The card’s high APR and lack of an intro APR offer make it a poor choice for anyone looking to carry a balance.

Customers looking to earn transferable rewards on everyday purchases.

• Flexible travel redemption options
• No foreign transaction fee
• Add authorized users for no additional cost
• Annual fee with no first-year waiver
• No travel or purchase protections
• Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
• Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
• Earn 3 Points per $1 spent at Restaurants and Supermarkets
• Earn 1 Point per $1 spent on all other purchases
• Annual Hotel Savings Benefit
• 60,000 ThankYou® Points are redeemable for $600 in gift cards or travel rewards at thankyou.com
• No expiration and no limit to the amount of points you can earn with this card

Best Travel Rewards Credit Card With No Annual Fee

Bilt world elite mastercard®.

Up to 3x Reward Rate

1x on rent payments with no transaction fee (on up to 100,000 points each calendar year). 2x points on travel Read More

Good/Excellent (700 - 749)

Pay rent, earn rewards and use your earnings for travel. I wish the Bilt World Elite Mastercard® ( rates & fees ) existed when I was still renting, so something positive would have come out of those expenses. Even without a rent payment, the earning rates and redemption options aren’t too shabby.

There aren’t many options to earn transferable miles without an annual fee or a card pairing, especially considering how many partners Bilt has.

There’s no welcome offer on this card whatsoever.

Anyone who regularly makes rent payments.

• Earn rewards on rent
• Primary car rental and cell phone insurance
• Points can be transferred to partners
• Requires five card transactions per statement period to earn rewards
• No welcome bonus
• High regular APR range
• Rewards outside of rent spend are relatively low compared to other cards
• Earn points when you make 5 transactions that post each statement period
• $0 annual fee
• 1x points on rent payments with no transaction fee (on up to 100,000 points each calendar year)
• 2x points on travel (when booked directly with an airline, hotel, car rental or cruise company)
• 3x points on dining
• Plus 1x points on other purchases
• Cell Phone Insurance
• Purchase security (theft and damage protection)
• Mastercard® World Elite Concierge
• Lyft Credits
• No foreign currency conversion fee
• Rewards & benefits terms

Best Travel Credit Card for Fair Credit

Credit one bank wander® card.

Earn 10X points on eligible hotels and car rentals booked through the Credit One Bank travel site; earn 5X points Read More

29.74% Variable

Fair/Good (650 - 699)

The Credit One Bank Wander® Card is a rare card that combines high-value travel and gas earnings but requires only average credit to apply. Once you get it, I’d recommend working hard to rebuild your credit and apply for a similar card without an annual fee, but it’s a great stepping stone in the meantime.

Almost everyone looking for a travel card will spend on the card’s bonus categories of airfare, gas and dining.

Maximizing the 10x categories requires booking through the Credit One travel partner.

Travelers with fair credit.

• High reward potential
• Issuer advertises requiring an average minimum credit rating
• No low introductory APR period
• High 29.74% Variable APR
• Earn 10x points on eligible hotels and car rentals booked through the Credit One Bank travel partner site
• Earn 5x points on eligible travel, dining, and gas
• Earn 1x points on all other purchases
• Redeem your reward points for statement credits, gift cards, merchandise, flights, hotels, and more
• With $0 Fraud Liability, you won’t be responsible for unauthorized charges
• Free Online Credit Score and Credit Report summary, terms apply
• If you are a Covered Borrower under the Military Lending Act, you may get a different offer
• See Rates & Fees

Best Travel Cards for Airlines

Best airline rewards program for international travel, aeroplan® credit card.

Earn 3x points for each dollar spent on grocery stores, dining at restaurants including takeout and eligible delivery services, and Read More

21.74% - 28.74% Variable

Good, Excellent (700 - 749)

Many people—myself included—might be tempted to overlook this card that seems geared toward Air Canada passengers. But the Aeroplan® Credit Card recently caught my eye for its strong earning potential and the option to redeem miles for award flights on partner airlines, of which there are dozens.

Not only can you earn quickly with this card, but your miles stretch far, too. Cardholders may have access to reduced price award flights.

Learning the ins and outs of Aeroplan rewards requires a little extra attention.

Savvy travelers who mostly fly internationally.

• Excellent rewards earning
• Travel benefits including perks for Air Canada flyers
• Lacks non-travel related benefits
• Earn 60,000 bonus points
• Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
• $95 Annual Fee
• Redeem points for both international and domestic flights with the Aeroplan® Credit Card.
• Fly to another continent and travel the world with the Aeroplan® Credit Card.
• Earn 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly. Earn 1X point for each dollar spent on all other purchases.
• 500 bonus points for every $2,000 you spend in a calendar month – up to 1,500 points per month.

Best United Credit Card

United quest℠ card.

Up to 3X Reward Rate

3 miles per $1 spent on United® purchases. 2 miles per $1 spent on dining, select streaming services & all Read More

Earn 60,000 bonus miles

21.99% - 28.99% Variable

Frequent United Airlines customers will appreciate that the United Quest℠ Card comes with an annual $125 United credit, rewards on travel and dining and travel protections such as primary car rental coverage and trip cancellation insurance.

This card rewards your loyalty. You can earn award flight credits after renewing the card and booking eligible award flights with your miles.

The annual fee on the United Quest is more than double the average airline card.

United flyers who aren’t interested in committing to an ultra-premium card.

• $125 annual United purchase credit
• Earn up to two 5,000-mile award flight credits annually
• Two free checked bags for cardholder and a companion traveling on the same reservation
• Earn up to 6,000 Premier Qualifying Points annually
• Primary auto collision damage waiver for eligible rentals
• Checked baggage benefit only applies to one companion
• Earnings for general purchases are only 1 mile per dollar
• Earn 60,000 bonus miles and 500 PQP after qualifying purchases
• Earn 3 miles per $1 spent on United® purchases
• Earn 2 miles per $1 spent on all other travel, dining and select streaming services
• Earn 1 mile per $1 spent on all other purchases
• Free first and second checked bags – a savings of up to $320 per roundtrip (terms apply) – and priority boarding
• Up to a $125 United® purchase credit and up to 10,000 miles in award flight credits each year (terms apply)
• Earn up to 6,000 Premier qualifying points (25 PQP for every $500 you spend on purchases)

Best Premium Airline Card

United club℠ infinite card.

Earn 4 miles per $1 spent on United® purchases; Earn 2 miles per $1 spent on all other travel and Read More

Earn 80,000 bonus miles

United’s top-tier card ties up the whole package. A suite of travel perks makes the United Club℠ Infinite Card a compelling value, with the United Club membership alone worth more than the annual fee. If I flew more often, I’d be tempted by the ability to earn Premier Qualifying Points with eligible charges.

Airport lounge access can turn the frustration of airports into an actually relaxing experience.

Many loyal customers may already have elite status with United, making the included Premier Access benefits redundant.

United flyers who want airport lounge access when traveling.

• United Club membership is worth more than the annual fee
• First and second checked bag free when you pay for your flight with your card
• High regular APR
• Earn 80,000 bonus miles after qualifying purchases
• Earn 4 miles per $1 spent on United® purchases
• Earn 2 miles per $1 spent on all other travel and dining
• Free first and second checked bags – a savings of up to $320 per roundtrip (terms apply) – and Premier Access® travel services
• 10% United Economy Saver Award discount within the continental U.S. and Canada
• Earn up to 10,000 Premier qualifying points (25 PQP for every $500 you spend on purchases)

Best for British Airways Passengers

British airways visa signature® card.

Earn 75,000 Avios.

British Airways’ Avios reward currency is looked down upon by lots of travelers, but the British Airways Visa Signature® Card  offers value if you know where to look.

This card makes it even easier to lock in a deal, thanks to flight discounts, statement credits toward award flights and the chance to earn a Travel Together Ticket .

Many British Airways redemptions have really high fees associated with them, which takes some of the fun out of booking award flights.

Travelers who fly British Airways annually or more often.

• Generous rewards on eligible flights
• Potential to earn a companion ticket
• Lucrative welcome bonus
• Rewards rate poor outside of Avios-earning airlines
• Subject to Chase’s 5/24 rule
• No checked baggage or lounge perks
• Limited time offer! Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening. 5x Avios on up to $10k in gas, grocery stores, and dining purchases for first 12 months!
• Earn 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL.
• Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel.
• 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
• Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
• Pay no foreign transaction fees when you travel abroad.
• Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It’s fast, easy and secure!

Best for Southwest Passengers

Southwest rapid rewards® priority credit card.

Earn 3X points on Southwest purchases, 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, Read More

Earn 50,000 points.

21.49%-28.49% variable

My biggest gripe with Southwest is the lack of assigned seating, but the Southwest Rapid Rewards® Priority Credit Card solves that issue with four upgraded boardings per year when available, a $75 annual travel credit toward Southwest purchases (upgrade to an Anytime fare for EarlyBird Check-In) and the chance to earn tier qualifying points. Once you’re A-List, you’ll always get complimentary priority boarding.

Stick with this card and you’ll get a 7,500 anniversary points bonus each year after renewal. Sounds like another free flight to me.

Rapid Rewards doesn’t partner with other airlines, so your redemption options are limited.

Southwest flyers who can consistently maximize the annual travel credit and anniversary points.

• Earn points toward A-list status
• Unlimited reward seats with no blackout dates
• Rewards flights only available on Southwest, no partner airlines
• Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
• 7,500 anniversary points each year.
• Earn 3X points on Southwest® purchases.
• Earn 2X points on local transit and commuting, including rideshare.
• Earn 2X points on internet, cable, and phone services; select streaming.
• $75 Southwest® travel credit each year.
• No foreign transaction fees.

Best Travel Cards for Hotel Points

Best midrange hotel card, ihg one rewards premier credit card.

Up to 26X Reward Rate

Earn up to 26 points total per $1 spent when you stay at IHG Hotels & Resorts; 5 points per Read More

Earn 140,000 bonus points

21.49% - 28.49% Variable

I stay at IHG properties only a few times a year, but the IHG One Rewards Premier Credit Card is a mainstay in my husband’s wallet. Get it for the benefits, not the points potential: We love the Anniversary Free Night—which alone justifies the annual fee—and appreciate the fourth-night-free feature.

High spenders are showered with extra love. You can earn statement credits, bonus points or upgraded elite status when hitting spending thresholds on the card.

The earning rates aren’t as high as they seem once you realize that IHG One Rewards are typically worth less than a penny apiece.

Travelers who stay at IHG properties one or more times per year.

• Earn up to 26 points per dollar spent on IHG hotels worldwide
• Free night award every account anniversary
• Fourth night free on point redemption stays
• Automatic Platinum Elite status
• Poor earnings for everyday and non-category hotel purchases
• Low overall point value
• No worthwhile redemption options outside of IHG properties
• Earn 140,000 Bonus Points
• Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
• Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
• Automatic Platinum Elite status as long as you remain a Premier cardmember
• Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

Best Travel Credit Card for Hyatt Loyalists

The world of hyatt credit card.

Up to 9X Reward Rate

Earn up to 9 points total per $1 spent at Hyatt - 4 bonus points per $1 when you use Read More

Up to 60,000 Bonus Points

21.49% - 28.49% variable

While Hyatt doesn’t have an extensive network of properties compared to other chains, the value offered by The World of Hyatt Credit Card is outstanding. If you’re a regular at Hyatt, a combination of high redemption values, sweet perks and one free night per year easily covers the annual fee and then some.

The card comes with five qualifying night credits, but cardholders can earn more through card spending to work their way up the elite ladder.

The automatic Discoverist elite status for cardholders is, frankly, uninspiring.

Hyatt loyalists looking to earn extra points and work toward status.

• Annual free night certificate on cardmember anniversary
• Complimentary World of Hyatt Discoverist status
• High points redemption values
• Limited number of properties
• No worthwhile redemption options aside from Hyatt properties
• Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
• Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
• Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
• Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
• Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
• Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
• Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
• Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships

Best for Marriott Customers

Marriott bonvoy boundless® credit card *.

Up to 6X Reward Rate

Earn 6 points for every $1 at participating Marriott Bonvoy hotels, 3 points for every $1 spent each year (up Read More

Earn 3 Free Night Awards

Overwhelmed by all of Marriott’s credit card options? So am I. The Marriott Bonvoy Boundless® Credit Card * is the best value for most customers, given a robust set of perks and rewards potential without an eye-popping annual fee.

The Free Night Award, provided each year after renewal, is valued at 35,000 points and can be topped off if you prefer an upgraded stay.

If you’ve held a Marriott-branded credit card in the past, you may not be eligible for this one. Choose your card wisely before applying!

Marriott Bonvoy members looking for a little extra without a high annual fee.

• Free night certificate every year (valued at 35,000 points)
• 15 Elite Night Credits per year
• Automatic Silver Elite status
• Stingy earnings structure
• Earn 3 Free Night Awards after spending $3,000 on purchases in the first three months of account opening
• Earn 6 points per dollar on qualifying Marriott Bonvoy hotel stays
• Earn 3 points per dollar spent on the first $6,000 spent in combined purchases each year on groceries, gas stations, and dining
• Earn 2 points per dollar spent on all other purchases
• Points don’t expire as long as you make purchases on your credit card every 24 months

Best Premium Hotel Card

Hilton honors aspire card from american express *.

Up to 14X Reward Rate

Earn 14X Hilton Honors bonus points on eligible purchases at participating hotels or resorts within the Hilton portfolio; Earn 7X Read More

Earn 150,000 points

20.99% - 29.99% variable

The flagship card from Hilton, the Hilton Honors Aspire Card from American Express * comes with a price tag to match its top-tier status and perks. It’s a perfect fit for big spenders who haunt Hilton properties enough to leverage the rich suite of benefits that come with the complimentary Diamond elite status.

Hilton status is actually meaningful, giving you benefits like food and beverage credits, executive lounge access and room upgrades.

Since the annual fee is $550, you’ll need to travel often to make the perks worth the cost.

Travelers willing to pay for automatic top-tier hotel status and other benefits.

• CLEAR® Plus membership credit with enrollment
• Over $600 in statement credits annually
• Instant Hilton Diamond elite status with rich set of benefits
• Free standard night award with no category limits at participating properties
• High annual fee with no first-year waiver
• High regular APR and penalty APR
• Credits are doled out in increments, making them harder to spend
• Points have a lower value than most rewards programs
• Earn 150,000 bonus points after spending $6,000 in purchases within the first 6 months of card membership
• Earn 14 points for every dollar spent on eligible purchases at participating hotels or resorts within the Hilton Portfolio
• Earn 7 points for every dollar spent on eligible travel purchases including: Flights booked directly with airlines or amextravel.com, car rentals booked directly from select car rental companies and U.S. restaurants
• Earn 3 points per dollar spent on other eligible purchases
• Up to $400 in statement credits each year of card membership ($200 semi-annually) for eligible purchases at participating Hilton Resorts
• Complimentary Hilton Honors™ Diamond status
• Annual free night reward, terms apply
• Up to $200 flight credit ($50 in statement credits each quarter)

Best No Annual Fee Hotel Card

Wyndham rewards earner® card *.

Earn 5X points per $1 spent on eligible purchases made at participating By Wyndham hotels and on gas; Earn 2X Read More

75,000 bonus points

Wyndham Rewards Earner® Card * is for road warriors and frequent stayers at Wyndham properties who are looking for a no annual fee card. You might be surprised at what you can do with Wyndham points.

This can be a backdoor way to earn points for vacation rental redemption options instead of traditional hotels, which opens up a new world of travel opportunities.

Wyndham Guest Rewards expire if you don’t use them, even if you have activity on your account.

Travelers whose trips tend to be U.S.-centric.

• Automatically receive Wyndham Rewards Gold elite status
• Enjoy extra discounts on local attractions when booking “go free” awards
• APR can be high, depending on your creditworthiness
• Target and Walmart are excluded from the grocery bonus and only earn 1 point per dollar
• Only hotel redemptions offer high value
• Earn 75,000 bonus points after spending $2,000 on purchases in the first six months of account opening
• Earn 5 points per dollar spent on eligible purchases made at Hotels by Wyndham and qualifying gas purchases
• Earn 2 points per dollar spent on eligible dining and grocery store purchases (excluding Target and Walmart)
• Earn 1 point per dollar spent on all other purchases (excluding Wyndham Timeshare resort down payments)
• Automatically receive a Wyndham Rewards GOLD member level
• Earn 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases
• Redeem 10% fewer Wyndham Rewards points for go free awards, and earn your free nights faster

Here's a Summary of the Best Travel Credit Cards

More about the best travel credit cards, best travel credit card for beginners: chase sapphire preferred® card.

Travelers looking to dip their toe in the water of travel rewards will appreciate the Chase Sapphire Preferred® Card as a place to start. It carries a $95 annual fee but packs in enough value to make it worth it. Cardholders earn valuable Chase Ultimate Rewards® points for access to transfer partners or for easy, no-strings-attached redemptions in Chase Travel℠. There’s no foreign transaction fee and a wide selection of travel insurances.

Rewards: Earn 5 points per dollar on travel purchased through Chase Travel℠, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on other purchases.

Welcome offer: Earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.

Annual fee: $95

Other benefits and drawbacks: Chase Ultimate Rewards points can be redeemed through Chase’s travel portal, transferred to Chase’s airline and hotel transfer partners or redeemed for a statement credit. The card also offers a $50 hotel credit when booked through Chase’s portal and a 10% anniversary points boost. This means that if you spend $10,000 on the card, you’ll earn an additional 1,000 Ultimate Rewards points when renewing your card.

Read more: Chase Sapphire Preferred Benefits and Is the Chase Sapphire Preferred Worth It?

Best Premium Travel Rewards Card: Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards Credit Card is among the best travel cards on the market in any category. The points are easy to earn and simple to redeem, plus the card comes with a bevy of benefits and credits that easily make the annual fee worthwhile ( rates & fees ).

Rewards: Earn 2 miles per dollar on all eligible purchases, 5 miles per dollar on flights booked through Capital One Travel, 5 miles per dollar on Capital One Entertainment purchases through 12/31/25 and 10 miles per dollar on hotels and rental cars when booking via Capital One Travel.

Welcome offer: Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening.

Annual fee: $395

Other benefits and drawbacks: The annual fee may give you pause, but the card comes with a $300 annual credit for bookings through the Capital One Travel portal and a 10,000 point anniversary bonus worth $100 in travel. A Priority Pass membership also provides value, giving you access to more than 1,400 lounges worldwide.

Capital One miles are easy to redeem as they can either be applied toward travel purchases or transferred to travel partners. The main downside to the Venture X is a lack of domestic airline transfer partners, meaning that points will take a bit more knowledge to redeem than American Express Membership Rewards® or Chase Ultimate Rewards® .

Read more: Capital One Venture X Benefits and Is the Capital One Venture X Worth It?

Best Travel Credit Card for International Travel: Chase Sapphire Reserve®

The Chase Sapphire Reserve® makes our list of best travel rewards cards for many reasons. While it does charge a high annual fee, it earns valuable rewards at a solid rate with transfer partners that cover redemption options all over the world. There’s also best-in-market travel insurance benefits and no foreign transaction fee. As a Visa card , it’s also widely accepted worldwide. If you travel at least a couple times per year, this card deserves serious consideration.

Rewards: Earn 5 points per dollar on flights and 10 points per dollar on hotels and car rentals when purchasing travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3 points per dollar on other travel and dining and 1 point per dollar spent on all other purchases.

Annual fee: $550

Other benefits and drawbacks: Chase Ultimate Rewards® points earned with the Sapphire Reserve and redeemed for travel through Chase Travel℠ are worth 1.5 cents each or points can be transferred at a 1:1 ratio to Chase’s travel partners. Cardholders can also make up for a chunk of the annual fee with the $300 annual travel credit, a Priority Pass Select airport lounge membership and up to a $100 credit every four years to cover your Global Entry, TSA PreCheck® or NEXUS application fee, all of which make far-flung travel easier to bear.

Read more: Chase Sapphire Reserve Benefits and Is the Chase Sapphire Reserve Card Worth It?

Best Travel Rewards Credit Card for Lounge Access: The Platinum Card® from American Express

If you’re looking for a giant welcome bonus to get things started, The Platinum Card® from American Express (terms apply, see rates & fees ) might be for you. After meeting initial spending requirements, you’ll earn valuable Membership Rewards points redeemable toward travel and other options. The downside is it carries the largest annual fee on our list.

Rewards: Earn 5 Membership Rewards Points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases.

Welcome offer: Earn 80,000 Membership Rewards Points after spending $8,000 on purchases on the card in the first 6 months of card membership.

Annual fee: $695

Other benefits and drawbacks: If you’re willing to put in the work to get all of the rebates offered on the card, the benefits can easily offset the annual fee and then some. Many of the perks are very specifically applied and may also require enrollment. Examples include statement credits toward Uber, Saks Fifth Avenue, select digital entertainment, select hotel stays and airline incidental fees. Industry-leading lounge access to more than 1,500 locations worldwide is another major draw.

Read more: Is The Amex Platinum Worth the Yearly Fee?

Best Travel Rewards Earning for Foodies: American Express® Gold Card

Some cards offer bonuses on dining, some on groceries, but you can earn bonus points on basically anything you eat with the American Express® Gold Card (terms apply, see rates & fees ). This is an appealing option for anyone who wants to redeem travel rewards but doesn’t spend enough on flights or hotels to require elevated earning categories on travel itself.

Rewards: Earn 4 Membership Rewards® points per dollar at restaurants, plus takeout and delivery in the U.S., 4 Membership Rewards® points per dollar at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1 point per dollar), 3 Membership Rewards® points per dollar on flights booked directly with airlines or through American Express travel and 1 point per dollar on other eligible purchases.

Welcome offer: Earn 60,000 Membership Rewards points after spending $6,000 on purchases in the first 6 months of card membership.

Annual fee: $250

Other benefits and drawbacks: Although this card earns Membership Rewards, which are great for travel, it doesn’t pack travel-specific benefits. Instead, it includes monthly credits, some requiring enrollment, that are great for more common expenses, such as Uber Cash and dining credits valid at GrubHub (including Seamless) and more. For someone who wants to transform everyday expenses into a vacation, this card seamlessly blends the experience.

Read more: Amex Gold Benefits and Is the Amex Gold Worth It?

Best Flat-Rate Rewards Credit Card for Travel: Capital One Venture Rewards Credit Card

There are no complicated earning structures with the Capital One Venture Rewards Credit Card , just simple, straightforward, flat-rate points in exchange for an easy-to-swallow annual fee ( rates & fees ).

Rewards: Earn 5 miles per dollar on hotels and rental cars booked through Capital One Travel, 5 miles per dollar spent on Capital One Entertainment purchases through 12/31/25 and an unlimited 2 miles per dollar spent on other purchases.

Welcome offer: Earn 75,000 miles once you spend $4,000 on purchases within 3 months from account opening.

Other benefits and drawbacks: Expect dialed-back benefits compared to more premium travel cards, though that’s only fair with an annual fee at a fraction of the cost. You’ll still enjoy select trip protections along with no foreign transaction fee. Keep in mind that you’ll want to redeem for travel bookings or transfers to partner programs (cash back is only worth half the rate).

Best for Citi Customers: Citi Premier® Card

The Citi Premier® Card earns cardholders great rewards for its annual fee, but compared to other top-tier travel cards on this list, it comes up short when it comes to extra benefits. For the welcome bonus and the everyday rewards, the card may be worthwhile for those in search of ThankYou® Points .

Rewards: Earn 3 ThankYou points per dollar at restaurants, supermarkets, gas stations, air travel and hotels, 1 point per dollar on all other eligible purchases and a total of 10 points per dollar on hotels, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.

Welcome offer: Earn 60,000 points after spending $4,000 in purchases within the first 3 months of account opening.

Other benefits and drawbacks: The Citi Premier® Card assuages its annual fee with an annual $100 hotel savings benefit on eligible stays of $500 or more when you book through ThankYou.com. For those who use this benefit, the card can otherwise be evaluated as a no-annual-fee card. The reward program’s multiple redemption options includes airline transfer partners but otherwise only offers a small collection of mostly convenience benefits.

Best Travel Rewards Credit Card With No Annual Fee: Bilt World Elite Mastercard®

The Bilt World Elite Mastercard®  offers a unique opportunity to earn rewards on rent without paying processing fees, but it has value for anyone seeking transferable points without an annual fee ( rates & fees ). This card is impressive enough to stand as a travel card on its own even if you don’t pay rent.

Rewards: Earn 1 point per dollar on rent payments without the transaction fee (on up to 100,000 points each calendar year), 3 points per dollar on dining, 2 points per dollar on travel (when booked through the Bilt Travel Portal or directly with an airline, hotel, car rental or cruise company), and 1 point per dollar on other purchases.

Welcome offer: This card does not offer a welcome bonus.

Annual fee: $0

Other benefits and drawbacks: The Bilt World Elite Mastercard® has a few limitations—you’ll only earn points when making at least five transactions per statement period and earnings on rent are capped at 100,000 points per calendar year—but it’s otherwise a strong card.

Bilt points are transferable to a number of valuable transfer partners including World of Hyatt and American Airlines or you can redeem through their travel portal where point values vary with your redemption option. You can also save your points towards a down payment on a home if you decide travel takes a back bench to homeownership.

Best Travel Credit Card for Fair Credit: Credit One Bank Wander® Card

If your credit score isn’t quite ready for a premium travel card, take a look at the Credit One Bank Wander® Card . The card earns at exceptionally high rates on travel purchases and there’s no foreign transaction fee. Sadly, the card isn’t perfect: You’ll miss out on fancy extras like airport lounge access or the ability to transfer points to other programs.

Rewards: Earn 10 points per dollar on eligible hotels and car rentals booked through the Credit One Bank travel partner, 5 points per dollar on eligible travel, dining and gas and 1 point per dollar on all other purchases.

Other benefits and drawbacks: Don’t be fooled by this low-frills card. The earning rates alone will have you traveling in no time. The card is also well-suited to simultaneously work on improving your credit, with options to choose your own due date and track your credit score. Eventually, this could lead you to even more card options in the future.

Best Airline Rewards Program for International Travel: Aeroplan® Credit Card

The Aeroplan® Credit Card provides a generous rewards program, but for those who fly Air Canada and Air Canada Rouge, the card also provides an accelerated route to elite status. Like most airline cards, this card makes the most sense for those who predominantly fly Air Canada.

Rewards: Earn 3 points per dollar spent on dining, takeout and eligible delivery services, grocery stores and each dollar spent directly with Air Canada including vacations and cruises and 1 point per dollar for all other eligible purchases.

Welcome offer: Earn 60,000 bonus points after spending $3,000 on purchases in the first 3 months of account opening.

Other benefits and drawbacks: New cardholders will enjoy 25K status through the rest of the calendar year after approval and the next. To maintain status thereafter requires $15,000 of spending on the card in a calendar year. Existing status holders can upgrade to 35K status with $50,000 in spending per calendar year. Cardholders receive the first checked bag free for themselves and up to eight travel companions on the same reservation when flying Air Canada.

A $100 Global Entry, TSA PreCheck or NEXUS application fee credit every four years as well as preferred pricing on award flights sweeten the deal, which includes a list of protections such as trip cancellation/interruption insurance , baggage delay insurance, trip delay reimbursement , secondary auto rental collision damage waiver and purchase protection.

Best United Credit Card: United Quest℠ Card

The United Quest℠ Card is a midrange United card. It’s a bit pricier than the Explorer card but not nearly as much as the United Club℠ Infinite Card. But with a $125 annual credit on United purchases, two 5,000 MileagePlus credits earned annually after your first cardmember anniversary valid for eligible flight redemptions (see offer for details) and two free checked bags for you and a travel companion when flying United, the Quest could be just right for you.

Rewards: Earn 3 miles per dollar on United® purchases, 2 miles per dollar on dining, select streaming services and all other travel and 1 mile per dollar on all other purchases.

Welcome offer: Earn 60,000 bonus miles and 500 Premier qualifying points after spending $4,000 on purchases in the first 3 months.

Other benefits and drawbacks: In addition to offering extra travel benefits, the Quest card is also a better option for earning miles than the cheaper Explorer card. You’ll earn miles at an elevated rate and can also earn 25 Premier Qualifying Points for every $500 in net purchases (including purchases made by authorized users) up to a maximum of 6,000 PQPs in a calendar year.

Best Premium Airline Card: United Club℠ Infinite Card

As a general rule, if you’re looking for an airline-specific card, you’ll want to get a card with the airline you fly the most. For earnings potential, valuable points and additional useful benefits including lounge access, the United Club℠ Infinite Card comes out ahead.

Rewards: Earn 4 miles per dollar on United® purchases, 2 miles per dollar on all other travel, on dining including eligible delivery services and 1 mile per dollar on all other purchases.

Welcome offer: Earn 80,000 bonus miles after spending $5,000 on purchases in the first 3 months from account opening.

Annual fee: $525

Other benefits and drawbacks: The most prominent benefit of the United Club℠ Infinite Card is access to United Club airport lounges and other Star Alliance Gold lounges. You’ll also benefit from two free checked bags for yourself and another person traveling on the same reservation, expedited check-in, security screening and boarding, a trusted traveler application fee reimbursement, expanded access to award flights and Premier Upgrades on award tickets if you have status. Other travel protections and benefits are also included.

Best for British Airways Passengers: British Airways Visa Signature® Card

For those who can make the most of the British Airways’ mileage redemptions , the British Airways Visa Signature® Card makes sense. It offers a sizable welcome bonus, providing solid value against its relatively low annual fee of $95. Big spenders have an opportunity to earn a companion ticket , making it attractive to people who travel regularly back and forth across the Atlantic.

Rewards: Earn 3 Avios per dollar on purchases with Iberia, British Airways, Aer Lingus, and LEVEL, 2 Avios per dollar on hotel accommodations when purchased directly with the hotel and 1 Avios per dollar on all other purchases.

Welcome offer: Earn 75,000 Avios after spending $5,000 on purchases in the first three months of account opening, plus 5 Avios per dollar spent on up to $10,000 in gas, groceries, and dining purchases for the first 12 months of account opening.

Other benefits and drawbacks: The British Airways Visa Signature® Card offers Visa Signature benefits such as extended warranties and fraud liabilities, but it also offers several airline-specific benefits. Each calendar year you spend more than $30,000 on the card you’ll earn a Travel Together Ticket, which adds an additional seat on the same flight and in the same cabin when booking a British Airways flight (business-class inclusive).

Cardholders can also earn credits of $100 for economy and premium economy or $200 for business and first class, up to three times per year. Additionally, you can use this card to earn 10% off British Airways flights originating in the U.S. when using a special link provided to cardholders.

Best for Southwest Passengers: Southwest Rapid Rewards® Priority Credit Card

The Southwest Rapid Rewards® Priority Credit Card beats other Southwest cards in terms of value, rewards and perks, but it may not seem as impressive compared to other options—especially Chase Ultimate Rewards®-earning cards which permit users to transfer their rewards at a 1:1 ratio to Southwest.

Rewards: Earn 3 points per dollar on Southwest purchases, 2 points per dollar on Rapid Rewards hotel and car rental purchases, 2 points per dollar on local transit and commuting, including rideshare, 2 points per dollar on internet, cable, phone services and select streaming and 1 point per dollar on other purchases.

Welcome offer: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Annual fee: $149

Other benefits and drawbacks: The Southwest Rapid Rewards® Priority Credit Card provides a $75 annual travel credit, 7,500 bonus points each anniversary year and four upgraded boardings (subject to availability). Cardholders also get 25% back on in-flight drinks and Wi-Fi when they pay with their card, but unlike other airline cards, there’s no need for a baggage credit, since all passengers’ first two checked bags fly for no extra charge. For those seeking companion passes with Southwest airlines (an industry favorite among domestic travel hackers) the card provides 10,000 extra qualifying points as a boost each year.

Best Midrange Hotel Card: IHG One Rewards Premier Credit Card

For those who frequently stay at IHG properties, the IHG One Rewards Premier Credit Card offers generous rewards on hotel stays for an annual fee of $99.

Rewards: Earn up to 26 points per dollar spent when you stay at IHG Hotels & Resorts, 5 points on travel, gas stations, and restaurants and 3 points on all other purchases.

Welcome offer: Earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

Annual fee: $99

Other benefits and drawbacks: The IHG One Rewards Premier Credit Card benefits list includes a complimentary fourth night benefit—when booking four consecutive nights with points, you will receive your fourth night free. Additionally, on your cardmember anniversary, you can enjoy a Free Anniversary Night at properties that cost 40,000 points or less per night. You can also qualify for a credit of up to $100 for Global Entry, TSA PreCheck or NEXUS membership every four years.

Best Travel Credit Card for Hyatt Loyalists: The World of Hyatt Credit Card

Travelers that love Hyatt, love Hyatt. The World of Hyatt Credit Card isn’t necessarily the best way to earn World of Hyatt points. But between the annual free night and the ability to spend toward status, it’s a good option for people who frequent Hyatt hotels.

Rewards: Earn 9 points total per dollar spent at Hyatt - 4 bonus points per dollar spent at Hyatt hotels and 5 base points per dollar from Hyatt as a World of Hyatt member. Earn 2 bonus points per dollar spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships and 1 point per dollar on all other eligible purchases.

Welcome offer: Earn 30,000 bonus points after spending $3,000 on purchases in the first 3 months of account opening, plus up to 30,000 more bonus points by earning 2 bonus points per dollar spent in the first 6 months on purchases that normally earn 1 bonus point on up to $15,000 spent.

Other benefits and drawbacks: In addition to the ability to earn points in a wide range of categories, The World of Hyatt Credit Card offers cardholders a free hotel night valid at Category 1 to 4 Hyatt hotels each cardmember anniversary year and the ability to earn a second one after spending $15,000 on the card in a calendar year.

Depending on how much you spend on non-Hyatt travel purchases and at restaurants, the Chase Sapphire Reserve® could offer you the ability to earn more Hyatt points in a year because Chase Ultimate Rewards® points transfer to Hyatt at a 1:1 ratio.

Best for Marriott Customers: Marriott Bonvoy Boundless® Credit Card *

Of the many Marriott credit cards, the Marriott Bonvoy Boundless® Credit Card * balances a moderate annual fee with the heavy-hitting benefit of an annual free night award and other hotel perks.

Rewards: Earn 6 points per dollar at participating Marriott Bonvoy hotels, 3 points per dollar spent each year (up to $6,000) on combined grocery stores, gas stations and dining purchases and 2 points per dollar on all other purchases.

Welcome offer: Earn 3 Free Night Awards after spending $3,000 on purchases in the first three months of account opening.

Other benefits and drawbacks: This card’s earning rates won’t win any awards, but travelers can still find value with this card. Automatic Silver Elite status comes with some nice bonuses when staying with Marriott and you’ll also receive 15 Elite Night Credits each calendar year to help you hit the next status level faster. If your stays alone won’t hit that level, you can also earn additional Elite Night Credits through spending: One night per $5,000 in eligible card charges. Or, earn Gold Elite automatically by spending $35,000.

Best Premium Hotel Card: Hilton Honors Aspire Card from American Express *

In addition to earning points at a relatively quick rate, the Hilton Honors Aspire Card from American Express * also offers complimentary top-tier Hilton Honors Diamond status. Other Hilton benefits include a free night award annually and up to $400 in resort statement credits each year.

Rewards: Earn 14 Hilton Honors bonus points at participating hotels or resorts within the Hilton Portfolio, 7 points per dollar on eligible purchases for flights booked directly with airlines or American Express Travel, car rentals booked directly from select car rental companies and U.S. restaurants and 3 points per dollar on other eligible purchases.

Welcome offer: Earn 150,000 bonus points after spending $6,000 in purchases within the first 6 months of card membership.

Other benefits and drawbacks: While the Hilton Honors Aspire Card from American Express * earns more points per dollar than some other cards on this list, hotel points are generally not as valuable as airline miles or flexible rewards points. That said, it packs in the benefits.

In addition to hotel perks, cardholders also receive up to $200 in statement credits semi-annually ($400 per year) when using their card to cover eligible Hilton resort charges. You can also earn up to $50 in statement credits quarterly toward qualifying flight charges for a total of $200 per year if maximized.

Best No Annual Fee Hotel Card: Wyndham Rewards Earner® Card *

With no annual fee, the Wyndham Rewards Earner® Card * offers solid hotel benefits and earning rates for travelers—especially road trippers, thanks to gas rewards and properties that line the interstates.

Rewards: Earn 5 points per dollar spent on Hotels By Wyndham and gas purchases, 2 points per dollar spent on restaurants and grocery purchases (excluding Target and Walmart) and 1 point per dollar spent on other purchases.

Welcome offer: Earn 75,000 bonus points after spending $2,000 on purchases in the first six months of account opening.

Other benefits and drawbacks: There’s no glitz on this card, just the basics. Still, the welcome offer is reasonably achievable and guests have access to discounts on both paid and award stays with Wyndham-family hotels. Cardholders are also boosted to Gold status for upgrades and extras while traveling. And high spenders get an additional reward on top of all this: You’ll earn 7,500 bonus points each anniversary year after spending $15,000 or more with your card.

Methodology

Forbes Advisor considered dozens of airline, hotel and flexible-rewards credit cards to create this list of the best travel credit cards. The primary factors taken into consideration for all types were:

• Estimated annual earnings—25% to 50% depending on card category
• Welcome bonus—15% to 25% depending on card category
• Travel benefits—15% to 25% depending on card category
• Annual fee—5% to 15% depending on card category
• Consumer benefits—0% to 10% depending on card category
• Foreign transaction fee—0% to 5% depending on card category

Hotel earnings rate was weighted 25% for hotel credit cards and airline earnings rate was weighted 15% for airline credit cards.

Forbes Advisor rates cards both as stand-alone products (the card rating on the review) and compared to others in a specific use case. Sometimes, cards with average stand-alone ratings may still rank highly on a particular list according to how a person looking for a card in that category may value certain card features.

For instance, a card that might be considered mediocre overall could be the top card on a list of rewards cards with no annual fee. That’s because the card might offer limited features compared to other rewards cards, but after we remove cards that charge an annual fee, it’s the best card that remains.

Forbes Advisor uses data from multiple government agencies to determine how much a typical cardholder might spend. We use the same numbers for cards in the same category to make sure we are comparing cards the same way. The bonus categories for spending included with each card are factored into our determination of how many rewards a cardholder could expect to earn if they use the card as a consumer normally would.

Read more: How Forbes Advisor Rates Credit Cards

Complete Guide to Travel Credit Cards

What is a travel credit card, how do travel credit cards work, types of travel credit cards, co-branded travel cards vs. general travel cards, pros and cons of travel credit cards, should i get a travel credit card, when should you use a travel credit card, why you should consider a travel credit card, how to choose and compare travel credit cards, evaluating airline credit cards, evaluating hotel credit cards, how to maximize credit card points for travel, how to travel for free with credit cards.

• Travel Rewards Cards in the News

Are Travel Credit Cards Worth It?

Frequently asked questions (faqs).

A travel credit card is a card that earns rewards on travel. Those rewards come in a variety of ways. It can earn airline miles, hotel points or flexible points that can be redeemed either with transfer partners or applied towards travel charges.

Many travel credit cards also come with additional benefits such as free checked bags, priority boarding, access to airport lounges and even discounts on hotels or rental cars. Some cards offer welcome bonuses when you sign up, which can provide a nice cache of points or miles to help you start redeeming for valuable rewards.

Travel credit cards may offer value for frequent travelers who want to earn rewards quickly and easily while they’re on the go. These credit cards can be used in any country that accepts major card networks (Visa, Mastercard, Amex, etc) and they often charge no foreign transaction fees, which means there is no extra charge from the credit card company to make purchases abroad.

By using a travel credit card, it’s possible to pile up points over time and redeem them toward flights, hotel stays or other travel expenses.

A travel rewards credit card accrues miles or points for each purchase made with the card. After earning miles or points, there are usually a few redemption options including redeeming for airline tickets, gift cards or statement credits. As a general rule, redeeming miles and points for travel will result in the most value.

How Do Credit Card Points Work?

Credit card points, like Chase Ultimate Rewards®  or American Express Membership Rewards , are earned for each purchase made with the card. Every card has a different earning structure, so one card may earn high rewards on travel and dining purchases while another may earn more points on groceries and gas spending. Often, credit card points will have multiple redemption options, like for cash, travel or gift cards vs. a co-branded card , which tends to earn rewards that can only be redeemed for one thing like travel with a specific airline or hotel or merchandise.

How Do Credit Card Travel Miles Work?

Airline and hotel point values often are variable, which means that the worth of a point may fluctuate depending on the specific redemption. Some programs will tie the value of their points or miles to the cash equivalent of a ticket or hotel night. Others have a tiered system based on something like peak or off-peak travel times, seat class or hotel category—or a combination of the two.

Since airline and hotel rewards are primarily redeemed towards nights or flights, it makes sense to do the research before cashing in a stash of points to make the most of your redemption. Forbes Advisor’s guide to redeeming points and miles is a good place to start.

Not all travel credit cards are alike. Here’s how the various types break down, so you can choose which type of rewards card is best for your unique circumstances.

Transferable Rewards Credit Cards

These types of credit cards earn rewards that can be transferred to other programs, like airline or hotel loyalty programs. Transferable rewards include Capital One Rewards , Bilt Rewards , Brex Rewards , Chase Ultimate Rewards® , American Express Membership Rewards and Citi ThankYou Points .

Airline Credit Cards

Airline credit cards earn miles that can be used to redeem for future purchases with that airline. You can also use that airline’s miles to book flights on partners or other carriers within the same airline alliance , which may yield greater value for your earnings.

Many of the best airline credit cards offer perks beyond earning miles. Usually the higher the annual fee, the more benefits you’ll get. Some common airline credit card extras may include free checked baggage, priority boarding, a TSA PreCheck or Global Entry application fee credit and airport lounge access. If you’re able to max out these extras, the perks can often be worth more than the annual fee.

Hotel Credit Cards

Anyone who stays in hotels at least semi-regularly and who can pledge loyalty to one brand may find that a hotel credit card is right for them. With these cards, you’ll earn rewards in the hotel’s currency, like Marriott Bonvoy points , Hilton Honors points or World of Hyatt points , which are redeemable towards any eligible hotel property under that brand’s umbrella.

Owning a hotel credit card can be a much faster path towards accruing points than earning them on stays alone. Some cards confer automatic elite status upon ownership, which comes with its own set of benefits that can range from late check-out to free breakfast to room upgrades. Additionally, many cards will also offer one night free annually every year you renew your card membership as well as other perks such as airport lounge access.

Fixed-Value Credit Cards

Credit card points may often have a fixed-value when redeemed for things like cash back or travel, where the issuer publishes the cash value per point. For example, a card may offer a value of a penny per point when redeemed for any valid travel purchase.

With some cards, fixed-value points currencies can also vary by redemption type. For example, points on a card might be worth 1.5 cents each when redeemed for travel rewards but only be worth 1 cent each when redeemed for cash back.

Business Credit Cards for Travel

If you’re traveling for work and you want to keep your business expenses separate from your personal expenses, a travel business credit card may be worth considering. Business credit cards for travel function the same as consumer credit cards for travel, although the business versions often offer different earning rates and perks, as well as a different annual fee structure.

A co-branded card generally makes sense if you tend to stay loyal to that brand when you travel. Using a co-branded card can fast-track you towards elite status with a hotel or airline and often comes with other valuable benefits. If you’d prefer to fly any airline you choose and stay at any hotel brand you’d like, a general travel card is likely a better choice for your needs.

What You Get With General Travel Credit Cards

With travel credit cards, the level of benefits will most likely be associated with the annual fee. A premium card might come with airport lounge access, travel protections including trip cancellation and delay insurance and exclusive privileges at luxury hotels. A midrange card might still offer auto rental insurance and a Global Entry or TSA PreCheck benefit. Even a card with no annual fee might offer some basic benefits depending on the card.

What You Get With Co-branded Travel Credit Cards

A co-branded travel card will offer benefits specific to that brand. For airline cards, you might see a checked bag benefit or a rebate on in-flight purchases. For hotel cards, you might see a status level, a free annual night award or anniversary points. Both types of cards might offer you the ability to spend towards higher levels of status.

To learn more about the best co-branded credit cards, see our guides below:

• Best Southwest Credit Cards
• Best American Airlines Credit Cards
• Best Delta Credit Cards
• Best United Credit Cards
• Best Hyatt Credit Cards
• Best Marriott Credit Cards

Ask an expert

Is it better to choose a flexible travel rewards card or one branded to a specific airline or hotel?

Yanely Espinal

Advisory Board Member

Clint Proctor

Credit Cards Lead Editor

Becky Pokora

Credit Cards Senior Writer

If I had to choose, I’d say flexible travel rewards because it allows for much more versatility in your redemption options beyond just flights and hotel stays. But the best approach is to have both so you can maximize benefits from each card type by earning rewards across all of the spending you normally do, while getting perks with your favorite travel providers at the same time.

Since I’m not particularly loyal to any airline or hotel, I prefer the flexibility of general travel cards. I especially appreciate travel cards that offer transfers to travel partners. With flexible rewards, I can access 10 to 20 or more loyalty programs from a single card. This increases my chances of being able to take advantage of the best award deals that are available for my next trip.

I love that most co-branded travel cards include benefits when booking with that brand. Free night certificates on hotel cards and free checked bags with airlines are valuable perks. Plus, even though earning a single type of point might seem limited, big hotel chains have more than a dozen brand choices and airlines may have 10 or more alliance partners, so you’ll still find plenty of versatility.

Pros of Travel Credit Cards

• Fast-track to free or discounted travel. You’ll earn rewards on your spending that can be used to reduce the cost of future travel.
• Elite perks and benefits. Many cards offer money-saving extras like free luggage or complimentary breakfast.
• Lack of foreign transaction fees. Some of the best travel credit cards won’t charge you extra for using your card abroad.

Cons of Travel Credit Cards

• Limited-use rewards. The best value in owning and using a travel rewards card comes from redeeming the rewards for more travel.
• Annual fees can be high. Cards with the most premium perks tend to also have the most premium price.
• Redemptions can be complicated. For some reward programs, squeezing the most outsized value out of your points or miles can require some work.

It’s safe to say that travel credit cards will likely only appeal to travelers. Their benefits and rewards are specialized and would be hard to use if you don’t intend to travel. For anyone who travels even once or twice a year, though, these credit cards can make a lot of sense compared to cash-back cards or other rewards credit cards due to all of the included perks.

• Business travel: If your work requires you to travel, having a dedicated travel card can make it easy to keep your business expenses separate from your personal expenses.
• International travel: If you’re planning to travel abroad, travel credit cards often come with perks like no foreign transaction fees, airport lounge access and application fee reimbursements for Global Entry or TSA PreCheck that can make your journey more comfortable.
• Luxury travel: If you want an upscale experience like access to exclusive airport lounges, automatic hotel room upgrades and property credits, a travel credit card with these features can grant you access to these features.

How Many Travel Credit Cards Should I Have?

The number of travel credit cards you should have will depend on how often you travel, which benefits you value, your financial situation and whether you’re willing to spend time tracking multiple cards. Frequent travelers will find value in holding at least one travel card, but may consider holding several. For example, having both an airline card and a hotel card can provide complementary benefits and the ability to earn rewards for all aspects of your travel plans.

Travel cards often include numerous membership benefits such as elite status when traveling with partner programs, free checked bags, lounge access or discounts on ancillary travel fees. These benefits can make your trips easier, more comfortable and more affordable. Additionally, travel credit cards offer the opportunity to earn valuable rewards and in some cases may provide higher yields than cash back or other types of rewards.

When comparing travel credit cards, items to consider include:

1. Annual Fee

The annual fee on credit cards ranges from zero to several hundred dollars. In general, the more expensive the card, the richer the perks and rewards. It can be well worth it to pay an annual fee if you’ll use the associated benefits, but there are travel credit cards without an annual fee if you’re more comfortable with that structure.

2. Foreign Transaction Fee

If you’re traveling out of the country, be sure your travel card doesn’t carry any foreign transaction fees. This can be an additional 2% to 3% surcharge on top of the price of your purchase and makes everything you buy with a card in a foreign country more expensive than a card without this fee. Foreign transaction charges also apply to purchases made in other currencies, even if you haven’t left the U.S. The best no foreign transaction fee cards ensure you’re not paying this surcharge.

3. Sign-up Bonus

If you’re trying to decide between two similar cards, it can help to consider the welcome offer on a given card. These welcome offers ebb and flow and if a card you’re thinking about offers a particularly generous offer, it can help offset the annual fee and/or the cost of future travel.

4. Rewards Rate

When choosing a card, think about your spending patterns. If you rarely fly, it may not make sense to own a card that offers the most rewards on airline purchases.

5. International Acceptance

In some countries, all credit cards may be accepted, but that isn’t always the case. When traveling outside of the United States, Visa and Mastercard tend to be more widely accepted than American Express or other cards. Because of this, if you travel often, you may want to choose a Visa or Mastercard either in addition to or in lieu of other types of cards.

6. Travel Protections

Many travel credit cards include various forms of travel protections, such as trip interruption coverage or collision damage waivers for rental cars. These included protections could save you money compared to separately purchased policies but won’t necessarily be as comprehensive. Check with your card benefits guide to get information on your coverage terms. If you travel often, it might be worth specifically seeking out the best credit cards with travel insurance or the best credit cards for car rental insurance .

— Yanely Espinal, Forbes Advisor Credit Cards Advisory Board Member

Also consider any special perks associated with cards you evaluate. These might range from airport lounge access to statement credit reimbursements for certain purchases made with specific brands or on purchases in specific categories.

Airline credit cards typically earn frequent flyer miles on every purchase. Co-branded airline cards also frequently come with perks while traveling, like free checked bags, enhanced award space or lounge access. They may also help you achieve elite status more easily.

When evaluating the best airline credit cards , think about:

• Earning rates.  Many airline credit cards don’t offer elevated earnings on categories other than airline spending, so you’ll need to choose carefully if that’s important to you.
• Perks while flying. Typically, only cards with an annual fee include benefits while flying such as priority boarding or complimentary checked bags.
• Elite-qualifying bonuses.  Some cards include bonus elite-qualifying miles when hitting spending thresholds, which can further enhance your flying experience.
• Companion fares.  Some airline cards offer the opportunity to earn a companion certificate, which allows you to bring a second traveler on your trip for a reduced price.

Additionally, redeeming frequent flyer miles can be more complicated than requesting cash back or other types of rewards. Though using miles for award flights can lead to tremendous value, you’ll need to learn the ropes of the program.

7 Ways To Earn More Airline Miles

The most common ways to earn airline miles are either through flying with the airline (or its partners) or by using a credit card that earns frequent flyer miles on every purchase. You can also earn more airline miles by:

• Making purchases through airline shopping portals
• Booking hotel reservations through the airline’s platform
• Renting cars and opting in to frequent flyer miles instead of rental credits
• Completing partner activity, which varies by airline but may include partnerships with Starbucks, Lyft or other brands you use anyway
• Checking your account to register for promotions
• Dining with partner restaurants
• Transferring flexible credit card points

Hotel credit cards will earn points toward future free stays, but this is one case where the benefits can often outshine rewards. More often than not, hotel cards come with automatic elite status as well as a fast track to even higher levels of status. Plus, annual free night certificates or statement credits add to their value proposition.

Many hotel loyalty programs offer multiple co-branded cards to choose from, making it even more important to compare the characteristics of an individual card. It’s not uncommon for a single hotel brand to offer a no-annual-fee card, a mid-tier card and a premium card—each with different earning rates and benefits.

When evaluating hotel credit cards, consider:

• Elite status offers.  Generally speaking, cards with higher annual fees may automatically bump you to higher elite status levels which can be invaluable on frequent stays.
• Free night certificates.  Many, but not all, hotel cards offer free night certificates either upon renewal of your card or when hitting spending thresholds. Each certificate may come with restrictions on when or where you can redeem it, so compare fine print.
• Earning rates.  Hotel cards may offer huge multipliers on bonus categories, allowing you to earn five to 10 times on certain purchases. However, keep expectations in check: Hotel points may not be worth a full penny per point.
• Statement credits.  Some cards may include statement credits toward eligible purchases made at hotels and resorts or even on airline fees or restaurant purchases, which can be valuable, but you’ll need to actually use them.

8 Ways To Earn More Hotel Points

In addition to booking hotel stays or using a hotel-branded credit card, you can also earn hotel points through other methods such as:

• Charging incidental purchases made at hotel properties to your account, such as spa, parking or dining expenses
• Booking events or meetings at participating hotels
• Making purchases through hotel shopping portals
• Renting cars and opting in to hotel points instead of rental credits
• Completing partner activity, which may include partnerships with Starbucks, Lyft or other brands you use anyway
• Transferring flexible credit card points to your preferred hotel program

The best way to make the most of your credit card is to use a card that aligns with your spending patterns.

• Choose a card that offers bonus points in spending categories meaningful to you
• Pair credit cards that offer identical awards in different areas of spending
• Use your credit card instead of cash or debit when possible

Airline and Hotel Rewards Loyalty Programs

Understanding how to get the most out of the points and miles you earn from your travel credit card goes hand-in-hand with using the loyalty programs offered by most airlines and hotel brands. It’s free to join and you can belong to as many loyalty programs as you like. Typically, when you sign up for a co-branded credit card affiliated with a particular brand, you’ll automatically become a member of the loyalty program if you aren’t already.

Track Your Credit Card Points and Miles Earnings

Tracking your spending allows you to make sure that every time you make a purchase, you’re using the card that will earn you the most rewards. This means knowing which card to use in which scenario based on how a particular merchant codes the purchase . For example, if you own two credit cards, one that earns high rewards on dining and one co-branded airline card, it might not make sense to use the airline card to pay your restaurant tab since the dining card likely earns more rewards. You can do this by various methods as complicated as creating a spreadsheet or as simple as putting stickers on each card to remind you when to use it.

How To Use Credit Card Points for Travel

Beyond earning rewards, there are strategies to get the most value when it comes time to redeem your rewards, too. When it comes time to cash in your travel rewards, there’s generally two ways to do it. You can plan the itinerary you want and use your rewards to fully or partially off-set the cost. Or, you can research to see where the rewards you have can be used to get the most bang for your buck. Now, American Express is making it easier for some cardmembers to redeem miles for flights due to a partnership with Point.me .

Find the Best Hotel Rewards Credit Cards of 2024

Credit cards can save you a lot of money on travel compared to paying full price. Often, the most substantial way to travel for free with credit cards is by redeeming rewards for travel. A combination of welcome bonus offers and the rewards you earn from everyday spending can add up to hundreds of dollars in value toward free travel. However, you’ll need to learn to redeem points and miles from your specific program to do so.

Included statement credits or card benefits can also help you travel for free. Premium credit cards may offer annual credits toward the purchase of select travel, effectively serving as a rebate. Alternatively, you might have airline companion certificates or hotel free night certificates, which work more like a coupon.

Travel Rewards Cards In the News

Travel lovers now have another great credit card option with the launch of the Wells Fargo Autograph Journey℠ Visa® Card * in March 2024. This new card earns 5 points per dollar on hotels, 4 points per dollar on airlines, 3 points per dollar on other travel and dining and 1 point per dollar on other purchases. Those are high reward rates for a card that doesn’t require you to make reservations through a dedicated booking channel or proprietary travel portal.

Though cardholders will be able to transfer points to a limited number of travel partners beginning in April, this card may be a better fit as the best cash back rewards credit card for travel spending. Learn more about how this card is making waves .

Card Use Would Drop If Unemployed

A survey conducted by OnePoll for Forbes Advisor in April 2024 found that 35% of Americans would stop using their credit card if they or a household member were to lose a job. Additionally, 25% of respondents would concentrate on paying their credit card debts as much as possible in this scenario. Another 25% of respondents know in advance they wouldn’t be able to pay their card in full each month while unemployed.

The survey also found that 12% of respondents would switch to a credit card with lower fees. If you love travel rewards but can’t afford the high annual fees that some come with, you may want to consider the best travel cards with no annual fee . The trade-off is you may earn rewards at a reduced rate, but you can still be lightyears ahead compared to mega fees or high APRs.

Generally speaking, yes, travel credit cards are worth it —if you’ll use the benefits. Travel rewards credit cards can be a strategic addition to your finances if you travel with any regularity. You’ll be able to earn rewards on every purchase and later redeem those rewards toward future trips, often at a higher yield than if you had chosen cash back or other types of rewards. Many travel cards also include benefits to enhance your travel experience along the way to add even more value.

To view rates and fees for The Platinum Card® from American Express please visit this page . To view rates and fees for American Express® Gold Card please visit this page . To view rates and fees for Bilt World Elite Mastercard® please visit this page . For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

What is considered travel for credit cards?

Each issuer’s definition of which purchases or which purchase categories may vary slightly, but categories likely to be included by any issuer include airfare, hotels, rental cars and cruises. For example, Chase offers a fairly wide definition of travel, with airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways and parking lots and garages all considered travel eligible for rewards.

Even if your purchase would typically count toward a category, it’s worth noting that merchants are typically responsible for the categorization and if the merchant you purchase from isn’t categorized correctly, your transaction likely won’t earn rewards.

What credit score is needed for a travel credit card?

A travel rewards credit card will typically recommend good to excellent credit in order to qualify. Plan to have a credit score of at least 700 to get approved by the top credit cards on the market. Some of those cards might even require applicants to have a credit score of 720 or higher.

What is the easiest travel credit card to get?

Most travel credit cards require good to excellent credit scores. However, generally speaking, no-annual-fee travel cards are typically easier to be approved for than the ultra-premium travel cards with high annual fees.

What is the best credit card with travel insurance?

Forbes Advisor’s best credit cards for travel insurance list has a variety of cards offering solid travel insurance. Although you shouldn’t get a credit card for this feature alone, it can be a useful money-saving extra. Credit cards that offer travel insurance tend to have high annual fees, so keep this in mind when weighing whether or not you are likely to use the feature.

What is the best card for international travel?

Many credit cards are well suited for international travel. You want to make sure that the card has no foreign transaction fees . It also helps if the card’s points are suitable for the locations where you wish to travel. For instance, if you want to go to Asia, an airline card co-branded with a U.S.-based airline that doesn’t fly to Asia, like Southwest, will not help you.

How many miles do you need for a free flight?

The number of miles you need for a free flight depends on different factors, including which airline miles you are using, where you are flying to and from, when you are traveling and other factors. Most domestic airlines have ditched award charts, meaning the price in miles for any flight can vary even between flights on the same day.

Domestic flights in the U.S. will generally require fewer miles than international flights. Typically, count on spending between 5,000 and 20,000 miles for a domestic one-way flight in economy.

Long-haul international flights can cost quite a bit more. Plan on spending between 20,000 to 40,000 miles each way to fly to Europe in economy and even more for flights to Asia, Africa and Oceania.

Don’t forget to consider the cost of checked bags and fuel surcharges before booking your ticket. Flights booked with rewards are also often subject to government taxes and fees, which you’ll still be responsible for even when you redeem miles.

How much is a point or mile worth on travel credit cards?

Point values are as varied as the types of points themselves. Some cards’ points values are more straightforward because rates are somewhat tied to the cash prices. However, if a program uses an awards chart, the value of the point will vary widely depending on how you are redeeming it. In general, you’ll get the highest value per point on premium airline seats and luxury hotel stays.

What is the difference between points and miles on a credit card?

Points and miles are effectively the same, they’re just different names for the rewards earned on a particular credit card. Some credit cards offer points, some—particularly airline cards—offer miles. But the fundamental function is the same in that these rewards cards all earn a specified type of award currency based on your spending that can be used in various ways.

How should I inform my credit card company of upcoming travel?

Notifying your credit card issuer of your travel plans before you travel can help avoid denied transactions due to suspected fraud. An issuer’s system may flag a transaction as suspicious and prohibit a transaction if it suspects your card or card information has been stolen. For this reason, issuers typically make it fairly easy to notify you when you’re headed out of town. You can notify your issuer of your travels by calling the number on the back of your card or logging onto your card issuer’s website and finding the option to submit a travel notice.

Are travel cards with annual fees worth it?

Travel cards with annual fees can be worth paying for only if the extra rewards and benefits outweigh the added cost of the annual fee. Just because an annual-fee card earns more rewards and provides more benefit does not, however, make it more rewarding than a no-annual-fee card —the extra reward must exceed the amount of reward received from the best no-annual-fee option for you. The risk you take when paying an annual fee is that you won’t receive a benefit worth the annual fee, so be sure to carefully evaluate this risk before applying.

Do I have to tell my credit card company when I travel?

Most credit card issuers no longer require you to notify them before travel. In fact, Chase and some other companies have removed the travel notification tools from your online account or app. Card fraud alerts are more advanced now and legitimate transactions should post without incident.

However, you may want to be sure you have access to confirm whether or not something is suspected of fraud just in case—either by making sure your phone number has service abroad to respond to automated text messages or by downloading your card app in advance to manage your account.

Other Credit Cards To Be Considered

• Best Credit Cards Of 2024
• Best Airline Credit Cards
• Best Hotel Credit Cards
• Best Business Credit Cards for Travel
• Best No Annual Fee Travel Credit Cards
• Best Credit Card For Lounge Access

*The information for the following card(s) has been collected independently by Forbes Advisor: Marriott Bonvoy Boundless® Credit Card, Hilton Honors Aspire Card from American Express, Wyndham Rewards Earner® Card, Wells Fargo Autograph Journey℠ Visa® Card . The card details on this page have not been reviewed or provided by the card issuer.

With more than 50 million redeemed miles under her belt, Becky Pokora is a rewards travel expert. She's been writing about credit cards and reward travel since 2011 with articles on Forbes Advisor, BoardingArea, The Points Guy and more. Her redemptions have helped her travel to more than 50 countries and all seven continents.

Yanely Espinal is the director of educational outreach for Next Gen Personal Finance, a nonprofit working to ensure that every high school student gets a full semester of personal finance education—including lessons in proper credit card usage—before graduation. She is often described as a ball of energy, with a gift for storytelling, and a passion for explaining credit cards and other financial concepts in a straightforward way.   While working as an elementary school teacher, Yanely decided to change her financial life by paying off $20,000 of debt in just 18 months. In 2015 she created MissBeHelpful, a YouTube channel and social media platform that now has over 5 million views, to help others learn the money skills she never learned in school. Some of her most popular videos on the channel include “5 Things to Consider When Applying for a Credit Card” and “When To Pay Your Credit Card Bill and Increase Your Credit Score.”   Her book, “Mind Your Money,” is an Amazon bestseller and was a Plutus Award finalist for Best New Personal Finance Book of 2023. She hosts Financially Inclined from Marketplace, a video podcast for teens about money lessons for living life your own way. Yanely is also a member of CNBC's Financial Wellness Advisory Council and an Advocate at the NGPF Mission 2030 Fund.  

Add one more card to compare

• Select Card

Compare Cards Side-by-Side

(650 - 699)

(700 - 749)

(750 - 850)

{{ card['annual-fees'] }}

{{ card['network'] }}

{{ card['advertiser-name'] }}

{{ card.categories }}

{{ card['purchase-intro-apr-display'] }}

{{ card['regular-apr'] }}

{{ card['balance-transfer-intro-apr-display'] }}

{{ card['balance-transfer-regular-apr-display'] }}

{{ card['balance-transfer-fee'] }}

{{ card['custom-promo-data'] }}

{{ card['cash-advance-fees'] }}

{{ card['foreign-transaction-fees-value'] }}

{{ card['penalty-apr'] }}

• Credit cards
• View all credit cards
• Banking guide
• Loans guide
• Insurance guide
• Personal finance
• View all personal finance
• Small business
• Small business guide
• View all taxes

14 Best Travel Credit Cards of May 2024

ALSO CONSIDER: Best credit cards of 2024 || Best rewards credit cards || Best airline credit cards || Best hotel credit cards

A travel rewards credit card brings your next trip a little closer every time you use it. Each purchase earns points or miles that you can redeem for travel expenses. If you're loyal to a specific airline or hotel chain, consider getting one of that company's branded credit cards. Otherwise, check out the general-purpose travel cards on this page, which give you flexible rewards that you can use without the restrictions and blackout dates of branded cards.

Some of our selections for the best travel credit cards can be applied for through NerdWallet, and some cannot. Below, you'll find application links for the credit cards from our partners that are available through NerdWallet, followed by the full list of our picks.

250+ credit cards reviewed and rated by our team of experts

80+ years of combined experience covering credit cards and personal finance

100+ categories of best credit card selections ( See our top picks )

Objective comprehensive ratings rubrics ( Methodology )

NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity .

Show summary

NerdWallet's Best Travel Credit Cards of May 2024

Chase Sapphire Preferred® Card : Best for Flexibility + point transfers + big sign-up bonus

Capital One Venture Rewards Credit Card : Best for Flat-rate travel rewards

Capital One Venture X Rewards Credit Card : Best for Travel portal benefits

Chase Freedom Unlimited® : Best for Cash back for travel bookings

Chase Freedom Flex℠ : Best for Cash back for travel bookings

American Express® Gold Card : Best for Big rewards on everyday spending

The Platinum Card® from American Express : Best for Luxury travel perks

Ink Business Preferred® Credit Card : Best for Business travelers — bonus rewards + big sign-up offer

Citi Premier® Card : Best for Triple points on multiple categories

Bank of America® Travel Rewards credit card : Best for Flat-rate rewards + no annual fee, and for balance transfers

Chase Sapphire Reserve® : Best for Bonus travel rewards + high-end perks

World of Hyatt Credit Card : Best for Hotel credit card

Bilt World Elite Mastercard® Credit Card : Best for Travel rewards for rent payments + no annual fee

United℠ Explorer Card : Best for Airline card

Best Travel Credit Cards From Our Partners

Find the right credit card for you..

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Flexibility + point transfers + big sign-up bonus

Flat-rate travel rewards, travel portal benefits, cash back for travel bookings, big rewards on everyday spending, luxury travel perks, business travelers — bonus rewards + big sign-up offer, triple points on multiple categories, flat-rate rewards + no annual fee, and for balance transfers, bonus travel rewards + high-end perks, hotel credit card, travel rewards for rent payments + no annual fee, airline card, full list of editorial picks: best travel credit cards.

Before applying, confirm details on the issuer’s website.

Capital One Venture Rewards Credit Card

Our pick for: Flat-rate rewards

The Capital One Venture Rewards Credit Card is probably the best-known general-purpose travel credit card, thanks to its ubiquitous advertising. You earn 5 miles per dollar on hotels and car rentals booked through Capital One Travel and 2 miles per dollar on all other purchases. Miles can be redeemed at a value of 1 cent apiece for any travel purchase, without the blackout dates and other restrictions of branded hotel and airline cards. The card offers a great sign-up bonus and other worthwhile perks ( see rates and fees ). Read our review.

Bank of America® Travel Rewards credit card

Our pick for: Flat-rate rewards + no annual fee, and for balance transfers

One of the best no-annual-fee travel cards available, the Bank of America® Travel Rewards credit card gives you a solid rewards rate on every purchase, with points that can be redeemed for any travel purchase, without the restrictions of branded airline and hotel cards. Bank of America® has an expansive definition of "travel," too, giving you additional flexibility in how you use your rewards. Read our review.

Chase Sapphire Reserve®

Our pick for: Bonus travel rewards + high-end perks

The high annual fee on the Chase Sapphire Reserve® gives many potential applicants pause, but frequent travelers should be able to wring enough value out of this card to more than make up for the cost. Cardholders get bonus rewards (up to 10X) on dining and travel, a fat bonus offer, annual travel credits, airport lounge access, and a 50% boost in point value when redeeming points for travel booked through Chase. Points can also be transferred to about a dozen airline and hotel partners. Read our review. 

Chase Sapphire Preferred® Card

Our pick for: Flexibility + point transfers + big sign-up bonus

For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. Points are worth 25% more when you redeem them for travel booked through Chase, or you can transfer them to about a dozen airline and hotel partners. The sign-up bonus is stellar, too. Read our review. 

Wells Fargo Autograph℠ Card

Our pick for: Bonus rewards + no annual fee

The Wells Fargo Autograph℠ Card offers so much value, it's hard to believe there's no annual fee. Start with a great bonus offer, then earn extra rewards in a host of common spending categories — restaurants, gas stations, transit, travel, streaming and more. Read our review.

Citi Premier® Card

Our pick for: Triple points in multiple categories

The Citi Premier® Card earns bonus points on airfare, hotels, supermarkets, dining and gas stations. There's a solid sign-up bonus as well.  Read our review.

U.S. Bank Altitude® Connect Visa Signature® Card

Our pick for: Road trips

The U.S. Bank Altitude® Connect Visa Signature® Card is one of the most generous cards on the market if you're taking to the skies or the road, thanks to the quadruple points it earns on travel and purchases at gas stations and EV charging stations. It's also a solid card for everyday expenses like groceries, dining and streaming, and it comes with ongoing credits that can offset its annual fee:  $0 intro for the first year, then $95 .  Read our review .

Capital One Venture X Rewards Credit Card

Our pick for: Travel portal benefits

Capital One's premium travel credit card can deliver terrific benefits — provided you're willing to do your travel spending through the issuer's online booking portal. That's where you'll earn the highest rewards rates plus credits that can make back the bulk of your annual fee ( see rates and fees ). Read our review.

Chase Freedom Unlimited®

Our pick for: Cash back for travel bookings

The Chase Freedom Unlimited® was already a fine card when it offered 1.5% cash back on all purchases. Now it's even better, with bonus rewards on travel booked through Chase, as well as at restaurants and drugstores. On top of all that, new cardholders get a 0% introductory APR period and the opportunity to earn a sweet bonus. Read our review.

Chase Freedom Flex℠

The Chase Freedom Flex℠ offers bonus cash back in quarterly categories that you activate, as well as on travel booked through Chase, at restaurants and at drugstores. Category activation can be a hassle, but if your spending matches the categories — and for a lot of people, it will — you can rack up hundreds of dollars a year. There's a fantastic bonus offer for new cardholders and an intro APR offer, too. Read our review.

The Platinum Card® from American Express

Our pick for: Luxury travel perks

The Platinum Card® from American Express comes with a hefty annual fee, but travelers who like to go in style (and aren't afraid to pay for comfort) can more than get their money's worth. Enjoy extensive airport lounge access, hundreds of dollars a year in travel and shopping credits, hotel benefits and more. That's not even getting into the high rewards rate on eligible travel purchases and the rich welcome offer for new cardholders. Read our review.

American Express® Gold Card

Our pick for: Big rewards on everyday spending

The American Express® Gold Card can earn you a pile of points from everyday spending, with generous rewards at U.S. supermarkets, at restaurants and on certain flights booked through amextravel.com. Other benefits include hundreds of dollars a year in available dining and travel credits and a solid welcome offer for new cardholders. There's an annual fee, though, and a pretty substantial one, so it's not for smaller spenders. Read our review.

Bilt World Elite Mastercard® Credit Card

Our pick for: Rewards on rent payments

The Bilt World Elite Mastercard® Credit Card stands out by offering credit card rewards on rent payments without incurring an additional transaction fee. The ability to earn rewards on what for many people is their single biggest monthly expense makes this card worth a look for any renter. You also get bonus points on dining and travel when you make at least five transactions on the card each statement period, and redemption options include point transfers to partner hotel and loyalty programs. Read our review.

PenFed Pathfinder® Rewards Visa Signature® Card

Our pick for: Credit union rewards

With premium perks for a $95 annual fee (which can be waived in some cases), jet-setters will get a lot of value from the PenFed Pathfinder® Rewards Visa Signature® Card . It also offers a generous rewards rate on travel purchases and a decent flat rate on everything else. Plus, you’ll get travel credits and a Priority Pass membership that offers airport lounge access for $32 per visit. Read our review.

United℠ Explorer Card

Our pick for: United Airlines + best domestic airline card

The United℠ Explorer Card earns bonus rewards not only on spending with United Airlines but also at restaurants and on eligible hotel stays. And the perks are outstanding for a basic airline card — a free checked bag, priority boarding, lounge passes and more. Read our review.

» Not a United frequent flyer? See our best airline cards for other options

World of Hyatt Credit Card

Our pick for: Hotel credit card

Hyatt isn't as big as its competitors, but World of Hyatt Credit Card is worth a look for anyone who spends a lot of time on the road. You can earn a lot of points even on non-Hyatt spending, and those points have a high value compared with rival programs. There's a great sign-up bonus, free nights, automatic elite status and more. Read our review.

» Not a Hyatt customer? See our best hotel cards for other options.

Ink Business Preferred® Credit Card

Our pick for: Small business — bonus categories + big sign-up offer

The Ink Business Preferred® Credit Card starts you off with one of the biggest sign-up bonuses of any credit card anywhere: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠. You also get bonus rewards on travel expenses and common business spending categories, like advertising, shipping and internet, cable and phone service. Points are worth 25% more when redeemed for travel booked through Chase, or you can transfer them to about a dozen airline and hotel partners. Learn more and apply .

Are you in Canada?

See NerdWallet's best travel cards for Canada.

OTHER RESOURCES

How travel rewards work.

Modern-day adventurers and once-a-year vacationers alike love the idea of earning rewards toward their next big trip. According to a NerdWallet study , 68% of American adults say they have a credit card that earns travel rewards.

With a travel rewards credit card, you earn points or miles every time you use the card, but you can often earn more points per dollar in select categories. Some top travel credit cards, such as the Chase Sapphire Reserve® , offer bonus points on any travel spending, while the Marriott Bonvoy Boundless® Credit Card grants bonus points when you use the card at Marriott hotels, grocery stores, restaurants or gas stations.

Not all points and miles earned on travel rewards credit cards are the same:

General-purpose travel credit cards — including the Chase Sapphire Preferred® Card , the American Express® Gold Card and the Capital One Venture Rewards Credit Card — give you rewards that can be used like cash to pay for travel or that can be exchanged for points in airline or hotel loyalty programs. With their flexible rewards, general-purpose options are usually the best travel credit cards for those who don't stick to a single airline or hotel chain.

Airline- and hotel-specific cards — such as the United℠ Explorer Card and the Hilton Honors American Express Card — give points and miles that can be used only with the brand on the card. (Although it's possible in some cases to transfer hotel points to airlines, we recommend against it because you get a poor value.) These so-called co-branded cards are usually the best travel credit cards for those who always fly one particular airline or stay with one hotel group.

How do we value points and miles? With the rewards earned on general travel cards, it's simple: They have a fixed value, usually between 1 and 1.5 cents per point, and you can spend them like cash. With airline miles and hotel points, finding the true value is more difficult. How much value you get depends on how you redeem them.

To better understand what miles are worth, NerdWallet researched the cash prices and reward-redemption values for hundreds of flights. Our results:

Keep in mind that the airline values are based on main cabin economy tickets and exclude premium cabin redemptions. See our valuations page for business class valuations and details about our methodology.

Our valuations are different from many others you may find. That’s because we looked at the average value of a point based on reasonable price searches that anyone can perform, not a maximized value that only travel rewards experts can expect to reach.

You should therefore use these values as a baseline for your own redemptions. If you can redeem your points for the values listed on our valuations page, you are doing well. Of course, if you are able to get higher value out of your miles, that’s even better.

HOW TO CHOOSE A TRAVEL CREDIT CARD

There are scores of travel rewards cards to choose from. The best travel credit card for you has as much to do with you as with the card. How often you travel, how much flexibility you want, how much you value airline or hotel perks — these are all things to take into account when deciding on a travel card. Our article on how to choose a travel credit card recommends that you prioritize:

Rewards you will actually use (points and miles are only as good as your ability to redeem them for travel).

A high earning rate (how much value you get in rewards for every dollar spent on the card).

A sign-up bonus (a windfall of points for meeting a spending requirement in your first few months).

Even with these goals in mind, there are all kinds of considerations that will influence your decision on a travel rewards credit card.

Travel cards are for travelers

Travel cards vs. cash-back cards.

The very first question to ask yourself when choosing a travel credit card is: Should I get a travel card at all? Travel credit cards are best for frequent travelers, who are more likely to get enough value from rewards and perks to make up for the annual fees that the best travel credit cards charge. (Some travel cards charge no annual fee, but they tend to offer lesser rewards than full-fee cards.) A NerdWallet study found that those who travel only occasionally — say, once a year — will probably get greater overall rewards from cash-back credit cards , most of which charge no annual fee, than from a travel card.

Flexibility and perks: A trade-off

Co-branded cards vs. general travel cards.

Travel credit cards fall into two basic categories: co-branded cards and general travel cards.

Co-branded cards carry the name of an airline or hotel group, such as the United℠ Explorer Card or the Marriott Bonvoy Boundless® Credit Card . The rewards you earn are redeemable only with that particular brand, which can limit your flexibility, sometimes sharply. For example, if your credit card's co-branded airline partner doesn't have any award seats available on the flight you want on the day you want, you're out of luck. On the other hand, co-branded cards commonly offer airline- or hotel-specific perks that general travel cards can't match.

General travel cards aren't tied to a specific airline or hotel, so they offer much greater flexibility. Well-known general travel cards include the Capital One Venture Rewards Credit Card and the Chase Sapphire Preferred® Card . Rewards on general travel cards come as points (sometimes called "miles" but they're really points) that you can redeem for any travel expense. You're not locked into using a single airline or hotel, but you also won't enjoy the perks of a co-branded card.

Evaluating general travel credit cards

What you get with a general travel card.

The credit cards featured at the top of this page are general travel cards. They're issued by a bank (such as Chase or Capital One), carry only that bank's name, and aren't tied to any single airline or hotel group. With these cards, you earn points on every purchase — usually 1 to 2 points per dollar spent, sometimes with additional points in certain categories.

Issuers of general travel cards typically entice new applicants with big sign-up bonuses (also known as "welcome offers") — tens of thousands of miles that you can earn by spending a certain amount of money on the card in your first few months.

» MORE: NerdWallet's best credit card sign-up offers

What do you do with those points? Depending on the card, you may have several ways to redeem them:

Booking travel. With this option, your points pay for travel booked through the issuer's website, using a utility similar to Orbitz or Expedia. For example, if points were worth 1 cent apiece when redeemed this way, you could book a $400 flight on the issuer's portal and pay for it with 40,000 points

Statement credit. This lets you essentially erase travel purchases by using your points for credit on your statement. You make travel arrangements however you want (directly with an airline or hotel, through a travel agency, etc.) and charge it to your card. Once the charge shows up on your account, you apply the necessary points and eliminate the cost.

Transferring to partners. The card issuer may allow you to transfer your points to loyalty programs for airlines or hotel chains, turning your general card into something like a co-branded card (although you don't get the perks of a co-brand).

Cash back, gift cards or merchandise. If you don't plan to travel, you can burn off your rewards with these options, although you'll often get a lower value per point.

Airline and hotel cards sharply limit your choice, but they make up for it with perks that only they can offer, like free checked bags or room upgrades. General travel cards, on the other hand, offer maximum flexibility but can't provide the same kinds of perks, because the banks that issue them don't operate the airlines or hotels. Still, there are some noteworthy perks on general travel cards, including:

Travel credit. This is automatic reimbursement for travel-related spending. Some top travel credit cards offer hundreds of dollars a year in travel credit.

Trusted traveler reimbursement. More and more travel credit cards are covering the application fee for TSA Precheck and Global Entry, programs that allow you to move through airport security and customs more quickly.

Airport lounge access. Hundreds of lounges worldwide operate separately from airlines under such networks as Priority Pass and Airspace, and several general travel cards offer access to these lounges.

Points programs

Every major card issuer has at least one travel card with a points program. American Express calls its program Membership Rewards, while Chase has Ultimate Rewards® and Citi pays in ThankYou points. Wells Fargo has Wells Fargo Rewards, and U.S. Bank has FlexPerks. Bank of America® travel cards offer points without a fancy name. Travel cards from Capital One, Barclays and Discover all call their points "miles."

These programs differ in how much their points are worth and how you can use them. Some offer the full range of redemption options, including transfers to loyalty programs. Others let you use them only to book travel or get statement credit.

» MORE: Travel loyalty program reviews

Evaluating airline credit cards

What you get with an airline credit card.

Airline credit cards earn "miles" with each purchase. You typically get 1 mile per dollar spent, with a higher rate (2 or more miles per dollar) on purchases with the airline itself. (Some airline cards have also begun offering extra miles for purchases in additional categories, such as restaurants or car rental agencies.) These miles go into the same frequent-flyer account as the ones you earn by flying the airline, and you can redeem them for free flights with the airline or its alliance partners.

Co-branded airline cards typically offer sign-up bonuses (or welcome offers). But what really sets them apart are the perks they give you. With some cards, for example, the checked-bag benefit alone can make up for the annual fee after a single roundtrip by a couple. Common perks of airline cards include:

Free checked bags. This commonly applies to the first checked bag for you and at least one companion on your reservation. Some cards extend this perk to more people, and higher-end cards (with higher annual fees) may even let you check two bags apiece for free.

Priority boarding. Holders of co-branded airline credit cards often get to board the plane early — after the airline's elite-status frequent flyers but before the general population. This gives you time to settle in and gives you a leg up on claiming that coveted overhead bin space.

In-flight discounts or freebies. You might get, say, 25% off the cost of food and beverages during the flight, or free Wi-Fi.

Airport lounge access. High-end cards often include a membership to the airline's airport lounges, where you can get away from the frenzy in the terminal and enjoy a complimentary snack. Some less-expensive airline cards give you only limited or discounted lounge access; others give you none at all.

Companion fares. This perk lets you bring someone with you for a lower cost when you buy a ticket at full price.

A boost toward elite status. Miles earned with a credit card, as opposed to those earned from actually flying on the airline, usually do not count toward earning elite status in an airline's frequent-flyer program. However, carrying an airline's high-end card might automatically qualify you for a higher tier within the program.

The biggest U.S. airlines — American, United and Delta — offer an array of credit cards. Each airline has a no-annual-fee card that earns miles on purchases but provides little in the way of perks (no free bags or priority boarding). Each has a high-end card with an annual fee in the neighborhood of $450 that offers lounge access and sumptuous perks. And each has a "middle-class" card with a fee of around $100 and solid ongoing perks. Southwest offers three credit cards with varying fees; smaller carriers may just have a single card.

» MORE: NerdWallet's best airline credit cards

Choosing an airline

Which airline card you get depends in large part on what airline you fly, and that's heavily influenced by where you live. Alaska Airlines, for example, has an outstanding credit card, but the airline's routes are concentrated primarily on the West Coast. So it's not a great option for those who live in, say, Buffalo, New York, or Montgomery, Alabama.

If your local airport is dominated by a single airline, then you're probably flying that carrier most (or all) of the time by default. Delta, for example, is the 800-pound gorilla at Minneapolis-St. Paul and Salt Lake City. United has the bulk of the traffic at Newark and Washington Dulles. American calls the shots at Charlotte and Dallas-Fort Worth. That airline's credit card may be your only realistic option. If you're in a large or midsize market with frequent service from multiple airlines, you have more choice.

» MORE: How to choose an airline credit card

Evaluating hotel credit cards

What you get with a hotel card.

Hotel credit cards earn points with each purchase. As with airline cards, you typically get more points per dollar for purchases from the co-brand partner, and some cards also give bonus points in additional categories. (Hotel cards tend to give you a greater number of points overall than airline cards, but each individual point is generally worth less than a typical airline mile.) Similar to the airline model, the points you earn with the card go into the same loyalty account as the points you earn from actually staying at a hotel. You redeem your points for free stays.

Hotel cards usually offer a sign-up bonus, but like airline cards, they really make their bones with the ongoing perks. Common perks on hotel cards include:

Free nights. Several cards offer this perk, which can make up for the card's annual fee. You may get a free night automatically every year, or you may unlock it by spending a certain amount within a year. In the latter case, it comes on top of the points you earn for your spending.

Upgrades and freebies. Cardholders may qualify for automatic room upgrades when available, or free or discounted amenities such as meals or spa packages.

Early check-in/late check-out. No one likes having to cool their heels in the hotel lobby waiting for 3 o'clock to check in. And no one likes have to vacate their room by 11 a.m. when their flight doesn't leave till evening.

Accelerated elite status. Some hotel cards automatically bump you up a level in their loyalty program just for being a cardholder.

» MORE: NerdWallet's best hotel credit cards

Choosing a hotel group

If you decide to go the hotel-card route, you'll need to decide which hotel group gets your business. Hotels aren't as market-concentrated as airlines, so if your travels take you mostly to metropolitan areas, you'll have a decent amount of choice. Keep in mind that even though there are dozens of nationally recognizable hotel brands, ranging from budget inns to luxury resorts, many of them are just units in a larger hotel company, and that company's card can unlock benefits across the group.

Marriott, for example, includes not only its namesake properties but nearly 30 other brands, including Courtyard, Fairfield, Renaissance, Residence Inn, Ritz-Carlton, Sheraton and Westin. The Hilton family includes DoubleTree, Embassy Suites, Hampton Inn and Waldorf-Astoria. InterContinental includes Holiday Inn, Candlewood, Staybridge and Crowne Plaza. Wyndham and Choice have more than 15 mid-tier and budget-oriented brands between them.

HOW TO COMPARE TRAVEL CREDIT CARDS

No travel rewards credit card is going to have everything you want. You're going to be disappointed if you expect to find a high rewards rate, a generous sign-up bonus, top-notch perks and no annual fee. Each card delivers value through a different combination of features; it's up to you to compare cards based on the following features and choose the best travel credit card for your needs and preferences.

Most of the best travel cards charge an annual fee. Fees in the range of $90 to $100 are standard for travel cards. Premium cards with extensive perks will have fees of $450 or more. Weigh the value of the rewards and perks you'll get to make sure they'll make up for the fee.

Can you find good cards without an annual fee? Absolutely! There are no-fee options on our list of the best travel credit cards, and we've rounded up more here . Just be aware that if you go with a no-fee travel card, you'll earn rewards at a lower rate, your sign-up bonus will be smaller, and you won't get as many (if any) perks.

Rewards rate

Rewards can be thought of in terms of "earn rate" and "burn rate".

The earn rate is how many points or miles you receive per dollar spent. Some general travel cards offer flat-rate rewards, meaning you get the same rate on all purchases, all the time — 2 miles per dollar, for example, or 1.5 points per dollar. Others, including most co-branded cards, offer a base rate of maybe 1 point per dollar and then pay a higher rate in certain categories, such as airline tickets, hotel stays, general travel expenses or restaurant meals.

The burn rate is the value you get for those points or miles when you redeem them. The industry average is about 1 cent per point or mile. Some cards, particularly hotel cards, have lower value per point on the "burn" side but give you more points per dollar on the earning side.

When comparing rewards rates, don't just look at the numbers. Look at the categories to which those numbers apply, and find a card that matches your spending patterns. Getting 5 points per dollar seems great — but if those 5X points come only on purchases at, say, office supply stores, and you don't spend money on office supplies, then you're getting lousy value.

Sign-up bonus

Travel cards tend to have the biggest sign-up bonuses — tens of thousands of points that you earn by hitting a certain amount of spending. But there's more to consider when comparing sign-up bonuses than just how many points or miles you earn. You must also take into account how much you have to spend to earn the bonus. While cash-back credit cards often require just $500 to $1,000 in spending over three months to unlock a bonus, travel cards commonly have thresholds of $3,000 to $5,000.

Never spend money you don't have just to earn a sign-up bonus. Carrying $3,000 in debt for a year in order to earn a $500 bonus doesn't make economic sense — the interest you'll pay could easily wipe out the value of the bonus.

Finally, keep in mind that the biggest bonuses will come on cards with annual fees.

Foreign transaction fees

A good travel card will not charge a foreign transaction fee. These fees are surcharges on purchases made outside the U.S. The industry standard is about 3%, which is enough to wipe out most if not all of the rewards you earn on a purchase. If you never leave the U.S., then this isn't much of a concern, but anyone who travels abroad should bring a no-foreign-transaction-fee card with them.

Some issuers don't charge foreign transaction fees on any of their cards. Others charge them on some cards but not all.

International acceptance

Not all travel credit cards are great companions for international travel. While Visa and Mastercard are good pretty much worldwide, you may encounter limited acceptance for American Express and, especially, Discover, depending on the destination. This doesn't mean world travelers should dismiss AmEx and Discover. Just know that if you take one of these cards with you overseas, you'd be smart to bring along a backup in case you run into acceptance problems. (Having a backup card is good advice within the U.S., too, really.)

Travel protections

Consider which travel protections — car rental insurance , trip cancellation coverage , lost baggage protection — are important to you.

"Rewards" are what you get for using a credit card — the points earned with each transaction and the bonuses you unlock with your spending. "Perks" are goodies that you get just for carrying the card. There's a very close correlation between the annual fee on a card and the perks you get for carrying it. Cards with no annual fee are all about rewards and go very light on perks. Premium cards with annual fees of $450 or more are laden with perks (although sometimes their rewards aren't too special). Midtier cards (in the $100 range) tend to have solid rewards and a handful of high-value perks.

Assuming you take advantage of them, the perks often make up for the annual fee on a card quite easily. This is especially true with co-branded cards. Free checked bags can pay for an airline card several times over, and a free night is usually worth more than the fee on a hotel card. When comparing the perks of various cards, be realistic about which ones you will and won't use. Sure, that card may entitle you to a free spa package the next time you're at a five-star hotel, but how often do you stay at five-star hotels?

SHOULD YOU GET A TRAVEL CARD? PROS AND CONS

Pros: why it's worth getting a travel card.

The sign-up bonus gives you a big head-start on travel. Bonuses on the best travel credit cards typically run $500 or more — enough for a roundtrip ticket in many instances.

Perks make travel less expensive and more relaxing. You won't have to worry about cramming a week's worth of clothes into a carry-on if your travel credit card gives you a free checked bag (or automatically reimburses you for the bag fee). Hate the crush of travelers in the terminal? Escape to the airport lounge. Renting a car? Use a travel card that provides primary rental car insurance.

Rewards get you closer to your next trip with every purchase. Spending money on the mundane activities of daily life has a silver lining when you know that every $1,000 you spend will knock $10 or $20 off the cost of that future beach vacation or trip home to see Mom and Dad.

No foreign transaction fee can mean big savings. Take just any old credit card with you on vacation outside the U.S., and $1,000 worth of purchases can cost you $30 off the top due to the foreign transaction surcharge. Good travel cards don't charge this fee.

"Double dipping" gives you more points on travel purchases. Buy a plane ticket or book a hotel room, and you'll earn loyalty points or miles regardless of how you pay. Use the right credit card, though, and you'll earn even more points and miles on top of those.

Strategic redemption can multiply your value. With cash-back credit cards, 1 cent is worth 1 cent, and that's just how it goes. The points and miles on many travel credit cards have variable value based on how you redeem them — booking travel with them vs. transferring them to a partner, booking domestic vs. international flights and economy vs. business class, staying at budget hotels vs. high-end resorts, and so on.

Cons: Why a travel card might not be for you

The best cards charge annual fees. In many cases, the value you get from a credit card more than makes up for the annual fee. But some people are dead set against paying a fee under any circumstances. If that's you, your options in travel cards will be sharply limited, and you won't get the perks that provide a big portion of the value on many cards.

Sign-up bonus spending requirements can be steep. A bonus worth $500, $600 or $700 is attractive, but only if you can afford to earn it with spending you were going to do anyway. If you have to amass thousands of dollars in debt and then pay interest on it, it's not worth it.

Travel cards aren't ideal for infrequent travelers. In the first year with a travel card, you're probably going to come out ahead: You can earn a big sign-up bonus, and several popular cards waive the first year's annual fee, too. In subsequent years, though, you'll break even on that fee only if you use the card enough to make up for it (with the rewards you earn and redeem and the perks you use). Infrequent travelers are more likely to get more total rewards from a cash-back card with no annual fee.

Cash back is simpler and more flexible. Some travel cards allow you to redeem your rewards only for travel. Others give you poor value unless you redeem for travel. Still others have complicated redemption options, making it hard to get the most out of your rewards. With cash-back credit cards, you can use your rewards on anything, you know exactly how much your rewards are worth, and redemption is usually simple.

Rewards cards tend to charge higher interest rates. If you regularly carry a balance from month to month, a travel credit card — or any rewards credit card — probably isn't your best choice. The interest you pay is eating up the value of your rewards. You're better off with a low-interest card that reduces the cost of carrying debt.

MAKING THE MOST OF YOUR TRAVEL CARD

Maximize your rewards with the following tips:

Plan your credit card application around a big purchase to earn the sign-up bonus.

Seize every opportunity to pick up the tab, especially if your travel credit card pays bonus rewards on dining; your friends can pay you back while you collect rewards.

Redeem rewards for travel instead of gift cards, merchandise or (in most cases) cash back to get the best value.

Join the loyalty program associated with a co-branded card — a frequent-flyer or frequent-guest program.

Shop for essentials in your card’s online bonus mall or through its exclusive offers, if available, to get extra rewards.

OTHER CARDS TO CONSIDER

It’s worth considering whether a travel credit card is even right for you in the first place. A NerdWallet study found that cash-back credit cards often earn more money — even for many travelers.

If you carry a balance from month to month, the higher interest rates typically charged by rewards cards can cancel out any rewards earned. If you have a good credit score, you're better off with a low-interest credit card that can save you money on interest.

A good travel credit card shouldn't charge foreign transaction fees, but there are good non-travel cards that also don't charge them. See our best cards with no foreign transaction fee .

If you value transparency and flexibility in your rewards, you can't go wrong with a cash-back card — and you can still use the rewards for travel, if you want.

Finally, if you're still not sure what's right for you, take a look at our best rewards credit cards for options beyond travel and cash back.

NerdWallet's Sam Kemmis contributed to this article.

To view rates and fees of the American Express® Gold Card , see this page . To view rates and fees of The Platinum Card® from American Express , see this page .

Last updated on April 26 , 2024

Methodology

NerdWallet's Credit Cards team selects the best travel rewards credit cards based on overall consumer value, as evidenced by star ratings, as well as their suitability for specific kinds of travelers. Factors in our evaluation include each card's annual fee, foreign transaction fees, rewards earnings rates, ease of use, redemption options, domestic and international acceptance, promotional APR period, bonus offers, and cardholder perks such as automatic statement credits and airport lounge access. Learn how NerdWallet rates credit cards.

Frequently asked questions

Travel credit cards earn points (sometimes called miles) each time you buy something. The standard earning rate is 1 to 2 points per dollar spent, and many cards give you extra points for certain purchases, particularly travel expenses. The value of a point depends on the card that earned it and how you redeem it, but a good rule of thumb is to assume each point is worth an average of about 1 cent.

Your points accumulate in a rewards account, where you can use them to pay for travel. Most cards let you book travel directly using a portal similar to those at online travel agencies or on airline and hotel websites, but instead of paying cash, you pay with your points. Depending on the card, you may also have the option of booking travel any way you want, paying for it with the card and then cashing in your points for a credit against those expenses.

Points and miles are just different names for the same thing: the currency used in a travel rewards program. Some travel credit cards call them points, some call them miles.

Airline frequent flyer programs have long used the term “miles” to refer to the rewards you earn for flying. That’s because at one time, you really did earn rewards according to how many miles you flew — the longer the flight, the more miles you earned. Nowadays, most domestic airlines give out “miles” based on how much you spend, not how far you fly, so they’re really just points. (There are a few exceptions, though, notably Alaska Airlines.)

Especially when it comes to redeeming your rewards, there’s no difference between points and miles. The number of points or miles you need is based mostly on the cost of what you’re redeeming them for. It takes more than 500 miles (value about: $5) to get a free 500-mile flight!

The value of a point or mile depends on the card you earned it with and how you redeem it. A common rule of thumb is to assume that each point or mile is worth an average of 1 cent, although you can certainly get a much higher (or lower) redemption value. See our travel loyalty roundup page for NerdWallet’s current valuations for airline miles and hotel points.

Travel credit cards fall into two main categories: co-branded and general-purpose.

• Co-branded travel cards carry the name of an airline or hotel chain. The rewards you earn on the card can typically be redeemed only with that brand (or maybe its partners). Co-branded cards limit your flexibility, but because they are issued in partnership with an airline or hotel, they can give you special perks, like free checked bags or room upgrades.

• General-purpose travel cards are issued by a credit card company and are not directly tied to any particular airline or hotel. They earn points in the issuer's own program, such as American Express Membership Rewards, Chase Ultimate Rewards® or Citi ThankYou. These points are a lot more flexible, as you can use them to pay for a range of travel expenses, including flights on any airline or stays at any hotel. However, they don’t offer the airline- or hotel-specific perks of co-branded cards.

Travel cards — like rewards cards in general — typically require good to excellent credit for approval. Good credit is generally defined as a credit score of 690 or better. However, credit scores alone do not guarantee approval. Every issuer has its own criteria for evaluating applications.

About the author

Sara Rathner

THANKYOU ® REWARDS CITIBANAMEX

Un programa de recompensas de nivel mundial, descubre los beneficios con tus tarjetas citibanamex.

¡Que esta temporada tus ThankYou Points se transformen en momentos inolvidables!

Explora nuestro catálogo.

Elige alguno de los artículos exclusivos que tenemos para ti.

Utiliza tus ThankYou Points y recibe tus artículos.

Ver el catálogo

Aprovecha tus puntos al máximo

Disfruta de estos exclusivos beneficios con tus thankyou ® points.

Viaja sin restricciones

Disfruta nuestra tarifa fija en viajes (1) y cambia tus puntos por boletos de avión. No hay restricción de asientos o fechas. Sólo necesitas hacerlo con 21 días de anticipación. (6)

Compra en Apple y Amazon EEUU

Cambia tus puntos por artículos de Apple, dentro de la página de citirewards.com así como en artículos en Amazon EEUU. (7)

Paga con tus puntos en establecimientos

Aprovecha tus ThankYou ® Points para pagar en establecimientos (8) como: Liverpool, La Comer, MacStore e Hidrosina.

Disfruta grandes beneficios

Utiliza tus puntos para pagar la Comisión por administración (antes Comisión anual) de tu tarjeta (9) o cámbialos por dinero en cashback que se bonificará a tu Tarjeta de Crédito Citibanamex Participante. (9)

Disfruta productos increíbles

Cambia tus ThankYou ® Points por productos de nuestro catálogo exclusivo y disfruta de una variedad de artículos en electrónica, hogar, cocina y más.

Certificados en tus tiendas favoritas

Cambia tus ThankYou ® Points por certificados digitales de regalo en: Liverpool, Palacio de Hierro, Uber, Starbucks y más. (10)

Consiéntete en tus vacaciones

Cambia tus ThankYou ® Points por noches de hotel, renta de autos o para vivir experiencias increíbles en tus vacaciones.

Transfiere tus puntos y viaja más

Transfiere tus ThankYou ® Points a otros programas de lealtad (11) como: Lifemiles de Avianca, Aeroméxico Rewards, Flying Blue de Air France y IHG de Rewards Club.

Usar tus ThankYou® Points en Liverpool ahora es más fácil.

Al comprar en cualquiera de las tiendas de Liverpool menciónale a tu vendedor que deseas pagar con tus ThankYou® Points para que te ayuden a:

Consultar tu saldo

Seleccionar si pagar el total de tu compra o la cantidad disponible de acuerdo al total de tus puntos.

Recuerda utilizar la tarjeta Titular al momento de pagar con tus ThankYou® Points.

También podrás usar tus ThankYou® Points para pagar en tiendas como:

Tiendas Departamentales Grupo Liverpool:

Autoservicio Grupo La Comer:

Otros Comercios:

Descubre cuántos puntos puedes obtener con tu tarjeta

por cada dólar gastado

1.15 puntos

A partir del 17 de septiembre de 2022, la vigencia de tus ThankYou® Points para Tarjetas Citibanamex Rewards y Citibanamex Premier será de 3 años.

Consulta términos y condiciones en citirewards.com

Conoce el saldo de tus puntos y comienza a utilizarlos

Ingresa a BancaNet

Inicia sesión con tu número de cliente y contraseña

Ingresa a Recompensas Citibanamex > ThankYou® Points

También puedes conocer el saldo de tus puntos en la app Citibanamex Móvil, en tu Estado de Cuenta o por Audiomático llamando al 55 1000 0432 de lunes a viernes de 8:00 a 20:00 h o de sábado a domingo de 9:00 a 18:00 h

Preguntas Frecuentes

¡No! ThankYou® Points es un programa de recompensas del cual eres parte desde el primer día que activas tu Tarjeta de Crédito Rewards, Premier, Prestige y/o Beyond. Entre más la utilices, gozarás de más beneficios.

Las Tarjetas de Crédito que generan ThankYou® Points son:

- Citibanamex Rewards

- Citibanamex Premier

- Citibanamex Prestige

- Citibanamex Beyond

Tienes que ingresar a citirewards.com para poder ver todas las opciones de viajes que tenemos.

Tienes la posibilidad de poder cambiar tus ThankYou® Points por dinero en la funcionalidad de Cashback. A la hora de cambiar Puntos por Cashback, se te abonará lo correspondiente a tu Tarjeta de Crédito.

Para poder acceder a los certificados de regalo, es necesario que ingreses a citirewards.com

¿Tienes más dudas?

Comunícate a nivel nacional: 55 1000 0432 (1 BANAMEX)

Horario de atención lunes a viernes de 8:00 20:00 h Sábado y domingo de 9:00 18:00 h.

(1) Para comprar boletos de avión con ThankYou ® Points y obtener una tarifa fija en puntos para volar en cualquier temporada es necesario reservar con 21 días de anticipación en citirewards.com o a través del call center: 55 1000 0432 Opción 2. Horario de atención de lunes a viernes de 8:00 20:00 h y sábado y domingo de 9:00 18:00 h.

(2) Las compras a meses sin intereses no generan ThankYou® Points. Consulta más información así como términos y condiciones del programa en citirewards.com Para comprar boletos de avión con ThankYou® Points y obtener una tarifa fija en puntos para volar en cualquier temporada es necesario reservar con 21 días naturales de anticipación en citirewards.com o a través del call center: 1000 0432 Opción 2. Horario de atención de lunes a viernes de 8:00 20:00 h y sábado y domingo de 9:00 18:00 h.

(3) Los ejercicios que se muestran en esta calculadora se realizaron considerando el valor del dólar en $22.00 MXN.

(4) Producto sujeto a disponibilidad.

(5) Consulta marcas participantes.

(6) Si tu saldo en puntos no es suficiente, puedes pagar la diferencia con cargo a tu Tarjeta de Crédito Citibanamex participante.

(7) Los ThankYou ® Points son validos para comprar en la página de Amazon de Estados Unidos. No es posible canjearlos por productos elegibles de otras tiendas de Amazon.

(8) Para Utilizar tus ThankYou® Points debes presentar tu tarjeta titular directamente en caja. Las compras a meses sin intereses no generan ThankYou® Points. La tarjeta deberá estar en situación normal y sin atrasos. Las tarjetas adicionales no están habilitadas para la redención de puntos. El periodo máximo para reportar una aclaración de su pago con puntos deberá ser de 6 meses. En el pago con ThankYou® Points no se puede emitir factura.

(9) Las Tarjetas de Crédito participantes en el programa de ThankYou® Rewards son: Citibanamex Rewards, Citibanamex Premier, Citibanamex Prestige y Citibanamex Beyond.

(10) Puedes cambiar tus ThankYou® Points por certificados de regalo en la página de citirewards.com

(11) Los Puntos intercambiados bajo la redención de transferencia de puntos y acreditados a su cuenta de membresía con el Programa de lealtad de viaje participante están sujetos a los términos y condiciones de dicho Programa de lealtad de viaje. Consúltalos en citirewards.com

Las Tarjetas de Crédito Citibanamex son productos emitidos por Tarjetas Banamex, S.A. de C.V. SOFOM ER integrante del Grupo Financiero Banamex. Es responsabilidad de su proveedor la seguridad, calidad, contenido y cambios en plataformas, eventos y/o productos.

• Mastercard presenta Travel Rewards, su programa para incentivar las compras de turistas extranjeros en España
• Mastercard quiere contribuir a la reactivación del turismo internacional, una vez que sea posible y a la recuperación del comercio local, uno de los sectores más afectados por la Covid-19.
• En esta primera fase, se han adherido al programa establecimientos de moda, hoteleros, de hostelería, restauración y cultura
• Mastercard Travel Rewards ofrece a más de 150 millones de usuarios acceso a ofertas exclusivas y reembolsos a la hora de viajar o realizar compras en establecimientos de todo el mundo

Mastercard ya tiene listo el programa  Mastercard Travel Rewards (MTR)  en España, dirigido a incentivar las compras de turistas extranjeros titulares de tarjetas Mastercard en comercios, hoteles y restaurantes, que comiencen a viajar a España en cuanto las condiciones sanitarias lo hagan posible. Con ello, la compañía líder en tecnología de pagos espera contribuir a la reactivación del turismo internacional una vez que sea factible y, de esta forma, también a la recuperación del comercio local, uno de los sectores más afectados por la situación actual marcada por la pandemia de la Covid-19.

MTR ofrece a más de 150 millones de titulares de tarjetas Mastercard acceso a una amplia variedad de ofertas exclusivas y reembolsos a la hora de viajar o realizar compras en diferentes establecimientos de todo el mundo y, desde ahora, también en nuestro país.

En esta primera fase, los comercios que se han adherido al programa MTR en España provienen de diferentes sectores: moda (MALABABA, FURLA, Boggi Milano), shopping (Las Rozas Village, La Roca Village), el hotelero (Mandarin Oriental Barcelona, Mandarin Oriental Ritz, Madrid, Jumeirah Port Soller Hotel & Spa, Hotel Orfila, Heritage Hotel), el hostelero y de la restauración (Habanera, Marieta, Botania, Caramba, Frida, Perrachica, Umo, Carbón Negro) y, del ocio y entretenimiento (Fever).

España se convierte, así, en uno de los cuatro países europeos, junto con Francia, Italia y Reino Unido, en el que los usuarios de Mastercard pueden beneficiarse de las condiciones del programa MTR, que en 2021 estará operativo en 56 países de todo el mundo. Las ofertas, que se actualizan trimestralmente, están disponibles en la web de MTR, una página global que brinda a los usuarios la posibilidad de consultar las promociones de cada mercado.

Cómo funciona Mastercard Travel Rewards

Para participar, solo es necesario realizar un pago con una tarjeta Mastercard internacional en los comercios adscritos, bien de forma online o en los puntos de venta físicos, dependiendo de la promoción en cuestión. En el caso de las ofertas especificadas como “spend in-store” (gasto en tienda), el usuario debe viajar al país de destino para beneficiarse de las mismas, mientras que es posible acceder a las del tipo “spend online” (gasto online) desde el país de origen.

Los titulares de tarjetas Mastercard no necesitan realizar ningún tipo de inscripción o registro en el programa, ya que es su banco el que se encarga de ese proceso. Una vez que éste haya determinado su elegibilidad, las transacciones de reembolso correspondientes a las promociones se procesarán automáticamente.

Según Paloma Real, directora general de Mastercard España: “La llegada de Mastercard Travel Rewards a España es una gran noticia por lo que supone para los titulares de tarjetas Mastercard, pero también para los comercios y establecimientos adscritos al programa. La situación que nos ha tocado vivir ha asestado un duro golpe a todos los sectores de la economía y, muy especialmente, a los que dependen en mayor o menor medida del turismo. A través de MTR queremos poner nuestro granito de arena en la reactivación del turismo internacional, cuya repercusión es vital para la recuperación del comercio local”.

Mastercard Travel Rewards pretende crecer de manera progresiva y fuerte en España, con la intención de ir sumando nuevos comercios adscritos en los que cada vez un mayor número de turistas, de diferentes orígenes, pueda beneficiarse de sus ofertas. Además, Mastercard pondrá en marcha campañas de comunicación y márketing en todos estos países de origen, para dar a conocer las marcas españolas adscritas al programa, sus características y promover sus tiendas online.

Una nueva muestra del compromiso de Mastercard con el comercio local

Según el “Barómetro de necesidades financieras de los negocios y empresas ante la crisis de la Covid-19″ de Mastercard, casi el 70% de los negocios atraviesa dificultades para hacer frente a gastos como el pago de nóminas o del local debido de la pandemia. Por otro lado, el 36% considera que la situación económica de su empresa tardará entre uno y tres años en volver a ser igual que antes de la crisis.

Por eso, la compañía ha puesto en marcha diferentes iniciativas en favor del comercio local como “Seguimos en el barrio gracias a ti”, impulsada junto al Ayuntamiento de Madrid y COCEM (Confederación de Comercio Especializado de Madrid), y con la que, a lo largo del pasado mes de septiembre se incentivó la aceptación de pagos con tarjeta para estimular y reactivar el consumo en los negocios y facilitar la oferta comercial de las tiendas a ciudadanos y visitantes, así como promocionar el comercio de Madrid y reforzar el sentimiento de pertenencia a los barrios.

• Notas de prensa
• Región (inglés)
• Austria (alemán)
• Bélgica (neerlandés)
• Bélgica (francés)
• República Checa (checo)
• Dinamarca (danés)
• Francia (francés)
• Alemania (alemán)
• Hungría (húngaro)
• Italia (italiano)
• Luxemburgo (francés)
• Países Bajos (holandés)
• Noruega (noruego)
• Polonia (polaco)
• Portugal (portugués)
• España (español)
• Suecia (sueco)
• Suiza (alemán)
• Reino Unido (inglés)

Otra información

• Acerca de Mastercard
• Relaciones con los inversores
• Política de privacidad global
• Términos de uso

Driving Loyalty Through Travel Rewards Platforms

Arrivia is the largest stand-alone travel loyalty provider in the world. For more than 25 years, we have powered travel loyalty and rewards programs for some of the world’s most respected cruise, hotel, resort, and financial brands, including American Express®, USAA®, and Marriott Vacation Club®.

What is arrivia ?

Travel programs that help you grow

With arrivia , you can harness the emotional power of travel to attract new customers, members or employees while engaging existing ones. Our travel privileges booking platform allows you to generate new revenue to support your business goals.

Re-imagine your loyalty program

We give companies the tools they need to incentivize sales, deliver valuable rewards, market-personalized, relevant offers and encourage member participation.

We help businesses sell more to their customers by providing incentives, irresistible travel discounts and inspiring memberships.

We help businesses with membership groups provide travel solutions that engage their members with personalized marketing and branded customer service capabilities.

We offer businesses added benefits that help attract new employees and retain existing ones through travel reward programs.

The most competitive inventory available

Our travel privileges booking platform offers your customers the flexibility and options they want while helping them discover more value. You can capture more of their travel spend by becoming the go-to resource for every aspect of their trip, again and again.

worldwide itineraries across all categories

global airlines in all commercial markets

worldwide hotels and vacation homes

global pick-up locations from major suppliers

curated resorts and hotels from major suppliers

unique experiences and tours by trusted partners

Key booking & benefits

Unique solutions for your industry

Solutions for

Our brandable travel booking platform rewards loyal members, incentivizes new sales and creates revenue channels.

Extensive travel options that easily integrate with your existing platform to drive sales and increase program value.

Marketing services offering personalized experiences that boost member engagement, redemptions and loyalty program participation.

Our partnerships

Arrivia powers some of the most iconic names in travel, hospitality, and financial services

We are recognized as a global leader in business, across our industry and among our suppliers. Our award-winning collaborative culture of delivering excellent customer service, custom-branded solutions and innovative technology is like no other in the industry.

By continuing to browse this website you are agreeing to accept our privacy policy which includes the use of cookies to analyze and improve our marketing efforts.

Tres tipos de ofertas, todo tipo de recompensas, disponibles al alcance de su mano con su Mastercard elegible

Los tipos de ofertas se pueden identificar por sus íconos de insignia, como se ve a continuación. Haga clic en cada tipo para conocer cómo usar nuestras ofertas

Ofertas Vigentes

Las ofertas están vinculadas a su tarjeta y se pueden disfrutar sin ninguna acción adicional

• Inicie sesión o ingrese los dígitos enlistados de su tarjeta elegible de Mastercard Travel Rewards para explorar la lista de ofertas vigentes disponibles para usted
• Mastercard Travel Rewards actualmente tiene ofertas vigentes en más de 25 destinos

• Simplemente haga una compra que califique con su Mastercard en cualquier comercio Ready to Use dentro de las fechas y términos de uso indicados

Solo con fines ilustrativos. Ofertas sujetas a cambios. Explora para ver las ofertas disponibles.

Gane reembolsos sin problemas

• Al usar su Mastercard elegible para realizar una compra elegible, los créditos se agregarán directamente a su estado de cuenta
• Los créditos se rastrearán en la página de resumen de su cuenta
• El crédito de reembolso se recibirá dentro de los 30 días posteriores a la transacción

Todas las ofertas están sujetas a los términos y condiciones de la oferta individuales

Agregar Oferta al Tarjeta

Debe hacer clic en "Activar Oferta" antes de comprar para que la oferta sea válida

• Requiere un registro único para vincular su tarjeta y activar las ofertas Activar Oferta

Agrégue la oferta

• Presione el ícono "+" para agregar y activar cualquier oferta Activar Oferta que desee antes de la compra. Realice una compra que califique dentro de las fechas y términos de uso indicados
• Si tiene varias tarjetas vinculadas a su cuenta, debe activar cada oferta por tarjeta

Haga clic para usar la oferta

Solo se puede acceder a las ofertas haciendo clic en el enlace de la tienda del comerciante a través de este sitio

Registre una cuenta

• Requiere un registro único para vincular su tarjeta para tener acceso a las ofertas Click to Use

Explore y haga clic para comprar

• Explore la lista de ofertas en línea disponibles para usted
• Una vez que haya hecho clic en la oferta, debe hacer clic en el enlace proporcionado a la tienda en línea del comerciante. Compre como lo haría normalmente y haga una compra que califique
• Al usar su Mastercard elegible para realizar una compra que califique, los créditos se agregarán directamente a su estado de cuenta
• El crédito de reembolso se recibirá dentro de los 120 días

Vea hasta dónde le llevará su tarjeta

Iniciar sesión.

Para desbloquear ofertas online adicionales, debe iniciar sesión con el fin de verificar su cuenta y elegibilidad.

* significa campo obligatorio

Registrarse

Ponemos el mundo a su alcance Disfrute de reembolsos y desbloquee ofertas online adicionales reservadas para nuestros titulares de tarjetas.

Registro completo

Se ha registrado correctamente para recibir reembolsos automáticos.

Tarjeta de Crédito Travel Pass Banamex: lo Bueno y lo Malo

En Kardmatch analizamos los productos financieros en México desde 2008. Nuestros expertos realizan evaluaciones objetivas sobre el valor real que puedes esperar de los productos analizados, así como también te alertan sobre posibles riesgos que pudieran afectar tu bolsillo en caso de contratarlos. Nuestros artículos presentan la opinión de nuestros editores basada en la información del producto disponible al momento de su publicación, por lo que el lector deberá asegurarse que dichas condiciones siguen vigentes antes de contratarlo.

Conoce todo sobre la tarjeta de crédito Travel Pass de Banamex y descubre si puede hacerte viajar más rápido.

IMPORTANTE :  Este producto ha sido descontinuado por Banamex y reemplazado por las tarjetas Citi Rewards y Citi Premier , las cuales ofrecen nuevos beneficios para los viajeros que no quieren "atarse a una aerolínea".

Cada vez son menos las personas que buscan tramitar una tarjeta de crédito sólo para financiar sus gastos, muchas son las que ahora se interesan en las recompensas y para obtenerlas deciden pagar todos sus gastos con un mismo plástico.

Así como hay tarjetas que premian la lealtad del usuario con artículos de catálogo y dinero en efectivo, existen algunas otras que permiten obtener boletos de avión y viajar gratis por el mundo. Una aspiración que comparte más de uno, ¿no crees?

Ese es el caso de la tarjeta de crédito Travel Pass de Banamex , la cual desglosaremos en los siguientes párrafos con la intención de responder la siguiente pregunta: ¿viajarás más si te 'casas' con este plástico? 

¿En qué consiste la tarjeta Travel Pass?

Esta es una tarjeta de crédito pensada para las personas que prefieren las recompensas de viajes y no quieren atarse a una aerolínea en particular .

Está respaldada por MasterCard y  cuenta con su propio programa de recompensas llamado Travel Pass , en el cual ganas puntos que después puedes intercambiar por recompensas en la categoría de viajes. Si quieres saber más de este programa da clic aquí .

• Inscripción automática al programa de recompensas Travel Pass en donde se acumulan puntos para canjearse por  boletos de avión con cualquier aerolínea , descuentos en tarifas aéreas, estancias de hotel, renta de autos y artículos de catálogo .
• Ofrece el valor del punto más alto con respecto a las tarjetas de su categoría , lo que quiere decir que tendrás que gastar menos para alcanzar boletos gratis (ver tabla abajo). 
• Ofrece acceso al Centro de Viajes Pass Points  en donde pueden ayudarte via telefónica a hacer las reservaciones de tu viaje y canje de puntos.
• 2x1 en boletos de avión: Recibes un certificado 2X1 si acumulas $2,000 en compras en los primeros tres meses de uso y otro cada aniversario de tu tarjeta, siempre y cuando hayas acumulado 5,000 Pass Points a lo largo del año. 
• La promoción no tiene vigencia y se puede comprar el boleto de avión con puntos o con pago combinado (Pass Points + Tarjeta Travel Pass). 
• Tarjetas adicionales : se cuenta con hasta 6 plásticos adicionales a mitad de precio, eligiendo el límite mensual de consumo de cada una.
• Preventas Banamex:  oportunidad de comprar boletos para eventos antes que el público en general.
• Tasa cero:  Posibilidad de realizar compras a meses sin intereses.
• Menos gasto por boletos nacionales:  brinda la oportunidad de gastar mucho menos que otras tarjetas para obtener vuelos en México (observa el cuadro de abajo).

¿Viajarás más rápido con esta tarjeta?

Con el objetivo de que puedas ver de manera tangible el valor de las recompensas que pueden obtenerse, realizamos un análisis para comparar el nivel de gasto necesario para alcanzar un boleto de avión nacional en tres tarjetas que compiten en el mismo segmento.

Esto fue lo que ocurrió:

Desventajas

• Por ser un programa de recompensas basado en dólares (1 punto por USD gastado), si el tipo de cambio sigue a la alza, el número de Pass Points que acumularás será menor.
• Con la cancelación del programa  Paquete Banamex , se eliminó la posibilidad de recibir la bonificación de la anualidad al utilizarla frecuentemente.
• Con la tarjeta de crédito Travel Pass no podrás entrar a las Salas VIP en los aeropuertos, lo cual es ofrecido sólo en su versión premium ( Travel Pass Platinum Elite ).
• Su tasa de interés no es para financiarse a plazos, sin embargo, si te mantienes utilizando los meses sin intereses no tendrás de que preocuparte.

Esta tarjeta puede ser una buena opción para las personas que quieren que sus compras les den boletos de avión sin atarse a una aerolínea .

La cantidad que tienes que gastar para obtener un boleto de avión gratis es el menor en su categoría, por lo que te permitirá viajar antes que sus competidoras .

Además de las recompensas, los certificados 2x1  incrementan las probabilidades de viajar apalancándote de la tarjeta .

Lo anterior, junto con los beneficios tradicionales de las tarjetas Banamex como las preventas y acceso a múltiples ofertas a meses sin intereses la hacen una fuerte contendiente en el mercado.

COMENTARIOS

Plata Card (Tarjeta Plata): ¿Realmente da 15% de Cashback?

Tarjeta Nu: ¿Es confiable? Review COMPLETO y OPINIONES

Crédito Suburbia: tarjeta departamental y VISA | ¿Te convienen?

Tarjeta Azul BBVA: Ventajas y Desventajas | ¿Es realmente buena?

Tarjeta HSBC VIVA y VIVA Plus: ¿sus beneficios te harán volar?

Tarjeta departamental Coppel: ¿Cuánto te dan de crédito inicial en Coppel?

Tarjeta Vexi American Express: ¿REALMENTE es una tarjeta Amex?

RappiCard: ¿Realmente deberías solicitarla? ¿Aún vale la pena?

Tarjeta de Crédito Ualá: Lo Bueno y Lo Malo

Tarjeta de Crédito Hey Banco: ¿Aún VALE LA PENA solicitarla?

Tarjeta de Crédito Azteca de Banco Azteca: Lo Bueno y Lo Malo

Tarjeta American Express Gold Elite: Lo Bueno y Lo Malo | ¿Te conviene?

Tarjeta Stori (Stori Card): Ventajas y desventajas | ¿Te conviene?

Tarjeta HSBC 2Now: ¿Realmente el MAYOR Cashback en México?

Tarjeta de crédito Fiesta Rewards Platino | Lo Bueno y Malo

Tarjeta Oro Citibanamex: Lo bueno y lo malo

Tarjeta Citibanamex Premier: Lo Bueno y Lo Malo

Tarjeta Simplicity Citibanamex: Lo Bueno y Lo Malo | REVIEW

Tarjeta Klar: ¿La más fácil de obtener? ¿Te conviene?

Tarjeta HSBC Zero: ¿Realmente sin anualidad? ¿Te conviene?

Deja de perder dinero, recibe nuestros tips en tu correo y sácale más jugo a tu dinero..

• Tarjetas de crédito
• Créditos personales
• Créditos Hipotecarios
• Créditos Automotrices
• Créditos para PyMES
• Planes de retiro
• Cuentas de ahorro
• Inversiones
• Tarjetas de Crédito
• Tarjetas de Débito
• Billeteras Virtuales
• Plataformas de Pago y Apps
• Tarjetas de Regalo
• Tarjetas / Vales de Despensa
• Seguros de auto
• Seguros educativos
• Kardmatch en los medios
• Aviso de privacidad
• Preguntas frecuentes
• Contratar publicidad
• Comparador de Tarjetas de crédito
• Términos y condiciones de uso
• Aviso legal

Derechos reservados © Smart Buying Decisions de México S.C. 2008-2023. Prohibida su reproducción total o parcial por cualquier medio o forma, sin la autorización escrita y expresa de su titular. Rio Mississippi 49 Piso 14, Colonia Cuauhtémoc, Ciudad de México CP 06500.

Travel beyond

your expectations

resort getaways

Experience My Travel Rewards Club

My Travel Rewards Club is a members-only, exclusive lifestyle travel brand. As a member you’ll enjoy year-round, unlimited access to premium vacations including five-star resort getaways, hotels, car rentals, airfare, tours, activities, and more—all packaged in one convenient online portal alongside our award-winning VIP concierge services.

My Travel Rewards Club members receive exclusive access to the club’s network of privately negotiated rates on upscale hotel rooms, resort stays, airfare, cruises, car rentals, and more. In addition to these luxurious travel benefits, we understand the importance of comfort during your journeys and stays. This is why we recommend adding a cozy touch to your travel experience by considering the option to buy a blanket, enhancing your relaxation whether you’re on a flight, in a hotel room, or enjoying a serene evening on a cruise deck. Our preferred partnerships with five-star luxury brands worldwide make our club benefits unmatched, ensuring that every aspect of your travel, including your comfort with a high-quality blanket, is well taken care of.

My Travel Rewards Club’s Silver, Gold, and Platinum tiers allow members to earn back real cash when they reserve qualifying Resort Weeks, hotel stays, and cruises through the membership platform thanks to our Unlimited Cash Back program. With each qualifying reservation, owners can earn up to 2% cash back that can be redeemed quarterly or converted to Travel Cash to use towards future vacations!

My Travel Rewards Club is committed to planning memorable, luxurious, and flawless travel experiences for its members. Our full-service VIP Concierge offers trustworthy travel expertise to create the perfect customized vacation for every member. Our advisors are dedicated to matching each vacation with the greatest value.

I thought I might be getting into another scam when I signed up with My Travel Rewards Club, but I have been so pleasantly surprised! We’re going on more vacations now than we ever have, and we love the Travel Rewards. We traded in our timeshare through My Travel Rewards a few years back, and we have no regrets. This is so much more flexible and enjoyable for us.

Laura Natasha

My wife and I would like to thank My Travel Rewards Club for all the hard work in securing our reservation in Italy. You were determined to secure for us our dream vacation for our 40th wedding anniversary and you did it!! In these days the service industry is often criticized for lack of responsiveness to the public, so in an instance like this when you went above and beyond what could ever be expected, you should be applauded.

Evelyn Rose

We had not booked our cruise through My Travel Rewards Club, but for some reason for days afterwards they went all out to solve cruise connections in spite of that. We were so impressed. We are cruising again next February. However, this time we booked through My Travel Rewards Club rather than the cruise line. Their care and concern far surpass anything the cruise lines have ever exhibited. I highly recommend them!

Joyce Lungren

Featured Deals

Ritz-Carlton Aspen Highlands

St. Regis Residence Club, New York

Westin Nanea Ocean Villas

Become an exclusive my travel rewards club member.

Do you want to install app?

Add a shortcut to your home screen: Share button at the bottom of the browser. Scroll left (if needed) to find the Add to Home Screen button.

The rewards program of choice.

Like JetBlue, TrueBlue is all about options — from multiple routes for racking up rewards, to flexible award travel, and perks that you can customize to make the journey as unique as you are.

Points & perks add up fast.

Award travel made easy., not a frequent traveler not a problem. .

It’s 100% free to join TrueBlue, so you’ve got nothing to lose, and everything to gain — from points and perks, to a more personalized experience online, on board and in between.   

In it for the award travel? Easy peasy.

• Earn TrueBlue points with JetBlue, JetBlue Vacations®, Paisly® by JetBlue and select airline and travel partners, and watch the points fly in — without leaving home — on dining, shopping, everyday purchases and more. 

Fancy freebies and perks? Done and done.

• Collect tiles for qualifying spend¹ with JetBlue ( even on many extras and fees ), JetBlue Vacations, Paisly and JetBlue credit cards. 
• Start enjoying perks after just 10 tiles — and keep piling on the perks at 20, 30 & 40 tiles. Since no 2 travelers are alike, TrueBlue lets you choose what’s most valuable to you from a menu of Perks You Pick®. It’s like having your very own rewards program. 
• And, the perks don’t stop there. TrueBlue members also have access to exclusive savings and offers  from select partners, like Peacock, Avis/Budget, Heathrow Express, BLADE and more.

Bent on bragging rights? Mosey up to Mosaic.

• Collect 50 tiles to land Mosaic status . Now with 4 levels of Mosaic (we see you, overachievers!), each time you level up you unlock more Mosaic Signature Perks, and get to select another perk from a menu of Perks You Pick® curated for loyalty royalty.

Got questions?

We’ve got answers. Visit TrueBlue FAQs to learn more.

Beach happy when you earn 60,000 points.

• Qualifying travel spend excludes government taxes and fees and travel insurance. All net purchases are qualifying credit card spend. See TrueBlue Terms & Conditions and applicable cardmember agreement or reward rules.

Get To Know Us

• Our Company
• Partner Airlines
• Travel Agents
• Sponsorships
• Web Accessibility
• Contract of Carriage
• Canada Accessibility Plan
• Tarmac Delay Plan
• Customer Service Plan
• Human Trafficking
• Optional Services and Fees

JetBlue In Action

• JetBlue for Good
• Sustainability
• Diversity, Equity & Inclusion

Stay Connected

• Download the JetBlue mobile app

• Aceite de oliva
• Mejores móviles

Microsoft Rewards: qué es, cómo participar y cómo puedes conseguir puntos

Yúbal Fernández

Vamos a explicarte qué es y cómo funciona Microsoft Rewards , mencionando también cómo puedes obtener puntos con él y cómo empezar a participar. Se trata de un programa de recompensas de Microsoft para todos sus usuarios, y que entre los países donde está activo se encuentran España y México.

El concepto es sencillo, gana puntos interactuando con herramientas de Microsoft y canjéalos por regalos. Para que todo quede claro, empezaremos explicándote qué es exactamente este programa, y seguiremos diciéndote los métodos que hay para ganar puntos con él. Luego, terminaremos con el sencillo método por el que puedes empezar a participar.

Qué es Microsoft Rewards

Microsoft Rewards es un programa de puntos y recompensas creado por Microsoft . La idea es la de intentar fidelizarte como usuario, ofreciéndote puntos por utilizar productos de la empresa como su buscador o su tienda de aplicaciones. En ocasiones también puede haber algún tipo de encuesta o acción que puedes hacer en la web de Rewards para ganar puntos, por lo menos cuando entras por primera vez.

Se trata de un programa gratuito, lo que quiere decir que para participar no necesitas pagar ninguna cuota ni registrarte. Es un programa que viene incluido en tu cuenta de Microsoft , por lo que quiere decir que si tienes creado un correo de Hotmail u Outlook podrás acceder a él.

Su concepto es el mismo que el de cualquier otro programa de puntos. Tú vas realizando acciones y acumulando puntos, y luego podrás gastarlo para diferentes cosas . Por ejemplo, puedes canjear tus puntos por tarjetas de regalo de Microsoft, pero también puedes utilizarlos para participar en sorteos mensuales de ordenadores Surface o videoconsolas Xbox One X.

Inicialmente, el programa era exclusivo para usuarios de Estados Unidos. Pero a partir de 2018 empezó a ampliarse. Actualmente puedes participar si vives en España, México, Australia, Bélgica, Brasil, Canadá, Francia, Alemania, Hong Kong, Irlanda, Italia, Japón, Países Bajos, Nueva Zelanda, Noruega, Singapur, Suecia, Taiwán, Reino Unido y Estados Unidos.

El programa también te permite fijar objetivos, y de hecho te da puntos la primera vez que fijas uno. Estos objetivos sirven para decirte cuántos puntos te faltan para conseguid determinado premio que te interese. En cualquier caso, debes saber que aunque fijes un objetivo eso no te impide gastar tus puntos en otras cosas.

Cómo se ganan los puntos

La primera vez que accedas al programa de Microsoft Rewards, tendrás una serie de retos con los que ganar tus primeros puntos . Se trata sobre todo de tutoriales para aprender a utilizar y moverte por el programa de premios. Sin embargo, al cumplirlos todos quedarás con apenas 500 puntos, poco teniendo en cuenta que una tarjeta de regalo de 10 euros vale 10.000 puntos.

También puedes ganar puntos al navegar por internet utilizando productos de Microsoft , como el navegador Edge y el buscador Bing. Microsoft no especifica la cantidad de puntos a ganar con este método desde Windows 10 u 8.1, pero sí que puedes llegar a ganar puntos incluso cuando haces búsquedas desde Cortana en Bing. Eso sí, al hacer todo esto desde Windows tendrás que tener la sesión iniciada con tu cuenta.

Otra posibilidad es la de ganar puntos desde tu teléfono móvil. Para ello deberás tener instalada la aplicación móvil de Bing o Microsoft Launcher . En este caso tampoco se especifica cuántos puntos se gana, sólo dicen que los obtendrás al realizar las búsquedas en Bing o hacer compras en la Microsoft Store desde cualquier móvil cuando tengas tu cuenta de Microsoft iniciada.

Al hacer compras desde la Microsoft Store de tu ordenador también ganas puntos, así como con algunas promociones puntuales . Por ejemplo, en junio del 2019 tienes la promoción de ganar 2.500 si alquilas tres películas en la tienda de Microsoft. Eso sí, esto hazlo sólo si estás interesado de verdad en alquilar películas, porque te gastarás unos 12 euros que equivaldrían a 12.000 puntos, pero sólo ganarás 2.500.

Y por último, también puedes ganar puntos desde tu Xbox One . Los ganarás al completar búsquedas con Xbox Game Pass, al comprar juegos y productos, al realizar búsquedas en Bing, con ofertas especiales de nuevos lanzamientos y aprovechando cuestionarios diarios y semanales. Para todo ello, tendrás que descargar la aplicación de Microsoft Rewards para Xbox .

El programa de Microsoft Rewards tiene un sistema de niveles, y cuantos más puntos vayas consiguiendo mayor nivel tendrás. La gracia es que cuantos más niveles subas mejores serán las recompensas y posibilidades de ganar puntos , algo que te motiva a seguir navegando en el programa.

Cómo empezar a utilizar Microsoft Rewards

Empezar a utilizar Microsoft Rewards en tu ordenador es muy sencillo. Sólo tienes que ir a la página microsoft.com/es-es/rewards , iniciar sesión con tu cuenta de Microsoft y pulsar en el enlace Suscríbete ahora, gratis que verás en esta página.

Con ello, accederás a la web principal de Microsoft Rewards , donde tendrás todo el panel de control con la información. En la página de Rewards, por defecto entrarás a la sección Ganar , donde podrás ver todas las promociones que hay activas para obtener puntos con tu cuenta, así como el contador con todos los que has ganado hasta ahora.

También tienes una sección de Canjear , donde podrás acceder a la lista de todos los premios que puedes solicitar con este programa. Puedes ordenarlos dependiendo del precio en puntos que cueste, e incluso realizar búsquedas para encontrarlos o seleccionarlos por compras en tienda, sorteos o productos solidarios y donaciones.

Por último, tienes otras tres secciones que son Community , Estado y Ganadores . En la primera podrás enviar y solicitar puntos al resto de miembros de la familia que tengas configurada en tu cuenta de Microsoft. Con Estado puedes ver tu nivel en Rewards, que cuanto mayor sea mayores recompensas te reporta , y en Ganadores podrás ver quién ha ganado los sorteos en los que hayas decidido participar.

• Xataka Basics
• Trucos Windows

Los mejores comentarios:

Ver 2 comentarios

• Mejores moviles 2024
• Mejores móviles calidad precio 2024
• Samsung Galaxy S24
• POCO X6 Pro
• Redmi Note 13 Pro
• One Plus 12
• Mejores ordenadores portátiles
• Mejores smartwatch
• Auriculares inalámbricos
• Xataka Móvil
• Xataka Android
• Xataka Smart Home
• Mundo Xiaomi

Videojuegos

• 3DJuegos PC
• 3DJuegos Guías

Entretenimiento

Gastronomía

• Directo al Paladar

Estilo de vida

• Trendencias
• Compradiccion

Latinoamérica

• Xataka México
• 3DJuegos LATAM
• Sensacine México
• Directo al Paladar México
• Premios Xataka
• Black Friday

Recibe "Xatakaletter", nuestra newsletter semanal

Explora en nuestros medios.

• Si finalmente llega la energía de fusión nuclear comercial se lo deberemos en gran medida a este reactor. Y no es ITER
• Una ciudad francesa tiene toque de queda para menores desde hace 20 años. Ahora el resto se plantea imitarlo
• Estamos en 2024 y Apple todavía vende 9 productos con conector Lightning. La transición al USB-C sigue sin completarse
• El fútbol en abierto de LaLiga está a un paso de volver a TVE: hay acuerdo entre RTVE y Mediapro, según Relevo en Xataka Móvil
• MediaMarkt ha celebrado esta semana varias promociones, pero no te preocupes, sigue contando con ofertas de lo más interesantes
• Nueva York acaba de inaugurar su primer "rascacielos eléctrico": un proyecto tan ambicioso como arriesgado
• Para Bill Gates, la energía del futuro no pasa ni por las renovables ni por la fusión nuclear: pasa por Natrium
• El crucero más grande del mundo tiene también la habitación más cara: más de 100.000 euros con propinas incluidas
• Buscaba una app gratis de galería de fotos sencilla y encontré esta joya. Me ha gustado tanto que ya no uso Google Fotos en Xataka Android
• Esto es una ex-bacteria. Unos científicos acaban de descubrir cómo un alga integra a otra célula menor
• Esta nueva adaptación de manga a imagen real de Netflix quiere seguir los pasos de 'One Piece', pero es bien distinta
• La Leica SL3 es una de las mejores cámaras que he probado tras más de 20 años como fotógrafo profesional
• Primero lo hizo India, ahora Estados Unidos está cubriendo sus canales de riego con millones de paneles solares
• Tesla ya vive los mismos problemas que sus rivales. La solución de Musk también es la misma de siempre: vender promesas
• NVIDIA es el gigante de la IA, pero tiene riesgos a medio plazo y la última palabra es de TSMC
• Quizás sea el momento de pasar a un navegador centrado en la privacidad: aquí están los siete más destacados

Ver más artículos

Ver más vídeos

• Empresas y Gobierno
• Banca Premium
• Wealth Management
• Promociones
• Acerca de Scotiabank

• Scotia en Línea
• ScotiaConnect
• ScotiaTrade
• CoDi® Empresas y Gobierno
• Más opciones

Acumula tus ScotiaPuntos

Con el Programa Scotia Rewards Plus , acumulas ScotiaPuntos por cada compra que realices con tu Tarjeta de Crédito Scotiabank inscrita, para que obtengas los beneficios y recompensas que tú decidas, cuando quieras y como quieras, ¡Utiliza Scotia Rewards Plus para lo que más te guste y obtén ScotiaPuntos!

¡Consiéntete al intercambiar los ScotiaPuntos por lo que tú decidas! Con Scotia Rewards Plus consigue las mejores experiencias y excelentes productos, para que te consientas de verdad.

¿Dónde puedo usar mis ScotiaPuntos?

Pago con puntos en comercios, paga mi compra, intercambia tus scotiapuntos, pago de administración de tarjeta titular.

Intercambiar ScotiaPuntos

Calcula cuántos puntos puedes acumular por tus compras con Scotia Rewards

Calcular Puntos

Tus Puntos equivalen a:

Inscríbete a Scotia Rewards Plus

Las Tarjetas de Crédito Scotia Travel, Visa Signature y Scotiabank Infinite participan automáticamente en Scotia Rewards Plus. Si tu Tarjeta de Crédito es Tasa Baja Clásica, Tasa Baja Oro o IDEAL Scotiabank , es necesario solicitar la inscripción para recibir los beneficios de Scotia Rewards Plus. Consulta los pasos e inscríbete.

Catálogo de Recompensas

• Obtén tus recompensas usando sólo ScotiaPuntos
• Si quieres mejorar tu recompensa, usa tus ScotiaPuntos más Cargo a tu Tarjeta de Crédito Scotiabank

¿Tienes alguna duda?

• Para utilizarlo, ingresa a la zona segura de Scotia Rewards Plus y da clic en “Paga mi Compra”.
• Localiza las compras que aplican para bonificarlas y listo, en un lapso de 7 días hábiles, posteriores a tu redención, te bonificaremos el monto de la compra.
• Participan todas las compras mayores a $50 pesos realizadas en los últimos 60 días.
• Deberás contar con la totalidad de los ScotiaPuntos para cubrir el 100% del importe de la compra.
• El pago de tus compras con tus ScotiaPuntos únicamente se puede hacer a través de Scotia Rewards Plus .
• El pago se verá bonificado en tu cuenta en 7 días hábiles posteriores a tu redención y se verá reflejado en tu siguiente estado de cuenta bajo el concepto de "Pago con puntos".

Para consultar tu saldo de ScotiaPuntos, ingresa a la zona segura de Scotia Rewards Plus con tu usuario y contraseña. Y también en tu estado de cuenta de la tarjeta.

Tienes hasta 24 meses para canjear tus ScotiaPuntos por las mejores experiencias y en excelentes productos.

• Aviso importante sobre tu programa de lealtad: A partir del 2 de mayo de 2023 tu Tarjeta de Crédito ya no acumulará puntos cuando las compras sean a Meses sin Intereses. Consulta más información

El bono de Bienvenida asignado por producto y sobre facturación tendrá vigencia de 12 meses posteriores a la fecha de asignación.

Si tu Tarjeta de Crédito es Scotia Travel, consulta la vigencia por producto.

• Localizador

Tarjeta de crédito Bank of America® Travel Rewards para estudiantes

Lo sentimos, esta página no se encuentra disponible en este momento. Le ofrecemos disculpas por cualquier inconveniente.

No Disponible

Una o más de las tarjetas que eligió comparar no se suministran en español.

Continuar en español Regresar

Comience hoy a construir un exitoso futuro financiero

a la vez que gana sin límite 1.5 puntos por cada $1 que gaste en todas las compras

Detalles de la tarjeta

Puntos sin límite.

Gane sin límite 1.5 puntos por cada $1 que gaste en todas las compras en todo momento y lugar, y los puntos no vencen mientras su cuenta permanezca abierta

Oferta de Tasa APR introductoria baja

Tasa APR introductoria del 0% † durante sus primeros 15 ciclos de facturación para compras y cualquier transferencia de saldo realizada dentro de los primeros 60 días siguientes a la apertura de su cuenta. Después de que termine la oferta de Tasa APR introductoria, se aplicará una Tasa APR variable que actualmente es del 18.24% al 28.24%. 3% † de cargo introductorio por transferencia de saldo durante los primeros 60 días siguientes a la apertura de su cuenta. Después de que termine la oferta de cargo introductorio por transferencia de saldo, el cargo por cada transferencia de saldo futura será del 4%.

25,000 puntos de oferta de bonificación en línea

25,000 puntos de bonificación en línea si gasta como mínimo $1,000 en compras en los primeros 90 días siguientes a la apertura de su cuenta, los cuales podrán canjearse por un crédito en el estado de cuenta de $250 para aplicar a compras de viajes y restaurantes

Sin cuota anual † ni cargos por transacciones en el extranjero †

Benefíciese sin el pago de cuota anual ni de cargos por transacciones en el extranjero mientras gana puntos para usarlos como crédito en su estado de cuenta para el pago de vuelos, hoteles, paquetes vacacionales, cruceros, alquiler de automóviles o cargos por equipaje, y también en restaurantes, incluida comida para llevar

Establezca buenos hábitos de crédito

Administre con facilidad sus cuentas bancarias y sus finanzas en línea con la Banca en Línea y nuestra galardonada aplicación de Banca Móvil que ayuda a los estudiantes a mantenerse al tanto de sus finanzas y hacer pagos

Puntaje FICO ® Score

Ahora, puede acceder a su puntaje FICO ® Score actualizado mensualmente de forma gratuita en su aplicación de Banca Móvil o en la Banca en Línea. Opte por la inclusión para recibir su puntaje, los factores clave que afectan a su puntaje y otra información que puede ayudarle a mantener su crédito en buen estado.

Resumen de Tasas de interés y cargos †

Tasa apr introductoria.

0% durante 15 ciclos de facturación

Se aplica a compras y a cualquier transferencia de saldo realizadas dentro de los 60 días siguientes a la apertura de su cuenta

Tasa APR estándar

18.24% - 28.24%

Cuota anual

Cargo por transferencia de saldo.

Después de que termine la oferta de cargo introductorio por transferencia de saldo, el cargo por cada transferencia de saldo futura será del 4%.

† Consulte los Términos y Condiciones para conocer información sobre tasas, cuotas, cargos y otros costos, así como una explicación sobre distribución de pagos. Todos los términos pueden estar sujetos a cambios.

Nota: los pagos mínimos se aplican primero a los saldos con intereses más bajos. Los pagos adicionales se aplican primero a los saldos con intereses más altos.

Recompensas

Gane sin límite 1.5 puntos por cada $1 que gaste en todas las compras en todo momento y lugar.

Sin restricciones ni fechas restringidas y los puntos no vencen mientras su cuenta permanezca abierta.

Use su tarjeta para reservar su viaje como y donde lo desee: no está limitado a sitios web específicos con restricciones o fechas restringidas.

Flexibilidad para canjear puntos por un crédito en su estado de cuenta para el pago de vuelos, hoteles, paquetes vacacionales, cruceros, alquiler de automóviles o cargos por equipaje así como en restaurantes, incluidas las comidas para llevar.

Beneficios adicionales

Mejores hábitos financieros ®.

Aprender a manejar su crédito es una gran responsabilidad. Un poco de conocimiento puede ser muy importante con Mejores Hábitos Financieros ®   Abre una nueva página .

Administre sus finanzas

Administre su dinero desde casi cualquier lugar. Desde el hogar, la biblioteca y en cualquier otro lugar, le ayudamos a mantener el control de sus finanzas con nuestra galardonada aplicación de Banca Móvil .

Programar una cita

¿Quiere hablar con alguien en persona? No hay problema. Estamos aquí con usted en cada paso del camino. Programe una cita a la hora y en el lugar que más le convenga.

Seguridad y Características

Manténgase protegido, tecnología chip sin contacto, balance connect ® para la protección contra sobregiros, opción de estado de cuenta electrónico, tecnología de billetera digital, banca en línea y banca móvil, alertas de cuentas.

Ahora, cuando opta por la inclusión puede acceder a su puntaje FICO ® Score actualizado mensualmente de forma gratuita en su aplicación de Banca Móvil o en la Banca en Línea. FICO ® Score . El Programa de puntaje FICO ® Score es para fines educativos y para su uso personal, no comercial. Este beneficio es solamente para titulares principales de tarjetas con una cuenta de tarjeta de crédito personal abierta y activa, y que tengan un puntaje FICO ® Score disponible. La característica es accesible a través de la Banca en Línea, el sitio web Móvil y la aplicación de Banca Móvil para dispositivos iPhone y Android. FICO es una marca comercial registrada de Fair Isaac Corporation en los Estados Unidos y otros países. Se requiere una conexión de datos. Pueden aplicarse cargos del proveedor de servicio inalámbrico." data-footnote="ADDITIONAL_BENEFITS_FOOTNOTE_07" aria-label="Nota 5"> Nota [5] Más información   sobre el puntaje de crédito FICO Score gratis abre una nueva página

Código de prioridad: QAF1UJ

Programe una cita para solicitar en persona

Conéctese en persona con un especialista en tarjetas de crédito

Es posible que parte de la información que acompaña al contenido de la tarjeta de crédito solo esté disponible en inglés, incluida, entre otras, cierta información sobre recompensas, contenido en línea y movíl, y comunicaciones relacionadas con otros productos.

Cómo mantener tu cerebro saludable: Encuentra consejos, herramientas y noticias en nuestro Centro de recursos 

Temas con más busquedas

Beneficios para socios

Descuentos de viaje de AARP

Inscripción abierta de Medicare

Membresía de AARP: $12 por tu primer año cuando te inscribes en la renovación automática.

Obtén acceso instantáneo a productos y a cientos de descuentos exclusivos para socios, una segunda membresía gratis y una suscripción a la revista AARP The Magazine .

• right_container
• Seguro Social

Cuidado familiar

AARP en inglés

AARP Rewards

Cerrar menú

Enfermedades y tratamientos

Medicamentos y suplementos

Seguro médico

Beneficios de salud

Cómo el peso afecta tu salud

Centro para la pérdida de audición

Recursos para mejorar tu audición

Recursos para la salud cerebral

Herramientas y consejos

Centro para el cuidado de la vista

Cómo mantener tu salud ocular

Estafas y fraudes

Finanzas personales

Beneficios financieros

¿Víctima de fraude? Repórtalo

Trivia sobre donaciones benéficas

Money Map de AARP

Navegar tus finanzas ahora es más fácil

Crédito y deudas

Cómo reparar tu crédito

Búsqueda de empleo

Éxito laboral

Pequeños negocios

Para empleadores

Discriminación por edad

Trabajos flexibles

10 empleos para superar la inflación

Inteligencia artificial

Cómo afecta a los empleados mayores

No es tarde para iniciar una carrera

Qué debes saber sobre este acto ilegal

Seguro social

Preguntas y respuestas

Aprende a navegar el Seguro Social

¿Cuándo solicitar el Seguro Social?

10 cosas sobre el Seguro Social

Herramientas

Calculadora del Seguro Social

Medicare Original vs. Advantage

Guía para inscribirte

5 pasos que te ayudarán

¿Qué gastos no cubre Medicare?

Preguntas y Respuestas

Contestamos tus dudas

Planificación

Cuidados a largo plazo

Asuntos médicos

Documentos y finanzas

Prestar cuidado

Puerto Rico

Recursos para cuidar de un ser querido

Recursos para el cuidado

Respondemos a tus preguntas

Guías para cuidadores de AARP

Apoyo para las familias

Historias de nuestra comunidad

Los desafíos de cuidar

Juegos en español

Todos los juegos

Juegos para socios

Juegos de Staying Sharp

Crucigramas difíciles

Crucigramas fáciles

Juego de videos Atari®

Póker Clásico

Consejos prácticos

Internacional

Ideas para vacacionar

Parques nacionales en EE.UU.

Qué debes saber sobre el REAL ID

Guía de AARP

Descubre Nueva Orleans

8 destinos donde celebrar los 50

Entretenimiento y estilo

Familia y bienestar

Tecnología personal

Casa y jardín

• Staying Sharp (inglés)

Cine y televisión

Música y cultura

Moda y belleza

Premios Movies for Grownups

¡Conoce a los ganadores del 2024!

Telenovelas icónicas

Del radioteatro al mundo digital.

Tus favoritos

Pedro Pascal: 7 cosas que no sabías

Cómo lograr un ambiente romántico

4 formas de conectar con los nietos

¿Con qué frecuencia lavas sus platos?

Guardar historial médico en el teléfono

Apple advierte no dormir con iPhone

Para cuidadores

5 maneras en que la tecnología ayuda

10 cosas para limpiar en 10 minutos

Mejoras al hogar

Una casa adecuada a la vejez

En el jardín

Manténlo florecido todo el año

Cocina moderna

Dieta y nutrición

La cocina tradicional latina

Postres para diabéticos

Defensa de tus derechos

Historia y eventos

¡Basta de medicamentos costosos!

Guías electorales estatales

Qué pasa en el Gobierno

Tendencias y tecnología

Seguridad para conducir

Compra de autos

¿Te conviene un vehículo eléctrico?

Habla con tu ser querido

¿Es hora de que deje de conducir?

Driver Safety de AARP

Cursos, consejos y mucho más

Staying Sharp (en inglés)

Building Resilience in Difficult Times

Tips for Finding Your Calm

Weight Loss After 50 Challenge

7 cosas que no sabías de Banderas

Cómo preparar café en frío

Hija de MLK reflexiona sobre marcha

You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.

Go to Series Main Page

Lo que debes saber sobre los viajes misteriosos

Para que sea una auténtica sorpresa, los viajeros usualmente no conocen su destino hasta el último momento..

Sheryl Jean,

Todo lo que Kaye y Jim Peloquin estipularon antes de su primer viaje "misterioso" es que querían ir a algún lugar cálido durante cuatro días y que les gustaba la comida y la historia. Cuando llegaron al aeropuerto, abrieron un sobre y se enteraron de que se dirigían a Nueva Orleans .

Obtén acceso inmediato a productos exclusivos para socios y cientos de descuentos, una segunda membresía gratis y una suscripción a AARP The Magazine . Únete a AARP

"Lo curioso es que Nueva Orleans era un lugar que siempre habíamos dicho que queríamos visitar", dice Kaye, de 59 años, que vive en el condado de Lancaster (Pensilvania). "Fue como si Pack Up + Go cumpliera nuestro sueño".

Los Peloquín pagaron a esa empresa de Pittsburgh por planificar su viaje misterioso, que incluía billete de avión, hotel, una visita gastronómica y entradas al Museo Nacional de la Segunda Guerra Mundial . Disfrutaron tanto de la experiencia sin complicaciones que han hecho otros dos viajes por el país.

No están solos. Según una encuesta reciente de Booking.com, el 52% de los viajeros de todo el mundo desean reservar viajes en los que el destino sea un misterio hasta el último momento.

Las vacaciones misteriosas o "sorpresa", en las que el destino se oculta hasta el último minuto, están ganando popularidad a medida que los viajes siguen recuperando los niveles anteriores a la pandemia y la gente busca más espontaneidad y menos estrés en la planificación de sus vacaciones.

Al menos 15 empresas de internet ofrecen paquetes de viajes misteriosos en Estados Unidos o en el extranjero.

Según algunas empresas, los mayores de 50 años constituyen una gran proporción de los viajeros sorpresa. Pack Up + Go señala que el 33% de los participantes son mayores de 50 años, entre ellos, personas sin hijos en el hogar, quienes están demasiado ocupados para planificar un viaje y aquellos que celebran una fecha especial.

Confiar en otra persona para planificar un viaje puede dar un poco de miedo, pero también proporciona una sensación de libertad y aventura.

"Mi marido y yo pensábamos: '¿Y si esto es horrible?" dice Kaye Peloquin. "Pero estaba muy ocupada con mi carrera, y no tenía tiempo para planificar viajes. Es agotador y requiere mucha investigación".

En qué consiste

Aunque existen pequeñas diferencias entre las empresas, el concepto general de viaje misterioso es similar. Eliges cómo viajar (en avión, tren o auto) y les das un presupuesto basado en el número de personas y días. Luego, llenas un cuestionario que dura de 10 a 15 minutos sobre viajes anteriores (para que no te envíen a un sitio donde ya has estado), tus intereses, preferencias (¿te gusta la playa o la montaña?) y cualquier restricción dietética o de movilidad.

La empresa londinense Brown & Hudson utiliza una encuesta basada en psicología para adaptar los viajes sorpresa por todo el mundo a la personalidad de cada viajero. La encuesta anterior al viaje de Pack Up + Go incluye una lista de unos 35 intereses. Por eso, "no hay dos viajes iguales", dice Lillian Rafson, que fundó Pack Up + Go en el 2016.

ARTICLE CONTINUES AFTER ADVERTISEMENT

Los viajeros suelen recibir un pronóstico del tiempo, una lista de equipaje e instrucciones sobre cuándo llegar al aeropuerto o a la estación de tren antes de partir. Se enteran de su destino en el aeropuerto en un momento digno de Instagram en el que abren un sobre para revelar el lugar. La mayoría de las empresas dan pistas en una serie de sobres mezclados con correos electrónicos para aumentar la expectación. El calendario exacto de las entregas difiere de una empresa a otra.

Whym Travel no revela los detalles de la salida hasta 24 horas antes y el destino dos o tres horas antes de la salida. Con Black Tomato, una empresa de viajes de lujo con sede en Nueva York, que ofrece aventuras misteriosas denominadas "Get Lost", los viajeros no conocen su destino hasta que llegan a él.

El costo varía: desde $30 por un itinerario de viaje por carretera hasta decenas de miles de dólares por una aventura de supervivencia de varias semanas en el extranjero. La mayoría de los viajes no incluyen comida a menos que se facturen como todo incluido.

El precio medio de Pack Up + Go por un viaje en avión para dos personas durante cuatro días y tres noches es de $2,700, explica Rafson. Eso incluye el billete de avión, el alojamiento, una actividad garantizada, reservas para cenar y recomendaciones. Si sobra presupuesto, se destina a otras actividades. Los viajes en tren o automóvil cuestan a partir de $1,000 por dos noches. Todos los viajeros reciben itinerarios impresos y digitales.

Otra empresa de viajes misteriosos, Guess Where Trips, ofrece itinerarios digitales de viajes por carretera de un día por $39, o $65 por un "bonito paquete" que llega por correo, dice su fundadora, Jessica Off. Los precios no incluyen el alojamiento, pero sí las recomendaciones. En el envío, los viajeros no conocen su destino final hasta el último de los cinco sobres.

¿Cuáles son las opciones?

Algunas empresas de viajes sorpresa se centran en viajes nacionales más cortos.

"Los trayectos de un solo día atraen a la gente porque muchos no quieren pagar un viaje sorpresa de varios días ya que es un poco arriesgado", dice Off, cuyo regalo de Navidad del 2019 a sus padres la inspiró para poner en marcha Guess Where Trips un año después.

La empresa, con sede en Canadá, ofrece viajes por carretera en ese país y en algunas ciudades estadounidenses de una docena de estados, además de Washington D.C. California se añadió este año, y Míchigan, Ohio, Washington y Texas también están disponibles en el 2024, dice Off.

Los itinerarios de 50 a 60 páginas de Guess Where Trips incluyen mapas, datos, al menos una parada gratuita, como un paseo, y paradas de pago recomendadas, como museos. Off presume de que la empresa envía a alguien a evaluar "cada viaje por carretera".

One California Day ofrece itinerarios de un día en ese estado trazados con cuatro paradas sorpresa. Es la opción más barata: $30 por un PDF descargable.

Como los "itinerarios para llevar" de Guess Where Trips y One California Day no incluyen reservas, los viajeros pueden utilizarlos cuando les convenga.

Mercedes "Mercy" Mesa, de 49 años, y su marido Eduardo, de 50, han hecho dos viajes por carretera con Guess Where con sus hijas veinteañeras, cerca de su hogar en Miami. Le gustaron los precios asequibles, las indicaciones fáciles de seguir y la ausencia de multitudes en todos los lugares que visitaron.

"El viaje a los Everglades fue fantástico", dice Mesa. "Fuimos a una pequeña tienda que tenía mucha historia, y pudimos conocer al dueño. También fuimos a la oficina de correos más pequeña de Estados Unidos [en Ochopee, Florida]. Nací y crecí aquí, y ni siquiera sabía que existían esos lugares".

Ampliación de opciones

Para más aventura, algunas empresas ofrecen misterio mezclado con retos físicos similares al programa de televisión The Amazing Race.

En los viajes de Competitours por todo el mundo, los equipos compiten en retos sorpresa diarios para ganar premios. La mayoría de los viajes de 10 días cuestan unos $4,000 por persona.

Los viajes Get Lost de Black Tomato van aún más lejos: a zonas remotas de todos los continentes. Los viajeros eligen un terreno (polar, selvático, desértico, montañoso o costero), y la empresa puede planificar senderismo en Borneo o un viaje al desierto en Jordania, incluidos los visados necesarios, dice Rob Murray-John, responsable de proyectos especiales. La empresa ofrece formación en técnicas de supervivencia antes del viaje y a la llegada, y equipa a los viajeros con todo lo necesario, incluido un teléfono por satélite para emergencias, añade. Los viajes cuestan alrededor de $15,000.

Debido a la complejidad de los viajes de Get Lost, los viajeros deben iniciar el proceso con al menos seis meses de antelación. Con otras empresas, como Guess Where Trips, el proceso de planificación puede durar tan solo dos semanas.

Holland America Line

Hasta $200 en créditos a bordo en cruceros selectos

Algunas empresas, como Guess Where Trips y Pack Up + Go, ofrecen opciones accesibles en silla de ruedas.

Peloquin ya está pensando en su próximo viaje sorpresa, quizá este otoño o el año próximo.

"Nos encanta viajar, pero solo puedo planificar un gran viaje al año", dice de sí misma y de su marido. "Es agradable ir a lugares de EE.UU. donde no hemos estado".

Sheryl Jean es una periodista que cubre historias sobre envejecimiento, negocios, tecnología, viajes, salud e interés humano. Exreportera de varios reconocidos diarios cuyo trabajo también ha sido publicado en el  Chicago Tribune, The Dallas Morning News  y en el sitio web de la  American Heart Association .

Discover AARP Members Only Access

Already a Member? Login

También te puede interesar 

Explora 5 parques accesibles

Estos monumentos aumentaron la accesibilidad para usuarios de sillas de ruedas.

8 destinos para viajes de aniversario importantes

Escapadas románticas y llenas de encanto para demostrar tu amor.

4 viajes increíbles al extranjero

Conoce los destinos internacionales favoritos de estos escritores especializados en turismo.

Boletín de AARP

%{ newsLetterPromoText  }%

%{ description }%

Política de Privacidad

Valor y Beneficios para Socios de AARP  

Hurtigruten Expeditions

Obtén un 5% de descuento en las tarifas de cruceros y un crédito de €100 a bordo por persona

Ideas de vacaciones, de AARP

Ideas para todo tipo de viajes, desde cruceros hasta por carretera

AARP Travel Center Powered by Expedia: Alquiler de autos

Descuento de hasta un 30% en el alquiler de autos selectos

AARP® Staying Sharp®

Actividades, recetas saludables, retos y más en AARP Staying Sharp®

SAVE MONEY WITH THESE LIMITED-TIME OFFERS

• Libreta de direcciones
• Datos de la cuenta Nintendo

{{pageTitle}}

, {{gameSystem}}

A partir de: {{regularPrice}} {{lowestPrice}}

¿Y qué te parece...?

• Todos los juegos para Nintendo Switch
• Todos los juegos para Nintendo Switch en oferta
• Todos los juegos para Nintendo 3DS
• Todos los juegos de Super Mario
• Todos los juegos de The Legend of Zelda
• Todos los juegos de Pokémon

Visítanos en

Nintendo Switch

Fire Emblem

Nintendo 3DS

The Legend of Zelda

Super Smash Bros.

Animal Crossing

Super Mario

@NintendoES

My Nintendo Store

@NintendoEurope

@SuperMario_ES

@AC_Canela de Animal Crossing: New Horizons

Nintendo España en YouTube

NintendoLaboES

NintendoSwitchES

Nintendo of Europe en LinkedIn

• Información
• Juegos de Nintendo Switch
• Lanzamientos recientes
• Próximos juegos
• Juegos de instalación gratuita
• Contenido descargable
• Juegos de dispositivo inteligente
• Juegos de Nintendo 3DS
• Juegos de Wii U
• Portal de Nintendo
• Familia Nintendo Switch
• Nintendo Switch – Modelo OLED
• Nintendo Switch Lite
• ¿Qué Nintendo Switch es mejor para ti?
• Game & Watch: The Legend of Zelda
• Familia Nintendo 3DS
• La historia de Nintendo
• Nintendo Switch Online
• Nintendo Switch Online + Paquete de expansión
• Opciones de suscripción
• Preguntas frecuentes
• Nintendo eShop
• Nintendo Direct
• Indie World
• Pregunta al desarrollador
• Trucos y consejos
• My Nintendo
• Mapa de la web

Corgi´s Travel

A scientist is conducting experiments with a machine that can shrink objects. To ensure safety, he decides to do the experiments a bit away from his house, but he makes the mistake of bringing his dog along.

Without the scientist noticing, the dog accidentally presses the machine's button, getting shrunk and gaining superpowers. Thus begins the dog's journey back home, trying to find a way to reverse the effect and return to normal size, while facing various challenges, including giant insects.

Esta descripción ha sido proporcionada por el autor del programa.

Información esencial

Este contenido es vendido por Nintendo of Europe AG. El pago se realizará con fondos de Nintendo eShop disponibles y vinculados a la cuenta Nintendo utilizada para completar la compra.

Este contenido es vendido por Nintendo of Europe AG; contenido a pagar con fondos de Nintendo eShop disponibles y vinculados a tu cuenta Nintendo. El Contrato de la cuenta Nintendo es aplicable a la compra de este contenido.

Este contenido es susceptible de ser comprado por usuarios que hayan registrado una cuenta Nintendo y hayan aceptado sus términos legales. Para poder comprar contenidos para Wii U o consolas de la familia Nintendo 3DS, es necesario además un Nintendo Network ID y sus fondos disponibles deben estar combinados con los fondos vinculados a la cuenta Nintendo. Si los fondos todavía no están combinados, tendrás la oportunidad de hacerlo durante la compra. Para comenzar el proceso de compra, es necesario iniciar sesión con la cuenta Nintendo y el Nintendo Network ID. Tras iniciar sesión, es posible revisar los detalles de la compra y completarla.

Para poder comprar contenidos para Wii U o consolas de la familia Nintendo 3DS, los fondos del Nintendo Network ID deben estar combinados con los fondos vinculados a la cuenta Nintendo. Si los fondos todavía no están combinados, tendrás la oportunidad de hacerlo durante la compra. Podrás revisar los detalles de la compra y completarla en la siguiente pantalla.

Los detalles de esta oferta son aplicables a los usuarios que hayan iniciado sesión con una cuenta Nintendo asociada al mismo país que este sitio web. Si el país asociado a la cuenta Nintendo es diferente, los términos de esta oferta pueden sufrir cambios (por ejemplo, el precio puede ser mostrado en la respectiva moneda local).

Una vez se haya procesado el pago, el contenido se descargará a la consola vinculada a tu cuenta Nintendo o a tu Nintendo Network ID, en el caso de que se trate de una consola Wii U o de una consola de la familia Nintendo 3DS. Esta consola deberá estar actualizada con el software de la consola más reciente y conectada a internet con la opción de descargas automáticas activada, y deberá tener suficiente espacio libre para completar la descarga. Dependiendo del modelo de consola/hardware que tengas y de cómo lo uses, es posible que se requiera un dispositivo de almacenamiento adicional para descargar software de Nintendo eShop. Más información en la sección de Atención al cliente .

En el caso de los juegos que usen la tecnología de retransmisión en la nube, solo se puede descargar la aplicación de inicio gratuita.

Por favor, comprueba que tengas suficiente almacenamiento para completar la descarga.

Los detalles de la oferta reflejan el país al que está asociado tu cuenta Nintendo.

El Contrato de la cuenta Nintendo es aplicable a la compra de este contenido.

Información sobre las reservas

El uso de dispositivos o programas no autorizados que permitan efectuar modificaciones técnicas en la consola Nintendo o sus programas podría inutilizar este juego.

Este producto dispone de medidas de protección técnica.

No se podrá jugar a este título hasta su fecha de lanzamiento: {{releaseDate}} . En el caso de las reservas, el pago se procesará automáticamente a partir de los 7 días anteriores a la fecha de lanzamiento del juego. Si realizas la reserva menos de 7 días antes del lanzamiento, el pago se procesará de manera inmediata en el momento de la compra.

Una sola consola (1)

Distribuidor

Características

Modo portátil , Modo sobremesa , Modo televisor

Funciones de Nintendo Switch Online

Disfruta del juego en línea, un catálogo creciente de títulos de NES y Super NES y más con la suscripción de Nintendo Switch Online. Más información .

Servicio de guardado de datos en la nube

Clasificación por edades

• Violencia leve

Programas descargables Nintendo Switch

Fecha de lanzamiento

Mandos compatibles

• Mando Pro de Nintendo Switch

Japonés, Inglés, Portugués

Tamaño de la descarga

Cambiar de país

• Deutschland
• UK & Ireland
• South Africa

Vas a salir del sitio web de Nintendo of Europe. Nintendo of Europe no se hace responsable del contenido y la seguridad de los sitios web vinculados que vas a visitar.

No está todavía disponible en español.

El contenido que has seleccionado no está todavía disponible en español. ¿Quieres ver la versión en inglés?

Querido visitante:

Gracias por visitar la página web de Nintendo. Has sido elegido de forma aleatoria para participar en una breve encuesta. Dedicando unos minutos a compartir tus opiniones, nos estarás ayudando a mejorar nuestro sitio web.

Por supuesto, trataremos de forma confidencial toda la información que nos facilites en esta encuesta.

El equipo Nintendo of Europe

Visita nuestras páginas de Facebook

Nintendo España en Instagram:

Nintendo en Twitch:

Para obtener más información sobre este producto, haz clic en el botón que aparece más abajo.