chase sapphire reserve travel credit

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Explore all the benefits of Sapphire Reserve

Rewards to inspire your next adventure.

The Chase Sapphire Reserve card makes every purchase rewarding. Make your journey memorable with travel perks, private dinners, and VIP access at sought-after events. Explore your complete Guide to Benefits or learn more about your benefits below.

01 Travel

Get closer to your happy place

Earn points as you seek out new destinations. Book a hotel, make the most of airfare, hail rides around town and more.

$300 Travel Credit

Get reimbursed for up to $300 in travel purchases you make with your Sapphire Reserve card 1 each year. Each year, your first $300 in travel purchases will not earn rewards points. 2

Book through The Edit SM

Experience distinct benefits at a curated collection of hotels and resorts when you book through The Edit by Chase Travel SM , an exclusive benefit for Sapphire Reserve cardmembers. 7

10x on hotels through Chase Travel

Earn 10x total points on hotels (excluding The Edit) and car rentals purchased through Chase Travel after the first $300 is spent on travel purchases annually. 1

5x points on flights through Chase Travel

Earn 5x total points on flights purchased travel through Chase Travel after the first $300 is spent on travel purchases annually. 1

3x points on travel

Enjoy the trip even more with bonus points on travel purchases like airfare and hotels. 1

Unlimited points

There is no limit to the number of points you can earn. Points don’t expire as long as your account is open. 1

Enjoy more premium travel rewards

When you travel with Sapphire, plan on benefits ranging from generous statement credits to access to luxury properties worldwide.

Global Entry or TSA PreCheck ® or NEXUS fee credit

Receive a statement credit of up to $100 every four years as reimbursement for the application fee charged to your Sapphire Reserve card. 5

No blackout dates or restrictions

Book travel through Chase Travel and if a seat’s available, it’s yours.

No foreign transaction fees

Pay no foreign transaction fees when you use your card outside the United States. 6 For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Elite hotel benefits at Relais & Châteaux

Enjoy great benefits like a VIP welcome and complimentary breakfast daily at select properties with Relais & Châteaux, a prestigious collection of luxury properties in over 60 countries. Call the Visa Infinite Concierge at 1-877-660-0905 for more details and to book your stay. 8

Special car rental privileges

Enroll in leading car rental rewards programs from National Car Rental, Avis and Silvercar. Log in to Chase Travel to access the special car rental privileges section of your travel benefits page to book with your card. Enjoy enhanced benefits, such as upgrades and car rental discounts, savings on luxury and premium rental car rates, plus promotions and other offers. 9

Ennismore hotel benefits

Your card gets you VIP access to benefits at Delano, Hyde, Mondrian, Morgans Originals and SLS hotels and resorts around the world. Cardmembers can stay a little longer with a complimentary 4th night, receive room upgrades and late check outs, along with priority access to cabana reservations, a $30 food and beverage credit and much more. 10

Free Lyft Pink

Get 2 complimentary years of Lyft Pink All Access when activated by Dec 31, 2024—a value of $199/year. 3 This includes member-exclusive pricing, free Priority Pickup upgrades, discounts on bikeshare and more. Membership auto-renews.

Don't forget as a Sapphire Reserve cardmember you'll still earn 10x total points on Lyft rides through March 2025. 4 That’s 7x points in addition to the 3x points you already earn on travel. That’s 7x points in addition to the 3x points you already earn on travel. Activate Lyft Pink All Access

02 Dining

Indulge in worldwide dining experiences

Whether visiting your local bistro or a restaurant on your bucket list, there are always special dining rewards with Sapphire Reserve.

Private dining series

Sit down for a memorable meal at some of the most sought-after restaurants in the country.

3x points on dining

Earn triple the points at restaurants, including takeout and eligible delivery services with your Sapphire Reserve card. 1 From Sunday brunch to a birthday dinner, meals out mean more rewards.

DoorDash & Caviar benefits

Takeout tastes even better with a complimentary DashPass membership on both DoorDash and Caviar. You’ll pay no delivery fee and lower service fees on eligible orders for a minimum of one year. Activate by Dec. 31, 2024 12 . Plus, as a DashPass member get a $5 monthly DoorDash credit automatically applied at checkout 13 .

Instacart benefits from Sapphire

Skip the trip and have your groceries delivered to your doorstep with 1 year of complimentary Instacart+. 14 In addition, Instacart+ members earn up to $15 in statement credits each month through July 2024. 15 Membership auto-renews. Terms apply.

03 Ultimate Rewards ®

Get the most from your rewards

Enjoy the flexibility of booking airfare, hotels and car rentals through Chase Travel or transfer points to other travel programs.

More value with travel redemption

Your points are worth 50% more when you redeem them for airfare, hotels, car rentals and cruise lines through Chase Travel—our easy-to-use portal that helps you maximize your travel spending. For example, 50,000 points are worth $750 toward travel. 16

Worldwide travel assistance

Whether you need help booking travel or modifying a reservation count on the full-service support of the Chase Travel team.

1:1 point transfer to leading frequent travel programs

Transfer points to participating frequent travel programs at a full 1:1 value—that means 1,000 points equals 1,000 partner miles/points.

No travel restrictions or blackout dates on airline tickets booked through Chase Travel.

1 point per $1 spent on all other purchases

In addition to earning 3 points per dollar on travel and dining at restaurants, you’ll earn 1 point for every dollar you spend on all your other purchases. 1

Flexibility

You can book airfare, hotels and car rentals through Chase Travel using your Sapphire Reserve card, your points or a combination of both—it's up to you.

More ways to get the most from your rewards

Redeem your points for statement credits, gift cards or choose from other flexible ways to make your points work for you.

Shop through Chase ®

Shop online with brands you already love. Earn 1x–15x bonus points at more than 450 popular retailers with Shop through Chase. 16

25% more value with Pay Yourself Back ®

Redeem points for statement credits toward your annual fee and eligible purchases for gas, wholesale clubs, and pet supplies & services by June 31, 2024.

Choose from a selection of over 150 gift cards from some of your favorite retailers and more.

Pay with points

Use your points to pay for all or part of your purchases with popular brands like Apple ® 19 and Amazon.com. 20

04 Lounges

Relax with airport lounge access

With access to Chase Sapphire Lounge by The Club and Priority Pass lounges, each trip becomes an invitation to indulge before you get there.

Enjoy complimentary Priority Pass TM Select membership

Departing for your destination is more relaxing with access to 1,300+ Priority Pass airport lounges in 600+ cities around the world, plus every Sapphire Lounge by The Club, after a one- time enrollment in Priority Pass Select.

Visit Sapphire Lounge by The Club

Relax and refresh at a Sapphire Lounge and enjoy locally inspired menus, a curated selection of beverages, an atmosphere to remember and more. Sapphire Reserve cardmembers, ensure you're enrolled in your complimentary Priority Pass Select membership for lounge access.

The Reserve Suites by Chase

Reserve cardmembers, treat yourself to The Reserve Suites at Sapphire Lounge by The Club at LaGuardia Airport in Terminal B. Enjoy caviar service on arrival, specially curated wine lists by Parcelle, exclusive menus by Jeffrey's Grocery, private bathrooms with spa showers and more. Chase Sapphire Reserve cardmembers can book a suite for a fee up to 72 hours prior to flight departure. Find details on the Chase Mobile ® app in Benefits & Travel. The Reserve Suites are limited and subject to availability.

05 Protection

Travel with peace of mind 22

When you take to the air or hit the road, we make security a priority. Here are some of the protection services built into your Sapphire Reserve card benefits.

Trip Cancellation / Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels.

Auto Rental Collision Damage Waiver

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for rental cars in the U.S. and abroad.

Emergency Evacuation and Transportation

If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.

Trip Delay Reimbursement

If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.

Travel Accident Insurance

When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $1,000,000.

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.

Roadside Assistance

If you have a roadside emergency, you can call for a tow, jumpstart, tire change, locksmith or gas. You’re covered up to $50 per incident 4 times a year.

Sapphire Reserve Benefits Guide

These are just some of the protection services built into your Sapphire Reserve card benefits. Your Guide to Benefits has more of what you need to know about your travel and purchase protection benefits.

Account security and protection

Your Sapphire Reserve card is equipped with the enhanced account and purchase protection you deserve.

Zero Liability Protection 23

Zero Liability Protection means you won’t be held responsible for unauthorized charges made with your card or account information. If you see an unauthorized charge, simply call the number on the back of your card.

Fraud protection

We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.

Fraud alerts

We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card. 24 Please sign in to chase.com and review your personal details to ensure your mailing address, phone and/or email are up to date.

Return Protection

You can be reimbursed for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item, $1,000 per year. 22

Extended Warranty Protection

Extends the time period of the manufacturer's U.S. warranty by an additional year on eligible warranties of 3 years or less. 22

Chip-enabled for enhanced security and wider acceptance

A credit card with an embedded chip provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad.

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year. 22

06 Events

Exclusive access to events and experiences

Sapphire cardmembers enjoy priority ticketing and the best seats in the house for a wide range of events.

Reserved by Sapphire SM

Explore one-of-a-kind experiences from private dinners hosted by award-winning chefs to VIP access at the most sought after events. See where your Sapphire Reserve card can take you.

Events and experiences lounges

Enjoy comfortable seating at Chase Sapphire events in prime locations, complimentary food and drinks, plus a range of amenities, such as a dining concierge, charging stations, Wi-Fi and more.

Early-access tickets

Beat the crowds. Get your tickets to concerts and sporting events before they sell out.

Priority seating

Get up close to the court or the stage. Sapphire Reserve cardmembers can experience events from the best seats in the house.

07 Wellness

Earn 10x total points on Peloton

Work out your way — from HIIT rides to walks and hikes to strength training, and more: Get 10x total points on Peloton equipment and accessory purchases over $150 with a max earn of 50,000 points. Shop Peloton Bikes, Tread, Guide, or Row. Offer ends Mar. 31, 2025. 25

Shop Peloton

08 Services

Personalized assistance for Sapphire cardmembers

Turn to Sapphire for help coordinating travel, restaurant reservations, access to entertainment and more complimentary assistance and referrals.

24/7 access to customer service

Talk to a dedicated specialist whenever you need assistance. Simply call the number on the back of your card.

Visa Infinite Concierge Service 26

Contact Visa Infinite Concierge at 1-877-660-0905 for help with dinner reservations or Broadway, music and sporting event tickets.

Travel and emergency assistance

If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

Easily get more from your Sapphire experience

From mobile account access to contactless payment, cardmembers can enjoy many safe and convenient features.

Manage your account with ease

Create an account on chase.com and download the Chase Mobile ® app 27 to check account and points balances, pay bills and more.

Tap-to-pay contactless checkout

Simply tap to pay with your contactless Chase Sapphire card. Just look for the Contactless Symbol at checkout, then tap your contactless card on the checkout terminal. It's fast, easy and secure!

Add an authorized user

Maximize your reward earning potential by adding an authorized user to your account. 28

Go paperless

Get your statement online. Safely access up to 6 years of statements online. It's secure, convenient and reduces clutter.

Convenient ways to pay

Load your card into a digital wallet for a quick and secure way to pay with your mobile device and receive all the benefits and rewards of using your Sapphire Reserve card.

Earn points automatically

Grow your points balance by using your card as the primary payment method for:

Online checkout Add your card to your favorite shopping apps and online merchants to conveniently build up your points balance.
Monthly bills Use your card to make auto payments for monthly bills (e.g., cell phone and utility bills). 29

Redeem for travel

Use points toward your next getaway—they’re worth 50% more when you redeem them for travel through Chase Travel.

Pay Yourself Back ®

Your points have more value when you redeem them for statement credits after making eligible purchases on gas, wholesale clubs, and pet supplies & services by June 31, 2024.

Chase Dining SM

Order takeout at popular eateries around town or make reservations at restaurants, wineries and bars across the country.

There's so much for you

More Sapphire Offers

There’s so much more to make yours—top benefits, offers and experiences for Sapphire Reserve cardmembers.

Reserved by Sapphire SM

Your Sapphire Reserve card opens new doors to more flavors, sights and sounds. Explore the extraordinary lineup of experiences—including culinary, sports, music and entertainment.

Refer-A-Friend

Earn up to 75,000 bonus points per year by referring friends to either Chase Sapphire ® card.

Already a Sapphire cardmember?

Not a Sapphire cardmember yet?

We’re glad you’re here. Learn more about getting a Sapphire card.

Es posible que esta comunicación contenga información acerca de usted o su cuenta. Si tiene alguna pregunta, por favor, llame al número que aparece en el reverso de su tarjeta.

View the details of the Sapphire Reserve benefits offered on this page.

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Seamlessly book your best trip yet. Choose from coveted hotels and convenient flights, then add car rental and must-do local experiences at the reimagined chasetravel.com .

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How to use the Chase Sapphire Reserve $300 annual travel credit to save on travel

Editor's Note

In addition to the bonus points on travel and dining charges, a marquee benefit of the Chase Sapphire Reserve® since its debut in 2016 has been its $300 travel credit each year. And unlike similar perks on competing cards, this credit is incredibly easy to use on all sorts of travel.

The Chase Sapphire Reserve comes with a $550 annual fee , but if you spend at least $300 per year on travel, the effective annual fee is much less painful.

This annual credit is in addition to other Sapphire Reserve perks, such as Priority Pass membership , the application fee credit toward Global Entry/PreCheck every four years, bonus points on Lyft rides (through March 2025) and up to $5 in monthly DoorDash credits (plus a DashPass membership when activated by Dec. 31, 2024), which together make it an easier call to continue holding the card.

So how exactly do you use the Sapphire Reserve's travel credit? Thankfully, it's really, really easy. The (sorta) bad news? It's so simple and automatic that you may use the credit before you even realize it.

When do you earn the $300 Chase Sapphire Reserve travel credit?

The Chase Sapphire Reserve annual $300 travel credit is awarded each year that you have the card and is ready to use as soon as you open your new account.

In most cases, when this credit resets, it is tied to a cardmember year, not a calendar year. That means when you first opened the card will usually determine the date you get a fresh $300 travel credit each year.

The exception is those who opened a Sapphire Reserve before May 21, 2017, who are awarded the annual travel credit based on a calendar year. In that case, the credit is awarded after the last statement closure date in December, regardless of when during the year the account was opened.

This contrasts American Express' airline fee credits on cards such as The Platinum Card® from American Express , as those are always awarded on a calendar-year basis (enrollment is required).

Related: Chase Sapphire Reserve vs. the Amex Platinum

What counts toward the Sapphire Reserve's travel credit?

A great element of the Chase Sapphire Reserve's travel credit is that it is quite broad in what types of charges it covers.

Essentially, you can typically use the annual travel credit on anything that codes as travel on your Sapphire Reserve. Remember, you'll earn 3 points per dollar on travel charges by swiping the card, so the charges that award bonus points will be the same charges you can use toward the travel credit. (However, know that you don't earn points on the travel charges offset by the $300 travel credit.)

Some examples of types of purchases that count for the Sapphire Reserve's travel credit include:

Airline charges
Campgrounds
Car rental agencies
Cruise lines
Travel agency services
Train tickets
Bus tickets
Taxis and car services
Toll bridges and highways
Parking lots and garages

Because airline charges generally code as travel, you can use the credit on purchases such as airline tickets, taxes on award tickets, upgrades, seat assignment fees, checked bag fees, onboard snacks, change fees and lap infant fees.

Your cruise deposits and payments should also count, as do hotel bookings and deposits. If you have to pay for parking, taxis or road tolls in your normal life, you can even use the travel credit toward those everyday charges.

What does not count toward the Sapphire Reserve travel credit?

Of course, not all purchases you may think of in the travel space code as travel charges. If a purchase doesn't code as a travel charge, you won't be able to use the $300 travel credit from the Sapphire Reserve.

Items that code as travel vary and can also change at any time. Some things that may not code as travel include theme park tickets brought directly from theme parks, ski lift tickets , Points.com purchases, some airline or travel gift card purchases , inflight purchases that are processed by a third party and some meals eaten at a hotel but not charged to a room.

(Pro tip: If you want Disney tickets to code as a travel charge, book them via a third-party travel site such as Get Away Today or Undercover Tourist .)

How do you use the Sapphire Reserve travel credit?

Using your Sapphire Reserve travel credit is very simple: just use the card to pay for eligible travel purchases — that's it. There is nothing to activate, no codes to use or special sites to book through.

The offsetting statement credits will usually automatically appear on your account within a couple of days, as shown below, and this will continue until you've used the year's travel credit in full.

Related: The best travel credit cards

How to see if you've used your Sapphire Reserve travel credit

If you've lost track of whether you've used up your Sapphire Reserve annual travel credit, you can easily figure it out by logging into Chase Travel℠ , selecting your Chase Sapphire Reserve card and scrolling down the home page.

This section will tell you the month when the next year's credit will become available so you know to use up this year's credit before then.

Bottom line

It's great when credit cards give you annual travel credits that are easy to use, and the $300 travel credit on the Chase Sapphire Reserve is about as simple as it comes. Every year, you'll automatically get $300 in statement credits whenever your card is used on a travel purchase — effectively lowering the fee on the card to $250 per year if you maximize the credit.

Of course, if you aren't making the most of the Sapphire Reserve benefits, you could also talk to Chase about potentially downgrading to the Chase Sapphire Preferred® Card or even the no-annual-fee Chase Freedom Unlimited® .

To learn more about the card, read our full review of the Chase Sapphire Reserve .

Apply here: Chase Sapphire Reserve

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How Does the Chase Sapphire Reserve Travel Credit Work?

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Table of Contents

Can the Chase Sapphire Reserve® travel credit be used on any travel purchase?

What counts as 'travel' for chase, is the chase sapphire reserve® travel credit automatic, when does chase sapphire reserve® travel credit reset, how do i check my chase sapphire reserve® $300 travel credit, the chase sapphire reserve® travel credit, recapped.

The $300 annual travel credit is one of the key perks of the Chase Sapphire Reserve® . By taking full advantage of just this one perk, you can recoup over half of the card's $550 annual fee. Receiving the full $300 in travel-related statement credits effectively reduces the card's annual fee to $250 — a cost that the many benefits of the Chase Sapphire Reserve® can justify.

So how does the Chase Sapphire Reserve® travel credit work? To maximize the travel credit, you need to make eligible travel purchases and pay attention to when the Chase Sapphire Reserve® travel credit resets. However, both of these aspects can be a little tricky.

Since many cardholders have questions about this topic, we'll cover some frequently asked questions of how the Chase Sapphire Reserve® travel credit works.

Any purchase that Chase includes in its definition of a travel purchase will trigger the Chase Sapphire Reserve® annual travel credit . That makes this type of statement credit a lot simpler and easier to use than travel credits on other premium travel cards .

For comparison, one of the perks of The Platinum Card® from American Express is a $200 airline fee credit. Enrollment required. However, this credit applies to a limited set of incidental fees only, such as onboard refreshments and checked bags, for one pre-selected airline. Although it provides a long list of excluded purchases, AmEx doesn't specify which purchases qualify for this credit. Terms apply.

Chase Sapphire Reserve® cardholders don't have to wonder which travel purchases will count for the annual travel credit. Most travel purchases charged to your Chase Sapphire Reserve® will trigger the credit, leading to the obvious next question.

Chase specifically includes the following types of merchants in its travel category:

Hotels and motels .

Timeshares.

Car rental agencies .

Cruise lines.

Travel agencies.

Discount travel sites.

Campgrounds.

Operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways.

Parking lots and garages.

This is a pretty expansive list of qualifying purchases. However, keep in mind that not all travel-related purchases will count as travel purchases for Chase. To help prevent confusion, Chase publishes a list of the merchants that are expressly excluded from its definition of travel:

Educational merchants arranging travel.

In-flight goods and services.

Onboard cruise line goods and services.

Sightseeing activities.

Excursions.

Tourist attractions.

RV and boat rentals.

Merchants within hotels and airports.

Public campgrounds.

Merchants that rent vehicles for the purpose of hauling.

Real estate agents.

Chase also clarifies that purchases from gift card merchants or merchants that sell points or miles — like Points.com — don't qualify as travel purchases.

Now that you know the types of merchants that qualify, you might wonder what code that a specific merchant you purchase from will use. Visa used to publish a public supplier locator tool for checking Merchant Category Codes; however, Visa eliminated this tool in late 2021. Now, a good way to see how a merchant will use a code is through AwardWallet's Merchant Category Lookup Tool .

» Learn more: The best travel credit cards right now

The annual Chase Sapphire Reserve® travel credit automatically posts when you make an eligible travel purchase. The statement credit will post to your account on the same day that the travel purchase is posted to your account. Chase notes that it may take 1-2 billing cycles for the statement credit to appear on your monthly credit card billing statement .

That sets the Chase Sapphire Reserve® annual travel credit apart from other Chase credit cards . For example, The Ritz-Carlton® Rewards Credit Card also features a $300 annual travel credit limited to specific types of airline purchases; however, cardholders must contact a Chase agent each time to request a credit for eligible purchases.

So, when do you earn the $300 Chase Sapphire Reserve® credit?

The Chase Sapphire Reserve® $300 annual travel credit isn't based on a calendar year. Instead, the travel credit resets each year around your cardholder anniversary. More specifically, the credit resets at the close of the first statement date after your account open date anniversary, then every 12 monthly billing cycles after that.

So if you just opened a new Chase Sapphire Reserve® , your credit is ready to use right away.

Since these policies can be confusing to understand, let's run through an example.

Say you opened a Chase Sapphire Reserve® on June 6, and your account statement closes on the 3rd of each month. That means you'll need to use your initial $300 annual travel credit before July 3 of the following year. Your travel credit resets the next day, meaning you can start using your next $300 travel credit on July 4.

Your travel credit will continue to reset after every 12 monthly billing cycles. As long as your account statement closing date doesn't change, your travel credit will reset each year starting on July 4.

» Learn more: What should I do with my travel credit right now?

Different rules for cardholders who signed up before May 21, 2017

Chase hasn't always based the annual travel credit on the cardholder's anniversary date. Initially, Chase treated the annual credit more like a calendar-year travel credit. Longtime cardholders are still subject to these legacy rules.

If you opened your Chase Sapphire Reserve® account before May 21, 2017, your annual travel credit resets each year on the day after your December statement closes.

If, say, your December statement closes on Dec. 16, you can start using your next annual travel credit on Dec. 17. Because of this quirk, you can spend your next year's travel credit before the calendar year even begins.

» Learn more: Is it worth keeping the Chase Sapphire Reserve® this year?

Simply log into your Chase account and view your rewards activity.

Under Benefits & Redemptions Overview, one of the first sections will give you a snapshot of how much of the $300 annual travel credit you've used thus far. It will also give you information about when the credit automatically resets (your cardmember anniversary), as well as any remaining balance.

The $300 annual travel credit is one of the signature benefits of the Chase Sapphire Reserve® . And thankfully, it's one of the most straightforward travel credits to use.

Unlike the airline fee credit on The Platinum Card® from American Express , the Chase Sapphire Reserve® travel credit is not limited to an undisclosed list of qualifying purchases. Instead, any purchase from airlines, hotels, car rentals and cruise lines will trigger the credit. For those staying closer to home, even purchases made at toll plazas, parking lots, buses and taxis count.

Best of all, Chase automatically posts the credit on the same day the qualifying purchase posts to your account.

The tricky part can be determining when the Chase Sapphire Reserve® travel credit resets. If you opened your account after May 21, 2017, your travel credit resets for the statement after your account anniversary. If you want to be sure, you can call the number on the back of your Chase card to see when your next travel credit starts.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

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