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Hyatt helps you curate client travel experiences that exceed all expectations.

As a travel advisor, enjoy special rates, personalized service, and more when you choose Hyatt.

We understand how important demonstrating care for your clients is to your business. Every day, with every interaction, Hyatt teams go above and beyond so you can deliver the best experiences imaginable.

Enjoy special rates just for you , including up to 50% off the daily rate for eligible stays. Click here to book travel for yourself .
Mention our perks , like free Wi-Fi in Hyatt hotels and resorts worldwide, and free breakfast at participating Hyatt Place and Hyatt House hotels.
Partner with our dedicated teams —together, we'll help deliver to your clients personalized service that goes above and beyond.
Work with an on-site planner to host industry groups with the Entertainment Set—a customizable package with special offerings including VIP treatment and multi-tour booking benefits.
Earn 10% commission on eligible rates (use chain code HY in the GDS).
Discover our World of Hyatt loyalty program —book commissionable rates for your clients while they earn points toward free nights, airline miles, and more.

Have questions? We’re happy to help with general reservations, GDS automation assistance, commission inquiries, and more.

We invite you to explore the brand bar below to learn about each of our brands. Please click each brand logo to learn more.

Click the button below to book travel for your clients.

Select Dates and Guests

Hyatt’s Commission Statement Hyatt hotels and resorts will pay 10% commission to approved travel agencies for all Eligible Rates worldwide. “ Eligible Rates ” means certain rate plans communicated to Travel Advisor as commissionable. The Eligible Rate applies to the portion of the room rate paid by the guest. Commission does not apply to incidentals, taxes, mandatory fees, e.g. resort fees or gratuities. Special discounted rates for travel advisors are non-commissionable.

Commissions for stays at Hyatt’s hotels and resorts will be paid for each night stayed at an Eligible Rate, up to the first 29 consecutive nights of a guest’s stay. Back-to-back stays within a 24-hour period at a single Hyatt hotel are considered one stay. Unless otherwise agreed, Commission is not paid on convention bookings, government rates that are net/non-commissionable, any internet-only (not including Hyatt.com) rate programs, Hyatt gift cards and rates booked through online travel agencies.

Please contact Onyx customer service for additional commission payment information, including the dates commission checks were issued, client changes which affect commission payments and questions regarding no-shows.

All commission payment inquiries must be submitted within 9 months of the guest’s check-out.

Onyx Phone: 1.214.396.3280 Email: [email protected]

Due to the law in Turkey, money cannot be sent without an invoice. Therefore, travel agents must apply for their commission. Travel agents must send an invoice dated on the day of the check out and addressed on the invoice as:

This is for invoice only:

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Plan your next getaway

Travel Advisors now get 50% off newly opened properties and up to 25% off the remainder of Hilton's portfolio of brands.

Global brands, unparalleled service

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Discover our worldwide portfolio of brands and find your traveler's perfect destination, every time.

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Rewards earned by travelers and advsiors when booking properties globally.

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Travel advisors can take advantage of a number of great offers and promotions.

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Learn more about the commission process, booking, brand GDS codes, and more.

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Access our interactive learning center to expand your knowledge on Hilton's portfolio of brands.

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Our event planning experts can help you create a unique experience for your needs.

Our team is here to help answer your questions.

Exclusive travel advisor rate

Book your next personal stay and get 50% off at newly opened hotels and up to 25% off at existing hotels within the Hilton global portfolio.

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Impresario members can unlock VIP benefits for travelers at any of Hilton's luxury brands.

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Waldorf Astoria

Offers unforgettable experiences at iconic destinations around the world.

LXR Hotels & Resorts

A luxury collection of distinctive hotels and resorts offering singular service and local experiences.

Conrad Hotels & Resorts

Offers smart luxury travelers inspiring connections and intuitive service in a world of style.

Signia by Hilton

World-class hotels offering a vibrant atmosphere, exceptional events and personalized service tailored to the needs of today’s sophisticated traveler.

Canopy by Hilton

Energizing neighborhood hotels with thoughtful extras, creating a positive stay.

Hilton Hotels & Resorts

The global leader in hospitality.

Curio Collection by Hilton

A collection of unique hotels, each with its own history and character in cities across the globe.

DoubleTree by Hilton

Warm. Comfortable. Friendly. Providing true upscale comfort to today's business and leisure travelers.

Tapestry by Hilton

Weaving an independent, original spirit into every stay, with Hilton reliability.

Embassy Suites by Hilton

Relaxed, upscale environment with all-suite locations in the U.S., Canada and Latin America.

Tempo by Hilton

An approachable lifestyle hotel that is thoughtfully designed, uplifting, and within reach

Motto by Hilton

Motto offers a micro-hotel with an urban vibe in prime global locations.

Hilton Garden Inn

Hilton Garden Inn is the laid-back sophisticated brand offering heartfelt service and award-winning amenities.

Hampton by Hilton

From the signature bed to friendly service, every moment is crafted to bring a smile to our guest's face.

Tru by Hilton

A game-changing brand that's simplified, spirited, and grounded in value for guests with a zest for life.

Spark by Hilton

Practically inspired. Simply delightful. A budget-friendly stay offering the best of everything you need, done just the way you want.

Homewood Suites by Hilton

Whether you stay 2 nights or 2 weeks, Homewood Suites delivers the comforts of home with the added conveniences of a hotel.

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Offering flexible room configurations and inspired amenities for our guests.

Hilton Grand Vacations

Offering spacious studios to multi-bedroom suites in the most celebrated vacation destinations

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Travel agent rate search.

The Travel Agent Rate is available to all accredited travel agents with a valid IATA, IATAN, CLIA, ARC or TIDS number. Rates are subject to availability and valid credentials are required for check-in, please view the FAQs for more details.

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Travel Agent Rate

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Because of our worldwide presence and our commitment to quality and service, our hotels are a great choice not only for your clients but for you too.

WHO QUALIFIES

Accredited travel agents worldwide. Must have IATA/ARC/CLIA or TIDS card.

PROGRAM BENEFITS

Travel Agents are welcomed at Best Western ® and receive 50% off standard rates at participating hotels in the U.S. and Canada, and 25% or more off at international locations. This discount is subject to availability and is for travel agent personnel only.

HOW IT WORKS

For more information, contact the Travel Agent Help Desk at 1-800-334-7234, Option 1 to request the Travel Agent Discount for the dates and location desired.

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Hyatt Travel Agent Rates: How Much Can You Save? 3

Hyatt Travel Agent Rates: How Advisors Save up to 50% at Hyatt

What you need to know about Hyatt Travel Agent Rates

In this article, we dig into Hyatt's Travel Agent Rates and see just how much a travel advisor can save by using these rates when booking their own travel.

In case you aren't familiar with Travel Agent Rates (often called familiarization rates or “fam” rates), they are discounted hotel rates that are only available to travel agents so they can check out a property and speak from first hand experience when recommending it to their clients.

Hyatt's Travel Agent rates are similar to those offered by other major hotel chains (including Marriott Fam-Tastic , Hilton , and IHG Travel Agent Programs), which allow registered travel agents to book discounted rates at Hyatt hotels and resorts across the globe.

Hyatt claims an eligible travel advisor rate will provide a discount of up to 50%, but we typically find them in the 10% to 30% range. The rates and discounts vary by brand and are subject to availability .

Additional Perks for Travel Advisors

In addition to the discounted room rate, there are some additional perks Hyatt advertises for travel advisors. However, many of these “benefits” are no different from what any World of Hyatt member would receive, like free breakfast at Hyatt Place”, so it is a bit of a stretch to position these as special perks for travel advisors.

Save up to 50% off the daily rate for eligible stays.
Free Wi-Fi in Hyatt hotels and resorts worldwide, and complimentary breakfast at participating Hyatt Place and Hyatt House hotels.
Work with an on-site planner to host industry groups with the Entertainment Set—a customizable package with special offerings including VIP treatment and multi-tour booking benefits.
Earn a 10% commission on your booking when you book with an eligible travel advisor rate (use chain code HY in the GDS).
Discover the World of Hyatt loyalty program—book commissionable rates for your clients while they earn points toward free nights, airline miles, and more.

Are Hyatt Travel Agent Rates a good deal?

As mentioned earlier, these rates are not offered at every hotel and the discounts range from no discount at all up to 50%.

Here are a couple of examples we found with some random searches at popular Hyatt properties.

Grand Hyatt Kauai:

Andaz Mayakoba:

Andaz West Hollywood:

How to Book These Rates

It's actually very easy to book these rates. They don't require password access to a private webpage, you just have to enter the Travel Agent code “4469” in the “Corporate or Group Code” field on the booking page.

This is the same field you use when booking with a Hyatt Corporate Discount Code or a Hyatt Leverage Code .

You can either book from the main Hyatt website or the Hyatt Travel Agent booking site .

You will be asked for credentials when you check in, (either an IATAN, CLIA, or TIDS card), so this is not something you should try to “hack”.

Hyatt Support Center:

If you have any questions regarding the Travel Agent Program, below are some phone numbers you can use to contact Hyatt:

Terms and Conditions

Hyatt Travel Advisor rates are open to registered travel agents with a current IATAN, CLIA, or TIDS card. You must bring these credentials with you at check-in for the rate to be honored.
Valid at participating Hyatt hotels and resorts. All hotel reservations are subject to availability and must be made in advance.
Promotional blackout periods may apply due to seasonal periods or special events, and normal arrival/departure restrictions apply.
The offer is not valid with groups/conventions and may not be combined with other promotional offers.
Rate and participation may vary by property and date of arrival.
The rate is per room, per night, excluding service charges and other incidental expenses.
Additional guests may be subject to additional hotel charges. Additional charges apply to room-type upgrades.
A limited number of rooms are allocated to this promotion.
Hyatt reserves the right to alter or withdraw this offer at any time without notice.

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Travel agents save big

As a travel agent, you can enjoy up to 50% off room rates at Radisson Hotels.

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BeConnected Travel Agent Portal

At WorldHotels™ we’re making it easier than ever - no logins and all the benefits of our streamlined commission handling process!

Travel Agent Rates

Get to know WorldHotels' portfolio and benefit from our special Travel Agent Rates in applicable destinations. (ID Required upon check-in)!

Client Reservations

Connecting travelers to the World’s finest hotels is your mission, and ours. Enter your IATA, TIDS, TC or TRUE code to book our preferential rates & receive commissions.

Special Offers

Discover our hotels’ exclusive offers for travel agents! Collect extra commission, get exceptional discounts for your customers or stay yourself at one of our upscale properties around the world!

Commission Handling

WorldHotels prides itself on providing punctual commission payments. Most public rates are commissionable; however, we encourage you to read rate and commission details prior to booking confirmation.

Onyx CenterSource, WorldHotels’ commission provider, processes payments via wire transfer in the currency of your choice, provided you are registered with Onyx CenterSource and bank details are provided. If you are not registered, please contact Onyx's agent support. To handle your commission correctly, it is vital the IATA and address of your travel agency on the reservation are valid. If you do not have an IATA number you may apply for a commission payment code directly at WorldHotels - please forward your request to our Customer Service below.

Support & Service

As a valued travel partner, WorldHotels wants to ensure you have the resources needed for your success. Should you have any concerns, issues or comments, please reach out to our team via email or via phone:

EMEA: +49 69 66056115 APAC: +65 6227 5535 THE AMERICAS: +1 212 835 2534

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We have introduced elevated hygiene & prevention measures to ensure your safety. The ALLSAFE label represents our new cleanliness & prevention standards and provides assurance that these standards have been met in our hotels.

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Hard Rock Hotels RKON Travel Advisors Program

Welcome to RKon, Hard Rock Hotels’ curated Travel Advisors program.

With resort and urban locations in unique destinations around the globe, Hard Rock Hotels are internationally recognized as a leader in the hospitality industry with J D Power recognizing our iconic brand for 3 consecutive years as number one among Upper Upscale Hotels in North America. Hard Rock Hotels cater to the modern traveler who seeks a reprieve from traditional, predictable hotel experiences. From inspiring music to authentic memorabilia, innovative signature restaurants to electrifying public spaces and one-of-a-kind brand programs, Hard Rock is redefining globally what a lifestyle destination experience can be.

PROGRAM DETAILS

At Hard Rock Hotels, we value our relationship with Travel Advisors around the globe. Enjoy special rates, personalized service, and more when you choose Hard Rock Hotels.

Enjoy special rates just for you, including up to 40% off the daily rate for eligible stays
Earn up to 10% commission on eligible rates
Discover our Unity TM by Hard Rock global loyalty program where you can book commissionable rates for your clients while they earn and redeem incredible rewards doing what they love

Have questions? We’re happy to help with general reservations, commission inquiries, and more. Contact [email protected] and we’ll get back to you within 48 hours.

We partner with Michelin-starred chefs to talented up and comers to create a concert for your taste buds.

From our in-room music amenities program to the best in live entertainment, we make musical memories daily.

At Hard Rock, we believe wellness has a rhythm, a melody and a beat.

FREQUENTLY ASKED QUESTIONS

How do i make a booking online for a client, how many rooms can i book online, what travel accreditations are accepted.

You can book Hard Rock Hotels with an IATA/TIDS/CLIA/TRUE industry code. Your code gives you access to the best available rates.

Is there a Travel Agent Help Desk?

Do travel agents earn commissions, do you pay commission on taxes and resorts fees.

No, commission is calculated based on accommodation costs net of any fees and taxes to the hotel country.

Do you offer a Travel Agent rate?

Is there a booking limit for travel agent personal stays.

Yes, 2 rooms max per booking per Travel Agent. No max usage per year.

Do Travel Agents earn commission on special agent rates?

Special discounted rates for travel agents are non-commissionable.

Will I earn Unity Points or Tier Credits on my Travel Agent Rate?

No, the exclusive Travel Agent Rate is a non-qualified rate. Unity Points and Tier Credits will not be earned on this rate. Unity Points and Tier Credits will be earned on qualified incidental spend during the stay.

Will I receive my Unity hotel benefits on my Travel Agent Rate?

Yes, Travel Agents will receive their Unity hotel benefits when staying on the Travel Agent Rate.

SPECIAL OFFER

Suite Deals & Sweet Dreams

Enjoy spacious accommodations and festive cuisine when you stay with Loews Hotels this holiday season. And now when you book one of our well-appointed suites, you’ll enjoy extra room, extra comforts and extra amenities. As always, Loews genuine and attentive service is included. Sweet dreams.

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My Reservations

Live! by Loews - Arlington Texas

Live! by Loews - St. Louis Missouri

Loews Arlington Hotel

Loews Atlanta Hotel

Loews Chicago Hotel

Loews Chicago O'Hare Hotel

Loews Coral Gables Hotel

Loews Coronado Bay Resort

Loews Hollywood Hotel

Loews Kansas City Hotel

Loews Miami Beach Hotel

Loews New Orleans Hotel

Loews Philadelphia Hotel

Loews Regency New York

Loews Nashville Hotel at Vanderbilt Plaza

Loews Ventana Canyon Resort

Bisha Hotel Toronto

Universal Orlando Properties
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AAA / CAA Rates
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Travel Professionals

We could just say thanks. but actions speak louder than words.

We have just two little words for travel agents: Thank You . And we’d like you to know our entire staff genuinely appreciates the support you’ve provided us over the years. Our business would not be the same without it. Please understand that our team continues to work to make booking with Loews Hotels & Resorts as simple as possible. Please see the support information below to answer your reservation and commission questions.

Reservations + Registering Your Agency with Loews

Loews Hotels outside of Orlando (chain code LZ) accept active IATA, ARC, TRUE, and CLIA membership numbers for commission payment.

Hotels & Resorts at Universal Orlando (chain code UE) accept active IATA and CLIA membership numbers for commission payment.

To receive commission payment, your agency must first be registered with Loews & Orlando.

Please provide an active membership number, address, main contact name, phone number, email address, and W-9

Travel Agent Rate Inquiries

Travel industry rates are based on availability and are not offered online. Some Loews properties may require the rates be booked via the GDS using the T or TVL rate category.

For Loews Hotels outside of Orlando, email [email protected] or call 800-23-LOEWS ( 800-235-6397 ).

For Loews Universal Orlando Hotels, email [email protected] or call 888-884-7922 .

Commission Inquiries

All Loews Hotels use Onyx Payment Solutions (formerly Pegasus Commission Processing HCC) to process commission payments. For assistance with commissions from a Loews Hotel outside of Orlando, email [email protected] .

For assistance with commissions from a Loews Universal Orlando Hotel, email [email protected] or call 888-444-2131 .

Commissions are paid after the departure of a guest stay on a qualifying rate.

GDS Bookings and Other Inquiries

For a Loews Hotel outside of Orlando, please email [email protected] .

For Loews Universal Orlando Hotels, please email [email protected] or call 888-444-2131 .

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Loews Portofino Bay at Universal Orlando Resort

Hard Rock Hotel® at Universal Orlando Resort

Loews Royal Pacific Resort at Universal Orlando Resort

Loews Sapphire Falls Resort at Universal Orlando Resort

Universal Cabana Bay Beach Resort

Universal Aventura Hotel

Universal Endless Summer Resort - Surfside Inn and Suites

Universal Endless Summer Resort – Dockside Inn and Suites

Universal Stella Nova Resort

Universal Terra Luna Resort

Our distinctive hotels and resorts offer guests the room they need for the ultimate travel experiences throughout the United States and Canada.

Please select a destination from the list to discover more.

Bringing an upscale hospitality experience to Arlington’s Entertainment District with easy access to Texas Rangers’ Globe Life Park, the Dallas Cowboys’ AT&T Stadium, and more. The stylish 14-story Live! by Loews - Arlington hotel features 300 guest rooms and luxury suites along with five chef-curated food & beverage outlets including a classic steakhouse and outdoor mixology bar. Amenities include a Fitness Center complete with Peloton bikes.

Offering laidback luxury in downtown St. Louis, just steps from Ballpark Village and the iconic Busch Stadium and a short walk to the convention center. Immerse yourself in design dating back to the rich history of St. Louis and the origins of American baseball. The stylish Live! by Loews - St. Louis Hotel features 216 beautifully appointed guestrooms and 19 suites along with a Fitness Center complete with Peloton bikes. Enjoy four chef-curated food & beverage outlets including a neighborhood steakhouse and rooftop bar and lounge. Our AAA 4-Diamond hotel is ready to welcome you like family and cater to your unique needs.

The 888-room Loews Arlington Hotel is the first-of-its-kind meeting and resort destination, situated between two iconic sports stadiums. This one-of-a-kind hotel will also be connected to the new Loews Arlington Convention Center. Whether you are a leisure traveler, sports fan, or meeting attendee, Loews Arlington will offer the latest and greatest amenities, a modern and forward-thinking design, and service excellence at every turn.

Located in the heart of Atlanta’s most walkable neighborhood, Loews Atlanta Hotel fuses southern hospitality with sophisticated style in the city’s vibrant arts district. Mesmerizing views from floor-to-ceiling windows are a prime feature in all 414 rooms, suites and meeting spaces, while exhale – one of the city’s most acclaimed spas – conveniently spans the entirety of the hotel’s seventh floor, and elevated southern cuisine is served daily at Saltwood Restaurant & Bar.

A premier 400-guestroom hotel in the heart of downtown Chicago offering guests an exceptional experience with upscale amenities, stunning views, and a convenient location. The Loews Chicago Hotel features an on-site restaurant, lobby bar, seasonal outdoor terrace, grab-n-go coffee shop, indoor heated swimming pool, 24-hour fitness center, and 29,000 square feet of indoor and outdoor meeting space.

Streeterville Social

Ideally located just five minutes from Chicago O’Hare International Airport, experience downtown energy and ease all at once at Loews Chicago O’Hare Hotel. With 556 premier guestrooms including 60 spacious suites, complimentary shuttle service between the hotel and airport, onsite dining, an art gallery featuring rotating exhibits by local artists, and unmatched service throughout your stay, you’ll quickly realize this isn’t your average airport hotel.

Experience the refined hospitality of Loews Coral Gables Hotel, located in the heart of The Plaza Coral Gables, just four blocks from the iconic Miracle Mile. Featuring 242 elegant guestrooms – including 23 suites, luxe amenities, a spa, a fitness center, and a rooftop pool with panoramic city views, guests can enjoy locally curated menus at four restaurants and lounges. With easy access to the shopping, entertainment, and attractions of Coral Gables, the best of the city is right outside our doors.

Nestled on a private peninsula, Loews Coronado Bay Resort is a tranquil escape flanked by breathtaking waterfront vistas. The resort is just minutes from downtown San Diego and a short drive to the city’s world-famous attractions. Sea-inspired guest rooms and suites harmoniously blend thoughtful amenities with stunning views while fresh local flavors, a private marina featuring endless water-sport activities, the serene Sea Spa, and three heated pools invite guests to unwind, explore, and indulge.

Situated within Los Angeles' most revered neighborhood, the iconic Loews Hollywood Hotel rises 20 floors above the famed Hollywood and Highland intersection, just moments from world-famous sights and attractions. The energy of Los Angeles is all around with guest room views featuring the famed Hollywood Sign or the glittering city skyline while a thoughtful range of services, from a fifth-story pool deck to a 24-hour fitness center and California-inspired flavors, set the stage for a blockbuster stay.

Loews Kansas City Hotel showcases 800 guestrooms, a lobby bar, an on-site restaurant, a grab-and-go coffee shop, and an indoor lap pool, featuring 60,000 square feet of meeting and event space, which connects directly to the Kansas City Convention Center via a new pedestrian bridge. Conveniently within walking distance to key attractions and other destination landmarks like the Kansas City Power & Light District, T-Mobile Center, KC Streetcar, and the Kauffman Center for the Performing Arts.

An oceanfront haven where sophisticated style meets beachfront chic, Loews Miami Beach Hotel is ideally located in the heart of South Beach’s Art Deco District. Guests can enjoy 790 beautifully appointed guestrooms, four Miami-inspired restaurants and lounges, an expansive pool deck with direct beach access, private SOAK Cabanas, and a spa. Additional amenities include SoBe Kids Club featuring year-round family programming, a fitness center, two boutiques, and 65,000 square feet of function space.

Stay at the AAA Four-Diamond Loews New Orleans Hotel, offering the largest standard guestrooms in the city, three dining options, an indoor heated pool, a fitness center, and sauna. Wake to views of the Mississippi River from the comfort of your guestroom or opt for the city’s glittering skyline before exploring the city’s most popular neighborhoods, including the historic French Quarter and vibrant Arts District, located mere steps from the hotel’s front doors.

Home to an architectural landmark and Philadelphia Savings Fund Society (PSFS) building, the Four-Diamond Loews Philadelphia Hotel is a true classic and one of the nation’s first modern skyscrapers. Directly across from the Pennsylvania Convention Center, the historic hotel is located in the heart of Center City and within walking distance of the Reading Terminal Market, Independence Hall, Philadelphia Museum of Art, and Barnes Foundation to name a few of the city’s most popular attractions.

Situated boldly on New York’s Park Avenue, Loews Regency New York is a destination luxury hotel conveniently located on Manhattan's Upper East Side. Loews Regency seamlessly blends its iconic Art Deco design with modern sensibilities, craftily merging form and function to complement 60 years of service expertise.

Loews Nashville Hotel at Vanderbilt Plaza is where Music City’s creative spirit seamlessly harmonizes with notes of soulful charm. This 339-room Nashville icon, located in the walkable Midtown neighborhood near Music Row, is the longest-running Tennessee hotel to maintain consecutive AAA Four-Diamond status and is known for its quality service that is among the best in the city.

Set within the scenic Sonoran Desert, Loews Ventana Canyon Resort in Tucson offers a little something for everyone. From the beautiful Window Walk nature trail and quick access to Ventana Trail and Sabino Canyon for hiking to the 80-foot natural waterfall, mouthwatering regional cuisine, two Tom Fazio-designed championship 18-hole golf courses, and the serene Lakeside Spa, you can experience luxury, relaxation, and adventure all in one place.

Let us take care of you at Bisha Hotel Toronto. Located in the heart of the Entertainment District, Bisha’s 96 rooms are the perfect place to stay to enjoy everything the city has to offer. Take advantage of our 4 on-property restaurants, our state-of-the-art fitness center, and our unparalleled hospitality.

Loews Portofino Bay at Universal Orlando Resort

Here at Loews Portofino Bay Hotel at Universal Orlando, the fun gets an Italian accent – and everyone gets to have an unforgettable time. Our hotel offers guests exclusive theme park benefits and all the charm of Italy, plus Florida sunshine and theme park fun guaranteed.

Hard Rock Hotel® at Universal Orlando Resort

At Hard Rock Hotel, we turn up the volume on fun. It’s our mission in life to treat you like a rock star and it starts with exclusive theme park benefits. Brace yourself, because at Hard Rock Hotel, a “quiet getaway” just isn’t in our vocabulary.

Loews Royal Pacific Resort at Universal Orlando Resort

We think every island paradise should have three things: sun, sand and tons of palm trees. At Loews Royal Pacific Resort at Universal Orlando, you’ll find all three, plus exclusive theme park benefits and thrills that couldn’t be any closer.

Loews Sapphire Falls Resort at Universal Orlando Resort

Welcome to island time at Loews Sapphire Falls Resort at Universal Orlando, where guests are transported to a paradise in the heart of the tropics. Enjoy this island escape in the heart of an incredible adventure, offering exclusive theme park benefits.

Enjoy vibrant, retro-style rooms and suites designed for fun and affordability at Universal Cabana Bay Beach Resort. Guests get to relax with a splash in a place inspired by classic Florida beach resorts of the 1950s and 60s and enjoy exclusive theme park benefits.

Stay in simplified style at Universal Aventura Hotel. Offering incredible views of all three Universal Orlando theme parks plus exclusive theme park benefits and a rooftop bar, Aventura is free-flowing, calming, and just plain cool.

Step into the surf lifestyle at Universal Endless Summer Resort – Surfside Inn and Suites. The feeling here is relaxed and fun, with surf-themed rooms and suites, exclusive theme park benefits and all the convenience of staying at Universal.

Inspired by the sand, sea and breathtaking sunsets, Universal Endless Summer Resort – Dockside Inn and Suites has a coastal vibe. With beach-themed rooms and suites and exclusive theme park benefits, guests enjoy all the convenience of staying at Universal.

Inspired by the infinite vastness of the unknown universe, where galaxies spiral ever outward, and unknown worlds revolve around unnamed stars, Universal Stella Nova Resort, opening January 21, 2025, is your new gateway to Universal Orlando Resort.

Universal Terra Luna Resort represents another world in Universal Orlando Resort accommodations. Inspired by the thrill of exploring the unknown, pushing the limits of discovery and stepping into new landscapes, it opens February 25, 2025.

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If you’re looking for a cheap hotel in Moscow, you should consider visiting during the low season. You'll find cheaper hotels in Moscow in October and January.
Hotel room prices vary depending on many factors but you’ll most likely find the best hotel deals in Moscow if you stay on a Saturday. The opposite is true for, Wednesday, which is usually the most expensive day.
How long should you stay? KAYAK users usually book their hotel in Moscow for 3 days.
Moscow is a vast city. If you would like to be within walking distance of key attractions, look for hotels near Red Square and the Kremlin, such as the Assambleya Nikitskaya Hotel.
For cheap accommodation in Moscow, consider the Partizanskaya area, which features a good choice of budget hotels near a metro station, including Vega Hotel & Convention Center.
There are many 5-star luxury hotels in the cultural heart of Moscow. The Four Seasons Hotel Moscow and The St. Regis Moscow Nikolskaya are two excellent examples.
Stylish boutique hotels are also in abundance in the city centre. Hotels such as the Golden Apple Boutique Hotel and Assambleya Nikitskaya Hotel put you near Red Square and The Kremlin.
Arbat Street forms the heart of Moscow’s Arbat District, the oldest part of the city, and is home to myriad affordable accommodation, such as Karlov Most Hostel.
A great area for nightlife is Kitay-Gorod, where an array of bars, restaurants, and nightclubs join a wide selection of hotels to suit all budgets, such as the cheap Good Mood Hostel or boutique Golden Apple Boutique Hotel.

FAQs when booking a hotel in Moscow

Are there good hotels near moscow airport.

There are three major international airports serving Moscow: Sheremetyevo International Airport, Moscow Domodedovo Airport, and Vnukovo International Airport. Several hotels are located within the vicinity of each airport. Good choices include Novotel Moscow Sheremetyevo Airport, Ramada Moscow Domodedovo, and Vnukovo Green Palace Hotel.

Which hotels in Moscow offer especially good views?

A number of luxury hotels in the city centre boast spectacular views. Two excellent choices are the Ararat Park Hyatt Moscow and the Hotel Baltschug Kempinski Moscow, which both offer breathtaking vistas of the Kremlin, Red Square and St. Basil's Cathedral from guest rooms and restaurants.

What hotels in Moscow offer especially good breakfast?

The sophisticated and excellently-rated Villa Kadashi Boutique Hotel situated in the Yakimanka district, across the river from Red Square, offers an excellent continental breakfast with fresh pastries and juice to complement hearty egg and sausage dishes. Meanwhile, Warsaw Hotel, situated a 10-minute walk from Gorky Park, offers a free breakfast buffet.

Which neighbourhoods are close to Moscow’s central station?

Travellers departing for St. Petersburg will be voyaging out of Leningradsky Station in northeast Moscow. The city’s oldest railway terminal, the station is surrounded by a wide selection of accommodation. Hilton Moscow Leningradskaya is a top-rated option with a swimming pool, sauna, and fitness room.

What hotel area is especially good for shopping in Moscow?

Moscow’s Arbat District or Old Arbat features a network of historic streets that are lined with shops selling local souvenirs and handicrafts. There are many hotels in this area, such as the 4-star Mercure Arbat Moscow, and the city centre is only a short metro ride away. Alternatively, GUM is an iconic shopping arcade situated directly on Red Square.

Where to stay in Moscow?

Those looking for a hotel in Moscow on KAYAK tend to search in Tverskoy District , Tagansky District and in close proximity to Luzhniki Stadium.

What are the best hotels near Luzhniki Stadium?

If you are looking for a hotel close to Luzhniki Stadium, you should consider staying at Hills Hotel , Luzhniki and ibis Moscow Kievskaya , as they are the most recommended by KAYAK users.

Which freebies do KAYAK users look for when booking a hotel in Moscow?

KAYAK users look for a hotel in Moscow with free breakfast.

How do I find a hotel in central Moscow?

After you launch a hotel search on KAYAK, you can refine your research by neighborhood, which allows you to pick the central Moscow districts. You can also do a search using the city map to choose a specific location, like Moscow city center.

How can I find hotels near me?

Take a look at our extensive hotel map to find the best hotels near you.

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Table of Contents

How does Trivago work?

How to search for accommodations through trivago, what is trivago book & go, how to find trivago hotel deals, trivago hotel deals, recapped.

Finding a hotel can sometimes cause sensory overload — the sheer number of online travel agencies and hotel websites to check is enough to put anyone in freeze mode. If only there was a single site to help you navigate an infinite maze of hotel rooms.

Enter Trivago, a metasearch engine that compares lodging options to help you find the right hotel for your stay and save money in the process. Perhaps it also can help you calm your senses while vacation planning. Here's the scoop on Trivago.

Trivago is not a booking site, but instead, it is a price comparison site that is available in more than 50 countries. It shows hotel prices for more than 5 million properties — from multiple booking platforms, including online travel agencies (OTAs), hotel chains and independent hotels — in one place.

Trivago’s search engine is capable of pulling up prices for the same hotel from hundreds of websites, including Booking.com, Expedia, Hotels.com, Vrbo, Trip.com and Priceline. Once you find a deal you like, Trivago transfers you to the booking site offering that rate to complete the booking process.

The websites Trivago refers to have been vetted, which means you won’t find any illegitimate or fraudulent websites that phish for your personal information or credit card numbers.

Keep in mind that Trivago searches hotel prices only and can’t search for other trip components, such as flights or rental cars.

The Trivago hotel rates you see are updated often so that you see the current prices, minus taxes and fees. However, in some rare cases, the offer you find on Trivago might be higher on the corresponding booking site itself.

» Learn more: The best hotel credit cards right now

You can start your Trivago hotel search on Trivago.com by entering a city, a landmark or a specific property you have in mind. Specify your travel dates, the number of rooms and guests, and click “Search.”

Because you’re going to see a plethora of properties, it’s best to apply filters to narrow your search.

First of all, you can set a price range per night or for the total number of nights.

Then, you can apply more filters, such as a hotel’s star rating, and check the boxes with the amenities that are important to you, including free cancellation, a gym, breakfast included, a pool, parking and pet-friendly, to name several possibilities.

Guest ratings are important — you don’t want to stay at a property with bad reviews. The next filter lets you eliminate accommodations with poor ratings.

Say you don’t want to go lower than an 8 out of 10. Then check a box with a “Very good” guest rating. Won’t settle for anything lower than an 8.5? Then click “Excellent,” and Trivago will filter out properties with subpar reviews.

Next up is property type. Whether you prefer staying at a hotel, guesthouse, bed and breakfast, hostel or apartment, you can select the property type you’re looking for and eliminate the ones that don’t interest you.

Location is an important factor affecting your hotel search. If you’re looking for a place in a certain neighborhood or even near a specific address, you can select or enter it as well.

Finally, sort the search results by the following priorities:

Trivago’s recommendations.

Guest ratings.

You also can sort by multiple priorities, such as “Price and recommended” or “Rating and recommended.”

Trivago’s recommendations feature is based on an algorithm that takes into account “the offer’s price, its general attractiveness and the accuracy of the rates provided to us by the booking sites.”

Keep in mind that unless you’re looking at Trivago Book & Go, the booking process goes through whatever booking platform you choose, whether it’s an OTA or directly with a hotel.

The initial rate you see doesn’t include taxes and fees. You’ll be able to see the final room rate on the booking site of choice.

With Trivago Book & Go service, you can make a hotel reservation with the accommodation provider. In this case, the platform acts as a facilitator, connecting you with a partnering travel agency. This allows you to book Trivago hotel deals directly with the partner.

Of course, Trivago charges the partner site a fee for the reservations you make through the Book & Go page.

Apply filters

Trivago’s ability to search hundreds of websites is a good thing and a bad thing at the same time. Having access to that many options can be overwhelming to sift through.

Trivago has several filters that can help you find the best hotel deal possible. Examples include price, accommodation type and ratings. The more filters you apply to your search, the more tailored your results will be.

Having said that, if you’re finding too few hotels once the filters are applied, especially if you’re searching in an area with fewer accommodation options, consider expanding your search by opening up some of the search criteria.

Use the interactive map

If you click on “View map” in your Trivago search results, you can find hotels based primarily on their physical location. The map shows each property’s location and nightly price, and you can zoom in and out to focus on one specific area or expand your search to multiple neighborhoods in either direction of your preferred location.

When you hover your cursor over a price, more information about a hotel will appear, including its guest rating, the number of reviews and the website with the best deal.

Check for promo codes or other discounts

Once you find a hotel on Trivago, we recommend checking how you could lower the price you see even further. Some accommodation providers offer AAA , AARP and military rates to members.

Additionally, you might be able to find a promo code for select websites, such as Orbitz or Hotels.com . Finally, ask around to see if anyone you know works for a hotel chain and can get you a friends and family discount.

» Learn more: How to get cheap hotel rooms

If searching for a place to stay is giving your brain more information than it can process, give online resource Trivago a try.

The metasearch engine helps you filter out the noise and find hotel deals in one place. Use the map feature to zone in on a preferred location and scroll until you find the best lodging option for you and your travel companions.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1.5%-6.5% Enjoy 6.5% cash back on travel purchased through Chase Travel; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

$300 Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

on Capital One's website

2x-5x Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

75,000 Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

A Travel Agent Shares With Us Their Best Tips For Finding Budget-Friendly Hotels

I f hotel prices seem exorbitant lately, you're not imagining it. Demand for rooms is up after the COVID-19 pandemic, and hotels are having trouble keeping pace. As Sebastien Bazin, CEO of hospitality group Accor, revealed during a 2023 conference (via Reuters ), budget and mid-range rooms are now priced 15% to 20% higher than just before the pandemic. Even worse, accommodations in tourism hotspots like London and Paris are exceptionally pricey, costing travelers up to 50% more than in 2019.

If you're like many, you might've started lowering your standards just to stay on budget , but according to Marissa Waiters, a travel agent and the owner of Spread Your Wings Travel Agency, you can still have a three-, four-, or even five-star experience without breaking the bank. Waiters shared her insider tips exclusively with Explore to help you save money when booking.

One of her most essential pieces of advice (especially for spontaneous travelers): Book early to grab the best deals. "Hotels tend to offer attractive rates to early bookers as a way to secure occupancy well in advance," the expert disclosed. "The closer you get to your travel date, the higher the likelihood of prices increasing, especially if it's a busy season or there's a significant event in the area." Additionally, Waiters suggested looking for price-match offers or free cancellation when booking. Then, if you find a better price before your reservation, you can rebook to save even more money.

Read more: Tips For Spending Less On Food When Traveling

Choose Your Travel Dates Wisely

When it comes to reserving your hotel room, Marissa Waiters says that timing is everything. As the travel agent exclusively told us, dynamic pricing — where prices fluctuate based on demand and other factors — can drastically impact the cost of accommodations. One day, a traveler may spend $200 for a room, and another day, the same room could spike to $300, all because of the dates it was booked.

One of the best ways to make the most of dynamic pricing, according to Waiters, is to choose off-peak travel periods. "Generally, hotels experience less demand during the weekdays," she explained. "As a result, hotels often lower their rates to attract more guests. If you travel during these days, you're likely to find more competitive prices and better deals." If you plan a weekend trip, on the other hand, expect to shell out more money for your stay. That's when people tend to schedule leisure trips and quick getaways, Waiters noted.

While you might have to get a little creative when maximizing your vacation days , it'll be worth the effort when you get more bang for your travel buck.

Collaborate With Others To Snag The Best Deals

While solo travel may be trending, organizing a group trip could be the secret to finding a hotel that suits your budget. Marissa Waiters exclusively told Explore, "In many cases, hotels are open to negotiation when you're booking accommodations for a large group. This flexibility is due to the significant business that a large group brings to the hotel." If possible, round up several friends or family members, and contact the hotel in advance about your trip. They may be able to offer discounts, customized packages, or other perks, especially during low seasons and unpopular travel days, Waiters revealed.

If you'd rather not travel with an entourage, reaching out to others could still save you money. Specifically, the travel professional suggested working with an agent when you're short on both time and funds. "By leveraging a travel agent's expertise, you can save time and avoid the hassle of sifting through endless options. They can quickly identify the best accommodations for you, simplifying your planning process," she explained. Travel agents are in the loop when it comes to exclusive hotels and resorts, insider deals, and new accommodations that haven't hit the booking sites yet. Waiters added, "We can match you with hotels and resorts that suit your specific needs and desires, whether you're looking for luxury, family-friendly options, or unique local experiences."

Read the original article on Explore .

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Money latest: The 'German classic' that's a healthier and cheaper alternative to crisps

Crisps are on the menu as we see where you can make healthier choices for the best value. Elsewhere, the boss of Sainsbury's has insisted customers like self-checkouts - do you agree? Leave your thoughts in the box below.

Saturday 27 April 2024 07:40, UK

Weekend Money

'£2,000 landed in my account' - How people are using manifestation for success
Iceland's new slogan, rising mortgages and cash for grades: What our readers said this week
Calculate how much your take-home pay will change this month with national insurance reduction
Why are mortgage rates going up?

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Ask a question or make a comment

By Jess Sharp , Money team

My journey into the world of manifestation (the belief that you can attract success in your life through positive affirmations and visualisation) has taken me places I never thought I'd go.

Like a woods in Edenbridge, where I stood meditating under a tree in the pouring rain. I don't yet know where my journey will end (I've been hoping for an engagement ring but my boyfriend hasn't yet seen my visualisations), but it started with a conversation with Jamie Greenlaw-Meek, one of millions and millions of people who claim manifestation has transformed their life.

"About a year ago, there was something happening and I thought we just need two grand to cover the expense," Jamie, a former dancer from London, told me. "The following day £2,000 landed in my account."

It sounded like a coincidence to me, too.

But Jamie was adamant. His husband calls him "the master manifester" because of his "ability to bring in money".

"It's happened on so many occasions, like four, five times," he said. "I become very clear on what I want and the amount of money I need and literally it can be within 24 hours that I get a phone call for a job and it's almost identical to what I asked for money-wise."

When I asked the now-psychic where the £2,000 actually came from, he said it was payment for a modelling job he had been offered.

"With manifesting you don't get caught up in the how, and often it comes in ways that you don't expect," he added, explaining it could come as the result of a claim after being in a car crash.

"It's not always coming in the way that you think but money is out there for us to take in the world. It's just having the confidence to receive it and we are worthy of it."

"Even if it is a placebo effect, does it matter?" he said.

The 43-year-old also believes he manifested his husband Fiongal after being diagnosed with cancer. While going through treatment and dating "a lot" of people, he decided to take matters into his own hands, or rather his own head, and started visualising his perfect partner.

"I decided to spend a good couple of weeks getting really, really, super clear in my mind what this person looked like. Then I started creating lists asking about personality traits, and all the things that I wanted that person to be," the former dancer said.

"The day I got the all clear from cancer I randomly met my husband and when I look at the list of the things I asked for, he pretty much ticks every single box and I really, really believe that is because I got super clear on what I wanted and I put that out to the universe to bring to me."

Jim Carrey and manifestation

If you think this is a new practice, it isn't. Jim Carrey was doing it back in the 90s. He famously wrote himself a $10m cheque for "acting services rendered" and dated it years in advance. Then in 1995, he was told he was going to make the exact amount for filming Dumb and Dumber.

The idea shot up in popularity again in 2006 after Rhonda Byrne published her self-help book The Secret.

Since then, it has hit every inch of the internet and has resurfaced on TikTok with videos posted under #manifesting accumulating a huge 13 billion views.

I tried to learn manifesting - I felt like an idiot

After hearing Jamie's story and seeing the idea was popular with so many people, I thought it best to try to learn manifestation myself. I mean, who wouldn't want money landing in their account and a promotion from the universe?

As I stood in the woods, in the pouring rain, being told to imagine roots growing from the soles of my feet, I felt like an idiot.

I was soaking wet (of course I had forgotten a coat with a hood) and while my mind kept wandering through thoughts about being cold, if I'd hit traffic on the way home and how dirty my white trainers were getting, a gentle, soothing voice kept bringing me back to what I was supposed to be thinking about.

"How we are all connected, how the trees and plants produce oxygen that we breathe, and we breathe out carbon dioxide which they need to survive"

While some people focus their manifestation practices on being grateful to the universe, Tansy Jane Dowman believes we need to get "out of our heads, into our bodies", connect with nature and find our true selves before we can practice it successfully.

My meditation in the woods was just one part of a six-hour-long workshop run by Tansy, which aimed to send me off with a clearer vision of what I truly desired.

Tansy charges anywhere from £25 to £580 for her courses, which range from one-on-one sessions and an online six-week programme, to forest bathing workshops and weekend-long nature retreats.

But some courses have popped up online which cost more than £1,000 to join.

Tansy started practising manifestation in 2018 after going through a difficult period in her life. She eventually quit her job in events management and started teaching others how to do it successfully.

"The way I manifest is not to focus on material wealth or gain. I would ask my clients what an abundant life means to them in terms of feelings, experiences, connections, people and places," she explained.

"The more authentic you are, the more of a beacon you become for those things to find you."

After spending time walking in the rain and meditating under a tree, Tansy and I sat in her dining room and explored some of the happiest moments in my life and the feelings I experienced. It became clear I like feeling accomplished, needed and excited.

We also spoke about challenging times, but the conversation focused on the positives, like how I had overcome them, and what I had learned and not the emotions I felt.

"It's so important to bring in your values with manifestation because sometimes we can get really confused with what we want, with social media especially," she told me.

Throughout her house, Tansy has a number of "abundance boards" proudly on display - some she has made with her children, others are from her annual January tradition of setting out her desires for the year.

"I've had some really wonderful goosebump things happen to me. I did a board at the beginning of 2020... I put a picture of a microphone on it. I just thought I really like that image and I didn't immediately place any meaning onto it," she said.

"Then as the world was shutting down for lockdown, I did a press event and I met a lady who worked for Wellbeing Radio and she wondered if I would be interested in trying out as a presenter.

She explained that some people will be very specific with their desires, like selecting a photo of the exact car they want, or the perfect house, but that isn't how manifestation works and there needs to be an element of trust in the universe giving them what they attract.

As we created my abundance board, which Tansy describes as being like a "personal algorithm", she told me to select images and words from heaps of magazines that called to me intuitively.

As you can see from the picture below, mine calls for being "financially fabulous", travelling, getting engaged (coughs loudly in earshot of boyfriend) and living stress-free.

And while I'd love a big cash injection, Tansy explained to me that money is "only a stepping stone to a feeling" and ultimately, I'm aiming to create an emotion with it.

Manifesters more likely to go bankrupt

While all the manifestation believers I spoke to said there was no downside to the practice, a researcher has been looking into whether it really does pay off.

Based in Australia, Dr Lucas Dixon created a scale from one to seven to rank a person's strength of belief and found those who practice it are more likely to have been victims of fraud and declared bankruptcy.

He said there was a "danger" that manifesting could become harmful if taken to an extreme level.

He found those who believe in manifesting tend to think more positively and have a confident attitude when it comes to success, and while that can be helpful in business, it can also cause them to take unnecessary risks.

"They weren't more objectively successful in terms of having higher income or higher education attainment," he said.

"We also found that they are more likely to believe in get-rich-quick schemes, more likely to take higher risks... to have risky financial investments and more likely to have investments in cryptocurrency rather than traditional stock."

Using the scale he created, Dr Dixon found those who have "very strong beliefs", ranking at a seven, were 40% more likely to have gone bankrupt.

"The danger comes in a couple of different forms," he said, explaining that a "worst case scenario" could see people getting into financial difficulty by being encouraged to "just look at the positives".

"Someone might say it's not harmful because it is really just thinking positively but I think even that can be harmful because of what you might call an opportunity cost," he said.

"You're spending time, energy and money doing something that doesn't have a lot of evidence behind it. We found it does make you feel good but you don't need to pay thousands to do it."

Okay, so back to me...

I did my manifestation course about a month ago, and I have done as I was instructed - my abundance board is up in sight inside the flat, and I often have a cup of coffee in front of it.

But, so far I'm still using a credit card, the most travelling I've done has been to work and back and there is still no rock on my finger - I have been given an annual pay rise, though, and would say I am less stressed.

Perhaps believing that I'm just doing my best and there's a chance that I'll be rewarded for that one day, eventually, in the future, maybe, is making me feel better... who knows?

Each week, Money blog readers share their thoughts on the subjects we've been covering, and over the last seven days, your correspondence has been dominated by these topics...

Iceland's new slogan
Rising mortgage rates
Giving kids cash for grades

Iceland's new catchphrase

We learnt on Monday that Iceland had dropped its tagline "That's why mums go to Iceland", replacing it with "That's why we go to Iceland".

The move was made to reflect the store is for everybody, said brand ambassador Josie Gibson. Readers were split - with some feeling so strongly that they're prepared, they suggest, to sacrifice those frozen Greggs steak bakes forever...

I previously contacted Iceland about their slogan because I didn't think it did single dads justice, as dads can go to Iceland too. Their response was that people understood that it's not just mums that go to Iceland. It's about time they changed the message. Dave T

Neither I, my wife or my children will shop in Iceland again due to this stupidness and woke attitude. To hell with you Richard Walker. John

Banks hike mortgage rates

TSB became the latest major lender to hike mortgage rates on Wednesday, following in the footsteps of NatWest, Barclays, Accord, Leeds Building Society, HSBC, Virgin and Coventry.

You said...

With house prices at already extortionate levels, now mortgage rates rising again, is there any hope for first-time buyers? Honestly, the situation is so bleak, people may need to consider other countries. GenZ

Why would this happen? So many young couples struggling to get on the property ladder. I live in Dorset - a one bedroom flat costs from £230,000. In Scotland, one can get a beautiful two-bed house for that price. Feel sorry for all couples living down in the South. Need huge deposits. Barbs

Why are they called high street banks? Most banks in my town have closed. Martin J

Parents offering cash for good grades

A lot of views came in after our feature exploring the positives and negatives of parents incentivising good school grades with cash...

We had scores of comments on this - with a fairly even split...

We did it for our son at GCSE time. We think it made a difference of about a grade on most subjects. Got a two-grade lift on maths. Cost us £350. Thought it was good value as it has taught him how things work in the world. Andy

The whole world is built on reward system which symbolises access to money commensurate with effort and excellence. The Nobel prize goes with a cash reward! Tom Deggs

Employees are offered incentives for achieving targets, so why not offer kids incentives for better grades? Claire228

But others had concerns...

I think it puts too much pressure on kids who are under enough pressure at exam time. Parents should encourage their kids to do the best they can not add to their stress levels. Emma

Children should value their education without it being monetised. My parents expected my brother and I to have the motivation, maturity and self-discipline to work hard for our GCSEs. We both achieved all As and A*s. Eliza

When I was at school, from 1964-83, my parents never gave me money for good exam results, because "I should want to do well for myself." No matter what my grades were, they said that they would be proud of me if I had tried my best. Cash kills self-motivation. Nicola B

National insurance was cut this month, for the second time this year, from 10% to 8% on employee earnings between £12,570 and £50,270.

The change, announced by the chancellor in his March budget, impacts around 27 million payroll employees across the UK - starting this pay day.

The cut is worth almost £250 to someone earning £25,000 a year and almost £750 for those earning £50,000

Use our tool below for a rough guide to what tax changes can be expected for most people, as there are other variables not included which might affect how much tax you pay including being in receipt of the blind person's allowance or the marriage allowance. It also assumes you are not self-employed and are under pension age...

There are also national insurance cuts for the self-employed. This includes the scrapping of Class 2 contributions, as well as a reduction of the rate of Class 4 contributions from 9% to 6% for the £12,570 to £50,270 earnings bracket.

These will impact nearly two million self-employed people, according to the Treasury.

While many campaigners welcomed the national insurance announcement last month, they pointed out that the tax burden remains at record high levels for Britons - thanks in part to the threshold at which people start paying income tax being frozen, rather than rising with inflation.

The story of the week has been mortgage rates - with a host of major lenders announcing hikes amid fears the Bank of England may delay interest rate cuts.

Swap rates - which dictate how much it costs to lend money - have risen on the back of higher than expected US inflation data, and concerns this could delay interest rate cuts there.

US trends often materialise elsewhere - though many economists are still expecting a base rate cut from 5.25% to 5% in the UK in June.

The reliable Bloomberg reported this week: "Still, while some economists have since scaled back their predictions for BOE cuts, most haven't changed expectations for a summer move.

"Analysts at Morgan Stanley, Goldman Sachs Group, Capital Economics and Bloomberg Economics are all among those still anticipating a shift toward easing in June."

The publication also quoted Sanjay Raja, chief UK economist at Deutsche Bank, as saying: "Markets have superimposed the US cycle on the UK, but the US and UK are on very different tracks.

"The UK is coming out of technical recession. Inflation is falling more convincingly. Pay settlements are following inflation expectations. And crucially, real policy rates in the UK will be higher than in the US."

None of this reassurance changes the fact that financial markets, which dictate swap rates, are pricing in delays.

This week's hikes came from Halifax, BM Solutions, TSB, NatWest, Virgin, Barclays, Accord, Leeds Building Society, HSBC and Coventry.

This is what average mortgage rates look like as of Thursday...

The next Bank of England decision on rates comes on 9 May - and pretty much no one is expecting a cut from the 16-year high of 5.25% at that stage.

The Money blog is your place for consumer news, economic analysis and everything you need to know about the cost of living - bookmark news.sky.com/money.

It runs with live updates every weekday - while on Saturdays we scale back and offer you a selection of weekend reads.

Check them out this morning and we'll be back on Monday with rolling news and features.

The Money team is Emily Mee, Bhvishya Patel, Jess Sharp, Katie Williams, Brad Young and Ollie Cooper, with sub-editing by Isobel Souster. The blog is edited by Jimmy Rice.

The family home where Captain Sir Tom Moore walked 100 laps to raise nearly £40m for the NHS during the first COVID lockdown is up for sale for £2.25m.

The Grade II-listed Old Rectory is described as a "magnificent seven-bedroom property" by estate agents Fine & Country.

In a video tour of the house, a sculpture of Captain Tom with his walking frame can be seen in the hallway, while a photo of the fundraising hero being knighted by the Queen is on a wall in the separate coach house building.

Introducing the property, an estate agent says in the tour video: "I'm sure you'll recognise this iconic and very famous driveway behind me as it was home to the late Captain Sir Tom Moore who walked 100 laps of his garden, raising over £37m for NHS charities."

It comes less than three months after the demolition of an unauthorised spa pool block in the grounds of the property in Marston Moretaine, Bedfordshire.

Speaking at an appeal hearing over that spa, Scott Stemp, representing Captain Tom's daughter Hannah Ingram-Moore and her husband, said the foundation named after the fundraising hero "is to be closed down" following a Charity Commission probe launched amid concerns about its management.

For the full story, click here ...

"Status symbol" pets are being given up by owners who get scared as they grow up, an animal charity has said, with the cost of living possibly paying a part in a rise in separations.

The Exotic Pet Refuge, which homes parrots, monkeys, snakes and alligators among others, says it receives referrals across the country, including from zoos and the RSPCA.

"They're a status symbol. People will say, 'OK, I'll have an alligator or a 10ft boa constrictor'," co-owner Pam Mansfield told the BBC.

"But when the animal gets big, they will get too frightened to handle them, and then the pet has to go."

She added people who want to get rid of the pets sometimes call zoos for help, which then call on her charity.

In some cases, owners don't have licences to own dangerous animals, she says, blaming a "lack of understanding" for what she says is a rise in the number of exotic animals needing to be rehomed.

She says people "just don't have the space" for some snakes, for example, with some growing to as much as 12ft and needing their own room.

The cost of living crisis has also forced owners to give their pets away, she says.

Her charity has also been affected by those increased costs, with the electricity bill rising to £10,000 a month at their highest, to fund things like heated pools for alligators.

Private car parks are accused of "confusing drivers" after introducing a new code of conduct - despite "doing all they can" to prevent an official government version.

The code of practice launched by two industry bodies - British Parking Association and the International Parking Community - includes a ten-minute grace period for motorists to leave a car park after the parking period they paid for ends.

It also features requirements for consistent signage, a single set of rules for operators on private land and an "appeals charter".

Private parking businesses have been accused of using misleading and confusing signs, aggressive debt collection and unreasonable fees.

That comes after a government-backed code of conduct was withdrawn in June 2022, after a legal challenges by parking companies.

RAC head of policy Simon Williams said: "We're flabbergasted that the BPA and the IPC have suddenly announced plans to introduce their own private parking code after doing all they can over the last five years to prevent the official government code created by an act of Parliament coming into force.

"While there are clearly some positive elements to what the private parking industry is proposing, it conveniently avoids some of the biggest issues around caps on penalty charges and debt recovery fees which badly need to be addressed to prevent drivers being taken advantage of."

BPA chief executive Andrew Pester said: "This is a crucial milestone as we work closely with government, consumer bodies and others to deliver fairer and more consistent parking standards for motorists."

IPC chief executive Will Hurley said: "The single code will benefit all compliant motorists and will present clear consequences for those who decide to break the rules."

Sky News has learnt the owner of Superdry's flagship store is weighing up a legal challenge to a rescue plan launched by the struggling fashion retailer.

M&G, the London-listed asset manager, has engaged lawyers from Hogan Lovells to scrutinise the restructuring plan.

The move by M&G, which owns the fashion retailer's 32,000 square foot Oxford Street store, will not necessarily result in a formal legal challenge - but sources say it's possible.

Read City editor Mark Kleinman 's story here...

NatWest says its mortgage lending nearly halved at the start of the year as it retreated from parts of the market when competition among lenders stepped up.

New mortgage lending totalled £5.2bn in the first three months of 2024, the banking group has revealed, down from £9.9bn the previous year.

The group, which includes Royal Bank of Scotland and Coutts, also reported an operating pre-tax profit of £1.3bn for the first quarter, down 27% from £1.8bn the previous year.

An unexplained flow of British luxury cars into states neighbouring Russia continued into February, new data shows.

About £26m worth of British cars were exported to Azerbaijan, making the former Soviet country the 17th biggest destination for UK cars - bigger than long-established export markets such as Ireland, Portugal and Qatar.

Azerbaijan's ascent has coincided almost to the month with the imposition of sanctions on the export of cars to Russia.

Read the rest of economics and data editor Ed Conway 's analysis here...

Rishi Sunak has hailed the arrival of pay day with a reminder his government's additional National Insurance tax cut kicks in this month for the first time.

At last month's budget, the chancellor announced NI will be cut by a further 2p - so some workers will pay 8% of their earnings instead of the 12% if was before autumn.

The prime minister has repeated his claim this will be worth £900 for someone on the average UK salary.

While this additional cut - on top of the previous 2p cut in January - does equate to £900 for those on average full-time earnings of £35,000, there are two key issues with Mr Sunak's claim:

Once the effect of all income tax changes since 2021 are taken into account, the Institute for Fiscal Studies reports an average earner will benefit from a tax cut of £340 - far less than £900;
Moreover, anyone earning less than £26,000 or between £55,000-£131,000 will ultimately be worse off.

In short, this is because NI cuts are more than offset by other tax rises.

We explain below how this is the case...

Tax thresholds

This is partly down to tax thresholds - the amount you are allowed to earn before you start paying tax (and national insurance) and before you start paying the higher rate of tax - will remain frozen.

This means people end up paying more tax than they otherwise would, when their pay rises with inflation but the thresholds don't keep up.

This phenomenon is known as "fiscal drag" and it's often called a stealth tax because it's not as noticeable immediately in your pay packet.

That low threshold of £12,570 has been in place since April 2021.

The Office for Budget Responsibility says if it had increased with inflation it would be set at £15,220 for 2024/25.

If that were the case, workers could earn an extra £2,650 tax-free each year.

Less give, more take

Sky News analysis shows someone on £16,000 a year will pay £607 more in total - equivalent to more than three months of average household spending on food.

Their income level means national insurance savings are limited but they are paying 20% in income tax on an additional £2,650 of earnings.

In its analysis , the IFS states: "In aggregate the NICs cuts just serve to give back a portion of the money that is being taken away through other income tax and NICs changes - in particular, multi-year freezes to tax thresholds at a time of high inflation."

Overall, according to the institute, for every £1 given back to workers by the National Insurance cuts, £1.30 will have been taken away due to threshold changes between 2021 and 2024.

This rises to £1.90 in 2027.

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