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Active Post Office Travel Insurance discount codes for April 2024

Count your savings with our tested post office travel insurance promo codes in the uk, student offer: get 15% off when you verify your account with student beans, get a £30 amazon gift card with post office travel insurance orders over £100, get the single trip travel insurance if you are travelling to one destination only, get a £20 amazon gift card with post office travel insurance orders over £70, get a £80 amazon gift card with post office travel insurance orders over £180, get a £140 amazon gift card with post office travel insurance orders over £250, claim a £150 amazon gift card on orders over £300, travel insurance with coronavirus cover at post office travel insurance, redeem a £200 amazon gift card on orders over £400, purchase premier cover with an excess of just £50, check out the excess waiver option, price start from £50 for the cover, kids go free on selected family policies, get up to £10 million in medical expenses covered with the premier package for a £50 excess, withdraw cash over the counter and automatically donate 1p to the trussel trust, travel the world with the backpacker travel insurance, amazing gift cards with post office travel insurance orders, these vouchers have expired, but they might still work, get up to £10 million emergency medical expenses.

Less stress with Post Office Travel Insurance

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All you need to know about post office travel insurance, how do i redeem my post office travel insurance promotion code.

Post Office Travel Insurance has made it very easy to use your code. Just follow these steps:

Copy the discount code from our website onto your clipboard and head over to their website. Once you have selected the cover policy you are after and filled out all the details of your trip go over to selecting the level of cover. Then, find the box to paste your Post Office Travel Insurance promo code in at the bottom of the page next to the summary of your cover, paste in the code and watch your savings roll in!

How can I save more when buying my insurance?

The team at Post Office is always releasing new seasonal and limited-time offer sales on some of the coverage policies. So if you know you’re in need of some cover keep an eye out on the website for any unbelievable savings. Make your trip even cheaper by making use of a Post Office Travel Insurance discount code!

Can I find an NHS discount code for the Post Office Travel Insurance?

Currently, there is no discount available for NHS workers. However, there is a 15% discount on travel insurance coverage, especially for students. Feel free to browse the MailOnline Discounts page for other Post Office Travel Insurance promotions as a great alternative.

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Take a look at April 2024's Post Office Travel Insurance discount codes

Save with the latest uk post office travel insurance promo codes, selected and verified by our experts, calling all students: save 15% on your post office travel insurance cover, enjoy a £140 amazon gift card on orders over £250, enjoy a £30 amazon gift card on orders over £100, enjoy a £80 amazon gift card on orders over £180, enjoy a £20 amazon gift card on orders over £70, redeem a £150 amazon gift card on orders over £300, claim a £200 amazon gift card on orders over £400, buy standard cover with an excess of only £99, add up to £2,000 optional cover for gadgets like phones, tablets and smartwatches, travel worry free with the backpacker travel insurance.

Forget about stress with Post Office Travel Insurance discount codes

How to save with post office travel insurance.

Single trip cover

Backpacker insurance

For all medical conditions

Coronavirus Cover Included

Why post office travel insurance, post office travel insurance faq, does post office travel insurance promote seasonal sales.

Yes! Post Office Travel Insurance likes to please its customers by providing them with seasonal sales. These sales are not always around, but they may surprise you with up to 10% off any insurance package when they are.

Make sure to check our offers regularly and get the best possible bargain.

Why is travel insurance necessary?

Purchasing travel insurance is worthwhile for every type of trip. Even in particularly safe places, like central Europe, nobody can ever guarantee that your luggage won't be stolen, that food won’t please your stomach, or that your flight won’t be delayed. This is why Post Office Travel Insurance is here to help.

Medical insurance is a necessity outside the EU.

However, while staying within the EU most people believe that EHIC is enough for their trip. This is not true. EHIC is limited to medical expenses (not including loss, robbery, or cancellation) and does not cover expensive medical emergencies, like repatriation.

What is the benefit of the Annual Travel Insurance?

For travellers that plan to travel more than once a year, Post Office Travel Insurance’s multi-trip cover is the best option. Save time and money plus travel worry-free by not needing to purchase a new policy for each new journey you may take.

Past discounts for Post Office Travel Insurance. These deals have expired, but you may still be able to save!

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How to use Post Office Travel Insurance codes

• Just copy the code from our website onto your clipboard
• Then access the Post Office Travel Insurance website and select the insurance that best suits you
• Fill in your details and paste our discount code in the box besides the summary of your coverage.

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Post Office Travel Insurance Discount Codes & Deals for 2024

Save up to 15% at post office travel insurance with 14 working discounts & deals.

Last updated yesterday

15% off with Graduate Discount at Post Office Travel Insurance

Available for those who have graduated within the last 5 years.

• Ends 30/04/24
• 7 used in 3 days

Students 15% off Travel Insurance with Student Discount at Post Office Travel Insurance

• 6 used in 3 days

Kids Go Free on Family Insurance Policies at Post Office Travel Insurance

• Ends 07/05/24

Single Trip Insurance from £21.67 at Post Office Travel Insurance

• Ends 10/05/24

Cruise Travel Insurance available at fantastic prices at Post Office Travel Insurance

• Ends 21/05/24

Low Excess of £50 with Premier Cover at Post Office Travel Insurance

• Ends 14/05/24

Winter Sports & Ski Cover at great prices at Post Office Travel Insurance

Up to £1500 for travel delays & missed departures at post office travel insurance.

• Ends 11/06/24

Single Trip Travel Insurance with Coronavirus Cover at Post Office Travel Insurance

Backpacker insurance cover at great prices at post office travel insurance.

• Ends 12/06/24

Annual Multi Trip Insurance available up to 75 years of age at Post Office Travel Insurance

• 5 used in 3 days

Up to £15 Million Emergency Medical Expenses to get you back home at Post Office Travel Insurance

• Ends 16/05/24

Up to £3000 Baggage & Personal Possessions Cover at Post Office Travel Insurance

Up to £500 cover for your money available at post office travel insurance.

Post Office Travel Insurance Shopping & Savings Guide by Charlie Stirzaker Having been at NetVoucherCodes for over 4 years, I've developed a keen eye for the best deals. I'm always on the hunt for the latest voucher codes and best savings opportunities to help our users.

Where to enter your Post Office Travel Insurance Discount Code

• Select a Post Office Travel Insurance promo code of your choice from NetvoucherCodes and click the link through to The Post Office Travel Insurance homepage.
• Select Get a Quote.
• Fill in the correct details of your trip to see the prices.
• Paste your post office travel promo code  into the Promotional Code box on the right-hand side.
• Click next to activate your code and continue to fill in any information required.

Post Office Travel Insurance FAQs

Where can i find a post office travel insurance discount code.

You’ll find all the latest working Post Office Travel Insurance coupon codes right here at NetVoucherCodes as well as all the latest post office offers and student discounts. If you’re still struggling to find a way to save money, check out some of our money saving tips and tricks to help you bag yourself a bargain.

You’ll find all the latest working Post Office Travel insurance promotion codes right here at NetVoucherCodes as well as all the latest post office offers and student discounts. If you’re still struggling to find a way to save money, check out some of our money saving tips and tricks to help you bag yourself a bargain.

Why is my Post Office Travel Insurance Discount Code not working?

There can be many reasons why a discount code for Post Office Travel Insurance doesn’t work. The most common reasons are:

• It may not be valid for the specific service or product you are interested in.
• The code may only be valid for new customers.
• The product / service you are booking may already be discounted.
• The code may have been expired early due to the product or service being discontinued.

It’s best to thoroughly read the individual terms and conditions for each code to avoid disappointment.

If your code still doesn’t work and you’ve checked all the above points, then please contact us via our Contact page and we will try our best to help you.

I’ve discovered a Post Office Travel Insurance voucher code you don’t list, can I share it?

Yes, you certainly can. Simply click on the submit code button , then follow the instructions. Thanks for sharing your Post Office holiday insurance discount code with our community!

About Post Office Travel Insurance

As one of Britain’s highly trusted brands, Post Office are proud supplier of a comprehensive selection of Travel Insurance policies. Make use of a travel insurance quote you can trust with the Post Office and get your next trip off to a flying start. We all know how important it is to protect ourselves when travelling and a Post Office Travel Insurance policy will give you the reassurance you need to enjoy your next getaway to the fullest amount.

Discover a range of covers at Post Office Travel Insurance that is perfect for keeping you protected wherever your next holiday may be. Cover yourself against any unforeseen circumstances that may negatively impact your getaway with a policy you can rely on at the Post Office.

Whether you lose any valuables or find yourself in a medical emergency, there are several types of policies available to cover the needs of all sorts. From family holidays to those that are backpacking around the globe - Post Office Travel Insurance policies cover all the bases.

Why we love Post Office Travel Insurance

Discover all levels of cover including Single Trip Cover, Annual Multi-Cover and Backpack Cover and keep protected for less. You can also find travel cover specifically for over 65’s, for families, those over 18’s and worldwide insurance.

All medical conditions are considered at Post Office Travel Insurance as well as gadget cover, natural catastrophe & terrorism cover, disruption cover, winter sports & activities cover, cruise cover and so much more! As an award-winning travel provider, you can guarantee the very best level of cover & service from Post Office Travel Insurance. Start browsing and comparing today completely hassle-free.

You don’t have to pay a fortune either, with one of our Post Office Travel Insurance Discount codes , you can grab your next insurance policy for considerably less than what you would find elsewhere on top of already great rates.

Our top Post Office Travel Insurance money saving tips

Choose annual multi-trip cover.

The Post Office annual travel insurance multi-trip cover allows you to be insured on multiple trips across an entire year, meaning you’ll save money without the hassle of buying insurance every time you wish to travel abroad. Get your free quote online today and take advantage of the year-long cover available online at Post Office Travel Insurance.

Student Savings

Verify your student status online at Student Beans by either logging into a pre-existing account or registering and you’ll be given a unique student discount code to use at checkout. This unique code will offer you a discount on travel insurance and will help stretch your student loan that little bit more.

Travel Guide

Check out the Post Office Travel Guide and you’ll find insights and travel tips from a whole host of travel experts. Whether it be destinations you need to visit or help with how to make the most of your travel insurance, you’ll find all the information you need when you head over to the travel guide blog page at Post Office Travel Insurance.

More ways to save at Post Office Travel Insurance

Download the free app.

Download the Post Office Travel Insurance app and you can buy and review your travel insurance policy on the go. The app also allows you to buy and top up your travel money card with the press of a button.

Free Online Quotes

Get a free online quote today and start pricing up your travel costs online at Post Office Travel Insurance. Choose from Single-Trip, Annual Multi-Trip cover or even Backpacker insurance online at Post Office Travel Insurance.

Shopping Guides

Affordable single-trip cover.

If you have a weekend City Break coming up or are planning your next summer holiday, Single-Trip travel insurance from the Post Office will ensure you’re covered against any unforeseeable situations for the duration of your holiday. You can insure your trip for up to 365 days with up to 10 million in medical cover!

Whilst it may not seem exciting, Travel Insurance is just as important as your passport and tickets so be sure to choose Post Office Travel Insurance to stay protected on your next getaways.

Enjoy all types of cover for all trips including cover against winter sports, terrorism, delays, gadgets and so much more! Find a policy for your next holiday now, get a free quote online and don’t hesitate to grab one of our money-saving discounts to secure a great saving on your holiday insurance. Post Office promotional codes are available here at NetVoucherCodes to help you save.

Backpack Travel Insurance

If you’re heading backpacking across the globe or have decided to take a gap year from your studies to explore the world and don’t plan on returning for the foreseeable, Backpack travel insurance is the perfect solution for you.

Choose Post Office Travel Insurance and enjoy an array of great covers including up to 2 million in emergency medical cover as well as lost valuables, an accident aboard an optional cover for Excess waiver and winter sports at an additional premium.

April 2024 unbeatable Post Office Travel Insurance discount codes

Find our handpicked uk post office travel insurance promo codes, all tested by our experts, student discount: save up to 15% off on bookings, check out the annual multi-trip travel insurance quote from as low as £30, travel safely with the medical assistance plus that give 24/7 holiday health support, get 1 travel insurance quote for any trip across the world and even during any type of season, get verified through student bean as graduate student to get the up to 10% discount on order, trip extensions option to policy for a little extra , extends the length of cover to 45 or 60 days, add the cruise cover for protection such as cabin confinement help compensate each 24-hour period, safeguard include against events such as covid-19, terrorism and natural catastrophes, certain family policies exempt children, spend an excess of only £99 on standard cover, ski and winter sports travel insurance are covered 24/7, singles trip cover available from as little as £283, great discounts that have expired, but you may find they still work, spend more than £50 to acquire premier cover, frequently asked questions about post office travel insurance, how do i use a post office travel insurance discount code.

Check our page to discover the best Post Office Travel Insurance promo codes:

• Choose the insurance you’d like to get on the website and fill in your trip details.
• Paste your Post Office Travel Insurance voucher code in the correct box at checkout.
• Enjoy your new total!

Is there an NHS discount?

At the moment, there is not a valid key workers discount. However, rest assured that we will promote it right here as soon as this is live. You still get to save tons with one of our Post Office Travel Insurance discount codes and rewards.

How can I reach customer service?

Access the ‘Contact Us’ section at the bottom of the page to find different contact information for each issue you may have. You can also browse through the ‘Help and support’ section to see if you can resolve your issue online.

Does the insurance cover pre-existing medical conditions?

Yes. It covers some of the most common medical conditions, like heart conditions, asthma or diabetes. Get a free online quote to check if the company covers for your condition and travel worry-free!

What to buy at Post Office Travel Insurance

Single-trip insurance.

If you are travelling only once in the near future, this coverage is all your need. There’s no age limit and kids get free insurance on family policies! What’s more is that this covers all medical conditions, as well as travel cancellations, lost or damaged baggage, and more.

Annual multi-trip insurance

The perfect coverage for travellers embarking on multiple trips during a year period. Kids also go free on family policies and you are insured for flight delays, stolen baggage, emergency medical expenses, and others.

Popular finds

Backpackers coverage.

For travellers embarking on extended trips, the backpackers insurance offers coverage for longer durations of up to 18 months. This policy is tailored to meet the needs of travellers exploring multiple destinations over an extended period.

Winter Sports Coverage

There are specific coverages for winter sports activities like skiing or snowboarding. They include emergency medical expenses related to winter sports injuries and equipment protection.

Policy Extras

Post Office Travel Insurance offers additional options that can be added to your policy for an extra premium. These extras may include cover for high-value items, like gadgets, additional cancellation protection regarding travel disruptions, sports cover, and increased personal liability coverage.

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Enjoy 18% off jet park, 15% off long stay and 15% off meet and greet using this stansted airport parking promo code, money-saving tips at post office travel insurance, student discount.

Students get the best insurance for less! All you need to do is register and verify your student status with Student Beans to get access to a 15% Post Office Travel Insurance promotion code.

Exclusive rewards

Make sure to check the exclusive rewards in our page. You get to receive an Amazon gift card worth up to £140!

About Post Office Travel Insurance

Post Office Travel Insurance is a popular provider in the UK that offers coverage for individuals travelling abroad. They provide a range of insurance options to suit different travel needs and budgets.

Travel stress-free with one of the coverage options and enjoy special prices with one of our Post Office Travel Insurance discount codes. Save more with student and graduate discounts, exclusive rewards, and more.

Why choose Post Office Travel Insurance?

Post Office Travel Insurance is an award-winning company. It has won the "Best Travel Insurance provider" award at the British Travel Awards in 2022, as well as ‘Best Travel Insurance Provider’ award at the Your Money Awards in 2021, 2022 and 2023. The policies are also highly rated by customers, and they are Defaqto 5-star rated.

It provides a 24/7 emergency helpline to assist customers during their travels. This helpline offers support in case of medical emergencies, travel disruptions, and other unforeseen situations. Enjoy the best service at the best prices with our deals and rewards!

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Post Office Travel Insurance discount codes and vouchers

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Activate this Post Office Travel Insurance discount offer to save up to 50% off Gadget Insurance Quotes when insured over 150 days.

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Reveal this Post Office Travel Insurance discount offer to get Car Insurance for Under 50s and Over 50s with a 3-year guarantee on repairs.

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Post Office Insurance Discount Code April 2024

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The most popular post office insurance discount code for april 2024.

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Post Office Travel Insurance Graduate Discounts

Grab an exclusive graduate discount at Post Office Travel Insurance only through Grad Beans.

Graduate Discounts

15% Graduate Discount

The Promoter is Post Office Management Services Limited, registered office: 100 Wood Street, London, EC2V 7ER.

Participation in this promotion is deemed acceptance of these terms and conditions.

This offer is only available to customers who purchase a new Post Office Travel Insurance policy online.

This offer entitles the purchaser of Post Office Travel Insurance to a 15% discount on prices effective from 3rd December 2020 when purchasing Travel Insurance online using the code provided. Please visit www.postoffice.co.uk/travel-insurance using the code in the promo code box.

The Travel Insurance you buy does not have to be in your name and can have other people covered by the policy. Only one discount can be redeemed per Travel Insurance policy.

Discount applies to the full premium payable including any additional premium payable for any pre-existing medical conditions or additional cover options you have chosen to include.

This offer is not available to customers renewing an existing Travel Insurance policy.

Age restrictions apply to the Travel Insurance policies and are based upon the product selected (full terms and conditions are set out in the Travel Insurance policy wording).

This offer cannot be used in conjunction with any other offer including cashback promotions. This offer is not transferable or exchangeable and cannot be redeemed for cash.

This Offer does not apply to Post Office Limited employees, Post Office Management Services Limited employees, or Post Office Sub-postmasters and their employees who work in Post Office branches.

How to redeem

Unlock 15% graduate discount at Post Office Travel Insurance with Grad Beans.

Use our Post Office Travel Insurance graduate discount code at the checkout to enjoy 15% off.

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Post Office Travel Insurance Voucher Codes

Save with Post Office Travel Insurance discount codes, vouchers and deals for April 2024. We donate 5% towards the Rainforest Conservation projects every time you use our voucher codes .

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Post Office Travel Insurance voucher codes, discount codes and deals

About post office travel insurance.

Post Office , is a strong and highly trusted brand offering a wide and competitive range of products and essential services.

At Post Office®, we aspire to be at the very heart of customers’ choice by becoming the most trusted provider of essential services to every person in the land.

We’re the UK's largest retail network and the largest financial services chain in the UK with more branches than all of the UK’s banks and building societies put together. We also have growing direct channels such as contact centres and online - meaning we’re there for more customers, in more ways.

We are proud to have:

• Over 370 years of service
• More than 170 products and services
• Over 17 million customer visits & 47 million transactions per week

Post Office® and its partners offer over 170 products under four product pillars:

• Financial Services
• Telecoms (Home phone & Broadband)
• Mails & Retail
• Government Services

The Post Office® is now more than it ever was - an independent multi-channel business, with a vibrant, fast-growing financial services business, separated from Royal Mail and embarking on a new era of growth, modernisation and customer excellence in serving the UK population.

We have the largest retail network in the UK with almost 11,800 branches . And we want to grow further: we are a multi-channel business providing more than 170 products and services to our customers but our vision is to deliver more. Our financial services business, for instance, is one of the fastest growing in the UK, with almost 3 million customers, a growing mortgage business and a current account being piloted in 2013. The Post Office® , trusted and part of the fabric of our society, is an increasingly credible alternative to the high street banks.

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✅ do post office travel insurance have voucher codes or discount codes.

Yes, there are Post Office Travel Insurance discount codes or voucher codes available. Here are some of the latest Post Office Travel Insurance voucher codes and deals:

✅ How do I know if Post Office Travel Insurance voucher codes and discount codes are valid?

Voucher Shares voucher codes website only shows Post Office Travel Insurance voucher codes and discount codes that are valid for April 2024

✅ What are the best Post Office Travel Insurance voucher codes?

We believe that the best Post Office Travel Insurance voucher codes give you top discounts and the best savings as well as helping to support Green Projects

✅ Why choose Post Office Travel Insurance?

Post Office Travel Insurance offers Travel Insurance with coronavirus cover. Post Office Travel Insurance includes trip cancellation and curtailment cover, covers overseas medical and repatriation costs, all medical conditions considered, no upper age limit

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• Compare travel insurance

Learn about the different types of travel insurance available from Post Office, compare these and find out what’s covered by each.

Not all travel insurance is created equal

While most travel insurance policies options have a few staple similarities, the specifics and the level of cover they offer can change depending on the kind of holiday you’re taking and your unique circumstances.

Before you buy a policy, it's important to compare holiday insurance options from a range of providers to find the product which most closely fits your travel needs and offers good value for money.

Make sure the policy you choose provides enough cover for those who will be travelling, activities you plan to take part in while you're away, and any devices you'll be taking that need protecting too.

Here, we've compared the three main types of policy available from Post Office Travel Insurance and the various add-ons for specific types of holiday.

Find out more about our different types of travel insurance

Compare the three main types of post office travel insurance, single-trip travel insurance :.

This is a policy covering you for one, uninterrupted trip that begins and ends in the UK. The maximum trip duration can range from 31 days to 365 days dependant on your age.

Annual Multi-trip Travel Insurance :

For people who get away two or more times a year, Annual Multi-Trip cover can be a cost-effective way of getting covered for all of your journeys without having to buy a new policy every time. The maximum duration for any trip taken during the 365-day policy period is 17 days when you have Economy or Standard cover, and 31 days if you have Premier cover. The limit can be extended to 31, 45 or 60 days per trip for an additional premium.

Backpacker Insurance :

For the intrepid explorers, Backpacker Insurance covers you for multiple destinations for as long as 18 months, and also allows you to return home 3 times for as long as 7 days at a time during your policy

Optional extras and add-ons

On top of these baseline policies, there are options you might need to add to give you an extra layer of protection which require an additional premium. These are:

Covid-19 Cover :

All Post Office Travel Insurance policies include cover for cancellation, curtailment and medical costs due to Covid-19 in certain circumstances. Find out what's covered for Covid-19 as standard .

If you want additional cover for other coronavirus-related disruption scenarios, you can add extra protection for missed departures or change in testing and quarantine rules with our Covid-19 upgrade .

Winter Sport Cover :

This protects you for a range of winter sports and activities and is necessary for anyone visiting the slopes, as normal cover won’t protect you against injuries and similar eventualities while skiing

Cruise Cover :

If you’re a fan of sailing the seven seas, this cover is a necessary addition to protect you against the unique risks that cruising can involve, like falling sick at sea or failing to make land due to poor weather

Additional Sports and Activities Cover (including golf) :

Ardent golfers can sleep easy knowing that their gear (up-to 3 years old) is covered and that they can claim for compensation if courses are closed

If you are booking a cruise, ski or winter sports trip, it's now mandatory to include winter sport cover or cruise cover on your policy.

Other optional extras to enhance your cover are:

Gadget Cover :

For the people who need a little extra protection for the technology they travel with. The cover levels provided are per policy, rather than per person.

Trip Disruption Cover :

Holidays are meant for relaxing but outside factors can sometimes cause disruption and worry. This optional extra helps protect you from the impact of airspace disruption, natural catastrophes or terrorist acts on your travels. Terms and conditions apply.

Excess Waiver:

The excess is the amount deducted from the payment you receive if you make a claim. It's payable per person and per section of the policy, for each incident that gives rise to a separate claim where a policy excess applies. If you want to remove your excess, you can choose our ‘excess waiver’ option, for which you'll pay an additional premium upfront.

Travel insurance policy comparison from Post Office

There are a few features that all of our travel insurance policy types include. these are:.

• Medical cover (including for medical costs incurred due to Covid-19 in certain circumstances)
• Cancelling or cutting short your trip (including due to Covid-19 in certain circumstances)
• Loss of belongings – including money/cash and passports
• Legal protection
• Personal liability
• Personal accident

Depending on what level of cover you get, the extent to which these things are covered – or whether or not you'll need to pay an excess – can differ.

With any Post Office Travel Insurance, including our optional add-ons and whoever is named on the policy, all benefits listed and any excess amounts to be paid are per person rather than per policy. The exception is Gadget Cover, on which these are per policy instead.

The type of holiday you’re taking can help you decide what level of cover you need and what sort of add-ons to consider, as well as if you have any existing medical conditions that need to be factored in.

Do you need cover for more than one trip abroad? If so, you might want to see whether it’d be better value to get Annual multi-trip or individual Single-trip policies. You can do this by getting quotes for both and choosing the one that suits you best.

Remember that even if you haven’t yet decided to go away more than once, the mood might take you. Only you know how prone you are to last-minute getaways, and with Annual Multi-trip you may be able to save on your travel insurance by only buying it once in a year.

And if you’re only taking the one trip, is it a long one or a short one? If it’s a long one, compare the travel insurance options of Single-trip or Backpacker Insurance. Backpacker Insurance wouldn’t necessarily be the right cover for a long weekend in Paris, for example, but if you’ve spent your savings on a round-the-world plane ticket with a couple of pit stops at home* then Single Trip wouldn’t be the right option.

You’ll also need to factor in things like your age (policies aren’t available to people under the age of 18, and Backpacker Insurance isn’t available to people over 60) and any existing medical conditions .

Finally, there are add-ons to consider. Some activities or holiday types require you to have specialist coverage. The two most common are winter sports holidays and cruises, as these holidays pose unique risks.

If you’re not going on a specialist holiday, it’s still important to check your policy to make sure you’re covered for any activities you’ll be taking part in.

What does holiday insurance cover?

Medical cover.

Medical cover is there for accidents, illnesses, injuries and any manner of afflictions that can happen while you’re away. Whether this is getting food poisoning, slipping and falling or getting an excruciating toothache looked at, travel insurance may be able to help.

Cancellation and curtailment

Sometimes things go wrong that are out of our control. You may need to cancel your trip or come home earlier than planned. Travel insurance may be able to protect you against these eventualities.

For Single-trip policies, cover starts right away from the moment you take it out. For Annual Multi-trip policies, cover starts from the start date of the policy. If you have a trip booked already, be sure to start your Annual policy as soon as possible so you're covered for cancellation.

If something serious prevents you from going or you have to make alternative arrangements while you’re away because of events beyond your control, you may be able to make a claim.

Loss of belongings

Losing anything while away can be distressing, particularly if it’s valuable or important, like a passport. If it wasn’t the result of negligence on your part, you may be able to claim for items you’ve lost or had stolen and get contributions toward the cost of replacements.

Optional add-ons will cover more specific eventualities. For example, with Winter Sports Cover, you could be covered for loss or damage to your skis providing they're yours and less than 3 years old. There are important added benefits too, such as mountain rescue from a ski slope if you needed it, which wouldn’t be included without a Winter Sports add-on.

The right travel insurance for you

When you compare travel insurance policies, always ensure you’ve taken everything into account. This protects you against inadvertently invalidating your policy as well as giving you the most comprehensive cover possible.

So from existing medical conditions to the activities you’ll be taking part in while you’re away, knowing everything you need cover for will help you compare holiday insurance products with clarity.

*Backpacker Insurance allows 3 separate trips home to the UK of up to 7 days' duration each time. Your travel insurance won't cover you while you're back in the UK.

Interested in travel insurance?

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