disney visa card travel insurance

Create memories with the Disney® Visa® Credit Cards from Chase

Make it possible with the disney premier visa card.

New Cardmembers can earn a $300 statement credit after spending $1000 on purchases in the first 3 months from account opening. 1

This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

DISNEY VACATION SAVINGS

Get 0% Promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 19.24%-28.24% . 2 †

DISNEY CARD DESIGNS

Choose from more than a dozen designs celebrating a century of Disney storytelling. 3

Disney Benefits with Disney Visa Credit Cards from Chase

Disney visa credit card perks.

• Cardmembers save 10% on select purchases at DisneyStore.com when you use your Disney Visa Credit Card. 4
• Cardmember photo opportunities at private locations at the Disneyland ® Resort and Walt Disney World ® Resorts. 5 6
• Receive 10% off select dining locations most days at the Disneyland ® Resort and Walt Disney World ® Resorts when you use your Disney Visa Credit Card. 5 7

Learn more about Disney Visa Credit Cards

CHOOSE YOUR HERO

Update the Disney Visa Credit Card design in your wallet for free—because changing your mind is part of the fun. 3

Explore card designs

REDEEM YOUR REWARDS DOLLARS

The Disney Visa Credit Card is the only card that lets you redeem Disney Rewards Dollars toward the Disney merchandise and experiences you love. Learn more on how to get the most from your card. 8 9 10

How to redeem

Ready to become a Disney Premier Visa Cardmember?

New Cardmembers can earn a $300 statement credit after spending $1000 on purchases in the first 3 months from account opening with the Disney Premier Visa Credit Card. 1

$49 Annual Fee †

Offer Details | † Pricing & Terms

Interested in our No Annual Fee card?

Compare the Disney Visa and Disney Premier Visa Cards.

• Credit cards
• View all credit cards
• Banking guide
• Loans guide
• Insurance guide
• Personal finance
• View all personal finance
• Small business
• Small business guide
• View all taxes

You’re our first priority. Every time.

We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.

So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners .

Does My Chase Credit Card Have Travel Insurance?

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Table of Contents

Chase credit cards with travel insurance

How it works, terms and conditions, how to make a claim with chase, when to consider adding additional insurance to your trip, if you want to use chase credit card travel insurance.

Chase is a major issuer within the U.S. credit card market — and with good reason. Whether you're looking for a card co-branded with a preferred hotel or airline or one that earns Ultimate Rewards® , Chase has various options. However, if you already have one of these cards, you may be wondering: "Does my Chase credit card have travel insurance?"

The happy answer is yes. Most Chase cards do offer some form of travel insurance . However, the type and standard of insurance available to you will depend on the card you hold. So let's take a look.

Nearly all of Chase's credit cards offer some form of travel insurance. For example, some provide rental car insurance, while others offer a span of travel insurance benefits, sometimes with multiple protections like those we detailed above.

Whether basic or more comprehensive, these current Chase cards provide some form of travel insurance:

Aer Lingus Visa Signature® Card .

Aeroplan® Credit Card .

Prime Visa .

British Airways Visa Signature® Card .

Chase Freedom Flex℠ .

Chase Freedom Unlimited® .

Chase Freedom® Student credit card .

Chase Sapphire Preferred® Card .

Chase Sapphire Reserve® .

Chase Slate Edge℠ .

Iberia Visa Signature® Card .

IHG One Rewards Premier Credit Card .

IHG One Rewards Premier Business Credit Card .

IHG One Rewards Traveler Credit Card .

Ink Business Cash® Credit Card .

Ink Business Plus® Credit Card.

Ink Business Preferred® Credit Card .

Ink Business Unlimited® Credit Card .

Marriott Bonvoy Bold® Credit Card .

Marriott Bonvoy Boundless® Credit Card .

Southwest® Rapid Rewards® Performance Business Credit Card .

Southwest Rapid Rewards® Plus Credit Card .

Southwest® Rapid Rewards® Premier Business Credit Card .

Southwest Rapid Rewards® Premier Credit Card .

Southwest Rapid Rewards® Priority Credit Card .

Starbucks® Rewards Visa® Card .

World of Hyatt Credit Card .

World of Hyatt Business Credit Card .

United Club℠ Business Card .

United Club℠ Infinite Card .

United℠ Business Card .

United℠ Explorer Card .

United Gateway℠ Card .

United Quest℠ Card .

» Learn more: The best travel credit cards right now

Chase's credit card travel insurance applies to any trips booked with your eligible card. There are several different types of travel insurance that Chase offers:

Trip delay insurance .

Trip cancellation insurance .

Trip interruption insurance .

Baggage insurance .

Rental car insurance .

Travel accident insurance.

Emergency medical and dental.

Emergency evacuation and transportation .

If you're already feeling overwhelmed by this new jargon, take a peek at our Beginner's Guide to Travel Insurance .

This credit card-provided insurance may either be secondary to your existing insurance — which means it will only kick in after any insurance policy you already have is exhausted — or primary, which you can claim before relying on other policies. But, again, the type of insurance you receive and the level of coverage will depend on your particular Chase card.

Chase's secondary credit card travel insurance will become primary if you don't have a separate travel insurance policy (beyond booking travel with your card).

» Learn more: Best credit cards for travel insurance benefits

Your total coverage amount will vary based on your card; more premium cards, such as the Chase Sapphire Reserve® , will provide superior coverage compared to others.

» Learn more: The NerdWallet guide to the Chase Sapphire Reserve® 's travel insurance benefits

To be able to claim any travel insurance, you'll need to have paid using your eligible Chase card. In addition, your specific event will also need to be covered — you'll find the full details of what is covered within the benefits guide for your card.

If you're booking award travel, the taxes and fees you pay with your card will still qualify you for travel insurance.

For example, in order to receive a reimbursement using trip delay insurance on your Chase Sapphire Preferred® Card , your trip must have been delayed by one of these causes: Equipment failure, inclement weather , strike or hijacking/skyjacking.

If you need to use your travel insurance, you'll need to file a claim with Chase. You can do so by using Chase's online Eclaim center or by emailing [email protected] . You can also call, but the contact number for claims varies by card — check out your guide to card benefits for details.

The documentation you'll need will depend on the type of claim and can similarly be found within your guide to card benefits. Moreover, the time you have to file a claim varies by the type of claim you're making but can typically be around 90 days. Therefore, the sooner you start the process, the better to ensure you're within the time frame.

For example, here's the paperwork you'll need to turn in when filing for reimbursement for reasonable expenses incurred during a covered trip delay:

All payment methods used to purchase the airfare (if you've also used points, vouchers, etc.).

Charge receipt showing the airfare transaction was made on your account.

Receipts for your claimed delay expenses.

Copy of the settlement from the carrier and any other reimbursements made to you.

Your original itinerary.

A statement from the carrier indicating why you were delayed.

Although Chase provides pretty decent travel insurance for trips overall, in some cases, you may want to consider adding additional travel insurance by purchasing a separate plan . This is particularly relevant in the current travel climate and may be required depending on your destination.

For instance, although the Chase Sapphire Reserve® will cover losses due to trip cancellation in the event that you have a physician-ordered quarantine, its medical coverage overall is relatively low.

The emergency medical benefit offered by this card caps out at just $2,500 while traveling — and will only cover recovery in a hotel if you've been released from the hospital and your attending physician determines that it's necessary. Nonetheless, you'll only be reimbursed up to $75 per day for five days. After that, you're on your own.

In this case, adding additional insurance for medical expenses , including hospital treatment and extensive quarantine , would be a good idea.

» Learn more: Airline travel insurance vs. independent travel insurance

Nearly all of Chase's credit cards offer varying levels of travel insurance, including its no-fee options. However, you'll want to be aware of limitations before relying on these for your trip.

In many cases, Chase's travel insurance will be a frontline answer to your issues — just make sure to double-check your coverage before travel. And under certain circumstances, you may want to consider adding additional insurance before you set out on your trip for peace of mind.

The information related to the Ink Business Plus® credit card and United Club℠ Business Card (annual fee: $450 ) has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

1.5%-5% Enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

Up to $300 Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

on Capital One's website

2x-5x Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

75,000 Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

Personal Finance

Disney premier visa review 2024.

Our evaluations and opinions are not influenced by our advertising relationships, but we may earn a commission from our partners’ links. This content is created independently from TIME’s editorial staff. Learn more about it.

If you think Disney is the most magical place on earth, keeping a Disney credit card in your wallet might help you spend more time there. With the card_name , you can earn valuable rewards on your everyday spending that will help make your next family vacation more affordable.

Here’s a look at what this Mickey-branded credit card offers and how it compares to other cash back credit cards in the Chase lineup.

Disney® Premier Visa® Card

Why we like it:, time’s take.

Whether you’re a full-blown Mouseketeer or just planning to take your family to a Disney park one day, the card_name from Chase might be right for you. In addition to fun card art, this rewards credit card offers cash back on all purchases, including the following bonus categories: Streaming services (including Disney+), gas stations, grocery stores, restaurants, and Disney locations in the U.S. The card has a low annual fee, a $300 welcome bonus, and 0% APR financing on select Disney vacation packages.

Rewards redemptions are more limited than from other Chase cash back credit cards, making this a product geared explicitly toward Disney fans. With a short introductory APR period that only applies to vacation packages, the card isn’t the best choice for people looking to consolidate debt or pay off a large purchase over time.

Pros & cons

• $300 welcome bonus
• 0% promotional APR financing on select Disney vacation packages
• Up to 5% cash back rewards on spending
• $49 annual fee
• Limited rewards redemption options
• Highest cash back categories are on streaming services

Who is the card for?

The card_name from Chase is ideal for cardholders looking to maximize their benefits for future Disney trips. In addition to earning bonus rewards on Disney spending, it’s easy to redeem those rewards (in the form of Disney Dollars) toward Disney-related purchases. Plus, if you’re planning a Disney vacation in the future, the card offers special financing for your vacation package.

If you visit Disney regularly, shop online through the Disney store, or are planning a Disney trip in the future, this card can help you save money on upcoming expenses. You can redeem your rewards for airfare, theme-park tickets, Disney merchandise, resort stays, and more. Plus, a promotional 0% APR offer on vacation packages means that you can plan your next family vacation without worrying about finance charges.

The card_name does come with a $49 annual fee, so you’ll want to ensure that you’ll get your money’s worth before you sign up. There’s also a $300 welcome bonus offer (providing you spend $1,000 in the first three months of card ownership), which can easily offset that annual fee.

The card_name provides cardholders with up to 5% back in Disney Reward Dollars on streaming purchases (DisneyPlus.com, Hulu.com, or ESPNPlus.com). You’ll also earn 2% back on gas station, grocery store, restaurant, and U.S. Disney location purchases. Everything else earns 1% back.

You can redeem your rewards in two ways:

• As a statement credit toward airline travel.
• Via a Disney Rewards Redemption Card.

A Disney Rewards Redemption Card comes loaded with redeemed Disney Rewards Dollars. You can use the card to purchase most Disney items at Disney locations. You can also use the card to stock up on items at shopDisney.com or for AMC movie tickets when seeing a Disney, Pixar, Star Wars, or Marvel movie. You can get a Disney Rewards Redemption Card as soon as you’ve earned 20 Rewards Dollars, and you can reload the card anytime with at least 10 Rewards Dollars.

Once you’ve loaded your Redemption Card, your Rewards Dollars won’t expire. However, if you don’t load your rewards onto a card, they will expire five years after you earn them.

You can choose to redeem rewards toward airfare instead, with a minimum of 50 Disney Rewards Dollars (equivalent to $50 in an airline statement credit). Simply purchase an airline ticket with your card_name , then request a statement credit for that purchase within 60 days.

Welcome bonus

New cardholders can earn a welcome bonus in the form of a $300 statement credit after spending $1,000 in purchases on the card within the first three months of card ownership. This offer is only available to cardholders who haven’t earned this bonus in the last 24 months.

0% APR vacation financing

Select Disney vacation packages may be eligible for promotional 0% APR financing for up to six months. Rather than paying for your vacation in full, you can pay it off slowly over half a year without incurring any finance charges on the balance.

The financing offer is available for vacation packages booked through Walt Disney Travel Company, Disney Cruise Line, Adventures by Disney Travel Services, Inc., through Disney websites, or select other travel agents and websites. The vacation package must be prepaid and charged to your card before you travel.

Eligible Disney vacation packages include:

• Disney Resort packages.
• Adventures by Disney packages.
• National Geographic Expeditions.
• Aulani, A Disney Resort & Spa, Ko Olina, Hawai'i vacation packages.
• Disney Cruise Line packages.

After the six-month promotional APR period ends, any remaining balance is subject to a variable APR ranging from 19.24% to 28.24%.

Disney bundle credit

Use your card_name on DisneyPlus.com, Hulu.com, or ESPNPlus.com, and get up to $14.99 per month back for up to three consecutive months. Credit is available for subscriptions or bundle add-ons.

Use your card on shopDisney.com, Disney retail and outlet stores throughout the U.S., or at select locations in the Disneyland and Walt Disney World Resorts, to save 10% off your total. The discount applies to select merchandise purchases as long as you mention the offer and present your card before paying.

The fine print

As with any credit card, it’s important to understand the fine print before you apply or use the card. This will help you limit your fees and take advantage of all available perks.

The card_name from Chase charges a $49 annual fee, which is not waived the first year. Like any rewards card with an annual fee, make sure you will earn at least enough rewards to cover it.

Interest charges

The card_name has a variable APR of between 19.24% and 28.24%, depending on creditworthiness and other factors. The APR is charged on all purchases if the statement balance isn’t paid in full each month. The only exception would be purchases eligible for the promotional 0% APR vacation package offer, but after that six-month period ends, any remaining balance becomes subject to the APR.

Promotional APR

The card’s promotional APR period can only be applied to eligible Disney vacation packages, and is only available for six months. Unfortunately, there is no introductory APR offer on new purchases or balance transfers.

Rewards redemption

You can only redeem your earned rewards as a statement credit for airline travel or as Disney Rewards Dollars on a requested Rewards Card. Disney Rewards Dollars can be spent on many eligible purchases—including park merchandise, shopDisney.com purchases, in Disney retail stores, and applied to theme-park tickets—but they hold no value outside the Disney umbrella.

Your earned rewards will expire within five years if you fail to redeem them. However, as long as you transfer them to a Redemption Card, those Disney Rewards Dollars will not expire. Just remember that card redemptions are only available once you reach $20—or $50 for airline travel.

Additional hidden perks

Beyond the Disney-specific perks of this card, there are a few other benefits to note.

Cardholders can enjoy a complimentary one-year DashPass. This membership offers unlimited $0 deliveries through DoorDash and Caviar, and reduced service fees for eligible orders.

My Chase Plan

Many Chase credit cards today offer My Chase Plan, a financing option for cardholders who want to spread their card repayment into three to 24 budget-friendly monthly payments. Instead of paying standard finance charges each month, My Chase Plan charges a fixed monthly fee on eligible purchases.

What could be improved

The card_name isn’t designed for the everyday rewards-chaser or someone looking to consolidate debt with a 0% APR balance transfer offer. It’s truly geared toward Disney aficionados who want to enjoy some perks on their passion.

The Mouse rules: The card’s intro_apr_rate,intro_apr_duration offer only benefits Disney vacation planners. You can earn rewards in a number of different categories, but they can be redeemed only toward eligible flights or Disney-related expenses. And the discounts available on this card are limited to eligible Disney purchases.

If you’re a frequent Disney parkgoer, are planning a vacation for the family, or regularly make purchases online or in Disney retail stores, this card might be right for you. But otherwise, the benefits make it subpar for the everyday credit card user.

Card Alternatives

Bottom line.

The card_name from Chase has one audience in mind: those who spend money at Disney. It’s a worthwhile card for anyone planning a Disney trip or who spends a lot of money in the Disney sphere, as it earns great bonus rewards on Disney purchases, and redemptions are mostly limited to Disney Rewards Dollars. If you’re not planning a Disney vacation in the future or don’t plan to spend any money through Disney online or in-store, look elsewhere.

Frequently asked questions (FAQs)

Is card_name hard to get.

While the card_name doesn’t have a published minimum credit score requirement , most Chase credit cards do require Good to Excellent credit to qualify. You’ll also be subject to Chase’s 5/24 rule, making you ineligible for a card if you’ve opened five new accounts from any issuer in the last 24 months.

What is the difference between Disney Visa and card_name ?

While both cards are similar and offer the same six-month 0% APR offer on vacation packages, the Disney Visa has no annual fee and a smaller welcome bonus. Disney Visa cardholders also earn 1% back on all card purchases, while Disney Premier Visa cardholders can earn up to 5% in bonus categories.

Is card_name worth it?

The card_name from Chase is worth considering if you’re planning an upcoming Disney vacation or regularly spend money on Disney-related purchases. If you can meet the minimum spend requirement to earn the $300 welcome bonus (and cancel out the card’s annual fee), it’s an even better offer.

Can I upgrade my Disney Visa to the card_name ?

You can contact Chase card services to request an upgrade from the Disney Visa to the card_name . You’ll be subject to an annual fee with this upgrade but can begin enjoying your new card benefits while still using your old credit card (until the replacement arrives).

The information presented here is created independently from the TIME editorial staff. To learn more, see our About page.

UNDERSTAND YOUR BENEFITS

Your Guide to Benefits has what you need to know about the travel and purchase protection benefits that come with your card* – what's covered, not covered, and how to file a claim.

* Certain restrictions, limitations, and exclusions apply.    Please see your Guide to Benefits for details.

Travel Insurance

Learn more about how to purchase a travel protection plan for your next disney world resort vacation..

• Go to the bottom of any page of Disneyworld.com and select “My Plans”.
• Select “Change Reservation” next to your package reservation.
• Scroll down to see if your trip is eligible for a Travel Protection Plan—if it is, “Add” will be available; if it is not, “Add” will be unavailable.
• Select “Add” and follow the prompts.

You may also add the Travel Protection Plan to your reservation by calling Walt Disney World Resort at (407) 939-5277. However, due to a high volume of calls, you might experience delays. Guests under 18 years of age must have parent or guardian permission to call.

The Travel Protection Plan is designed for and is available to US residents. Please view your state’s specific terms, conditions and exclusions at www.affinitytravelcert.com/docs/DSP01 .

Travel insurance benefits are underwritten by Arch Insurance Company, with administrative offices in Jersey City, NJ (NAIC #11150), under Policy Form series LTP 2013 and applicable amendatory endorsements. This is a brief overview of the coverages, subject to terms, conditions and exclusions. Coverages may vary in certain states and not all benefits are available in all jurisdictions. Please refer to your certificate of benefits or policy of insurance for detailed terms, conditions and exclusions that apply.

Additional Information - Opens Dialog

Guest Services

• Travel Services

Use CoBrowse to Share Your Screen?

Even as the Disney Cast Member guides you around our site, they will be unable to access or view any files or information on your device or anything you type.

To stop the session, click the X in the screen-sharing window at any time. You can remain on the phone with the Cast Member.

Enter the code provided by the Cast Member and Accept to get started.

Invalid code. Please reenter

Not on the Phone with a Cast Member?

Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology .

• Credit Cards ›

Disney Premier Visa Card — Full Review [2024]

Alex Miller

Founder & CEO

293 Published Articles

Countries Visited: 34 U.S. States Visited: 29

Stella Shon

News Managing Editor

89 Published Articles 638 Edited Articles

Countries Visited: 25 U.S. States Visited: 22

Director of Operations & Compliance

1 Published Article 1178 Edited Articles

Countries Visited: 10 U.S. States Visited: 20

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Disney ®  Premier Visa ® Card

19.24% - 28.24% Variable

Good to Excellent (670-850)

2% back Disney Rewards Dollars at Disney, gas stations, grocery stories, and restaurants means more rewards dollars for Disney fans.

Mickey and his friends are like part of the family. Your kids can recite the words to everything from Aladdin to Toy Story. And there’s no question where you’re going on Spring Break (Space Mountain, anyone?).

As a premier Disney fan, you always have the Disney ® Premier Visa ® Card on hand. It earns you cash back and discounts at Walt Disney World , Disneyland, and more.

Card Snapshot

Welcome bonus & info.

• Earn a $300 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening.
• Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com. Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney U.S. locations. Earn 1% on all your other card purchases. There are no limits to the number of Rewards Dollars you can earn.
• Redeem Rewards Dollars for a statement credit toward airline purchases.
• 0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 19.24% - 28.24%
• 10% off select merchandise purchases at select locations and 10% off select dining locations most days at the Disneyland ® Resort and Walt Disney World ® Resort.
• Save 10% on select purchases at DisneyStore.com
• Member FDIC

Card Categories

Credit Card Reviews

• Cash Back Credit Cards

Rewards Center

Disney Rewards

Customer Service Number

800-432-3117

• Save 10% on select purchases at shopDisney.com when you use your card
• Earn 5% in Disney Rewards Dollars on purchases at DisneyPlus.com, Hulu.com, or ESPNPlus.com
• Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants, and most Disney U.S. locations
• Earn 1% on all other card purchases
• Redeem Rewards Dollars for a statement credit towards airline travel
• Get a one-year complimentary DashPass if activated by 12/31/24
• Does not earn transferrable rewards
• Has a foreign transaction fee

Great Card If

• You bring your family to Disney Parks at least once every 2 years
• You like to make purchases at Disney.com
• You would take advantage of the 0% financing benefit on Disney vacation packages

Don’t Get If

• You need a card with flexible rewards
• You don’t want to pay an annual fee

Welcome Offer and Earning Categories

With the current welcome bonus offer, you can: Earn a $300 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening. That’s money for your favorite Disney merchandise!

Then, earn 2% in Disney Rewards Dollars on purchases at gas stations, grocery stores, restaurants, and most Disney locations. Plus, earn 1% in Disney Rewards Dollars for all of your other card purchases.

Disney Premier Card Perks

The Disney Premier card also comes with a bunch of perks, like 10% off Disney Store and shopDisney.com purchases.

But that’s not all. Get 15% off select guided tours  and pose for special photos at private Cardmember locations at Disneyland ®  and  Walt Disney World ®  Resorts with complimentary downloads of your photos, too.

Bottom Line: Get perks like discounts on merchandise along with special photo opportunities when you have the Disney Premier card.

0% APR Vacation Package Benefit

A unique feature of the Disney Premier card is 0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 19.24% - 28.24% . That means you have half the year to pay off your trip without accumulating interest when you book with the card.

This special financing offer makes it a little easier to pay for your memorable Disney vacation.

Drawbacks of the Card

One drawback of the card is the annual fee of $49 . Because it’s hard to put a dollar amount on benefits like special photoshoots, the card may not be the first choice for those who aren’t frequent Disney park attendees.

Another option is the Disney ® Visa ® Card , which has similar benefits without an annual fee. There are 2 key differences with this card.

First, you get a flat 1% rewards rate rather than extra Disney Rewards Dollars for purchases at grocery stores, restaurants, and gas stations. Second, the welcome offer is typically less.

If you aren’t sure whether you will take full advantage of the Disney Rewards Dollars, you may find the Disney Premier card to be a good supplemental card to have in your wallet.

For instance, you could use it for spending in the categories that get you 2% in Disney Rewards Dollars, and then sign up for another card to get additional benefits.

As an example, the Capital One Venture Rewards Credit Card earns a flat 2x per dollar on all purchases.

Bottom Line : In some cases, the Disney Premier card may be a good second card. You can accumulate Disney rewards for some purchases and use another card for your other spending.

Best Way To Redeem Disney Rewards Dollars

You only have 2 main options for redeeming points with the card: Disney Rewards Dollars or statement credit for airline tickets.

Disney Rewards Dollars

One Disney Rewards Dollar is equal to a $1 value when redeeming toward Disney products and offerings. For instance, you could redeem 99 Disney Rewards Dollars for a 1-day child theme park ticket that regularly costs $99.

Before you can redeem your Disney Rewards Dollars, you’ll need to load them onto a Disney Rewards Redemption Card . It holds your Dollars until you’re ready to spend them.

Airline Statement Credit

Using the airline ticket benefit allows you to get value from the Disney Premier card without being tied down to Disney. (Then again, if you aren’t a Disney fan, you probably wouldn’t have the card in the first place!).

Redeeming for airline miles is pretty simple. Just purchase airline tickets with the card on any airline to any destination, and pay yourself back with a credit on your monthly statement.

Each Disney Rewards Dollar can be redeemed for $1 credit on your monthly statement.

The card makes the process as easy as possible by allowing you to book your airline ticket through a travel website, airline, or travel agent. There are no black-out dates to worry about either.

You can redeem rewards in increments of $50 up to the price of the ticket. That means you need at least 50 Disney Rewards Dollars in your account to get started.

However, it also means that even if you don’t have enough rewards to cover the whole ticket, you can use what you have to lower the out-of-pocket cost.

Be aware that it takes 1-2 billing cycles for the credit to appear. For that reason, the card does recommend that you pay the full amount of the ticket when it appears on your bill to avoid finance charges.

You have 60 days from your airline ticket purchase to redeem your rewards for the credit on your statement. Once you request to redeem statement credit, it takes 5-7 days to post.

Best Way To Maximize Disney Rewards Dollars

Because you earn Disney Reward Dollars for your spending, the Disney Premier card is primarily a cash-back card. Therefore, there are only so many ways you can maximize your rewards.

Clearly, the best plan of attack is to use the card as much as possible for 2% cash-back spending. You may want to purchase items you don’t normally buy at these places to maximize cash-back.

But don’t make extra purchases just to spend money! After all, you still earn 1% for all of your other purchases, which is a small margin of difference.

The information regarding the Capital One VentureOne Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Frequently Asked Questions

Is the disney premier card worth it.

Disney fans can find great value from the   card. You earn 2% in Disney Rewards Dollars at supermarkets, restaurants, gas stations, and select Disney locations, plus 1% everywhere else.

Disney Rewards Dollars can be used for Disney and Star Wars merchandise, Disney vacation rewards, or statement credit toward airline travel.

What are the benefits of the card?

The Disney Premier card comes with perks like 10% off purchases at select locations most days at the  Disneyland ®  and  Walt Disney World ®  Resorts and aboard  Disney Cruise Line  ships.

You also get 15% off guided tours at both parks.

Is there an annual fee on the Disney Premier card?

The annual fee is $49 .

What are Disney Rewards Dollars?

Disney Rewards Dollars are currency you can redeem toward most Disney products and offerings or airline travel.

When do Disney Rewards Dollars post to your account?

Disney Rewards Dollars post to your account at the end of the billing cycle in which they accrued.

How do you use Disney Rewards Redemption Cards?

To use your Disney Rewards Dollars for products or offerings, you load them on a Disney Rewards Redemption Card. The Redemption Card is accepted at Disney theme park ticket booths, Disney resorts, Disney cruise lines, and more.

Loading Disney Dollars to a Redemption Card is not necessary for airline travel.

How do you redeem for airline tickets?

Redeem Disney Rewards Dollars for airline tickets on any airline to any destination. Simply purchase tickets on your card and pay yourself back by exchanging Disney Rewards Dollars for a credit on your monthly statement within 60 days of purchase.

Each Rewards Dollar is worth $1 in credit on your monthly statement. You must make a minimum airline ticket purchase of $50. The credit will appear on your Chase statement within 1-2 billing cycles.

Which card is better, the Disney Premier card or Disney card?

There are 2 major differences between the cards: annual fee and cash back.

The Disney Premier card has a $49 annual fee, while the Disney ® Visa ® Card has no annual fee. In addition, the Disney card earns a flat 1% for purchases.

Does the Disney Premier card have a foreign transaction fee?

Yes, there is a 3% foreign transaction fee.

Does the Disney Premier card have a 0% APR offer?

No, however, you do receive a 0% APR for 6 months on select Disney vacation packages.

What is the Disney Premier card login?

Access your account at https://www.chase.com/ .

About Alex Miller

Founder and CEO of Upgraded Points, Alex is a leader in the industry and has earned and redeemed millions of points and miles. He frequently discusses the award travel industry with CNBC, Fox Business, The New York Times, and more.

Top Credit Card Content

• American Express Platinum Card
• American Express Gold Card
• Chase Sapphire Preferred Card
• Chase Freedom Unlimited Card
• Capital One Venture X Card

Buying Guides

• Best Credit Cards for High Limits
• Best Credit Cards for Young Adults
• Best Credit Card Combinations
• Best Credit Cards for Military
• Best Credit Card for Paying Monthly Bills

Credit Card Comparisons

• Amex Gold vs Blue Cash Preferred
• Amex vs Chase Credit Cards
• Amex Platinum vs Capital one Venture X
• Amex Platinum vs Delta Platinum Card
• Chase Sapphire Reserve vs Amex Platinum Card

Recommended Reading

• How to Pay Your Credit Card Bill
• Credit Card Marketshare Statistics
• Debit Cards vs Credit Cards
• Hard vs Soft Credit Checks
• Credit Cards Minimum Spend Requirements

Related Posts

UP's Bonus Valuation

This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.

Disney ® Premier Visa ® Card

Disney Card Designs

$300 Statement credit

10% savings everyday on shopping

5% in Disney Rewards Dollars

New cardmember offer

$300 statement credit.

after you spend $1000 on purchases in the first 3 months from account opening. * Opens offer details overlay

At a glance

Dream bigger with the disney premier visa card from chase..

Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com. * Opens offer details overlay Earn 2% on select card purchases and 1% on all other card purchases. * Opens offer details overlay Redeem toward most anything Disney at most Disney U.S. locations and for a statement credit toward airline travel. * Opens offer details overlay Enjoy special vacation financing and shopping savings. * Opens offer details overlay Terms apply.

Interest Rate

--> 19.24 Min. of (8.50+10.74) and 29.99 %‐ 28.24 Min. of (8.50+19.74) and 29.99 % variable APR. † Opens pricing and terms in new window 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 19.24 Min. of (8.50+10.74) and 29.99 %‐ 28.24 Min. of (8.50+19.74) and 29.99 %. † Opens pricing and terms in new window

--> $49 † Opens pricing and terms in new window

Card Benefits

New cardmember offer.

This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

Partnership benefit

Enjoy the disney bundle.

Subscribers can earn back $14.99 per month for up to 3 consecutive months in statement credits on qualifying Disney Bundle subscription purchases, or other qualifying subscriptions or add-ons purchased directly at DisneyPlus.com, Hulu.com or ESPNPlus.com that total $14.99 or more, when they use their Disney ® Premier Visa ® Card. * Opens offer details overlay

Earn rewards

Special disney vacation financing.

Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 19.24 Min. of (8.50+10.74) and 29.99 %‐ 28.24 Min. of (8.50+19.74) and 29.99 %. † Opens pricing and terms in new window * Opens offer details overlay

Everyday Savings

10% savings everyday on shopping with the disney premier visa card.

Save 10% on select purchases at DisneyStore.com when you use your Disney Premier Visa Card. * Opens offer details overlay

Receive 10% off select merchandise purchases at select locations at the Disneyland ® Resort and Walt Disney World ® Resort when you use your Disney Premier Visa Card. * Opens offer details overlay

DISNEY REWARDS

5% in disney rewards dollars on select categories * opens offer details overlay.

Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com.

Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney U.S. locations.

Earn 1% on all your other card purchases.

Travel Rewards

Airline purchases.

You can use Pay Yourself Back to redeem Rewards Dollars for a statement credit toward airline purchases made directly with the airline with your Disney Premier Visa Card, including airline travel to any destination, on any airline - with no block-out dates. * Opens offer details overlay

Explore Additional Benefits

Disney rewards dollars opens drawer that reveals additional content.

Redeem Disney Rewards Dollars

Redeem Rewards Dollars toward most anything Disney at most Disney locations, including Disney shopping, movies, Theme Park Tickets, Resort stays, dining and more in the U.S. * Opens offer details overlay

You can use Pay Yourself Back to redeem Rewards Dollars for a statement credit toward airline purchases made directly with the airline with your Disney Premier Visa Card, including airline travel to any destination, on any airline – with no block-out dates. * Opens offer details overlay

See DisneyRewards.com/how-to-redeem/ for more details.

Disney Vacation Financing Opens drawer that reveals additional content

Vacation Planning

Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 19.24 Min. of (8.50+10.74) and 29.99 %– 28.24 Min. of (8.50+19.74) and 29.99 % with the Disney Premier Visa Card. † Opens pricing and terms in new window * Opens offer details overlay

See DisneyRewards.com/vacation-perks/ for more details.

Disney Perks Opens drawer that reveals additional content

Enjoy Disney Perks

Disney Vacation Perks

10% off select merchandise credit card purchases at select locations most days at the Disneyland ® Resort and Walt Disney World ® Resort and aboard Disney Cruise Line ships. * Opens offer details overlay

10% off select dining locations most days at the Disneyland ® Resort and Walt Disney World ® Resort when you use your credit card to purchase. * Opens offer details overlay

15% off the non-discounted price of select guided tours at the Disneyland ® Resort and Walt Disney World ® Resort when you use your credit card to purchase. * Opens offer details overlay

Pose for special photos at our private Cardmember locations at the Disneyland ® Resort and Walt Disney World ® Resort. Receive complimentary downloads of your photos, too. * Opens offer details overlay

Disney Shopping Perks

10% off select credit card purchases at DisneyStore.com. * Opens offer details overlay

Credit Card Service & protection Opens drawer that reveals additional content

You're covered with built-in credit card protection benefits

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days. ** Same page link to disclaimer

Credit Card Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account. ** Same page link to disclaimer

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less. ** Same page link to disclaimer

** Same page link to disclaimer reference These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Merchant offers Opens drawer that reveals additional content

Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24. * Opens offer details overlay

Chase Pay Over Time SM Opens drawer that reveals additional content

Chase Pay Over Time * Opens offer details overlay lets eligible Chase customers break up credit card purchases into budget friendly payments. There are two potential ways to pay over time:

After purchase: Pay off an eligible purchase you've already made of $100 or more * Opens offer details overlay in smaller, equal monthly payments. No Interest - just a fixed monthly fee † Opens pricing and terms in new window with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card activity.

At checkout: Chase Credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more * Opens offer details overlay using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.

Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.

For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertime Opens in a new window .

Your choice of Disney card designs * Opens offer details overlay

Refer Friends if you already have a Disney ® Premier Visa ® Card!

Earn up to 500 Disney Rewards Dollars per year. You can earn 100 Disney Rewards Dollars for each friend (up to 5) that gets approved for any Disney ®  Visa ®  Card. Terms apply. Click the button below to start referring.

Browse credit cards by category

Offer details, offers may vary depending on where you apply, for example online or in a branch, and can change over time. to take advantage of this particular offer now, apply through the method provided in this advertisement. review offer details before you apply., eligibility.

Accounts subject to credit approval. Restrictions and limitations apply. Disney Visa Credit Cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Offers may vary and may not be available through all application methods when applying for the Disney Visa Credit Cards. In some instances, an application may require additional time to process. To qualify and receive your $300 statement credit, you must make Purchases totaling $1,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. After qualifying, please allow up to 8 weeks for your credit to appear in your statement.

Statement Credit for a Disney Bundle for Disney Premier Visa Card

Earn $14.99 per month for up to 3 consecutive months (up to $44.97 total) in statement credits on qualifying subscription payments of $14.99 or more per month when you make a qualifying purchase with your Disney Premier Visa Card at DisneyPlus.com , Hulu.com , or ESPNPlus.com (each, a "Service" and collectively, "Services") by September 30, 2024. Qualifying purchases include (i) Disney Bundle subscriptions, and (ii) any other Services subscriptions or Services add-ons totaling payments of $14.99 or more (collectively, "Qualifying Purchases"). To receive the statement credits, you must use your Disney Premier Visa Card as the payment method on file for your Qualifying Purchases. Your Disney Bundle subscription will be subject to the terms and conditions of the Disney+ and ESPN+ Subscriber Agreement ( disneyplus.com/legal/subscriber-agreement ). To receive the statement credits, the payments must be made directly on DisneyPlus.com , Hulu.com or ESPNPlus.com . Purchases will not qualify for the statement credit if made through a third-party device or digital platform (unless such device or platform redirects to DisneyPlus.com , Hulu.com or ESPNPlus.com ), or as a bundle with cable services or as another bundle. If you purchase a monthly or annual subscription, unless you timely cancel, your subscription will automatically renew for another monthly or annual subscription period pursuant to the terms and conditions of the Disney+ and ESPN+ Subscriber Agreement ( disneyplus.com/legal/subscriber-agreement ). Statement credit(s) appear on your monthly credit card billing statement within 1–2 billing cycles. Not redeemable for cash or other goods or services. Offer is non-transferable and is subject to change.

Special Vacation Financing

Get special vacation financing on select Disney Resort packages, all Adventures by Disney ® packages, National Geographic Expeditions, all Aulani , A Disney Resort & Spa, Ko Olina, Hawai'i vacation packages, and all Disney Cruise Line packages (collectively, Disney Vacation Packages). Disney Vacation Packages must be booked by you through the Walt Disney Travel Company , Disney Cruise Line or Adventures by Disney Travel Services, Inc., online at Disney sites or through other eligible travel agents or sites, and charged to your Disney Visa Credit Card prior to commencement of your vacation. Other restrictions and exclusions apply. Please refer to the Pricing & Terms Opens pricing and terms in new window for pricing details. You will receive complete terms and conditions for this offer once you become a cardmember.

Disney Theme Park & Resort Perks

Offers and offer elements including, but not limited to, participating locations and eligible items, are subject to availability, capacity limitations, closures and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as form(s) of payment at the time of purchase for full amount of purchase to receive special offers. Merchandise discount may not be available for certain items and at certain locations including Disneyland ® Resort and Walt Disney World ® Resort Operating Participant locations and any other locations or kiosks that are not owned or operated by the owners of the Disneyland ® Resort or Walt Disney World ® Resort. To receive a merchandise discount, you must mention the specific offer. For entry into the Disney or Star Wars Cardmember Photo Opportunities, you must present your valid Disney Visa Card. Not valid in combination with other offers, discounts, promotions or with any previous purchase. Minimum purchase and/or separate Theme Park admission and Theme Park reservation may be required. Offers are for personal use only and may not be transferred or resold. Chase is not responsible or liable for fulfillment of these Disney Theme Park and Resort perks.

Merchandise Savings at Disney Store

10% Off Restrictions: Valid on select, in-stock merchandise purchased at Disney store and outlet locations in the U.S., and at shopDisney.com (online or via phone orders). Not valid on purchases made at Disney Parks and Resorts locations or on Disney store merchandise purchased from other retailers or using third party websites. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as the form(s) of payment at the time of purchase for full amount of purchase and mention this offer in store or use promo code DRVCMEMBER online. Offer excludes sales tax, shipping & handling charges, gift wrap & gift box charges, personalization charges, Disney Theme Park Tickets, Disney Gift Cards, The Walt Disney Company Collectible Shareholder Certificate, subscription products, art & collectibles, books, electronic toys, limited edition, special edition & limited release merchandise, talking action figures, items related to a charitable promotion, and items from the following brands and collections: Afridrille Shoes, ALEX AND ANI ® , Barefoot Dreams, BaubleBar, Bulova, Citizen, COACH, CRISLU, Cubcoats, Disney Designer Jewelry Collection, Disney Fairy Tale Wedding Rings, Disney Parks Designer Collection, Disney Vacation Club ® , Disney+ Special Access items, Enesco, Garmin, Harveys, Jim Shore, kate spade, LEGO, Lilly Pulitzer, Loungefly, MagicBand, Make-A-Wish Collection, Marvel Legends Series, Master of Arts, Mickey Mouse: The Main Attraction Collection, Minnie Mouse: The Main Attraction Collection, Milk Snob, select National Geographic merchandise, Native Shoes, Nike, Nixon, Olszewski, OtterBox Electronics, Pandora Jewelry, Petunia Pickle Bottom, Pura Vida, Rebecca Hook, RockLove, Royal Selangor, Sideshow Collectibles, select Star Wars : Galaxy's Edge merchandise, Star Wars : The Black Series, select Star Wars : The Mandalorian merchandise, Steiff, Stoney Clover Lane, Terez, Thomas Kinkade, Tommy Bahama, Tommy Hilfiger, Tron: Back to the Arcade Collection, Tron Thrill of the Race, Vans, Vera Bradley and Vinylmation. Additional exclusions may apply. Visit shopDisney.com/DRVCPerkDetails for the most current list of exclusions and any updates to these offer terms. Offer cannot be combined with any other offer or discount except available shipping offers. Offer will only be applied if a valid promotion code is entered at checkout. No adjustments to prior purchases. Valid packing slip or receipt required for returns or exchanges, which will be subject to discount taken at the time of purchase. Offer subject to restrictions and to change without notice. Promotion may not be redeemed for cash, sold, or altered. Internet distribution is strictly prohibited. Use of offer or Promotion Code DRVCMEMBER constitutes acceptance of these offer terms. Void where prohibited. Chase is not responsible or liable for fulfillment of this offer.

Merchandise Savings at Disney Theme Parks & Resorts

Offer and offer elements including, but not limited to, participating locations and eligible items, are subject to availability, capacity limitations, closures, and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as form(s) of payment at the time of purchase for full amount of purchase and mention this offer. Discount is not valid on previous purchases or on purchases of the following: ticket media, Disney Gift Cards, Theme Park admission, arcades, tobacco, alcohol, outdoor vending ( e.g., in-Park balloon vendors, glow vendors), Add-a-Dollar (Disney Conservation Fund), postage stamps, rentals (e.g., strollers, ECVs), personalization, Disney Genie+ service, Disney PhotoPass ® purchases (e.g., purchases through any application, website or onsite sales location), Disney PhotoPass+, Disney PhotoPass+ One Day and Disney PhotoPass+ One Week, Memory Maker and Memory Maker One Day, CSL Portrait Experience, Capture Your Moment and other photo sessions requiring reservations, select print packages, original or consignment art, select limited editions, select collectibles, select specialized toys, select specialty items (including, without limitation, one-of-a-kind art, Disney-branded original art, celebrity memorabilia, framed Disney Dollars, Artist Sketch Program, framed Disney Gift Cards, framed ticket media, Walt Disney Classics Collection, handmade products (physically touched by an artist/vendor ) and artist-signed Vinylmation), purchase-with-purchase offers, select reusable shopping bags, newspapers/periodicals, books, sundries, pantry/prepared foods, kitchen products, digital/video/disposable cameras, consumer electronics (including, without limitation, DVDs, CDs, and software media), national branded fragrances, treatments and cosmetics, Lladró ® , Swarovski ® Crystal, Tiffany & Co. ® Jewelry, Bvlgari ® , handmade items, special orders, live auction artwork, select product launches, select premium branded items, Bibbidi Bobbidi Boutique (at Walt Disney World ® Resort), Savi's Workshop – Handbuilt Lightsabers, and Droid Depot packages, phone, internet, email or mail order purchases, shipping or taxes. Discount is not available at the following locations at the Disneyland ® Resort: Games of Pixar Pier, Silhouette Studio, Portrait Artists, face painting locations, letter brush art locations, any other locations that are not owned or operated by the owners of the Disneyland ® Resort except for Arribas Brothers Crystal Shops (Crystal Arts and Cristal d'Orleans), or at any Downtown Disney ® District location other than California Sole, Curl Surf, World of Disney ® Store, Disney Home, WonderGround Gallery, Marceline's Confectionery, Disney's Pin Traders, The Disney Dress Shop, and Star Wars ™ Trading Post. Discount is not available at the following locations at Walt Disney World ® Resort: games, Cast Connection, Disney's Character Premiere, Disney's Character Warehouse or Walt Disney World ® Resort Operating Participant locations and any other locations or kiosks that are not owned or operated by the owners of the Walt Disney World ® Resort, except for ALEX AND ANI ® , Arribas Brothers locations (Crystal Arts by Arribas Brothers, Crystal Arts stores and kiosks), Balocoloc Venetian Masks at La Gemma Elegante, Basin ® , Basin White ® , Chapel Hats, Columbia Sportswear Company, Crown & Crest, Good Fortune Gifts and House of Good Fortune, Joffrey's coffee/tea kiosks and Tea Traders Café by Joffrey's, Just Fun Socks, Levi's ® , Luxury of Time, Melissa Clube, Sanuk, Shop for Ireland at Raglan Road ™ , Sperry, Stance, Sugarboo & Co., and Volcom. Not valid in combination with other offers, discounts or promotions. Separate Theme Park admission and Theme Park reservation may be required. Discount is for personal use only and may not be transferred or used to purchase merchandise with the intent to resell the merchandise.

Earn Disney Rewards Dollars:

The terms and conditions that apply to Disney Rewards Dollars are available at Rewards Terms and Conditions (PDF) Opens in a new window and will be provided to you with your Disney Premier Visa Card once you become a cardmember. Subject to credit approval: You will earn one percent (1%) in Disney Rewards Dollars for every dollar of Qualifying Purchases (as defined below) made. You will earn an additional one percent (1%) in Disney Rewards Dollars for every dollar of Qualifying Purchases made at (i) Disney branded point of sale locations (owned and operated by Disney Rewards, LLC or its affiliates) as well as a select number of other locations owned and operated by third parties where Disney Rewards Dollars may be redeemed and (ii) at any of the types of merchants in the following rewards categories: gas stations, grocery stores and restaurants (for a total of 2% on these Qualifying Purchases). You will earn an additional four percent (4%) in Disney Rewards Dollars for every dollar of Qualifying Purchases made directly at DisneyPlus.com , Hulu.com , or ESPNPlus.com for (a) a Disney+, Hulu or ESPN+ monthly or annual subscription, or (b) The Disney Bundle subscription, or (c) additional Disney+, Hulu, or ESPN+ purchases, including Premier Access on Disney+, add-ons on Hulu, and pay-per-view events on ESPN+ (for a total of 5% on these Qualifying Purchases). Your purchase of any of these subscriptions or additional Disney+, Hulu or ESPN+ purchases will not earn an additional 4% in Disney Rewards Dollars if your purchase is made through a third-party device or digital platform (unless such device or platform redirects to DisneyPlus.com , Hulu.com or ESPNPlus.com for purchase) or as a bundle with cable services or as another bundle. Disney+, Hulu, and ESPN+ gift card and subscription card purchases that are purchased directly from DisneyPlus.com , Hulu.com or ESPNPlus.com will earn an additional 4% in Disney Rewards Dollars, but such gift card and subscription card purchases that are purchased from a point of sale location other than DisneyPlus.com , Hulu.com or ESPNPlus.com will not earn an additional 4% in Disney Rewards Dollars. Merchants who accept Visa credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa procedures based on the primary types of products and services the merchant sells. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Please note: Chase makes every effort to include all relevant merchant codes in its listed rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant and the purchases of Disney goods or services at locations that are not solely owned and operated by Disney will not qualify for the additional one percent (1%) or four percent (4%) in Disney Rewards Dollars, as applicable. Purchases submitted by you, your authorized users, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information, see the FAQs at DisneyRewards.com/PremierEarnFAQ . ("Qualifying Purchases" means the amount of your retail purchases of goods and services minus returns or refunds that qualify for Disney Rewards Dollars in a billing cycle and do not include balance transfers, cash advances and other cash-like transactions, travelers checks, foreign currency, money orders, wire transfers, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your Card Account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.)

Redeem Disney Rewards Dollars with Pay Yourself Back ®

Disney Rewards Dollars may be redeemed for a statement credit using Pay Yourself Back toward purchases made with your Disney Premier Visa Card at select U.S. Disney locations in Disney Parks and Resorts (for a list of Disney locations, visit DisneyRewards.com/Where-To-Redeem ), Disney store and outlet locations in the U.S., shopDisney.com, and at DisneyPlus.com , Hulu.com and ESPNPlus.com , and airline purchases, excluding purchases made with third-party providers and travel agencies, within 90 days from the purchase date. Disney Rewards Dollars cannot be redeemed for a statement credit using a Disney Rewards Redemption Card. Categories, eligible merchants, and purchase transaction eligibility may change from time to time without notice. Even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Each Disney Rewards Dollar you redeem for a statement credit toward qualifying purchases with Pay Yourself Back is worth $1.00 (one U.S. dollar), which means that 1.00 Disney Rewards Dollar equals $1.00 in redemption value. Redemptions require a minimum of .01 Rewards Dollar and a maximum of 12 purchases and/or transactions selected in a single order. Statement credits will post to the card account within 3 business days of a request to redeem and will appear on the monthly Chase credit card billing statement within 1-2 billing cycles. Statement credits will reduce your balance, but you are still required to make at least your minimum monthly payment. Disney and Chase reserve the right to determine which Disney Premier Visa Card purchases qualify for a statement credit. Rewards Dollars redeemed for statement credits cannot be returned or re-deposited. Pay Yourself Back may be discontinued at any time. Disney Rewards Dollars are subject to the Disney Rewards Dollars Terms and Conditions for Disney Visa Credit Cards available at DisneyRewards.com/Terms .

Card Designs

Card designs are subject to availability and may change without notice. Selection of a new card design does not automatically deactivate your previous card. Your previous card remains activated upon the selection of a new card design, until the expiration date of the previous card, unless otherwise requested by you to Chase.

Savings Onboard Disney Cruise Line

Offer and offer elements are subject to availability, capacity limitations, cruise cancellations, and additional restrictions, may change or be canceled without notice, and are not guaranteed. In order to receive special Disney Cruise Line perks, valid Disney Visa Card must be designated for all onboard purchases at time of purchase for sailings through 12/31/24. Cannot be combined with any other offers or discounts including Cast Member, Castaway Club, and Disney Vacation Club ® offers or discounts, and is for personal use only. Ships’ Registry: The Bahamas. Chase is not responsible or liable for fulfillment of this offer.

Dining Savings at Disney Parks & Resorts

Offer and offer elements including, but not limited to, participating locations and eligible food and beverages, are subject to availability, capacity limitations, closures, and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Offer excludes alcoholic beverages, select new food and beverage offerings, merchandise, tobacco, room service, holiday buffets, tax and gratuity. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card at time of purchase for full amount of purchase. Discount valid at the following Walt Disney World ® Resort restaurant locations: Disney's Animal Kingdom Lodge & Villas: Boma – Flavors of Africa, Jiko – The Cooking Place (see restrictions), and Sanaa; Disney's Beach Club Resort : Beaches and Cream, and Cape May Cafe; Disney's BoardWalk Inn & Villas: Flying Fish (see restrictions); Disney's Caribbean Beach Resort: Sebastian's Bistro; Disney's Contemporary Resort: Steakhouse 71; Disney's Coronado Springs Resort: Three Bridges Bar & Grill and Toledo – Tapas, Steak & Seafood; Disney's Fort Wilderness Resort & Campground: Hoop-Dee-Doo Musical Revue; Disney's Grand Floridian Resort & Spa: Citricos (see restrictions), Grand Floridian Cafe, and Narcoossee's (see restrictions); Disney's Old Key West Resort: Olivia's Cafe; Disney's Polynesian Village Resort: Kona Cafe; Disney's Port Orleans Resort: Boatwrights Dining Hall; Disney's Saratoga Springs Resort & Spa: The Turf Club Bar and Grill; Disney's Wilderness Lodge: Whispering Canyon Cafe; Disney's Yacht Club Resort: Ale & Compass Restaurant, and Yachtsman Steakhouse; Disney's Animal Kingdom ® Theme Park: Tiffins; Disney's Hollywood Studios ® : Mama Melrose, Sci-Fi Dine-In Theater Restaurant, and The Hollywood Brown Derby (see restrictions); EPCOT ® : Biergarten Restaurant (see restrictions), Coral Reef Restaurant, Le Cellier Steakhouse, Rose & Crown Dining Room, and Spice Road Table; Magic Kingdom ® Park: Crystal Palace, Diamond Horseshoe, Jungle Navigation Co. Ltd. Skipper Canteen, Liberty Tree Tavern, The Plaza Restaurant, and Tony's Town Square Restaurant. For locations where it is noted to see restrictions, the discount does not apply to the following dates: 10/9/23, 10/31/23, 11/23/23, 12/24/23, 12/25/23, 12/31/23, 1/1/24, 2/14/24, 2/19/24, 3/31/24, 5/12/24, 5/27/24, 6/16/24, 7/4/24, and 9/2/24. Discount valid at the following Disneyland ® Resort restaurant locations, subject to location availability: Disneyland ® Park: Cafe Orleans, Carnation Café, The Golden Horseshoe, Harbour Galley, Plaza Inn, River Belle Terrace, Royal Street Veranda and Troubadour Tavern; Disney California Adventure ® Park: Carthay Circle Lounge – Alfresco Dining, Cocina Cucamonga Mexican Grill, Lucky Fortune Cookery, Paradise Garden Grill, Sonoma Terrace, Studio Catering Co., and Wine Country Trattoria; Disney's Grand Californian Hotel ® & Spa: GCH Craftsman Bar and Storytellers Café; Disneyland ® Hotel: Goofy's Kitchen. Discount valid at the following Disney's Vero Beach Resort restaurant location: Wind & Waves Grill. Subject to restaurant availability, operating hours and closures. Reservations may be required. Not valid in combination with other offers, discounts or promotions. Separate Theme Park admission and Theme Park reservation may be required. Discount is for personal use only and may not be transferred or resold.

Guided Tour Savings at Disney Parks

Offers and offer elements including, but not limited to, participating guided tours and recreation experiences, are subject to availability, capacity limitations, closures, and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as form(s) of payment at the time of purchase for full amount of purchase. Most guided tours require separate Theme Park admission and Theme Park reservations. Cardmember must participate in the guided tour or recreation experiences. Guided tours and recreation experiences can be booked for up to 10 total Guests (inclusive of the cardmember). Some guided tours and recreation experiences have age and other restrictions. Wild Africa Trek ( Mid-Day Tours only); block out dates 11/23/23 – 11/25/23 and 12/23/23 – 1/2/24. Not valid in combination with other offers, discounts, promotions or with any previous purchase. Guided tour and recreation experience reservations are for personal use only and may not be transferred or resold. Following is a list of guided tours that are included at the Disneyland ® Resort: Walt's Main Street Story (Guided Tour) Celebrating Disney100 at the Disneyland ® Resort (Guided Tour) Disney's Happiest Haunts Tour (offered seasonally) "Holiday Time at Disneyland ® " Tour (offered seasonally) Cultivating the Magic (Guided Tour) Following is a list of guided tours that are included at Walt Disney World ® Resort: Magic Kingdom ® Park Disney's Keys to the Kingdom Tour EPCOT ® EPCOT ® Seas Adventures - Dolphins in Depth EPCOT ® Seas Adventures - DiveQuest Behind the Seeds Disney's Animal Kingdom ® Theme Park Caring for Giants Up Close with Rhinos Wild Africa Trek ( Mid-Day Tours only; block out dates apply) Savor the Savanna: Evening Safari Experience Multiple Theme Parks, Backstage Areas and Resort Hotels Starlight Safari at Disney's Animal Kingdom Lodge Wilderness Back Trail Adventure Following is a list of recreation experiences that are included at Walt Disney World ® Resort: Carriage Rides at Disney's Port Orleans Resort and Disney's Fort Wilderness Resort & Campground Horseback Trail Rides at Disney's Fort Wilderness Resort & Campground Discounts are not available on the following tours at Walt Disney World ® Resort: Premium VIP tours, programs exclusive to groups, group team building programs.

Cardmember Photo Opportunities

The Disneyland ® Resort Cardmember Photo Opportunities are offered daily during set hours-the Disney Cardmember Photo Opportunity is at Disney California Adventure ® Park and the Star Wars Cardmember Photo Opportunity is at Disneyland ® Park. The Walt Disney World ® Resort Cardmember Photo Opportunities are offered daily during set hours-the Disney Cardmember Photo Opportunity is at EPCOT ® and the Star Wars Cardmember Photo Opportunity is at Disney's Hollywood Studios ® . Separate Theme Park admission and Theme Park reservation required for each Cardmember Photo Opportunity. Must present a valid Disney Visa Card for entry for up to 6 people per cardmember account (each cardmember account may be used for entry only one time per day). Operating times, days of the week, locations and appearance of Characters (digitally or physically, as applicable) may vary and are subject to restrictions and change or cancellation without notice. Offer includes complimentary downloads of your Disney PhotoPass ® photos taken at the Disney Visa Cardmember Photo Opportunity location that are associated to your Disney account. To access complimentary downloads of your Disney PhotoPass ® photos taken at the Disney Visa Cardmember Photo Opportunity location at the Disneyland ® Resort, go to the Disneyland app or Disneyland.com/PhotoPass or at the location at Walt Disney World ® Resort, go to the My Disney Experience app or DisneyWorld.com/PhotoPass , and then log-in using your existing account or create an account. MagicBands or other media scanned by the photographer at the time of capture must be linked to your My Disney Experience Profile at Walt Disney World ® Resort or linked to your Disneyland ® Resort account, or you may claim Disney PhotoPass ® cards provided to you by the photographer by entering the Disney PhotoPass ® ID number found on the back of your Disney PhotoPass ® card. One photo session per valid cardmember account per day. Offer not valid for photos taken at other Disney PhotoPass ® locations or attractions photos. Disney PhotoPass ® service is subject to the Disney PhotoPass ® Terms & Conditions and expiration policy at Disneyland.disney.go.com/PhotoPass-terms-conditions or DisneyWorld.disney.go.com/PhotoPass-terms-conditions , as applicable. Not responsible for missing, lost or damaged photos. Not valid in combination with other offers, discounts or promotions. Offer is for personal use only and may not be transferred or resold. Please visit DisneyRewards.com/ParkPerks for additional information.

Complimentary DashPass: When the membership is activated for the first time with a Disney ® Premier Visa ® Card by 12/31/2024 you and your authorized user(s) will receive 12 months of complimentary DashPass for use on both the DoorDash and Caviar applications during the same membership period based on the first activation date. After the complimentary DashPass membership period ends, you and any authorized users will continue to be enrolled and charged the then current monthly DashPass rate for each membership activated. You can cancel anytime on DoorDash or Caviar. Membership period for all users on this credit card account will begin and end based on when the first user activates the membership on DoorDash or Caviar, regardless of when subsequent memberships are activated. The same log in credentials must be used on DoorDash and Caviar in order for the DashPass benefit to be used on both applications. To receive the membership benefits, the primary cardmember and/or authorized user(s) must first add their applicable Chase credit card as a default payment method on DoorDash or Caviar, and then click the activation button. Once enrolled in DashPass, you must use your Disney ® Premier Visa ® Card for payment at checkout for DashPass-eligible orders to receive DashPass benefits. Benefits of DashPass include no delivery fee on orders above the minimum subtotal (as stated in the DoorDash and Caviar apps and sites) from DashPass-eligible merchants (amounts subject to change). However, other fees (including service fee), taxes, and gratuity on orders may apply. Current value of the DashPass membership is as of 04/01/2022. DashPass orders are subject to delivery driver and geographic availability. Membership must be activated with a United States address. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or memberships purchased through third parties are excluded from this offer. If you product change to another Chase credit card during the promotional period, your benefits may change. You may experience a delay in updating your applicable benefits on DoorDash or Caviar; please note, once you product trade, the benefits from your previous credit card are no longer available for your use. You can only access the benefits available with your current credit card. Mobile applications, websites and other information provided by DoorDash or Caviar are not within Chase's control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, DoorDash or Caviar benefits and services. Your applicable Chase credit card account must be open and not in default to maintain membership benefits. See full DoorDash terms and conditions at: https://help.doordash.com/consumers/s/article/offer-terms-conditions?language=en_US . All deliveries subject to availability. Must have or create a valid DoorDash account. Qualifying orders containing alcohol will be charged a $0.01 Delivery Fee. No cash value. Non-transferable. See full terms and conditions at: help.doordash.com/consumers/s/article/offer-terms-conditions .

Cardmembers Eligible for Chase Pay Over Time: Eligible cardmembers are those with access to Chase Pay Over Time who use a participating Chase credit card for eligible purchases. Access to Chase Pay Over Time is not guaranteed, is based on a variety of factors such as creditworthiness, credit limit and account behavior, and may change from time to time. Participating Chase credit cards are consumer credit cards issued by Chase, small business cards are excluded at this time. For Chase Pay Over Time at checkout on Amazon.com, Amazon Visa and Prime Visa cards and Chase Mastercard credit cards are also excluded. Purchases Eligible for Chase Pay Over Time Set Up After Purchase: Purchases of at least $100 are eligible, excluding certain transactions such as (a) cash-like transactions, (b) any fees owed to us, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Eligible purchases will be identified within your transaction history on chase.com Opens in a new window or the Chase Mobile App. Purchases Eligible for Chase Pay Over Time at Checkout on Amazon.com: Orders totaling at least $50 of eligible items on Amazon.com are eligible. Amazon may designate any item as ineligible, such as Amazon Fresh, Whole Foods, Amazon Prime Now, 1-Click Purchases and Subscribe & Save. If your order includes a recurring subscription, then only the first month's subscription fee will be eligible. If available for your account, the option to choose "financing offers available" will appear at checkout. Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of Amazon.com , Inc. or its affiliates.

Chase Mobile App: Chase Mobile ® app is available for select mobile devices. Message and data rates may apply.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Deposit and credit card products provided by JPMorgan Chase Bank, N.A. Member FDIC

Disney Rewards, LLC and its affiliates are not affiliates of Chase or DoorDash, and are not responsible for offer fulfillment. © Disney and its related entities.

You're now leaving Chase

Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn't responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

Please turn on JavaScript in your browser It appears your web browser is not using JavaScript. Without it, some pages won't work properly. Please adjust the settings in your browser to make sure JavaScript is turned on.

How does travel insurance work on a credit card.

Credit card travel insurance protects you from some unforeseen circumstances that may disrupt your travel plans. If your credit card includes travel insurance, you may be reimbursed if your travel is affected by weather, health issues or certain kinds of emergencies outside your control.

Typically, credit card travel insurance only covers the expenses that you charge to that specific card. And because different cards have different travel insurance policies, it's important to read the fine print in your card's terms and conditions to understand your coverage levels.

What is travel insurance?

Travel insurance provides protection for expenses associated with travel, both domestic and international. Travel insurance may reimburse you if your trip gets cancelled, delayed or interrupted--or if you have to pay medical costs that your primary health insurance can't cover.

Travel insurance benefits can be broken down into a few different categories:

• Trip cancellation insurance may reimburse you if your pre-booked, non-refundable flight (that was booked with the same credit card) is cancelled under unforeseen circumstances, such as injury or if your flight is cancelled due to weather conditions or other.
• Your credit card's trip cancellation insurance may reimburse you for prepaid flights and hotel stays booked with your credit card. 
• Trip interruption insurance (for trips that end earlier than planned) may cover expenses like the cost of a last-minute flight home. In most cases, only the part of your trip that was interrupted will be eligible for reimbursement.
• Travel delay insurance may reimburse expenses, such as a hotel stay, that arise from severe delays.
• Medical insurance works like a supplement to your existing health insurance, which may not cover medical costs that you incur abroad. Evacuation insurance covers the costs associated with an evacuation following a weather event or other disruption.
• Baggage insurance is supplemental to coverage provided by your airline or via your homeowners or renters insurance policy. Baggage coverage may reimburse you for the actual or replacement cost of your possessions, should they go missing as you travel.

What are the benefits of credit card travel insurance?

Many airlines and tour operators offer travel insurance as an add-on at point of purchase. Credit card travel insurance, on the other hand, is a feature offered on certain credit cards.

Credit card travel insurance provides the following benefits:

• Financial protection : Comprehensive credit card travel insurance can provide full coverage should a covered event--such as severe weather, a medical emergency affecting you or a loved one, or loss of employment--occur. In many cases, travel insurance may require you to pay any expenses out of pocket, then file a claim later for reimbursement.
• Evacuation assistance : If your credit card travel insurance includes evacuation coverage, you can get help securing transport when a covered event (like weather or a political incident) disrupts your travels. Depending on the coverage provided by your credit card travel insurance plan, even emergency medical evacuations such as those on a private jet-may be covered.
• Supplemental medical coverage : Many health insurance plans don't cover medical costs incurred outside the country. Even those that do are likely to charge a deductible. Credit card travel insurance that includes medical coverage may pay for some medical costs, including your primary plan's deductible.
• Peace of mind : Having credit card travel insurance can give you the confidence to make bold travel plans--or jet somewhere sunny in the dead of winter. A major storm might snarl your vacation plans, but with travel insurance you may get fully reimbursed.

What questions should I ask about credit card travel insurance?

Credit card travel insurance provides many benefits, but be sure to understand what coverage your card provides before you book a trip. Do your research and ask questions to maximize the value of your credit card's travel insurance program:

• What coverage levels does my card offer? Get a copy of your card's full terms and conditions to learn exactly what kinds of travel coverage are included.
• Are my family members covered by my credit card travel insurance? Travel insurance typically covers events that affect your immediate family: for example, if your child gets sick before you embark on a flight. Your more distant relatives--and pets--may not be covered, however.
• What specific events are covered? Understanding the events that can trigger a claim is crucial to getting the most out of travel insurance. For instance, involuntary unemployment may qualify you for cancellation protection--but leaving your job voluntarily may not.

Relying on credit card travel insurance

Credit card travel insurance can offer financial protection and peace of mind when you travel. Take the time to understand how your card's travel insurance works-and be aware that only expenses charged to your card are likely to be covered.

Chase Sapphire is an official partner of the PGA Championship .

• card travel tips
• credit card benefits

What to read next

Credit card basics how to find your frequent flyer number.

How do you find your frequent flyer number? Learn several ways you may be able to track down your number so you can use it when booking that flight.

credit card basics Guide to Chase Sapphire® travel insurance

Learn all about the travel insurance benefit that comes with Chase Sapphire Preferred and Reserve cards.

credit card basics The Chase Sapphire Lounge at the Sundance Film Festival

Discover the perks and benefits of being a Sapphire Reserve cardmember at Sundance Film Festival.

credit card basics Priority Pass San Diego: What to know

There is one lounge in the San Diego airport that is in the Priority Pass network, plus two spa locations and a restaurant.

When you use our links to explore products, we may earn a fee but that in no way affects our editorial independence. Some of these links are from our partners and terms apply.

Advertiser Disclosure

Terms Apply

The information for the Disney® Premier Visa® Card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

Disney® Premier Visa® Card

Rewards Rate

2% Back on purchases at gas stations, grocery stores, restaurants and most Disney locations

Why Trust U.S. News

Your trust is important to us. To earn it, we conduct a rigorous, unbiased analysis with a transparent methodology, and maintain strict editorial standards and independence.

Mickey Mouse fans receive discounts and earn rewards with Disney using the Disney® Premier Visa® Card from Chase. Eligible purchases at restaurants, gas stations, grocery stores and select Disney locations earn 2% back in Disney Rewards Dollars. All other purchases get 1% back in rewards. New cardholders can earn a $300 statement credit after you spend $1000 on purchases in the first 3 months from account opening. The card has a $49 annual fee and offers benefits such as baggage delay insurance, extended warranty coverage and purchase protection.

Sign-up bonus: Cardholders who spend $1000 on purchases in the first 3 months from account opening will earn a $300 statement credit.

Discounts: You’ll receive a 10% discount when you use your Disney® Premier Visa® Card to make eligible purchases at Disney stores or shopDisney.com. You’ll also get a 10% discount on eligible merchandise purchases exceeding $50 or eligible dining purchases at select Disneyland and Walt Disney World Resorts.

Annual fee: The Disney® Premier Visa® Card charges a $49 annual fee.

No introductory APR: Although the Disney® Premier Visa® Card provides a 0% introductory APR on select Disney vacation packages purchased within six months of account opening, it does not offer an introductory rate on other purchases or balance transfers. The standard APR on purchases and balance transfers is 19.24% to 28.24% variable APR variable.

Limited redemption options: Rewards can only be redeemed for eligible Disney purchases or a statement credit toward airline travel.

• Rates and Fees
• Highlights from Issuer
• Issuer Name Chase
• Annual Fee $49
• Regular APR 19.24% - 28.24% Variable APR
• Penalty APR 29.99%
• Purchases Intro APR 0% introductory APR for six months on select Disney vacation packages
• Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater
• Cash Advance Fee Either $10 or 3% of the amount of each transaction, whichever is greater
• Foreign Transaction Fee 3% of each transaction in U.S. dollars

Disney® Premier Visa® Card Benefits

Benefits of the Disney® Premier Visa® Card include:

• Cardholder-exclusive character experiences
• Baggage delay insurance
• Discounts on eligible Disney purchases
• Extended warranty protection
• Purchase protection

Maximizing Rewards

Make the most of rewards with the Disney® Premier Visa® Card by using your card for purchases at gas stations, grocery stores, restaurants and eligible Disney locations, where you’ll earn 2% back in Disney Rewards Dollars. Earn 1% back in rewards on all other purchases. Rewards can be redeemed as a statement credit for airline travel or eligible Disney purchases, such as theme park tickets and resort stays. Plan to spend $1000 on purchases in the first 3 months from account opening if you want to get the card’s $300 statement credit welcome offer.

Comparisons to Other Cards

Disney® Premier Visa® Card vs. Citi Double Cash® Card

Annual fee: The Disney® Premier Visa® Card carries a $49 annual fee. The Citi Double Cash® Card charges an annual fee of $0 .

Rewards: Disney® Premier Visa® Card holders earn 2% back in Disney Rewards Dollars on purchases at gas stations, grocery stores, restaurants and eligible Disney locations and 1% back on all other purchases. The Citi Double Cash® Card offers 1% cash back on purchases and an additional 1% cash back when you pay off your purchases.

Sign-up bonus: A $300 statement credit is available to Disney® Premier Visa® Card holders who spend $1000 on purchases in the first 3 months from account opening. With the Citi Double Cash® Card, earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou ® Points, which can be redeemed for $200 cash back .

Benefits: The Disney® Premier Visa® Card provides benefits including baggage delay insurance, extended warranty protection, purchase protection and discounts on eligible Disney purchases. Citi Double Cash® Card benefits include identity theft support and exclusive access to event ticket sales.

Disney® Premier Visa® Card vs. Capital One Quicksilver Cash Rewards Credit Card

Annual fee: The Disney® Premier Visa® Card charges a $49 annual fee. The Capital One Quicksilver Cash Rewards Credit Card has an annual fee of $0 .

Rewards: Earn 2% back in Disney Rewards Dollars on purchases at gas stations, grocery stores, restaurants and eligible Disney locations with the Disney® Premier Visa® Card. You'll receive 1% back in rewards on all other purchases. Capital One Quicksilver Cash Rewards Credit Card holders earn unlimited 1.5% cash back on every purchase.

Sign-up bonus: The Disney® Premier Visa® Card offers a $300 statement credit when you spend $1000 on purchases in the first 3 months from account opening. With the Capital One Quicksilver Cash Rewards Credit Card earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening .

Benefits: Receive baggage delay insurance, extended warranty protection, purchase protection and discounts on eligible Disney purchases with the Disney® Premier Visa® Card. The Capital One Quicksilver Cash Rewards Credit Card charges no foreign transaction fee and offers benefits such as 24-hour travel assistance services, extended warranty coverage and an auto rental collision damage waiver.

Comparative assessments and other editorial opinions are those of U.S. News and have not been previously reviewed, approved or endorsed by any other entities, such as banks, credit card issuers or travel companies. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.

• Search forums
• Disney Cruise Line
• Disney Cruise Line Forum

Disney Visa travel insurance?...

• Thread starter Bsmitty
• Start date Apr 14, 2017

Mouseketeer

• Apr 14, 2017

Does anyone know if the Disney Visa offers any type of travel insurance? I know on another thread regarding travel insurance someone talked about their credit card offering something. We've migrated everything to our Disney Visa for those disney dollars. Just curious if any sort of insurance comes with or if anyone has experience with this. (Cruise bookings are on the Disney Visa...gotta love that 0% interest & getting all of those Disney bucks to put on the stateroom account.)  

The Disney Visa card does not offer travel insurance as part of the card perks. Some other Chase cards do. Enjoy your cruise!  

DIS Veteran

Bsmitty said: Does anyone know if the Disney Visa offers any type of travel insurance? I know on another thread regarding travel insurance someone talked about their credit card offering something. We've migrated everything to our Disney Visa for those disney dollars. Just curious if any sort of insurance comes with or if anyone has experience with this. (Cruise bookings are on the Disney Visa...gotta love that 0% interest & getting all of those Disney bucks to put on the stateroom account.) Click to expand...

Earning My Ears

• Apr 15, 2017

Disney Chase Visa card has less coverage & more limitations than our direct travel insurance provider--CSA Travel Protection. http://blog.csatravelprotection.com/index.php/why-credit-cards-arent-great-for-travel-insurance/ But call CSA for advice because they can be supplemental to your credit card's coverages. They advised us on when to buy and which coverages.  

• May 3, 2017

jrabbit said: @alanz I've worked in the insurance industry for 40 years - and I think this is the first time we've been described as "Tasted" or "Tasty" Click to expand...

• How much coverage do I really need? And then with the online quoting system: is that per person or total? Do you cover you airline tickets - because presumably, you will make it TO the airport LEAVING for your trip. What about the cost of Excursions - If you don't make it to the ship - will you still be charged for them? DCL say's "you can cancel up to 3 days prior to sailing" but if you don't make it to the ship will you really be charged (I don't know the answer to this).
• How much medical coverage do I want to purchase - AND - what about emergency medical evacuation - is that covered and for how much?
• Is the insurance company high "enough" rated (AM Best B+ should be more than sufficient)
• What to the people here and on cruise critic or other travel sights say is "good" trip insurance - word of mouth usually good indicator (but keep reading my post)
• What does their complaint history look like - check out the Better Business Bureau (or google search them for reviews). And remember, there WILL BE lots of complaints against any insurer of any size - read the complaints for "reasonableness" (look up "Snake Farm" - it's one of the many complaint sites for disgruntled State Farm insureds / claimants - and on the other hand I have friends and family that have had claims with them and I could not believe how much and how fast they paid - my company would have done a lot more investigation).
• Read the Contract, because after all insurance is just a promise: "You give us Money, We Cover your stuff", with LOTS and LOTS and LOTS of exceptions and rules. For example, if you buy insurance when you rent a car, part of the contract says that the coverage does not involve unlawful acts .... like wrecking the car while driving drunk (they won't pay). So Read the Contract to make sure that it seems to cover what you want it to cover. You might have to take some notes and cross check coverages / exclusions - I never said that reading an insurance contract would be easy!!

Share this page

Dis news & updates.

• New Specialty Dish at Morimoto Asia for AAPI Month!
• Five Summer Tips for Dealing With Rain at Walt Disney World
• Small Bytes Pool Bar Now Open at Pixar Place Hotel in Disneyland
• Your Ultimate Guide to Disney's World of Color Dessert Party
• New Annual Passholder Magic Shot Available In EPCOT

New DISboards Threads

• runnermama78
• 3 minutes ago
• Disney Dining Plan
• 20 minutes ago
• Transportation

• mrsgthatsme
• 26 minutes ago
• Orlando Hotels and Attractions

• 30 minutes ago
• Disney Restaurants

• 36 minutes ago
• Disneyland (California)

• Today at 4:02 PM
• Disney Resorts

• Walt Disney World News
• Walt Disney World Articles
• Disney Cruise Line News
• Disneyland News
• General Disney News

GET UP TO A $1000 SHIPBOARD CREDIT AND AN EXCLUSIVE GIFT!

Latest posts

• Latest: Chili327
• A moment ago

• Latest: ttintagel

• Latest: TiggerTrigger
• Latest: macraven
• Latest: Evita_W

14 Best Travel Credit Cards of May 2024

Best travel cards main takeaways.

• Money has evaluated hundreds of credit cards, comparing their fees, benefits, welcome offers, travel insurance policies and more.
• The top credit cards for travel offer high rewards on travel purchases, which can be redeemed for airfare, hotel nights, cash back, statement credits or more.
• Our picks feature the best travel cards for every budget and include no-annual-fee, low-annual-fee, premium and business cards.

Why Trust Us?

Our editorial team has spent well over a thousand hours analyzing, evaluating and comparing the top credit card offers in the market. We carefully vet each card’s fine print in order to understand their features, limitations and potential benefits for consumers. We review cards independently, ensuring our content is accurate and guided by editorial integrity. Read our full methodology to learn more.

• 46 travel credit cards evaluated
• 10+ data points used, including ongoing fees, reward programs and welcome offers
• 100+ sources reviewed

Money.com has partnered with CardRatings.com for our coverage of credit card products. Money and CardRatings may receive a commission from card issuers. This site does not include all card companies or all available card offers. O ur top picks are listed strictly in alphabetical order.

Our Top Picks for Best Travel Credit Cards

Best no-annual-fee travel credit cards.

• Bank of America® Travel Rewards Credit Card – Best no-annual-fee travel card for flat rate rewards
• Bilt Mastercard® – Best no-annual-fee travel card for paying rent
• Capital One VentureOne Rewards Credit Card – Best no-annual-fee card for travel partners
• Chase Freedom Unlimited® – Best no-annual-fee travel card for domestic travel
• Discover it® Miles – Best no-annual-fee travel card for simple rewards
• Wells Fargo Autograph℠ Card – Best no-annual-fee travel card for everyday spending

Best low-fee-annual-fee travel credit cards

• Capital One Venture Rewards Credit Card – Best travel card for flat-rate rewards
• Chase Sapphire Preferred® Card – Best travel card for flexible rewards

Best premium travel credit cards

• American Express® Gold Card – Best travel card for dining
• Capital One Venture X Rewards Credit Card – Best low-cost premium travel card
• Chase Sapphire Reserve® – Best premium travel credit card
• The Platinum Card® from American Express – Best travel card for lounge access

Best business travel credit cards

• The Business Platinum Card® from American Express – Best business travel card

Best airline travel credit cards

• United℠ Explorer Card: Best airline credit card

Best Travel Credit Cards Reviews

Our top picks are listed in alphabetical order.

Best No-Annual-Fee Travel Credit Cards

• No annual fee
• No foreign transaction fees
• Earns 1.5x points on all purchases
• No bonus category for travel
• Few benefits compared to other cards
• Limited redemption options

Why we chose it: The Bank of America® Travel Rewards Credit Card is an easy-to-use card best suited for travel reward beginners or those who are already Bank of America customers.

Some cardholders can earn up to 75% more points if they are Bank of America Preferred Rewards members — that’s up to 2.62 points for every dollar spent.

However, the card doesn’t offer hotel and airline point transfer partners, travel insurance or extended warranty and purchase protection. Additionally, you can only redeem your points as statement credit to cover travel and dining purchases.

All information about Bank of America® Travel Rewards Credit Card has been collected independently by Money.com

• No annual or foreign currency conversion fee (Click herehttps://www.wellsfargo.com/credit-cards/bilt/terms/">here; for rates and fees)
• Use it to pay your rent and earn rewards without incurring any processing fees
• You can earn double points on all purchase categories (except rent payments) on the first of every month (up to 10,000 points)
• Earn 2x points on travel (when booked directly through an airline, hotels, car rental agencies and cruise lines)
• No welcome bonus or introductory APR period
• Points redeemed for statement credits are worth 0.55 cents each
• You must make at least five transactions in a statement period to earn points
• Rent payments can only be made to one rental property per month

Why we chose it: The Bilt Mastercard® lets you earn travel rewards on rent payments without incurring any processing fees — unlike most credit cards that typically charge around 2.5% to 2.9% per rent payment.

You can use the card to pay rent without worrying about surcharges. Once you get approved for the card, all you have to do is set up an account through the Bilt app or website and use your assigned routing and account number to pay rent through your usual payment portal. You can also use your card even if your landlord only accepts checks, and Bilt will send a check on your behalf.

Additionally, Bilt doubles the card’s rewards rates on the first of every month, which means you can earn 6x points on dining, 4x points on travel and 2x points on other purchases (up to 10,000 points per month). However, this bonus doesn’t apply to rent rewards.

On the downside, the Bilt Mastercard® doesn’t offer a welcome bonus, and points redeemed for statement credits are only worth 0.55 cents each.

• Can transfer your miles to 16 travel partners
• Earns 5x miles per dollar on hotels and rental cars booked through Capital One Travel
• Doesn't earn bonus points on airfare
• No domestic travel partners

Why we chose it: The Capital One VentureOne Rewards Credit Card is a great option if you’re looking for a no-annual fee travel credit card with a simple rewards structure.

You can use your miles to book travel through the Capital One Travel portal or as a statement credit to cover travel purchases made from airlines, hotels, rail lines, car rental agencies and more.

You can also transfer your points to one of Capital One’s 16 travel partners, which include international airlines such as Avianca and British Airways. This option is notable since travel credit cards with no annual fee don’t typically offer the option to transfer your reward to airline and hotel partners.

However, the card’s list of bonus categories is limited compared to some other no-annual-fee credit cards, and Capital One doesn’t offer bonus points on airfare booked through Capital One Travel.

• Includes trip cancellation/interruption and car rental insurance
• Features a high flat cash back rate combined and popular bonus categories
• 3% foreign transaction fee

Why we chose it: The Chase Freedom Unlimited® is the best credit card for traveling domestically. It offers a 1.5% flat cash back rate on most purchases plus it has several appealing bonus categories, including travel and dining.

This card charges a 3% foreign transaction fee, that is, on any transactions made in currency other than US dollars. However, if you mostly travel within the U.S., this card is an excellent option.

For one, you’ll earn an additional 1.5% on each of the card’s bonus categories during the first year of card membership (or up to the first $20,000 spent).

Also, although using this card abroad is not recommended, you can still use it to book international trips while you’re home, and you’ll earn 5% cash back if you book it through Chase Travel℠.

You can redeem your rewards for cash back, travel, gift cards and even transfer them to other cards that earn Chase Ultimate Rewards® points. It’s also worth noting that this card is one of the few no-annual-fee credit cards with rental car coverage and trip cancellation and interruption insurance.

• No annual or foreign transaction fees
• Discover matches the total miles you earned at the end of the first year
• Earns 1.5x miles on all purchases
• See your FICO score on the Discover mobile app, online and on statements
• Few benefits compared to other travel cards
• Doesn't include extended warranty or purchase protection

Why we chose it: The Discover it® Miles Credit Card is a no-frills card ideal for travelers who don’t want to keep track of bonus categories, earning caps or redemption values.

The card earns a flat 1.5x miles on all eligible purchases without any annual caps. You can redeem your miles for statement credits and account deposits at a rate of 1 cent per mile. You can also use your rewards through Amazon and PayPal checkout with the same value.

Also, the card’s welcome bonus is easily one of the best in the market: Discover matches every mile you’ve earned at the end of your first membership year — without any spending requirements.

However, while the Discover it® Miles Credit Card is a great starter travel card, its lack of bonus categories could hinder your reward-earning potential in the long run. Additionally, Discover cards aren’t as widely accepted internationally as Visa Signature and World Mastercard, for example.

All information about the Discover it® Miles Credit Card has been collected independently by Money.com.

• Earn 3x points on restaurants, travel, gas stations, select streaming services and cell phone plans
• Includes cell phone protection plan
• No airline or hotel transfer partners
• Doesn't include travel insurance
• Netflix and HBO are not eligible for streaming bonus

Why we chose it: The Wells Fargo Autograph℠ Card is the best travel reward card for everyday spending, offering high rewards on several popular spending categories, including travel, dining, gas, streaming services and cell phone plans.

Its travel bonus category is particularly noteworthy because you can earn points regardless of where you make your reservations, whether it’s directly with an airline or through a third-party travel site like Booking.com. (Most travel credit cards limit travel rewards to bookings made exclusively through the card issuer’s travel portal.)

The card also includes rental car insurance and a cell phone protection plan when you use it to pay your monthly bill.

All information about the Wells Fargo Autograph℠ Card has been collected independently by Money.com.

Best Low-Annual-Fee Travel Credit Cards

• Earn 2x miles per dollar on most purchases
• Up to $100 credit for Global Entry or TSA PreCheck(R)
• Includes travel accident and car rental insurance
• Fewer bonus categories than other cards with a similar annual fee ($95)
• Doesn't offer travel rewards for flights
• Car rental insurance is secondary

Why we chose it: The Capital One Venture Rewards Credit Card is the best credit card for travel miles if you want to earn a high reward rate and not worry about bonus categories.

The Capital One Venture Rewards is ideal for those who want to get the most out of their spending without worrying about tracking bonus categories and spending caps.

You can redeem your miles on the Capital One travel portal and as statement credits to cover travel purchases at a value of one cent per mile. Additionally, you may transfer your miles to more than 15 airline and hotel partners.

However, keep in mind that Capital One doesn’t have domestic travel partners, which can be a drawback if you mainly travel within the U.S.

• Points are worth 25% more when redeemed for travel purchases through Chase TravelSM
• Receive a point bonus each account anniversary
• Includes primary rental car insurance
• Earn 3x per $1 on dining, including eligible delivery and takeout meals, select streaming services and grocery purchases
• $95 annual fee
• Doesn't offer a Global Entry/TSA PreCheck(R) application fee credit

Why we chose this card: The Chase Sapphire Preferred® Card is the best travel credit card for frequent travelers who want to earn valuable rewards while paying a low annual fee.

The card features six reward categories that offer outstanding rewards on flights, hotels, restaurants and more. You can redeem your points for statement credits, account deposits, gift cards and more. But you can get the most bang for your buck by redeeming them for travel purchases through the Chase Travel℠ portal, which increases your point’s usual one-cent value by 25%.

You can redeem your points for statement credits, account deposits, gift cards and more. But you can get the most bang for your buck by redeeming them for travel purchases through Chase Travel℠, which increases your point’s usual one-cent value by 25%.

You can also transfer your points to one of Chase’s 14 travel partners at a 1:1 ratio (one Chase point equals one hotel point or airline mile). These include popular airlines and hotels like JetBlue, Southwest, United, Marriott and Hyatt.

Best Premium Travel Credit Cards

• Earns 4x points on restaurants worldwide, takeout and food delivery within the U.S.
• Up to $120 in annual dining credits, issued as a $10 statement credit per month for select restaurants (enrollment required)
• Up to $120 as Uber Cash annually ($10 per month) for food delivery orders and rides in the U.S. after you add the American Express(R) Gold Card to your Uber account
• Earn 4x points at U.S. supermarkets (on up to $25,000 per calendar year, then 1x)
• High annual fee ($250)
• Includes few travel perks and insurance policies compared to similarly priced cards

Terms apply. Please click here for applicable rates and fees.

Why we chose it: The American Express® Gold Card is ideal for foodies, offering a high reward rate at restaurants worldwide and U.S. supermarkets, takeout and food delivery. (Terms apply.)

The American Express® Gold Card also offers statement credits worth up to $240 combined — almost enough to offset the card’s $250 annual fee. These include:

• Up to $120 every year in dining credits ($10 per month) for select restaurants and food delivery services. The list includes Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and Shake Shack (Enrollment required)
• Automatically get $10 monthly in Uber Cash to use on Uber Eats or Uber rides in the U.S. (after you add the American Express® Gold Card to your account)
• $100 credit for dining, spa services and other activities when you book a two-night minimum stay at a hotel from The Hotel Collection through American Express Travel
• Terms apply

However, note that the American Express® Gold Card offers fewer travel perks than some other premium cards — for instance, it doesn’t offer trip cancellation and interruption insurance or TSA PreCheck® or CLEAR® Plus fee credits.

• 10,000 bonus miles every year
• Statement credit of up to $300 for bookings made through Capital One Travel
• Up to a $100 credit on Global Entry or TSA PreCheck(R)
• Skip the line and get car upgrades when renting a car with Hertz
• High annual fee ($395)
• Fewer bonus categories than other premium cards
• No domestic airline transfer partners

Why we chose it: The Capital One Venture X Rewards Credit Card is the best credit card for travel miles if you want to earn a high reward rate and not worry about bonus categories.

The Capital One Venture X also includes noteworthy perks such as:

• 10,000 bonus miles every year (starting on your first anniversary)
• $300 annual credit for bookings through Capital One Travel
• Up to a $100 credit for Global Entry or TSA PreCheck®
• Access for you and two guests to 1,300+ lounges worldwide with Priority Pass™ Select and Plaza Premium Group
• Authorized users at no extra cost (many cards have an annual fee of $75 or more for each additional user)

All in all, the Venture X is a solid option that can easily compete with other premium travel cards, especially considering its more affordable annual fee.

• Up to $300 in statement credits each anniversary year to cover travel purchases
• Transfer your points to 14 travel partners (including United, Southwest, JetBlue and Marriott)
• Points worth 50% more when redeemed for travel expenses through Chase TravelSM
• Comprehensive travel insurance coverage, including emergency dental insurance
• High annual fee ($550)
• Doesn't include a cell phone protection plan

Why we chose it: The Chase Sapphire Reserve® is the best credit card for travelers looking for a high reward rate on travel and additional benefits like comprehensive travel insurance and airport lounge access worldwide.

Your points are worth 50% more when you redeem them for travel through the Chase Travel℠ portal. This means each point is worth 1.5 cents per point instead of one cent, like most travel cards. Also, the Chase Sapphire Reserve® provides several high-end benefits such as:

• $300 annual travel credit to cover travel-related purchases like airfare, hotels, car rentals, rideshares, buses, trains, tolls and/or parking
• Access for you and two guests to 1,300+ airport lounges worldwide (after a one-time enrollment in Priority Pass™ Select)
• Statement credit of up to $100 every four years for Global Entry, TSA PreCheck® or Nexus

The Sapphire Reserve does have a $550 annual fee. But if you take advantage of the $300 annual credit and other perks, the benefits can definitely outweigh its cost.

• Access to the widest network of airport lounges of any card
• Complimentary elite status in the Marriott and Hilton hotel loyalty programs
• Hundreds of dollars in annual statement credits for travel, dining and more
• High annual fee ($695)
• Doesn't include baggage delay, travel accident and primary rental car insurance
• Limited bonus categories

Terms apply. Click here for rates and fees.

Why we chose this card: The Platinum Card® from American Express offers a list of premium benefits that no other travel card offers, including the widest network of airport lounges and room upgrades at Hilton and Marriott hotels. (Terms apply.)

The Platinum Card® from American Express features an impressive list of high-end travel benefits, including:

• Complimentary access to over 1,400 airport lounges, including Priority Pass, Delta SkyClub and Amex’s own Centurion lounges (enrollment required)
• Gold status in the Marriott and Hilton loyalty programs, which makes you eligible for room upgrades, free breakfast and late checkouts (enrollment required)
• $200 back each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings made through American Express Travel and paid with your Platinum Card® (Hotel Collection bookings require a minimum two-night stay)
• Up to $200 per year when incidental fees, such as checked bags, are charged by the airline to your Platinum Card® (with one selected qualifying airline)
• Complimentary premium status in Avis Preferred®, Hertz Gold Plus Rewards®, and/or National Car Rental® Emerald Club (must enroll through your Amex online account using your card)

The Platinum Card® from American Express does have a hefty $695 annual fee. However, for people who travel often and will take advantage of its annual credits and travel perks, it might almost pay for itself.

Best Business Travel Credit Cards

• 5X points on flights and prepaid hotels booked through AmexTravel.com
• Around $1,000 in yearly statement credits for select business purchases
• Access to a wide network of airport lounges (terms apply)
• Around $600 in perks in Fine Hotels + Resorts(R) locations booked through American Express Travel (for stays of two nights)
• Secondary rental car coverage**

Why we chose it: The Business Platinum Card® from American Express features an extensive list of benefits that make it an ideal travel and business credit card.

With this card, you can access over 1,400 airport lounges worldwide, comprehensive travel insurance and extra amenities at hundreds of hotels, like daily breakfast and free internet access. Additionally, you get a $200 credit to cover baggage fees, in-flight refreshments and more and up to $100 for Global Entry or $85 for TSA PreCheck® every four or 4.5 years respectively. (Terms apply.) (Enrollment required.)

The card also offers several yearly statement credits for business-related purchases that include up to $400 per year ($200 between January and June and $200 between July and December) for U.S. purchases with Dell.

The Business Platinum Card® from American Express does have one of the steepest annual fees ($695) among travel credit cards, but its extensive list of benefits makes it a no-brainer for business owners who travel frequently.

Best Airline Travel Credit Cards

• Free first checked bag for you and a companion
• Up to $100 as a statement credit for Global Entry, TSA PreCheck(R) or NEXUS every 4 year
• 25% back as a statement credit on food, beverages and Wi-Fi on board United-operated flights
• Complimentary priority boarding for you and companions traveling on the same reservation
• $95 annual fee (after the first year)
• No intro APR period
• Rewards are only valuable when used with United

Why we chose it: The card_name has a low annual fee and gives you valuable benefits that make up for it, such as priority boarding for everyone on the reservation and a free checked bag for you and one companion.

Other perks the card includes are:

• Two one-time passes for United Club℠ airport lounges each account anniversary year
• 25% back as a statement credit on in-flight purchases like food, beverages and Wi-Fi
• Up to $100 every four years to cover the cost of TSA PreCheck®, Global Entry or NEXUS
• Comprehensive travel insurance (auto rental collision damage waiver, baggage delay insurance, lost luggage reimbursement, trip cancellation/interruption insurance and trip delay reimbursement)

The United℠ Explorer Card earns miles on United purchases, including tickets, inflight food, beverages, Wi-Fi and more. You also earn rewards at restaurants and select hotel stays.

You can use your miles to book flights on United Airlines or its partners, including Avianca, Lufthansa and Air Canada. You can also redeem them for seat upgrades, inflight Wi-Fi passes and more — although United miles are usually more valuable when used for airfare.

Travel Credit Cards Guide

The best credit cards for travel do more than offer high reward rates on flights and hotel stays. They also provide rewards for everyday spending and perks such as travel insurance , airport lounge access and annual statement credits.

Here’s a rundown of how these cards work:

What is a travel credit card?

Travel credit cards offer benefits and rewards geared towards individuals who travel frequently or want to earn travel benefits.

They provide high rewards for travel-related expenses such as flights, hotels, rental cars and dining. You can then use these rewards (in the form of points or miles) to book travel reservations. Some cards also let you transfer your rewards to hotel and airline partners or redeem them for statement credits, cash back, gift cards and more.

On top of the rewards, these cards often feature several travel-related perks, such as no foreign transaction fees, hotel discounts, travel insurance, free checked bags and airport lounge access.

How do travel credit cards work?

Travel credit cards give you a certain number of points or miles per dollar on eligible purchases. They often offer around 5x points or more for airfare, hotel rooms, rental cars and more. Some cards may also count parking, bus fares, taxis, tolls and ferries as travel purchases.

Besides travel, you’ll typically get bonus points in additional spending categories. For example, some cards may offer 3x points per dollar on dining, groceries, drugstores or streaming services. All other eligible purchases usually get at least one point (1x) per dollar.

You can then redeem your points for flights, hotels, car rentals, cruises and more. Card issuers also usually let you redeem your points for non-travel options like statement credits, cash back or gift cards.

How to use credit card points for travel

Travel credit cards have rewards programs through which you can earn points (or miles). Well-known point programs include Chase Ultimate Rewards®, American Express Membership Rewards® and Citi ThankYou® Rewards.

To redeem your points, go to your travel card’s rewards program portal. The process may differ across credit card issuers, but you’ll usually be able to access it through your online account on the issuer’s website or app.

Points are usually worth one cent each. However, some issuers increase their value if you redeem them for travel. For example, Chase Sapphire Preferred® Card points are worth 1.25 cents when used to book flights through the Chase Travel℠ portal.

Points may also be worth less than a cent, depending on how you redeem them. For example, some cards allow you to use your points at Amazon checkout. While this might sound convenient, this option may bring down the value of points to around 0.8 cents.

Some cards also allow you to transfer your rewards to select airline and hotel partners. Typically, you can transfer rewards to these loyalty programs on a 1:1 ratio, meaning that 1,000 credit card points are worth 1,000 loyalty program points.

Difference between points and miles

You’ll earn points or miles depending on which travel credit card you have. For example, Chase travel credit cards earn points, while Capital One travel cards earn miles. Miles and points typically have similar value (around one cent each) and redemption options.

However, keep in mind that several cards that earn miles are tied to a specific airline — like the United℠ Explorer Card. In this case, you can only use your rewards for purchases with the issuing airline such as flights, seat upgrades, inflight dining and more.

Pros and cons of travel credit cards

• Some cards offer up to 10x points per dollar on travel purchases.
• Many have additional bonus categories for dining, grocery shopping and more.
• They may include travel benefits like priority boarding, airport lounge access and late hotel checkouts.
• Points or miles can also be redeemed for cash back, statement credits, gift cards and more.
• Highest reward rates are usually limited to purchases made through the card issuer's travel portal.
• They might not offer high rewards on spending outside of the travel category.
• Some of the best ones can have steep annual fees and require good to excellent credit
• Redeeming points or miles for anything other than travel can reduce their value to less than one cent per dollar.

Types of travel credit cards

Here’s a rundown of the differences between the three main types of travel credit cards:

Airline credit cards

Airline credit cards are ideal for people who regularly fly with the same airline. These cards earn miles you can redeem for flights, seat upgrades, inflight dining, airport lounge access and other travel-related purchases but typically only with the issuing airline.

Some of the best airline travel credit cards include benefits like free checked bags, priority boarding and discounts on in-flight purchases.

Hotel credit cards

With hotel credit cards, you can only redeem your points for stays, discounts and other benefits with one particular hotel chain.

For example, the Hilton Honors American Express Surpass® Card earns points for Hilton’s loyalty program, which you can redeem for free nights in the company’s properties, including Hilton Garden Inn and Waldorf Astoria hotels.

Hotel credit cards may also offer complimentary breakfast, room upgrades, late checkouts and bonus points for purchases made during your stay.

General travel credit card

General travel credit cards are more flexible than airline or hotel cards. They aren’t affiliated with a single airline or hotel chain, so their points can be used to book flights, hotel stays, rental cars and more from different companies.

These cards may also offer useful perks for frequent travelers, like airport lounge access. They can also cover the cost of a Global Entry or TSA PreCheck® membership, which allows you to skip the long lines at airport security or customs.

How to choose a travel credit card

Picking the best travel rewards credit card boils down to how often you travel, which cardmember perks you’d benefit the most from and the categories you spend the most on.

Here are some factors to keep in mind when choosing the best card for you:

• Do you travel often? A travel rewards credit card offers high reward rates on travel spending, and you’ll get the most bang for your buck when you use their points on flights, hotels and car rentals. If you don’t take trips often but want to pile up rewards, a cash-back credit card might be a better fit.
• Assess your everyday spending. Many travel cards have additional bonus categories other than travel, like dining, supermarkets, streaming services and drugstores. Consider your day-to-day spending habits and pick a card with bonus categories that fit your lifestyle.
• Consider the card’s annual fees. No-annual-fee travel cards usually have few travel benefits. The best travel credit cards charge annual fees of at least $90 and can go as high as $700. However, these are often best for those that travel enough to take advantage of their benefits.
• General travel card vs co-branded cards. General travel cards have more flexible redemption options. On the other hand, co-branded cards are often tied to a specific airline or hotel, which can limit your options. Still, they do provide valuable perks like free checked bags, in-flight discounts and hotel upgrades.
• Compare extra travel perks. Some cards offer extras like annual statement credits for flights and hotels or upgrades when renting cars. Take the time to compare each card’s roster of add-ons and pick one that will best suit your travel plans.
• Compare insurance policies. The best credit card travel benefits include insurance policies that cover travel accidents, rental cars, trip cancellations and more. These policies can vary widely based on the issuer and the card’s annual-fee tier.
• Beware foreign transaction fees. Most travel credit cards don’t charge foreign transaction fees. Some cash-back cards may offer outstanding rewards for travel purchases but charge around 3% fees on purchases outside the U.S.
• Look beyond welcome offers. A 60,000-point welcome bonus can be enticing. However, it shouldn’t be your deciding factor, especially if you’ll end up paying a high annual fee without getting your money’s worth.

How get the most out of your travel credit card

To get the most out of your travel credit card, you need to use it as often and strategically as possible. This way, you can earn points or miles with each purchase, which you can then redeem for free or discounted flights, hotels and more.

Use your travel card to pay most of your purchases and bills and then pay your card off in full each month. This will help you earn points while avoiding interest charges and high credit card debt , which can impact your credit score.

Here are some other tips to maximize your rewards and benefits:

• Consider adding an authorized user to your account. They’ll earn points with every purchase they make, and those will get added to your overall total. However, make sure to pick someone who will use the card responsibly since you’ll be legally liable if they ever fail to pay their monthly bills.
• Redeem your rewards for travel through the card issuer’s website. This redemption option usually offers the highest value compared to gift cards or merchandise, for example.
• If your card offers travel protections (like travel accident or luggage insurance), use it to pay for your passenger fares. This way, you could be reimbursed in the event of an accident or lost luggage, for example.
• Use your airline or hotel card to sign up for the company’s frequent flyer or frequent guest loyalty program. You’ll often earn extra points or miles when you’re a member and use your co-branded card to pay for flights, hotel stays and more.
• If you can transfer points from other credit cards to your travel card, take advantage of this feature. This way, you can accumulate extra points for travel booking and sometimes even increase their value.

Best Travel Credit Cards FAQs

What is the best travel credit card, what is the best credit card for international travel, how to travel for free with credit cards, what is the best credit card for travel miles, what is a welcome bonus on a credit card, how we chose the best travel credit cards.

We ranked the best credit cards for travel based on their annual fees, benefits, reward rates and redemption flexibility.

Fees: We compared interest rates and foreign, cash advance and balance transfer fees for more than 50 credit cards. We also considered their annual fee, looking for those that offered the most for the money.

Ongoing benefits: Intro APR and bonus offers are attractive, but they can only get you so far. We focused on cards with year-round benefits such as travel insurance or cell phone protection plans.

Reward rates: We preferred cards that allow you to earn extra points from travel expenses, as well as those that provide significant bonus rewards in popular spending categories, like dining, supermarkets or streaming services.

Redemption flexibility: Our picks don’t limit your redemption options to just travel. Some let you use your points for Amazon purchases, for example. We also preferred issuers that allowed cardholders to transfer their points to airline and hotel partners.

Summary of Money’s Best Travel Credit Cards of May 2024

• Discover it® Miles Credit Card – Best no-annual-fee travel card for simple rewards

Money.com has partnered with CardRatings for our coverage of credit card products. Money.com and CardRatings may receive a commission from card issuers.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

To see rates and fees for the American Express® Gold Card, visit this link . Terms apply.

To see rates and fees for The Platinum Card® from American Express, visit this link . Terms apply.

To see rates and fees for The Business Platinum Card® from American Express, visit this link . Terms apply.

* Insurance disclosures for American Express Cards on this page:

Trip Delay Insurance: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

Trip Cancellation and Interruption Insurance: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

Baggage Insurance Plan: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

Global Assist Hotline: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Card Members are responsible for the costs charged by third-party service providers.

Extended Warranty, Purchase Protection, Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

Car Rental Loss & Damage Insurance: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

** Car Rental Loss and Damage Insurance can provide coverage up to $75,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

*** Car Rental Loss and Damage Insurance can provide coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

© Copyright 2024 Money Group, LLC . All Rights Reserved.

This article originally appeared on Money.com and may contain affiliate links for which Money receives compensation. Opinions expressed in this article are the author's alone, not those of a third-party entity, and have not been reviewed, approved, or otherwise endorsed. Offers may be subject to change without notice. For more information, read Money’s full disclaimer .

• Today's news
• Reviews and deals
• Climate change
• 2024 election
• Fall allergies
• Health news
• Mental health
• Sexual health
• Family health
• So mini ways
• Unapologetically
• Buying guides

Entertainment

• How to Watch
• My Portfolio
• Latest News
• Stock Market
• Premium News
• Biden Economy
• EV Deep Dive
• Stocks: Most Actives
• Stocks: Gainers
• Stocks: Losers
• Trending Tickers
• World Indices
• US Treasury Bonds
• Top Mutual Funds
• Highest Open Interest
• Highest Implied Volatility
• Stock Comparison
• Advanced Charts
• Currency Converter
• Basic Materials
• Communication Services
• Consumer Cyclical
• Consumer Defensive
• Financial Services
• Industrials
• Real Estate
• Mutual Funds
• Credit cards
• Balance Transfer Cards
• Cash-back Cards
• Rewards Cards
• Travel Cards
• Personal Loans
• Student Loans
• Car Insurance
• Morning Brief
• Market Domination
• Market Domination Overtime
• Opening Bid
• Stocks in Translation
• Lead This Way
• Good Buy or Goodbye?
• Fantasy football
• Pro Pick 'Em
• College Pick 'Em
• Fantasy baseball
• Fantasy hockey
• Fantasy basketball
• Download the app
• Daily fantasy
• Scores and schedules
• GameChannel
• World Baseball Classic
• Premier League
• CONCACAF League
• Champions League
• Motorsports
• Horse racing
• Newsletters

New on Yahoo

• Privacy Dashboard

Yahoo Finance

Pnc bank introduces new cash unlimited visa signature® credit card offering 2% cash back across all eligible purchases.

Embracing simplicity and competitive value, the new card delivers a suite of benefits that help meet today's consumer needs

PITTSBURGH , May 7, 2024 /PRNewswire/ -- PNC Bank announced today the launch of its newest credit card, the PNC Cash Unlimited® Visa Signature credit card . The bank's latest credit card is designed to provide straightforward, valuable rewards to its cardholders with an unlimited 2% cash back on all eligible purchases.

"The PNC Cash Unlimited Visa Signature credit card is built around the principle of offering competitive, uncomplicated value to our clients," said Nate Bacon , head of Credit Cards at PNC Bank. "With this credit card, we are simplifying our rewards experience and allowing our cardholders to earn a 2% cash back on all eligible purchases without worrying about spending categories or caps."

Key benefits of the new card include:

2% unlimited cash back:  Cardholders can earn a 2% cash back on all eligible purchases, with no caps on what they earn;

Low introductory Annual Percentage Rate (APR):  Cardholders can take advantage of a low APR on all balance transfers and eligible purchases for the first 12 months after account opening;

No annual fee:  Cardholders can experience all benefits without an annual fee, maximizing every dollar spent;

No foreign transaction fees:  Cardholders can make purchases abroad without incurring any foreign transaction fees. See information about Rates and Fees for details;

Cell phone protection 1 :  Cardholders can receive up to $800 in cell phone protection on damage or theft when using the card to pay their monthly bill;

No cash back expiration dates 2 : Cash back that cardholders earn does not expire, offering the freedom and flexibility to redeem their rewards when it's most convenient for them ;

Zero liability  fraud protection 3 : Cardholders can enjoy peace of mind with zero liability on unauthorized charges; and

No quarterly activations or purchase categories to track:  No need to activate or track shopping categories. Cardholders can spend however, wherever, and whenever they please.

"The launch of the PNC Cash Unlimited Visa Signature credit card represents a pivotal moment for PNC as we continue to evolve our consumer lending product offerings and solutions to align with what our clients truly value," said Lakhbir Lamba , head of Consumer Lending at PNC Bank. "Through extensive market research and feedback, we discovered our clients wanted to easily earn rewards and optimize their everyday spending. Our new card delivers this for them and helps make each transaction rewarding."

The Cash Unlimited Visa Signature credit card is available to existing PNC clients in all branches, online  and via the PNC mobile app. New clients can apply in-person at any PNC branch . 4

PNC Bank, National Association, is a member of The PNC Financial Services Group, Inc. (NYSE: PNC). PNC is one of the largest diversified financial services institutions in the United States , organized around its customers and communities for strong relationships and local delivery of retail and business banking including a full range of lending products; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. For information about PNC, visit www.pnc.com .

When you pay your monthly wireless bill with your eligible PNC Visa credit card, your cell phone is protected for the next calendar month if it is stolen or damaged. A maximum of 2 claims will be paid each 12-month period, with each claim subject to a $50 deductible. Additional terms, conditions and exclusions apply. If your credit card application is approved, you will be provided with a link to a Visa Guide to Benefits that contains complete details regarding the program.

Upon closure of your Account either by you or us, any Points and/or Cash Back that you have earned but not redeemed is immediately and automatically forfeited.

Limitations apply. Notify PNC Bank immediately of any unauthorized use. For specific time restrictions, limitations and other details regarding unauthorized use, see your account agreement.

All accounts subject to credit approval.

Dan Yampolsky (813) 637-7197 dan [email protected]

View original content to download multimedia: https://www.prnewswire.com/news-releases/pnc-bank-introduces-new-cash-unlimited-visa-signature-credit-card-offering-2-cash-back-across-all-eligible-purchases-302138296.html

SOURCE PNC Bank

Recommended Stories

Prospective u.s. rate cuts argue for moderate increase in duration.

Easing inflation, prospective rate cuts and a U.S. soft landing are behind Generali Investments’ call to moderately increase duration exposure.

Deutsche Post Backs Guidance on Expected Economic Improvement

DHL owner Deutsche Post posted lower quarterly earnings as its key business-to-business market failed to improve, but it said conditions should improve in the second half of the year and backed its full-year guidance.

PNC Financial (PNC), TCW Partner for Private Credit Platform

PNC Financial (PNC) partners with TCW to offer private credit solutions to middle-market companies. This will help it tap into the expanding private credit market.

Visa develops a gen AI model to combat card-testing fraud

By training a core payment card fraud-detection platform on more than 15 billion transactions, the card network is honing the accuracy of warnings sent to issuers about suspicious purchases.

Schwab Investors Ran To Nvidia Stock, These Others For Shelter In Bumpy April

Schwab clients bought Nvidia, Microsoft and Amazon even as markets melted in April after five months of gains. They sold Disney, PayPal and Exxon.

Hackers Behind MGM Attack Targeting Financial Sector in New Campaign

(Bloomberg) -- The hacking group accused of disrupting casinos and hotels at MGM Resorts International last year is engaged in a new campaign targeting banks and insurance companies, according to cybersecurity researchers.Most Read from BloombergAmericans Are Racking Up ‘Phantom Debt’ That Wall Street Can’t TrackStormy Daniels Will Return to Court in Test of Trump’s DemeanorTrump Judge Indefinitely Postpones Documents Case TrialUS Pauses Arms Shipment to Israel on Rafah Invasion ConcernsThe grou

• Auto Insurance Best Car Insurance Cheapest Car Insurance Compare Car Insurance Quotes Best Car Insurance For Young Drivers Best Auto & Home Bundles Cheapest Cars To Insure
• Home Insurance Best Home Insurance Best Renters Insurance Cheapest Homeowners Insurance Types Of Homeowners Insurance
• Life Insurance Best Life Insurance Best Term Life Insurance Best Senior Life Insurance Best Whole Life Insurance Best No Exam Life Insurance
• Pet Insurance Best Pet Insurance Cheap Pet Insurance Pet Insurance Costs Compare Pet Insurance Quotes
• Travel Insurance Best Travel Insurance Cancel For Any Reason Travel Insurance Best Cruise Travel Insurance Best Senior Travel Insurance
• Health Insurance Best Health Insurance Plans Best Affordable Health Insurance Best Dental Insurance Best Vision Insurance Best Disability Insurance
• Credit Cards Best Credit Cards 2024 Best Balance Transfer Credit Cards Best Rewards Credit Cards Best Cash Back Credit Cards Best Travel Rewards Credit Cards Best 0% APR Credit Cards Best Business Credit Cards Best Credit Cards for Startups Best Credit Cards For Bad Credit Best Cards for Students without Credit
• Credit Card Reviews Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus
• Credit Card by Issuer Best Chase Credit Cards Best American Express Credit Cards Best Bank of America Credit Cards Best Visa Credit Cards
• Credit Score Best Credit Monitoring Services Best Identity Theft Protection
• CDs Best CD Rates Best No Penalty CDs Best Jumbo CD Rates Best 3 Month CD Rates Best 6 Month CD Rates Best 9 Month CD Rates Best 1 Year CD Rates Best 2 Year CD Rates Best 5 Year CD Rates
• Checking Best High-Yield Checking Accounts Best Checking Accounts Best No Fee Checking Accounts Best Teen Checking Accounts Best Student Checking Accounts Best Joint Checking Accounts Best Business Checking Accounts Best Free Checking Accounts
• Savings Best High-Yield Savings Accounts Best Free No-Fee Savings Accounts Simple Savings Calculator Monthly Budget Calculator: 50/30/20
• Mortgages Best Mortgage Lenders Best Online Mortgage Lenders Current Mortgage Rates Best HELOC Rates Best Mortgage Refinance Lenders Best Home Equity Loan Lenders Best VA Mortgage Lenders Mortgage Refinance Rates Mortgage Interest Rate Forecast
• Personal Loans Best Personal Loans Best Debt Consolidation Loans Best Emergency Loans Best Home Improvement Loans Best Bad Credit Loans Best Installment Loans For Bad Credit Best Personal Loans For Fair Credit Best Low Interest Personal Loans
• Student Loans Best Student Loans Best Student Loan Refinance Best Student Loans for Bad or No Credit Best Low-Interest Student Loans
• Business Loans Best Business Loans Best Business Lines of Credit Apply For A Business Loan Business Loan vs. Business Line Of Credit What Is An SBA Loan?
• Investing Best Online Brokers Top 10 Cryptocurrencies Best Low-Risk Investments Best Cheap Stocks To Buy Now Best S&P 500 Index Funds Best Stocks For Beginners How To Make Money From Investing In Stocks
• Retirement Best Gold IRAs Best Investments for a Roth IRA Best Bitcoin IRAs Protecting Your 401(k) In a Recession Types of IRAs Roth vs Traditional IRA How To Open A Roth IRA
• Business Formation Best LLC Services Best Registered Agent Services How To Start An LLC How To Start A Business
• Web Design & Hosting Best Website Builders Best E-commerce Platforms Best Domain Registrar
• HR & Payroll Best Payroll Software Best HR Software Best HRIS Systems Best Recruiting Software Best Applicant Tracking Systems
• Payment Processing Best Credit Card Processing Companies Best POS Systems Best Merchant Services Best Credit Card Readers How To Accept Credit Cards
• More Business Solutions Best VPNs Best VoIP Services Best Project Management Software Best CRM Software Best Accounting Software
• Manage Topics
• Investigations
• Visual Explainers
• Newsletters
• Abortion news
• Coronavirus
• Climate Change
• Vertical Storytelling
• Corrections Policy
• College Football
• High School Sports
• H.S. Sports Awards
• Sports Betting
• College Basketball (M)
• College Basketball (W)
• For The Win
• Sports Pulse
• Weekly Pulse
• Buy Tickets
• Sports Seriously
• Sports+ States
• Celebrities
• Entertainment This!
• Celebrity Deaths
• American Influencer Awards
• Women of the Century
• Problem Solved
• Personal Finance
• Small Business
• Consumer Recalls
• Video Games
• Product Reviews
• Destinations
• Airline News
• Experience America
• Today's Debate
• Suzette Hackney
• Policing the USA
• Meet the Editorial Board
• How to Submit Content
• Hidden Common Ground
• Race in America

Personal Loans

Best personal loans

Auto Insurance

Best car insurance

Best high-yield savings

CREDIT CARDS

Best credit cards

Advertiser Disclosure

Blueprint is an independent, advertising-supported comparison service focused on helping readers make smarter decisions. We receive compensation from the companies that advertise on Blueprint which may impact how and where products appear on this site. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Blueprint. Blueprint does not include all companies, products or offers that may be available to you within the market. A list of selected affiliate partners is available here .

Credit Cards > Reviews

Qatar Airways Privilege Club Visa Signature Credit Card review 2024: High earning potential but low ongoing benefits

Harrison Pierce

Robin Saks Frankel

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Grace Pilling

Updated 1:28 p.m. UTC May 7, 2024

• path]:fill-[#49619B]" alt="Facebook" width="18" height="18" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg">
• path]:fill-[#202020]" alt="Email" width="19" height="14" viewBox="0 0 19 14" fill="none" xmlns="http://www.w3.org/2000/svg">

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy .

The brand-new $99 annual fee Qatar Airways Privilege Club Visa Signature Credit Card * The information for the Qatar Airways Privilege Club Visa Signature Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. comes with industry-leading earning potential on spending with the airline. However, the absence of substantial perks might persuade you to go with the higher-annual-fee Qatar Airways Privilege Club Visa Infinite Credit Card * The information for the Qatar Airways Privilege Club Visa Infinite Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. or look elsewhere. Here’s our full Qatar Airways Privilege Club Visa Signature Credit Card review.

Qatar Airways Privilege Club Visa Signature Credit Card basics

• Annual fee: $99.
• Welcome bonus: 20,000 Avios after the first transaction, an additional 20,000 Avios, plus 150 Qpoints after spending $3,000 on purchases in the first 90 days of account opening.
• Rewards: 4 Avios per $1 spent on eligible Qatar Airways purchases, 2 Avios per $1 at restaurants and 1 Avios per $1 on other spend.
• APR: 21.24% to 28.24% variable APR on purchases.
• Recommended credit score: Good to excellent.
• Does the card offer preapproval ? No.
• Other benefits: One year of Silver Tier elite status, instant access upon approval.

Qatar Airways Privilege Club Visa Signature Credit Card review

As one of two new cards issued in partnership with Cardless, the Qatar Airways Privilege Club Visa Signature card has an annual fee of just $99 and impressive earning potential. However, the ongoing benefits of the card are lackluster, falling short of the standard of excellence the airline is known for. Outside of a first year of Silver elite status, the card doesn’t offer many extras to cardholders to justify the price.

This could be partly due to Qatar already having so many perks integrated into their in-flight experience. For example, the credit card doesn’t need to offer a checked bag allowance as a perk when all travelers receive at least one checked bag when flying.

If you don’t earn enough of the airline’s Qpoints to maintain your Silver tier status in Qatar’s elite status program after your first year as a cardholder, you might feel like you’re not getting your annual fee’s worth.

The Qatar Airways Privilege Club Visa Signature is best for a particular traveler. You need to fly Qatar Airways or Oneworld partners regularly enough to be willing to pay an annual cardholder fee in exchange for some benefits. But if that particular traveler is you, it’s worth considering the $499-annual-fee Qatar Airways Privilege Club Visa Infinite instead, which comes with an extensive array of perks for the price.

• High earning potential on Qatar Airways purchases: If your primary motivation for applying for the card is to earn Avios to use on flights, this card delivers.
• No foreign transaction fees : As is standard on cards issued by Cardless, you don’t have to worry about incurring additional fees when making purchases abroad.
• One year of Silver elite status: Upon being accepted for the card, you will earn one year of Silver elite status. This is the first tier of three and includes valuable benefits in the air and at the airport.
• Low non-bonus category earning: Outside of Qatar Airways and restaurant spending, the card earns just one point per dollar, so you’ll likely want a separate card for other spending.
• Minimal ongoing benefits: The elite status perk is valid for one year. If you don’t earn enough to renew your status, you’ll lose one of the card’s primary benefits.

Qatar Airways Privilege Club Visa Signature Credit Card rewards

One of the best parts of the Qatar Airways Privilege Club Visa Signature card is its bonus category earning potential. Cardholders will earn 4 Avios per $1 spent on eligible Qatar Airways purchases, 2 Avios per $1 at restaurants and 1 Avios per $1 on other spend. If you regularly fly Qatar Airways and want to maximize your earnings, this card is a great way to do it.

The airline is known for offering one of the most luxurious business class products in the sky and is well-regarded as a premier international airline. Headquartered in Doha, Qatar, the airline flies to nearly 170 destinations around the globe.

If you link your credit card to your Privilege Club account, you can collect and spend Avios at participating retail, dining, entertainment and lifestyle venues. The Avios you earn on payments with your linked credit card is in addition to the Avios you earn for using your card for payment. This is a great way to earn extra points on non-bonus category spending.

Additionally, cardholders will earn 2 Qpoints for every $2,000 spent on their card. Qpoints are the elite status metric with Qatar Airways. The exact number of Qpoints needed to earn status will depend on whether you want to renew your current tier or upgrade to the next one, as seen in the table below.

As a new cardholder, you receive one year of Silver elite status. This means you need to earn just 135 Qpoints to keep your status after your first year, rather than 150 to achieve status in the first place. If you prefer to upgrade to Gold, you’d need to earn 300 Qpoints. Note that you must earn at least 20% of your Qpoints on flights operated by Qatar Airways.

The number of Qpoints you earn on a flight will depend on your route, the fare class you choose and your current status. For example, I’m flying on a roundtrip, business class flight from Madrid to the Maldives in July 2024. I don’t currently hold elite status with Qatar, so this trip will earn 66 Qpoints. If I were a cardholder of the Qatar Airways Privilege Club Visa Signature Card, I’d be almost halfway to renewing my Silver status after this trip.

The welcome offer allows you to earn 20,000 Avios after the first transaction, an additional 20,000 Avios, plus 150 Qpoints after spending $3,000 on purchases in the first 90 days of account opening.

Using government data and other publicly available information, we estimate that a household in the U.S. that would be in the market for this card has around $29,525 in annual expenses that can be charged to a credit card. Here’s how our sample household’s rewards could break down:

The cardholder in this example earns a grand total of 37,406 Avios annually. The value of an Avios will depend on the redemption method, but you can generally expect to be able to purchase a flight with this earning.

To redeem your points, you can purchase flights on Qatar Airways or on Oneworld partners which include Alaska Airlines, American Airlines, British Airways, Cathay Pacific, Finnair, Iberia, Japan Airlines Malaysia Airlines, Qantas, Royal Air Maroc, Royal Jordanian and SriLankan Airlines. You can also redeem your Avios on partner airlines including Bangkok Airways, JetBlue, Latam Airlines, Middle East Airlines, Oman Air, RwandAir, S7 Airlines and Virgin Australia.

Avios can also be used to purchase upgrades, preferred seat selection and extra baggage. You can also use them to access the Privilege Club Collection, to book packages with Qatar Airways Holidays and to dine and shop at Qatar Duty Free.

Qatar Airways has connectivity for 12 major cities in the U.S.: New York, Los Angeles, Seattle, San Francisco, Atlanta, Boston, Chicago, Philadelphia, Miami, Houston, Dallas Fort Worth and Washington, D.C.

Let’s look at some popular routes and how many Avios it will cost to get there. A flight from Miami (MIA) to Dubai (DXB) with a layover in Doha (DOH) will cost just 45,000 Avios one-way in economy, plus $136.40 in taxes and fees.

If you love hiking, you can fly from Seattle (SEA) to Kilimanjaro (JRO) with a layover in Doha for just 85,000 Avios round-trip, plus $338.80 in taxes and fees.

With the number of routes offered by the airline and its partners, you can certainly go places with the points you earn on your card.

Qatar Airways Privilege Club Visa Signature Credit Card perks

One of the most notable perks of the Qatar Airways Privilege Club Visa Signature card is one year of Silver elite status. As a Silver elite member, you will receive:

• 25% tier bonus on earning Avios with eligible flights.
• Priority stand-by, check-in and boarding.
• Complimentary access to lounges in airports and two guest lounge passes every year.
• Extra baggage allowance of 1 piece or 15 kg (33 lbs) and 20% savings on preferred seat selection.
• Savings of up to 15% when paying with Avios on shopping at Qatar Duty Free.

Qatar Airways is a member of the oneworld alliance, which means your Silver elite status gives you oneworld Ruby status and the opportunity to collect Avios when flying with oneworld airlines.

Ruby privileges include access to Business Class priority check-in, access to preferred or pre-reserved seating and priority on waitlists and when on standby.

Qatar Airways Privilege Club Visa Signature Credit Card drawbacks

Although the fast track to one year of Silver Elite status is a fantastic perk, it would be great to see that perk be a permanent feature of the card. Once that year ends, the card won’t have many concrete perks outside of earning Avios. Other airline cards with comparable annual fees might include annual statement credits, discounts on award redemptions, discounts on in-flight purchases or priority boarding.

our partner

Blueprint receives compensation from our partners for featured offers, which impacts how and where the placement is displayed.

The Platinum Card® from American Express

Welcome bonus

Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.

Regular APR

Credit score.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Editor’s take

• Over $1,500 in travel and entertainment credits can offset the annual fee.
• Comprehensive lounge access benefit.
• Generous travel and purchase protections.
• High annual fee and spending requirements.
• Amex’s once-per-lifetime rule limits welcome bonus eligibility.
• Annual statement credits have limited use.

Card details

• Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
• $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
• $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
• $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
• $695 annual fee.
• Terms Apply.

How the Qatar Airways Privilege Club Visa Signature Credit Card compares to other airline cards

Qatar airways privilege club visa signature credit card vs. qatar airways privilege club visa infinite credit card * the information for the qatar airways privilege club visa infinite credit card has been collected independently by blueprint. the card details on this page have not been reviewed or provided by the card issuer..

The Qatar Airways Privilege Club Visa Infinite is the higher-end sibling of the Visa Signature card. As such, the card has many more benefits, but at a cost of $499 per year. The earning potential is higher as you can earn 5 Avios per $1 on eligible Qatar Airways spend, 3 Avios per $1 at restaurants and 1 Avios per $1 on other spend. Plus, for every $1,500 you spend on your card, you’ll earn 2 Qpoints.

The welcome offer is slightly elevated, too, allowing you to earn up to 5 Avios per $1 on eligible Qatar Airways spend, 3 Avios per $1 at restaurants and 1 Avios per $1 on other spend. The card also comes with one year of Gold elite status, which means the bonus Qpoints put you more than halfway to being able to renew your status for another year.

As a Visa Infinite card, you will have access to the Visa Infinite Concierge service, the luxury hotel collection, a primary auto rental collision damage waiver, a reimbursement via statement credit for the application fees for TSA PreCheck or Global Entry (up to $100) and more.

Between the two cards, the Visa Infinite comes out on top for both earning potential and perks but not every traveler wants to add a $499-annual-fee card to their wallet. The Signature might make sense if you’re looking for a lower cost way to accrue Avios with Qatar Airways.

Qatar Airways Privilege Club Visa Signature Credit Card vs. United℠ Explorer Card * The information for the United℠ Explorer Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

The United℠ Explorer Card * The information for the United℠ Explorer Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. is the entry-level credit card for United Airlines travelers, with $0 intro annual fee for the first year, then $95. It earns 2 miles per $1 on dining including eligible delivery services, hotel stays and United purchases and 1 mile per $1 on all other purchases. Cardholders get their first checked bag free for themselves and a companion, an up to $100 statement credit for the application fee for TSA PreCheck or Global Entry and priority boarding. In addition, cardholders get two, one-time United Club passes each year and Premier upgrades on award tickets.

The Qatar Airways Privilege Club Visa Signature is the better choice based on earning alone. However, the United Explorer card has more benefits than the Qatar card and is for a U.S.-based airline, which means it will be better for domestic travel. Additionally, cardholders of this or any United credit card get access to “hidden” reward space with the airline that only cardholders or those with United Premier status have access to. The Qatar card doesn’t unlock any additional reward flight availability.

Qatar Airways Privilege Club Visa Signature Credit Card vs. Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is one of the best airline credit cards due to its earning potential, multiple airline transfer partners and relatively low annual fee. For just $95 per year, cardholders can earn 5 points per $1 on travel purchased through Chase Travel℠, 3 points per $1 on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per $1 on all other travel purchases and 1 point per $1 on all other purchases. Plus, cardholders can earn up to $50 in statement credits each year for hotel stays booked through Chase Travel.

The Chase Sapphire Preferred allows you to transfer your points to 11 airline partners and three hotel partners, giving you greater flexibility to redeem your points. While the Chase Sapphire Preferred might have more utility for you overall, it doesn’t offer point transfers to Qatar, so there might be room in your wallet for both cards.

Is the Qatar Airways Privilege Club Visa Signature Credit Card worth it?

The Qatar Airways Privilege Club Visa Signature card is a welcome addition to the market. Qatar Airways is known for its luxury travel experience, and with increased routes serving U.S. travelers the card is worth the annual fee for a specific type of Qatar Airways frequent flyer.

The benefits of the card aren’t substantial, so you’ll want other cards in your wallet that will give you better travel perks, like a statement credit for TSA PreCheck or Global Entry application fees , lounge access, bonus points on everyday spending and comprehensive travel protections and insurance coverage. If you already have cards that include those benefits, you can justify the annual fee by the earning potential alone.

If you do apply for the card, you’ll want to work toward earning at least 135 Qpoints so you can keep your Silver elite status, as it’s a primary benefit of the card. However, if you don’t fly Qatar Airways regularly enough to meet the threshold to earn status, you might be better off with a general travel rewards card with a transferable point currency. American Express Membership Rewards® and Citi ThankYou® points transfer to Qatar Airways at a 1:1 ratio, so you can book award flights using those points.

The Qatar Airways Privilege Club Visa Signature Credit Card is right for you if:

• You fly Qatar Airways frequently enough to justify paying an annual fee but not enough to justify getting the Visa Infinite card.
• You plan on taking enough flights throughout the year to earn Silver elite status.
• Your primary motivation for applying is earning bonus points on Qatar Airways purchases.

Frequently asked questions (FAQs)

A free checked bag is not a cardholder benefit, but Qatar Airways allows at least one checked bag on every flight, regardless of fare class. Cardholders also receive one year of Silver elite status, which includes an additional checked bag allowance.

The exact value of an Avios will vary depending on the redemption method. Using the previous example of the flight from Miami to Dubai, you can pay 45,000 Avios or $477, giving you a valuation of roughly one cent per point. However, you can likely find much better valuations, especially in higher fare classes.

The number of points you will need to purchase a Qatar Airways flight will depend on several factors, like the time of year, route, availability and more. If you are curious about how much a flight will cost, you can visit the airline’s Qatar Airways My Calculator page to compare routes.

The annual fee for the Qatar Airways Privilege Club Visa Signature is $99.

*The information for the Qatar Airways Privilege Club Visa Infinite Credit Card, Qatar Airways Privilege Club Visa Signature Credit Card and United℠ Explorer Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Harrison Pierce is a freelance writer and digital nomad that is passionate about all things personal finance and travel. While traveling full-time, he refined his love for writing and now enjoys working with various brands to tell stories and create meaningful content.

Robin Saks Frankel is a credit cards lead editor at USA TODAY Blueprint. Previously, she was a credit cards and personal finance deputy editor for Forbes Advisor. She has also covered credit cards and related content for other national web publications including NerdWallet, Bankrate and HerMoney. She's been featured as a personal finance expert in outlets including CNBC, Business Insider, CBS Marketplace, NASDAQ's Trade Talks and has appeared on or contributed to The New York Times, Fox News, CBS Radio, ABC Radio, NPR, International Business Times and NBC, ABC and CBS TV affiliates nationwide. She holds an M.S. in Business and Economics Journalism from Boston University. Follow her on Twitter at @robinsaks.

Grace Pilling is a deputy editor for credit cards at USA TODAY Blueprint. She believes credit cards are the ultimate choose-your-own-adventure tools of the financial world and gets excited about helping people discover the best credit card strategy for their unique goals. Prior to joining Blueprint, Grace worked on and led personal finance teams at Bankrate, CreditCards.com, MoneyUnder30 and MoneyGeek. She has a bachelor’s degree in English and writing and a diploma in editing and publishing.

I’m an expat, and here’s why I love my Bank of America Travel Rewards card

Credit Cards Kelly Dilworth

Amex purchase protection benefits guide

Credit Cards Ryan Smith

Limited-time 75K offers on Chase Sapphire Preferred and Sapphire Reserve

Credit Cards Carissa Rawson

Credit card statement balance vs current balance: What’s the difference?

Credit Cards Michelle Lambright Black

Check it out: This is what the average household spends on grocery costs per month

Credit Cards Stella Shon

Capital One Quicksilver benefits guide 2024

Credit Cards Lee Huffman

United Airlines credit cards have a secret perk that makes it easier to book awards

Credit Cards Jason Steele

Can you pay off one credit card with another?

Credit Cards Louis DeNicola

Amex Gold vs. Platinum

Credit Cards Harrison Pierce

Why I chose the Chase Sapphire Preferred as my first ever rewards card

Credit Cards Sarah Li Cain

How to use Alaska Airlines Companion Fare

Credit Cards Ariana Arghandewal

How I maximize my Chase Ink Business Unlimited Card

How to do a balance transfer with Discover

9 ways to maximize the Citi Custom Cash card’s 5% cash-back categories

American Express Business Platinum benefits guide 2024

Credit Cards Chris Dong