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7 Best places to exchange currency in Manchester - 2024

If you're in the UK and planning a trip abroad, or if you've recently arrived and need GBP in cash, you might be searching for the top currency exchange options in Manchester. Shopping around before you hand over your hard earned cash is essential to make sure you get the best available exchange rate for your specific currency, and don’t pay too much in fees.

m&s travel money manchester

Use this guide to review the things to consider when choosing currency exchange services, so you can get foreign currency or travel money in a safe and cheap way for your specific situation. We’ll also introduce some of the top rated Manchester currency exchange services, so you can see if any suit you.

Beat the money changer rates with a prepaid travel card

Going to a currency exchange before a holiday can be exciting, but you will often be paying hidden fees that are baked into the exchange rate.

With a prepaid travel card from Wise or Revolut you get the market exchange rate with low fees and complete transparency. Read here 5 best prepaid cards to use abroad.

wise_card_vs_revolut_card.png

Things to consider before exchanging money

Before you buy foreign currency for your trip, here are a few things to think about.

Avoid airport currency exchanges

You’ll often find currency exchange desks at the airport or at major hotels - however, they can be pretty poor value, as there’s not much nearby competition. Choosing a currency exchange in the city center where there are more options available can work out better value - or why not use a travel money card at an ATM on arrival, to get convenient cash as and when you need it.

Check the mid-market rate 

It’s common to find the exchange rates offered by currency exchange services include a markup added onto the mid-market rate. Check the mid-market rate for your currency pairing before you head out to buy foreign currency - this can be done easily online or with a currency converter app. Finding a currency exchange service offering this rate, or as close as possible to it, can mean you get the best available value.

Beware of ATM rates

Always choose to be charged in the local currency wherever you are when you take cash out from an ATM. Often you’ll find you’re given the option to pay in your home currency instead, but in this case, the ATM operator controls the exchange rate, and fees, which can mean it costs you more in the end. Paying in the local currency means your bank or card provider sets the rate, which is usually better value overall.

Get a travel money card to cut costs

Why not get a digital account and travel money card from a provider like Wise or Revolut before you go abroad, to access ways to hold and exchange dozens of currencies, and linked cards for easy payment and cash withdrawals. Both Wise and Revolut have accounts with no monthly fees, good exchange rates and low, transparent fees.

Here’s a quick overview of some of the pros and cons of Wise vs Revolut, to give you an idea of which may work for you.

  • Wise card full review
  • Revolut card full review
  • Best prepaid travel card in the UK

Best place to exchange currency in Manchester?

Let’s take a look at some of the top rated exchange services in Manchester, according to Google. Which works best for you will depend on where you are, and which currencies you need, as not all stores will keep all currencies on hand.

Where available, as well as the contact information and Google rating, we’ve also included the GBP - AUD exchange rate at the time of research, as an example for comparison. Before you head out, call the exchange service you pick to get the live details for the currency you need.

Correct at time of writing, 8th August 2023

Find more currency exchange services in Manchester here.

How we rated the best places to exchange money

To create our table, we’ve used the live Google ratings at the time of research, for exchange services in central Manchester and around popular tourist and shopping sites. Do your own research to see the live ratings and exchange rates available from different services, before you head out to exchange your money.

Factors to consider when choosing an exchange provider in Manchester

The most important thing when picking an exchange service in Manchester is to look for one which is licensed and regulated by relevant authorities. That should mean you’re using a legitimate provider which will treat you fairly. You can also ask around for feedback from friends and family who use local currency exchange services, or check out Google reviews as we have, to see what other users are saying about any specific provider.

The next thing to consider is the fees and exchange rates on offer. If a provider claims to offer fee free, or zero commission currency exchange it’s especially important to check the exchange rate used to convert your funds. Often the provider’s fees are simply bundled in here, which can mean you’re paying more than you think for currency exchange.

Avoid this by looking out for a provider which offers the mid-market exchange rate - or consider an alternative like a travel money card from a provider like Wise or Revolut, which gives access to mid-market rate currency conversion with low, transparent fees.

Tips for finding the best currency exchange rates in Manchester

Here are a few extra tips to help you when exchanging currency in Manchester:

Use a currency converter to find the live mid-market rate for your currency and look for a provider offering this rate or close to it

Check if it’s cheaper to order your currency online for collection - you can sometimes get a better rate this way

Bear in mind that there may be a fee to pay if you buy foreign currency with a credit card, either from the provider or from your card issuer

Compare as many options as possible across both fees and rates to make sure you get a fair deal

Check out online currency converters or mobile apps to stay updated on current exchange rates - or use the Exiap currency conversion tools to keep on top of the rates available conveniently

Consider online alternatives such as Wise and Revolut, for travel money cards you can use for free or low cost ATM withdrawals in the UK and abroad

Where to get foreign currency outside the UK

It’s worth planning your travel money in advance so you know you’ve got easy access to the funds you need, in the currency wherever you’re headed.

You don’t necessarily have to change money in advance of travel. Instead you might want to get a multi-currency card from a service like Revolut or Wise before you leave, to add money in pounds for spending overseas. You’ll often find you can get currency exchange with the mid-market exchange rate and low fees, to do more with your travel budget while you’re away.

Prefer to convert cash in your destination?  While airports, hotels or banks often offer currency exchange services, they may not have the best rates or fees. Picking a currency exchange provider in a popular area where there’s a lot of competition can mean you get a better deal - shop around if you can, so you know you’re not getting ripped off.

How do I exchange currency after a trip?

If you have foreign currency cash left over from a previous trip you may be able to  sell your higher value foreign currency notes - as long as they’re undamaged and clean - at the UK exchange service where you originally bought them. Be aware that the rate to convert back may not be as good as the one you bought at, and fees may apply.

If you don’t want to lose out on fees when changing your money back to pounds, you could also use a digital multi-currency account from a service like Wise or Revolut. Just add money in pounds, and then withdraw local currency cash at your destination as and when you need to. If you have pounds left at the end of your trip you can withdraw back to your bank, make payments to others, or even take out cash in pounds at a UK ATM instead.

FAQs - best places to exchange currency in Manchester

What is the cheapest way to get foreign currency in manchester .

There’s no single cheapest way to get foreign currency in Manchester. Shop around, looking carefully at fees and rates, which can vary widely. Use the tools and reviews on Exiap, to help you find a good provider for your specific needs.

Should I exchange money before I travel?

It’s not usually necessary to change money to your destination currency before you travel. A better option may be to get a multi-currency account and card from a service like Wise or Revolut, and just make cash withdrawals in your destination when you need to. That’s convenient and safe, and can mean you pay less overall, too.

Does it matter where you exchange currency?

Yes. Use a currency exchange service with good rates and low fees to have more to spend in foreign currency when you’re away. Do some research into the best options for your needs, including exchanging cash and using a specialist travel money card instead.

What is the best reloadable prepaid card?

There’s no single best reloadable prepaid debit card. Use this guide to compare a few options to pick the one that’s right for you, thinking about features, fees and the range of supported currencies you’ll need.

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Ways to buy foreign currency at M&S Bank

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SameDay Click & Collect

If you order before 4pm, SameDay collection is available on 9 different foreign currencies. You can also order and collect euros and US dollars from over 450 stores. *

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Click & Collect †

Collect over 40 foreign currencies from an M&S Bureau De Change that is convenient to you. Click & Collect gives the best available M&S Bank rate on euro, US dollar and Turkish lira. Order now to lock in the current rates.

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Australian dollars - AUD Australia

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Bulgarian lev - BGN Bulgaria

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Canadian dollars - CAD Canada

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Chinese yuan - CNY China

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Danish krone - DKK Denmark

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euros - EUR Europe

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Hungarian forint - HUF Hungary

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Indonesian rupiah - IDR Indonesia

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Japanese yen - JPY Japan

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Jordanian dinars - JOD Jordan

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Kuwaiti dinar - KWD Kuwait

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Mexican peso - MXN Mexico

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New Zealand dollars - NZD New Zealand

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Norwegian krone - NOK Norway

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Singapore dollar - SGD Singapore

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South African rand - ZAR South Africa

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Swedish krona - SEK Sweden

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Swiss francs - CHF Switzerland

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Thai baht - THB Thailand

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Turkish lira - TRY Turkiye

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US dollars - USD United States of America

Can't find the destination or currency you are looking for?

If you can't find your destination or currency, visit our travel money hub for our full list of currencies and exchange rates.

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What factors influence exchange rates?

Ever wondered how exchange rates are calculated or what factors influence exchange rates?

Learn more about exchange rates with our useful article.

Benefits of currency exchange with M&S Bank

If you are planning a holiday abroad, we offer a number of benefits when you buy your foreign currency from M&S Bank.

  • Our stores are open 7 days a week **
  • Buy holiday money online and collect from your local Bureau de Change
  • Exchange any leftover currency when you return using our buy back service

Click and Collect currency

Frequently asked questions

How are exchange rates calculated.

The exchange rate is the amount of one currency you can buy with another. Foreign currency is traded around the world daily, and it is these trades that will determine the exchange rates*

*Source: Bank of England. Visit Bank of England for more information.

Why do currency exchange rates fluctuate?

Currency exchange rates continually fluctuate, depending on changes in the financial markets.

This fluctuation can be caused by different factors such as supply and demand or worldwide events.

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You are here: Home / Blog / M&S Travel Money: Rates and Bureau de Change

M&S Travel Money: Rates and Bureau de Change

Travel money

This guide walks through all you need to know about Marks and Spencer (M&S) travel money, including rates, fees and availability. We’ll also cover how the Wise account can help you spend less on travel money, so you enjoy your trip more.

M&S travel money rate

It’s important to know the exchange rate you’ll get for your travel money - but rates can be confusing as they change all the time. Some providers, like M&S also offer different rates depending on the specific service you want. Here’s an example of the M&S euro exchange rate and the rate you’ll get if you’re buying US dollars:

Exchange rates correct at time of research (25th November 2020)

As you can see, you’ll get a better rate if you order in advance using the click & collect service, as long as you’re not looking to use the same day option .

However, you’ll still need to be wary about the rates on offer, and compare them to the mid-market exchange rate to check if they are the best available for your transaction. We’ll take a look at why that is - and a smart way to use Wise (formerly TransferWise) to get more convenient currency exchange for your trip - in just a moment.

Marks and Spencer click and collect

The M&S click and collect service allows you to order currency online and collect it in store at your convenience. You can order euros and US dollars for same day collection, although currencies may take up to 7 working days to be prepared for collection.

If you’re planning on using M&S click and collect it’s important to note :

  • You must be aged over 18
  • You must be a UK resident
  • Only the person who placed the order can collect it - ID will be required
  • You’ll need to provide the payment card used when ordering when you collect
  • There’s a £10 fee for cancelling an order

Marks and Spencer states there is no fee for having your order prepared through the click and collect service. However, it’s worth noting that the exchange rate you’re offered for the same day service is poor, compared to the normal click and collect rate. In effect this is an additional fee for the convenience of getting your travel money more quickly.

What are the fees for buying travel money with Marks and Spencer

There’s no explicit fee for getting your travel money through M&S. However, that does not mean it’s free .

When you buy foreign currency you always need to look at both the upfront fees or commission charges, and the exchange rates being used. It’s common for banks and currency providers to use an enticing headline offer - such as zero fee exchange, or 0% commission - but include their costs in the exchange rates they use instead. This means you’re still paying a fee - it’s just more difficult to see .

Marks and Spencer offers a different exchange rate for the same day click and collect service, compared to the regular click and collect options. The rate you’ll get for the more convenient same day pick up is not as good as the normal click and collect rate. That’s because an extra charge has been rolled into the rate used to compensate M&S for the extra work of preparing your currency more quickly, and to boost their profits.

To see this in action, compare the different rates offered by M&S travel money against the live mid-market exchange rate for your currency. You may find that both rates vary from the mid-market exchange rate - even the regular click and collect rate. That’s likely to be because a markup has been added.

Exchange rate markups matter because they’re not transparent. If there’s a markup added to the rate used to convert your currency you may be losing out, and paying more fees than you think for your travel money.

Save with Wise when you spend in any currency

The smart way to avoid exchange rate markups is to use low cost currency specialist Wise .

Wise offers customers the real mid-market exchange rate every time, with low, clear and transparent fees.

If you’re planning on travelling abroad, you can get a free online Wise account with a linked Mastercard debit card .

Top up your account in pounds and you can then switch to whichever currency you need, using the mid-market exchange rate. Spend for free all over the world using your card, or withdraw local currency from ATMs wherever you are.

You’ll be able to withdraw up to the currency equivalent of £200 per month with no fee, and a small percentage charge after that. There’s no waiting around for your currency, and you can manage your money from your laptop or mobile device. Simple.

Marks and Spencer travel money products

Let’s take a look at the different options available through M&S travel money.

Click & Collect

You can order from £250 to £2,500 in foreign currency online for collection at a branch of your choosing. You’ll need to pay by card, and take along your payment card and a government issued ID when you collect your money. It’s worth noting that euros and US dollars are available quickly, but some other currencies may take up to 7 working days to prepare.

Same Day click & Collect

If you order before 4pm, you’ll be able to pick up euros or US dollars immediately at your local M&S store. However, the exchange rate you’ll get won’t be as favourable as the regular click and collect rate - it’s set the same as the walk-in exchange rate.

Foreign exchange bureaux

You can buy some foreign currency without needing to order in advance, by simply walking into a M&S store which has an exchange bureau. Over 40 currencies are available, although the amounts and currencies available may vary. For this reason it’s worth calling in advance if you’re looking to buy a lot of travel money or an unusual currency.

Not all Marks and Spencer branches have an exchange bureau, and not all exchange bureaux operate at all times. Look for more information about the branches near you, using the Marks and Spencer online branch finder .

M&S currency buy back

If you end up with extra foreign currency after your trip you can take it back to M&S using their buy back service. You’ll need to keep your original receipt to do this, and can only switch notes in denominations M&S sell. Coins won’t be accepted, although you can donate unwanted foreign coins to charity via the Marks and Spencer exchange bureaux.

M&S currency buy back rate

The exchange rate offered by M&S for currency buy back is not the same as the exchange rate you’ll get for buying currency in the first place. The rate used for buy back will be set by M&S at the time you’re switching your money back and may include markups.

Because the exchange rate will change day by day - and because there’s a chance of markups being added to the rates used for buy back - you may not get back as much as you expect when you convert your unwanted currency back after your holiday.

M&S travel money Bureau de Change

There are over 100 exchange bureaux in Marks and Spencer stores around the UK. However, not all are open all the time, and services available can vary. Check in advance if you’re planning on heading out to an M&S bureau de exchange.

M&S foreign currency London

Different M&S stores offer different travel money services. You’ll find you can collect your travel money from a broad range of stores - including some Simply Food outlets - if you order through click and collect. You’ll be able to choose the best store to collect from when you order, based on your location.

However if you want to walk into a bureau you’ll need to find a Marks and Spencer with an exchange service. At the time of writing, many of the exchange desks are closed due to concerns and restrictions related to the global pandemic. There’s an up to date listing of available services over on the M&S website. Call in advance if you want to check your local store is operating normally.

Does M&S offer a travel money card?

Marks and Spencer does not offer a travel money card at this point. If you want a simple way to top up and spend when you travel, check out the Wise account which comes with a linked debit card you can use just like a travel money card.

No matter where you decide to buy your travel money, make sure you compare the available exchange rates - as well as any upfront fees - against other services to make sure you’re getting the best available deal.

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Marks & Spencer exchange rates

Today's latest M&S Bank travel money exchange rates, updated 26 seconds ago at 12:30pm

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Marks and Spencer have 52 currencies in stock and ready to order now. Buy online and collect your order from one of over 450 M&S Bank Bureaux across the UK. Home delivery is not offered for travel money orders, but you can reserve your currency online and collect it from your nearest store on the same day if you order before 4pm. You must buy your currency online to guarantee these rates or you may be given a lower rate in-store.

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M&S Bank travel money rates

These are the latest M&S Bank exchange rates available online right now.

Compare M&S Bank's exchange rates

We compare hundreds of exchange rates from dozens of currency suppliers across the UK. Select a currency below to see how M&S Bank's rates compare against other providers. Bear in mind that exchange rates aren't the only important factor when it comes to getting the best deal; commission, card surcharges and delivery costs can all affect the final amount of currency you'll receive. You can see the full range of currency deals on offer right now on our travel money comparisons .

M&S offer a collection service for travel money with no minimum or maximum order limits, and no commission. Home delivery is not available at this time.

Latest M&S Bank reviews

Our users have rated M&S Bank Average in 60 reviews. Read more on our M&S Bank reviews page.

I have handed over a total of £500 (10x£50 notes wrapped with an elastic band for the purchase Japanese yens ) to a lady at the desk in kingston branch , she put to one side on the desk £100 & inserted the rest in the machine reading £300 . [...]

Read the full review

Vasantha Jennings

Yesterday 26th Oct, I visited your bank to change 500 Aussie dollars for pounds! I handed over my 500 dollars, and to my surprise, I was just kept waiting and waiting while this staff too her own sweet time scanning the notes 1 by 1 under the UV scan [...]

Bought £500 of euros and was encouraged to pay using my m&s credit card in order to obtain the best rate all fine until my credit card statement arrived and me being charged £25 for a non sterling transaction...total rip off ...this was last year a [...]

The euro rate at Marks and Spencer right now is 1.1438. You'll need to buy or reserve your euros online to guarantee this rate; the euro rate offered in your local branch may be lower if you don't order online beforehand.

Marks and Spencer's exchange rates tend to be slightly better than those offered by other high street supermarkets including Sainsbury's and Tesco , but make sure you order your currency online beforehand or you may be given a lower rate in-store.

Unlike it's rivals, M&S does not offer currency for home delivery which means you'll need to collect your order in person from a nearby M&S travel money bureau.

If you want the absolute best exchange rate on the market, better currency deals are still available from other suppliers, especially if you order online. Check out our travel money comparisons to find the best currency deals available right now.

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  • Uruguay Peso UYU
  • Vietnamese Dong VND
  • East Caribbean Dollar XCD
  • French Polynesian Franc XPF
  • South African Rand ZAR
  • Brazilian Real BRL
  • Qatar Riyal QAR

Delivery options, available branches and fees may vary by value and currency. Branch rates will differ from online rates. T&Cs apply .

Why get your holiday cash from Post Office?

  • Order online, buy in branch, or choose delivery to your home or local branch 
  • 100% refund guarantee* if your holiday’s cancelled, at the same exchange rate, excluding bank and delivery charges. Just send your receipts and evidence of cancellation to us within 28 days of purchase. *T&Cs apply
  • Order euros or US dollars to collect in branch in as little as 2 hours

Today’s online rates

Rate correct as of 06/05/2024

Travel Money Card (TMC) rates may differ. Branch rates may vary. Delivery methods may vary. Terms and conditions apply

Win £5000 with Post Office Travel Money Card

A chance to win £5000 when you top up a new or existing Travel Money Card*. Offer ends 12 May

*Exclusive to travel money cards. Promotion runs 4 March to 12 May 2024. 1 x £5,000 prize available to be won each week. Minimum equivalent spend of £50 applies.

Stay in control

Manage your holiday essentials together in one place on the move, from your Travel Money Card and travel insurance to extras like airport parking.

New-look travel app out now

Our revamped travel app’s out now. It makes buying, topping up and managing Travel Money Cards with up to 22 currencies a breeze. Buying and accessing Travel Insurance on the move effortless. And it puts holiday extras like airport hotels, lounge access and more at your fingertips. All with an improved user experience. Find out what’s changed .

Need some help?

Travel money card lost or stolen.

Please immediately call: 020 7937 0280

Available 24/7

Travel money help and support

Read our travel money FAQs or contact our team about buying currency online or in branch:

Visit our travel money support page

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Find your nearest bureau de change

Find your nearest bureau de change

Find your nearest sainsbury's bank travel money bureau below.

Get great rates and 0% commission when you buy travel money from any of our in-store travel money bureaux. Choose from over 50 currencies, from Euro and US Dollar to Swedish Krona and Japanese Yen.

Plus, get an even better exchange rate if you’re a  Nectar member *. Rates may vary depending on whether you buy in store, online or by phone.

A     B     C     D     E     F     G     H     I     K     L     M     N     O     P     R     S     T     U     W     Y    

360 Ealing Road Wembley HA0 1PF 0208 997 1336 View store information

Lloyd Street Altrincham WA14 2SU 0161 233 0539 View store information

Sir John Robinson Way Arnold NOTTINGHAM NG5 6BN 0115 920 0911 View store information

Bybrook Simone Weil Avenue Ashford Kent TN24 8YN 01233 622850 View store information

Ashton Moss

2 Lord Sheldon Way Ashton-Under-Lyne OL6 7TE 0161 343 2307 View store information

Aylesford-Larkfield

Quarry Wood Ind Estate Mills Road Aylesford Kent ME20 7NA 01622 882216 View store information

Bamber Bridge

Cuerden Way Bamber Bridge Preston PR5 6BJ 01772 696659 View store information

Oxford Road Banbury Oxfordshire OX16 9XA 01295 252164 View store information

10 Balloo Link Bangor BT19 7HJ 02891 457650 View store information

Gratton Way Roundswell Business Park BARNSTAPLE EX31 3NH 01271 321772 View store information

East Mayne Cricketers Retail Park Cricketers Way Basildon Essex SS13 1SA 01268 534552 View store information

Green park Station Green Park Road Bath BA1 2DR 01225 480298 View store information

Beaconsfield

Maxwell Road Beaconsfield HP9 1QH 01494 689907 View store information

Fairfield Park 90 Clapham Road Bedford MK41 7PJ 01234 261227 View store information

Belfast, Forestside

Forestside Shopping Centre Upper Galwally BELFAST BT8 6FX 02890 692439 View store information

Pioneer Square Bure Place Bicester OX26 6FA 01869 245676 View store information

Biggleswade

Bells Brook Biggleswade SG18 0NA 01767 317821 View store information

Maypole 1059 Alcester Road South Maypole Birmingham B14 5TN 01214 303805 View store information

Birmingham, Longbridge

Longbridge Lane Birmingham B31 2TW 01214 757502 View store information

Birmingham, Selly Oak

19 Selly Oak Shopping Park Aston Webb Boulevard Birmingham B29 6SQ 0115 9507015 View store information

Bishop Auckland

St.Helen Auckland Bishop Auckland DL14 9AE 01388 605382 View store information

Halesowen Street Rowley Regis B65 0HG 0121 559 1917 View store information

Bognor Regis

Shripney Road Bognor Regis PO22 9FB 01243 828054 View store information

Bournemouth

Castle Point Castle Lane West Bournemouth Dorset BH8 9UW 01202 859836 View store information

Bagshot Road Ringmead Bracknell Berkshire RG12 7SS 01344 300405 View store information

51 William Hunter Way Brentwood CM14 4WQ 01277 219613 View store information

The Derwen Bridgend CF32 9ST 01656 657516 View store information

The Clink Bridgwater TA6 4AB 01278 458 051 View store information

Bristol, Castle Court

St. Philips Causeway Arnos Vale Bristol BS4 3BD 0117 971 0821 View store information

Bristol, East Filton

Fox Den Road Stoke Gifford Bristol BS34 8SS 0117 969 4504 View store information

Bristol, Emersons Green

The Village Emerson Way, Emersons Green Bristol Gloucestershire BS16 7AE 0117 957 3069 View store information

Bristol, Winterstoke Road

111 Winterstoke Road Bristol Gloucestershire BS3 2NS 01179 535179 View store information

Bury St Edmunds

Bedingfield Way Bury St Edmunds Suffolk IP32 7BT 01284 752805 View store information

Bath Road Calcot Reading RG31 7SA 01189 422799 View store information

Camberley, Watchmoor Park

Blackwater Valley Road Camberley GU15 3YN 01276 26973 View store information

Cambridge, Coldhams Lane

Brooks Road Cambridge CB1 3HP 01223 214458 View store information

Voyager Drive Orbital Retail Centre Cannock WS11 8XP 01543 574448 View store information

Church Street Caldewgate Carlisle CA2 5TF 01228 545780 View store information

Castle Vale

Castle Vale Retail Park Chester Road Castle Vale Birmingham B35 6HB 0121 7491341 View store information

Wyvern Way Chaddesden Derby DE21 6NZ 01332 664804 View store information

Charlton Riverside (Greenwich)

Charlton Riverside (Greenwich) Unit A Gallion Road Retail Park 7-11 Gallions Road Charlton London SE7 7SA 0208 465 5528 View store information

Wilmslow Road Cheadle Cheshire SK8 3BB 0161 491 3264 View store information

Springfield 2 White Hart Lane Springfield Essex CM2 5PA 01245 462735 View store information

Gallagher Retail Park Tewkesbury Road Cheltenham Gloucestershire GL51 9RR 01242 571840 View store information

Caldy Valley Road Great Boughton CH3 5QJ 01244 348302 View store information

Westhampnett Rd Chichester Sussex PO19 4YR 01243 775374 View store information

Bath Road Chippenham SN14 0BJ 01249 661128 View store information

31 Essex Place London W4 5UT 0208 994 6192 View store information

Christchurch

1 Lyndhurst Road CHRISTCHURCH BH23 4RY 01425 280673 View store information

Bridge Way Cobham Surrey KT11 1HW 01932 860379 View store information

Stanway 1 Western Approach Colchester Essex CO3 8AA 01206 762092 View store information

Colliers Wood

1 Merton High Street London SW19 1DD 0208 542 9904 View store information

Coventry, Canley

330 Fletchamstead Highway Coventry CV4 9BJ 02476 714383 View store information

West Green Crawley Avenue Crawley RH10 8NF 01293 511459 View store information

Stadium Way Dartford Kent DA1 4HW 01322 525600 View store information

Victoria Road DARLINGTON DL1 5JG 01325 466756 View store information

Central Drive Didcot OX11 7ND 01235 519196 View store information

Doncaster, Edenthorpe

Thorne Road Doncaster DN2 5PS 01302 883676 View store information

80 Dog Kennel Hill London SE22 8BB 0207 274 2538 View store information

Unit 14, The Oaks Centre Oaks Road Dungannon County Tyrone BT71 4NA 02887 725786 View store information

Unit 14, The Oaks Centre 2-8 Luton Road Dunstable LU5 4RF 01582 661462 View store information

Arnison Retail Centre Pity Me Durham County Durham DH1 5GD 0191 370 9645 View store information

Hampden Park Broadwater Way Eastbourne E.Sussex BN22 9PW 01323 734740 View store information

East Grinstead

Brooklands Way East Grinstead RH19 1DD 01342 410154 View store information

East Kilbride

3 Kingsgate Retail Park Glasgow Road, East Kilbride Glasgow G74 4UN 01355 227035 View store information

Edinburgh, Blackhall

Blackhall 185 Craighleith Road Edinburgh Midlothian EH4 2EB 0131 332 4309 View store information

Edinburgh, Cameron Toll

Cameron Toll Shopping Centre 6 Lady Road Edinburgh Midlothian EH16 5PB 0131 664 4659 View store information

Edinburgh, Meadowbank

Unit 9-10 Moray Park Edinburgh EH7 5TS 0131 661 0198 View store information

Edinburgh, Murrayfield

39 Westfield Road Edinburgh Midlothian EH11 2QW 0131 347 8690 View store information

Edinburgh, Straiton

Straiton Mains Loanhead EH20 9PW 0179 382 6478 View store information

3 Crown Road Enfield Middlesex EN1 1TH 0208 363 8939 View store information

Kiln Lane Epsom Surrey KT17 1EQ 01372 747529 View store information

Exeter, Alphington Road

Alphington Road Exeter Devon EX2 8NH 01392 420681 View store information

Exeter, Pinhoe Road

1 Hill Barton Road EXETER EX1 3PF 01392 460852 View store information

Fareham - Broadcut

Broadcut Fareham Hants PO16 8SU 01329 281529 View store information

Water Lane Surrey GU9 9NJ 01252 821539 View store information

597 Ringwood Road Ferndown BH22 9AL 01202 872898 View store information

West Park Farm Farm Retail Park Park Farm Road Folkestone CT19 5GA 01303 242867 View store information

Wessex Fields Frome BA11 4DH 01373 465852 View store information

Glasgow, Braehead

110 Kings Inch Drive Glasgow G51 4BT 0141 886 6775 View store information

Glasgow, Darnley

10 Darnley Mains Road Glasgow G53 7RH 0141 638& 7328 View store information

Gloucester Quays St Ann Way Gloucester Gloucestershire GL2 5SA 01452 505443 View store information

Woolsack Way Godalming GU7 1LQ 01483 410 134 View store information

Pepper Hill Wingfield Bank Northfleet Gravesend Kent DA11 8JH 01474 535872 View store information

Guildford Burpham

Clay Lane Burpham Guildford GU4 7JU 01483 560371 View store information

Wade Street Halifax Yorkshire HX1 1SB 01422 351956 View store information

Hampton - St Clares

303 Uxbridge Road Hampton St Clares TW12 1AW 0208 941 1478 View store information

Fifth Allende Avenue Harlow CM20 2AG 01279 422390 View store information

31 High Street Harpenden AL5 2RU 01582 765 692 View store information

Wetherby Road Harrogate HG2 8QZ 01423 885967 View store information

Haverhill Haycocks Road Haverhill Suffolk CB9 7YL 01440 703460 View store information

Lombardy Retail Park Coldharbour Lane Hayes Middlesex UB3 3EX 0208 573 1939 View store information

Haywards Heath

Market Place Bannister Way RH16 1DG 01444 457284 View store information

Etherston Avenue Newcastle Upon Tyne NE7 7JW 0191 270 0451 View store information

Heaton Park

Heaton Park Road Manchester M9 0QS 0161 795 9914 View store information

Hemel Hempstead - Aspley Mills

London Road Hemel Hempstead Herts HP3 9QZ 01442 252476 View store information

Hempstead Valley

Hempstead Valley Hempstead Gillingham ME7 3PB 01634 378851 View store information

Altira Business Park 6 The Boulevard Herne Bay Kent CT6 6LA 01227 362 757 View store information

High Wycombe

Oxford Road High Wycombe Buckinghamshire HP11 2DN 01494 472586 View store information

Rugby Road Hinckley LE10 0QD 01455 611 477 View store information

Brewery Road Hoddesdon Hertfordshire EN11 8HF 01992 447470 View store information

101-105 High Street Hornchurch RM11 1TX 01708 445420 View store information

Huddersfield

Shorehead Southgate Huddersfield HD1 6QR 01484 429277 01484 432684 View store information

Sainsbury Way Hessle HU13 9NS 01482 505626 View store information

St. Germain Walk Huntingdon PE29 3FG 01480 412924 View store information

1 Sainsbury's Centre Cavendish Street Keighley Yorkshire BD21 3RU 01535 603 916 View store information

3 Wallop Drive Basingstoke RG22 4TW 01962 855652 View store information

Kidderminster

2 Carpet Trades Way Kidderminster Worcestershire DY11 6XP 01562 745883 View store information

289 Oxford Road Kidlington OX5 2PE 01865 848794 View store information

Main Street Kimberley Nottingham NG16 2LY 0115 938 9655 View store information

Fife Central Retail Park Chapel Park Kirkcaldy KY2 6QL 01592 641740 View store information

Leamington Spa

Shires Retail Park Tachbrook Park Drive Warwick Warwickshire CV34 6RH 01926 452565 View store information

Leeds, Colton

Colton 1 Stile Hill Way Colton Business Park Colton Leeds LS15 9JA 0113 232 8069 View store information

Leeds, Moortown

9-11 Moor Allerton Centre Leeds LS17 5NY 01132 696650 View store information

Leeds, White Rose

White Rose Shopping Centre Beeston Leeds Yorkshire LS11 8LS 01132 711688 View store information

Fosse Park Grove Farm Triangle Enderby Leicester Leicestershire LE19 1WT 0116 282 4226 View store information

Leicester North

501 Melton Road Leicester LE4 7SJ 01162 681018 View store information

Leigh Atherleigh Way

Parsonage Retail Park Parsonage Way Leigh WN7 5SJ 01942 603788 View store information

Third Avenue Letchworth SG6 2HX 01462 484880 View store information

Unit 33, lewisham Centre London SE13 7EP 0208 318 4028 View store information

Tritton Road Lincoln LN6 7QN 01522 694814 View store information

5 Sprucefield Park Hillsborough Road Lisburn County Antrim BT27 5UQ 0289 266 4729 View store information

Liverpool - East Prescot Road

112 East Prescot Road Liverpool L14 5PT 01512 520580 View store information

Locksbottom

Pallant Way Orpington BR6 8NZ 01689 851805 View store information

London, Lee Green

14 Burnt Ash Road London SE12 8PZ 0208 297 5105 View store information

London, Nine Elms

62 Wandsworth Road London SW8 2LF 0207 720 3391 View store information

London, Winchmore Hill

681 Green Lanes London N21 3RS 0208 364 1592 View store information

Low Hall, Chingford

13 Hall Lane London E4 8HH 0208 531 7591 View store information

Luton, Bramingham Park

Bramingham Park Quantock Rise Luton LU3 4AB 01582 561 542 View store information

Macclesfield

61 Cumberland Street Macclesfield SK10 1BJ 01625 423 387 View store information

Providence Place Maidenhead SL6 8AG 01628 621422 View store information

Nottingham Road Mansfield NG18 1BW 01623 420 731 View store information

Market Harborough

St. Mary's Place Market Harborough LE16 7DR 01858 434097 View store information

30 Mere Green Sutton Coldfield B75 5BT 0121 308 1932 View store information

Milton Keynes

799 Witan Gate MK9 2FW 01908 668 655 View store information

253 Lancaster Road Morecambe LA4 5TJ 01524 417 934 View store information

Middlewich Road Nantwich CW5 6PH 01270 611865 View store information

Hectors Way Newbury RG14 5AB 01635 32119 View store information

Newhaven Harbour

The Drove Newhaven BN9 0AG 01273 516866 View store information

Albany Street Newport Gwent NP20 5NG 01633 852753 View store information

North Cheam

566 London Road Sutton Surrey SM3 9AA 0208 644 6577 View store information

Northampton, Weedon Road

20 Gambrel Road Westgate Industrial Estate Northampton NN5 5DG 01604 759292 Visit store information

Pound Lane Norwich Norfolk NR7 0SR 01603 432106 View store information

Norwich - Longwater

William Forest Way New Costessey Norwich NR5 0JS 01603 747295 View store information

Castle Boulevard Castle Bridge Road Nottingham Nottinghamshire NG7 1GX 0115 950 7015 View store information

Oldbury Freeth St Worcestershire B69 3DB 0121 552 8476 View store information

Osmaston Park

1 Peak Drive Derby DE24 8EB 01332 774 659 View store information

Heyford Hill Littlemore Oxford OX4 4XR 01865 717646 View store information

Peterborough

Oxney Road PETERBOROUGH PE1 5NG 01733 555465 View store information

Plymouth, Marsh Mills

Plymouth Road Crabtree Plymouth PL3 6RL 01752 269 089 View store information

4 Alder Park Alder Road POOLE BH12 4BA 01202 736916 View store information

Fitzherbert Road PORTSMOUTH PO6 1RR 0239 237 9236 View store information

Preston - Deepdale

Flintoff Way Preston Lancs PR1 6PJ 01772 759232 View store information

Trafalgar Way Croydon CR0 4XT 0208 686 5543 View store information

Rayleigh Weir

21 Stadium Way Benfleet Essex SS7 3UB 01268 772191 View store information

Abbey Trading Centre Alvechurch Highway Redditch Worcestershire B97 6RF 01527 592330 View store information

London Road Redhill RH1 1NN 01737 763 153 View store information

Reedswood Way Walsall WS2 8XA 01922 623 040 View store information

Rice Lane Liverpool L9 1NL 0151 523 7560 View store information

Butterley Ripley DE5 3QP 01773 744 581 View store information

1 The Brewery Romford RM1 1AU 01708 768258 View store information

385 Dunchurch Road Rugby Warwickshire CV22 6HU 01788 814221 View store information

New Road Littlehampton BN16 3RT 01903 782358 View store information

Scarborough

Falsgrave Road Scarborough YO12 5EA 01723 374347 View store information

Otford Road Sevenoaks TN14 5EG 01732 464415 View store information

Archer Road Millhouses Sheffield Yorkshire S8 0TD 01142 353091 View store information

Sheffield, Crystal Peaks

Lower Mall Level Sheffield Yorkshire S20 7PJ 0114 247 6102 View store information

Sheffield, Wadsley Bridge

Clayfields Lane Wadsley Bridge Sheffield Yorkshire S6 1LY 0114 232 0708 View store information

Meole Brace Retail Park Hereford Road Shrewsbury SY3 9VB 01743 343790 View store information

Sittingbourne

Avenue of Remembrance Sittingbourne ME10 4DN 01795 436938 View store information

Solihull, Marshall Lake

545 Stratford Road Shirley Solihull B90 4AJ 0121 7443035 View store information

South Ruislip

Long Drive Ruislip HA4 0HQ 0208 845 7616 View store information

South Woodham Ferrers

Burnham Road Chelmsford CM3 5QP 01245 328 405 View store information

Southampton - Hedge End

Hedge End Tollbar Way Hedge End Southampton Hampshire SO30 2UH 01489 797430 View store information

Southampton - Lords Hill

Superstore 1 Lordshill District Centre Southampton SO16 8HY 01482 505626 View store information

Southampton - Portswood

Portswood 224 Portswood Road Hedge End Southampton Hampshire SO17 2LB 02380 552111 View store information

45 London Road Southend-on-Sea SS1 1PL 01702 335 116 View store information

Holland Market Spalding PE11 1RQ 01775 722 555 View store information

The Causeway TW18 3AP 01784 442059 View store information

Colney Fields Shopping Park St Albans Hertfordshire AL2 1AB 01727 744400 View store information

St Leonards on Sea

John Macadam Way St Leonards on Sea Hastings TN37 7SQ 01424 756346 View store information

Drip Road Stirling FK8 1RA 01786 479467 View store information

Hazel Grove London Road Stockport Cheshire SK7 4AW 0161 483 6900 View store information

Stoke on Trent

Minton House London Road STOKE-ON-TRENT ST4 7QD 01782 745178 View store information

Stourbridge

Amblecote Sandringham Way Brierley Hill Staffordshire DY5 3JR 01384 74496 View store information

Dudbridge Stroud GL5 3HG 01453 753838 View store information

Silksworth Lane Sunderland SR3 1PD 0191 528 9977 View store information

Swadlincote

Civic Way Swadlincote DE11 0AD 01283 551388 View store information

Swindon, Bridgemead

Paddington Drive Bridgemead SWINDON SN5 7AA 01793 537859 View store information

Swindon, Stratton

Oxford Road Stratton SWINDON SN3 4EW 0131 4402311 View store information

Southend Lane Sydenham Kent 0208 778 3085 View store information

Talbot Green

Heol y Pant Talbot Green Pontyclun CF72 8FN 01143 875904 View store information

Bitterscote Drive Bonehill TAMWORTH B78 3HD 01827 314943 View store information

Lake End Road Taplow MAIDENHEAD SL6 0QH 01628 665075 View store information

Taunton, Hankridge Farm

Hankridge Farm Hankridge Way TAUNTON TA1 2LR 01823 442 619 View store information

Team Valley

Eleventh Avenue Team Valley Trading Estate Gateshead NE11 0JY 0191 4878407 View store information

Telford Forge Retail Park Colliers Way, Old Park TELFORD TF3 4AG 01952 201558 View store information

Thanet Dadson Way CT12 5FJ 01843 604469 View store information

Angel Centre Tonbridge TN9 1SF 01732 350 720 View store information

Nicholson Road Torquay TQ2 7HT 01803 617 001 View store information

Treyew Road Truro Cornwall TR1 3XL 01872 271812 View store information

Tunbridge Wells

Linden Park Road Tunbridge Wells TN2 5QL 01892 526683 View store information

Upton Bypass Wirral CH49 6QG 0151 677 0264 View store information

Lower Trinity Road Wakefield WF1 1QQ 01924 379054 View store information

Walton on Thames

53 New Zealand Avenue KT12 1AD 01932 226521 View store information

45 Garrett Lane London SW18 4AD 0208 874 6721 View store information

631 Limpsfield Road Warlingham CR6 9DY 01883 627642 View store information

Warren Heath

Felixstowe Road Ipswich IP3 8TQ 01473 713824 View store information

100 Church Street Warrington Lancashire WA1 2TN 01925 428498 View store information

The Galleries Washington Centre Washington NE38 7RU 0191 418 7149 View store information

Waterlooville

Hambledon Road Waterlooville Hampshire PO7 7UL 0239 2252120 View store information

Wednesfield

Rookery Street Wolverhampton WV11 1UP 01902 731788 View store information

West Belfast

Unit 28, Kennedy Centre Falls Road Belfast BT11 9AE 02890 605684 View store information

361-367 Old Shoreham Rd Hove BN3 7GD 01273 422862 View store information

Whitley Bay

Newstead Drive Whitley Bay NE25 9EX 0191 2529126 View store information

Worthington Way Wigan Lancashire WN3 6XA 01942 322619 View store information

Badger Farm Road Winchester SO22 4QB 01962 855652 View store information

King Street Lane Winnersh RG41 5AR 01189 792466 View store information

Witan Way Witney OX28 4FF 01993 772 397 View store information

Woking, Brookwood

Redding Way Knaphill WOKING GU21 2QT 01483 522179 View store information

Wolverhampton

Raglan Street Wolverhampton WV3 0ST 01902 421747 View store information

Highgrounds Road Rhodesia Worksop S80 3AT 01909 473006 View store information

Queensway Weston-Super-Mare BS22 6BL 01934 526836 View store information

Lyons Farm Downslands Business Park Worthing Essex BN14 9LA 01903 238759 View store information

Retail Park Plas Coch Road Wrexham LL11 2BA 01978 262455 View store information

York - Monks Cross

Jockey Lane York YO32 9LG 01904 624365 View store information

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Ready to order.

If visiting us in store isn’t convenient, we also offer next working day home delivery (excludes Highlands and Islands)**.

Got a question?

Take a look at our  Travel Money FAQs .

We may have to temporarily close bureaux during opening hours for operational reasons and to allow our colleagues to have appropriate breaks. When this happens, we'll display a sign in the store telling you when we'll be available again. We're sorry if this causes you any inconvenience and thanks for your patience.

Term and conditions

*Nectar members receive better exchange rates on single purchase transactions of all available foreign currencies. Excludes travel money card home delivery orders and online reloads. Exchange rates may vary depending on whether you buy in store, online or by phone.© You need to tell us your Nectar card number at the time of your transaction. No cash alternative is available. We reserve the right to change or cancel this offer without notice.

**You can order currency for a secure home delivery by 1pm on the day of your choice by Royal Mail (Mon- Sat). For next day delivery your order needs to be confirmed before 2pm (Mon- Fri). Please note that whilst Royal Mail make every effort to delivery on schedule, we cannot guarantee this as it is beyond our control. Highlands and Islands (including Channel Islands) are not guaranteed next day delivery. Delivery is free on all cash orders £500 or more (£4.99 for orders between £100 and £499.99). The minimum order for home delivery is £100. The delivery day quoted is dependent on the order day being a working day; if one of those days is a public holiday then additional day(s) will be added accordingly. All home delivery orders are sent via Royal Mail Special Delivery, unless we advise you otherwise, to your billing address, and a signature will be required upon delivery. A valid telephone number is required for home delivery.

Money latest: These are the most in-demand holiday destinations this year

Welcome back to our Money blog, where we bring you all the latest consumer and personal finance news and tips. This week we're kicking off by talking about holidays (seeing as the sun has finally come out), and we're answering a reader's Money Problem on an undeclared management fee.

Monday 6 May 2024 11:30, UK

  • The most in-demand holiday destinations this year
  • Interest rates, inflation and fuel prices: What you need to know about economy this week
  • Money Problem: My daughter discovered undeclared £600 management fee after buying her flat - can we complain?

Essential reads

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  • Cinema first is back - so should movie lovers unsubscribe? 
  • 10 biggest mistakes people make in job interviews I Tell us your job interview mistakes/stories/tips in the comments box
  • State pensions 'could be in doubt for future generations'
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Ask a question or make a comment

By Emily Mee , Money team

Scroll through GoFundMe and it won't be long before you see them.

There's a widow left with her husband's financial struggles. Three young siblings trying to raise funds for their mum's send-off after her sudden death. A 25-year-old domestic violence victim whose family want to give her the send-off she deserves. 

There are scores of pages like this as an apparently increasing number of Britons struggle with funeral costs.

These costs have risen 126% in the last two decades, according to a recent report from SunLife. 

Where families would once have paid £1,835 for a basic funeral, they are now looking at costs of £4,141 on average. 

"People can't afford to bury their dead," says Pastor Mick Fleming, who runs the charity Church On The Street. 

He frequently spends his time helping families pay for funerals and providing his services as a minister for free, although he says there is simply too much demand for his small charity to help everyone. 

Government or local authority grants are available to help families with funeral costs, but Pastor Mick says these can come too late as undertakers will often require a partial payment upfront. 

There's an even darker side to this, too. 

"What we're now seeing is people who are poor can't walk into the bank and get a bank loan - the economy's tough at the minute," Pastor Mick says. 

"They can't get legitimate access to money so they can't borrow it and pay a decent standard rate back, so they have to go to loan sharks."

Many then find it impossible to pay the loan back and face threats from the criminals who lent them the money, says Pastor Mick.

He recalls an incident: "There was a middle-aged lady, she had to borrow the money to bury her son. 

"She couldn't pay the money back so then she started to get threatened and intimidated. People turning up at the house. 

"It was pretty horrendous. She was getting suicidal. She was heartbroken already and she just couldn't get the money together."

The pastor says he was able to negotiate on her behalf - something he is now having to do as part of his charity work - but "you can't do that for everybody". 

A funeral without a service

The number of funeral-related fundraisers increased by 22% on GoFundMe last year, figures shared with Sky News reveal. 

Individual donations to these fundraisers increased by almost 400,000.

Many of these are trying to avoid their loved one being given a public health funeral, which is what happens if families are unwilling or unable to pay. 

Local authorities are legally obliged to carry out funerals in this case, but they are given little guidance from the government on what this should entail - meaning each council will have its own policy on what is or isn't included. 

In some cases, a service will not be offered and a person will be cremated or buried without the presence of family members. 

Other times, the family may be allowed to attend but they might not be able to get involved in the service. 

Generally people will be cremated, unless they have asked not to be for religious or cultural reasons. 

Those who are buried will often have a grave with no marker, or they may be placed in a communal grave. 

"For someone that's lost a child or a husband or a wife or any loved one where you just haven't been able to provide closure, there's a sense of guilt that goes with it," Pastor Mick says.

As long as funeral costs remain eye-wateringly high, families across the country will be dealing with that guilt. 

This week will see the Bank of England announce its latest interest rates decision - and experts believe borrowers will have to wait longer to see rates come down. 

Policymakers appear set to hold out for stronger signs the cost-of-living crisis has abated, with economists widely expecting the Monetary Policy Committee (MPC) to keep rates at the current level of 5.25%. 

Rates have been held at this level since August last year. 

At the last meeting in March, just one member of the MPC voted for rates to be cut by 0.25 percentage points, but the remaining eight members voted for no change.

Philip Shaw, chief economist at Investec, said: "This broad direction illustrates that collectively the committee is moving gradually towards a rate cut.

"It seems unlikely though to be ready to bite the bullet just yet and the Bank rate looks set to remain on hold at 5.25% for the sixth consecutive meeting."

Andrew Goodwin, chief UK economist for Oxford Economics, said data on services inflation and private sector regular pay growth has "likely extinguished any remaining hopes of a move in May".

As for whether rates could be cut in June or August, he said it is likely to be a "close call". 

Economists at HSBC are also expecting the first rate cut to come in June.

Interest rates are used as a tool to help bring down UK inflation. 

The brewing giant has announced it will invest £39m in revamping 600 of its pubs across the UK - a move that will create more than 1,000 new jobs. 

The investment plan will also see pubs in its retail arm, Star Pubs & Bars, revitalised to appeal to those working from home. 

Sixty-two pubs will be reopened this year and 94 sites are set for full refurbishments. 

The remaining pubs will receive varying upgrades. 

Heineken said it wanted to "broaden each pub's use and appeal" in response to an increase in people working from home, giving customers more reason to visit throughout the day.

The refurbished pubs will have dividing screens to create separate areas for different types of customers. 

Lawson Mountstevens, chief executive at Star Pubs & Bars, said: "Fundamentally, the changes in people's working habits means that in a lot of these suburban locations, you've got more people who are around those areas a lot more.

"It's not rocket science. Those people are looking for pubs of a certain standard."

Aldi remained the cheapest supermarket last month, new analysis shows. 

The retailer has won the crown of cheapest supermarket every month so far this year, according to research by Which?. 

An average basket of 67 popular groceries cost £112.90 - more than £30 cheaper than the most expensive supermarket, Waitrose. 

A basket of comparable items in Waitrose would cost £144.13 on average. 

Here is the breakdown for each supermarket... 

  • Aldi - £112.90
  • Lidl - £115.23 
  • Asda - £126.98
  • Tesco - £128.17 
  • Sainsbury's - £131.02 
  • Morrisons - £134.87 
  • Ocado - £136.86 
  • Waitrose - £144.13. 

Food price inflation has slowed to 4.5%, its lowest level since February 2022. 

Despite being the most expensive, Waitrose and Ocado were the only grocers to win new shoppers in the first three months of the year, according to research by Kantar. 

Every Monday we get an expert to answer your money problems or consumer disputes. Find out how to submit yours at the bottom of this post. Today's question is...

"My daughter recently bought a flat and has since learnt there is an extra £600 a year management fee that was not declared by the vendor during the sales process. We have been told that the vendor was heavily involved in negotiating the management contract. Can we complain?" J Mills

Serena Amani, managing director at Monarch Solicitors , has this advice...

The general principle when buying a property is "buyer beware", which means the onus is on the buyer to perform their due diligence before contracting to purchase.

The buyer's conveyancing solicitor interrogates the contractual documentation and raises relevant enquiries to ensure the full facts and obligations are available to the buyer to make an informed decision.

In this situation, it appears the seller has failed to disclose the management fee - we assume relating to the services provided to the estate.

We can't give specific advice as we don't have access to the contractual documentation. However, we would suggest:

  • To check if the obligation to pay a management fee is set out in the lease if it is a leasehold property, or the transfer deed if it is a freehold property. These documents should contain what services are provided and what the related charges are. The most common scenario is that of a leasehold flat. In this situation the services shall be set out under the service charges section. Generally, there is a provision that allows a management company to charge a management fee as a percentage of the overall service charge bill which is shared among all the leaseholders based on the size of their apartment.
  • If the obligation to pay the management fee is in the contract and your conveyancer failed to notify you of this obligation, there is a potential negligence claim against the conveyancer which can be pursued through their complaints process and escalated to the legal ombudsman.
  • In the rare instance that the management fee is not stipulated in the contract, then you may wish to contact the management company to obtain certified accounts for the services provided and ask them on what contractual basis they are charging a management fee. Management companies are obliged by statute to provide this information.
  • If there is no contractual basis or the fees are unreasonable then you may consider bringing a claim before the property tribunal. The tribunal has the power to make a ruling on the reasonability of the management fees. It should be noted that it can be a long and arduous process and legal fees are not always recoverable even if successful.
  • Where a seller has supplied misleading information about a property that materially influenced the decision to purchase the property, this could give rise to a claim for misrepresentation. Likewise, intentional concealment of this information during the sales process could constitute a breach of contract or misrepresentation. 

For more specific advice, you may wish to contact a property lawyer experienced in the conveyancing process and service charge disputes.

This feature is not intended as financial advice - the aim is to give an overview of the things you should think about.  Submit your dilemma or consumer dispute via - and please leave your contact details as we cannot follow up consumer disputes without them.

  • The form above - make sure you leave a phone number or email address
  • Email [email protected] with the subject line "Money blog"
  • WhatsApp us  here .

The long-awaited arrival of the sun in the last few days may have got you thinking ahead to the summer... which for many means holidays.

New analysis sent to the Money team has revealed the holiday resorts that Britons have been searching for over the last few months - although it's not a particularly sun-soaked destination that has come out on top.

Amsterdam is the most in-demand holiday destination for the UK, according to a study by Desert Safari Dubai Tours. 

The company looked at Google search data over the past 12 months to find which holiday destinations were most popular in the UK, using terms such as "holidays to", "flights to" and "trips to". 

Some 57,507 searches were carried out each month for trips to Amsterdam. 

The second most in-demand was Dubai , with an average of 52,544 monthly searches. 

Here is the rest of the list...

  • New York - 51,169 
  • Paris - 43,326 
  • Tenerife - 43,305
  • Barcelona - 41,664
  • Dublin - 38,801
  • Gran Canaria - 33,907
  • Milan - 28,549
  • Istanbul - 28,097

Meanwhile, data from holiday booking site Expedia suggests Britons are chasing the sun over the summer. 

Its trending destination data shows a 50% increase in searches for mainland Greece - while its islands of Santorini and Corfu remain popular. 

Interest is also surging in Mediterranean gem Malta (up 25%), seen as a more affordable destination. 

Searches are also up 50% for Albania , which has seen a surge in interest due to social media. 

The short-haul hotspot of Tunis has seen searches rocket by 130%. 

We're back for another week of consumer news, personal finance tips and all the latest on the economy.

This is how the week in the Money blog is shaping up...

Today : Every week we ask industry experts to answer your Money Problems . Today, a Money blog reader believes they may have been misled when buying their flat - but what can they do?

Tuesday : This week's  Basically...  explains everything you need to know about the Bank of England, ahead of Thursday's base rate decision. 

Wednesday : We speak to the chef at Tom Kerridge's two-starred pub The Hand And Flowers in Buckinghamshire for his Cheap Eats.

Thursday : It's decision day for the Bank of England, and while interest rates are expected to be held at 5.25%, we may learn more about when a cut will come.  Savings Champion  founder Anna Bowes will be back with her weekly insight into the savings market.

Friday : We will be getting the latest GDP figures on this day - which could signal the UK is no longer in recession. Plus, we'll have everything you need to know about the mortgage market this week with the guys from Moneyfacts.

Running every weekday, Money features a morning markets round-up from the  Sky News business team  and regular updates and analysis from our business, City and economic correspondents, editors and presenters -  Ed Conway ,  Mark Kleinman ,  Ian King ,  Paul Kelso  and  Adele Robinson .

You'll also be able to stream  Business Live with Ian King  weekdays at 11.30am and 4.30pm.

Bookmark  news.sky.com/money  and check back from 8am, and through the day, each weekday.

The Money team is Emily Mee, Bhvishya Patel, Jess Sharp, Katie Williams, Brad Young and Ollie Cooper, with sub-editing by Isobel Souster. The blog is edited by Jimmy Rice.

You filled out the job application, got the call (they're interested, phew!), but now... it's interview day.

If the thought of selling yourself to a stranger brings you out in a cold sweat, you're not alone - but you can help yourself by not making the following common mistakes...

1. Not dressing app ropriately

Paul Webley, managing director of Blaze Media Digital Marketing Agency in Merseyside, says: "If you are coming for an interview in a marketing agency, dress smart. No need to be in a suit. It's cute if you are but just dress how you would expect to dress in the job and, if in doubt, err on the side of being slightly smarter.

"With us, there are loads of photos of the team in the office on the website and socials (which you should have looked at) so there is no excuse."

Tell us your interview mistakes/stories/tips in the comments box

2. Handshake mishaps

Paul's second interview mistake is: "This one is a real pet hate and probably doesn't matter as much in the current world but... learn how to shake a person's hand. You have to do this within every job from time to time.

"There is nothing more off-putting than a limp shake. Having a firm, polite handshake is a basic human skill in business and beyond."

3. Complaining

This is another one from Paul: "We had someone a few months ago tell us that they didn't think they should have to come into the office for an interview. This was for an office-based role. If they don't think it's worth coming in then the job is not going to be for them."

4. Not checking your tech

Tas Ravenscroft, senior consultant at recruitment firm Cherry Pick People , says: "Overlooking details like the interview location or the platform being used (such as Teams), and not testing your tech beforehand, can disrupt the interview process. This is especially crucial as most first interviews are now conducted via video conferencing."

5. Bad mouthing previous employers

Tas says: "We see that candidates sometimes feel too comfortable on interview and decide to talk about their past experiences (if aggrieved) negatively, which is a big NO. Instead, my advice is to focus on the lessons learned and how you've grown from challenges in your career."

6. Not asking questions - or asking about benefits or sick pay policy

Tas says: "There are no right or wrong answers to this, but asking questions at the end of the interview is a big YES. It shows you're interested, engaged and would like the opportunity to either progress or land the role.

"I'd say in your first interview, ask about company culture, day to day tasks, expectations of this role, who's the best performer and why? 

"Questions I'd stay away from are benefit-related questions, or I recently had someone ask what the sick pay policy was like in the first interview… Safe to say they didn't get invited back. If you work with a recruiter, you will have salary and benefits info before, so no need to ask on interview."

7. Not showing enthusiasm

For Mike Carlucci, managing director of Reading-based Italian-food importer  Tenuta Marmorelle , this is a big one: "A lot of people at the moment are applying for everything and anything. They apply for hundreds of jobs.

"The result is that you get applicants who are not enthusiastic or passionate about the role or sector as they see it just as a job. There are few people looking for actual careers at the moment. In our industry, the food industry, you need to have passion and enthusiasm."

8. Talking too much

Andrew MacAskill, founder of Executive Career Jump , says: "Sometimes this is down to nerves, other times it is down to overthinking and often it is due to the questions being too broad, which leads to them saying lots and hoping the right answer is in there somewhere."

Ian Nicholas, global managing director at Reed , says a common slip-up people make is to carry on talking after giving their answer.

"Some interviewers may purposely leave a pause just to see how the interviewee will react under the pressure - so be confident in what you've said and know when you've finished."

9. Under-preparation

Habiba Khatoon, director of Robert Walters UK , says: "This means they haven't researched the company, are unaware of the key aspects of the role they are interviewing for and can't make connections between their CV and experience and the role.

"Most interviewers can easily catch on when a candidate has turned up unprepared and when they do, they can lose interest in that candidate quite quickly."

Italian food importer Mike agrees: "It is so important to spend five minutes to go on to the website, see what the company does, how they started and any general information you can get. This really makes someone stand out from the 100s of applicants."

10. Being late - or too early

James Rowe, managing director of the Recruitment Experts , says: "I would suggest arriving 20 minutes early to give you time to prepare, but don't walk through the door too soon! Turning up five to 10 minutes prior to your interview start time shows you're punctual but won't rush the hiring manager… they need breaks too!"

By Brad Young , Money team

Almost half of Britons (45%) subscribe to two or more streaming services, according to comparison website Finder, but box office figures show the theatre-going experience is making a comeback. 

The pendulum is swinging back from streaming-first to theatre-first releases, and streaming platforms like Amazon and Apple are making moves on to the big screen with the likes of Saltburn and American Fiction, or Killers of the Flower Moon and Napoleon. 

That means movie-lovers are facing a conundrum, according to a senior media analyst: should they prioritise spending cash on trips to the cinema or on streaming if they want to see the biggest and best movies? 

"People are making decisions on 'what am I going to allocate to the movie theatre experience, what am I going to allocate to streaming?'" Paul Dergarabedian, of Comscore, told the Money blog.

Cinema's revival is real, according to Philip Clapp, chief executive of the UK Cinema Association. 

"Certainly the major US studios see the theatrical experience, the big screen experience, as where they want their major films to be and then benefitting from the promotional buzz that comes from that," Mr Clapp said. 

Disney chief executive Bob Iger said last year that theatrically released films were "great sub drivers".

"We benefit greatly from the power of our great films, they drive so much engagement and so much interest in our platforms," he said, pointing to Moana, Marvel, Star Wars and Avatar.

Mr Clapp added this year was a "key stepping stone" to an offering similar to before the pandemic, but cinema wouldn't be back to full strength until next year.

In the pandemic, studios experimented with straight-to-streaming releases, which continued even after restrictions fell away.

Mr Dergarabedian said: "When the pandemic hit it was a real stress test on the industry because a lot of people thought theatrical was dying on the vine and that it would be going away at some point in the near future - and then the pandemic accelerated that demise in the minds of some."

But audiences have voted with their feet and instructed studios they want more variety: international films, stadium concert films, videogame adaptations, prestige films and horrors.

Smile, a Paramount horror movie on a $17m budget that could have been straight-to-streaming, had a "great result" at the box office, said Mr Dergarabedian, as did Five Nights at Freddy's. 

Low and mid-budget movies have been the slowest to recover but are returning to the big screen, making the theatre offering more diverse this year, Mr Clapp added.

Mr Dergarabedian said Universal's "diverse portfolio" was the one to beat: it spent the last year putting out everything from action films like Fast X, prestige movies like Oppenheimer, animations like Migration and some spookier offerings too.

Going theatrical still comes with a risk, the analyst said. A flop on the big screen leaves studios with a big hit to their bottom line, having spent large amounts on distribution and marketing. 

But films "tend to have more value" once they arrive on a streaming platform if they were released in cinemas first, including lower budget movies.

Each week, Money blog readers share their thoughts on the subjects we've been covering, and over the past seven days your correspondence has been dominated by these topics...

Brexit rule changes

  • Our feature on manifesting
  • The prospect of disability payments becoming vouchers

Britons could face higher food prices, and even empty supermarket shelves, as new post-Brexit border fees were introduced this week, industry figures warned.

These comments - while perhaps not representative of the whole country - are definitely reflective of the majority view in our inbox...

It's almost like Brexit was a terrible idea… To think our politicians would do anything but make things worse was beyond naive. People let their prejudice override common sense that most politicians look out for themselves and not the country's best interests… Joe

Others suggested the government should be turning its eyes to the issue rather than elsewhere...

Food prices rise even though they told us they would fall and yet the priority is sending asylum seekers to Rwanda. Isn't it about time the UK started to listen to people's problems rather than a very loud minority? Lee

Several people suggested the solution was growing all our own food - which is often talked about, but producers and importers point out the UK climate makes it less achievable to mass produce certain foods at a low cost than in southern Europe.

Disability vouchers?

Reports this week suggested disabled people could receive vouchers instead of monthly payments under proposed government changes to Personal Independence Payment (PIP).

The story resulted in a backlash among our commenters... 

Absolutely barking mad. Disabilities aren't an option. Can't be fixed with words. And can happen to anyone at anytime. Time to get a grip. Rob

Others suggested it was a symptom of a wider failure within the system...

I don't know how the government can take away vital PIP money and say they can replace it with better mental health support. My daughter is waiting for a PIP assessment and also an assessment for ADHD - the latter's wait time is currently four years. Matmac33

Can you 'manifest' financial success? 

Moving to our manifesting feature, which prompted a lot of cynicism. If you haven't read it yet, you can do so  here ... 

Some of our readers are believers... 

I manifest things in my life. Be it money, people or events I've had dreams about, there's more magic in the universe than most people know of. Steve
I believe in manifestation in terms of positive thinking. You'll never get anywhere if you're always assuming the worst. But you do have to put the leg work in for what you want, it won't fall in to your lap. Jim Carrey didn't get that £10m acting job sitting under a tree! Caroline D

Others, well, not so much...

Why are you giving space to this specious guff manifestation? Does it work for the poverty-stricken, starving millions without basic infrastructure and education, or those suffering in warzones across the world? I wonder what they want "manifesting" in their lives? FM1
"Manifesting", what a load of rubbish! I can't believe this is one of the top stories on Sky News. David

And finally, in our weekly round-up of your comments...

This comment section is a COMPLETE WASTE OF TIME. Sky NEVER publishes its readers' views. John Hammond

Be the first to get Breaking News

Install the Sky News app for free

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