ABTA Travel Insurance

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https://www.abtatravelinsurance.com 

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ABTA has been a trusted travel brand for 70 years, offering advice and guidance to the travelling public, as well as leading the travel industry in supporting high service standards.

ABTA Travel Insurance is a high quality travel insurance product developed by ABTA in partnership with AXA.

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Reviews 4.4.

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Easy to navigate

Easy to navigate, asked the right questions without going into unnecessary detail and the policy arrived via email in good time. A really good, quick and efficient service. PS. Hope I don’t need it.

Date of experience : 12 April 2024

Very impressed with the service so far.

Very impressed with the service so far. I have a Platinum Annual Policy, excluding winter sports. I'm lucky I have not had to claim on the policy but I'm very impressed with their customer service so far. I spontaneously decided to join friends for a couple of days of skiing and rang ABTA to ask whether they could tack this onto my existing policy somehow (rather than taking out another policy which then ends up somehow invalidating the first). ABTA had to confer with their underwriter, but called me back the next day and confirmed they would cover me for free for the weekend! The phone lines have always been answered super quickly, too. So far, can definitely recommend.

Date of experience : 22 February 2024

OUTSTANDING EMERGENCY MEDICAL ASSISTANCE & REPATRIATION SUPPORT

I purchased an annual family policy in August 2023. My husband and I went on a Caribbean cruise in January 2024 and half way through the cruise I had a fall and badly fractured my leg. This resulted in us having to disembark in Aruba for my surgery where we remained for a further 9 days. The support I received from the AXA Team was amazing, they communicated with the cruise line and hospital on my behalf, authorising any treatment without me having to get too involved. When I was finally fit to fly home, they kept me up to date with the arrangements they had made. Being abroad and hospitalised is an ordeal in itself, but having such a competent team to support you takes away unnecessary added stress. On arrival home, claiming for other incurred expenses was simple and settlement received promptly.

Date of experience : 31 January 2024

Reply from ABTA Travel Insurance

Many thanks for your great review - The ABTA Travel Insurance team

Excellent, friendly communication with someone who knew what they were dong!

Date of experience : 08 April 2024

Excellent Help

Everything explained very clearly, also information was very good. Thankyou

Date of experience : 13 April 2024

So special to speak to a real person…

I have used the services of ABTA travel Insurance since my Bank cover ceased when I reached 80.I really appreciate speaking to a real person who patiently goes through all the necessary details / who deals with any queries I may have and we always seem to share a sense of humour. Many thanks.

Date of experience : 04 March 2024

Easy to complete form

Easy to complete form. Reasonable cost.

Date of experience : 15 April 2024

Helpful staff.…

Had a query regarding a medical question so phoned and clarified how I should answer. Staff very helpful in their responses and ended saving me over £100. One piece of advice, when paying make sure you have any pop-up or cookie blockers turned off.

Date of experience : 09 February 2024

Liars, not to be trusted, avoid at all costs.

ABTA Travel insurance automatically renewed my travel insurance policy without any communication or renewal offer. Rang up to cancel, they said it was done. Still waiting for the refund (apparently it takes up to 14 days). I requested email confirmation of the cancellation, which has not been provided. I've rang 3 consecutive days requesting the cancellation confirmation email. Provided an alternative email address too. Still no email correspondence from ABTA despite numerous phone conversations where they insist it has been sent. Needless to say I have no trust in this organisation. Be very careful of using this company. Update post ABTA response to this review: This company is actively lying. Attempting to place blame on a third party organisation. My policy is with ABTA and not AXA. My communication is clear, ABTA are attempting to obfuscate. ABTA finally sent me an email. It's just a copy of the travel policy with no notification of cancellation... Avoid this company at all costs.

Dear Sir, Please find clear wording on the ABTA website. ABTA Travel Insurance is a high-quality travel insurance product from ABTA and is underwritten and administered by the AXA Group. Also, the footer on the website ABTA Ltd is an Appointed Representative of Inter Partner Assistance S.A. which is authorised and regulated by the National Bank of Belgium, with a registered head office at Boulevard du Régent 7, 1000 Brussels, Belgium. Authorised by the Prudential Regulation Authority (firm reference number 202664). Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Inter Partner Assistance S.A. UK branch office address is 106-118 Station Road, Redhill, RH1 1PR. Inter Partner Assistance S.A. is part of the AXA Group. The ABTA travel insurance team.

Dear ABTA Travel Insurance,

Dear ABTA Travel Insurance, I arranged Insurance from you by telephone on 22 January 2024: Policy PF-AB-24-0189140. I was told that my Policy documents would arrive by post at my house (25 Almoners Avenue Cambridge CB1 8NZ "WITHIN 3 TO 5 WORKING DAYS" It is now 6 February, and the documents have not yet arrived. I am not impressed by your performance. C. R. CALLADINE

Date of experience : 22 January 2024

Many thanks for your great review - Apologies that the documents have not arrived, we will give AXA a chase who administer the policy on our behalf. - The ABTA Travel Insurance team

it was very quick

it was very quick, the lady I spoke too was very helpful.

Date of experience : 09 April 2024

online Glitchy, and overall impersonal system.

online booking glitch refused my partner addition - cancelled the resulting error policy - rang to correct it - had to cancel, that part went OK - New police sorted with much formulaic stumbling through script, when 90% the answers were sitting there on the policy just cancelled... and now - my new policy hasn't arrived and all your emails are "do not reply"

Date of experience : 15 February 2024

Thank you for your review, we are sorry that your experience, has not been good. We have passed this review onto AXA who administer the scheme on our behalf. The ABTA travel insurance team.

Sound recommendations all round.

Following a recommendation from Martyn Lewis, I decided to book my insurance with ABTA. Everything was so easy and straightforward. I am 87 and not that tech.savvy, so I appreciated this. I also welcomed the recommendation of ABTA to get a Global health insurance card - something I never knew about but which sounded worth having. Thank you.

Date of experience : 02 January 2024

Refuse to send a copy to an addresss on…

Refuse to send a copy to an addresss on the policy, despite: "If you wish to receive a printed copy of your documentation, please call " Weve got 2 families on the policy, one old and more comfortable with paper, living some 6 hours apart. What these guys aim to achieve by offering to do this and then not is quite beyond me.

Date of experience : 21 February 2024

Thank you for your review, we are sorry that your experience, has not been good. We have passed this review onto AXA who administer the scheme on our behalf to look into this. The ABTA travel insurance team.

Affordable cover

Having recently had to retake put beauty insurance for a number of days a year I looked at my options and ABT offered me the most appropriate cover again. Megan sorted me out in a professional and quick manner.

A very straightforward application form

A very straightforward application form, everything seemed open & honest, the real test would be if you sadly had to make a claim. Luckily that's not me. The paperwork was sent quickly with all contact points clearly identified. All things considered, I'm pleased I chose ABTA Travel insurance.

Date of experience : 26 September 2023

Many thanks for your great review - The ABTA Travel Insurance team.

Old sailor goes foreign happily insured

My son in law talked me through the questions which were straight forward and logical. I’m old but relatively healthy and feel happy to be insured by your company , thanks

Date of experience : 21 January 2024

Curtailment Cover

I was looking for a policy that covered for disruption of travel costs. Some others pretend to cover it by hiding it in 'curtailment' cover (not the same). ABTA answered my questions unambiguously - but at time of review I have yet to actually use the annual cover and hopefully won't need it!

Date of experience : 18 December 2023

Using again in May :)

The process was quick (quote and going through to payment). I am going away again in May, I will be taking the ABTA insurance for this holiday as well.

Date of experience : 05 February 2024

Quotation for Travel Insurance

Quotation for Travel Insurance I found ABTA Travel Insurance premium very competitive. The application form was easy to follow. I asked ABTA to send me the Insurance documents by post which they did very promptly. I have not yet travelled.

Date of experience : 19 November 2023

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Searching Money Mentor . . .

The best travel insurance providers.

Updated March 26, 2024

In this guide

Woman at airport after taking out travel insurance

If you’re looking to escape the UK winter, or if you’re saving your holiday for the height of summer, you may wish to consider travel insurance. We explain what travel insurance is and some of the best policies on the market for your holiday.

In 2022, UK residents made 71 million visits abroad. This was over three times the amount made in 2021, when COVID restrictions kept many people at home. 

So if you’re part of a growing number of people spending time abroad, have you considered travel insurance? By taking out one of these policies you could be protected for lost baggage, delayed flights, and medical emergencies abroad among other unforeseen events.  

In this article we explain:

  • What is travel insurance

What does travel insurance cover?

The best travel insurance.

  • Travel insurance and medical conditions

Read more: Passport renewal costs and waiting times

What is travel insurance?

Travel insurance covers the cost of unforeseen events and mishaps that either stop you from going on holiday or affect you while you’re away.

Depending on the policy, travel insurance might cover you for:

  • Medical bills if you suffer illness or have an accident while you’re away
  • Cancellation of your trip for reasons outside of your control
  • Lost or stolen baggage

Policies are usually relatively inexpensive and can give you the peace of mind that your costs will be covered if something bad happens while you are on holiday.

According to the Association of British Insurers (ABI), a trade body, the average claim on travel insurance in 2022 was a little over £970. So while travel insurance won’t stop bad things from happening, but it can prevent you from having to find the money to pay for unexpected costs even after you return from your holiday.

Read more: Ten budget travel tips

Many people opt to take out travel insurance to cover potential medical care while away.

Every week, 3,000 Brits need emergency medical treatment while abroad, according to the ABI. But travel insurance isn’t just about covering medical costs. It can protect you against a range of unplanned events:

  • Cancellation or trip interruption for reasons outside your control
  • Missed transport or delayed departure for reasons outside your control
  • Personal injury and death, including medical evacuation
  • Lost, stolen or damaged items, including baggage, passports and money – check if your home contents insurance covers you
  • Accidental damage or injury caused by you

Does travel insurance cover cancelled flights?

Most travel insurers provide a basic level of cover for cancelled flights. Aviva’s travel insurance, for example, will pay out if your flight is cancelled due to an airport shutdown.

If your airline cancels your flight then you should claim a refund directly with them, so your travel insurance could cover other costs such as hotel bookings, vehicle rentals, and other possible excursions.

What are my rights during strike action?

abta travel insurance voucher code uk

If your flights are cancelled because air staff are striking, which they have over last summer, you might be entitled to compensation from the airline. But for this to apply, customers must have been given less than 14 days’ notice.

It also depends on whether the airline was at fault or not: so if it’s the airline’s staff who are striking, you should be entitled to compensation.

If you’re worried that your flights might be delayed or cancelled, you should also check your travel insurance policy.

Some policies cover you for a cancelled or delayed flight, provided you took out the policy before the strikes were announced.

But if you haven’t yet bought your insurance, you may be out of luck. This is because most insurers won’t cover you for strikes which were already known about.

Read how travel insurance could catch you out.

Below we’ve listed some of the best travel insurance providers on the market, all of which were nominated in Times Money Mentor awards 2023.

Santander

Times Money Mentor award winning cover

Saga

Best for over-50s

Post Office

Post Office

Best for those with pre-existing medical conditions

Aviva

Best for those wanting substantial medical cover  

LV=

Best for a range of unique add-ons

Looking for a new holiday destination?

abta travel insurance voucher code uk

Make sure to visit Times Travel for your holiday inspiration this year. From palm beaches in Fiji to the beautiful Italian coastline, Times Travel caters to all different tastes. Unlike other parts of the site, you also don’t need a subscription to enjoy their high-quality content.

Another notable provider

Despite not winning a nomination at the Times Money Mentor awards, this provider also offers a decent level of cover:

Switched On Insurance

Switched On

The best travel insurance for cruises.

If you’re thinking about taking a cruise, it’s important to take out special additional cover such as a cruise insurance to protect you.

Cruise insurance is normally offered as an add-on to travel policies, and protects you if you:

  • Miss connections to reach the departure
  • Fail to get back on board after planned stops
  • End up being confined to your cabin

Though if you want a dedicated travel insurance policy for a cruise, here’s an option to consider:

JustTravelCover.com

Just Travel Cover*

Best for cruise holidays

The best winter sports cover

If you’re planning a skiing and snowboarding trip then it’s important you have insurance that will cover you if you’re involved in an accident on the slopes.

Most travel insurers will offer winter sports cover as an optional add-on to their regular cover and will protect you if you:

  • Need to be airlifted off the slopes or rescued and need medical treatment
  • Turn up and there’s no snow
  • Can’t start skiing and snowboarding because of avalanche risk
  • Find out your equipment – such as skis, snowboard and boots – has been stolen

It’s difficult to predict what the next ski season will look like. But if you’re booking now and want cover for the essentials, here’s a policy to factor into your calculations.

InsureandGo

InsureandGo*

Best for winter sports

What should a basic travel policy cover?

When shopping for travel insurance, you should ensure your policy comes with the following seven things as standard:

1. Medical expenses

This covers the costs of any emergency medical and surgical treatment while you’re away.

It usually costs more for cover in the US as medical bills can run into the tens or hundreds of thousands of dollars. Any treatment that can wait until you get home is not usually included.

Most policies offer cover of £1 million for medical costs in Europe. This is usually £2 million in the US.

2. Repatriation

This is where you might need to be evacuated from the country you’re visiting.

Repatriation usually happens when you need to get back home to the UK in the event of a medical emergency and is usually covered as standard in most travel insurance policies.

3. Cancellation/curtailment

This covers any travel and accommodation costs you have paid for and can’t use or claim back.

You need a good reason to cancel your trip, so make sure you double check the terms and conditions of your policy.

4. Missed departure

This covers your extra accommodation costs and travel expenses should you miss your departure due to situations outside your control.

It usually includes your car breaking down or being involved in an accident. Leaving home at the last minute won’t count.

This covers you for delays to your travel plans, such as severe weather conditions.

Delays known about before (such as strikes) won’t be covered.

6. Baggage cover

This should cover you if your baggage is lost, stolen, damaged or destroyed.

You might need extra cover for gadgets or valuable possessions as there are usually limits on separate items.

Losses need to be reported within a certain time frame and you must have a written report from your airline if it loses your baggage.

7. Personal liability cover

This should cover you if you are liable to pay damages due to:

  • Accidental bodily injury to someone
  • Or for loss or damage to someone else’s property
  • Claims made by family members or employees won’t be covered

Choose a smooth private healthcare journey with Saga Insurance

abta travel insurance voucher code uk

• Easy access to a specialist

• Fast tests, scans and treatment

• Comfortable hospital stay

Get a Saga Health Insurance quote

For people over 50. Saga Health Insurance is a unique product designed by us specifically for our customers, and it’s only available through us. Together with our underwriter, Bupa Insurance Limited, we are committed to providing high standards of quality and service. 

What extra cover can you buy?

To provide a peace of mind you might be able to add the following onto your policy too:

  • Wedding cover – If you’re travelling abroad for a wedding, some providers might include an add-on which covers damage to your possessions. If you think you need something more comprehensive, then consider a separate wedding insurance policy
  • Gadget insurance – While you’re abroad you may wish to cover your laptop, phone, or tablet from theft or damage
  • Golf equipment cover – Planning to tee off abroad? Then consider cover for moving your clubs overseas. This type of add on includes cover for your equipment if it is lost, stolen, or accidentally damaged

Read more: Is credit card travel insurance any good?

What is not covered by travel insurance?

Travel insurance won’t cover you for a risk that is known about.

For example, if you have a long-standing medical condition that means you can’t go on holiday, your insurer might not cover you for the cancellation costs.

Insurers also won’t cover you if you have to cancel your trip for reasons within your control. For example, if you miss your flight because you woke up late, your claim is likely to be rejected.

Travel insurance is also unlikely to cover you if you have been irresponsible. For example, if you leave your valuables in your hold luggage then your policy won’t cover you if these items are damaged.

Each travel insurance policy will have specific things it won’t cover and this will vary depending on the provider. So it’s important to read the terms and conditions carefully.

What types of travel insurance can you buy?

There are two main options to choose from when taking out a travel insurance policy:

  • Single trip — covers you for one trip of a specified length only
  • Annual multi-trip — covers you for all your trips for one year (if you travel a lot this can work out cheaper than lots of single policies)

You need to make sure that either option of travel insurance covers you for where you are going, such as:

  • Europe only
  • Or the more expensive, worldwide policies (these either include or exclude the US)

But check first which exact countries providers include in their policies. For example, some policies include Turkey, Morocco, Tunisia and Egypt in their Europe insurance.

There is also specific travel insurance for backpackers, which offers extra cover for those who are likely to be away for an extended period of time or travelling to multiple destinations.

Also bear in mind that if you are doing any extreme sports like skiing or going on a cruise then you might need to buy an add-on.

When should I take out travel insurance?

It’s usually best to take out travel insurance as soon as you have booked your trip.

While many people think of travel insurance as something that covers problems while they are away, some policies cover you for issues, accidents and illnesses that stop you from being able to travel.

Cancellation is one of the main reasons that people claim on a travel insurance policy. If the cancellation happens before you have bought insurance then you wouldn’t be able to claim.

How much should I pay for travel insurance?

Your travel insurance premium will depend on a range of factors such as your age, health, type of policy, and destination. This is why an average travel insurance premium will likely be meaningless, so make sure to do your research and get a quote from several different providers before deciding on a policy.

Do I need travel insurance?

Unlike car insurance, travel insurance isn’t a legal requirement. However, it does come with a host of benefits such as cover for medical expenses.

We’ve already listed the benefits of having protection for unexpected medical costs above, and it remains pertinent if you’re travelling abroad and won’t have access to the NHS. According to the ABI, there is one recorded case in 2022 when a traveller in Thailand contracted a serious blood infection which needed intensive medical treatment. The bill eventually came up to £250,000 which was paid in full by their travel insurance provider.

Also consider that some visa applications require you to have a suitable travel insurance policy in place before you apply. If you’re applying for a Schengen visa to travel Europe you’ll need a policy in place which covers medical expenses up to €30,000 during your trip.

FAQs: Travel insurance and medical conditions

Many people solely take out travel insurance to protect themselves from medical expenses. According to the ABI, the average medical claim on travel cover is more than £1,300. Notoriously in the US, these figures run into the tens or hundreds of thousands of pounds.

So below we’ve answered some of the most common medical related questions on travel insurance:

Q. Does travel insurance cover pre-existing medical conditions?

Some insurers do provide cover for pre-existing conditions. However, it is vital that youflag these conditions during the application stage. If you don’t it could invalidate your policy.  

Q. Do you need to tell your travel insurance provider if you have a new medical condition?

If there is a significant change to your personal health then you’ll need to inform your travel insurance provider. This includes being diagnosed with a new long-term illness.

Failure to do so could invalidate your policy.

Q. Can you get travel insurance if you’re over 75 with medical conditions?

Yes. In fact, there are some providers on the market which tailor their policies towards an older demographic. For example, Saga has dedicated policies for over 50s and 70s.

* All products, brands or properties mentioned in this article are selected by our writers and editors based on first-hand experience or customer feedback, and are of a standard that we believe our readers expect. This article contains links from which we can earn revenue. This revenue helps us to support the content of this website and to continue to invest in our award-winning journalism. For more, see  How we make our money  and  Editorial promise

Important information

Some of the products promoted are from our affiliate partners from whom we receive compensation. While we aim to feature some of the best products available, we cannot review every product on the market.

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Avanti Travel Insurance Discount code - Save 20% in May 2024

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About Avanti Travel Insurance

Only an absolute chancer would travel without insurance these days. Going abroad without coverage means taking a serious risk – one that we definitely don't recommend. Avanti Travel Insurance has budget-friendly plans, both for regular travellers and people who go abroad just once a year. An Avanti Travel Insurance promo code is one of the best ways to keep costs down, giving you a little more cash for your holiday spending.

How to use your Avanti Travel Insurance discount code

Don't worry, we've done all the hard work for you. We've visited the Avanti Travel Insurance website to find out exactly how your discount works.

Redeeming your code

Got an Avanti Travel Insurance discount code ready to use? Here's what to do:

You'll find the best selection of Avanti Travel Insurance voucher codes right here on our website. Start by choosing the one that's right for you.

Go to the Avanti Travel Insurance website. Select the plan you'd like to buy and put it into your shopping basket.

On the checkout page, you'll find a box where you can paste your Avanti Travel Insurance promo code. Do this and click ""apply"".

That's it! Your new, lower price should show up immediately.

Try these expert tips if your code isn't working

Go back to our website and copy your Avanti Travel Insurance discount code again. Maybe you made a mistake the first time.

Check the expiry date on your Avanti Travel Insurance voucher. Great offers never stick around for long.

Look at the terms and conditions. Some Avanti Travel Insurance offers may only be valid for first-time customers, for example.

Make sure your Avanti Travel Insurance voucher code covers your products. For instance, many codes will only work for a particular plan.

What you can do if there are no codes online

Try using an expired code. Cross your fingers – it just might work!

Take a look at other travel insurance vouchers on our website. We've always got the hottest selection of the latest deals.

If you're not in a hurry, come back another day. As soon as we find a new Avanti Travel Insurance discount code, we'll post it here.

Avanti Travel Insurance's most loved products

Annual multi-trip insurance: This is the best deal for regular travellers. If you like to get away whenever you can, then sign up for multi-trip insurance for peace of mind that lasts all year.

Cruise cover: Does your dream holiday involve a very large vessel? Then you need cruise cover. This special type of insurance covers all the things that can go wrong on a cruise trip, including last-minute itinerary changes or being stranded at port.

Single trip insurance: Maybe you don't take several breaks a year. In that case, use your Avanti Travel Insurance promo code on single-trip insurance and ensure you're fully covered before you step on the plane.

Refer a friend programme

If one of your chums is travelling without insurance, it's time to have a stern word with them. Use the Avanti refer a friend programme, and they'll get 20% off their plan. That's not all – you'll also receive a £10 M&S gift card as an extra little perk.

Avanti Travel Insurance customer services

If things go wrong on your holiday, you need to be able to get in touch with your insurer ASAP! The good news is that Avanti Travel Insurance has a 7-day, dedicated customer service hotline. If you have a medical emergency or need repatriation, there's even an urgent, 24/7 hotline to help you right away.

Annual sale events

The Avanti Travel Insurance Black Friday sale

Discounts of up to 20% are common on Black Friday at Avanti Travel Insurance. Just make sure to move quickly, as these deals don't last long.

Summer sale at Avanti Travel Insurance

If you haven't bought travel insurance for your summer holiday yet, don't despair! Avanti Travel Insurance often has last-minute deals available in the peak months of July and August.

Avanti Travel Insurance New Year's sale

Planning lots of trips for the year ahead? You can get discounts of up to 20% in January. You'll often find particularly good deals on multi-trip insurance.

Avanti Travel Insurance deals, discounts and more information

Here are some of our top tips for new customers who want the best possible experience at Avanti Travel Insurance.

Avanti Travel Insurance sign-up offers

There's no immediate discount for new subscribers to the Avanti Travel Insurance newsletter. However, it's the place to go if you want to hear about new deals and special offers, so frequent travellers may want to sign up.

Avanti Travel Insurance returns and refunds

Changed your mind? Here's what you need to know about the Avanti Travel Insurance returns policy:

You have a 14-day cooling-off period to cancel your travel insurance policy. This starts either from when you purchase the policy or from when you receive the relevant documents, whichever is later.

To cancel, get in touch with the Avanti Travel Insurance customer service team. They'll walk you through every step of the process.

If you cancel within 14 days, you're entitled to a full refund. After 14 days, this is void.

You cannot cancel a policy if you've already travelled.

Price matching

There's no official Avanti Travel Insurance price match guarantee – but the customer service team are always available. Some past customers say it's worth calling them to see if you can get a special price match offer.

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ABTA says big increase in medical costs abroad makes travel insurance even more essential

ABTA – The Travel Association is reminding customers travelling overseas to take out travel insurance as soon as they book their trip, after data shows the medical costs travellers without insurance could face have risen substantially since 2019.

People requiring an air ambulance will now find that the cost of being flown safely home on a long haul flight will now cost more than twice the amounts charged in 2019.

In some instances customers who have fallen seriously ill or had a major accident will need to be flown home in an air ambulance, with the necessary high quality medical assistance. In 2019, an air ambulance from the European Union back to the United Kingdom cost between €15,000-20,000 - this rose in 2023 to between €25,000 and 30,000. Worldwide costs are even higher, rising in 2019 from €35,000-40,000 to in 2023 €75,000-85,000*, more than doubling.

These air ambulance and other medical costs should be covered by a comprehensive travel insurance policy. 

Customers may sometimes rely solely on the General Health Insurance Card (GHIC) , which allows UK citizens access to state medical care in the EU and a handful of other destinations. However, not all of these services are provided free of charge and air ambulance costs are not covered by GHIC, nor is the UK government under any obligation to cover any medical costs. This means that if you don’t have travel insurance, then you are liable to pay the full costs yourself, along with any other medical treatment.

ABTA is encouraging people to take out travel insurance as soon as they book their trip – that way you are covered straight away, including if you have to cancel for an unforeseen reason, like illness.

It is also important to check that any activities you plan to do are covered by the policy and specialist insurance for activities such as winter sports is purchased. Customers should also always declare any pre-existing medical conditions at the time of taking out the insurance policy or risk invalidating their cover.

Graeme Buck, ABTA’s Director of Communications, said: 

“Every year we see very sad stories of uninsured people who have fallen ill or had an accident whilst overseas and are running up large medical bills. 

“They often resort to setting up a Go Fund Me page or similar, but they will now find they need to raise substantially more money, with air ambulance and other medical costs having gone through the roof.

“It is simply not worth the risk of financial ruin, simply to save a few pounds, so always take out travel insurance at the time of booking your holiday or other travel arrangements.”

Jennifer Anderson, Director for Consular & Crisis, Foreign, Commonwealth and Development Office said:

“Travelling without insurance can be expensive and distressing if things do go wrong when you are abroad. 

“The good news is that purchasing the right travel insurance does not take long and could save you a lot of money and stress. 

“I encourage anyone booking travel to make sure your travel insurance covers the places you visit, the duration of your visit and any planned activities and do disclose any medical conditions so your cover remains valid.”

The Air Ambulance costs were provided by AXA Assistance UK Ltd

*Approximates to @£65,000--£74,000 at an average exchange rate of €1 £0.87 in 2023

Notes to editors

ABTA is a trade association for UK travel agents, tour operators and the wider travel industry. We’re the largest travel trade body, with over 4,600 travel brands in membership who have a combined pre-pandemic annual UK turnover of £40 billion. We work closely with our members to help raise and maintain standards and build a more sustainable travel industry, and provide travellers with advice, guidance and support.

Our members sign up to a code of conduct and commit to agreed service standards and fair trading. When you need clear travel information, and accurate and impartial advice relating to your trip, we’re here for you. When you book with an ABTA member, reliable advice comes as standard. This means that booking with our members brings peace of mind.

All this together means we help you travel with confidence. www.abta.com

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