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Travel Insurance for Schengen Visa: A Comprehensive Guide

Updated: September 8, 2023

Travel insurance for Schengen visa

One of the key requirements of Schengen visa is the travel medical insurance. The travel insurance for Schengen visa must meet certain coverage and must be valid throughout the Schengen region for the entire duration of your stay.

With a myriad of travel insurance options in the market, picking out the right policy for your Schengen visa is difficult. In this article, you will everything about Schengen visa travel insurance and how to choose a policy for your visa.

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What is Schengen Travel Medical Insurance?

Schengen travel insurance is a type of insurance policy for travelers visiting the Schengen area. This type of travel insurance plan is designed specifically to comply with Schengen visa criteria of minimum coverage and validity requirements. Schengen travel insurance is also a mandatory requirement for obtaining a Schengen visa.

Who Requires Schengen Travel Health Insurance?

Visitors from visa-required countries planning to visit any Schengen country must require Schengen travel insurance.

If you are a traveler from a country that requires a visa to enter the Schengen zone, you must have a valid travel insurance policy. You must buy travel insurance not only for your Schengen visa application but also for any or all trips that you take to the Schengen area.

Is Travel Insurance Mandatory for Schengen Visa?

Yes, obtaining travel insurance is mandatory for Schengen visa . The European Commission’s 810/2009 Regulation mandates submitting valid travel medical insurance for Schengen visa applications.

Proof of travel medical insurance is not only mandatory for the first trip, but also for all subsequent trips for multiple-entry Schengen visas.

At the time of application, you would only need to provide proof of insurance for the first entry.

What are the Schengen Visa Insurance Requirements?

Schengen visa travel insurance requirements from Spain Embassy

As per the Article 15 of REGULATION (EC) No 810/2009 , your Schengen visa travel insurance must meet the following three criteria:

  • Must cover medical expenses up to a minimum of €30,000
  • Must be valid for the entire duration of your stay
  • Must be valid in all 27 Schengen countries

The policy must cover all medical expenses arising from emergency medical attention, treatment, hospitalization, emergency medical evacuation, repatriation due to medical reasons and death.

Let’s look at each of those requirements in detail.

1. Minimum Coverage

Your Schengen visa travel insurance must meet the minimum coverage requirement of €30,000. When purchasing Schengen visa travel insurance in USD, make sure the policy covers at least $50,000.

This minimum coverage is applicable for any medical expenses, emergency evacuation, and repatriation of remains.

This coverage is necessary to financially protect you in case of accidents, unforeseen illnesses, or other emergency situations that may arise during your travels in the Schengen area.

2. Validity Duration

Your travel insurance for the Schengen visa must remain valid for the entire duration of your stay in the Schengen area.

This travel insurance policy should cover you from the day you arrive in the Schengen area until the day you leave.

In terms of a multiple-entry visa, the Schengen visa insurance must be valid for the entire duration of your first entry only.

Here is an example:

You are applying for a multiple-entry visa and your trip is from Jan 01 to Jan 14. Your Schengen visa insurance must be valid from Jan 01 to Jan 14.

If you take another trip on the same visa, say from May 01 to May 14, then you must purchase another Schengen travel insurance at the time of your second trip.

For your visa application, you would only need to provide insurance for Jan 01 to Jan 14.

3. Validity in the Schengen Zone

Lastly, your Schengen visa travel insurance must be valid in all 27 Schengen countries. This is to make sure that you have coverage regardless of which Schengen country you visit during your trip.

Most Schengen travel insurance aggregators such as VisitorsCoverage provide insurances that are valid in the entire Schengen zone.

In fact, any insurance valid globally is acceptable for the Schengen visa. Provided, the the insurance covers at least €30,000 in all medical costs and emergencies.

What Does Schengen Visa Insurance Plan Cover?

VisitorsCoverage Europe Travel Plus insurance for Schengen visa

In general, any Schengen visa insurance plan covers medical expenses, COVID-19 protection, and trip coverage.

These coverage options are designed not only to provide comprehensive protection but also to meet the Schengen visa insurance requirements.

1. Medical Coverage

Medical coverage is the most important aspect of Schengen travel insurance. It provides coverage for emergency medical expenses, accidents, and unexpected illnesses.

The coverage also includes hospitalization, emergency hospital treatment, doctor visits, prescription drugs, and other necessary medical treatments that are considered emergency and necessary.

The policy must cover at least €30,000 for the visa. But depending on your needs and activities in the Schengen area, you can opt for policies with higher coverage.

2. COVID-19 Protection

COVID protection is not mandatory for Schengen visa. But most Schengen visa travel insurance policies offer coverage for medical treatment and quarantine expenses related to COVID. COVID tests and quarantine must be prescribed by a doctor to be eligible for the coverage.

That being said, you must review the policy details to make sure that COVID protection is included. Even though it’s not mandatory, it can provide peace of mind during your trip.

3. Trip Coverage

Trip coverage is also not mandatory for Schengen visa. But most travel insurance plans provide protection against flight cancellations, delays, and lost luggage during your travels. Trip coverage will help lessen any expenses arising from trip interruptions and baggage delays.

Review the policy details to make sure comprehensive trip coverage is included. This way, you can ensure that your trip goes smoothly, even when faced with unexpected setbacks.

What Does Schengen Visa Insurance Plan Not Cover?

Though Schengen travel insurance plans provide coverage for a wide range of scenarios, there will usually be some exclusions. One common exclusion is the coverage for pre-existing medical conditions.

It’s crucial to understand the limitations and exclusions of your Schengen visa insurance policy. Let’s look into the exclusion of pre-existing medical conditions in detail.

Pre-existing Medical Conditions

Pre-existing medical conditions are generally not covered by Schengen visa insurance plans. If you have a medical condition that was present prior to the purchase of your Schengen insurance policy, any medical expenses related to that condition during the trip will not be covered.

Review the terms and conditions of your travel insurance policy to determine if any exclusions apply to pre-existing medical conditions.

Is COVID-19 Coverage Mandatory for Schengen Visa Travel Insurance?

No, COVID-19 coverage is not mandatory for Schengen visa travel insurance. But most Schengen travel insurance companies include COVID coverage in their policy.

Even though it’s not required, having COVID protection in your travel insurance can provide financial security during your Schengen trip.

It is always better to be prepared and have coverage than face challenges during the trip.

How Much Does Schengen Visa Medical Insurance Cost?

The cost of Schengen visa medical insurance varies depending on several factors, such as age, duration of your trip, total coverage amount, and the insurance company.

Schengen travel insurance from IMG Global, through VisitorsCoverage for up to 39 years of age will cost about a dollar a day. For a one-week trip, it would be about $7 USD. The cost goes up with age.

IMG Global is a US-based insurance company offering Schengen visa insurance. If you opt for a Europe-based insurance company such as Europ Assistance, the prices are even higher. A one-week insurance policy can cost about €18.

To find the most affordable insurance policy for the Schengen visa, compare different insurance providers and policies using an insurance aggregator such as VisitorsCoverage .

How to Choose the Right Travel Insurance for Schengen Visa?

Schengen visa letter from VisitorsCoverage

With a myriad of options available in the market, choosing travel insurance for your Schengen visa can be a daunting task. To make this process easier, consider factors such as the reputation of the insurance company, coverage limits, and customer reviews.

Let’s look at each of these factors in detail.

1. Reputation of the Company

When selecting a travel insurance provider, it’s important to evaluate their reputation in the market. A reputable insurance company will have a track record of providing reliable and quality coverage, as well as excellent customer service.

You can assess the reputation of an insurance company by looking at its reviews and ratings on sites such as Trustpilot. VisitorsCoverage , for example, has a 4.7 rating on Trustpilot.

If you choose an insurance company with a strong reputation, you will have confidence in the coverage and support they provide throughout your trip.

2. Coverage Limits and Exclusions

Another important aspect to consider is the coverage limit. The policy must be Schengen visa compliant, meaning the policy must meet the minimum coverage requirement of €30,000.

Additionally, it’s important to review if there are any exclusions such as pre-existing medical conditions or other limitations.

By reviewing the coverage limits and exclusions, you can pick out a policy that is Schengen visa compliant and provide enough protection during your trip.

3. Customer Reviews and Ratings

Reviews and ratings can be invaluable resources when evaluating any product or service in the market. Travel insurance is no different. The reviews and ratings provide insight into the insurance provider’s customer service, claims process, and embassy acceptability.

By considering the experiences of other travelers you can assess the quality and reliability of the travel insurance.

4. Schengen Insurance Certificate

Lastly, the insurance company must be able to issue a Schengen insurance certificate, also called a visa letter. Submitting a visa letter along with the policy is a mandatory requirement for the Schengen visa.

This certificate confirms that your insurance policy meets the Schengen visa criteria. The certificate should include:

  • Your name (as the policyholder)
  • Policy number
  • Total coverage amount, which should be no less than €30,000 (or $50,000)
  • Dates of validity (must cover the entire duration of your stay in the Schengen area)
  • Contact details for the insurance company, in case of emergencies

Where to Purchase Travel Insurance for Schengen Visa?

Travel insurance for Schengen visas can be purchased from online insurance providers, local insurance companies and travel agencies.

Local insurance companies and travel agencies can offer personalized advice. With online platforms, you can compare prices and coverage options from multiple insurers.

Regardless of where you purchase your insurance, it’s important to make sure the insurance policy meets Schengen visa insurance requirements and provides the necessary coverage for your trip.

My recommendation is to buy Schengen visa insurance from VisitorsCoverage. Their Europe Travel Plus policy is specifically designed for the Schengen visa, meeting the minimum coverage requirements and downloadable visa letter. Here is a comparison for a 33-year-old, 7 days trip to the Schengen area.

How to Purchase Travel Insurance for Schengen Visa

To purchase your travel insurance for Schengen visa, go to the VisitorsCoverage’s Europe Travel Plus plan. Enter the following details.

  • Destination Country
  • Citizenship
  • Residence/Home country
  • Coverage Start Date
  • Coverage End Date
  • Arrival Date
  • Date of Birth
  • Email Address

Click on Continue. In the deductible and policy maximum, select $0 for the deductible and $50K for the policy maximum. Then click on Continue.

In the next steps, enter your details as per your passport. Complete the payment and purchase the policy. Once your purchase is complete, you can download your visa letter.

How To Find Cheap Schengen Travel Insurance?

Finding cheap Schengen travel insurance requires research and comparison of policies and companies. I have done this already for you. VisitorsCoverage was the cheapest in my research. If you are older than 50, then you might want to check other insurance companies to see if you can find a cheaper option.

Frequently Asked Questions (FAQS)

Do us citizens need schengen insurance.

No. US citizens do not require Schengen insurance when traveling to the Schengen area. This is because Schengen insurance is mandatory for those that require a visa for the Schengen area. And, US citizens do not require a visa for the Schengen area.

Is Schengen travel insurance refundable?

Yes. Most Schengen visa insurance companies offer reimbursement or free cancellation in the event of visa refusal. That being said, review the terms and conditions of the insurance policy before purchasing to make sure the policy is cancellable in case of visa refusal.

Can I purchase travel insurance after obtaining a Schengen visa?

No. You must purchase travel insurance before obtaining the visa. This is because travel insurance is one of the mandatory requirements for obtaining the Schengen visa. Without purchasing travel insurance, you won’t even be able to apply for the Schengen visa.

Are pre-existing medical conditions covered by travel insurance?

Pre-existing medical conditions are usually not covered by Schengen visa insurance plans. This means that any medical expenses arising due to pre-existing conditions will not be covered during your trip. Before purchasing, review the terms and conditions of the policy to determine the exclusions.

Can I extend my travel insurance coverage if my stay in the Schengen area is prolonged?

It may be possible to extend travel insurance coverage if your stay in the Schengen area is prolonged. But it depends on the insurance company and the policy type. Review the terms and conditions and also contact the insurance provider to inquire about extensions.

Obtaining the right travel insurance is a crucial step in your Schengen visa application process. The travel insurance for Schengen visa must provide at least €30,000 coverage and must be valid throughout the Schengen region for the entire duration of your trip.

While purchasing your Schengen visa insurance, consider factors such as the provider’s reputation, coverage limits and customer reviews. Compare different travel insurance providers and policies to pick out the right insurance for your Schengen visa.


Thirumal Motati

Thirumal Motati is an expert in tourist visa matters. He has been traveling the world on tourist visas for more than a decade. With his expertise, he has obtained several tourist visas, including the most strenuous ones such as the US, UK, Canada, and Schengen, some of which were granted multiple times. He has also set foot inside US consulates on numerous occasions. Mr. Motati has uncovered the secrets to successful visa applications. His guidance has enabled countless individuals to obtain their visas and fulfill their travel dreams. His statements have been mentioned in publications like Yahoo, BBC, The Hindu, and Travel Zoo.


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01. Apply for your visa

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03. Book your hotel

Book your hotel from . has pretty much every hotel, hostel and guesthouse from every destination.

04. Get your onward ticket

If traveling on a one-way ticket, use BestOnwardTicket to get proof of onward ticket for just $12, valid for 48 hours.

05. Purchase your insurance

Purchase travel medical insurance for your trip from SafetyWing . Insurance from SafetyWing covers COVID-19 and also comes with a visa letter which you can use for your visas.

Need more? Check out my travel resources page  for the best websites to plan your trip.

LEGAL DISCLAIMER We are not affiliated with immigration, embassies or governments of any country. The content in this article is for educational and general informational purposes only, and shall not be understood or construed as, visa, immigration or legal advice. Your use of information provided in this article is solely at your own risk and you expressly agree not to rely upon any information contained in this article as a substitute for professional visa or immigration advice. Under no circumstance shall be held liable or responsible for any errors or omissions in this article or for any damage you may suffer in respect to any actions taken or not taken based on any or all of the information in this article. Please refer to our full disclaimer for further information.

AFFILIATE DISCLOSURE This post may contain affiliate links, which means we may receive a commission, at no extra cost to you, if you make a purchase through a link. Please refer to our full disclosure for further information.


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Schengen Travel Insurance

Traveling to a schengen area.

  • Double-check the expiration date on your passport, paying particular attention to the validity of childrens passports, which are only valid for five years.
  • Make sure your passport is valid for at least six months beyond your intended return date
  • Always carry your passport with you when traveling to other countries within the Schengen Area. While there may not be any border checks at the time of your travel, officials have the authority to reinstate border controls at any time, without prior notice.

Schengen Travel Insurance of which AXA is a leading provider, covers you in all 27 Countries within the Schengen Territory that have abolished internal border controls for their citizens. The countries are:

travel insurance cost for schengen visa

Do I need travel insurance while traveling to Schengen Countries?

What do I receive with my Schengen travel insurance?  

What countries are covered under my axa travel plan, how can axa help with your trip to europe, how to get a travel protection quote.

Receive a  free quote  within minutes Or call us at  855-327-1441  to speak with our licensed Travel Insurance Advisors. Monday-Saturday, 8AM-7PM Central Time  

Does AXA Travel Insurance provide coverage for Schengen Visa?

AXA Gold and Platinum plans offer the necessary medical and assistance coverage in all 27 countries in the Schengen Territory.   However, the Gold and Platinum plans only provide coverage up to 60 – 90days.

What should I do if I have a medical issue while in the Schengen Area?

Please contact the local authority as soon as possible. Then contact us on the phone number given with the special conditions you receive after taking out your policy. Our helpful staff will then do all we can to resolve your issue and get you treatment or travel home, in line with the conditions of your policy. If you require assistance while traveling, call us at +1312-935-1719

The embassy states that I must get an insurance certificate with Covid protection. Is this possible?

Need help choosing a plan.

Speak with one of our licensed representatives or our 24/7 multilingual Insurance advisors to find the coverage you need for your next trip. From Medical Coverage to Trip Cancellation Protection, our team of travel experts will help you choose the right coverage.

licensed agents available

travel insurance cost for schengen visa

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  • Immigration

Schengen Visa Travel Insurance: Complete Guide

Following these guidelines ensures that obtaining and presenting travel insurance for a schengen visa is a smooth and structured process. remember, selecting the right insurance policy and providing the requisite documents to the embassy are crucial steps in securing your schengen visa..

Schengen Visa Travel Insurance: Complete Guide

Key Takeaways:

  • Schengen visa requires mandatory travel insurance with a minimum €30,000 coverage for medical expenses and repatriation in all Schengen countries.
  • Travel insurance must remain valid throughout the stay and cost approx €20 to €50 for a one-week trip, varying by age and trip duration.
  • Insurance premiums increase with age, policy duration, and maximum coverage limit; essential for visa approval, but recommended for all travelers to Schengen.

Planning a trip to Europe involves not just packing bags and booking flights, but also ensuring you meet all the necessary requirements for a smooth journey. One such critical preparation is obtaining the right travel insurance for those who need a Schengen visa . This guide aims to simplify the often confusing process of selecting and securing Schengen visa travel insurance, clearing your path to enjoying the historic, cultural, and scenic delights of Europe.

Travel insurance for a Schengen visa holds mandatory status and can be a dealbreaker in your visa application process if overlooked. But what exactly should your insurance cover, and how much should you expect to pay? From covering potential medical emergencies to ensuring you meet all embassy requirements for visa approval, this comprehensive guide delves into every detail you need to know. Whether you’re a seasoned traveler or a first-timer, understanding these essentials will not only protect you but also enhance your European adventure.

Schengen Visa Travel Insurance Guide

This guide provides essential information on obtaining travel insurance for a Schengen visa when visiting Europe.

What is Schengen Travel Insurance?

Schengen travel insurance is specifically designed for travelers who are required to apply for a Schengen visa. This insurance helps cover potential medical expenses, trip cancellations, and other unforeseen circumstances while traveling.

Is Travel Insurance Mandatory for a Schengen Visa?

Schengen Visa Travel Insurance: Complete Guide

Travel insurance is obligatory for anyone applying for a Schengen visa . Here are the key points regarding its requirements:

Also of Interest:

Us to offer visa-free travel for cypriots, finland blue card: requirements and application guide.

  • Mandatory Requirement: The embassies of Schengen countries mandate that applicants must have valid travel insurance. Without it, your visa application will be denied.
  • Quote from an official source: “Travel insurance coverage is a compulsory document for visa application and will be scrutinized during the visa interview.”
  • For Non-Visa Nationals: Individuals from countries that do not require a visa to enter the Schengen zone are not obliged to acquire travel insurance. However, it is strongly advised to have one to ensure safety against health and travel risks.

Whether you need a visa or not, travel insurance for the Schengen Area is crucial for a stress-free journey, especially considering the unpredictable nature of travel. To avoid any complications with your travel plans, ensure you meet all insurance requirements before your trip.

Schengen Visa Travel Insurance Requirements

When applying for a Schengen visa, you are required to have travel insurance that fulfills specific criteria:

  • Minimum Coverage : The insurance must provide at least €30,000 in coverage, encompassing medical expenses which include hospitalization, emergency medical services, and repatriation costs.
  • Scope of Validity : The policy should be recognized in all 29 countries within the Schengen Zone.
  • Duration of Coverage : Insurance should remain valid throughout your entire stay within the Schengen area.

Prominent insurance providers like Europ Assistance and MondialCare issue the necessary travel insurance certificates required by embassies for Schengen visa applications.

How Much Does Schengen Medical Travel Insurance Cost?

Comparatively, Schengen visa insurance is affordable against the total cost of traveling. Typically, for a one-week journey, the cost ranges from €20 to €50, depending on the specific policy chosen. The price of travel insurance is influenced by several factors:

  • Age : “The cost of the insurance policy increases with age,” meaning individuals over 60 may see higher premiums than younger travelers.
  • Trip Duration : Insurances are charged on a daily rate basis; thus, the longer your stay in Schengen, the more you will pay for insurance.
  • Coverage Limit : Insurance plans vary extensively:
  • A basic plan, covering up to €30,000 might cost less.
  • Plans providing up to €100,000 or higher coverage will naturally be more expensive.

Understanding these factors and how they affect the overall insurance cost can help travelers make informed decisions about purchasing the right insurance policy for their Schengen visa application.

Where to Purchase Travel Insurance for a Schengen Visa

When planning your trip to the Schengen Area, purchasing travel insurance is a requirement. Here are several reliable options to consider for buying a travel insurance policy:

1. Online Travel Insurance Providers

You can conveniently secure travel insurance suitable for a Schengen Visa from the comfort of your home through online providers. Here are the top companies known for their comprehensive coverage:

  • Europ Assistance
  • MondialCare

2. Through Your Travel Agency

If you’ve arranged your European tour through a travel agency, they might offer travel insurance as part of their travel package.

  • Note : This option is often the most expensive as some agencies tend to mark up the price of the insurance. Always review the policy details before finalizing. As mentioned, “ You should always read the policy beforehand – and if you don’t like it, see if you can opt out. “

3. Local Schengen-Accredited Insurance Companies

To buy travel insurance directly, you can approach a local insurance company accredited by Schengen authorities. Simply visit their office, request a Schengen travel insurance policy, and buy it.

By selecting from these tailored options, you ensure compliance with Schengen Visa requirements while choosing the plan that best fits your travel needs.

How to Purchase Schengen Visa Insurance Online

Purchasing Schengen Visa insurance online is straightforward. Here is a step-by-step guide to help you efficiently secure the right insurance for your travel needs:

Visit the Insurance Company’s Website :

  • Navigate to the insurance provider’s website and click on the “Get a Quote” or “Start Now” button.

Complete the Online Application :

  • Nationality
  • Destination
  • Dates of travel

Select a Plan :

  • Carefully review the benefits of each to match them with your travel requirements.
  • Choose between an affordable policy or a more comprehensive coverage depending on your needs.

Make the Payment :

  • Payments can typically be made using a credit/debit card or PayPal.
  • The cost will depend on variables such as age and trip length, as well as the chosen plan.

Download and Print the Insurance Certificate :

  • Once your purchase is confirmed, download and print the Insurance Certificate provided in PDF format.
  • “You need this to hand into the Embassy when you apply for a visa,” as it’s the proof required for your travel documentation.

How to Present Proof of Purchased Travel Insurance for Schengen Visa

When applying for a Schengen Visa, presenting proof of purchased travel insurance is essential:

  • Travel Insurance Certificate : When you buy insurance, you will receive a travel insurance certificate. This document should be shown as proof when applying for your visa at the embassy.
  • Meeting Specific Embassy Requirements :
  • If the embassy has special requirements for the insurance certificate, contact your insurance company.
  • They can tailor a certificate that fits the specific needs of your visa application.

Schengen Travel Insurance Plan Requirements

When applying for a Schengen Visa, a travel insurance plan must provide specific coverage to be considered valid. The coverage should include:

Medical Treatment Costs :

  • In-patient and out-patient services
  • Doctor consultations
  • Hospital stays
  • Surgical procedures
  • Prescribed medications
  • Emergency dental treatments

Repatriation or Evacuation Costs :

  • Coverage is necessary in cases where you become seriously ill or are involved in a major accident requiring medical care back in your home country.
  • It also includes repatriation in the event of death.

Additionally, insurers might offer extra coverage options such as trip cancellation and liability insurance.

Obtaining Schengen Visa Insurance from the USA

If you are based in the USA and planning a trip to Europe, obtaining Schengen Visa Insurance is straightforward:

  • Purchase Online: You can easily purchase travel insurance suitable for Schengen visa applications through online platforms.
  • Companies like Europe Assistance and MondialCare allow consumers to buy travel insurance directly from their websites.
  • Download Insurance Certificate: After purchasing, you can download the Insurance Certificate which is often available in a printable electronic format.
  • Visa Application: Simply submit the downloaded Insurance Certificate along with other required documents to the Embassy.

Purchasing Schengen Visa Insurance online and providing the required documentation to the embassy can streamline your travel preparations efficiently.

Understanding How Travel Medical Insurance Works

Introduction to Travel Health Insurance Travel health insurance is essential for covering financial losses due to medical emergencies when visiting Europe. If your insurance policy is valid during your trip, here’s how it typically works:

  • Direct Billing : The hospital may send the bill directly to the insurance company, which means you do not have to pay anything upfront.
  • Reimbursement Model : You pay the hospital bills yourself and subsequently file a claim with the insurance company to get reimbursed. Remember to retain all hospital bills for this purpose.

In case of an emergency, it’s critical to contact the assistance center immediately to receive guidance on how to proceed.

Purchasing Schengen Health Insurance Versus Relying on Domestic Insurance

Is Schengen Health Insurance Necessary? Even if you have domestic health insurance, it is advisable to purchase Schengen health insurance for travel in Europe. Domestic insurance plans typically provide coverage only within the country of issuance and do not extend to international travel. “Domestic insurance plans have coverage only within the country they were purchased in and do not cover international travel.”

Policy Refunds in Case of Visa Rejection

Can I Get a Refund If My Schengen Visa Application is Refused? Many insurance companies offer refunds if your Schengen visa application is denied. However, it varies by company:

  • Check the FAQ section on the insurance company’s website.
  • Contact the company directly for precise information regarding their refund policy in case of visa refusal.

Coverage Scope of Schengen Medical Insurance

Does Schengen Medical Insurance Extend Beyond the Schengen Area? Schengen medical insurance specifically targets the countries within the Schengen Area and does not cover other countries. If your travel plans include destinations outside the Schengen Zone, consider obtaining:

  • An international travel insurance plan.
  • A specific additional insurance plan that covers the non-Schengen countries you will visit.

In conclusion, understanding the specifics of how travel medical insurance works, ensuring you have the appropriate coverage for your destination, and knowing the conditions for potential refunds are crucial steps in preparing for travel in Europe and beyond.

Based on the detailed guide on Schengen Visa Travel Insurance, the following are official and helpful external resources that would be particularly relevant for someone seeking this type of insurance. These resources come from official government and insurance entities, providing credible and authoritative information for visa applicants:

  • European Commission – Schengen Visa Information
  • Website:
  • This is the European Commission’s official page detailing visa policies, including requirements and guidelines for the Schengen Visa.
  • AXA Schengen Travel Insurance
  • Website:
  • AXA provides specific insurance for Schengen visa applicants, which meets the requirements set by the Schengen states.
  • Allianz Travel Insurance – Schengen Visa
  • Website:
  • Allianz offers options for travel insurance that comply with Schengen Visa regulations.
  • Europ Assistance – Schengen Travel Insurance
  • Website:
  • Europ Assistance provides insurance products that accommodate the specific needs of travelers applying for Schengen visas.
  • MondialCare – Europe Travel Insurance
  • Website:
  • MondialCare offers travel insurance suitable for Schengen visa requirements.
  • European Health Insurance Card (EHIC) Application
  • Website:
  • Although not a replacement for travel insurance, the EHIC can be useful for EU citizens traveling within Europe.
  • Schengen Visa Application Form
  • PDF Download:
  • This is a downloadable form that is required for all Schengen visa applications.
  • Embassy of France in Washington, DC – Schengen Visa
  • Website:
  • France’s embassy website, is often helpful for understanding specific requirements from one of the key Schengen countries.
  • Germany Visa – Travel Insurance for German Schengen Visa
  • Website:
  • This site provides detailed information about the travel insurance required specifically for a Schengen visa application for Germany.
  • Website:
  • Provides specific entry requirements and visa information for Switzerland.

Using these resources will give you official information regarding the Schengen Visa application process, including the mandates about travel insurance. This ensures that applicants can find all necessary, credible details directly from the responsible authorities or recognized organizations.


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Secure your overseas trip with Travel Medical Insurance

Get your Travel Medical Insurance with COVID-19 coverage from reputed global insurers for travel in the new normal.


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Going on a trip abroad is exciting, but emergencies can happen, and if they do, it can be expensive and challenging affair. You can take some of your stress away by booking a travel medical insurance policy with Covid-19 coverage at competitive pricing from global insurers. Don't forget that for Schengen visa applications, travel insurance is mandatory.

Travel Medical Insurance

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Frequently asked questions

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1 . What is Travel Medical Insurance?

Travel Medical Insurance is designed to cover your emergency medical expenses while traveling abroad. In the event of an unexpected illness, injury, or medical condition during your trip, your travel medical insurance plan will reimburse you for the treatment costs, up to the limits specified in the plan.

2. Why do I need Travel Medical Insurance?

Travel Medical Insurance provides coverage for various risks that may arise during your overseas travel, including medical emergencies, COVID-19, and loss of passport. The coverage offered ensures an additional layer of protection against potential financial losses. For more detailed information on the coverage, please refer to the Travel Medical Insurance policy documents.

3. Why should you buy Travel Medical Insurance online?

Purchasing overseas travel insurance online is a convenient way to access a wide range of best plans at competitive prices from global insurers. This allows you to choose a suitable plan without incurring any extra commissions.

4. How much will overseas Travel Insurance cost?

The cost will depend on the kind of overseas Travel Medical Insurance policy you opt for, and it will vary from country to country. Multiple underlying health conditions will determine the final insurance premium you will have to pay.

5. How far in advance should I purchase Travel Medical Insurance?

It's best to purchase travel insurance within the first 14 days of your initial trip.

With Travel Medical Insurance assistance provided by VFS Global, you can book your insurance and submit your visa application together.

Even if you missed purchasing the insurance plan before or during the visa application process, you can still buy Travel Medical Insurance by visiting our website.

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Schengen Visa Travel Insurance (2024 Guide)

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Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, shipping, real estate and more.

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Sabrina Lopez is a senior editor with over seven years of experience writing and editing digital content with a particular focus on home services, home products and personal finance. When she’s not working, Sabrina enjoys creative writing and spending time with her family and their two parrots.

The Schengen area is an alliance of 27 European countries that allows border-free travel. It covers most of mainland Europe, including 23 European Union countries and four members of the European Free Trade Alliance.

Travel insurance is a requirement for the Schengen visa application process. You need at least €30,000 (US$32,800) in coverage in case you need medical attention during your stay in Europe, and you have to purchase coverage and obtain a certificate showing insurance to include with your visa application. Read on to learn more about the unique requirements of a Schengen visa and the role travel insurance plays in the application process.

Which Insurance Provider is Best for Schengen Visa?

Use the table below to compare the top recommended choice for travel insurance for a Schengen visa.

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Our editorial team follows a comprehensive methodology for rating and reviewing travel insurance companies. Advertisers have no effect on our rankings.

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Is Insurance Required for a Schengen Visa?

With a few exceptions, travelers from the U.S. do not need a visa for the Schengen area if staying for 90 days or less. Americans visiting for over three months, permanent residents without citizenship and foreign nationals traveling from the U.S. will need a Schengen visa if they are citizens of a country without a visa-free arrangement with Schengen countries.

The countries in the Schengen area are: Austria , Belgium, Croatia, Czech Republic, Denmark , Estonia, Finland, France , Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovenia, Slovakia,  Spain, Sweden and Switzerland. Bulgaria, Cyprus, Ireland and Romania are currently not Schengen countries.

Travelers from the U.S., Canada , and other visa-exempt countries only have to go through immigration and customs in the first country they visit in the Schengen zone. After that, they can travel to any other nation in the alliance without taking out their passport. For instance, you can fly, drive or take a train from Sweden all the way to Spain on the same visa.

Citizens from visa-exempt countries like the U.S. don’t need a visa or travel insurance to visit Europe. However, because of the high price of healthcare in Europe, travel insurance is still a good idea for visa-free travelers. But note that if you have to visit with a Schengen visa, you need to meet specific health insurance mandates.

Schengen visa holders must have comprehensive health insurance coverage. It should last for the length of their stay in the area (but does not need to cover the duration of the visa).

When you apply for a Schengen visa at the consulate or embassy of the country you plan to visit first or spend most of your time in, they will explain the specifics of the travel insurance requirements. You will need proof of a travel insurance plan for visa approval.

Schengen Visa Insurance Requirements

Schengen visa applicants need travel medical insurance . However, the policy must have specific features and minimum limits for medical coverage and medical evacuation.

Here is a closer look at the requirements for Schengen visa eligibility.

  • Medical emergency insurance
  • Repatriation coverage for death
  • Medical evacuation insurance if you need long-term care in your home country
  • Coverage limits of at least €30,000 (US$32,000)
  • Coverage lasting for the entire length of your stay in the Schengen area

The purpose of these requirements is to ensure you can pay for medical treatment without requiring assistance from your host country’s healthcare system.

You need a document from your travel insurance company as proof that you have a visa-compliant policy. This insurance certificate shows that you have met the minimum requirements. It is a vital part of your visa application, and you won’t gain approval without it.

Types of Travel Insurance Policies

Schengen visa insurance plans focus on medical expenses, but travel policies can also offer other protections. Comprehensive travel insurance covers additional risks, including those related to cancellations and delays.

Here is a look at the different travel insurance coverages.

  • Medical, evacuation and repatriation coverage is required for visa approval.
  • Trip cancellation insurance provides reimbursement if your trip gets canceled due to covered reasons, such as an unexpected illness or injury or a crisis or disaster in your European destination.
  • Trip delay and interruption coverages pay for expenses related to delays or incidents that cancel your journey earlier than planned.
  • Baggage delay or loss reimburses you for missing items so that you can replace necessities and continue your travels.
  • Add-ons to standard policies may include rental car insurance, pre-existing condition coverage and insurance for exclusions from standard insurance like scuba diving or climbing.

Schengen visa applicants can purchase travel insurance with comprehensive coverage to protect the non-medical aspects of their trip. International travel can be expensive, so cancellation insurance and other protections available through a complete travel policy can save you from frustration and financial loss.

Choosing the Right Schengen Visa Insurance

There are several factors to consider when selecting travel insurance.

  • Coverage limits are the maximums that the insurer will pay for each claim type. Schengen visas require €30,000 (about $32,800) in medical emergency, evacuation, and repatriation insurance, but you can get a policy with higher limits if you wish.
  • Pre-existing conditions are another important factor. Insurers may or may not cover them on a standard policy, but those that do not provide coverage directly may sell waivers that add coverage for your conditions.
  • Deductibles are another factor to consider. This amount is an out-of-pocket payment you have to make before the insurer takes over payment. Some low-cost policies have high deductibles.

Finally, you should always get insurance with a reputable company that can provide the necessary documentation for your visa application.

Here are six reputable insurers to consider.

  • Travelex offers budget and mid-range plans for international travelers. You can opt for both medical and trip cancellation coverage.
  • Trawick International travel insurance offers stand-alone medical and cancellation policies, so you can opt for minimum requirements for your Schengen visa if you wish.
  • AIG Travel Guard offers several tiers of travel insurance, all of which offer comprehensive coverage and provide optional add-ons.
  • Seven Corners has customizable travel plans that include medical emergency, evacuation, and repatriation coverage necessary for a Schengen visa
  • IMG offers stand-alone medical insurance policies and separate plans providing cancellation, lost baggage and delay benefits.

Use our insurance comparison tool to find the prices and coverage details for each of these insurance providers.

Applying for Schengen Visa with Travel Insurance

You apply for a Schengen visa at the consulate or embassy of the country you intend to travel to first or spend most of your time during your stay.

You must purchase a policy that covers the entire duration of your stay and is valid throughout the Schengen area, not just in the countries you plan to visit.

You need proof of insurance to include with the rest of application documents when applying for the visa. This means you need to purchase the insurance before submitting your application. You should only choose insurance companies able to provide the necessary documentation to include with your application.

Additional Expert Tips

There are some other considerations for Schengen visa insurance.

First, you should make copies of your insurance card, policy documents and other information and bring them with you on your trip.

Second, regulations require that you have coverage for the entire duration of your stay. If you have a multi-trip visa, you will need insurance that provides benefits for the entire stay. The best option in these cases is to get an annual or multi-trip policy that meets visa requirements for coverage types and limits.

Before leaving, you should perform a thorough policy review to ensure you have the appropriate coverage. You can consider the potential costs of medical care in your host countries and decide if the coverage you have is sufficient.

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Frequently Asked Questions About Schengen Visa Insurance

Do you need travel insurance to visit schengen countries.

Travelers from visa-exempt countries can visit Europe without insurance, though they would not be protected from medical expenses or cancellations. However, those requiring a Schengen visa need €30,000 worth of medical coverage for approval.

Is Schengen travel insurance refundable?

You would be able to cancel your insurance if your visa application is not approved. Most companies will allow you to cancel the policy and get a full refund if you show evidence that your visa application was not approved.

Does travel insurance cover all of Europe?

Travel insurance for a Schengen visa must cover all 27 countries. However, some travel insurers may require that you specify all the countries you plan to visit to get comprehensive coverage.

What are the benefits of Schengen visa insurance?

In addition to being a requirement for the visa application process, Schengen insurance will cover medical costs if you get sick or suffer an injury during your Europe travel experiences. While travel health insurance is the only necessary policy component for the visa application, you can get additional benefits by purchasing a comprehensive policy.

If you have feedback or questions about this article, please email the MarketWatch Guides team at  editors@marketwatchguides. com .


Visa application requirement

Schengen visa travel insurance & europe incoming insurance.

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Schengen Travel Insurance

One of the most important requirements while traveling abroad is to have a valid travel  health insurance policy  in place to combat any unforeseen medical emergencies. A person traveling to the Schengen zone or the citizens of any country within the Schengen area are highly recommended to purchase a suitable  Schengen Travel Visa Insurance  for the expecting visitor from another country as the guarantor of the visitor.

In this article

Insurance requirements for the schengen visa applicants.

Schengen Visa Insurance coverage requirements have been designed to ensure high-quality medical benefits for individuals traveling within the European Union. To qualify, a Schengen Visa Insurance policy must provide comprehensive international health insurance with unlimited medical and emergency cost benefits. Coverage should include acute onset of pre-existing conditions, repatriation of mortal remains, both inpatient and outpatient care, hospitalization fees such as room and board, medications prescribed by a doctor, and more. To be eligible fore Schengen Visa insurance coverage all travellers must purchase coverage prior to their arrival in Europe that includes the entirety of their trip abroad and also demonstrates proof of eligibility before departure.

Health insurance  for the Schengen Visa Application from an approved insurance company must meet the following requirements:

  • Full Medical Coverage of at least Euro 30,000 to the policyholder
  • Full coverage for the Medical evacuation/repatriation 

Travelers visiting the designated Schengen area can easily buy the Schengen Visa insurance online with medical coverage in specified limits. The  health insurance  policy document should be presented at the Consulate from which you are applying for a Schengen Visa along with other Visa documents and should also be carried along on the trip to the Schengen countries.

The cost of Schengen Travel Insurance - Premium Comparison

Generally speaking, the cost of Schengen Visa Insurance can range from around $20 USD to upwards of a few hundred dollar depending on the length of your stay and the amount of coverage you require. You can purchase this insurance from a variety of providers, however, it is important to ensure the policy meets all requirements outlined by Schengen visa regulations before purchasing. Additionally, some insurance policies may also cover additional benefits that go beyond basic medical needs such as legal fees or lodging expenses, allowing travellers further peace of mind during their travels.

The cost of travel insurance to the Schengen zone depends upon several factors as discussed below-

  • The duration of the trip – Higher the number of days of travel, more will be the premium
  • Age and health of the insured- As the presumed risk increases with an increase in age, thus a higher age leads to higher premium
  • Pre-existing medical condition – Conditions such as asthma or diabetes increases the cost of insurance 

Several companies offer the benefit of availing add-on covers that enhance the coverage limits and inclusions thus adding to the final premium  amount. 

The importance of Schengen Visa Insurance

The majority of European countries come under the domain of Schengen regulations. The Schengen area includes-Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.

All the above 27 countries mandatorily require  Schengen travel insurance , without which it is not possible to obtain a Schengen Visa. Hence, anyone who is planning to travel to any country in the Schengen zone is needed to buy suitable  Schengen travel visa insurance  also known as  Schengen Visa insurance  or  Schengen Visa health insurance .

Insurance Providers of Schengen & Europe Travel Insurance

Schengen Visa Insurance is a type of travel insurance that provides the traveller with coverage while they are visiting any of the  Schengen Area countries . This insurance can provide coverage for a variety of scenarios such as medical emergencies, trip cancellation and interruption, loss or damage baggage and more. The reason why you need it for travel to a Schengen Zone country is because without it, you may be refused a visa into the country due to the Schengen Agreement’s requirement for visitors to have adequate documented proof that they have insurance that covers costs associated with their stay in the region. Having this insurance clearly demonstrates to the authorities that you will not be a financial burden on them if an unexpected event were to occur during your travels.

Make sure the insurance company you choose for your Travel insurance is licensed and accepted in the Schengen Area. Not every insurance provider is accepted by the embassy or consulate. There might be more companies, but the selected providers listed below are often reported to us that they are accepted by all European Embassies and Consulates worldwide and offer even more than the minimum requirements.

Allianz Schengen Insurance

Allianz Schengen Travel Insurance

Learn more about Allianz Schengen Travel Insurance

AXA Schengen Insurance

AXA Schengen Visa Insurance

Learn more about AXA Schengen Visa Insurance

Europ Assistance Schengen Insurance

Europ Assistance Schengen Travel Insurance

Learn more about Europ Assistance Schengen Travel Insurance

MAWISTA Schengen Insurance

MAWISTA Schengen Visa Insurance

Learn more about MAWISTA Schengen Visa Insurance

Is Schengen Visa Insurance compulsory?

Schengen Visa Insurance is a requirement if you are planning on applying for a Schengen Visa to visit any of the 27 countries in Europe. The insurance covers any medical emergencies that you may have while in these countries, up to a certain amount.

Travelers who wish to visit Schengen zone need to factor in any kind of unforeseen expenses that might crop up. There are several reasons why it is inevitable and should be considered with due seriousness. The importance of the  Schengen Visa Insurance  can be summed by the significant excerpt from Regulation (EC) No 810/2009 of  the European Parliament and of the Council in 2009, which is as follows.

“… Applicants for a uniform visa for one or two entries shall prove that they are in possession of adequate and valid travel medical insurance to cover any expenses which might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment or death, during their stay(s) on the territory of the Member States.

The insurance shall be valid throughout the territory of the Member States and cover the entire period of the person’s intended stay or transit. The minimum coverage shall be EUR 30,000”.

Schengen Travel Insurance FAQ´s

One of the most commonly issued categories of the Schengen Visa is the short stay visa (category C) which is for the purposes of tourism, business, family or private visit. It is mandatory to have the travel insurance for this category.

The Schengen travel visa insurance in normal circumstances covers:

  • Any kind of medical emergencies such as accident or sickness while in the Schengen Area
  • Visa Insurance covers Emergency evacuation or repatriation of the mortal remains
  • It covers Overseas funeral expenses in case of demise of the policyholder while in Schengen zone

Although the Schengen  travel insurance  insures you for most likely situations, not everything is covered in a Schengen travel insurance policy. Below are some of the exclusions-

  • Any kind of pre-existing medical conditions unless it’s a life-threatening condition
  • Any kind of expenses incurred due to any of the following conditions: a) Self-inflicted injuries or illnesses, b) Suicide attempt, c) Mental disorder, Anxiety, stress or depression, d) Alcohol/drug abuse, e) HIV/AIDS
  • If the policyholder is traveling against the advice of physician and is hospitalized due to the negligence
  • If the policyholder is specifically traveling to receive treatment abroad
  • Theft or loss of passport due to negligence or if you don’t report the loss to local police authorities immediately
  • Extreme situations such as War or nuclear threat in the country where you’re traveling
  • Participation in high-risk activities such as extreme sports e.g., scuba diving, skydiving, etc., are generally not covered in the Travel insurance policies

Although the plan can be availed by most, there are some criteria for issuing a  Schengen Visa travel insurance  policy as mentioned below:

  • The minimum and maximum age of the insured person which varies from company to company
  • The person at the time of applying the travel health should be medically fit with no predetermined illnesses

This type of policy will typically provide comprehensive coverage and peace of mind not only while in the Schengen region, but also while in transit. Generally, these policies last up to 90 days and can be tailored to fit the needs of each individual traveller. It is important to understand that one single trip may not exceed the duration of 90 days – which means those planning multiple trips should consider purchasing a multi-trip Schengen Visa Insurance plan.

Yes, with the some of the insurance companies, the Schengen Visa Travel Insurance can be easily extended if your travel dates are changed due to any reason or your holidays are extended. This would not be possible with all insurance companies, so please clarify this option before you purchase an insurance cover.

Yes, various companies design travel insurance plans to meet both the requirements that of leisure and business based on the requirement. Individuals traveling abroad on business purpose can also avail the facility of overseas travel plan from the insurance company. 

Each Schengen Visa applicant will need to be covered by a recognised travel insurance policy. Many of these policies offer products that provide protection for multiple members of a family, for example, the AXA Extended Protection Schengen Visa Insurance Policy.

When it comes to Schengen visa insurance, it is important to plan ahead and make sure you purchase the coverage prior to submitting your visa application.

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Travel Insurance for Schengen Visa: How to Get One

The Schengen Agreement is a treaty that led to the creation of the Schengen Area, which agreed to abolish borders and allow free movement between them. The Schengen Area comprises 26 European countries . The Schengen visa is a short-stay visa that will enable people from non-Schengen countries to travel within the Schengen area.

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The Schengen Area consists of these countries:

Although Norway, Iceland, Switzerland, and Liechtenstein are not members of the EU, they are also part of the Schengen area.

Medical expenses may arise when traveling to Europe or anywhere in the world in case of an accident or illness and for any unforeseen event. For this reason, insurance companies offer travel insurance plans.

Our iVisa expert advisors are here to help you with any questions about purchasing travel insurance for your Schengen visa. Below are some essential questions that will help you in your decision.

What is Travel Insurance for a Schengen Visa?

The Schengen travel medical insurance is a mandatory requirement to apply for the Schengen visa. However, it is still advisable that every traveler has travel insurance; the expenses that may arise for any eventuality are very high when traveling without travel medical insurance.

Who Needs to Get Travel Insurance for a Schengen Visa?

Anyone who travels temporarily to Schengen countries and needs to apply for a Schengen visa must purchase Schengen travel insurance. When you fill out the Schengen visa application, you will be asked for the travel insurance certificate.

People who do not need a Schengen visa are not obliged to take out travel insurance. Even so, the best recommendation is to always travel with insurance to protect you and have a pleasant and hassle-free trip.

What are the Schengen Visa Travel Insurance requirements?

The travel medical insurance must meet the following requirements:

It must have a minimum coverage of 30,000 euros for medical expenses.

It must be valid in all Schengen member countries to be used there.

It must cover the entire time you are traveling.

Most travel insurance companies provide a Schengen insurance certificate to apply for your Schengen visa. They also give you the alternative to extend your plan to have more coverage in various aspects to make your trip safer and more enjoyable.

How to Buy Travel Insurance for a Schengen Visa?

It is now simple to buy your Schengen travel insurance online because most travel insurance companies do all their business online.

When purchasing travel insurance, you only need to follow these simple steps:

Before filling out the application form, review all the questions and have all the information you will be asked for. Once you have everything ready, fill out the application form indicating your name, nationality, date of birth, the destination you are traveling to, and departure and arrival dates.

Consider obtaining additional coverage beyond those requested by the Schengen visa that you can acquire; knowing that your luggage is safe or that you can have all the ease in case your flight is delayed or canceled gives you the peace of mind to enjoy your trip.

Once you have checked everything is correct, make the payment; you can pay with a debit or credit card.

Download and print your travel insurance certificate; you must attach it with the other documents required to apply for the Schengen visa.

What is the cost of Travel Insurance for a Schengen Visa?

The price of Schengen travel health insurance depends on three factors:

The age: People over 60 have to pay higher premiums than younger people, which is why the insurance cost is higher.

The trip duration: Normally, travel insurance companies charge per day; for short trips, the price varies according to the number of days you travel.

Minimum coverage: The minimum coverage to apply for a Schengen visa is 30,000 euros. Insurance Companies have other plans with indemnities for medical emergencies of higher value and additional travel factors such as lost luggage, emergency trip cancellation, flight delays, etc.

It is always helpful to keep in mind that the price of travel insurance is minimal compared to the cost of the trip. But it guarantees any inconvenience and makes your trip more enjoyable.

What is the minimum Travel Insurance Requirement for a Schengen Visa?

When applying for a Schengen visa, purchasing travel health insurance with a minimum coverage of 30,000 euros is mandatory. This coverage must cover hospital and medical expenses, evacuation in case of accident or medical emergency, or repatriation in case of death.

What does Travel Insurance for Schengen Visa cover?

Schengen travel insurance plans for applying for a Schengen visa usually cover the following.

Medical expenses: In case of accident or illness, medical visits, medication, hospitalization, or surgery, the insurance covers all medical expenses.

Emergency medical evacuation or repatriation: In case of an accident or severe illness, the insurance covers the cost of an air ambulance to return you to your country if you need to be evacuated. In case of death, it covers all necessary expenses for repatriation to the country of origin. In addition to the minimum Schengen visa coverage, travel insurance companies also have plans that cover other critical factors during your trip:

Trip cancellation: If you have to cancel or interrupt your trip for reasons beyond your control, the insurance will reimburse you for non-refundable expenses.

Flight delay or cancellation: The insurance company covers meals and accommodation until the new flight if your flight is delayed or canceled.

Lost or delayed baggage: If your luggage does not arrive for your flight or is lost, we will cover the cost of the lost or delayed baggage.

Will I Get Covid-19 Coverage with Travel Insurance for the Schengen Visa?

Most travel insurance companies will cover medical expenses related to Covid-19 only if you follow the World Health Organization (WHO) recommendations. Travel insurance covers the following:

Medical emergencies related to COVID-19 include medical treatment, medicine, and hospitalization if necessary.

PCR test (only on some occasions).

Important tips when traveling to Europe

If you travel by train: Traveling by train in Europe is one of the best ideas. Before boarding the train, validate your ticket to avoid additional costs. You can also purchase rail passes that give you discounts.

Always have cash with you: Sometimes, cards are not accepted in small or typical places.

Water: The water from the taps is drinkable. In some restaurants, they can charge for water.

Carry your medications: Always carry a larger quantity of the medicines you take; in other countries, the medication is not the same, and you may not find yours.

Where can I contact you?

Our experienced iVisa customer service team is available 24 hours a day, all year round. They will be happy to answer any questions you may have. Additionally, if you wish to write to us, you can email us at [email protected] , where we will answer all your questions as soon as possible.

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Schengen Visa Fees for Indians | Reliance General Insurance

Schengen visa cost

Applying for a Schengen visa allows Indian travellers to explore multiple European countries with a single visa. The application process involves various steps, including submitting documents, attending an interview, and paying the required fees. 

Understanding the structure of Schengen visa fees for Indian citizens is crucial for effective planning and budgeting. This guide provides a comprehensive overview of the Schengen visa fees for Indians, helping you navigate the financial aspects of your travel preparations smoothly.

Cost of Schengen Visa from India

This table provides a quick overview of the standard Europe visa cost from India, particularly for the Schengen countries. These Schengen visa application fees in India are associated with applying for a Schengen visa from India. 

[For recent exchange rates, click here ]

Note that additional service fees may apply depending on the processing centre and any optional services selected.

List of Schengen Countries

Who are exempt from paying the visa fees for schengen visa from india.

Certain Indian applicants are exempt from paying the Schengen visa fees. Besides Indian children under the age of six years, the following categories of Indian applicants are also exempt from paying the Schengen visa cost for Indian citizens:

Diplomatic, Official, or Service Passport Holders: Indian passport holders with diplomatic, official, or service status travelling to Europe for official purposes are exempt from visa fees.

Students and Their Children: Indian graduate and postgraduate students, as well as their children, who are travelling to Europe for educational training and studies, do not need to pay the visa fee.

Researchers: Indian researchers travelling to Europe to conduct scientific research are exempt from paying the Schengen visa fees.

Family Members of EU/EEA Nationals: Under Directive 2004/38, close relatives of EU/EEA nationals, including spouses and dependent children, are exempt from the visa fee.

What is a Multiple Entry Schengen Visa?

A multiple-entry Schengen visa allows travellers to enter and exit the Schengen Area multiple times within the visa's validity period. Unlike single-entry visas, which permit only one entry, multiple-entry visas offer greater flexibility for frequent travellers.

Key features of this visa type include:

Flexibility: Holders can travel in and out of the Schengen Area as often as needed without applying for a new visa each time.

Validity Period: Depending on the traveller's needs and history, a visa can be issued for different durations, ranging from 6 months to 5 years.

Stay Duration: Regardless of the visa's validity, travellers can stay up to 90 days within any 180 days in the Schengen Zone.

Travel Purposes: Suitable for business travellers, tourists, and individuals with family or other commitments in Schengen countries.

A multiple-entry visa is ideal for those who frequently visit Schengen countries, providing convenience and reducing the hassle of repeated visa applications.

Types of Schengen Visa from India

Understanding the different types of Schengen visas is crucial for planning your travel to Europe. Each visa type caters to specific travel needs and durations, ensuring that travellers have the appropriate permissions for their intended activities and length of stay. This will also help you understand the Europe country visa price and requirements better. 

Below are the main categories of Schengen visas:

Type A Schengen Visa (Airport Transit Visa)

The Type A visa allows travellers from non-Schengen countries to transit through the international zone of an airport in a Schengen country, waiting for their connecting flight to another non-Schengen destination. It is mandatory for those connecting flights in the airport of a Schengen country but does not permit entry into the Schengen country itself.

Type B Schengen Visa

The Type B visa, previously for journeys lasting fewer than five days, has been replaced by the Type C visa with the condition "transit."

Type C Schengen Visa (Short Stay Visa)

The Type C visa is the most common short-stay Schengen visa issued by the embassies, consulates, or appointed external providers of Schengen countries. It allows the holder to stay or travel freely within the Schengen Area for up to 90 days within 180 days. Depending on the purpose of the trip, it can be issued as:

Single-entry visa ("1" on the visa sticker): Allows one entry into the Schengen Area. Once you leave, the visa expires, regardless of its remaining validity.

Double-entry visa ("2" on the visa sticker): Permits two entries into the Schengen Area during the visa's validity. After the second exit, the visa expires.

Multiple-entry visa ("MULT" on the visa sticker): Allows unlimited entries and exits during the visa's validity, with a maximum stay of 90 days within any 180 days.

Type D Schengen Visa (National Long-Stay Visa)

The Type D visa is for extended stays in a Schengen country exceeding 90 days and up to one year. It is mandatory for foreigners wishing to study, work, or reside in a Schengen country for more extended periods. 

This visa also allows the holder to travel within the Schengen Area for up to 90 days within any 180 days during its validity. The Type D visa can be granted for various purposes, such as:

Tourism or private visits

Professional activities

Study, training programs, or internships

Family reasons

Issued by the consular authorities of the intended Schengen country, the Type D visa requires compliance with that country's specific conditions and formalities. Depending on the circumstances, it can be granted as either a single-entry or multiple-entry visa.

Do I Need Travel Insurance for a Trip to Schengen Countries

Yes, travel insurance is mandatory for anyone applying for a Schengen visa. The insurance must cover medical expenses up to a minimum of EUR 30,000, including emergency medical treatments, hospitalisations, and repatriation in case of illness or accident. This requirement ensures that you are protected against unexpected medical costs during your stay in the Schengen Area.

Travel medical insurance for Schengen visa from India provides peace of mind by covering not only medical emergencies but also other potential issues such as trip cancellations, lost luggage, and travel delays. It is an essential part of your travel preparations, ensuring that you are financially safeguarded against unforeseen events.

For comprehensive and reliable Schengen travel insurance , consider Reliance General Insurance. We offer two different types of Schengen travel plans tailored to meet your budget and the Schengen visa requirements.

Our plans offer extensive coverage for medical emergencies and other travel-related incidents. Reliance General Insurance ensures you have the right protection for a hassle-free and enjoyable trip to Europe.

Get in touch with our travel insurance experts today to find a plan that best suits your travel needs.

Knowing the Schengen visa fees for Europe from India is essential for Indian travellers heading to Europe. The fees differ based on factors like age and visa type, with specific exemptions available for certain groups. Being aware of these costs helps streamline the application process and aids in financial planning for your trip.

By staying updated on the requirements and associated fees, you can ensure a hassle-free experience as you explore the Schengen countries.

Enjoy your journey!

Frequently Asked Questions (FAQs)

What is the difference between a single-entry and a multiple-entry Schengen visa?

A single-entry visa allows one entry into the Schengen Area, whereas a multiple-entry visa allows unlimited entries and exits within the visa’s validity period.

What documents are required to apply for a Schengen visa?

Required documents typically include a completed application form, passport-sized photos, a valid passport, travel insurance, proof of accommodation, and proof of sufficient financial means, among others. Please ensure you are aware of the detailed list of documents before applying for a Schengen visa.

Do I have to pay additional service fees when applying for a Schengen visa?

Yes, additional service fees may apply, depending on the processing centre and any optional services you choose.​

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Understanding Iceland Visa Requirements

Homepage Blog Travel Information

Posted Jul 01, 2024 in Travel Information

Posted Jul 01, 2024

Iceland Visa Requirements

Traveling and broadening your horizons are exciting. To go through all the red tape and admin beforehand, not so much. In fact, to many, it’s so confusing and stressful that the entire process ends up almost being the reason you need a vacation in the first place. Well, we aim to take all the confusion and headache out of the exercise and give you a comprehensive breakdown of traveling to the country and what the Iceland visa requirements look like.

After reading this article, you will understand what you need to visit Iceland and how to comply with all the travel requirements. This will give you more time to focus on actually planning and looking forward to your trip rather than navigating bureaucracy.

Is Iceland a Schengen Country?

Iceland is a Schengen country and has been a part of the Schengen Agreement since 2001 . So, anyone originally from or who has citizenship or permanent residence status in another EU Schengen country is free to travel to Iceland without a pre-approved visa.

Iceland visa requirements

Do You Need a Passport to Go to Iceland?

First things first. It doesn’t matter where you are in the world; if you have a case of wanderlust and plan on traveling anywhere in the near future, you’ll need a passport. That being said, those who find themselves inside the Schengen area (with citizen or permanent resident status) won’t necessarily be required to show a passport. Those from outside the Schengen area will need a valid passport that also complies with the following requirements:

  • The passport must not be older than 10 years (this is the period most passports are valid for).
  • The passport must be valid for at least a minimum of three months after you plan on departing from the island (although we always recommend at least 6 months just to be safe).
  • The passport has a minimum of two blank pages remaining.

*Please note that the above-mentioned are based on general cross-border legislation, and airlines may have other or additional requirements. So, please double-check when booking your tickets and before catching your flight.

iceland document  requirements

Iceland Travel Requirements: The Basics

The following are what is generally required when traveling to Iceland, either as someone from a Schengen country or someone traveling on a visa:

  • A valid ID card (for all EEA and EFTA citizens)
  • Passport (for all non-EEA/EFTA citizens)
  • A valid visa (for all those outside of the Schengen and who do not get a visa upon arrival)

Iceland visa application

Do You Need a Visa for Iceland?

Based on the Schengen Agreement, which aims to ensure free movement across the borders of those countries that form part of the agreement, 29 EU countries, including the EFTA states (Switzerland, Norway, Liechtenstein, and us here in Iceland), are exempt from border controls in Schengen countries . This means you won’t require a visa to travel to Iceland, or you’ll get one on arrival granting entry for up to 90 days.

Over 100 countries get a 90-day visa upon arrival in Iceland (this includes the US and the UK). Extension options are available for those with a 90-day visa under certain special circumstances (but this requires an extension application). The specific EU countries are :

  • Czech Republic
  • Iceland (obviously)
  • Liechtenstein
  • Netherlands
  • Switzerland

Schengen countries

However, if you are coming from outside of the Schengen area and do not fall part of any of the abovementioned agreements, you will require a visa to enter Iceland. These include countries such as :

  • Afghanistan
  • The Republic of Congo

If you’re still feeling uncertain, you can check whether you need a visa to travel to Iceland .  

It is also important to note that if you have obtained and kept to the agreements of your Schengen visa at least three times in the past two years, you can apply for a one-year multiple-entry Schengen visa.

Visa for Iceland

How to Apply for a Visa to Iceland

VFS Global is the official partner of the Icelandic Embassy, which means that unless special arrangements have been made, you’ll need to apply for a visa through one of the VFS visa application centers.

Please note that VFS merely acts as the application facilitator, and the actual visa will still be issued by the embassy. The application process itself may also differ from country to country.

But VFS or your local Icelandic embassy will be happy to provide guidance and assistance throughout. Usually, a visa application follows the following procedure :

  • Download and print or go and collect a visa application form from the visa application center.
  • Complete the visa application form.
  • Attach all other required documentation. The application center should have these on its website or will send you the information upon booking the appointment. Alternatively, you will find a checklist on the Government of Iceland website .
  • Go to the application center (this may require a pre-booked appointment, as mentioned above) to hand in your application and chat with the visa agent.
  • Pay the fee (this is also sometimes payable online beforehand whenever an online platform is used to book appointments at the visa center). 

Visa application Schengen

Visa Requirements

The following will usually play a big part in determining whether a visa is granted or not:

  • The purpose of your travel : you must provide a reason for why you plan on visiting Iceland, and visas such as short-term/tourist visas have limitations and restrictions. Under no circumstances will you be allowed to work, conduct business, stay in Iceland, etc., when applying for a short-term/tourist visa.
  • Whether you can take care of yourself financially . You must submit proof that you can support your visit to Iceland. This means proving that you have sufficient funds to pay for accommodation, transport, food, etc., for the duration of your trip.
  • Whether you have health insurance . Health insurance is essential when applying for a visa. You get dedicated health insurance or travel insurance that includes health coverage. Whatever you choose, it needs to be valid for the duration of your stay.
  • If you’ve got a criminal past . The moment someone has a criminal record, visa applications become much harder. The context of the individual’s criminal past will, of course, be considered (a 40-year-old who stole cigarettes from a shop at age 16 is a different matter than a 40-year-old who was convicted of assault or distribution of drugs at age 26). Still, visa applications are an immediate uphill battle if you’ve been convicted of a crime.  

Visa permit price

How Much Does a Visa to Iceland Cost?

The cost of your visa will depend on the country you are applying from. But you can budget for about €80 or $90 for an adult . Children between the ages of 6 and 12 are usually about 50% less (+/-€40 or $45). A visa is usually free of charge for children under 6.

How Long Does a Visa Application for Iceland Take?

Generally, the visa application process for Iceland takes about two weeks . But this is only when it comes to clear-cut applications. If the information or documentation accompanying the application is found to be insufficient, and the embassy needs to request further info or documentation, the process can take much longer.

In extreme cases, the application will be referred to the Directorate of Immigration, resulting in the process taking even longer. So, it’s always recommended to give yourself ample time and apply at least a month or two before your planned trip (hope for the best and prepare for the worst, right?).

iceland travel requirements

Working and Living in Iceland

Please note that this article focuses on short-stay tourist visas (C-visas). C-visas will generally grant you entry to Iceland and other Schengen countries for either the duration of your stay or 90 days. If you want to (or have to) work or stay in Iceland long-term, that will require other visas.

If this is the case, please check out the Government of Iceland website or speak to your local embassy or VFS visa application center. It’s also important to mention that getting caught gunning for working or staying in Iceland while on a short-term tourist visa is a major no-no. This is the quickest way of getting your visa revoked, getting deported, and being banned from entering the country for many years.

Take Note of Transit Visas

There are a few countries that will require transit visas in Iceland. A transit visa, also known as an Airport visa, is a visa that allows someone to stay in Iceland for up to 24 hours and is usually needed when traveling through Iceland to another destination. 

It’s important to note that some countries may require a transit visa whether they leave the airport or not or whether they’re changing airplanes in Iceland or not. To ensure that you stay on the right side of the law and not jeopardize any future travel, you can check whether you need a transit visa on the Directorate of Immigration website.

iceland visa for us citizens

A Few Helpful Tips for Traveling to Iceland and Applying for a Visa to Iceland

If this is your first time traveling to the island or your first time applying for a visa to Iceland, the following tips will come in handy:

  • Always double-check whether you need a visa . The world and its red tape are ever-changing (hello, BREXIT, and Covid), and what might’ve been applicable or required yesterday may no longer be the case. Many who believe they don’t need a visa find out that they do, while others are pleasantly surprised to learn that they get a visa on arrival.
  • If you have to apply for a visa, do so in a timely matter . You don’t want to plan an entire trip only to cancel because you didn’t get your visa in time. This, of course, becomes exponentially worse when considering non-refundable plane tickets, accommodation, transport, tours, etc.
  • Ensure that you have included all necessary and requested documentation for your visa application. There is nothing worse than causing your own application delay or rejection.
  • If you apply for a visa before entering Iceland, you know there will be a fee attached . Although there are many ways to pay this fee, including with a credit card, you must consider the cost when budgeting for your trip.
  • Be mindful of customs and import/export restrictions . Whether you fall within the Schengen Agreement or not, many find themselves on the wrong side of the law simply because they never read up on the restrictions. While this often results in just fines (but the kind that might require remortgaging your house), it can also result in bans. Either way, it will definitely impact any future travel to the Schengen area.
  • Summer in Iceland is considered peak season . This means everything from accommodation and transport to tours and attractions must be booked well in advance. You should consider this when planning a summer trip, but also when it comes to visa applications since you can expect the visa application center to be much busier than usual.

iceland entry requirements

A Few Other Travel Requirements Worth Mentioning

Iceland’s entry requirements are pretty clear-cut, and by using this article as a guide, you’ll easily be able to navigate any potential visa applications and plan your trip to the island. Since we’re discussing travel requirements in Iceland, please also take note of the following; although it ultimately won’t impact your visa or entry to Iceland, please remember to bring a valid driver’s license along if you’re planning on renting a campervan in Iceland .

You don’t want to plan an entire road trip adventure only to be left stranded. If you have any students in your party, we also highly recommend that they bring their valid student card along since there are plenty of student specials and deals all across the island.

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Indians spent over €12 million in rejected schengen visa applications last year.

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In 2023, Indians faced high rejection rates for Schengen visas, resulting in a loss of €12.1 million. Schengen states rejected 1.6 million visa applications, generating €130 million. Indians, Turks, Algerians, Moroccans, and Chinese were among the most affected, with Indian and Turkish nationals experiencing the highest financial losses.

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  1. Travel Insurance for Schengen Visa: A Comprehensive Guide

    travel insurance cost for schengen visa

  2. [2020] Best Schengen Visa Travel Insurance: Cost, Requirements, Refund

    travel insurance cost for schengen visa

  3. Schengen Visa Insurance

    travel insurance cost for schengen visa

  4. Cheapest travel insurance for Schengen visa 2024

    travel insurance cost for schengen visa

  5. Schengen visa : all you need to know about it to travel Europe

    travel insurance cost for schengen visa

  6. Travel Insurance for Schengen Visa 2021 : Importance, Eligibility and

    travel insurance cost for schengen visa


  1. Travel Insurance for Vacation? What to Know Before Buying

  2. How To Get Travel Insurance For Schengen Visa (2024)

  3. வெளிநாடு செல்ல ட்ராவல் இன்சூரன்ஸ் நீங்களே ONLINEனில் எடுக்கலாம் how tobuy travel insurancevisatamil

  4. Switzerland Visa Trend and New Process Time for Indian

  5. Highest numbers of #schengenvisa ISSUED

  6. 🇦🇪🇪🇺 How To Go To Europe From Dubai UAE


  1. Schengen Visa Travel Insurance: 2024 Guide

    How Much Does Schengen Visa Insurance Cost? AXA's lowest-cost coverage starts at €.99 (about $1.11) per day of travel. Its mid-level coverage starts at €1.50 per day (about $1.70), and its ...

  2. Travel Insurance for Schengen Visa: A Comprehensive Guide

    Minimum Coverage. Your Schengen visa travel insurance must meet the minimum coverage requirement of €30,000. When purchasing Schengen visa travel insurance in USD, make sure the policy covers at least $50,000. This minimum coverage is applicable for any medical expenses, emergency evacuation, and repatriation of remains.

  3. Schengen Europe Travel Insurance

    A requirement for obtaining a Schengen Visa is to have insurance covering you in all states in the Schengen Area up to medical costs of €30,000. The easiest way to do this is to obtain Schengen travel and medical insurance from an accredited provider, such as AXA, which is the leading brand for this type of insurance.

  4. 5 Tips for Buying Schengen Travel Insurance

    Get multiple quotes. 3. Use this as an opportunity to maximize credit card bonus points. 4. Double-check the policy before purchasing. 5. Consider using a credit card that provides trip insurance ...

  5. Schengen Travel Visa Insurance

    Schengen Visa Insurance Requirements. According to Regulation (EC) No 810/2009 of the European Parliament, medical insurance for a Schengen visa must fulfil the following requirements: A minimum coverage of medical costs: at least 30,000 EUR (equivalent to 32,300 USD as of June 2024). It should cover all member states of the Schengen Area.

  6. Schengen Travel Insurance

    Learn more about our travel plan benefits. US Travelers who are seeking Travel Insurance for the visa-free Schengen Zone can do so by purchasing online or calling 855-327-1441 Monday - Saturday 8AM - 7PM CST. Receive a free quote within minutes of completing our travel form or speak with our team of licensed travel advisors to help you ...

  7. Essential Guide to Schengen Travel Insurance ...

    Schengen travel insurance is a specialized insurance policy designed to cover medical and travel-related emergencies for travelers visiting any of the 27 countries in the Schengen Area. ... Schengen Visa Fees Increase: How Rising Costs Will Affect European Travel June 27, 2024 Top 10 Schengen Visa-Friendly Countries for Summer 2024 June 21 ...

  8. Schengen Visa Travel Insurance: Complete Guide

    Schengen visa requires mandatory travel insurance with a minimum €30,000 coverage for medical expenses and repatriation in all Schengen countries. Travel insurance must remain valid throughout the stay and cost approx €20 to €50 for a one-week trip, varying by age and trip duration. Insurance premiums increase with age, policy duration ...

  9. Schengen travel insurance cost : what are the prices

    AXA also offers other Schengen Visa compliant insurance policies for travel in Europe, including a low-cost option, priced at as little as €22 per week of your trip, that will meet the minimum requirements needed to obtain a Schengen Visa , and our Europe Travel insurance, which costs €33 per week. Both our Multi Trip and Europe Travel ...

  10. Schengen Visa Travel Insurance

    It must cover a minimum of €30,000 in medical expenses (approx. $32,842). It needs to be valid for your entire stay in the Schengen Area. It's important for you to understand the requirements that define "Schengen travel insurance" because if you buy the wrong insurance policy, then your Schengen visa will be denied.

  11. How Much Does Schengen Travel Insurance Cost?

    AXA - low-cost Schengen. €22. €44. €62. Schengen travel health insurance can cost as low as €1 per day/per person. You'll find the cost of travel insurance for a Schengen visa goes between €15 to €100 for trips up to 7 or 10+ days. The price for Schengen insurance is not fixed; in contrast, it's heavily dependent on several ...

  12. Schengen Visa travel insurance policies : how do I get them ?

    All those applying for a visa to travel to the Schengen Area of European countries require a valid Schengen Visa travel insurance policy that provides coverage in all 27 countries within the Schengen Area up to a cost of €30,000. ... AXA's Low Cost Travel Insurance only costs €22 ($23.82) per week of your trip, ...

  13. 5 Cheapest Travel Insurance Policies for Schengen Visa

    Here are the 5 cheapest Schengen travel insurance plans for a 7-day trip by some of the best international insurance companies: World Trips - Atlas Travel. Europ Assistance - Schengen Insurance. Mondialcare - Schengen Insurance Premium. AXA - Silver. Allianz - Schengen Insurance Single Trip. Alternatively, you can check the best ...

  14. Travel Insurance

    Travel Medical Insurance is designed to cover your emergency medical expenses while traveling abroad. In the event of an unexpected illness, injury, or medical condition during your trip, your travel medical insurance plan will reimburse you for the treatment costs, up to the limits specified in the plan. 2.

  15. Schengen Visa Travel Insurance (2024 Guide)

    Travel insurance is a requirement for the Schengen visa application process. You need at least €30,000 (US$32,800) in coverage in case you need medical attention during your stay in Europe, and ...

  16. Schengen Travel Insurance

    Schengen travel insurance should give you basic cover for all 26 Schengen countries, including: Medical cover - to qualify for a Schengen visa, travellers must be covered for medical costs up to €30,000. Lost, stolen or damaged luggage and passports - covers damage to your personal belongings or travel documents.

  17. Travel Insurance & Schengen

    It must cover you for emergency medical costs and repatriation for up to at least €30,000. ... If you need travel insurance for your Schengen visa, you'll need a policy with a minimum of €30,000 cover for medical expenses that includes all 27 Schengen countries for the duration of your European trip.

  18. Schengen Visa Travel Insurance

    Health insurance for the Schengen Visa Application from an approved insurance company must meet the following requirements: Full Medical Coverage of at least Euro 30,000 to the policyholder. Full coverage for the Medical evacuation/repatriation. Travelers visiting the designated Schengen area can easily buy the Schengen Visa insurance online ...

  19. Schengen Travel Insurance: How to choose the best one

    AXA travel insurance is accepted with all Schengen visa applications. Schengen visa insurance meets all the European visa requirements. It is approved and accepted by the consulates and embassies of all the countries of the Schengen Area. It guarantees coverage of at least €30,000 and up to €100,000 (depending on the chosen option).

  20. Schengen Visa Insurance

    Schengen visa travel insurance plans typically cover the following: Medical bills. ... How Much Does Travel Visa Insurance Cost? Travel insurance for Europe is usually only a small fraction of the overall cost of the trip. For example, travel medical insurance for a one-week trip to Europe can be between €20 to €40 depending on the plan you ...

  21. Travel Insurance for Schengen Visa: How to Get One

    The travel medical insurance must meet the following requirements: It must have a minimum coverage of 30,000 euros for medical expenses. It must be valid in all Schengen member countries to be used there. It must cover the entire time you are traveling. Most travel insurance companies provide a Schengen insurance certificate to apply for your ...

  22. Switzerland Travel Insurance for Short-Term Visitors and Tourists

    As such, your travel insurance for Switzerland has to comply with Schengen Visa insurance requirements, meaning: It must cover medical treatment and evacuation for at least €30,000 (equivalent to 29,200 CHF as of October 2022).

  23. Schengen Visa Fees for Indians

    Cost of Schengen Visa from India. ... Depending on the circumstances, it can be granted as either a single-entry or multiple-entry visa. Do I Need Travel Insurance for a Trip to Schengen Countries. Yes, travel insurance is mandatory for anyone applying for a Schengen visa. The insurance must cover medical expenses up to a minimum of EUR 30,000 ...

  24. Schengen Visa travel insurance: the minimum coverage required

    For those on a tighter budget or who want basic coverage, AXA provides Low Cost Schengen Area travel insurance that meets your visa requirements from as little as €22 per week. The policy will cover you for medical expenses up to €30,000 in all Schengen countries and offer you coverage in case of repatriation.

  25. Understanding Iceland Visa Requirements

    How Much Does a Visa to Iceland Cost? The cost of your visa will depend on the country you are applying from. But you can budget for about €80 or $90 for an adult. Children between the ages of 6 and 12 are usually about 50% less (+/-€40 or $45). A visa is usually free of charge for children under 6. How Long Does a Visa Application for ...

  26. Schengen Visa: Morocco's Consumer Watchdogs Push for Travel Insurance

    The National Union of Consumer Associations in Morocco is actively advocating and pushing for refunded travel insurance costs for denied Schengen visa applications.

  27. Indians spent over €12 million in rejected Schengen visa applications

    This led to an estimated loss of €12.1 million in visa application fees for Indian applicants, highlighting the financial burden on those attempting to travel to Schengen countries. In 2023, Schengen states rejected a total of 1.6 million visa applications, resulting in €130 million in generated funds, according to SchengenNews.

  28. Cheap Travel Insurance for Schengen visa

    How much does AXA's Low Cost Schengen visa travel insurance cost? Great news ! While allowing you to enjoy a peaceful visit of all the countries of the Schengen area, our travel insurance is cheap. For a one week stay, it starts at €22 (approx. US$23). Length of stay (days) 1 to 8: 9 to 16: 17 to 24: 25 to 31: 32 to 45:

  29. PDF 01.1.3 bis Solicitud de visado Schengen bilingüe esp-ingl

    Solicitud de visado Schengen Application for Schengen Visa Impreso gratuito This application form is free ... Los gastos de viaje y subsistencia del solicitante durante su estancia están cubiertos/ Cost of travelling and living during the applicant's stay is ... I am aware of the need to have an adequate travel medical insurance for my first ...