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Southwest Gift Cards, Flight Credits & LUV Vouchers [Everything You Need To Know]

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Southwest Gift Cards, Flight Credits & LUV Vouchers [Everything You Need To Know]

Where To Buy Southwest Gift Cards

How to purchase a southwest gift card on southwest.com, purchasing a large volume of gift cards online, how to earn tons of points buying gift cards, how to use a southwest gift card online, what can you buy with a southwest gift card, how to check your gift card balance, how to use a southwest flight credit on southwest.com, how to check the balance of your southwest flight credits, how to use a southwest luv voucher on southwest.com, how to check the balance of your luv voucher, final thoughts.

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Southwest Airlines offers lots of customer-friendly policies, including free checked baggage and the ability to change your flight with no fee. Plus, Southwest’s frequent flyer program, Rapid Rewards, is straightforward and simple to use.

However, one thing that can get a little confusing with Southwest is all the different forms of payment — there are gift cards, Flight Credits (formerly called Travel Funds), and LUV Vouchers.

While these might all seem similar, they have very different rules. Specifically, Flight Credits and LUV Vouchers can get a little tricky to use if you aren’t sure how.

In this post, we’ll go over each of these so you know exactly how to use Southwest gift cards, Flight Credits, and LUV Vouchers successfully!

Southwest Gift Cards

Southwest gift cards can be purchased online and at many retailers including:

  • Giant Eagle

Purchasing a Southwest gift card online

  • On the next page, click Buy a gift card .
  • Fill in the amount and quantity you would like to purchase. Gift cards can be purchased in any amount from $25 to $1,000. If you’re purchasing multiple cards, they will all have the same value, however, the total value of the purchase can’t exceed $1,000.

Create a Southwest Airlines gift card

  • Fill in either the recipient’s email or physical address, depending on your shipping method. You can add a gift message or leave this area blank.
  • Click the yellow Payment button at the bottom right-hand side of the screen to continue to payment options.
  • Verify your details, enter your payment information, and click the yellow Purchase button to complete the transaction.

Hot Tip: Buying a gift card through Southwest.com counts as a travel purchase , so be sure to use a credit card that offers bonus points on travel. The Chase Sapphire Preferred ® Card earns 2x points on travel, while the Ink Business Preferred ® Credit Card earns 3x points! Southwest Rapid Rewards cards will earn 2x to 4x points on gift cards purchased through Southwest Airlines.

Purchases of gift cards on Southwest.com are limited to $1,000 per transaction . If you would like to purchase multiple gift cards and will exceed the $1,000 limit, you can use the Corporate & Volume Sales order form .

  • Go to Southwest.com and scroll to the very bottom of the page. Under Southwest Products , click on Southwest gift card .

Corporate and volume sales for Southwest credit cards

Whether buying a gift card for yourself or as a gift for someone else, they can be a great way to rack up tons of Southwest Rapid Rewards points ! The key is using the right credit card at the right retailer.

Here are a couple of strategies that will help you maximize your points-earning when purchasing Southwest gift cards:

  • Use the Ink Business Cash ® Credit Card  at office supply stores to earn 5x points.
  • Use the Chase Freedom Flex℠ at Sam’s Club during a warehouse store bonus period — you’ll earn 5x points , and will be purchasing the gift cards at a slight discount. Watch for other Freedom Flex card bonus categories that include stores that sell gift cards.
  • Use your  Chase Sapphire Reserve ® to purchase gift cards through Southwest.com for 3x points.
  • Keep an eye on Amex Offers and Chase Offers . You can often find discounts or offers for bonus points on stores that sell gift cards.

Using Southwest Gift Cards

Southwest gift cards can only be used for flights (including taxes and fees) purchased directly through Southwest Airlines — either online, by phone at 800-435-9792 (800-I-FLY-SWA), or at a Southwest ticket counter.

Hot Tip: There are no fees to purchase Southwest gift cards. They never expire and are fully transferable.

Flights purchased with Southwest gift cards are non-refundable . If your travel is not taken or the flight is canceled, the funds will be held as a Flight Credit to be used on a future flight. Thankfully, Flight Credits don’t have an expiration date.

Using a gift card to purchase a flight online doesn’t really differ much from purchasing a flight with a credit card.

  • Go to Southwest.com and search for a flight as you normally would.
  • Once you get to the Passenger and Payment Info page, scroll to the middle of the page where you’ll see Payment Method .

How to use Southwest gift cards online

Hot Tip: You can use 3 forms of payment, including Southwest gift cards, LUV Vouchers, and Flight Credits, per person on each reservation.

Southwest gift cards are good for the purchase of flights booked directly with Southwest . You can use gift cards online, over the phone, or in person at a Southwest ticket counter. Gift cards can also be applied to taxes and fees associated with your ticket.

The list of things you can’t use gift cards on is a little longer! The following are items you can not pay for with a Southwest gift card :

  • Additional Southwest gift cards
  • EarlyBird Check-In
  • Inflight purchases
  • Oversized and excess baggage fees
  • Partner hotel and rental cars
  • Purchases through a travel agent
  • Southwest Airlines group desk purchases
  • Southwest Airlines group tickets
  • Southwest Airlines merchandise
  • Southwest Airlines vacation packages
  • Unaccompanied minor service charge
  • Upgraded boarding at the airport

Bottom Line: Southwest gift cards can be applied to your flight cost plus any taxes and fees associated with your flight.

How to check your Southwest gift card balance

Southwest Flight Credits

Southwest Flight Credits, formerly called Travel Funds, are what you get if you cancel a flight or change a flight to a lower-priced itinerary . Flight Credits only exist digitally — you won’t get a card, certificate, or voucher for these funds.

They can be redeemed through Southwest.com , over the phone, and at Southwest Airlines ticket counter locations.

Flight Credits are tied to your original itinerary. For example, let’s say you cancel flight #1212 and receive a Flight Credit for the price you paid. When you go to book a new flight, you will need to pull up your Flight Credit using the confirmation number from flight #1212.

Hot Tip: As of July 28, 2022, Southwest Flight Credits no longer expire . Any Flight Credits issued on or after this date and any Flight Credits that were set to expire on or after this date now do not expire at all.

  • Once you get to the Passenger and Payment Info page, scroll to the middle of the page, where you will see Payment Method .
  • Look for the section that says Apply Flight Credits, LUV Vouchers, and Southwest gift cards .

How to use Southwest flight credits online

Hot Tip: Southwest Flight Credits that are created from a Wanna Get Away fare are not transferable. Southwest Flight Credits that are created from a Wanna Get Away Plus fare are transferable.

You can easily see what Flight Credits you have in your Rapid Rewards account. After logging into your Southwest account, click on My Account in the upper right-hand corner. Then you’ll see an at-a-glance look at the total Flight Credits you have (they are labeled as Travel Funds here).

How to find Southwest Travel Funds

To see the details of your available Flight Credits, click on View Details . You’ll see a list of your available Flight Credits along with the confirmation number that you’ll need to redeem them.

How to view Southwest Flight Credits online

Bottom Line: Flight Credits are what you’ll get if you cancel a flight or change a flight to a lower-priced itinerary. These credits don’t expire.

Southwest LUV Vouchers

So now that you’re up to speed on Southwest gift cards and Flight Credits, let’s talk about LUV Vouchers!

What’s a LUV Voucher, you ask? It’s a voucher you’ll get as compensation for a delayed flight, missing baggage, or volunteering to get bumped from a flight.

If you receive your LUV Voucher at the airport you may still get a paper copy.

Southwest LUV Voucher

However, you’re more likely to receive an email with your LUV Voucher information.

Southwest LUV Voucher email

Southwest LUV Vouchers are valid at Southwest.com , by calling 800-I-FLY-SWA, or at any Southwest Airlines ticket counter. You’ll need the voucher number and security code (confirmation) to complete a purchase.

Your travel must be completed by the voucher’s expiration date (usually 6 months to 1 year from the date of issue). The LUV Voucher can be applied toward your flight cost, but NOT any taxes or fees associated with your ticket.

Hot Tip: If you have a physical Southwest LUV Voucher, take a photo of it! This ensures you’ll still be able to use it even if you lose the paper voucher.

  • Look for the section that says Apply Flight Credits, LUV Vouchers, and Southwest gift cards . Then all you need to do is enter your LUV Voucher number and security code.

How to use Southwest LUV Vouchers online

Hot Tip: You can use up to 3 forms of payment per person per reservation. This can include any combination of gift cards, Flight Credits, and LUV Vouchers plus 1 credit card or PayPal account per transaction. 

Checking your LUV Voucher balance on Southwest.com is easy, but it’s a bit tricky to find. You can click here or follow the instructions below.

How to check the balance on a LUV Voucher

Hot Tip: If you cancel a flight that you paid for with a LUV Voucher, that balance will be refunded in the form of a Flight Credit.

Southwest Airlines offers 3 distinct forms of payment that require a little know-how to use: gift cards, Flight Credits, and LUV Vouchers. All 3 can be used to purchase Southwest flights online, over the phone, or at a ticket counter . However, they all have different rules as far as expiration dates, what they can be applied to, and who can use them.

Luckily, these rules stem from Southwest’s customer-friendly policies — including holding Flight Credits from a canceled flight for future use, and even occasionally rewarding you with LUV Vouchers if something goes wrong. Thankfully, once you know the basics, you will be the master of your Rapid Rewards account in no time!

The information regarding the Chase Freedom Flex℠ was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Frequently Asked Questions

Where can i buy a southwest gift card.

Southwest gift cards can be purchased on Southwest.com and at many other retailers including Amazon, Best Buy, grocery stores, Sam’s Club, Staples, Target, Walgreens, and Walmart.

How many Southwest gift cards can be used at once?

Southwest accepts up to 3 forms of payment per person on a reservation, including gift cards. For a 2-person reservation, you could use up to 6 gift cards.

Do Southwest gift cards expire?

No, Southwest gift cards do not have expiration dates nor will they devalue over time. However, LUV Vouchers do carry expiration dates.

LUV Vouchers generally expire 6 to 12 months from the date of issue. The expiration date will be printed on the voucher or included in the email.

Can I buy a Southwest gift card with points?

Yes, you can purchase a Southwest gift card using Rapid Rewards points on the Southwest Rapid Rewards website , however, it’s not a great way to get the most value from your points. A $50 gift card costs 9,400 Rapid Rewards points.

Can my Southwest gift card be replaced?

No, a Southwest gift card cannot be replaced if lost, stolen, or damaged.

What are Southwest Flight Credits?

Flight Credits (formerly Travel Funds) are credits that are issued to you if you cancel a flight or change your flight to a less expensive itinerary. They are held digitally, so you won’t receive a physical voucher. You need to know the confirmation number from your original flight to access Flight Credits.

What is a Southwest LUV Voucher?

A LUV Voucher is what you might receive if Southwest is offering compensation for a disrupted flight, lost baggage, or volunteering to take a later flight. You’ll receive a paper voucher or an email with the voucher number and security code.

Are LUV Vouchers transferable?

Yes, LUV Vouchers can be used to purchase a flight for anyone, not just the person who owns the voucher.

Are Soutwhest Flight Credits transferable?

If your Flight Credits were generated from a Wanna Get Away Plus fare, they are transferable. If they were generated from a Wanna Get Away fare, they are not transferable.

What's the difference between Flight Credits and Travel Funds?

There’s no difference between Southwest Flight Credits and Travel Funds. Flight Credits is the new name for Travel Funds.

When do Southwest Flight Credits expire?

As of July 28, 2022, Southwest Flight Credits don’t expire. Any Flight Credits created on or after this day and any Flight Credits that had an original expiration date on or after this day will not expire.

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About Katie Seemann

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, Forbes Advisor, and Fortune Recommends.

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How buying gift cards could help save on travel for your next vacation

ABC News' Becky Worley tested out the big box travel discount.

Travel can get expensive and add up fast -- whether it's an Uber to the airport or paying more for checked baggage -- so finding a resource or tip to help save on getting to and from your destination can be worth it.

One such strategy includes buying and using Costco gift cards for airlines to save some money on purchasing flights.

ABC News technology and consumer correspondent Becky Worley recently tested out the travel savings idea for flights to take her daughter to a concert.

"I purchased a discounted airline gift card at Costco. I paid $425 for $500 worth of Southwest Airlines credit and used it on our flights to San Diego," Worley said.

Eric Rosen, director of travel content for The Points Guy, told "Good Morning America" that the gift card offerings at some big box stores "can be a tremendous deal."

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The gift cards can be found in store or online for everything from airlines and lodging to travel experiences.

Currently, Costco offers a $500 Southwest gift card on sale for $450. Sam’s Club members can also snag the same gift card for the same deal, $50 off. The warehouse retailer also offers golf and spa gift cards for roughly 20% off of face value.

Sam's Club even has gift cards for Airbnb for $25 off.

At BJ's, customers can find $500 Delta gift cards for $490.

"Big box stores can vary their inventory, and sometimes they offer discounts while supplies last," Rosen explained. "With a current Southwest discount through Costco, that's while supplies last. That's not gonna last forever."

Because travel gift card deals can fluctuate often, customers may see some of the best prices around tentpole shopping events like Black Friday and Travel Tuesday, but they come and go all year long.

There are also limits to the number you can purchase: For example, at Costco, members can only purchase five Southwest cards per customer.

One caveat that Worley found was that not every travel offer on these big box sites constitutes a discount.

"When we used some of the sites to book travel, hotels, cruises, flights, we found prices that were the same and in some cases a little higher than if we booked directly with the travel retailer," she said.

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24/7 coverage of breaking news and live events

How buying gift cards could help save on travel for your next vacation

VIDEO: How gift cards can help you save on vacation

Travel can get expensive and add up fast -- whether it's an Uber to the airport or paying more for checked baggage -- so finding a resource or tip to help save on getting to and from your destination can be worth it.

One such strategy includes buying and using Costco gift cards for airlines to save some money on purchasing flights.

ABC News technology and consumer correspondent Becky Worley recently tested out the travel savings idea for flights to take her daughter to a concert.

"I purchased a discounted airline gift card at Costco. I paid $425 for $500 worth of Southwest Airlines credit and used it on our flights to San Diego," Worley said.

Eric Rosen, director of travel content for The Points Guy, told "Good Morning America" that the gift card offerings at some big box stores "can be a tremendous deal."

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The gift cards can be found in store or online for everything from airlines and lodging to travel experiences.

Currently, Costco offers a $500 Southwest gift card on sale for $450. Sam’s Club members can also snag the same gift card for the same deal, $50 off. The warehouse retailer also offers golf and spa gift cards for roughly 20% off of face value.

Sam's Club even has gift cards for Airbnb for $25 off.

At BJ's, customers can find $500 Delta gift cards for $490.

"Big box stores can vary their inventory, and sometimes they offer discounts while supplies last," Rosen explained. "With a current Southwest discount through Costco, that's while supplies last. That's not gonna last forever."

Because travel gift card deals can fluctuate often, customers may see some of the best prices around tentpole shopping events like Black Friday and Travel Tuesday, but they come and go all year long.

There are also limits to the number you can purchase: For example, at Costco, members can only purchase five Southwest cards per customer.

One caveat that Worley found was that not every travel offer on these big box sites constitutes a discount.

"When we used some of the sites to book travel, hotels, cruises, flights, we found prices that were the same and in some cases a little higher than if we booked directly with the travel retailer," she said.

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Product details

  • Package Dimensions ‏ : ‎ 5.25 x 4 x 0.1 inches; 0.32 ounces
  • Item model number ‏ : ‎ VariableDenomination
  • Date First Available ‏ : ‎ April 14, 2019
  • ASIN ‏ : ‎ B07Q42Q1CH
  • Best Sellers Rank: #330 in Gift Cards ( See Top 100 in Gift Cards )

Product Description

Giving the freedom to fly just got easier. Southwest gift cards are perfect for holidays, birthdays, any special occasion, or even yourself!

Important information

Legal disclaimer.

A Southwest gift card is redeemable at Southwest.com, 1-800-I-FLY-SWA, or at a Southwest Airlines ticket counter for air travel and other qualifying products and services. A complete set of terms and conditions is available at Southwest.com/giftcard. Gift card is nonrefundable and not redeemable for cash or credit except where required by law. Gift card is not replaceable if lost, stolen or destroyed. Protect the card like cash. For balance check, call 1-866-393-2081. Activation or use of Southwest gift card constitutes acceptance of all terms and conditions on Southwest.com.

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Southwest Gift Cards On Sale At Costco

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The Southwest Gift Card Sale

Costco normally sells Southwest gift cards at 10% off the $500.00 retail value for just $450.00.  During this sale, Costco has taken another $20.00 for this sale, now through Christmas.

southwest airlines travel gift cards

Terms and Conditions

Limit 5 Per Membership Give the Gift of a Destination. No fees. No Expiration. Easy to redeem online, by phone or at the airport. Includes:

  • Item is non-refundable
  • One (1) $500 E-Gift Card, delivered via email

Terms & Conditions:

  • A Southwest® Gift Card may only be redeemed at southwest.com®, on the Southwest Airlines® Mobile Apps and Mobile Website (only for initial flight booking), by calling Southwest Airlines at 1- 800-435-9792 (1-800 I FLY SWA®), or at Southwest Airlines ticket counter locations for Passenger air travel and other qualifying products and services
  • A complete set of terms and conditions is available at Southwest.com/giftcard
  • A maximum of three (3) Southwest Airlines Gift Cards can be applied per passenger on each reservation. If your purchase exceeds the amount available on the three Southwest Gift Cards, additional payment is required
  • A Southwest Gift Card is not valid for the purchase of Southwest Airlines Vacation Packages, cargo, hotel, rental car, Southwest Airlines merchandise, Southwest Airlines group tickets, EarlyBird Check-In, oversized and excess baggage fees,
  • Gift Card is nonrefundable and not redeemable for cash or credit except where required by law
  • Gift Card is not replaceable if lost, stolen, or destroyed. Protect this card like cash
  • For balance check, call 1-866-393-2081
  • Activation or use of Southwest Gift Card constitutes acceptance of all terms and conditions on southwest.com

How to Redeem

  • A Southwest Gift Card may only be redeemed at southwest.com®, on the Southwest Airlines® Mobile Apps and Mobile Website (only for initial flight booking), by calling Southwest Airlines at 1- 800-435-9792 (1-800 I FLY SWA®), or at Southwest Airlines ticket counter locations
  • Print the page with the Gift card number and security code (PIN) and bring to any Southwest Airlines ticket counter, or by calling Reservations at 1-800-I-FLY-SWA
  • For online redemption, after you have selected your flights and input Passenger information, use the Gift Card as a form of payment
  • Click on ‘Apply Travel Funds’ under the ‘Do you want to apply travel funds?’ section
  • Input Gift Card number and security code (PIN) in the designated location and click the button ‘Apply Funds’, this will deduct the amount on the Gift Card from the total
  • If a balance is left you will need to use another form of payment to pay the remaining balance.

Final Thoughts

Here is a chance to purchase Southwest airfare at a discount of 14% with this sale.  This sale has a purchase limit of five Southwest gift cards.  The sale ends on Christmas day so hurry if you want to catch this deal before it takes off.

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southwest airlines travel gift cards

The Easiest Way To Save $70 on Southwest Airlines Flights

L ast year, Costco offered $50 off Alaska Airlines and Hawaiian Airlines flights if you purchased a $500 gift card for $449.99. You have to be a Costco member to purchase it. RELATED: Taylor Swift's Clever Tip for Keeping the Seat Next to You Empty on Southwest Airlines

Then Costco offered the same deal for Southwest Airlines, while supplies lasted. They ran out but in today's Costco newsletter (see screenshot below), I noticed that they've not only brought it back, but it's on sale. So, if you’re looking for a great gift for loved ones, or if you fly Southwest Airlines often, it’s an easy way to save on flights. Here are the details:

First and foremost, there’s no expiration date and there’s a limit of two (2) per member. A maximum of three (3) gift cards can be applied per passenger on each reservation (If your purchase exceeds the amount available on the three gift cards, you can pay the additional amount). The gift card is not replaceable if lost, stolen, or destroyed so protect it like cash. For balance check, call 1-866-393-2081

WATCH: A Feel-Good Story Aboard Southwest Airlines When Pilot Surprises Passenger

Here’s How to Redeem:

  • A Southwest Gift Card may only be redeemed at southwest.com, on the Southwest Airlines Mobile Apps and Mobile Website (only for initial flight booking), by calling Southwest Airlines at 1-800-435-9792 (1-800 I FLY SWA), or at Southwest Airlines ticket counter locations
  • Print the page with the Gift card number and security code (PIN) and bring to any Southwest Airlines® ticket counter, or by calling Reservations at 1-800-I-FLY-SWA
  • For online redemption, after you have selected your flights and input Passenger information, use the Gift Card as a form of payment
  • Click on 'Apply Travel Funds' under the 'Do you want to apply travel funds?' section
  • Input Gift Card number and security code (PIN) in the designated location and click the button 'Apply Funds', this will deduct the amount on the Gift Card from the total
  • If a balance is left you will need to use another form of payment to pay the remaining balance

Purchase here on Costco.com .

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Love to save money when you travel? Sign up to  Johnny Jet’s free newsletter  and check out these popular posts: 10 ways to find cheap flights  and  12 ways to save money on baggage fees . Follow Johnny Jet on MSN ,  Facebook, Instagram ,  Pinterest , and  YouTube  for all of my travel posts.

It doesn't get any easier than this if you want to save money on Southwest Airlines. If you're a Costco member, here's how to save $70 on Southwest.

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Southwest Airlines partners with hotels, resorts, and car rental agencies to give you the best discount for your next vacation. Book with us today and enjoy your getaway.

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Tarah Chieffi

You probably don't need another reason to shop at Target, but the popular retail chain is giving you one anyway. Or three, to be exact.

Building on the popularity of the Target RedCard debit card , the Target RedCard credit card and the Target Circle loyalty program, Target is streamlining and improving its loyalty offerings. It's bringing all three under the Target Circle umbrella.

As of April 7, Target has reintroduced its loyalty program with a suite of membership options to suit all shoppers. The good news is that if you already have a Target RedCard or Target Circle membership, you don't have to do anything to benefit from the program changes.

Now that these changes have taken effect, you may be interested in upgrading your membership. So, here's everything you need to know about each offering.

The information for the Target RedCard debit card and RedCard credit card have been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Target Circle

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Target Circle is Target's free loyalty program. You can create an account online to access exclusive sales, personalized deals and additional members-only perks like free Apple trial subscriptions throughout the year.

In its previous state, members had to add Target Circle offers to their account via the Target app, but the program just got a major upgrade. Now, deals will be applied to your account automatically at checkout, so you don't have to search for applicable offers before you shop.

Members will also continue to receive exclusive partner perks like free trials and reward program partnerships, with the added bonus of earning new Target Circle Rewards.

Target Circle Card

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The debit and credit versions of the Target RedCard are now the Target Circle Card. Both versions still earn an extra 5% off every purchase every day. Additionally, the cards come with an extended return window and free two-day shipping on most items from Target's website.

Because Target Circle Card members also receive Target Circle benefits, you can stack the 5% savings with your automatically applied Target Circle deals.

The information for the Target Circle card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Related: Store vs. cash-back credit cards: Which one should I get?

The debit card version of the Target Circle Card is linked directly to your checking account, and purchases are deducted automatically. If you have the credit version — the Target Circle Card credit card from Mastercard — you'll earn 2% back on dining and gas station purchases and 1% back on all other purchases in addition to your 5% savings on Target purchases. This all comes without an annual fee.

You can redeem the cash back you earn from the Target Circle Mastercard as a Target gift card. To redeem your rewards, you must earn a minimum of $10.

Target Circle 360

The newest addition to the Target Circle family is Target Circle 360, Target's version of a paid shopping membership service, with same-day delivery as one of the most lucrative benefits.

Members receive unlimited same-day delivery on orders over $35, free two-day shipping on most items from Target's website and an extra 30 days to return items alongside all the other benefits of being a Target Circle member. Members can also access more than 100 additional retailers via the Shipt Marketplace.

Related: The best credit cards for online grocery delivery services, including Instacart and Amazon Fresh

Target Circle 360 has an annual fee of $99, but Target is offering a promotional price of $49 for the first year if you sign up by May 18. Target Circle cardholders can enjoy the $49 annual fee anytime.

For comparison purposes, Shipt and Instacart both carry a $99 annual membership fee. Walmart+ has a slightly lower fee of $12.95 per month ($89 per year), but there are ways to get it for free. For example, those who hold The Platinum Card® from American Express can get up to $155 per year ($12.95 per month, excluding any Plus Up Benefits) in statement credits toward a Walmart+ membership , essentially wiping out the cost of the service (subject to auto-renewal).

Which shopping delivery service makes the most sense for you likely depends on where you tend to shop. If you frequently shop at Target, paying just $49 for the convenience of a full year of grocery delivery may seem like a small price worth paying.

Target Circle Card alternatives

Though Target's perks are appealing if you shop there often, there are other cards available that can probably net you more cash back than you can earn with the Target Circle Mastercard, including:

  • Citi Double Cash® Card ( see rates and fees ): Earns 2% back on all purchases (1% as you buy and 1% as you pay), no matter where you shop
  • Prime Visa : Has no annual fee and a similar earning structure to the Target Circle Card if you prefer Amazon over Target
  • Chase Freedom Flex℠ : Earns 5% back on quarterly rotating categories, on up to $1,500 each quarter you activate. For more cash back opportunities, earn 3% back on dining and drugstore purchases and 1% back on all other purchases

Bottom line

If you shop at Target, signing up for a free Target Circle membership is practically a no-brainer. If you want to add a Target debit or credit card to your wallet, saving money and earning rewards is now easier than ever. Finally, shoppers who have been looking for Target's alternative to Walmart+ and other same-day delivery services now have exactly what they've been waiting for.

You can learn more about each new offering on the Target Circle website .

Related reading:

  • Best cash-back credit cards
  • The best store credit cards
  • The best credit cards for Amazon purchases

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