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Virgin Money launches Club M: a high-interest current account

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Virgin Money has launched a high-interest current accounts that pays better rates than many savings accounts.

A high-interest account is a current account that pays you a competitive rate of interest on your in-credit balance.

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Virgin money ltd, nationwide building society.

The new Virgin Money account, Club M Account, allows customers to earn 2.00% gross on deposits of up to £1,000.

It comes with a host of incentives including gadget and accessory insurance, mobile phone insurance, vehicle breakdown cover, worldwide travel insurance.

It automatically opens a linked Virgin Money Club M Saver Account, which currently offers a chart-topping rate of 0.50% gross.

When weighing up the benefits of this account, however, consumers should keep in mind that it charges a monthly fee of £14.50. Therefore, it may only be worthwhile for those who would be able to make full use of the incentives offered.

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You may only open a Club M Saver if you already have a Club M Account with the bank in the same name. The Club M Saver will stay open, as long as the Club M Account is maintained as described in the Terms.

Virgin Money M Plus account

Consumers who would not make full use of the incentives may want to consider Virgin Money’s M Plus Account.

This account also offers 2.00% gross on deposits of up to £1,000 but does not charge a monthly fee.

The account does not have the incentives offered by the Club M Account, but it does have a switching incentive that enables customers to receive a 12-bottle case of wine from Virgin Wines.

It also let customers donate £50 to charity when they switch to the account using the Current Account Switching Service (CASS).

Other high-interest current account

Apart from Virgin Money, the only other provider offering a high interest current account for adults is Nationwide Building Society , which offers 2.00% gross on balances of up to £1,500 for the first 12 months on its FlexDirect – Funded account.

Consumers who deposited the full £1,500 over the 12-month period would earn £30 in interest.

The account does not charge a monthly fee, but customers must deposit a minimum of £1,000 into the account each month.

Although this account does not have the incentives offered by the Virgin Money accounts, it does not charge a monthly fee and consumers can, potentially, earn higher interest on this account due to the maximum deposit limit being higher.

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Virgin Money and Virgin Red offer exclusive Travel Insurance rewards for Virgin Red members

Image of a lady with blonde hair smiling down at her phone.

We know taking travel insurance out can be one of the least exciting ‘To Dos’ when planning for a trip, but that's all about to change with Virgin Red and Virgin Money . Virgin Red members will be rewarded for taking out travel insurance, so you can explore the world feeling safe and spoiled.

Virgin Money Annual Multi-trip Travel Insurance

If you’ve got a few trips coming up, Virgin Money’s annual multi-trip travel insurance will give you the peace of mind you need to truly relax.

What could be more relaxing than that? 3,500 Virgin Points that's what, from your friends at Virgin Red.

With Virgin Money’s Annual Multi-Trip insurance , you can choose up to 94 days’ worldwide cover per trip, with everything you care about covered – from your gadgets to your health.

Added benefits

Covid cover included - cancellation and medical expenses are covered by Virgin Money, as standard, if you’re diagnosed with Covid-19.*

Gadget cover as standard, plus optional extras​ - from Enhanced Gadget and Enhanced Covid Cover – to cover for winter sports, car hire excess, and more (fees apply).

On hand to help, 24 hours a day, 365 days a year - help is just a phone call away with Virgin Money’s worldwide medical emergency assistance helpline. ​

Your policy at your fingertips - looking after your policy is now a breeze, thanks to Virgin Money’s handy new online portal – from downloading docs to making a claim, all in one place.

*Please check your policy wording for full details and any exclusions.​

The Virgin Money travel insurance has three levels of cover : Red, Silver and Gold, so you can choose which suits you and your needs best.

Managing your travel insurance is a breeze. Simply register online then unwind knowing you can do anything from updating your personal details, to making a claim, all in one place. 

The fun part - spending your points

Virgin Red members are rewarded for everyday spending, and with everything from the biggest brands in retail, travel and entertainment to smaller treats or exciting new start-ups, there are so many different rewards which anyone would enjoy. Members can also use Virgin Points for good by supporting a number of different charities or helping develop technology to remove carbon from the atmosphere. 

What will you put your points towards? Your next flight, getaway or holiday? Navigating the world of Virgin Wines? Or another Virgin Red treat, experience or exclusive? Enjoy deciding.

Buy your travel insurance today with Virgin Red and Virgin Money and earn 3,500 Virgin Points.

Terms and conditions

Who can take up this offer? 

Virgin Red Members who are 18+ and resident in the UK. 

How do you take up this offer? 

It’s important that you follow these steps to make sure you are eligible for this offer. If you don’t, you might not get your points... and we don’t want that!

Buy a Virgin Money Annual Multi Trip Policy (the Policy) via the offer in the Virgin Red app or Virgin Red website.

You’ll see the offer listed in the “Earn Points” section of the Virgin Red app and website.

Just click on “Get Points” when you want to go ahead. This will link you to the offer page on the Virgin Money website.

From there, click on ‘Get a quote’ and fill in your policy requirements to receive a quote.

Make sure you choose the Annual Multi-trip Policy. The Policy start date must be within 45 days of buying the Policy.

When you’re happy to go ahead, pay for the Policy. o You will receive a confirmation email from Virgin Money.

You need to hold the Policy for at least 45 days to be eligible for the Offer before points are credited to your Virgin Red account. If you or Virgin Money cancel the Policy before 45 days, you won’t be eligible for points. 

This offer can’t be used in conjunction with any other offer. Points are only offered in year one of the policy. 

What is the offer?

If you meet the offer conditions, we’ll give you a Virgin Red promo code. You can redeem this code with our friends at Virgin Red to get 3,500 Virgin Points. 

We’ll send you an e-mail with your promo code within 28 days of you meeting the offer conditions. We’ll send your code to the e-mail you gave when you bought the Policy. The email will provide instructions on how to redeem the code within the Virgin Red app or website.

Your Virgin Red promo code can be used until 30 April 2023. Make sure to redeem your code before then.

Only one Virgin Red promo code will be generated per eligible Policy.

After you’ve redeemed your Virgin Red promo code, the points are added to your Virgin Red account. There is no specific expiry date for using the points. You’ll be free to use them in line with Virgin Red’s programme terms. You can find the terms here [ http://policies.red.virgin.com/terms ].

We thought we should highlight a few key things from Virgin Red’s terms: 

the points don’t have a cash value and they can’t be swapped for cash;

the available offers can change from time to time; and

the points cost for each offer can change too. 

Although we’ll be working closely with our friends at Virgin Red on this promotion, we aren't responsible for their terms, their marketing, or any of the offers available through their app. Just contact Virgin Red or the relevant offer provider if you have any questions about these topics. 

When can you take up the offer?

The offer will be available on an ongoing basis until we withdraw it. We can withdraw the offer without giving you any advance notice, but we’ll try to give some notice if we can.

The offer is subject to availability. This means we will definitely withdraw it when we’ve used up our stock of Virgin Red promo codes.

You don’t need to worry if we withdraw the offer when you’re part way through meeting the offer conditions. As long as you've bought the Policy before we withdraw the offer, you can still qualify. You’ll just need to continue to meet the rest of the conditions. 

What else do you need to know? 

You can only benefit from this offer once.

We’ll use your personal information to help us run the offer.

English law applies to the offer.

Standard Virgin Money Travel Insurance Policy conditions apply.

 If something goes wrong, we’ll try to fix it. If we can’t because it’s something we can’t control, or it’s not our fault, then we may have to change the offer. This includes suspending the offer or ending it early. We can make such changes without giving you notice. However, we’ll try our best to avoid making changes. And we’ll try to minimise any disappointment to you when we make changes. 

Who is the promoter?

We are Clydesdale Bank PLC trading as Virgin Money.

Our company number is SC001111.

Our registered office is 30 St Vincent Place, Glasgow, G1 2HL.

Virgin Money debit card on iPhone on the beach.

Virgin Red and Virgin Money give new customers 20,000 reasons to switch

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Unlock Virgin Red: How to earn Virgin Points with a Virgin Money M Plus Account or Club M Account

Who wants to be a virgin points millionaire.

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Virgin Money: Travel Insurance reviews

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About the Travel Insurance

Review virgin money: travel insurance now, virgin money travel insurance reviews ( 90 ), this is like not taking any insurance, if you think your cover you are so wrong ..

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2 MONTHS STILL NO CAR!

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virgin club m travel insurance

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Travel insurance

Travel insurance

Selecting Allianz Travel Insurance at checkout is the easiest way to protect your investment, giving you more freedom to embrace your entire travel experience.

If you've already booked your flights, you can still find a plan to protect your trip.

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Provides reimbursement for your prepaid, non-refundable travel expenses if your trip is cancelled, interrupted or extended due to a covered reason.

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Provides benefits for losses due to covered medical and dental emergencies that occur during your trip.

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Arranges and pays for medically necessary transportation following a covered injury or illness to an appropriate medical facility, return of dependents and more.

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Provides reimbursement for eligible meals, accommodations and more when your trip is delayed for 6 or more consecutive hours for a covered reason.

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Provies reimbursement for covered losses due to damaged, stolen or lost luggage and personal effects.

Provides reimbursement for the purchase of covered essential items during your trip if your luggage is delayed for 24 hours or more.

24/7 Assistance

Award-winning, multilingual, travel experts here to help you deal with unexpected travel hiccups around the clock. We can help you find local medical and legal professionals, help with missed connections or lost/stolen travel documents, and more.

Free Look period

If you are not completely satisfied, you have 15 days (or more depending on your state of residence) to request a refund of your plan, provided you haven't started your trip or initiated a claim. Premiums are non-refundable after this period.

File a claim

Upload documents, track your claim status, and more through the convenient  online portal .

This badge is awarded to listings where the previous tenant(s) experienced a smooth move-in and move-out, as evidenced by either a positive review or no bad review from them, indicating a smooth handover of the rental unit to the landlord.

The badge is awarded to listings where a Flatio team member was physically present, whether to take photos, create a virtual tour, or stay in the rental unit for various reasons–either alone or with friends and family.

StayProtection for Tenants is a Flatio coverage that applies to you at all times. It was designed to protect you, your money, and your peace of mind. StayProtection also includes an exclusive Move-in Guarantee, ensuring you'll have a place to stay even if things don't go as planned.

Stay Benefits is a special part of the StayProtection coverage which doesn't come with all Flatio properties. They include liability insurance, assistant services, and 24/7 online support for all situations covered by this package.

You can read more about the StayProtection and Stay Benefits packages and when they are applicable on this page .

This badge is awarded to properties that have been inspected by a Nomad Inspector and verified as suitable for remote work in terms of Wi-Fi speed, workspace, location, etc. A Nomad Inspector is a digital nomad influencer who is a member of Flatio's Nomad Inspectors Club .

In our comparison, we mainly considered platforms that have a similar focus as Flatio and are also suitable for medium- or long-term stays. In particular, we analyzed data from Booking.com, Spotahome, Homelike and Uniplaces.

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Accommodation in Moscow City Centre for a few months directly from the owner and without a deposit

Need to find a place to stay in Moscow City Centre for a few months and looking for a furnished apartment? The accommodation offered on Flatio is ideal for employee accommodation on a business trip or corporate apartments, expats in business flats, digital nomads needing fully furnished apartments for rent, and even Erasmus students who need university summer accommodation. We offer fully furnished apartments complete with Wi-Fi directly from the owners and other landlords. With Flatio you can find apartment for rent for two weeks, a month, or even for one whole year. All utilities are included in the rent. Our offer is varied and includes both affordable rentals and luxury accommodation. Concluding the rental contract is simple and easy – you do it all online, and the next day you can feel free to move right into your new place.

The minimal stay is 5 days . The closest date you can stay until is .

  • Location information

Location ratings for Moscow City Centre

Rental apartments and rooms near me in moscow city centre and surrounding areas. find the best one to live in for a few months, new apartments and rooms for rent in moscow city centre and surrounding areas. without a deposit and directly from the owners, the best rental apartments and rooms in moscow city centre. rated by the tenants themselves, recently rented apartments in moscow city centre and surrounding areas.

  • The newest information from Moscow City Centre and surrounding areas on our blog right now

Living in the city of Moscow City Centre is for employees, nomads and students alike

  • Apartment rentals in other locations

Visitors and prospective tenants gave Moscow City Centre a total score of 0.

The rating of the location influences how attractive it is to tenants. The more attractive the location is like a flat near the city center, the more popular it will be. So don’t hesitate and conclude the contract for your new apartment or room right away. All the offers available in Moscow City Centre are shown on a map where you can also see the price of the rent for 30 days for each individual rental offer.

When it comes to long term or monthly apartment rentals, some prefer cheap accommodation in an affordable studio apartment for rent, others want a luxury apartment. In our offer, you will find 0 apartments available to rent right away. Among the rental apartments in the city of Moscow City Centre, specifically in the Moscow City Centre area, there’s something for everyone, whether you prefer a single room for rent in the urban hustle and bustle or living in peace and quiet in a suburban neighborhood where you can look out at the surrounding greenery from your balcony and also have your workplace nearby.

Flatio works directly with real estate owners who want to utilize their properties for monthly apartment rentals without a real estate agency. On the profile of each landlord, you can see what they’re like and how they have been rated by previous tenants. At Flatio we have set up special principles for rentals for a few months, so you won’t have to pay a deposit to the owners or other landlords. We aren’t a real estate agency, but an innovative company which transfers the whole renting process to the online sphere. Many of the rental apartments in the Moscow City Centre area have been personally viewed and photographed by people from Flatio, who then created virtual tours for them. This is one of the reasons we are able to guarantee that each accommodation offer gives you accurate information. Prefer a bhk flat for rent in a building with an elevator, or do you like to take the stairs to improve your fitness? In the description of each apartment, you will always find complete information about the facilities it includes.

We don't have any offers here at the moment. Check out offers in the whole city for now.

If you’re looking for accommodation in the city of Moscow City Centre and want to be sure you won’t be disappointed, you’re in the right place. The following rentals are the best ones to choose for your stay in this location. It doesn’t matter whether it’s a cheap room for rent, like backpackers accommodation a one bedroom apartment for rent or a luxury studio apartment. The tenants simply enjoyed living there for a few months and made sure to share their impressions in their rating of the apartment they rented.

These beautiful apartments in the city of Moscow City Centre have just been rented by our happy tenants. Gather inspiration for your own search for accommodation, you can rent an apartment with us too. The most affordable rental offer in the Moscow City Centre area is available for only 0 € for 30 days and the price already includes all utilities and Wi-Fi.

Newest information from Moscow City Centre and surrounding areas on our blog right now

Interested in what you can look forward to in the Moscow City Centre area after your arrival? How did the previous tenants like their stay? Take a look at our most recent articles.

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Everyone prefers a different type of accommodation. For that reason, Flatio has prepared a selection of the best rentals in Moscow City Centre, whether you’re looking for student accommodation preparing for your Erasmus adventure, an expat in search of a fully furnished apartment, a family looking for a 2 bedroom flat for rent, or a digital nomad who needs mid-term accommodation in different locations as you regularly change up where you work to maximize productivity. Below, you will find a list of the best rental apartments in Moscow City Centre which will suit you perfectly.

What will you get?

€20 discount for your first stay

All the Flatio benefits for free

Special offers for special prices - only for registered people!

Decide which categories of cookies we can use:

We use cookies, including third-party cookies, to operate this marketplace with monthly stays. In addition to the operational ones necessary for the actual functioning of Flatio, we also use preferential, analytical, and marketing cookies. By clicking on Customise Cookies, you can decide on each category or refuse all cookies other than the basic ones. In addition, you can read detailed information on a particular page dedicated to the privacy of our visitors and clients.

Welcome to our list of destinations where we have some amazing accommodations ready for you.

Attention landlords: You have the opportunity to rent anywhere in the world, regardless of the country! Don’t worry if your city is not displayed here - just list your property and we’ll add your destination to our listing. Be the first one to offer a warm and welcoming place to stay in your city!

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Moscow-City: 7 surprising facts about the Russian capital’s business center

virgin club m travel insurance

1. Guinness World Record in highlining

virgin club m travel insurance

The record was set in 2019 by a team of seven athletes from Russia, Germany, France and Canada. They did it on September 8, on which the ‘Moscow-City Day’ is celebrated. The cord was stretched at the height of 350 m between the ‘OKO’ (“Eye”) and ‘Neva Towers’ skyscrapers. The distance between them is 245 m. The first of the athletes to cross was Friede Kuhne from Germany. The athletes didn't just walk, but also performed some daredevil tricks. Their record is 103 meters higher than the previous one set in Mexico City in December 2016.

virgin club m travel insurance

2. Domination of Europe's top-10 highest skyscrapers

7 out of 10 Europe’s highest skyscrapers are located in Moscow-City. Earlier, the  ‘Federation Tower’ complex’s ‘Vostok’ (“East”) skyscraper was the considered the tallest in Europe.

Left to right: the lower of the ‘Neva Towers’ (296 m), Commerzbank Tower in Frankfurt (300 m), Gorod Stolits (“City of Capitals”) Moscow tower (302 m), Eurasia tower (309 m), The Shard’ skyscraper in London (310 m), Mercury City Tower (339 m), Neva Towers (345 m).

Left to right: the lower of the ‘Neva Towers’ (296 m), Commerzbank Tower in Frankfurt (300 m), Gorod Stolits (“City of Capitals”) Moscow tower (302 m), Eurasia tower (309 m), The Shard’ skyscraper in London (310 m), Mercury City Tower (339 m), Neva Towers (345 m).

However, in 2018, the construction of the 462 meter tall ‘Lakhta Center’ in Saint-Petersburg was completed, pushing ‘Vostok’ (374 m) into 2nd place. The 3rd place is taken by OKO’s southern tower (354 m).

3. The unrealized ‘Rossiya’ tower

virgin club m travel insurance

If all the building plans of Moscow-City were realized, the ‘Lakhta Center’ in St. Petersburg wouldn't have a chance to be Europe's highest skyscraper. Boris Tkhor, the architect who designed the concept of Moscow-City, had planned for the ‘Rossiya’ tower to be the tallest. In his project, it was a 600 meter tall golden cylindrical skyscraper ending with a spire that was inspired by traditional Russian bell towers. Then, the project was reinvented by famous British architect Sir Norman Foster. He had designed ‘Rossiya’ as a pyramid ending with a spire. The skyscraper itself would have been 612 meters tall, and the height including the spire would have reached 744,5 meters (for comparison, the ‘Burj Khalifa’ in Dubai, UAE, would have been just 83,5 meters taller). Unfortunately, the investors faced a lot of economic problems, due to the 2008 financial crisis, so the ‘Rossiya’ skyscraper was never built. A shopping mall and the ‘Neva Towers’ complex was constructed at its place in 2019.

4. Changed appearance of ‘Federation Tower’

virgin club m travel insurance

In its first project, the ‘Federation Tower’ was designed to resemble a ship with a mast and two sails. The mast was to be represented by a tall glass spire with passages between the towers. It was planned to make a high-speed lift in it. The top of the spire was going to be turned into an observation deck. But the ship lost its mast in the middle of its construction. Experts at the Moscow-city Museum based in the ‘Imperia’ (“Empire”) tower say, that the construction of the spire was stopped, firstly, due to fire safety reasons and secondly, because it posed a threat to helicopter flights – the flickering glass of the spire could potentially blind the pilots. So, the half-built construction was disassembled. However, an observation deck was opened in the ‘Vostok’ tower.

5. Open windows of ‘Federation Tower’

virgin club m travel insurance

We all know that the windows of the upper floors in different buildings don’t usually open. Experts say that it’s not actually for people’s safety. Falling from a big height is likely to be fatal in any building. The actual reason is the ventilation system. In a skyscraper, it’s managed with a mechanical system, and the building has its own climate. But in the ‘Zapad’ (“West”) tower of the ‘Federation Tower’ complex, the windows can open. The 62nd and last floor of the tower are taken up by a restaurant called ‘Sixty’. There, the windows are equipped with a special hydraulic system. They open for a short period of time accompanied by classical music, so the guests can take breathtaking photos of Moscow.

6. Broken glass units of ‘Federation Tower’

virgin club m travel insurance

The guests of the ‘Sixty’ restaurant at the top of the ‘Zapad’ tower can be surprised to see cracked glass window panes. It is particularly strange, if we take into consideration the special type of this glass. It is extremely solid and can’t be broken once installed. For example, during experiments people threw all sorts of heavy items at the windows, but the glass wouldn’t break. The broken glass units of ‘Zapad’ were already damaged during shipment . As each of them is curved in its own way to make the tower’s curvature smooth, making a new set of window panes and bringing them to Russia was deemed too expensive . Moreover, the investors had financial problems (again, due to the 2008 financial crisis), so the ‘Vostok’ tower even stood unfinished for several years. Eventually, the cracked window panes were installed in their place.

7. The highest restaurant in Europe

virgin club m travel insurance

‘Birds’, another restaurant in Moscow-City, is remarkable for its location. It was opened at the end of 2019 on the 84th floor of the ‘OKO’ complex’s southern tower. Guests at the restaurant can enjoy an amazing panoramic view at a height of 336 meters. On January 28, the experts of ‘Kniga Recordov Rossii’ (“Russian Records Book”) declared ‘Birds’ the highest restaurant in Europe, a step toward an application for a Guinness World Record.

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  2. Club M Travel Insurance Extras

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  3. Virgin Money

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  4. Virgin Money travel insurance review: Key features and types of cover

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  5. Virgin Money Travel Insurance

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  6. Virgin Money Travel Insurance (page 2)

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COMMENTS

  1. Club M Account Travel Insurance

    Club M Travel Insurance. Brought to you by AIG (American International Group UK Ltd) Making a claim. To make a claim online, visit the AIG portal. Go to the AIG portal. Alternatively, to make a travel insurance claim call AIG on: 01273 740 982. The claims department is open Monday to Friday between 9am and 5pm. Medical Emergency Helpline.

  2. PDF Club M Account

    Insurance Product Information Document. Company: Assurant General Insurance Limited. Product: Club M Account Mobile Phone & Gadget Insurance. Authorised in the United Kingdom by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Register number: 202735.

  3. Travel Insurance

    The core elements of Virgin Money Travel Insurance are underwritten by ERGO Travel Insurance Services Ltd (ETI) on behalf of Great Lakes Insurance UK Ltd. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom ...

  4. Coronavirus and your Club M travel insurance

    On the 11 March 2020, the World Health Organisation (WHO) declared coronavirus (COVID-19) a pandemic. As of 11 March 2020, coronavirus is therefore considered a 'foreseen event', which means certain parts of your travel insurance policy may not apply. As an existing Club M Account customer, you may be covered for Coronavirus related travel ...

  5. Virgin Money Club M current account review

    The Virgin Money Club M current account offers everything you'd expect from a bank account, plus a lot more. In return for a monthly fee of £12.50, you'll benefit from worldwide travel insurance, family mobile and gadget insurance and UK breakdown cover, plus no fees on spending abroad. The account can be opened on an individual or joint ...

  6. Virgin Money launches new digital travel insurance including covid-19

    They replace Virgin Money's previous policies which haven't been on sale since the end of November 2021. As well as Virgin Money's new single and multi-trip annual policies, Virgin Money Club M customers already enjoy travel insurance cover built into their packaged current account along with mobile, gadget and UK breakdown cover**.

  7. Virgin Money travel insurance review: Key features and types of cover

    Virgin Money travel insurance key features. Cover if your baggage is lost, stolen or delayed. Trip cancellation cover. Coronavirus cover. Gadget cover as standard but enhanced options are available. Pre-existing conditions cover (some serious conditions may not be covered) 24/7 emergency medical helpline.

  8. Nearly Six in Ten Brits forget Staycation Insurance

    Virgin Money has launched Club M, its first packaged current account which offers worldwide family multi-trip travel insurance, mobile phone and gadget insurance and UK breakdown cover As the UK gets ready for a summer of fun, 22 million Brits (42%) are set to holiday domestically this year as staycation bookings surge, collectively spending £ ...

  9. Virgin Money launches Club M: a high-interest current account

    A high-interest account is a current account that pays you a competitive rate of interest on your in-credit balance. The new Virgin Money account, Club M Account, allows customers to earn 2.00% gross on deposits of up to £1,000. It comes with a host of incentives including gadget and accessory insurance, mobile phone insurance, vehicle ...

  10. Virgin Money and Virgin Red offer exclusive Travel Insurance rewards

    Virgin Money. by Katie Fiddaman. 1 June 2022. We know taking travel insurance out can be one of the least exciting 'To Dos' when planning for a trip, but that's all about to change with Virgin Red and Virgin Money. Virgin Red members will be rewarded for taking out travel insurance, so you can explore the world feeling safe and spoiled.

  11. Voyage Protection

    When can I add Voyage Protection to my booking? Voyage Protection can be purchased at any time before the final payment is made on a booking. Is Voyage Protection refundable? All payments for Voyage Protection are final (non-refundable) after the 10-day grace period if the booking was made more than 120 days before the voyage.

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    Virgin Travel Insurance were contacted within 20 minutes of arriving in hospital. It took them eight days to turn down my claim. I was lying in hospital with a broken femur for three days before I had to pay for the operation myself. The call centre were appalling and their emails were illiterate. One person couldn't even spell his own job title.

  14. Travel insurance

    Provides reimbursement for the purchase of covered essential items during your trip if your luggage is delayed for 24 hours or more. 24/7 Assistance. Award-winning, multilingual, travel experts here to help you deal with unexpected travel hiccups around the clock. We can help you find local medical and legal professionals, help with missed ...

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    I've started looking around, and realised that the VM Club M account is the same price per month, but has better travel insurance and phone/gadget cover than our TSB account. The packaged breakdown cover with Green Flag also only includes local recovery, and there is no information on how much it would cost to upgrade to national.

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    13. Moskva City skyscrapers. Go to the Moscow International Business Center (also knowns as Moskva City) to see the city's beautiful landscape. Moscow city's complex of skyscrapers is beautiful by itself, but you can also go up one of the towers for a great overview of the city.

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