best travel insurance india to canada

Travel Insurance For Canada From India

Travel insurance for canada.

"Travel makes one modest. You see what a tiny place you occupy in the world." - Gustave Flaubert Venturing into the captivating realms of Canada beckons with its vast landscapes and cultural tapestry. For many Indians, Canada is a land of opportunity, offering quality education, jobs, and a good living. It is a huge country in terms of land mass that has grand cities and beautiful national parks — offering a thrilling experience to globe-trotters and also its habitants.

And amidst the thrill of exploration, safeguarding your journey with Tata AIG's travel insurance unveils a realm of assurance. From the majestic Rockies to the allure of Toronto's skyline, unforeseen disruptions can cast shadows. Tata AIG's tailored travel insurance plans embrace Canada's wonders with comprehensive coverage.

Delve into the enchanting Niagara Falls or traverse the historic streets of Quebec, but rest assured that Tata AIG’s travel insurance plan for Canada will cover emergency medical expenses, trip cancellations, and baggage losses.

Even the remote reaches of Canada hold no uncertainty with provisions for emergency evacuations. Tata AIG's travel insurance transforms each step into an unhindered odyssey, embodying the essence of Flaubert's words as you realise your place in the world while exploring the Canadian expanse.

Expert's Guide to Canada Visa Process

Best places to visit in canada, travel insurance for canada from india.

Embarking on a transcontinental journey from India to the captivating landscapes of Canada evokes a sense of wanderlust that knows no bounds. Amidst the excitement of planning, there's a crucial element that seasoned travellers prioritise — travel insurance.

Navigating the vastness of Canada's beauty, culture, and adventure comes with its share of unpredictability. This is where comprehensive travel insurance for Canada from India steps onto the scene, ensuring that your expedition remains a tale of joy rather than unforeseen woes.

This is precisely where the significance of travel insurance shines.

With the right policy, you can immerse yourself in the Canadian experience while holding a safety net against the unexpected twists that may arise. Travel insurance for Canada from India caters specifically to the needs of Indian travellers.

Our plans encompass a wide array of benefits, meaning that whether you are exploring the bustling streets of Toronto or the serene landscapes of Banff, you are backed by a safety cushion that mitigates potential financial burdens during untoward events. Simply compare travel insurance plans we offer online and choose the right one for your trip.

Furthermore, including provisions for emergency medical evacuations ensures that you are not left stranded even in the remote corners of Canada, where medical facilities might be limited. Tata AIG's travel insurance brings peace of mind, transforming your journey from a mere vacation into a memory of a lifetime!

Why Do You Require the Best Travel Insurance Canada from India?

As you embark on your expedition from India to Canada, remember that a travel insurance plan is essential for a worry-free adventure. Tata AIG's travel insurance for Canada serves as your steadfast companion, turning each chapter of your journey into a memorable tale of discovery and wonder.

Believe it or not, our Canada travel insurance plans include travel health insurance Canada from India. It will safeguard you against unexpected medical emergencies while you are on your tour.

Our tailored international travel insurance plan for Canada reinforces travel insurance as your safety net required to transform your Canadian adventure into a worry-free, memorable experience.

Unmatched Perks of Purchasing the Best Travel Medical Insurance Canada Online

Planning a thrilling adventure to Canada is a big deal, especially for those who love exploring new places. But you know what? Exploring far-off lands can come with unexpected twists. Sometimes things don't go as planned, like getting sick, having accidents, losing stuff, or missing connections. That's where travel insurance steps in – like a strong shield that protects you when things get tough.

Here's why our travel medical insurance Canada is a smart choice:

Flight Hijack Cover : This helps you if your travel plans get messed up unexpectedly and ensure your journey stays on track.

Local Journey Assistance : If you are in a new place and things go wrong, we have got your back with help and support.

Coverage for Delay or Loss of Baggage : If your stuff goes missing or is delayed, this helps ease the stress and covers your things.

Personal Liability Coverage : If something unexpected happens and you must pay up, we have covered your finances.

Flight Cancellation Insurance : Your investment stays safe if your plans change for unforeseen reasons.

Medical Emergency and Hospitalisation Coverage : Our travel insurance plans include hospitalisation coverage for accidents, diseases, and COVID-19 treatment.

Getting travel insurance with Tata AIG is simple and does not cost much. You can start your Canadian adventure with rates as low as ₹45.50 per day*. This way, you can enjoy your trip with peace of mind, knowing you are protected even if things don't go as planned.

Benefits Offered by the Tata AIG Canada Travel Insurance Policy

Tata AIG’s Travel Insurance Canada is your reliable companion, offering a variety of fantastic benefits and ensuring a stress-free journey.

Let’s learn more about the benefits in a fun way:

Medical Marvel : We understand that unexpected illnesses or accidents can damage your trip. With our medical coverage, you can rest easy knowing that if you need medical attention in Canada, we have your medical bills covered#.

Baggage Bliss : Losing your luggage or experiencing delays can be frustrating. Our insurance policy steps in to assist you in such situations. If your baggage is lost or delayed, we provide financial support# to help you replace essential items and minimise any inconvenience.

Flight Flexibility : Travel plans don't always go as planned, especially the flights. Flight delays or cancellations can disrupt your itinerary. Our insurance plan offers protection in such scenarios, providing you with assistance to navigate these challenges and ensuring your journey stays on track.

Local Lifesaver : Our insurance offers local assistance, providing a lifeline when facing unexpected challenges in a foreign land. If you need guidance in an unfamiliar area, or with unprovoked legal issues, our support is just a call away.

Financial Fortress : Imagine finding yourself where you need to cover unexpected expenses. Our personal liability coverage comes to your rescue, providing financial protection in case of accidental damages or legal obligations.

Emergency Evacuation : Exploring remote areas can be thrilling, but preparing for unforeseen emergencies is also important. Our insurance includes provisions for emergency evacuation, ensuring that even if you are in a distant location with limited medical facilities, you'll receive the necessary care.

Miscellaneous Benefits : Just like icing on the cake, our Canada travel insurance plan comes with an array of additional advantages:

Affordable Options : You don't need a fortune to protect your adventure. Our travel insurance plans start at an economical rate of ₹45.50 per day*, making it accessible for all travellers to embark on their Canadian escapade with financial confidence.

Hassle-Free Purchase : Getting covered is a breeze with our online platform. No need to go through a complete medical examination; you can conveniently acquire your travel insurance online from our website, saving you time and effort.

Convenient Premium Payments : Keep things simple by paying your travel insurance premiums in Indian National Rupees. This straightforward process ensures that your peace of mind remains intact while securing coverage for your journey to Canada.

Tailored Choices : We understand that every traveller's needs are unique. That's why our online travel insurance premium calculator makes navigating your options effortless. You can discover the cost of travel insurance Canada depending on your travel insurance requirements and the extent of coverage.

Peace of Mind : Last but not least, with Tata AIG Canada Travel Insurance, you can embark on your Canadian escapade with peace of mind. No matter what surprises or challenges come your way, our comprehensive coverage ensures that you can fully embrace your adventure, knowing you are safeguarded against unexpected setbacks.

So, unleash your inner explorer and let Tata AIG travel insurance for visitors to Canada be your travel companion, turning your journey into an unforgettable experience filled with pleasant memories.

Now that you know why you should get travel insurance for Canada from India, let us share some crucial information about visiting the country — the visa application process, entry information, and some travel and safety tips.

Canada Visa and Entry Information

Indian citizens who wish to travel to Canada must obtain a visa unless they are eligible for visa-free entry or an Electronic Travel Authorisation (eTA).

There are two types of visas that Indian citizens can apply for:

Temporary Resident Visa (TRV) : This visa is for people visiting Canada for tourism, business, or study.

Permanent Resident Visa (PRV) : This visa is for people who want to live permanently in Canada.

The requirements for obtaining a Canada visa from India vary depending on the type of visa you are applying for.

However, some general requirements include:

• A valid passport
• A completed visa application form
• Proof of financial support
• Proof of ties to your home country
• A medical exam
• Biometrics (fingerprints and photo)

The processing time for a Canada visa from India can vary, but it is typically 6-8 weeks. However, it can take longer during peak travel seasons.

Entry Information for Indian citizens travelling to Canada

Indian citizens entering Canada must have a valid passport and a visa unless they are eligible for visa-free entry or an eTA.

Indian citizens who are entering Canada for tourism, business, or study must have a TRV. Indian citizens who are entering Canada to live permanently must have a PRV.

Indian citizens who are entering Canada must also meet the following entry requirements:

• They must have a valid return or onward ticket.
• They must have sufficient funds to support themselves during their stay in Canada.
• They must not be a threat to the security of Canada.
• Documents Required while travelling from India to Canada

The following documents are required for Indian citizens travelling from India to Canada:

• A visa (if required)
• A completed declaration card
• A return or onward ticket
• Proof of sufficient funds
• Proof of medical insurance
• Proof of vaccination
• Travel insurance policy

In addition to these documents, you may also be asked to provide other documents, such as a letter from your employer or school or a letter from a sponsor.

It is important to check the requirements for your specific travel before you depart from India. You can find more information on the website of the Canadian government.

Here are some additional tips for applying for a Canada visa from India:

• Start the application process early
• Make sure you have all the required documents
• Be honest and truthful in your application
• Pay the application fee
• Schedule an appointment at a visa application centre
• Provide biometrics (fingerprints and photo) if required
• Wait for your visa to be processed

Canadian Visa Application Process from India

Here are the steps involved in the visa application process for Canada from India, both online and offline:

• Go to the website of the Canadian government and create an account.
• Select the type of visa you are applying for and start the application process.
• Complete the application form and upload the required documents.
• Pay the application fee.
• Schedule an appointment at a visa application centre.
• Provide your biometrics (fingerprints and photo) if required.
• Wait for your visa to be processed.
• Collect the required documents.
• Submit your application form and documents to the visa application centre.
• The online application is the most convenient way to apply for a Canada visa from India. However, you can apply

offline at a visa application centre if you are uncomfortable with online applications.

Here are some additional tips for the visa application process:

• Start the application process early.
• Make sure you have all the required documents.
• Be honest and truthful in your application.

The Indian Consulate in Canada

Currency and foreign exchange.

The Canadian dollar (CAD) is the currency of Canada. It is divided into 100 cents. The CAD is the 5th most traded currency in the world. The foreign exchange market determines the value of the CAD, but the Bank of Canada does intervene in the market to smooth out fluctuations.

You can exchange your currency for CAD at banks, currency exchange bureaus, and online. The exchange rate between CAD and other currencies fluctuates frequently, so it is important to check the latest rates before you exchange your currency.

You can check the recent currency exchange rates here.

Canada Trip: Safety and Precautions

• Be aware of your surroundings : This is especially important in large cities and tourist areas, where petty crime is more common. Don't walk alone at night; be mindful of your belongings in crowded areas.
• Lock your doors and windows when you leave your accommodation : This is a basic safety precaution often overlooked.
• Don't leave valuables in the hotel : If you must leave valuables in your car, make sure they are out of sight.
• Be careful when crossing the street : Look both ways before you cross, and obey the traffic signals.
• Use caution when swimming in lakes and rivers : Check for currents and underwater hazards before entering.
• Dress appropriately for the weather : Canada can be cold, so pack warm clothes.
• Get travel insurance : This will protect you in medical emergencies or travel delays.
• Stay informed about the latest travel advisories : The Canadian government provides travel advisories for different parts of the world. You can find these advisories on the Government of Canada website.

Best Time to Visit Canada

The best time to visit Canada depends on what you want to do and see. Here is a general overview of the best times to visit different parts of Canada:

Summer (June-August) : This is the most popular time to visit Canada, as the weather is warm and sunny. It is a great time to visit the beaches, go hiking, and enjoy outdoor activities. However, it is also the most crowded time of year, so prices can be higher.

Fall (September-October) : The fall foliage in Canada is some of the best in the world. The leaves change from green to yellow, orange, and red, creating a beautiful spectacle. This is also a great time to visit Canada for festivals and events.

Winter (December-March) : Winter in Canada can be cold, but it is also a magical time of year. You can go skiing, snowboarding, and ice skating. There are also many winter festivals and events to enjoy.

Spring (April-May) : Spring in Canada is a time of renewal. The weather is starting to warm up, and the flowers are starting to bloom. This is a great time to visit Canada for hiking, camping, and fishing.

Ultimately, the best time to visit Canada is when you can enjoy the activities and experiences that you are most interested in. By planning your trip accordingly, you can ensure that you have a memorable and enjoyable vacation.

Here are some additional tips for choosing the best time to visit Canada:

Check the weather forecast: Canada has a wide variety of climates, so it is important to check the weather forecast before you travel. This will help you pack the appropriate clothing and gear.

Think about what you want to see and do: If you are interested in outdoor activities, such as hiking, camping, and fishing, then summer or spring is a great time to visit. Winter is the best time to visit if you are interested in winter sports, such as skiing and snowboarding.

Book your flights and accommodation early: If you plan to travel to Canada during the peak season (summer), it is important to book your flights and accommodation early. This will help you get the best prices and avoid disappointment.

Top Things to Do/Experience in Canada

Canada offers a diverse array of experiences that cater to various interests. Here are some top things to do and experience in Canada:

Explore the Canadian Rockies : Discover the breathtaking beauty of the Canadian Rockies in Alberta. From the iconic Banff National Park to the stunning Lake Louise, you'll be immersed in majestic mountains, crystal-clear lakes, and abundant wildlife.

Marvel at Niagara Falls : Witness the awe-inspiring spectacle of Niagara Falls, located on the border between Ontario and New York. Whether you view it from the Canadian or American side, the sheer power and beauty of the falls are truly captivating.

Visit Vibrant Cities : Explore Canada's vibrant cities like Toronto, Vancouver, and Montreal. Each city has a unique charm, from Toronto's iconic CN Tower to Vancouver's coastal beauty and Montreal's blend of French and English cultures.

Immerse in Indigenous Culture : Learn about Canada's rich Indigenous cultures by visiting cultural centres and participating in events that showcase traditional art, music, and practices.

Wildlife Watching : Embark on wildlife viewing expeditions, particularly in regions like Churchill, Manitoba, known for its polar bear sightings, or the Atlantic provinces for whale watching.

Adventures in the Outdoors : Engage in outdoor activities like hiking, kayaking, skiing, and snowboarding. Canada's vast landscapes provide endless opportunities for adventure enthusiasts.

Experience Northern Lights : Head to Yukon, Northwest Territories, or Nunavut to witness the mesmerising Northern Lights, a natural phenomenon that paints the sky with vibrant colours.

Cultural Festivals : Attend cultural festivals celebrating Canada's multicultural heritage, such as the Calgary Stampede, Toronto International Film Festival (TIFF), or Quebec Winter Carnival.

Historical Sites: Explore Canada's rich history by visiting sites like the historic Quebec City, UNESCO World Heritage Sites like Lunenburg in Nova Scotia, or the remnants of Indigenous settlements.

Culinary Delights: Indulge in Canada's culinary scene, which showcases diverse influences. From poutine in Quebec to fresh seafood on the coasts, you'll savour a variety of flavours.

Rail Journeys: Embark on iconic train journeys like the Rocky Mountaineer or VIA Rail's "The Canadian," offering scenic views of Canada's landscapes.

Visit National Parks: Canada boasts numerous national parks, each offering a unique exploring environment. From Gros Morne in Newfoundland to Pacific Rim in British Columbia, there's a park for every nature lover.

Canada – Fast Facts

All the information mentioned above is well-researched and sourced from reliable sources. Since this information is subject to change, it is advisable to check the latest travel guidelines and other location-specific information before planning a trip to any location.

*Subject to change based on the nature and extent of the coverage.

The extent of coverage (medical bill payment and reimbursement, baggage loss payment, flight cancellation coverage) will depend entirely on the policy type and will be mentioned in the policy wording.

Other destinations, disclaimer / tnc.

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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Why is travel insurance important for a trip to canada.

Travel insurance is important for a trip to Canada because it can help you cover the cost of unexpected events that may happen while you are travelling, such as medical expenses, trip cancellation, and lost luggage.

Canada has a universal healthcare system, but it can be expensive, especially for non-residents. Travel insurance can help you cover the cost of medical expenses if you are injured or sick while you are in Canada. It can also help you cover the cost of your trip if you need to cancel or interrupt it due to an unexpected event, such as a medical emergency or a natural disaster.

Additionally, travel insurance can help you cover the cost of lost luggage, emergency medical evacuation, and other unexpected expenses.

What are the common exclusions from Tata AIG travel insurance?

There are a few things that are typically excluded from Tata AIG travel insurance, including:

• Pre-existing medical conditions
• War and terrorism
• Intentional acts
• Loss or damage to your belongings
• Expenses that you would have incurred even if you had not travelled

It is important to read the terms and conditions of your travel insurance carefully to understand what is covered and what is not.

What steps are involved in filing a Tata AIG travel insurance claim?

If you need to file a claim with Tata AIG travel insurance, you will need to:

• Contact Tata AIG as soon as possible after the incident
• Provide details of the incident
• Submit supporting documentation, such as medical bills or receipts for lost luggage
• Wait for our claim processing team to process your claim
• You will be reimbursed after the verification of your claim by our team

Are there specialised policies for families planning a trip to Canada?

Absolutely, Tata AIG provides family travel insurance packages designed specifically for families embarking on their journey to Canada. These plans cater to the entire family unit, guaranteeing thorough coverage for each member.

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to TATA Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. 2008, TATA AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN: U85110MH2000PLC128425. IRDA of India Regn. No. 108. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] . Category of Certificate of Registration: General Insurance.

2008, Tata AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425. Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to Tata Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] .

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Should I buy travel insurance for Canada from India?

Indian citizens who plan to visit Canada should get travel insurance to protect their trip. It’s not required, but it can help them stay protected against unforeseen expenses and have better peace of mind during their stay. They should also buy from Canadian companies, which have better travel insurance options than Indian providers and can cover pre-existing conditions.

Do I need to get travel insurance if I travel to Canada from India?

Why buy travel insurance from a canadian company, is travel insurance mandatory for indian visitors to canada, will my indian travel insurance cover canada.

• Which Canadian providers offer travel insurance from India to Canada?

How much does travel insurance for Canada cost?

• Where can Indian visitors get the best travel insurance for Canada?

Canada’s population is called a mosaic of cultures because many of the people who live here have heritage abroad. Of the more than 8 million people in Canada, 2 million first came to Canada as immigrants. And one in five of those newcomers are of Indian descent.

Every year, over 300,000 people from India visit Canada. Some are tourists taking a short vacation, and lots of others come to Canada to see their family, study, work, or even live here. It’s possible to get travel insurance from India. But it’s a better idea to buy from a Canadian company. You can get more plan options, coverage for health conditions, and more.

In this article, we’ll show you how  Canadian travel insurance offers more bang for your buck.

Need insurance answers now?

Call 1-888-601-9980 to speak to our licensed advisors right away, or book some time with them below.

Yes, it is highly recommended that you get travel insurance if you are planning a trip from India to Canada. Travel insurance can help you avoid paying extremely high costs if something unexpected happens. No matter what your reason is for travelling to Canada, this protection can help make sure your trip is stress-free from start to finish. And Canadian travel insurance providers will give you the best options.

What is travel insurance?

Travel insurance is like a safety shield that protects you during your trip from India to Canada. It’s a special kind of insurance that helps make sure you’re taken care of if something goes wrong while you’re travelling. It can help pay for things like sudden sickness, serious injuries or accidents, luggage loss, cancelled flights, and other unexpected events.

Types of travel insurance

There are many different types of travel insurance plans to choose from, and you can get coverage in multiple ways. The most common types of travel insurance that Indian visitors to Canada buy are:

• Emergency medical insurance
• Super visa insurance

1 Emergency medical

2 Super visa insurance

Apart from these options, there are also non-medical plans that cover unexpected travel expenses due to things like trip cancellation, trip interruption or delay, baggage loss, and more. You can also get a family travel insurance plan that includes your close family members.

Can I get travel insurance from a Canadian company? 

Yes, you can get Canadian travel insurance even if you’re not Canadian or if you haven’t arrived in the country yet. In fact, this is often your best option! Canadian companies have travel insurance policies for foreigners, and you can take advantage of this.

India visitors to Canada should buy their travel insurance from a Canadian provider for several reasons:

💡 More complete coverage

When it comes to health coverage for travel, insurance plans from Canada can often include more types of health problems than plans from India. Unlike travel insurance from Indian providers, Canadian travel insurance also:

• Covers stable health conditions you may already have
• Lets you keep your policy longer if you stay in Canada for a longer time
• Have a 10-day refund period

PolicyAdvisor.com looked at popular travel insurance plans from leading Indian insurance providers and compared that with what Canadian companies offer. Check out the charts below to see how they compare.

💡 More deductible options

A travel insurance deductible is the part of the medical bill you pay upfront before the insurance kicks in. The deductible you choose affects the cost of your travel insurance plan. Canadian providers give you the option to set a $0 deductible, so you won’t pay anything upfront and the company covers the entire medical bill. Indian travel insurance providers do not provide this same option.

💡 Covers a wider age range

Travellers as young as 15 days old and up to 90 years old can get travel insurance through a Canadian provider. This is a wider range of coverage than Indian providers, which generally only provide insurance plans for those between six months and 70 years old.

💡 Better security

When you get travel insurance from a Canadian provider, you know you’re getting coverage you can trust. Canadian advisors live here, so they can better advise on what kind of coverage you need, what coverage amount would be best, and which deductible options are most feasible.

💡 Necessity

You have to buy super visa insurance from a company in Canada. If you buy this kind of insurance from an Indian company, it will not be valid and you may not be allowed to enter the country.

If you’re planning to travel to Canada from India for any reason, you should speak with our licensed travel specialists . We can help you find the best options for travel insurance coverage based on your needs. Our team would be happy to help guide you to making an informed decision about policies, and also help you find the most affordable travel health insurance plan for your trip!

No, you usually don’t have to get travel insurance when you go to Canada from India. Most times, Canadian immigration will let you enter the country even if you don’t have travel insurance.

However, we strongly recommend that you get some type of travel insurance for your trip. It can help you avoid unexpected expenses and enjoy a stress-free stay in Canada.

There’s also a special rule for people with a  super visa . If you have this kind of visa, you MUST get travel medical insurance for at least one year. This insurance is important because it helps pay for emergency medical care while you’re in Canada.

Why buy travel insurance?

You should get travel insurance for your trip to Canada to have peace of mind for your journey and to avoid extreme costs if something unexpected happens.

Picture this:

You’re in Canada, having the time of your life, when suddenly, you get sick or have an accident. Without travel insurance , going to a doctor in Canada can cost a lot of money. Canada’s “free” healthcare doesn’t cover visitors — even for emergencies. So, you would be stuck with a very expensive bill.

That’s not fun at all, and certainly not what you had in mind for your trip!

How much could emergency healthcare cost you in Canada?

Thankfully, travel insurance is here to rescue you from this dilemma! Travel insurance companies can help cover these kinds of costs, so you can enjoy the Great White North without worrying about money troubles.

What kind of travel insurance do I need to visit Canada?

The kind of travel insurance you need to come to Canada from India depends on the reason for your trip. Take a look at some of the scenarios below for an idea of what kind of travel insurance you should get if you’re coming to Canada.

✔️ Visiting temporarily

If you’re from India and have a Canadian  tourist visa  or Electronic Travel Authorization (eTA), you can stay in Canada for up to six months. Having  health insurance for visitors  is a smart way to protect your finances during your trip.

✔️ Visiting on a super visa

✔️ Immigrating to Canada

✔️ Studying in Canada

✔️ Working in Canada temporarily

If you got travel insurance from an Indian company, it might work for Canada. But that depends on the provider. And, even if it does cover Canada, it might not protect you completely.

Travel insurance from an Indian provider also won’t work at all for super visa insurance. You HAVE to buy super visa insurance from an authorized Canadian insurance company that’s allowed to offer it. Policies from India don’t count for this type of travel.

Which Indian companies offer travel insurance for Canada?

As a visitor from India, you may see travel packages from the following companies:

Product: Travel Guard

Tata AIG General Insurance Company Limited was founded in 2001 by the Tata Group and the American International Group (AIG). It primarily offers travel insurance, marine insurance, and liability insurance.

Product: Easy Travel

HDFC Ergo General Insurance Company was founded in 2002 by HDFC Bank and ERGO International, the primary insurance entity of Munich Re Group. It offers a wide range of insurance products.

Royal Sundaram

Product: Travel Secure

Royal Sundaram General Insurance Co. Limited was founded in 2001 and became the first private-sector general insurance company in India to be licensed by the Insurance Regulatory and Development Authority of India (IRDAI).

Care Insurance

Product: Explore Canada+

Care Health Insurance was founded in 2012 as a subsidiary of Religare Enterprise. It primarily offers travel insurance, health insurance, and personal accident insurance.

Reliance General Insurance

Product: Travel Care

Reliance General Insurance was founded in 2000 and has become a major provider of travel insurance across India.

ICICI Lombard General Insurance

Product: Overseas Travel Insurance

ICICI Lombard General Insurance was founded in 2001 and offers a wide range of insurance products.

Product: Overseas Travel Protection

Chola MS General Insurance was founded in 2001 by the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. It offers a wide range of insurance products.

Bajaj Allianz

Product: Travel Ace and Travel Elite

Bajaj Allianz was founded in 2000 by Allianz SE and Bajaj Finserv Limited. It offers travel insurance, life insurance, car insurance, and health insurance.

Travel insurance is like a safety shield that protects you during your trip from India to Canada. It’s a special kind of insurance that helps make sure you’re taken care of if something goes wrong while you’re travelling.

Which Canadian providers offer travel insurance for Indian visitors?

Some of Canada’s biggest, most trusted insurance companies provide travel insurance to Indian visitors, including:

• Travelance Founded in 2013 and specializes in Visitors to Canada Insurance.
• GMS Founded in 1949 and specializes in Visitors to Canada Insurance and Health Insurance.
• Destination Canada Founded in 1991 and specializes in Visitors to Canada Insurance.
• Manulife One of the oldest and most trusted insurance companies in Canada. Founded in 1887 and provides a wide range of insurance products and financial services.

At PolicyAdvisor.com , we work with all of these companies and more to bring you the best options for travel coverage . Contact us today to explore your best options, or click the button below to easily browse travel insurance quotes in minutes using our free platform.

The price for your travel insurance policy will depend on things like

• What kind of coverage you get
• How much coverage you get
• How long your trip is
• Other factors

Canadian travel insurance is not expensive. Most plans are affordable and provide a lot of coverage. The chart below gives you a better idea of how much travel insurance would cost for Canada from India, depending on how long.

*A single-trip travel insurance policy with emergency medical coverage, $100,000 in coverage and a $1,000 deductible. The price is in Canadian dollars. 

Super visa insurance usually costs more than regular visitor’s insurance for Canada. That’s because the Canadian government has stricter rules for super visa holders. They need more coverage for a longer time, and since super visa holders are usually older, they also need insurance to cover pre-existing medical conditions they already had before. All these things add up and make the cost a little higher. Read more about super visa insurance payments .

The cost of travel insurance for Canada from India can be different depending on your situation. Use our free online quoting tool to compare prices and see what works best for you! You can also speak with our travel insurance specialists if you prefer to get expert advice.

Where can I get the best travel insurance for Canada from India?

If you’re planning to travel from India to Canada, you can easily find the best travel insurance for your needs through PolicyAdvisor.com ! Shop the best prices and providers online at the click of a button. Or chat with our licensed, friendly advisors who can give you insider guidance. Find the perfect plan that meets your budget with our help today!

Frequently asked questions

Do i really need travel insurance to go to canada.

Technically, you don’t have to have travel insurance when you come to Canada as a visitor , unless you have a super visa. Your visa application form won’t be turned down if you don’t have a travel medical insurance policy.

However, we strongly recommend that you get it. This way, you can enjoy your stay in Canada without stressing about huge medical bills or other surprise costs.

Will my Indian health insurance cover me in Canada?

No, your Indian health insurance policy will not apply to your trip to Canada. Once you leave your home country, you’ll have to pay the bill yourself if a medical emergency happens — unless you have Canadian travel health insurance for visitors to cover you. In Canada, visitors health insurance is the same as medical travel insurance: it’s a plan that helps to pay for surprise health events that may happen during your stay.

If you’re on the fence about whether getting travel insurance for Canada from India is worth it, consider this: what would happen if you didn’t have health insurance coverage in Canada? You could be looking at paying over $20,000 Canadian dollars when you could have been covered under a plan that costs $30. It’s easy to see why Canadian travel insurance for visitors is well worth the low cost.

There are several reasons why travellers from India to Canada should buy their travel insurance from a Canadian provider, including to get more comprehensive coverage and better deductible options .

Do international students in Canada need to get travel insurance?

International students in Canada don’t have to get travel insurance, but we suggest you consider it. Many students already have insurance from their school or group. However, there might be some things not covered, so it could be a good idea for students to get their own insurance too.

For example, some schools only give health insurance when classes are happening. So, if international students need medical help during breaks like Christmas or summer, they might not be covered.

Also, the coverage from their school might only work in a certain area or province. If a student wants to travel around Canada, their school insurance might not help them. So, it’s a good idea to have extra coverage just in case, to supplement their school’s health coverage.

Learn more about student travel insurance in Canada . 

Can I get travel insurance for Canada after I already left India?

No, you cannot get a new Canadian travel insurance policy after you already left India. Your travel insurance policy has to be bought before your trip starts, so it’s best to make sure you purchase it at least a few days before you leave.

In some cases, you might be able to buy insurance after your trip begins. However, there are a few reasons why this isn’t a great idea:

1 It delays your coverage

2 There may be exclusions

Thankfully, you can easily find the best visitors travel insurance on  PolicyAdvisor.com . Apply online in minutes and get instant approval so you’ll be all set for your trip to Canada!

Can I extend my Canadian travel insurance? 

Yes, you can extend your travel insurance policy if you need to. Canadian insurance companies give you this option in case you end up staying in Canada longer than you originally planned to. All you have to do is contact your agent or advisor to let them know. Indian insurance companies do not give you this option, but Canadian companies do.

Can I get a refund on Canadian travel insurance?

Yes, there are some circumstances where you can get a refund on your Canadian travel insurance, such as:

• Your trip was cancelled
• Your Canadian  visitor visa  was denied
• You started a Canadian government health insurance plan

Travel Insurance Hack

Many Canadian providers also offer a “free-look period” where you can cancel your plan and get a full refund within 10 days of purchase. This option can come in handy if your plans change and you’re not travelling anymore, or if you have second thoughts about the kind of travel policy you want to buy.

Is there anything that Canadian travel insurance won’t cover?

Yes, there are some things Canadian travel insurance providers will not cover. While they often offer more comprehensive travel insurance solutions, they exclude:

❌ Routine medical care. This plan won’t cover regular medical costs like going to the doctor or dentist, planned surgeries, or treatments you need often like dialysis. Travel insurance is for emergencies, not things like choosing to have plastic surgery.

❌ Pregnancy. Indian travellers who are pregnant should be aware that routine health checkups and scheduled doctor visits will not be paid for by their travel insurance policy. Canadian travel insurance also never covers childbirth, and will not pay for any medical bills incurred by a newborn if you give birth while in the country. Read more about travel insurance coverage for pregnancy . 

❌ Pre-existing conditions that are not stable. Many Canadian providers will cover pre-existing health issues once they are stable. But if a health concern has given you trouble in the past 180 days, or you needed a new diagnosis or medication, you won’t be covered if you need to see a doctor for something related to that condition. 

❌ Travel against a travel advisory or against a doctor’s orders. If a health authority or your doctor tells you not to travel, but you do it anyway, insurance will not cover you in the event of an emergency. 

❌ Medical emergencies that you are considered responsible for. This could be the case if someone has a serious injury before their trip, but they don’t see a doctor in their home country and then they need to go to the ER in Canada as a result. In this kind of case, Canadian insurance companies would not cover your treatment costs. 

❌ Costs that originated in India. Any costs that came from your home country are not covered by travel insurance. For example, if you book a night in a hotel in India because it’s closer to the airport for your departure, it won’t be covered. 

Remember, if you have any questions about travel insurance for Canada from India, our experts are here to help you explore the best coverage options. Schedule a call to get one-on-one guidance or chat with us online today!

• Indian visitors to Canada can get different types of travel insurance to protect their trip
• Canadian travel insurance providers offer more coverage options than Indian providers do
• Travel insurance is only mandatory for Canadian super visa insurance

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The information above is intended for informational purposes only and is based on PolicyAdvisor’s own views, which are subject to change without notice. This content is not intended and should not be construed to constitute financial or legal advice. PolicyAdvisor accepts no responsibility for the outcome of people choosing to act on the information contained on this website. PolicyAdvisor makes every effort to include updated, accurate information. The above content may not include all terms, conditions, limitations, exclusions, termination, and other provisions of the policies described, some of which may be material to the policy selection. Please refer to the actual policy documents for complete details. In case of any discrepancy, the language in the actual policy documents will prevail. All rights reserved.

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Canadian travel insurance for Indian travellers

Updated on December 21, 2023

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Canada and India enjoy a close relationship, with many individuals and families travelling between the two countries often.

In fact, about 4% of the entire population of Canada has Indian heritage – that’s almost 1.5 million people!

However, the distance, along with other factors like Canada’s high medical fees and the rising cost of travel, make it challenging to deal with emergencies or other issues if you’re visiting Canada from India.

In this article, we’ll delve into some of the reasons why Canadian travel insurance is so important. Then we’ll explain the insurance Indian travellers to Canada may obtain before their trip.

What you'll find on this page

Why do indian travellers get travel insurance for canada.

Planning a trip or move to Canada from India is not easy. Even a short vacation requires a visitor visa , which costs $100 CAD and requires a complete application to be submitted along with your passport details, several photographs, and documentation proving that you do not intend to stay in Canada. Check processing times for visitor visas from India here .

Other types of visas for work, study, or other purposes may take much longer to process.

The process of traveling or relocating to Canada from India is intense, and that’s if everything goes to plan. Dealing with an unexpected illness, trip interruption, or even baggage loss can throw a wrench in your plans and require you to spend a great deal of money.

This is especially true if you become sick or injured and require medical attention. Healthcare in Canada is typically accessed through provincial health insurance, which is not available to visitors, students, and other temporary residents. Travel insurance can help protect you from paying out-of-pocket if you require emergency medical attention while in Canada.

If you’d like to see what travel insurance options are available to you, we’ve partnered with Cigna , a reliable provider of Canadian travel insurance. Check out their site to get a free quote today .

As an Indian travelling to Canada, what should my Canadian travel insurance cover?

Travel insurance isn’t one-size-fits-all. Each plan offers a different type and level of benefits. You should only decide what’s right for you after exploring all the possibilities.

Let’s investigate which coverage options are the most important for Indian travellers to Canada.

Emergency medical and hospitalization

This type of coverage will protect you if you need to seek emergency medical attention at a hospital while in Canada. Typically, your travel insurance should cover expenses such as ambulance transportation, medical bills, and hospital room fees.

Medical evacuation

Medical evacuation coverage is a must if you’re planning on traveling outside of a major city. This benefit covers you if you need to be medically evacuated or airlifted to a hospital, which can happen if you’re somewhere an ambulance can’t travel. This may also be required if you are seriously injured or ill and need to be airlifted to a facility that offers more specialized care.

Pre-existing conditions

Most standard travel insurance does not cover pre-existing conditions, which means that if you need to seek medical attention for this reason it would not be covered. Pre-existing medical condition benefits help ensure coverage for any illness or injury, regardless of why it occurred.

Repatriation

If you were to pass away while on your trip, repatriation coverage ensures your remains will be returned to your home country. Without this coverage, the cost of this service can be exorbitant.

Trip cancellation or trip interruption If your trip is cancelled or interrupted by something out of your control, this benefit helps reimburse you for the cost of rescheduling.

Baggage loss or delay

Arriving in Canada with lost or delayed luggage is not only frustrating – it can be expensive to replace all of your items, too! This coverage provides reimbursement for your lost or delayed baggage, allowing you to buy clothing and other necessities.

Canadian Travel Insurance Considerations for Indian Travellers based on immigration status

There are a variety of factors that influence your travel insurance needs, including the purpose of your trip, age, and health. If you’re unsure about the best way to travel to Canada, take our immigration quiz to learn more about your options.

Here are some of the primary considerations you should keep in mind when purchasing insurance, depending on your immigration status.

Tourists and Temporary Visitors

If you’re away from home for any length of time, you should protect yourself with comprehensive travel insurance. At minimum, you should consider insurance that offers baggage loss or delay coverage, trip interruption or cancellation coverage, and emergency medical benefits.

Unfortunately, illnesses and injuries can arise at any time, and the last thing you want is to have to pay out-of-pocket for Canadian medical expenses. Having health insurance helps ensure you’re covered if you need to seek emergency medical attention for any reason.

Tens of thousands of international students from India come to Canada every year. Typically, students will be in Canada for months or even years at a time, but are only eligible for a Canadian health insurance card in certain provinces .

Even if you are eligible for provincial health coverage, it may not be accessible to you immediately. That’s why obtaining private travel health insurance should be a priority for Indian students studying in Canada.

However, check in with your school before you make a purchase. Many schools require students to join their private health insurance plan, while others have a mandatory level of coverage students must purchase to maintain their enrolment.

International Workers

International workers on a valid work permit are typically eligible for Canadian health insurance as long as they meet the requirements to be eligible for the province’s health care program.

However, obtaining private health insurance to cover you while you establish residency is essential. Accidents or injuries can happen at any time, and protecting yourself with adequate health insurance ensures unexpected medical bills won’t derail your career.

Permanent Residents

While temporary residents may qualify for public health care in certain circumstances, becoming a permanent resident of Canada allows you to access Canadian health care the same as citizens. However, many provinces including Ontario, Saskatchewan, and Quebec require a three-month waiting period before coverage can begin.

During this time, it’s essential to have private health insurance that can help protect you as you’re getting settled in your new home. Without it, you’ll need to pay out-of-pocket for any medical bills, including something as simple as visiting the doctor for a check-up.

Explore your options for travel insurance for Canada as an Indian traveller

Whether you’re arriving in Canada for a family vacation or settling here permanently, it’s essential to ensure you have the proper Canadian travel insurance. These plans typically cost a few dollars a day and can prevent you from having to pay out-of-pocket for unexpected expenses like medical bills and rescheduled flights.

If you’re not sure where to start, we can help. We’ve partnered with BestQuote , which provides free instant price comparisons between different travel insurance plans. They can help you determine which is suitable for your needs, so you can stay protected throughout your trip.

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Home > Blog > Travel > Insurance > Travel Insurance to Canada from India: A Complete Guide

Travel Insurance to Canada from India: A Complete Guide

30sec Snapshot

Travel insurance to Canada provides financial protection against unexpected events, covering medical expenses, trip cancellations, and lost baggage. It offers peace of mind for travellers, ensuring assistance in emergencies and unforeseen circumstances during their visit to Canada. Policies may vary, so reviewing coverage details, including medical evacuation, trip interruption, and policy exclusions, is essential.

Students and tourists alike are drawn to Canada for its renowned universities, such as the University of Toronto, McGill University, and the University of British Columbia, which offer top-tier education and attract a diverse international student body. In addition to its academic appeal, Canada’s breathtaking natural landscapes, from the Rockies to its national parks, make it a favoured destination for travellers. The country’s inclusive cities like Toronto, Vancouver, and Montreal and its reputation for safety and cultural diversity add to its allure for students and tourists. 

Adventure sports, such as canoeing, rafting, ice climbing, etc., can be an exhilarating experience, but it can bring some worrying thoughts about what could go wrong. Which is where travel insurance for your trip comes in. It’ll give you peace of mind and a financial safety net in case of any emergencies.

Scenarios Where Travel Insurance to Canada Would’ve Benefited:

Scenario 1: While admiring the stunning Canadian scenery, an unexpected illness or injury befalls you. Without medical insurance in Canada, you will potentially face substantial medical costs.

Scenario 2: Picture arriving in Canada for your dream vacation, only to discover that your luggage hasn’t made it through transit .

Travel insurance for a trip would have been beneficial in scenarios of unexpected illness or injury, trip cancellations, lost luggage, and much more.

Importance of Travel Insurance to Canada from India

Planning a journey is about being prepared regardless of where you are headed. But even with the best preparations, unexpected medical incidents or accidents can happen during your trip. Being ready for anything that might come your way with trip insurance in Canada is important.

By investing in a Canada travel insurance plan, one can avail various benefits from the available travel insurance options. Here are a few advantages included in the coverage:

Medical Assistance Coverage

Lost baggage coverage, journey coverage, miscellaneous benefits.

In a Nutshell

Travel insurance for a trip to Canada provides essential medical coverage. It offers protection for lost baggage, flight delays, and miscellaneous benefits. This cost-effective policy, payable in Indian Rupees, ensures a worry-free trip, allowing you to explore Canada with peace of mind.

Also, read about PG Diploma Courses and Accommodation in Canada for Indian Students.

Travel Insurance to Canada: Factors to Consider While Choosing

• Coverage Types:
• Duration and Flexibility:
• Pre-existing Conditions:
• Coverage Limits:
• Policy Exclusions:
• Adventure Activities:
• Age and Travelers:
• Emergency Assistance Services:
• Claim Process:
• Cancellation and Refund Policies:
• Government Travel Advisories:
• Additional Benefits:
• Insurer Reputation:
• Policy Deductibles:

Explore Canada worry-free with Niyo Global Travel Mode! Get travel insurance on the app today!

To choose the right travel insurance for a trip from India, consider comprehensive coverage, including medical expenses and trip protection. Confirm coverage for pre-existing conditions and match the policy duration with your stay. Select a plan type (single, multi-trip, family) that suits your needs and budget.

Best Travel Insurance in Canada

Here are some reputed insurance companies that offer travel insurance for Canada from India. Their policies provide the best travel insurance for Canadian tourists.

• ICICI LOMBARD
• Bajaj Allianz
• Go Digit Insurance

Travel Insurance to Canada: Documents Required

While specific document requirements may vary depending on the insurance provider and policy, here is a general list of documents that may be required for holiday insurance in Canada from India:

• Completed insurance application: the form contains personal details such as your name, contact information, travel dates, and any pre-existing medical conditions.
• Valid passport: A copy of your passport may be needed to verify your identity and citizenship.
• Travel itinerary : Details of your travel plans, including dates, destinations, and accommodations.
• Proof of round-trip or onward travel: Documentation demonstrating that you have a return ticket or a ticket for onward travel from Canada.
• Visa or entry documents: If you require a visa to enter Canada, you may need to provide a copy of your visa or entry permit.
• Proof of health insurance coverage: If you have existing health insurance, you may be asked to provide proof of coverage or a statement of benefits.
• Medical information: Depending on the policy, you may need to disclose any pre-existing medical conditions and provide relevant medical records or reports.
• Proof of payment: A receipt or proof of payment for the travel insurance premium may be required.

Key Takeaways

Getting travel insurance is a must when heading from India to Canada. It is like having a safety net that keeps you worry-free and prepared for unexpected bumps. With travel insurance, you can protect yourself financially, get the support you need, and have peace of mind during your trip.

So, remember to understand the importance of travel insurance , gather the necessary documents, and choose the right policy that suits your needs. Take your time to compare options, read the fine print, and consider additional coverage if needed. You can enjoy your adventure in Canada by being innovative and ensuring your safety. 

Bon voyage!

Frequently Asked Questions

It is strongly advised to consider obtaining travel insurance when travelling to Canada, as it can safeguard you against various potential risks and uncertainties. However, it is not mandatory to enter Canada with Insurance coverage.

Travel insurance cost for a trip from India to Canada is influenced by critical factors: the traveller’s age, length of stay, coverage limits, and optional add-on coverages selected.

Other than a few specific cases, possessing travel insurance for a Canada visa is not mandatory. However, obtaining coverage for any medical emergencies or unforeseeable situations is highly suggested.

Travel insurance is vital to your trip, offering financial security and reassurance. In the event of unforeseen circumstances, travelling provides invaluable assistance and support.

Providing accurate and complete documentation is crucial when applying for travel insurance in Canada . The necessary documents often include personal information such as full name, contact details, and date of birth, as well as passport information that confirms a valid passport with an extended expiration date. Additionally, travel details such as itinerary, flight reservations, accommodation information, and visa information should be included for those who require it. Finally, information about any pre-existing medical conditions should also be provided. Submitting all the necessary documentation will make the application process smoother, and the coverage will be appropriate.

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Travel Insurance for Canada

Canada, a vast land of diverse landscapes, multicultural cities, and a rich tapestry of experiences, beckons travellers worldwide. Exploring its majestic Rocky Mountains, and vibrant cities like Toronto and Vancouver, or immersing in its indigenous cultures, Canada offers an unparalleled adventure. For Indian travellers venturing to Canada, securing comprehensive travel medical insurance Canada is paramount. The right International travel insurance for Canada from India ensures peace of mind against unexpected medical expenses, trip interruptions, or baggage loss.

Among the best travel insurance Canada options, prioritizing travel health insurance Canada is wise. This safeguards against unforeseen illnesses or accidents, providing access to quality medical care. Whether opting for travel medical insurance Canada or broader coverage, selecting a policy that aligns with individual needs and the trip's nature is crucial. Prior research and comparing different best travel insurance Canada aid in finding the best fit for a worry-free Canadian sojourn, enhancing the joy of exploring the Great White North.

Key Features of Travel Insurance Canada

Here is a list of some of the important features of Canada travel insurance;

Types of Travel Insurance for Canada

You can choose from the different types of travel insurance for Canada in accordance with your trip requirements. The main options are;

Travel Plans for Individual

This type of policy protects solo travellers from contingencies that they might face during their travel. The HDFC ERGO individual Canada travel insurance is packed with plenty of features and benefits to keep travellers financially covered in case of both medical and non-medical emergencies.

Travel plan for Families

When going on a foreign trip with your family, you have to consider a lot of factors for their safety and well-being. The Canada travel insurance for families offers coverage to multiple members of the family under a single plan during their travel.

Travel plan for Students

This type of plan is for students visiting Canada for study/education-related purposes. It will keep you secure against a variety of contingencies, including stay-related coverage like bail bonds, compassionate visits, sponsor protection, etc., so you can focus on your studies during your abroad stay.

Travel plan for Frequent Fliers

This type of plan is designed for frequent flyers, offering coverage for multiple trips under one comprehensive policy. With the HDFC ERGO frequent flyer travel insurance, you won't have to worry about buying travel insurance for every trip within the specified policy timeframe.

Travel Plan for Senior Citizens

This type of plan is specially designed to offer coverage to senior citizens against a variety of complications that may happen on an international trip. The HDFC ERGO senior citizen travel insurance for Canada will ensure you stay covered in case of medical and non-medical uncertainties during the trip.

Benefits of Buying Travel Insurance Canada Plan

Some of the essential benefits of having Canada travel insurance for the trip are;

24x7 Customer Support

There's always a possibility of facing unforeseen circumstances in a foreign country during a trip. However, by investing in travel insurance for Canada, you can tackle those difficult situations with ease. HDFC ERGO offers Canada travel insurance with round-the-clock customer care support and a dedicated claims approval team to assist you in a time of crisis.

• Medical Coverage

Instances of medical and dental emergencies while travelling internationally are not unheard of. So, in order to keep yourself financially protected against such unforeseen events during your Canada vacation, consider getting travel insurance for Canada. The medical coverage under this policy includes things like emergency medical and dental expenses, medical and body repatriation, accidental death, etc.

Non-Medical Coverage

In addition to unforeseen medical problems, the travel insurance Canada plan offers financial coverage against a number of non-medical contingencies that may happen during the trip. It includes numerous common journey and baggage-related inconveniences, such as personal liability, hijack distress allowance, financial emergency assistance, loss of baggage and personal documents, etc.

Stress-Free Vacations

Coming across unfortunate events during an international trip is both financially and mentally challenging. Such issues can cause you a lot of stress, especially if you are not prepared to tackle them. However, travel insurance for Canada works as a financial safeguard that allows you to enjoy your vacation. The quick and extensive coverage offered by the policy will keep your worries to a minimum.

Good For Your Pocket

You can get affordable travel insurance from India to Canada that will offer you financial assistance under certain circumstances. This way, you will not have to spend extra cash from your own pocket during an unforeseen event, allowing you to stay within your fixed travel budget. The plenty of benefits of travel insurance easily outweigh its costs.

Cashless Benefits

One of the main advantages of Canada travel insurance is its cashless claim feature. It means that alongside reimbursements, individuals can opt for cashless treatment when faced with a medical emergency in a foreign land. HDFC ERGO travel insurance has over 1 lac partnered hospitals under its network worldwide, offering individuals prompt medical service.

Looking for Travel Insurance for your Canada trip? No need to look further.

What's covered under travel insurance for canada from india.

Here are some of the things that are usually covered under travel insurance for Canada from India;

• Journey-Related Coverage
• Baggage-Related Coverage

Emergency Medical Expenses

This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.

Dental Expenses

We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.

Personal Accident

We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.

Personal Accident : Common Carrier

We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.

Hospital cash - accident & illness

If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.

Flight Delay & Cancellation

Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.

Trip Delay & Cancellation

In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.

Loss of Passport & International driving license

Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.

Trip Curtailment

Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.

Personal Liability

If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.

Emergency Hotel Accommodation for Insured Person

Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions

Missed Flight Connection

Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.

Hijack Distress Allowance

Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.

Emergency Cash Assistance Service

When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.

Loss Of Checked-In Baggage

Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.

Delay of Checked-In Baggage

Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.

Theft of baggage and its contents

Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.

The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.

What's Not Covered Under Travel Insurance for Canada from India

Your travel insurance for Canada from India policy may not offer coverage for:

Breach of Law

Sickness or health issues caused due to war or a breach of the law is not covered by the plan.

Consumption of Intoxicant substances

If you consume any intoxicants or banned substances, the policy shall not entertain any claims.

Pre existing diseases

If you suffer from any illness before the travel you’ve insured and if you undergo any treatment for an illness that already exists, the policy does not cover expenses related to these incidents.

Cosmetic and Obesity Treatment

Should you or any member of your family opt to undergo any cosmetic or obesity treatment during the course of the travel you’ve insured, such expenses remain uncovered.

Self Inflicted Injury

Any hospitalization expenses or medical costs arising from self-inflicted injuries are not covered by the insurance plans we offer.

The above mentioned coverage may not be available in some of our Health plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plans.

How to Buy Travel Insurance Online?

If you want to buy travel insurance online for Canada, the following are the steps that you need to follow:

• Click here link , or visit the HDFC ERGO travel insurance webpage to BUY our policy.

• Enter traveler details, destination information, and trip start and end dates.

• Choose your preferred plan from our three tailored options.

• Provide your personal details.

• Fill in additional details about the travelers and proceed to pay using online payment methods.

• All that's left to do is- download your policy instantly!

Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.

Interesting facts about canada, documents required for the canada tourist visa.

Ensure a successful Canada visa application with these essentials:

• The Complete and appropriate visa application form.

• Valid passport.

• Evidence of paid visa fees.

• Medical exam confirming good health.

• Clean criminal record documentation.

• Proof of financial capability.

• Identity and civil status documents.

• Photos meeting Canada visa specifications.

• Support/invitation letter for Canada.

• Intent to return home post-visa expiry.

• A cover letter outlining travel purposes.

Best Time To Visit Canada

The ideal time to visit Canada depends on your preferences and the experiences you seek. For those craving outdoor adventures and mild weather, summer from June to August is perfect, especially in regions like British Columbia and Alberta, which offer pleasant temperatures and vibrant festivals. Fall, from September to November, showcases Canada's stunning foliage, particularly in places like Ontario and Quebec.

Winter, from December to February, appeals to winter sports enthusiasts, presenting snowy landscapes for skiing and snowboarding in renowned resorts like Whistler. Spring, from March to May, unveils blossoming flowers and milder weather, perfect for exploring attractions with fewer crowds.

Ultimately, the best time to visit Canada hinges on your desired activities and climate preferences. Whether it's witnessing the Northern Lights in the winter or enjoying outdoor adventures in the warmer months, Canada offers diverse experiences year-round.

To know more about the best time, climate, temperature and other factors before visiting Canada. Read our blog on Best time to visit Canada .

Canada Safety And Precautionary Measures To Be Undertaken

When in Canada, there are some essential safety and precautionary measures to be taken, to enjoy the beauty of the country, to its full extent. Here are some to look out for:

• When witnessing the mesmerizing Northern Lights, dress warmly, avoid light pollution, and choose safe locations with good visibility for the best experience.

• In mountainous regions, particularly during winter, be aware of avalanche risk. Check local advisories, take avalanche safety courses, carry appropriate gear, and avoid high-risk areas.

• In colder months, especially when engaging in activities like ice fishing or skating, ensure the ice thickness is safe. Follow local guidelines and avoid venturing onto unfamiliar frozen bodies of water.

• Certain regions, like national parks, are bear habitats. Learn about bear safety protocols, carry bear spray, store food securely, and make noise while hiking to avoid surprising bears.

• Keep contact details of local authorities, emergency services, and your embassy handy. It's crucial for immediate assistance if needed.

• If exploring Canada's natural landscapes, inform someone about your hiking plans, carry necessary gear, stay on marked trails, and be aware of potential wildlife encounters.

• While travel health insurance Canada from India is essential, familiarize yourself with local healthcare facilities and their locations, especially if venturing into remote areas.

List of International Airports in Canada

Here are some of the international airports in Canada for you to choose from when travelling:

Embark on your dream Canada vacation with Travel Insurance for peace of mind and safety.

Popular destinations in canada.

Canada is filled with scenic beauty and adventure spots along with other places worth your visit, when you're visiting:

Surrounded by natural beauty, Vancouver captivates with its Stanley Park, Granville Island's markets, and the scenic Capilano Suspension Bridge. The city entices outdoor enthusiasts with skiing on Grouse Mountain and seaside strolls along the stunning Vancouver Seawall.

A dynamic city boasting the iconic CN Tower, vibrant neighbourhoods like Kensington Market, and cultural spots such as the Royal Ontario Museum, Toronto offers diverse experiences. Visitors indulge in the energetic nightlife, explore the Distillery District's charm, and enjoy family outings at the Toronto Zoo.

Known for its European charm, Montreal allures with its historic Old Port, Mont-Royal Park's panoramic views, and the lively streets of Plateau-Mont-Royal. Visitors savour the city's culinary delights, explore the Montreal Museum of Fine Arts, and immerse themselves in the city's festivals.

Quebec City

With its UNESCO-listed Old Town, Quebec City delights history buffs with landmarks like Château Frontenac and the Citadelle of Quebec. The city's cobbled streets, charming boutiques, and vibrant festivals create a unique cultural experience for visitors.

Famous for its annual Stampede, Calgary also offers the picturesque Calgary Zoo, heritage sites like Heritage Park Historical Village, and panoramic views from the Calgary Tower. Visitors revel in outdoor activities at Fish Creek Provincial Park and the nearby Rocky Mountains.

Niagara Falls

Offering the majestic Niagara Falls, this destination boasts attractions like the Journey Behind the Falls and Niagara Parks Butterfly Conservatory. Visitors enjoy boat tours to witness the falls up close and explore nearby wineries and the picturesque town of Niagara-on-the-Lake.

Things To Do In Canada

When visiting Canada, the following are a few of the things you must do, to enhance your travelling experience as a whole:

• Whale Watching (British Columbia): Embark on whale-watching tours off the coast of Vancouver Island to witness orcas, humpback whales, and other marine life in their native environment, creating an unforgettable experience amidst breathtaking scenery.

• Northern Lights Viewing (Yukon or Northwest Territories): Witness the mesmerizing dance of the Aurora Borealis, a natural spectacle best seen during winter in Canada's northern regions. Optimal viewing spots like Yellowknife offer a magical display of vibrant colours across the night sky.

• Rocky Mountain Adventures (Alberta and British Columbia): Explore the Rockies for thrilling experiences like hiking in Banff and Jasper National Parks, gazing at stunning glacial lakes, and enjoying scenic drives along the Icefields Parkway.

• Iceberg Alley Exploration (Newfoundland and Labrador): Visit the East Coast to witness massive icebergs drifting southward during spring and early summer. The Iceberg Alley showcases these natural wonders, providing an incredible sight.

• Cultural Immersion (Various Cities): Dive into diverse cultural experiences through events like the Calgary Stampede (Alberta), the Toronto International Film Festival (Ontario), and Quebec's Winter Carnival, each offering unique insights into Canada's rich heritage and traditions.

• Niagara Falls Experience (Ontario): Feel the power of nature at Niagara Falls, where boat tours on the Hornblower take you close to the thundering waters or visit nearby attractions like the Skylon Tower for panoramic views.

Money Saving Tips

When travelling to a country like Canada, it's essential to manage your expenses so you can explore the country and experience all its glory. Here are a few of them to keep in mind:

• Public Transportation: Utilize Canada's efficient public transit systems in major cities like Toronto, Vancouver, and Montreal to save on transportation costs. Opt for day passes or explore by foot to cut down expenses.

• Off-Season Travel: Consider visiting during shoulder seasons (spring or fall) to find cheaper accommodation rates and fewer crowds while still enjoying pleasant weather and attractions.

• Free Attractions: Take advantage of numerous free attractions, such as exploring national parks on free admission days, visiting public galleries, and enjoying outdoor spaces like parks and scenic viewpoints.

• Accommodation Choices: Look beyond hotels and consider budget-friendly alternatives like hostels, Airbnb, or guesthouses, especially in less touristy areas. Additionally, consider staying in the suburbs and commuting to city centres for lower accommodation costs.

• Local Dining Tips: Experience local cuisine affordably by exploring food trucks, farmer's markets, and smaller eateries instead of upscale restaurants. Also, check for early bird specials or lunch deals at restaurants for budget-friendly options.

• Outdoor Activities: Embrace Canada's natural beauty by engaging in outdoor activities like hiking, cycling, or exploring trails, which often come at minimal or no cost.

• Discount Passes: Invest in city-specific tourist passes offering discounted entry to multiple attractions sometimes including transportation. For instance, the Toronto CityPASS or Vancouver Attraction Pass can save significantly on admission fees.

• Currency Exchange: Before exchanging currency, compare rates at different places, such as banks or specialized currency exchange offices, to get the best value for your money.

• Water and Snacks: Carry a refillable water bottle and snacks while exploring. Buying these items from supermarkets instead of tourist spots helps save money during outings.

• Travel Insurance Deals: Explore various travel insurance for Canada from India options to find comprehensive coverage at competitive prices, ensuring financial security during your trip without overspending.

List of Well-Known Indian Restaurants in Canada

Here is a list of well-known Indian restaurants in Canada for you to fully fill your sudden cravings. These restaurants offer authentic Indian cuisine across Canada, providing a taste of India with their signature dishes in diverse cities and neighbourhoods:

• Vij's Address: 3106 Cambie St, Vancouver, BC V5Z 2W2 Must-try dishes: Lamb Popsicles

• Little India Restaurant Address: 255 Queen St W, Toronto, ON M5V 1Z4 Must-try dishes: Butter Chicken

• Moti Mahal Restaurant Address: 180 King St S, Waterloo, ON N2J 1P8 Must-try dishes: Tandoori Chicken

• Palki Indian Restaurant Address: 10680 151 St NW, Edmonton, AB T5P 1T3 Must-try dishes: Biryani

• Amaya Indian Cuisine Address: 1701 Bayview Ave, Toronto, ON M4G 3C1 Must-try dishes: Chicken Tikka Masala

• Kothur Indian Cuisine Address: 612 Gladstone Ave, Ottawa, ON K1R 5P3 Must-try dishes: Masala Dosa

• Clay Oven Address: 374 Queen St E, Brampton, ON L6V 1C3 Must-try dishes: Garlic Naan

• Spice Route Address: 499 King St W, Toronto, ON M5V 1K4 Must-try dishes: Paneer Tikka

• Tiffin's by Tandoor Address: 165 Duckworth St, St. John's, NL A1C 1G5 Must-try dishes: Rogan Josh

• Indian Accent Address: 190 University Ave, Toronto, ON M5H 0A3 Must-try dishes: Dal Makhani

Local Law And Etiquette In Canada

When in Canada there are certain local laws and etiquettes that you gotta keep in mind for a better journey, here are some of them to look out for:

• Tipping is customary in Canada, typically 15-20% of the bill at restaurants, taxis, and for other services where tipping is common.

• Canadians value orderly queues and expect individuals to wait their turn in public places like transit stations or while boarding.

• Canada celebrates diversity; it's important to respect various cultures, religions, and languages to foster harmony.

• "Please" and "Thank you" are integral to Canadian etiquette. Being polite and courteous in interactions is highly valued.

• Canadians appreciate punctuality in both social and professional settings, so arriving on time for appointments or meetings is considered respectful.

• While cannabis is legal in Canada, there are regulations on its use. Understanding and adhering to these laws is essential for visitors.

Indian Embassies in Canada

Here are the Canada-based Indian Embassy to look out for:

International Travel Insurance for Most Visited Countries

Take your pick from the options below, so you can be better prepared for your trip to a foreign country

Travel Insurance for

List Of Countries Where Travel Insurance Is Mandatory

Schengen countries.

• the Netherlands
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Frequently asked questions, 1. what should i pack for canada.

Pack based on the season and region you're visiting. Layered clothing, waterproof gear, and essentials like a universal adapter are advisable.

2. Do I Need a Visa for Canada?

Indian citizens usually require a visa for Canada. Check the specific visa requirements and application process beforehand for a hassle-free trip.

3. How Safe is Canada for Travelers?

Canada is generally safe, but it's wise to remain vigilant in crowded areas and follow local safety guidelines, especially in urban centres.

4. What's the Currency in Canada, and How Should I Manage Money?

The Canadian dollar (CAD) is the country's currency. Exchange money at reputable places, use credit/debit cards and inform your bank about your travel plans to avoid issues.

5. Can I Drive in Canada with an Indian License?

Generally, visitors can drive using an Indian license for a short period. However, it's wise to check specific provincial regulations and consider an International Driving Permit for an extended stay.

6. What's the Food Scene Like in Canada?

Canada offers diverse culinary experiences. Don't miss trying poutine (fries with cheese curds and gravy), maple syrup treats, and diverse international cuisines in major cities.

7. Can I Work or Study on a Tourist Visa?

Tourist visas don't permit work or study. To engage in such activities, you'll need specific work or study permits issued by Canadian authorities.

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Canada Travel Insurance

Travel insurance for canada: a guide for us travelers .

From exploring Banff National Park's breathtaking landscapes to experiencing Toronto's vibrant culture or the historic sites of Quebec City, Canada offers a wide range of popular locations and activities. However, before you dive into your adventure, there's a crucial detail to address: securing your travel insurance. 

Discover all the ins and outs of travel insurance for Canada in this guide.   We've got you covered with details on costs, requirements, essential coverage, COVID-19 restrictions, and some handy tips for your trip. 

What should your Travel insurance cover for a trip to Canada? 

How does travel insurance work for canada, do i need travel insurance for canada , how much does travel insurance cost for canada .

• Travel Insurance Requirements for Canada 

Are there any COVID-19 restrictions for US Visitors? 

Are there any required travel vaccinations for canada , traveling with pre-existing medical conditions , our suggested axa travel protection plan .

At a minimum, your travel insurance to Canada should cover trip cancellation, trip interruption and emergency medical expenses. Regarding international travel, the US Department of State outlines key components that should be included in your travel insurance coverage.   AXA Travel Protection plans are designed with these minimum recommended coverages in mind.    

• Medical Coverage – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Canada.

Let’s say you’re exploring Ottawa's stunning architecture or skiing down Banff's slopes with AXA Travel Protection. If you were to fall ill or face an unexpected travel hiccup, AXA Travel Protection steps in to help support you. Whether assisting in medical transportation or finding the best alternative for a trip delay, AXA Travel Protection ensures you’re supported in your time of need.  

How AXA Travel Protection Can Benefit Visitors to Canada 

Here’s the entire list of benefits travelers can have access to with an AXA Travel Protection Plan: 

Medical Benefits: 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms.   

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings.   

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations.   

Additional Optional Travel Benefits:

• Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures.   

Americans aren't required to purchase domestic or international travel insurance to visit Canada. But it’s still highly recommended to have a travel insurance plan before embarking on your next trip.  

Why? There are several reasons: 

• Medical Emergencies: Your health is a top priority. If you face a sudden illness or injury in Canada, travel insurance offers the means to receive prompt and quality medical care.    
• Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.   
• Flight Delays: Travel disruptions like flight delays can happen. If you miss a connecting flight or incur additional expenses due to delays, travel insurance can help cover the costs. 

In general, travel insurance to Canada costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans: 

• Total Trip cost: The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc.   
• Age: Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to Canada will be offered three tiers of insurance: Silver, Gold , and Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

Travel Insurance requirements for Canada 

Travel insurance is not mandatory for US travelers coming to Canada, but having coverage for medical emergencies is a smart move. It's also worth checking if your visa, entry requirements, or tour operator call for extra coverage.   

As of October 2023, Canada has eliminated all COVID-19 entry requirements. However, it's crucial to be mindful of your health. If you develop COVID-19 symptoms before your trip, consider postponing your travel plans to Canada. Having Cancel for Any Reason as part of your travel insurance plan becomes invaluable in such a scenario. This optional benefit provides the flexibility to cancel your trip, even for a reason beyond standard coverage.   

Canada does not have specific vaccine requirements for travelers. However, due to COVID-19, travel requirements may change from time to time. Stay up-to-date on vaccine requirements and recommendations by consulting official sources such as the Government of Canada's website.   

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.   Our Gold and Platinum  plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons, 

What does this mean for you? If you've got a medical condition hanging around, you can qualify for coverage under our Gold and Platinum plans with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation.   

AXA presents travelers with three travel plans – the Silver Plan , Gold Plan , and Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Canadian hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses.  

The Platinum Plan is your go-to choice if you're looking for extra coverage aligned with the Canadian experience. " Cancel for Any Reason " offers greater flexibility for those unexpected twists in your travel plans and the " Rental Car (Collision Damage Waiver) " offers assistance when you're out exploring Canada's stunning landscapes in a rental car. 

Additionally, part of the Platinum Plan is the " Lost Skier Days " benefit, offering potential reimbursement if ski resorts unexpectedly close due to ever-changing snow conditions. These perks make the Platinum Plan an excellent option for anyone seeking comprehensive protection during their exciting Canadian adventures. 

FAQs about Canada Travel Insurance   

1. can you buy travel insurance after booking a flight .

Absolutely, travelers have the option to purchase travel insurance for Canada after they've booked their flights.  

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.)   AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip.   Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14 days of making your initial trip deposit. 

2. Do US citizens need travel insurance to Canada? 

Travel insurance to Canada from the USA is not mandatory, but it is highly recommended. While Canada’s healthcare system is fantastic, it might not cover all your medical expenses as a non-resident and medical bills can add up fast.  

3. What type of medical conditions does AXA Travel Protection cover?  AXA covers three types of medical expenses: 

• Emergency medical expenses 
• Emergency evacuation & repatriation 
• Non-medical emergency evacuation & repatriation 

Emergency medical expenses are unexpected incidents that arise, such as broken bones, burns, unexpected illnesses, and allergic reactions.  Emergency evacuation and repatriation can cover your immediate transportation home in the event of an accidental injury or illness.     Non-medical emergency evacuation and repatriation can cover evacuation assistance when you immediately leave a destination for non-medical-related events. These could be things like natural disasters or civil unrest.   

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

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10 Best Travel Insurance for Canada from India 2024

Canada is a North American country that attracts many tourists annually. Travel insurance for Canada covers unforeseen expenses while travelling in Canada. Though visitors don’t need travel insurance, it is a protective shield. 

A travel insurance policy comes in handy to a policyholder when things go wrong on a trip. The policy covers expenses related to medical emergencies, accidental death, stolen luggage, etc . 

Tips:- Buying a Canadian Insurance Policy when you reach Canava is good. The Indian policies may create issues in settlement due to overseas problems. When you leave India, buy a small policy; when you reach Canada, take a full cover policy to avoid any hassles.

10 Top Travel Insurance for Canada from India

Many insurance companies in Australia, Brazil (Português), Canada, Japan, New Zealand, Portugal, the United Kingdom, the United States, and the UK offer a good travel insurance policy. Also, in India , Insurance providers offer different policies that suit the unique needs of different people.

The 10 Best companies that provide visitors travel insurance for Canada from India are:-

• ICICI Lombard
• Royal Sundaram
• GoDigit.com
• Bajaj Allianz
• Care Insurance
• India Insurance

HDFC ERGO Canada travel insurance

What’s covered, what’s not covered.

• Breach of Law
• Intoxicant substance consumption
• Pre-Existing disease
• Treatment for obesity/cosmetic
• Self-Inflicted Injuries

Premium Amount for Canada travel insurance from India

A traveller needs to pay a premium of ₹1176= ₹997=179 (GST) on the insured amount of ₹100000.

Read   Best Travel Insurance for Australia from India

ICICI Lombard Canada travel insurance

Pre-Existing Medical Diseases

Premium Amount of travel insurance for Canada from India

The premium of ₹1100 is paid by a single traveller on an insured amount of $1,00,000.

Royal Sundaram Canada travel insurance

• Claim for Pre-Existing Diseases
• Suicide Attempt
• Act of Terrorism

Premium Amount

A single traveller will pay ₹1479.72 as a premium on an insured amount of $ 100,000.

GoDigit Canada travel insurance

Basic Option

Comfort Option

On an insured amount of $100000, a traveller needs to pay a premium of ₹608.

Bajaj Allianz Canada travel insurance

• Medical evacuation
• Emergency dental expense
• Loss of laptop
• Coverage for death
• Accident of sponsor
• Reimbursement of tuition fee
• Expenses for treatment of pre-existing disease
• Self-inflicted harm

For a single traveller, the premium on travel insurance to Canada is ₹1064 + ₹192 (GST)= ₹1256 on an insured amount of $2,00,000.

TATA AIG Canada travel insurance

• Charges incurred at the hospital for which confinement is necessary
• Expenses of items for personal convenience and comfort
• Services of a medical practitioner outside his expertise
• Doctor’s fee (if the doctor is an immediate relative of the insured)

The traveller must pay a premium of ₹1564 on an insured amount of ₹100,000.

Care travel insurance for Canada from India

• Dental treatment
• Dental surgery
• Treatment for illness or defects related to birth
• Therapy for the replacement of hormones
• Treatment for obesity and services related to weight management
• Expenses related to medical treatment (if it’s the sole reason for travel)
• Treatment that can be delayed until the person reaches his home country

The insured amount of ₹100000, the traveller has to pay a premium of ₹428.

Blue Cross Canada travel insurance

The total insurance cost at Blue Cross is ₹612.05.

SOTC Canada travel insurance

A single traveller pays a premium of ₹1617= ₹1370+₹247 (GST) on an insured amount of ₹100000.

India Insurance Canada travel insurance

The traveller pays ₹251 as a premium on an insured amount of ₹100000. 

Read the IRCTC travel insurance policy

Canada Travel Insurance General Claim Process & Procedure

Travel insurance protects against unfortunate and unforeseen circumstances that might occur while travelling. The following steps are generally followed to claim travel insurance. 

Inform the insurer (insurance company)

The insurer must contact the company as soon as possible to send a claim form. They might email this form to speed up the process. Insurance companies normally attach the claim form of policy documents.

Filling the Form

The claim form should be carefully read and filled out. It’s advisable to keep a duplicate of the filled form with yourself. 

An insurer must keep important Documents ready

Travellers must keep all the documents with them while travelling. The documents must be handed to the insurance company to claim the policy. 

Informing the Police

In case of theft, the police must contact them immediately. The insurance company asks for the FIR copy or case registration number to authenticate the claim. 

Travel Insurance Cost for Students in Canada

Students can buy travel insurance if they want to pursue their studies in Canada. For a single traveller (student), the premium amount on travel insurance to Canada is ₹1254 + ₹226 (GST)= ₹1480 (approx) on an insured amount of ₹1,00,000.

5 Facts about Canada

• Canada’s coastline (243,000 km) is the longest in the world. Walking at a 20 km/hr pace would take 33 years to travel along Canada’s coastline. 
• Canada houses more lakes than the combined lakes of the rest of the world. Lake Huron, Lake Superior (Ontario), and Great Bear Lake (Northwestern Territories) are the largest lakes.
• Many of the oldest known rocks of the world are found here. Geologists discovered a 4.28 billion-year-old rock on the Eastern shore of Hudson Bay (northern Quebec).
• Canada’s Dead Sea Exists. Lake Little Manitou (Saskatchewan) contains 180,000 mg per litre of salt, which makes it buoyant. 
• Six Canadian cities, Montreal, Vancouver, Calgary, Toronto, Ottawa, and Edmonton, have over 1 million population. 

10 Best Places To Visit In Canada

• Horseshoe Falls (Niagara Falls, Canada side)
• Whistler town
• Quebec City Toronto
• Royal Ontario Museum
• St John’s House
• Moraine Lake and Banff National Park
• Fairmont Le Château Frontenac
• Capilano Suspension Bridge Park
• The Butchart Gardens

Entry Essentials to Canada

Travellers must have a valid Canadian visa to enter the Canadian borders and arrange the visa before travelling to Canada. Students flying to Canada to pursue their studies need a valid study permit. Before working there, a work permit must be arranged from the Embassy/consulates (Kolkata, Mumbai) of Canada. Travellers should get travel insurance to ensure safety before applying for a visa. 

5 Types of Canadian Visa

Five types of Canadian visas are offered to travellers based on the purpose of travel.

• Work permit
• Study permit
• Temporary resident/visitor visa
• Transit visa

Documents Required for Canadian Visa

• Passport size photographs
• Duly filled application form
• Copy of passport’s 1st and last page
• Return flight tickets

Best Time to Visit Canada

The fall (Autumn) months from September to November are the best time to visit Canada. It’s the most favourable time as the weather is neither hot nor cold and not overcrowded with tourists. The place buzzes with pumpkin, apple, and wine festivals this season. 

If travellers want to enjoy the snow and engage in skiing, winter (December-March) is the best time to visit Canada. 

5 Best Things to Do in Canada

• People can travel, hike, trek, or paddle around the gorgeous National Park of Canada. A visit to Niagara Falls will provide a once-in-a-lifetime experience for travellers. 
• Travellers can paddle around Lake Louise, Lake Moraine, and Lake Emerald and capture beautiful photographs. 
• National Parks like Jasper National Park (Alberta), Fathom Five National Marine Park (Ontario), and Gross Morne National Park (island of Newfoundland) are famous.
• You can enjoy road trips. Canada has diverse and extensive coastlines and terrains. Icefields Parkway (Alberta) and The Cabot Trail (East Coast) are popular routes. 
• Travellers can enjoy adventure sports like zip lining in British Columbia. 

Indian Embassy in Canada

Canada has three main Indian Embassies.

• Consulate General of India (Toronto). Ph No: +1 416-960-0751.
• Consulate General of India (Vancouver). Ph No: +1 604-662-8811.
• High Commission of India (Ottawa). Ph No: +1 613-744-3751.

Is travel insurance important for Canada?

Travel insurance for Canada isn’t necessary. However, travellers might get themselves insured to cover any unforeseen expenses. 

How much travel insurance is needed by travellers in Canada?

It’s advisable to get travel insurance of at least $1,00,000 while travelling to Canada. 

Can I travel to Canada without health insurance?

Yes, travellers can travel to Canada without health insurance .

Is Indian health insurance valid in Canada?

Health insurance providers in India don’t cover overseas treatment in their policies. 

Can travel insurance be purchased after booking?

Yes, you can purchase Canada travel insurance after booking the trip.

Can you purchase travel insurance even with a pre-existing condition?

Travel insurance can be purchased even if the traveller suffers from a pre-existing condition. However, the policy will not cover expenses related to such conditions. 

In Canada, do tourists get free healthcare?

No, tourists in Canada will not get free healthcare services.

I suffer from hypertension/diabetes. Can I buy travel insurance?

Travel insurance can be bought even if you are suffering from hypertension/diabetes. However, the policy will not cover expenses for such pre-existing diseases. 

Is a pre-policy medical checkup mandatory for travel insurance?

Insurance companies don’t need a pre-policy health checkup while providing travel insurance. 

Is travel insurance for immigrants to Canada from India necessary?

Immigrants from India can travel to Canada without travel insurance.

What is the travel insurance cost for Canada from India?

For a single traveller, the premium on travel insurance to Canada is ₹1064 + ₹192 (GST)= ₹1256 (approx) on an insured amount of ₹2,00,000.

What is the health insurance in Canada for international students?

For international students, health insurance in Canada depends upon location and insurance providers. On average, the health insurance ranges between $600 to $900. 

Is travel insurance compulsory for travelling to India?

No, it’s not mandatory to have travel insurance for travelling to India.

Name the best travel insurance for Canada.

The best travel insurance plan differs for different travellers. For example, a family travel insurance plan is the best while travelling with a family. Read the article; all are described along with the price.

Is travel insurance in Canada for students necessary?

No, students don’t need to get travel insurance while travelling to Canada.

How to purchase travel insurance for Canada?

A travel insurance policy can be bought either online or offline. The official website of different insurance providers can be visited and compared before purchasing a policy. 

Is travel insurance from Canada to India mandatory?

No, travel insurance is not mandatory while travelling to India from Canada.

Name the best travel insurance for Indian parents visiting Canada.

Indian insurance providers like Tata AIG, Religare, ICICI Lombard, etc., are best for Indian parents travelling to Canada. 

Name the best travel insurance for Indian parents visiting the USA.

INF provides the best travel insurance plan for Indian parents visiting the USA. Their policy even covers pre-existing ailments.

Name the best travel insurance for Indian parents visiting the UK.

Atlas America, Beacon America, and Patriot America Plus provide the best and most popular travel insurance plans for Indian parents visiting the UK.

What is the best travel insurance from India to Canada?

Companies like Aditya Birla, Bajaj Allianz, HDFC ERGO, and Digit Travel provide the best travel insurance from India to Canada. 

Is travel insurance necessary for Canadian tourist visas?

No, travel insurance is not mandatory for obtaining tourist visas to Canada.

Name the best travel insurance for senior citizens in Canada.

The best travel insurance for senior citizens covers pre-existing diseases. It must also cover life, disability, and health. These policies must provide 24/7 assistance, a trip cancellation facility, and help if the luggage is stolen or delayed. Check those companies online.

What is the best travel insurance to be purchased in Canada?

The dream vacation of every individual is different. Thus, the best travel insurance to buy in Canada suits a traveller’s unique travelling needs.

Which company provides the best travel insurance in Canada?

The best travel insurance companies in Canada are Allianz Canada, Blue Cross, CAA, and World Nomads. 

Name the best travel insurance provider for IEC Canada.

Cigna and BestQuote provide the best travel insurance for IEC Canada.

Name the best travel insurance for pregnancy.

The best travel insurance policy for pregnant women covers hospitalization expenses (pre and post), delivery expenses, transportation and vaccination charges, pre and postnatal expenses, coverage for babies with a congenital disorder, etc. You can tally those insurance companies online.

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Canada has everything a wandering soul could want, from vibrant cities to breath taking national parks! If you’re one such soul, consider purchasing comprehensive travel insurance coverage to keep your trip safe and secure. Your vacation will be covered against various travel-related situations thanks to travel insurance to Canada from India.

For the best financial support, our travel insurance plans for Canada provide appropriate types of coverage alternatives.

So, don't worry about burning a hole in your wallet once you have our budget international travel insurance plan in place!

Why do you require travel insurance from India to Canada?

You must remember that you are preparing for a trip to a different country. However, no matter how well you plan, you cannot anticipate unforeseen emergencies or diseases. You or your fellow passengers could get sick or have an accident. You could misplace one or two bags or other valuables like passports. And in these situations, a travel insurance policy to Canada from India is beneficial!

Assume that you have an accident or become unwell and end up in a hospital in Canada. In that case, your travel insurance will protect you financially against the potentially high cost of medical care in Canada. However, when choosing online international travel insurance for your trip to Canada, you must also analyse the available coverage alternatives. This will enable you to select the ideal option.

The benefits of having a Canada travel insurance policy

You can receive several advantages from travel insurance coverage alternatives with the online travel insurance for Canada plan. Here's a list of a few of them:

Baggage coverage -

Baggage coverage will pay for any expenses if you lose your luggage while travelling to Canada or if it is delayed at any airport. Our travel insurance policy for Canada from India includes this coverage option. With it, you may choose full reimbursement for the cost of every item in your checked bags up to the maximum amount specified in the policy wording.

Journey cover -

Your journey will be completely covered with online travel insurance for Canada. It will protect your financial interests in case of passport loss, flight delay or cancellation, hotel reservation cancellation, or any other such situation 

Medical assistance coverage -

A travel insurance policy for Canada gives you the necessary financial support for any illness or unforeseen mishap during the trip that may necessitate hospitalisation.

You should know about it: Canada Visa and entry information

You must have a current Canadian visa to enter the country. Since Canada does not support visas on arrival, you must obtain a Canadian visa for Indians before leaving for your trip. Travellers can choose from 5 distinct types of Canadian visas. Therefore, you must select one based on your visit:

• Transit visa - A free transit visa is suitable for one or two entrances. You don't need to pay a charge to use this.
• Super visa - You must submit your biometrics and a completed application to obtain this visa.
• Temporary resident/visitor visa - This allows you to stay for six months in Canada.
• Employment permit - You must apply for this visa if you are travelling for work. You must submit your biometric information, just like when applying for a Super Visa.
• Study permit - A Study Permit from the Canadian government is required if you travel to Canada to study. Your biometric information will be needed for this.

The application process for a Canada visa

Obtaining a Canadian visa for Indians is relatively simple. It can be done offline or online. You have two options for submitting your visa application: in-person at a VAC in your area or online by following the instructions below:

Visit the Canadian government's official website

Choose the type of visa you are requesting

Correctly fill out the application form

Upload all required documents

Pay for the biometric and visa fees online

 Send in the application

 Within 30 days, deliver your photos and biometric information to a nearby Biometric Collection Service Point

What are the travel documents required while travelling from India to Canada?

The completed visa application form must be presented along with a few supporting papers to obtain a valid canadian visa. the required documents that you must submit are listed below:.

• A valid Indian passport with at least 6 months of validity and two blank pages
• Properly completed visa application
• Two pictures with the applicant's name and birthdate written on the back
• Proof of income and stability of finances
• Copies of airline tickets
• Evidence of your lodging throughout your visit to Canada

In addition, it is also recommended that you buy travel insurance to ensure you are covered in any unforeseen circumstances during your visit to Canada.

Safety and precautionary measures to be undertaken when travelling to Canada

Once you are in Canada, you should always abide by the regional administration's safety precautions and regulations. You can follow the general safety recommendations below and get travel insurance for Canada to have a safe travelling experience.

• Always keep your required documents, such as your passport, safe and close to hand.
• Do not voluntarily take part in any protests.
• If you find yourself amid sizeable neighbourhood gatherings or protests, quickly seek refuge in a nearby safe location.
• Don't engage in any illegal activity or disrespect the sanctity of public spaces.
• Only visit remote areas after first having the necessary information. Always seek out the assistance of local authorities.
• Utilise only authorised and legal modes of transportation.
• Keep an eye on the length of your Canadian visa to ensure you don't overstay your welcome.

Choose the finest travel insurance plan for Canada to have the right financial help while travelling.

Important Information to Know: The Indian Embassy in Canada

You can contact the concerned embassy with any issues, whether it may be the international travel insurance you purchased online or other matters. Consulate Address: Consulate General of India, Toronto, Canada Working Hours: Monday to Friday between 0900 - 1730 hrs Website: https://www.cgitoronto.gov.in

Which are the international airports in Canada?

• Toronto Pearson International Airport
• Vancouver International Airport
• Calgary International Airport
• Edmonton International Airport
• Montreal-Pierre Elliott Trudeau International Airport
• Ottawa – MacDonald – Cartier International Airport
• Kelowna International Airport

CURRENCY AND FOREIGN EXCHANGE WHEN TRAVELLING TO CANADA

The official currency of Canada is the Canadian Dollar (CAD). It is advisable to exchange your INR currency at your local bank or a reputable foreign exchange service provider.

The tourist places you can visit in Canada

For your safety, make sure you have travel insurance for Canada from India before visiting these places:

• Niagara Falls should be at the top of your itinerary if you are travelling to Canada in the summer. Niagara City was developed along the stunning waterfalls with the same name. This well-known city is the ideal location for visitor exploration.
• One of Canada's most picturesque cities is Quebec City, the oldest walled city in North America. If you're travelling with your significant other, take advantage of the picturesque French-like setting and everything romantic in Quebec City, one of the most popular tourist destinations in the nation.
• Tofino is the ideal destination if you are an extreme beach fan and can't imagine taking a trip without seeing a beach. If you're looking for solace during your visit to Canada, Tofino is a stunning haven for water lovers and can be your idea of heaven!

Which is the best time to visit Canada?

The ideal time to visit Canada is during the summer, between July and August. The weather is great during these months, making it suitable for outdoor adventure sports like horseback riding and paragliding. These activities carry a risk, so make sure you get travel insurance for Canada before trying them out. However, many tourists from around the world visit Canada during these months. Therefore, you must make your reservations in advance.

Travel insurance to Canada from India can be obtained online hassle-free.

GOT A QUESTION? HERE ARE SOME ANSWERS

How can i purchase a canada travel insurance policy.

You can visit our website and choose the travel insurance policy for Canada online under the products area if you want appropriate coverage. Enter the necessary personal information, choose the appropriate coverage options for your travel insurance, and complete the online payment. After selecting the appropriate coverage options for your travel insurance plan for Canada, you can pay online using your preferred payment method to finish the insurance policy buying process.

How much should I pay for a Canada travel insurance policy?

The length of your stay in Canada and the amount of coverage you select will all affect the premium payment for your travel insurance plan for Canada. It is recommended to choose a suitable sum assured to have enough coverage during your vacation. This becomes much more crucial if you take your family on the trip. You can get amazing coverage benefits with the best travel insurance plans for Canada from India for a cost that won't break the bank!

What are the travel insurance plan exclusions for Canada from India?

Delays brought on by imprisonment or confiscation by the police or other authorities, any loss brought on by a threat to national security, such as rioting, and non-medical expenses you incur are some of the exclusions in foreign travel insurance.

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• Global travel destinations
• Travel to Canada

Travel medical insurance to Canada from India

Compare and buy travel insurance, canada travel insurance, best travel insurance for canada from india.

Canada is among the more popular travel destinations for travelers from all around the world. The scenic coastlines, magnificent mountains, extensive grasslands and charming forests attract many tourists. There are millions of tourists who come to Canada. Beyond tourism, people come to Canada for work, for education as well as to visit friends and family. Canada has emerged as one of the top choices for Indians to live, work and study.

The number of Indian students studying in Canada increased to 219,855 in 2019. Given the opportunities in Canada there are thousands of Indians working and many have migrated. Canada has the 8th largest Indian diaspora in the world. Travel health insurance is a very important necessity while traveling outside the home country. This is particularly important where healthcare is expensive to relieve the travellers from paying for outstanding medical costs which might result from an unexpected sickness or injury.

An international travel insurance from India to Canada cover can provide you with the coverage for any unexpected medical and travel emergencies and you can insure the trip costs and health of the traveler. American Visitor Insurance has made the purchase process of visitors' medical insurance more convenient to the customers. There is no need for any paperwork or medical documents to buy travel insurance. Travelers can buy visitors travel insurance by completing an online application and selecting to the plan of their choice. For more details you can call our customer service or email us and we will be glad to help you.

Canada - General Information

Popular tourist destinations in canada.

Bay of Fundy

The Bay of Fundy, located on the Atlantic coast in eastern Canada, is famous for its high tidal range.

Nick named the “Polar Bear Capital of the World,” it is one of the top tourist attractions in Canada.

Moraine Lake

Moraine Lake, in Banff National Park is one of the most photographed places in western Canada.

Gros Morne National Park

The ancient rocks in Gros Morne National Park help people understand how the oceans and continents were created.

Popular tourist destination cities in Canada

Quebec City

International travel health insurance

Covers hospital expenses for sickness or accidents.

Insures Doctor visits for sudden injury or sickness.

Doctor prescribed eligible pharmacy drugs expenses

Some plans insure acute onset of pre-existing conditions.

Medical evacuation expenses to nearest facility included.

Repatriation of remains to home country included.

International travel insurance plan limitations for travel to Canada

These international travel insurance Canada from India plans have limitations for travelers or students located in Canada:

LIMITATION : These plans are not available to individuals who are physically located in Canada at the time of purchase. However, you can buy this plan or arrival in the US (if for example, you stay longer than expected, the Atlas plan can be purchased to cover you until your return to Canada).

Travel Insure

LIMITATION : If physically located in Canada, you are prohibited to purchase these plans.

Seven Corners

LIMITATION : Seven Corners offers these plans. However these plans do not accept an address in Canada. Customer may use overseas home country address.

Canada visa and entry Information

The entry requirements for Canada, including visa information, can be subject to change.

• Visitor Visa (Temporary Resident Visa): Indian citizens usually need a Temporary Resident Visa (TRV) to visit Canada for tourism, family visits, or other short-term purposes. The application process for a TRV involves submitting the required documents, including proof of ties to your home country, financial statements, and a letter of invitation (if applicable).
• Permanent Resident Visa (PRV): This visa is for people who want to live permanently in Canada.
• Electronic Travel Authorization (eTA): Indian citizens are exempt from the eTA requirement. However, if you are traveling by air and transiting through Canada, you may need an eTA. It's essential to check the specific requirements based on your travel plans.
• Study or Work Permits: If you plan to study or work in Canada, you'll need to apply for a study permit or work permit, respectively. These permits are separate from the visitor visa.
• Biometrics: Indian citizens applying for a visitor visa, study permit, or work permit are required to provide biometrics as part of the application process.

Popular travel insurance for Canada

Patriot international lite insurance.

Patriot International Lite insurance is quite popular among international travelers. The plan pays 80% of eligible expenses up to $5k, then 100% up to the maximum limit.

Insurance Provider: IMG

"A" (Excellent)

Deductible: $0 to $2.5k

Policy Maximum: $50k to $1M

Medical Evacuation coverage

Comprehensive coverage

Plan Life: 5 days to 12 months Patriot International Lite maximum up to 24 months.

Underwriter: White Mountains Insurance Group company, Sirius International Insurance Corporation

It covers Acute on set of pre-existing conditions coverage up to 70 years.

Patriot International Lite Travel Brochure Links

Patriot international lite advantages.

• It is a comprehensive benefit plan.
• One time deductible per policy period.
• Complies with SCHENGHEN visa requirements.
• Plan administrator provides VISA LETTER online.
• Plan can be renewed up to two years, if plan is purchased for a minimum of 1 month.
• Refund of full premium if the policy is cancelled before the effective date. If the cancellation request is received after the policy start date, you will get refund for unused months after deducting the cancellation charges.
• Optional rider cover for adventure sports, AD&D, citizenship return rider and cellular Phone Rider.
• Coinsurance outside US & Canada - No coinsurance.
• Additional benefit for US citizens with primary health coverage - Coverage for pre-existing conditions up to plan maximum.
• Add on benefit for Trip Cancellation, Trip Interruption and Travel Delay.

Patriot International Lite Disadvantages

• This plan does not cover Acute on set of pre-existing conditions for people above 70 years of age.
• Only $10k coverage is available for travelers aged 80+.

Factors for cost of travel insurance from India to Canada

Age of the traveler.

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance .

Medical maximum coverage

The price of travel insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries is more expensive than others.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.

Steps to buy Travel insurance for Canada from India

  1: find international travel insurance canada from india.

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

  2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

  3: Buy the travel insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

  4: Review insurance plan documents received by email

Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

Testimonials - From Our Customers

After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance. Know more »

We really thank American insurance team for providing great assistance in taking the insurance. We were successfully. Know more »

Thank you American Visitor Insurance customer service for meticulously following through. I truly appreciate it. Know more »

Embassy of India in Canada

Indian embassy in ottawa.

10 Springfield Road, Ottawa, Canada

Email [email protected]

Fax +1-613-744-0913

+1-613-744-3751

+1-613-744-3753

Indian Consulate in Toronto

Suite #700, 365 Bloor Street East, M4W 3 L4, Toronto, Canada

Email [email protected]

Fax +1-416-960-9812

+1-416-960-0751

+1-416-960-0752

Cheap travel insurance from India to Canada – FAQ’s

01. how much does health insurance for visitors to canada from india cost.

The travel insurance Canada from India cost is around 5% of the trip cost , even for a cruise and easily provides value worth more than its cost.

02. Do I need travel insurance for Canada from India?

Travel insurance for Canada visitors is compulsory, hence do not forget to get international travel insurance before applying for the visa.

03. Can I buy visitor insurance after arrival Canada?

It is best to purchase visitor to Canada insurance before your arrival. This is because if you purchase the insurance after you arrive, there is a waiting period. A waiting period is an amount of time that you need to wait after purchase or after your arrival in Canada before you're covered.

04. Is travel insurance mandatory for Canada tourist visa?

Visitors to Canada are not required to have travel insurance upon entry in Canada, except for those coming into Canada under a “super visa”. However, it is highly recommended to purchase travel insurance Canada from India to cover unexpected medical costs and other unforeseen events during your trip.

05. What are the travel insurance for Canada visitors period of coverage options?

• Regular visitors to Canada are aware that costs of medical care can be very high. To protect yourself and your loved ones from these costs, we highly recommend purchasing international travel insurance Canada from India for any travel outside your home country.
• We have a variety of plans available that may be purchased for as few as 5 days, and up to 12 continuous months. You do not have to purchase whole months, and can buy as many days as you need (so long as it is more than the minimum of 5 days).
• If you are not sure how long you will stay, many policies offer the option to renew or extend the policy if you first purchase three months’ worth of coverage.
• Please be aware that preventive care expenses such as for routine or maintenance check-ups, treatment or medication are not covered by these insurance plans.

For more details please contact us at 877-340-7910 or email and one of our licensed agents to get help finding international health insurance for Canada.

Travel tips for international travelers – Safety, Comfort and Wellness.

International health insurance for Canada

Annual travel insurance.

Provides coverage for multiple trips within a specified period.

Senior citizens travel insurance

Travel insurance designed for older individuals.

Pre-existing travel insurance

Provides coverage for individuals with pre-existing medical conditions.

Expatriate Health Insurance

Provides healthcare coverage for Indian citizens working abroad.

Popular outbound destination among Indian travelers

Us visitors insurance providers.

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

More international travel insurance categories

Senior Citizen travel insurance

Pre-existing visitors insurance

International student Insurance

International Medical Insurance

Cruises Travel Insurance

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Travel insurers

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How to buy online.

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

Already outside India

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.

Travel Insurance Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

Insurance Claims

In case of a claim or reimbursement of treatment expenses, notify by contacting them.

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Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.

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Comparison of overseas Healthcare cost and popular tourist destinations

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Travel Insurance

Cheapest travel insurance of April 2024

Mandy Sleight

Heidi Gollub

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Updated 9:52 a.m. UTC April 11, 2024

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WorldTrips is the best cheap travel insurance company of 2024 based on our in-depth analysis of the cheapest travel insurance plans. Its Atlas Journey Preferred and Atlas Journey Premier plans offer affordable travel insurance with high limits for emergency medical and evacuation benefits bundled with good coverage for trip delays, travel inconvenience and missed connections.

Cheapest travel insurance of 2024

Why trust our travel insurance experts

Our team of travel insurance experts analyzes hundreds of insurance products and thousands of data points to help you find the best travel insurance for your next trip. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content . You can read more about our methodology below.

• 1,855 coverage details evaluated.
• 567 rates reviewed.
• 5 levels of fact-checking.

Best cheap travel insurance

Top-scoring plans

Average cost, medical limit per person, medical evacuation limit per person, why it’s the best.

WorldTrips tops our rating of the cheapest travel insurance with two plans:

• Atlas Journey Preferred is the cheaper travel insurance plan of the two, with $100,000 per person in emergency medical benefits as secondary coverage and an optional upgrade to primary coverage. It’s also our pick for the best travel insurance for cruises .
• Atlas Journey Premier costs a little more but gives you $150,000 in travel medical insurance with primary coverage . This is a good option if health insurance for international travel is a priority.

Pros and cons

• Atlas Journey Preferred is the cheapest of our 5-star travel insurance plans.
• Atlas Journey Premier offers $150,000 in primary medical coverage.
• Both plans have top-notch $1 million per person in medical evacuation coverage.
• Each plan offers travel inconvenience coverage of $750 per person.
• 12 optional upgrades, including destination wedding and rental car damage and theft.
• No non-medical evacuation coverage.

Cheap travel insurance for cruises

Travel insured.

Top-scoring plan

Travel Insured offers cheap travel insurance for cruises and its Worldwide Trip Protector plan gets 4 stars in our rating of the best cruise travel insurance .

• Worldwide Trip Protector offers $1 million in emergency evacuation coverage per person and a rare $150,000 in non-medical evacuation per person. It also has primary coverage for travel medical insurance benefits, which means you won’t have to file medical claims with your health insurance first.
• Cheap trip insurance for cruises.
• Offers a rare $150,000 for non-medical evacuation.
• $500 per person baggage delay benefit only requires a 3-hour delay.
• Optional rental car damage benefit up to $50,000.
• Missed connection benefit of $500 per person only available for cruises and tours.

Best cheap travel insurance for families

Travelex has the best cheap travel insurance for families because kids age 17 are covered by your policy for free when they’re traveling with you.

• Free coverage for children 17 and under on the same policy.
• $2,000 travel delay coverage per person ($250 per day) after 5 hours.
• Hurricane and weather coverage after a common carrier delay of any amount of time.
• Only $50,000 per person emergency medical coverage.
• Baggage delay coverage is only $200 and requires a 12-hour delay.

Best cheap travel insurance for seniors

Evacuation limit per person

Nationwide has the best cheap travel insurance for seniors — its Prime plan gets 4 stars in our best senior travel insurance rating. However, Nationwide’s Cruise Choice plan ranks higher in our best cheap travel insurance rating.

• Cruise Choice has a $500 per person benefit if a cruise itinerary change causes you to miss a prepaid excursion. It also has a missed connections benefit of $1,500 per person after only a 3-hour delay, for cruises or tours. But note that this coverage is secondary coverage to any compensation provided by a common carrier.
• Coverage for cruise itinerary changes, ship-based mechanical breakdowns and covered shipboard service disruptions.
• Non-medical evacuation benefit of $25,000 per person.
• Baggage loss benefits of $2,500 per person.
• Travel medical coverage is secondary.
• Trip cancellation benefit for losing your job requires three years of continuous employment.
• No “cancel for any reason” (CFAR) upgrade available.
• Missed connection coverage of $1,500 per person is only for tours and cruises, after a 3-hour delay.

Best cheap travel insurance for add-on options

AIG offers the best cheap travel insurance for add-on options because the Travel Guard Preferred plan allows you to customize your policy with a host of optional upgrades.

• Travel Guard Preferred upgrades include “cancel for any reason” (CFAR) coverage , rental vehicle damage coverage and bundles that offer additional benefits for adventure sports, travel inconvenience, quarantine, pets, security and weddings. There’s also a medical bundle that increases the travel medical benefit to $100,000 and emergency evacuation to $1 million.
• Bundle upgrades allow you to customize your affordable travel insurance policy.
• Emergency medical and evacuation limits can be doubled with optional upgrade.
• Base travel insurance policy has relatively low medical limits.
• $300 baggage delay benefit requires a 12-hour delay.
• Optional CFAR upgrade only reimburses up to 50% of trip cost.

Best cheap travel insurance for missed connections

TravelSafe has the best cheap travel insurance for missed connections because coverage is not limited to cruises and tours, as it is with many policies.

• Best-in-class $2,500 per person in missed connection coverage.
• $1 million per person in medical evacuation and $25,000 in non-medical evacuation coverage.
• Generous $2,500 per person baggage and personal items loss benefit.
• Most expensive of the best cheap travel insurance plans.
• No “interruption for any reason” coverage available.
• Weak baggage delay coverage of $250 per person after 12 hours.

Cheapest travel insurance comparison

How much does the cheapest travel insurance cost?

The cheapest travel insurance in our rating is $334. This is for a WorldTrips Atlas Journey Preferred travel insurance plan, based on the average of seven quotes for travelers of various ages to international destinations with a range of trip values.  

Factors that determine travel insurance cost

There are several factors that determine the cost of travel insurance, including:

• Age and number of travelers being insured.
• Trip length.
• Total trip cost.
• The travel insurance plan you choose.
• The travel insurance company.
• Any add-ons, features or upgraded benefits you include in the travel insurance plan.

Expert tip: “In general, travelers can expect to pay anywhere from 4% to 10% of their total prepaid, non-refundable trip costs,” said Suzanne Morrow, CEO of InsureMyTrip.

Is buying the cheapest travel insurance a good idea?

Choosing cheaper travel insurance without paying attention to what a plan covers and excludes could leave you underinsured for your trip. Comparing travel insurance plans side-by-side can help ensure you get enough coverage to protect yourself financially in an emergency for the best price. 

For example, compare these two Travelex travel insurance plans:

• Travel Basic is cheaper but it only provides up to $15,000 for emergency medical expense coverage. You’ll also have to pay extra for coverage for children.
• Travel Select will cost you a bit more but it covers up to $50,000 in medical expenses and includes coverage for kids aged 17 and younger traveling with you. It also offers upgrades such additional medical coverage, “cancel for any reason” (CFAR) coverage and an adventure sports rider that may be a good fit for your trip.

Reasons to consider paying more for travel insurance 

Make sure you understand what you’re giving up if you buy the cheapest travel insurance. Here are a few reasons you may consider paying a little extra for better coverage. 

• Emergency medical. The best travel medical insurance offers primary coverage for emergency medical benefits. Travel insurance with primary coverage can cost more than secondary coverage but will save you from having to file a claim with your health insurance company before filing a travel insurance claim.
• Emergency evacuation. If you’re traveling to a remote location or planning a boat excursion on your trip, look at travel insurance with a high medical evacuation insurance limit. If you are injured while traveling, transportation to the nearest adequate medical facility could cost in the tens to hundreds of thousands. It may make sense to pay more for travel insurance with robust emergency evacuation coverage. 
• Flexibility. To maximize your trip flexibility, you might consider upgrading your travel insurance to “ cancel for any reason” (CFAR) coverage . This will increase the cost of your travel insurance but allow you to cancel your trip for any reason — not just those listed in your policy. The catch is that you’ll need to cancel at least 48 hours before your trip and will only be reimbursed 50% or 75% of your trip expenses, depending on the plan. 
• Upgrades. Many travel insurance plans have optional extras like car rental collision and adventure sports (which may otherwise be excluded from coverage). These will cost you extra but may give you the coverage you need. 

How to find the cheapest travel insurance

The best way to find the cheapest travel insurance is to determine what you’re looking for in a travel insurance policy and compare plans that meet your needs.

 “Travel insurance isn’t one-size-fits-all. Every trip is different, and every traveler has different needs, wants and concerns. This is why comparison is key,” said Morrow.

Consider the following factors when comparing cheap travel insurance plans.

• How often you’re traveling. A single-trip policy may be the most cost-effective if you’re only going on a single trip this year. But a multi-trip travel insurance plan may be cheaper if you’re going on multiple international trips throughout the year. Annual travel insurance policies cover you for a whole year as long as each trip doesn’t exceed a certain number of days, usually 30 to 90 days. 
• Credit card has travel insurance benefits. The best credit cards offer perks and benefits, and many offer travel insurance-specific benefits. The coverage types and benefit limits can vary, and you must put the entire trip cost on the credit card to use the coverage. If your trip costs more than the coverage limit on your card, you can supplement the rest with a cheaper travel insurance plan.
• The coverage you need. When looking for the best travel insurance option at the most affordable price, only buy extras and upgrades you really need. A basic plan may only provide up to $500 in baggage insurance, but if you only plan to take $300 worth of clothes and accessories, you don’t need to pay more for higher coverage limits.

Is cheap travel insurance worth it?

Cheap travel insurance can be worth it, as long as you understand the plan limitations and exclusions. Taking the time to read your policy, especially the fine print, well before your trip can ensure there won’t be any surprises about what’s covered once your journey begins.

“If a traveler is looking for coverage for travel delays, cancellations, interruptions, medical and baggage — a comprehensive travel insurance policy will provide the most bang for their buck,” said Morrow. But if you’re on a tight budget and are only worried about emergency medical care and evacuation coverage while traveling abroad, stand-alone options are cheaper.

Before buying travel insurance, you should also consider what your health insurance will cover. 

“Most domestic health insurance plans, including Medicare, will not cover medical bills abroad,” said Morrow. Even if you’re staying stateside, you may find value in an affordable travel insurance plan with medical coverage if you have a high-deductible health plan (HDHP). 

A cheap travel insurance plan is better than none at all if you end up in a situation that would have covered some or all of your prepaid, nonrefundable trip expenses.

Methodology

Our insurance experts reviewed 1,855 coverage details and 567 rates to determine the best travel insurance . From those top-scoring travel insurance plans, we chose the most affordable for our rating of the cheapest travel insurance.

Insurers could score up to 100 points based on the following factors:

• Cost: 40 points. We scored the average cost of each travel insurance policy for a variety of trips and traveler profiles.
• Medical expenses: 10 points. We scored travel medical insurance by the coverage amount available. Travel insurance policies with emergency medical expense benefits of $250,000 or more per person were given the highest score of 10 points.
• Medical evacuation: 10 points. We scored each plan’s emergency medical evacuation coverage by coverage amount. Travel insurance policies with medical evacuation expense benefits of $500,000 or more per person were given the highest score of 10 points.
• Pre-existing medical condition exclusion waiver: 10 points. We gave full points to travel insurance policies that cover pre-existing medical conditions if certain conditions are met.
• Missed connection: 10 points. Travel insurance plans with missed connection benefits of $1,000 per person or more received full points.
• “Cancel for any reason” upgrade: 5 points. We gave points to travel insurance plans with optional “cancel for any reason” coverage that reimburses up to 75%.
• Travel delay required waiting time: 5 points. We gave 5 points to travel insurance policies with travel delay benefits that kick in after a delay of 6 hours or less.
• Cancel for work reasons: 5 points. If a travel insurance plan allows you to cancel your trip for work reasons, such as your boss requiring you to stay and work, we gave it 5 points.
• Hurricane and severe weather: 5 points. Travel insurance plans that have a required waiting period for hurricane and weather coverage of 12 hours or less received 5 points.

Some travel insurance companies may offer plans with additional benefits or lower prices than the plans that scored the highest, so make sure to compare travel insurance quotes to see your full range of options.

Cheapest travel insurance FAQs

When buying travel insurance, cheapest is not always the best. The most affordable travel insurance plans typically offer fewer coverages with lower policy limits and few or no optional upgrades. Add up your total nonrefundable trip costs and compare travel insurance plans and available features that cover your travel expenses. This strategy can help you find the cheapest travel insurance policy that best protects you from financial loss if an unforeseen circumstance arises.

Get the coverage you need: Best travel insurance of 2024

According to our analysis, WorldTrips , Travel Insured International and Travelex offer the best cheap travel insurance. Policy coverage types and limits can vary by each travel insurance provider, so the best way to get the cheapest travel insurance plan is to compare several policies and companies to find the right fit for your budget.

A good rate for travel insurance depends on your budget and coverage needs. The most comprehensive travel insurance plan is usually not the cheapest. But cheap trip insurance may not have enough coverage or the types of coverage you want. Comparing different levels of coverage and how much they cost can help you find the best cheap insurance for travel. 

The average cost of travel insurance is between 5% to 6% of your total travel expenses for one trip, according to our analysis of rates. However, you may find cheaper travel insurance if you opt for a plan with fewer benefits or lower coverage limits. How much you pay for travel insurance will also depend on the number of travelers covered, their ages, the length of the trip and any upgrades you add to your plan.

Travel insurance covers nonrefundable, prepaid trip costs — up to the policy coverage limits — when your trip is interrupted or canceled for a covered reason outlined in your plan documents. Even the cheapest travel insurance policies usually provide coverage for:

• Medical emergencies.
• Trip delays.
• Trip interruption.
• Trip cancellation.
• Lost, stolen or damaged luggage.

However, if you’re looking to save on travel insurance, you can shop for a policy that only has travel medical insurance and does not include benefits for trip cancellation .

Even when you buy cheap travel insurance, you can often use upgrade options to customize your policy to meet your specific needs. 

Some common travel insurance add-ons you may want to consider include:

• Rental car damage coverage. 
• Medical bundle.
• Security bundle.
• Accidental death and dismemberment coverage.
• Adventure sports bundle.
• Pet bundle.
• Wedding bundle.
• “Cancel for work reasons” coverage.
• “Interruption for any reason” (IFAR) coverage.
• “Cancel for any reason” (CFAR) coverage .

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Mandy is an insurance writer who has been creating online content since 2018. Before becoming a full-time freelance writer, Mandy spent 15 years working as an insurance agent. Her work has been published in Bankrate, MoneyGeek, The Insurance Bulletin, U.S. News and more.

Heidi Gollub is the USA TODAY Blueprint managing editor of insurance. She was previously lead editor of insurance at Forbes Advisor and led the insurance team at U.S. News & World Report as assistant managing editor of 360 Reviews. Heidi has an MBA from Emporia State University and is a licensed property and casualty insurance expert.

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Known for its explosion of rich culture, colour, and food, India is an attractive travel destination for travelers on a budget. Whether you're travelling to India to experience the country's cultural heritage, visit its iconic landmarks and natural attractions, take part in adventure sports, or enjoy delicious and diverse cuisine, you will find India an excellent travel destination! Although travelling to India can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to India and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

India Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for India:

Best Travel Insurances for India

• 01. Should I get travel insurance for India? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to India scroll down

Heading to India soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for India?

No, there's no legal requirement to take out travel insurance for India.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to India or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for India:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to India. It lets you choose between various plans tailored to meet the specific needs of your trip to India, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for India:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to India? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to India

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for India. However, we strongly encourage you to do so anyway, because the cost of healthcare in India can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

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