germany travel insurance from india

What are you looking for?

Information on travel medical insurance.

Please note: German Missions accept Indian Travel Medical Insurances only from approved Indian Travel Insurance companies.

The list of Indian travel insurance companies offering travel medical insurance for the Schengen visa process has been approved by the consular missions of the Schengen countries, effective of July 2022.

Please note that the German Missions only accept Indian Travel Medical Insurances from approved Indian Travel Insurance companies listed below.

APPROVED LIST OF INDIAN TRAVEL INSURANCE COMPANIES OF THE CONSULAR POSTS OF SCHENGEN STATES PROVIDING TRAVEL MEDICAL INSURANCES FOR SCHENGEN VISA PROCEDURE EFFECTIVE OF JULY 2022

This list is applied by the Schengen States of Austria, Belgium, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland as well as the European Union Member States of Bulgaria, Croatia, Cyprus and Romania. Consular Posts of Schengen States approved the travel medical insurance policy schemes for corporate travels of travel insurance companies on this list with 70 years of age as upper limit of appropriate full coverage. Acceptance of travel medical insurance policy schemes for group travels (e.g. tour or incentive groups) with 70 years of age as upper limit of appropriate full coverage is conditioned by the Consular Posts of Schengen States ability to check the coverage of individual members of these groups in the Travel Insurance Portals of Non-Life Insurers of the General Insurance Council. Failure of this verification may lead the Consular Posts of Schengen States to the request of submitting a new travel medical insurance policy for the visa procedure. Visa applicants are advised to note that other travel medical insurances issued by Indian insurance companies are not accepted for Schengen visa procedure. However, visa applicants may seek to obtain insurance in any other country where claims against the insurance company would be recoverable in a Schengen State.

Visa applicants for a Schengen visa for one or two entries shall prove that they are in possession of adequate and valid travel medical insurance to cover any expenses, which might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment or death, during their stay(s) on the territory of the Schengen States. Visa applicants for a uniform visa for more than two entries (multiple entries) shall prove that they are in possession of adequate and valid travel medical insurance covering the period of their first intended visit. In addition, such applicants shall sign the statement, set out in the application form, declaring that they are aware of the need to be in possession of travel medical insurance for subsequent stays. The insurance shall be valid throughout the territory of the Schengen States and cover the entire period of the person’s intended stay or transit. The minimum coverage shall be EUR 30 000. Applicants shall, in principle, take out insurance in their country of residence. Where this is not possible, they shall seek to obtain insurance in any other country. When assessing whether the insurance cover is adequate, consulates shall ascertain whether claims against the insurance company would be recoverable in a Schengen State.

**This note makes reference to Article 15 of Regulation 810/2009 of the European Parliament and of the Council of 13 July 2009 establishing a Community Code on Visas.**

Top of page

Don't Risk Your International Trips Get Travel Insurance Now! We also cover Coronavirus hospitalisation -->

#1.5 crore+.

Happy Customers

Cashless Hospitals

24x7 In-house

Claim Assistance

Travel Insurance for Germany

Germany, officially called the Federal Republic of Germany, is a country in the central region of Europe. It is among the top international holiday destinations in the world, known for its diverse range of tourist attractions. Whether you want to spend some time in the beautiful countryside or take a tour of the various historical and natural landmarks, the country offers tons of sightseeing opportunities to its visitors. When planning your next European vacation to this country, consider investing in good international travel insurance .

Travel insurance for Germany will keep you financially covered against a number of contingencies that may happen during your trip. Continue reading further for additional information on this matter.

Key Features of Travel Insurance Germany

Here is a list of some of the important features of Germany travel insurance;

Types of Travel Insurance for Germany

The type of Germany travel insurance you choose should be based on your travel requirement. Here are the main choices that are offered;

Travel Plans for Individual

This type of international travel insurance covers solo travellers against medical, baggage and travel-related contingencies.

Travel plan for Families

This type of international travel insurance offers coverage to multiple members of a family during a trip under a single policy.

Travel plan for Students

This type of international travel insurance is designed to offer coverage to students travelling abroad for education-related purposes.

Travel plan for Frequent Fliers

This type of plan is designed to offer coverage to senior citizens during their international holidays.

Travel Plan for Senior Citizens

This policy will help secure multiple trips under one international travel insurance plan within a specified period.

Benefits of Buying Travel Insurance Germany Plan

Investing in Germany travel insurance has tons of benefits. Some of the crucial ones are explained below:

Financial Peace

International travel insurance provides financial peace by offering coverage for unexpected circumstances, reducing stress and financial burden.

Cashless Benefits

Germany travel insurance includes cashless medical assistance, ensuring you can receive treatment at network hospitals without worrying about upfront payments.

Quick Assistance

Enjoy 24x7 customer support and efficient claims processing with Germany travel insurance, ensuring a hassle-free trip.

Baggage Security

Protect your belongings from delays, loss, or damage during your international journey by purchasing Germany trip insurance.

Comprehensive Medical Coverage

Germany travel insurance covers various medical expenses, including emergency medical care, dental costs, evacuation, repatriation, and more.

Journey-Related Complications

Get coverage for unexpected situations like flight delays, personal liability, and hijack distress allowance, enhancing your travel experience.

Buy Travel Insurance & Travel to the US Safely

Thinking about visiting France for your next European holiday? Secure your trip now with international travel insurance by HDFC ERGO.

What's covered under travel insurance for germany from india.

Here are some of the things that are usually covered under Germany travel insurance for Germany from India;

Medical-related coverage
Journey-related Coverage
Baggage-related Coverage

Medical emergency-related expenses

Our policy covers the costs related to medical emergencies, so you don’t have to break your pocket during your trip.

Dental emergency-related expenses:

Germany travel insurance also covers the expenses related to dental emergencies that you may face.

Medical evacuation

In case of medical emergencies that require immediate care, our policy helps by covering the expenses related to air/land medical evacuation to the nearest healthcare centre.

Hospital daily cash allowance

Our policy also helps you to take care of petty hospitalisation-related expenses, so you don’t have to exceed your travel budget.

Medical and body repatriation

In the tragic event of death, our policy will be responsible for covering the expense of transferring one’s mortal remains to their home country.

Accidental death

In the unfortunate event of accidental death while travelling, our policy will offer a lump-sum compensation to your family.

Permanent disablement

To ease your burden if an unforeseen occurrence results in permanent disability, the policy will offer you a lump sum compensation.

Personal liability

If you find yourself responsible for third-party damage in a foreign country, our policy will make it simple for you to compensate for those losses.

Financial emergency assistance

In case you experience a cash crunch caused by theft or robbery, our policy will help facilitate emergency fund transfers from India.

Hijack distress allowance

In case your flight gets hijacked, we will do our part by offering compensation for the distress it causes you while the authorities handle the situation.

Flight delays

Our Germany travel insurance offers a reimbursement feature that will help you cover the expenses related to essential purchases arising out of a flight delay.

Hotel Accommodations

In case you need to extend your hotel stay due to a medical emergency, our policy will cover those additional expenses.

Loss of baggage and personal documents

You will be covered for the expense of replacing lost or stolen personal documents and belongings with our Germany travel insurance.

Loss of checked-in baggage

Our policy will offer you compensation in case of loss of checked-in baggage. So, don’t worry about spending your Germany trip in the absence of your essentials.

Delay of checked-in baggage

In case your check-in baggage gets delayed, our policy will cover the essentials purchases while things get sorted.

What's Not Covered Under Travel Insurance for Germany from India?

Your travel insurance for Germany from India policy may not offer coverage for;

Breach of Law

Health complications that are caused due to war, terrorism or breach of law are not covered under the travel insurance plan.

Consumption of intoxicants

If you use intoxicants or banned substances, the Germany travel health insurance plan will not offer any coverage.

Pre-existing diseases

If you have a medical condition prior to the trip or receive treatment for a pre-existing disease, the plan will not cover those expenses.

War or terrorism

Injuries or health complications suffered due to terrorism or war.

Self-inflicted injury

Injuries as a result of intentional harm or suicide attempts are not covered under international travel insurance.

Adventure sports

The policy will not cover injuries and hospital expenses that are caused as a result of participating in hazardous activities and adventure sports.

Obesity and cosmetic treatment

During the foreign country trip, if you or a family member choose to receive cosmetic or obesity treatment, those associated expenses will not be covered under the plan.

How to Buy Travel Insurance Online?

• Click here link , or visit the HDFC ERGO travel insurance webpage to BUY our policy.

• Enter traveler details, destination information, and trip start and end dates.

• Choose your preferred plan from our three tailored options.

• Provide your personal details.

• Fill in additional details about the travelers and proceed to pay using online payment methods.

• All that's left to do is- download your policy instantly!

Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.

Interesting facts about germany, documents required for the germany tourist visa.

Here are the examples of documents that you will need to produce for the Germany tourist visa;

• Fully completed and signed Germany tourist visa application form,

• Valid passport,

• A couple of recent passport-sized photographs,

• Proof of accommodation,

• Proof of roundtrip itinerary or reservation,

• Travel health insurance,

• Invitation letter from your host in Germany,

• Proof of financial means,

• Proof of employment status,

• Birth certificate and letter of consent from both parents (only for minors), and

• Additional documents (if needed).

Best Time to Visit Germany

Generally, both spring and summer are considered the best time to visit Germany for tourism purposes. Spring in the country stretches from March to May, bringing a warm touch to the weather after a chilly winter season. The temperature peaks around 14°C in mid-April and around 19°C in May. It is a great time for exploration, sightseeing and adventure activities like trekking, hiking, mountain biking, etc. The cherry blossoms in full bloom are another highlight of travelling to Germany in spring.

Summer, which stretches from June to August, offers a more pleasant overall temperature and weather conditions. The northern region can be a bit chilly due to the Baltic Sea blow winds, while the southern region stays comparatively warmer. It is a great time for sightseeing and exploring the countryside of Germany. Renowned events like the Berlin Culture Festival and Carnival, Schutzenfest Hannover, Freiburg Wine Festival, etc., are held during this period.

To know more about the best time, climate, temperature and other factors before visiting Germany. Read our blog on Best time to visit Germany .

All Year-Round Essentials for Germany

1. Passport and travel documents, including Schengen visa if required, and travel insurance information.

2. Comfortable walking shoes for exploring cities and countryside.

3. Sunglasses and sunscreen for summer.

4. Reusable water bottle to stay hydrated.

5. Camera and electronic chargers/adapters.

6. Lightweight SPF sunscreen, breathable clothing and sandals for Summer.

7. Light jacket, scarf or cardigan for cooler evenings to add warmth.

Germany travel: safety and precautionary measures to be undertaken

• Be aware of your surroundings.

• Keep your purses, personal documents and other valuables secure, especially in crowded tourist areas.

• Use only officially marked taxis

• Always carry with you the contact details of the Indian embassy.

• For up-to-date information on 'safe' and 'unsafe' areas of the city, consult with your hotel manager or local tourist information officer.

Covid-19 travel specific travel guidelines

• Wear a face mask in public places and while using public transportation.

• Maintain personal hygiene and safe distancing in crowded tourist areas.

• Learn about the latest regional Covid-19 guidelines and rules and follow them.

• Comply with the local authorities if you develop any symptoms.

List of International Airports in Germany

Let travel insurance handle the additional expenses caused by extended hotel stays due to medical emergencies. click here to know more, popular destinations in germany.

Here are some of the most popular travel destinations in Germany that you can add to your trip itinerary;

Berlin is the largest as well as the capital city of Germany. Home to over 3.7 million individuals, it is often the starting point of most Germany travel plans. Berlin is a city covered in history and has numerous renowned tourist sites and cultural attractions. From taking a tour of the beautiful Berlin Cathedral to having a glass of chilled beer at one of the many renowned bars, there are a lot of things you can do during your visit to this city. The major tourist attractions of Berlin are Reichstag, Museum Island, Gendarmenmarkt, Victory Column, Berlin Wall Memorial, etc.

Nestled on the banks of the beautiful Isar River, Munich is the third largest city in the country. It is an ideal location in Germany where you can find a unique blend of rich history, culture, traditions and modern development. Home to the world-class football club, FC Bayern Munich and the central headquarter of BMW, Munich is also one of the most visited cities in Germany. Other tourist attractions in the city are Schloss Nymphenburg, Deutsche Museum, Peterskirche, Residenz, Asamkriche, etc. Find cheap travel insurance from India to Germany on HDFC ERGO.

Frankfurt, officially called Frankfurt am Main, has been a prominent centre of history and religion in the region. The contrasting visuals of the cityscape due to the presence of modern skyscrapers and medieval structures attract massive tourist attention from around the world. Some of the most notable attractions in and around Frankfurt are Romer, Frankfurt Old Town, Paulskirche, Kaiserdom St. Bartholomaus, Eiserner Steg, Zoo Frankfurt, etc.

Located in the western end of the country, Cologne is one of the most popular tourist destinations. This beautiful city is one of the most important cultural hubs in the region, home to several galleries, museums, historical sites, etc. During your visit to Cologne, Germany, make sure to check out the Cologne Cathedral, Old Town Cologne, Cologne City Hall, etc.

Hamburg ranks as the second largest city in Germany, after Berlin. It is a well-known tourist destination in the region, and a massive hub for art, history, culture, entertainment and commerce. Some of its main attractions are Speicherstadt, HafenCity, Maritime Museum Hamburg, Planten un Blomen Hamburg, etc.

Nestled along the Neckar River, Heidelberg is known for its romantic setting and the iconic Heidelberg Castle. Wander through the historic Old Town with its charming baroque architecture, visit Germany's oldest university, and enjoy panoramic views from the Philosopher's Walk. The town's picturesque charm, cultural heritage, and serene riverside create an unforgettable experience.

Things To Do in Germany

During your trip to Germany, make sure to try these things;

• Visit the Berlin TV Tower to get the best panoramic views of the city from a height of 368 meters.

• Go on a wine-tasting tour offered across several cities in Germany.

• Catch a thrill-seeking live game of football in Germany’s top professional football league, the Bundesliga.

• Take a guided tour of the fascinating castles located all across the country.

• Enjoy an adventurous Rhine riverboat ride with your loved one.

• Check out Museum Island, a UNESCO World Heritage Site, to learn more about history.

• Go on a shopping spree at the major markets in Germany, such as Schildergasse in Cologne, Zeil in Frankfurt, Ku’damm in Berlin, Konigsallee in Dusseldorf, etc.

Money Saving Tips

Travelling across Germany can be quite expensive, however, there are a number of ways through which you can save a lot of money. For example;

• One of the best ways to save money during your Germany trip is to schedule your visit during a non-peak season. The prices of accommodations, transfers, and other services during this time remain comparatively cheaper due to the low tourist crowd.

• Try to ditch taxis or rentals when travelling in Germany as they can be pretty costly. Go for local public transport, like trams, busses, trains, etc., as they are equally reliable and much cheaper in comparison.

• Make sure to shop wisely when in Germany. It is because things are quite expensive there, and bargaining may not work in most places.

• Consider dining at local restaurants to save a lot of money when eating out in Germany. Otherwise, the cost of food at luxury restaurants can drain a hole in your travel budget.

• Make sure to take advantage of the free activities and museum tours offered at various locations in Germany. It is a great way for you to save money while sightseeing.

• Investing in travel insurance for Germany can keep you financially safe against unforeseen events. It is a great precautionary step that you can take to save money during your Germany trip. Find the best travel insurance for Germany by clicking here .

List of Well-known Indian Restaurants in Germany

Here are some of the best Indian restaurants in Germany that you can visit during your trip;

• Bombay Palace Address: Darmstädter Landstraße 6, 60594 Frankfurt am Main, Germany Must-try: Lassi

• India Club Address: Behrenstraße 72, 10117 Berlin, Germany Must-try: Pindi Chole Kulcha

• Singh Indian Restaurant Address: Steindamm 35, 20099 Hamburg, Germany Must-try: Shahi Paneer

• Delhi 6 Restaurant Address: Friedrichstraße 237, 10969 Berlin, Germany Must-try: Kadai Paneer

Local Law and Etiquette in Germany

Here are some important locals laws and etiquette in Germany that tourists should follow;

• Jaywalking in Germany is illegal and a fineable offence. Make sure to wait for the road-crossing light to turn green before you take on the zebra crossing.

• Before your visit, make sure to learn about the proper way to recycle waste in Germany. Improper waste disposal is not appreciated in the region.

• Make sure to enquire whether wearing shoes are allowed within the household before entering.

• Do not confuse the bicycle lane as a footpath because you will be blocking the path of cyclists. It is both dangerous and a major traffic offence.

• When greeting someone in Germany, especially strangers, be sure to address them formally.

• You can use both Guten Tag (good day) and Hallo (hello) for the purpose of greeting someone. And to say goodbye, use “Tschüss”.

Indian Embassies in Germany

Following are the details of the Indian Embassy in Germany;

International Travel Insurance for Most Visited Countries

Take your pick from the options below, so you can be better prepared for your trip to a foreign country

Travel Insurance for

List Of Countries Where Travel Insurance Is Mandatory

Here are some of the countries that require mandatory overseas travel insurance: This is an indicative list. It is advisable to check each country’s visa requirement independently before travel.

Schengen countries

the Netherlands
Switzerland
Liechtenstein and Luxembourg

Other countries

Source : VisaGuide.World

Travelling to the US?

Searching for affordable switzerland travel insurance get quick quotes on your favourite plan in just a few clicks, read latest travel insurance blogs.

Hotcourses Abroad - Which course is best for Abroad jobs?

Family-Friendly International Destinations for Indians

Global Getaways for Unforgettable Family Adventures In 2024

Secure Your Trip: Importance of Asia Travel Insurance

Australia Transit Visa for Indians: Fees, Processing Time, and Validity

Frequently asked questions, 1. do you need travel insurance to go to germany.

Yes. In order to apply for a Schengen visa for Germany, you are required to have valid travel insurance.

2. How much will a travel policy for Germany going to cost?

A lot of factors can affect the cost of travel insurance for Germany, such as trip duration, total travellers and their respective ages, type of selected coverage, etc. You can visit our website for cheap travel insurance from India to Germany.

3. Is a medical check-up mandatory for a travel insurance Germany plan?

Medical check-up requirement for travel insurance entirely depends on your insurance provider. For example, with the travel insurance Germany plans offered by HDFC ERGO, there’s no need for you to go through a mandatory health check-up prior to travelling.

4. Will German travel insurance cover any pre-existing diseases?

Generally, most German travel health insurance does not cover pre-existing illnesses under its protection.

5. How can I buy travel insurance for Germany?

You can easily buy international travel insurance for Germany online or offline. For instance, you can follow the step-by-step method mentioned on this page or click here to learn about how to buy travel insurance for Germany from HDFC ERGO.

6. What is the best travel insurance plan for Germany?

The best travel insurance for Germany is a policy that covers all your basic needs, has tons of benefits and features and comes at a reasonable price tag. You can find cheap travel insurance from India to Germany on HDFC ERGO .

7. What is the minimum travel insurance coverage required for travelling to Germany?

The minimum German travel health insurance coverage should be 30,000 EUR, and it applies to all Schengen member states.

Awards & Recognition

BFSI Leadership Awards 2022 - Product Innovator of the Year (Optima Secure)

ETBFSI Excellence Awards 2021

FICCI Insurance Industry Awards September 2021

ICAI Awards 2015-16

SKOCH Order-of-Merit

Best Customer Experience Award of the Year

Icai awards 2014-15.

CMS Outstanding Affiliate World-Class Service Award 2015

iAAA rating

ISO Certification

Best Insurance Company in Private Sector - General 2014

Motor Insurance

Health Insurance

Pet Insurance

Pet Insurance : Pet Insurance

Travel Insurance

Home Insurance

Other Insurance

Expert Profiles

Expert Profiles: Deepika Mathur | Diwaker Asthana | Mukesh Kumar | S.Gopala Krishnan

Customer Reviews

Hospital Network

Healthcare Network : Hospital Empanelment form | Product wise cashless services

Procedure to make changes

Procedure to make changes: Health Insurance | Home Insurance | Motor Insurance | Travel Insurance | Personal Accident Insurance

Read in Hindi

Read in Hindi: Health Insurance Hindi | Car Insurance Hindi | Two Wheeler Insurance in Hindi | Home Insurance in Hindi

Our Promoters

Our Promoters: HDFC Bank | ERGO

Cyber Insurance

Cyber Sachet Insurance

Commercial Vehicle Insurance

Passenger Carrying Vehicle Insurance
Goods Carrying Insurance

Corporate Insurance

Casualty Insurance
Group Insurance
Property & Misc Insurance
Risk Consulting Services
Speciality Insurance
Pradhan Mantri Fasal Bima Yojana
Cattle Insurance Policy
Rainfall Index Insurance
Pradhan Mantri Suraksha Bima Yojana

Customer Claim Intimation

Workshop claim intimation, track claim status, claim process.

Critical Illness Insurance
Personal Accident Insurance
Group Medical Insurance
Group Personal Insurance
Group Travel Insurance
Marine Hull & Machinery Insurance
Kidnap Ransom Insurance
Cattle Insurance

Corporate Claims

Track Health Claims
Track Non Health Claims

Third Party Claim

Habit of Life Survey NEW
Download Here App NEW
All Things EV
Insurance Gyan
Wellness Corner NEW
Know Your Policy
Garage Network
Diagnostic Centers
Branch Locator
Workshop Portal
HDFC ERGO community
Grievance Redressal

Travel Germany Insurance

Travel Insurance Germany

Do you need travel insurance for Germany? Read on to know more!

Situated in Central Europe, Germany is a picturesque country surrounded by the North Sea and the Baltic Sea in the North. To the south of the historic nation lie the Alps. With its diverse landscapes and unique place in history, Germany is one of the most popular tourist destinations across the globe. From museums to memorials, architectural masterpieces to art galleries, there is something in the country to fascinate people from different socio-economic backgrounds and nationalities.

If you are planning a trip to Germany, it is advisable to purchase travel insurance for Germany to ensure that your trip is financially safeguarded.

The major benefits of having a travel insurance Germany plan are as follows .

Travel assistance
Coverage for loss or delay of baggage
Hijack cover
Local assistance
Medical assistance to the tune of ₹5 lakhs with travel health insurance for Germany
Cover against personal liability
Cover for accident and sickness
Reimbursement for the cancelled bookings for hotels or flights
Automatic extension of your Germany travel insurance plan for 7 days in case of a delay or cancellation of your flight back home
Reimbursement for emergency medical transportation, treatment, and the necessary medical supplies
Feasible travel insurance Germany plans, including coverage for Covid-19

Expert's Guide to Germany Visa Process

Places to visit in germany, travel insurance for germany from india.

Travelling to an international destination like Germany requires substantial planning and forethought. The more planned you are, the better prepared you are to handle any unanticipated circumstances during your travels. Hence it is important to conduct sufficient research about the place you are travelling to and the applicable local laws for visitors. Furthermore, you must ensure that your travel arrangements are complete in time so as to avoid any last-minute glitches. You can also opt to buy a travel insurance plan for Germany online.

Irrespective of a high degree of planning, there are some events that are uncontrollable and may affect the implementation of your plans. The ongoing Covid-19 pandemic, for instance, has brought the entire world to a standstill and caused a massive disruption in international travel. There are strict entry restrictions in place in most countries, with a limited number of incoming and outgoing flights allowed.

Therefore, it is more important than ever before to be extremely thorough whilst planning your international trip and take border restrictions and Covid-19 resultant protocols into account. To reduce the level of uncertainty associated with global travel, you must add a layer of financial security to your journey to Germany by purchasing a travel insurance Germany plan.

Why Do You Need Travel Insurance from India to Germany?

No matter how thoroughly you plan for anything in life, there are always uncertainties lurking around the corner, carrying the power to send your plans into disarray. Planning for an international trip is a comprehensive task, one that requires accounting for contingencies. Therefore, you must secure your international travel plans by purchasing a suitable travel insurance policy.

If you are travelling to Germany, it is recommended to have an adequate Germany travel insurance policy so as to extend the necessary protection to the travelling party which may include friends and family. While selecting a travel insurance policy for Germany, you must ensure that the plan comprises a health insurance cover as well. If you or your co-travellers happen to fall ill during the trip, the aforementioned plan can provide you with substantial financial assistance.

A suitable Germany travel insurance plan is also of great help in the event of the loss or delay of baggage at any of the airports you pass through during your journey. With the excellent travel insurance Germany plans offered by Tata AIG, you can choose the coverage as per your insurance requirements and budget and stay financially secured against any adverse events during your journey.

Here are some of the benefits offered by the Tata AIG travel insurance Germany plan.

Journey Cover

An insurance cover against the delay or cancellation of flights, the cancellation of hotel bookings, and the loss of passport during your trip

Baggage Cover

Reimbursement of the required expenses in the event of the delay in arrival or loss of check-in baggage

Medical Coverage

Covid-19 cover to provide you financial assistance if you test Covid positive during the trip
Travel health insurance for Germany to financially support you in the wake of any accidents or sickness during your journey or stay in Germany

Other benefits

Affordable policies with an extensive coverage
Quick and easy purchase process for online Germany travel insurance without there being any comprehensive health check-up
The flexibility to pay in Indian Rupees and get coverage in United States Dollars

Visa Information for Germany

Indian nationals planning to visit the central European nation of Germany can apply for the following categories of visas.

Tourist Visa

If you are travelling to Germany as a tourist, you can apply for a tourist visa to the nation. The Schengen Tourist Visa is valid for a maximum period of 3 months. You can apply for a Schengen Tourist Visa at the German embassy or consulates in India. The Schengen Tourist Visa carries a fee of €80.

For Indian nationals visiting Germany to meet their relatives or friends, the visa category applicable is the aforementioned visa.

Language Course Visa

If the purpose of your visit to Germany is learning the German language through a comprehensive course, you can apply for a Language Course Visa to the country. It is important to remember that the selected course must have a duration of 3 to 12 months, with at least 18 hours of lessons per week. This visa is usually granted for the duration of the language course and is extendable for up to one year under special cases.

Student Applicant Visa

Indian nationals who have applied for an educational programme at a university in Germany and stand a substantial chance of admission can apply for a Student Application Visa. With the aforementioned visa, the applicant can participate in examinations, interviews, and other important pre-admission formalities in Germany. This visa can be converted into a Student Visa following their admission to a German university.

Student Visa

If you have been accepted into an academic institution in Germany, you are required to apply for a Student Visa for the nation. Valid for a period of 3 months, a student visa has to be accompanied by a Residence Permit if your intended stay in Germany exceeds 3 months. The fee for a Student Visa to Germany is €75.

Business Visa

For Indian citizens wishing to conduct business activities in Germany, a short-term Schengen Visa is required. A German Business Visa is valid for a stay of 90 days in the country spread across a maximum period of 6 months. With a fee of €80, a German Business Visa has two variants, namely a single-entry visa and a multiple-entry visa.

Working/Employment Visa

If you are travelling to Germany to work in the country, you need to apply for a Germany Working/Employment Visa. This visa is a long-term visa and the validity of the visa is determined on the basis of the duration of your employment contract. It is permissible to seek an extension to your employment visa as long as your employment status remains unchanged.

In addition to the aforementioned visa categories, Indian nationals travelling to Germany can also apply for one of the following types of visas.

Airport Transit Visa
Medical Treatment Visa
Guest Scientist Visa
Training/Internship Visa
Trade Fair and Exhibition Visa

Entry Information for Indian citizens travelling to Germany

Indian nationals travelling to Germany are required to comply with the following entry requirements and documentary proof.

An Indian passport that is valid for at least three months from the date of arrival and not issued earlier than 10 years
Two passport-sized photographs
A valid visa to Germany
A self-declaration form
A proof of eligibility to enter Germany at arrival that could be a Residence Permit, Employment Certificate, or University Certificate proving your enrolment in a German university
Proof of sufficient funds for your stay in Germany
Submission of a Digital Registration Form upon arrival in Germany
Compliance with the prevailing European Union transit rules
A travel itinerary, including a return ticket, if applicable

Covid-19 guidelines for travelling to Germany :

All foreign nationals travelling to Germany amidst the ongoing pandemic are required to adhere to the following guidelines:

Wear a surgical mask, an FFP2 mask, or a K95 mask during the journey and transit
A negative RT-PCR test report of a test sample not older than 48 hours from the arrival time or proof of Covid-19 vaccination
Quarantine for 10 days upon testing positive for Covid-19 on arrival. The quarantine can be reduced to 5 days if the individual subsequently tests negative for Covid-19.
Comply with the quarantine rules issued by the different states in Germany

Travel Documents Required while Travelling from India to Germany

If you are travelling to Germany, you must remember to carry the following travel and identification documents with you.

A valid Indian passport that is not older than 10 years and is valid for at least three months
Two recent passport-sized photographs
A valid Schengen Visa
A copy of the data page of your passport
A valid travel medical insurance plan for Germany
A cover letter comprising the itinerary of the trip
Travel documents, including flight and railway tickets as applicable
A proof of your intended accommodation in Germany
Evidence of your present financial status, including payslips, proof of income, bank statements, and Income Tax Return.
Employment Letter from your employer, if applicable
No-objection certificate from your university, if applicable
Proof of your civil status, including a marriage certificate, death certificate of spouse, or birth certificate of children

Covid-19 specific travel documents for Germany :

A negative RT-PCR test report not older than 48 hours from arrival in Germany or the proof of Covid-19 vaccination

Germany Travel: Safety and Precautionary Measures to be Undertaken

Keep your passport safe at all times.
Check your passport for the permissible duration of the visit.
Respect the country’s laws and regulations.
Use official commercial means of transport and avoid seeking private help.
Do not stay in the country post the expiration of your visa
Protect your belongings, especially when you are in crowded places and tourist hotspots.
Avoid travelling to unfamiliar or remote areas, particularly during the night.
Do not participate in any unlawful activities.
Do not violate public decorum through your words, actions, or a combination of the two.

Choose the best travel insurance for Germany to financially secure yourself against any untoward incidents.

Covid-19 specific safety guidelines :

Wear a mask over your nose and mouth, particularly while using public transport.
Practise social distancing.
Cooperate with the local government and designated authorities by following the Covid-19 guidelines.
Monitor yourself for Covid-19 symptoms and self-isolate and get tested if you develop any of the symptoms.
Having the best travel health insurance for Germany during your travel will also be useful.

The Indian Embassy in Germany

The Indian Embassy in Germany is located at the following address in the capital city of Berlin.

The Embassy of India, Tiergartenstraße 17, 10785 Berlin, Germany

Present Ambassador : The position of Indian Ambassador to Germany is presently vacant. From April 2017 to June, 2021 Mrs Mukta Dutta Tomar had held the position of India's Ambassador to Germany.

Contact details of the Embassy :

Website : Embassy of India, Berlin, Germany

Email : [email protected]

Telephone number : +49 - 30 - 257950

Fax number : +49 - 30 - 26557000

Working hours : Monday to Friday, 9:00 AM to 5:30 PM

Working hours for Consular Services :

Submission of documents : Monday to Friday, 09:30 AM to 12:30 PM

Collection of documents : Monday to Friday, 4:00 PM to 5:00 PM

Consular Services Telephone Number****bold text : +49 - 30 25795 820

International airports in Germany

Here are the major international airports in Germany, listed in order of their average international traffic.

Frankfurt Airport, Frankfurt
Munich International Airport, Munich
Dusseldorf International Airport, Dusseldorf
Berlin Tegel Airport, Berlin
Hamburg Airport, Hamburg

Currency and Foreign Exchange

The currency of Germany is the Euro (€) which is the official currency of 19 of the 27 nations that are members of the European Union. Since the exchange rate between the Euro (€) and the Indian National Rupee (₹) varies daily, it is advisable to monitor the prevailing exchange rate before your trip to Germany. Furthermore, you must carry a sufficient amount of the aforementioned currency during the journey.

Germany Tourist Places

Once you have secured your travel with the right travel insurance plan to Germany, you can go ahead and explore the top tourist places in the country. With deep roots in history and a significant place in modern international politics, Germany is a country renowned as much for its historic landmarks as its modern architectural marvels. From the Bavarian Alps to the majestic valleys of the Rhine, Germany is adorned with natural beauty that has fascinated tourists for a long time. If you are planning to visit the central European nation, the following places must be on your bucket list.

The capital city of Germany, Berlin, is hailed as being one of the cultural centres of the European continent. With its iconic landmarks and cosmopolitan diversity, the city effortlessly combines ancient charm and modern luxury. Whilst in Berlin, you must visit the Brandenburg Gate, Museum Island, the German Historical Museum, and Charlottenburg Palace.

Nestled on the edge of the Bavarian Alps, Munich is one of Germany's largest cities and a tourist favourite. Adorned with glorious churches, the city is famous for its cultural and religious heritage. If you visit Munich, be sure to go to Micahelskirche, a Renaissance-era marvel and the Marienplatz which is a massive open square in the middle of the city. There are several art galleries and museums you can visit in Munich.

Renowned as a hub of trade and commerce, the German city of Cologne has no dearth of churches, cafes, and galleries. Established in the Roman era, the city has several monuments that pay homage to Roman architecture and culture. Cologne Cathedral is one of the most famous architectural marvels in Cologne.

The Rhine Valley

The picturesque city of Koblenz is famous for scenic views of the Rhine Valley and the confluence of the Rhine and Mosel rivers. Across the banks of the Rhine, there are several gorgeous towns that seem akin to a postcard from an age long gone. With verdant gardens and mesmerising castles, this area is reminiscent of classical towns of centuries past.

The Black Forest

Located in South-West Germany, the Black Forest is adorned with the valleys of multiple rivers and beautiful hills. There are several hike trails in the region, making it a preferred destination for hikers and nature enthusiasts. Whilst in the area, you must visit the Black Forest Railway and the Black Forest Open Air Museum.

Best Time to Visit Germany

The best time to visit Germany is between March and May when it is spring in the country and between October and November during the season of autumn. During both the seasons mentioned above, the temperature in Germany hovers around a pleasant 19 degrees Celsius. Since the country usually experiences high tourist footfall during the summer months of June to September, it is not advisable to plan your visit to Germany during summer. You can compare travel insurance plans online on our website and select the one most suited to your travel insurance requirements.

Visit Germany today and financially secure your international trip by purchasing a travel insurance Germany plan from TATA AIG Insurance. With our diverse range of international travel insurance plans, you can opt for the best travel insurance for Germany. We offer Germany travel insurance at feasible costs under our Schengen travel insurance plans. Visit our website to know more about the best travel insurance for Germany from India.

Information last updated Oct 21. While this information is sourced reliably, visa requirements can change. For the most current visa details, visit the official Consulate/Embassy website.

Other Destinations

Disclaimer / tnc.

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Going for a vacation. Here are five reasons you need travel insurance

5 Myths Travel Insurance

Why senior citizens travel insurance is must, how can i get a travel insurance germany plan.

In order to purchase travel insurance for Germany, you can visit our website and select international travel insurance under the products section. The next page will prompt you to enter some personal information and select the coverage you want. It is important to note that there are certain additional features that you can add to your travel insurance for Germany plan, namely:

Medical coverage
Baggage coverage

After choosing the coverage for your Germany travel insurance plan, you can make the payment and complete the policy purchase. The policy will get issued immediately and sent to your email inbox.

How much should I pay for a travel insurance Germany plan?

The cost of your travel insurance for Germany shall vary on the basis of many factors, including the duration of your stay in the country and the sum assured selected under the policy. If you are planning to visit Germany with your family, it is advisable to choose an adequate sum assured so that there is sufficient coverage for all of them during the trip.

Is it mandatory to buy a medical travel insurance Germany plan?

Yes, it is mandatory to have valid medical travel insurance for Germany as it is one of the prerequisites for applying for a Schengen Visa. Therefore, you must opt for a suitable medical travel insurance Germany plan before your journey begins so as to financially secure yourself against any untoward events during the trip. With the Tata AIG Schengen travel insurance plan, you can get travel health insurance for Germany and secure your trip at an affordable price.

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to TATA Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. 2008, TATA AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN: U85110MH2000PLC128425. IRDA of India Regn. No. 108. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] . Category of Certificate of Registration: General Insurance.

2008, Tata AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425. Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to Tata Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] .

Get a Quick Quote

Germany Travel Insurance

Please note that this policy is not applicable for more than 90 days on an immigrant visa. Kindly ensure your travel duration is 90 days or less.

Please note that this policy is not applicable for more than 180 days on a non-immigrant visa. Kindly ensure your travel duration is 180 days or less.

List of USA and Canada Countries

France Belgium Czech Republic Denmark Estonia Finland
Austria Germany Greece Hungary Iceland
Italy Latvia Liechtenstein Lithuania Luxembourg
Malta Netherlands Norway Poland Portugal
Slovakia Slovenia Spain Sweden Switzerland

List of European Union Member States These are not Schengen States but with similar travel insurance requirements.

List of schengen countries, list of european union member states these are not schengen states but with similar travel insurance requirements. our schegen travel insurance covers these countries., list of asia countries.

Afghanistan Armenia Bahrain Bangladesh Bhutan
Brunei Cambodia China Cyprus Indonesia
Iraq Israel Japan Jordan
Kuwait Kyrgyzstan Laos Lebanon Malaysia
Maldives Mongolia Nepal
Oman Pakistan Palestine Philippines Qatar
Saudi Arabia Singapore South Korea Sri Lanka
Taiwan Tajikistan Thailand Timor-Leste Turkmenistan
United Arab Emirates (UAE) Uzbekistan Vietnam Yemen
Rest of the World
Russia Turkey Azerbaijan Georgia Kazakhstan

Travel Scope

Please select age group.

List of Schengen States

List of asian countries, non schengen european union states covered under icici schengen travel insurance.

USA or Canada

Single Trip

Extend policy, travel insurance, in which age group do you fall, what would be the maximum duration of your trips, when do you depart from india for your first trip.

*All the travelling members are Indian residents and will be travelling from India

I agree to the Terms and Conditions Please accept terms & conditions

To manage your WhatsApp preferences click here

Select Travel scope

Where are you travelling to done, planning to visit multiple countries in a single trip.

Up to 70 years
71 and above

How many people are travelling?

Total travellers.

Sorry, we can’t go ahead.

Explore Remarkable Germany with Our Safety Net

ICICI Lombard international travel insurance offers comprehensive plans with extensive coverage that help make your journey secure and hassle-free. Hospitalisation expenses incurred in a foreign land can put a major dent in your finances for the long term.

There is also the risk of unforeseen events like a natural catastrophe or social or political unrest that might halt your travel plans in an instant. Considering the currency exchange rates, facing problems in a foreign land may result in putting a hole in your pocket.

ICICI Lombard’s travel insurance policy offers benefits like cashless hospitalisation worldwide and political risk and catastrophe evacuation that help to cover these problems. Moreover, we also provide value-added services that take care of your dependents back home.

The beautiful landscape of Germany with its gastronomic delights, breath-taking architecture and soul-stirring scenery makes it one of the most travelled destinations of the world.

Get going on this unforgettable adventure with ICICI Lombard as your travel companion.

Benefits of Travel Insurance in Germany

Cashless Hospitalisation Worldwide

Trip Cancellation and Interruption Reimbursement

Political Risk and Catastrophe Evacuation

Value Added Services for Dependents in India

Compassionate Visits

Coverage for Personal Accident

No Medical Tests Required up to 85 Years of Age

Things to Do in Germany

There is a vast expanse of hills, valleys, rivers and forest stretches here that transports you to the serene and revitalising charm of nature. Take for the example the Schwarzwald which translates to the Black Forest. This is that mystical place where Hansel and Gretel encountered the wicked witch!

Small villages with farmhouses and a peaceful countryside surround this region. Most of the towns in this area have a tourist office so you can explore its remarkable terrain with ease.

Wander through its castles and palaces

Germany boasts of many romantic medieval castles, like the Schloss Neuschwanstein, which was a model for Disney's Sleeping Beauty castle. Surrounded by pine trees and covered in soft snow during winter, it almost seems like a mirage at a glance.

Be a part of its lively civilisation

Though most of the towns over here are steeped in history, they are also modernised enough to get that kaleidoscopic blend of Romanesque architecture and art museums to underground clubs and sky bars. Whether it is The Berlin Wall, Brandenburg Gate, Reichstag or even the Holocaust Memorial, Germany is littered with poignantly iconic destinations.

Embassy Information

Being aware of your home country's embassy and consulate locations can prove to be big help in a variety of situations like loss of identification, political tension, catastrophe which results in evacuation etc. Here are the Indian Embassy and Consulate locations in Germany:

List of International Airports in Germany

Visa procedure.

To apply for visa, first make sure that you know your visa type and have arranged the documents for your application as per the list provided under required documents.

You will generally need the following documents:

Visa Application Form
Other Necessary Information

Apply online at a German Embassy/Consulate with the jurisdiction (as listed in the table below). Your application will be examined in the embassy or consulate and you may be contacted for an interview, if necessary. After completion of the verification process and post approval, you will be issued a travelling visa.

List of Well-known Indian Restaurants in Germany

Savour some mouth-watering desi delicacies at these Indian-themed restaurants in Germany:

Customer Reviews

Shiva Rajapurkar

I had gone for my honeymoon trip to Germany a week back. My wife and I opted for ICICI Lombard international travel insurance as it offered beneficial covers. We had to unexpectedly extend our hotel stay, but the emergency hotel extension benefit had us covered. We could resume our trip in a few days and it didn't cut into our budget.

Shahnaz Sanchawala

I visited my sister in Berlin a month back. Since I was leaving my mother alone back in India, and since she suffers from frequent asthma attacks, I opted for ICICI Lombard travel insurance policy that offers value added services. Basically, it takes care of dependents in India. The arrangement of medical assistance and home nursing care assistance benefit lessened my worries. Help was just a phone call away for her.

International Travel Insurance

ICICI Lombard also offers insurance for the below products

Two Wheeler Insurance

Car Insurance

Health Insurance

Home Insurance

Blog Outline

Home > Blog > Travel > Insurance > Travel Insurance for Germany from India: A Complete Guide

Travel Insurance for Germany from India: A Complete Guide

30sec Snapshot

Travel insurance to Germany provides financial protection against unexpected events, covering medical expenses, trip cancellations, and lost baggage. It offers peace of mind for travellers, ensuring assistance in emergencies and unforeseen circumstances during their visit to Germany. Policies may vary, so reviewing coverage details, including medical evacuation, trip interruption, and policy exclusions, is essential.

Germany is a sought-after destination for Indian tourists, known for its rich history, stunning landscapes, and vibrant culture. Whether exploring historic landmarks, scenic countryside, or indulging in world-class cuisine, Germany has something for everyone. However, while planning your trip, it’s crucial to consider potential disruptions. Travel insurance for Germany from India plays a pivotal role in safeguarding your journey. It provides protection against unforeseen events, such as medical emergencies, trip cancellations, and lost baggage. Without it, an illness or injury could result in hefty medical bills, cancelled plans could lead to financial losses, and a lost suitcase could disrupt your journey. Moreover, travel insurance is often a mandatory requirement for Schengen visa applicants, ensuring a smooth visa process.

Insurance plans are created to cover your costs up to the specified limit. For example, most types of travel insurance companies offer to cover emergency trip extensions (in case of emergency medical insurance) with a daily allowance for a limited number of days.

You can also recover losses from trip cancellation insurance for missed flights, trains and buses with your best t ravel insurance to Germany. You can also find plans that insure your home against theft for the duration of your stay.

There is a range of options for travellers that even cover specific risks that can interfere with your ability to move around. For example, health insurance for travellers usually covers the delays in your stay during your recovery and your medical and trip cancellation expenses.

So, whether you’re exploring Berlin’s museums or hiking in the Bavarian Alps, international trip insurance ensures your German adventure remains smooth and stress-free.

Read more about what is a travel insurance and why you need it.

Scenarios Where Travel Insurance Would've Benefited:

Scenario 1: Imagine arriving in Germany for your dream vacation only to discover that your luggage has gone missing in transit.

Scenario 2: While exploring the beautiful German landscapes, you unexpectedly fall ill or sustain an injury, and your expenses increase drastically due to the expensive healthcare there.

Scenario 3: Life is unpredictable, and unforeseen circumstances might force you to cancel or postpone your trip.

Travel insurance could have saved you in all of the above scenarios: coverage for replacing essential items, medical expenses, including doctor’s visits, hospitalisation, etc., reimbursement for non-refundable flight tickets, and so much more!

Travel Insurance in Germany: Key Benefits for Indians

Travel insurance for Germany from Indians is essential as it offers various benefits and protection during your trip. Here are some key benefits of having international trip insurance:

1. Medical Coverage:

One of the most crucial benefits of travel insurance is medical coverage. It provides financial protection in case of unexpected illness or injury during your trip. Travel international medical insurance coverage includes hospitalisation, doctor’s fees, prescription medications, and emergency medical evacuation if necessary.

2. Trip Cancellation/Interruption:

International trip insurance can reimburse you for non-refundable expenses if you have to cancel or cut short your trip due to unforeseen circumstances such as a family emergency, illness, or a natural disaster. This can help you recover the costs of prepaid flights, accommodation, and activities.

3. Lost Luggage and Personal Belongings:

Travel insurance coverage normally includes the loss, theft, or damage of your luggage and personal belongings. It can reimburse you for the cost of replacing essential items like clothing and toiletries.

4. Travel Delay:

If your trip is delayed due to reasons beyond your control, such as flight cancellations, extreme weather, or strikes, the best travel insurance to Germany can cover additional expenses incurred during the delay, such as accommodation and meals.

5. Emergency Assistance:

Many travel insurance policies offer 24/7 emergency assistance services. This can be invaluable in a foreign country where you may not be familiar with local healthcare providers or procedures. They can help you find suitable medical facilities and provide translation services if needed.

6. Coverage for Adventure Activities:

Germany offers a wide range of outdoor and adventure activities. If you plan to participate in activities like skiing, hiking, or water sports, travel insurance can cover any injuries or accidents that may occur during these activities.

7. Trip Termination Due to Terrorism:

In the unfortunate event of a terrorist attack, travel insurance may cover trip termination expenses or offer assistance for a safe return home.

8. Legal Assistance:

If you encounter legal issues during your trip, such as a traffic accident or legal disputes, travel insurance may offer legal assistance and cover legal fees, helping you navigate unfamiliar legal systems.

9. Travel Assistance Services:

Travel insurance coverage often includes access to travel assistance services, which can help you with lost passport replacement, embassy information, and other travel-related emergencies.

10. Peace of Mind:

Having travel insurance provides peace of mind, knowing that you have financial protection in case of unexpected events. It allows you to enjoy your trip without worrying about unforeseen expenses.

Travelling without health insurance can be dangerous…to your wallet!

In a Nutshell

Travel insurance for Germany from India provides essential coverage for medical emergencies and trip cancellations, offering peace of mind and financial protection during international travel. It ensures assistance and support in unforeseen situations, safeguarding travellers against unexpected expenses.

Things to Consider for Travel Insurance to Germany from India

The right type of travel insurance for Germany from India differs based on factors such as the purpose and duration of your travel, the type of visa you use to travel and the number of people travelling with you. So, before you pick a plan, research what travel insurance covers in this specific travel scenario.

What should you be looking for in your travel insurance for Germany from India ? The most important points are:-

Determine your budget for travel insurance. Different policies have varying premium costs based on the coverage they offer. Find a balance between affordability and the coverage you need.

Also, read about the uses of Forex card on your international travel to Germany

2. Coverage Amount:

Medical Coverage: Consider the healthcare costs in Germany and select a coverage amount that adequately covers medical expenses. It’s advisable to have a higher coverage limit, especially if you have pre-existing medical conditions or are concerned about potential medical emergencies.
Trip Cancellation/Interruption: Ensure that the coverage amount is sufficient to reimburse non-refundable expenses, such as flights and accommodations, in case of unexpected trip cancellations or interruptions.

3. Duration of Stay:

Ensure that the travel insurance policy covers the entire duration of your stay in Germany, including any pre-trip or post-trip extensions.

4. Risk Factor of Activities Planned (if any):

If you plan to engage in adventurous or high-risk activities such as skiing or mountaineering, confirm that your travel insurance covers these activities. Some policies exclude such activities, so you may need to purchase additional coverage.

5. Coverage Terms:

Pre-existing Medical Considerations: Be transparent about any pre-existing medical conditions you have. Some insurance policies exclude coverage for pre-existing conditions, while others may offer coverage for certain conditions. Understand the policy’s stance on pre-existing conditions and consider purchasing additional coverage if necessary.
Other Personal Considerations: Assess your unique needs and preferences when reading about what does travel insurance cover For example, if you’re travelling with valuable equipment (e.g., cameras, laptops), ensure that your policy covers these items against loss, theft, or damage

6. Individual/Family/Group Cover:

Determine whether you need individual, family, or group coverage based on your travel companions. Some family insurance travel policies offer discounts for family or group coverage, which can be cost-effective if you’re travelling with family or friends.

Family insurance travel allows you to increase your coverage and ensure the safety and recovery of your loved ones if something should go wrong. Not to mention, your entire trip and the costs of bookings are also covered for the entire group with the right t rip cancellation insurance.

Since a family insurance plan requires only a single premium, you can cover everyone at a reduced cost. In this case, it would be a good idea to go for a plan that will cover the excess expenses of at least half the group in case of an emergency.

7. Visa Requirements:

Check the visa requirements for your trip to Germany. Depending on your visa type (e.g., tourist, student, work), specific insurance requirements may exist. Ensure that the travel insurance you choose meets these requirements.

8. COVID-19 Coverage:

Given the ongoing pandemic, inquire about COVID-19 coverage. Understand the policy’s provisions regarding COVID-related medical expenses, trip cancellations, and quarantine-related expenses.

Also, read about Germany Tourist Visa and Germany Student Visa from India

Before purchasing travel insurance for your trip to Germany, carefully review the policy terms and coverage limits to ensure that it meets your specific needs and requirements. Additionally, check if it covers any pre-existing medical conditions and understand any exclusions or limitations in the policy.

Mediclaim vs Health Insurance For Travelers

Travel medical insurance in Germany is a wise move that will pay for itself many times over if something unfortunate happens.

Think about the nature of your trip and choose a plan based on whether you are more suited to mediclaim vs health insurance. For example, mediclaim is helpful for individuals travelling in India, and health insurance covers medical expenses incurred abroad. Learn more about the difference between medical insurance and health insurance below:

If you are considering choosing between mediclaim vs health insurance, remember that mediclaim works against expenses related to health complications in India only and none of the extra costs and/or losses associated with an international trip. However, if you have the best Germany travel insurance, it will still save you a lot of trouble and expenses in an emergency medical situation

How to Buy the Right Travel Insurance for Germany?

Travelling to Germany can be an incredible experience with its rich history, vibrant culture, and stunning landscapes. While planning your trip, one crucial aspect to consider is purchasing the right travel insurance. Following are some considerations to look into before investing in insurance:

1. Budget vs. Coverage Requirements (Cost-Benefit):

Trip duration:, coverage type:, budget limit:, 2. specific inclusions vs. exclusions (terms):, inclusions: , exclusions:, 3. insurer track record (reviews/testimonials/claims settlement ratio):, reviews and testimonials: , claims settlement ratio:, 4. seek professional advice from an expert:, tailored recommendations: , clarification: .

Selecting the right travel insurance for Germany from India involves carefully evaluating your budget, coverage needs, understanding policy terms, and researching reputable insurers. Don’t hesitate to seek expert advice if you’re uncertain about any aspect of your travel insurance.

Some of the Best Travel Insurance in Germany

Here are some reputed insurance companies that offer travel insurance for Germany from India. Their policies provide the best travel insurance Germany-bound tourists can find.

ICICI LOMBARD
Reliance General
Go Digit Insurance

Find the best travel insurance to Germany and insure yourself now!

Key Takeaways

We’re sure you’re convinced you should get travel insurance for Germany from India, but if you’re not, let’s summarise why you should get travel insurance for Germany from India.

Emergencies can cause lots of distress and financial damage without insurance security.
Insurance allows your loved ones to support and be supported more effectively during difficult times.
The cost of health insurance for travellers is far lower than medical expenses and emergency evacuations.

Frequently Asked Questions

Provide your policy details, bills of all claimed expenditures, and any official statements from doctors/hospitals or government agencies that confirm the extent and nature of your emergency.

Yes, emergency medical evacuation is generally included in the most comprehensive travel insurance for Germany from India . However, it’s essential to review the specific terms and conditions of the policy to confirm the coverage details. When selecting travel insurance for Germany, look for policies explicitly mentioning emergency medical evacuation coverage.

The duration of coverage for travel insurance for travellers to Germany can vary depending on the specific policy and the insurance provider you choose. Generally, travel insurance policies offer coverage for a specific duration, which is typically aligned with the length of your trip. You can typically purchase travel insurance for a single trip, which provides coverage starting from the departure date until the return date specified in your policy.

Contact your insurance provider and inform them of the situation.
Collect all relevant documentation, such as medical reports and receipts.
Fill out the claim form accurately and provide detailed information.
Submit the completed claim form and supporting documents as instructed.
Keep track of your claim’s progress and communicate with the insurance provider.
Await the claim settlement decision, which may take time, depending on the process.

The policy will specify which activities and sports are covered and will specify conditions that need to be met in order for the coverage to apply. It is essential to read through before engaging in any activity.

Related Blogs

An Indian’s Guide to Overcoming Language Barriers of Communication Abroad

Travel Insurance to the UK from India: A Complete Guide

Travel Insurance to Canada from India: A Complete Guide

Travel Insurance for Dubai from India: Decoded

Travel Insurance to Singapore from India: An in-depth guide

Thailand Travel Insurance from India: A Complete Guide

Recent Blogs

14 min read

8 Best Places to Visit in Germany in 2024

Planning a 7-14 day trip to Germany? Here's the list of 8 best places to visit in Germany in 2024, including Berlin, Munich, and more. Read now!

Shishira & Navneeth

best-scuba-diving-in-the-world-for-indians

13 min read

10 Rare Destinations for the Best Scuba Diving in the World

Seeking an exhilarating underwater experience? We bring you the ten places to experience the best scuba diving in the world including Maldives, Red Sea, etc.

13 Famous Museums in the World for a Memorable Experience

An avid traveller eager to explore diverse cultures? Explore the 13 famous museums in the world and discover their core details, from location to exhibits.

Network Partners

Download App

Partner T&Cs

Legal Policies & Documents

Verify MobileApp Checksum

SBM Bank Customer Care

Discover more from Niyo

Subscribe now to keep reading and get access to the full archive.

Type your email…

Stop Paying International Transaction Fees!

Share on Mastodon

Travelling From India to Germany? Here Are 3 Health Insurances to Know in 2023

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Whether you're travelling to Germany to visit friends or family there, or just as a tourist eager to see the famous Oktoberfest, Brandenburg Gate, or Cologne Cathedral, before arriving from India, it's crucial to consider your travel insurance options And while travelling to Germany can be an accessible, it's worth remembering that out-the-pocket healthcare costs are among the most expensive in the world, so it's not just a good idea, but essential, to arrive in the country with travel health insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Germany and other countries worldwide. Our list below explores the four services we believe provide the best deals for young adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats alike.

Germany Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Germany:

Best Travel Insurances for Germany

01. Should I get travel insurance for Germany? scroll down
02. Best medical coverage: VisitorsCoverage scroll down
03. Best trip insurance: Insured Nomads scroll down
04. Best mix for youth and digitial nomads: SafetyWing scroll down
05. FAQ about travel insurance from India to Germany scroll down

Is Travel Insurance Mandatory From India to Germany?

Yes, travel insurance is mandatory when travelling to Schengen countries, including Germany. If you're entering the Schengen Area from a non-Schengen country, you must show a valid passport and travel insurance that covers the duration of their stay and a minimum coverage of 30,000 euros. Being insured is one of the necessary steps to secure a visa and enter the Schengen Area, and failure to comply may result in a denial of entry from India.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Germany or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Germany from India:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms, VisitorsCoverage is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for visitors from India travelling to Germany. It lets you choose between various plans tailored to meet the specific needs of your trip to Germany, including coverage for emergencies, doctor's visits, and other medical-related expenses. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

Coverage 9.0
Quality of Service 9.0
Pricing 7.6
Credibility 9.5

VisitorsCoverage offers a large variety of policies, and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Germany:

Policy names: Varies
Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
Trip coverage: Excellent - but only available for US residents.
Customer support: FAQ, live chat and phone support
Pricing range: USD 25 to USD 150 /person /month
Insurance underwriter: Lloyd's, Petersen, and others
Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another good travel insurance provider for Germany, especially if you're adventurous or frequently on the go and are looking for solid trip insurance from India with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

Coverage 7.8
Quality of Service 8.5
Pricing 7.4
Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
Customer support: FAQ, live chat, phone support
Pricing range: USD 80 to USD 420 /person /month
Insurance underwriter: David Shield Insurance Company Ltd.
Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for young people or digital nomads from India because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind in Germany knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

Coverage 7.0
Quality of Service 8.0
Pricing 6.3
Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

Policy names: Nomad Insurance, Remote Health
Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
Pricing range: USD 45 to USD 160 /person /month
Insurance underwriter: Tokyo Marine HCC
Best for: Digital nomads, youth, long-term travelling

Compare For Yourself

In this post, we explored three travel insurance providers you should consider for your next trip to Germany from India. That being said, there are many more providers out there, some of which might make even more sense for you depending on your travel needs and preferences. To compare the top providers on the market, run a search on Monto's travel insurance comparison engine below 👇

Find travel insurance for you:

How do they compare.

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Germany? Take a look at the side-by-side chart below:

Data correct as of 14/02/2023

FAQ About Travel Insurance from India to Germany

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to visitors worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the insured, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent tourists.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

The wing of a commercial aircraft in the clouds during a flight.

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Monito is trusted by 15+ million users across the globe.

Monito's experts spend hours researching and testing services so that you don't have to.

Our recommendations are always unbiased and independent.

Become An Agent

Respect Senior Care Rider: 9152007550 (Missed call)

Help Control COVID-19 New

Get In Touch

Claim Assistance Numbers

Health toll free Number 1800-103-2529

24x7 Roadside Assistance 1800-103-5858

Motor Claim Registration 1800-209-5858

Motor On the Spot 1800-266-6416

Global Travel Helpline +91-124-6174720

Extended Warranty 1800-209-1021

Agri Claims 1800-209-5959

Sales : 1800-209-0144

Service : 1800-209-5858

All transactions, whether they are financial or of any other nature, must be conducted exclusively through our branch offices, our online portals www.bajajallianz.com , our insurance agents or POSPs, or via insurance intermediaries registered with IRDAI who are engaged in solicitation. If you require additional clarification, please write to us at [email protected]

Thank you for visiting our website.

For any assistance please call on 1800-209-0144

Most searched keywords

Two Wheeler Insurance

Health Insurance

Car Insurance

Pet Insurance

Travel Insurance

Car Insurance Renewal

Family Health Insurance

Car Insurance Calculator

Third Party Car Insurance

Two Wheeler Insurance Third Party

Third Party Insurance for Bike

Two wheeler Insurance Renewal

Travel Insurance Germany

Select your Langauge

Travel Insurance for Germany

Share Details For Travel Insurance Quote

Thank You for Your Interest in Bajaj Allianz Insurance Policy, A Customer Support Executive will call you back shortly to assist you through the Process.

Planning to visit Germany? You should ensure not to miss carrying travel insurance for Germany! Germany is one of the most well-liked travel destinations in the world, thanks to its diversified landscapes and distinctive historical position. There is something in the nation to captivate people from various socio-economic backgrounds and nations, from museums to memorials and architectural wonders to art galleries.

To guarantee that a vacation to this beautiful destination is financially protected, it is advised that everyone planning a trip to Germany buy travel insurance for Germany.

The process of getting travel insurance in Germany is simple and hassle-free.

Why Do You Need Travel Insurance from India to Germany?

No matter how carefully you prepare for anything in life, there will always be uncertainties that can derail your plans. You must buy reliable travel insurance coverage to protect your overseas vacation plans.

It is advised to obtain sufficient travel insurance for Germany to provide essential safety for the entire travelling group, including friends and relatives. Make sure the travel insurance plan includes health coverage when choosing a policy for Germany..

If your luggage is lost or delayed at any of the airports you fly through in Germany, a good travel insurance package will be useful. With the top-notch travel insurance plans from India, you can select the level of protection based on your budget and insurance needs and keep your finances safe from unforeseen incidents while travelling.

Benefits of Having a Germany Travel Insurance Policy

With Bajaj Allianz's travel insurance policy for Germany, you can experience an exciting adventure without any worries. Our Germany travel insurance plan offers a range of benefits, including:

Instant Assistance -

You can receive immediate phone assistance anywhere in Germany with just one missed call.

Variety of Policies -

You can choose a policy that suits your needs from our wide range of plans. Additionally, students and senior citizens can opt for customized cover that meets their unique requirements.

Efficient Claims Process -

Bajaj Allianz’s claims settlement process is smooth and efficient, ensuring that your claims are settled quickly.

Comprehensive Coverage

Bajaj Allianz’s travel insurance policy provides comprehensive coverage, protecting you against hospitalization, trip cancellation, baggage loss, trip curtailment, and more.

Germany Visa And Entry Information

Indian nationals can apply for the following types of German visa for Indians if they intend to travel to Germany in central Europe:

Tourist visa:

Language course visa:, student applicant visa:, student visa:, business visa:, employment/working visa:.

Indian nationals travelling to Germany may also apply for one of the following visa categories in addition to the ones already mentioned:

Airport Transit Visa
Guest Scientist Visa
Medical Treatment Visa
Trade Fair and Exhibition Visa
Training/Internship Visa

Application Process for a Germany Visa

Based on the reason for your visit, you can apply for a particular Germany visa for Indians. These include business visas, transit visas, tourist visas, and more. Before you apply for a German visa, be sure to verify which category you qualify for. You must prepare all the necessary documentation for your application before applying for a visa. You will also need photographs and other details for passport and visa applications.

You can submit your application online at a German Consulate or Embassy in the area (as mentioned below). In the consulate or embassy, your visa application will be reviewed, and if necessary, you might be contacted for an interview.

What Travel Documents are Required While Travelling From India to Germany?

The following travel and identity documents must be with you if you are travelling to germany. additionally, you will also need to buy international travel insurance online..

A current, three-month-valid Indian passport not more than ten years old
Two most recent passport-sized photos
A valid Schengen visa
A copy of your passport's data page
A reliable Germany travel health insurance policy
A letter of introduction that includes the trip's schedule
Travel documentation, including, if necessary, tickets for flights and trains
A document demonstrating your intention to stay in Germany
Evidence of your current financial situation, such as pay stubs, income tax returns, bank statements, and evidence of income
Letter of employment from your employer (if relevant)
Letter of approval from your university (if needed)
Documents proving your civil status (some examples are a marriage licence, a spouse's death certificate, or a child's birth certificate)

Germany-Specific Covid-19 Travel Documents

A negative RT-PCR test result that is no more than 48 hours old and/or documentation of Covid-19 immunisation

Safety and precautionary measures to be undertaken when travelling to Canada

Always keep your passport secure
Verify the permissible duration limit in your passport
Observe the rules and laws of the nation
Use official commercial transportation instead of hiring a private driver
Do not remain in the country after your visa has expired
Avoid going to isolated or unfamiliar places, especially at night
Don't engage in any illegal activities
Don't offend others through words, deeds, or a mix of the two
To protect your finances from unfortunate events, pick the finest travel insurance for Germany

Specific Safety Advice for Covid-19

Put on a mask over your mouth and nose, especially when riding public transportation.
Practise social distancing.
If you experience Covid-19 symptoms, isolate yourself, get tested, and then repeat the process.
It would also be helpful to have the finest travel insurance for Germany from India while you are away.

Important Information to Know

Your country's embassy should be your first point of contact if you ever need help with your trip. Here are the details.

Contact details of the Embassy:

The Embassy of India, Tiergartenstraße 17, 10785 Berlin, Germany Website: Embassy of India, Berlin, Germany Email: [email protected] Telephone number: +49 - 30 - 257950 Fax number: +49 - 30 - 26557000 Working hours: Monday to Friday, 9:00 AM to 5:30 PM

Work hours for Consular Services:

Submission of documents: Monday to Friday, 09:30 AM to 12:30 PM Collection of documents: Monday to Friday, 4:00 PM to 5:00 PM Consular Services Telephone Number: +49 - 30 25795 820

Which are the International Airports in Germany?

Frankfurt Airport, Frankfurt
Munich International Airport, Munich
Hamburg Airport, Hamburg
Berlin Tegel Airport, Berlin
Dusseldorf International Airport, Dusseldorf

Currency and Foreign Exchange for Travelling to Germany

The Euro (€), the official currency of 19 of the 27 countries that make up the European Union, serves as Germany's unit of exchange. The exchange rate between the Euro (€) and the Indian National Rupee (₹) varies daily. Hence, monitoring the prevailing exchange rate before your journey to Germany is essential. Furthermore, you must carry a sufficient amount of the aforementioned currency during travel.

Tourist Places to Visit in Germany

Once you have the appropriate travel insurance for Germany, you may move forward and experience the best destinations in the nation. With deep roots in history and a vital presence in present international politics, Germany is a country famous as much for its historic landmarks as its modern architectural marvels.

The following locations must be at the top of your list if you travel to this country in central Europe:

Regardless of your intentions, be sure to purchase the finest travel insurance for Germany from India so that you are always covered.

Which is the Best Time to Visit Germany?

The best months to travel to Germany are between March and May when the country experiences spring, and between October and November when the country experiences autumn. In Germany, the temperature often stays at a nice 19 degrees Celsius during both of the previous seasons. It is not ideal to schedule your trip to Germany during the summer when the nation typically sees a high volume of tourists from June through September. Our website allows you to compare travel insurance for Germany policies to pick the one that best meets your needs.

By acquiring travel insurance for Germany from India, you can now visit Germany and financially safeguard your overseas trip.

Frequently Asked Questions

How can i purchase a german travel insurance policy.

You can visit our website and choose international travel insurance under the products section to acquire travel insurance online for Germany. You will be prompted to enter personal information and choose the level of coverage you desire on the following page. It is significant to remember that you can add the following extra benefits to your travel insurance plan for Germany:

-Medical protection

-Baggage protection

You can finish the policy purchase after selecting the coverage for your Germany travel insurance plan and paying for it. The insurance coverage will be immediately issued and delivered to your email account.

How much should I spend on a German travel insurance policy?

The price of the best travel insurance for Germany will vary depending on some variables, such as the length of your stay there and the sum assured that you choose when purchasing the policy. If you plan to visit Germany with your family, it is advised to choose an acceptable sum assured so that there is sufficient coverage for all of them during the trip.

Is purchasing a medical travel insurance Germany plan required?

Yes, having current medical travel insurance is required for Germany as one of the requirements for applying for a Schengen Visa. Therefore, you must choose an appropriate medical travel insurance plan for Germany before your trip to protect yourself financially from unfortunate circumstances.

TRAVEL INSURANCE FOR POPULAR COUNTRIES

Visa guide for popular countries, travel insurance articles.

Planning for a Business Trip? Here’s All That You Need To Know About Corporate Travel Insurance

Find Out How Does Trip Cancellation Insurance Work?

10 Surreal Places to Enjoy a Magical Winter Experience in the United Kingdom (UK)

Request call back

Chat with us

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

Please enter valid quote reference ID

Would you recommend Bajaj and its services to a friend who is looking to buy insurance? Select Select Definitely Not sure NO. Thank You Please select
Any comments you have about our service/product/website? Please write your comment

Getting In Touch With Us Is Easy

Customer Login

Partner Login

Employee Login

Travel Insurance For Germany From India

Starting at just ₹362., is travel insurance required in germany continue reading to know more about this in detail.

Germany is a beautiful country. It is situated in Central Europe. It is bordered to the north by the North Sea and the Baltic Sea. The Alps are located to the nation’s south. It is known for its varied topography and distinct historical position. Germany is a highly sought-after travel destination worldwide. People from various socioeconomic backgrounds and cultures can find something fascinating in the nation. This includes

Architectural masterpieces
Art galleries

Secure your trip now with Star Travel Insurance.

Your personal information is secure with us

I hereby authorise Star Health Insurance to contact me. It will override my registry on the NCPR.

Get robust travel insurance. It helps to ensure your trip is financially protected, especially considering a trip to Germany. Travel insurance coverage has many advantages. The following are the main ones when travelling to Germany:

Assistance with travel
Coverage for baggage delay or loss
Cover for hijacking
Local support
₹5 lakhs in medical help along with German travel health insurance
Protection against personal culpability
Insurance against illness and accidents
Reimbursement for cancelled hotel or travel reservations
If your flight home is delayed or cancelled, your Germany travel insurance coverage will automatically be extended for an additional seven days.
Reimbursement of expenses for the cost of emergency medical care, supplies, and transportation
Plans for affordable travel insurance in Germany that cover COVID-19

Starting at just ₹362

Germany is a beautiful country. it is situated in central europe. it is bordered to the north by the north sea and the baltic sea. the alps are located to the nation’s south. it is known for its varied topography and distinct historical position. germany is a highly sought-after travel destination worldwide. people from various socioeconomic backgrounds and cultures can find something fascinating in the nation. this includes , ask any query about travel insurance, germany travel insurance from india.

Travelling to a foreign country like Germany takes careful planning and consideration. You’ll be more equipped to deal with unforeseen situations. This is throughout your trip. It is provided if you have a more detailed strategy. For this reason, you must learn as much as possible about the destination. Also, you must learn the local regulations that apply to tourists. In addition, you have to ensure that all your travel plans are finalized on time. This is to prevent any last-minute hiccups. Purchasing a German travel insurance policy online is another option. It does not matter how well you prepare. Still, some things will happen outside your control, and they could interfere with how your plans are carried out.

International travel has been severely disrupted. Overall, the globe has come to a complete halt. This was solely because of the Covid-19 pandemic. A restricted number of flights were permitted to arrive and depart from most nations. And stringent entrance controls were in place. Thankfully, the restrictions have now been eased. It is now more important than ever to plan your international travel carefully. Keep in mind the border restrictions. Also, be thorough with the COVID-19-related rules, though the restrictions were eased. You must get a travel insurance plan to Germany. This helps to reduce the degree of unpredictability that usually comes with travelling overseas. This also adds additional financial security to your trip to Germany.

Why Is Travel Insurance Necessary for Flying To Germany From India?

Travel Cover

Insurance protection against flight delays or cancellations, hotel reservation cancellations, and passport loss while travelling.

Cover for Baggage

Payment of the necessary costs in case of an arrival delay or misplaced checked luggage.

Health coverage

Travel insurance for Germany helps you financially. It comes in handy in the event of any accidents or illnesses, which can happen to many while travelling. It also covers such costs while residing in Germany. COVID-19 coverage will give you additional financial support if you test positive for the virus while travelling.

Additional advantages

Policies that are reasonably priced and offer a wide range of coverage
Simple and quick online travel insurance buying procedure for Germany without the need for a thorough medical examination
The option to receive coverage in US dollars and pay in Indian Rupees

Germany Visa Information

Indian citizens may apply for the following types of visas. If you intend to travel to Germany, you should know about different types of visas. The visa you need will change based on your travel objective.

Tourist Visa

You can apply for a tourist visa to enter Germany. This is only if you are visiting the country. That, too, only for the first time. The maximum validity term of a Schengen tourist visa is three months. You can make your application for a Schengen tourist visa in two places:

The German embassy
Consulates in India

Visa for Language Courses

If your trip aims to learn the language through an extensive course, you can apply for a language course visa to enter Germany. It's crucial to remember that the chosen course should last between three and twelve months and include at least eighteen hours of instruction per week. Normally issued for the length of the language study, this visa can be extended for an additional year under certain circumstances.

Visa for Students Applicants

Indian nationals may apply for a Student Application Visa if they have applied to a German institution for an educational program and are likely to be accepted. With the aforementioned visa, the candidate can take part in exams, interviews, and other significant pre-admission procedures in Germany. After being accepted to a German university, this visa can be changed to a student visa.

Student Visa

You must apply for a student visa to enter Germany if you have been accepted into an academic program. A residence permit must be obtained, in addition to a student visa, if your planned stay in Germany is over three months. Student visas are only valid for three months. A student's visa to Germany costs approximately €75.

Business Visa

Indian nationals who want to do business in Germany need a temporary Schengen visa. A German business visa is good for up to six months or ninety days of stay within the nation. There are two types of German Business Visas: single-entry and multiple-entry, costing €80.

Visa for Work and Employment

You must apply for a Germany Working/Employment Visa if you are visiting the nation with the intention of working there. This is a long-term visa. The length of your work contract will determine how long it is valid. Requesting an extension of your work visa is acceptable, but only as long as your employment status stays the same.

Transit Visa for Airports Medical Treatment Visa
Training/Internship for Guest Scientist Visa
Visa for Trade Shows and Exhibitions

Information Regarding German Entry for Indian Citizens

An Indian passport that was not granted more than ten years ago and is valid for at least three months after the date of arrival
Two photos the size of a passport
A current Germany visa
A self-declaration form An official document establishing your permission to enter Germany upon arrival, such as a work permit, residence permit, or university certificate attesting to your enrollment at a German university
Evidence that you have enough money for your stay in Germany
Upon arriving in Germany, a Digital Registration Form must be submitted.
An itinerary for the trip, together with a ticket for the return journey

Covid-19 travel recommendations for Germany:

Wear a K95 mask, an FFP2 mask, or a surgical mask while travelling.
An RT-PCR test report that is negative. It should be obtained within 48 hours of the sample's arrival. Or documentation of the Covid-19 vaccine.
Place under quarantine for ten days. This is immediately after arriving and testing positive for COVID-19. The quarantine may be shortened to five days. This is only if the person's Covid-19 test results are later found to be negative.
Observe the quarantine regulations set forth by several German states.

Travel Documents Needed for Germany Traveling From India

A current Indian passport that is valid for at least three months and cannot be more than ten years old
Two current passport-sized photos
A current visa for Schengen
A duplicate of your passport's data page
A legitimate German travel health insurance policy
A cover letter including the travel schedule
Travel papers, such as airline and train tickets, if necessary
Evidence of your planned lodging in Germany
If relevant, a letter of employment from your employer
Evidence of your civil status, such as a marriage license, a spouse's death certificate, or a child's birth certificate

Travel paperwork unique to Germany for COVID-19:

Travelling to germany: take these safety and precautionary steps.

Always keep your passport secure
See your passport for the maximum time you are allowed to be there.
Observe the rules and laws of the nation.
Instead of asking for private assistance, use authorized commercial transportation.
Don't remain in the nation after your visa has expired.
Safeguard your possessions, particularly in congested areas and popular tourist destinations.
Refrain from visiting far or unfamiliar places, especially at night.
Don't engage in any illegal activity.
Refrain from acting, speaking, or combining your activities with public indecency.
To protect your finances from unfortunate events, pick the finest travel insurance for Germany.

Specific safety guidelines for COVID-19:

Cover your mouth and nose with a mask when taking public transportation.
Work on your social distancing.
Follow the COVID-19 guidelines and cooperate with the local government and authorized authorities.
Look for any signs of COVID-19, isolate yourself, and get tested if you experience any symptoms
It will also be helpful to have the best travel health insurance for Germany while you're there.

The Indian Embassy in Germany

Berlin, Germany's capital, is home to the Indian Embassy. Its address is as follows. Tiergartenstraße 17, 10785 Berlin, Germany, is home to the Indian Embassy. Current Ambassador: There is now a vacancy in the office of Indian Ambassador to Germany. Mrs Mukta Dutta Tomar served as India's ambassador to Germany from April 2017 to June 2021.

Website: Indian Embassy, Berlin, Germany
Email address: [email protected]
+49 -30-257950 is the phone number.
Please fax +49 – 30 – 26557000.
Hours of operation: 9:00 AM to 5:30 PM, Monday through Friday
Hours that Consular Services is open:
Document submission hours are 9:30 AM to 12:30 PM, Monday through Friday.
Document collection hours are 4:00 PM to 5:00 PM, Monday through Friday.
Phone Number for Consular Services ****bold text: +49 -30 25795 820

Germany's International Airports

The following is a list of Germany's main international airports arranged by average foreign traffic.

Berlin Tegel Airport, Berlin
Hamburg Airport, Hamburg
Frankfurt Airport, Frankfurt
Munich International Airport, Munich
Dusseldorf International Airport, Dusseldorf

Money Transfer and International Trade

The official currency of 19 out of the 27 countries that make up the European Union is the Euro (€). This is also the currency of Germany. The Euro (€) and Indian National Rupee (₹) exchange rates fluctuate daily. Hence, it is prudent to keep an eye on it. This should be on the daily currency rate. This is before your journey to Germany. In addition, you need to have enough of the previously specified currencies with you. This helps you very much during the trip.

Travel Destinations in Germany

You may explore Germany’s best tourist destinations with the appropriate travel insurance policy once you have booked your trip. Germany has profound historical roots and a prominent role in contemporary international politics. It is well-known for its modern architectural wonders. It is also famous for its historical sites. Germany is blessed with natural beauty. This has long captivated tourists. Some captivating areas include the Bavarian Alps and the beautiful Rhine valleys. The following locations should be at the top of your travel itinerary. Make sure to visit these places to make the most of your trip to Germany.

Berlin is the capital city of Germany. It is praised as one of the cultural hubs of the continent. The city skillfully blends historic charm and contemporary elegance. This is due to its recognizable landmarks and multicultural variety. Some of the must-visit places in Berlin include:

The German Historical Museum
Charlottenburg Palace
Museum Island
The Brandenburg Gate

Munich is one of the biggest cities in Germany. It is a popular tourist destination. It lies tucked away on the edge of the Bavarian Alps. The city is adorned with magnificent churches. It is well-known for its rich religious and cultural history. Make sure to visit the magnificent Micahelskirche. This is from the Renaissance era. Also, make sure to visit the enormous open square Marienplatz when you are in Munich. It is in the centre of the city. Munich has a plethora of museums and art galleries to explore.

The Rhine Valley

This valley is renowned for its stunning vistas. This is the meeting point of the Rhine and Mosel rivers. Koblenz is a charming city around this confluence. There are several stunning towns. They look like they belong on a postcard. That is over the banks of the Rhine. This location is reminiscent of classical towns. These are from centuries past. This is with its lush gardens and captivating palaces.

The Black Forest

Several river basins and picturesque hills can be found in the Black Forest. It is situated in southwest Germany. It is a popular location. This is especially for hikers and environment lovers. It is because of the abundance of hiking paths in the area. Black Forest Railway and Black Forest Open Air Museum are must-sees in the area.

This city is full of Churches and cafes, magnificent galleries everywhere you look, and is well-known as a centre of trade and business. Several monuments in the city honour Roman architecture and culture. They date back to the Roman era when it was founded. The Cologne Cathedral is among the city's most well-known architectural wonders.

The Ideal Time To Go To Germany The finest months to travel to Germany are from March to May when the country is experiencing spring, and from October to November, when autumn arrives. Germany experiences comfortable temperatures of 19 degrees Celsius during the two seasons above. It is not ideal to schedule your trip to Germany during the summer, as the country typically sees a high volume of tourists from June to September. On our website, you may compare online travel insurance plans and choose the one that best meets your needs. Get a travel insurance Germany plan from Star Health Insurance to safeguard your overseas vacation and visit Germany today financially. You can choose the finest travel insurance for Germany from our wide selection of international travel insurance options. Under our Schengen travel insurance policies, we provide German travel insurance at affordable prices. To learn more about the finest travel insurance from India to Germany, visit our website. Notice / Terms and Conditions Even with the sources’ accuracy, visa criteria are subject to change. For the most up-to-date information about visas, go to the official Consulate/Embassy website.

When is the ideal time for Indians to visit Switzerland?

Exploring the Beauty of South Korea

When is the best time to visit Bhutan?

How to Plan the Perfect Trip to Thailand?

Explore the top seven destinations in Malaysia

Best Time to Witness the Aurora Borealis in Norway

Experience the charm of Dubai by visiting its top-notch tourist

Best destinations to include in a 5-day travel plan for

A Traveler’s Guide to Vietnam: A 5-Day Adventure

Discover the Perfect Time to Explore Italy from India

Why star health insurance.

Network Hospitals to avail cashless claims

Lives covered since inception

Branch offices across India

Claims settled since inception

Hear From Our Happy Customers

‘Happily Insured!’ with Star Health

Star Health and Allied Insurance Co Ltd

Registered Office: No. 1, New Tank Street, Valluvar Kottam High Road, Nungambakkam, Chennai – 600 034. Corporate Office: No. 148, Acropolis, Dr. Radha Krishnan Salai, Mylapore, Chennai – 600 004. IRDAI Registration No: 129, CIN No: L66010TN2005PLC056649. SHAI/2024-25/ONLINE-LP/BRANDADVT/ENGLISH 001. Toll-Free No.1800-425-2255/1800-102-4477. Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions, please read the prospectus carefully before concluding a sale. IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

TRAVEL INSURANCE

Overseas Individual Travel Insurance
Student Travel Insurance
Corporate Travel Insurance
Domestic Travel Insurance Policy

Secure Your Germany Trip

Travel Insurance for Germany from India

If you are looking for Travel insurance for Germany from India, then you are on the right page.

One of the most important things you need to get done before your trip to Germany is your travel insurance. Proof of insurance is mandatory. Without it, there is no chance of getting a visa to Germany.

Even if you were going to a country where travel insurance is not required, you should get it anyway. It is a boon in times of emergencies.

Why do you need Travel Insurance for Germany?

Travel insurance is necessary as it financially compensates you in case of unexpected incidents, such as accidents or cancellations.

Usually, basic policies cover only medical expenses, whereas comprehensive policies also include compensation for cancelled flights, lost luggage, and other unforeseen expenses.

Additionally, even though Germany is one of the safest European countries, pickpocketing and other petty crimes could take place. Travel insurance compensates you in case of such incidents.

Here is a list of officially approved travel health insurance providers for your travel from India to Germany. It will help you start your search for a suitable and affordable insurance plan.

Every single person who travels to Germany is required to have travel health insurance. This is because in Germany you have to be mandatorily insured all the time during your stay.

Depending on your reason for travelling to the country, there are different kinds of insurance.

Are you looking for free resources?

You can access a bunch of free resources on this website ranging from a free Resume`, CV, and a cover letter template to Free apps to learn German.

Travel Health Insurance for Visitors/Tourists

If you want to go to Germany for tourism, visiting family, or attending a business conference, you will most probably have to file for a Schengen Visa.

The Schengen Visa allows you to visit 26 countries in Europe for up to 90 days, or 3 months. This is more than enough time for a casual visit.

For the Schengen Visa, you need to have some form of health insurance. If you have not applied for health insurance, you will be rejected immediately, and will not be granted the visa.

Now, instead of buying health insurance that covers only your medical expenses, you can get travel insurance that will cover other aspects of your trip as well, such as lost baggage and stolen items.

The German embassy requires that you provide travel insurance proof that is valid across the 26 European countries, and that covers a minimum of 30,000 EUR (25.5 Lakh INR) worth of medical costs.

As you can see above, health insurance is important to avoid the possibility of paying such a huge sum of money out of your own pocket.

Travel Health Insurance for Indian Students

Students will have to obtain travel insurance that is different from a regular Schengen visa holder. This is because they will have to stay for a longer time in Germany. Accordingly, insurance plans will differ.

Health insurance is again compulsory for students. It is an ironclad requirement to be accepted into any German university.

To receive your student visa, you need to have appropriate travel health insurance. This needs to be valid from your arrival date in Germany till your university enrollment date (which should be mentioned in your admission letter).

Student travel health insurance will help you manage medical costs as well as other unexpected expenses. Some of these unforeseen expenses include things such as lost baggage, cancelled flight, etc.

Cheap Student Travel Insurance

Some companies that offer good international student insurance policies are Bajaj Allianz, Bharti AXA, and many more. Here is an article that lists the best student travel insurance plans in India.

One way you can get a cheaper insurance premium is by buying an insurance plan online, which normally has good discounts.

Additionally, try buying insurance as soon as your admission is confirmed, as it usually results in a lesser premium.

Another tip to save on travel insurance is to choose the appropriate deductible for your needs. You can find more information in the article I linked above.

Once in Germany, you can hold either public (statutory) health insurance or private health insurance. You can also continue holding private health insurance from India, as long as it is recognised by your German university.

Travel Health Insurance for Employees and Expatriates

Congratulations if you have found a job and are moving to Germany! As always, health insurance is a requirement to get your visa.

Normally, employers will register their employees with a German health insurance company. For your visa, you will have to show a certificate from your employer about compulsory health insurance (Gesetzliche Krankenversicherung). This certificate should be valid from your date of employment.

If this compulsory insurance does not cover the period between your arrival date and the start of employment, you will have to provide separate travel insurance for that period.

Here is a list of approved travel health insurance companies that I had already mentioned above. You can use a suitable policy from one of them for the initial period between your arrival and employment start date.

With these important travel health insurance certificates in hand, you should not have any problem getting your visa.

After Reaching Germany

There are two types of health insurance in Germany, statutory (public) or private.

Private Health Insurance versus Public Health Insurance

Nearly 90% of the population in Germany uses public insurance over private. One reason is that you need to meet certain criteria before you can qualify for private health insurance.

You can apply for private healthcare if you:

are self-employed
are a civil servant
earn above the salary threshold (EUR 60,750)
have no basis to join a state insurance scheme
are a student who renounces their state insurance, and whose age is over 23 but below 30

If you fit in with any one of the above criteria, you have the choice to go for either statutory or private.

However, German public healthcare is one of the best in the world. For this reason, most people who meet the above criteria do not bother with private health insurance.

Do you have further questions?

Join our community of job seekers and expats from Germany. You can ask your doubts and get suggestions on topics related to getting a job in Germany and several other related topics.

Signing up for Private Health Insurance

The advantages of a private insurance scheme are lesser waiting time, increased services, and more attention paid to your needs. There is not much difference between the two systems apart from these few bonuses.

In some cases, you can register for public health insurance and also sign up for some private healthcare aspects. For example, you can add private dental insurance to your public healthcare.

One thing to keep in mind is that it is not easy to return to the public system once you have switched to private healthcare.

There are about 40 private insurance companies on the market. So if you are planning to switch to private healthcare, make sure to research well and choose the company which suits your needs and budget.

Here are some of the top private health insurance companies in Germany.

Liability Insurance

While health insurance is by far the most important, liability insurance comes in a close second. Accidents and robberies can happen anytime, so it is important to keep your property insured.

Liability insurance is not compulsory in Germany unless you own a vehicle or work in a dangerous profession.

However, it is a good idea for people who are going to live in Germany for a longer period to have liability insurance.

Here is a comparison of some of the best liability insurance companies in Germany .

Cheap Travel Insurance to Germany from India

While it is a good idea to look at low-cost insurance, do not compromise on quality. Make sure you read all the terms before you decide whether a certain insurance plan is a good fit for you.

Having said that, I can help you get started with a few companies that offer good, affordable insurance.

Schengen Visa (Short-term)

For Schengen visa travellers, I have already attached a link to the approved insurance companies above. These are the top insurance companies in India, and you can’t go wrong with any of them.

For more insight, here is a website that goes more in-depth about most of the organizations mentioned in the above link. This can help you decide which one is best suited to you.

Once you have short-listed the ones that stand out to you, you can research their policies and zero down on one that is cheap and provides good coverage.

Students and Expatriates (Long-term)

For students, there are plenty of private travel insurance plans offered by Indian companies that provide good coverage. As mentioned before, here are some of them.

German public healthcare is one of the finest worldwide. For both students and expatriates, it is the best and cheapest option once you land in Germany.

Hopefully, all this information will help you decide what kind of insurance would be the best for your needs.

Travel health insurance will help you get your visa without any issues. Most importantly, it will prevent you from dredging up high costs in case of accidents or emergencies. Good luck!

You are using an outdated browser. Please upgrade your browser to improve your experience.

For Individuals
For Governments
#TravelAgain
#DoNotFallForFraud

Secure your overseas trip with Travel Medical Insurance

Get your Travel Medical Insurance with COVID-19 coverage from reputed global insurers for travel in the new normal.

Travelling from*

South Korea
Afghanistan
Aland Islands
Antigua Barbuda
Ascension and Tristan da Cunha
Bosnia & Herzegovina
Burkina Faso
Cape Verde Islands
Cayman Islands
Central African Republic
Christmas Islands
Cocos Islands
The Democratic Republic of the Congo
Czech Republic
Dominican Republic
El Salvador
Equatorial Guinea
French Polynesia
Guinea Bissau
British Indian Ocean Territory
British Virgin Islands
Caribbran Netherlands
Ivory Coast
Faroe Islands
French Guiana
Liechtenstein
Marshall Islands
Saint Barthelemy
Saint Kitts Nevis
Saint Martin
Saint Pierre and Miquelon
Hong Kong SAR
Isle of Man
Korea, Republic of
Myanmar (Burma)
The Netherlands
New Caledonia
New Zealand
Norfolk Islands
Northern Mariana Islands
North Macedonia
Palestinian Territories
Papua New Guinea
Philippines
Puerto Rico
Saint Helena
Saint Lucia
Saint Vincent Grenadines
Sao Tome & Principe
Saudi Arabia
Sierra Leone
Sint Marteen
Solomon Island
South Africa
South Sudan
Sudan, Republic of
Svalbard and Jan Mayen
Switzerland
Taiwan, China
The Holy See
Timor Leste
Trinidad & Tobago
Turkmenistan
Turks Caicos Islands
United Arab Emirates
United Kingdom
United States of America
Vatican City
Virgin Islands of the United States
Western Sahara
Vietnam (Online eVisa)
Lesotho Permits
Korea, Democratic People's Republic of
Ghana Permits
Lithuania Temporary Residence Permit
Lithuania (E-Resident card)
Lithuania TRP and National Visa
Falkland Islands
Finland Residence Permit
Faroe Iceland
Thailand (Online eVisa)
American Samoa
Pitcairn Island
Wallis and Futuna Islands
Bouvet Island
Akrotiri and Dhekelia
Baker Island
Clipperton Island
South Georgia and the South Sandwich Islands

Travelling to*

Schengen countries

By clicking 'Get Now,' I agree to the terms and conditions & understand that my personal data may be shared with VFS Global insurance partners.

Going on a trip abroad is exciting, but emergencies can happen, and if they do, it can be expensive and challenging affair. You can take some of your stress away by booking a travel medical insurance policy with Covid-19 coverage at competitive pricing from global insurers. Don't forget that for Schengen visa applications, travel insurance is mandatory.

Travel Medical Insurance

Emergency medical coverage, including COVID-19 treatment costs.

Competitive pricing from global insurers.

Global medical insurance coverage for evacuation and accidents.

Cancellation and trip delay coverage.

Protection for loss of passport and travel documents.

Frequently asked questions

View all FAQ's

1 . What is Travel Medical Insurance?

Travel Medical Insurance is designed to cover your emergency medical expenses while traveling abroad. In the event of an unexpected illness, injury, or medical condition during your trip, your travel medical insurance plan will reimburse you for the treatment costs, up to the limits specified in the plan.

2. Why do I need Travel Medical Insurance?

Travel Medical Insurance provides coverage for various risks that may arise during your overseas travel, including medical emergencies, COVID-19, and loss of passport. The coverage offered ensures an additional layer of protection against potential financial losses. For more detailed information on the coverage, please refer to the Travel Medical Insurance policy documents.

3. Why should you buy Travel Medical Insurance online?

Purchasing overseas travel insurance online is a convenient way to access a wide range of best plans at competitive prices from global insurers. This allows you to choose a suitable plan without incurring any extra commissions.

4. How much will overseas Travel Insurance cost?

The cost will depend on the kind of overseas Travel Medical Insurance policy you opt for, and it will vary from country to country. Multiple underlying health conditions will determine the final insurance premium you will have to pay.

5. How far in advance should I purchase Travel Medical Insurance?

It's best to purchase travel insurance within the first 14 days of your initial trip.

With Travel Medical Insurance assistance provided by VFS Global, you can book your insurance and submit your visa application together.

Even if you missed purchasing the insurance plan before or during the visa application process, you can still buy Travel Medical Insurance by visiting our website.

Our Valued Partners

Modal title

Terms and Conditions:

The VFS Global website may contain links to third-party sites promoting various products and/or services that VFS Global does not own or operate. These links to websites are in the nature of paid advertising and are not verified by VFS Global.

These links are provided for convenient access. Access to these links is voluntary and does not indicate that VFS Global endorses or is associated with any of these third-party websites. Users are requested to use these links at their own discretion, risk, and cost when dealing with these websites, and neither VFS Global nor its officers, employees, or agents shall have any responsibility or liability of any nature whatsoever for these other third-party websites/links or any other information contained in them.

Use of Your Personal Information:

In the event that you wish to avail of any of our collaboration partners' products or services, you agree and understand that by proceeding to avail of these products and services, you consent to share your personal information with them. By clicking on the box below, you confirm that you have provided your consent to us sharing your personal information with our collaboration partners for the purpose of providing products and services and receiving quotes from them.

For more information about how we use your personal information, please review our Privacy Policy. You can also review our partners' Privacy Policies - you'll be able to find these on their websites when you click through to the next page.

Politics latest: Scottish first minister Yousaf resigns after 'biggest political miscalculation of his career'

Humza Yousaf has announced his resignation as SNP leader and Scotland's first minister following the fallout from his decision to end the SNP's powersharing agreement with the Scottish Greens.

Monday 29 April 2024 17:41, UK

Please use Chrome browser for a more accessible video player

Coming up on Politics Hub With Sophy Ridge at 7pm
Yousaf quits as Scottish FM after ending powersharing deal
Outgoing SNP leader admits he 'underestimated' hurt caused
The contenders who could replace him in Scotland's top job
Analysis: The biggest political miscalculation of Yousaf's career
Explained: How did we get here - and what happens next?
Daily podcast: Does this spell end for Scottish independence?
Live reporting by Faith Ridler and (earlier) Samuel Osborne

Humza Yousaf's decision to sack the Green Party from his coalition ultimately triggered a series of events that sealed his political fate, our Scotland correspondent Connor Gillies reports.

"It was the biggest political miscalculation of his career that sealed the fate of the first minister," he said, speaking after Mr Yousaf announced he will step down ( see 12.04 post ).

Ending the three-year powersharing deal at Holyrood was a "fatal mistake" which saw the "walls come closing in".

Those close to Mr Yousaf had suggested that agreement "had become a liability within government and many in the SNP were uneasy about how many strings they were pulling".

"So he got rid of them and that triggered a set of events in motion that ultimately led to this moment and ultimately led to his demise."

No confidence votes

No confidence motions were looming at the Scottish parliament later this week, and he was facing wipeout and a backlash of "no" votes from the Conservatives, Labour, the Liberal Democrats and the Green Party, who were furious.

"And then at that stage there was a suggestion that the ALBA party, Alex Salmond's party, would prop up the SNP government with their one MSP, Ash Regan," Gillies added.

"That was just a step too far. Allies and sources close to Scotland's first minister said, 'look, that would be like doing a deal with the devil'.

"So, there was only one other option and that was to resign."

Stepping in for Sturgeon

Gillies added an "interesting" element to this is how Mr Yousaf said to Sky News just 48 hours ago he would defy that vote of no confidence.

"On a human level, this is a man who is well-liked within the SNP," Gillies said.

"He is a man who stepped up to the plate when Nicola Sturgeon stepped down last year, and he was always going to have a battle ahead."

But even his closest of allies, Gillies said, would realise "he was not Nicola Sturgeon, and he did not command her authority".

Stephen Flynn, the SNP's Westminster leader, has thrown his support behind former deputy first minister John Swinney to be the party's next leader.

Asked if Mr Swinney could head off the chance of a Scottish election, Mr Flynn told our deputy political editor Sam Coates : "I have absolute confidence that someone like John Swinney can do just that."

He added: "He is one of the leading figures in minority government of the past, and I sincerely hope he will be the leading figure of a minority government in going into the future."

Mr Flynn said it would be a government "focused on the economy, the NHS, and the cost of living crisis".

He said Humza Yousaf had been "very reflective about the hurt and upset" caused by his decision to end the SNP's powersharing agreement with the Scottish Greens.

Pressed why he is backing Mr Swinney and not Kate Forbes, Mr Flynn said he has an "unrivalled level of experience".

He said: "He's not just a safe pair of hands, he's someone who wants to see Scotland become a better place, who sees Scotland to have the opportunity to have a better future.

"And that's why I'm hopeful that he takes on the role. And I think the public would demand from the SNP, serious politicians during these times.

"They don't get much more serious, much better and much more experienced than John Swinney."

The Labour Party has an "ideological obsession" with private schools, an education minister has claimed.

Conservative MP Tom Hunt told the Commons he had met with the chief executive of a chain of independent schools, including special schools, who was "concerned about any proposal to put VAT on school fees".

Labour has vowed to add VAT to private school fees within its first year of government if it wins the next general election.

Mr Hunt said the person he'd spoken to fears it will "put up school fees and a lot of parents who are just about managing to send their kids to independent special schools would take them out."

In response, education minister David Johnston said "Labour's ideological obsession with private schools" would see the VAT extend to independent special schools, "making it harder for those families to afford the provision they need".

"It's just another example of the mess they'd make of our education system," he added.

Scotland's First Minister Humza Yousaf has resigned – days after he cut the SNP's powersharing deal with the Scottish Greens.

It followed a bitter row over the SNP's climbdown on climate targets as he said the agreement between the parties had "served its purpose".

As a result, his former Green allies teamed up with the Conservatives, Labour and Liberal Democrats to get behind two no-confidence motions, one in himself as leader of Scotland and another regarding the entire Scottish government.

Now attention turns to another SNP leadership contest and what the divisions in Scottish politics could mean for the future of the independence campaign.

On the Sky News Daily , Matt Barbet speaks to Paul Hutcheon, political editor of the Daily Record, and Shona Craven, from The National, about how the SNP can move on after Mr Yousaf's resignation.

Plus, Connor Gillies , our Scotland correspondent , explains how the leadership election will unfold.

Our flagship weeknight politics show Politics Hub With Sophy Ridge will be live on Sky News from 7pm - and it's been a hugely significant day.

The fast-paced programme dissects the inner workings of Westminster, with interviews, insights, and analysis - bringing you, the audience, into the corridors of power.

Sophy will be joined by leader of the Scottish Conservatives Douglas Ross , deputy leader of the SNP Keith Brown , and former first minister Alex Salmond .

On her panel tonight are:

Former Foreign Office minister Alistair Burt;
Labour's Baroness Shami Chakrabarti.

Watch live on Sky News, in the stream at the top of this page, and follow live updates here in the Politics Hub.

With a general election looming, what counts as gains and losses for the main parties in next week's locals?

Sky's election analyst Michael Thrasher tells us what to look out for:

By Adam Boulton , Sky News commentator

We have been warned. Prime Minister Rishi Sunak's pre-election pitch to voters this week was to place the nation on "war footing".

On a lightning visit to Poland and Germany, countries redolent of bloody war in Europe, he announced "a completely funded plan" to raise annual UK defence spending to 2.5% of national income over the next five to six years.

Tony Blair flew to the US to deliver one of the defining speeches of his 10 years in power. His immediate task was to persuade a reluctant President Bill Clinton to commit to NATO's defence of Kosovo against Serbian aggression.

He set it in the context of a broader ideology which became known as "humanitarian" or "liberal interventionism".

The contrast in tone is stark between Mr Blair's positive argument for the use of force in some circumstances and Mr Sunak's urgent plea that "we must do more to defend our country, our interests and our values".

Read the full analysis here:

More than 7,000 migrants have arrived in the UK so far this year after crossing the Channel - a new record for the first four months of the year.

Home Office figures show some 500 migrants crossed the Channel to the UK on Friday and Saturday alone, taking the provisional total for the year to date to 7,167.

It exceeds the previous record high of 6,691 for January to April 2022 and has already surpassed the 5,946 arrivals in the first four months of last year.

The figures mean arrivals are 24% higher than this time last year and 7% higher than at this point in 2022.

No crossings were recorded on Sunday.

Jenny Gilruth, the Scottish education secretary, has ruled out running to be the next leader of the Scottish National Party after the resignation of Humza Yousaf.

Taking to social media, she backed former deputy John Swinney.

He is the "best choice" and she "will be strongly supporting him" if he runs, she said on X.

Meanwhile, our Scotland correspondent Connor Gillies has been told by a source close to former finance secretary Kate Forbes that she is "actively considering" entering the leadership race again.

Ms Forbes lost to Mr Yousaf in the last SNP leadership contest.

You can read more about the runners and riders below:

Back to news that Humza Yousaf has quit as Scotland's first minister, and Scottish Labour leader Anas Sarwar is appearing on Sky News.

He is asked whether he is going to withdraw a motion of no confidence now that Mr Yousaf has resigned, and says: "I think we need to see how the rest of the week plays out, because there are still quite a lot of unknowns."

Mr Sarwar says "the principles of our motion still stand", including Labour's lack of confidence "that the SNP can provide the stable, competent leadership our country needs right now".

He adds: "We are now in the process of electing a third SNP leader in just over a year, possibly a fourth if they go with some kind of interim arrangement.

"Nicola Sturgeon herself said that we shouldn't have a revolving door in Downing Street when Rishi Sunak was elected as the Conservative Party leader and that they should go back to the country to elect the leader of the UK government.

"I think this exact same principle applies here in Scotland. It should be for the people of Scotland to decide who leads our country."

Hamas should accept the "generous" ceasefire package which has been put on the table, Foreign Secretary Lord Cameron has said.

Speaking at the World Economic Forum, being held in Riyadh, Saudi Arabia, for the first time, he said Hamas must leave Gaza in order for a two-state solution to become a reality.

"Hamas are not currently in favour of a two-state solution," he said.

"They are in favour of a no Israel solution."

He added the conflict in Gaza will not end until all hostages taken by Hamas are freed and claimed a proposed truce deal presented by Israel includes the release of potentially thousands of Palestinian prisoners.

"I hope Hamas do take this deal and frankly all the pressure in the world and all the eyes of the world should be on them today, saying 'take that deal'. It will bring about this stop in the fighting that we all want to see so badly," he said.

Follow the latest in our Middle East blog here:

Be the first to get Breaking News

Install the Sky News app for free

IMAGES

Germany Travel Health Insurance: Requirements and Coverage
Germany Travel Insurance
Travel Insurance for Germany from India Cost & Plans
9 Types of Travel Insurance Coverage in India for a Stress-free Vacation
Germany Travel Insurance
Travel insurance Germany: read this before picking one.| SiB

VIDEO

HDFC ERGO TV Commercial
How to get online Schengen travel insurance from pakistan /how to get Spain online travel insurance
₹800 = $1,00,000 ka Travel Insurance ✅✈️ #shorts
How I travel from Germany 🇩🇪 to India🇮🇳 during COVID 19 pandemic? My travel experience...(Hindi)
Week :2
Streets of Kolkata, India (TimeLapse) with Cover-More Travel Insurance

COMMENTS

Information on Travel Medical Insurance
Consular Posts of Schengen States approved the travel medical insurance policy schemes for corporate travels of travel insurance. companies on this list with 70 years of age as upper limit of appropriate full coverage. Acceptance of travel medical insurance policy. schemes for group travels (e.g. tour or incentive groups) with 70 years of age ...
Travel Insurance for Germany from India
Your Germany travel insurance works as your financial safeguard during the trip and ensures a stress-free experience thanks to its wide coverage. Some of the key benefits of buying travel insurance online for Germany are given below: Provides 24X7 customer support and travel assistance. Covers loss, damage or delay of check-in baggage.
Buy Germany Travel Insurance Online from India
Here is a list of some of the important features of Germany travel insurance; Offers coverage against various unforeseen events, like medical, travel and baggage-related emergencies. Round-the-clock assistance via 24x7 customer care support and in-house claim settlement. Offers cashless claims benefits accessible through multiple network ...
Buy Travel Insurance for Germany Online
The major benefits of having a travel insurance Germany plan are as follows. Travel assistance. Coverage for loss or delay of baggage. Hijack cover. Local assistance. Medical assistance to the tune of ₹5 lakhs with travel health insurance for Germany. Cover against personal liability. Cover for accident and sickness.
Best Travel Insurance for Germany from India Online 2024
Benefits of Travel Insurance in Germany. Cashless Hospitalisation Worldwide. Trip Cancellation and Interruption Reimbursement. Political Risk and Catastrophe Evacuation. Value Added Services for Dependents in India. Compassionate Visits. Coverage for Personal Accident. No Medical Tests Required up to 85 Years of Age.
Travel Insurance for Germany from India: A Complete Guide
Travel insurance for Germany from India plays a pivotal role in safeguarding your journey. It provides protection against unforeseen events, such as medical emergencies, trip cancellations, and lost baggage. Without it, an illness or injury could result in hefty medical bills, cancelled plans could lead to financial losses, and a lost suitcase ...
Buy Travel Insurance for Germany from India
Step 2: Choose from our standard plan or customise your plan. Step 3: Give us the dates on which your trip will start and end. Step 4: Choose the coverage you want. Step 5: Fill up the details for you and your travel companions. Step 6: You'll get a quote right away. Pay online to get your coverage right away.
Find the Best Travel Insurance for Germany from India
02. Best medical coverage: VisitorsCoverage. 03. Best trip insurance: Insured Nomads. 04. Best mix for youth and digitial nomads: SafetyWing. 05. FAQ about travel insurance from India to Germany. VisitorsCoverage gives you the best combination of value and coverage.
Germany Travel Insurance
What are the Features of Germany Travel Insurance by Care Health Insurance. The travel insurance for Germany from India, more specifically from Care health insurance is especially designed to cover the travel-related contingencies that an individual may face enroute. Features of this plan offered by the best travel insurance company includes:
Buy Travel Insurance for Germany from India 2024
Here are some top benefits of opting for Germany travel insurance from India with Niva Bupa: Niva Bupa provides a simple and affordable way to secure your Germany trip. Niva Bupa's Germany travel insurance policy provides financial protection to its customers 24/7.
Travel Insurance For A Germany Trip
Travel Medical Expense Insurance for Illness and Injuries. Germany is home to the Autobahn—a high-speed freeway—and if you're on a tour bus, you are going to be traveling fast, and we mean ...
Travel Insurance for Germany From India
Insurance Dekho. 755 1196 989 Mon to Sun 10:00 AM to 7:00 PM. [email protected]. Buy Best Travel Insurance for Germany from India online and discover its coverage details, eligibility criteria, documents required, claim process, benefits and more.
Travel insurance for Germany from India
The following travel and identity documents must be with you if you are travelling to Germany. Additionally, you will also need to buy international travel insurance online. A current, three-month-valid Indian passport not more than ten years old. Two most recent passport-sized photos. A valid Schengen visa.
Buy International Travel Insurance for Germany from India
A $50,000 Germany Travel insurance plan from India for 4 days for 1 adult is starting from ₹225 only. Know more about: How to get International Driving License in India. Visa on Arrival for Indians. Visa Free Countries for Indians.
Travel Insurance for Visitors/Tourists in Germany
Here are the daily fees to purchase PROVISIT-VISUM policy: €1.10 - for travel health insurance, individuals up to 64 years. € 1.30 - for the combination of travel health, personal liability and accident insurance, individuals up to 64 years. € 6.50 - for travel health insurance, individuals aged 65 years or older.
Germany Travel Insurance
What is Travel Insurance for Germany? Germany travel medical insurance is a type of health insurance for travellers which covers for you any health emergencies while you are in Germany. The minimum coverage is €30,000, and there is no limit for maximal coverage. The insurance must be valid in other Schengen countries as well.
Travelling to Germany? Check Out the Best Travel Insurance for Your Trip
Here are a few tips to choose the best travel insurance for your Germany trip: Compare travel insurance plans online before choosing your ideal policy. Consider the age of all your travel companions and choose a plan accordingly. For example, people above 60 years should opt for senior citizen travel insurance plan.
Buy Travel Insurance for Germany Online
The following are the main ones when travelling to Germany: Assistance with travel. Coverage for baggage delay or loss. Cover for hijacking. Local support. ₹5 lakhs in medical help along ...
Schengen Travel Insurance from India
0.6 to 70 years (or more) Visa Duration (For Tourism) 90 Days (180 at maximum) Benefits. Trip Cancellation, Baggage and Passport Loss, Emergency Transportation and Treatment, Adventure Sports Cover, Trip Cancellation, etc. Minimum Sum Insured. €30,000. If Overseas Travel Insurance Mandatory for Visa. Yes.
Travel Insurance for Germany from India
Cheap Travel Insurance to Germany from India. While it is a good idea to look at low-cost insurance, do not compromise on quality. Make sure you read all the terms before you decide whether a certain insurance plan is a good fit for you. Having said that, I can help you get started with a few companies that offer good, affordable insurance. ...
Buy International Travel Insurance Policy at 10/ Day*
Step 1: Visit ACKO's website or mobile app. Step 2: Select "Travel" and choose the countries you are planning to visit. Step 3: Select the travel destination, the start and end dates of your trip, and details of your travelling companions. Step 4: Customise the policy as per the covers you need.
Travel Insurance
Travel Medical Insurance is designed to cover your emergency medical expenses while traveling abroad. In the event of an unexpected illness, injury, or medical condition during your trip, your travel medical insurance plan will reimburse you for the treatment costs, up to the limits specified in the plan. 2.
Politics latest: First minister to hold news conference today
Humza Yousaf is expected to make an announcement today on his future as Scotland's first minister in a news conference at 12pm. Mr Yousaf faces two votes of no confidence after ending the SNP's ...