rick steves travel health insurance

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Travel Health Insurance

We are traveling to Italy and Greece for two weeks and we’re wondering which is the best and most cost effective travel health insurance? Any recommendations would be greatly appreciated.

There is no best. There is only what works for you, with your particular circumstances. Start with an online broker like insuremytrip, squaremouth, or the insurancestore. There you can compare different policies to see which suits your needs.

if just health insurance check out GEO Blue. Don't know if they would cover what you need but it's worth the look

Think about what you want to cover as well. MedEvac? Will your insurance cover any medical bills overseas?

Some travel insurance is bundled with trip insurance which you may or may not want.

I purchased travel insurance through Expedia for our Paris trip this past March which included Health Insurance - roughly $91, per person. I try to never travel without it especially since COVID.

You first need to know what your current health insurance does or does not cover. When buying travel insurance, you usually get pre-existing condition coverage if your purchase the travel insurance with a few weeks of booking your first reservation, whether flight or hotel. Be aware of what reservations are cancelable and which are not. Know and screen shot/print your cancelation policies. There is a wealth of info on this Forum, so just search for travel insurance, and refine the Search, to get more recent info. Good luck!

To get you started, you might like to read this thread. https://community.ricksteves.com/travel-forum/budget-tips/minimal-travel-insurance

It does get more interesting as it goes on (!) as people discuss different insurance policies for various needs, medical evacuation, major trip interruption, etc. etc. medicare supplement for international travel.... You also have some (coverage for minor things like lost luggage) on whatever credit card you used to purchase your flights. Yes, there is a most cost effective way, but really only you can add it all up and decide! By the way, will you be traveling again internationally within a year? I realized an annual policy is more cost effective for multiple trips. So I chose GeoBlu Trekker Choice insurance, but you need to have a major US health care provider in order to qualify.

@ Sandancisco the major health insurance would that include Medicare and/ or Medicare extension plans if the extension plan is with a major health carrier?

Hi Joyce, I hope this answers your question, but if not I apologize, I'd suggest calling primary health care provider and get details! OK, I had read on another thread listed above, that HMO's offer an international supplemental medicare coverage , so I called Kaiser Permanente to check. THEY don't offer anything in addition to medical coverage at the time of injury/hospitalization . (I have NOT had to deal with them, so I don't know the specifics.) IDEALLY you should call into your HMO ASAP after you need urgent care abroad, and figure out the paperwork, the agent told me I could wait until I'm back in the US, but I think that's riskier.

So, back to basics, I'm glad I have a GeoBlue Trekker policy! Which requires that you have a primary health care provider in order to qualify. I have the multiple trip version. https://www.geobluetravelinsurance.com/products/multi-trip/trekker-5-overview.cfm

Here is the exact coverage specified by Medicare, if you don't have a provider who offers more, and basically the answer is 'no coverage overseas' if I'm reading this right. - https://www.medicare.gov/Pubs/pdf/11037-Medicare-Coverage-Outside-United-States.pdf

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Rick steves travel insurance.

As a traveler, you want to make sure that your trip is smooth sailing from start to finish. However, unexpected incidents can occur such as lost luggage, flight cancellation, or even a medical emergency while abroad. This is where travel insurance comes in handy. One of the best travel insurance options out there is Rick Steves Travel Insurance. In this article, we will discuss everything you need to know about this travel insurance provider.

What is Rick Steves Travel Insurance?

Rick Steves Travel Insurance is a travel protection service offered by the well-known travel writer and TV host, Rick Steves. This travel insurance provider offers comprehensive travel insurance plans that cater to the needs of every traveler. It is designed to provide coverage for trip cancellations, medical emergencies, travel delays, and other travel-related incidents.

What are the Benefits of Rick Steves Travel Insurance?

Rick Steves Travel Insurance offers a range of valuable benefits for travelers. Some of the benefits include:

How to Purchase Rick Steves Travel Insurance?

Purchasing Rick Steves Travel Insurance is easy and straightforward. You can purchase a travel insurance plan directly from their website. Just select the type of coverage you need, fill out the application form, and pay online.

How Much Does Rick Steves Travel Insurance Cost?

The cost of Rick Steves Travel Insurance varies depending on the type of coverage you choose and the duration of your trip. However, the cost is generally affordable and reasonable compared to other travel insurance providers. You can get a quote on their website to compare prices and choose the plan that fits your budget.

Rick Steves Travel Insurance is an excellent choice for travelers who want to protect their trips from unexpected incidents. It provides comprehensive coverage at an affordable cost, and their 24/7 travel assistance service is a great help in case of emergencies. Purchase a travel insurance plan from Rick Steves, and you can say goodbye to worrying about travel mishaps and focus on enjoying your trip to the fullest.

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Pizza Pi, Snorkel & Sunset Sail

Includes an Open Bar with champagne and wine
Also includes: Captain, Mate and Fuel
Emile Milo Francis Memorial Drive, Emile Milo Francis Memorial Dr, Red Hook, St Thomas 00802, USVI We are located on "P" dock which is behind Fishtails Bar and Grill
Not wheelchair accessible
Service animals allowed
Near public transportation
Confirmation will be received at time of booking
Most travelers can participate
This experience requires good weather. If it’s canceled due to poor weather, you’ll be offered a different date or a full refund
This experience requires a minimum number of travelers. If it’s canceled because the minimum isn’t met, you’ll be offered a different date/experience or a full refund
This tour/activity will have a maximum of 12 travelers
All sales are final and incur 100% cancellation penalties.

Similar experiences

You'll start at Emile Milo Francis Memorial Drive Emile Milo Francis Memorial Dr, Red Hook, St Thomas 00802, USVI We are located on "P" dock which is behind Fishtails Bar and Grill See address & details
Pass by Christmas Cove
You'll return to the starting point

ashleybH3768SB 0 contributions 5.0 of 5 bubbles Beautiful day trip perfect for couples We had an amazing time going to Virgin Gorda and Jost Van Dyke from St. Thomas. We had a 50 foot Catamaran with 11 guests total so we all had plenty of space. The boat was immaculate with two bathrooms. Our captain Brandon and first mate Jackson were professional and made sure we all had a good time. The baths on Virgin Gorda were beautiful and Jackson guided us through the caves while giving us the history of the baths and lots of fun facts. After the baths we spent the afternoon at Soggy Dollar. Jackson was a great bartender and made sure we always had a drink. The snacks were great too! We are so glad we chose Stormy Pirates and will be booking with them again for future trips to the USVIs and BVIs. Read more Written April 21, 2024
tpjohnson7051 0 contributions 5.0 of 5 bubbles Beautiful day on the water!!! Such a great day withThe Captain and First mate Victoria. Don’t think twice, just book an excursion with Stormy Pirates. The boat ride and scenery alone are worth the trip but being able to see the Turtles right next to you was just so much fun. The pizza lunch was hot and amazing!! We will def book again next time on the island. Read more Written April 21, 2024
356christiev 0 contributions 5.0 of 5 bubbles FUN CHARTER What a great time with Stormy Pirates. Chad and I loved the crew. Liz, Richard and the rest. Group was great. It was a small charter. Which was wonderful. Read more Written April 19, 2024
farmgirl1546 0 contributions 5.0 of 5 bubbles Excellent experience with a wonderful crew! We had a wonderful day on the cruise. The crew was astounding and accommodating. We were well taken care of the whole day. I would recommend to anyone that wants a great experience. Price may be a bit more, but the boat you ride on makes all the difference for this day and we had plenty of room to stretch out and get sun. Also, the Punch is magnificent! Read more Written April 19, 2024
Stay06606912495 0 contributions 5.0 of 5 bubbles Relaxing floating on the Caribbean The views were spectacular. We already had been at Maho bay but the sea life never disappoints and we saw probably one of the biggest turtles. Then we went to Christmas Cove. The ship wreck was pretty cool to see and the many coral reefs. We had pizza at this stop which was good. The captain and boat mate did a great job navigating and answering all our questions. Jackson kept our drinks filled and pointing things out along the way. Was nice sailing and soaking up the sun. Fun for all ages. Read more Written April 19, 2024
V1351PUchrisg 0 contributions 5.0 of 5 bubbles Maho Snorkle Great Trip with Victoria and Captain David. My family had a fantastic time. Would absolutely recommend. Kids 11 and 7 were never bored. Crew was friendly had great info about the surrounding islands and kept our 7 year old entertained so we could snorkel a bit longer. I have been on dozens of snorkel and dive trips some great some not but if you are looking for a relaxed sail a fun crew and some great snorkeling this is an excellent company to go with. Read more Written April 18, 2024
J5371DGdanr 0 contributions 5.0 of 5 bubbles Best boat day in the USVI. Been to St. John 5 times now. We did a Stormy Petrol tour with Captain Galen the first time. Did tours with other companies that I’ll never come back to. This was my second with Stormy and I’ll stick to them from here out. Lacey and Dave were great. Great service, right size. Read more Written April 17, 2024
Omar R 0 contributions 5.0 of 5 bubbles A most do tour Best tour i have ever been 10/10. Great boat and Captains. Drinks and snacks was perfect. The baths at Virgin Gorda is beautiful and incomparable. Jost Van Dyke is another beautiful beach and great eats and drinks. I would do it again. Read more Written April 17, 2024
bradwJ9551MG 0 contributions 5.0 of 5 bubbles Great Food, Sights, and FUN Highly recommend the island hop and food boat tour! From the minute we were stepping onto the boat, Tyler & Maeve took great care of us and showed us the sights, while making sure we had plenty to drink. Fun crew, friendly fellow passengers, and beautiful waters make for a great day. Lime Out is always a winner with great tacos and drinks, then snorkeling Christmas Cove a highlight. The new Lovango Beach Club stop was a nice addition to round it out. Worth every penny! Read more Written April 17, 2024
JanisW928 0 contributions 5.0 of 5 bubbles Super trip to Jost Van Dyke. Wonderful trip. Everything was perfect. Boat is excellent. Savanna and Ken made the best crew. Very helpful getting on and off the boat. Can’t say enough. Read more Written April 16, 2024
Ashunh06 0 contributions 5.0 of 5 bubbles Private Boat Day We had the best day with Captain David! We learned a lot about St. John and surrounding islands! Tons of great snorkeling and a trip to Pizza Pi! Definitely a highlight of our trip! Can’t wait to book again. Read more Written April 15, 2024
annecP2142JO 0 contributions 5.0 of 5 bubbles Amazing time We went on this charter yesterday 4/15/24 and had the best time!!! We were worried about how long it was, but it flew by! The crew were amazing! Captain Keith kept us safe and in the loop during the trip, he was great. His first mate, Maeve was AWESOME!! SO informative on all the islands we passed, walked us through on the tour through the baths and was kind enough to take the pictures during the tour as well. The drinks were refilled at all times, they give you fresh fruit and chips after the tour. Def listen to all the directions the guide gives you, as it can be tricky walking up and down the ladders, etc. The baths was one of the most beautiful things that my husband and I have seen. One for the books for sure! And we had a great time at White Bay! If you are questioning going on this tour, don't just book it! You will not regret going on it. Thanks Stormy Pirates for a great time and awesome crew! Read more Written April 15, 2024
kandir738 0 contributions 5.0 of 5 bubbles Amazing Mave and Keith were amazing and very knowledgeable! We would highly recommend the trip! They were able to point out a place we visited 23 years ago - Ivan's bar. Read more Written April 15, 2024
jodio956 0 contributions 5.0 of 5 bubbles Best Day Trip ! 5 Stars !!!! Best day trip adventure of vacation !!! I was hesitant to begin the day but WOW! It was the best day to hike the baths & white bay beach after! It really is a MUST do. Would definitely do it again ! Mave & Kevin were Awesome ! Thx for a great day guys! Jodi & Barney O. Read more Written April 15, 2024
BeardOfBees 0 contributions 5.0 of 5 bubbles Excellent experience with Stormy Pirates We did two trips with Stormy Pirates during our St. John visit in April 2024. Both of them were great experiences and we were totally satisfied with everything. The trips were easy to book and the staff were all friendly and helpful. I was particularly pleased with the communication from the company. They kept us updated on our bookings and made it really easy to know where we needed to be, what to bring, and all other necessary information. I will definitely go with them on our future trips around the Virgin Islands. Read more Written April 14, 2024

More to explore in St. Thomas

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Pizza Pi, Snorkel & Sunset Sail provided by Stormy Pirates Boat Charters

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