american express global travel card

Shop for Car Insurance

Other Insurance Products

Types of mortgages

Calculators

Find & Compare Credit Cards

Cards with Rewards

Cards for a Purpose

Cards for Building Credit

Credit Card Reviews

Understanding Credit & Score

Student Loans

Paying for College

Personal Finance for College Students

Life Events

Best Amex Credit Cards for Travel in 2024

American Express provides many appealing credit cards that serve different travel-related requirements. While some of these cards are co-branded, others are not. All the Amex travel credit cards we've selected offer reward points or miles.

Updated: March 14, 2024

Advertising & Editorial Disclosure

• Card Comparisons
• Comparison Tips

MoneyGeek partners with leading industry experts and advertisers to help you get to your financial happy place. Our content is accurate when posted but offers may change over time. We may receive compensation for partner advertisements, but our editorial team independently reviews and ranks products. Learn more about our editorial policies .

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Travelers have multiple credit card options to choose from when they turn to American Express. If you favor using a particular airline or group of hotels over others, you might benefit by getting a co-branded Amex travel card. Irrespective of the card you choose from our selection, you stand to earn rewards in some form.

While some of the best Amex credit cards for travel come with annual fees, a few do away with them completely. This largely depends on the rewards and perks on offer. For example, while the benefit-laden Amex Hilton Honors Surpass Card charges an annual fee, the simpler Hilton Honors Card does not. However, it earns fewer points on bonus category purchases and includes fewer benefits. It is common for Amex travel cards to come with no foreign transaction fees.

• Our Top 5 Picks
• Summarized List of All Winners
• Tips for Comparing Credit Cards

This article is part of our larger series on Best Travel Credit Cards

MoneyGeek's Take: Top 5 Amex Credit Cards for Travel

Quick Summary

The best Amex credit cards for travel offer a variety of travel-related perks and high points/miles earn rates on category-based spending, although these tend to come at a cost. We’ve selected the top five cards from this category based on factors such as annual fees, APRs, welcome offers and value of points/miles.

A great miles rewards card with no annual fees

• up to 2 Miles per $1* Rewards Rate
• 20.99% – 29.99% Variable APR
• $0 Annual Fee
• Good–Excellent Recommended Credit

WHY WE GEEK OUT

We love the Delta SkyMiles® Blue American Express Card for more than its no-annual-fee feature. This card lets you earn 2X miles on restaurants worldwide and Delta purchases. All other purchases come with 1X miles.

An welcome offer gives you the ability to earn 10,000 bonus miles. All you need to do is spend at least $1000 on purchases within the first six months.

This card comes with no international transaction fees, which makes it perfect for use when traveling overseas. Other travel benefits include earning 20% as a statement credit when you use your card on eligible Delta in-flight purchases and complimentary car rental loss and damage insurance.

Cardholders also stand to benefit through purchase and fraud protection in different scenarios.

PROS & CONS

• No annual fee
• With welcome offer
• Gives perks for Delta purchases
• No foreign transaction fees
• Good/excellent credit needed
• Limited benefits compared to others
• No lounge access perks
• Less rewarding for non-Delta spend

CARD DETAILS

Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months. No Annual Fee. Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S. Earn 2X Miles per dollar spent on Delta purchases, and 1X Mile on all other eligible purchases. Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com. Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets. No Foreign Transaction Fees. Terms Apply.

Terms, rates and fees apply

An excellent credit card for earning Hilton Honors points

• 3–12 Points per $1* Rewards Rate
• $150 Annual Fee

The Hilton Honors American Express Surpass® Card is a fantastic option for travelers, especially those with a penchant for Hilton stays. Imagine walking into a Hilton property and enjoying complimentary upgrades, thanks to the Gold Status that comes with this card. Whether you're dining out stateside or shopping online, you're racking up points at an impressive rate. And for the globetrotters, there's no need to worry about those pesky foreign transaction fees. The card does have an annual fee, and while the perks cater primarily to Hilton enthusiasts, its broad rewards system can offer value to many.

• Generous welcome bonus
• Purchases from Hilton get bonus points
• Complimentary Hilton upgrades
• With annual fee
• Benefits mostly Hilton-centric

Earn 155,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership. Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond status through the end of the next calendar year. $95 annual fee. Terms Apply.

A rewarding travel card for people who are casual guests at Hilton hotels and resorts

• 3–7 Points per $1* Rewards Rate

The Hilton Honors American Express Card is a traveler's dream come true. With no annual fee and a generous welcome bonus, it's a financial no-brainer for those frequenting Hilton properties or just seeking exceptional value. Whether dining out stateside or shopping abroad, you'll accumulate points seamlessly without those pesky foreign transaction fees. And here's the kicker — this card instantly boosts you to Hilton's Silver status! Want more perks? Just up your spending game, and Gold status awaits. This card truly embraces both the occasional and the dedicated traveler.

• High earning rates with Hilton
• Automatic Hilton Silver status
• Potentially high APR
• High credit requirement
• Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 4/17/24.
• Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
• Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
• Earn 3X Points for all other eligible purchases on your Card.
• Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
• No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
• No Annual Fee.
• Terms Apply.

An excellent card for earning Delta SkyMiles

• 1–3 Miles per $1 Rewards Rate
• $350 Annual Fee

We recommend the Delta SkyMiles Platinum American Express Card to people who fly with Delta frequently. While this card comes with a $350 annual fee, it offers a number of Delta- and SkyMiles-specific benefits.

A welcome offer gives you the ability to earn 50,000 bonus miles by spending $3,000 on purchases in the first six months. All purchases made directly with Delta earn 3X miles, as do hotel bookings made directly with hotels. A couple of categories come with 2X miles and all others with 1X miles.

Cardholders may check their first bags on Delta flights for free, and they receive one domestic main cabin round-trip companion certificate every year. You also get a fee credit for Global Entry/TSA PreCheck. Using this card outside of the U.S. makes sense as it comes with no foreign transaction fees.

Cardholders stand to benefit through different travel insurance coverage and purchase protection.

• Generous welcome offer
• Earn 3X Miles on Delta purchases and purchases made directly with hotels.
• Free first checked bag on Delta flights
• Get to the next Medallion membership status faster
• Exclusive rate for Delta Sky Club access
• 20% back as a statement credit on eligible Delta in-flight purchases
• Statement credit toward Global Entry/TSA PreCheck
• Complimentary travel insurance and purchase protection
• $350 annual fee
• Cannot transfer miles to other airline loyalty programs
• Penalty APR may apply in case of late/returned payments
• Earn 50,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months of Card Membership.
• Receive a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
• Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
• Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• Earn $1 Medallion® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles® Platinum American Express Card in a calendar year and get a boost toward achieving Medallion Status for next Medallion Year.
• Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and earn 1X Miles on all other eligible purchases.
• $120 Resy Credit: With the Delta SkyMiles® Platinum American Express Card Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
• $120 Rideshare Credit: You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles® Platinum American Express Card. Enrollment Required.
• Enjoy your first checked bag free on Delta flights.
• Receive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
• Fee Credit for Global Entry or TSA PreCheck®: Receive $100 back for Global Entry or up to $85 back for TSA PreCheck® after you apply through any Official Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
• Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
• No Foreign Transaction Fees.
• $350 Annual Fee.

A great credit card for individuals looking for basic travel perks and more opportunities to earn miles

• 1–2 Miles per $1 Rewards Rate
• 0 introductory annual fee for the first year, then $150 Annual Fee

We like the Delta SkyMiles® Gold American Express Card because it comes with a sizable welcome bonus and multiple bonus categories for earning Delta SkyMiles. As a part of its welcome offer, you earn 40,000 Bonus miles if you spend $2,000 on purchases in the first six months.

This card offers 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.

This card offers a $0 introductory annual fee for the first year, after which it becomes $150. Additionally, it does not charge any foreign transaction fees. You receive a $200 Delta flight credit if you spend $10,000 on purchases each year. You save 20% when you use this card to pay for Delta in-flight purchases. All cardholders get access to priority boarding on Delta flights.

• No foreign transaction fee
• $200 Delta flight credit
• Free first checked bag
• Priority boarding
• Up to 20% savings on in-flight purchases
• Annual fee of $150 after the first year
• No luxury travel benefits
• Earn 40,000 Bonus Miles after you spend $2,000 in purchases on your new Card in your first 6 months of Card Membership.
• Enjoy a $0 introductory Annual Fee for the first year, then $150.
• Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• $200 Delta Flight Credit: After you spend $10,000 in purchases in a year, you can receive a $200 Delta Flight Credit to use toward future travel.
• Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.
• You can check your first bag free on Delta flights, saving up to $60 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $240 per round-trip flight.
• $100 Delta Stays Credit: Delta SkyMiles® Gold American Express Card Members can earn up to $100 back annually on eligible prepaid Delta Stays bookings on delta.com.
• Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
• Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
• With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
• ( See rates and fees )

Summary of the Best Amex Cards for Travel

Check this brief Amex travel card comparison table that’s based on aspects such as APRs, annual fees and welcome offers.

• Credit Card Best For Avg. Reward Rate Annual Fee Credit Needed

While many travelers gravitate towards cards with no annual fees, you are often better off choosing a card with a fee. The included perks, like a free checked bag or annual free night, often outweigh any annual fee that you pay. -- Lee Huffman, credit card expert at BaldThoughts.com .

How to Compare Amex Credit Cards & Intro Offers

Features and benefits that you may find in one Amex travel card might be specific to the card in question. This requires that you pay attention to different aspects before arriving at a decision.

Co-branded or not

American Express offers co-branded cards in the form of Delta SkyMiles cards, Hilton Honors cards and Marriott Bonvoy cards. These cards might work well for you if you’re a frequent user of any of these brands. Otherwise, you can choose a card that earns Amex Membership Rewards points, which offer numerous redemption options.

Travel cards tend to come with higher APRs than cards that don’t offer any rewards/cash back. If you plan to carry balances from one month to the next, consider looking at what the top low-interest credit cards have to offer.

Annual fees

The annual fee you might need to pay depends on the features and benefits you’re after. For example, the no-annual-fee Delta SkyMiles Blue American Express Card comes with up to 2x miles on category-based spending. While the Delta SkyMiles Platinum American Express Card charges a $250 annual fee, it offers up to 3x miles on category-based spending. Besides, it comes with a more rewarding welcome offer as well as other perks such as an annual companion certificate, first checked bag free and credit toward Global Entry or TSA PreCheck fees.

Welcome offer

All the top Amex travel credit cards give you the opportunity to earn bonus points or miles through different welcome offers. If you get the Delta SkyMiles Blue American Express Card, you earn a welcome bonus of 10,000 miles by spending $500 on eligible purchases in the first three months. The Hilton Honors Card , on the other hand, offers 100,000 bonus points if you spend $1,000 on eligible purchases within the first three months, and an additional 50,000 bonus points if you spend a total of $5,000 in the first six months.

Points/miles earn rate

The annual fee that you might or might not need to pay typically has a bearing on this aspect, so you need to weigh your options after accounting for your spending patterns. For instance, the no-annual-fee Hilton Honors Card lets you earn up to 7x points on category-based spending. This increases to 12x points with the Hilton Honors American Express Surpass Card , which charges a $95 annual fee.

Value of points/miles

If you get a card that offers American Express Membership Rewards Points, their value may vary from 0.5 cents to 1 cent per point or higher based on how to choose to redeem them. If you get a co-branded card that offers miles or points linked to an airline or a hotel loyalty program, you typically get the best value when you use them to pay for flight or prepaid hotel bookings. In such cases, aspects such as dates, routes and specific properties may also affect the value of your miles/points.

Additional features

You may expect various card-specific features and perks from our selection of the best Amex credit cards for travel. These include no foreign transaction fees, no preset spending limits , complimentary travel insurance coverage, status upgrades in loyalty membership programs, weekend night rewards, Priority Pass lounge access, annual companion certificates and additional savings on in-flight purchases.

Further Reading

Best Business Credit Cards

Business vs. Corporate Credit Cards

About Rajiv Baniwal

Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. Meticulous in his research, he provides accurate and up-to-date information. His expertise includes mortgages, loans, credit cards, insurance and international money transfers.

Card Accounts

• Create Your Online Account
• Account Home
• Confirm Your Card
• Statements & Activity
• Account Services
• Card Benefits

Business Accounts

• Small Business
• Merchant Home
• American Express @Work

Other Accounts and Payments

• Savings Accounts
• Send Money & Split Purchases: Venmo and PayPal
• Membership Rewards® Point Summary
• BlueBird Alternative to Banking

Credit Tools and Support

• Free Credit Score & Report
• Set Your Credit Score Goals
• CreditSecure®
• Forgot User ID or Password?
• Security Center

Personal Cards

• View All Credit Cards
• Travel Credit Cards
• Cash Back Credit Cards
• No Annual Fee Credit Cards
• Credit Intel – Financial Education Center

Business Credit Cards

• View All Business Credit Cards
• Most Popular Business Credit Cards
• Travel Business Credit Cards
• No Annual Fee Business Credit Cards
• Flexible Payment Business Credit Cards

Corporate Programs

• View All Corporate Cards and Programs
• View All Corporate Benefits
• Corporate Green Card
• Corporate Platinum Card
• Corporate Purchasing Card
• Personal Card Annual Credit

Prepaid Cards

• Prepaid Debit Cards
• View All Prepaid & Gift Cards

Personal Savings

• View All Savings Products
• High Yield Savings (HYSA)
• Certificates of Deposit (CD)
• Savings Help & Support
• Log In To Your Savings Account

Personal Checking and Loans

• Personal Checking
• Personal Checking Help
• Personal Loans
• Personal Loans Help

Personal Financial Management

• Investment Management
• Financial Planning

Business Banking

• Business Checking
• Business Line of Credit

Personal Travel

• Book a Trip
• Book Fine Hotels & Resorts®
• Book The Hotel Collection
• Book International Airline Program
• Book Cruise Privileges Program
• Manage My Trips

Travel Inspiration

• Get Inspired
• Explore Destination Experiences
• Why American Express Travel
• Travel Checklist
• How to Pay with Points

Business Travel

• Corporate Travel Solutions
• Meetings and Events

Other Travel Services

• Travel Insurance
• COVID-19 Travel Insurance FAQ
• Travel Help Center
• Travelers Cheques
• Global Assist Hotline
• Membership Rewards®
• Refer a Friend

Benefits and Offers

• View All Benefits
• Amex Offers
• Entertainment and Events

Manage Membership

• Rewards Summary
• Points Value Calculator
• Cover Card Charges
• Pay with Points
• Redeem points for Gift Cards
• How do I find and add Amex Offers to my Card?
• How do I Earn Membership Rewards® Points?
• How do I Redeem Membership Rewards® Points?
• View all FAQs

Business Solutions

• Business Solutions Home
• Business Class: Trends & Insights

Checking & Payment Products

• American Express Go
• International Payments
• View All Payment Solutions

Funding Products

Merchant Services

• Accept the Card
• Merchant Payment Solutions
• Get Support
• Search Search

Log In to My Account

• Create New Online Account
• Confirm Card Received
• Visit Our Security Center

9 Best American Express Credit Cards of April 2024

The best American Express credit cards have earned high marks thanks to their stellar rewards and perks. Amex offers a card for almost every type of spender, including credit cards for beginners, casual travelers, road warriors and always-on-the-go business travelers. Whether you’re looking for global airport lounge access, generous cash back in specific categories or premium access to events, Amex has a card to fit your needs.

TPG’s experts have compiled an in-depth list of the best Amex credit cards, including several that don’t have an annual fee, based on our personal experiences. Check out the picks from our partners below to see how they stack up against each other and choose which is right for you.

• The Platinum Card® from American Express : Best for high-end benefits
• American Express® Gold Card : Best for U.S. supermarkets and restaurants
• Blue Cash Preferred® Card from American Express : Best for maximizing cash back
• Delta SkyMiles® Gold American Express Card : Best for occasional Delta flyers
• Delta SkyMiles® Reserve American Express Card : Best for SkyClub access
• Blue Cash Everyday® Card from American Express : Best for cash-back beginners
• The Business Platinum Card® from American Express : Best for frequent business travelers
• American Express® Business Gold Card : Best for flexible earning on business expenses
• The Blue Business® Plus Credit Card from American Express : Best for small businesses that spend under $50,000 each year

Browse by card categories

Comparing the best credit cards, more details on the best credit cards, maximizing american express rewards, helpful tools, how we rate, what is american express, how to choose the best amex credit card, ask our experts, pros + cons of american express cards, frequently asked questions.

• No Annual Fee

The Platinum Card® from American Express

The Amex Platinum is unmatched when it comes to travel perks and benefits. If lounge access, hotel elite status and annual statement credits are important to you, this card is well worth the high annual fee. Read our full review of the Platinum Card from American Express .

• The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway.
• This card comes with a long list of benefits, including access to Centurion Lounges, complimentary elite status with Hilton and Marriott, and at least $1,400 in assorted annual statement credits and so much more. (Enrollment required)
• The current welcome offer on this card is quite lucrative. TPG values it at $1,600
• The $695 annual fee is only worth it if you’re taking full advantage of the card’s benefits. Seldom travelers may not get enough value to warrant the cost.
• Outside of the current welcome bonus, you’re only earning bonus rewards on specific airfare and hotel purchases, so it’s not a great card for other spending categories.
• The annual airline fee credit can be complicated to take advantage of compared to the broader travel credits offered by competing premium cards.
• Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
• $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
• $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
• $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
• $695 annual fee.
• Terms Apply.

American Express® Gold Card

This isn’t just a card that’s nice to look at. It packs a real punch, offering 4 points per dollar at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1 point per dollar). There’s also an up to $120 annual dining credit at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and participating Shake Shack locations, plus it added an up to $120 annually ($10 per month) in Uber Cash, which can be used on Uber Eats orders or Uber rides in the U.S. The card must be added to your Uber account to receive this benefit. All this make it a very strong contender for all food purchases, which has become a popular spending category. Enrollment required for select benefits. Read our full review of the American Express Gold Card .

• 4 points per dollar on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1 point per dollar)
• 3 points per dollar on flights booked directly with the airline or with Amex Travel
• Welcome bonus of 60,000 points after spending $6,000 in the first six months of card membership.
• Weak on travel and everyday spending bonus categories
• Not as effective for those living outside the U.S.
• Some may have trouble using Uber/food credits; few travel perks and protections
• Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
• Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
• Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
• $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
• $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
• Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
• Choose the color that suits your style. Gold or Rose Gold.
• No Foreign Transaction Fees.
• Annual Fee is $250.
• See Rates & Fees

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred Card is one of the best cash-back credit cards on the market. You’ll get a great return across a wide range of bonus categories, a solid welcome bonus and a low annual fee. Read our full review of the Blue Cash Preferred Card from American Express .

• This card has one of the best earning structures out for among cash-back credit cards.
• The card comes with access to Amex Offers (activation required), which can save you even more money on specific purchases.
• There is a $6,000 spending cap on the U.S. supermarket bonus category, which may not work for those with large grocery budgets.
• You’ll have to pay a foreign transaction fee on international purchases, so it’s not a great choice when you’re traveling abroad.
• Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
• $0 intro annual fee for the first year, then $95.
• Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
• Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.24% - 29.99%. Variable APRs will not exceed 29.99%.
• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 6% Cash Back on select U.S. streaming subscriptions.
• 3% Cash Back at U.S. gas stations.
• 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
• 1% Cash Back on other purchases.
• Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
• Get up to $120 in statement credits annually when you pay for an auto-renewing subscription to Equinox+ at equinoxplus.com with your Blue Cash Preferred® Card. That’s $10 in statement credits each month. Enrollment required.
• Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Preferred® Card. Enrollment required.

Delta SkyMiles® Gold American Express Card

The Delta SkyMiles Gold Amex provides valuable elite-like benefits for causal Delta flyers including a first checked bag free and priority boarding. It can easily justify getting and keeping this card. Read our full review of the Delta SkyMiles Gold American Express Card .

• 20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi)
• First checked bag free for you and up to eight companions
• Main Cabin 1 priority boarding
• There are better Delta cards if you want lounge access or a boost to earn elite status
• Doesn't make sense if you don't fly Delta
• Earn 40,000 Bonus Miles after you spend $2,000 in purchases on your new Card in your first 6 months of Card Membership.
• Enjoy a $0 introductory Annual Fee for the first year, then $150.
• Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• $200 Delta Flight Credit: After you spend $10,000 in purchases in a year, you can receive a $200 Delta Flight Credit to use toward future travel.
• Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.
• You can check your first bag free on Delta flights, saving up to $60 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $240 per round-trip flight.
• Receive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
• $100 Delta Stays Credit: Delta SkyMiles® Gold American Express Card Members can earn up to $100 back annually on eligible prepaid Delta Stays bookings on delta.com.
• Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
• Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
• With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.

Delta SkyMiles® Reserve American Express Card

The Delta SkyMiles Reserve American Express Card is the premier choice for Delta loyalists who value an accelerated path to elite status, Delta SkyClubs lounge access, an annual companion certificate and strong earning rates on Delta purchases. Read our review of the  Delta SkyMiles Reserve card .  Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.

• Statement credit for TSA PreCheck (Up to $85 every 4.5 years) or Global Entry fee (up to $100 every 4 years)
• Delta SkyClub access when flying Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
• High annual fee of $650
• Lower fee Delta cobranded cards offer superior earning categories
• Earn 60,000 Bonus Miles after you spend $5,000 in purchases on your new Card in your first 6 months of Card Membership.
• Reserve your piece of history with the new limited edition Boeing 747 Delta SkyMiles® Reserve American Express Card design.
• Enjoy complimentary access to the Delta Sky Club® and bring up to two guests or immediate family members at a rate of $50 per person per visit when flying Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
• Receive four Delta Sky Club® One-Time Guest Passes each year when you fly together on Delta. After that, you may bring up to two guests at a per-visit rate of $50 per person, per location.
• Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
• Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
• Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
• Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
• $240 Resy Credit: With the Delta SkyMiles® Reserve American Express Card Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
• $120 Rideshare Credit: You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles® Reserve American Express Card. Enrollment Required.
• Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.
• Delta SkyMiles® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
• Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
• $650 Annual Fee.

Blue Cash Everyday® Card from American Express

The Blue Cash Everyday card is a good option for people who want a simple cash back structure with no annual fee. You’ll earn bonus cash back rewards on popular bonus categories, including U.S. supermarkets and U.S. gas stations. Read our full review of the  Blue Cash Everyday Card from American Express .

• No annual fee
• 3% cash back at U.S. gas stations and U.S. online retail purchases
• Amex Offers, which earn you statement credits or extra points on purchases with a wide variety of merchants. (Enrollment required)
• 3% cash back at U.S. supermarkets
• There is a $6,000 spending cap on the U.S. supermarkets bonus category, which may not work for those with larger annual grocery spend.
• You’ll have to pay a foreign transaction fee on purchases abroad, so it’s not a great choice to take with you when traveling outside of the U.S.
• Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
• No Annual Fee.
• Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.24% to 29.99% variable APR.
• 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
• 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
• 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
• Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday® Card. Enrollment required.
• Enjoy up to $15 back per month when you purchase a Home Chef meal kit subscription (subject to auto renewal) with your enrolled Blue Cash Everyday® Card.

The Business Platinum Card® from American Express

The Business Platinum Card from American Express is a great card for frequent travelers looking to add a touch of luxury to their business trips. While the card does come with a high annual fee, you’re also getting a ton of valuable benefits in return. They include generous annual travel credits, unparalleled lounge access that includes Amex Centurion Lounges and more. Read our full review on The Business Platinum Card from American Express .

• Up to $100 credit for Global Entry every 4 years or up to $85 TSA PreCheck application fee every 4 1/2 years (enrollment required)
• Up to $400 annual credit for U.S. Dell purchases; Gold status in the Marriott and Hilton loyalty programs. (enrollment required)
• Access to the Fine Hotels & Resorts program and Hotel Collection
• International Airline Program; and Cruise Privileges Program
• Steep annual fee
• High spend needed for welcome offer.
• Limited high bonus categories outside of travel
• Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
• 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
• Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
• Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
• $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
• The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
• $695 Annual Fee.

American Express® Business Gold Card

The Amex Business Gold card is a solid choice for high-spending small businesses with the flexibility to earn 4 points per dollar in the two categories where you spend the most. The card is ideal for businesses who value simplicity above all. Read our full review of the American Express Business Gold Card .

• You'll earn 4 Membership Rewards points per dollar in the top 2 spending categories each month (on the first $150,000 in combined purchases each calendar year; then 1 point per dollar).
• Hefty $375 annual fee.
• There may be better options for small businesses who don't spend a lot.
• Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
• Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
• Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
• Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
• Get $12.95 back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. $12.95 plus applicable taxes.
• Your Card – Your Choice. Choose from Gold or Rose Gold.
• *Terms Apply

The Blue Business® Plus Credit Card from American Express

This  credit card  is good for two groups of consumers. First,  small business owners  who have under $50,000 in purchases and wants to minimize any extra costs will find tremendous value from this card’s straightforward point-earning approach. Or, if you already own other  Amex cards  that earn Membership Rewards points and want a card with an  everyday rewards rate , the 2x is helpful for all purchases (given that you spend less than $50,000 per calendar year). Read our full review of the  Blue Business Plus card .

• Earn Membership Rewards points
• Transfer points to 22 airline and hotel partners
• 2x points capped at $50,000 per calendar year; then 1x
• No higher bonus categories for business-related spending
• Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
• 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
• Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
• You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
• *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
• Terms Apply

The perks on the Amex Platinum are almost too numerous to list out — but they include extensive airport lounge access and a variety of statement credits to make your travel (and select everyday purchases) more rewarding and less costly.

The Amex Platinum is ideal for someone looking for additional luxury on their travels, but the numerous lifestyle perks could make it a terrific choice for an even broader audience.

“Whilst this card has a high $695 annual fee (see rates and fees ), it more than justifies itself for frequent travelers like me. The lounge access options that come with the Platinum are unrivaled by competitors. I put all of my flights — whether bought with cash or points — on this card to earn 5 points per dollar spent (on up to $500,000 in these purchases per year) and to enjoy various travel protections. I also make sure to take full advantage of the array of statement credits. And, honestly, pulling a Platinum card out of your wallet to pay for something does feel pretty fancy.” — Matt Moffitt , senior editor

For luxury perks at a much lower price point, the Capital One Venture X Rewards Credit Card could be a great option.

The Amex Gold awards 4 points per dollar at U.S. supermarkets (on up to $25,000 in spending each year, then 1 point) and 4 points per dollar at worldwide restaurants, making it one of the more rewarding cards for everyday purchases.

Anyone who’s looking to maximize their grocery and dining purchases can get a ton of value from the Amex Gold.

“There's no better card for groceries and dining than the Amex Gold. I earn 4 points per dollar in both of these categories, and with additional perks like monthly statement credits and the ability to transfer my Membership Rewards points to valuable airline partners, the card is a mainstay in my wallet.” — Nick Ewen , director of content

For a much lower annual cost, consider the Chase Sapphire Preferred® Card , which offers 5 points per dollar on purchases through Chase Ultimate Rewards; 3 points per dollar on dining, select streaming services and online grocery delivery; and 2 points per dollar on all other travel purchases.

The Blue Cash Preferred offers solid cash-back rewards across a variety of categories, but you can also enjoy a lucrative welcome offer and additional statement credits for select purchases during the year.

Someone who doesn’t want to worry about maximizing travel rewards is a great fit for the Blue Cash Preferred.

“The Blue Cash Preferred Card is the card I recommended to my parents when they were looking for a new cash-back rewards card for their groceries. My parents prefer the simplicity of cash-back rewards and I knew they'd benefit from earning 6% cash back on up to $6,000 per year in purchases at U.S. supermarkets, then 1% after. Compared to the 1.5% cash back they were earning on these purchases, the elevated earnings easily justified adding the Blue Cash Preferred to their wallet.” — Katie Genter , senior writer

For similar perks at a lower cost, consider the Blue Cash Everyday® Card from American Express , which has comparable cash-back rates for no annual fee (see rates and fees ).

There’s a lot to love about the Delta SkyMiles Gold Amex, thanks to perks like no foreign transaction fees, a free checked bag, priority boarding and a $200 Delta flight credit after you spend $10,000 or more on your card in a calendar year. It has an annual fee of just $150, $0 intro annual fee for your first year.

You’ll enjoy great airline-specific perks and travel benefits with a low annual fee, making the Delta Gold Amex a great option for casual Delta flyers and new travelers.

“As someone who likes flying Delta but doesn’t fly often enough to earn elite status, my Delta SkyMiles Gold Amex still gives me elitelike perks to help upgrade my travel experience.” — Madison Blancaflor , senior content operations editor

Those seeking Delta Medallion elite status may prefer the Delta SkyMiles® Platinum American Express Card . This card can help you requalify for Medallion status based on your spending each year and also includes additional perks for frequent Delta travelers.

The Delta SkyMiles Reserve provides cardholders with complimentary Sky Club access whenever they fly with Delta Airlines in addition to complimentary Centurion Lounge access as well. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.

Frequent Delta flyers who book travel and make purchases directly with the airline should carry this card in their wallets since it earns 3 miles per dollar spent in this category. Plus, with the SkyMiles Reserve card, your first checked bag is free on Delta flights.

If you enjoy complimentary upgrades, the Delta SkyMiles Reserve card can help you access them. Even if you haven’t achieved Medallion status yet, this credit card adds you to the complimentary upgrade list (after Medallion-status members). You’ll also get a 20% statement credit on eligible inflight purchases when you use your SkyMiles Reserve card.

The Delta SkyMiles® Platinum American Express Card features a lower annual fee of $350 (see rates and fees ) and still offers cardholders plenty of perks, including a Global Entry statement credit every four years and 15% savings when using miles to book award travel on Delta flights booked through the airline.

For no annual fee, you’ll enjoy up to 3% cash back on a variety of purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

Those looking for lucrative cash-back rates without an annual fee are great candidates for the Blue Cash Everyday.

“I added this card to my wallet shortly after my first travel card as a way to earn better rewards on U.S. gas and U.S. supermarket purchases. Three percent back on both categories (up to $6,000 per year in purchases, then one percent after) was a great way for me to earn higher cash back on many of my everyday purchases without any added annual fee.” — Jack Markham, senior director

The Blue Cash Preferred® Card from American Express offers notably higher cash-back rates at select merchants, so depending on your spending habits, you could come out ahead — even once the card’s $95 annual fee kicks in, $0 intro annual fee for the first year (see rates and fees ).

The Amex Business Platinum has a list of perks almost too lengthy to mention — including annual statement credits for various business-related expenses. But the most appealing aspects of the card involve the travel benefits, including automatic hotel elite status and access to the Fine Hotels + Resorts program. 

Small-business owners who want to add a bit of luxury to their travels while saving money on some essential purchases would be a great fit for the card.

“I find that the annual perks and credits provide a ton of value. By using the benefits with Priority Pass and Amex lounges, the airline incidental credits, plus the statement credits for Clear Plus, our cellphone plan and restocking my home printer with ink and paper from Dell, I get more value out of the card than it costs to keep it (enrollment is required for select benefits). Plus, it earns my favorite points — American Express Membership Rewards points — earning 5 points per dollar on flights and hotels booked with Amex Travel (on up to $500,000 in purchases each year).” — Ryan Smith , former credit cards writer

If you’re more focused on earning rewards rather than using benefits, consider the American Express® Business Gold Card , which offers 4 points per dollar on your top two spending categories each billing cycle (on up to $150,000 in combined purchases each year, then 1 point per dollar).

Membership Rewards points are incredibly valuable, and the Amex Business Gold card lets small businesses earn a ton of them. You’ll earn 4 points per dollar on the two categories where you spend the most each billing cycle (on up to $150,000 in combined purchases each year, then 1 point per dollar). These points can go a long way toward your next luxury flight redemption.

Any small-business owner with significant spending in the eligible bonus categories — which include U.S. gas stations, U.S. restaurants, select technology providers and certain advertising purchases — can get great value from the Amex Business Gold card.

“No other card provides the earning potential and adaptability this card has. Sure, its $375 annual fee isn’t cheap (see rates and fees ), but I love the fact I don’t need to think about what purchases I put on this card. It will automatically adapt and provide 4 points per dollar in my top two spending categories monthly.” — Ryan Smith , former credit cards writer

For a fixed earning rate and no annual fee (see rates and fees ), go for the The Blue Business® Plus Credit Card from American Express . You’ll earn 2 Membership Rewards points per dollar spent on all purchases (on up to $50,000 in spending each calendar year, then 1 point per dollar).

It’s rare that a card with no annual fee (see rates and fees ) awards fully transferable points, but that’s exactly what you’ll get with the Blue Business Plus. These points can be redeemed for travel directly with American Express, but for more value, you can transfer them to an eligible hotel or airline loyalty program.

Small-business owners who don’t want to worry about maximizing bonus categories can earn a ton of Amex points with the Blue Business Plus.

“There are very few no-annual-fee cards that award fully transferable points, but the Amex Blue Business Plus is one of them. Not only that, you'll earn 2 Membership Rewards points for every dollar you spend (on up to $50,000 each year, then 1 point). That's a fantastic return of 4% back based on TPG's valuations , making this a great option for your small-business needs.” — Nick Ewen , director of content

If you don’t want to worry about travel rewards and instead want to plow your earnings back into your small business, go for the American Express Blue Business Cash™ Card — which also incurs no annual fee (see rates and fees ) and gives 2% cash back on every purchase (on up to $50,000 in spending each calendar year, then 1% cash back). These rewards are automatically applied to your card balance as a statement credit.

Leverage Membership Rewards points

Membership Rewards points are the points currency of American Express and are considered some of the most valuable points in the world of points and miles . The best way to maximize the value of your hard-earned Membership Rewards points is through transferring them to any of Amex’s 17 airlines and three hotel transfer partners . Certain redemption options are a better value than others, but transferring to a reward partner is still the best way to maximize your points. Keep an eye out for periodic transfer bonuses to specific partners to get even more out of your points. 

Utilize Amex Offers

Redeeming points and miles is not the only way to take advantage of credit cards. One of the best ways to maximize American Express rewards is by taking advantage of Amex Offers . All American Express cards come with access to Amex Offers, and these offers are a variety of savings from various merchants, travel providers and more. Common forms of Amex offers include: 

• Spend $X, get Y number of bonus points
• Spend $X, get $Y back
• Get additional points for each dollar you spend at a select merchant
• Get X% back by using the link provided

These offers are targeted for cardholders, which means you should see many great ways to save for your spending. 

Combine cards to maximize your rewards

Many American Express cards offer terrific value. However, when you combine two (or more) of them, your rewards can really take off. Maybe you start with the Amex Platinum to utilize its array of travel perks and statement credits. Then, you can add in the Amex Gold for bonus rewards on dining and grocery purchases. You could even look at layering in a business card to make the most of any business-related spending. By carrying more than one Amex card, you ensure you are getting the most Membership Rewards points out of your spending. 

• Awards vs cash calculator Compare the cost in points or miles to cash.
• CardMatch™ Get prequalified offers in less than 60 seconds.

American Express is a card issuer that offers a number of products and services for customers. It has partnerships with some of the largest travel brands out there — including Delta, Marriott and Hilton — but it also issues cards under its proprietary Membership Rewards umbrella.

Many Amex cards come with fixed credit lines, but others have no preset spending limits — though you must repay the balances in full and on time every month.

Types of American Express credit cards

There are many different kinds of American Express cards, so be sure to carefully consider which one(s) would be the best for you.

Many Amex cards are specifically designed to enhance your travel experience. This includes cobranded cards with Delta SkyMiles, Marriott Bonvoy and Hilton Honors. Beyond earning points or miles with the specific loyalty program, you’ll enjoy an array of benefits when you do business with the program. Depending on the specific card, this can include waived checked bag fees, priority check-in, shortcuts to (or outright) elite status, or annual certificates that can be redeemed for a free night or a companion’s airfare.

American Express issues many cards that earn Membership Rewards points. This is Amex’s own currency, and you can use these points in a variety of ways. This includes booking travel directly with American Express Travel and redeeming them for statement credits, but you also have the ability to transfer your points to partner programs. This is where you often get the best value for your rewards.

For those not interested in travel perks or rewards cards, American Express offers a number of cash-back cards. These typically offer a certain percentage of each transaction back in rewards, so if you want added flexibility (rather than being forced into using your points for travel), one of these cards can be a great fit.

In each of the above categories, you can generally choose between personal and business card products. Many top travel, rewards and cash-back cards from American Express are tailored to small businesses — and in most cases, you can pool your rewards from business cards and personal cards, putting your next redemption even closer.

American Express benefits

American Express cards have long held a reputation for lucrative benefits, though the extent of these perks depends on the card you have.

The American Express Membership Rewards ecosystem is incredibly valuable, and many Amex cards offer bonus points on select purchases. Again, be sure to match up how you spend your money each month with a card that will maximize your earnings on those purchases.

Many of the top American Express cards feature travel benefits like automatic elite status, airline fee credits and access to concierge services. Some of these are easy to put a dollar amount on, but others can be challenging. Evaluate your own situation to determine whether these perks will cover most (or all) of a card’s annual fee.

Every American Express personal and business card is eligible for targeted Amex Offers. These must be activated in your online account ahead of time, but they’ll typically offer things like bonus points or a discount when making a purchase at a select retailer.

We always recommend checking these offers on a regular basis, as you never know when one might appear that applies to you.

Using your American Express card is typically a secure transaction, and the issuer offers $0 fraud liability (as long as you report fraudulent activity in a timely fashion). However, many Amex cards also include an array of shopping protections and travel protections that can cover you if (or when) things go wrong.

Once you select a specific card (or cards), carefully review your benefits guide to ensure you understand exactly what you have.

• 1 Sign-up bonus Go with an Amex that features a decent sign-up bonus — you can use the reward for future travel plans or to pay down a balance if you opt for a cash-back card. Select an option that has an achievable spend threshold and that you’ll earn the currency most valuable to you — whether it’s points, miles or cash back.
• 2 Annual fee While some of the Amex cards on our list feature high annual fees, they also offer stellar travel and shopping protections in addition to other benefits like credits in certain categories. We also included no annual fee cards for those who don’t want to worry about paying for a card each year.
• 3 Bonus categories The best Amex cards on this list feature several bonus categories, ensuring there’s a good fit for every type of consumer. If you want to earn rewards on grocery store purchases or flights booked through the Amex travel portal, it’s likely that one of our top-rated picks is well-suited to your specific needs.

What's your favorite Amex card — and why?

• Using American Express cards responsibly can help you build your credit score.
• American Express cards can earn points, miles or cash back on every dollar you spend.
• Many American Express cards offer valuable shopping and travel protections.
• Select American Express cards provide perks like statement credits, elite status and more.
• Credit cards can encourage overspending.
• Carrying a balance and using your Amex card irresponsibly can damage your credit score.
• The cost of borrowing on Amex cards is higher than traditional loans.
• Having too many card applications can negatively affect your credit score.
• American Express may not be accepted at all merchants.
• American Express typically allows you to only earn a welcome bonus on a card once in your lifetime.

Yes, American Express is a reliable issuer that offers a variety of lucrative cards. This includes a number of great cash-back options as well as many that award Membership Rewards points, which are some of the most valuable transferable points out there.

To start an American Express application, you can click on any of the links in this guide and follow the onscreen prompts. Be prepared with your Social Security number along with all of your contact information.

No, but the issuer has made strides in recent years. In fact, according to the February 2023 Nilson report, Amex is now accepted at 99% of U.S. merchants that take credit cards — putting it nearly even with networks like Visa and Mastercard.

There’s no single threshold to get approved for an American Express card, but most of them require good or excellent credit — which means a score of at least 670. However, even that may not be enough for a premium card like the The Platinum Card® from American Express.

Amex generally limits the number of personal cards you can have to five, though cards without preset spending limits — like The Platinum Card® from American Express and American Express® Gold Card — are typically excluded from this number, as are small-business Amex cards.

However, that’s not a license to apply for new cards with abandon, since American Express will consider your history of opening and closing accounts when deciding on your approval. You can read more information in the Amex section of our guide to credit card application restrictions.

There’s no one “best” American Express card for everyone. If you’re looking for more luxury when traveling, The Platinum Card® from American Express could be a great fit. However, if you just want simple cash-back rewards, you may prefer a product like the Blue Cash Preferred® Card from American Express.

Start by identifying the type of rewards you want — Membership Rewards points, airline miles, hotel points or cash back. Next, consider the types of purchases you make on a regular basis along with other benefits you value highly. Then, pick the card that offers your preferred rewards currency along with sufficiently lucrative benefits and earning rates based on your typical spending habits.

• Credit cards
• View all credit cards
• Banking guide
• Loans guide
• Insurance guide
• Personal finance
• View all personal finance
• Small business
• Small business guide
• View all taxes

Best Credit Cards for TSA PreCheck & Global Entry of May 2024

ALSO CONSIDER: Best credit cards of 2024 || Best travel credit cards || Best airline credit cards || Best credit cards for airport lounge access

Airport security can be the least pleasant and most stressful aspect of air travel, which is why even occasional travelers should consider enrolling in the TSA PreCheck or Global Entry trusted traveler programs . These programs let you use expedited security lanes that can significantly reduce your wait time. But they aren't free. It typically costs $78 to apply for TSA PreCheck or $100 for Global Entry. If you have the right credit card, however, you can get the application fee reimbursed.

Some of our picks for the best credit cards that reimburse the application fee for TSA PreCheck and Global Entry can be applied for through NerdWallet, and some cannot. Below, you'll find application links for credit cards from our partners, followed by the full list of our picks, as well as information about how these programs work and how your card reimburses you for the fee.

250+ credit cards reviewed and rated by our team of experts

80+ years of combined experience covering credit cards and personal finance

100+ categories of best credit card selections ( See our top picks )

Objective comprehensive ratings rubrics ( Methodology )

NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity .

Show summary

NerdWallet's Best Credit Cards for TSA PreCheck & Global Entry of May 2024

Capital One Venture Rewards Credit Card : Best for Simple travel rewards

Chase Sapphire Reserve® : Best for Richer rewards for frequent travelers

The Platinum Card® from American Express : Best for Luxury travel perks and credits

United℠ Explorer Card : Best for Airline credit card

IHG One Rewards Premier Credit Card : Best for Hotel credit card

Bank of America® Premium Rewards® credit card : Best for Flexible redemption options (or Bank of America® customers)

Best Credit Cards for TSA PreCheck & Global Entry From Our Partners

Find the right credit card for you..

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Simple travel rewards

Richer rewards for frequent travelers, luxury travel perks and credits, airline credit card, hotel credit card, flexible redemption options (or bank of america® customers), full list of editorial picks: best credit cards for tsa precheck and global entry, capital one venture rewards credit card.

Our pick for: Simple travel rewards

The Capital One Venture Rewards Credit Card is probably the best-known general-purpose travel credit card, thanks to its ubiquitous advertising. You earn 5 miles per dollar on hotels and car rentals booked through Capital One Travel and 2 miles per dollar on all other purchases. Miles can be redeemed at a value of 1 cent apiece for any travel purchase, without the blackout dates and other restrictions of branded hotel and airline cards. The card offers a great sign-up bonus and other worthwhile perks ( see rates and fees ). Read our review.

Chase Sapphire Reserve®

Our pick for: Richer rewards for frequent travelers

The high annual fee on the Chase Sapphire Reserve® gives many potential applicants pause, but frequent travelers should be able to wring enough value out of this card to more than make up for the cost. Cardholders get bonus rewards (up to 10X) on dining and travel, a fat bonus offer, annual travel credits, airport lounge access, and a 50% boost in point value when redeeming points for travel booked through Chase. Points can also be transferred to about a dozen airline and hotel partners. Read our review. 

The Platinum Card® from American Express

Our pick for: Luxury travel perks and credits

The Platinum Card® from American Express comes with a hefty annual fee, but travelers who like to go in style (and aren't afraid to pay for comfort) can more than get their money's worth. Enjoy extensive airport lounge access, hundreds of dollars a year in travel and shopping credits, hotel benefits and more. That's not even getting into the high rewards rate on eligible travel purchases and the rich welcome offer for new cardholders. Read our review.

Truist Enjoy Travel credit card

Our pick for: No annual fee

The rewards on the Truist Enjoy Travel credit card are fairly straightforward and unremarkable — 2X on travel, 1X elsewhere. What makes this card noteworthy is that it offers a statement credit toward the application fee for TSA PreCheck or Global Entry despite having a $0 annual fee. Read our review.

Bank of America® Premium Rewards® credit card

Our pick for: Flexible redemption options (or Bank of America® customers)

Like some other travel cards at its price point, the Bank of America® Premium Rewards® credit card gives you bonus rewards on travel and dining. But you also earn a higher rate on "other" spending than many competing cards offer. There's a great sign-up bonus and some other good perks. And if you're a Bank of America Preferred Rewards® customer, your rewards get even better. Read our review.

United℠ Explorer Card

Our pick for: Airline credit card

The United℠ Explorer Card earns bonus rewards not only on spending with United Airlines but also at restaurants and on eligible hotel stays. And the perks are outstanding for a basic airline card — a free checked bag, priority boarding, lounge passes and more. Read our review.

IHG One Rewards Premier Credit Card

Our pick for: Hotel credit card

If you stay at the brands of InterContinental Hotel Group, the IHG One Rewards Premier Credit Card can be well worth its annual fee for the free anniversary night alone, and you’ll enjoy Platinum Elite status as long as you have the card. Read our review.

OTHER RESOURCES

Credit cards that pay for tsa precheck and global entry.

Dozens of cards reimburse the application fee for TSA PreCheck and Global Entry, usually by providing a credit on your statement when the fee is charged to your card. Some cards specifically allow you to redeem rewards points toward the fee. Here are some of the most popular consumer credit cards with a TSA PreCheck/Global Entry benefit.

TSA PreCheck vs. Global Entry

Credit cards that offer a TSA PreCheck or Global Entry benefit will typically reimburse you for the application fee for either program, but not both. Whichever fee hits your card, that's the one that will be reimbursed, and that starts the clock on when you'll next qualify for the benefit.

TSA PreCheck allows you to use expedited security lanes at U.S. airports. Global Entry gives you the same benefits as TSA PreCheck, as well as faster customs screening when you arrive in the U.S. from abroad. Since Global Entry gives you more benefits (and if your credit card is footing the bill either way), it's usually the better bet, especially if you ever travel internationally.

» MORE: TSA PreCheck vs. Global Entry: Which is better for you?

What are Clear and Nexus?

Some credit cards offer benefits for trusted traveler programs besides (or in addition to) TSA PreCheck and Global Entry:

Clear gets you through security faster at more than 40 airports in the United States. It lets you quickly access identification documents and verify your identity by scanning your fingerprints or eyes. This process allows you to skip the TSA ID check and go directly to security. Cost starts at $189 for a standard annual membership.

Nexus , a joint program of the U.S. and Canadian governments, allows travelers to go back and forth between the countries more easily. Cost is $50 for five years.

How to apply for TSA PreCheck or Global Entry

For tsa precheck.

Getting a credit card that reimburses your application fee is the easy first step. Once you have your card, submit your online application  for TSA PreCheck. Then, you’ll be directed to schedule an in-person appointment at a TSA Enrollment Center , where you’ll spend about 10 minutes undergoing a background check and fingerprinting. You can expect a decision on your application within about three to five days, though some applications can take up to 60 days.

Upon approval, you'll receive a “known traveler” number, which you’ll need to enter when you book a flight. Using your “known traveler” number will likely earn you the TSA PreCheck logo on your boarding pass. And with that, you can enter the expedited TSA PreCheck line.

Note that TSA uses unpredictable security measures, and having TSA PreCheck approval is not a guarantee that you can access the PreCheck line.

“All travelers will be screened, and no individual is guaranteed expedited screening,” according to a statement from the TSA.

For Global Entry

Global Entry includes the perks of TSA PreCheck — plus a bit more. You get an expedited customs line upon landing in the U.S. In most cases, you’ll simply scan your passport or U.S. permanent resident card at a Global Entry kiosk, complete the customs declaration form, scan your fingerprints and move along.

To get started,  apply for Global Entry online ; you’ll likely receive conditional approval. After that, you’ll need to schedule an interview at a Global Entry Enrollment Center  (typically located at a U.S. international airport, though some virtual appointments are available, too).

It can be tough to find available appointments, so be flexible with your schedule — and check back often if there’s no availability.

What else you need to know

How credit cards reimburse the fee for tsa precheck or global entry.

If your card offers a TSA PreCheck or Global Entry benefit, you must pay the application fee with that card. The charge on your card will later be reimbursed as a statement credit. You'll only be reimbursed for the first program fee charged to the card.

If you use a form of payment other than your qualifying credit card, you won’t be reimbursed for the fee.

How often you get the TSA PreCheck/Global Entry credit

Upon approval, membership in these trusted traveler programs lasts for five years and must be renewed (for another fee). The frequency with which credit cards reimburse those fees varies by card. In many cases, cards offer the benefit every four years, giving you plenty of time to renew before your membership expires. Other cards only reimburse the fee every five years. Pay close attention to how your membership expiration date lines up with your card benefits. In some cases, you may need to delay renewal or use a different credit card with these benefits to get your fee renewal reimbursed.

Paying the fee doesn't guarantee approval for TSA PreCheck or Global Entry

Using the benefit on your credit card when you apply for trusted traveler programs just means that the cost of the application fee will be refunded to you on a later statement. It doesn't guarantee that you'll actually be approved for TSA PreCheck or Global Entry. You still have to go through the programs' background and security checks. Like anyone else applying for these programs, you could apply, pay the fee and be rejected.

If you want a TSA PreCheck or Global Entry credit card …

Getting approved TSA PreCheck or Global Entry isn’t the easiest process, and it isn't cheap. To save on the fee, you’ll first need a credit card that offers a statement credit. From there, you’ll be able to apply to the government’s expedited security clearance programs essentially for free.

While the whole process can certainly feel painful, you’ll be grateful once you see that long line for regular security and know you can bypass it.

NerdWallet's Claire Tsosie and Sally French contributed to this article.

To view rates and fees of The Platinum Card® from American Express , see this page . To view rates and fees of the Delta SkyMiles® Reserve American Express Card , see this page . To view rates and fees of the Delta SkyMiles® Platinum American Express Card , see this page . To view rates and fees of the Marriott Bonvoy Brilliant® American Express® Card , see this page .

Last updated on April 29 , 2024

Methodology

NerdWallet's credit cards team selects the best credit cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen as among the "best" in multiple categories. Learn how NerdWallet rates credit cards.

Frequently asked questions

Credit cards that reimburse the application fee for TSA PreCheck and Global Entry usually charge an annual fee. A notable exception is the Truist Enjoy Travel credit card . The spending rewards on this card aren't spectacular, but the fee reimbursement gives it significant value all by itself.

Meanwhile, some cards with a TSA PreCheck/Global Entry benefit might waive the annual fee in the first year. As of November 2022, for example, the United℠ Explorer Card had an annual fee of $0 intro for the first year, then $95.

If you have the right credit card, you can essentially get TSA PreCheck or Global Entry for free. It typically costs $85 to apply for TSA PreCheck and $100 for Global Entry. Dozens of travel credit cards come with a benefit that reimburses that cost when you use the card to pay the fee. The reimbursement usually appears as a credit on your statement.

Keep in mind that these cards don't guarantee that you'll be approved for TSA PreCheck or Global Entry. You still have to go through the program's background and security checks, and you could be rejected. But the statement credit means it ultimately won't cost you anything to apply.

Not only can you pay for TSA PreCheck or Global Entry with a credit card, doing so could save you the cost of the application fee. Multiple credit cards — including general-purpose travel cards and airline- and hotel-branded cards — provide a credit to offset the fee. The credit usually renews every four to five years.

Several cards issued by American Express — but not all AmEx cards — offer a reimbursement for the application fee for TSA PreCheck or Global Entry. Cards that do provide a reimbursement include The Platinum Card® from American Express , the Delta SkyMiles® Platinum American Express Card and the Delta SkyMiles® Reserve American Express Card , as well as the small-business versions of those cards. Terms apply.

Several credit cards issued by Chase — but not all Chase cards — offer a reimbursement for the application fee for TSA PreCheck or Global Entry. Cards that do provide a reimbursement include the Chase Sapphire Reserve® , as well as select United Airlines credit cards.

About the author

What is Global Entry and why do you want it? Here’s how to get it nearly free

Fortune Recommends™ has partnered with CardRatings for our coverage of credit card products. Fortune Recommends™ and CardRatings may receive a commission from card issuers.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.   

Global Entry is a government-run membership program that allows preapproved, low-risk travelers to use expedited security lines when returning to the United States from travel abroad. It’s one of several “trusted traveler programs” along with TSA PreCheck and NEXUS. Here’s what you need to know about how Global Entry works to help you decide if it’s worth it for you.

What does Global Entry do?

In the United States, Global Entry clearance speeds up the time it takes to get through the customs line when arriving from an international location. Instead of waiting in the typical long lines formed when multiple international flights arrive at the airport or a ship full of passengers disembarks at the port, those with Global Entry membership can check in at a designated kiosk or via the Global Entry mobile app, bypassing the need to wait in a queue.

How to get Global Entry

Global Entry is a Trusted Traveler Program run by the Department of Homeland Security’s U.S. Customs and Border Protection Department. Membership in this program is limited to U.S. citizens, U.S. legal permanent residents, and Mexican nationals. There are also some countries that have arrangements with the U.S. and the Global Entry program to help expedite entry and exit with those countries. You can find a list of currently participating partner nations here .

For those who fit the residency criteria, there’s a few steps to apply for a Global Entry card:

• Go to the Trusted Traveler website and create an account.
• Fill out the application. You’ll be asked a number of questions including your legal name, Social Security number, address and other identifying information.
• Pay a non-refundable application fee of $100. You can pay with a credit card or by electronic bank transfer. Some travel credit cards offer an application fee reimbursement if you charge it to the card. More on that below.
• Wait for an email from the Trusted Traveler system indicating your status has changed. This might typically take around two to three weeks, although some online users have reported faster results (and some, slower results). Once you receive notice that your status has changed, you can log into your account to see if you’ve received conditional approval or been denied. If you were denied, there will be a note indicating why. If you were conditionally approved, the next step is to set up an interview at an Enrollment Center. The Trusted Traveler site indicates this could take anywhere from four to six months. A quicker option if it aligns with your travel plans is the Enrollment on Arrival option. Those entering the U.S. from an international location with conditional approval to an airport with a designated U.S. Customs and Border Control Preclearance location can complete their interview at the airport by letting the agent know when it’s your turn to clear customs. Currently there are over 50 U.S. airports with Preclearance locations. However, you can only participate in Enrollment on Arrival if you’re returning from an international trip. Domestic flights or walk-ins are not eligible for this option. Also note that you’ll need your passport and an accepted document showing evidence of residency (such as your driver’s license, mortgage or rent statement, or utility bill). 
• Once you’ve completed your interview, it should take approximately two to four weeks to receive your physical card.

Do I need to carry my Global Entry card when traveling?

No, if you are flying, you do not need to carry your physical Global Entry card to use Global Entry in the airport. However, you do need to present your card if seeking expedited entry at SENTRI and NEXUS lanes coming into the U.S.

What’s the difference between Global Entry and TSA PreCheck?

Global Entry allows expedited entry into the U.S. from international locations and also includes TSA PreCheck membership—but is run by the U.S. Customs and Border Protection. TSA PreCheck expedites the security line process when departing from U.S. airports and is run by the Transportation Security Administration. Here’s a comparison of the two programs:

What is CLEAR?

CLEAR is a biometric technology company that is not a government-operated trusted traveler program but can provide expedited identity screening. CLEAR® Plus is the CLEAR program found at 55+ U.S. airports that allows its members to go through the security checkpoint process more quickly in a dedicated lane. TSA PreCheck is in more than 200 airports, although some airports will have both TSA PreCheck lanes and CLEAR lanes. Which one is faster will depend on various factors including how busy the airport is and how many people are in line for each.

Certain credit cards reimburse you for a CLEAR Plus membership, such as the American Express® Green Card —for an annual fee of $150, the Amex Green provides a yearly credit of up to $189 credit toward cost of CLEAR® Plus per calendar year. 

There’s also a free CLEAR membership option you can sign up for that can get you through security and into your seat more quickly at certain stadiums and arenas. 

All information about the American Express® Green Card has been collected independently by Fortune Recommends™ .

Are there other Trusted Traveler programs?

Yes, in addition to TSA PreCheck and Global Entry, other trusted traveler programs include:

• NEXUS: This program allows expedited air, vehicle and pedestrian entry into the U.S. and Canada, expedited marine entrance into the U.S. from Canada, and provides access to TSA PreCheck expedited security lanes at airports within the U.S. and U.S territories for U.S. citizens, U.S. lawful permanent residents, and Canadian citizens. There is a $50 application fee and NEXUS is good for five years once approved.
• SENTRI: This program allows expedited air, vehicle and pedestrian entry into the U.S. from Canada and Mexico for U.S. citizens, U.S. lawful permanent residents, and all foreign nationals. There is a $122.25 fee and SENTRI is good for five years once approved. SENTRI offers access to TSA PreCheck expedited security lanes at airports within the U.S. and U.S territories for U.S. citizens and U.S. lawful permanent residents.
• FAST: This program allows expedited entry for truck drivers entering and exiting the U.S. from Canada and Mexico who are U.S. citizens, U.S. lawful permanent residents, Canadian citizens, Canadian permanent residents, and Mexican nationals. There is a $50 fee and it’s good for five years. It does not include TSA PreCheck. 

Credit cards with Global Entry application fee reimbursement:

There are multiple travel credit cards that offer an up to $100 application fee reimbursement credit for you to apply for Global Entry or TSA PreCheck if you pay with the card. Some of the options include:

• Bank of America® Premium Rewards®
• Bank of America Premium Rewards Elite Card

Capital One Venture X Rewards Credit Card

• Capital One Venture Rewards Credit Card
• Chase Sapphire Reserve®
• Aeroplan® Credit Card
• Citi® / AAdvantage® Executive World Elite Mastercard®
• Delta SkyMiles® Platinum American Express Card
• Delta SkyMiles® Reserve American Express Card
• IHG One Rewards Premier Credit Card
• Marriott Bonvoy Brilliant® American Express® Card
• The Platinum Card® from American Express
• United SM Explorer Card
• United Club℠ Infinite Card
• United Quest℠ Card

To view rates and fees of the Delta SkyMiles® Platinum American Express Card, see this page .

To view rates and fees of the Delta SkyMiles® Reserve American Express Card, see this page .

To view rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, see this page .

To view rates and fees of the The Platinum Card® from American Express, see this page .

Intro bonus

Rewards Rates

• 10X 10x miles on hotels and rental cars booked through Capital One Travel
• 5X 5x miles on flights booked through Capital One Travel
• 2X 2x miles on everyday purchases
• Annual $300 travel credit and 10,000 Miles upon card anniversary make up for the annual fee
• Airport lounge access
• Capital One Miles require effort to maximize
• Limited cash redemption options

Other benefits

• Travel protections including car rental insurance, trip cancellation/interruption and travel delay protection
• Consumer protections including extended warranty and return protection

The takeaway

Global Entry reimbursement is an under-rated perk of many premium credit cards. The time you take upfront to go through the enrollment process could save you hours over the next decade.

Fortune Recommends™ has partnered with CardRatings for our coverage of credit card products. Fortune Recommends™ and CardRatings may receive a commission from card issuers.  

Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefits guide for more details. Underwritten by Amex Assurance Company.  

Please note that card details are accurate as of the publish date, but are subject to change at any time at the discretion of the issuer. Please contact the card issuer to verify rates, fees, and benefits before applying.  

EDITORIAL DISCLOSURE : The advice, opinions, or rankings contained in this article are solely those of the Fortune Recommends ™ editorial team. This content has not been reviewed or endorsed by any of our affiliate partners or other third parties.

Card Accounts

Business Accounts

Other Accounts and Payments

Credit Tools and Support

Personal Cards

Business Credit Cards

Corporate Programs

Prepaid Cards

Personal Savings

Personal Checking and Loans

Personal Financial Management

Business Banking

Personal Travel

Travel Inspiration

Business Travel

Other Travel Services

Benefits and Offers

Manage Membership

Business Solutions

Checking & Payment Products

Funding Products

Merchant Services

You are using an outdated browser. Please upgrade your browser to improve your experience.

Programa de Recompensas

Soluções para Seu Negócio

Aceite Nossos Cartões

Pague suas despesas de viagem com segurança.

Global Travel Card

American express®.

Saiba mais sobre os Termos & Condições

O GlobalTravel Card é o Cartão Pré-Pago ideal para compras e saques no exterior. Aproveite melhor o orçamento da sua viagem com mais conveniência e tranquilidade.

Clique e acesse seu Extrato

Perguntas Frequentes

Tire suas dúvidas abaixo sobre o seu Global Travel Card.

Entenda mudanças e cobranças.

A partir de 1º de Março de 2017, foi  implementada uma tarifa de inatividade para o Cartão American Express GlobalTravel Card.

Caso seu cartão não tenha sido usado por 12 meses consecutivos antes de 1º de Março de 2017 ou por qualquer período consecutivo de 12 meses após essa data, teria sido cobrada uma tarifa de inatividade (deduzida do saldo de seu Cartão). Por exemplo, se você não usou o seu Cartão entre Março/16 a Fevereiro/17, teria sido cobrada uma tarifa em Março/17.

ENTENDENDO A COBRANÇA A tarifa de inatividade não foi cobrada em seu Global Travel Card se, nos 12 meses anteriores à data de cobrança da tarifa, você tiver realizado pelo menos alguma das transações abaixo:

• Recarga do seu Cartão em seu Banco Autorizado
• Resgate do saldo total ou parcial em seu Banco Autorizado
• Saque em Caixa Eletrônico (ATM) que aceite os Cartões American Express no Brasil ou no exterior
• Uso do Cartão em lojas no exterior que aceitem os Cartões American Express.

Caso as transações não tenham sido realizadas, veja abaixo o valor da tarifa de inatividade que foi cobrada, por moeda, no cartão.

Tarifa de inatividade passa a ser cobrada a partir 1º de Março de 2017. Pagável mensalmente a partir do 13º mês em que o Cartão permanecer inativo.

A tarifa será deduzida do saldo disponível no respectivo Cartão. 

Valores das Tarifas: Em Dólares - USD $5

Em Libras - GBP £5

Em Euros - EUR €5

PARA CARTÕES COM SALDO INFERIOR AO VALOR DA TARIFA DE INATIVIDADEO SALDO SERÁ ZERADO E NÃO FICARÁ NEGATIVO.

Qual é o valor desta tarifa?

O valor da tarifa de inatividade será de USD $5, GBP £5 ou EUR €5, de acordo com a moeda do seu Cartão American Express GlobalTravel Card.

Como será realizada a cobrança desta tarifa?

A American Express debitará o valor desta tarifa diretamente do saldo do seu Cartão American Express GlobalTravel Card. A tarifa de inatividade não será debitada de sua conta corrente.

Meu nome e / ou CPF poderão ser enviados aos órgãos de proteção ao crédito em razão da cobrança da tarifa de inatividade no meu Cartão GlobalTravel Card?

Seus dados não serão enviados aos órgãos de proteção ao crédito referente ao seu Cartão GlobalTravel Card.

Como posso evitar a cobrança da tarifa de inatividade?

Você pode evitar a cobrança da tarifa de inatividade efetuando qualquer uma das seguintes transações: 

• Recarga do Cartão em seu Banco Autorizado Resgate do saldo total ou parcial em seu Banco Autorizado;
• Saque em caixa eletrônico (ATM) que aceite os Cartões American Express no Brasil ou no exterior;

Qualquer uma dessas transações evita a cobrança da tarifa de inatividade pelos próximos 12 meses consecutivos após a transação.

A tarifa de inatividade será cobrado mesmo se o saldo do Cartão for zero?

Não. Uma vez que o saldo do Cartão for zero, nenhuma tarifa adicional será cobrada.

Onde posso consultar o saldo do meu Cartão American Express GlobalTravel Card?

O Saldo disponível de seu Cartão pode ser obtido através dos seguintes canais: 

• Se você tiver o número de seu Cartão:Através do Internet Banking, phone banking ou pessoalmente em seu Banco Autorizado (verifique com seu Banco Autorizado a disponibilidade deste serviço);
• Contatando a Central de Atendimento da American Express;
• Diretamente no site www.americanexpress.com.br/globaltravel após a realizar o registro do seu Cartão;
• Ligue na Central de Atendimento da American Express
• Diretamente no site www.americanexpress.com.br/globaltravel, caso você já tenha registrado seu Cartão, com seu usuário e senha.

Posso cancelar o meu GlobalTravel Card?

Sim.Se você quiser cancelar o seu American Express GlobalTravel Card, o resgate total de seu saldo através dos canais abaixo, resultará no cancelamento automático de seu Cartão: 

• Através do Internet Banking, phone banking ou pessoalmente em seu Banco Autorizado (verifique com seu Banco Autorizado a disponibilidade deste serviço). Importante: você precisa ter o número do Cartão para realizar esta transação.
• Contatando a Central de Atendimento da American Express e solicitando o cancelamento do Cartão

Se o saldo do meu Cartão for menor do que USD $5, GBP £5 ou EUR €5 e meu Cartão não tiver sido usado por 12 meses consecutivos, a tarifa de inatividade ainda será cobrada?

Sim. A tarifa de inatividade será cobrada e reduzirá o saldo do seu Cartão a zero. Nenhuma tarifa adicional será cobrada quando o saldo disponível estiver em zero.

Não sei onde está o meu Cartão GlobalTravel Card e por tanto, não sei o número dele. O que devo fazer?

Ligue para a Central de Atendimento da American Express.

Meu Cartão está expirado. A tarifa de inatividade ainda será cobrada?

Sim. Os mesmo critérios para a cobrança da tarifa se aplicam.

Se você não tiver utilizado o seu Cartão nos 12 meses anteriores à data da cobrança da tarifa, a tarifa será cobrada.  No entanto, você ainda pode realizar um resgate total do saldo de seu Cartão expirado em seu Banco Autorizado.

O que devo fazer se eu não for usar mais o meu Cartão e ele ainda possua um saldo?

Você não precisa fazer nada e não é necessário entrar em contato com a nossa Central de Atendimento.

A tarifa de inatividade será cobrada até que o saldo do Cartão chegue a zero e numhuma tarifa adicional será cobrada.  Lembre-se que para Cartões com saldo inferior à tarifa de inatividade, o saldo será zerado e não ficará negativo.

Já não sou mais correntista do Banco Autorizado o qual eu adquiri o Cartão American Express GlobalTravel Card. Como posso resgatar meu saldo?

Você pode realizar um saque em caixa eletrônico (ATM) que aceite os Cartões American Express no Brasil ou no exterior.

Se tiver dúvidas, entre em contato com a Central de Atendimento da American Express.

Se eu já havia solicitado o cancelamento do meu Cartão American Express GlobalTravel Card e recebi uma carta informando sobre a cobrança da tarifa de inatividade, o que devo fazer?

Se você já solicitou o cancelamento do seu Cartão, por favor, desconsidere qualquer comunicado adicional.

Termos & Condições

Clique aqui  para acessar o Site Global Travel Card.

Cartões emitidos pela American Express® Travel Related Services Company, Inc., constituida no Estado de Nova York, EUA. ® Marca registrada da American Express®. Cartão não destinado ao uso no Brasil, ou em países onde as sanções dos EUA são aplicáveis.

Fazemos parceria com as melhores empresas, para proporcionar a você ofertas fantásticas e experiências inesquecíveis.

Serviço de confiança

Prestar um excelente serviço é o nosso maior valor.

Bem-vindo em milhões de lugares no Brasil, no mundo e na internet.