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Unable to cancel a policy online.

Date of experience : April 06, 2024

Reply from AnnualTravelInsurance.com

Hi Andrew, I have emailed you directly to discuss this further. Kind Regards, Rebecca

Good service

Date of experience : February 29, 2024

Hi James, Thank you for your comments and taking the time to leave a 5 star review. Kind Regards, Erin

It was quick and easy to set up.

Date of experience : April 01, 2024

Hi Francesca, Thank you for your comments and taking the time to leave a 4-star review. Kind Regards, Rebecca

Great service

Date of experience : February 25, 2024

Hi Paul, Thank you for taking the time to leave a 5-star review. Kind Regards, Patricia

Competitive and met my needs

Date of experience : January 25, 2024

Hi Lera, Thank you for taking the time to leave a 5 star review. Kind regards, Erin

Auto Renewal Headache!

There was no option on their website to switch off auto renewal, even though they said that there was, so I sent them an email saying that I did not want auto renewal. They sent me an email back saying they had cancelled my policy! I then had to phone them and was told they'd cancelled by mistake and I would have to take a new policy out! They then phoned me back and said that I wouldn't. I've asked for email confirmation but so far nothing so I don't know if I'm covered or not? They tried to be helpful on the phone but what a shambles....

Date of experience : February 15, 2024

Hi Matthew, I have sent you an email to discuss this further. Kind regards, Erin

Competitive prices for an annual…

Competitive prices for an annual insurance policy which fulfilled individual requirements I was looking for.

Date of experience : March 05, 2024

Hi Suzanne, Thank you for your comments and taking the time to leave a 4-star review. Kind Regards Rebecca

Very east to update insurance

Date of experience : February 23, 2024

Hi Louise, Thank you for taking the time to leave a review. Have a lovely day. Kind Regards Natalie Ward

Auto renewal stop ignored

Went to my account about two weeks ago, after getting email notification of pending renewal, to opt out of auto renewal as I no longer live in the UK. Got an email today thanking me for renewing my policy.

Date of experience : January 17, 2024

Hi Anthony, I have sent you a direct email to discuss this further. Kind Regards Lorna.

Great Service

Date of experience : February 21, 2024

Hi Donna, Thank you for your comment and taking the time to leave a 5-star review. Kind Regards Patricia

It has nearly doubled in a year

It has nearly doubled in a year. Will cancel next year. Wish I could cancel this one without losing my money. Never again

Date of experience : March 24, 2024

Hi Terry, I have sent you a direct email to discuss this further. Kind Regards, Patricia

Cheap and everything you need.

Date of experience : March 27, 2024

Hi Russell Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Patricia

Easy to use

Easy to use. Efficient

Date of experience : January 10, 2024

Hi Conor, Thank you for your comments and taking the time to leave a 5 star review. Kind Regards Lorna.

Clear information and easy to purchase.

Date of experience : January 22, 2024

Hi Helen, Thank you for your comments and taking the time to leave a 5 star review. Kind Regards Natalie Ward

Fast and competitive quote.

Date of experience : March 03, 2024

Hi Caroline, Thank you for your comments and taking the time to leave a 5 star review. Kind Regards Lorna.

Always very nice to deal

Date of experience : February 27, 2024

Hi Chris, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards Rebecca

No problem service

Quick and efficient

Good morning Phil, Thank you for taking the time to leave a 5 star review. Kind Regards Natalie Ward

Professional

Professional, honest and sincere !

Date of experience : March 30, 2024

Hi Scott, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Rebecca

Very poor experience - call handler misadvised me, Canceled 3 days before flight

DO NOT USE - I was misadvised over the phone. After taking the policy out I saw business cover had to be applied for separately so I called to do so the next day. I clearly explained my use for the policy (for business use) and I checked that my toolbox and tools would be covered in the event of a baggage loss. I then get my policy canceled 3 days before I fly and several phone calls later to just be told "tools aren't covered, sorry" I CONFIRMED THIS OVER THE PHONE! I then got told I need to request to speak to a manager which would take 48 hours.

Date of experience : January 18, 2024

Hi James, Thank you for your review. I am sorry to hear you had such a frustrating experience, but I really appreciate you bringing this issue to my attention. I have now sent your information onto a senior member of staff for this matter to be reviewed. Please allow up to 24 hours to hear back from the team. Kind Regards Natalie Ward

A 40% price increase for no reason

A 40% price increase for no reason. As it is automatic renewal I didn't check the price assuming there would be little or none.

Date of experience : February 19, 2024

Hi Jane, I have emailed you directly to discuss this further. Thanks, Rebecca

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Best Annual Travel Insurance in 2024

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

If you’re a frequent traveler, annual travel insurance may be something you’ve been considering. Unlike single-trip insurance, annual travel insurance plans can cover you for an entire year, no matter how often you’re on the road.

Let’s look at the best yearly travel insurance companies, why we choose them and the coverage you can expect.

Factors we considered when picking travel insurance companies

We used the following criteria when choosing which companies we thought were best:

Cost . Annual plans can be expensive — depending on the type of coverage you choose — so we wanted ensure that they stayed affordable. 

Types of coverage . Travel insurance for annual travelers can be limited in its coverage. We picked the ones with the broadest range of coverage for possible travel disruptions.

Coverage amounts . Annual trip insurance isn’t worth much if your limits are too low. Instead, we wanted plans with reasonable coverage amounts. 

Customizability . If your travels take you to different places, you’ll want the ability to customize your plan. The best annual travel insurance plans can provide this. 

» Learn more: What does travel insurance cover?

An overview of the best annual travel insurance

We gathered quotes from various travel insurance companies to determine the best annual travel insurance policies. In these examples, we used a year-long trip by a 22-year-old from Alabama. We indicated the main countries of travel as France and Malaysia, and when asked, put the total trip costs at $6,000.

The average cost for an annual travel insurance plan came out to $220. The plans ranged from $138-$386.

Let’s take a closer look at our top recommendations for annual travel insurance.

1. Allianz Travel

What makes Allianz travel insurance great:

Lower than average cost.

Provides health care and travel insurance benefits.

Includes rental car insurance up to $45,000. 

Here’s a snippet from our Allianz Travel insurance review :

“AllTrips Basic (annual plan) is suitable for those who would like emergency medical coverage while abroad but don't need trip cancellation and interruption benefits. The AllTrips Prime, Executive and Premier plans provide an entire year of comprehensive travel insurance benefits.

The Executive and Premier plans offer various levels of trip cancellation and interruption benefits. The Executive plan is specifically designed for business travelers since it offers protection for business equipment.”

2. Seven Corners

What makes Seven Corners great:

Offers up to $20,000 for acute coverage of pre-existing conditions. 

Includes up to $1 million for emergency medical evacuation. 

Optional add-on for adventure sport activities.

$0 deductible available. 

Here’s a snippet from our Seven Corners review :

“Seven Corners offers one annual policy called Travel Medical Annual Multi-Trip. The policy can be customized depending on how long you plan to be away from home for any one trip. You can travel as much as you like during the 364 days, so long as any one trip doesn’t exceed the option selected — 30, 45 or 60 days.”

What makes IMG great:

Good customizability with medical evacuations and sports coverage. 

Low $250 deductible.

Includes coverage for semi-private hospital rooms. 

Here’s a snippet from our IMG review:

“Some policies provide emergency medical evacuation coverage, while others skip this benefit entirely. This benefit may be more important to you if you travel to a remote location or engage in physical activity such as trekking.

More comprehensive plans may include other benefits such as assistance with acquiring a new passport, reimbursing reward mile redeposit fees or coverage for pre-existing conditions. If these are something you’re interested in, be sure to check that your policy includes these options.”

4. Trawick International

What makes Trawick International great:

100% coverage for trip cancellation and trip interruption. 

Emergency medical evacuation included. 

Trip delay reimbursement coverage. 

Here’s a snippet from our Trawick International review :

“Trawick International is a comprehensive travel insurance provider that offers trip delay and cancellation insurance, baggage delay coverage, medical coverage and medical evacuation, rental car damage protection, and even COVID-19 coverage among its various policies.

Trawick covers trips for worldwide destinations, including for foreign nationals coming to the U.S.”

What does travel insurance cover?

You’ll find a wide variety of coverage types offered by travel insurance policies. This is true whether you're purchasing a single-trip or annual travel insurance plan. Here are some common types you can expect to find:

Accidental death insurance .

Baggage delay and lost luggage insurance .

Cancel for Any Reason insurance .

Emergency evacuation insurance .

Medical insurance .

Rental car insurance .

Trip cancellation insurance .

Trip interruption insurance .

How to choose the best annual travel insurance policy

While we’ve highlighted some of the best annual travel insurance companies, the truth is that the best plan for you isn’t going to be the best plan for someone else. If you’re interested in buying annual travel insurance, you’ll want to collect a variety of quotes to see which policy best fits your needs.

This may mean opting for a plan that covers pre-existing conditions or one that specifically includes high-risk activities. Or, if you’re in a country where health care is notoriously expensive, you may want to choose a policy with higher maximums.

Many credit cards come with complimentary travel insurance .

Whatever the case, do your research first and review all the plan details before making your purchase.

» Learn more: How to find the best travel insurance

If you want to buy annual travel insurance

Annual travel insurance can be a great option if you’re often out of town. With such a wide range of policies available, selecting a plan that fits your needs is easy. We’ve done some of the work for you by choosing the best annual travel insurance companies, all of which made the top of the list for their cost, customizability, types of coverage and plan maximums.

Like any travel insurance policy, the cost of your plan is going to vary. Factors that may affect the cost of your annual travel insurance include your age, where you’re going, how long you’ll be traveling, your policy maximums and whether preexisting conditions are included.

Although not all travel insurance providers offer annual travel insurance, many of them do. We’ve gathered together the five best, including Allianz Travel, World Nomads, Seven Corners, IMG and Trawick International.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

U.S. News takes an unbiased approach to our recommendations. When you use our links to buy products, we may earn a commission but that in no way affects our editorial independence.

The 5 Best Annual Travel Insurance Plans of 2024

Allianz Travel Insurance »

AIG Travel Guard »

Seven Corners »

GeoBlue »

Trawick International »

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best Annual Travel Insurance Plans.

Table of Contents

• Allianz Travel Insurance
• AIG Travel Guard

Buying travel insurance can be a smart move for most trips, but those who travel more than a few times a year should consider an annual travel insurance policy. Whether you regularly travel for business and/or take several vacations a year, annual travel insurance plans can help you get the coverage you need without having to price out and purchase protection every time you leave home.

If you find yourself in a situation where an annual plan makes sense, know that not all travel insurance companies offer this kind of coverage. You'll also want to consider the available annual travel insurance plans to see which options make sense for your travel style and the level of coverage you want.

Frequently Asked Questions

Annual travel insurance plans all work in their own way, but the majority let travelers pay one annual premium for coverage that lasts for up to 364 days. These plans often limit the length of individual trips that are covered within the coverage year. Per-trip and annual limits on coverage can also apply.

In some cases, annual travel insurance plans require a deductible or coinsurance for certain types of coverage. If you're considering an annual travel insurance plan because you take multiple trips each year, make sure you read over the policy details and understand all coverage limits and trip limits that apply.

The cost of annual travel insurance typically varies based on factors like the age of the travelers applying, included benefits and coverage limits. You will want to shop around to compare plans across multiple providers using a platform like TravelInsurance.com or Squaremouth before you settle on a travel insurance policy.

To provide an example of the cost of annual travel insurance, U.S. News applied for a quote for two 40-year-old travelers seeking coverage for eight trips over a 12-month period. The Squaremouth travel insurance portal quoted policies with costs that range from $206 for the GeoBlue Trekker Essential plan to $610 for the Safe Travels Annual Deluxe plan by Trawick International.

Annual travel insurance can be worth it if you take multiple trips each year and want to make sure you always have coverage in place. After all, the alternative to having a multitrip policy is buying a new travel insurance plan for every vacation you take. That's not always feasible for frequent travelers who are always jetting off somewhere new – often at the last minute.

Just keep in mind that annual travel insurance plans tend to come with lower coverage limits than plans for single trips, and that you'll pay a premium for coverage that comes with comprehensive benefits and high limits for medical expenses and emergency evacuation.

• Allianz Travel Insurance: Best Overall
• AIG Travel Guard: Best for Basic Coverage
• Seven Corners: Best for Medical
• GeoBlue: Best for Expats
• Trawick International: Best for the Cost

Tailor your annual travel insurance plan to your needs

Most plans include coverage for trip cancellation and interruption, travel delays, medical expenses, and more

Lowest-tier plans (AllTrips Basic and AllTrips Prime) come with no or relatively low coverage limits for trip cancellation

Most annual plans (except for AllTrips Premier) do not cover trips longer than 45 days

• Trip cancellation coverage worth up to between $2,000 and $15,000
• Trip interruption coverage worth up to between $2,000 and $15,000
• Emergency medical coverage worth up to $50,000
• Up to $500,000 in emergency medical transportation coverage
• Up to $2,000 in coverage for lost or damaged baggage
• Up to $2,000 in coverage for baggage delays
• Travel delay coverage worth up to $1,500 ($300 daily limit)
• Rental car coverage worth up to $45,000
• Up to $50,000 in travel accident coverage
• 24-hour hotline assistance and concierge service

Annual Travel Insurance Plan offers year-round travel insurance protection

Relatively high limits for medical expenses ($50,000) and emergency evacuation ($500,000)

No trip cancellation coverage and relatively low limit ($2,500) for trip interruption coverage

No coverage for preexisting medical conditions

• Up to $2,500 in coverage for trip interruption
• Up to $1,500 in coverage for trip delays of five-plus hours ($150 per day limit)
• Missed connection coverage worth up to $500
• Up to $2,500 in baggage insurance
• Baggage delay coverage worth up to $1,000 for delays of at least 12 hours.
• Up to $50,000 for emergency medical expenses ($500 for emergency dental sublimit)
• Up to $500,000 for emergency evacuation and repatriation of remains
• Up to $50,000 in accidental death and dismemberment (AD&D) insurance
• Up to $100,000 in protection for security evacuation

Provides coverage worth up to $250,000 for emergency medical expenses

Tailor other included benefit levels to your needs

Coverage only applies to trips up to 40 days

Deductible up to $100 applies for emergency medical coverage and baggage and personal effects

• Trip cancellation coverage worth up to between $2,500 and $10,000
• Trip interruption coverage worth up to 150% of the trip cancellation limit
• Up to $2,000 in trip delay coverage ($200 daily limit)
• Up to $1,000 in protection for missed connections
• Up to $250,000 in coverage for emergency medical expenses ($50,000 in New Hampshire)
• $750 dental sublimit within emergency medical coverage
• Up to $500,000 in coverage for emergency medical evacuation and repatriation of remains
• Up to $2,000 in coverage for baggage and personal effects
• Baggage delay coverage worth up to $1,000 ($100 daily limit)
• 24/7 travel assistance services

Get annual coverage for medical expenses and routine medical care

High limits for medical expenses and emergency medical evacuation

GeoBlue plans don't offer comprehensive travel protection

Deductibles and copays apply

• Ambulatory and therapeutic services
• Inpatient hospital services
• Emergency medical services
• Rehabilitation and therapy
• Preventive and primary care

Choose among three tiers of annual travel protection

Option for basic protection with affordable premiums

No coverage for preexisting conditions

Maximum trip duration of 30 days per trip

• Trip cancellation coverage up to $2,500 maximum per year
• Trip interruption coverage up to $2,500 maximum per year
• $200 per trip for trip delays (up to $100 per day for delays of 12 hours or longer)
• Up to $500 in coverage per trip for baggage and personal effects
• Baggage delay coverage up to $100 per trip
• Up to $10,000 for emergency medical expenses per trip
• Up to $50,000 in emergency medical evacuation coverage per trip
• Up to $10,000 in AD&D coverage
• 24-hour travel assistance services

Why Trust U.S. News Travel

Holly Johnson is a travel expert who has researched travel insurance options for her own vacations and family trips to more than 50 countries around the world. On a personal level, her family uses an annual travel insurance policy from Allianz. Johnson works alongside her husband, Greg – who has been licensed to sell travel insurance in 50 states – within their family media business and travel agency .

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All you need to know about annual travel insurance policies

As demand for travel soars and everything from weather to staffing issues leads to higher prices and cancellations, it's more important than ever to protect your trip arrangements with travel insurance .

However, it's not always easy figuring out which type of plan to pick. There are standard policies that cover general delays, interruptions and cancellations; "cancel for any reason" plans that account for personal whims in addition to unforeseen circumstances; and lesser-known annual options.

In this article, I'll go over what you need to know about the third type: annual travel insurance coverage.

For more TPG news delivered each morning to your inbox, sign up for our daily newsletter .

What is annual travel insurance?

Annual travel insurance plans (also known as multi-trip plans) last for one year and generally cover all trips taken within that period until either the policy expires or the maximum payout amounts are reached. The policy usually kicks in for trips that take you more than a certain distance from home.

For example, my Allianz AllTrips Prime annual plan remains in effect for one year following the purchase date of my policy. I'm covered on all trips during which I'm at least 100 miles from my residence.

This differs from standard travel insurance, which is purchased on a per-trip basis and covers only one specifically insured journey per policy. Standard policies begin when travel for the insured trip begins and end when the insured trip ends, rather than covering multiple travel experiences within a specific period of time.

What does annual travel insurance cover?

Coverage depends on the plan you purchase. There are usually several tiers from which to choose, with the lowest offering the least coverage and the highest offering the most.

Using my policy as an example, I'm covered for up to $3,000 per year in trip interruption expenses, including hotel room coverage at $250 per night, which I used when I was recently isolated for 10 days after testing positive for COVID-19.

My policy also offers a $3,000 annual trip cancellation benefit, $20,000 in emergency medical coverage, $100,000 in emergency transportation (including medevac services), $45,000 in rental car theft and damage protection, $25,000 in travel accident coverage and $1,000 for essentials in the event of baggage loss or damage, along with a handful of other small benefits.

Note that many annual policies do not include things like "cancel for any reason" coverage or trip interruption benefits. If those items are important to you, check with your provider before making a purchase.

How much is an annual travel insurance policy?

Sure, an annual travel insurance policy may sound great, but how much does one cost? I was surprised to find that insuring your trips for a whole year with an annual policy is often not much more expensive than insuring one or two trips individually, depending on the options you select.

A decent annual travel insurance plan will likely set you back a couple hundred dollars. The more coverage you add, the more expensive the plan will become. The cost also changes depending on variables like your age and where you live.

The best thing to do is contact your preferred provider for a quote or check out an aggregator like InsureMyTrip to compare premiums.

Which companies offer annual travel insurance plans?

The Points Guy recommends the following travel insurance providers , all of which sell annual or semi-annual policies:

• Allianz Travel Insurance .
• Seven Corners .
• Travel Guard .
• World Nomads .

When should I purchase annual travel insurance?

There are several reasons why annual travel insurance might be better for you than separate policies for individual trips. If you travel a lot — more than two or three times annually — it could be more cost-effective than purchasing separate policies for each journey.

For me, it makes sense because I travel for a living, often taking a dozen or more trips each year. Also, much of my travel is comped, which makes insurance more difficult to acquire. (If I haven't paid for a cruise, flight or hotel, I can't attach a dollar amount to it and, therefore, often can't insure it. I also wouldn't be able to provide purchase receipts in the event something went wrong and had to file a claim.)

Other factors to consider include your health, how adventurous your travels might be, whether you have coverage as a credit card perk and how much your travel arrangements cost versus how much coverage you can get with an annual plan versus individual policies.

Another consideration right now is COVID-19. For me, the annual plan made sense because most of Allianz's individual plans don't cover issues linked to COVID-19. However, the annual coverage I purchased does.

Other things to know about annual travel insurance policies

Here are a few additional tidbits I learned after filing a trip interruption claim under my annual travel insurance policy. Keep them in mind when deciding if an annual policy is right for you.

• Before committing to the purchase of any travel insurance plan, make sure to inquire about specific components that are important to you. For me, those were COVID-19 coverage, trip interruption benefits and medevac coverage.
• Know that your coverage does not reset each time you travel when you opt for an annual policy. So, if you have a trip that goes awry, you file a claim and you max out the benefit allowed by your plan, you won't have that benefit available to you for the remainder of your policy year.
• Depending on your policy, you might have to return home between travel sessions in order for each trip to be covered. Taking several back-to-back trips could prevent them from qualifying for coverage under your annual insurance plan, so be sure to read the fine print, and plan accordingly.
• If you purchase annual or multi-trip travel insurance, keep your policy card and provider phone number with the other important documents you bring when you travel so they're easily accessible in a pinch.
• If you find yourself in a covered situation for which you'd like to seek reimbursement, keep all receipts and take photos that will help to support your claims when they're submitted.
• Don't assume all your expenses will be reimbursed, even if you think they'll be covered. It doesn't hurt to try, but in my case, my Allianz plan only partially covered the hotel expenses I submitted.

What is annual travel insurance?

Coverage options in annual travel insurance plans, how much does annual travel insurance cost, purchasing annual travel insurance, annual travel insurance frequently asked questions, how annual travel insurance works.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

• Annual travel insurance offers multi-trip coverage for travelers taking several trips over a year.
• Annual travel insurance can be cheaper and more convenient but is less flexible than single trip insurance.
• A 30-year-old US resident can expect to pay between $125 to $700 for annual travel insurance.

The more you travel, the higher your chances are that something goes wrong. Fortunately, coverage is available that can soften the financial blow if you get sick, lose your luggage, or experience some other hiccup while abroad.

While single trip travel insurance can cover one-off trips, frequently travelers may want annual travel insurance, which covers all your trips throughout a year. Read on to learn what annual travel insurance covers, how much you can expect to pay, and when you should buy.

Annual travel insurance, also called multi-trip insurance, is a type of insurance policy that protects you from potential losses on all trips in a 12-month period.

An annual travel insurance plans is more expensive than one single trip policy, but annual travel insurance becomes increasingly cost-effective as you take more trips. Buying annual travel insurance is also more convenient than shopping for travel insurance every time you take a trip. As such, these policies are particularly good for people who travel for work.

While annual travel insurance offers more convenience over single trip policies, you forfeit some flexibility offered in single trip travel insurance. For one, annual travel insurance limits the maximum number of days it will cover in one trip . This threshold varies from provider to provider, but generally it's up to a maximum of 90 days.

"During the coverage period, a traveler can move between countries and remain covered on the same insurance policy," says Rajeev Shrivastava , chief executive officer at VisitorsCoverage , a travel insurance marketplace. "With 30-day coverage, the plan is no longer valid on day 31. The traveler needs to return to their home country, resetting the 30 days and allowing them to resume travel."

Additionally, some annual travel insurance policies only cover trips a certain distance (say, 100 miles) from your residence or farther. Make sure to note these limitations before purchasing your policy — particularly if most of your travel is domestic. 

Annual travel insurance coverage varies by plan and provider, but it is generally less comprehensive than a single trip policy.

Annual policies typically include coverage for emergency medical care, medical evacuations, trip delays, and lost or stolen baggage. Most basic plans do not cover trip cancellations (though a few more comprehensive ones do). If you're looking for cancellation reimbursement, you may want to purchase a single-trip plan with cancel for any reason coverage.

Here are just a few things a basic annual travel insurance plan might include:

• Trip cancellation for covered reasons
• Trip interruption
• Trip delays
• Missed connections
• Lost or stolen baggage
• Baggage delay
• Rental car damage or theft
• Emergency medical treatment
• Emergency medical evacuation
• Accidental death and dismemberment
• Repatriation of mortal remains

Limitations and exclusions to annual travel insurance

As we mentioned earlier, annual travel insurance plans are less flexible compared to single trip plans. While this affects how many days are covered in one trip, it'll also limit what you can cover. For one, coverage limits are usually lower throughout the policy.

Most notably, annual travel insurance plans do not offer cancel for any reason coverage . To receive reimbursement for a canceled trip, you must have canceled for a covered reason, such as illness or a disaster at your travel destination. 

Depending on your provider, you may be able to add coverage for adventure sports injuries or purchase an adventure sports-specific policy, as these are not covered by standard travel insurance. 

"Annual travel insurance doesn't cover losses that arise from expected or reasonably foreseeable events," says Daniel Durazo, director of external communications at Allianz Travel Insurance . "If your trips involve high-risk adventure — like skydiving, caving, mountain climbing, or participating in any athletic competition — your annual policy may not cover medical care if you sustain injuries."

Your age, the number of trips you plan to take, where you live, and other factors will figure into the cost of your coverage. For a 30-year-old US resident taking an estimated eight trips per year, all for fewer than 30 days each, annual travel insurance plans cost roughly between $125 and $700 , according to an analysis of plans on travel insurance comparison platform SquareMouth. 

For example, under Seven Corner's travel insurance , one of the companies listed in our guide on the best international travel insurance companies for its long-term coverage, a 30-year-old US resident taking trips to eight destinations (including the US) would pay $375.50 for the annual plan with the lowest annual cancellation limit ($2,500) and $648 for the highest ($10,000). 

"The per-trip length of coverage is usually a determining factor of the cost," Shrivastava says. "The longer the trip duration, the more expensive the policy can be."

Since annual travel insurance plans cover you for a full year, consider purchasing your policy right before your first trip. Strategic purchase dates could help you stretch your coverage period to cover more travels, but don't ignore the drawbacks of this approach.

First, you could forget. A lot goes into preparing for a trip, so leaving your travel insurance until the last minute could cause it to fall through the cracks. If you do opt to wait, make sure you set an alarm or calendar reminder.

Additionally, if you wait too long, your policy may not cover any pre-existing medical conditions. Some travel insurance companies will only cover pre-existing conditions if you buy your policy within 14 days of making your first trip payment.

As Durazo puts it, "Whether you're choosing an individual or annual policy, the best time to purchase insurance is always at the same time as you book your travel."

Assess your travel needs

Annual travel insurance isn't right for everyone, but if you travel often, it might be a good fit. Before you take out your policy, have an idea of what travels you'll take in the next year, and use the following chart to help guide your decision.

"These plans are ideal for frequent travelers such as business travelers, digital nomads, or other avid travelers," Shrivastava says. "They aren't a fit for travelers who are only taking one or two trips per year or someone looking for a more comprehensive range of benefits."

Yes, many policies include an option to add family members when you buy your policy, though . However, terms will vary depending on the insurance provider.

Some insurers allow you to automatically renew your annual travel insurance when it expires, though you can also wait until you're going on another trip to re-purchase. You can cancel annual travel insurance at any time, but you will only receive a refund if you cancel within your policy's money-back guarantee period and your trip hasn't started yet.

Pre-existing conditions can be covered under an annual travel insurance plan as long as you meet certain requirements. Policies often require that you buy travel insurance within a certain number of days from when you placed a deposit on your trip, usually two to three weeks. Additionally, many travel insurance providers require that your condition is stable. 

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

• Main content

AnnualTravelInsurance.com

AnnualTravelInsurance.com offers annual and single-trip travel cover as well as backpacker policies.

AnnualTravelInsurance.com is owned by the Irish insurance group Blue Insurance. It is regulated by the Central Bank of Ireland.

Its insurance is provided and administrated by Spanish group MAPFRE.

Blue Insurance is based both in Ireland and Cardiff.

We don't get paid for any links on our site.

Travel insurance

Ranked 28 th of 45 providers reviewed., annual multi-trip insurance.

Economy (with optional natural disaster cover)

Single trip insurance, travel insurance add-on: cruise cover.

Travel insurance add-on: winter sports

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We are unable to offer you a quote online. To obtain a quote please contact our Customer Service Team on 0333 355 0266 .

Important Information Regarding Pre-existing Medical Conditions

Any person who is travelling who has a pre-existing medical condition or has taken prescribed medication within the last 2 years must contact the Medical Screening number below to declare their condition otherwise there is no cover for that pre-existing medical condition. There is no cover available for persons travelling or a third party relative with a terminal prognosis or those awaiting results of tests or medical investigations. There is no cover for medical expenses if the insured is travelling with the intention of obtaining medical treatment abroad, if the insured has been advised not to travel and if the insured is not taking recommended treatment or prescribed medication, as directed by a medical practitioner.

We have noticed that you have selected both adults and children/infants under the individual cover.

If you intended for this to be a family policy then please click the button "Continue as Family Cover". Otherwise please click "Continue as Individual Cover".

If you are unsure then please be advised that a family is defined as "Insured, Spouse and their dependent children under 19 years of age".

Buy Annual Travel Insurance

Buy single trip travel insurance, buy backpacker travel insurance, annual multitrip insurance covid-19 medical & cancellation cover, from only £ 25 *, wintersports travel insurance covid-19 medical & cancellation cover, from only £ 50 *, single trip travel insurance covid-19 medical & cancellation cover, from only £ 5 .69 *, annual travel insurance with covid-19 medical & cancellation cover.

We understand that COVID-19 has had a significant impact on travel. That's why it is important to us that we provide comprehensive and reliable travel insurance for all types of trips. We have now included several Covid-19 related benefits to our travel insurance policies to allow you to go abroad again with peace of mind as you had before.

Covid-19 cover includes:

We've Got You Covered!

If you are travelling this year, you should consider purchasing an Annual Travel Insurance policy to provide you with the peace of mind you need no matter how often you travel.

An Annual Travel Insurance policy is often the most cost effective way to ensure you are covered for all of your trips, regardless of how many times you travel. We offer excellent savings with discounted Couple and Family insurance policies.

We offer a choice of three cover levels ranging from Economy to Super and Super Plus , with trip durations available from 31 days to 60 days any one trip covering either European or Worldwide trips depending on your particular needs.

Annualtravelinsurance.com also provides the facility for booking Single Trip Insurance if this type of cover is needed.

Travel Insurance Reviews from AnnualTravelInsurance.com Customers

I have been with annual travel insurance a number of years. The cover is excellent value for money. I like that it is automatically renewed and I don’t have to worry about it. Ann - 5 Star Review - 31 st January 2023

Best Annual Travel Insurance Plans: AIG Travel Guard vs Allianz vs Seven Corners vs GeoBlue & More

When you purchase through links on our site, we may earn a commission. Here’s how it works .

Most people consider getting trip insurance for a single vacation. But did you know that several major insurance companies provide annual trip insurance plans? These plans can cover you, a spouse, and even your entire family if you want to insure multiple trips during the year — for huge savings compared to insuring each trip separately.

How does annual trip insurance work? Does it differ from traditional per-trip insurance? And which providers are your best options? Our experts have delved into all of these questions and more to help you decide if an annual policy is best for your needs.

Table of Contents

Article Overview

• Annual Trip Insurance Limitations

Who Should Consider Annual Trip Insurance?

• Best Annual Trip Insurance

What Are My Other Options?

Looking for per-trip travel insurance, annual travel insurance limitations.

You also need to be aware that yearly policies typically have trip-length limits , meaning they limit the number of consecutive days in one trip that they’ll cover (this isn’t an issue with per-trip policies). These trip-length limits vary by policy, ranging anywhere from 30 to 90 days. For example, this means that if your policy has a 30-day limit and you get injured on day 31, you won’t receive medical coverage for that injury because it falls outside of the trip-length limit.

Note: Most annual and typical per-trip vacation insurance policies have restrictions on the types of “adventure” activities they’ll cover if you get injured. These can include bungee jumping, hot air ballooning, parachuting, skydiving, mountain climbing, scuba diving, and similar “hazardous” activities.

Read each policy carefully to see which activities are and aren’t covered. If you plan on these types of activities on your vacation, you may want to consider a per-trip policy from World Nomads , which has specialized coverage for adventure activities.

Annual trip insurance is best for:

• Leisure or business travelers taking multiple trips over the course of one year
• Frequent international travelers who need medical coverage while overseas
• Travelers who don’t need high trip cancellation coverage

Annual trip insurance isn’t ideal for:

• Individuals, couples, or families who will only be traveling once or twice over the next year
• Travelers taking multiple lengthy trips during a year (lasting longer than 90 days)
• Travelers who need high trip cancellation coverage

Best Annual Travel Insurance Plans

We’ve broken down our best picks for annual travel insurance by categories based on your individual needs. But, we also encourage you to read our other options in case there’s another provider that works better for you.

Our experts have analyzed each company by its policy benefits and pricing, COVID-19 coverage, customer service, user reviews, BBB ranking, AM Best ratings (financial strength of the insurer), and other factors. All of the companies we include in our reviews have an A- or better rating from AM Best, have an online claims process, and offer 24/7 travel assistance for concierge service and other needs.

Policy Pricing And Availability

We haven’t included policy pricing in our reviews because most yearly travel insurance premiums vary for each traveler. The companies typically base their pricing on the age of travelers and your state of residence. And be aware that not all policies are available in every state.

Best Overall: Seven Corners Review

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Seven Corners stands out as our pick for the best overall annual trip insurance company. They have two yearly plans, Wander Frequent Traveler and Wander Frequent Traveler Plus (which includes COVID-19 medical/trip interruption coverage). Both plans have customizable options, allowing you to tailor your plan to your budget.

You can customize your plan for 30, 45, or 60-day trip limits. You can also choose your deductible from $0, $250, or $500 (per person, per occurrence). And they have a hazardous sports coverage add-on, which is roughly $25 per person. Other companies we reviewed don’t offer this option.

Both plans offer a generous $1 million coverage for emergency medical and medical evacuation coverage , in addition to great coverage for trip interruption, accidental death and dismemberment (AD&D), trip delays, baggage loss and delays, and more.

And unlike many other travel insurance companies, they’ll cover you for pre-existing medical conditions up to $20,000 per person for an unexpected recurrence of a pre-existing condition (some age restrictions apply).

Note : Coverage is for international and domestic travel, but domestic travel requires pre-certification.

Best Budget: GeoBlue Review

If you’re looking for the best cheap year-long travel insurance, GeoBlue may be your best bet as long as you’re okay sacrificing a few benefits other companies provide. GeoBlue has two budget-friendly plans, Trekker Essential and Trekker Choice. Both have good coverage for emergency medical ($500,000 and $1 million) and medical evacuation ($250,000 and $500,00) as well as decent benefits for lost luggage and AD&D. Both also have 70-day trip limits.

What do you not get? Neither policy covers trip interruptions and cancellations, travel delays, or baggage delays. They also are one of very few companies we’ve reviewed that have no coverage for COVID-19 occurrences. But unlike most companies, GeoBlue covers pre-existing conditions as well as non-emergency medical expenses.

Note : Coverage is only for travel outside of the U.S.

Best For Trip Cancellation Coverage: Allianz Review

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A big player in the travel insurance industry, Allianz offers several competitively priced annual plans that include trip cancellation coverage. However, it’s important to know that trip cancellation benefits apply per year rather than per trip. All the other benefits included in policies, like emergency medical, baggage loss, etc., apply for each trip you take during your year of coverage.

Allianz has four annual plans to choose from (all but the Alltrips Basic plan include trip cancellation). Their Alltrips Premier plan is the best overall value out of the four. It has 90-day trip limits, coverage for emergency medical ($50,000) and medical evacuation ($500,000), and generous payouts for trip interruption, trip delays, baggage loss and delays, and AD&D.

And with the Premier plan, you can choose your level of trip cancellation/interruption coverage from $2,000, $5,000, $10,000, and $15,000. This plan also waives Allianz’s typical 120-day look-back period for pre-existing conditions.

Their plans also include rental car damage coverage and COVID-19 coverage for medical and cancellation/interruption. Just keep in mind that if you’re more concerned about higher medical, evacuation, and other benefits rather than trip cancellation, Seven Corners is a better value.

Note : Coverage is for international and domestic travel.

AIG Travel Guard | Trawick | USI Affinity

AIG Travel Guard Review

AIG Travel Guard, a well-respected provider of traditional trip insurance, offers one stand-out annual travel insurance plan. It offers  90-day trip limits , security evacuation coverage (up to $100,000) in the event of a natural disaster, riot, or civil disorder, and COVID-19 coverage for medical expenses and trip interruption.

The policy includes $50,000 for emergency medical, $500,00 for medical evacuation, and good coverage for trip interruptions, AD&D, missed connections, baggage losses, and trip and baggage delays. However, premium pricing is a bit higher than average for the payout benefits you get. It also has a 60-day look-back period for pre-existing conditions.

Note : Coverage is for international travel and travel within the U.S. (must be more than 100 miles from your residence).

Trawick International Review

Trawick International offers three Safe Travels annual travel insurance plans, Basic, Deluxe, and Executive. Their plans stand out because they include trip cancellation coverage ($2,500, $5,000, and $10,000) and COVID-19 cancellation and medical coverage. But be aware that, like  Allianz , the trip cancellation coverage is per year rather than per trip.

However, their other benefit payouts are lower than comparably priced plans from other providers. For example, their mid-level plan’s pricing is higher than average yet offers lower payouts for emergency medical ($20,000) and medical evacuation ($100,000) compared to similar coverage with other companies we review here.

All plans include trip interruption, trip delay, lost baggage, and baggage delay coverage. They also have a 30-day trip limit  with each plan and a 90-day look-back period for pre-existing conditions.

USI Affinity Review

USI Affinity has a good reputation as a long-time provider of traditional trip insurance, and it offers two annual travel insurance plans, Voyager Silver and Voyager Gold. Both plans have 90-day trip limits and coverage for AD&D, baggage loss and delay, and COVID-19 medical.

The major benefit payouts vary widely between the Silver and Gold plans: emergency medical ($50,000 and $100,000) and emergency evacuation ($100,000 and $250,000). You’ll need to go with the Gold plan if you want trip interruption coverage (which covers COVID-19). The Gold plan also includes security and political evacuation coverage (up to $100,000). USI Affinity has a 180-day pre-existing condition look-back period.

Note : The sample policy we reviewed says that coverage is “anywhere in the world.”

If you don’t think annual travel insurance will work for your traveling needs, be sure to see our reviews of the best per-trip travel insurance plans . In that article, we review plans from some of the same companies as we do here as well as additional top travel insurance companies. Benefits and coverage vary a great deal between per-trip vs annual plans.

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AnnualTravelInsurance.com   Reviews

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Reviews 4.4.

5,351 total

Most relevant

Competitive price and easy to use site

Date of experience : February 22, 2024

Reply from AnnualTravelInsurance.com

Hi Beverley, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Patricia

Easy to navigate site

Easy to navigate site. Quick and easy to apply and complete details

Date of experience : January 10, 2024

Hi Simon, Thank you for your comments and taking the time to leave a 5 star review. Kind Regards Lorna.

Instant reply

Instant reply. Great service and very helpful.

Date of experience : February 14, 2024

Hi Karen, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Patricia

The ease of transacting.

Date of experience : March 22, 2024

Hi Alex, Thank you for your comments and taking the time to leave a 4-star review. Kind Regards, Rebecca

Simple renewal process and great price

Date of experience : February 25, 2024

Hi, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Patricia

Good competive pricing and hassle free…

Good competive pricing and hassle free when booking

Date of experience : January 27, 2024

Hi Colm, Thank you for taking the time to leave a 5 star review. Kind regards, Erin

DISAPPOINTED …

Sorry to say but this company is a waste of time from my own experience. My father passed away November so i couldn't go on my Xmas holiday because funeral was on 20th December. I have paid ,£40 for docs letters to send to insurance to show it was a sudden death . I am getting nowhere they saying they've not received the paper. Think twice and look into these companies before committing

Date of experience : March 04, 2024

Hi, If you can please email us at [email protected] with the policy details and we would be happy to look in to this further. Kind Regards Rebecca

Easy to use and good value

Easy to use; not overly wordy on descriptor; good value for money; most relevant for my needs.

Date of experience : February 13, 2024

Hi Colin, Thank you for your comments and taking the time to leave a 4-star review. Kind Regards, Patricia

Great online service.

Great online service. Really quick, really good price.

Date of experience : March 06, 2024

Hi Julie, Thank you for your comments and taking the time to leave a 5 star review. Kind Regards Lorna.

Great value

Great value , easy access to website and easily understood, 👌👌

Date of experience : January 15, 2024

Hi Shane, Thank you for taking the time to leave a 5 star review. Kind regards, Erin

Fair priced insurance for upcoming trip

Able to get a policy relatively quickly.

Date of experience : March 07, 2024

Hi Niamh, Thank you for your comments and taking the time to leave a 4-star review. Kind Regards Rebecca

Annual Travel Insurance

It was easy to purchase online and covered all the requirements requested. I will definitely consider using this insurance in the future.

Date of experience : January 12, 2024

Hi Nicola, Thank you for taking the time to leave a 4 star review. Kind regards, Erin

Quick response to questions

Quick response to questions, competitively priced and rewards for loyalty

Date of experience : February 23, 2024

Hi Linda, Thank you for your comments and taking the time to leave a 5 star review. Kind Regards Natalie Ward

Always great to deal with thank u

Date of experience : March 20, 2024

Hi Denis, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Patricia

Straight forward

Straight forward, easy to understand. Good value for money.

Date of experience : March 01, 2024

Hi Euan, Thank you for your comments and taking the time to leave a 4-star review. Kind Regards, Patricia

Easy and quick to arrange.

Date of experience : March 24, 2024

Good morning James, Thank you for taking the time to leave a 5 star review. Kind Regards Natalie Ward

Everything was easy and cover is great

Everything was easy and cover is great, at a great price.

Hi Stephen, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards Rebecca

Renewal notice not received

I'm being asked for feedback on my recent experience which presumably relates to my renewal. Today is the 17th February and the renewal is due on the 28th. I have yet to receive my renewal notice and quote! Not impressed. Update - despite the promise of an email update from Annual Travel Insurance.com in their reply to my initial review, I've still heard nothing from them. I have emailed them again but still no response! Renewal date is almost upon us. Even less impressed...

Date of experience : February 15, 2024

Hi, I have sent you an email to discuss this further. Kind regards, Erin

Easy to use website

Date of experience : March 21, 2024

Hi Carole, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Patricia

Clear and concise questions

Date of experience : February 20, 2024

Good morning Stanley, Thank you for taking the time to leave a 5 star review. Kind Regards Natalie Ward

AnnualTravelInsurance.com   Reviews

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Reviews 4.4.

5,351 total

Most relevant

Good price for annual travel insurance

Good price for annual travel insurance. Hopefully won’t need it!!! Table of benefits on the policy are a bit busy on the pdf but otherwise looks like good cover!

Date of experience : 12 March 2024

Reply from AnnualTravelInsurance.com

Hi Siobhan, Thank you for your comments and taking the time to leave a 4-star review. Kind Regards Rebecca

Excellent company

I was unfortunate as I recently had to make a claim for a medical bill whilst on holiday but very fortunate that my insurance was with AnnualTravelInsurance. The claim process was easy, fast and efficient and my claim was quickly settled. I would highly recommend this company.

Date of experience : 02 March 2024

Hi Louise, Thank you for your comments and taking the time to leave a 5 star review. Kind Regards, Erin

Good prices on travel insurance

Good prices on travel insurance. I needed to cancel my policy, because my travel plans changed and I cancelled my travel. Got my refund. Customer Service Team was quick, responsive and helpful.

Date of experience : 19 January 2024

Hi Cenk Thank you for your comments and taking the time to leave a 5-star review. Your lovely feedback will be passed on to the agent. Kind Regards Rebecca

Sold unnecessary additional USA/Canada insurance

I was sold additional USA/Canada travel insurance for a trip to Jamaica that I didn't actually need. I asked the person who sold it to me to sort out a refund but he didn't do it and was actually quite rude to me on the phone. Not impressed. I gave up trying to sort it out. So much hassle and I have a very busy life too. It was your mistake so I don't see why it was up to me to chase your company to try and sort it out. Very frustrating.

Date of experience : 25 March 2024

Hi Fiona, Thank you for your review. I am sorry to hear you had such a frustrating experience, but I really appreciate you bringing this issue to my attention. I will now have this call reviewed and once I have received the feedback I will be in contact with you. Kind Regards Natalie Ward

The lady whom I spoke to was very…

The lady whom I spoke to was very helpful and cheery

Date of experience : 08 April 2024

Hi Julie, Thank you for your comments and taking the time to leave a 5 star review. I will pass your lovely feedback onto our agent. Kind Regards Natalie Ward

Was very easy and straightforward to…

Was very easy and straightforward to get a quote and then to receive the paperwork by email.

Date of experience : 17 March 2024

Hi Braz, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Patricia

All straight forward

Date of experience : 10 April 2024

Hi Tim, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Rebecca

Very helpful staff

Very helpful staff, friendly and efficient......made my renewal very easy.

Date of experience : 20 March 2024

Hi Thomas, Thank you for taking the time to leave a 5 star review. Kind regards, Erin

Just so quick and easy to do and a very…

Just so quick and easy to do and a very competitive price

Date of experience : 29 March 2024

Hi Neil, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Rebecca

Competitive and Comprehensive

Competitive and Comprehensive Provided with a quick quote to upgrade my policy and it was also very competitive

Date of experience : 15 March 2024

Hi Sarah, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Patricia

Easy to book exactly what I wanted…

Easy to book exactly what I wanted which was a quick one-off four day cover. Website made it very straightforward. Thanks. I’ll be using this again, or perhaps going for an annual policy.

Date of experience : 16 January 2024

Good morning David, Thank you for your comments and taking the time to leave a 5 star review. Kind Regards Natalie Ward

Unhappy Customer

I have taken another 2 stars off this company due to their response to my review below. I have given them excellent reviews for the past number of years. I won't be renewing with them next year. However I doubt if they care. Price increase and no covid cover. Due to personal issues I didn't have the time to shop around, otherwise I would have gone elsewhere

Date of experience : 01 April 2024

Hi Celine, I have emailed you directly to discuss this further. Kind Regards, Rebecca

I have used annual travel insurance for many years. never a problem if I had to make a claim. good value, highly recommend

Date of experience : 05 February 2024

Hi Fergal, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Patricia

Check contact details

Third or fourth year renewing this great value travel insurance. Only problem encountered was difficulty contacting emergency number when in USA but able to contact UK number quickly and was dealt with very well.

Date of experience : 08 February 2024

Hi Malcolm Thank you for your comments and taking the time to leave a 4-star review. Kind Regards Rebecca

I have only just organised my insurance and that was straight forward enough but other than that for now don’t have anything more to add

Date of experience : 29 January 2024

Hi Janet, Thank you for taking the time to leave a 5 star review. Kind regards, Erin

Excellent Service

Website good and easy to use except when looking for cruise cover. Had to call but was dealt with efficiently and professionally. Very good value for money!!

Date of experience : 05 March 2024

Good morning Patricia, Thank you for taking the time to leave a review. Kind Regards Natalie Ward

Easy to access

Easy to access. Clear detail

Date of experience : 03 April 2024

Hi Helen, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Rebecca

Holiday insurance is a necessity

Holiday insurance is a necessity, but every year without fail it creeps up in price, Leaving us to shop around. Nowadays there is never "cheap insurance" but I found this years choice to be less painful on my wallet than many others. How good it is,I do not know. All I know is that I pay it every year without fail, and without claiming and if i was a car I would have over 40 yrs NO CLAIMS BONUS.

Date of experience : 21 January 2024

Hi Jacqui, Thank you for your comments and taking the time to leave a 4 star review. Kind Regards Lorna.

great service easy to use

Date of experience : 06 April 2024

Hi John, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Rebecca

Renewal was competitive and easy to action!

The renewal of the cover was very straightforward and on following a request for a printed copy this was supplied very promptly. The premium remains very competitive too.

Date of experience : 11 February 2024

Hi Craig, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Patricia

AnnualTravelInsurance.com   Reviews

In the Travel & Vacation category

Visit this website

Company activity See all

Write a review

Reviews 4.4.

5,351 total

Most relevant

Competitive price and easy to use site

Date of experience : 22 February 2024

Reply from AnnualTravelInsurance.com

Hi Beverley, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Patricia

Easy to navigate site

Easy to navigate site. Quick and easy to apply and complete details

Date of experience : 10 January 2024

Hi Simon, Thank you for your comments and taking the time to leave a 5 star review. Kind Regards Lorna.

Instant reply

Instant reply. Great service and very helpful.

Date of experience : 14 February 2024

Hi Karen, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Patricia

The ease of transacting.

Date of experience : 22 March 2024

Hi Alex, Thank you for your comments and taking the time to leave a 4-star review. Kind Regards, Rebecca

Simple renewal process and great price

Date of experience : 25 February 2024

Hi, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Patricia

Good competive pricing and hassle free…

Good competive pricing and hassle free when booking

Date of experience : 27 January 2024

Hi Colm, Thank you for taking the time to leave a 5 star review. Kind regards, Erin

DISAPPOINTED …

Sorry to say but this company is a waste of time from my own experience. My father passed away November so i couldn't go on my Xmas holiday because funeral was on 20th December. I have paid ,£40 for docs letters to send to insurance to show it was a sudden death . I am getting nowhere they saying they've not received the paper. Think twice and look into these companies before committing

Date of experience : 04 March 2024

Hi, If you can please email us at [email protected] with the policy details and we would be happy to look in to this further. Kind Regards Rebecca

Easy to use and good value

Easy to use; not overly wordy on descriptor; good value for money; most relevant for my needs.

Date of experience : 13 February 2024

Hi Colin, Thank you for your comments and taking the time to leave a 4-star review. Kind Regards, Patricia

Great online service.

Great online service. Really quick, really good price.

Date of experience : 06 March 2024

Hi Julie, Thank you for your comments and taking the time to leave a 5 star review. Kind Regards Lorna.

Great value

Great value , easy access to website and easily understood, 👌👌

Date of experience : 15 January 2024

Hi Shane, Thank you for taking the time to leave a 5 star review. Kind regards, Erin

Fair priced insurance for upcoming trip

Able to get a policy relatively quickly.

Date of experience : 07 March 2024

Hi Niamh, Thank you for your comments and taking the time to leave a 4-star review. Kind Regards Rebecca

Annual Travel Insurance

It was easy to purchase online and covered all the requirements requested. I will definitely consider using this insurance in the future.

Date of experience : 12 January 2024

Hi Nicola, Thank you for taking the time to leave a 4 star review. Kind regards, Erin

Quick response to questions

Quick response to questions, competitively priced and rewards for loyalty

Date of experience : 23 February 2024

Hi Linda, Thank you for your comments and taking the time to leave a 5 star review. Kind Regards Natalie Ward

Always great to deal with thank u

Date of experience : 20 March 2024

Hi Denis, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Patricia

Straight forward

Straight forward, easy to understand. Good value for money.

Date of experience : 01 March 2024

Hi Euan, Thank you for your comments and taking the time to leave a 4-star review. Kind Regards, Patricia

Easy and quick to arrange.

Date of experience : 24 March 2024

Good morning James, Thank you for taking the time to leave a 5 star review. Kind Regards Natalie Ward

Everything was easy and cover is great

Everything was easy and cover is great, at a great price.

Hi Stephen, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards Rebecca

Renewal notice not received

I'm being asked for feedback on my recent experience which presumably relates to my renewal. Today is the 17th February and the renewal is due on the 28th. I have yet to receive my renewal notice and quote! Not impressed. Update - despite the promise of an email update from Annual Travel Insurance.com in their reply to my initial review, I've still heard nothing from them. I have emailed them again but still no response! Renewal date is almost upon us. Even less impressed...

Date of experience : 15 February 2024

Hi, I have sent you an email to discuss this further. Kind regards, Erin

Easy to use website

Date of experience : 21 March 2024

Hi Carole, Thank you for your comments and taking the time to leave a 5-star review. Kind Regards, Patricia

Clear and concise questions

Date of experience : 20 February 2024

Good morning Stanley, Thank you for taking the time to leave a 5 star review. Kind Regards Natalie Ward