How to Redeem Royal Caribbean Credit Card Points

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If you're a fan of cruise vacations and you prefer Royal Caribbean cruise line, you may want to investigate Royal Caribbean's credit card and start earning reward points. Royal Caribbean ships are known for their variety of onboard entertainment options, and the company operates the four largest passenger ships in the entire world. They own two small resorts (in Haiti and in the Berry Islands region) where their cruise ships make stops for passengers to enjoy the beaches and private waters. They also own Celebrity Cruises.

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The Royal Caribbean Credit Card

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The Royal Caribbean rewards credit card is a Visa Signature card issued by Bank of America . The card has no annual fee and offers its users one MyCruise reward point for ​ every $1 ​ charged to the card. Money spent on Royal Caribbean qualifying purchases will earn two MyCruise points for ​ every $1 ​ charged to the card.

That means that the best way to rack up points on your Royal Caribbean card is to spend it on Royal Caribbean cruises (and other related charges). Bank of America and Royal Caribbean often offer bonuses when you sign up for the card, like statement credits or bonus points for using the card. There are no fees for foreign transactions either, which can be a bonus when traveling through the Caribbean or the Bahamas on a cruise ship or otherwise.

Royal Caribbean Reward Points

The card currently offers ​ 25 ​ reward levels, which each allow credit card users the opportunity to trade in points for stateroom upgrades, cruise discounts, onboard credits or amenities, free or discounted cruise vacations or related Royal Caribbean merchandise. For example, with ​ 5,000 ​ MyCruise points, you can receive ​ $50 ​ in onboard credit towards purchases on your next cruise, an upgrade on a three- or four-night cruise or two Royal Caribbean robes delivered to your room while you are on a cruise.

With ​ 25,000 ​ MyCruise points, you can receive ​ $250 ​ in onboard credit for purchases of your choice. You can also receive companion fare on a three- or four-night Royal Caribbean cruise (that meets certain requirements) or an upgrade on a cruise that's four to eight nights in duration. With ​ 250,000 ​ MyCruise points, you can redeem your rewards toward a Royal Caribbean cruise that's nine to 12 nights long (valued at ​ $3,600 ​ USD or less) or companion fare on a 10+ night Celebrity Cruises Europe cruise (valued at ​ $2,500 ​ USD or less).

Higher reward tiers bring about more valuable rewards. For Royal Caribbean credit card holders, the minimum reward level you need to earn a free cruise is ​ 50,000 ​ MyCruise points, which earns you a three- or four-night Royal Caribbean cruise (valued at ​ $1,000 ​ USD or less). This means you'd need to have ​ $50,000 ​ worth of normal transactions go through on your Royal Caribbean credit card, or ​ $25,000 ​ of qualifying Royal Caribbean purchases.

Redeeming Rewards Points

You'll need to redeem rewards points at least seven days prior to your cruise sailing date. Mention rewards when booking your trip; alternately, you can use Royal Caribbean's online portal to redeem your rewards points once you've reserved a spot on an upcoming cruise.

Since most Royal Caribbean credit card rewards are related to upgrades and bookings on future cruises, expect to use most of your points when you book your next cruise vacation. If you're redeeming points for merchandise, you can input your home address when going through the rewards redemption program.

  • Bank of America: Royal Caribbean Visa Signature Credit Card
  • Royal Caribbean: MyCruise Rewards Program
  • Royal Caribbean International: How do I earn and redeem Royal Caribbean MyCruise Rewards?

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At the pier, you will receive a SeaPass card for each guest once all identification documents have been validated. You will use the SeaPass card to board/leave the ship in every port of call during your cruise vacation.  Please have it with you at all times.

For guests who have made their air arrangements through Royal Caribbean Int'l (and are arriving on the day of boarding), our airport meet & greet staff will meet you in the Baggage Claim Area or outside of Customs (for international flights) to direct you to your transportation between the airport and ship.  Please refer to your Transfer Voucher for more specific details on transportation, meeting locations, start times and frequency of transfers. Guests that are cruise only (i.e., have not made air arrangements through us) may also purchase this transfer service (called Royal connections) separately.  Please contact your travel agent or us for details.

Yes.  Guests who have completed Online Check-In will have an area designated for their documentation validation.  By checking in online, you will expedite your boarding process and will be able to start enjoying your cruise vacation much faster.  Look for the SetSail Pass signs at the pier.

If clicking the print button in the SetSail Pass pop-up window does not launch the printer dialog window, try holding down the command key and "P" if you're on a Mac or the control key and "P" in you're on a PC.  This should launch your printer dialog window.

An Onboard Expense Account is the cashless system used for all onboard purchases and services. The account may be set-up with either a credit card or as a cash account.  You may establish a master account and add guests from your stateroom or another stateroom as authorized purchasers on your account. For each purchase made onboard the ship you will receive a receipt at the point of sale.  A final statement will be delivered to your stateroom on the last night of your cruise vacation for your review. Guests that set up an account with a credit card should verify the statement.  If all purchases are correct, they will automatically be billed to the credit card. Guests on a cash account will need to settle their statement onboard prior to disembarking.  The ship will provide you with specific details.

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Celebrity cruises visa signature review: earn points and discounts towards your next voyage.

While cruise tourism took a major hit during the pandemic, it’s bounced back recently. According to a recent report by the Cruise Lines International Association , passenger volume is forecasted to increase to 120% of 2019 levels in 2024.

If you’re an avid cruiser, the right credit card could help offset your costs when you set sail. The Celebrity Cruises Visa Signature® card is one option worth considering if you’re looking to earn rewards from your voyages. Here’s what to know about this card, its features, perks, and who it’s best for.

Celebrity Cruises Visa Signature card

Annual fee : $0

Welcome offer : Earn 25,000 MyCruise bonus points after spending $1,000 in the first three months

Rewards : 2x points on qualifying Celebrity Cruises and Royal Caribbean purchases, 1x points on everything else

More details : 10,000 point annual anniversary bonus when you spend at least $10,000 per year, 10% discount on premium beverage packages and private shore excursions, no foreign transaction fees

The Celebrity Cruises Visa Signature has a variable APR ranging from 18.24% to 28.24%. The APR you get will depend on your credit history and other factors.

This card doesn’t have an annual fee , so you won’t need to worry about offsetting a yearly cost by using its benefits or earning rewards.

Welcome offer

The Celebrity Cruises Visa Signature is issued by Bank of America and offers a solid welcome bonus. New card members can earn 25,000 MyCruise bonus points after spending $1,000 in the first three months. The bonus is worth $250 in onboard credits, which could help offset expenses on an upcoming trip.

Alternatively, you can use your 25,000 MyCruise bonus points for a companion fare on a 3- or 4-night Royal Caribbean cruise or a room upgrade on a qualifying Royal Caribbean cruise (up to $500 value).

Intro offer

The Celebrity Cruises Visa Signature doesn’t offer an introductory 0% APR offer . The card’s regular APR kicks in immediately.

Rewards rate

2x points on qualifying Celebrity Cruises and Royal Caribbean purchases

1x points on everything else

How to earn rewards

Perhaps unsurprisingly, you can maximize your rewards by spending on Celebrity Cruise purchases. Those purchases will net you 2x points per $1 spent. But the card also lets you earn 2x points when you spend with its sister brand, Royal Caribbean. This flexibility is useful if you cruise with both lines.

All other purchases will net you 1x points per $1 spent, though you won’t earn rewards for balance transfers or cash advances.

How to redeem rewards

You can redeem your MyCruise rewards for upcoming voyages, cabin upgrades, companion fares, on-shore excursions, or onboard amenities like dining, drinks, and spa visits.

Additional benefits

Frequent cruisers can put this card’s other notable perks to good use. Cardholders that spend at least $10,000 annually will earn a 10,000 anniversary bonus each year. You can also receive a 10% discount on premium beverage packages and private shore excursions.

You won’t pay foreign transaction fees as a Celebrity Cruises Visa Signature cardholder, which can help you keep more cash in your pocket if you often travel internationally. Additional card benefits are relatively standard and include $0 fraud liability, account alerts, digital wallet accessibility, and free FICO scores via mobile app.

Who is the Celebrity Cruises Visa Signature best for?

This card is best for travelers who enjoy cruises and are particularly loyal to Celebrity or Royal Caribbean. If you prefer traveling on land or frequent another cruise line, it’s likely not the best option for your wallet.

But those who love these brands and take cruises fairly frequently could benefit from earning this card’s welcome offer, rewards, and discounts — especially considering the fact that this card doesn’t charge an annual fee.

Celebrity Cruises Visa Signature pros

No annual fee or foreign transaction fees

Option to earn a welcome bonus

Increased rewards for Celebrity Cruise and Royal Caribbean spending

Discounts on cruise amenities

Celebrity Cruises Visa Signature cons

Regular APR applies immediately

Can’t use rewards for general travel expenses

Maximum rewards rate is only 2x points

Upgrades are subject to availability

Where can you use Celebrity Cruises Visa Signature?

As its name indicates, this is a Visa card. Since Visa cards are accepted in over 200 global territories and countries, you can use your card almost anywhere.

How to make a Celebrity Cruises Visa Signature payment

You can pay your monthly bill through the following channels:

Online by logging into the mobile app or website

By phone: 800.236.6497

By mail: PO Box 15019 Wilmington, DE 19850-5019

In person at a local Bank of America branch

Celebrity Cruises Visa Signature customer service info

If you have questions or concerns about your card, you can reach the Bank of America customer service team through your Celebrity Cruise Visa Signature online dashboard or via phone at 1.757.677.4701. Representatives are available for phone calls 24/7.

Alternative cards to consider

The Celebrity Cruises Visa Signature may be right for you if you enjoy cruise tourism and are loyal to the Celebrity and Royal Caribbean brands. That said, it’s not the best card for everyone. These alternative travel cards could work if it doesn’t sound like the right option for you.

United Gateway℠ Card

Why we like it : If you prefer traveling by air and are a loyal United customer, the United Gateway card is worth considering. This card features a welcome bonus: Earn 20,000 points after spending $1,000 in the first three months. You’ll also earn 2x miles on United purchases, on local transit and commuting, and at gas stations; and 1x miles on other purchases.

This card is well-suited for occasional United flyers, and it has a $0 annual fee.

Capital One Venture Rewards Credit Card

Why we like it : The Capital One Venture Rewards Credit Card is another great option if you’re looking for a card that could help you offset more general travel purchases. As a new cardholder, you can earn 75,000 bonus miles after spending $4,000 in the first 90 days.

This card’s reward structure is also fairly straightforward compared to some competitors. You’ll earn 5x miles on hotel and rental car purchases through Capital One Travel and 2x miles on everything else. You can redeem your rewards for trips through Capital One Travel, travel with over 15 partners, gift cards, merchandise, and more. The Capital One Venture Rewards card has a $95 annual fee.

Chase Sapphire Preferred Card

Why we like it : The Chase Sapphire Preferred Card is very popular, and with good reason. Cardmembers can earn a 60,000-point welcome bonus after spending $4,000 in the first three months. Those 60,000 points are worth 25% more when redeemed for travel through Chase.

Besides a generous welcome offer, you’ll earn 5x points on travel purchases in the Chase portal (excluding hotel purchases that qualify for this card’s annual $50 hotel credit); 3x points on restaurant, online grocery store, and select streaming service purchases; 2x on general travel purchases; and 1x on everything else. This card has a $95 annual fee.

This article was edited by Alicia Hahn

Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information. This site doesn't include all currently available offers.

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The best credit cards for booking cruises

Editor's note: This is a recurring post, regularly updated with new information and offers.

There is one common question we get from TPG readers who are cruise enthusiasts: What are the best credit cards for booking cruises?

It might seem logical that the best way to earn rewards on cruise bookings is to get a cruise line cobranded credit card . However, these generally don't offer as solid of a value as the best travel credit cards .

For example, the Royal Caribbean® Visa Signature® Card currently offers a sign-up bonus of 25,000 bonus points (worth $250 in onboard credit) after you spend $1,000 within 90 days of account opening and an ongoing rate of 2 points per dollar on Royal Caribbean and Celebrity Cruises purchases. This might seem like a good bonus, but you can actually get a much better value from the welcome bonus on most general travel credit cards.

The information for the Royal Caribbean Visa Signature Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

If you want to get the most value from your vacation purchases, here we explore the best credit cards for booking cruises and why you always want to pay for your vacation at sea with a credit card.

For cruise news, reviews and tips, sign up for TPG's cruise newsletter .

Why use a credit card to book your cruise?

At TPG, we recommend using a credit card whenever and wherever possible so you always earn rewards on your purchases. When it comes to cruises, you'll get some serious benefits by booking with a credit card.

Earn points and miles

A cruise is a significant expense, which means it's an opportunity to earn significant rewards. You can use a cruise booking to help you hit a spending requirement and earn a valuable welcome bonus on a new card or earn rewards to put toward future travel by using a card that earns bonus points on travel purchases .

Protect from billing mistakes

We've all experienced billing mistakes and the headaches that come with them. If you use cash or a debit card for your cruise, a billing mistake can mean money is already gone from your account before you realize there's an issue. By using a credit card, your money is safe while you work to get the issue resolved .

Protect your spending

Many travel rewards cards come with trip delay and cancellation insurance , so you'll be protected if your travel plans go awry. If you plan on doing significant shopping while on your ship, you can use a card with purchase protection to ensure your item arrives safely home.

Related: Everything you need to know about cruise insurance

When deciding which credit card to use for booking cruises, you'll want to consider the rewards a card earns on cruises and benefits like travel and shopping protections. You can also benefit from a card's more specific perks, like statement credits for travel and airport lounge access.

With this in mind, we recommend these credit cards for booking a cruise:

The information for the American Express Green Card and U.S. Bank Altitude Reserve Visa Infinite Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

American Express Green Card

Welcome bonus: Earn 40,000 Membership Rewards points after spending $3,000 in your first six months of card membership, worth $800 according to TPG valuations .

Annual fee: $150

Why it's great for booking cruises: The Amex Green earns 3 points per dollar on travel purchases , including cruises. This means you'll earn bonus points on the cruise booking as well as any airfare or hotel purchases you make to get to and from your cruise. You'll also get trip delay insurance * that covers you up to $300 per trip (maximum of two claims per 12-month period) and purchase protection † for up to 90 days after you make a purchase.

*Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.

†Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company.

The information for the American Express Green Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

For more details, please see our full review of the Amex Green .

Related: Who should (and shouldn't) get the Amex Green?

Bank of America Premium Rewards credit card

Welcome bonus: Earn 60,000 bonus points after spending $4,000 in the first 90 days of account opening, worth $600.

Annual fee: $95

Why it's great for booking cruises: The Bank of America Premium Rewards credit card earns 2 points per dollar on all travel purchases, including cruise line purchases as well as hotel and airline purchases. You'll also get travel protections such as trip delay/cancellation/interruption insurance and purchase protection for up to 90 days after your date of purchase.

And if you're a Bank of America Preferred Rewards® member, you'll earn an additional 25%-75% rewards bonus on every purchase — giving you an even greater return on your cruise spending.

For more details, please see our full review of the Bank of America Premium Rewards credit card .

Apply here: Bank of America Premium Rewards credit card

Related: Everything you should know about Bank of America's Preferred Rewards program

Capital One Venture Rewards Credit Card

Welcome bonus: Earn 75,000 Capital One miles after spending $4,000 in the first three months from account opening, worth $1,388 according to TPG valuations .

Annual fee: $95 (see rates and fees )

Why it's great for booking cruises: The Capital One Venture Rewards earns 2 miles per dollar on all purchases, including cruise bookings. You can redeem the rewards you earn for a statement credit to cover travel expenses, including cruise line purchases. You'll also get travel and emergency assistance services.

For more details, please see our full review of the Capital One Venture Rewards .

Apply here: Capital One Venture Rewards

Related: 7 reasons to get the Capital One Venture Rewards card

Capital One Venture X Rewards Credit Card

Annual fee: $395 (see rates and fees )

Why it's great for booking cruises: Like the Venture Rewards, the Venture X earns 2 miles per dollar on all purchases, including cruises, and comes with several travel protections. What makes the Venture X stand out is that it can make your trip run more smoothly with additional perks like complimentary airport lounge access, a statement credit for TSA PreCheck or Global Entry and a $300 annual credit for travel booked through Capital One Travel.

For more details, please see our full review of the Capital One Venture X .

Apply here: Capital One Venture X

Related: Is the Venture X worth the annual fee?

Chase Sapphire Preferred

Welcome bonus: Earn 60,000 Chase Ultimate Rewards points after spending $4,000 on purchases in the first three months from account opening, worth $1,230 according to TPG valuations .

Why it's great for booking cruises: The Chase Sapphire Preferred earns a valuable 2 points per dollar on travel purchases , including cruise bookings. What makes this card stand out is its impressive travel protections . When you use it to book travel, you'll get protection against lost or delayed baggage, as well as trip delays, accidents and cancellations.

For more details, please see our full review of the Chase Sapphire Preferred .

Apply here: Chase Sapphire Preferred

Related: Why the Chase Sapphire Preferred is perfect for the average traveler

Chase Sapphire Reserve

Annual fee: $550

Why it's great for booking cruises: The Chase Sapphire Reserve earns 3 points per dollar on travel purchases, including cruise bookings. You'll also get a slightly better suite of travel protections than with the Sapphire Preferred, plus airport lounge access and a credit for TSA PreCheck or Global Entry. Perhaps the best perk on this card, however, is a $300 annual travel statement credit automatically applied to travel purchases, meaning you can get $300 back on your cruise booking when you use this card to pay.

For more details, please see our full review of the Chase Sapphire Reserve .

Apply here: Chase Sapphire Reserve

Related: Chase Sapphire Preferred vs. Sapphire Reserve

The Platinum Card from American Express

Welcome bonus: Earn 80,000 Membership Rewards points after spending $8,000 in the first six months of card membership, worth $1,600 according to TPG valuations .

Annual fee: $695

Why it's great for booking cruises: You won't earn bonus points on cruise bookings with this card, but you'll get access to the Amex Cruise Privileges Program , where you'll receive onboard credit and an extra onboard amenity for each cruise booking. Plus, the Amex Platinum earns 5 points per dollar on flights (when booking with the airline or through Amex Travel on up to $500,000 on these purchases per calendar year) and comes with comprehensive airport lounge access , so it's also great for booking travel to and from your cruise departure port.

For more details, please see our full review of the Amex Platinum .

Apply here: Amex Platinum

Related: How to maximize benefits with the Amex Platinum

U.S. Bank Altitude Reserve Visa Infinite Card

Welcome bonus: Earn 50,000 bonus points after spending $4,500 in the first 90 days of account opening, worth $750.

Annual fee: $400.

Why it's great for booking cruises: The Altitude Reserve earns 3 points per dollar on travel purchases and comes with up to $325 in annual credits for travel purchases. This means you can get $325 back on your cruise booking when you use this card.

For more details, please see our full review of the Altitude Reserve .

Related: Best credit cards with annual travel statement credits

Bottom line

Using the right credit card to book your cruise allows you to rack up some serious rewards on your booking and protect yourself against a wide range of mishaps. Whether you're focused on hitting a valuable sign-up bonus to help fund your next trip or earning bonus points on your onboard cocktails, you can feel great knowing your card is working hard while you're kicking back at sea.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Planning a cruise? Start with these stories:

  • The 5 most desirable cabin locations on any cruise ship
  • A beginners guide to picking a cruise line
  • The 8 worst cabin locations on any cruise ship
  • The ultimate guide to what to pack for a cruise
  • A quick guide to the most popular cruise lines
  • 21 tips and tricks that will make your cruise go smoothly
  • 15 ways cruisers waste money
  • The ultimate guide to choosing a cruise ship cabin

For rates and fees of the American Express Green Card please click here .

For rates and fees of the Platinum Card from American Express please click here .

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Cruising with Celebrity really does have its benefits. Join the Captain’s Club and enjoy an array of cruise rewards. And, the more you sail with us, the greater the rewards. You’ll earn points on every sailing and enjoy discounts, offers, and perks that all add up to an even more incredible cruise vacation experience. Get spa discounts and complimentary laundry service, stateroom upgrades, access to exclusive voyages, and exciting cruise club events on board. As a valued loyalty member, you’ll also receive personal invitations to other members-only events happening on our sailings throughout the world. Simply join our cruise loyalty program and start earning points on your next cruise. As a valued member of the Captain’s Club, you’ll vacation with us like never before.

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Captain's Club Tiers

0 Club Points

As a Preview Member, you'll receive complimentary access to our Captain's Club Loyalty Desk service center and a Captain's Club newsletter with the latest program news and information.

2-149 Club Points

As a Classic member, you'll receive complimentary access to our Welcome Event. You'll also enjoy great ways to save with exclusive onboard premium offers.

150-299 Club Points

As a Select member, you’ll enjoy all the benefits of a Classic member, plus discounted spa and laundry service specials.

300-749 Club Points

Our Elite members know that loyalty yields great rewards, including complimentary laundry services, spa benefits and complimentary Captain's Club cocktail hour.

750-2999 Club Points

In recognition of our most devoted Elite members, we have created Elite Plus - delivering a high level of recognition with greater benefits including discounts on specialty dining, 2 bags of complimentary laundry and much more.

3000+ Club Points

The height of Captain's Club membership - Zenith - is designed exclusively for our most loyal guests, offering quality benefits and perks such as access to the Retreat Lounge/Michael’s Club complimentary premium beverage package, complimentary premium wifi and complimentary laundry..

Captain's Club Benefits

Enjoy discounts, exclusive events and priority access.

Receive stateroom category upgrades before you sail.

Our Partners

Access to special benefits from our partners on shore

Check out offers only available to members

Power Up Points

Earn points from home.

Earn Club Points based on your stateroom category and number of nights you sail

2 club points per night.

Inside & Ocean View

Comfortable staterooms with tasteful amenities and a sitting area where you can kick back and relax. Ocean View Staterooms offer large windows with spectacular views.

3 Club Points Per Night

Veranda & Infinite Veranda

Private sanctuaries to watch the world sail by–relax in the spacious lounge or step outside to linger over morning coffee or marvel at stunning sunsets.

5 Club Points Per Night

Concierge Class & AquaClass

Experience dedicated, personal service in Concierge Class staterooms, or make every day a spa day when you book our AquaClass® staterooms.

8 Club Points Per Night

Sky Suite, Aqua Sky Suite, Magic Carpet, & Sunset Sky Suite

Enjoy the luxury of personal butler service. With in-suite lunch and dinner service and in-suite coffee drinks from Café al Bacio, you may never want to leave.

12 Club Points Per Night

Celebrity, Signature, Sunset, Horizon, & Royal Suite

Live the suite life with exclusive services and access to private areas reserved for guests of The Retreat only. Dine in a private restaurant. Unwind in an exclusive lounge. Receive elevated in-room services, and more.

18 Club Points Per Night

Reflection, Penthouse & Edge Villa

Indulge in the ultimate luxury experience. These suite bookings include private restaurant and lounge access, a butler, and special touches you'll only find when you sail with Celebrity.

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24 Club Points Per Night

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  • All the rooms on the boats are metal. So to expand the ability to store more items. Bring magnetic hooks to use in your room. It lets you hang items on the walls.
  • Book shore excursion as early as you can because they sell out quickly.
  • Buy the drink package... it's definitely worth the price... and plan your days completely before you board... the days go by very quickly
  • buy the stock. You receive on board credit . If you book with the cruise lines planner and the cruise goes down
  • don't overpack you can do laundry or pay to have it done leave room for collectables & gifts
  • Don’t pack too much
  • I only booked my cruise cruise line website.
  • I only booked my cruise cruise line’s website.
  • If you cruise often and have a cruise loyalty
  • most will give you the price change. Most cruise lines offer a military discount. After 55+ cruises I have learned
  • One I use when going on a cruise is to always bring seasick pills
  • Shop for your next cruise while onboard. Most cruise provide all current promotions plus an additional onboard credit kicker.
  • you won’t need it !

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5 secrets to getting a luxury cruise for less

Erica Silverstein

Editor's Note

Luxury cruises range in price from expensive to outrageously expensive. But the value of high-end ships is clear: For the money, you get more fare inclusions, nicer accommodations, upscale dining and higher space-to-passenger and crew-to-passenger ratios than on big, mass-market ships.

Still, sometimes you want the luxe for less.

You'll never find a cheap luxury cruise, but you can find sailings that are less expensive than others (either when sorting by the total cost or the per-night rate). You might have to compromise on sail dates or take a risk with the weather, but you can get great value by choosing the cruise less traveled.

Here are the five most affordable luxury cruises we could find so you can save a little bit when you sail in style.

For more cruise guides, news and tips, sign up for TPG's cruise newsletter .

Fall Caribbean cruises

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Caribbean cruises might be the bread and butter of mass-market cruise lines, but they don't have the same prominence among the itineraries of the luxury lines. Tropical cruises on luxury lines tend to be shorter sailings, taking place in the fall and winter (rather than year-round) and often targeting younger professionals who might not have the time to take two-week vacations.

Combine those factors with a shoulder-season fall travel date (between mid-September and the week before Christmas), and you have yourself a more affordable luxury cruise.

For example, Regent Seven Seas Cruises ' 2024-2025 Caribbean season runs from November through March. The least expensive sailing for the season takes place in early December in the travel lull between Thanksgiving and Christmas. Fares start at $4,299 per person for a weeklong round-trip cruise from Miami. A similar seven-night sailing costs $4,999 ($700 more) in February.

Related: How to snag cruise ship suites for less

Shoulder-season Alaska cruises

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No matter which cruise line you sail, it's a truth universally acknowledged that the first and last Alaska sailings of the season are the most affordable. Why? Timing and weather.

The Alaska cruise season begins in late April or May and runs through September and occasionally October. These travel dates are often nonstarters for families who wait for the summer school break to take their vacations. Even travelers not bound by school schedules sometimes shy away from these cruises because of the imperfect weather conditions.

In May, temperatures can still be chilly in Alaska, waterways in glacier areas can be clogged with ice, Alaska's famous salmon haven't started to run and bus service at Alaska's famed Denali National Park hasn't yet begun. In September and October, the temperatures start dropping — and the rain keeps falling — and attractions such as Denali begin to close.

All that said, if you're willing to take a risk on the weather and aren't planning a land tour up to Denali, you can score a deal on a high-end Alaska sailing during these off-peak times.

In 2025, a September Alaska cruise on Silversea starts at $4,500 per person on Silver Moon. The same cruise in July starts at $5,900, making the shoulder-season cruise $1,400 less expensive. Even better, May is less rainy than July, so you could experience sunnier days on the more affordable sailing.

Related: The best time to go on a cruise

Transatlantic crossings

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Many travelers choose their cruise for the ports of call. Cruisers are drawn to the destinations, whether they're checking exotic ports off their bucket list or love spending time on the beach. It's no surprise, then, that longer-than-average itineraries with few to no port calls are not warmly embraced by many cruise fans (except for devoted sea-day lovers).

Because many cruise ships regularly reposition between Europe (where they spend the summer) and the Caribbean (where they spend the winter), transatlantic crossings are inevitable. To attract guests, the cruise lines add interesting onboard activities and guest lecturers to the voyage, and they lower prices. If you love relaxing sea days and would revel in spending day after day in the middle of the ocean, an ocean crossing is a surefire way to get a luxury cruise experience for less.

Small, all-inclusive line SeaDream is a solid example of how affordable transatlantic sailings can get. In 2025, SeaDream 1 will sail its last Mediterranean cruise of the season from Barcelona to Malaga, Spain, and cruise prices start at $6,799 for an eight-night cruise. The ship then sails from Malaga across the Atlantic to San Juan, Puerto Rico. That 13-night sailing is five nights longer than the preceding cruise, but its starting price is $3,799 — a $3,000 difference.

Entry-level cabins

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As a traveler chasing luxury, you're all about the upgrade. To get a great price on a high-end cruise ship, you might want to reconsider your aversion to booking the cheapest rooms.

Entry-level suites on the nicest ships are not the windowless closets you'll find on some of the mass-market ships. They're spacious cabins with either windows or private balconies and separate sleeping and sitting areas; many have nicely appointed, reasonably sized bathrooms and often walk-in or large closets. You'll get the same personal service, have access to the same gourmet dining and can enjoy the same ship amenities (a spa, a serene pool deck, social lounges and more) as folks in the top suites.

Also, you'll pay less. For example, an entry-level suite on luxury line Seabourn 's Seabourn Encore is a veranda suite measuring 246 to 302 square feet with a 68- to 83-square-foot private balcony. On a seven-night Greece and Turkey cruise departing in June 2025, prices for these rooms start at $5,499 per person. Opt for the next suite level up — a 450-square-foot penthouse suite with a 93- to 103-square-foot balcony — and prices start at $9,299. That's an increase of $3,800, all for a suite you won't spend much time in on this port-intensive itinerary.

Related: The best luxury cruise lines for elegance and exclusivity

Suite enclaves on big ships

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Several big-ship cruise lines have entered the luxury travel space with suite enclaves that come with extra amenities, and the options can be affordable by luxury standards. These cruises are ideal for families looking for upscale accommodations combined with robust children's programming or luxury travelers who prefer a more casual vibe or a wealth of entertainment and activity options on board.

Options include Norwegian Cruise Line 's The Haven, Royal Caribbean 's Royal Suite Class and MSC Cruises ' Yacht Club. Travelers who book these suites get VIP treatment compared to their shipmates. They have access to exclusive restaurants, lounges and sun decks; get priority boarding and theater seating; and might even receive more fare inclusions such as drink packages, internet access, gratuities and butler service (depending on the category booked).

Cruise fares in these top suites aren't cheap, but they can be comparatively affordable in two ways. First, Royal Caribbean, MSC and Norwegian cruise ships typically sail shorter itineraries than true luxury lines, so you could book a short cruise to spend less on your total vacation cost. Second, while prices are comparable to the luxury lines and can skyrocket when ships start to sell out, you can sail in the ship's top suites for what you'd pay for midlevel on a luxury ship.

For example, you can book an aft-facing penthouse with a large balcony (619 to 668 square feet with a 199- to 248-square-foot balcony) on a seven-night Caribbean cruise on Norwegian Encore for $4,426 per person (including fees) on a February 2026 sailing. It comes with all of NCL's Free at Sea inclusions (drinks, dining, Wi-Fi and shore excursion credit), as well as the services of a butler and concierge, and access to The Haven's private lounge, restaurant and sun deck.

A weeklong Regent Seven Seas cruise to the Caribbean in February costs $10,349 per person for a 655-square-foot Grandeur Suite (with a 166- to 263-square-foot balcony). The cheapest veranda suite on that sailing starts at $4,999 per person — still more expensive than a suite in Norwegian's The Haven.

Related: The 7 best cruise ship suites — picked by someone who has seen them all

Bottom line

A luxury cruise will never be cheap, but you can find ways to spend less when you travel on high-end ships. Booking early and taking advantage of limited-time promotions will also help you save when you sail in style.

Planning a cruise? Start with these stories:

  • The 5 most desirable cabin locations on any cruise ship
  • A beginners guide to picking a cruise line
  • The 8 worst cabin locations on any cruise ship
  • The ultimate guide to what to pack for a cruise
  • A quick guide to the most popular cruise lines
  • 21 tips and tricks that will make your cruise go smoothly
  • Top ways cruisers waste money
  • The ultimate guide to choosing a cruise ship cabin

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COMMENTS

  1. How do I earn and redeem Royal Caribbean MyCruise® Rewards?

    Enroll in Bank of America Online Banking to access the rewards redemption site. You'll be able to view your MyCruise® Points balance and choose from dozens of cruise rewards. You'll need to redeem at least 7 days prior to your sailing, and mention your reward when you call Royal Caribbean® or Celebrity Cruises® to book your reservation ...

  2. Earn & Redeem Rewards

    You can earn 2 points for every USD 1 spent on qualifying purchases with Royal Caribbean®, Celebrity Cruises® and Azamara Club Cruises® and 1 point for every USD 1 spent on all other purchases. Enrol in Bank of America online banking to access the rewards redemption site. You'll be able to view your MyCruise® Points balance and choose from ...

  3. How do I earn and redeem Royal Caribbean MyCruise® Rewards?

    A. You can earn 2 points for every USD 1 spent on qualifying purchases with Royal Caribbean®, Celebrity Cruises® and Azamara Club Cruises® and 1 point for every USD 1 spent on all other purchases. Enrol in Bank of America online banking to access the rewards redemption site. You'll be able to view your MyCruise® Points balance and choose ...

  4. MyCruise Rewards Program

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  5. How to Redeem Royal Caribbean Credit Card Points

    The card currently offers 25 reward levels, which each allow credit card users the opportunity to trade in points for stateroom upgrades, cruise discounts, onboard credits or amenities, free or discounted cruise vacations or related Royal Caribbean merchandise.For example, with 5,000 MyCruise points, you can receive $50 in onboard credit towards purchases on your next cruise, an upgrade on a ...

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    75,000 Points. Up to $800 USD Value (1.06 cents) Upgrade on a 7-night Royal Caribbean Europe cruise. 75,000 Points. Up to $1,200 USD Value (1.6 cents) Upgrade on a 7-night Royal Caribbean Alaska cruise. 100,000 Points. Up to $1,000 USD Value (1 cent) Upgrade on a 9+ night Celebrity Cruises Europe cruise.

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  8. DISCOVER A WORLD OF BENEFITS

    April 2023 — Page 1 of 10 You're on your way to earning MyCruise ® Rewards and basking in enjoying the incredible benefits of your Celebrity Cruises Visa Signature ® card. We are excited to offer you a wide range of redemption options to take your next journey

  9. Celebrity Cruises Credit Card from Bank of America®

    With a Celebrity Cruises® credit card you earn 2 MyCruise® points for every $1 spent on qualifying purchases with Celebrity Cruises and Royal Caribbean®. Learn more about the 10,000 MyCruise bonus points offer and apply online. ... A sea of rewards Redeem your points toward cruise upgrades & discounts, cruise vacations, onboard credits to ...

  10. PDF MyCruise Rewards Program

    Reward Levels. See below for detailed descriptions of our selection of Rewards, organized by Reward level. 1,000 MyCruise Points (choice of one) 5,000 MyCruise Points (choice of one) • Upgrade on a 3 or 4 night Royal Caribbean sailing for two, (minimum available oceanview stateroom). Value of upgrade may not exceed fifty dollars ($50 USD value).

  11. Royal Caribbean & Celebrity MyCruise Rewards Points Calculators

    MyCruise Rewards points can be used to pay for cruises and on-board purchases for Royal Caribbean, Celebrity, and Azamara. MyCruise Points Value. MyCruise points can be worth anywhere from 1 cent to 2 cents each. This means 10,000 points are worth between $100 and $200 in value with Royal Caribbean, Celebrity, and Azamara.

  12. How long does it take for MyCruise rewards to be applied after redeemed

    Any MyCruise® Reward redemption without a booking number, ship and sail date selected will expire 6 months after the points are redeemed. Rewards are nontransferable to another reservation after they are applied. Onboard Credits and onboard merchandise will be applied to your reservation approximately 2 weeks prior to sail date.

  13. My Cruises Member Login

    MEMBER LOGIN. With a My Cruises account, you can review your reservation, securely make advanced reservations using our Cruise Planner, compare cruise itineraries, view a personalised cruise holiday calendar, complete the Online Check-In process and more. Log in using the fields below. Or, if you don't have a My Cruises account, create one now.

  14. MyCruise Rewards Program

    Join the MyCruise Rewards Program and earn points for every cruise you book with Celebrity Cruises. Redeem your points for onboard perks, cruise discounts, or gift cards. The more you cruise, the more you save.

  15. Royal Caribbean Online Check-In

    Yes. Online Check-In may be completed at www.royalcaribbean.com. Completing the Online Check-In process for all the guests in your reservation will save you from having to fill out forms at the pier, which means your cruise vacation adventure can start immediately. Completing the Online Check-In process for all the guests in your reservation ...

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    Access your Princess Cruises account or create a new one. Manage bookings, enjoy personalized services, and more with My Princess.

  17. Enter the information below to view your offers

    reward number offer name offer type expires certificate offer code ... club royale annual tier renewal thank you for your patience as we reconcile your qualifying tier credits earned between 04/01/23 - 03/31/24. the 2024-2025 annual cruise tier benefit will be available upon receipt of your tier confirmation email, which will tentatively deploy ...

  18. PDF MyCruise REWARDS PROGRAM

    cruise vacation fare for two may not exceed one thousand dollars ($1,000 USD value). 8. 60,000 MyCruise Points • Upgrade on a 7 night Celebrity Cruises Alaska sailing for two (veranda to minimum available Concierge Class stateroom). Value of upgrade may not exceed six hundred dollars ($600 USD value). 9. 75,000 MyCruise Points (choice of one)

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    Preferred Rewards Program Eligibility. You can enroll, and maintain your membership, in the Bank of America Preferred Rewards® program if you have an active, eligible personal checking account with Bank of America® and maintain the balance required for one of the balance tiers. The balance tiers are $20,000 for the Gold tier, $50,000 for the ...

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    The Celebrity Cruises Visa Signature is issued by Bank of America and offers a solid welcome bonus. New card members can earn 25,000 MyCruise bonus points after spending $1,000 in the first three ...

  22. The best credit cards for booking cruises

    Annual fee: $395 (see rates and fees) Why it's great for booking cruises: Like the Venture Rewards, the Venture X earns 2 miles per dollar on all purchases, including cruises, and comes with ...

  23. Captain's Club: Cruise Rewards Program

    Celebrity Captain's Club is your premier rewards program. Visiting from {country-flag} {country-name}? Go to site . Favorites. 1-888-751-7804 CONTACT 1-888-751-7804. Need ... Join the Captain's Club and enjoy an array of cruise rewards. And, the more you sail with us, the greater the rewards. You'll earn points on every sailing and enjoy ...

  24. AARP Rewards Online Community Cruise Contest 2024 Official Rules

    A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. BRIEF OVERVIEW: The AARP Rewards Cruise Card Contest 2024 ("Contest") takes place between April 8, 2024, at 12:00 PM Eastern Time ("ET") and all entries must be received no later than May 5, 2024, at 12 PM ET ("Promotion Period"). More specific details are stated below.

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    Sign in to your Royal Caribbean account and get ready for an amazing cruise experience. Whether you are looking for a Caribbean getaway, an Alaska adventure, or a European exploration, you can find the best deals and activities with Royal Caribbean. Don't have an account yet? Create one for free and join the Royal Caribbean family.

  26. Secrets to getting a luxury cruise for less

    A weeklong Regent Seven Seas cruise to the Caribbean in February costs $10,349 per person for a 655-square-foot Grandeur Suite (with a 166- to 263-square-foot balcony). The cheapest veranda suite on that sailing starts at $4,999 per person — still more expensive than a suite in Norwegian's The Haven.

  27. PDF Royal Caribbean Visa Signature Rewards Options

    Royal Caribbean Visa Signature Rewards Options - Cruises