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Qantas travel money, 27/02/2024 • knowledge, information.

What is Qantas Travel Money?

Qantas Travel Money is a prepaid debit card facility built into the back of the Qantas Frequent Flyer membership card. You can lock in exchange rates on multiple currencies and earn Qantas Points on eligible purchases at home and overseas. You must be an Australian resident to use Qantas Travel Money. Qantas Travel Money is issued by EML Payment Solutions Limited ('EML') (AFSL 404131) (the Issuer). Consider the Product Disclosure Statement (PDF)  and Target Market Determination (PDF) . Conditions apply. Learn more about  Qantas Travel Money .

Other Useful Articles

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  • Qantas Customer Care Travel Voucher
  • Earning Qantas Points on travel with non-partner airlines
  • Qantas Travel Insurance Policies
  • Accessing the Qantas Club lounge
  • United States
  • United Kingdom

In this guide

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This prepaid travel money card offers Qantas Points on all eligible purchases at home and overseas.

The Qantas Travel Money Card is a reloadable, prepaid Mastercard that lets you load and lock in exchange rates for up to 10 foreign currencies. This gives you a way to avoid currency conversion fees when you're travelling or shopping online with overseas retailers. The Qantas Travel Money Card (previously known as Qantas Cash) is also the only prepaid travel money card that lets you earn Qantas Points as you spend.

Qantas Travel Money Card supported currencies

  • Australian dollars (AUD)
  • United States dollars (USD)
  • Great Britain pounds (GBP)
  • Euros (EUR)
  • Thai baht (THB)
  • New Zealand dollars (NZD)
  • Singapore dollars (SGD)
  • Hong Kong dollars (HKD)
  • Canadian dollars (CAD)
  • Japanese yen (JPY)
  • Emirates dirham (AED)

You can load money onto the card in any of these supported currencies. You can also transfer funds between the currency wallets held on your card.

Exchange rates

Qantas and Mastercard Prepaid determine the foreign exchange rates used on this card, which vary daily. You'll get details of the applicable exchange rate before you load funds or transfer them between currency wallets.

You can also get details of current exchange rates through the Qantas Money app, website or by calling Mastercard Qantas Travel Money Global Support on 1300 825 302 (Australia) or +61 1300 825 302 (overseas).

Funds loaded via bank transfer or BPAY are loaded in Australian dollars, which is the default currency. You can change your default currency by logging into your account online at Qantas Travel Money.

Currency wallet order

If you're spending money in a currency that's loaded on your card, those funds will be used first. For example, if you're in the UK and have GBP loaded on your card, the payment would be made in GBP.

Default currency order

  • AUD Australian Dollars
  • USD United States Dollars
  • GBP Great British pounds
  • THB Thai baht
  • NZD New Zealand Dollars
  • SGD Singapore Dollars
  • HKD Hong Kong Dollars
  • CAD Canadian Dollars
  • JPY Japanese Yen
  • AED United Arab Emirates Dirham

Where can I use my Qantas Travel Money (Qantas Cash) Card

The Qantas Travel Money Card can be used around the world, where Mastercard is accepted. This includes in-store, online and at ATMs.

Just keep in mind that some businesses may not accept a Mastercard Prepaid card, including for pre-authorising transactions (such as hotel security deposits). You also you can't use it for manual or offline transactions, unlawful activity, gambling or adult entertainment.

Features of the Qantas Travel Money Card

  • Locked-in exchange rates. You'll get details of the exchange rate before you add funds to this card and can lock it in for the supported foreign currencies. This helps you avoid changes in the exchange rate when you're overseas. It also makes it easier to know how much money you have to spend in each currency.
  • Earn Qantas Points. You'll earn 1.5 Qantas Points per AUD$1 on eligible spending in a foreign currency and 1 Qantas Point per AUD$4 spent in Australia. Eligible spending includes most purchases and retail payments. But transactions that don't earn points include money orders, foreign currency purchases, gambling chips and ATM withdrawals.
  • Earn points twice with partners. If you use the Qantas Travel Money Card to pay for spending with Qantas partners, you'll earn points once with the merchant and once with the card.
  • Worldwide ATM alliance. You can access cash anywhere in the world at any ATM that accepts Mastercard Prepaid.
  • Smartphone app. The Qantas Money app gives you a way to manage your account and check details straight from your phone or device. This includes checking your balance and transactions, loading funds, getting your PIN and temporarily locking the card.
  • No domestic ATM withdrawal fees. You can withdraw cash at any ATM within Australia without being charged a fee. But keep in mind that some ATM operators may directly impose a separate fee.

How much does the Qantas Travel Money Card cost?

There's no monthly or annual fee for the Qantas Travel Money Card but some fees do apply at other times. So, we've covered them here:

How to use the Qantas Travel Money card

Once you have successfully requested your Qantas Travel Money Card, here are 3 key steps to use it.

1. Activate the card

After requesting the card, you'll get details of how to set up your account. This includes an identity verification process that's typically done online, but may be done in-person if required.

Your card will be activated once you've set up your account. You'll then need to get your PIN, which you can do by logging in to the Qantas Money website or app, or by calling Mastercard Qantas Travel Money Card Global Support on 1300 825 302, or +61 1300 825 302 from overseas.

2. Load funds on the card

You can add funds to your Qantas Travel Money Card online or through the app using BPAY, bank transfers or a debit card.

With BPAY, it takes up to 2 business days for the transaction to be processed and funds to be available. With a bank transfer, it takes 1 day. With a debit card, funds are instantly available but there is a 0.5% fee for loading funds via debit card. Note that payments processed after 2pm AEST may take longer.

Manage your account

You can can check your transaction history and balances, transfer currencies and update you settings at any time by logging in to your account through the Qantas Money app or website.

Alternatively, you can calling Mastercard Qantas Travel Money Card Global Support on 1300 825 302 in Australia or +61 1300 825 302 from overseas.

What do I do if I return home with foreign currency remaining on the card?

There are no fees for keeping funds on this card. So you could leave them in the foreign currency, convert them to another foreign currency or convert them to Australian dollars to spend domestically.

You can also transfer funds to another Qantas Travel Money Card through your account.

If you decide to close the account, you can contact Mastercard Qantas Travel Money Global Support on 1300 825 302 and get the remaining funds deposited in your nominated bank account.

Who do I contact if my card is lost, stolen or damaged?

You can put a temporary lock on your card through the Qantas Money app if it's lost or stolen.

For further security support or to cancel the card due to fraud, contact Mastercard Qantas Travel Money Card Global Support on 1300 825 302 in Australia or +61 1300 825 302 from overseas.

How to get the Qantas Travel Money Card

You can request a Qantas Travel Money Card online through the Qantas Money website.

You'll need to log in to your Qantas Frequent Flyer account and fill in a simple request form.

Are there any eligibility requirements?

You must be more than 16 years old, a Qantas Frequent Flyer member and have a residential address in Australia. You also need to complete an identity check. If this can't be done online, you can get your ID verified at an Australia Post outlet.

  • Qantas Travel Money Card information PDF
  • Qantas Travel Money Card TMD

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February 18, 2024

Should I load Japanese Yen onto my Qantas Money card to use in Japan or is it better to just load AUD and use that

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Sarah Megginson Finder

February 20, 2024

Hi Maya, If you load it as AU currency, you may be charged currency conversion fees and international transaction fees, so you’re better off loading Yen.

February 07, 2024

Can you use your Qantas Money card to tap for purchases overseas? Will it work in Egypt?

February 14, 2024

The card works in all countries except in geographical regions currently affected by sanctions. These include Iran, North Korea, Sudan, Syria and the Crimea, Donetsk and Luhansk regions, though Qantas may change and update this list at any time.

You will need to present the card and physically insert or swipe it, so you won’t be able to tap.

Hope this helps!

January 15, 2024

Can I deposit cash to qf money card? If yes how and where I can do it? Any charges for cash loading?

Yes, a charge of 0.5% applies for loading currency.

You can do this online.

Best of luck!

December 21, 2023

Hello Amy, Which of the Travel Money Cards can be linked to your phone for digital payments?

Amy Bradney-George Finder

December 27, 2023

Hi Pete, Thanks for your question. One option is to consider cards that can be added to Apple Pay or Google Pay, such as the Wise Travel Money Card or Revolut travel account. Some cards also offer apps that you can use to pay and/or manage the account. While mobile wallet payments are easy for online shopping, keep in mind that you may need to use a physical card when you’re travelling. So you may want to compare a wider range of travel money cards to find one you want. I hope this helps.

November 19, 2023

I want to know, if I have loaded CAN dollars and used my card for ‘tap’ purchases, such as a coffee ect. Do fees apply?

November 21, 2023

Hi Bel, This card doesn’t charge additional fees for contactless payments. Just keep in mind that there could be other costs, for example if a business applied a fee for card payments. I hope this helps.

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Amy Bradney-George

Amy Bradney-George was the senior writer for credit cards at Finder, and editorial lead for Finder Green. She has over 16 years of editorial experience and has been featured in publications including ABC News, Money Magazine and The Sydney Morning Herald. See full profile

  • Debit cards
  • Wise Travel Money Card Review
  • Revolut travel account review
  • South Korea

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Qantas Premier Credit Card

Who is the credit provider and issuer of Qantas Premier credit cards?

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Can I have a Qantas Premier Platinum, Qantas Premier Titanium and Qantas Premier Everyday card?

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Change my product

Can I still spend on my current credit card whilst my new one arrives?

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Features and rewards

What travel insurance cover is included with my card?

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Is there an interest-free period on my account?

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If I cancel my booking, am I eligible for another Qantas Premier Titanium flight discount this year?

How do I make a travel insurance claim?

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My flight was cancelled, and I was moved to another flight, how do I claim my missing bonus Status Credits?

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Managing your account

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Cancelling a recurring payment

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What is a Statement Instalment Plan?

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Is there a fee to set up an instalment plan?

What happens if I miss paying the initial interest charge or monthly instalment repayment by the Payment Due Date?

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Financial difficulty

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Loss of a loved one

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Customer Support and Complaints

Accessibility and Disability Support - Qantas Premier credit card

Managing your cash flow during COVID-19

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Qantas Travel Money Card

General information

Which currencies are available on Qantas Travel Money?

What is the Qantas Card and Qantas Travel Money all about?

Who's eligible for Qantas Travel Money?

Is Qantas Travel Money a credit card or a debit card?

Why does the Qantas Card have two sides?

Does this mean that Qantas is now also a bank?

What are the benefits of Qantas Travel Money?

Apply and activate

How do I apply for and activate Qantas Travel Money?

How do I enable the travel money facility on my Qantas Card?

How do I get the Qantas Card and Qantas Travel Money?

If I select to be verified against Illion (formerly Dun & Bradstreet) records will a credit check be conducted?

Can I apply for and activate Qantas Travel Money if I have a foreign passport?

How do I use Qantas Travel Money?

What if the details on the Qantas Travel Money identity verification form are incorrect?

What if I don’t have an Australian Passport or an Australian Driver’s Licence?

What do I do if I'm unable to activate Qantas Travel Money online?

What if I don't want to use Qantas Travel Money?

I’ve forgotten my Qantas Travel Money card PIN, how do I retrieve it?

What if my PIN is blocked at an ATM or in-store?

How do I get my card PIN?

Is my card PIN different to my Qantas Frequent Flyer PIN?

How do I change my PIN?

Rates, fees and limits

What exchange rate applies to Qantas Travel Money?

What fees apply to Qantas Travel Money?

What limits apply to Qantas Travel Money?

Do fees apply if I don’t have the local currency on my card?

What happens if I make a purchase in a foreign currency and I don’t have enough money in that currency on my card?

Can I arrange a back-up or secondary card?

How do I cash out remaining funds on the Qantas Travel Money card?

How do I transfer between currencies on the Qantas Travel Money card?

What is a pre-authorisation?

Does the card come with Mastercard Contactless?

Do I get a line of credit or overdraft with Qantas Travel Money?

I am a Qantas Club member and have a Qantas Club card. Do I need both cards?

How do I update my local time and time zone?

When to use

Where can I use Qantas Travel Money?

Can I use Qantas Travel Money if the local currency isn’t available?

Can Qantas Travel Money be used for Qantas in-flight duty free purchases?

Can I use Qantas Travel Money to pay for flights at qantas.com?

Using overseas

Is there anything I need to do before I go overseas?

Do I press Cheque, Savings or Credit when I make a purchase or withdraw cash using Qantas Travel Money?

Can I view my Qantas Travel Money balances at overseas ATMs?

What should I do with my card when I return from overseas?

What will happen if the local currency isn’t available to load on Qantas Travel Money?

I’d like to use Qantas Travel Money in the United States - will my card be accepted?

Should I pay in Australian dollars instead of the local currency when I’m overseas?

Are there any countries where the Qantas Travel Money Card won’t work?

Transactions

Why has a transaction declined when I have enough funds on the card to complete the purchase?

Why would an online transaction be declined if I have enough money to complete the purchase on the card?

Contact Information

Accessibility and Disability Support - Qantas Travel Money

What should I do if my card is lost, stolen or damaged?

How do I lodge a complaint relating to my Qantas Travel Money Card?

Qantas Money App

Understanding your PINs and Passwords

Can I use my fingerprint to log in?

The app doesn’t recognise my fingerprint

What if I’ve forgotten my passcode?

How do I log out?

Managing your finances

Why use the Qantas Money app?

Connecting accounts

How do I delete an account?

What does ‘pending’ mean?

I can’t see my transactions

I can’t find my bank in the list

Can I transfer money using the app?

Is it OK to enter my online banking login details?

How do I add a new account with a connected financial institution?

What type of accounts can I connect?

Why is the transaction date different to the date I made the transaction?

When are my balances and transactions updated?

Transaction categories

How are my transactions categorised?

What happens to my categories if I delete an account?

Are my categories applied to past transactions?

Notifications

What are notifications?

What kind of notifications can I set up?

How do I receive notifications?

Is there a cost for receiving notifications?

How do I set up notifications?

Can I delete or change my notifications?

Will I receive notifications if I’m not connected to the internet (e.g. Wi-Fi, 4G, etc)?

Can I view notifications I’ve previously received?

Why do I need to turn on my App Notifications settings?

Why can I see a notification in my notification history that I didn’t receive?

I’ve received a notification, but can’t see it in my history?

Can I set my own Travel Money low balance alert amount?

Why can’t I find notifications in the app?

How can I make sure that I get access to all available notifications?

What happens when new types of notifications become available?

Contact details

How do I update my contact details?

What if I notice a suspicious transaction?

Qantas Points

Missing Qantas Points?

How can I use my Qantas Points?

How do I view my Qantas Points balance?

Card Offers

Card Linking

Can I link an additional card to Card Offers?

Can I use any card that I have added to my Qantas Money App for Card offers?

Can I link another card in addition to my Qantas Premier Card?

Can I link and earn points with a debit Mastercard® or Visa® card?

Why can't I see my Card Offers on the Qantas Money website?

Why am I not receiving any/many offers?

How long will my offers be valid for?

What are the terms and conditions of the offers?

Why am I receiving offers that don't seem well matched to me?

Can I share an offer with my partner/friend etc?

Why did my friend get an offer for a specific store and I did not?

Are offers applicable to both purchases in-store and online?

What retailers are included in the program?

Earning bonus Qantas Points

Why does it take up to 15 days to receive my points?

How can I check if I have successfully earned points on an offer?

Missing Points

How do I follow up on missing points from Card Offers?

What if I forget to use my linked card, can I still earn the points?

How can I opt out of Card Offers?

All Categories ​>​ ​Qantas Travel Money Card ​ > ​ ​Customer Support and Complaints ​>​ How do I lodge a complaint relating to my Qantas Travel Money Card?

Let us know 

We recognise that sometimes things can go wrong, and when they do, we want you to tell us so we can put them right as soon as possible. So if you’re unhappy with something, then please make sure you let us know by calling Qantas Travel Money on 1300 825 302 from Australia or +61 1300 825 302 if you are travelling internationally. 

Sending us feedback or a complaint via email

To contact us in writing you can email us at [email protected] .

To assist our team with their investigation, the following information should be included if available:

  • Full Name of the account holder
  • The Qantas Frequent Flyer number of the account holder    
  • A summary of your feedback/complaint
  • What you would like to happen next and/or the outcome you are looking to achieve
  • Any details of who you have spoken with (if anyone) to have this matter resolved
  • Contact details such as the desired e-mail address and contact phone number

Important note : Please do not put any unnecessary personal information in the email such as account numbers, DOB, mothers’ maiden name etc. So we can resolve your complaint as quickly as possible, we may need to contact you by telephone to confirm your identity, prior to sending you an email response. Please note also that we are only able to address concerns related to your Qantas Travel Money facility. For any matters relating to Qantas Frequent Flyer generally, please contact 13 11 31

You can also write to us by sending a written complaint to:

Qantas Travel Money Dispute Resolution 

72 Christie Street

St Leonards NSW 2065

How long will it take?

We will aim to resolve your complaint within 21 days, although it is not always possible to do so. If we are unable to resolve your complaint to your satisfaction within 30 days, you may be eligible to escalate the complaint to our external dispute resolution service. The period of 30 days may be extended in exceptional circumstances or where the Issuer decides to resolve the complaint under the rules of the Mastercard scheme.  

For complaints that are particularly complex or need investigation with other teams, more time may be required, we will advise you of the expected resolution date and keep you updated on our progress.

If you remain unsatisfied

If you remain unsatisfied with the outcome of your complaint after it has been reviewed by the Qantas Travel Money Service Quality team, you can request an independent review by the Australian Financial Complaints Authority (AFCA) on the details below.

Australian Financial Complaints Authority (AFCA)

You can also contact the Australian Financial Complaints Authority (AFCA), an external dispute resolution service:

Website:  www.afca.org.au

Email:  [email protected]

Phone:  1800 931 678  (free call)

Mail: Australian Financial Complaints Authority, GPO Box 3, Melbourne VIC 3001

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COMMENTS

  1. Qantas Travel Money Card

    Customer Support and Complaints. Qantas Money offers the Qantas Premier Credit Card and the Qantas Money app, designed to reward you with Qantas Points.

  2. Qantas Travel Money Card

    Contact Mastercard Qantas Travel Money Global Support on 1300 825 302 (from within Australia), or +61 1300 825 302 (if overseas). If eligible, you can collect emergency funds from approved agent locations. The team will let you know the address details, telephone number and opening hours of the nearest agent location. Help & support.

  3. How it works

    Don't use your Qantas Travel Money card as a security deposit for hotels as it may hold your funds for up to 30 days. Use. Transfer money between currencies, cash out your leftover funds into your Australian bank account, or transfer funds in real time to other Qantas Frequent Flyer members who have activated Qantas Travel Money Australia. ...

  4. Transfer Travel Money

    There are three ways to transfer money using your Qantas Travel Money Card: Currency transfers - you can move money between any of the 11 supported currencies using the Qantas Money app or website. Cash out - You can cash out funds from your Qantas Travel Money Card to your personal Australian bank account. There are no fees or charges, and ...

  5. Features and Benefits of the Qantas Travel Money Card

    The Qantas Travel Money card is a safe and convenient way to carry money when you travel overseas. Instead of carrying cash, you can take your own money securely - in the currencies you need - loaded on a prepaid travel card. Once you have funds loaded, you can use your card to make purchases or withdraw money at millions of Mastercard ...

  6. Qantas Travel Money

    Qantas Travel Money is a prepaid debit card facility built into the back of the Qantas Frequent Flyer membership card. You can lock in exchange rates on multiple currencies and earn Qantas Points on eligible purchases at home and overseas. You must be an Australian resident to use Qantas Travel Money. Qantas Travel Money is issued by EML Payment Solutions Limited ('EML') (AFSL 404131 ...

  7. Load your Qantas Travel Money Card

    The load limits of a Qantas Travel Money card as as follows: The maximum individual amount you can load onto a Qantas Travel Money card in any 24 hour period is AU$20,000. The maximum amount you can load on a Qantas Travel Money card using instant load is: AU$15,000 in any 24 hour period; AU$30,000 in any 7-day period; AU$60,000 in any 30-day ...

  8. Physical Qantas Frequent Flyer card and kit distribution

    Qantas temporarily paused the distribution of physical Qantas Frequent Flyer cards and kits until 31 December 2022 due to the impact of Coronavirus. Members who have an active Qantas Travel Money facility will continue to receive a physical card. The digital card is available in the Qantas App and reflects the status and expiry date of the physical card.

  9. Managing your account

    To change your personal details, including address, phone number, email or name simply contact the Qantas Premier Card Support on 1300 992 700. We're available to take your call 24/7.

  10. Fees and Rates

    Qantas Travel Money is a prepaid Mastercard® payment facility built into the back of the Qantas Frequent Flyer Membership Card. To be eligible to receive the Qantas Card with the option of Qantas Travel Money you must be an Australian resident Qantas Frequent Flyer member 16 years of age or older.

  11. How to claim money left on your travel card

    So if you want to cancel your card instead of keeping it for another trip, you can move the remaining balance to your bank account for a fee of $10 by calling Customer Service at +44 20 7166 7822.

  12. Status Support

    All Platinum One, Platinum, Gold and Silver Qantas Frequent Flyer members with a status end date of March through to August 2021. If you reach a higher status subsequent to 14 July 2020 and your new status end date is after August 2021, you will not be eligible for Status Credit Support for every month until September 2020.

  13. Requesting New Qantas Travel Money Card?

    Star Alliance. Gold. Oct 18, 2022. #2. ADLhighflyer said: Just trying to get a new Frequent Flyer Card with the Travel Money card. Requested a new card via the website a few weeks back and nothing has arrived, and have just tried calling and the phone options seem to run in circles. Any other ideas on how to get a new card quickly? Due to head ...

  14. Help and Support

    For immediate help or to report fraud, disputes and lost or stolen cards, please call us 24 hours, 7 days a week. Find out more about accessibility support available for Qantas Premier credit card and Qantas Travel Money. Get in touch with Qantas Money via email, call or live chat. Contact us here.

  15. Is there anything I need to do before I go overseas?

    You may choose to take a backup credit card, debit card or a small amount of foreign cash. If your Qantas Travel Money Card is lost or stolen whilst you are overseas, you'll have access to 24/7 Global Emergency Assistance for help with emergency cash. Contact Mastercard Qantas Travel Money Global Support on 1300 825 302 (from within Australia ...

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    Are there any countries where the Qantas Travel Money Card won't work? Yes. It is not possible to use your Qantas Travel Money Card in countries and geographical regions currently affected by sanctions. These include: Iran, North Korea, Sudan, Syria and the Crimea, Done…. Information on how to use your Travel Money card overseas.

  17. Guide to Qantas Travel Money card for overseas travel

    How to load cash onto the Qantas Travel Money card. Simply log in to your Qantas Travel Money card through the website or app. Navigate to the menu to load funds. Select which currencies you 'd like to load. Don't forget the limits of $50 AUD minimum and $20,000 AUD maximum within any 24-hour period.

  18. Qantas Travel Money

    What is Qantas Travel Money? : Qantas Travel Money is a prepaid debit card facility built into the back of the Qantas Frequent Flyer membership card. You can lock in exchange rates on multiple currencies and earn Qantas Points on eligible purchases at home and overseas. You must be an Australian resident to use Qantas Travel Money.<br><br>Qantas Travel Money is issued by EML Payment Solutions ...

  19. Qantas Travel Money Card Review, Rates & Fees

    You'll then need to get your PIN, which you can do by logging in to the Qantas Money website or app, or by calling Mastercard Qantas Travel Money Card Global Support on 1300 825 302, or +61 1300 ...

  20. How do I lodge a complaint relating to my Qantas Travel Money Card?

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