AIG Travel Insurance: The Complete Guide

Everything you need to know before you buy AIG Travel insurance plans

aig travel insurance kuwait

For decades, AIG Travel , part of American International Group, Inc., has provided travel insurance options for many travelers. Marketed under Travel Guard, the company offers travel insurance solutions and travel-related services, including medical and security services, marketed to both leisure and business travelers around the globe.

If you have purchased a trip insurance plan in the past, it may have been provided by AIG Travel without you even knowing it: the company also creates custom policies for several smaller insurance brokers, airlines and even travel groups. Is AIG Travel the right company for your trip? 

About AIG Travel

AIG Travel is a member of American International Group, Inc., a global insurance company that provides everything ranging from property casualty insurance, life insurance, retirement products, and other financial services. Travel Guard is the marketing name that AIG Travel uses to advertise its portfolio of products.

Today, the company is headquartered in Stevens Point, Wisc., and serves travelers in 80 countries and jurisdictions through eight wholly-owned global service centers in key regions, including Houston, Texas; Stevens Point, Wisc.; Kuala Lumpur, Malaysia; Mexico City, Mexico; Sofia, Bulgaria; Okinawa, Japan; Shoreham, England; and Guangzhou, China. 

How Is AIG Travel Rated?

AIG Travel policies are underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., another subsidiary of AIG. As of June 2018, the policy writer has an A.M. Best A rating, putting them in the “Excellent” credit category with a stable outlook.

For customer service, AIG Travel is highly rated on three major travel insurance marketplaces online. With more than 400 reviews, AIG Travel has a five-star rating from TravelInsurance.com , with a 98 percent recommendation rate. Customers of InsureMyTrip.com give the company 4.56 stars (out of five). Although Squaremouth.com no longer offers AIG Travel policies anymore, previous customers gave the company 4.46 stars (out of five), with less than one percent negative reviews. 

What Travel Insurance Does AIG Travel Offer?

AIG Travel offers four plans for consumers, based on their needs and travel plans: Basic, Silver, Gold, and Platinum. Although the Basic plan is not available direct through AIG Travel, it can be purchased through marketplaces like TravelInsurance.com. All travel insurance plans include travel medical assistance, worldwide travel assistance, LiveTravel® Emergency Assistance, and personal security assistance, but only take effect when travelers are at least 100 miles away from home.

Please note: All schedules of benefits are subject to change. For the most up-to-date coverage information, contact AIG Travel.

  • Travel Guard Basic: Travel Guard Basic is the lowest level of coverage available through AIG Travel Guard, with the smallest benefits for trip cancellation , trip interruption , and trip delay. The basic plan offers 100 percent coverage of trip cancellation or trip interruption events (up to $100,000), but has very low coverage ceilings for return airfare due to trip interruption ($500 maximum), trip delay (maximum of $100 per day, up to $500), baggage loss ($500 before a $50 deductible) and baggage delay ($100 maximum). The basic plan includes an optional rental car damage policy for an additional price but does not include options for a pre-existing medical condition exclusion waiver or accidental death and dismemberment. Read the schedule of benefits here.
  • Travel Guard Silver : Travel Guard Silver is the lowest level of coverage available directly through AIG Travel Guard. Described as “savvy coverage that helps give you peace of mind on a budget,” Travel Guard Silver offers more generous benefits for baggage delay and baggage loss ($750; $50 deductible) and accident sickness medical expenses ($15,000; $50 deductible). This plan also offers optional coverage for pre-existing medical condition exclusion waivers, trip cancellation or interruption due to financial default and additional flight coverage. Typically, travelers who elect to purchase Travel Guard Silver over Travel Guard basic can expect to pay around 2.5% more. Read the schedule of benefits here.
  • Travel Guard Gold : The most popular plan offered by AIG Travel Guard, Travel Guard Gold balances insurance costs with benefits. The Gold plan offers more money for trip interruption (150 percent, up to $150,000 maximum), return airfare due to trip interruption (the greater of $750 or 150 percent of the trip cost) and trip delay coverage ($150 per day maximum, up to $750 total). This plan also introduces several additional benefits, including baggage and travel document loss (up to $1,000), baggage delay ($300) and missed connection coverage (up to $250). When purchasing within 15 days of the initial trip payment, travelers may also be covered for pre-existing condition waivers, trip cancellation or interruption due to financial default and primary coverage for accident sickness medical expenses. Optional coverage levels include Cancel for Any Reason insurance (up to 50 percent of insured trip costs), car rental collision coverage and upgrades for medical expense and emergency evacuation coverage. Before any optional coverage, expect to pay 20 percent more for Travel Guard Gold compared to Travel Guard Silver. Read the schedule of benefits here.
  • Travel Guard Platinum : Travel Guard Platinum is the highest level of coverage offered by AIG Travel Guard, with the biggest benefit levels. In addition to trip cancellation and trip interruption benefits, travelers can receive up to $1,000 for return air travel due to trip interruption, trip delay benefits of up to $200 per day ($1,000 maximum) and up to $500 in missed connection benefits. Like Travel Guard Gold, travelers who purchase their policy within 15 days of their initial trip payment may also receive the pre-existing medical condition exclusion waiver, trip cancellation or interruption coverage due to financial default, primary accident sickness medical expense coverage and primary baggage and personal effects coverage. Optional policy add-ons include Cancel for Any Reason (up to 50 percent of insured trip costs), car rental collision coverage, and medical coverage upgrades. Because Travel Guard Platinum is the highest level of coverage available, it is also the most expensive: travelers should expect to pay between 50 and 60 percent more than Travel Guard Gold before any additional add-on coverage.  Read the schedule of benefits here.

What Won't AIG Travel Cover?

While AIG Travel offers plans to cover many common travel issues, they will not necessarily cover everything. Excluded situations include:

  • Self-inflicted injuries: If you are in crisis while traveling, there are ways to get help anywhere around the world. Note that mental health care may not be covered by your travel insurance plan .
  • Pregnancy or childbirth: In many situations, pregnancy or childbirth are not covered under AIG Travel plans.
  • Dangerous activities: Planning on mountaineering, going motor racing, or participating in a professional-level athletic event? All of these situations are not covered under AIG Travel plans.
  • Baggage loss for items seized by governments or customs officials: Before you return home, be sure to understand what may (or may not) be allowed in your home country. If you believe your items were stolen by customs or Transportation Security Administration officials , there is a separate protocol for reporting those losses.
  • Baggage loss for eyeglasses, sunglasses, or hearing aids: Loss or replacement of prescription vision wear is not covered by AIG Travel.

This is just an abbreviated list of situations that may not be covered under AIG Travel trip insurance plans. For a full list, refer to the schedule of benefits of each plan, which are linked in the above content.

How Do I File a Claim With AIG Travel?

Travelers who purchased an AIG Travel plan in the United States can start their claims online . After starting an account online, travelers can file claims for the most common situations, including trip cancellation, baggage loss, and trip delay. Policyholders can also find documentation requirements online , as well as receive updates online. Those who have questions about their policies or claims can call AIG Travel direct at +1-866-478-8222.

The online claims tool is only available for American travelers who purchased their travel insurance plans in the United States. All other travelers should contact AIG Travel directly via their provided telephone number to start the claims process.

Who Is AIG Travel Best For?

At the Basic and Silver levels, AIG Travel is a very basic-level travel insurance plan that may cover those who do not already have trip coverage through a credit card or otherwise have access to a trip insurance plan. Before considering either of these AIG Travel plans, be sure to check that you don't already have coverage through the credit card used to pay for your trip.

If you are planning a major international trip, or are going on a big trip aboard a cruise line, AIG Travel Gold and Platinum may offer better coverage than a credit card. With large benefit levels and coverage already built in for pre-existing conditions when purchased within the first 15 days of an initial travel payment, Gold and Platinum can be a better bet for those who are spending money on a big vacation and want to make sure their trip runs smoothly.

Travelex Insurance: The Complete Guide

The 8 Best Luggage Sets of 2024, Tested and Reviewed

Nationwide Travel Insurance: The Complete Guide

Flight Insurance That Protects Against Delays and Cancellations

The Best Credit Cards for Travel Insurance

The 14 Best Backpack Brands of 2024

Does Travel Insurance Cover Earthquakes?

Dealing With Lost, Damaged, or Stolen Luggage While Flying

Loss of Use Car Rental Insurance

Should You Buy Collision Damage Waiver Insurance for Your Rental Car?

How to Get Your Miles Back After Canceling an Award Flight

How to Get Free Breakfast at Hotels

Best Car Rental Companies of 2024

Etihad Gives All Passengers Free COVID-19 Insurance

8 Air Travel Rights You Didn’t Know You Have

Delta Is Reducing Access to Its Sky Clubs—and Frequent Flyers Aren't Happy

  • Go to navigation
  • Go to main content
  • Go to search
  • Go to footer

Main content

The right insurance cover for your trip.

Protect your trip with the insurance cover of our partner AIG. Our individual insurance packages already include all the important Covid-19 benefits and so protect you comprehensively even in the event that you fall ill with Covid-19.

aig travel insurance kuwait

With our insurance partner AIG Europe S.A. we offer you two individual packages for your protection. These can be purchased partly during booking and partly after booking. 

Please note:

to use Cash & Miles, redeem promotional codes or take out insurance – use your computer, notebook or your tablet for your request.

AIG Travel Care

The insurance package Travel Care is valid in connection with a flight booking and, in addition to travel cancellation and travel interruption insurance, also includes additional Covid-19 benefits such as a compensation payment should you have to go into quarantine because of a Covid-19 infection at your destination.

  • Travel cancellation insurance
  • Travel interruption insurance
  • Refund of hotel accommodation and rebooking costs due to quarantine
  • Pre-travel information and assistance in the event of any entry problems related to Covid-19
  • Costs dependent on travel dates

AIG Travel Care Plus

In addition to the benefits of Travel Care, medical expenses are also covered in the Plus package in the event that you fall ill with Covid-19. Any medical emergency return transport is covered as well.

  • Medical assistance and worldwide access to German- and English-speaking doctors
  • Cover for medical expenses in connection with a Covid-19 infection or treatment abroad, incl. return transport

Terms and conditions of insurance

The insurance packages AIG Travel Care and AIG Travel Care Plus can be booked with the Lufthansa Group insurance partner AIG Europe S.A. via the direct sales channels for passengers residing in Germany, Austria, Switzerland, Belgium, France, Spain, Italy, the Netherlands and Portugal*.

* Customers receive different products when making bookings involving Denmark, Finland, Greece, Ireland, Kuwait, Norway, the Netherlands, Poland, Portugal, Romania, Sweden, South Africa, the Czech Republic, Hungary, the United States of America, and the United Arab Emirates.

This might also interest you

aig travel insurance kuwait

Digital services

With our digital services, you can take care of the most important things for your upcoming trip while you are still at home.

aig travel insurance kuwait

Travelling safely

We are doing our utmost so that you can travel safely without having to worry. You can find an overview of our guidelines for travelling safely and other services here.

aig travel insurance kuwait

Entry requirements

You will find the regulations for your destination here after entering your departure and destination airports.

Kuwait Insurance KIC

kicLoader

  • write a complaint

Motor

Own Damage Insurance: The Golden Coverage

Own Damage Insurance: The Diamond Cover

Life Protection & Medical

Life Protection & Medical

Level term protection (TERMA)

Level Term Gold Protection (TERMA+)

Income Protection Plan (IPP)

Medical for Over 60 (MED60)

Travel

Travel Insurance

  • Student Travel Insurance

Saving and Protection

Saving and Protection

Zina & Khazina Retirement

Zina & Khazina Marriage

Zina & Khazina Education

Home

Householder's Comprehensive (Baiti)

Yacht and Jet Ski

Yacht and Jet Ski

Boats and Yachts' Insurance

Jet Ski Insurance

What we cover

Emergency Medical Expenses & Transportation

Additional Services

Winter and Water Sports, Trekking and Safari

Other Products of Interest

Student Travel Insurance

Security and peace of mind as you head overseas to study

Level term protection (TERMA)

Protect your loved ones when you're not around

Own Damage Insurance: The Diamond Cover

The most essential car insurance

Householder's Comprehensive (Baiti)

The ideal insurance plan for tenants and home owners.

Need Help?

We are at your service 24/7

Write a Complaint

JavaScript has been disabled on this browser. For a seamless experience, please enable the option to run JavaScript on this device

  • Forms Centre

AIG Logo

  • Self-Service

Beware of phishing scams. For more information, please visit our  Safety Tips  page.

The GST rate will increase to 9% on 1 January 2024. Visit this  page  for more information.

AIG Travel Guard Direct

Travel Guard ® Direct

√  Up to $80 in eCapitaVouchers (Single Trip Plan)

√ $50 eCapitaVouchers  (Annual Multi-Trip Plan)

√ $220 worth of Plaza Premium Lounge Access Passes (Annual Multi-Trip Plan)

√  Key in promo code  AIGTGD

√  Promo till  30 April 2024 

Make a claim

  • Renew Annual Travel
  • Make Changes to Your Travel Policy
  • Request for Proof of Cover Letter

Current Promotion

tgd-promo

Annual Multi-Trip Plan

Enjoy $50 ecapitavouchers, $220 worth of plaza premium lounge access passes , single trip plan, up to $80 ecapitavouchers , use promo code: aigtgd.

Promotion is valid till 30 April 2024.  T&Cs apply.

AIG Travel Assistance Services

Get 24/7 travel assistance exclusively to AIG policyholders. We operate globally across 8 service centres, with a team that is proficient in over 40 languages , providing comprehensive support for travel or medical emergencies abroad. 

Top 3 reasons to buy Travel Guard® Direct

aig travel insurance kuwait

QUICK QUOTE

To get a quick quote, select the destination you are travelling to:.

AIG Travel Insurance to Malaysia

SINGLE TRIP COVERAGE

The maximum length of each insured trip is 182 days.

ANNUAL COVERAGE

The Insured Policyholder(s) will be covered for an unlimited number of trips made during the Policy Period. The maximum length of each insured trip is 90 days

Policy Type

The policy type shows which people are insured under the policy. You can choose from either Individual or Family cover.

If you choose Individual cover this policy insures you only.

If you choose Family cover this policy insures you and/or your spouse and/or your children.

  • Under a Per Trip policy, the family must depart from and return to Singapore on the same itinerary together as a family for cover to apply.
  • Under an Annual Multi-Trip policy, cover will apply to you or your spouse whilst travelling separately of each other; however your children must be accompanied by you and/or your spouse for the entire trip for cover to apply.

Group/ Couple

Select this option if you have individuals travelling together on the same dates and to the same destination.

For Group/ Couple up to a maximum of 10 individual policies on the same transaction.

Region 2 Destinations

Brunei Darussalam, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Vietnam

Argentina, Bahrain, Bangladesh, Belize, Bolivia, Brazil, Chile, China (excluding Tibet), Colombia, Costa Rica, Ecuador, El Salvador, Guatemala, Guyana, Honduras, Hong Kong SAR - China, India, Kuwait, Macau SAR - China, Maldives, Mexico, Mongolia, Nicaragua, Oman, Pakistan, Panama, Paraguay, Peru, Qatar, Sri Lanka, Suriname, Taiwan - China, Thailand, United Arab Emirates, Uruguay, Venezuela

Region 3 Destinations

Region 1, Region 2, Australia, Japan, South Korea, New Zealand, Nepal, Tibet - China and the rest of the world.

(Exclude Cuba, Iran, Syria, North Korea or the Crimea region)

Modal Message

Please select coverage type

travelCoverageType

We do not provide Annual Multi Trip for Group

travelPolicyType

Please select policy type

Please select destination(s)

Please select region of travel

Please provide start date

Please provide end date

Please select if you are going on a cruise

Please select if only 1 adult is travelling

Please provide age

less than or equal to

Please provide valid age

greater than or equal to

Please enter age of at least 2 travellers

Please select no of travellers

Key Benefits

Before you buy, travel alerts, testimonials.

Tragic golf cart accident

      COVID-19 Benefits & FAQ

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites ( www.AIG.sg  or  www.gia.org.sg  or  www.sdic.org.sg ).

Case Study Illustration

aig travel insurance kuwait

Learn more about AIG's Travel Guard Direct

  • Policy Wording (issued on/after 24 September 2022)
  • Policy Wording (issued on/before 23 September 2022)

Enquiries:  6419 3000 24-hour overseas emergency assistance hotline : 6733 2552 Travel claims : 6224 3698

Enquire online

Send an enquiry

Policy Changes

Make changes to your policy

You might like

aig travel insurance kuwait

AIG On the Go driving app

Score your driving performance and get up to 15% off your AIG vehicle insurance premium.

travel-purchase-V2

Login to your account.

You can view, buy and renew your policies, file a claim.

New Customer

If you are a new customer please continue to create an account and purchase in one step.

After completing your purchase your gig-Kuwait account will be created automatically.

aig travel insurance kuwait

We care. Please fill in the form below:

ND-HomePage-Footer-WebContent

aig travel insurance kuwait

AIG Travel Guard Insurance Review 2024

Find a Qualified Financial Advisor

Finding a qualified financial advisor doesn't have to be hard. Datalign's free tool matches you with financial advisors in your area in as little as 3 minutes. All firms have been vetted by Datalign and all advisors are registered with the SEC. Get started with achieving your financial goals!

The offers and details on this page may have updated or changed since the time of publication. See our article on Business Insider for current information.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

AIG Travel Guard is a well-established and highly rated name in the travel insurance industry. It offers three main coverage options to choose from, and in general its policies have above-average coverage for baggage loss and baggage delays, plus high medical evaluation coverage limits. If you're looking for travel insurance, consider Travel Guard.

AIG Travel Guard Travel Insurance Review

AIG Travel Guard is among the best travel insurance companies with impressive coverage limits, even with its basic plan, Travel Guard Essential. It's emergency medical evacuation coverage is particularly high, making Travel Guard a good choice for insuring cruises, as sea to land evacuations are often expensive. 

Additionally, Travel Guard's Premium and Deluxe plans offer coverage that many of its competitors don't, such as its travel inconvenience coverage and ancillary evacuation coverage.  

That said, Travel Guard is on the pricey side, compared with its competitors. While age is often a factor in your insurance premiums, Travel Guard tends to quote older travelers higher rates than its competitors. However, you often get what you pay for. In Travel Guard's case, you'll find that its coverage justifies its higher rates. 

While great coverage is important, it's also crucial that an insurance company has a smooth claims process, which Travel Guard lacks, according to its customer reviews. Across 135 reviews on its Trustpilot page, AIG Travel Guard received an average of 1.2 stars, with 95% of reviewers giving the company one star. Surprisingly, AIG Travel Guard fares even worse with the Better Business Bureau, receiving an average of 1.08 stars out of five across 301 reviews. 

Coverage Options Offered by AIG Travel Guard

AIG Travel Guard offers three primary plans: Travel Guard Essential, Travel Guard Preferred, and Travel Guard Deluxe. Each plan has different coverage limits and various types of protection.

Here's a look at what you'll get with each plan:

Depending on the policy you select, there are also additional coverages that my be included at no extra charge, like pre-existing conditions waiver, single occupancy fee coverage, worldwide travel and medical assistance services, and more. Be sure to check each policy closely to see what is and isn't covered.

Each of these plans also include coverage for one child under 17 as long as their travel costs are equal to or under the adult's cost. Additional coverages do not apply to the child.

AIG Travel Guard Pack N' Go Plan

In addition to these three primary plans, Travel Guard offers the Pack N' Go policy along with an Annual plan. This policy is for last-minute travelers who don't need trip cancellation coverage.

This plan includes:

  • Trip interruption and trip delay ($200 per day maximum) up to $1,000
  • Missed connection up to $500
  • Baggage delay up to $200 and baggage coverage up to $1,000
  • Medical expenses up to $25,000 and dental expenses up to $500
  • Emergency evacuation and repatriation of remains up to $500,000.

AIG Travel Guard Annual Plan

Taking multiple trips throughout the year? Consider the Travel Guard Annual plan instead of purchasing a new policy for each adventure. This plan comes with coverage for: 

  • Trip interruption coverage  up to $2,500
  • Trip delay coverag e up to $1,500 ($150 per day maximum)
  • Missed connection coverag e up to $500
  • Baggage delay coverage up to $1,000 and lost/damaged baggage coverage up to $2,500
  • Medical expenses coverage up to $50,000 and dental expenses up to $500
  • Emergency evacuation coverage and repatriation of remains up to $500,000
  • Accidental death and dismemberment coverage up to $50,000 and security evacuation up to $100,000

Note: The Annual plan is not available in Washington and New York

Additional Coverage Options from AIG Travel Guard

Like many other travel insurance providers, Travel Guard offers add-ons for an additional cost. These can be selected while you're purchasing your policy.

The availability of these add-ons depends on the policy you're buying. Note also that some are already included in the Preferred and Deluxe plans. 

  • Medical bundle — Increases coverage amounts for medical expenses and evacuation and adds hospital of choice and additional evacuation benefits.  
  • Security bundle — Provides various coverages for trip interruption or cancellation due to riot or civil disorder.  
  • Rental vehicle damage coverage — Reimburses a predetermined amount for physical damage to a rental car in the policy holder's name. 
  • Cancel for Any Reason Insurance (CFAR) — This is just what it sounds like. Cancel for any reason coverage will reimburse 75% of nonrefundable expenses when you cancel your trip for any reason, up to 48 hours before your scheduled departure. CFAR coverage is only available for Travel Guard's Deluxe and Preferred plans. 
  • Inconvenience bundle — Offers reimbursement for inconveniences like closed attractions, credit/debit card cancellation, hotel construction, and more.
  • Pet bundle coverage — Daily travel benefit for boarding and medical expense coverage for illness or injury of dog or cat. Includes trip cancellation or interruption coverage if the pet is in critical condition or dies within seven days before the departure date.
  • Adventure sports bundle — Removes the exclusions for adventure and extreme activities.
  • Baggage bundle — Your baggage coverage with AIG becomes primary with increased coverage and baggage delay benefits. 
  • Wedding bundle — Provides trip cancellation coverage due to wedding cancellation (brides and grooms not covered).
  • Name a family member bundle — One person can be named as a Family Member for the purpose of family member-related unforeseen event coverage.

How to Purchase and Manage Your AIG Policy

Aig travel guard cost.

Getting a quote from AIG Travel Guard is quick and easy. Head to AIG website and enter basic information about the trip you're looking to cover. You'll get an instant quote for the insurance plans available for your trip, so it's easy to compare each option. Be prepared to provide information including:

  • Your state of residence
  • Date of birth
  • The cost of your trip
  • Travel dates
  • Destination
  • Method of travel

We ran a few simulations to offer examples of how much a Travel Guard policy might cost. You'll see that costs usually fall within 5-7% of the total trip cost, depending on the policy tier you choose.

As of April 2024, a 23-year-old from Illinois taking a week-long, $3,000 budget trip to Italy would have the following  Travel Guard travel insurance quotes:

  • Travel Guard Essential: $86.96
  • Travel Guard Preferred: $152.01
  • Travel Guard Deluxe: $188.59

Premiums for Travel Guard's various single trip plans are between 2.8% and 6.3%, well within, and even below, the average cost of travel insurance .

A 30-year-old traveler from California is heading to Japan for two weeks, costing $4,000. The Travel Guard travel insurance quotes are:

  • Travel Guard Essential: $198.77
  • Travel Guard Preferred: $240.39
  • Travel Guard Deluxe: $305.04

Premiums for Travel Guard's various single trip plans are between 5% and 7.6%, within the average cost for travel insurance.

A couple of 65-years of age looking to escape New York for Mexico for two weeks with a trip cost of $6,000 would have the following Travel Guard quotes:

  • Travel Guard Essential: $471.10
  • Travel Guard Preferred: $618.22
  • Travel Guard Deluxe: $834.78

Premiums for Travel Guard's various single trip plans are between 7.9% and 13.9%, which is significantly higher than the average cost. That said, travel insurance is often more expensive as you get older. 

AIG Travel Guard Annual Plan Cost

Getting a quote for the annual plan requires much less information, only asking for the intended policy start date, your state of residence, and how many people you plan to insure. Quotes from AIG remained at $259 per traveler, regardless of state of residence and number of travelers.

How to File A Claim with AIG Travel Guard

Filing a claim with Travel Guard is a straightforward process. You'll need your policy number and can either go to travelguard.com or call Travel Guard at 866-478-8222 to start the claim. Once submitted, you can check the status of your claim at claims.travelguard.com/status.

Compare AIG Travel Guard

See how AIG Travel Guard stacks up against the competition and find the right travel insurance policy for you. 

AIG Travel Guard vs. Nationwide Travel Insurance

Nationwide is a household name when it comes to insurance providers and one of the largest and most-recognized insurance providers in the US. Similarly to Travel Guard, Nationwide makes it easy to find coverage by offering just two single-trip plans: the Essential and Prime plan.  

In addition, offers plans specifically designed for cruises along with annual trip insurance for those who travel a lot throughout the year.  

The Essential Plan comes with trip cancellation coverage of up to $10,000, up to $250,000 in emergency medical evacuation, up to $150 per day reimbursement for travel delays of 6+ hours, and coverage for delayed or lost baggage.

In comparison, the Travel Guard Essential plan covers trip cancellations with up to $100,0000 in coverage, up to $150,000 in emergency medical evacuation expenses, up to $100 per day ($500 total) for trip delays of 12+ hours, along with lost or delayed baggage coverage. 

The high-tier Prime Plan from offers even more coverage, including trip cancellation up to $30,000, trip interruption coverage up to 200% of the trip cost (maximum of $60,000), missed connection and itinerary change coverage of $500 each, $250 per day for trip delays of 6+ hours, and up to $1 million in coverage for emergency medical evacuation

AIG's highest-tier Deluxe plan comes with trip cancellation coverage of up to $150,000, up to $1,000,000 in emergency medical evacuation, up to $200 per day ($1,000 maximum) reimbursement for travel delays of 12+ hours, and coverage for delayed or lost baggage.

As you can see, it's hard to compare apples to apples when comparing the two different insurance providers. But it helps to know the specifics of the coverages that matter most to you.

Read our Nationwide travel insurance review here.

AIG Travel Guard vs. Allianz Travel Insurance

With Allianz Travel Insurance , you can choose from 10 different insurance plans to find one that suits your needs. Like Travel Guard, it offers one-off policies for specific trips and an annual travel insurance plan for those who take multiple trips a year. Similar to AIG, too, the different plans offer varying levels of coverage. 

's most popular single-trip option is the OneTrip Prime plan. This plan offers trip cancellation coverage up to $100,000, trip interruption coverage up to $150,000, emergency medical coverage for $50,000, coverage for baggage loss, theft, or damage up to $1,000, and up to $800 in travel delay coverage.

The most similar plan from Travel Guard is the mid-tier Travel Guard Preferred plan, which which you'll get up to $150,000 in trip cancellation coverage, trip interruption coverage up to $225,000, $50,000 in emergency medical coverage, coverage for baggage loss, theft, or damage up to $1,000, and travel delay coverage of up to $800.

A variety of factors will determine the final cost of any of these travel insurance policies. However, when comparing quotes with the same factors, Allianz tends to be cheaper. Additionally, Travel Guard seems to be more sensitive to the traveler's age. However, it's best to compare quotes using your specific personal and trip details to determine which policy is the best for you.

Read our Allianz travel insurance review here.

AIG Travel Guard vs. Credit Card Travel Insurance

Before purchasing a travel insurance plan, take a look at the coverage offered through your travel rewards credit cards. Some of the basic coverages you're looking for, like rental car insurance, may already be available through credit card travel protection . 

The coverage you have on your credit card couple be sufficient if, for example, you're taking a road trip by car and you don't have any non-refundable trip expenses. It could also be enough if your health insurance covers you while you travel and you aren't overly worried about incurring additional medical expenses during your trip.

It's also worth remembering that credit card coverage is usually secondary versus the primary coverage you'd get with a travel insurance policy. Meaning you'll have to file a claim with the other applicable insurance (like through the airline travel provider) before filing a claim with your credit card company.

Read our guide on the best credit cards with travel insurance here.

AIG Travel Guard Frequently Asked Questions

What is the coverage limit for medical expenses with aig travel guard.

Depending on the single trip plan you choose, AIG Travel Guard offers $15,000-$100,000 in emergency medical expense coverage.

How does AIG Travel Guard handle pre-existing medical conditions?

All three of Travel Guard's single trip policies offer pre-existing condition waivers as long as you purchase your policy within 15 days of your initial trip payment.

Are AIG and Travel Guard the Same?

Travel Guard is the name used for AIG's travel insurance products, but AIG also offers other insurance products, like AIG Life Insurance .

What Is Covered under AIG Travel Insurance?

Your coverage depends on the policy you buy, but all policies will cover (up to a specified limit) trip cancellation, interruption, delay, emergency medical expenses, lost and delayed baggage, and emergency evacuation. 

Does AIG Cover Trip Cancellation?

Yes, Travel Guard plans cover trip cancellation and interruption due to illness, injury, or death of a family member. If your trip is delayed or canceled due to inclement weather, that's covered too. AIG Travel Guard's is also among the best CFAR travel insurance companies.

Why You Should Trust Us: How We Reviewed AIG Travel Guard

The policy that's best for you will be the one that offers the right amount and type of coverage, fits your budget, and is easy to use if you ever need it.

In reviewing Travel Guard, we looked at the company's travel insurance offerings and compared them to plans offered by the top travel insurance companies in the space. Factors considered included things like coverage options, claim limits, what's covered, available add-ons, and typical insurance policy costs. We also considered buyer preferences.

Read more about how Business Insider rates insurance providers .

If you enjoyed this story, be sure to follow Business Insider on Microsoft Start.

AIG Travel Guard Insurance Review 2024

TATA AIG LOGO

Kuwait Visa Status

4w_m_landing_page.svg

Kuwait, also known as the State of Kuwait, is a small country bordered by Saudi Arabia and Iraq. The country is packed with rich history and fascinating facts. The country has Failaka Island, Camel Race Club, Souq Mubarakiah and more to keep their tourists engaged.

Every year, many tourists and immigrants come to Kuwait for vacation, work and studies. Kuwait has strict visa guidelines for foreign nationals to enter the country. Individuals who want to visit need to do a proper Kuwait visa enquiry before applying for a visa. However, those who have already applied can check Kuwait visa online and offline.

What is Kuwait Visa Status?

Kuwait visa status is a way to know the applied visa application status. Knowing Kuwait's visa application status allows individuals to plan their travel itinerary accordingly. Visa application has various stages and it takes time for the embassy to process every visa.

The processing times of visas vary depending on the visa application type and submission. It sometimes takes a few days to 30 days to process the application.

Considering this, it is best to make a Kuwait visa status enquiry timely. To help individuals, the embassy has started the service to check the status using the MOI (Ministry of Interior) Kuwait website. Further, applicants check their status by visiting the consulate or embassy office.

If the immigration officials have received the application, the status will be updated as "Received".

If Kuwait embassy officials still process the visa application, it will be shown as "Processing".

The immigrant official will show visa application status as "Approved" if they have qualified it.

Lastly, if the application is incorrect or not up to mark, it will be shown as "Rejected".

Kuwait Embassy and Consulate in India

To do visa or Kuwait visa stamping status enquiry can be done by visiting the Kuwait consulate or embassy in India. Below are the details of the embassy or consulate in India.

How to Check Kuwait Visa Status Online?

After submitting the Kuwait visa application, applicants can check their visa status online and offline. An application or reference number is a mandatory requirement to do a Kuwait visa status check.

Below are the steps to follow for the MOI Kuwait visa check.

Step 1: To track Kuwait visa application status, open the official e-visa or MOI website.

Step 2: Now click the "e-services" option in the top menu bar.

Step 3: Under that section, head to the "Gen. Dept. of Residency" option.

Step 4: In that section, choose the option "e-visa". Further, select the "Enquire e-Visa Status" option.

Step 5: Select the "Visa Application Status" option, enter the visa application number and captcha text and click the "Submit" button.

Step 6: The portal will display your Kuwait visa status.

How to Check Kuwait Visa Status Offline?

There is another way to check the Kuwait Visa status offline. Following are the steps that need to be followed.

Step 1: To do Kuwait visa application status offline, applicants can contact immigration officials via email, contact no or one-on-one meeting.

Step 2: After contacting the embassy, provide their details, such as passport, application, and reference numbers, to check the status.

Step 3: The official will check the status in their database and provide the exact status.

How to Check Kuwait Visa Status Using Passport Number?

Other than this, applicants can do a kuwait visa check by passport number. For the same, applicants need to follow these steps:

Step 1: To do a Kuwait visa enquiry, head to the official MOI Kuwait website.

Step 2: Next, scroll down to the "e-services" tab section.

Step 3: Further, select the "Gen. Dept. of Residency" option. And under that option, click on the "e-visa" section.

Step 4: Now, choose the "Enquire e-Visa Status" option. Enter the passport number and details and hit the "Submit" button.

Step 5: The portal will display the exact Kuwait visa information.

Common Reasons for Kuwait Visa Application Status Gets Rejected

The Kuwait embassy has a strict visa rejection policy. If the submitted application is not per theory standards, they can reject the applicants.

However, in that case, applicants can reapply for a Kuwait visa again after some time. The Kuwait visa application fee won't be returned in any case. Some of the popular reasons for Kuwait visa application rejection are:

Incorrect Visa Application - The first reason for getting Kuwait visa application status rejection is the Incorrect visa application form. Most individuals are careless while filling out the application form and negligently submit the incorrect form. When processing the application, if the officials find incorrect information, they will reject the application.

Incomplete Documentation - Another significant reason for Kuwait visa application rejection is improper or incomplete document submission. If the applicant does not submit all the asked documents then the application will be rejected by the official.

Delayed Visa Submission - The visa immigration official provides the exact time frame for visa submission. If the applicant does not complete the process in that timeframe, it is automatically rejected.

Failed Interview Process - In most visa types, applicants must go through the interview process in front of embassy officials. If the applicant is not up to mark during the interview process, it will get rejected.

Insufficient Funds - To enter the Kuwait border, individuals need to have sufficient funds in their accounts to suffice their entire visit. The official has already released the fund's record as per the visa category on the official website. Applicants need to provide proof of funds documents at the time of submitting the visa application.

Visa Policy Violation - Besides this, visa policy violation is another significant reason for the visa rejection of Kuwait. The authorities have very stringent visa guidelines. If applicants violate these conditions during their stay in Kuwait, officials can reject their future trip and impose fines and penalties.

Poor Medical Record - Lastly, for some visa categories health checkup is necessary. Individuals need to be fit before entering the country. If the health records come back negative, the officials can reject the visa application.

What to Do If Kuwait Visa Application Status Gets Rejected?

If, for some reason, the Kuwait visa application has been rejected, then instead of panicking, individuals can apply again. However, before reapplying, individuals need to follow proper mechanisms. Below are some ways applicants can do if their Kuwait Visa application is rejected.

Know Visa Rejection Reasons - The first step to take after getting the visa rejection for Kuwait is to analyse the reason. Authorities specify the rejection reason in the document. However, applicants can contact the officials if they have difficulty understanding the rejection reason.

Consult or Seek Guidance from Experts -The next step is after knowing the rejection reason; if the applicant finds the visa process challenging, they can hire a consultant. Various consultants can help in visa related processes. It is best to go with a reputable visa consultant with a high visa approval rate to carry out the visa process.

Correct Previous Visa Mistakes - Now, after knowing the visa rejection reason and way to correct it. Applicants need to note everything so they won't make the same mistake again if they do the visa process independently. However, if they have hired the consultant, they need not worry as the consultant will do all the processes on their behalf.

Apply For a Kuwait Visa Again - Lastly, it is time to apply for a Kuwait visa again. Before applying, gather all your documents and correctly fill out the application form. It is best to verify everything twice before making the final submission. In case you are not sure about anything, then seek guidance. Do not apply until you are sure of everything.

Types of Kuwait Visa For Indian Citizens

Depending on the purpose of the visit, different types of Kuwait visas are offered to Indian nationals. The validity of a Kuwait visa varies depending on the intent of the visit. Further, applicants can also take extensions on their visa in some cases. Some of them are listed below:

Tourist Visa -The very first Kuwait visa category is a Tourist visa issued to individuals who want to enter the nation for tourism purposes. For this visa category, Indian nationals have a visa-on-arrival facility too.

Family Visa - Another popular visa category for Kuwait is a family visa for individuals who have been working or living in Kuwait and want to invite their spouse, children or parents to the country.

Visit Visa - This is another Kuwait visa category where applicants want to visit their friends or relatives in Kuwait. However, to apply under this category, individuals need a sponsorship letter from their friend or relative in Kuwait.

Work Visa - Another significant Kuwait visa type is a work visa, where individuals who are eligible and want to work in the country can apply for this visa. For the same, they need to have a permit from Kuwait's Ministry of Labour.

Student Visa -Individuals or applicants accepted into a Kuwait educational institution can apply for a student visa. An acceptance letter from Kuwait's educational institution is necessary.

Transit Visa - Lastly, a transit visa is issued to the individual who wants to take a stopover at Kuwait International Airport while travelling to their actual destination. With this visa, individuals can travel freely at the Kuwait airport.

Importance of Travel Insurance While Visiting Kuwait

While visiting Kuwait, having travelling insurance is not a mandatory requirement. It depends on the individual's requirements. However, most tourists believe travel insurance offers comfort and security in foreign nations.

We never know what kind of challenges one might face away from their home; it can be a medical emergency, luggage loss, or anything.

Considering all these challenges, travel insurance plans have been launched where travellers can buy plans based on their travel requirements. From flight cancellation insurance to trip curtailments to compassionate visit benefits during medical emergencies, various coverages are offered under travel insurance plans.

However, budget is one of the concerns for travellers. They don't want a travel insurance plan to put an extra burden on their pockets. That's why Tata AIG has a pocket-friendly international travel insurance plan beginning at ₹40.82. Not only this, buying a travel insurance plan is a hassle free process with Tata AIG.

Kuwait is filled with natural attractions and many opportunities for foreign nationals who want to work and study there. But to enter the Kuwait border, individuals must have a proper visa.

There are straightforward processes to apply for a Kuwait visa online and offline. Other than this, those who have already applied can quickly check their visa status. By checking the status, individuals can prepare their travel itinerary.

Information last updated Dec '23. While this information is sourced reliably, visa requirements can change. For the most current visa details, visit the official Consulate/Embassy website.

Other Destinations

Disclaimer / tnc.

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

steps to claim Mediclaim in India

Why senior citizens travel insurance is must?

Going for a vacation

Going for a vacation. Here are five reasons you need travel insurance

aig travel insurance kuwait

5 Myths of Travel Insurance

Can i check my kuwait visa stamping status.

iconDown

Applicants need to have their visa stamped once their Kuwait visa is approved. For the same, they need to send their passport to the embassy or consulate offices. If they have already sent the passport for visa stamping, they can check the Kuwait visa stamping status by visiting the official website.

Is there any fee for checking a Kuwait visa online?

There is no particular fee for checking the Kuwait visa online status. However, if the applicant is applying for a visa, they must pay the visa and processing fee based on the visa category. The fee structure of a Kuwait visa as per the visa category is available on the official website.

Can you apply for a Kuwait visa again if the previous application has been rejected?

Applicants whose visa has been rejected earlier can apply for a Kuwait visa again. However, instant submission of visa applications after rejection is not possible. Applicants need to wait for some time after applying again.

logo

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to TATA Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. 2008, TATA AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN: U85110MH2000PLC128425. IRDA of India Regn. No. 108. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] . Category of Certificate of Registration: General Insurance.

2008, Tata AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425. Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to Tata Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] .

IMAGES

  1. AIG Travel Insurance-Direct-Brochure

    aig travel insurance kuwait

  2. AIG Travel Insurance

    aig travel insurance kuwait

  3. AIG Travel Guard Direct Travel Insurance Review 2023

    aig travel insurance kuwait

  4. TRAVELNER || SHOULD WE GET KUWAIT TRAVEL INSURANCE?

    aig travel insurance kuwait

  5. Tata AIG Travel Insurance

    aig travel insurance kuwait

  6. AIG Travel Trip Insurance Plans

    aig travel insurance kuwait

COMMENTS

  1. Travel

    Enjoy the uniqueness of the moment. In cooperation with a leading international Travel Insurance Service provider (AIG), we offer flexible and comprehensive travel plans (platinum, gold and silver). The plans are available for individual and families which can cover single trip to multiple trips under an annual policy.

  2. Worldwide

    AIG is a leading global insurance organization with member companies around the world that provide a wide range of insurance and other financial services. We are one of the world's most far-reaching property-casualty networks, and we're proud to be your partner in helping to protect the future of your business, future generations of your ...

  3. AIG Travel Guard: Travel Insurance Solutions

    If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc . (Travel Guard). California lic. no. 0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, www.travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of ...

  4. Travel Insurance for Kuwait

    Travel Insurance for Kuwait. Buy Tata AIG Kuwait Travel Insurance from India at just ₹45.50 per day*. "The world is a book, and those who do not travel read only one page.". These wise words from St. Augustine resonate with the spirit of exploration, and what better destination to embark on an adventure than Kuwait?

  5. Information Travel Insurance

    You'll have the option to add travel insurance when you book your flight at kuwaitairways.com, or you can add insurance to an existing booking through "Manage My Booking". Benefits of Kuwait Airways Travel Insurance Product: Our product is Schengen Visa compliant. 24-hour medical emergency assistance. Insures you against any unexpected event ...

  6. AIG Travel Trip Insurance Plans

    About. When you purchase a Travel Guard plan, you are purchasing a plan specifically built for the world traveler based on over 25 years of travel experience. Headquartered in Wisconsin, AIG Travel works to ensure their customers experience exceptional service. While they can't control any of the travel-related concerns that may arise during ...

  7. AIG Travel Insurance Review 2024: Pros and Cons

    Cons. The Travel Guard Deluxe plan has generous coverage but a high average cost compared to other top-rated policies. Medical expense coverage of $100,000 is on the low side, but might be ...

  8. PDF Claim Procedure English

    Welcome to the AIG family! We thank you for choosing us for your Travel Insurance Policy and we wish you a safe and pleasant trip! We invite your attention to the following table, which will help you in the event of any loss, accident or sickness. Please contact our 24-hours Service Centre on Toll Free number. 001-817-826-7276

  9. AIG Travel Insurance: The Complete Guide

    Typically, travelers who elect to purchase Travel Guard Silver over Travel Guard basic can expect to pay around 2.5% more. Read the schedule of benefits here. Travel Guard Gold: The most popular plan offered by AIG Travel Guard, Travel Guard Gold balances insurance costs with benefits. The Gold plan offers more money for trip interruption (150 ...

  10. 11 Best Travel Insurance Companies Of April 2024

    Shayla Northcutt. Travel Insurance. Shayla Northcutt is the CEO and founder of Northcutt Travel Agency and a leading world travel expert. Her main expertise includes destination weddings ...

  11. Best Travel Insurance for Kuwait online 2023

    Kuwait may remind you of sky-kissing buildings, impeccable architecture, blue water, and an expansive coastline. To prepare for a safe trip, you should purchase travel insurance to Kuwait in advance for unexpected situations such as: Hospital room and board expense. COVID-19 Medical Expenses.

  12. AIG Travel Guard Preferred Plan Review

    In this case, AIG Travel Guard customers with the Preferred Plan are covered up to $50,000 for medical expenses and up to $500 for dental expenses. If the medical issue is serious enough, an emergency evacuation may be necessary. In the event of a medical evacuation, the insured is covered up to $500,000. This also applies if the traveler dies ...

  13. Travel Care

    AIG Travel Care. The insurance package Travel Care is valid in connection with a flight booking and, in addition to travel cancellation and travel interruption insurance, also includes additional Covid-19 benefits such as a compensation payment should you have to go into quarantine because of a Covid-19 infection at your destination.

  14. FAQ

    Third Party Insurance is an insurance policy that is mandatory by Kuwait, it is designed to provide coverage to accidents the insured may cause ... • For general inquiries about travel insurance you may contact us at: Phone: +965-1811110 Fax: +965-22961833 E-mail: [email protected] Working Hours: Sunday to Thursday from 08:00 to 15:00 ...

  15. Travel

    Travel - The leading insurance service provider in Kuwait. In cooperation with a leading international Travel Insurance Service provider (AIG), we offer flexible and comprehensive travel plans (platinum, gold and silver). The plans are available for individual and families which can cover single trip to multiple trips under an annual policy.

  16. Travel Insurance

    What we cover. Emergency Medical Expenses & Transportation. Covid-19 Related Medical Expenses. Baggage Delay. Delayed Departure / Flight Cancellation.

  17. Kuwait Visa for Indians

    Our overseas travel insurance for Kuwait will cover medical emergencies and treatment expenditures abroad. In addition, if you lose your bags, other items, or passport, your valid Kuwait travel insurance will pay you for the loss. You may purchase Kuwait travel insurance from Tata AIG to cover various bad situations during your trip.

  18. GIG

    GIG was established in 1962. It is a public shareholding company listed on Boursa Kuwait and a consistent market leader in Kuwait in terms of premiums written. GIG is one of the leading private insurers with a strong competitive market position in Kuwait, Jordan, Bahrain, and Egypt. 61.

  19. Kuwait Transit Visa for Indians: Fees, Processing Time, Validity

    Step 1: Visit the official website of the Ministry of Interior Kuwait's website. Step 2: Next, click on the "E-forms" option. Step 3: In the visa type, select the "Transit visa" from the drop-down. Step 4: Next, fill out the visa application form and upload all the required documents in the portal.

  20. Travel Guard

    Travel Guard ® Direct. Travel Guard. Direct. √ Up to $80 in eCapitaVouchers (Single Trip Plan) √ $50 eCapitaVouchers (Annual Multi-Trip Plan) √ $220 worth of Plaza Premium Lounge Access Passes (Annual Multi-Trip Plan) √ Key in promo code AIGTGD. √ Promo till 30 April 2024.

  21. MetLife KUWAIT :Travel Insurance

    100% of the insured amount will be paid in the event of an accidental death. Offers cover for accidental death and loss of limbs, medical expense reimbursement during travel, repatriation of remains and emergency travel for a family member. 24 hour help line and emergency assistance from Travel assist. Get a Quote Product Details.

  22. Travel Purchase

    Login to your account. You can view, buy and renew your policies, file a claim.

  23. AIG Travel Guard Insurance Review 2024

    As of April 2024, a 23-year-old from Illinois taking a week-long, $3,000 budget trip to Italy would have the following Travel Guard travel insurance quotes: Travel Guard Essential: $86.96. Travel ...

  24. How to Check Kuwait Visa Status in India?

    Step 1: To do a Kuwait visa enquiry, head to the official MOI Kuwait website. Step 2: Next, scroll down to the "e-services" tab section. Step 3: Further, select the "Gen. Dept. of Residency" option. And under that option, click on the "e-visa" section. Step 4: Now, choose the "Enquire e-Visa Status" option.