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BIG LINE HOLIDAY LIMITED

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Big line holiday Ltd is a traveling agency in Hong Kong which established on 2003, after 16 years, we all believe “incredible service , inspire customers every moment” for our mission and vision.

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I just wanted you to know that I have spoken with D. M. and P. L. about their trip to Uganda, Botswana and South Africa. Their comments were glowing, and they could not say enough about their experiences and trip. P said that this was the 2nd best trip they have ever been on (the first being an around the world by private jet).She’s not sure anything can top that, but they have traveled extensively so I know this is...

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I just want to thank you all very much for all of your assistance with my clients. They ABSOLUTELY loved it – even with the few hiccups. And your Destination Specialist Gisela has put together a trip of a lifetime once again for me!! It couldn’t have been a more perfect match. Each property with its uniqueness- they couldn’t pick a favorite. I just got off the phone with them and she said the Guides and Lapas were amazing and the...

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Who are the Chase transfer partners? Everything to know

Ultimate Rewards points are the currency of most Chase-branded credit cards. You can earn Chase Ultimate Rewards points for everyday spending and then redeem them for a wide range of rewards.

Despite increasing competition from American Express Membership Rewards points , Citi ThankYou Rewards points and Capital One miles , Chase Ultimate Rewards points have maintained their place as one of the most valuable and useful points currencies — especially with valuable products like the Chase Sapphire Reserve® , Chase Sapphire Preferred® Card and Ink Business Preferred® Credit Card .

Transferring Ultimate Rewards to travel partners is often the most valuable way to redeem your hard-earned points. With 14 different transfer partners, you have plenty of options, since you can keep your Chase points in your Ultimate Rewards account until you can transfer them.

Related: The best Chase credit cards

Here is everything to know about Chase Ultimate Rewards' transfer partners.

What are the Chase transfer partners?

You can transfer Ultimate Rewards points to 11 airline programs:

• Aer Lingus AerClub
• Air Canada Aeroplan
• Air France-KLM Flying Blue
• British Airways Executive Club
• Emirates Skywards
• Iberia Plus
• JetBlue TrueBlue
• Singapore Airlines KrisFlyer
• Southwest Airlines Rapid Rewards
• United Airlines MileagePlus
• Virgin Atlantic Flying Club

Chase also partners with three hotel programs:

• IHG One Rewards
• Marriott Bonvoy
• World of Hyatt

All transfer ratios are 1:1 (though there are occasional transfer bonuses ), and you must transfer points in 1,000-point increments.

How long do Ultimate Rewards transfers take?

Most transfers from Chase Ultimate Rewards to its partner programs are instantaneous , with two exceptions. In our testing, transfers to both Singapore Airlines KrisFlyer and Marriott Bonvoy can take up to two business days.

We've heard anecdotal stories of delays with other programs, but as long as the name on your Ultimate Rewards account matches that on your loyalty program account, these should process immediately.

Note that transfer bonuses can also be inconsistent. For example, when TPG's Nick Ewen recently transferred points to Aeroplan to take advantage of a 20% bonus, the base points arrived immediately, but it took three days for the bonus points to post.

How do I transfer Chase points to partners?

You can easily transfer Chase points online. First, log in to your Chase account and navigate to the Ultimate Rewards portal. Under the Travel drop-down, select "Transfer to Travel Partners" to access the main transfer page.

You will then see the list of transfer partners. Any current transfer bonuses will also be shown (note that the screen shot below may show outdated offers). Select your desired transfer partner, link your external account if you have not already done so, select the number of Ultimate Rewards points you wish to transfer and then submit the transfer.

Remember, Ultimate Rewards transfers cannot be reversed, so it's best to wait until you have a specific use before transferring them.

What are the best Chase transfer partners?

Given the low award chart rates of the World of Hyatt program, many TPG staffers believe Hyatt is the best hotel transfer option for Ultimate Rewards points.

If you would prefer to transfer to one of the 11 different airline program partners, the best option may depend on which airlines fly to and from the destinations you wish to travel, who the program partners with and which airlines you like to travel with.

There are sweet spots to be found in most airline transfer options, especially those programs that have retained award charts .

Here are some of our favorite Ultimate Rewards sweet spots .

Top-tier Hyatt hotels

The World of Hyatt award chart has two appealing factors. First, its mere existence is notable, given most other hotel programs (including IHG One Rewards and Marriott Bonvoy, the other Chase hotel partners) have shifted to dynamic pricing .

Beyond that, Hyatt award rates can be incredibly low compared to some competitors. You can book some of the fanciest Park Hyatt properties in the entire portfolio, including the Park Hyatt New York and Park Hyatt Sydney , for just 35,000 points per night during off-peak dates. TPG values Hyatt points at 1.7 cents each, so 35,000 points are worth $595.

That's a great deal for hotels that sell for close to $1,000 per night, even when demand is low.

There's also great value at the lower end of the Hyatt award chart. Category 1 hotels range from 3,500 to 6,500 points per night, depending on whether you travel on peak, standard or off-peak dates.

Iberia flights to Madrid

Round-trip, off-peak flights from New York's John F. Kennedy International Airport (JFK), Chicago's O'Hare International Airport (ORD) and Boston Logan International Airport (BOS) to Spain's capital will only set you back 34,000 Avios in economy, 51,000 in premium economy or 68,000 in business when you transfer your Chase points to Iberia Plus. Considering that most airlines charge at least 60,000 miles for a one-way business-class award to Europe, you're essentially getting a 50% discount.

Related: 7 of the best airline award chart sweet spots

Flights to Hawaii with Alaska and American

By transferring your Ultimate Rewards to British Airways, you can book awards with Oneworld partners American Airlines and Alaska Airlines . As long as your nonstop flight distance is under 3,000 miles each way (and saver-level award space is available), you can leverage British Airways' distance-based award chart to fly from any West Coast gateway to Hawaii for only 32,000 Avios round-trip — after a December 2023 devaluation that saw prices increase by up to 32%.

ANA flights booked through Virgin Atlantic

For just 145,000 miles, you can fly round-trip in All Nippon Airways first class between the West Coast and Tokyo. Flights from other U.S. gateways only cost an extra 25,000 miles (170,000 miles round-trip). Business-class redemptions are an even better deal, costing just 90,000-95,000 miles round-trip, depending on your U.S. departure airport. If possible, you'll want to route through New York-JFK and fly ANA's new industry-leading "The Room" business class , which is only available on select routes.

However, availability can be difficult to come by.

Short-haul flights to Canada

Aeroplan stuck to an award chart for partner redemptions but added dynamic pricing for Air Canada flights. As a result, you can often find super-cheap short-haul tickets from the U.S. to Canada. For example, New York to Toronto Pearson Airport (YYZ) can be booked for under 6,000 miles one-way on many dates.

However, you can also find very reasonable award rates on Star Alliance partners through Aeroplan — including Lufthansa, Swiss and EVA Airways.

Related: Your complete guide to Star Alliance benefits

What are Chase Ultimate Rewards points worth?

TPG values Ultimate Rewards points at 2.05 cents apiece in our monthly valuations, and we believe you will receive the best value by transferring the points to partners.

However, you'll get varying values for Chase points if you pursue other redemption opportunities. For example, Ultimate Rewards points are worth 1.5 cents apiece through the Chase travel portal for Sapphire Reserve cardholders or 1.25 cents for those with the Sapphire Preferred or Ink Business Preferred . You'll also have access to Chase Pay Yourself Back as a cardholder of any of the above cards, and there are occasionally offers to use Chase points for Apple products or gift cards at an enhanced value.

Finally, Chase points are worth 1 cent apiece if used for simple cash back.

How do I earn Chase Ultimate Rewards points?

There are many ways to earn Chase points at 1-10 points per dollar spent, depending on the specific Chase credit card you carry.

The first three cards below earn fully transferable Ultimate Rewards points by themselves, while the remaining four are technically billed as cash-back credit cards .

However, if you have an Ultimate Rewards-earning card, you can effectively convert your cash-back rewards into Ultimate Rewards points. For this reason, having more than one Chase card can make sense to maximize your earning and redeeming potential.

Here are the cards that allow you to earn Chase Ultimate Rewards points.

Chase Sapphire Preferred Card

Welcome bonus: 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening

Why you want it: This is a fantastic all-around travel credit card . It earns points at the following rates:

• 5 points per dollar on Lyft (through March 2025)
• 5 points per dollar on all travel purchased through Chase Travel
• 3 points per dollar on dining, including eligible delivery services, takeout and dining out
• 3 points per dollar on select streaming services
• 3 points per dollar on online grocery purchases (excluding Target, Walmart and wholesale clubs)
• 2 points per dollar on all other travel
• 1 point per dollar on all other purchases

The Sapphire Preferred has no foreign transaction fees and has many travel perks , including delayed baggage insurance, trip interruption/cancellation insurance and primary car rental insurance .

Annual fee: $95

Application link: Chase Sapphire Preferred Card

Chase Sapphire Reserve

Welcome bonus: 75,000 points after you spend $4,000 on purchases in the first three months from account opening

Why you want it: The Sapphire Reserve offers earning power paired with travel perks that can easily cover the annual fee. It earns points at the following rates:

• 10 points per dollar on Lyft (through March 2025)
• 10 points per dollar on Chase Dining booked through Ultimate Rewards
• 10 points per dollar on hotel and car rental purchases through the Chase Travel
• 5 points per dollar on airline travel booked through Chase Travel
• 3 points per dollar on travel not booked through Chase
• 3 points per dollar on other dining purchases
• 1 point per dollar on all other eligible purchases

Other perks include an easy-to-use $300 annual travel credit , a fee credit for Global Entry or TSA PreCheck (up to $100 once every four years) and Priority Pass Select lounge access as well as the growing list of new Sapphire lounges . This is one of the few cards that allow you to use your Priority Pass membership for discounted meals in airport restaurants . Cardholders also get primary car rental coverage , trip interruption/cancellation insurance and other protections .

Annual fee: $550

Application link: Chase Sapphire Reserve

Ink Business Preferred Credit Card

Welcome bonus: 100,000 points after you spend $8,000 on purchases in the first three months from account opening

Why you want it: This is one of the best credit cards for small-business owners , earning 3 points per dollar on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, advertising made with social media sites and search engines each account anniversary year. You earn 1 point per dollar on all other purchases, and points don't expire as long as your account is open.

Application link: Ink Business Preferred Credit Card

Cash-back Chase credit cards

Four Chase credit cards are technically billed as cash-back products. However, suppose you have one of the three cards noted above. In that case, you can combine your points in a single account, converting these cash-back rewards into fully transferable Ultimate Rewards points.

Even better? None of these cards charge an annual fee.

Here are the four cards that offer this functionality:

• Chase Freedom Flex : Earn $200 after you spend $500 in the first three months of account opening. Earn 5% back on select bonus categories, which rotate every quarter and apply on up to $1,500 in combined spending (activation required). Plus, earn 5% on travel purchased through Chase Travel , 3% on dining at restaurants (including takeout and eligible delivery services) and 3% on drugstore purchases.
• Chase Freedom Unlimited : Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year), worth up to $300 cash back. Plus, earn 5% on travel purchased through Chase Travel , 3% on dining at restaurants (including takeout and eligible delivery services) and 3% on drugstore purchases. Earn 1.5% on all other purchases.
• Ink Business Cash Credit Card : Earn up to $750: $350 bonus cash back after you spend $3,000 on purchases in the first three months, and an additional $400 when you spend $6,000 on purchases in the first six months from account opening. Earn 5% cash back on the first $25,000 in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year (then 1%). Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year (then 1%).
• Ink Business Unlimited Credit Card : Earn $750 cash back after you spend $6,000 on purchases in the first three months from account opening. Earn unlimited 1.5% cash-back rewards on every purchase.

Note that Chase also issues the Ink Business Premier® Credit Card . However, the earnings on this card can't be combined with others in the Ultimate Rewards ecosystem.

Read more: Your guide to the Chase Ink Business credit cards

Bottom line

If you value the flexibility of choosing from 11 airline partners and three hotel partners, Chase Ultimate Rewards is one of our favorite credit card programs at TPG.

In the age of no-notice devaluations by some loyalty programs, it is smart to earn Ultimate Rewards via the range of credit card welcome bonuses, category bonuses and everyday spending, and then keep your Ultimate Rewards points until you are ready to transfer and book with an airline or hotel partner.

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Norwegian Cruise Line to launch a nude cruise for 2025 – and these are the rules for passengers

The ‘big nude boat’ will take passengers around private islands and long-time tourist favourites such as the bahamas, article bookmarked.

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A specialist tour and travel company has partnered with Norwegian Cruise Line to launch a new nudist cruise to the Caribbean .

Bare Necessities, a nudist travel company that aims to “break down the barriers against social nudity and make clothing-optional vacationing a viable and acceptable option”, has teamed up with the well-known cruise operator to set up the 11-day trip, which leaves from Miami and takes in destinations including The Bahamas , St Lucia, Dominica and Puerto Rico.

The cruise, which will take place on Norwegian’s 295-foot 2,300-person capacity Norwegian Pearl , will set sail on 3 February 2025 and return on 14 February.

Prices start at $2,000 (£1,592) per person for a standard two-person cabin, rising to $33,155 (£26,400) for a three-person ‘garden villa’.

The trip is marketed as “an 11-Day adventure back to Bare-adise”, offering “a wide range of amenities to fit everyone’s style of bare cruising”. The Norwegian Pearl contains “loads of entertainment, lots of open deck space, and multiple dining options”, including 14 restaurants, 14 bars and “a large buffet area for nude outdoor dining”, in addition to a casino, spa and several “nightspots”.

“As always, it’s our pleasure to provide you with the luxury of deciding what NOT to wear”, reads a final message on the information page.

However, it isn’t an entirely clothing-free experience. Cruise rules require passengers to be clothed during the Captain’s reception and introduction, while docked in port, and at all times in the main and specialty dining rooms.

Other rules include putting a towel down before sitting “in the stateroom, pool deck, and buffet area”, as well as a ban on “being nude in front of other ships in port” and “fondling or inappropriate touching”. A message on the site urges passengers to “use common sense”, emphasising that proper cruise etiquette “is not any different from proper etiquette in any other social situation”.

In a statement to CNN , a Bare Necessities spokesperson said: “Our mission is to provide relaxing, entertaining and health-conscious vacation opportunities that offer non-threatening, natural environments where the appreciation, wonder and compatibility of nature and the unadorned human form can occur.”

The Independent has contacted Bare Necessities for comment.

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Nude cruise to set sail from Florida next year: Here are the starting costs, itinerary

The "Big Nude Boat" cruise, which allows passengers to bare all − yes, even at the buffet − is set to sail from Florida next year.

The "11-day adventure" to the Caribbean is set for the first two weeks of February on the Norwegian Pearl, according to the Bare Necessities Tour & Travel website.

"Bare Necessities’ newest nude cruise is a private island double-dip with a brand new travel partner!" the company wrote on its website.

The trip which embarks from Miami, includes "an exclusive visit to an idyllic private island" in The Bahamas as well a another exclusive stop on the way back to the Port of Miami.

"Two opportunities to enjoy a new slice of Bare-adise, coupled with a beautiful selection of Eastern Caribbean island stops, will make this a can’t miss Big Nude Boat experience," the travel company posted.

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Big Nude Boat cruise sailing dates and destinations:

The ship departs from the Port of Miami on Feb. 3 and returns to the same port on Feb. 14.

The itinerary includes stops at the Bahamas, Puerto Rico, St. Maarten, Dominica, Martinique and St. Lucia.

How much does the Big Nude Boat cruise cost?

Rates for an inside cabin start at $2,000 per person.

They stretch as high as $33,155 for the top room on the ship: a Haven three-bedroom garden villa.

Laws of the land (and sea)

Guests are encouraged to park their bare behinds on towels provided on board in areas including the pool deck and the buffet area, according to the website.

"Passengers can easily follow our rule on nudist etiquette by always placing a towel down before sitting," it reads. "Remember to pack a swimsuit; not all excursions are clothing optional."

Natalie Neysa Alund is a senior reporter for USA TODAY. Reach her at [email protected] and follow her on X @nataliealund.

Live Out Your "San Andreas" Fantasy On California's Fault Line

• The San Andreas Fault is accessible throughout the state of California, making earthquake experiences possible.
• An earthquake may occur any time due to the pressure building on the fault line over the decades.
• Certain times, like new or full moon phases, can increase the likelihood of earthquakes occurring along the San Andreas Fault.

The San Andreas Fault line is one of the most dangerous and largest fault lines in the world. Stretching more than 800 miles in length from California's northern to southern edges, the San Andreas Fault line runs from the ocean and along the coastline in Northern California to slightly more inland farther south.

Given the amount of activity that the San Andreas Fault line has every year, it is not uncommon to have small earthquakes throughout the state. The earthquakes are a result of the Northern Pacific and North American plates rubbing against one another. When there is a larger slip in the movement, an earthquake happens.

For those who have never experienced an earthquake before, the desire to walk the wild side and feel one in action brings visitors to California each year. It is very possible to live out a San Andreas fantasy on California's fault line. With the right planning and a bit of patience, an earthquake is likely to be felt. Just how large, however, especially if the San Andreas Fault were to break , is something that cannot be predicted.

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How to visit the san andreas fault line, the san andreas fault can be experienced throughout the state of california.

With the exception of a few areas along the fault line that head high into the mountain ranges, the San Andreas Fault is accessible throughout much of California . In some stretches, the land has an indentation that is a mile wide.

In other areas, it is possible to see where the land has moved a significant amount, proving just how powerful the tectonic plates are that are sliding past one another on the fault line.

Some of the best places to visit the San Andreas Fault include:

Given that the San Andreas Fault runs either along or directly underneath these areas, be it on the beach of Northern California or just outside of Palm Springs for an adventure to remember , it is not uncommon to get your heart racing by feeling a small movement come from the ground. The San Andreas Fault can even be seen during your commute, given that some stretches of freeway in the state cut directly through the fault line.

There are tours located throughout the state that will take you directly to the fault line to see if there is any movement happening. However, be advised, most occur in Southern California, given the easier access to the fault.

For those who want to see if any rattling happens while enjoying the Golden State, there are hotels, most of which are in the desert region of Southern California near hiking trails in Joshua Tree National Park and Palm Springs getaways.

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The san andreas fault is overdue for a big earthquake, the san andreas fault is decades past a major earthquake meaning that it is under more pressure than ever before.

Even without a huge earthquake, the San Andreas Fault continues to move about two inches every year. Because of this, in millions of years, Los Angeles and San Francisco are predicted to be neighbors versus being hundreds of miles apart at opposite ends of the state.

When the "Big One" hits, this could cause the plates to move significantly and cause there to be feet of change in the landscape. If this happens when visitors are standing on the fault line, not only would they feel it, but they would be knocked to the ground in the process.

Yet people continue to chance this happening given that a major earthquake has not happened along the fault line since 1989 when the Loma Prieta earthquake happened in Northern California. That earthquake was registered at 6.9 magnitude.

In the early 2000s, it was determined that the San Andreas Fault was under such force that the "Big One" could happen at any time. Given it has been two decades since that prediction was made, even more force has built up on the plates. Those who visit the areas where the fault lies have the opportunity to be at ground zero here the earth to move in dramatic fashion.

For those who happen to be on the fault line when a huge earthquake hits, there are several events that will happen in the aftermath. They include:

• Earthquakes felt throughout California
• Roadways will crumble
• Hundreds of fires will start
• Water, electricity, and gas lines will be severed
• Buildings that have not been retrofitted will be severely damaged
• Tens of thousands will be injured
• Thousands will not survive

Even with these outcomes of a 7.8 magnitude or higher, many still take to the San Andreas Fault in hopes of feeling the earth shake. For those who are in the know, there are better times of year than others to experience an earthquake along the fault line than others.

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When is the best time to experience an earthquake along the san andreas fault, a new or full moon causes more earthquakes to occur.

Over the years, scientists have been trying to determine if there are times during the year when more earthquakes are felt than others. The resounding answer is that it may not be a season that causes earthquakes to occur but the position of the moon instead.

When the moon is new or full, more earthquakes occur . This happens because the tides in the oceans change. As less water is on the plates, there is a pressure change. The change in pressure can cause more earthquakes to happen because the plates have an easier time sliding past one another.

For those who want to adventure to one of the deadliest fault lines in the world to experience an earthquake of varying magnitudes, the San Andreas Fault makes for a great destination. The closer they are to a new or full moon, the greater the odds that an up-close and personal encounter will be had with an earthquake. Just how big, though, is anyone's guess.