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HSBC Premier[@premiereligibility] checking

The account that unlocks a world of opportunity

Premium banking with no HSBC fees on everyday transactions[@acceligmaintfee], no hassle and no borders. Enjoy access to Premier privileges and preferred rates for your family. Live, work and travel with HSBC Premier status around the world. 

Here's what you get with an HSBC Premier checking account

Premier for you

Premier for your family

Premier around the world

Unlock all that premier offers you.

• Get competitive pricing across all of our products.
• Get access to wealth products, insights and advice from an HSBC Financial Professional through HSBC Securities (USA) Inc.[@financialprofdef]
• Spend, shop, and share good times with the security of a Mastercard® chip debit card.

Share Premier with your family

• Share your Premier status with up to four family members[@linkaccpriv].
• Like you, they'll enjoy global privileges and preferential savings rates.
• Get overseas account opening support for loved ones moving abroad.

Travel the world – with Premier status

• Access your eligible, worldwide HSBC deposit accounts online and transfer funds between them with Global View and Global Transfers[@gloviewglotrans].
• Overseas account opening support before you move or work abroad.
• Pay no foreign transaction fees on your purchases when you use the HSBC Premier Debit World Mastercard® card.

Enjoy even more benefits with Premier Elite status

Qualify for one year of enhanced Premier benefits by maintaining an average qualifying total relationship balance of 1 million USD over two consecutive months[@premierelite].

Automatic notification means you don't need to do anything - we'll let you know once you've qualified. 

• Jump to the front of the queue with priority banking, whether on the phone or using online chat.
• Automatically qualify for the higher Relationship Interest Rate on the HSBC Premier Relationship Savings account[@QualPremRelSavAcc] and get an annual fee waiver on the HSBC Elite Credit Card[@premierelite].

See HSBC Premier Elite terms and conditions for more information.

Things to know

Qualifying criteria.

To apply for a Premier account, you need to have at least one of the following:

• at least $75,000 in total deposits and/or investments[@investmentsdisclaimer]
• at least $5,000 in total direct deposits[@qualdd] per month
• a U.S. residential mortgage loan with an original loan amount of at least $500,000

You must also:

• be at least 18 years old
• be currently located in one of these countries (subject to change) 

What you may need to apply 

Some of the things we may ask for include:

• your personal, employment, income and tax details
• proof of identity such as your passport, valid for a least 6 months
• proof of your permanent address, such as a bank statement or utility bill
• if a student, proof of enrollment

Important documents 

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Hsbc premier credit card  , hsbc premier relationship savings[@qualpremrelsavacc]  , additional information, disclaimers and additional information .

All accounts will get the interest rates and Annual Percentage Yields (APYs) in effect when the account is opened and funded online. See Terms & Charges for more information.

Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.

What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.

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HSBC Premier

Premium international banking for you and your family.

The HSBC Premier bank account is designed to give you and your family a range of banking services, wealth management and international solutions with the Premier difference.

From exclusive privileges, global benefits and access to a Relationship Manager - Premier is here to let you live without limits. Plus, your Premier status is recognised worldwide with HSBC.

How HSBC Premier can help you

Everyday Premier privileges

Access to exclusive benefits 1  that provide you and your family with a premium banking experience:

• Priority servicing and Premier Relationship Manager
• Support from wealth specialists to grow your family's wealth
• Family benefits and rewards 2
• Lifestyle offers and exclusive partnerships
• Premier Contact Centre available 24/7

International services and solutions

With support throughout your international journey, you and your family can bank with us from anywhere in the world.

• Overseas account opening support prior to your arrival
• Worldwide Premier status - automatically qualify for Premier wherever you bank with us
• Global View of all your Premier accounts in one place with fee-free and instant transfers between them
• Fee-free cash withdrawals from all HSBC ATMs globally
• Foreign currency account with preferential FX rates and no conversion fees

Support for studying abroad

You always want the best for your children, especially when it comes to their education. By opening a Premier account for them, you can share your privileges whilst providing priceless learning experience abroad.

• Premier account opened prior to arrival in the new country/region
• Fee-free transfers between your account and your child's
• Complimentary education consultations and placement tests with our education partners
• Emergency cash at any HSBC branch

What our Premier customers are saying

"HSBC Premier makes banking so much easier for me and my family even though we're all over the world."

Rachel, Senior Consultant United States

"My son is studying in the UK and his Premier account and debit card were ready before he landed."

Thomas, Entrepreneur   Singapore

"When you live in many countries your finances get complicated. I love Global View because it shows all my Premier accounts globally and I can make transfers in seconds."

Melanie, Account Director  United Kingdom

Want to learn more about HSBC Premier?

If you'd like an overseas account.

We can tell you the best way for you to apply for an overseas account. Simply select your current location and where you would like to open an account. We'll then walk you through the steps.

Learn more about the overseas account opening process, documents you may need and any fees.

If you'd like a local account

Learn more about HSBC Premier in your country/region and find out how to apply.

Explore more from HSBC Premier

Please select a market below to learn more about HSBC Premier in your market and to find out how to apply.

Argentina | Bermuda  | Mexico |  United States

Asia-Pacific

Australia |  mainland China  |  Hong Kong SAR  |  India  |  Indonesia   |  Macau SAR |  Malaysia   |  Philippines  |  Singapore  |  Sri Lanka

|  Taiwan  |  Vietnam

Expat offshore (Jersey)  |  Guernsey  |  Isle of Man  |  Malta  |

|  United Kingdom

Middle East

Bahrain  |  Egypt  |  Qatar  |  Türkiye |  United Arab Emirates

You might also be interested in

Life abroad

Find out how we can help you with moving, living and working abroad.

Study abroad

Get ready for your international adventure with resources for students, parents and graduates.

Buy property abroad

Support for your overseas mortgage and property purchase.

Manage wealth abroad

We make it easy to invest and trade currencies across the world.

1  All benefits listed on this page are subject to HSBC Premier customers meeting the eligibility criteria in at least one of the markets. 

2 Subject to local availability.

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Travel insurance 

Travel insurance update

We're no longer offering single and annual multi-trip travel insurance policies to new customers.

Our travel insurance policies

Insurance Aspects

For existing HSBC Advance customers with an HSBC Insurance Aspects policy

Premier Worldwide Travel Insurance

If you’re a Premier customer, here are the details of the worldwide travel cover for you and your family

Understand more about travel insurance

Things to consider when booking a holiday

Should you get travel insurance?

How to make an insurance claim

Customer support.

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Premier Legacy Assurance: A solution for family financial inheritance

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nsurance provider PT Asuransi Allianz Life Indonesia (Allianz Life) and PT Bank HSBC Indonesia (“HSBC Indonesia”) further strengthen their partnership and bancassurance distribution channel by launching Premier Legacy Assurance, a traditional whole life insurance product targeting affluent and high net worth individuals.

This legacy insurance product aims to maximize inheritance planning with various beneficial features such as the Booster Benefit, which provides a 20 percent increase in the sum assured every 5 years of the policy term. Customers can get a maximum increase of 200 percent of the initial sum assured, resulting in a total sum assured of up to 300 percent, including the sum assured increase from the Booster Benefit. This sum assured is designed to meet the needs of customers who wish to leave a larger sum assured as inheritance for their future generations.

Another advantage of this product is the End of Contract Benefit. Customers can enjoy a benefit equal to the amount stated in their policy, extending up to a maximum total of 300 percent of the sum assured. This provision encompasses any sum assured increase from the Booster Benefit, ensuring comprehensive coverage. Furthermore, this product boasts flexibility tailored to customers' preferences, allowing them to select the Premium Payment Term that best suits their needs. Choose between a Single Basic Premium or a Regular Basic Premium for a period of 3 years, with an Insurance Term extending up to the Insured's age of 100.

"This year, HSBC is celebrating our 140th anniversary in Indonesia. We have always been committed to providing the best services and solutions for our corporate and retail customers, throughout our journey in Indonesia. Therefore, together with Allianz Life, we are delighted to launch Premier Legacy Assurance for our Premier customers,” said HSBC Indonesia President Director Francois de Maricourt.

According to Lanny Hendra, Wealth, and Personal Banking Director of HSBC Indonesia, “Premier Legacy Assurance is the answer of HSBC Premier customers’ desire to augment their inheritance beyond their current assets. As the Best Wealth Manager in Indonesia, according to The Triple A for 6 consecutive years, it is paramount for HSBC Indonesia to consistently cater the wealth management needs of our Premier customers by providing relevant and comprehensive solutions."

 Source: HSBC

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Edinburgh is a great holiday destination, it may not always have the warmest climate but with such beautiful countryside and friendly people, it is hardly noticable. There are fabulous beaches not far from the centre of the city includingthe lovely town of North Berwick with its sandy beaches, sailing, boat trips, golf, tennis and watersports. A surfers paradise lies just 20 miles from Edinburgh at Gullane with its long beach surrounded by sand dunes. Its village has a selection of pubs, shops and restaurants.

Moscow Tourist Attractions

Visitors to Edinburgh will find plenty to do both indoors and out. The city is dominated by the huge castle that sits high above Edinburgh and offers tourists an insight into Scotland’s royal past. There are audio tours available daily. The zoo is one of Scotland’s most visited attractions. Edinburgh zoo is involved in various conservation projects and offers visitors a wealth of information about its animals which include Azara's agouti to Grevy's Zebra a penguin parade and feeding chimps.

A big part of the attraction for visitors to Edinburgh is the festivals; the Edinburgh Festival is the most famous. The Edinburgh Festival is a variety of different events which include The Fringe Festival, Edinburgh Book Festival, Edinburgh Military Tattoo and a Jazz Festival. During winter the city hosts many Christmas themed events which culminate in the Hogmanay.

Less than 10 miles from Edinburgh is the village of Roslin and the Rosslyn Chapel a Scheduled Ancient Monument. The chapel which has been described as an “Architectural Wonder” was built between 1446 and 1484 and almost every surface of the chapel is completely covered with carvings of individual figures and scenes. There are tours held for both adults and children to find out more about this world famous attraction.

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Kuznetski Most area in Moscow

Kuznetski Most is a small area between Tverskaya street, Kremlin, and Kitai Gorod (Lubyanka) and it's a downtown of Moscow. First of all, 'Kuznya' is a great place to walk: it is a real Moscow area, not a postcard at all, hectic busy streets neighbour tranquil lanes and courtyards with traditional architecture. There are also many very nice cafes, restaurants, clubs, and shops. If you want a cool place to meet people, go for a walk and to get the real feeling of the city, check out this area.

Long time ago there were only half-broken low wooden houses in Kuznetski Most area, and it was the place where poor blacksmithes lived. Blacksmith is 'Kuznets' in Russia, hence the name. In the beginning of the street (on top) there was a bridge over a small river, later this river was put underground, so there's no bridge anymore. About 200 years ago there was a rich Moscovitan noble buying this area. He immediately put away all the blacksmiths' houses and started to build a fancy new district. Just in few years he built up beautiful houses, with impressive ornaments, rich decoration, pools in the courtyards. Also, he opened some French boutiques in the area. That's when Kuznetski Most started to become fashionable. In a short time all the elite moved to this  area, and those who wasn't so fast were coming here to make some shopping and to sit in many of the restaurants and cafes around.  In the 20th century, when the communist times arrived, most of the buildings were given to government offices, some were given to soviet shops. The area became boring, the architecture was slowly deteriorating , but nobody seemed to care. In the beginning of the 90s  the area was revived again: the buildings were  restored , there was many new cafes being opened, boutiques, and shops. One important landmark of Kuznetsky Most is that it's home to FSB (Federal Security Bureau - former KGB) offices, and if you walk along Kuznetsky Most street you can get to the FSB reception, which is open 24 hours (in case you have something to report).  

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Moscow will become city of equal possibilities

The 24th of July in Moscow took place a meeting of the Coordinating council on disabled persons affairs. On this meeting mayor of Moscow Yuri Luzhkov announced that till the beginning of 2010 all the cultural and sport centers of the city must be adapted for the attendance of disabled persons.

2009 was proclaimed Year of equal possibilities. And till the end of it on the buildings equipped for invalids will appear corresponding signs as well as tickets in theatre and sports grounds.

The necessity of these signs will disappear as soon as the city will correspond to all requirements.

Next measure of mayor of Moscow was introduction of fines for the parking in places destined for the cars of invalids. This fine will exist together with the evacuation of the car-violator.

According to RIA “Novosti” there will be organized special walks with limiters colored in bright for wheelchair. In the city ramps will be equipped, curbs and footsteps removed where it is necessary. Also the slope for wheelchair and comfortable WC will be constructed.

All the dangerous objects such as glazed doors, fist and last steps will be colored in yellow, the color well distinguished by people with bad eyesight.

According to the program “Social integration of invalids and disabled persons” of 2007-2009 lifts in today’s houses will be reconstructed and equipped with vocal notifications of floor number. New houses will be built according to these requirements. There will be penalty for non-observance of these rules. But not all the projects are realized. Many houses where invalids live can’t be reconstructed and equipped ramps are not comfortable and exist as formality.

The problem with transport is to be resolved. Not all trolleybuses and buses are equipped with low floor. None of tramways has a special walk for wheelchair.

The program of creation of equal possibilities for invalids (more than a million in Moscow) must help invalids to feel natural in the city. This program must also raise the status of Moscow as a tourist city and make the stay in Moscow more comfortable for the disabled persons.

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Beware of apps from sources other than your phone’s official app stores which may contain malware. From 26 Feb 2024, new safety measure in the Android version of the HSBC HK App will be launched to protect you from malware. Learn more .

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Investment Daily: US stocks ended little changed on mixed earnings and ahead of GDP data

25 Apr 2024

Key takeaways

• US stocks ended little changed as Treasuries fell.
• European stocks and government bonds fell.
• Asian equities advanced.

US equities closed little changed on Wednesday, as investors digested mixed corporate earnings and awaited GDP and PCE inflation data. The S&P 500 ended flat.

US Treasuries edged lower (yields higher) ahead of Q1 GDP data due later today. 10-year yields rose 4bp to 4.64%.

European stocks fell on Wednesday on soft Q1 company earnings. The Euro Stoxx 50 lost 0.4%. The German DAX and French CAC decreased 0.3% and 0.2% respectively. In the UK, the FTSE-100 ended little changed (-0.1%).

European government bonds fell (yields rose) amid increased investor optimism towards the Eurozone economy. 10-year German yields gained 9bp to 2.59%, as 10-year French yields also rose 9bp to 3.09%. In the UK, 10-year yields increased 9bp to 4.33%, on fading hopes of an early BoE easing.

Asian stock markets advanced on Wednesday, led by tech shares ahead of more tech heavyweights’ earnings. Japan’s Nikkei 225 and Korea’s Kospi rose 2.4% and 2.0%, respectively. Hong Kong’s Hang Seng gained 2.2%, as China’s Shanghai Composite added 0.8%. Elsewhere, India’s Sensex edged 0.2% higher, while Indonesia’s Jakarta Composite rose 0.9% as bank shares climbed after the central bank’s surprising 25bp rate hike to support the rupiah. 

Crude oil prices settled lower on Wednesday amid subdued market risk sentiment and data showing a larger-than-expected decline in US crude stockpiles. WTI crude for June delivery fell 0.7% to USD82.8 a barrel.

Key Data Releases and Events

Germany’s IFO business confidence index rose further in April to 89.4, from 87.9 in March, led by improving sentiment in the services sector.

In the US , durable goods orders rose 2.6% mom in March. February’s data was revised down from 1.3% mom to 0.7% mom.

Releases due today (25 April 2024)

In the US , GDP is expected to moderate towards its trend rate in Q1 2024 with consumer spending remaining firm.

Turkey Central Bank is expected to hold interest rates at 50.00% in April as inflation concerns continue.

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Special Coverage: Dovish Fed comments boost markets despite recent inflation concerns  

Investment Outlook: HSBC Perspectives Q2 2024  

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