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The 6 Best Travel Cards for Europe in 2024

If you’re traveling to Europe, a travel money card can make spending and withdrawing cash when you’re away cheaper and more convenient. Different types of travel money cards, including travel debit cards, prepaid travel cards and travel credit cards, are available to support different customer needs. The right one for you will depend on your personal preference and how you like to manage your money. 

Read on for all you need to know, including a closer look at travel money card types, some great options to consider, and the sorts of fees you need to think about when you choose. 

Wise – good value debit card for Europe

Before we get into details about different travel money card options, let’s start with the Wise card as a good all-round option that allows you to hold and spend euros, as well as a diverse range of other European and world currencies.

Wise accounts have the flexibility to hold and exchange more than 40 currencies, plus you can get a linked Wise card for a one-time delivery fee. You can either top up your account in dollars and switch to EUR, RON, HUF, NOK, DKK, SEK or any of the other supported European currencies before you travel, or you can let the card automatically switch currencies as required. All currency conversion uses the mid-market exchange rate, with fees from as low as 0.43%. 

You can also get EUR , RON and HUF bank account details, as well as local account details for up to 7 other currencies, to receive payments easily to your Wise account . 

Here are some of the advantages and disadvantages of using the Wise travel money debit card , to help you decide if it's suitable for you.

What is a travel money card?

A travel money card can be used for payments online and in stores, and for cash withdrawals, just like your regular bank card can be. However, with a travel money card you’ll find the features and fees have been optimized for international use. That might mean you get a better exchange rate compared to using your normal card overseas, or that you run into fewer fees. Some travel cards also have options to earn cashback and rewards when you use your card internationally.

6 travel money cards for Europe compared

We’ll look at each of these card options in a little more detail in just a moment, but let’s start with an overview of how 6 top travel money cards for Europe line up side by side:

As you can see, the features of different travel money cards can vary pretty widely. In general travel debit cards can be convenient and often fairly cheap to use, while travel credit cards can offer some nice perks like cashback or rewards - but do mean you might run into interest and late payment charges, depending on how you choose to pay.

Travel debit cards often let you top up a linked account online or through an app, so you can set your budget and can’t spend more than you intend. Travel credit cards on the other hand let you spend to your card limit, and then repay the amount over a few months if you’d prefer to. Which is best for you will come down to how you like to manage your money - we’ll dive into a few more details about each card type, next.

What are different types of travel cards?

Broadly speaking, US customers are able to select a travel money card from either a regular bank or a specialist provider, which may be a travel debit card, travel prepaid card or a travel credit card. We’ll walk through what each travel money card type is, and pick out a couple of good card options, so you can compare and choose.

• Travel debit cards
• Travel prepaid cards
• Travel credit cards

1. Travel Debit Cards for Europe

Travel debit cards are usually offered by specialist providers, with linked digital accounts you can use to hold and convert a currency balance. While different cards have their own features, travel debit cards can usually be topped up easily online and through an app, with the option to see your balance and get transaction notifications through your phone too. That makes it easier to keep on top of your money, no matter where in the world you are.

Travel debit card Option 1: Wise

Wise is a good value travel money debit card for Europe. There’s no fee to open a Wise account , and just a small delivery fee for your Wise card, with no minimum balance and no monthly charge. You just pay low Wise fees from 0.43% when you convert currencies, and transparent ATM fees when you exhaust the monthly free transactions available with your account.

• No fee to open a Wise account, no minimum balance requirement
• 9 USD one time fee to get your Wise card
• 2 withdrawals, to 100 USD value per month for free, then 1.5 USD + 2%
• Hold EUR and 40+ other currencies, convert between them with the mid-market rate
• Get local account details to receive EUR and 8 other currencies

Travel debit card Option 2: Revolut

Revolut has a selection of different account tiers, so you can simply pick the account you prefer - from no-fee Standard plans to the 16.99 USD/month Metal plan. All Revolut accounts have linked cards, although exactly what type of card you get depends on your account tier. You can hold around 25 currencies including EUR, and convert currencies with the mid-market rate to your plan’s allowance. 

• No fee to open a Standard Revolut account, or upgrade for up to 16.99 USD/month 
• Card delivery fees may apply depending on your account tier
• All accounts have some no-fee applied currency conversion with 0.5% fair usage fees after that
• Standard plan holders can withdraw 400 USD overseas per month without paying fees
• Hold EUR and around 25 other currencies

Pros and cons of using debit travel cards in Europe

How to choose the best travel debit card for europe.

The best travel debit card for Europe really depends on your personal preferences and how you like to manage your money. If you’ll be traveling widely it makes sense to look for an account with mid-market currency exchange and a large selection of supported currencies as well as EUR, like Wise . Other providers like Revolut can also be a good pick, particularly if you’ll use your account very frequently and would prefer to pay a monthly fee to unlock lots of no fee transactions and extra perks.

Is there a spending limit with a travel debit card in Europe?

Different providers set their own limits for card use. Limits may apply daily, weekly or monthly, and can apply to different types of transactions. You might find you have a limit to the amount of ATM withdrawals you can make per day, for example, or the value of contactless payments - these limits are set for security and can sometimes be managed and changed in the provider’s app.

2. Prepaid Travel Cards for Europe

With a prepaid travel card you’ll need to order a card and add funds, to pay merchants and make cash withdrawals. While prepaid travel cards are usually issued on large global networks - and can therefore be used pretty widely - not all cards are accepted globally, so you’ll need to check network coverage in your destination country.

Prepaid travel card option 1: Bluebird American Express prepaid debit card

You can order a Bluebird prepaid debit card for free online. You’ll then be able to top up in cash or from a bank account. You can also add checks or have funds deposited by others - fees apply for some top up methods. While this card doesn’t allow you to hold foreign currencies, you won’t pay a foreign transaction fee to spend your USD balance abroad, which makes it a good choice when you’re away from home.

• Get a card for free by ordering online
• Top up in a range of ways in USD
• No foreign transaction fee when spending overseas
• ATM withdrawal fees of 2.5 USD or the equivalent when overseas
• American Express cards are not always accepted internationally - check coverage before you travel
• No interest to pay 

Prepaid travel card option 2: Discover it Secured

Discover it Secured is a credit card, but we’ve included it in our roundup of prepaid cards because it’s a secured card, which means you’ll need to pay an upfront deposit, and can then spend to that deposit level every month. Clear off your bill in full to avoid interest, and you could build a credit score, earn cashback and get no foreign transaction fees when you spend overseas, too.

• No annual card fee, although interest charges and late payment fees do apply
• No foreign transaction fees for spending overseas
• ATM withdrawal fees may apply including a 10 USD cash advance fee
• Earn cashback on spending and build credit as you do so
• Discover network is not always internationally supported - check your destination before you travel

Pros and cons of using prepaid travel cards in Europe

How to choose the best travel prepaid card for europe.

There’s no single best travel prepaid card for Europe - it’ll come down to your personal preference. If you’re looking specifically for a prepaid debit card you can use in Europe with no foreign transaction fee, try the Bluebird card option. However, if a credit card suits you, the Discover it Secured can be a strong pick thanks to the cash back options available.    

Is there a spending limit with a prepaid card in Europe?

Different prepaid travel cards set their own limits for spending and withdrawals, which can  vary between currencies. You’ll need to check your card’s terms and conditions carefully to make sure you pick a provider which suits your needs.

3. Travel Credit Cards for Europe

Travel credit cards typically offer some extra international features compared to regular credit cards, such as low or no foreign transaction fees or extra option to earn rewards when you’re abroad. In general, travel credit cards are safe and convenient but can be more expensive compared to using a debit card option. Before you select the right card for you it’s important to check the fees, rates, eligibility rules and interest rates which apply, so you can make sure it’s a good fit for you.

Travel credit card option 1: Capital One Venture Rewards

The Capital One Venture Rewards card has no foreign transaction fees when you spend overseas. There’s also a comparatively low cash advance fee when you use an ATM, at 3 USD or 3% whichever is higher. You’ll need to repay your bill in full every month to avoid fees and interest, but can earn travel rewards and miles on your day to day spending.

• No foreign transaction fee
• Earn travel rewards on spending 
• Get extras like lounge access and free travel insurance
• International spending uses the network exchange rate 
• Variable interest rates which apply if you don’t pay off your bill in full

Travel credit card option 2: Chase Sapphire Preferred

The Chase Sapphire Preferred card has a variable interest rate with no foreign transaction fee to pay. However, you’ll need to pay a 95 USD annual card charge to get your card in the first place. Currency conversion uses the network exchange rate - plus there are benefits and rewards available for cardholders.

• Variable interest rates and a 95 USD annual fee
• Check your eligibility and order a card online easily
• Network exchange rates apply

Pros and cons of using credit cards in Europe

How to choose the best travel credit card for europe.

The best travel credit card for Europe will depend on your personal preferences. If you’re interested in earning rewards and cash back on your overseas spending, a travel rewards card like the Chase Sapphire Preferred could be a good bet as it has no foreign transaction fee and offers rewards on all spending. Whichever card you’re considering you’ll want to weigh up the potential fees you’ll need to pay against the rewards you can earn to make sure it’s worthwhile.

If you are looking to get more information about the country that you're travelling to, you can check out our travel card guides:

• Best travel cards for Spain
• Best travel cards for Italy
• Best travel cards for France
• Best travel cards for Turkey
• Best travel cards for Canada

Which cards are accepted in Europe?

It’s important to know that you may find that different card networks are more popular in one country than they may be in another. For example, while Visa and Mastercard are pretty widely accepted globally, other popular US card networks, like American Express and Discover cards are less likely to be accepted in some countries and regions. In most cases it’s best to carry more than one means of payment when you travel - for example a credit card and a specialist travel money card which has been issued on a different network - so that you always have a plan B if your preferred payment method isn’t available.

Related:  How to buy Euro in the US

Conclusion: Which travel money card is best for Europe?

If you’ve planned travel to Europe you might want to pick a travel money card for EUR spending, or to spend in any of the other currencies used in European countries, like Polish zloty or Bulgarian lev. Travel money cards have different features, and can be picked up via regular banks or online specialists. 

You could opt for a low cost travel debit card which comes with a linked account to hold a selection of currencies - like the Wise account. Or you might prefer a prepaid travel money card like the Bluebird American Express debit card which can be linked to a fee free account. Finally, another option is to get a travel credit card either to earn cashback and rewards, or to avoid foreign transaction fees. 

Use this guide to start your research and pick the right option for your specific needs.

Go to Wise Go to Revolut

FAQ - Best travel cards for Europe 2024

1. Which card is best to use in Europe?

There’s no single best card to use in Europe. Which is right for you will depend on your preferences and where exactly you’re headed to. While many countries in Europe use euros, there are also quite a lot of other currencies - so having a multi-currency account from a provider like Wise or Revolut can be a good bet as you’ll be able to hold and exchange EUR alongside dozens of other major currencies for convenience.

Related: Best Euro cards

2. What is the best way to pay when traveling in Europe?

Spending with your card is convenient when traveling in Europe, but you’ll be best off having several different payment methods just in case your first choice isn’t supported. For example, you could choose 2 different debit or credit cards, issued on different networks, and you could also get euros in advance so you have some cash on you for those times when cards aren’t available.

3. Can you withdraw cash with a credit card in Europe?

You can usually make cash withdrawals with a credit card in Europe at any ATM that supports your card network. You’ll often find that a fee applies, and you may start to accumulate interest on the withdrawn amount immediately. Travel money debit cards from providers like Wise and Revolut can be a lower cost option for cash withdrawals in EUR.

4. Can I use a US card in Europe?

You can use your US card anywhere you see the card network’s logo displayed. Visa and Mastercard networks are very well supported globally, including in Europe, making these good options to look out for when you pick your travel debit card for Europe.

5. Are prepaid cards safe?

Prepaid cards from reputable providers are safe to use at home and abroad. They aren’t linked to your main bank account which can offer extra peace of mind, and may also make it easier to manage your travel budget. However, you’ll need to check the card features and fees carefully to make sure you're getting the best match for your needs.

6. What are the main fees for travel cards when traveling?

The fees applied for travel cards can vary widely depending on the provider and the card type. With debit cards you may find ATM fees, and costs for converting currencies, although specialist providers like Wise and Revolut have linked multi-currency accounts which can bring down the costs of currency conversion. Credit card fees include cash advance charges, foreign transaction fees and interest.

9 types of cards you should pack for your next trip abroad

When traveling abroad, what you pack in your wallet matters as much as what you pack in your luggage.

The approach to both should be the same: Keep it simple and practical. You'll want at least one credit card that charges no foreign transaction fees , one that earns bonus points on travel, another that offers travel insurance and rental car coverage , and a fourth that gets me hotel elite status benefits.

Regardless of where your next trip takes you, this guide will run through nine credit cards for international travel that will serve you well on your travels abroad.

A card with no foreign transaction fees

When traveling internationally, you should have at least one card that doesn't charge foreign transaction fees . You're bound to make purchases abroad, so why pay an (up to) 3% fee every time you swipe your card? In many cases, these fees will negate the rewards you'll earn, defeating the purpose of using a credit card for international travel to begin with.

Nowadays, most travel rewards credit cards waive foreign transaction fees, but a few everyday cards do not. For example, the Chase Freedom Unlimited and Chase Freedom Flex are popular no-annual-fee cards that charge a 3% transaction fee when you use them abroad. Double-check your favorite rewards cards and ensure they do not impose foreign transaction fees. Here are some of our favorite card picks in this category:

• Chase Sapphire Preferred Card
• Chase Sapphire Reserve
• The Platinum Card® from American Express (see rates and fees )
• American Express® Gold Card (see rates and fees )
• Capital One Venture Rewards Credit Card (see rates and fees )
• Capital One Venture X Rewards Credit Card (see rates and fees )
• Hilton Honors American Express Aspire Card (see rates and fees )
• Capital One Savor Cash Rewards Credit Card
• Bank of America® Premium Rewards® Credit Card
• Alaska Airlines Visa Signature® credit card

The information for the Hilton Aspire Amex card and the Capital One Savor has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

A card that earns bonus points on travel

If you're going to travel anywhere, you'll need a travel rewards card that earns a sufficient number of points. After all, you'll spend a lot on hotel charges, restaurants, transportation and more. A travel rewards card can help you get as many as 10 points per dollar on these purchases.

• The Platinum Card® from American Express – 5 points per dollar on flights booked directly with airlines or Amex Travel on up to $500,000 on purchases per calendar year and 5 points per dollar on prepaid hotels booked with Amex Travel
• Citi Premier® Card – at least 3 points per dollar on air travel and hotels (see rates and fees )
• Chase Sapphire Reserve – at least 3 points per dollar on travel
• Ink Business Preferred Credit Card – 3 points per dollar on the first $150,000 spent in combined purchases in multiple categories, including travel each account anniversary year
• Chase Sapphire Preferred Card – at least 2 points per dollar on travel
• Capital One Venture Rewards Credit Card – 2 miles per dollar on all spending
• Capital One Venture X Rewards Credit Card — 10 miles per dollar on hotels and rental cars booked through Capital One Travel, and 5 miles per dollar on flights booked through Capital One Travel

While it's easy to go for the card with the highest travel bonus, you'll want to consider a few other factors. Namely, you'll want a card that protects your travel purchases.

A card that offers travel protection

When you're traveling abroad, a lot can happen. Your travel plans may unexpectedly change, and if you don't have travel insurance , you could be in a tough spot. Luckily, you don't need to purchase travel protection coverage every time you travel if you have the right credit card for international travel.

Be sure to bring along a card that offers travel protection , including trip cancellation/interruption protection, trip delay reimbursement and emergency evacuation and transportation coverage.

• The Platinum Card® from American Express
• The Business Platinum Card® from American Express
• Ink Business Preferred Credit Card
• Bank of America® Premium Rewards® credit card
• United Club Infinite Card
• Delta SkyMiles® Reserve American Express Card
• U.S. Bank Altitude Reserve Visa Infinite® Card

The information for the U.S. Bank Altitude Reserve card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Remember that coverage may be restricted, depending on where you live or your travel destination.

Related: When to buy travel insurance versus when to rely on credit card protections

A card that offers primary rental car coverage

Rental car coverage is crucial, especially when you're traveling abroad. The last thing you want is to get into a fender bender and get hit with a higher insurance premium. You can buy primary coverage at the rental counter or get it for free using a card that offers primary rental car coverage , such as:

• Ink Business Cash Credit Card
• United Explorer Card
• United Quest Card
• United Business Card
• Ink Business Unlimited Credit Card

A card that offers airport lounge access

Traveling abroad means spending quite a bit of time at the airport. You need to arrive several hours before departure and will probably have a few hours to spare. An airport lounge is a great place to pass the time and grab a snack before a flight.

Luckily, many premium credit cards offer lounge access , although you can also score day passes with a card like the Hilton Honors American Express Surpass® Card .

• The Platinum Card® from American Express – Priority Pass Select membership (except restaurants) and access to Centurion Lounges , Delta Sky Clubs (before same-day Delta flights; limited to 10 annual visits from Feb. 1, 2025), Plaza Premium, Airspace and Escape lounges
• The Business Platinum Card® from American Express – Same access as The Platinum Card
• Chase Sapphire Reserve – Priority Pass Select membership, which includes access to Chase Sapphire Lounges
• Capital One Venture X Rewards Credit Card — Priority Pass Select membership (except restaurants) and access to Capital One Lounges
• Citi® / AAdvantage® Executive World Elite Mastercard® (see rates and fees ) – American Airlines Admirals Club membership
• Delta SkyMiles® Reserve American Express Card – Access to The Centurion Lounge when you book your Delta flight with this card. Get Delta Sky Club when flying a same-day Delta flight, plus four one-time guest passes. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
• Delta SkyMiles® Reserve Business American Express Card – Complimentary Delta Sky Club access when traveling with Delta. Plus, per-visit rate of $50 per person for up to two guests . Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
• United Club Infinite Card – Complimentary United Club membership

Enrollment required for select benefits.

So what's the best card for international lounge access? That depends on various factors, but The Platinum Card® from American Express offers the most comprehensive network. You not only get Priority Pass Select membership, but you can also visit lounges within the exclusive Centurion lounge network. Just note that this card won't give you access to Priority Pass restaurants.

A card that offers hotel elite status benefits

Having hotel elite status abroad is incredibly valuable. You'll not only earn more points on your hotel stays, but you'll also save money via perks such as free breakfast and club lounge access. As an elite member, you'll also qualify for room upgrades, which can be great in places where hotel rooms tend to be smaller (looking at you, Europe). With the right hotel credit card , you can get top-tier status outright or spend your way there.

• Hilton Honors American Express Aspire Card – Automatic Hilton Honord Diamond status; $450 annual fee (see rates and fees )
• Hilton Honors American Express Surpass® Card – Hilton Honors Gold status, plus earn Diamond after spending $40,000 in a calendar year
• Marriott Bonvoy Brilliant® American Express® Card – Marriott Platinum Elite status
• The Platinum Card® from American Express – Hilton Honors and Marriott Gold status. Enrollment required
• Marriott Bonvoy Boundless Credit Card – Marriott Silver elite status, plus earn 15 elite night credits per calendar year towards the next level of Marriott Bonvoy Elite status
• IHG One Rewards Premier Credit Card – IHG Platinum Elite status
• World of Hyatt Credit Card – Hyatt Discoverist status

A card that offers Global Entry fee credits

Forget long customs lines when you return to the U.S. Rather than spending an hour in line, you can skip over to the Global Entry kiosk and get through in a matter of minutes.

If you want a smooth experience (and no lines) when returning from your trip abroad, the $100 Global Entry application fee (including TSA PreCheck) is well worth it. Better yet, get yourself a credit card that offers a Global Entry fee credit and put that $100 toward its annual fee. You'll get a nice welcome bonus and your Global Entry application fee covered. These credits get renewed up to every five years in time for your renewal application.

• Capital One Venture Rewards Credit Card ($95 annual fee; see rates and fees )
• Capital One Venture X Rewards Credit Card ($395 annual fee; see rates and fees )
• The Platinum Card® from American Express ($695 annual fee; see rates and fees )
• Chase Sapphire Reserve® ($550 annual fee)
• United Explorer Card ($0 intro annual fee for the first year, then $95)
• Marriott Bonvoy Brilliant® American Express® Card ($650 annual fee; see rates and fees )
• Bank of America® Premium Rewards® credit card ($95 annual fee)
• Citi® / AAdvantage® Executive World Elite Mastercard® ($595 annual fee)
• IHG One Rewards Premier Credit Card ($99 annual fee)

Related: 14 things you should know about Global Entry before your next trip

A card that offers travel credits

Things can get expensive when traveling abroad, but you might be covered if you carry a premium credit card in your wallet. Many of these cards offer annual travel credits that are either airline/hotel specific, or you can use them for virtually anything.

If you have one of these cards in your wallet, you'll want to pack it for your trip abroad to put that annual credit to use and lower your out-of-pocket expenses.

• Hilton Honors American Express Aspire Card – Up to $250 Hilton resort credit and up to $250 in statement credits for airline incidentals. Enrollment required for select benefits
• The Platinum Card® from American Express – Up to $200 airline fee credit, up to $200 Uber cash (distributed in $15 monthly increments and on U.S. services), up to $200 prepaid hotel statement credits with Fine Hotels + Resorts or The Hotel Collection each calendar year on bookings (two-night minimum stay required with The Hotel Collection), up to $189 Clear Plus membership credit per year. Enrollment is required for select benefits
• Capital One Venture X Rewards Credit Card — $300 in annual credits for flights, hotels or rental cars booked through the Capital One Travel portal
• U.S. Bank Altitude Reserve Visa Infinite – Up to $325 general travel credit
• Chase Sapphire Reserve – Up to $300 general travel credit
• Marriott Bonvoy Brilliant® American Express® Card – Up to $300 statement credit each calendar year for eligible purchases at restaurants worldwide
• The Business Platinum Card® from American Express – Up to $200 in statement credits for airline incidental fees per calendar year. Enrollment is required
• Bank of America® Premium Rewards® credit card – Up to $100 airline incidental fee statement credit
• Citi Premier® Card (see rates and fees ) – Annual $100 hotel savings when you spend at least $500 or more (excluding taxes and fees) in a single booking through Citi ThankYou Travel

A debit card that waives international ATM fees

Credit cards aren't as widely accepted abroad as in the U.S. It's not just off-the-beaten-path destinations where you'll need to carry cash – I've encountered merchants in fairly large European cities that did not accept credit cards. You might find yourself short on cash, so a trip to the ATM will be necessary.

That's why bringing a debit card that charges no international ATM fees when you use it abroad is so important. The Charles Schwab debit card is a great option because it carries no fees whatsoever and reimburses all international ATM fees. You can even use the card for purchases since it charges no foreign transaction fees .

• Capital One debit card – Requires a Capital One 360 checking account
• Charles Schwab debit card – Requires opening a Schwab Bank High Yield Investor checking account
• Fidelity Visa Gold Check Card – Requires a Fidelity Cash Management Account
• SoFi Money debit card – Requires a SoFi Money account

The information for the Capital One debit, Charles Schwab, Fidelity Visa Gold Check and SoFi Money debit cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Related: 5 cards I take with me on every trip abroad

Which cards are best for travel abroad?

The best credit cards for international travel are the most widely accepted and offer robust rewards, travel protection and benefits. While there is no single perfect card that fits everyone's travel needs, the Chase Sapphire Reserve checks off the most boxes. As a Visa card, it's also more widely accepted than Amex cards — but with a $550 annual fee.

For those looking for a more budget-friendly option, the Capital One Venture Rewards Credit Card is a great pick. It has a $95 annual fee (see rates and fees ) and offers (secondary) rental car coverage and a Global Entry application fee credit every four years. Not only can you offset most of your travel expenses by charging them to this card and redeeming your Capital One miles for 1 cent per mile, but you can also transfer your miles to airline and hotel partners.

Do I need a card with a chip-and-pin?

Chip-and-pin credit cards are popular throughout Europe, so you may want one in your wallet if you travel abroad. The good news is that many popular reward credit cards are already chip-and-pin enabled, so you may not have to go through the hassle of finding another card to apply for. Many merchants now offer contactless pay (services like Apple Pay).

What are foreign transaction fees?

Some credit cards impose foreign transaction fees on purchases made abroad. These fees are usually around 3%. We're all about saving on travel, so avoiding another 3% charge on top of all your travel spending would be ideal. Get yourself a rewards card without foreign transaction fees , and you won't have to worry about this added expense.

Do I need to let my card issuer know if I'm traveling abroad?

You don't have to let your card issuer know you're traveling abroad, but it's a good idea to do so. That way, you minimize the risk of your purchases being declined abroad. Some banks allow you to submit travel notices online, while others require you to call and speak to a representative. Provide a list of countries you plan on visiting, and your account will be notated. Abnormal transactions may still get flagged, but this way, you reduce the chances of your purchases being declined.

Bottom line

Now is a great time to plan your next trip by saving up transferable rewards and making sure you have the right credit cards for international travel in your wallet. You'll save money, earn more points and enjoy a better travel experience. Whichever card combination you pick, make sure it covers all the criteria outlined above.

For rates and fees of the Amex Platinum Card, please click  here. For rates and fees of the Marriott Bonvoy Brilliant Amex Card, please click  here. For rates and fees of the Amex Gold card, click here . For rates and fees of the Hilton Aspire card, click here .

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Additional reporting by Ryan Wilcox and Stella Shon.

Updated as of 4/18/2024.

Best credit cards for international travel in 2024

Dec 29, 2023 • 15 min read

Your next great adventure is never far away when you're maximizing points and benefits with the best cards; Mattertal, Switzerland © mbbirdy / Getty

This series of articles about credit cards, points and miles, and budgeting for travel is brought to you in partnership with The Points Guy .

Advertiser Disclosure:  This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. This relationship may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. All information about the Wells Fargo Autograph Card has been collected independently by Lonely Planet. This card is not available through Lonely Planet.

When traveling abroad, the right credit card can be as crucial as your passport. The best credit card can help you not only earn more rewards, but it can also provide valuable protections and benefits. A credit card can save you money on foreign transaction fees and protect your purchases from fraudulent activity and theft.

Some credit cards can make your travels more comfortable with valuable perks like lounge access, elite status benefits and travel insurance. 

For international travel, you’ll want a credit card that waives foreign transaction fees and offers bonus points on travel along with travel insurance. We’ve taken the guesswork out of this task for you by rounding up the best credit cards for international travel:

How to get started with travel points and airline miles

The best credit cards for international travel in 2024:

• Best overall: Chase Sapphire Preferred® Card
• Best for luxury travel perks: The Platinum Card® from American Express *
• Best for travel insurance: Chase Sapphire Reserve®
• Best for tours and activities: Capital One Venture Rewards Credit Card
• Best for dining around the world: American Express® Gold Card *
• Best for no annual fee: Wells Fargo Autograph℠ Card

The best credit cards for airline miles

Chase Sapphire Preferred® Card: Best overall for international travel in 2024

The Chase Sapphire Preferred® Card is an excellent card for international travel because it checks all the boxes regarding benefits you’ll need when traveling abroad. The card provides vital travel protections and earns valuable rewards at a reasonable $95 annual fee. Cardholders earn 5 points per dollar on travel purchased through the Chase Travel℠ portal and 2 on all other travel purchases. The card also comes with valuable travel insurance, which is vital when traveling abroad. 

Cardholders pay no foreign transaction fees, which hover around 3% for purchases abroad on standard credit cards. Whether paying your hotel bill or doing extra shopping, the waived fee can add substantial savings.

Sapphire Preferred cardholders get up to $10,000 per person in trip cancellation/interruption insurance, primary rental car coverage (in the U.S. and abroad), up to $100 per day in baggage delay insurance (maximum of five days) and up to $500 in trip delay reimbursement per ticket. These protections can be beneficial in case of travel delays or emergencies. While you may consider buying supplemental travel insurance for certain trips, these credit card protections provide excellent baseline coverage.

Welcome bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Rewards: Earn 5X points on travel purchased through Chase Travel℠ (excluding hotel purchases that qualify for the $50 Annual Chase Travel℠ hotel credit);  3X points on dining at restaurants, including eligible delivery services, takeout and dining out; 3X points on online grocery purchases; 3X points on select streaming services; 2X points on all other travel; 1X on other purchases.

Travel benefits: Annual $50 Chase Travel℠ hotel credit, trip cancellation/interruption insurance, primary rental car insurance, trip delay reimbursement, baggage delay insurance, travel and emergency assistance services.

Credit score required: Good to Excellent.

Annual fee: $95. See rates and fees .

• Generous category bonuses.
• Excellent rewards program with a great selection of airline and hotel transfer partners.
• $50 annual travel credit.
• Extensive travel protections, including primary rental car insurance abroad. 
• The card is subject to Chase’s 5/24 rule (meaning you won’t be approved if you’ve opened five credit cards at any bank in the last 24 months).
• The $50 annual hotel credit is limited to Chase Travel℠ bookings (and does not earn bonus points).

How to use points and miles to save money on travel

The Platinum Card® from American Express: Best for travel perks

No other credit card can compete with The Platinum Card® from American Express  regarding travel perks. The card offers over $1,500 in annual statement credits for airline fees, hotel bookings and trusted-traveler programs like CLEAR® Plus and Global Entry . Global Entry is particularly useful for international trips, as it expedites the passport control process.

Cardholders can upgrade to Hilton Honors and Marriott Bonvoy Gold elite status without ever stepping foot in a hotel lobby. These higher status levels can provide added perks like room upgrades and complimentary breakfast, enhancing your hotel experience. 

The Platinum Card 's travel protections can provide added peace of mind with trip delay coverage and cancellation/interruption insurance.*

Welcome bonus: Earn 80,000 points after $8,000 spent within six months of account opening. 

Rewards: Earn 5X points on flights booked directly with airlines or Amex Travel (up to $500,000 per calendar year); 5X points on prepaid hotels booked with Amex Travel; 1X point on everything else.

Travel benefits: Annual airline fee credit up to $200; annual hotel booking credit up to $200 (Hotel Collection requires a minimum two-night stay); annual Uber Cash up to $200; $20 monthly digital entertainment credit for select streaming services; $155 Walmart+ Credit; $300 annual Equinox statement credit; $50 Saks credit issued semi-annually; $189 CLEAR Plus credit; Hilton and Marriott Gold elite status; elite status with Avis, Hertz and National rental car; trip delay insurance; trip cancellation & interruption insurance.

Credit score required: Good to Excellent.

Annual fee: $695. See rates and fees .

• Wide range of travel credits that offset the annual fee (if you use them).
• Earns valuable Membership Rewards points.
• Exceptional travel protections.
• High annual fee.
• Category bonuses are limited to Amex Travel and direct bookings.
• The current welcome bonus isn’t the highest to date, and the card is subject to the Amex once-per-lifetime rule.

Best travel credit cards for foodies

Chase Sapphire Reserve®: Best for travel insurance

Comprehensive travel insurance is essential when traveling abroad – things always go wrong, and you don’t want to incur added expenses on top of your trip. The Chase Sapphire Reserve® provides exceptional travel insurance. Depending on your travel habits, you may not even need to buy a policy. Simply charge your travel expenses to the card, and you’ll be covered in case of trip delays, lost luggage and rental car accidents. The card provides emergency medical services and transportation up to $100,000 and trip cancellation/interruption coverage up to $10,000 per person and $20,000 per trip. In case of trip delays of six hours or longer, each passenger will be reimbursed up to $500 per ticket for meals and lodging. 

If you arrive at your destination and discover your luggage is missing, you’ll get up to $3,000 per passenger to buy essentials. This policy also applies to damaged luggage, including carry-ons.

The Sapphire Reserve ’s auto rental collision damage waiver is one of the best in class. It applies to rentals made abroad and covers up to $75,000 in case of theft or collision damage.

Welcome bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

Rewards: Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

Travel benefits: Up to $300 in annual travel statement credits, including airfare, hotels and rental cars; get 50% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠; Priority Pass Select membership; application fee credit towards Global Entry, TSA Precheck or NEXUS every four years; travel protections including cancellation/interruption insurance, trip delay reimbursement, primary rental car insurance, lost luggage reimbursement and emergency evacuation and transportation.

Credit score:  Excellent.

Annual fee: $550 (plus $75 per authorized user). See rates and fees .

• Comprehensive travel insurance when you use the Sapphire Card for booking.
• Application fee credits for Global Entry, TSA Precheck and NEXUS.
• Priority Pass Select membership for access to over 1300 airline lounges worldwide.
• The $300 annual travel credit partially offsets the high annual fee. 
• Approval is subject to the Chase 5/24 rule (ie, you might not qualify for the card if you've signed up for 5 or more credit cards in the last 24 months).
• $75 authorized user fee.

10 amazing hotels around the world you can book with points

Capital One Venture Card: Best for international tours and activities 

The Capital One Venture Rewards Credit Card is the best card for tours and activities because it offers unlimited 2 miles per dollar on every purchase, making it easy to earn rewards quickly. Plus, the miles can be redeemed for any travel-related expense, so you can use them to book flights, hotels, rental cars and more. 

Additionally, cardholders get six months of complimentary membership to The Cultivist. This subscription platform typically costs $40 per month and provides free admission to over 60 museums, including the New York Met, Paris Louvre and The Art Institute of Chicago. You can bring up to three guests for free, making the Venture Card a terrific credit card for tours and activities.

With its simple reward structure and no-hassle redemption process, the Capital One Venture Card is an ideal choice for travelers looking to save money on their next tour or activity.

Welcome bonus: Earn 75,000 bonus miles after spending $4,000 in the first three months of account opening.

Rewards: 5X miles on hotels and rental cars booked through Capital One Travel; 2X miles on all other purchases.

Travel benefits: Up to a $100 credit for Global Entry or TSA PreCheck, Hertz Five Star status, rental car insurance and travel accident insurance, Capital One Dining access; complimentary six-month membership to The Cultivist.

Credit score:  Good to Excellent.

Annual fee: $95. 

• $100 credit towards Global Entry or TSA Precheck application fees every four years.
• Generous lounge benefit for a $95 annual fee card.
• Simple rewards structure with multiple international airline transfer partners.
• Limited lounge network compared to other credit cards.

Should you book travel with cash or points?

American Express Gold Card: Best for dining around the world

Dining is one of the most significant expenses when you’re traveling abroad. The American Express Gold Card is the best card to pack in your wallet, earning 4 points per dollar spent at restaurants. The card also earns 3X points on flights booked directly with airlines or Amex Travel so that you can maximize every dollar spent on vacation. 

The Amex Gold Card also offers up to $10 in monthly Uber Cash and another $10 towards Grubhub, Cheesecake Factory, Goldbelly, Milk Bar and select Shake Shack locations. Granted, you may not find many Cheesecake Factories abroad, but it’s a nice bonus that could come in handy during domestic travels. The card qualifies for Amex Offers, a rotating list of discounts at popular retailers, restaurants and hotels. You can save hundreds of dollars by taking advantage of dining deals through this portal.

Welcome bonus: Earn 60,000 Membership Rewards points after you spend $6,000 within the first six months of account opening.

Rewards: Earn 4X points at restaurants; 4X points at U.S. supermarkets (up to $25,000 per year in purchases and then 1x after); 3X points on flights booked directly with airlines or Amex Travel; 1X points on all other purchases. 

Travel benefits: Receive up to $10 in monthly Uber Cash (valid for rides or Uber Eats orders); up to $10 in monthly dining credit at Grubhub, Cheesecake Factory, Goldbelly, Milk Bar and select Shake Shack locations; secondary rental car coverage*; baggage insurance plan; Global Assist hotline; access to experience credits and travel perks through The Hotel Collection.

Credit score: Good to Excellent.

Annual fee: $250. See rates and fees .

• High earnings on popular travel spending categories.
• Up to $240 in annual dining credits.
• Amex Offers provides additional savings on travel.
• Includes valuable travel protections.
• The current welcome bonus isn’t the highest to date. 
• The card is subject to American Express’s once-per-lifetime rule.

American Express Gold Card review: a 'gold' standard with impressive benefits

Wells Fargo Autograph℠ Card: Best for no annual fee

The Wells Fargo Autograph℠ Card is a great option for international travel if you want a card that earns generous rewards and minimal fees. The card waives foreign transaction fees, which is unusual for a card with no annual fee. It also offers generous bonuses on popular travel spending categories like dining, gas, transit, airfare, hotels, rental cars and cruises. With a 0% intro APR for 12 months, this is an excellent choice if you need to finance some purchases in the short term.

Welcome bonus: Earn 20,000 bonus points when you spend $1,000 in purchases in the first three months.

Rewards: Earn 3X points on travel, gas, restaurant, transit and popular streaming services; 1X points on all other purchases. 

Travel benefits: Secondary rental car insurance in the US., primary rental car coverage abroad, travel and emergency services assistance, emergency cash disbursement and card replacement, cell phone protection (up to $600 per year). 

Annual fee: $0. 

• High earning potential in board travel spending categories.
• One of the few credit cards offering cell phone protection.
• Primary rental car coverage abroad and secondary in the U.S.
• Low welcome bonus.
• Points are not transferable to airline or hotel loyalty programs.
• No travel protections outside of rental car insurance. 

How to travel to Bali with points and miles

Who should get a credit card for international travel?

Anyone who frequently travels internationally should consider getting a credit card for international travel. There are added costs and hassles associated with traveling abroad that these credit cards can eliminate. With the right credit card, you’ll earn bonus points in popular spending categories restricted abroad. 

You don’t have to be a frequent traveler to benefit from these cards either. They can provide peace of mind by serving as a backup form of payment if your debit or cash is lost or stolen while abroad. In fact, the right credit card can serve you well even when you’re just going about your daily routine.

Below are some of the features and benefits you should look for when choosing a credit card for international travel:

Traveling to Europe using points and miles

How to choose the best credit card for international travel

When it comes to international travel, selecting the right credit card is essential. The right credit card can save you money on fees and travel expenses and provide you with a range of benefits to make your trip easier and more enjoyable. Here are some tips for choosing the best credit card for international travel: 

No foreign transaction fees:  Many credit cards charge a fee of up to 3% when you use them abroad. Look for a card that doesn’t charge these fees so you can save money when making purchases in other countries. 

Bonus points on travel:  Many cards offer rewards in popular spending categories like travel, dining, groceries and gas. These points can then be redeemed for free flights, hotel stays or other travel perks. Some credit cards limit bonus points on dining and grocery spending to U.S. supermarkets and restaurants only. You’ll want a card in your wallet that offers bonus points in the U.S. and abroad since these expenses add up during travels. 

Trusted traveler programs:  Navigating airports can be a stressful experience both in the U.S. and abroad. Trusted traveler programs like TSA Precheck , Global Entry and NEXUS can eliminate the hassle (and long lines). When choosing a credit card for international travel, consider one that offers an application fee credit for trusted traveler programs. These credits can offset high annual fees and make your next trip abroad much more pleasant.

TSA PreCheck vs. Global Entry: A guide to picking the best one for you

International credit cards FAQ

Which cards are best for international travel.

The best international travel cards are those with no foreign transaction fees, offer travel protections and earn bonus rewards on travel purchases. Some of the top cards for international travel include the Chase Sapphire Preferred , Capital One Venture Rewards Credit Card and The Platinum Card® from American Express .

The best credit cards for airport lounge access

What’s the advantage of using a credit card when traveling internationally?

The main advantage of using a credit card when traveling abroad is its convenience and security. Credit cards offer a secure way to make purchases without carrying large amounts of cash. Some credit cards also earn rewards on travel purchases, offer travel insurance and waive foreign exchange fees.

The best credit cards with no international fees

Is American Express or Visa better for international travel?

It depends on the country you are traveling to and which cards are accepted in that country. Generally, Visa is accepted more widely than American Express, so it may be the better option for international travel.

The best travel credit cards

* Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit  americanexpress.com/ benefitsguide  for more details. Underwritten by Amex Assurance Company.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit  americanexpress.com  to learn more.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

This article was first published Aug 2, 2023 and updated Dec 29, 2023.

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How to Choose a Credit Card for Europe Travel

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Table of Contents

For booking your Europe trip

When traveling within europe, other questions to ask, if you want to pack a new credit card for your next trip to europe.

So you’ve finally started planning a trip to Europe. You’ve figured out which countries you’d like to visit, you’re itching to try on that new beret you just purchased, and you’re wondering — what is the best credit card for Europe travel?

The U.S. credit card market is overflowing with cards competing for your attention, which may make it seem confusing when it comes time to actually, well, buy anything. We break it all down to find out the best travel credit cards for Europe, both before and during your trip.

The best time to figure out your travel credit card strategy is before you actually begin to buy anything for your trip. Why? Because travel rewards credit cards offer some of the most lucrative sign-up bonuses .

With a large trip to Europe on the horizon, you’ll ideally want to give yourself enough time to earn the bonus and wait for the points or miles to be deposited into your account (so that you can redeem them for hotels, flights and more).

» Learn more: Why you should get your new travel card 6 months ahead of your trip

Travel credit cards

If want to purchase airfare, hotel rooms, train tickets, a rental car or gas, you’ll want a credit card that maximizes returns on all of these. In this case, your best bet is the Chase Sapphire Reserve® . After the first $300 is spent on travel purchases annually, the card earns 5x points on flights, 10x points on hotels and car rentals, and 10x points on Chase Dining purchases made through Chase Ultimate Rewards® .

With a broad definition of what counts as “travel,” the Chase Sapphire Reserve® also earns 3x points on other travel worldwide, including dining at restaurants, via delivery services or takeout. Since the card earns 1x points on all other purchases, it can give Europe-bound travelers some serious value.

In addition to great bonus categories, this card also features premium benefits to ease your travel experience, including Priority Pass airport lounge access and a Global Entry, NEXUS or TSA PreCheck fee credit.

The Chase Sapphire Reserve® comes with a hefty annual fee of $550 , which may be off-putting to some. In that case, the Chase Sapphire Preferred® Card offers the same broad definition of travel and 2x bonus points per dollar while charging only a $95 annual fee.

» Learn more: How to maximize Chase Ultimate Rewards®

Once you get to Europe, you might actually spend more on dining and activities than travel. Take a look at the best credit cards to use during your trip.

No foreign transaction fee credit cards

First and foremost, you’re going to want to find a credit card that doesn’t charge any foreign transaction fees . These fees can add up to 3% onto your bill simply for using your card outside the U.S. Thankfully, many credit cards don’t charge foreign transaction fees.

If you already have a credit card, you can check if it charges foreign transaction fees online. Otherwise, there are plenty of cards that’ll waive these fees, including our top pick for bonus travel rewards , the Chase Sapphire Preferred® Card .

Entertainment rewards credit cards

Odds are that once you’re abroad, you’re not going to sit around in your accommodations all day. Whether you’re heading out to the Mona Lisa or spending the day at Disneyland Paris, you’ll want a credit card that’ll maximize every dollar you spend. If you’re willing to pay the $95 annual fee, the Capital One Savor Cash Rewards Credit Card will give you a generous 4% cash back on entertainment — and it counts plenty of things as entertainment. These include tourist attractions, movie theaters, amusement parks, theatrical promoters, aquariums, zoos, bowling alleys and even dance halls.

If you’d rather skip the annual fee entirely, you can still earn rewards with a card like the Capital One SavorOne Cash Rewards Credit Card , which offers a respectable 3% cash back on entertainment without costing you a dime.

» Learn more: A guide to travel credit cards for beginners

Restaurant rewards credit cards

Depending on how you travel, you may spend a lot of money dining out.

If you already used one of the Chase Sapphire cards to book the trip, you’re covered on eating out as well. This is because the Chase Sapphire Reserve® and the Chase Sapphire Preferred® Card offer 3x bonus points per dollar on dining. Basically, if you want to spend on only one card before and during your Europe trip, pick a Chase Sapphire card.

If you’re simply looking for the maximum amount of earnings on your restaurant spend, the American Express® Gold Card with a $250 annual fee may look appealing to you. This card earns 4x points on dining worldwide, but American Express cards may not be accepted as widely as Mastercards and Visas in Europe. It’s better to have one of the Chase cards (Visa) or the Capital One Savor cards (Mastercard) just in case a restaurant you dine in doesn’t accept AmEx. Terms apply.

» Learn more: What are travel points worth and why do they matter?

Before you make your selection, ask yourself these questions.

What benefits do you already have?

It may not make sense to immediately jump to the conclusion that you need a new credit card. Instead, look at your current points strategy. Do you already have a card with no foreign transaction fees? Do you have enough points to book the flight or hotel?

For example, if you already have a Chase Sapphire card, you might consider getting another card in the Chase trifecta . You could earn a chunk of points through a sign-up bonus on another card that earns Chase Ultimate Rewards®, then transfer those points to your Sapphire so you can redeem them at the higher rate for travel.

» Learn more: Cash back vs. travel: How to choose credit card rewards

How many credit cards are you willing to get?

We’ve recommended several different credit cards that excel in certain categories. If you’re not averse to multiple credit cards, you can really maximize the points you’ll earn during your trip by applying for a few different cards to get before your trip.

If not, you’ll want to pick a single card whose bonus categories most closely overlap with your predicted travel expenses.

Keep in mind the unwritten Chase 5/24 rule , which may curb the number of credit cards you can be approved for in a 24-month period.

What kind of annual fee are you willing to pay?

The credit cards with the most perks come with the highest annual fees. If you want all the bells and whistles (high earning rates, lounge access, Global Entry membership, etc.), you’ll likely need to shell out for a card with a high annual fee.

» Learn more: How to pick a premium travel credit card

How long do you have until your trip?

If you’re nearly ready to travel, you likely won’t have time to get more than one credit card, let alone spend enough money to earn multiple welcome bonuses. Consider this before applying for any credit cards.

How confident are you in your booking?

If you're worried your plans may change or go awry, travel insurance might help. This optional standalone insurance can be purchased separately from your other travel expenses.

But you might not even need to pay out-of-pocket for trip insurance because many credit cards offer travel insurance as a built-in benefit to customers who pay for travel expenses on that card.

Sometimes, though, not even trip insurance will guarantee a refund. Unless you’ve purchased a Cancel For Any Reason policy , which is usually more expensive, you’re only entitled to a refund if you cancel for a covered reason.

There are several ways to slice and dice the question of which credit card is best for a European vacation.

If your goal is to redeem travel rewards for your vacation, apply for a new credit card at least six months in advance .

If your goal is to earn rewards on your travel expenses, consider applying for a travel credit card ahead of booking your accommodations and flights.

Advanced travel credit card users might further optimize their wallets by including cards for specific in-country travel expenses, like entertainment or dining, and that are widely accepted overseas.

Above all, get a card that won’t ding you with foreign transaction fees.

The information related to the Capital One Savor Cash Rewards Credit Card and Capital One SavorOne Cash Rewards Credit Card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

1.5%-6.5% Enjoy 6.5% cash back on travel purchased through Chase Travel; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

$300 Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

on Capital One's website

2x-5x Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

75,000 Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

•   Argentina
•   Australia
•   Brasil
•   Canada
•   Deutschland
•   España
•   France
•   India
•   Italia
•   Magyarország
•   Malaysia
•   New Zealand
•   Polska
•   Portugal
•   România
•   Singapore
•   United Kingdom
•   United States
•   繁體中文 (香港)

The 5 Best Travel Cards for Europe 2024

Europe is one of the top destinations for Australians heading on holiday - with year round attractions depending on whether you’re looking for a beach break, ski trip, or simply some time to eat, drink and soak up the culture. No matter what you’re off to Europe for, you’ll need to pay for things while you’re there. This guide walks through our picks of 5 of the best travel cards available for Australians heading to Europe, with a look at their features, benefits and drawbacks.

5 best travel cards to use in Europe

• Wise - debit card
• Revolut - debit card
• Travelex - prepaid card
• 28 Degrees Platinum - credit card
• Bankwest Zero Platinum Mastercard - credit card

Wise is our pick for travel debit card for Europe

With this card:

• Convert Aussie dollars to Euros at the mid-market exchange rate
• It's very easy to set up and order
• You can receive foreign currency into a multi-currency account linked to the card
• You can transfer money to a bank account overseas

It's not all good news though

• There is a 1.75% ATM withdrawal fee when you withdraw over $350 during a month
• It takes 7-14 days for delivery

Click here to see the full list of cards and how Wise compares

Read the full review

What are different types of travel cards?

It can be tricky working out which is the best travel card to use in Europe.

The fact is, the best one for you will really depend on what you need from the card you're using. We've listed what we think are three of the best travel money cards you can use while you're in Europe.

They can be either prepaid, debit or credit cards designed specially for overseas use. You can use travel cards to make purchases online, in stores and to withdraw money at ATMs. There are 3 popular types:

Travel Debit Cards

Prepaid travel cards, travel credit cards.

Let's have a look at each one.

Debit Cards offer the convenience of a credit card, but work differently. They draw money directly from your bank account when you make a purchase. It's designed for everyday money transactions and means that you're not accumulating debt.

If you have spending issues, it's a better option to use your debit card whenever possible. This is because it will prevent you from falling into credit card debt. And for daily purchases, we think a debit card can help you stick to your travel budget, because you can't overdraw money from your account.

Generally, we recommend having the combination of a travel debit and travel credit card for safety, flexibility and convenience on your trip.

Wise - travel debit card for Europe

The Wise card offers a flexible way to pay and make withdrawals with most European currencies covered for holding and exchange. You’ll be able to order your card for a low one time fee, with no ongoing costs to worry about.

Whether you’re spending in euros, British pounds, or any of the other 40+ currencies supported, you’ll get the mid-market exchange rate when you switch from AUD, with low fees from 0.43%. Exchange your AUD to the currency or currencies you need in advance, or just let the card handle the conversion at the point of payment for extra convenience.

• No annual fee, hidden transaction fees, exchange rate markups
• No minimum balance requirements
• Allows you to make payments and withdrawals wherever you are in the world in over 40 currencies
• Local bank account details in Australia (AUD), the UK (GBP), the USA (USD), Europe (EUR) and New Zealand (NZD)
• It takes 7-14 business days to receive the card
• Can't always access local technical support depending on where you are
• Free cash withdrawals limited to under $350 every 30 days
• Only currently available in the US, UK, Europe, Australia and New Zealand

Revolut - prepaid travel card for Europe

The Revolut prepaid travel card lets you pick the account and card type that suits your personal needs and preferences. Go for a Standard plan with no monthly fee to pay, or upgrade to one of the higher tier account options with ongoing costs, which unlock extra features and benefits. Whichever card you pick you can spend in 150+ countries and get some no fee ATM withdrawals and currency conversion which uses the mid-market rate. Fair usage fees apply once you’ve used your account plan no-fee limit for a particular transaction type.

Click here to see the full list of cards and how Revolut compares

• Very easy to use app
• Free to set up
• No hidden fees or exchange rate mark-ups (except on weekends)
• You can use it to transfer money to a bank account overseas
• Additional fees for using the card on a weekend
• 2% ATM fee once you withdraw more than $350 in any 30 day period
• 3-4 business days before you receive your card
• Ongoing subscription fee for Premium and Metal cards

For prepaid cards, you're able to load the card with a set amount of money in the currencies you need. Ideally you do this before your trip, but often you can reload them as well.

Most prepaid travel cards allow for multiple currencies to be loaded onto the card. So it's important to know what currency you'll be using on your travels. Airlines also offer prepaid cards so the money you spend can earn you reward points.

Depending on where you're visiting, there might be better local alternatives available. Check out our lists of the best prepaid cards available in the USA and UK .

With prepaid travel cards you need to be careful. They can have numerous fees and charges, which can make it more expensive than other options. But if you're organised and travelling to multiple cities a prepaid travel card is a good option.

Travelex - prepaid travel card for Europe

The Travelex travel money card can be a convenient pick if you’re in a hurry as you can walk into a Travelex store and get one in just a few minutes. Just take along a suitable ID document, to get your card and account before you travel. You’ll be able to hold and exchange 10 major currencies, which covers euros and pounds. Bear in mind that exchange rates may include a markup - and other European currencies aren’t supported for holding or exchange so while you’ll be able to spend in a selection of other currencies, you won’t be able to buy them in advance to lock in a rate and set your travel budget.

Click here to see the full list of cards and how Travelex compares

• Supports 10 major global currencies for holding and exchange 
• Get your card online or in person for extra convenience
• No Travelex fee to spend or make an ATM withdrawal
• Some fee free ways to top up your card balance are available
• Exchange rates are likely to include a markup on the mid-market rate
• Fees may apply when you buy or top up your card
• Relatively low number of supported currencies
• Account closure and inactivity fees may apply

Credit cards have obviously been around for a long time. But now there are specialised travel credit cards. Generally, these cards give you longer to pay back what you've spent but the interest rates after this time can be quite high.

The main advantage with credit cards are the reward points you get in return for your customer loyalty when you spend. But it only works if you pay off the balance in full each month.

Credit cards are great to use for car hire, restaurants and accommodation - larger expenses that are easier for you to pay back over time. Some services only take credit cards to hold purchases so they can definitely be handy while you're travelling.

28 Degrees - travel credit card for Europe

• There are no annual fees
• No overseas purchase fee or currency conversion fee
• You get 55 days interest free on purchases
• Access to free 24/7 concierge service
• Emergency card replacement worldwide

The 28 Degrees Platinum Mastercard has additional benefits including shoppers and repayments benefits cover.

• Can have 9 additional cardholders
• No overseas purchase fee, or currency conversion fee
• No foreign transaction fee
• Free Replacement Card
• High interest rates after the initial 55 days
• Minimum credit limit is $6,000
• No introductory offers or rewards

Bankwest Zero Platinum Mastercard - travel credit card for Europe

The Bankwest Zero Platinum Mastercard has no annual fee to pay, and no foreign transaction fee either. That can make it a good option if you’d prefer to spend using a credit card and then pay off your travel bills later. There’s even a buy now, pay later which may let you split the costs of some eligible purchases into 4 payments with no extra interest to pay. Bear in mind that some fees and costs do apply to this card, particularly if you want to make ATM withdrawals, or if you’d prefer not to pay your bill off in full every month.

• No annual fee to pay
• No Bankwest foreign transaction fee
• Some complimentary travel insurance available for card holders
• Can be used as a payment guarantee, such as when renting a car or checking into a hotel
• Interest applies if you don’t pay your bill in full every period
• Cash advance fee of 3%, and a higher rate of interest compared to card spending
• 6,000 AUD minimum credit limit
• Subject to eligibility requirements and credit checks

FAQ - 5 best travel cards for Europe

Which card is better to use in Europe?

The best card for Europe will depend on exactly where you’re heading and how you like to manage your money. Using a travel debit card or travel prepaid card like Wise travel card or Revolut can be a handy way to hold, exchange, spend and manage your money across a selection of major European currencies, offering flexibility and low costs. 

What's the best prepaid card to use in Europe?

There’s no single best prepaid card for Europe, but picking one which covers all the currencies you’ll need is essential. Bear in mind that there are many other European currencies aside from pounds and euros - choose a card which has a broad range of supported currencies for convenience. Wise supports 40+ currencies, while Revolut has 25+ currencies, making either of these a good place to start your research.

Can I use my Australian debit card in Europe?

You can use your Australian debit card in Europe anywhere the network - often Visa or Mastercard - is supported. Bear in mind that you may need to tell your bank you’re planning to travel, to avoid your card being frozen for security reasons. Double check if your debit card has a foreign transaction fee to pay - if it does, using a specialist travel card can mean you pay less overall when you spend in foreign currencies.

What is the best way to pay when travelling in Europe?

Having a selection of ways to pay whenever you travel is a good idea. You may choose to carry some local cash, some AUD for exchange, your Australian debit card and a specialist travel credit or debit card, for example. This should mean you’re covered - even if you find a merchant which can’t accept your preferred payment method.

Which debit card has no fees in Europe?

A travel card from a provider like Wise, Revolut or Travelex lets you hold a foreign currency balance and spend it with no extra fee. Each card has its own features and fees so you’ll need to compare a few to decide which is best for your specific needs.

Is Visa or Mastercard better for Europe?

Both Visa and Mastercard are very widely accepted in Europe. Look out for the symbol displayed on ATMs or at payment terminals in stores.

Need to know more about travelling to Europe?

Passports, Visas and Vaccinations

How Much Things Cost in Europe

Currency in Europe

Banks, ATMs & Currency Exchange

The Best Cards to Use in Europe

7 Common Travel Money Traps to Avoid in Europe

•   Argentina
•   Australia
•   Deutschland
•   Magyarország
•   Nederland
•   New Zealand
•   Österreich
•   Singapore
•   United Kingdom
•   United States
•   繁體中文 (香港)

The 6 Best Travel Money Cards for Europe - 2024

If you’re travelling to Europe, a travel money card can make spending and withdrawing cash when you’re away cheaper and more convenient. Different types of travel money cards, including travel debit cards, prepaid travel cards and travel credit cards, are available to support different customer needs. The right one for you will depend on your personal preference and how you like to manage your money.

Read on for all you need to know, including a closer look at travel money card types, some great options to consider, and the sorts of fees you need to think about when you choose.

Wise - our pick for travel debit card for Europe

Before we get into details about different travel money card options, let’s start with the Wise card as a good all-round option that allows you to hold and spend euros, as well as a diverse range of other European and world currencies.

Here are some of the advantages and disadvantages of using the Wise travel money debit card , to help you decide if it's suitable for you.

Hold and exchange 50+ currencies including EUR and a selection of other European and world currencies

No fee to spend any currency you hold, low conversion fees from 0.41%

Mid market exchange rate on all currency conversion

Some fee free ATM withdrawals every month

No ongoing fees and no interest to pay

ATM fees apply once you exceed your plan limits

No option to earn points or rewards

Click here to read a full Wise review

What is a travel money card?

Similar to your standard bank card, a travel money card is accepted for online and in-store transactions, as well as cash withdrawals - but the features and fees  you’ll get are tailored for international usage. That can lead to benefits such as improved exchange rates and reduced fees compared to your regular card.

If you’re headed to Europe, you could find a travel money card which supports the currency or currencies in the destinations you’re visiting is a good idea. While much of Europe uses the euro, there are actually 29 different European currencies, so you’ll need to double check what’s needed wherever you’re headed.

6 travel money cards for Europe compared

Before we get into each card option in more depth, here’s a summary of how six of the best travel money cards for Europe compare to each other.

The features of various travel money cards can differ significantly. Typically, travel debit cards are cost-effective and convenient, while travel credit cards offer advantages such as cashback or rewards, but may result in interest and late payment fees, depending on how you choose to pay.

Travel debit cards usually allow you to easily add funds online or via a mobile app, which helps you stick to your budget and avoid overspending. Conversely, travel credit cards enable you to spend up to your credit limit, and you can pay off the balance over several months. The choice between the two will come down to how you like to manage your money - we’ll dive into a few more details about each card type, next.

What are different types of travel cards?

Generally, Canadian customers are able to select a travel money card from either a regular bank or a specialist provider, with card types available including travel debit cards, travel prepaid cards or travel credit cards. We’ll walk through what each travel money card type is, and pick out a couple of good card options, so you can compare and choose.

1. Travel debit cards

2. Travel prepaid cards

3. Travel credit cards

1. Travel Debit Cards

Travel debit cards from specialist providers have linked digital accounts you can use to hold and convert a currency balance. It’s common to find a good selection of major European currencies supported, including euros and British pounds. Some more flexible card options, like Wise, also support other European currencies like Norwegian or Danish kroner, Swedish kronor, Romanian lei and more. While different cards have their own features, travel debit cards can usually be topped up easily online and through an app, with the option to see your balance and get transaction notifications through your phone too. That makes it easier to keep on top of your money, even when you’re away from home.

Travel debit card Option 1: Wise

Wise is our pick for travel debit card for Europe . There’s no fee to open a Wise account, and no delivery fee for your Wise card, with no minimum balance and no monthly charge. You just pay low Wise fees from 0.41% when you convert currencies, and transparent ATM fees when you exhaust the monthly free transactions available with your account.

No fee to open a Wise account, no minimum balance requirement

No fee to get your Wise card, free to spend any currency you hold

2 withdrawals, to 350 CAD value per month for free, then 1.5 CAD + 1.75%

Hold EUR and 50+ other currencies, convert between them with the mid-market rate

Get local account details to receive EUR, HUF, RON and 6 other currencies for free

Travel debit card Option 2: Canada Post Cash Passport

You can pick up a Canada Post Cash Passport in your local Post Office, and top up your account in CAD. You can then switch your balance to any of the 7 supported major currencies - or you can just allow the card to convert to the currency you need, although there is a foreign exchange fee of 3.25% for doing so. You can use your Canada Post Cash Passport card in ATMs and wherever the network is supported. ATM fees apply which vary by currency.

Supports 7 major currencies, including euros and pounds

No fee to spend currencies you hold in your account

Variable ATM fee, 1.9 EUR when in the the Eurozone for example

1.5% fee for using your card in Canada - plus any applicable fee to convert funds back to CAD if you hold a foreign currency

Pros and cons of using debit travel cards in Europe

Avoid interest costs and late payment fees

Hold and exchange currencies in advance or at the time of spending

Accounts can be topped up, viewed and managed using just your phone

Safe to use, as accounts aren’t linked to your main Canadian bank account

Travel debit cards are issued on popular global payment networks

Transaction and currency conversion fees may apply

Cash back and rewards may not be available

How to choose the best travel debit card for Europe?

The best travel debit card for Europe really depends on your personal preferences and how you like to manage your money. If you’ll be travelling widely it makes sense to look for an account with mid-market currency exchange and a large selection of supported currencies as well as EUR, like Wise. Other providers like Canada Post also support EUR and GBP for your trip to Europe, and the Cash Passport can be conveniently collected in your local Post Office.

Is there a spending limit with a travel debit card in Europe?  

Card use limits are determined by individual providers and can vary depending on the transaction type. Limits may apply on a daily, weekly or monthly basis. For instance, there may be a cap on the number or value of ATM withdrawals allowed per day or a limit on the value of contactless payments you can make. These limits are set for security reasons and can often be adjusted using the provider's app.

2. Prepaid Travel Cards

With a prepaid travel card you’ll usually need to first order a card and then add funds in the supported currency of your choice. Once you have a balance you can then pay merchants and make cash withdrawals at home and abroad. While prepaid travel cards are usually issued on large global networks - and can therefore be used pretty widely - you may find you pay a foreign transaction fee when overseas, depending on the specific card you select.

Prepaid travel card option 1: BMO Reloadable Mastercard

The BMO Reloadable Mastercard can be topped up in CAD and used when you travel in Europe. You’ll pay a 2.5% foreign transaction fee when overseas, but you’ll still have the advantage that - as with other prepaid and travel cards - this card is not linked to your primary bank account, so it can increase security when spending abroad. There’s a 6.95 CAD annual fee, but as this is a purchase card rather than a credit card, there’s no interest to worry about. You just top up and you can spend up to your account balance freely.

6.95 CAD annual fee, 2.5% foreign transaction fee

5 CAD ATM fee

No interest to worry about

Manage your card online or using your phone, to top up and view balance

Add funds from BMO or other Canadian banks directly

Prepaid travel card option 2: Koho Premium Mastercard

You can get up to 2% cash back with the Koho Premium Mastercard, and there’s no foreign transaction fee to worry about. Instead, you pay a monthly card fee of 9 CAD. The basic card is free to get, or you can upgrade to a Koho metal card for 159 CAD if you want a fancier way to pay when you’re at home and abroad.

9 CAD/month premium fee

No foreign transaction fee

Earn cash back on your spending

Pros and cons of using prepaid travel cards in Europe

Manage your account, add more money or convert funds online or with an app

Accounts with no monthly fees are available

Issued on globally popular networks for good coverage

ATM withdrawals supported globally

Some accounts have extras like options to earn cash back or reward points

Typically only CAD supported - watch out for foreign transaction charges

Transaction fees apply to most accounts

How to choose the best travel prepaid card for Europe?

There’s no single best travel prepaid card for Europe - it’ll come down to your personal preference. If you don’t mind paying a monthly fee you might like the Koho Premium card which waives foreign transaction fees, and other charges like ATM withdrawal fees. Otherwise, if you just want a simple prepaid card and don’t mind the foreign transaction fee when you’re in Europe, the BMO prepaid card might suit you.

Is there a spending limit with a prepaid card in Europe?

Different prepaid travel cards set their own limits for spending and withdrawals, which can  vary between currencies. You’ll need to check your card’s terms and conditions carefully to make sure you pick a provider which suits your needs.

3. Travel Credit Cards

Travel credit cards typically offer some extra international features compared to regular credit cards, such as low or no foreign transaction fees or extra option to earn rewards when you’re abroad. In general, travel credit cards are safe and convenient but can be more expensive compared to using a debit card option. Before you select the right card for you it’s important to check the fees, rates, eligibility rules and interest rates which apply, so you can make sure it’s a good fit for you.

Travel credit card option 1: HSBC World Elite Mastercard

The HSBC World Elite Mastercard has been optimised for overseas use, with extra rewards on international spending and travel, plus no foreign transaction fees to pay. There are lots of ways to earn rewards, including variable new customer bonus offers - the downside is that there’s an annual fee of 149 CAD, so you’ll need to check if the benefits outweigh the costs. As with any other credit card, you’ll also need to pay off your bill in full every month to avoid interest charges.

149 CAD annual fee, 5 CAD ATM withdrawal fee

Variable interest rate

Options to earn rewards, including enhanced benefits for travel spending

Travel credit card option 2: Home Trust Preferred Visa Card

The Home Trust Preferred Visa Card is a credit card with a variable interest rate, no foreign exchange fees and 1% cash back on all eligible purchases. There’s no annual fee to pay, although the ATM withdrawal fees can run pretty high - 1% or 1.5% depending on the ATM type, and the maximum cap is 15 CAD for some withdrawals.

No annual fee, no foreign transaction fee

1% cash back on all eligible purchases

ATM fees apply, which are set as a percentage, and can run pretty high

Pros and cons of using credit cards in Europe

Some cards offer zero liability policies, for extra consumer protection

Spread the cost of your travel over several months

You may pay no foreign transaction fee

Network exchange rates typically apply, which are usually pretty fair

Some cards offer cash back and rewards on spending

Interest charged if you don’t repay in full every month

Eligibility rules apply

How to choose the best travel credit card for Europe?

Selecting the best travel credit card for Europe largely depends on individual preferences. If you aim to earn rewards and cashback on your foreign transactions, the Home Trust Preferred Visa may be a suitable option as it does not have a foreign transaction fee and provides cash back on all purchases. Whichever card you’re considering you’ll want to weigh up the potential fees you’ll need to pay against the rewards you can earn to make sure it’s worthwhile.

If you regularly travel to Europe, getting a travel money card which supports the currencies you need frequently can help you save money. Travel money cards have different features, and can be picked up via regular banks, online specialists and even the Post Office.

You could opt for a low cost travel debit card which comes with a linked account to hold a selection of currencies - like the Wise account. Or you might prefer a prepaid travel money card like the Koho Premium Mastercard which has monthly fees in exchange for lower transaction charges - handy if you use it abroad often. Finally, another option is to get a travel credit card either to earn cashback and rewards, or to avoid foreign transaction fees.

The good news is that the Canadian market is well served for all types of travel money cards - use this guide to start your research and pick the right option for your specific needs.

FAQ - Best travel cards for Europe

You can usually make cash withdrawals with a credit card in Europe at any ATM that supports your card network. You’ll often find that a fee applies, and you may start to accumulate interest on the withdrawn amount immediately. Travel money debit cards from providers like Wise and Canada Post can be a lower cost option for cash withdrawals overseas.

You can use your debit card anywhere you see the card network’s logo displayed. Visa and Mastercard networks are very well supported globally, including in Europe, making these good options to look out for when you pick your travel debit card for Europe.

Prepaid cards from reputable providers are safe to use at home and abroad. They aren’t linked to your main bank account which can offer extra peace of mind, and may also make it easier to manage your travel budget. However, you’ll need to check the card features and fees carefully to make sure you're getting the best match for your needs.

12 Best Prepaid and E-Sim Cards for Europe in 2024

Planning your trip to Europe and wondering what is the best way to stay connected? Don't get stuck with high roaming costs or slow overseas data roaming packages! Get yourself a sim card for traveling in Europe. This is a guide for finding the best European sim card for your trip.

Whether you need a physical prepaid sim card or an e-sim cards for Europe in this guide you will find them both. Find out where to order one, up to date prices as per April 2024 and everything else you need to know before ordering a sim card for traveling to Europe in 2024

For my research finding the best sim card for Europe I traveled to every European country and documented all my travel tips. That is why on Traveltomtom you can find complete guides for finding the best prepaid and e-sim card for Spain ,  Italy , Switzerland , Greece ,  Ireland , Portugal , Germany ,  Poland , France ,  Sweden , UK , Hungary , Croatia , Austria , Finland , Norway , Netherlands , Belgium , Bulgaria  and all others.

In the above guides you can find a comparison between local prepaid sim cards you buy on arrival and sim cards for Europe you buy on the internet.

My recommendation for 2024

Buying a local prepaid sim card is the cheapest way to stay connected when traveling to Europe in 2024. In the links above you will find specific guides for buying a local prepaid sim card per country or airport, which means on arrival in Europe.

But wouldn't it be easy to be online and have data on your phone as soon as the plane lands?

Arrive prepared for your trip to Europe and by ordering a sim card online before your trip. Ordering a sim card for Europe on the internet is super easy and there are amazing tourist sim card deals available.

Here are Traveltomtom's top picks for 2024:

1. Holiday Europe - 50 GB - $59.90 USD

• valid for 28 days
• unlimited calling & texting
• valid in 39 countries - all of Europe
• only $1.2 USD per Gigabyte

Click here for more info or to order a Orange e-sim card for traveling to Europe via SimOptions .

Traveltomtom rates the Orange Holiday Europe eSIM as the best Europe sim card in 2024. For $59.90 USD you get 50 GB data which is just $1.2 USD per Gigabyte and best thing is that this e-sim card is 5G ready, where most of the physical prepaid and e-sim cards for Europe only support 4G/LTE.

2. Bouygues Telecom - 30 GB - $44.90 USD

• valid for 30 days
• $1.5 USD per Gigabyte

Click here for more info or to order a Bouygues Telecom e-sim card for traveling to Europe via SimOptions .

Traveltomtom ranks the Bouygues Telecom e-sim cards as the second best sim card for traveling to Europe in 2024. You get 30 GB data for 30 days for $44.90 USD including unlimited calling and texting. This comes down to $1.5 USD per Gigabyte.

Physical prepaid sim card

If your phone is not e-sim compatible then Traveltomtom recommends an  Orange Holiday Europe . This is the best physical prepaid sim card for visiting Europe in 2024.

You get 30 GB data for 15 days including unlimited calling and texting plus 120 minutes to anywhere in the world for $49.90 USD. That is $1.67 USD per Gigabyte. SimOptions  is the only sim card provider where you can order a physical prepaid sim card for Europe.

Don't waste your precious holiday time in Europe standing in line at the airport or waste an hour waiting for your turn in a local sim card store. No more language barriers. Order a sim card for Europe online before your trip! How?

This is your ultimate guide, read everything you need to know below and get connected instantly.

Traveltomtom's favorite e-sim providers are  Airalo  and  SimOptions . Why? Traveltomtom has personally used Airalo and SimOptions sim cards for more than 5 years and never faced an issue.

All the sim cards listed in this article are European sim cards with data that you can order online before your trip. The international physical prepaid sim cards will be delivered to your home address before your trip and are activated automatically from its first use. E-sim cards for Europe obviously are delivered via email.

Traveltomtom also recommends world sim cards with global coverage. Check out my article with a comparison of the  best international sim cards for travelling in 2024  if you for example continue your trip to Europe to Turkey, Asia or the Middle East.

Sim cards for Europe with unlimited data

Traveltomtom does not recommend sim cards for Europe with unlimited data. With most of these sim cards you will end up frustrated! Always double check at what speed you get unlimited data, because in reality 'unlimited' is mostly not 'unlimited'.

There is pretty much always a FUP (Fair Use Policy) on these Europe sim cards with unlimited data.

For example Holafly sells e-sim cards with unlimited data for Europe, but in the small letters you will find this:  the eSIM includes unlimited data for the contracted time. However, please note that the carrier may reserve the right to apply a Fair Usage Policy.

This literally means that if the operator thinks you are using too much data on a day, they reduce your data speed. Holafly does not specify what the FUP is. From my own experience I can tell you that this already applies sometimes after using 2 GB data per day.

When this happens your data speed is reduced to something like 512 Kbps which means you can barely send a photo through WhatsApp and your social media apps won't work for a full 24 hours.

To avoid all this hassle, Traveltomtom does not recommend sim cards for Europe with unlimited data, unless the Fair Use Policy is clearly mentioned and it is above 100 GB data per month or something similar.

To make it all easy for travelers coming to Europe, just buy your sim card online before your trip! Here are the 12 best European prepaid sim cards and e-sim cards for Europe. The best ones are ranked first...

1. Orange Holiday Europe eSIM - 50 GB

This is the latest addition to the family of the Orange sim cards for traveling in Europe. It is the bigger brother of the Orange Holiday Europe sim card. At the moment this sim card is only available as an e-sim card and not as physical prepaid sim card.

This Orange Holiday Europe 50 GB eSIM is the only proper 5G ready sim card for Europe. The rate of only $1.2 USD per Gigabyte makes this the best-buy e-sim card for Europe in 2024.

Price: $59.90 USD

• 50 GB data in all of the EU including Switzerland, UK, Iceland and Norway
• Unlimited calling & texting in Europe
• 120 minutes to any country in the world
• 1000 sms to any country in the world
• Valid 28 days
• Automatically activated from the first time it connects to a supported network in Europe
• Top up available
• ID verification/registration is NOT required
• Sim card comes with a phone number from France starting with +33

Click here to order the Orange Holiday Europe e-sim card for 28 days .

2. Bouygues Telecom My European eSIM - 30 GB

The Bouygues Telecom prepaid sim card for tourists is rated as one the best sim card for traveling to Europe in 2024 by Traveltomtom. Unfortunately the Bouygues Telecom tourist sim card is ONLY available as an e-sim card and not as a physical prepaid sim card, so make sure your phone is e-sim compatible.

Price: $44.90 USD

• 30 GB data in all of the EU countries including UK, Norway, Iceland
• Switzerland is NOT included
• Valid for 30 days
• Top up is possible
• E-sim card comes with a phone number from France starting with +33
• Can receive sms and calls
• You have to activate the e-sim card within 1 year after purchase
• Automatically activates from the first time it connects to a supported network in Europe

Click here to directly order a Bouygues Telecom e-sim card for Europe .

This Bouygues Telecom e-sim card package is called My European eSIM and with $1.5 USD per 1 Gigabyte data is among the best value sim cards for Europe. On top of that this e-sim card is valid for 30 days and therefore it is mentioned second in my list of the best sim cards for Europe in 2024.

3.  Orange Holiday Europe - 30 GB  (physical and e-sim)

One of the best physical prepaid sim cards for traveling in Europe is the Orange Holiday Europe sim card for tourists, especially if you are looking for a Europe sim card including international minutes. It is available as physical prepaid sim card as well as e-sim card and you can order it directly online.

Price: $49.90 USD

• 30 GB data in all of the EU including Switzerland, UK, Iceland and Norway
• Valid 14 days
• $1.67 USD per Gigabyte

Click here to order this Orange Holiday Europe sim card for Europe as a physical prepaid sim card

You can also order this sim for Europe as an e-sim via SimOptions  for the same price.

Great advantage of this Orange tourist sim card for Europe is that it has international calling minutes included. The downside about the Orange Holiday Europe prepaid sim card is that it is valid for only 14 days.

If your trip to Europe is longer than 14 days I recommend you getting a different prepaid or e-sim card for Europe so you don't have to worry about topping up during your holiday.

4. Jetpac (e-sim)

Jetpac is a fairly new e-sim provider and is trying to conquer the market with some incredible e-sim card plans for traveling to Europe. 

The Jetpac e-sims work in 28 countries in Europe: Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Portugal, Slovenia, Spain, Sweden, Switzerland, United Kingdom, Vatican City.

Pretty much in all popular tourist destinations in Europe, however not in: Poland, Ukraine, Slovakia, Romania, Albania, Cyprus, Serbia, Montenegro, North Macedonia, Bosnia and Herzegovina.

If you are visiting the Balkan on your trip to Europe then Jetpac is not the perfect e-sim for your trip.

Prices and rates Jetpac Europe

Jetpac Global is at the moment the cheapest e-sim card for Europe as they have an offer for just $1 USD. Here are all the e-sim card plans from Jetpac for 2024:

• 1 GB data for 30 days = $1 USD
• 3 GB data for 30 days = $8.5 USD
• 5 GB data for 30 days = $14 USD
• 10 GB data for 30 days = $18 USD
• 15 GB data for 30 days = $28 USD
• 20 GB data for 30 days = $34 USD
• 25 GB data for 30 days = $38 USD
• 30 GB data for 30 days = $40 USD
• 40 GB data for 30 days = $60 USD

Click here to  order a Jetpac e-sim card for Europe .

The rate of the best Jetpac e-sim is 40 GB data for 60 USD which comes down to $1.33 USD per Gigabyte.

The Jetpac Global e-sim card plans are valid for 30 days and the validity starts automatically when it connects for the first time to a network in a country where you can use Jetpac and the data pack is valid 1 year from date of purchase.

Jetpac Global is only available as an e-sim card and not as a physical prepaid sim card. The Jetpac Global e-sim cards are data-only and incoming and outgoing calls are not supported.

An extra advantage of Jetpac Global e-sim cards is that they provide free lounge access if your flight is delayed. However, you will have to register your flight before you travel and in case of a delayed or canceled flight a LoungeKey voucher will automatically be provided. This is a complimentary service that no other e-sim cards offer.

For more info check out the Jetpack website .

5. Eurolink eSIM from Airalo

Airalo is a trusted e-sim card provider and offers e-sim cards for pretty much every country in the world. Their Europe e-sim card plans are more expensive than other e-sim cards for Europe.

The Airalo e-sim cards for Europe are partially 5G ready, meaning in some countries you are able to use 5G in some countries you will have to it with 4G/LTE. It is a 50/50 I would say.

5G is available in: Austria, Belgium, Bulgaria, Croatia, Cyprus, Denmark, Estonia, France, Greece, Iceland, Ireland, Italy, Latvia, Luxembourg, Malta, Poland, Romania, Spain, Sweden, Switzerland, UK. All other countries there is only 4G/LTE network available.

Eurolink e-sim cards also have plans for 3 months and even for 6 months, which could be a very interesting e-sim for travelers visiting Europe for more than 1 month.

• 1 GB data for 7 days = $5 USD
• 3 GB data for 30 days = $13 USD
• 5 GB data for 30 days = $20 USD
• 10 GB data for 30 days = $37 USD
• 50 GB data for 90 days = $100 USD
• 100 GB data for 180 days = $185 USD

Click here for more info or to order a Eurolink e-sim card for Europe via Airalo .

Eurolink e-sim cards are valid in all of Europe including Iceland, Norway, UK, Switzerland, Ukraine and even in Turkey!

Traveltomtom uses Airalo e-sim cards a lot, but their rates per Gigabyte for Europe are more expensive than the other sim cards mentioned above.

Traveltomtom sometimes uses an Airalo e-sim card for Europe when I continue my Europe trip to Istanbul. Airalo is the best e-sim card for traveling to Europe and Turkey on one trip.

Especially for people looking for e-sim cards for Europe that are valid for 3 or 6 months Airalo is one of the best e-sim cards for Europe.

6. Bouygues Telecom Travel Basic - 15 GB  (e-sim)

This is another e-sim card only plan from Bouygues Telecom, basically a cheaper plan. This European sim card is for those travelers who stay less than 15 days and only need about 1 GB per day.

Price: $21.90 USD

• 15 GB data in all of the EU countries including UK, Norway, Iceland
• Valid for 15 days

This Bouygues Telecom sim card is not available as a physical prepaid sim card, only as an e-sim card.

7.  Three (3) Data Pack - 10 GB  (physical sim)

This Three UK sim card is only available as a physical prepaid sim card and NOT as an e-sim. It will be delivered to your home address and it is plug and play on arrival in Europe.

Price: $24.90 USD

• 10 GB data in all of Europe including Switzerland, UK, Norway, Iceland and up to 30 countries outside of Europe
• Unlimited calls/sms in all of Europe
• Valid 30 days from inserting in phone
• No top up possible
• Sim card comes with a phone number from UK starting with +44

Click here to directly order a Three Data Pack physical sim card for traveling to Europe .

Big plus is that this Europe sim card is 5G ready and includes unlimited calls/sms in Europe and up to 30 other countries around the world like USA, Brazil, Australia, Indonesia, Israel, Singapore, Vietnam, Costa Rica, Colombia and many more.

8. Nomad eSIM for Europe

Nomad has some of the cheapest e-sim cards for traveling in Europe with some amazing value plans. They go as low as $1.3 USD per GB data. The Nomad e-sim cards are from eSIM Go and they support 5G in some countries, not yet everywhere.

• 1 GB data for 7 days = $7 USD
• 3 GB data for 15 days = $13 USD
• 5 GB data for 30 days = $12 USD
• 20 GB data for 30 days = $26 USD

Click here to order a Nomad e-sim card for traveling in Europe .

The Nomad e-sim cards are data-only sim cards for Europe and do not come with a phone number. Incoming and outgoing calls are not supported.

9.  O2 Go Card Prepaid sim card - 10 GB  (physical and e-sim)

This O2 sim card plan from Czech Republic is available as a physical prepaid sim card as well as an e-sim card. When you order this physical sim card it will be delivered to your home address before your trip to Europe.

• 10 GB data in all of Europe (Switzerland NOT included)
• $2 credit for calls in Europe (top up online available only for EU citizens. For non-EU citizens only within Czech Republic)
• $2 credit for sms in Europe
• Receiving unlimited calls in all of the covered countries in Europe
• Valid for 30 days from its installation, even if not in Europe yet
• It comes with a Czech number starting with +420

Click here to order an O2 Go Card as a physical prepaid sim card and here as an e-sim card .

10. Orange Holiday Zen sim card for Europe - 12 GB

Price: $29.90 USD

• 12 GB data in all of Europe including Switzerland, UK, Iceland and Norway
• Valid for 14 days from the first time it connects to a supported network in Europe

The smaller brother of the Orange Holiday Europe sim card is called the Orange Holiday Zen. Unlimited calls/texting in Europe and 12 GB, so much smaller data plan, but also cheaper.

Click here to order this Orange Holiday Zen sim card for Europe as a physical prepaid sim card and click here to order the Orange Holiday Zen as an e-sim card .

11. Holafly

Holafly sells e-sim cards for Europe with unlimited data. Traveltomtom is not a fan of e-sim cards with 'unlimited' data and I explained to you why in the beginning of this article.

• 1 day 'unlimited' data = $6 USD
• 2 days 'unlimited' data = $10 USD
• 3 days 'unlimited' data = $13 USD
• 4 days 'unlimited' data = $16 USD
• 5 days 'unlimited' data = $21 USD
• 6 days 'unlimited' data = $25 USD
• 7 days 'unlimited' data = $29 USD
• 8 days 'unlimited' data = $31 USD
• 9 days 'unlimited' data = $35 USD
• 10 days 'unlimited' data = $37 USD
• 11 days 'unlimited' data = $40 USD
• 14 days 'unlimited' data = $48 USD
• 20 days 'unlimited' data = $64 USD
• 30 days 'unlimited' data = $75 USD

The Holafly e-sim cards for Europe are data-only and incoming and outgoing calls/sms are NOT supported. These e-sims do also not come with a phone number. The Holafly e-sims operate on the 4G/LTE network and are not 5G ready.

You can use a hotspot on Holafly Europe e-sim cards of up to 500 MB per day.

The Holafly Europe e-sims are valid in the following 32 countries: Austria, Belgium, Bulgaria, Cyprus, Croatia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Slovakia, Slovenia, Spain, United Kingdom, Czech Republic, Romania, Sweden, Switzerland, and Ukraine.

Why 'unlimited'? Because there is a Fair Use Policy and Traveltomtom has had bad experiences with this in the past. Suddenly your data speed is slowed down for 24 hours because you apparently used too much data.

If I hate something then it is slow data speed. Therefore Traveltomtom's is not a fan of e-sim cards with 'unlimited' data and I do not want reduced data speed because I apparently hit the FUP (which is not defined).

Therefore the Holafly e-sim cards for Europe are not ranked that high in this list of the best sim cards for traveling to Europe in 2024.

Of course you can also order sim cards for traveling to Europe on Amazon. When searching for 'Sim Card for Europe' on Amazon you will get a long list of available physical prepaid sim cards. There are no e-sim cards available on Amazon.

Here are some examples:

• Orange: 16 GB data (not in UK, Switzerland) + 800 minutes for 28 day = $28 USD + tax
• Three: 10 GB data + unlimited calls/sms for 30 days = $19 USD + tax
• Sim2Roam: 3 GB data for 30 days = $16 USD + tax
• Vodafone: 12 GB data for 14 days = $17 USD + tax

Listed as a last option because it is a jungle finding the best sim card for Europe on Amazon. Plus delivery fees and taxes making it sometimes really expensive.

Free EU data roaming on European sim cards

The European Union came in 2017 finally with the genius idea to let go of roaming charges within the EU countries. Therefore in 2017 people can use their sim card from Spain in Italy and their Germany sim card in Sweden without any extra charges. For people looking for a sim card for Europe travel this was the best news ever of course.

Therefore upon arrival in Europe you can potentially buy a local prepaid sim card for tourists and be connected to the internet in all other countries you visit in Europe. However, there are a lot of exceptions, so keep reading…

The biggest exceptions are: UK, Switzerland and Norway. As you might know these are countries in Europe, but they are NOT part of the European Union, which means roaming costs can apply for these countries.

Brexit threw the UK out of the European Union and one of the major problems is the free EU roaming on UK prepaid sim cards. Most of the prepaid and e-sim cards you buy in the UK do not include free EU roaming anymore. For more info see my guide for buying a sim card in the UK in 2024 .

Why buying a sim card for Europe

A very simple question? Do you want to rely on others when traveling to Europe? Yes, your hotel, bar, restaurant, train and even park have free public WiFi these days. So getting WiFi when traveling is fairly easy. Yet, Traveltomtom still recommend you getting a sim card for Europe.

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First of all public WiFi can not be trusted in speed, signal and security. What if the signal in your hotel room is weak and you can't change rooms? Or it is too slow to even upload an Instagram story. Getting connected with your phone makes traveling so much easier, just like real life!

Also another reminder that surfing the internet on public WiFi is through an UNSECURED network. The use of a VPN is recommended in these cases to protect your privacy.

Think about ordering a cab on the streets through a taxi app, or getting directions from Google Maps and finding a nearby restaurants with good reviews or finding out the train schedule to get back to your hotel. So many reasons Traveltomtom recommends getting a sim card for your trip to Europe.

Local prepaid sim cards vs. European sim cards

All sim cards mentioned in this article are sim cards with FREE EU roaming intended for those that visit a couple countries on a short trip. However, if you only travel to 1 or 2 countries in Europe you might be better off buying a local sim card on arrival. Local sim cards are mostly valid in 1 country only. Especially for a trip to Eastern Europe I would recommend buying a local sim card, rather than a European sim card.

For a complete overview of all sim card prices per country have a look at my guide for buying a local sim card in Europe in 2024 .

I love traveling in Europe off the beaten path , have a look at my 12 secret places to visit. I bet some of them you have never even heard of.

Getting connected is the first thing I do when I get to a new country. Depending on the length of my trip that means either buying a local prepaid sim card on arrival or ordering an e-sim card online. Must say that the last years on all my trips to Europe I bought an e-sim card since it is just much easier and less hassle.

Buying a local sim card on arrival in Europe

Sometimes the best European sim card deals you get on arrival in Europe. In France for example you get 150 GB data for €20 EUR ($22 USD) and data bundles in Italy are also very affordable. Most countries in Eastern Europe offer amazing local prepaid sim card deals with up to 75 GB data for just $6 USD but these local prepaid sim cards often do NOT offer free EU data roaming.

Therefore I recommend you to check my complete guide for buying a local sim card in Europe in 2024 , with a specific list of every country in Europe and what prices to expect on arrival before buying a sim card for Europe.

Traveltomtom also wrote sim card guides for all major airports in Europe: Zurich ,  London Heathrow , London Gatwick , Copenhagen , Amsterdam , Paris , Frankfurt , Dublin , Madrid , Manchester , Lisbon , Rome , Milan , Venice , Vienna , Oslo , Athens , Barcelona ,  Berlin , Budapest , Geneva , Bucharest , Tirana , Budapest , Prague , Brussels  and many more.

I hope all the above tips for finding the best sim card for your trip to Europe in 2024 were helpful. If you still have questions please don’t hesitate to leave me a comment below.

Looking for off the beaten path destinations in Europe then click on the link and I bet most of those places you have never even heard of. Let me fuel you with some more wanderlust.

Because Traveltomtom would also like to visit every country in the world  you can already find more than 200 sim card guides on Traveltomtom from all around the world: USA , Canada , Mexico , Colombia , South Africa , Asia , Turkey ,  Saudi Arabia ,  Hong Kong , Thailand , Singapore , Brazil , Philippines , Egypt , China , Australia , New Zealand  and many more!

So next time you plan your adventure abroad come check out Traveltomtom for the latest prepaid sim card and e-sim card advice for your next holiday destination. Bookmark me!

If interested check out my Instagram profile @traveltomtom to see more of my journey to visit every country in the world . As of April 2024 I have traveled to more than 155 countries, but no rush to reach 197.

      View this post on Instagram       A post shared by Adventure Travel & Blogger (@traveltomtom)

Enjoy your trip to Europe!

Some links in this article about the best travel sim cards for Europe are affiliate links. If you buy any of the products after using an affiliate links I earn a small commission. Don’t worry this is at absolutely no extra cost to you!

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8 Helpful Tips for Traveling to Europe

Made up of 44 countries on the continent, Europe is a bucket-list destination for many travelers. While each of those countries will have variations in language, culture, and social norms, there are some key ways you can prepare for your trip in general. Our team of experienced travel experts has put together 8 top travel tips for Europe that will enhance your experience overseas.

1. Prepare for Lots of Walking

Compared to the USA, European cities are more walkable , and you’ll find you’ve traveled miles on foot by the end of a tour day. Be sure to wear comfortable shoes that have support and wear any newly purchased pairs at least a few times before departure. It may sound silly, but we also recommend doing practice walks around your local area to get ready for long hours on your feet.

2. Embrace Public Transportation

When not walking, you will also find much of Europe connected by public transit. Bus and train systems connect cities, countries and regions that you can use to your advantage by planning out accessible day trips. In the city, instead of taking taxis or ubers, we recommend getting the full spirit of local life and taking the metro (the U-Bahn, the London Tube etc.), trams, boats – really any available public transit systems! It’s an efficient and cost-effective way to get around and gives you a break from going solely on foot. An ACIS Tour includes all modes of public transportation, in Europe and beyond, so you can explore more without reaching for your wallet.

“I can’t tell you the number of times I’ve taken students on their very first train or metro ride — something that in Europe is an essential way of life can seem like a terrifying prospect to many US teenagers. Mastering the Paris or London underground systems can be one of the most satisfying lessons for students and is hugely empowering.”

—  Flora Blanco, ACIS Tour Manager

3. Pack Light, Travel Smart

If you’re planning a European tour, you’re likely going to be spending time in more than one city, and it’s stressful to transport heavy baggage between destinations. Our advice is to pack only what you need and plan ahead with layers, comfortable shoes, and an easily foldable raincoat. See if you can fit everything in a carry-on sized bag, which will save you both any baggage fees and the headache of the airline potentially losing checked luggage. You’ll be grateful you didn’t overpack when you’re wheeling your bag down cobblestone streets from the 14th century!

Check out our full list of packing tips for international travel

4. Learn Key Phrases from the Local Languages

As mentioned, there are many languages spoken across Europe, and while it would be nice to be fluent in all of them, it’s not a very realistic pre-departure goal. Instead, map out the destinations you are traveling to, and try to learn key phrases in the most common language spoken. Some basic phrases you will want to be sure to have on hand include:

• “Hello” and “goodbye”
• “Please” and “thank you”
• “I would like to order….”
• “Where is the restroom?”
• “How much is it?”

There are apps like Duolingo that can help you master these basic phrases, as well as podcasts designed for language learners .

Download Free ACIS Visual Vocabulary Guides

5. Research Customs and Norms

In addition to learning the languages of your European destinations, it’s also a good idea to brush up on varying customs and social norms.

For example, did you know that it is not customary to tip at restaurants? Service wages provide enough income stability that tipping is not the norm in Europe. If you had truly excellent service and want to leave some Euro coins behind, it will be appreciated but not required. Another example: Shops and restaurants in Spain usually close for an afternoon siesta or “midday rest” between 2-5 pm, so you’ll want to be sure to have a snack packed for later in the day.

And there are smaller differences that may be harder to research but still part of the learning experience abroad. FYI: It’s considered strange to drink a cappuccino in the afternoon in Italy. Lessons learned from an ACIS staff member!

6. Try Local Cuisine

There’s no point in traveling if you’re going to eat the exact same way you do at home! Going to Europe is an opportunity to try foods and flavors that are truly unique. You’ll see certain specialty products that have “Protected Designation of Origin” status, meaning they come from a specific region and nowhere else. Prosciutto di Parma, Champagne, Camembert de Normandie, and Asiago are just a few examples you will find across Europe, and you’ll want to take advantage of trying them while in their destination of origin.

The slow food movement is also ingrained in many countries, such as Italy, Spain and France. Ingredients come farm-to-table and there is an emphasis on enjoying the meal at a slower pace. You may also find dinners are later in the evening, so don’t be surprised when you see diners sitting down at 9 or 10 at night. Don’t worry: On an ACIS Tour, you’ll be eating earlier!

7. Plan Around Cultural Events

With so much history, Europe has no shortage of traditions, some extending back to antiquity. When organizing your trip, research any festivals and holiday celebrations you might be able to observe. For fans of chocolate, Italy hosts the annual Eurochocolate festival in Perugia, home of the Baci brand. Anyone searching for color and excitement should plan a visit in March to see the world-famous Las Fallas parades in Valencia, Spain. And of course, the holiday season in December is chock-full of special celebrations, from Sweden’s annual Yule Goat to the alpine tradition of Krampusnacht.

8. Consider the Off Season

In direct contrast to travel tip #7, you may also consider traveling to Europe when there are not peak holidays and celebrations. Traveling in early winter or late fall is a good way to save money and avoid the crowds that come during summer and the holiday season. You may feel less like a tourist as you find emptier streets and fewer lines. Important to remember: Many families in Europe take time off in the month of August, so don’t be surprised to find shuttered doors on local businesses during that time.

Travel to Europe with Your Students

Looking to use these travel tips for Europe to plan an educational tour to Europe ? ACIS Tours can help! With a dedicated team of experienced travelers, we can custom-build your European adventure to include history, culture, and plenty of good food. You’ll stay in centrally located hotels to save on commuting time, travel with the best Tour Managers in the industry, and access 24/7 support out on the road. Get started by giving us a call or download our 101 guide to planning an educational tour below.

Sarah Bichsel

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Parliament adopts EU-wide Disability and Parking Cards  

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• Equal access to preferential conditions for persons with disabilities, such as priority access and access to reserved parking  
• European Disability Card to be issued and renewed free of charge  
• Those temporarily moving to another EU country to study also covered by the new rules  

MEPs gave their final green light to the EU Disability Card and the European Parking Card for persons with disabilities.

The new rules, adopted with 613 votes in favour, 7 against and 11 abstentions and already agreed on by the Parliament and the Council , will establish an EU-wide disability card to make sure that persons with disabilities have equal access to preferential conditions, such as reduced or zero entry fees, priority access and access to reserved parking. Both cards will grant card holders, as well as those accompanying them and assistance animals, access to most of the same conditions as national card holders. The new rules will only apply for short stays, with an exception for disability card holders that move to another member state for a mobility programme, such as Erasmus+. European Disability Card The European Disability Card will be issued in physical format and, when available, in digital format, and will be issued and renewed free of charge. Depending on the country, costs could be charged for loss and damaging the card. European Parking Card for persons with disabilities The European Parking Card for persons with disabilities will be issued in physical form. EU countries are encouraged to also issue the card in a digital format, and may choose to charge a fee for the administrative costs of issuing and renewing the card. Access to information The directive demands EU countries and the Commission to raise citizens’ awareness about the cards, including by setting up a central European website. This website will be linked to national websites, containing information on how to obtain, use and renew the cards and information on preferential conditions. Third-country nationals in the EU Parliament also endorsed the provisional agreement between Parliament and Council on the extension of the EU Disability and Parking Cards to third-country nationals legally residing in the EU with 607 votes in favour, 8 votes against and 17 abstentions. This proposal extends both cards to third-country nationals legally residing in the member states, including asylum-seekers and stateless persons, and their personal assistants, regardless of their nationality. Quote Lucia Ďuriš Nicholsonová (Renew, SK), rapporteur, said: “The EU must advocate for equal rights for persons with disabilities within the EU. I am particularly proud that the cards will now cover certain stays longer than three months so that individuals with disabilities will have access to the card when they study abroad. The significance of the European Disability Card extends beyond simply facilitating travel; it embodies the EU's commitment to ensuring free movement for all Europeans.” Next steps The agreed text will now have to be formally adopted by the Council, too, before publication in the Official Journal of the European Union and entry into force. With the adoption of these proposals, Parliament is responding to citizens’ expectations on anti-discrimination, equality and quality of life, and inclusive labour markets, as expressed in proposals 29 and 14 of the conclusions of the Conference on the Future of Europe .

Contacts:  

Arianne sikken  .

• Phone number: (+32) 2 28 33126 (BXL)  
• Mobile number: (+32) 477 99 19 34  
• E-mail: [email protected]  
• E-mail: [email protected]  
• Twitter account: @EPSocialAffairs  

Further information  

• Committee on Employment and Social Affairs  
• Committee on Civil Liberties, Justice and Home Affairs  
• Link to the adopted text  
• Press release "EU Disability and Parking cards: Parliament and Council reach provisional deal" (09.02.2024)  
• Press release "Deal on extending EU disability card rules to third-country nationals in the EU" (04.03.2024)  
• EP Think Tank: “The European Disability Card and European parking card” (February 2024)  
• EP Think Tank - At a glance “European Disability Card and European Parking Card (16.4.24)  
• Steps of the procedure (Disability and Parking card)  
• Steps of the procedure (extension to third-country nationals)  

Product information