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Disabled Travel: Tips and Advice for Travelers with Disabilities

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Travel by people with disabilities, also known as “disabled travel” or “accessible travel,” is on the rise. The travel industry is waking up to the special needs of travelers with disabilities by providing more services and greater accommodation. Meanwhile, the sheer abundance of information on accessible travel is astounding — much of it generated by travelers with disabilities themselves.

The Americans with Disabilities Act guarantees that travelers with disabilities receive equal treatment under the law. While this would be the case in a perfect world, it doesn’t always work out that way in real life, especially in foreign countries where accessibility regulations vary widely. Despite having common sense, considerable public sentiment and strength in numbers, travelers with disabilities frequently face inadequate facilities, prejudice, misinformation, general hassles and higher prices than other travelers.

Compounding the problem is the fact that there are as many disabilities as there are disabled folks. Each person’s needs are a little different, and traveling in cookie-cutter airline seats, hotel rooms and rental car fleets can be very tricky. The following tips and resources will help disabled travelers and their companions anticipate some of the snags of accessible travel.

Disabled Travel Tips

• Call ahead. Service providers are required by law in many cases to accommodate travelers with special needs. However, most need some time to make the necessary arrangements. Mention your needs at the time of reservation, and call the provider 24 to 48 hours before your arrival to confirm that proper accommodations have been made.
• Be specific and clear when describing a disability. Not all service providers know the “lingo” of accessible travel, or the medical terms for certain conditions. Give as many details as you can about what you can and can’t do, and don’t downplay the severity of the disability. The more information a service provider has, the better they will be able to accommodate you. If they promise you certain accommodations, try to get these promises in writing.
• Be specific and clear when describing the trip to your doctor. A doctor can often prescribe measures for coping with an unusually long flight, limited medical facilities at your destination, the unavailability of prescription drugs and other pitfalls of traveling. Be prepared — in some cases, your doctor may question the advisability of travel.
• Take a doctor’s note and phone number. Travel with a statement from your doctor, preferably on letterhead, covering your condition, medications, potential complications, special needs and other pertinent information. Be sure you have a number where your doctor (or another medical professional) can be reached in an emergency situation at any hour of the day.
• Bring extra medication. Many experts advise that you travel with two complete packages of essential medication in case of emergency. Store all medications and other necessary medical supplies in your carry-on bag.
• Investigate physician availability where you will be traveling. Your doctor, health care provider, insurance company or local embassy can provide the names and contact numbers of physicians at your destination. For more information, see Health Care Abroad .
• Carry medical alert information, preferably in a place that a medical professional or anyone who assists you will find easily (wallet card, necklace, close to your identification).
• Consider using a specialist travel agent. Some agents provide stellar niche services; one might be very experienced in working with travelers with hearing impairments, another with developmentally impaired travelers. Since the requirements for these varied travelers can be staggeringly different, it helps to find someone who knows the ropes. Check the agent search feature at TravelSense.org to find qualified travel agents across the U.S.
• Avoid connecting flights. Although wheelchairs are the last items to be checked into the luggage compartments, and thus first to be pulled off, flying direct can save you unnecessary time and hassle. One exception: If you have trouble maneuvering into airplane lavatories, long flights may become uncomfortable — so a series of shorter flights might be a better option. If you do choose to connect, be sure to allow plenty of time between flights (we’d recommend at least 90 minutes, or two hours if you need to go through customs or security) to get from one gate to the next.
• Allow plenty of time before your flight to check in, get through security and transfer to your gate. Arrive at least two hours before a domestic flight and three hours before an international flight — more if you’re traveling at a peak time.
• Check in with your flight attendant before your plane lands to make a plan for exit.
• Don’t forget about transportation to and from the airport. If you have a wheelchair, make arrangements in advance to have an accessible vehicle pick you up in your destination city.
• Bring spare parts and tools. Wheelchairs can take tremendous abuse while traveling; assemble a small kit of spare parts and tools for emergency repairs. You may also be required to dismantle a wheelchair for certain flights or activities; make sure you and your traveling companions know how to do this.
• Know your rights. Before going through airport security, be aware of the TSA’s rules for travelers with disabilities and medical conditions. See also the U.S. Department of Transportation’s Disability Resource Center .
• Be creative. Reader Dorothy Dean, who has a mobility disability, wrote to us with the following suggestion: “When traveling by car, I can use a bariatric walker in lieu of grab bars in the bathroom. You simply walk it up to the toilet, put it in place against the toilet, turn around, sit down and you have sturdy arms to use for getting up. It’s a little uncomfortable but is fine for travel.” Dean notes that this tip works best with large, sturdy walkers that have hand holds designed to help people rise, not just walk: “I would never use my regular walker to get up from a toilet,” she wrote. (Here’s an example of this type of walker.)

Websites and Resources for Travelers with Disabilities

For more information on traveling with all types of disabilities, check out the websites and other resources below.

• Accessible Journeys : Tour operator for slow walkers, travelers with wheelchairs and their companions
• Accessible Travel Concierge : Concierge who will help you research accessible options and plan your trip
• Accessible Travel Solutions : Company providing accessible tours and other services for travelers with disabilities
• ClubMates Travel : Company that plans trips for travelers with physical and/or intellectual disabilities
• Cruise Critic : Info on cruising with a disability
• DisabledHolidays.com : U.K.-based travel agency for accessible vacations and cruises
• DisabledTravelers.com : Comprehensive listing of accessible travel specialists around the world
• Disabled Traveler’s Guide to the World : Travel tips and destination guides for travelers with disabilities
• Emerging Horizons : News and information for mobility-impaired travelers
• Gimp on the Go : Destination guides, travel tips, photo gallery and resources for travelers with disabilities
• Limitless Travel : U.K.-based company offering accessible tours in Europe
• Sage Traveling : Information for travelers with disabilities on accessible tours/hotels/cruises in Europe
• Travel on the Level : Tips and destination recommendations for travelers looking for less strenuous walking and fewer stairs
• Wheel the World : Listings of accessible accommodations and travel experiences for travelers with disabilities

More from SmarterTravel:

• 7 Safety Tips for Senior Travelers
• Traveling with a Disability: What Are Your Rights?
• Traveling with Dietary Restrictions

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• Medical Expenses up to £10million
• 24/7 Medical Emergency Helpline
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• Cover for cancellation up to £5,000
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Mobility Scooter and Wheelchair Travel Insurance for Disabled

Having a disability shouldn’t stop you from enjoying yourself and seeing the World, but it might mean that you need specialist Disabled Travel Insurance to cover you when you are abroad – that’s where Blue Badge Mobility Insurance comes in.

We have teamed up with Free Spirit to offer you a travel insurance policy that covers all of your medical conditions . After all, if the unexpected should happen, and you have a medical emergency while abroad, you will want to know that you have the peace of mind that your insurance policy will give you all the protection you need.

Our disabled travel insurance policies for Mobility Scooter and Wheelchair users offer a wide range of benefits to give you peace of mind when you are on your trip away. For added peace of mind, with your Disabled Travel Insurance policy, you have access to a 24/7 helpline. So, if the worst were to happen whilst you are on your trip, you can relax knowing a member of our helpful team is available to help any time of the day.

Get in touch for your free quote today to ensure complete protection on your next trip.

For our travel scheme, we have teamed up with Free Spirit to provide specialist Disabled travel insurance policies which offer travel insurance services that cover all ages and a range of medical conditions.

You can get a quote & buy online by clicking on the Free Spirit logo above.

Alternatively, you can call Free Spirit on 02392 419 052 quoting BLU2100

Choose between levels and trip duration

Single Trip Cover Travel Insurance  – Covers one single holiday or pleasure trip up to 94 days in duration (reduced to 45 days if you are aged 76 years or over)

Annual Cover Travel Insurance – Cover including multiple trips during a 12-month period up to a maximum of 31 days (Super cover) or 45 days (Super Duper cover) for any one trip.

Two levels of Disabled Travel Insurance cover available – Choose between £5 million (Super cover) or £10 million (Super Duper cover) for Emergency Medical expenses, how long you are away for and a choice of premiums.

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The Best Travel Insurance Companies for All Travelers [2024]

Christine Krzyszton

Senior Finance Contributor

306 Published Articles

Countries Visited: 98 U.S. States Visited: 45

Keri Stooksbury

Editor-in-Chief

33 Published Articles 3136 Edited Articles

Countries Visited: 47 U.S. States Visited: 28

What Does Travel Insurance Cover?

Purchase from a real insurance company, purchase your policy early, world nomads, berkshire hathaway travel protection, military and military families, travelers with disabilities, travelers with pets, the best travel insurance comparison sites and tools, credit cards with insurance, employer-sponsored health plans, club memberships, medicare advantage and medicare supplement plans, final thoughts.

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If you travel frequently, chances are you’ve encountered an event that could have been less stressful and less expensive if you’d purchased travel insurance.

Perhaps it was that cruise you booked but couldn’t take due to your broken ankle. Or maybe your flight had a weather delay and were forced to pay for an expensive hotel night, meals, and transportation.

Maybe you made it to your destination without incident — but your luggage never arrived.

Whether you’re escaping for the weekend or planning an around-the-world adventure, travel insurance is worth considering if you would experience financial loss should things go wrong .

But how do you select the right travel insurance company and the appropriate policy for your specific situation?

The vast number of choices can be daunting, but we can help you narrow the options.

In this article we’ll discuss:

• What travel insurance covers
• Where and when you should purchase travel insurance
• The best travel insurance companies for your travel situation
• Where you should look for current coverage

Let’s explore some of the best travel insurance companies and what to look for when selecting one to purchase your policy with.

Travel insurance is protection you purchase to cover you for the specific types of losses you could experience while traveling.

Types of coverage you can purchase in a travel insurance policy include:

• Emergency medical care while traveling
• Evacuation to a hospital should you become injured
• Costs associated with trip interruption, delay, or cancellation
• Lost/stolen/damaged luggage
• You become ill and cannot take a planned trip
• You need to cancel your trip for any reason

You can purchase a policy that covers an individual trip, multiple trips, or a family policy.  Another choice is an annual policy that covers all of the trips you would take in a 12-month period.

Where & When to Purchase Travel Insurance

You’ll of course want to purchase your travel insurance from a reputable company. Fortunately, all insurance companies are state regulated and rated financially , so it’s easy to select a trusted provider. Here are some tips:

• Look for ratings on the company’s website — Look for ratings such as A+ on a company’s website, or access their financial rating on sites such as A.M. Best, Moody’s, or Standard and Poors.
• See if they’re accredited by the Better Business Bureau — BBB accreditation is a real plus, and companies who have it will flaunt it.
• Look for the word “Insurance” — Travel “protection,” “assurance,” or simply “travel policy” don’t mean the same thing. If the company is not an insurance company, it may not be regulated — and you may not be protected if the company dissolves or decides not to pay your legitimate claim.

Hot Tip: Due to “free look period” regulations that apply to insurance companies, you’ll also have the opportunity to review your policy and reject it if you are not satisfied.

In most cases you can purchase travel insurance up until the day of your departure. However, there are benefits to purchasing a policy earlier:

• Protection if you get sick and cannot go on your prepaid trip
• Travel planning and concierge services
• Coverage for weather cancellations (such as for hurricanes)
• Default of the travel company

The best plan of action is to purchase your travel insurance as soon as you’ve made your first trip deposit .

Bottom Line: Buy from a regulated insurance company that has a high financial rating and BBB accreditation. Additionally, purchase your policy at least 21 days in advance of your trip to take advantage of pre-departure coverages and benefits.

Best Travel Insurance Company for the Family (Recommended)

Obtain a family travel insurance quote from most companies, and you’ll be charged for each child added to the policy.

Travelex does things a bit differently and covers children under the age of 18 on the parent’s policy at no additional charge.

As an example, their Travel Select policy for a family of 4 (ages 35, 36, 8, and 10) on a 2-week trip that costs $4,600 quoted a premium of $242.

Primary Coverage includes:

• Trip cancellation 100% of trip cost
• Trip interruption 150% of trip cost
• Trip delay $750 ($250/day)
• Equipment delay $200
• Missed connection $750
• Baggage & personal effects $1,000
• Baggage delay $200
• Emergency medical & dental expenses $50,000
• Emergency evacuation & repatriation $500,000
• Accidental death & dismemberment $25,000
• Travel assistance & concierge services

There are plenty of upgrade options available, such as cancel-for-any-reason coverage and additional medical coverage.

Travelex is also backed by A++ rated Berkshire Hathaway Specialty Insurance Company and accredited by the Better Business Bureau.

Be sure to compare rates between companies to find the best value for the coverage most important to you.

Bottom Line: For family coverage all on 1 policy, comprehensive protection, and good value, Travelex is a solid choice. 

Best Travel Insurance Company for the Active Traveler

If you’re the type of traveler who partakes in adventure activities such as white water rafting, scuba diving, or even bungee jumping, there’s one company that stands out above the others.

World Nomads offers comprehensive travel insurance plans that cover a huge variety of over 200 activities — even dangerous ones!

But you don’t have to be a risk-taker to benefit from World Nomads travel insurance .

Any traveler can benefit from their policies, which offer a combination of the coverages travelers need most.

Highlights of World Nomads Travel Insurance

• You can purchase the insurance from anywhere, before you travel or during your travels
• Backed by highly rated companies such as  Lloyd’s and Nationwide Mutual Insurance Company
• World travel specialists
• 24/7 worldwide emergency assistance
• Single-trip, multiple-trip, and long-term policies are available
• Best overall coverage for active travelers
• Standard and comprehensive plans to choose from
• Policies are available for travelers through age 69

Let’s take a look at a sampling of their travel insurance policies to get an idea of the coverage and cost.

World Nomads offers Standard Plans and more comprehensive Explorer Plans.

This particular policy is an Explorer Plan for a 40-year-old traveling for 6 months to 5 countries. The premium cost came to $814. (The Standard Plan with lower coverage limits was $567.)

Let’s take a look at a shorter term policy for a 35-year-old traveling to 5 countries over a 1-month period. The cost for this policy is $133 for the Standard  Plan and $236 for the Explorer Plan.

Your World Nomads travel insurance policy covers you once you’re more than 100 miles from home , so their policies are great for domestic travel too.

If you want a comprehensive travel insurance policy with all the coverage you would need when traveling, World Nomads is a good choice.

You must be under age 70 to purchase travel insurance from World Nomads, and they do not cover pre-existing conditions .

For travelers age 70 and up, World Nomads partners with Silver Nomads to provide coverage through  TripAssure .

To secure a quote now for travel insurance, visit the World Nomads website .

Best for Purchasing an Affordable Annual Travel Insurance Plan

If you’re taking 3 or more trips a year, an annual travel insurance policy could save you money.

An annual policy also has the added benefit of insuring trips you haven’t even booked yet!

Consider including travel insurance provider Allianz when comparing policies if you’re looking for coverage for multiple trips during a 12-month period.

Allianz was voted best travel insurance provider by Travel Weekly for 2018 , but that’s just one of the 12+ awards this company won during the year.

After reviewing several companies and policies, I purchased my annual travel insurance policy from Allianz because it was the right mix of price and coverage for my travel schedule.

In addition to the coverage listed in the above example, these annual plans include baggage loss/damage, travel delay , and car rental coverage.

To determine if an annual travel policy is better for you, simply price each planned trip separately and compare the cost and coverage to the annual policy .

Allianz also offers affordable travel insurance plans for families.

Hot Tip: An annual travel insurance policy with Allianz has the added benefit of covering trips you haven’t yet booked! Any trips 45 days or less in length are covered.

Best for Medical Insurance While Traveling

If you have current medical insurance that will not cover you while traveling, the type of medical travel insurance policy you purchase will be different than if you do not have current medical insurance.

Fortunately, medical travel insurance coverage is available in either scenario.

If you have current medical insurance , you can affordably supplement it with a GeoBlue medical travel insurance plan and have coverage worldwide.

For those who don’t have current medical insurance , one option is to purchase a comprehensive plan that includes medical, such as Exact Care Plus policies with Berkshire Hathaway Travel Protection.

This example is for an annual comprehensive travel insurance policy for a 35-year-old (costing $292).

In addition to primary medical insurance of $50,000 and evacuation/repatriation insurance of $500,000, you’ll receive these coverages:

• Trip cancellation – 100% of trip cost
• Trip interruption – 150% of trip cost
• Trip delay – $1000
• Missed connection – $100
• Tarmac delay – $1,000
• Flight departure delay – $50
• Lost baggage – $500
• Delayed baggage – $150

Terms and conditions apply, and the price will vary depending on the cost of the trip, destinations, age of traveler, and coverage selected.

Hot Tip: You may be able to secure an annual comprehensive travel insurance plan that includes primary medical coverage for not much more than just an annual medical travel insurance plan. 

Best for Medical Evacuation Coverage

According to Medjet, over 2 million travelers each year need medical evacuation. Unfortunately, emergency medical evacuations can run between $30,000 and $150,000!

Backed by Lloyd’s of London, A + rated, and BBB accredited, Medjet is the premier provider of emergency evacuation services.

Medjet is not insurance — it is a membership that assures you’ll have medical transport when you need it, even in remote areas.

Short term membership starts at $99, while annual membership is $295.

Coverage includes worldwide medical transport and associated services.

Additional coverage is available for terrorism evacuation, kidnap for ransom, disappearance, wrongful detention, and blackmail/extortion.

Best Travel Insurance Companies for Special Situations

Are you current or former military, a senior traveler, disabled, or simply want to make sure you have insurance when traveling with your pet?

Fortunately, specialty travel insurance is widely available to everyone.

Military members have unique circumstances when it comes to travel insurance, such as redeployment and other situations specific to military service.

USAA members receive extra protection and exclusive rates on travel insurance policies. Current military, their families, and former military can qualify.

Additionally, children are included on most plans for no extra charge .

Here’s what these plans generally include:

• Lost or delayed baggage
• Trip cancellation or interruption
• Trip interruption/cancellation even due to illness
• Medical coverage
• Weather interruptions to your trip
• Emergency evacuation and assistance

Need a good credit card? Check out our list of the best credit cards for military .

• World Nomad  partner  TripAssure  offers travel insurance for those 70 years old and above.
• GeoBlue issues medical insurance travel plans up to age 84.
• Allianz and Berkshire Hathaway offer policies up to 99 years of age!
• Allianz Global Assistance (recommended by Wheelchair Travel.org) offers policies for those with disabilities or special needs at standard prices.
• Travelex’s Travel Max Policy  – $1000 for emergency pet medical treatment. If you are unable to take care of your pet due to hospitalization while traveling, there is coverage of up to $10,000 to transport your pet back home.

If you want to compare travel insurance companies and individual policies, a comparison tool can do just that.

Here are 4 of the most popular comparison sites, all of which offer dozens of policies from scores of travel insurance companies:

• Squaremouth
• InsureMyTrip
• Travel Insurance.com

Comparison sites do not list every travel insurance company , but they can help narrow your choices and get an idea of pricing and coverage.

Note that some sites are limited to single-trip policy searches and don’t allow you to search for annual travel insurance policies.

Coordinating Travel Insurance With Current Coverage

You may currently have some form of travel insurance and not realize it, so check for current coverage if you have any of these resources.

Credit cards can provide a multitude of travel benefits. One of the best credit cards for travel benefits include the Chase Sapphire Preferred :

• Domestic and worldwide car rental insurance
• Trip delay , cancellation , and interruption protection
• Lost/delayed baggage protection
• Roadside assistance
• Travel and emergency assistance
• Travel accident insurance
• Cell phone protection

It’s worth noting that to receive credit card travel benefits, you must pay for your trip with your qualifying credit card .

Some credit cards grant coverage when paying partially, but some require the entire purchase be paid with the card (or rewards points from the card).

Hot Tip: To find out which credit cards offer protection , we put together a comprehensive overview of credit cards and the associated travel benefits.

While many health insurance plans limit coverage outside of the United States, you may find travel coverage within your plan that can be quite significant.

For example,  Unum  is one of the most common group insurance companies offering employers travel insurance for their employees through  Assist America .

You may find these types of protection included:

• Emergency medical evacuation
• Prescription replacement assistance
• Transportation for a friend or family member to join a hospitalized patient
• Care and transport of unattended minor children
• Hospital and English-speaking medical provider referrals
• Legal and interpreter referrals
• Passport replacement assistance

Bottom Line: It’s important to know if your current health insurance plan will cover you when traveling. You may find unexpected coverage or some gaps in coverage, and be able to supplement your plan with a travel insurance policy prior to your trip. 

Certain club memberships offer benefits that can include various levels of travel insurance coverage:

• Divers Alert Network — Emergency evacuation insurance, even when traveling for non-diving activities
• Family Motor Coach Association — Discounted worldwide travel assistance
• Gold Wing Road Riders Association — Free emergency towing and roadside assistance for motorcycles
• American Motorcycle Association — Emergency towing and roadside assistance coverage for motorcycles, cars, trucks, trailers, and RVs
• American Alpine Club — Search and rescue for any land-based activity worldwide up to $7,500

Hot Tip: Divers Alert Network provides up to $100,000 in emergency evacuation insurance for members, even during non-diving activities. The cost to be a member is only $35 annually. 

Only in rare circumstances does Medicare extend coverage outside of the U.S.

Supplemental plans you purchase over and above your plan A and B Medicare, however, can pay 80% of medical emergency care outside the U.S. after a $250 deductible.

Coverage is valid for the first 60 days you’re traveling and has a $50,000 lifetime cap.

BOTTOM LINE: Benefits offered with credit cards, club memberships, employer-sponsored health plans, and Medicare do not match the protection you’ll receive with a comprehensive travel insurance policy. However, knowing what you have currently can help you avoid paying for duplicate coverage. 

Insurance serves the purpose of protecting us from great financial loss. For this reason, it is wise to purchase travel insurance for any trip that includes the potential to lose money if things go wrong.

Travel insurance also delivers peace of mind. Even if we never use the insurance, it is one less worry knowing we’ll be compensated if an incident occurs.

Fortunately, travel insurance is broadly available and also affordable. And there are so many choices!

Be sure to purchase your travel insurance policy from an actual regulated insurance company for an extra level of protection.

Our selections in this article were limited to strong financially rated companies, those that provided ease in getting a quote, and those that offered an understandable overview of coverages.

To learn more about travel insurance and assistance in finding a policy that fits your travel needs, access our ultimate guide to buying the best travel insurance .

All information and content provided by Upgraded Points is intended as general information and for educational purposes only, and should not be interpreted as medical advice or legal advice. For more information, see our  Medical & Legal Disclaimers .

Frequently Asked Questions

Which is the best travel insurance company.

The best travel insurance company is the one that offers a policy that fits a combination of your budget and your travel needs.

The insurance company should be highly rated financially and ideally be certified with the Better Business Bureau.

You should also make sure that the policy you purchase is from an actual insurance company.

Insurance companies are state regulated and must adhere to rules and regulations. This extra level of protection can help if the company should go out of business or not pay your legitimate claim.

As always, it’s good to compare coverage and price to find the best combination for your situation.

Does travel insurance cover medical expenses?

Yes, you can purchase a travel insurance policy that includes medical insurance, or you can purchase one that has only medical insurance coverage.

There are plans that require you to have current medical insurance. These plans are called secondary plans, and they pay incurred medical costs over and above what your current policy pays.

There are also plans that are primary plans, which pay regardless of whether you have other medical insurance. If you do not have current medical insurance, you will want a primary medical travel insurance policy.

Do credit cards have travel insurance?

Credit cards offer limited travel insurance. You won’t find medical coverage, emergency evacuation insurance, or coverage if you need to cancel your trip due to an illness.

Credit cards can offer a trip interruption benefit, coverage for lost baggage, and even rental car coverage.

However, the coverage that comes complimentary on your credit card does not come close to the protection you receive with a comprehensive travel insurance policy.

It is good to know the current coverage offered on your credit card, however, so that you don’t purchase duplicate coverage.

Is there travel insurance that covers multiple trips?

Yes, you can purchase a travel insurance policy that covers a single trip, multiple trips, or an annual insurance policy that covers all the trips you would take in a 12-month period.

If you plan to take more than 2 or 3 trips a year, you should look into an annual travel insurance policy.

Price out what it would cost for separate policies for the trips you have planned, then price out an annual plan to compare the difference in cost.

You will also want to compare coverage and coverage limits.

One advantage to an annual travel insurance policy is that it will cover trips you may book in the future as long as they fall into the 12-month policy term.

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About Christine Krzyszton

Christine ran her own business developing and managing insurance and financial services. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, detailed content for UP.

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3 tips for traveling with special needs children and adults.

How to handle being on the road as part of a special needs family.

Travel Tips for Special Needs Kids

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For people with chronic illnesses, difficulty walking or those who are confined to a wheelchair, Flying Wheels Travel makes accessibility arrangements and provides tours.

Planning and executing a perfect family trip that appeals to all ages can be a headache for anyone. However, if your family includes a person with special needs, it can seem like even more of a challenge. Lack of accessibility, amenities or understanding from staff and fellow travelers can feel like immovable barriers if you or your travel companions have physical or developmental disabilities. But, with some careful planning and a positive attitude, special needs don't have to hinder families from traveling anywhere they want, whether that's across the country or around the world.

U.S. News spoke with Meghann Harris, founder of SpecialGlobe , an online resource that helps families plan and book travel based on their unique needs, about how to get started and how to handle being on the road as part of a special needs family. Harris is a mother of two, including 9-year-old Eliza, who has a neurological disorder called Rett syndrome.

Planning is critical

Planning ahead takes on a new meaning for families with special needs travelers. Aside from the regular preparation and packing, families have to ensure that facilities are equipped for their specific needs.

For physical disabilities, the Americans with Disabilities Act requires that all public spaces be "designed, constructed, and altered in compliance with the accessibility standards" of those with special needs. For developmental disabilities, it's a little trickier. Travelers have to call ahead to inquire about accommodations that are safe for their family member – like a quiet room for those with sensory issues or one with a balcony door that locks, for those who wander. 

Also, families with special needs kids or adults have to anticipate exposure to new sights, sounds and people who are not part of their routine. Harris suggested walking through the transportation process (whether that be by air, car or ship) so they know what to expect. Using social stories – interactive guides or workbooks that describe social situations and appropriate social cues and interactions – can help prevent possible travel anxieties before the day of departure.

If you're flying and want to learn what security screening will be like or if you need to request assistance, the Transportation Security Administration sponsors the TSA Cares Helpline that you can call 72 hours before your flight for information about what to expect.

"Before we flew, we used to go out to the airport and watch the planes take off and land to get used to the sound of the power of the engine. We've gotten a map out to show [the kids] the location where we are going and been reading books and facts about locations," Harris said. "Just trying to educate them to alleviate the stress."

Harris also pointed out families should include sufficient relaxation time in their itineraries to prevent those with intellectual impairments from being overwhelmed.

"Travel is expensive for all families and you want to try to get in as much as you can, but you have to build downtime into your plan or all kids are going to melt down," Harris said. "You have to be flexible."

Seek help from the experts

If the planning process seems exhausting, there are travel agencies and organizations that specialize in designing vacations and finding resources for those with special needs, whether it be intellectual disabilities like Down syndrome or physical impairments that require a wheelchair.

While the ADA applies to the United States, other countries may not offer the same level of accessibility, so companies like Flying Wheels Travel specialize in making accessibility arrangements and providing tours to locations around the world for those with chronic illnesses, difficulty walking or those who are confined to a wheelchair.

Families can also find individual travel agents from groups like Ensemble Travel Group that can plan trips for the whole family based on their specific special needs. For adults with cognitive disabilities, organizations like Trips Inc. provide all-inclusive vacation packages.

Additionally, theme parks like Disney offer a variety of services like wheelchair rentals and quiet break areas, as well as the new Disability Access Service Card. The pass allows parkgoers who can't wait in conventional ride lines (whether it's due to a physical or cognitive disability) to schedule a return time based on the current wait time for any attraction (similar to the park's FastPass program).

To take to the ocean, nonprofit Autism on the Seas uses vacation grants and a trained staff to help provide cruise vacations for those with autism or other cognitive disabilities. The organization works with a number of cruise lines to provide highly trained staff to travel with families and provide services varying from priority boarding to assisted beach excursions to meal assistance at no additional cost to families.

The organization also certifies fleets as "Autism Friendly" on a number of levels. So far, Carnival Cruise Lines is certified in providing services and amenities (like sensory related toys, expedited boarding and dietary accommodations), while Royal Caribbean International and Celebrity Cruises both train staff in basic engagement and communication with those who have developmental disabilities.

No matter which type of vacation you think is right for your family, Harris suggested allowing your kids to participate in the decision-making. "I love to empower kids on the road, things like letting them find the room on the floor once we get the key," Harris said. "The more you involve them in the process, the more they enjoy it."

The world is ready for you

Another worry for families with special needs travelers is how they will be perceived while on the road. Families with special needs children live with their disabilities every day and know exactly what settings or behaviors will cause obstacles, which can be difficult for fellow travelers to understand.

Harris said that while she was nervous about how people would treat her daughter while they were traveling, she's rarely encountered harsh treatment and instead found people to be generous, accommodating and willing to help.

"I've found that there is no need to fear being on the road with our kids because the world is really ready for them and that has not always been the case,"  Harris said.

Harris pointed out that travel means different things to everyone, especially with the degree of disability a family member might have. Encouraging those with physical or cognitive disabilities to explore a world outside of their comfort zones will not only let the whole family enjoy a vacation together, but it can also break boundaries that you may have never thought possible, according to Harris.

"The benefits of traveling with your kids are incredible. My daughter was not supposed to speak. I really believe that with every trip she's creating new neuropathways by seeing and experiencing new things. She comes back from every trip with the most amazing vocabulary," Harris said.

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Top 5 Challenges When Traveling With a Child Who Has Special Needs

Update: Some offers mentioned below are no longer available. View the current offers here .

Perception plays a large role when traveling with a child with special needs . So, if you're a parent learning how to negotiate the world of travel with a child with special needs, you'll also want to be armed with as much intel as possible to make the process a bit easier. Since we have years of special needs travel experience under our belts, I'll share some of my top travel tips in more detail and outline some ways to help you streamline your family's travels. While this advice is based on my experience traveling with a child with rather complex needs, many of the tips here apply to all families.

1. Frustration With the Special Assistance Department

Most airlines, car rental companies and hotels have dedicated teams to help when you need special assistance. This sounds amazing, and they are a great resource for information on how things should work.

I have never called the car rental departments, at this point I know to book a large enough car to fit the wheelchair. For hotels, I just call the properties directly to discuss any unique needs and I have never run into any issues.

But I have contacted American Airlines' Disability Team a few times in advance of trips. Much of this was to ask about my son's stroller that was being used as a wheelchair. I was assured it would not be subject to American's gate check weight limit of 20 pounds for a stroller.

Yet, while traveling, American's on-the-ground employees haven't always followed the Disability Team's directive. On one occasion, I raised the issue to a manager who agreed with the gate agent that it was a stroller and not a wheelchair — despite the fact that my son was 5-years-old and had challenges walking. I was even told if it looked more like a wheelchair, they would be happy to gate check it. I'm not really sure what looks have to do with it. It's an assistive device being used as a wheelchair for a child. In this case, the American agents called for a wheelchair when we got to LAX. This resulted in my 5-year-old sitting in an unrestrained wheelchair designed for an adult rather than being securely in his own device.

In this case, I had called the special assistance line, asked at the check-in counter where they did not think it would be an issue and had the airline lounge call the gate to tell them about the "stroller" ahead of time. This was a hard situation because I felt raising the issue any higher would likely result in us missing the flight or not being allowed to board. On the return from Los Angeles, we had zero questions about the issue and that was on a much smaller regional jet. These sorts of operational inconsistencies can be maddening.

Disney , on the other hand, has this situation down pat. They give you a "stroller as a wheelchair" pass that clearly outlines the device as a mobility aid. This seems like a simple fix to an important issue.

I have talked with others traveling on a variety of airlines who all shared similar stories about getting great information from the disability team, only to have the reality at the gate, or in the air, differ, even for pretty routine requests and situations.

Tips to Help Deal With the Special Assistance Department

• Continue to call the special assistance line with all your questions.
• Ask them what to do if things do not go as expected when at the airport or in the air.
• Try to get someone's name and direct extension, if you can.

2. Understanding Your Health Insurance

What does this have to do with travel? A lot. While not all kids with special needs have complex medical issues, many do. Even if your children do not have any special needs, understanding your health insurance before you travel is important.

Why? First off, many health insurance plans have greatly limited or potentially no coverage out of network, out of state or out of country. I know our expensive group health care plan has no coverage outside the US, and no out of network coverage in the US unless the issue is life threatening. This means if the kids get an ear infection at Disney World, we need to find an in-network provider or pay 100% of the cost out of pocket.

When traveling outside the US, I always make sure to get third-party medical insurance for the whole family. Getting coverage with zero dollar deductible and a $500,000 limit can cost just a few dollars per person per day. Well worth it for the peace of mind. I like reviewing coverage options at InsureMyTrip.com . The one thing to keep in mind with third-party plans is most have exclusions on pre-existing conditions, so ensure you read the terms closely for the "look back" period. I look for plans that cover sudden reoccurrence of pre-existing conditions. That said, I have never had to file a claim, so I cannot comment on claim payouts.

Tips to Avoid Health Insurance Issues on the Road

• Always keep your doctors' telephone numbers with you so in the event of an issue, you don't need to spend time looking them up.
• Review your primary health insurance policy before any trips so you do not run into any surprises. Remember, most plans change yearly so make sure you keep current with the latest changes. PS: Ours keeps getting worse each year, not better.
• Look into using a credit card that provides some level of emergency coverage, even outside the US. The Platinum Card® from American Express even has included medical evacuation coverage .
• Look into third-party medical insurance that covers both emergency and non-emergency issues. Getting medical-only travel coverage for a family is often cheap.

3. Security Challenges (Not Just at the Airport)

Security screenings can be stressful, to say the least. For us, the most stressful part is managing all the stuff we need to carry on the plane. Plus, there is the fear of what the TSA is going to question on this trip — they always question something. At times, we had everything from a stroller, bags full of expensive medicine with ice, syringes of blended food, specific foods, diapers, car seats and entertainment devices all going through security at once. We could sometimes fill up a whole belt of the X-ray machine ourselves.

Things are a lot easier now that our 4-year-old can pull her own weight and Westin can wheel himself in his wheelchair.

Nowadays, you also have security at all major venues. This means we have to clear security going into places like Disney or a ballgame. I had a hard time trying to explain why we had huge syringes filled with paste on ice in a cooler. This was blended food for Westin's feeding tube, but something that was totally new to the theme park security guards. Never the less, after a few questions we went on our way.

Tips to Help Manage Security

• Be calm, polite and respectful — no matter how silly the question or request may seem. Getting confrontational with security only ends up slowing things down even more.
• Getting TSA PreCheck has helped tremendously with streamlining the airport security process. Remember, unlike Global Entry, where each person no matter the age needs to have it, TSA PreCheck allows children under 12 to go through the expedited line with an adult that has PreCheck. We've also recently added CLEAR to our list of ways to get through security faster.

4. Delays, Cancelations and Sick Kids

While this is not specific to children with disabilities, it can have different impacts when your child has special needs. For example, Westin cannot sleep anyplace but on a bed on his belly, so we know not to book flights that arrive too late at night.

A few years ago, we booked a 5pm nonstop flight from Austin to Las Vegas, knowing that getting in at 8pm by his body clock would be a bit late for him. On the afternoon of the flight, it was delayed initially almost three hours. This meant our flight was now leaving at almost 8pm, already past his bedtime. Luckily, the flight was delayed before we had left for the airport so we were able to take care of things at home.

In this case, we were flying Southwest . We gave them a call and explained the situation. Even though we were on a discounted ticket, they rebooked us all the next day with no fare difference, which was fantastic as normally Southwest doesn't charge change-fees, but does charge the fare differential.

On another occasion, also on Southwest, both kids had double ear infections the night before we were going to leave for Orlando. Southwest rebooked us the next day for no additional fees.

While I have not tried to call any other airlines in this type of situation, I do remember talking to a mom who was on a legacy air carrier and had to change flights twice due to ear infections. I remember her saying the change fees alone for a family of four were staggering and she had to pay them twice. Still, it always pays to ask if a special situation arises.

Tips to Help

• Try to fly Southwest for all family travel. Really, they are amazing.
• Look into using miles for flights as those can sometimes be changed or canceled with fewer fees.
• Book your flights using a credit card that provides travel insurance . This would likely cover the ear infection situation, though not necessarily cancellations due to moderate delays.
• Purchase third-party travel insurance with trip interruption coverage. Again, this would likely just cover the "true medical" conditions.

5. Inconsistency is Consistent

The only consistent thing about traveling with a special needs child is the inconsistency you will likely encounter This is one of the most annoying challenges to deal with in terms of how your special needs are accommodated. For example, one flight you might have no issues with your wheelchair stroller and the next it is not allowed. You take a FAA-approved car seat on one plane only to be told on your connection that is it not allowed. Or, you board the return flight with the same carry-on bags as your initial departure and are denied boarding because of too many carry-on bags (even though the diaper bag, car seat and medically necessary devices do not count in that limit ).

This is by far one of the most frustrating aspects of traveling period, but especially so with special needs as you are often operating outside the "norm."

Tips to Help With the Inconsistent Application of Policies

• Never assume the experience will be the same the second time. You might even get lucky and have a better experience, but you may also have more road blocks.
• Saying "but last time" does absolutely nothing and only makes things worse.
• Remember the person you are dealing with this time has no idea what happened to you any of the times before, so stay calm, have a printed copy of policies and hopefully a contact name of someone in the special assistance department as a last resort.

Bottom Line

Traveling with a child who has special needs isn't always easy, in part simply because not every person you encounter is familiar with every nuance and situation. Thankfully, most challenges have solutions as long as you have allotted some extra time, patience and are persistent.

Key benefits of travel medical insurance

• Travel medical insurance coverage
• Who needs medical travel insurance?

Choosing the right travel medical insurance

How to use travel medical insurance, is travel medical insurance right for your next trip, travel medical insurance: essential coverage for health and safety abroad.

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• Travel medical insurance covers unexpected emergency medical expenses while traveling.
• Travelers off to foreign countries or remote areas should strongly consider travel medical insurance.
• If you have to use your travel medical insurance, keep all documents related to your treatment.

Of all the delights associated with travel to far-flung locales, getting sick or injured while away from home is low on the savvy traveler's list. Beyond gut-wrenching anxiety, seeking medical treatment in a foreign country can be exceedingly inconvenient and expensive.

The peace of mind that comes with travel insurance for the many things that could ail you while abroad is priceless. As options for travel-related insurance abound, it's essential to research, read the fine print, and act according to the specifics of your itinerary, pocketbook, and other needs.

Travel insurance reimburses you for any unexpected medical expenses incurred while traveling. On domestic trips, travel medical insurance usually take a backseat to your health insurance. However, when traveling to a foreign country, where your primary health insurance can't cover you, travel medical insurance takes the wheel. This can be especially helpful in countries with high medical care costs, such as Scandinavian countries.

Emergency medical evacuation insurance

Another benefit that often comes with travel medical insurance, emergency medical evacuation insurance covers you for any costs to transport you to an adequately equipped medical center. Emergency medical evacuation insurance is often paired with repatriation insurance, which covers costs associated with returning your remains to your home country if the worst happens. 

These benefits are for worst-case scenarios, but they might be more necessary depending on the type of trips you take. Emergency medical evacuation insurance is helpful if you're planning on traveling to a remote location or if you're traveling on a cruise as sea to land evacuations can be costly. Some of the best travel insurance companies also offer non-medical evacuations as part of an adventure sports insurance package.

It's also worth mentioning that emergency medical evacuation insurance is required for international students studying in the US on a J Visa. 

Types of coverage offered by travel medical insurance

The exact terms of your coverage will vary depending on your insurer, but you can expect most travel medical insurance policies to offer the following coverages.

• Hospital room and board
• Inpatient/outpatient hospital services
• Prescription Drugs
• COVID-19 treatment
• Emergency room services
• Urgent care visits
• Local ambulance
• Acute onset of pre-existing conditions
• Dental coverage (accident/sudden relief of pain)
• Medical care due to terrorist attack
• Emergency medical evacuation 
• Repatriation of mortal remains
• Accidental death and dismemberment

Travel medical insurance and pre-existing conditions

Many travel insurance providers will cover pre-existing conditions as long as certain conditions are met. For one, travelers need to purchase their travel insurance within a certain time frame from when they placed a deposit on their trip, usually two to three weeks. 

Additionally, travel insurance companies usually only cover stable medical conditions, which are conditions that don't need additional medical treatment, diagnosis, or medications.

Who needs travel medical insurance?

Even the best-laid travel plans can go awry. As such, it pays to consider your potential healthcare needs before taking off, even if you are generally healthy. Even if well-managed, preexisting conditions like diabetes or asthma can make a medical backup plan even more vital.

Having what you need to refill prescriptions or get other care if you get stuck somewhere other than home could be essential to your health and well-being. That's without counting all the accidents and illnesses that can hit us when away from home.

Individuals traveling for extended periods (more than six months) or engaging in high-risk activities (think scuba diving or parasailing) should also consider a solid medical travel plan. Both scenarios increase the likelihood that medical attention, whether routine or emergency, could be needed.

In the case of travel via the friendly seas, it's also worth considering cruise trip travel insurance . Routine care will be available onboard. But anything beyond that will require transportation to the nearest land mass (and could quickly become extremely expensive, especially if you're in another country).

Like other types of insurance, medical travel insurance rates are calculated based on various factors. Failing to disclose a preexisting health condition could result in a lapse of coverage right when you need it, as insurers can cancel your policy if you withhold material information. So honesty is always the best policy.

Even the best-laid travel plans can go awry. As such, it pays to consider your potential healthcare needs before taking off, even if you are generally healthy. Making the right choice when shopping for travel medical insurance can mean the difference between a minor hiccup in your travels and a financial nightmare. 

When a travel insurance company comes up with a quote for your policy, they take a few factors into consideration, such as your age, your destination, and the duration of your trip. You should do the same when assessing a travel insurance company. 

For example, older travelers who are more susceptible to injury may benefit from travel medical insurance (though your premiums will be higher). If you're traveling for extended periods throughout one calendar year, you should look into an annual travel medical insurance plan . If you're engaging in high-risk activities (think scuba diving or parasailing), you should seek a plan that includes coverage for injuries sustained in adventure sports.

In the case of travel via the friendly seas, it's also worth considering cruise trip medical travel insurance. Routine care will be available onboard. But anything beyond that will require transportation to the nearest land mass (and could quickly become extremely expensive, especially if you're in another country).

Travel medical insurance isn't just for peace of mind. If you travel often enough, there's a good chance you'll eventually experience an incident where medical treatment is necessary.

Before you submit your claim, you should take some time to understand your policy. Your travel medical insurance is either primary (you can submit claims directly to your travel medical insurance provider) or secondary (you must first submit claims to your primary insurance provider). In the case of secondary travel medical insurance, a refusal notice from your primary insurance provider, even if it does not cover medical claims outside the US, is often required as evidence of protocol.

On that note, you should be sure to document every step of your medical treatment. You should keep any receipts for filled prescriptions, hospital bills, and anything else documenting your medical emergency.

As many people have found out the hard way, reading the fine print is vital. Most travel insurance policies will reimburse your prepaid, nonrefundable expenses if you fall ill with a severe condition, including illnesses like COVID-19. 

Still on the fence about whether or not  travel insurance is worth it ? It's worth noting that many travel insurance plans also include medical protections, so you can also protect against trip cancellations and other unexpected developments while obtaining travel medical insurance.

While short, domestic trips may not warrant travel medical insurance, it may be a good idea to insure longer, international trips. You should also consider travel medical insurance for trips to remote areas, where a medical evacuation may be expensive, and more physically tasking trips.

While shopping for travel medical insurance may not be fun, a little advance leg work can let you relax on your trip and give you peace of mind. After all, that is the point of a vacation. 

Medical travel insurance frequently asked questions

Trip insurance covers any unexpected financial losses while traveling, such as the cost of replacing lost luggage, trip interruptions, and unexpected medical expenses. Travel medical insurance just covers those medical expenses without the trip interruption or cancellation insurance.

Travel insurance companies usually offer adventure sports as add-on coverage or a separate plan entirely. You'll likely pay more for a policy with adventure sports coverage. 

Many travel medical insurance policies now include coverage for COVID-19 related medical expenses and treat it like any other illness. However, you should double-check your policy to ensure that is the case.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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Travel Tips for Special Needs

February 16, 2024 | Abram's Nation

Embarking on a family vacation is always exciting, but for families with special needs children, it requires meticulous planning to guarantee a seamless and enjoyable experience for all, even when you have a medically enclosed bed . In this article, we’ll explore essential travel tips for special needs families, delving into various aspects and considerations that can enhance your family vacation.

Service Animals and Considerations for Air Travel

For families with special needs children who rely on service animals, navigating air travel requires careful consideration. The Air Carrier Access Act (ACAA) safeguards the rights of individuals with disabilities, allowing them to travel with their service animals. It’s essential to notify the airline in advance, providing details about the service animal to facilitate a seamless journey. Flight attendants are trained to assist passengers with special needs, making it vital to communicate any medical conditions and specific requirements.

Social Stories and Familiarization Techniques

Creating social stories can be a powerful tool for families preparing for travel. These stories, incorporating visuals and clear explanations, help children with special needs become familiar with the various aspects of the journey, from airport procedures to the in-flight experience. By presenting information in a structured and visual format, social stories contribute to a sense of predictability and comfort, mitigating potential anxieties associated with the unfamiliar.

Involving All Family Members in the Planning Process

A successful family vacation involves the active participation of all family members. Take the time to discuss the travel itinerary, considering each family member’s preferences and needs. This inclusive approach ensures that everyone feels engaged and valued, contributing to a positive and harmonious vacation experience. Whether it’s selecting destinations or planning activities, involving family members fosters a sense of shared excitement.

For families seeking unique and accessible travel experiences, destinations like Disney World and national parks offer a range of accommodations and services for individuals with special needs. Researching these destinations in advance allows families to plan activities that cater to the child’s unique requirements. Whether it’s the sensory-friendly offerings at Disney World or accessible trails in national parks, careful planning ensures an inclusive and enjoyable vacation.

Allowing Extra Time for Every Stage of the Journey

Time management is a key factor in reducing stress during family travel. From navigating security lines to boarding the flight, allowing extra time at each stage of the journey provides a buffer for unexpected delays or challenges. This additional time fosters a relaxed and unhurried atmosphere, contributing to a more positive travel experience for both parents and children.

Travel Tips for Special Needs: Travel Insurance

Securing comprehensive travel insurance is a prudent step for families with special needs children. This insurance should encompass coverage for the child’s specific needs and any medical equipment required during the trip. In the event of unforeseen circumstances, having the right insurance coverage offers peace of mind and financial protection.

Leveraging TSA Cares for Support and Guidance

The Transportation Security Administration (TSA) provides a valuable resource for travelers with special needs through TSA Cares. This helpline offers assistance and guidance to individuals and families, helping them navigate security procedures with greater ease. Utilizing TSA Cares can enhance the overall travel experience by providing valuable insights and support tailored to specific needs.

Another great option is to communicate directly with the airline about your child’s special needs. In your account information with the airline, you can say if your child requires assistance, and this way, if you forget to check in early (and are worried you’ll be unable to sit with your child on the plan), go to the desk at your gate and ask to board in the “extra time needed” category. This allows your child and you or one adult to board with the other families or wheelchair clients who need extra help. In case of an emergency, you want to be with your child, and the airline knows that.

Security checks, including passing through metal detectors, can be a source of anxiety for children with special needs. Prepare the child for these procedures by explaining the process beforehand. If necessary, request a private screening to minimize sensory overload and discomfort. Taking a deep breath and remaining calm during security checks contributes to a smoother experience for both the child and accompanying family members.

Families traveling with special needs children are protected by the U.S. Department of Transportation guidelines. Familiarize yourself with these guidelines to understand your rights and ensure that the airline complies with regulations. Knowing your rights empowers you to advocate for your child’s needs and guarantees a respectful and inclusive travel experience.

First-Time Travelers and the Importance of Familiarization

For families with first-time travelers, especially those with developmental disabilities, incorporating familiarization techniques is invaluable. Consider arranging visits to airports before the trip to acclimate the child to the airport environment. This preparatory approach reduces anxiety and establishes a level of comfort with the travel process.

Long flights present unique challenges, but with careful planning, they can be made more manageable. Bringing comfort items, favorite toys, and snacks can keep the child entertained and comfortable during extended travel. Considerations such as noise-canceling headphones help mitigate sensory overload in the bustling airport environment

Preparing a child for security screening involves proactive steps such as explaining the process through social stories. Familiarizing the child with what to expect during security checks, including passing through metal detectors, can ease potential anxieties. Noise-canceling headphones may also be beneficial during security screenings to reduce sensory overload.

Electronic Devices, Noise-Canceling Headphones, and Distractions

Incorporating electronic devices and noise-canceling headphones can be effective distractions for children during travel. Load tablets or smartphones with the child’s favorite apps, games, or movies to keep them engaged during long flights or car rides. Consider bringing a variety of comfort items, from favorite toys to blankets, to create a familiar and comforting environment for the child.

Foreign Travel Considerations and Cultural Sensitivity

For families planning foreign travel, consider cultural differences and sensitivities regarding special needs. Research destination-specific accommodations, medical facilities, and accessibility features to ensure a seamless experience. Learn key phrases in the local language to communicate essential information about your child’s needs, fostering understanding and cooperation.

Assistive Devices, Orthopedic Seating, and Physical Disabilities

For children with physical disabilities, selecting appropriate assistive devices and orthopedic seating devices is essential for comfort and safety during travel. Ensuring that these devices are properly secured and that the child is accommodated in a manner that respects their unique needs contributes to a positive travel experience.

Children with special dietary needs or those who require feeding tubes require careful planning when it comes to meals during travel. Communicating dietary restrictions and preferences to airlines, restaurants, and accommodations in advance helps ensure that the child’s nutritional needs are met during the trip.

Each child with special needs has unique requirements for physical and sensory comfort. Whether it’s the use of mobility aids, noise-canceling headphones, or specific comfort items, addressing these needs is crucial for a successful vacation. Plan ahead by packing essential items in the carry-on bag, ensuring quick access during the journey.

Holiday Travel Tips for Special Needs

The holiday season, while festive, can bring additional challenges for families with special needs children. Increased crowds, longer wait times, and heightened stress levels may be factors to consider. Planning ahead, being patient during busy travel times, and having contingency plans in place contribute to a smoother holiday travel experience.

The Main Goal: Quality Time and Lasting Memories

Throughout the planning and execution of a family vacation, it’s crucial to keep the main goal in mind: spending quality time together and creating lasting memories. Despite the inevitable challenges and uncertainties, the focus should remain on the joy and fulfillment that come from shared experiences as a family.

Despite the potential challenges, the joy of travel lies in creating lasting memories as a family. Embrace the unpredictability, stay flexible, and focus on the positive moments that unfold during the journey. Celebrate the small victories, whether it’s a successful flight or an enjoyable day at a theme park. The memories of family vacations are treasures that endure, bringing smiles and warmth to each family member for years to come.

In conclusion, the key to a successful family vacation with a special needs child lies in careful planning, open communication, and a proactive approach to addressing unique requirements. By incorporating these tips and considerations, families can embark on a journey filled with discovery, bonding, and the creation of cherished memories. Safe travels and may your family vacation be a source of joy and fulfillment for all!

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This Privacy Policy sets out how we, Abram's Nation , collect, store and use information about you when you use or interact with our website, abramsnation.com (our website) and where we otherwise obtain or collect information about you. This Privacy Policy is effective from 20th December 2018.

Our details

When you visit our website, when you use our website, when you place an order, marketing communications, information obtained from third parties, disclosure and additional uses of your information, how long we retain your information, how we secure your information, transfers of your information outside the european economic area, your rights in relation to your information, changes to our privacy policy, children’s privacy.

This section summarises how we obtain, store and use information about you.  It is intended to provide a very general overview only. It is not complete in and of itself and it must be read in conjunction with the corresponding full sections of this Privacy Policy.

• Data controller:   Abram's Nation
• when you provide it to us e.g. by contacting us, placing an order on our website, completing registration forms or signing up for content such as newsletters.
• from your use of our website, using cookies and
• occasionally, from third parties such as mailing list providers.
• Information we collect:  name, contact details, payment information e.g. your credit or debit card details, IP address, information from cookies, information about your computer or device (e.g. device and browser type), information about how you use our website (e.g. which pages you have viewed, the time when you view them and what you clicked on, the geographical location from which you accessed our website (based on your IP address), company name or business name (if applicable), VAT number (if applicable), your job function, company type, engagement history and transaction history.)
• How we use your information:  for administrative and business purposes (particularly to contact you and process orders you place on our website, to improve our business and website, to fulfil our contractual obligations, to advertise our and other’s goods and services, to analyse your use of our website, and in connection with our legal rights and obligations.)
• Disclosure of your information to third parties:  user information can be shared with partners for specific types of content and events where a user has registered their information. Other disclosures are only to the extent necessary to run our business, to our service providers, to fulfil any contracts we enter into with you and where required by law or to enforce our legal rights.
• Do we sell your information to third parties (other than in the course of a business sale or purchase or similar event):  No, Abram's Nation does not sell data. However, when you register or sign up for certain types of content, your registration data can be shared with sponsors and partners. Examples of where we do this include event registrations, webinar signups or whitepaper downloads. We will always make it clear where any information provided will be shared with other parties.
• How long we retain your information:  for no longer than necessary, taking into account any legal obligations we have (e.g. to maintain records for tax purposes), any other legal basis we have for using your information (e.g. your consent, performance of a contract with you or our legitimate interests as a business) and certain additional factors described in the main section below entitled How long we retain your information. For specific retention periods in relation to certain information which we collect from you, please see the main section below entitled  How long we retain your information.
• How we secure your information:  using appropriate technical and organisational measures such as storing your information on secure servers, encrypting transfers of data to or from our servers using Secure Sockets Layer (SSL) technology, encrypting payments you make on or via our website using Secure Sockets Layer (SSL) technology and only granting access to your information where necessary.
• Use of cookies and similar technologies:  we use cookies and similar information-gathering technologies such as marketing automation tracking on our website including essential, functional, analytical and targeting cookies. For more information, please visit our cookies policy here:  View our Cookie Policy
• Transfers of your information outside the European Economic Area:  By using our website your personal data will be transferred outside of the European Economic Area,  to the United States of America. Your privacy is important to us and we will always ensure appropriate safeguards are in place, including, for example, that the third parties we use who transfer your information outside the European Economic Area have self-certified themselves as compliant with the EU-U.S. Privacy Shield.
• Use of profiling:  we use profiling to understand our users better through web and marketing analytics, provide targeted advertising and deliver a personalised user experience.
• to access your information and to receive information about its use
• to have your information corrected and/or completed
• to have your information deleted
• to restrict the use of your information
• to receive your information in a portable format
• to object to the use of your information
• to withdraw your consent to the use of your information
• to complain to a supervisory authority
• Sensitive personal information:  we do not knowingly or intentionally collect what is commonly referred to as ‘sensitive personal information’. Please do not submit sensitive personal information about you to us. For more information, please see the main section below entitled  Sensitive Personal Information.

If you have any questions about this Privacy Policy, please contact the data controller.

The data controller in respect of our website is;

Abram's Nation 4726 High Point Drive Gibsonia PA 15044 USA

T: (1) 724-96-SLEEP

You can contact the data controller by writing to our data protection officer at the address above or by sending an email to [email protected] .

We collect and use information from website visitors in accordance with this section and the section entitled  Disclosure and additional uses of your information.

Web server log information

We use a third party server to host our website called Digital Oceans LLC, the privacy policy of which is available here:  https://www.digitalocean.com/legal/privacy-policy/

Our website server automatically logs the IP address you use to access our website as well as other information about your visit such as the pages accessed, information requested, the date and time of the request, the source of your access to our website (e.g. the website or URL (link) which referred you to our website), and your browser version and operating system

Use of website server log information for IT security purposes

We collect and store server logs to ensure network and IT security and so that the server and website remain uncompromised. This includes analysing log files to help identify and prevent unauthorised access to our network, the distribution of malicious code, denial of services attacks and other cyber attacks, by detecting unusual or suspicious activity.

Unless we are investigating suspicious or potential criminal activity, we do not make, nor do we allow our hosting provider to make, any attempt to identify you from the information collected via server logs.

Legal basis for processing:  compliance with a legal obligation to which we are subject (Article 6(1)(c) of the General Data Protection Regulation).

Legal obligation:  we have a legal obligation to implement appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals. Recording access to our website using server log files is such a measure.

Legal basis for processing:  our legitimate interests (Article 6(1)(f) of the General Data Protection Regulation).

Legitimate interests:  we have a legitimate interest in using your information for the purposes of ensuring network and information security.

Use of website server log information to analyse website use and improve our website

We use the information collected by our website server logs to analyse how our website users interact with our website and its features. For example, we analyse the number of visits and unique visitors we receive, the time and date of the visit, the location of the visit and the operating system and browser use.

We use the information gathered from the analysis of this information to improve our website. For example, we use the information gathered to change the information, content and structure of our website and individual pages based according to what users are engaging most with and the duration of time spent on particular pages on our website.

Legitimate interest:  improving our website for our website users and getting to know our website users’ preferences so our website can better meet their needs and desires.

Cookies are data files which are sent from a website to a browser to record information about users for various purposes.

We use cookies on our website, including essential, functional, analytical and targeting cookies. For further information on how we use cookies, please see our cookies policy which is available  here .

You can reject some or all of the cookies we use on or via our website by changing your browser settings or non-essential cookies by using a cookie control tool, but doing so can impair your ability to use our website or some or all of its features. For further information about cookies, including how to change your browser settings, please visit  www.allaboutcookies.org  or see our cookies policy.

When you contact us

We collect and use information from individuals who contact us in accordance with this section and the section entitled  Disclosure and additional uses of your information.

When you send an email to the email address displayed on our website we collect your email address and any other information you provide in that email (such as your name, telephone number and the information contained in any signature block in your email).

Legitimate interest(s):  responding to enquiries and messages we receive and keeping records of correspondence.

Legal basis for processing:  necessary to perform a contract or to take steps at your request to enter into a contract (Article 6(1)(b) of the General Data Protection Regulation).

Reason why necessary to perform a contract:  where your message relates to us providing you with goods or services or taking steps at your request prior to providing you with our goods and services (for example, providing you with information about such goods and services), we will process your information in order to do so).

Enquiry forms

When you contact us using an enquiry form, we collect your personal details and match this to any information we hold about you on record. Typical personal information collected will include your name and contact details. We will also record the time, date and the specific form you completed.

If you do not provide the mandatory information required by our contact form, you will not be able to submit the contact form and we will not receive your enquiry.

We will also use this information to tailor any follow up sales and marketing communications with you. For further information, see the section of this privacy policy titled ‘Marketing Communications’.

Messages you send to us via our contact form will be stored outside the European Economic Area on our contact form provider’s servers in the United States.

For further information about the safeguards used when your information is transferred outside the European Economic Area, see the section of this privacy policy below entitled  Transfers of your information outside the European Economic Area.

When you contact us by phone, we collect your phone number and any information provide to us during your conversation with us.

We record customer-facing phone calls for training and customer service purposes.

Legal basis for processing:  our legitimate interests (Article 6(1)(f) of the General Data Protection Regulation)

If you contact us by post, we will collect any information you provide to us in any postal communications you send us.

Legal basis for processing:  necessary to perform a contract or to take steps at your request to enter into a contract (Article 6(1)(b) of the General Data Protection Regulation).

We collect and use information from individuals who interact with particular features of our website in accordance with this section and the section entitled  Disclosure and additional uses of your information.

Newsletters

When you sign up for any of our newsletters from us by completing the newsletter sign up form, we collect your name,  email address. We will also record the time and date of completion.

Legal basis for processing:  your consent (Article 6(1)(a) of the General Data Protection Regulation). Consent: you give your consent to us sending you our newsletters by signing up to receive them using the steps described above.

Transfer and storage of your information

We use a third-party service to send out our e-newsletter and administer our mailing list, Mailchimp.

Information you submit to subscribe for our e-newsletter may be stored outside the European Economic Area on our third-party mailing list provider’s servers in the United States.

Use of tracking in emails

We use technologies such as tracking pixels (small graphic files) and tracked links in the emails we send to allow us to assess the level of engagement our emails receive by measuring information such as the delivery rates, open rates, click through rates and content engagement which our emails achieve.

Registering on our website

When you register and create an account on our websites, we collect the following information: your name,  email address, address, location. We will also record the time and date of completion.

If you do not provide the mandatory information required by the registration form, you will not be able to register or create an account on our website.

Legitimate interest:  registering and administering accounts on our website to provide access to content, allows you to buy goods and services and facilitates the running and operation of our business.

Information you submit to us via the registration form on our website will be stored outside the European Economic Area on our third-party hosting provider’s servers located in the United States of America.

We collect and use information from individuals who place an order on our website in accordance with this section and the section entitled  Disclosure and additional uses of your information.

Information collected when you place an order

Mandatory information

When you place an order for goods or services on our website, we collect your name, email address, billing address.

If you do not provide this information, you will not be able to purchase goods or services from us on our website or enter into a contract with us.

Legal basis for processing:  compliance with a legal obligation (Article 6(1)(c) of the General Data Protection Regulation).

Legal obligation:  we have a legal obligation to issue you with an invoice for the goods and services you purchase from us where you are VAT registered and we require the mandatory information collected by our checkout form for this purpose. We also have a legal obligation to keep accounting records, including records of transactions

Additional information

We can also collect additional information from you, such as your phone number, full name, address etc.

We use this information to manage and improve your customer experience with us.

If you do not supply the additional information requested at checkout, you will not be able to complete your order as we will not have the correct level of information to adequately manage your account.

Legitimate interests:  The ability to provide adequate customer service and management of your customer account.

Processing your payment

After you place an order on our website you will need to make payment for the goods or services you have ordered. In order to process your payment we use Paypal, a third party payment processor.

Your payment will be processed by PayPal, who collect, use and process your information, including payment information, in accordance with their privacy policies.

You can access their privacy policy via the following link:  https://www.paypal.com/en/webapps/mpp/ua/privacy-full

In providing Paypal, Paypal transfers personal data outside the EEA.

Legal basis for processing:  necessary to perform a contract (Article 6(1)(b) of the General Data Protection Regulation).

Reason why necessary to perform a contract:  to fulfil your contractual obligation to pay for the goods or services you have ordered from us.

Our content, goods and services

When signing up for content, registering on our website or making a payment, we will use the information you provide in order to contact you regarding related content, products and services.

We will continue to send you marketing communications in relation to similar goods and services if you do not opt out from receiving them.

You can opt-out from receiving marketing communications at any time by emailing  [email protected]

Legitimate interests:  Sharing relevant, timely and industry-specific information on related business services, in order to assist your organisation grow, or to further develop you as a professional.

We use a third-party service to send out our marketing emails and administer our mailing list, Mailchimp

Information for marketing campaigns will be stored outside the European Economic Area on our third-party mailing list provider’s servers in the United States.

We use technologies such as tracking pixels (small graphic files) and tracked links in the emails we send to allow us to assess the level of engagement our emails receive by measuring information such as the delivery rates, open rates, click through rates and content engagement that our emails achieve.

Third party goods and services

In addition to receiving information about our products and services, you can opt in to receiving marketing communications from us in relation third party goods and services by email by ticking a box indicating that you would like to receive such communications.

Legal basis for processing:  consent (Article 6(1)(a) of the General Data Protection Regulation).

Consent:  you give your consent to us sending you information about third party goods and services by signing up to receive such information in accordance with the steps described above.

We use a third-party service to send out our marketing emails and administer our mailing list, Mailchimp.

For more information on how we use tracking in our marketing emails, see our cookies policy which is  available here .

This section sets out how we obtain or collect information about you from third parties.

Information received from third parties

We can often receive information about you from third parties. The third parties from which we receive information about you can include partner events within the marketing industry and other organisations that we have a professional affiliation with.

It is also possible that third parties with whom we have had no prior contact may provide us with information about you.

Information we obtain from third parties will generally be your name and contact details, but will include any additional information about you which they provide to us.

Reason why necessary to perform a contract:  where a third party has passed on information about you to us (such as your name and email address) in order for us to provide services to you, we will process your information in order to take steps at your request to enter into a contract with you and perform a contract with you (as the case may be).

Consent:  where you have asked that a third party to share information about you with us and the purpose of sharing that information is not related to the performance of a contract or services by us to you, we will process your information on the basis of your consent, which you give by asking the third party in question to pass on your information to us.

Legitimate interests:  where a third party has shared information about you with us and you have not consented to the sharing of that information, we will have a legitimate interest in processing that information in certain circumstances.

For example, we would have a legitimate interest in processing your information to perform our obligations under a sub-contract with the third party, where the third party has the main contract with you. Our legitimate interest is the performance of our obligations under our sub-contract.

Similarly, third parties may pass on information about you to us if you have infringed or potentially infringed any of our legal rights. In this case, we will have a legitimate interest in processing that information to investigate and pursue any such potential infringement.

Information obtained by us from third parties

In certain circumstances (for example, to verify the information we hold about you or obtain missing information we require to provide you with a service) we will obtain information about you from certain publicly accessible sources, both EU and non-EU, such as Companies House, online customer databases, business directories, media publications, social media, and websites (including your own website if you have one.

In certain circumstances will also obtain information about you from private sources, both EU and non-EU, such as marketing data services.

Where we receive information about you in error

If we receive information about you from a third party in error and/or we do not have a legal basis for processing that information, we will delete your information.

This section sets out the circumstances in which will disclose information about you to third parties and any additional purposes for which we use your information.

Disclosure of your information to service providers

We use a number of third parties to provide us with services which are necessary to run our business or to assist us with running our business

These include the following: Internet services, IT service providers and web developers.

Our third party service providers are located both inside and outside of the European Economic Area.

Your information will be shared with these service providers where necessary to provide you with the service you have requested, whether that is accessing our website or ordering goods and services from us.

We do not display the identities of our service providers publicly by name for security and competitive reasons. If you would like further information about the identities of our service providers, however, please contact us directly by email and we will provide you with such information where you have a legitimate reason for requesting it (where we have shared your information with such service providers, for example).

Legal basis for processing:  legitimate interests (Article 6(1)(f) of the General Data Protection Regulation).

Legitimate interest relied on:  where we share your information with these third parties in a context other than where is necessary to perform a contract (or take steps at your request to do so), we will share your information with such third parties in order to allow us to run and manage our business efficiently.

Legal basis for processing:  necessary to perform a contract and/or to take steps at your request prior to entering into a contract (Article 6(1)(b) of the General Data Protection Regulation).

Reason why necessary to perform a contract:  we may need to share information with our service providers to enable us to perform our obligations under that contract or to take the steps you have requested before we enter into a contract with you.

Disclosure and use of your information for legal reasons

Indicating possible criminal acts or threats to public security to a competent authority

If we suspect that criminal or potential criminal conduct has been occurred, we will in certain circumstances need to contact an appropriate authority, such as the police. This could be the case, for instance, if we suspect that we fraud or a cyber crime has been committed or if we receive threats or malicious communications towards us or third parties.

We will generally only need to process your information for this purpose if you were involved or affected by such an incident in some way.

Legitimate interests:  preventing crime or suspected criminal activity (such as fraud).

In connection with the enforcement or potential enforcement our legal rights

We will use your information in connection with the enforcement or potential enforcement of our legal rights, including, for example, sharing information with debt collection agencies if you do not pay amounts owed to us when you are contractually obliged to do so. Our legal rights may be contractual (where we have entered into a contract with you) or non-contractual (such as legal rights that we have under copyright law or tort law).

Legitimate interest:  enforcing our legal rights and taking steps to enforce our legal rights.

In connection with a legal or potential legal dispute or proceedings

We may need to use your information if we are involved in a dispute with you or a third party for example, either to resolve the dispute or as part of any mediation, arbitration or court resolution or similar process.

Legitimate interest(s):  resolving disputes and potential disputes.

This section sets out how long we retain your information. We have set out specific retention periods where possible. Where that has not been possible, we have set out the criteria we use to determine the retention period.

Retention periods

Server log information:  we retain information on our server logs for 3 months.

Order information:  when you place an order for goods and services, we retain that information for seven years following the end of the financial year in which you placed your order, in accordance with our legal obligation to keep records for tax purposes.

Correspondence and enquiries:  when you make an enquiry or correspond with us for any reason, whether by email or via our contact form or by phone, we will retain your information for as long as it takes to respond to and resolve your enquiry, and for 36 further month(s), after which point we will archive your information.

Newsletter:  we retain the information you used to sign up for our newsletter for as long as you remain subscribed (i.e. you do not unsubscribe).

Membership:  we retain the information you used to sign up for our memberships for as long as you remain subscribed (i.e. you do not unsubscribe).

Criteria for determining retention periods

In any other circumstances, we will retain your information for no longer than necessary, taking into account the following:

• the purpose(s) and use of your information both now and in the future (such as whether it is necessary to continue to store that information in order to continue to perform our obligations under a contract with you or to contact you in the future);
• whether we have any legal obligation to continue to process your information (such as any record-keeping obligations imposed by relevant law or regulation);
• whether we have any legal basis to continue to process your information (such as your consent);
• how valuable your information is (both now and in the future);
• any relevant agreed industry practices on how long information should be retained;
• the levels of risk, cost and liability involved with us continuing to hold the information;
• how hard it is to ensure that the information can be kept up to date and accurate; and
• any relevant surrounding circumstances (such as the nature and status of our relationship with you).]

We take appropriate technical and organisational measures to secure your information and to protect it against unauthorised or unlawful use and accidental loss or destruction, including:

• only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible;
• using secure servers to store your information;
• verifying the identity of any individual who requests access to information prior to granting them access to information;
• using Secure Sockets Layer (SSL) software to encrypt any payment transactions you make on or via our website;
• only transferring your information via closed system or encrypted data transfers;

Transmission of information to us by email

Transmission of information over the internet is not entirely secure, and if you submit any information to us over the internet (whether by email, via our website or any other means), you do so entirely at your own risk.

We cannot be responsible for any costs, expenses, loss of profits, harm to reputation, damages, liabilities or any other form of loss or damage suffered by you as a result of your decision to transmit information to us by such means.

Your information may be transferred and stored outside the European Economic Area (EEA) in the circumstances set out earlier in this policy.

We will also transfer your information outside the EEA or to an international organisation in order to comply with legal obligations to which we are subject (compliance with a court order, for example). Where we are required to do so, we will ensure appropriate safeguards and protections are in place.

Subject to certain limitations on certain rights, you have the following rights in relation to your information, which you can exercise by writing to the data controller using the details provided at the top of this policy.

• to request access to your information  and information related to our use and processing of your information;
• to request the correction or deletion  of your information;
• to request that we restrict our use  of your information;
• to receive information which you have provided to us in a structured, commonly used and machine-readable format  (e.g. a CSV file) and the right to have that information transferred to another data controller (including a third party data controller);
• to object to the processing of your information for certain purposes  (for further information, see the section below entitled Your right to object to the processing of your information for certain purposes); and
• to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information. Please note that if you withdraw your consent, this will not affect the lawfulness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent.

In accordance with Article 77 of the General Data Protection Regulation, you also have the right to lodge a complaint with a supervisory authority, in particular in the Member State of your habitual residence, place of work or of an alleged infringement of the General Data Protection Regulation.

Further information on your rights in relation to your personal data as an individual

You can find out further information about your rights, as well as information on any limitations which apply to those rights, by reading the underlying legislation contained in Articles 12 to 22 and 34 of the General Data Protection Regulation, which is available here: http://ec.europa.eu/justice/data-protection/reform/files/regulation_oj_en.pdf

Verifying your identity where you request access to your information

Where you request access to your information, we are required by law to use all reasonable measures to verify your identity before doing so.

These measures are designed to protect your information and to reduce the risk of identity fraud, identity theft or general unauthorised access to your information.

How we verify your identity

Where we possess appropriate information about you on file, we will attempt to verify your identity using that information.

If it is not possible to identity you from such information, or if we have insufficient information about you, we may require original or certified copies of certain documentation in order to be able to verify your identity before we are able to provide you with access to your information.

We will be able to confirm the precise information we require to verify your identity in your specific circumstances if and when you make such a request.

Your right to object

You have the following rights in relation to your information, which you may exercise in the same way as you may exercise by writing to the data controller using the details provided at the top of this policy.

• to object to us using or processing your information where we use or process it in order to  carry out a task in the public interest or for our legitimate interests , including ‘profiling’ (i.e. analysing or predicting your behaviour based on your information) based on any of these purposes; and
• to object to us using or processing your information for  direct marketing purposes  (including any profiling we engage in that is related to such direct marketing).

You may also exercise your right to object to us using or processing your information for direct marketing purposes by:

• clicking the unsubscribe link  contained at the bottom of any marketing email we send to you and following the instructions which appear in your browser following your clicking on that link;
• sending an email  to [email protected] , asking that we stop sending you marketing communications or by including the words “OPT OUT”.

Sensitive Personal Information

‘Sensitive personal information’ is information about an individual that reveals their racial or ethnic origin, political opinions, religious or philosophical beliefs, or trade union membership, genetic information, biometric information for the purpose of uniquely identifying an individual, information concerning health or information concerning a natural person’s sex life or sexual orientation.

We do not knowingly or intentionally collect sensitive personal information from individuals, and you must not submit sensitive personal information to us.

If, however, you inadvertently or intentionally transmit sensitive personal information to us, you will be considered to have explicitly consented to us processing that sensitive personal information under Article 9(2)(a) of the General Data Protection Regulation. We will use and process your sensitive personal information for the purposes of deleting it.

We update and amend our Privacy Policy from time to time.

Minor changes to our Privacy Policy

Where we make minor changes to our Privacy Policy, we will update our Privacy Policy with a new effective date stated at the beginning of it. Our processing of your information will be governed by the practices set out in that new version of the Privacy Policy from its effective date onwards.

Major changes to our Privacy Policy or the purposes for which we process your information

Where we make major changes to our Privacy Policy or intend to use your information for a new purpose or a different purpose than the purposes for which we originally collected it, we will notify you by email (where possible) or by posting a notice on our website.

We will provide you with the information about the change in question and the purpose and any other relevant information before we use your information for that new purpose.

Wherever required, we will obtain your prior consent before using your information for a purpose that is different from the purposes for which we originally collected it.

Because we care about the safety and privacy of children online, we comply with the Children’s Online Privacy Protection Act of 1998 (COPPA). COPPA and its accompanying regulations protect the privacy of children using the internet. We do not knowingly contact or collect information from persons under the age of 18. The website is not intended to solicit information of any kind from persons under the age of 18.

It is possible that we could receive information pertaining to persons under the age of 18 by the fraud or deception of a third party. If we are notified of this, as soon as we verify the information, we will, where required by law to do so, immediately obtain the appropriate parental consent to use that information or, if we are unable to obtain such parental consent, we will delete the information from our servers. If you would like to notify us of our receipt of information about persons under the age of 18, please do so by contacting us by using the details at the top of this policy.

Strictly Necessary Cookie should be enabled at all times so that we can save your preferences for cookie settings.

If you disable this cookie, we will not be able to save your preferences. This means that every time you visit this website you will need to enable or disable cookies again.

This website uses Google Analytics to collect anonymous information such as the number of visitors to the site, and the most popular pages.

Keeping this cookie enabled helps us to improve our website.

Please enable Strictly Necessary Cookies first so that we can save your preferences!

OUR COOKIES AND YOU

Hello! If you are reading this, then you care about privacy – and your privacy is very important to us. Cookies are an important part of almost all online companies these days, and this page describes what they are, how we use them, what data they collect, and most importantly, how you can change your browser settings to turn them off.

WHAT IS A COOKIE?

A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.

Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.

Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

HOW WE USE COOKIES?

We use cookies for a number of different purposes. Some cookies are necessary for technical reasons; some enable a personalized experience for both visitors and registered users; and some allow the display of advertising from selected third party networks. Some of these cookies may be set when a page is loaded, or when a visitor takes a particular action (clicking the “like” or “follow” button on a post, for example).

WHAT COOKIES DO ABRAMSNATION.COM USE?

We use cookies for the following purposes:

WHAT COOKIES ARE USED BY OUR SERVICE PROVIDERS?

Our service providers use cookies and those cookies may be stored on your computer when you visit our website.

We use Google Analytics to analyse the use of our website. Google Analytics gathers information about website use by means of cookies. The information gathered relating to our website is used to create reports about the use of our website. Google’s privacy policy is available at https://www.google.com/policies/privacy/

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MANAGING COOKIES

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Hi there! I'm Ashley Evans, and I'm delighted to share a bit about myself with you. First and foremost, I'm a devoted mom to a wonderful special needs daughter who has inspired my journey into the world of travel and inclusion. As a Certified Autism Travel Agent accredited by IBCCES, I'm passionate about creating exceptional vacation experiences for special needs families. My specialization lies in crafting itineraries that encompass autism-friendly resorts and cruises, ensuring that every family member feels comfortable and cared for throughout their journey.

Inclusion is at the heart of everything I do. I firmly believe that travel should be accessible and enjoyable for everyone, regardless of their unique needs. With my expertise, I'm here to offer a helping hand to special needs families, making the vacation planning process a breeze. Whether you're seeking a family-friendly getaway packed with sensory-friendly activities or a romantic couples' retreat, I've got you covered. Let's work together to design a truly memorable vacation that suits your family's specific requirements, creating lasting memories that you'll cherish forever.

We would love for you to follow us on Facebook at A.K Travel Adventures! By following us on Facebook, you will have access to the latest travel offers, news, and updates. We frequently share travel tips, destination recommendations, and exclusive deals for our followers, so be sure to hit the follow button and never miss out on an opportunity to make your next adventure unforgettable!

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For your convenience all my info and affiliate links are all in one spot for you.

My Certified Autism Travel Professional certificate from IBCCES is a source of pride, reflecting my dedication to providing exceptional service to individuals and families with autism. This certification not only instills trust in my clients, addressing their specific needs during travel, but also enables me to offer personalized itineraries and accommodations, making travel more comfortable and inclusive for everyone.

Holding the Accessible Travel Advocate certificate from SNG is a source of pride for me, as it reflects my commitment to ensuring comfortable and inclusive travel experiences for clients with disabilities. This certification not only enhances my credibility but also empowers me to provide personalized solutions, navigate accessibility challenges, and advocate for inclusive travel, aligning with SNG's mission and enabling me to make travel dreams a reality for everyone.

It's Big, Wide Accessible World, Go Explore and Enjoy

Did you ever cancel a trip because of a bad knee or other mobility impairment? Have you avoided cruises and family events that require travel for fear you’ll need oxygen mid-trip? Relax. Today’s world is more accessible than ever, and for anyone with special requirements for traveling, there’s a world of information and help waiting for you.    It’s disappointing to be left behind or to have to leave a loved one behind because of a physical limitation or special travel need. Not having everyone around diminishes the fun for those who do make the trip, especially if the trip is a family event. Out of town weddings, family celebrations, reunions and multi-generational trips are simply more fun and more memorable for everyone, when every member of the family or group can participate.    Here are a few tips to ensure that when the next travel opportunity arises, you are ready to go.   Outline your travel needs  Take time to evaluate the logistics of the trip in relationship to your ability to keep pace. What modes of transportation will you be using? Airplane, motor coach, train, ship, transit vans for ground transfers? Make a list, referring to relevant brochures, your trip organizer or travel agent to make sure you don’t miss anything.    Now, make a list of your specific requirements. Be honest, what types of special needs equipment do you depend on at home? What do you use or need (or wish you had!) when shopping, sightseeing locally, dining out or going to the movies, attending concerts, the theatre, street fairs or sporting events at home?    Can you hear and see clearly without special auditory equipment or visual aides? How far can you walk without a rest break? Are stairs difficult? Can you get in and out of the tub or shower at home without handgrips or other assistance?    Travel, whether solo or in a group, is full of challenges. This is no time for being a martyr or trying to “tough it out.” If a wheelchair, scooter or portable oxygen will make your trip easier, place that item on your list. Many people who do not use wheelchairs or walkers at home feel more comfortable using these mobility aides for tour and excursions. In fact, most of our wheelchair and scooter rentals are to individuals who only use such aides when traveling.   Plan Ahead  If you already own a scooter, or portable oxygen, it’s important to know the policy and procedures for bringing that equipment onboard all the transport vehicles included in your itinerary, from planes to taxis to ferry boats. Does that transport have a way to stow your scooter or wheelchair? Is oxygen allowed on board? Some airlines prohibit certain types of batteries, such as wet cell batteries, or oxygen cylinders. Airlines operate under strict rules, so there may be packing procedures to follow if they do allow the equipment. Keep in mind, most airlines need at least 48 hours notice to make special arrangements, and be prepared to fill out forms.    Overall cruise ships are more lenient in allowing oxygen, but some disallow certain types of oxygen. All require that the oxygen be delivered to the ship, and that you have enough for the entire voyage. Oxygen may never be brought aboard in your luggage. Requirements vary, so check your cruise line for proper instructions. Again, documentation and paper work are required.    Whether you are headed for a cruise ship, hotel or all-inclusive resort, double check for wheelchair access at that venue plus any venues you will be visiting on the trip. Confirm that accessible hotel rooms, resort accommodations or ship staterooms are available for your travel dates. The earlier you book, the better your chances of securing fully accessible accommodations. And early booking increases your chances of securing a ground floor hotel room or cruise stateroom near the elevator, if these issues are important.    Check on the access to public rooms, restaurants, bars, toilets, the swimming pool, hot tub, beach area and other amenities. Are there TDD phone devices? How will you get in and out of the shower or bathtub? Are there flashing lights to accommodate hearing? Braille room numbers? Knowing in advance the scope of your needs gives you time to arrange advance rentals of any necessary equipment, scheduled to arrive when you do. Everything from scooters, lifts, ramps, TDD kits and special mattresses, including special needs cribs, is available for rental.    Will road travel or car excursions be part of the trip? Many car rental companies, such as Avis Access, have vehicles that are modified for drivers or passengers with mobility limitations. Check ahead to make sure a suitable vehicle will be available for your travel dates. If you will be hiring a car or van, make sure the company is aware of your special needs.    When traveling with a limitation or disability, full travel insurance for medical coverage abroad and trip cancellation insurance are even more important and strongly advised.   Ask the Right Questions  When making the final bookings, be sure you ask the right questions, even if the accommodations or cruise stateroom are categorized as “accessible”.    For example, are doorways wide enough for the largest wheelchairs? Do the doors open outwards or into the room?    Are all the public areas of the hotel, resort or ship accessible? Do you need to make special arrangements in the dining room to accommodate the wheelchair or scooter?    Will the bathroom facilities truly fit your need? Is the bathroom large enough for the wheelchair or scooter? Is there a roll-in shower? Grab-bars?    Are there facilities for companion/assistance animals?    Are there shopping and entertainment facilities close by if you are staying at a hotel or resort?    On shore excursions or tours, does the van have a lift and method for transporting wheelchairs and scooters?

 Simply stated, don’t take anything for granted. It’s easy to arrange for almost every situation, and the world is wonderfully accessible, once you know what’s needed, what’s available and how to find the necessary equipment.

As a Certified Accessible Travel Advocate I look forward to helping you with all of your accessible travel needs!

Surprise, AZ 85388

Home > News

Travel insurance covering children with disabilities, 07 august 2018.

We give some tips on where you may be able to get travel insurance to cover preexisting conditions.

holidays | travel insurance

At this time of year, one of the questions coming in to our helpline is about travel insurance that will cover children with pre-existing conditions. Many people have travel cover potentially included with a service they already use, such as car insurance, a membership subscription or a bank account, but they have looked in the small print and found that pre-existing conditions are excluded.

Should you be in this position and wish to know where to find an insurer that will provide cover, the list below is a place to start. Some of these companies only cover for certain conditions.

Listing these companies does not imply that Cerebra recommend any of them, only that we know they are there. Please make sure you check that they are suitable for your needs.

Insurance companies

• AllClear Insurance Services
• Fish Insurance
• Fogg Travel Insurance Services
• Freedom Insurance
• Free Spirit Travel Insurance
• Genesis Choice Insurance Specialists
• Global Travel Insurance
• P.J. Hayman & Co. Ltd., a group of specialist travel insurance companies, each covering different requirements
• Pulse Insurance
• Compare the Market

A holiday advice organisation that may know of other insurers is Tourism for All .

Other things worth thinking about before travelling

Government advice about travel with disabilities, which includes insurance, booking, taking medication abroad, law, access, finance, airports and so on.

For travel in the UK, the National Key Scheme for access to toilets for people with disabilities (not all toilets are kept locked, but for those that are), http://nks.directenquiries.com/nks/page.aspx?pageid=10&tab=National+Key+Scheme&level=2 and

For travel in Europe, a European Health Insurance Card (EHIC) is needed. These cards should be free of charge but they go out of date, so if you already have one it is worth checking that it will still be valid when you travel.  Further details: http://www.moneysavingexpert.com/travel/free-ehic-card .

This article was first written in June 2015. Updated August 2018.

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Special Needs Plans (SNP)

What's an snp.

A Special Needs Plan (SNP) provides benefits and services to people with specific conditions, certain health care needs, or who also have Medicaid.  SNPs include care coordination services and tailor their benefits, provider choices, and list of covered drugs (formularies) to best meet the specific needs of the groups they serve.

SNPs are either HMO or PPO plan types, and cover the same Medicare Part A and Part B benefits that all Medicare Advantage Plans cover. However, SNPs might also cover extra services for the special groups they serve. For example, if you have a severe condition, like cancer or congestive heart failure, and you need a hospital stay, an SNP may cover extra days in the hospital. You can only stay enrolled in an SNP if you continue to meet the special conditions of the plan.

Who can join an SNP?

You can join an SNP if you meet these requirements:

• You have Medicare Part A (Hospital Insurance)  and  Medicare Part B (Medical Insurance) .
• You live in the plan's  service area . 
• Dual Eligible SNP (D-SNP)
• Chronic Condition SNP (C-SNP)
• Institutional SNP (I-SNP)

What are the eligibility requirements for the 3 types of SNPs?

Where are SNPs offered?

Each year, different types of SNPs may be available in different parts of the country. Insurance companies decide where they’ll do business, so SNPs may not be everywhere in the U.S.

Questions you may have about SNPs:

Special Needs

When you have a child with special needs, vacationing means careful planning of every detail. maybe you thought you could never take your child to disney., with the mouse experts planning your disney vacation, you can take your children with special needs to disney and have a wonderful time..

Because each child is unique, we work to accommodate children with special needs and to plan a Disney vacation specifically for you. In addition to our expertise in planning trips to Disney for children with special needs, we also use direct feedback from our clients who have children with autism, sensory integration, and other disabilities, and incorporate it into our customized itineraries.

Here are just a few ways The Mouse Experts make your trip to Disney memorable and enjoyable:

• Suitable accommodations: During booking, we will notify the hotel of your child’s special needs and request a room that best suits him or her.
• Avoidance of sensory overload: You receive a list of which attractions have features such as temperature changes and unusual noises so you can be prepared.
• Time-outs: Each park has several areas for your child to get away and decompress.
•   Disability Assistance System : Disney provides it to make your child’s experience more magical. Disney staffers are wonderful with children with special needs. We will tell you how to use the system.
• Dining: You won’t have to worry about your child eating something he or she shouldn’t. Disney is one of the best places to go if you have dietary restrictions or food allergies. The care they take in accommodating food allergies far surpasses anywhere else we have been.

The Mouse Experts have a team of advisors that specialize in assisting families with special needs. From attraction recommendations to where the best bathrooms are for your family, they can help. They know the best places in the parks to give your family exactly what they need to make the most out of their trip to Disney! Contact us now to get started planning your magical trip to Disney.

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Table of Contents

Look to your credit cards, first

What to consider if you buy a separate cruise travel insurance policy, what cruise travel insurance doesn't cover, how to shop cruise travel insurance options, is cruise travel insurance necessary.

Travel insurance can save you when you’re in a pinch, and cruises are especially important to protect. Whether you experience a flight delay, your car breaks down or you get sick, having a backup plan that will cover the cost of your trip, or at least help you get there without extra expense, can be essential. It’s recommended to arrive one day before the departure of your cruise to allow for any delays because if you arrive late to the departure point, the ship may have already left.

If you find yourself stranded at the pier long after your cruise has left, or aren't able to get to the pier at all, cruise travel insurance can help. These are some of the best travel insurance options for cruises.

» Learn more: The best travel credit cards right now

Many credit cards provide sufficient travel protection that can help you in the event of a delay or cancellation. It can even help if you arrive on time, but your bags do not. Other travel protections include helping if you need medical attention or evacuation during your trip, as well as insurance for a rental car if you decide to drive in one of the ports you visit.

Some of the popular credit card options that provide ample protections include:

Chase Sapphire Preferred® Card .

Chase Sapphire Reserve® .

Marriott Bonvoy Brilliant® American Express® Card . Terms apply.

United℠ Explorer Card .

You'll need to review the policy before the trip to decide if you need to purchase additional coverage.

» Learn more: What to know before buying travel insurance

If you don't have a credit card with coverage or you want to add more protection, it is wise to buy insurance as soon as possible after booking the cruise. Some companies require that you buy cruise insurance within two weeks of making the initial deposit, particularly if you're hoping for pre-existing medical coverage.

The longer you wait to buy cruise insurance, the higher the price may become.

Also, your own health insurance may not cover cruise travel or medical attention onboard a ship. Often, some personal insurance plans do not protect passengers once they have sailed more than six hours from any U.S. port. This may come as a surprise for those who thought they were protected, which is why it can be wise to purchase additional coverage for a cruise.

Since medical treatment on a ship may be more expensive, and evacuation at sea may require a helicopter or small boat, having emergency coverage can be essential.

If you’re still deciding on additional protection, consider these factors:

Destination: Is it remote or far from an airport or medical facility? How difficult will it be for you to find medical care or leave the ship?

Length of stay: How long will you be traveling? If it's only a few days, the probability that you will need coverage is less than if the trip were longer or farther from home.

Credit card protections: Read the fine print of your credit card benefits. If you used that card to pay for your travel, you may already have protection in the event of trip delay or cancellation, missing or lost luggage, medical reasons or weather issues.

Personal liability: Will you be engaging in activities that may make you responsible for someone else’s injury? Will you be renting a car or participating in activities like boating, biking or motorized water sports? If you may be held liable for someone else’s injury, insurance can help protect you.

As important as knowing how you will be protected, it is also paramount to know what is not included.

For example, if any injury or health issue is alcohol-related, it may not be covered. You might also want to know if natural disasters like a hurricane, terrorist incidents or bankruptcy by the cruise line are also covered. Sometimes, there are specific carve-outs for such situations.

Another important factor to consider is COVID-19 protection , as not all insurance plans include it. You will want to consider what happens if you get sick before the sailing or onboard since you may have to find accommodation if you are not able to travel for a period of time.

Some cruise insurance policies will cover itinerary changes. This means if you have your heart set on visiting a particular place, but it gets cut from the itinerary (a common occurrence due to weather conditions), you would receive some form of compensation. Not all plans include this, and for certain trips with a popular port (like visiting Alexandria, Egypt, to drive to the Pyramids), it may be wise to check if you are covered.

» Learn more: Should you insure your cruise?

There are many providers of travel insurance, and often, cruise companies will recommend a partner when making a reservation. Those are often best since the cruise line has a history of working with that company and has considered the intricacies of the various ports its ships are visiting. Still, policies vary.

If you want to buy a policy beyond what is already offered by your credit card, start with an aggregator site like Insure My Trip that compares several policies based on the criteria you choose. How long will you be gone? Where are you going? Do you have any pre-existing conditions? All of these things can affect the price of a policy that you purchase.

There are other respected insurance options like Travel Guard , which has policies specifically geared toward cruise trips. SafeCruise from VisitorsCoverage is another plan that is designed for cruise travel, and it includes an upgrade for a partial Cancel For Any Reason reimbursement.

Deciding if you want to protect your trip probably depends on your budget. If you can afford a worst-case scenario without protection, then maybe you won’t need to purchase travel insurance for cruises.

But for most travelers, having a backup plan in case anything goes wrong makes the trip that much more enjoyable.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Politics latest: Key voter on Humza Yousaf's future will make proposals to 'help him out of a tight corner'

Ash Regan, who is the Alba Party's sole MSP and potentially the deciding vote in a no-confidence motion in Mr Yousaf, is expected to meet with the first minister. Listen to this week's Politics at Jack and Sam's as you scroll.

Sunday 28 April 2024 11:15, UK

• Sunak refuses to rule out July general election
• Watch in full: Trevor Phillips interviews the prime minister
• Key voter on Yousaf's future will make proposals to 'help him out of a tight corner'
• Connor Gillies:  First minister must reset relations with very people he's burned bridges with
• Salmond asked Alastair Campbell to negotiate on behalf of Scotland if it gained independence
• Explained: How did we get here - and what happens next?
• Tap here to follow Politics at Jack and Sam's
• Sam Coates explains why the local elections matter
• Live reporting by Brad Young

By Trevor Phillips, presenter

I've known Rishi Sunak slightly for almost a decade, having first met him after he penned a thoughtful, comprehensive, well-received report on Britain's minority communities, which I'd say is still the best of its kind.

Sitting down to interview him in a state-of-the-art defence facility this week, I could still see the same energetic, likeable problem solver that I met back then, even if he's now surrounded by the prime ministerial cavalcade of aides, security and media.

That Peloton and fasting regime are clearly doing their job. He's keen to show his detailed grasp of the situation, whether that's welfare reform, defence or migration. It's easy to see why he shone in Silicon Valley and thrived in the Treasury.

However, in the political world he chose, there's a downside to being highly intelligent, disciplined, and super-focused on delivery, as they might say in California.

He betrays frustration with what he - not wholly unjustifiably - sees as a media obsession with polls and presentation.

Unfortunately, as Enoch Powell once pointed out, a politician who complains about journalists is like a sailor who doesn't much fancy being at sea.

He rightly points out that it's his job to make hard choices - for example, funding the defence budget even if it's at the expense of schools and hospitals.

But a political leader should also know that what follows is an even harder job: to cajole the electorate into supporting that choice - and the voters aren't always governed by the logic of the computer.

Read on here...

Lorna Slater, co-leader of the Scottish Greens, has said her party will not be changing its mind about supporting the upcoming motion of no confidence in First Minister Humza Yousaf.

Ms Slater said they would vote in favour of the motion on BBC Scotland's Sunday Show,

"I cannot imagine anything at this point that could change that position.

"This was a spectacular breach of trust."

She was asked if policy offers from Mr Yousaf ahead of the vote could persuade them to abstain.

“[The Bute House Agreement] was based on mutual trust and respect. I do have trust and respect for many of my SNP colleagues," she said.

"But Humza Yousaf himself has broken that and he needs to face the consequences."

Policing minister Chris Philp said he was posing a "rhetorical question" after he appeared to ask whether Rwanda and the Democratic Republic of the Congo were different countries.

The MP for Croydon South said he was struggling to hear when he was asked about the government's new law on deporting some asylum seekers to Rwanda by a Question Time audience member.

He told the BBC's Laura Kuenssberg: "I was struggling a little bit to hear the question.

"When I put that point to him I was asking that as a clearly rhetorical question rather than a substantive question, as I think any fair-minded listener would conclude."

What did he say on Question Time?

The audience member, from Congo, pointed out there has been a long history of violent conflict with neighbouring country Rwanda.

He asked Mr Philp: "Had my family members come from Goma [a city on the country's border] on a crossing right now, would they then be sent back to the country they are supposedly warring – Rwanda? Does that make any sense to you?"

Mr Philp replied: "No, I think there's an exclusion on people from Rwanda being sent to Rwanda."

After the audience member objected that his parents were not from Rwanda, the Conservative MP appeared to ask: "Well, I mean, Rwanda is a different country to Congo, isn't it?

"It's a different country?" he said, followed by laughter from some audience members.

Rishi Sunak was quizzed over the local and general elections, the Rwanda Scheme and defence spending today on Sunday Morning With Trevor Phillips.

If you missed it, here's your chance to catch up on all the key moments - or watch the interview in full.

• The prime minister tried to manage expectations for Thursday, saying: "Local elections are always difficult for incumbent parties";
• Asylum seekers travelling across the land border to Ireland was a sign the Rwanda scheme was working as a deterrent, he said;
• Despite being asked several times, Mr Sunak refused to rule out a July general election;
• He declined to comment on polling and, when asked if he would have any regrets should the Conservative Party lose, Mr Sunak said: "You're again focused on all this personality stuff."

A little earlier this morning, Rishi Sunak told Sky News that the movement of migrants from Northern Ireland into the Republic of Ireland showed his Rwanda scheme was working as a deterrent.

But the Irish government is to consider legislative proposals next week on returning asylum seekers back to the UK who have travelled across the land border.

Justice minister Helen McEntee will also meet Home Secretary James Cleverly next week, after saying the number of migrants crossing the border was now "higher than 80%".

"I'll have emergency legislation at cabinet this week to make sure that we can effectively return people to the UK," she told RTE.

Ms McEntee added Brexit was responsible for the UK seeing an increase in people seeking asylum.

A spokesman for Irish premier Simon Harris said he is "very clear about the importance of protecting the integrity" of Ireland's migration system.

"Ireland has a rules-based system that must always be applied firmly and fairly.

"In that context, the Taoiseach has asked the minister for justice to bring proposals to Cabinet next week to amend existing law regarding the designation of safe 'third countries' and allowing the return of inadmissible international protection applicants to the UK."

Alex Salmond asked Alastair Campbell to negotiate on behalf of Scotland with the UK government in the event it voted for independence in 2014, Mr Campbell tells Sky News.

The proposal was made when the pair were in Scotland ahead of the referendum, making tributes to Tony Benn, the former Number 10 communications director says.

"If Scotland had become independent, then that would have been a massive, massive thing for the country, so I would have been very happy to do that.

"I would want people who weren't necessarily pro-indpendence to be part of that team."

As Humza Yousaf fights to maintain leadership of Scotland, the Alba Party's Alex Salmond joins Sunday Morning With Trevor Phillips.

Meanwhile, Ash Regan, the Alba Party's sole MP and potentially the deciding vote in a no-confidence motion in Mr Yousaf, is expected to meet with the first minister.

Ms Regan will "make a set of reasonable proposals to help him out of a very tight corner", says Mr Salmond.

"Scotland is lucky that somebody like Ash Regan is in that position."

Independence forces should be "cooperating together to try and get independence back as a priority in Scottish society".

Asked if an agreement can be reached with the SNP, Mr Salmond says Mr Yousaf is "in a very difficult position" but he will be in a "listening mode".

"He wouldn't have sacked the Greens from his administration unless he wanted a significant change in direction," says Mr Salmond.

"One possible outcome of this political crisis is there might be a Scottish election."

Earlier this week, Labour pledged to nationalise the railway system.

Shadow health secretary Wes Streeting says the plan is a "reflection of the failure of privatised rail and the absence of competition".

If you bring the franchises back into public ownership as they come up, the profits can be reinvested into better services and fairs, argues Mr Streeting.

"There is already enormous public ownership of our railways, but they are owned by French, German, Dutch and Italian taxpayers, and our profits go into their countries."

"It's time that we had public ownership of our railways so we can reinvest."

Trevor Phillips continues to put questions to shadow health secretary Wes Streeting.

He is about Keir Starmer's pledge to maintain the triple lock, with Phillips raising statistics showing median wealth for those in their early 60s was nearly nine times higher than those in their early 30s.

"I don't buy into that intergenerational conflict argument. We need to give pensioners the reassurance to know that as they have planned for retirement... that Labour will protect the triple lock."

Wes Streeting is asked about the possibility of a July election, which the prime minister has refused to rule out.

The shadow health secretary says: "He should get on with it. We are not just ready, we are, as with the rest of the country, fed up of waiting."

People are "crying out for an opportunity to deliver their verdict on this government and vote for change", he says.

"That's why the prime minister bottled an election earlier this year, that's why he's bottled it now, and that's why he will have to be taken out of Downing Street by his fingernails."

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