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Money in Japan

The yen, ATMs, exchanging currencies, and etiquette

Tom Roseveare

When traveling in Japan, visitors will need to use the Japanese currency. In our money guide, we outline the basics of using Japanese yen (¥, JPY), including denominations, exchange rates, and payment methods.

Japanese Yen

The official Japanese currency is the Japanese yen, represented by the currency code JPY and the currency symbol, ¥.

Locally in Japan, yen is pronounced “ en ” in Japanese and often accompanied by its kanji, 円, in everyday use.

The Japanese yen is available in 10 denominations, including six coins and four banknotes that you can read about in-depth in the denomination section.

As of 2024, the number of ways to pay in Japan has proliferated—though cash is arguably still king.

Despite the widening use of credit- and debit cards, Japan is still predominantly considered a cash-based society which especially holds true in rural areas or when visiting small, independent businesses.

It’s always a good idea to have small denominations (10 yen and 100 yen coins, as well as 1,000 yen notes) handy, as many ticket and vending machines will not accept larger denominations (especially 5,000 and 10,000 yen bills).

Having so much cash in your wallet may make you feel uneasy at first, but Japan does have one of the lowest crime rates in the world. While nothing beats being careful, chances are you’re more likely to lose money by dropping or leaving it, rather than it getting stolen.

  • If you are holding too many coins, note that a lot of supermarkets or convenience stores (7-eleven, Family Mart, Lawson etc) have payment kiosks that let you use denominations down to 1 yen allowing you to quickly deposit them.

Credit/Debit Cards

Credit and debit cards are increasingly accepted across Japan, but always try to check in advance whether a place solely accepts credit cards (also often indicated near the shopfront for any business), as well as abide by these tips:

Even if you decide to mainly use a credit card, it is still recommended to carry or have access to sufficient cash.

Most credit card companies will charge a surcharge (usually 1–3%) for foreign-issued cards. A Wise card lets you avoid foreign transaction fees and convert at the real exchange rate, even when using local ATMs.

The most commonly accepted cards are MasterCard, Visa, and JCB, followed by American Express and Diner’s Club.

  • Credit card readers typically support one of swipe, insert or tap/contactless (referred to as "touch" in Japan). In some cases, you may still asked to sign for payments but it is rare for the vendor to check the authenticity of this (often they'll have already returned the card).

Transit IC cards, such as Suica and PASMO , are commonplace in Japan's major cities. The 10 main IC operators across Japan also include Icoca, Pitapa, Toica, Manaca, Kitaca, Suogca, Nimoca and Hayakaken. They are all interoperable, meaning you can use one card of another IC card's network, but you cannot travel between IC card areas on a single card.

They are predominantly used for train and bus fares, but can also be used for payments in urban areas with good transportation links, including for use at vending machines, station kiosks, shops, cafes and restaurants.

Both iPhone and Android support digital versions of Suica and Pasmo via their official apps for easy contactless payment. Android devices need to support Osaifu-Keitai/FeliCa (only installed on phones sold within Japan) whereas Apple devices including iPhone 8 or later and Apple Watch Series 3 or later should work fine.

Digital Payments

If you have a Japanese phone number, a number of local apps are available to you. Digital payment apps can typically be topped up at ATMs or via connecting a bank account, credit card or mobile service provider. Payments can be made via contactless terminals or having a vendor scan your QR code. Services include:

  • R (Rakuten) Pay

Getting Yen

Two common ways to withdraw yen are through Japan Post and 7-Eleven ATMs:

Japan Post ATMs are located at more than 26,000 locations nationwide (denoted with the “JP” logo); each post office will have at least one, while they can also be found at shopping malls and supermarkets. Service hours vary according to location; large post offices in major cities will have longer hours than small ones in rural areas. English services are also available

7-Eleven (Seven Bank) has over 20,000 ATMs across Japan, located at 7-Eleven convenience stores. Services are offered virtually 24/7 and currently available in 12 languages (Japanese, English, Korean, Simplified Chinese, Portuguese, Chinese traditional, Thai, Malay, Indonesian, Vietnamese, French, and German).

E-net ATMs in Family Mart can also offer a service to international cards including MasterCard.

Be aware of service charge fees that may also rise for transactions made outside traditional operating hours (usually 9am–5pm on weekdays):

MasterCard ATMs in Japan

Visa Card ATM Locator

Wise in Japan

If you need to transfer funds to a local account or to have convenient access to currency during your trip, Wise (formerly TransferWise) allows you to do so — economically, quickly and easily.

Together with the app, a Wise card can help give you more spending flexibility in Japan while always knowing you'll get competitive exchange rates and the ability to set currency alerts or auto-convert currency.

If you don't have an account, sign-up to Wise today to get a fee-free transfer of up to 75,000 JPY!

Exchanging Currencies

For a general idea of what current exchange rates are like, check out XE Currency Converter or Wise's own Currency Converter .

All places with an “Authorized Foreign Exchange” sign can exchange currencies; these places include banks and money changers (such as Travelex ), which can be located at airports and in major cities.

  • Banks are usually open from 9am to 3pm on weekdays.

Hotels and large department stores may offer currency exchange services, although with extra fees and less favorable rates.

Traveler's Checks

Due to the relatively limited number of ATMs that support foreign-issued cards, traveler’s checks are more useful than you’d think in Japan.

Traveler's checks tend to carry more favorable rates than money changers and ATMs, and are accepted by leading banks, hotels, ryokan , and stores in major cities, but very few places elsewhere.

  • Do not pay with a check drawn from a foreign bank; as many Japanese places will either charge large extra fees or not accept them at all.

Money Etiquette and Things to Know

Consider the following hints and tips when using money in Japan:

Tipping : Japan has a no-tip policy . Leaving a tip at a restaurant or a taxi driver will often result in them returning you the money (If you do want to leave a tip—such as for a maid at a ryokan or a tour guide—put the money in an envelope and give it to them in person).

Handling cash : Most restaurants, shops, and even taxis, will provide a small tray for you to put money on, instead of giving it directly to the cashier. This is also often used when receiving small change.

Consumption tax : When paying for goods in Japan, it is fairly common to see the pre-tax price advertised although, by law, the final price should always be indicated. Consumption tax is currently 10%, but for cafes, restaurants or other businesses serving food to take away the tax is 8%.

When to exchange : Although it depends on the currency, it is generally better to exchange yen in Japan than in your home country, due to a lower commission and better exchange rate. Similarly, you'll typically get better rates away from the major airports.

Denominations

Read more in detail about each of the Japanese yen's coins and bills.

1,000 yen ( sen-en )

The design is printed in blue.

The front of the current banknote features a portrait of Hideyo Noguchi, a bacteriologist famous for his groundbreaking research on syphilis and yellow fever.

The back of the current banknote features Mount Fuji and Lake Motosu , flanked with cherry blossoms.

2,000 yen ( nisen-en )

The design is printed in green.

It was issued in 2000 to commemorate the millennium, as well as the 26th G8 Summit, held in Okinawa.

The front of the banknote features the Shurei-mon, one of the main gates of the Okinawan castle Shuri-jyo .

The back features a scene from the Tale of Genji and a portrait of the author, Murasaki Shikibu.

Due to its limited number, 2,000 yen bills are considered a novelty in Japan.

5,000 yen ( gosen-en )

The design is printed in purple.

The current design of the front features Ichiyo Higuchi, the first prominent Japanese female author.

The current design of the back is the “Kakitsubata-zu,” a painting of irises by Ogata Korin.

10,000 yen ( ichiman-en )

The design is printed in brown.

The front of the current banknote features a portrait of Fukuzawa Yukichi, the founder of Keio University.

The back features the phoenix statue from Byodo-in .

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By Tom Roseveare

Creative Director @ Japan Travel

Money in Japan

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A Broken Backpack

Cash In Japan: Everything You Need To Know

by Melissa Giroux | Last updated Dec 5, 2023 | Asia , Japan , Travel Tips

If you’re planning to travel to Japan, there’s one thing you should prepare for – money!

In this guide, we’ll explore all the topics related to money in Japan .

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We’ll talk about the currency, withdrawals and ATMs, money transfers in Japan, and some travel tips related to money.

Without further ado, let’s have a look at the Japanese currency.

Japan map with flag

Japanese Yen

The official currency in Japan is the Japanese Yen (JPY).

You’ll find banknotes and coins.

  • 1000 (blue)
  • 2000 (green)
  • 5000 (purple)
  • 10000 (brown)

Japan money

As the currency exchange can fluctuate quickly, we recommend you keep a look at the latest rates before your trip and during your trip.

Planning your upcoming adventures? Travel by bus! (It's cheap!)

I usually take a screenshot of the latest rates the day before the trip so that I can have a quick look to get familiar with the conversion when I buy something or withdraw money.

Best Way To Get Cash In Japan

The best way to get Japanese Yen is to withdraw money in an ATM or exchange money before your trip/on arrival).

I personally use bank ATMs to withdraw cash in Japan as I’m not a big fan of exchanging money abroad, but some people prefer this, so we’ll make sure to cover each topic in this guide.

Withdrawing Cash In Japan

You can easily find ATMs in Japan, especially in bigger cities and tourist hotspots. You’ll find them at banks, convenience stores (like Seven-Eleven or Lawson), and airports.

Most ATMs accept debit/credit cards from all over the world. You should be able to withdraw JPY with no problem. I personally use Revolut in Japan to withdraw money.

How To Withdraw Money In Japan

Follow the steps below to withdraw cash in Japan:

  • Find an ATM
  • Insert your card
  • Select your language
  • Click on the option to make a withdrawal
  • If you’re given an option for the exchange rate, select the option “Without Conversion”, as you’ll get a better exchange rate this way
  • Accept the transaction fees (if any)
  • Take your money and card

I personally use my Revolut card to withdraw money in Japan. Revolut is a great option for travelers as you can freeze and unfreeze your card. There are other advantages for travelers too. Learn more by reading our Revolut review .

Bulgarian lev atm

Exchanging Money In Japan

Another way to get money in Japan is by exchanging currencies. You can find exchange offices in airports, major cities, or banks.

While some people prefer the convenience of changing money before their trip, it’s better to exchange money in Japan. The exchange rates you find in Japan are usually better.

Now, you may be wondering which currency to take to Japan. Think of the main currencies such as USD and EUR. However, you’ll only be able to use Japanese Yen (JPY) in Japan.

Payments In Japan

Cash in Japan is handy, and you should always have some in your pocket. For example, cash is useful to buy a train ticket. That said, many places accept payments with debit/credit cards.

Let’s take a look at the primary payment methods in Japan.

In some cases, you’ll have to pay with cash.

So, make sure to always have some Japanese Yens with you.

If you’re out of cash, you should be able to find ATMs easily, so you can always go withdraw money if needed.

Debit/Credit Cards

Although there are still some places where you can’t pay with cards, you’ll find that some restaurants and stores accept it. For example, modern restaurants, supermarkets, and malls accept payments by card.

When I pay with a card, I usually use my Revolut card .

In some shops, you can use the contactless method, but in some places, you’ll need to enter your PIN code.

Tipping In Japan

Tipping is not expected in Japan. However, some high-end restaurants may charge for service on the bill, or have a tipping box.

Japan Travel Money Tips

The best way to get Japanese Yens is to use an ATM to get cash or exchange currencies in Japan.

The best way to travel with money in Japan is by using a travel card like Revolut . This way, you can pay by card when you can or withdraw money easily.

Having a Japan SIM card to access the Internet in Japan can be handy if you want to see the currency exchange rates or find an ATM nearby.

When withdrawing larger sums, we recommend the following:

  • Put your money somewhere safe (wallet or money belt ).
  • Once you arrive at your accommodation , find a safe spot for your money. You don’t need to carry all your money at all times (unless you want to). If you stay in a hostel , make sure to keep your money hidden and locked in a locker. If you stay in a hotel, you can also hide and lock your money or simply put the “don’t disturb sign” on the door. As a result, you’ll get no cleaning and no strangers in your room.

How Much Money To Bring To Japan

It all depends on your travel style and budget. I always get money on arrival, so I don’t really “bring money to Japan”.

Although, if you wish to have money on arrival, you can exchange money before your trip.

Here are some pointers to keep in mind to figure out the right amount of money to bring to Japan:

  • How long is your trip?
  • Is your accommodation paid for, or will you need to pay on arrival?
  • Are your tours and activities paid for, or will you need to pay on arrival?
  • How are you planning on getting around Japan?
  • What’s your budget for Japan?

Once you know the answers to these questions, you should be able to have a rough idea of how much money is needed in Japan.

Alternatively, you can withdraw cash on arrival instead of bringing money with you. ATMs in Japan are available in airports, and convenience stores. So, you’ll be able to get cash easily.

Japan Money Transfers

The best way to transfer money to Japan is with Wise .

It could take a few days, so make sure to send money ahead of time if required.

That said, it’s worth comparing your options to find the best currency exchange rate and transfer fees.

Let’s see why you may need to transfer money to Japan:

  • Paying rent to the landlord
  • Buying a property in Japan
  • Payment of utility bills

Final Thoughts On Money In Japan

And that’s all you need to know about money in Japan!

Having a travel card from Revolut is the best way to manage your money. It’s easy to top up, gives you an excellent exchange rate, and you can use it to pay for things in Japan.

As you can see, having cash is still a must in Japan. Just make sure to be smart about it and pay attention to where you put your money.

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Ultimate Guide: Plan a Trip To Japan 2024

How do you plan a trip to japan.

Planning a Japan trip involves setting a budget, choosing the best time to visit based on weather and events, creating an itinerary including must-see attractions like Tokyo, Kyoto, and Osaka, booking accommodations in advance due to high demand, and familiarizing yourself with Japanese etiquette and culture.

  • Determine the best season for your visit to Japan, such as the cherry blossom season in spring or the autumn leaves season in October.
  • Calculate an ideal trip duration based on your interests and the number of cities and attractions you want to visit.
  • Craft your dream itinerary by choosing must-visit destinations like Tokyo, Kyoto, and Mount Fuji, as well as exploring hidden gems beyond the tourist trail.
  • Plan your transportation by considering options like the Japan Rail Pass or metro passes, and learn about efficient and economical travel tips.
  • Choose the right accommodation for your stay in Japan, whether it’s a hotel, ryokan ( traditional Japanese inn ), or Airbnb.
  • Indulge in Japan’s gastronomy by experiencing Japanese cuisine and reserving a spot at must-visit restaurants.
  • Navigate Japanese cultural etiquette and avoid common tourist faux pas.
  • Prepare for your trip by gathering essential documents, getting travel insurance, and packing accordingly.
  • Plan your budget by estimating daily expenses and considering money management options like cash and credit cards.
  • Answer frequently asked questions about planning a Japan trip, such as when to start planning and if English is sufficient for travel.
  • Summarize the key points of the blog and encourage readers to plan their unforgettable Japan trip.

Essential Planning Steps for Your Japan Journey

Planning a trip to Japan requires careful consideration of several essential steps. These steps include determining the best season for your visit, calculating an ideal trip duration, crafting your dream itinerary, arranging transportation, choosing accommodation, indulging in culinary adventures, navigating cultural etiquette, preparing necessary documents, budgeting for your trip, and answering frequently asked questions. By following these planning steps, you can ensure a smooth and unforgettable journey through Japan.

Determining the Best Season to Plan a Trip to Japan

When planning your trip to Japan, it’s important to consider the best season for your visit. Each season offers its own unique experiences and attractions. The most popular times to visit are during the cherry blossom season in spring (March-April) and the autumn leaves season in October. However, other seasons also have their charm. Here are some highlights of each season:

  • Cherry blossom season (March-April): Experience the beauty of sakura (cherry blossoms) in full bloom and enjoy hanami (flower viewing) picnics in parks.
  • Summer (August): Take part in colorful festivals like Obon and enjoy fireworks displays.
  • Autumn (October-November): Admire the vibrant hues of autumn leaves (koyo) and visit popular spots like Kyoto and Nikko.

These seasons attract large crowds and higher prices, so consider visiting in less busy times like early spring or late summer for a more relaxed experience.

Calculating an Ideal Trip To Japan Duration

The ideal trip duration for your Japan journey depends on your interests and the number of cities and attractions you want to visit. While it’s possible to see some highlights in a week, a longer duration allows for a more immersive experience. Here are some considerations when calculating your trip duration:

  • Enough time for each destination: Plan to spend at least a full day in each city or major attraction to explore its main highlights.
  • Day trips : Factor in additional days for day trips to nearby destinations, such as visiting Nara or Hiroshima from Kyoto.
  • The entire trip: Consider the time needed for travel between cities and the overall pace of your journey. A minimum of two weeks is recommended for a more comprehensive trip.

By taking these factors into account, you can ensure that you have enough time to fully enjoy and appreciate all that Japan has to offer.

Crafting Your Dream Itinerary: Cities and Attractions

Crafting your dream itinerary for your Japan trip involves choosing the cities and attractions you want to visit. Japan offers a diverse range of destinations, from bustling metropolises to tranquil countryside towns. Some must-visit cities include Tokyo, Kyoto, Osaka, Hiroshima, and Nara. Each city has its own unique charm and attractions, such as Tokyo’s vibrant cityscape and Kyoto’s temples. Additionally, consider including popular attractions like Mount Fuji, Universal Studios Japan , and UNESCO World Heritage sites. By carefully selecting the cities and attractions that align with your interests, you can create an unforgettable itinerary for your Japan journey.

Must-Visit Destinations from Tokyo to Kyoto

When you plan a trip to Japan, certain destinations are a must-visit to truly experience the country’s rich culture and history. Here are some essential destinations from Tokyo to Kyoto:

  • Tokyo: Explore the vibrant capital city, visit iconic sites like the Imperial Palace and Tokyo Tower, and indulge in culinary delights at Tsukiji Fish Market. Don’t forget Disney Japan .
  • Kyoto: Immerse yourself in traditional Japan with visits to historic temples, such as Kinkaku-ji (Golden Pavilion) and Fushimi Inari Taisha, and experience a traditional tea ceremony.
  • Universal Studios Japan, Osaka: Enjoy thrilling rides and meet your favorite characters at this popular theme park.
  • Mount Fuji: Take a day trip from Tokyo to witness the majestic beauty of Japan’s highest mountain .
  • Hiroshima: Learn about the city’s poignant history at the Peace Memorial Park and visit the nearby Miyajima Island with its iconic floating torii gate.
  • UNESCO World Heritage sites : Visit cultural and natural sites designated by UNESCO, such as Himeji Castle and Shirakawa-go village.

These destinations offer a mix of cultural, historical, and entertainment experiences that showcase the best of Japan.

Hidden Gems: Exploring Beyond the Tourist Trail

While popular tourist destinations offer incredible experiences, exploring beyond the tourist trail can lead to hidden gems and unique discoveries. Consider adding these hidden gems to your Japan itinerary:

  • Okinawa: Discover the beautiful beaches and unique culture of this tropical paradise in the south of Japan.
  • Takayama: Immerse yourself in the traditional atmosphere of this historic town known for its well-preserved streets and stunning mountain scenery.
  • Kanazawa: Explore the rich cultural heritage of Kanazawa through its traditional tea houses, samurai districts, and beautiful Kenroku-en Garden.
  • Hakone: Experience the beauty of nature in Hakone with its hot springs , scenic lake, and iconic views of Mount Fuji.
  • Old towns: Take a step back in time by visiting the historic old towns of Japan, such as Kurashiki, Kawagoe, and Takayama, where traditional architecture and charm still remain.

By venturing off the beaten path, you can discover lesser-known destinations that offer a different perspective on Japanese culture and scenery.

Transportation Tips: Getting Around Japan with Ease

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GUIDE Japan Rail Pass The JR Pass, a convenient and affordable way to travel Japan by train

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Make the most of your trip to Japan with a JR Pass

The Japan Rail (JR) Pass is a deal offered exclusively to foreign visitors traveling in Japan under temporary visitor status. It allows you to pretty much take unlimited rides on the JR network throughout Japan. Since the JR Pass was first created, the shinkansen (bullet train) network has greatly expanded, and now it's possible to ride the shinkansen all the way from Hokkaido to Kyushu.

From October 1st, 2023, a regular seven-day adult pass costs 50,000 yen, while those looking for a little more luxury can buy a Green Car (first class) pass from 70,000 yen. The 14-day regular adult pass is 80,000 yen, while the regular 21-day pass costs 100,000 yen.

Kids' passes are reduced by 50 percent for children aged between 6 and 11.

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The shinkansen is one of the fastest, most convenient ways to get around Japan

What is covered?

Outside urban centers such as Tokyo and Osaka, the pass is best used to cover distance, as it does not include municipal subways and private suburban lines. With thousands of kilometers of track, the JR network connects you to attractions across Hokkaido, Honshu, Shikoku and Kyushu, the four main islands of Japan.

The pass allows you to ride many local buses operated by JR as well, including the tourist loop bus in Hiroshima, JR Hokkaido buses around Sapporo, and the local bus to Kusatsu Onsen. You can even ride the JR West Miyajima ferry, which operates from Miyajimaguchi, Hatsukaichi, Hiroshima and Miyajima.

NOTICE: Miyajima Visitor Tax

  • From October 2023, visitors to Miyajima will be required to pay the Miyajima Visitor Tax. Please show your JR Pass at the service window of the JR West Miyajima Ferry and then pay the Miyajima Visitor Tax separately. https://another1000years-miyajima.jp/en/visitortax/index.html

The Japan Rail Pass makes plenty of famous attractions accessible, allows for easy and convenient travel across the country, and can save you money on your travels. Aside from discounted travel, some tourist facilities also offer special discounts or other benefits when you show your JR Pass.

japan trip yen

What isn't covered?

There are some important exceptions you should know before deciding to buy a pass or not. For instance, the JR pass does not include rides on the Nozomi (the fastest service on the Tokaido-Sanyo Shinkansen route) or Mizuho trains (fastest on the Sanyo-Kyushu Shinkansen route). If you're traveling on these lines, be careful which trains you board, as passengers who ride the Nozomi and Mizuho with a JR Pass will have to buy an additional ticket before boarding. However, purchasing these additional tickets includes added benefits, like being able to ride from Tokyo to Hiroshima without changing trains, for example.

In cities like Tokyo, the pass doesn't give you access to the subway and metro lines, so you might find it a little inconvenient if you will spend most of your time in one major urban area. Many of the major attractions have JR stations nearby, but if you find a quicker or more convenient route on the subway, you will have to pay extra. Using a pre-paid IC travel card, though, is a convenient way to make use of both private railways and JR lines. However, some suburban "liner" express trains on the JR network, aren't included either, and passengers need a special separate ticket to board them.

japan trip yen

It's also important to note that Japanese railroad networks can be extremely complex, so sometimes JR trains will also use private railway tracks. In these cases (as well as those involving JR express buses), additional fees may apply.

How do I get a JR Pass?

japan trip yen

How do I use it?

When you arrive to Japan, you can pick up your pass or exchange your voucher at a designated pickup location. Make sure to have your passport, temporary visitor stamp or sticker and your exchange order or reservation number ready before you arrive at the counter to ensure a smooth exchange. Once you receive your JR Pass, you can start using the trains. The JR Pass itself is your ticket, and you can sit in any of the available seats of the non-reserved seat cars except when you reserve a seat, in which case you are issued a seat ticket.

You can make reservations on most shinkansen and other long-distance travel (like limited express trains) for no extra cost with your JR Pass. Making seat reservations is a good idea, especially if you're traveling during peak times and seasons, or riding the first or last trains of the day.

Some trains, including the fastest shinkansen like the Hayabusa (Tohoku Shinkansen), and Kagayaki (Hokuriku Shinkansen), certain limited express trains and some popular sightseeing trains don't offer non-reserved seats, so seat reservations are mandatory. Seat selection is generally not available on local and urban trains, but some quick web research will help you to confirm.

JR Pass holders can now use the automatic gates at stations when available, and if you have additional tickets you can stack them and feed them into the machine at once.

Travel tip: if traveling in the direction of Kyoto and Osaka from Tokyo on the shinkansen, reserve a window seat on the right for a view of Mt. Fuji.

japan trip yen

So, should I buy it?

If you're hoping to cover a lot of ground, want to use the shinkansen for day trips, or even if you'd prefer to avoid air travel, toll roads, highways, and long-distance buses, the JR Pass might be a good investment. However, if you choose to spend most of your time exploring Tokyo or Osaka, it may be wise to look into subway passes, or area rail passes.

The potential disadvantage to owning a JR Pass might be trying to squeeze too much into your itinerary to maximize your discount or, the opposite: buying a pass and not using it to its full potential. Both of these scenarios can be avoided with a little planning.

japan trip yen

Even rural spots are within reach

JR Pass alternatives

Regional JR passes offer unlimited rides in specific areas. If you plan to travel extensively through Western Japan (Kyoto, Osaka, Hiroshima, etc.), consider JR-West Rail Passes. If you'd like to focus your travel on the eastern parts (Tokyo, Nagano, Niigata, and Tohoku), look into the JR East Pass.

The latest information may differ, so please check the official website.

* The information on this page may be subject to change due to COVID-19.

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Exchanging Money in Japan

E xchanging money in Japan has become a lot easier with the acceptance of international ATM cards and credit cards. However, Japan is still very much a cash-based society, so it’s best to do research and make preparations before you go.

Useful Tips for Exchanging Money in Japan

Currency Exchange at Narita Airport

Currency Exchange at Narita Airport

Exchange at the Airport

Plan to exchange your money at the airport when you arrive. The rates are the same as at the banks, and you want to have Japanese yen once you leave the airport. It is possible to exchange money at major hotels , but the rates are usually not as good.

Depending on where you are traveling from, it might be beneficial to exchange money before arriving. For instance, you will get a better exchange rate for yen in Southeast Asian countries than in Japan. But if you are traveling from the United States, definitely wait to exchange your money. You will get a much better rate in Japan for your dollars than in the US.

Exchanging Cash in Japan

Exchanging Cash in Japan

Exchange All Your Cash

Exchange any and all cash that you are planning to use while in Japan at the airport. This is the most convenient option because it is difficult to exchange cash once you leave the airport.

Large banks and post offices have money exchange counters, but the process can take a long time and you are subject to banking hours.

Osu Shopping Street – Nagoya, Japan

Osu Shopping Street - Nagoya, Japan

Be sure to exchange enough cash to cover incidentals (i.e., meals, vending machines, taxis, entrance fees). Many small shops and restaurants , especially in rural areas, may not accept credit cards.

Theft is not so much an issue. In Japan, it is not uncommon for people to carry 100,000 yen (equivalent to $1,000) in their wallets. And, it is perfectly acceptable to pay for a low-cost item with a 10,000 yen bill (equivalent to $100).

Seven Bank ATM at 7-Eleven Store

Seven Bank ATM at 7-Eleven Store

Photo by Showchan  / CC BY-SA

ATM Cards Get a Better Rate than Cash

Exchanging cash is convenient and does not incur any fees, but you get a lower rate of exchange than withdrawing money from an ATM.

Japan Post Office

Japan Post Office

Photo by Kerb  / CC BY-NC-ND

International ATM cards only work on select machines in Japan. You can use international ATM cards at Seven Bank ATMs (at 7-Eleven convenience stores) and Japan Post ATMs.

  • Japan Post ATMs : 30,000 machines all across Japan at Japan Post offices. 50,000 yen limit per transaction/day.
  • Seven Bank ATMs : 25,000 machines all across Japan at 7-Eleven convenience stores. Open 24 hours. 100,000 yen limit per transaction/day.

The ATMs in Japan have fees depending on the time and day of the week, so take note before withdrawing money. The fees can range from 0 yen to 220 yen.

Also, check with your bank regarding foreign transaction fees, maximum withdrawal limits, and other ATM fees.

Yen Exchange Comparison Chart

Yen Exchange Comparison Chart

For example, my bank has a maximum withdrawal limit of $600 per day and charges a 1% transaction fee and a $1 ATM fee.

Shisui Premium Outlets – Chiba, Japan

Shisui Premium Outlets - Chiba, Japan

Use Credit Cards for Larger Purchases

Credit cards get the best exchange rates and are accepted at most major hotels, department stores, restaurants, and convenience stores.

It’s always good to have cash on hand, but use a credit card when you are making a large purchase because you will get a much better rate of exchange.

Before your trip, inquire to make sure your credit card does not have foreign transaction fees. These are often around 3% of the amount charged, which can add up!

Japanese Currency

Japanese Money

Don’t Bother with Traveler’s Checks

Traveler’s checks used to be the best method of exchange because they offer a better rate than cash. However, they are difficult to get in the US, can incur fees, and cost money to exchange. With the acceptance of international ATM cards and credit cards in Japan, they are no longer necessary.

If getting traveler’s checks is the better option for you, then treat them like cash and exchange all of them at the airport. They will be difficult to exchange once you leave the airport.

Update: We’ve recently started using the  WISE card for transferring funds into foreign currency. It’s a convenient and safe way to exchange, withdraw, and spend money while traveling.

You can use your  WISE card anywhere MasterCard is accepted, and you can withdraw money from ATMs with minimal fees. You can read more about it in our Wise Card article .

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Becki and Shawn Japan Travel Specialists

Hi, we’re Becki and Shawn! We love Japan and are truly passionate about Japan and Japan travel.

We’ve lived, worked, and traveled in Japan for 20+ years, so we know where to go, what to see, and how to get there. Join us in Japan for an adventure of a lifetime!

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Best places to get Japanese yen in the USA [2024]

If you have a trip to Japan planned, you’ll need to work out the best way to get Japanese yen to pay for things while you’re there. While carrying JPY cash is a popular option, you might find using a travel card is cheaper and more convenient - and more secure than carrying a lot of cash too.

In this guide: We'll look at where to buy Japanese yen in the US , best travel card options such as Wise and Revolut , how to buy Yen online , as well as where to find best exchange rates .

Quick summary: Buying Japanese yen

  • Getting a travel money card like Wise or Revolut , and adding USD for buying yen when you travel may get you lower fees and often a better exchange rate
  • If you want to take cash with you to Japan, you may want to order Japanese yen online and have the cash delivered before you leave
  • Try to avoid buying JPY cash at the airport - this can often mean higher overall fees and a poor exchange rate

Each option has its own features, fees, pros and cons. Which is best for you will depend a lot on your personal preferences - this guide will help you pick the right one based on convenience, cost, availability and more.

Where to buy Japanese yen in the US

When it comes to getting Japanese yen  for your trip, you’ve got several different options, including taking cash in USD to exchange, converting to JPY online before you travel or at the airport, or picking up a travel money card for convenient spending and cash withdrawals in Japanese yen on arrival in Japan. 

Japanese yen travel money card

Travel money cards and international prepaid debit cards are a safe and convenient way to spend in Japanese yen - and if you pick the right one they could help you save on currency conversion, too. Top up your card balance in dollars and convert those dollars to JPY to spend in stores and restaurants, or withdraw cash from ATMs when you need it. Easy.

Learn more about the travel money cards in the US. Let's look at Wise card and Revolut card more in detail:

Wise debit card

With the Wise travel money card you’ll get the mid-market exchange rate whenever you need to switch from dollars to JPY. It’s free to spend Japanese yen when you have enough balance in your Wise account - or if you’d prefer, just leave your money in dollars and let the card do the conversion when you make a purchase, with the mid-market exchange rate and low fees. You can also withdraw Japanese yen from an ATM whenever you need them - giving you the safety of spending with a card, and the convenience of cash.

It’s free to open a Wise account , with a one time fee of 9 USD for the Wise debit card. Switching from one currency to another costs from 0.43% with Wise - with the mid-market exchange rate, so you can see exactly what you’re spending, and how much your travel money is costing you.

You're not limited to buying and holding Japanese yen with Wise; you can hold balances in 40+ currencies, plus you can get local bank details to receive payments conveniently to your Wise account in a selection of global currencies.

Want to learn more? Click here to read Wise card review

Revolut debit card

Open a Revolut account online and order your travel money card, to start spending in 150+ countries . You’ll be able to choose from a Standard account which has no monthly fee to pay, or upgrade to an account with a monthly fee which also unlocks extra perks and benefits. All account tiers offer some no-fee currency conversion, and some no-fee international ATM withdrawals, with fair usage fees applied once your account plan allowances run out.

Revolut accounts can be used to hold and exchange 25+ currencies and depending on which plan you pick you could also get handy benefits like some travel insurance and airport lounge access, to make your trip more comfortable.

Want to learn more? Click here to read Revolut card review

Buy Japanese yen online

Often this is one of the best ways to buy Japanese yen, based on convenience and cost. You won’t even need to leave home to order your money - and the dollar to Japanese yen exchange rate might be better online , to give you more Japanese yen for your US dollars. You can reserve your order, pick it up in a store or even have it delivered to your door, depending on which provider you pick.

If you’d prefer to use a travel money card, you can also get that set up online. Open a digital multi-currency account with a provider like Wise or Revolut , get your card, and simply make an ATM withdrawal once you arrive in Japan to get your JPY cash. That means you don’t need to collect your travel money in advance, making the process fast and easy.

Go to Wise Go to Revolut  

Want to learn more? Read Wise account review and Revolut review

Currency Exchange International (CXI)

Currency Exchange International specializes in providing foreign currency exchange at great rates with superior customer service. CXI owns and operates 30+ of its own branch locations across the United States, as well as working through affiliates to extend branch services - plus you can order foreign currency online through its website.

Buying Japanese yen online for home delivery is easy with CXI. Select from more than 90 foreign currencies and receive it as soon as the next day. Available in most areas.

Want to learn more? Click here to read CXI review

You can buy JPY with dollars at major banks like Wells Fargo and Bank of America. You will need to be a bank customer already and can order Japanese yen online easily.

Banks do offer a wide range of currencies that you can buy but make sure you spend your foreign currency overseas because you might not be able to convert it back to dollars when you get back home. In some cases, you can choose to receive your order in small, large or mixed denominations but it is subject to availability.

Currency exchange services offered by the bank might not offer the best JPY to USD rates rates but they are convenient, particularly if you are an existing customer. When you buy Japanese yen from the bank you can pay with credit card, cash or from one of your bank accounts.

Foreign Currency Exchange

Money changers are another option to buy Japanese yen in cash. However, it can be hard to find them outside of the city and they may not stock less common currencies.

Often the exchange rates are on a board facing the front of the shop, so finding the USD to  JPY rate is easy. Ask what transaction fees they charge for the foreign exchange and if it costs more to pay with credit cards - and bear in mind that the exchange rate you get is likely to include a markup, which is a fee added onto the mid-market rate.

It’s good to know that you’ll often find that the exchange rates are better in major cities where competition drives down overall cost - that can make it well worth going to a city center if you're exchanging high value amounts.

Money saving tips:

  • The exchange rates can be better in major cities. So it can be worth going there if you're exchanging more than $2,000
  • Always ask for a better rate. We've found you can often get a better deal just by asking, particularly if you're buying more than $1000

Yes, you can buy currency at the airport. But that doesn't mean you should. While it's convenient, it's also often very expensive , which can mean that you receive less JPY for your USD at the airport. Most airport currency exchange services accept cash and credit cards.

Ordering your Japanese yen online and picking it up at the airport can be cheaper than buying JPY on the spot when you arrive for your flight. However, because of the costs overall, if you've run out of time before your trip, it might be better to buy your Japanese yen when you get to your destination, or use your cards instead, to make an ATM withdrawal on arrival in Japan.

  • Ordering Japanese yen online and picking it up at the airport is much cheaper than buying it in person
  • If you've run out of time before your trip, it's might be better to buy your yen when you get to Japan, or use your cards instead

How to get Japanese yen in the US

There are a few different ways to get Japanese yen in the US, so you can pick the method that suits you best. Each service will have its own process, so whichever way you choose, you’ll want to check directly with the provider you choose to make sure you know exactly what’s required to get your JPY conveniently and without unnecessary delays.

  • Usually if you plan to get foreign currency cash through a bank or a specialist travel money service, you’ll need to visit a branch or agent location, and take along your USD in cash, or a card to pay for your Japanese yen. Assuming the bank or currency exchange office you visit has enough JPY in stock, you’ll be able to take away your travel money instantly.
  • However, picking up your Japanese yen in person is not necessarily the most convenient choice. In many cases, you’ll also have the option to get yen online, which means you can get everything organised without needing to take extra time out of your day to go to the bank.

How to buy Japanese yen online

Often buying foreign currency online is more convenient than visiting a branch in person. One great option is to sign up for a multi-currency account with a linked card which lets you manage your account digitally and make cash withdrawals. Specialist non-bank providers like Wise and Revolut both offer convenient ways to hold, exchange and spend in a broad selection of foreign currencies, with easy to manage accounts you can access from your phone.

To buy Japanese yen online with a specialist provider that offers multi-currency accounts or travel cards, you’ll usually need to:

  • Head to the provider’s website or download their app
  • Hit Sign Up, add your personal details and create a password
  • Get verified by uploading images of your ID documents - you might also need a proof of address
  • Add some money to your account in USD, for spending later

Depending on the provider you pick, you can order a linked international debit card to spend while you’re away, or you can convert to the currency you need to make online payments. Some providers can issue you a virtual card instantly for online spending, and once you have your physical card you can withdraw cash as you travel for convenience.

Go to Wise Go to Revolut

How to get Japanese yen in cash in the US

If you’re keen to have travel money in your pocket before you leave the US, you can also choose to order cash in Japanese yen online and either collect it or have it delivered to your home address. That can be a convenient option, and gives you the reassurance that you’ll have access to JPY even before you travel.

To buy Japanese yen for cash spending with an online money exchange service, you’ll usually need to:

  • Visit the provider’s website, and place an order for your currency
  • Decide if you want to have your money delivered, or collect your cash at an agent location
  • Make payment for your foreign currency in USD
  • When you collect your cash, or when it’s delivered you’ll need to show a valid ID document

What is the cheapest way to get Japanese yen in the US?

The cheapest way to buy Japanese yen in the US is usually online. You’ll have a couple of options, depending on what suits your needs:

  • Choose a specialist provider which has multi-currency accounts to support  international spending - like Wise or Revolut
  • Use an online money exchange service, and collect your foreign cash or have it delivered to you - in this case, you may pay an exchange rate markup, which is an extra fee

Your other alternatives include getting your cash at your bank, or at the airport. Banks may not have any conversion fee advertised, but that doesn’t necessarily mean the service is actually free. The costs are often simply added into the exchange rate used for conversion, which can make them harder to spot.

Of course, you also have the option to buy Japanese yen at the airport. However, this can be very expensive compared to buying your Japanese yen online before you head off, simply because airport exchange services know you have no other options until you get to your destination. That can mean high commission fees and very poor foreign exchange rates.

Go to Wise Go to Revolut With multi-currency accounts, you may be able to open a bank account in Japan . With Wise account, you can open a JPY balance, hold and exchange Japanese yen in your multi-currency account with mid-market exchange rate.

Where to exchange USD to Yen

How to exchange USD to JPY can be broadly split into two categories: ways to get Japanese yen online, and ways to get Japanese yen through a physical location.

Buying Yen online : You can order foreign currency cash to collect or for delivery through a specialist service or your bank. Or you could open a multi currency account with a specialist service like Wise or Revolut , and order a travel money card you can use to spend and make withdrawals in Japanese yen and in many other supported currencies, too.

Getting yen in person: If you’d rather set up your travel money in person you can do so by visiting a currency exchange store or bank and paying for your Japanese yen in cash or with a card. You can also exchange money at the airport before you leave the US - but this often costs more overall, so do check the exchange rates available before you get started.

Go to Wise Go to Revolut Learn more: How to use Wise card in Japan

Where can I get the best exchange rate for Japanese yen?

There’s no single best provider when it comes to exchange rates. Different services set their own rates which may vary based on the currency, the amount you want to exchange, how you want to pay, and whether you’re exchanging money in a digital account or for physical cash.

Generally, looking for a service which has transparent exchange rates which are the same as - or close to - the mid-market exchange rates is a good idea. You can compare a few live exchange rates for popular providers using the Exiap tools, to see which works best based on the specific transaction you want to make.

Let’s take a look at the exchange rates you might be able to find through some different exchange services:

  • Wise exchange rate : mid-market exchange rates with transparent conversion fees split out, from 0.43%
  • Revolut exchange rate: all accounts have some currency conversion which uses the mid-market rate - fair usage fees apply once you’ve exhausted your plan limits
  • Currency exchange international: exchange rates are likely to include a markup, but tellers in physical locations may offer to match or beat other local bank and airport exchange rates if you ask
  • Banks: exchange rates usually include a variable markup which is added on to the mid-market exchange rate
  • Currency exchange offices: exchange rates usually include a markup which is added on to the mid-market exchange rate - the amount of markup used does vary, so looking for a service in a city center where providers compete may mean you get a better rate
  • Airports: exchange rates usually include a markup which is added on to the mid-market exchange rate - because of a lack of competition this can be a pretty high fee

You can compare the exchange rates on this page: Best JPY exchange rates

Key points: How to get yen in the US

Here’s a quick summary of the key options for buying yen with USD:

  • Get a yen travel money card: order a travel money card in advance, top up in USD, and convert to yen for spending and withdrawals as you travel
  • Buy JPY cash online: use a specialist service to order JPY cash and have it delivered to your home, before you travel
  • Get Japanese yen at your bank: if your bank has a foreign exchange service you may be able to order JPY cash online and collect at a local bank branch
  • Use a foreign currency exchange: in major cities you’ll often find physical exchange stores and kiosks you can walk into to exchange USD cash - but they won’t always have all currencies available, so calling in advance is essential
  • Buy yen at the airport: collecting your JPY at the airport is possible, but often an expensive option, with higher overall fees and rates which include a steep markup

Conclusion: Best ways to buy Japanese yen in the US

The good news is that you have several different options to buy Japanese yen in the US - which means that with a bit of research you’ll find the right one for your specific needs.

Generally your options will include heading to a physical location - like your bank or a currency exchange store - to buy your JPY cash; or arranging your exchange online. Ordering your foreign currency online, or opening a multi-currency account and getting a linked debit card for spending in Japanese yen means you can get everything organized without even needing to leave home. You may also get better exchange rates and lower overall costs, depending on which service you select.

Check out Wise and Revolut as good options for convenient spending in Japanese yen, with fair exchange rates and low overall fees. With Wise you can open a free online account to hold and exchange 40+ currencies, and spend with your card in 150+ countries. All currency exchange uses the mid-market exchange rate with fees from just 0.43%.

Revolut lets you hold and exchange 25+ popular currencies - and you can pick the account tier which meets your needs, depending on how often you’ll transact and which features you’ll use. All accounts offer some currency exchange which uses the mid-market exchange rate , and some no-fee ATM withdrawals, with fair usage fees once you exhaust your specific plan limits.

How to buy Japanese yen FAQs

How to convert usd to japanese yen online.

Often the most convenient way to convert USD to yen is to get a travel money card from a specialist service like Wise , top up in USD, and convert in your account online or through an app. Using a specialist service can also mean better exchange rates and lower overall fees compared to using your regular bank.

Is it cheaper to buy Japanese yen in the US or in Japan?

Whether it’s cheaper to buy Japanese yen at home or once you arrive in Japan depends a lot on the exchange rates you’re able to find online or in physical exchange stores locally. As an alternative, travel money cards from providers like Wise and Revolut give the convenience of using a card with the flexibility of being able to withdraw cash at an ATM in Japan with good exchange rates and low fees, making them a great choice for many travelers.

You’ll be able to get JPY cash on arrival in Japan, by making an ATM withdrawal. This can also mean a pretty fair exchange rate and relatively low fees, depending on your card provider. However, many people also want to carry JPY cash - so aiming to buy a small amount of JPY in the US, and then use a card for spending and withdrawals once in Japan can be a good choice.

Learn more: Best travel cards for Japan

Should I get Japanese yen before going to Japan?

Getting your travel money in advance means you’ll save time once you’re on your trip, but you’ll need to shop around to get a good deal. Take a look at options like Wise and Revolut which offer convenient and flexible digital accounts you can use to hold and spend in Japanese yen conveniently.

Where can I exchange dollars for Japanese yen?

Exchange dollars in cash for yen at a foreign exchange service or using your bank. Or order a travel money card, to add USD direct from your bank, and withdraw cash in JPY when you arrive in Japan - this can be a more secure and convenient option.

What is the best way to get Japanese yen for travel?

There’s no single best way to get your Japanese yen for your trip. Compare a few services using the handy Exiap tools, including physical exchange locations and convenient digital alternatives, like Wise and Revolut, to find the best option for your needs.

How long does it take to get Japanese yen?

If you’re ordering cash in Japanese yen you may be able to collect it instantly or on the same day, depending on the provider you pick. Home delivery of currency usually takes a few days. Getting a travel money card from a service like Wise or Revolut allows you to add USD instantly, and then spend or make withdrawals in cash in JPY as soon as you arrive, so you can access Japanese yen right away.

How to get the best exchange rate for Japanese yen?

You’ll need to shop around to get the best exchange rate for Japanese yen, including physical locations and banks, and digital and online services like Wise and Revolut. The good news is that Exiap has lots of handy comparison tools to let you see live exchange rates, fees and more. Use these to kickstart your research and get the best deal for your specific needs.

What is the best rate to buy Japanese yen?

Exchange rates change all the time depending on market conditions - so the only way to find the best rate for your needs is to compare a few options including both conversion fees and commissions, and the exchange rates available. Use the Exiap comparison tools to give yourself a headstart, and to see which providers might suit your needs.

Everything you want to know about Japan

japan trip yen

Should I exchange money before I travel to Japan?

1. introduction.

Traveling to Japan can be an exciting and rewarding experience. But before you embark on your journey, it’s important to consider how you’ll exchange money while in the country. In this article, we will discuss whether or not you should exchange money before traveling to Japan and provide an overview of the Japanese currency exchange system. We will also provide tips and advice on how to exchange money in Japan, as well as alternatives to exchanging money in the country.

2. Overview of Japan’s Currency Exchange System

The official currency of Japan is the Japanese Yen (JPY). The Yen is divided into 100 sen, with coins available in denominations of 1, 5, 10, 50, 100 and 500 yen. Banknotes are available in denominations of 1000 yen, 2000 yen, 5000 yen and 10,000 yen.

Japanese Snack Box

Foreign currencies can be exchanged at authorized money changers located throughout Japan, including banks and post offices. It is important to note that some establishments may not accept certain foreign currencies or offer competitive exchange rates.

3. Pros and Cons of Exchanging Money Before Traveling to Japan

Exchanging money before traveling to Japan can be beneficial for travelers who want a hassle-free way of obtaining local currency upon arrival in the country. It also eliminates any potential issues associated with exchanging foreign currency at airports or other locations once you arrive in Japan.

However, it is important to note that exchanging your home currency for Japanese Yen prior to departure may not always provide the best value for your money due to exchange rate fluctuations and other factors such as service fees or commissions charged by financial institutions or other establishments offering foreign currency exchange services.

4. Where to Exchange Money Before Traveling to Japan

If you decide that exchanging your home currency for Japanese Yen prior to departure is the best option for you then there are several places where you can do this including banks, post offices and authorized money changers located throughout your home country or region as well as online services such as PayPal or Transferwise which offer competitive rates with minimal fees attached.

5 How To Exchange Money In Japan

Once you have arrived in Japan there are several ways that you can obtain local currency including:

• Banks – Banks located throughout the country offer competitive rates on foreign currency exchanges with minimal fees attached; however they may be closed on weekends and public holidays so it’s important to plan ahead if this is your preferred method of obtaining local currency upon arrival in the country;

• ATM Machines – You can withdraw local currency from ATMs located throughout major cities using a debit card; however it’s important to note that some ATMs may not accept certain cards issued outside of Japan;

• Currency Exchange Booths – Currency exchange booths are located at major airports and some train stations throughout the country; however they tend to offer lower rates than banks so it’s important to compare rates before making any transactions;

• Credit Cards – Major credit cards such as Visa or Mastercard can be used at most establishments throughout the country but it’s important to check with your card issuer prior departure regarding any applicable fees associated with making purchases abroad;

• Traveller’s Cheques – Traveller’s cheques can be exchanged at most banks but they tend not to offer very competitive rates so it’s best avoided if possible;

6 Tips For Exchanging Money In Japan

Here are some tips for exchanging money while visiting Japan:

• Compare Rates – It pays off big time if you compare different rates offered by various establishments prior making any transactions;

• Avoid Airport Exchange Booths – Airport exchange booths tend not only charge higher commission fees but also offer lower rates than those found elsewhere so avoid them if possible;

• Have Cash On Hand – Having cash on hand when traveling around is essential since many smaller stores may not accept credit cards;

• Use Local ATMs – Using ATMs located outside of major cities may result in additional transaction fees so stick with those found within major cities if possible;

7 Alternatives To Exchanging Money In Japan

If exchanging your home currency for Japanese Yen isn’t an option then there are several alternatives available including:

• Credit Cards & Debit Cards – Major credit cards such as Visa & Mastercard are accepted at most establishments throughout the country but it’s important check with your card issuer prior departure regarding any applicable fees associated with making purchases abroad ;

• Prepaid Travel Cards – Prepaid travel cards allow travelers access their funds without having worry about carrying large amounts cash while abroad ;

• PayPal & Transferwise – Online services such as PayPal & Transferwise allow travelers send funds directly into their bank accounts abroad without having worry about carrying large amounts cash while abroad ;

8 Conclusion

Exchanging money before traveling is a personal decision based on individual needs and preferences so make sure that you take all factors into consideration when deciding whether or not this is an option for you.There are several ways that travelers can obtain local currency once they have arrived in Japan including banks,ATM machines,currency exchange booths,credit cards,traveller’s cheques,prepaid travel cards,PayPal & Transferwise.By following these tips & advice,travelers should have no problem obtaining local currency while visiting japan.

9 FAQs About Exchanging Money In japan

Is it better to exchange currency in Japan?

But wait to exchange your money if youre traveling from the United States. You will get a better exchange rate for your dollar in Japan than in the US.

Should I bring cash or card to Japan?

The Covid-19 pandemic has increased the use of digital and contactless payments but cash remains the preferred method. Most major credit cards are accepted for purchases at major stores and restaurants. But remember that local temples and other places can only accept cash.

Is it better to exchange money before or after traveling?

You can order foreign currency from your local bank or credit union before you travel to get a better rate. OKAY! Banks and credit unions often offer better exchange rates and many do not charge extra for changing currencies. Make sure you order foreign currency before starting your trip.

How much cash should I bring to Japan?

If youre coming to Japan as a student tourist or worker youll need around 5300 yen ($53) to 18000 yen ($180) a day to spend in 2020. These costs are based on subsidies and food costs.

How much is $100 US in yen?

13609.50000 Are you overpaying your bank?Conversion rates US Dollar / Japanese Yen10 USD1360.95000 JPY20 USD2721.90000 JPY50 USD6804.75000 JPY100 USD13609.50000 JPY10 more rows

Can I use U.S. dollar at Japan airport?

Haneda Airport International Terminal offers currency exchange services in the following countries/regions. Dollars euros and Chinese yuan can be exchanged at the currency exchange machines located near the ATMs.

Related posts:

  • Do I need cash in Japan?
  • Do I need to bring cash to Japan?
  • How much money do I need per day in Japan?
  • Why Japan is so cheap?

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75+ Japan Travel Tips for 1st Time Visitors from the USA (2023)

After returning from two weeks in Japan , I was bombarded with questions from readers, friends, and family who were curious about our trip or considering planning their own Japan trip. I get it, planning a trip to Japan can be intimidating with concerns about culture shock or language barriers. To help those planning their first trip to Japan, I put together these Japan travel tips for first time visitors to bring together everything we learned and things we really wished we knew before we went.

To make it easier to digest, I’ve broken these travel tips for Japan into categories including before you go, things to know on arrival, money matters, getting around, eating in Japan, what to wear in Japan, and general information about the Japanese culture.

Before we jump in, let me assure you that Japan is a fabulous country to visit, even for those from the USA or another Western country. The Japanese people are extremely polite, the cities are the cleanest you have ever seen, and the language barrier is really minimal. For these reasons and more, Japan makes an excellent first country to visit in Asia.

If you are planning a trip, be sure to also check out my very detailed itineraries for Tokyo , Kyoto , and Osaka , or my article about how much a trip to Japan costs .

Arashiyama bamboo grove

Japan Travel Tips: Before You Leave

Note: This post may contain affiliate links. If you click a link and make a purchase, I may receive a small commission. All opinions are my own.

Luckily, since Japan re-opened all COVID-related protocols have been dropped, so visiting Japan is quite easy. However, there are still a few things to do before you leave:

  • Decide if you want to purchase a Japan Rail Pass for use in Japan. This pass is only available to overseas tourists and must be purchased before you leave. Keep in mind that the JR Pass is ONLY valid on JR Trains (not Metro systems or private train lines) and there are different passes offered, depending on if you are traveling just within one region or throughout multiple regions (when you need a National Pass.) In the fall of 2023, the price for a JR Pass is going up substantially, so this may no longer be the deal it used to be unless you are planning on a lot of train travel.
  • Prefill all required immigration and customs information on the Visit Japan Web site before you leave so that all you need to do upon arrival is show your QR codes for each person in your party.
  • If you have prescription medications, be sure to research what medications are prohibited in Japan, as many common over-the-counter medications and prescriptions are illegal in Japan.
  • Book all of your accommodations well in advance, especially if you are visiting during the busy springtime Cherry Blossom Season or Golden Week in early May. Keep in mind that Japanese hotel rooms are pretty small so if you want more space you may want to spend a bit more on an American brand. You can also consider staying one to two nights in a ryokan, a traditional Japanese inn that typically features tatami-matted rooms and communal baths known as onsens. To save money, you may want to consider an Airbnb or capsule hotel.
  • Book as many restaurant reservations as possible a few weeks in advance, especially if you are looking to experience some of Japan’s many renowned Michelin Star or fine dining options. Not all restaurants offer online booking but this is where a hotel concierge can help, or there are paid restaurant booking services (that I’ll discuss more below.)
  • Buy timed-entry tickets to popular attractions that sell out, especially TeamLab Planets Tokyo or Sumo practice .
  • Reserve a mobile WiFi hot spot that you will pick up at the airport, or look into an international eSIM provider , as this will typically be cheaper than an international data plan on most cellular carriers.

seats on the bullet train

What to Do Upon Arrival

When you arrive in Japan after a long flight from the United States, you will be a bit bleary-eyed and overwhelmed, so remember to take these steps before you leave the airport:

  • Hit the ATM and take out a few thousand YEN. I’d recommend taking the maximum amount to minimize fees associated with using the ATM or bank fees. Even though Japan has changed a lot in recent years, for a modern society there are still a large number of small restaurants, food stalls, and attractions that require cash.
  • Stop and pick up your pocket WiFi hotspot if you have reserved it in advance and if not, there are many shops in the airport to get a hotspot or eSIM (it just might take longer to check out if you don’t reserve in advance.) Remember when you are reserving a hotspot you need to pay attention to which airport (e.g. Haneda or Narita) they are located at and you need to return to the same location to drop it off at the end of your stay or ship it back.
  • If you have purchased a JR Pass, stop at the JR ticket office to exchange your voucher for your actual pass. You will need your passport and tell the ticket clerk when you want your pass to start and it will be validated from a certain date for the length of time of the pass you purchased (e.g. 7 days, 14 days, or 21 days consecutive days.)
  • Depending on the JR ticket office, they may also make train reservations for you (if you purchased a pass that includes seat reservations such as a Green JR Pass.) If not, you can do this at the ticket offices in the major train stations, such as Tokyo Train Station, Shinjuku Train Station, etc.
  • Look for a machine/kiosk for Welcome Suica to purchase and load an IC Card. An IC card is a preloaded payment card, like a debit card, that can be used for metro/subway fares, some private train lines, locker rentals, many vending machines, and some convenience stores. The Welcome Suica doesn’t require registration or a deposit (some cards require a 500 YEN deposit), so it is a good choice for visitors. The screen is very easy to navigate, with an English menu option, but you will need CASH to load onto your card (it seems strange but that’s the way it is.) I’d recommend starting with 3,000 YEN for a 7+ day stay. Also keep in mind that EVERY person in your party needs their own IC card to use the subway/train. The Pasmo card is another IC card option.
  • Arrange a transfer to your hotel. Taxis are very expensive in Japan, especially if you are traveling all the way into center Tokyo from Narita airport. It is cheapest to use public transportation. However, another option, depending on where you are staying, is the Airport Limosuine Bus, which connects the airports with central train stations and hotels for door-to-door service. It is nice to not have to navigate the trains on your first day in Japan (when you are still tired and jetlagged.) I booked our bus in advance and gave too much time to get through customs and the other steps at the airport and had to switch to an earlier bus when I got there. You may want to just wait until you clear immigration/customs before you book your bus transfer from the desk at the airport.
  • When you get to your hotel, don’t lock your passport away in your hotel safe. It is required that you carry your passport with you when you are out and about in Japan. I’d suggest keeping hard copies in a safe space in your hotel just in case it gets lost (and a picture of it on your phone.)

La Floret shopping center in Tokyo

Japan Money & Shopping Tips

  • The local currency is the Japanese Yen. The current exchange rate is $1.00 = ~ 142 Japanese Yen. You can check the current exchange rate using XE.com .
  • Always keep some cash on you, including some change, as many businesses and attractions still do not accept credit cards. Change is used especially when visiting temples or shrines to make an offering, purchase a charm, or receive a fortune.
  • While many establishments now accept credit cards, not many support Apple Pay (they have a local digital contactless payment system). You will generally need to insert your credit card and sign a receipt. Don’t be surprised when the clerk hands you both the original receipt and the credit card receipt for each transaction.
  • Not many businesses accept American Express and some also don’t accept MasterCard. To be safe, carry a couple of cards and make at least one of them a Visa.
  • To reduce the use of plastic, shops now charge a small amount for a shopping bag (typically about 20 Yen). To avoid this fee or excess packaging, carry a packable reusable shopping bag such as these .
  • Some shops advertise Tax-Free Shopping. If you see this sign, give them your passport and they will take the tax off your purchase on-site, without any forms to drop off at the airport. This saves around 10% for purchases over a certain amount. Other shops participate in the Global Blue tax refund, but for those you will need to fill out paperwork and bring it to a Global Blue location at the airport or in the shopping center with the goods you purchased.
  • Tipping is NOT customary in Japan. Honestly, after the creep of the tipping culture in the U.S. in the last few years, it is such a pleasure to not tip in Japan and to know it is not expected. Some restaurants may charge a cover charge but that is it.

Tokyo subway

Tips for Getting Around Japan

Getting around Japan is very easy with its efficient and usually prompt train and public transportation system. However, there are a few things that will make getting around the cities a little easier:

  • Travel between cities is easiest using the Shinkansen bullet train. Just keep in mind that the fastest bullet trains, the Nozomi and Mizuho Shinkansen trains, are not included in the JR Pass.
  • If you take the Shinkansen from Tokyo to Kyoto, try to get a seat on the right hand side of the train and on a clear day, you will get a great view of Mount Fuji.
  • Most trains do not require reservations, but purchasing a ticket with a reserved seat or a JR Pass that includes reservations, is much more pleasant as you know you will have a seat, even on busy trains. The platform will indicate which train cars are reserved versus non-reserved.
  • Beginning in the spring of 2023, you need a luggage reservation when bringing large checked bags onto a Shinkansen train. Keep in mind that there is very limited luggage rack space and otherwise only the seats in the last row also offer a luggage reservation in the space behind the seats. If you plan on bringing your bags on the train, I recommend stopping at the JR ticket office in one of the large train stations and getting help reserving seats and luggage spaces.
  • Smaller carry-on size bags can fit on the rack over the seats. Just keep in mind that bringing any bags through the metro at rush hour is near impossible on the busy lines.
  • You may want to consider shipping your luggage ahead to your next hotel. Depending on the location and season, this can typically be done in 24 hours, so that you can travel with just a backpack or small bag with your things and reunite with your luggage at your next hotel or the shipping office in the next city. Most of the hotels will arrange for your luggage shipping at the concierge or bell desk. However, if you are staying at an Airbnb, you can look into using a shipper such as Yamato Transport . We did this between Tokyo and Kyoto and Kyoto and Osaka and it made getting around so much easier. It cost less than $20 per bag for our ~50 lb. checked-luggage sized bags.
  • In most cities, in addition to Japan Rail (JR) trains, there are also private trains and local metro or subway systems. Google Maps is extremely helpful in determining the best route, but you may want to do a little more research if you are trying to use JR trains. The route search on the official Japan Travel App from the Japan National Tourism Organization or the Japan Travel app from Navitime are helpful if you want to find the best routes for specific types of tourist passes.
  • To use your JR Pass, simply insert your JR Pass at the turnstile and take it back after you walk through. You will need to do the same when you exit the station.
  • If you are using your IC Card, tap the card at the turnstile when you enter the station and tap again when you exit. Keep an eye on your balance. Most stations have machines where you can easily reload your IC card (with an English menu.)
  • If you have any trouble, the staff at the train stations are very helpful in providing directions.
  • When it comes to using the trains and subways, Google Maps offers invaluable information regarding which platform the train will be on, when it is leaving (and when the next trains are expected), what car is best to board if you are transferring, the length of the trip and the number of stops, the stop name, the cost with an IC Card, and the best exit to use at the train station (trust me that this is so, so helpful.)
  • On trains and subways in major cities, all the train signage both on the platform and in the train cars, is offered in Japanese and English, as are the announcements on the train letting you know the next stop, etc.
  • Once you are on the train platform, you will need to line up behind the yellow line at one of the spots indicated by a number that corresponds with the car number. In Japan, it is customary to line up single file.
  • When the train arrives, let those exiting to get off the train before boarding.
  • Note that on some trains, certain cars indicated with pink on the platform are for women only during certain hours.
  • The only time you might see pushing in Japan is people squeezing themselves onto a subway train. Rush hour on certain lines such as the Maranouchi line in the Tokyo Metro that goes through Shinjuku station, which is the busiest station in the world they claim, is an absolute crush and best to avoid, especially with small children.
  • Once on the train, follow the local customs and silence your phone and if you talk, do so quietly. The trains and subways in Japan are very quiet and surprisingly clean. People do not talk or eat on the train. Many nap, others read or play games. I saw plenty of people reading manga comics on their phones and even one guy reading sheet music for “Moon River.”
  • Note that while walking through busy train stations and on the street, people typically walk on the left. Except in Osaka, where it is customary to walk on the right. Many stations have arrows on the floors.
  • On escalators, stand on the left to let those in a rush go by on the right. Except in Osaka, then stand on the right.
  • If you are using a maps app for walking directions and you are using a mobile hotspot, we found Apple Maps to offer better turn-by-turn walking directions that were easier to follow. The arrow on Google Maps used to indicate your location would often spin in a confusing way and it wasn’t as clear about when to go up steps, across bridges, etc.
  • Most train stations offer lockers if you want to store your belongings and go out and explore. There are small, medium and large lockers and the medium and large will fit a suitcase or multiple smaller bags. The price ranges from 300 to 500 Yen.

bowl of ramen

Japanese Food & Restaurant Tips

Japanese cuisine is incredible and no, you don’t have to eat sushi every day. Each shop specializes in a specific dish and does it well. You will eat ramen, soba noodles, tempura, shabu shabu, street food, sushi, and so much more. There are a few things to keep in mind when visiting restaurants though, including:

  • Japanese people love to line up for good food. There are many small restaurants with less than a dozen seats and people will line up for two hours or more to eat there. It is hard to do this as a tourist who is tired from walking and doesn’t want to spend precious vacation time in line. But it is part of the experience. Also, this is most common at the cheaper places. If you want to spend more, it is easier to get a reservation. If a restaurant opens at 5:00 pm, expect a line to start forming by 4:30 pm if not earlier.
  • Luckily, these restaurants turn over seats very quickly as people are encouraged to eat and go. Japan is not a place where people linger over meals. They eat quickly and quietly and leave.
  • You will find a wealth of inexpensive restaurants in Japan. However, you will also find a large number of very expensive (e.g. $200-500 per person) restaurants. Unfortunately, there isn’t a lot in the middle. So it is either get in line and eat cheap or make a reservation and spend an arm and a leg (there are exceptions of course.)
  • If you want to try a special restaurant, there are number of restaurant reservation services that will help you make reservations. Trust me that many book up weeks in advance and even if you set an alert to make a reservation when they open the calendar, you may still miss it. Some of these services include: Pocket Concierge, Omakase, JPneazy.com, MyConcierge Japan, Table All, and Table Check.
  • Keiseki is a traditional Japanese meal with multiple small courses. These are typically served at ryokans and traditional tea houses.
  • Omakase is chef’s choice sushi, which is typically offered at different levels or numbers of pieces with different price points.
  • It is impolite to be loud in restaurants, but slurping in a noodle place is accepted and expected.
  • Each restaurant will provide either a hot towel (washcloth) or a disposable wet towel to clean your hands before eating. However, what we consider napkins or serviettes are not provided.
  • Do not rub your chopsticks together in Japan, it is considered rude. Likewise, don’t stab with your chopsticks and don’t rest them on your bowl.
  • To reduce waste, bring your own reusable chopstick set . I saw someone with these on our last day of our trip and I really wish I had thought of it sooner.
  • You don’t dip your sushi in soy sauce in Japan as the chef prepares it as it should be eaten.
  • Don’t walk and eat in Japan. If you purchase food at a convenience store or food stall, you can eat out front and then bring them back the trash.
  • Garbage cans are very scarce in Japan!! Be prepared to carry around your trash until you find a bin (typically at the train station.) But don’t worry, the streets in Japan are very clean. Littering is not part of the culture.
  • You will find vending machines everywhere selling various drinks and many take the IC card for payment, although some require cash or other digital payment systems.
  • Unfortunately, there are not many public bottle refill stations or drinking fountains.
  • Avoid eating on the metro or local trains, but it is acceptable to eat on the longer, Shinkansen trains, and there are many shops in the train station selling bento boxes that are packaged perfectly for this purpose.
  • Many higher end restaurants speak English. However, many others offer either an English menu or a menu with pictures. At others, you order from a vending machine with photos. This can be a little tricky to understand but generally just select the photo of the item you want to order, insert your cash, take your ticket and hand that to someone behind the counter.
  • Google Translate with the camera function / Google Lens can be very helpful for menu translation. I’d recommend downloading the Japanese dictionary for offline use.
  • Some restaurants offer a tablet at the table for ordering or a button to call the server to place an order.
  • At many restaurants, you take the bill to the front to pay at the cashier.
  • Don’t leave your chopsticks sticking upright in a bowl of rice (this is a funeral ritual).
  • When receiving a drink, cup it with two hands to show gratitude.
  • Japanese convenience stores such as 7 Eleven, Lawsons, and Family Mart all offer surprisingly good food, which is an inexpensive way to eat while in Japan.
  • Many department stores also have a floor with food stalls that offer prepared foods to purchase and bring home to eat including bento boxes, sweets, and other foods that can be reheated easily.
  • Taking a food tour is a great way to learn about the local cuisine. We took a food tour in Osaka with Arigato Travel and definitely recommend them.

Girl in polka dot skirt and white t shirt

What to Wear in Japan

Japan is a fairly conservative society when it comes to dress, with the exception of the “kawaii culture” amongst the youth. To fit in and show the proper respect, it is important to keep a few tips in mind:

  • When visiting temples and shrines, it is appropriate to make sure the knees and shoulders are covered, although it isn’t policed as strictly as some churches in Italy.
  • Shorts are rarely worn by locals. You are more apt to see shorts on international tourists in Kyoto than in the big working cities like Tokyo.
  • Women wear a lot of loose fitting, wide leg pants and long skirts, paired with a t-shirt under a sweater or flowy button-up shirt or light jacket.
  • Men are often in suits or business attire, or slacks and a golf shirt. Younger teen boys will likely wear jeans and t-shirts.
  • If you are visiting temples and shrines, or traditional restaurants, it is helpful to wear shoes that can easily be slipped off, as required upon entry.
  • When visiting Japan, it is important to wear comfortable shoes, as you will do a lot of walking.

Silver pavilion in Kyoto - Japan itinerary

Japanese Culture Tips

The Japanese culture values politeness, cleanliness, order, following the rules, and beautiful presentation. You will see these reflected during your visit and it is important to show respect by observing cultural norms.

  • Konnichiwa – hello
  • Arigatou gozaimasu – thank you very much
  • Sumimasen – excuse me
  • Dō itashimashite – you’re welcome
  • Hai – yes
  • Lie – no
  • Gomen’nasai – I’m sorry
  • Ohayō – good morning
  • Konbanwa – good evening
  • O-yasumi nasai – good night
  • Japanese packaging may seem excessive or wasteful, but it is very culturally important to present things beautifully. Your purchases will be wrapped and bags sealed with stickers to keep them closed. If you purchase a pastry at a shop, it is often individually boxed with small ice packs to keep it fresh until you can enjoy it at home.
  • If you are invited to someone’s home, remember to bring a gift that is nicely packaged.
  • A slight bow is a show of respect when meeting someone or thanking them.
  • If someone hands you a business card or a gift, except it with two hands and a slight bow.
  • Do not blow your nose in public.
  • Wear a face mask if you aren’t feeling well.
  • Wait to cross the street only when the light is green, even if no one is coming.
  • Be on time!! No one is late in Japan, they are usually early. On one tour, our tour guide was being generous by agreeing to wait until 2 minutes after the meeting time for someone that hadn’t yet showed up.
  • In Japan, Buddhist temples and Shinto shrines often sit side by side. When visiting, remember to remove your shoes before entering the inside of a temple or shrine (there are usually cubbies provided). At a shinto shrine, it is appropriate to wash your hands first. If you want to offer a prayer, first you bow, then give an offering of small change, bow deeply twice, ring the bell, clap twice, offer your prayer, then bow once more. See a full description of temple and shrine etiquette .
  • Remove your shoes when entering a shrine, temple, restaurant with tatami mats, or someone’s home.
  • In Japan, public restrooms are widely available and they are very clean. Japanese toilets are also the best, offering features like heated seats, privacy sounds, and washing options. Many public restrooms also offer baby seats in some stalls, along with family bathrooms, changing tables, and nursing rooms.
  • Japan is one of the safest countries to visit and even if you are traveling solo, you will feel very comfortable walking around even at night.

I hope these Japan travel tips are helpful. As a travel blogger, I have visited many countries but I found Japan one of the safest, most comfortable, and most orderly place I have been to. It suited my type A personality perfectly and I loved the blend of ultra modern and traditional culture.

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Planning a trip to Japan? These Japan travel tips will help you get over any culture shock and be prepared to fully enjoy your Japan vacation.

Tamara Gruber is the Founder and Publisher of We3Travel. A former marketing executive and travel advisor, Tamara is an award-winning travel writer and recognized expert in family travel. Tamara is a member of SATW and the Adventure Travel Trade Association, and serves on the Board of the Family Travel Association. She is also the publisher of YourTimetoFly.com and the co-host of the Vacation Mavens travel podcast.

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Publish Date: June 21, 2023

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Food Expenses for Travel in Japan: 1,000 Yen Meals and Budget Tips

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Learn about the prices of food in Japan for convenience store food, and dishes like sushi, ramen, and fast food. This article introduces how much an average meal costs while traveling, 1,000 yen-meals, and how to save more money on dining.

The Average Cost of Meals in Japan

When traveling to another country, most people will want to know just how much regular meals cost at their destination. If there's a dish you want to try out, but it’s too expensive for your planned budget, what a shame that would be!

Food expenses depend on where you eat, so it is a good idea to be aware of prices before you start travels. Continue reading to learn food prices and what types of meals are suitable when traveling on a budget.

Meal Options and Average Prices in Japan

1. Convenience Store Food 2. Ramen 3. Sushi - Casual and High-end 4. Japanese Wagyu Beef and Teppanyaki 5. Izakaya Food and Drink 6. Japanese and Western Fast Food 7. Family Restaurant Meals

Convenience Store Meal Prices

Food Expenses For Travel In Japan - 1,000 Yen Meals And Budget Tips

Picture from The 3 Major Convenience Store Chains In Japan – A Comparison There are many restaurants in Japan, but even more closely connected to the daily lives of the Japanese people are the convenience stores , or "conbini." The most common chains are Seven Eleven, Family Mart, and Lawson. Most are open 24 hours, so you can stop in and grab something whenever you are feeling hungry. Many food products will also have English on them, and most employees will have some foreign language ability (especially in Tokyo, Osaka, and large cities).

Convenience stores sell a plethora of meals, snacks, and beverages. You will find onigiri (rice balls), sandwiches, baked goods, bento (boxed lunches), Japanese pasta, udon , salad, and a variety of snack and sweets options. Convenience stores also have hot meals such as karaage (Japanese fried chicken), steamed buns, and oden (stewed fish and vegetables).

You can expect to pay around 400 to 700 yen in total for a convenience store meal. Even if you purchase several items or have a travel partner, the total will be about 1,000 yen . With a wide variety of options, convenience stores are handy for breakfast, lunch, dinner, and snacks, so be sure to stop by for an inexpensive meal.

japan trip yen

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Ramen Prices in Japan

Cost of ramen

Picture from 30 Great Tokyo Ramen Shops Selected By A Ramen Expert There are thousands of ramen restaurants and shops in Japan, from nationwide chains like Ichiran to higher-end ramen restaurants, to tiny, owner-run shops where diners eat standing up. Ramen is a casual meal in Japan and is priced usually around 600-1,200 yen per bowl. If you add extra toppings, a side dish, and a drink, like beer, you will still likely pay no more than 2,000 yen.

The price of ramen differs by type and, as mentioned above, adding toppings like barbecue pork, eggs, or green onions will increase the bill. Specialty ramen, like vegetarian and vegan options or gluten-free dishes, tend to cost around 1,000 yen without modifications.

A bowl of ramen will satisfy most diners, but if you are especially hungry, it is typical to order a side of gyoza or rice to accompany the ramen. Many restaurants also offer an extra helping of noodles you can add to your soup for 100 or 200 yen.

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Sushi Prices - Casual and High-end Options

Food Expenses For Travel In Japan - 1,000 Yen Meals And Budget Tips

Picture from Pixta

If you're traveling Japan, eating sushi is a must . The availability of delicious, high-quality sushi is incomparable to the sushi offered abroad. Diners can choose from traditional sushi bars with course meals to a casual conveyor belt restaurant where you can order from an electronic tablet. A sushi meal will cost anywhere from 2,000 yen up to 20,000 yen or more per person, but it depends on the restaurant you go to and when you eat.

For example, lunch at a sushi restaurant will usually be around 2,000 to 3,000 yen for a meal consisting of different sashimi and rolled sushi . If you dine in the evening, dinner can be approximately from  5,000 to 20,000 yen or more. The cheapest option for eating sushi is going to conveyor-belt sushi, or kaiten zushi, which will cost anywhere from 1,000 to 2,500 yen per person regardless of whether it's for lunch or dinner.

japan trip yen

How To Order Sushi - 6 Simple Japanese Phrases To Use At Restaurants!

japan trip yen

Japanese Wagyu Beef and Teppanyaki

Food Expenses For Travel In Japan - 1,000 Yen Meals And Budget Tips

Head to a yakiniku or teppanyaki restaurant for Japanese beef (wagyu), grilled food like okonomiyaki, or a hearty meal with drinks.

At most yakiniku restaurants, you first decide the meat of your choice and cook it on the grill before you. The price you pay depends on the type of meat and amount you choose, but it generally averages around 2,000 to 4,000 yen per meal per person. Prices for dinner are a little bit more expensive, ranging from 6,000 to 10,000 yen.

Teppanyaki is food cooked on an iron griddle ("teppan" in Japanese). Teppanyaki restaurants will sometimes have meat to grill. Most have dishes like okonomiyaki (savory pancake from the Kansai region), monjayaki (a savory grilled dish common in Tokyo), and yakisoba on the menu. You will also find seafood at times. When ordering a la carte, you can expect to pay between 600 and 1,000 yen per item.

Some of these restaurants will have someone cook the food for you, but at most restaurants, the ingredients are prepared and you will do the cooking for yourself with the iron griddle in front of you.

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Prices at Izakaya

Izakaya

Picture from Izakaya Basics: A “How-To” Of Ordering And Etiquette In Japanese Bars Izakaya are Japanese pubs which offer alcohol and side dishes to pair with the drinks. Frequented by office workers on weekday nights and friend groups on weekends, izakaya are very popular evening spots.

When at an izakaya, it's typical to order several side dishes, or otsumami, to enjoy while drinking. Otsumami dishes are usually from 300 to 800 yen. Yakitori (grilled chicken on skewers), fried food, sashimi, and vegetable side dishes like edamame are on a typical izakaya menu. Alcoholic beverages will usually cost between 300 and 600 yen.

Expect to pay 2,000 yen or more for food and drinks at an izakaya. Nationwide chains, like Torikizoku offer most of its items for 328 yen each (before tax) and is a very reasonable option for those who want to save some yen. Uotami and Shoya are some more common izakaya chains that offer fair prices on drinks and fare.

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Japanese and Western Fast Food Prices

Fast food is another option for dining out in Japan. Diners can choose from chains like Matsuya offering beef rice bowls, Japanese-meets-western burgers at Mos Burger , and international restaurants like McDonald's and Burger King. These restaurants are casual, have international customer-friendly menus, and can  cost less than 1,000 yen per meal.

Japanese Fast Food - Gyudon and Teishoku

Food Expenses For Travel In Japan - 1,000 Yen Meals And Budget Tips

Gyudon (beef bowl) is considered fast food in Japan. You can try it at Yoshinoya, Matsuya, and Sukiya restaurants located throughout the country. Gyudon is a rice bowl dish topped with salty and sweet beef slices, flavored with soy sauce and sugar.

Prices range by restaurant and location, but a typical bowl costs around 500 yen . You can change the portion size too--a small size is usually 400 yen, and a large will be around 600 yen. If you add miso soup or a side dish, it will be around 150 yen extra.

These chains are often open in the early morning and operate until past midnight, so they are very convenient for breakfast or a late-night meal after a night out.

Food Expenses For Travel In Japan - 1,000 Yen Meals And Budget Tips

Another casual option are meal sets known as teishoku . Teishoku are meals served with a main dish (usually meat or fish) with rice, miso soup, and other side dishes like a salad. A teishoku meal costs around 800 to 1,000 yen , so it is a slightly more expensive (but often healthier) choice than the rice bowls mentioned above.

japan trip yen

Teishoku Set Meal - Japanese Encyclopedia

Western-style Fast Food Prices in Japan

japan trip yen

Mos Burger. Picture from 10 Things You Should Know About Eating Out In Japan As mentioned above, Japan is home to hundreds of fast food establishments with western-style options. The most common are McDonald's , Burger King , Lotteria , and Mos Burger for hamburgers. Another popular restaurant is KFC . Prices vary by restaurant, but McDonald's generally has the cheapest options.

Another thing to note is that the menu items of restaurants located in Japan vary significantly from other countries. For example, at McDonald's teriyaki burgers are a regular menu item and they often offer seasonal items with a Japanese twist like  red bean paste pies . Keep an eye out for these regional foods to enjoy the experience even more.

japan trip yen

From MOS Burger To Yoshinoya! Japanese Fast Food

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10 Things You Should Know About Eating Out In Japan

Family restaurants.

Food Expenses For Travel In Japan - 1,000 Yen Meals And Budget Tips

In Japan, there are various relatively low-priced restaurants known as "family restaurants." This term is used as these restaurants provide an environment that is easy for families with children to frequent. Well-known family restaurants in Japan include Saizeriya , Gusto , Denny's , Jonathan's , and Joyfull . A meal at one of these restaurants will average around 1,000 yen in total per person.

Saizeriya offers mostly Italian-style dishes, like pasta and Japanese pizza. The beverage menu also includes wine, sold for a few hundred yen.

Gusto, Denny's, and other family restaurants in Japan serve western dishes like Salisbury steak, fried shrimp, salad, and soup. You can also find desserts like parfaits and cakes.

Most a la carte dishes cost between 600 and 800 yen. If you add rice, bread, or a bowl of soup to it, your total should be about 1,000 yen. Diners wanting to stay a while at these restaurants will also order the "drink bar" option, which includes unlimited tea, coffee, and soft drinks from a soda fountain for around 300 to 400 yen.

japan trip yen

Denny's Japan - Overview And Top 5 Dishes

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Average Food Expense for a Day in Japan

You can enjoy much of Japan's rich food culture for around 1,000 yen per meal. If you have at least 3,000 yen per day to spend on food, you will have enough to eat in terms of volume and taste.

Food costs depend on the restaurants you visit--plan to decide when to splurge on a high-end sushi or yakiniku restaurants, and where you can save with going to the convenience store or choosing other cheaper options.

How much does it cost to eat in Japan per day?

The cost of eating in Japan per day can range from 3,500 to 6,000 yen for budget travelers, up to 6,000 to 12,000 yen for mid-range travelers, depending on the dining preferences and the specific region or city. Costs may vary widely based on individual dining habits and the chosen dining establishments.

What is a good budget for a Japan trip?

A good budget for a trip to Japan can range from 7,000 to 10,000 yen per day for budget travelers, 10,000 to 25,000 yen per day for mid-range travelers, and at least 25,000 yen per day for luxury travelers. These estimates cover accommodation, meals, local transportation, activities, and shopping, and can vary based on personal preferences and the specific itinerary.

Do you tip in Japan?

In Japan, tipping is not a common practice and can even be considered rude in some situations. The country holds a strong cultural tradition of providing excellent service as part of the hospitality industry, without the expectation of additional monetary rewards. In fact, offering a tip may lead to confusion or embarrassment for the staff, as the provision of courteous and attentive service is considered a standard part of the job. Therefore, visitors to Japan should refrain from tipping at restaurants, hotels, or other service establishments. Instead, simply expressing gratitude with a polite "arigatou gozaimasu" (thank you) is more than sufficient.

What are 5 table manners in Japan?

Table manners are important in Japanese culture. Here are five key table manners in Japan: 1. Saying "Itadakimasu" Before the Meal: This phrase, often said before a meal, expresses gratitude for the meal that is about to be eaten. It is a polite way to show appreciation for the food. 2. Using Chopsticks: When using chopsticks, it's important to avoid sticking them upright in a bowl of rice, passing food directly from one set of chopsticks to another, or pointing with chopsticks. These actions are considered impolite. 3. Slurping Noodles: Unlike in some other cultures, it's acceptable and even considered a sign of enjoying the meal to slurp noodles loudly when eating them in Japan. 4. Soy Sauce Usage: Pouring soy sauce directly over a bowl of rice or dipping rice into the soy sauce is generally avoided. It's more common to dip the fish or side dishes into the soy sauce. 5. Finishing Food Completely: It's polite and appreciated to finish the entire meal that has been served, as leaving food may be considered wasteful and disrespectful toward the efforts of the cook.   These manners reflect the cultural values of respect, gratitude, and appreciation for both the food and those who have prepared it.

Can I take away unfinished food in Japan?

In Japan, it is not a common practice to request a "doggy bag" or take away unfinished food from a restaurant. Japanese dining culture places great emphasis on finishing the meal while at the establishment. Asking for a container to take away leftover food can be seen as unusual and may not always be accommodated.

japan trip yen

Transportation Expenses In Japan: Cost Of Trains, Buses, Taxis, And Rental Cars

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Japan Rail Pass (JR Pass)

The Japan Rail Pass (also commonly called JR Pass) is a nationwide rail pass for long-distance train travel in Japan.

The pass can be used only by foreign tourists and offers unlimited rides on JR trains for one, two or three weeks. It comes in two types: ordinary and green car. The latter is valid on green cars (first class cars), which offer more spacious seats than ordinary cars.

The pass lost a lot of its appeal due to a massive price increase in autumn 2023, but it remains a worthwhile product especially to those who do not mind paying extra for the convenient all-you-can-ride privilege, which frees one from having to buy individual tickets for each ride.

  • Reduced rates (50% off) apply to children aged 6-11.

The Japan Rail Pass is valid on:

  • JR trains The pass is valid on almost all trains operated on the nationwide network of JR (Japan Railways), including shinkansen , limited express , rapid and local trains. The map below shows the major train lines that are covered by the pass.
  • Tokyo Monorail to/from Haneda Airport
  • JR Ferry to Miyajima (not including the 100 yen visitor tax)
  • Aoimori Railway between Aomori , Noheji and Hachinohe to access the JR Ominato Line to the Shimokita Peninsula .
  • IR Ishikawa Railway between Kanazawa and Tsubata to access the JR Nanao Line to the Noto Peninsula .
  • Ainokaze Toyama Railway between Toyama and Takaoka to access the JR Himi Line and JR Johana Line.
  • Hapi Line Fukui between Fukui and Echizen-Hanando to access the JR Kuzuryu Line.
  • Yamaguchi - Hagi
  • Kyoto Station - Ryoanji - Takao
  • Kanazawa Station - Kenrokuen
  • Tokyo Station - Tokyo Big Sight
  • JR buses to Lake Towada
  • JR tourist loop bus in Hiroshima
  • JR city buses around Sapporo
  • JR local bus to Kusatsu Onsen

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The Japan Rail Pass is not valid or requires a supplement fee in the following cases:

  • Non-JR trains JR operates the large majority of train lines in Japan, including all shinkansen lines; however, there are also numerous other railway operators. Most of them serve relatively small regional networks or even just single lines, and they are most prominent in the suburbs of Japan's largest cities. Furthermore, most subway lines in Japan are not operated by JR. The Japan Rail Pass is generally not valid on non-JR trains.
  • Tokyo - Nagoya: 4,180 yen
  • Tokyo - Kyoto: 4,960 yen
  • Tokyo - Shin-Osaka: 4,960 yen
  • Tokyo - Hiroshima: 6,500 yen
  • Tokyo - Hakata: 8,140 yen
  • Shin-Osaka - Hiroshima: 4,170 yen
  • Shin-Osaka - Hakata: 4,960 yen
  • Shin-Osaka - Kagoshima-Chuo: 9,460 yen
  • Hakata - Kagoshima-Chuo: 4,500 yen

In order to ride Nozomi and Mizuho trains, pass holders will have to pay the supplement fee in the form of a "Nozomi Mizuho Ticket", which can be purchased at ticket offices at major JR stations across Japan.

  • JR trains using non-JR tracks There are about a dozen JR trains that partially run on tracks owned by different railway companies. Japan Rail Pass holders will have to pay the fare for these non-JR sections. Please see our special page on JR trains using non-JR tracks for a list of these trains.
  • Special compartments and berths Special compartments, such as berths on night trains, are not fully covered by the Japan Rail Pass. A supplement fee has to be paid. See our night train page for more details.
  • Trains requiring liner tickets There exist a few suburban "home liner" trains, which require a special "liner ticket" and are not covered by the Japan Rail Pass. However, since these trains are targeted at suburban commuters, foreign tourists are unlikely to use them. Confusingly, there are also a few trains that contain "Liner" in their names, but do not require a liner ticket, such as the Marine Liner and Seaside Liner. These trains are fully covered by the Japan Rail Pass.
  • Highway buses The pass is not valid on any highway buses . It used to be valid on a small number of JR highway buses before spring 2013.

The Japan Rail Pass includes the following additional features:

  • Free seat reservations Pass holders can make seat reservations for JR trains for free.
  • Discounts for selected tourist sites and services Pass holders are able to profit from discounts or gifts at selected sightseeing spots and shops. The discounts are typically 10% or 100 yen and gifts are typically a free postcard. See a list of discounts at the official website .

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Green vs. ordinary

Green cars offer larger seats, more foot space and enhanced board service, and they tend to be less crowded than ordinary cars. They are available on most shinkansen and limited express trains and on a small number of local trains. Many travelers find the size and foot room of ordinary seats sufficient, but those looking for additional luxury, should go for the green car.

Upgrading to Green Car possible?

It is possible, but the ordinary rail pass will cover only the base fare . The green car fee and possible shinkansen or limited express supplement fees will have to be paid separately, which usually adds up to a rather large amount.

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Can the pass be shared or transferred?

No, the Japan Rail Pass is a strictly personal pass and can be used only by the person whose name is printed on the pass. Pass holders may be asked by railway staff to produce their passports in order to confirm ownership of the pass.

Validity: calendar days or 24-hour periods?

The validity period of the Japan Rail Pass is based on calendar days (midnight to midnight) rather than 24-hour periods. For example: when starting to use a 7-day pass at noon on day 1, it will expire at midnight at the end of day 7 rather than at noon of day 8.

What happens if I am on a train when the pass expires at midnight?

If you happen to be on board of a train at midnight, the pass remains valid until the end of your journey, i.e. until you leave your final station through the ticket gates. This is true even if you transfer trains after midnight. However, if you transfer to a shinkansen or limited express train after midnight, the pass will not cover the express supplement for that train anymore.

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Purchase and exchange

There are two ways to purchase a Japan Rail Pass:

  • Through the official website If you purchase the Japan Rail Pass through the official website , a start date within one month has to be set at the time of purchase. The advantages of purchasing the pass through the official website are that you can make online seat reservations after purchase and that you need only your passport (and no voucher) to pick up your pass in Japan.
  • Through online and offline travel agents Many travel agents - online and offline - are authorized to sell the Japan Rail Pass, including Japan Experience and Klook . If you purchase your pass through one of them, you will first receive a voucher, which needs to be exchanged to the actual pass inside Japan within three months of purchase. When exchanging the voucher to the actual pass, you set the start date to a date of you choice within a one-month period. An advantage of purchasing the pass through travel agents is that some allow you to purchase the pass in combination with other travel products and earn points and/or discounts.

The sale of the pass at train stations inside of Japan was discontinued in September 2023.

Who can use it?

The Japan Rail Pass can be used only by short term visitors to Japan ("temporary visitors"). It can also be used by Japanese nationals who can prove that they have been permanently residing abroad for at least the past ten years. But it cannot be used by residents of Japan.

Where and how can the voucher be exchanged?

The voucher can be exchanged at designated major JR stations across Japan, including the JR stations at Narita Airport and Kansai Airport . See this page for a list of designated stations and opening hours. Hand your voucher and passport (photocopy not accepted) to the ticket counter staff. After some processing, you will receive your Japan Rail Pass.

Selecting a starting date in the future

When you exchange your voucher to the actual pass, you do not need to start using the pass from the same date. You can select any date within a one-month period as your starting date. However, once the actual pass is issued, the starting date cannot be changed anymore. Those who purchase their pass through the official website select the starting date of their pass at the time of purchase and cannot change it later.

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How to use the Japan Rail Pass

See our separate pages about the basics on how to use trains and shinkansen in Japan. Generally, the Japan Rail Pass is your ticket. No other ticket is needed except when using a reserved seat, in which case you will need to get a seat reservation ticket. Seat reservations are free with the Japan Rail Pass.

Rail pass holders can use automatic ticket gates

As of June 2020, pass holders can use the automatic ticket gates to enter railway stations. Previously they had to pass through the manned gate and present their rail pass to the staff.

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How to make seat reservations

Japan Rail Pass holders can make seat reservations for free at ticket machines or ticket offices across Japan after exchanging their voucher to the actual pass. Reservations cannot be made on board of trains. Those who purchased their pass through the official website can also make online seat reservations on that website. See the pages on how to use trains and shinkansen for more details about how to make a seat reservation.

Are seat reservations mandatory?

  • Limited express trains in the Tokyo region, including the Narita Express to Narita Airport
  • Hayabusa and Hayate trains along the Tohoku / Hokkaido Shinkansen
  • Komachi trains along the Akita Shinkansen
  • Tsubasa trains along the Yamagata Shinkansen
  • Kagayaki trains along the Hokuriku Shinkansen
  • Limited express trains from Osaka / Kyoto in the direction of Kanazawa , Amanohashidate , Kinosaki Onsen and Kumano .
  • Limited express trains from Sapporo in the direction of Hakodate and Kushiro .
  • Sunrise Seto/Izumo night trains

In addition, Nozomi trains along the Tokaido / Sanyo Shinkansen become temporarily fully reserved during the New Year , Golden Week and Obon holidays.

Are seat reservations recommended?

Many trains do not book out, but some do, especially during rush hours and busy travel periods . For peace of mind it is always recommended to make seat reservations especially when traveling in groups and you wish to sit together. After all, seat reservations are free for rail pass holders. On a few trains reservations are mandatory (see above).

What happens if I miss a train for which I have seat reservations?

This may cause inconvenience to other passengers and the railway company and should be avoided by all means. If it does happen, try to cancel your reservation at a ticket office before it is too late. You can then ride a later train in the non-reserved section or make a new reservation for an upcoming departure.

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Does the Japan Rail Pass pay off?

Before the massive price increase of October 2023, the Japan Rail Pass would pay off easily for just a few long-distance rides. Now, however, the pass will be more expensive than regular train tickets or flights for most itineraries. It will pay off only for those traveling very long distances within short time periods - for example Tokyo-Kyoto-Hiroshima-Kanazawa-Tokyo within 7 days - or for people making multiple long-distance side trips from a base.

However, the pass remains a good deal for first-time travelers and others who are intimidated by the complexity of Japanese train tickets , and who do not mind paying extra for the convenience and flexibility provided by the all-you-can-ride privilege of the pass. For example, pass holders won't need to buy tickets whenever they ride trains and can spontaneously make side trips at no additional cost.

Is it useful for urban transportation?

Urban transportation alone will never justify the purchase of a Japan Rail Pass. A pass will only pay off if a lot of long-distance travel is involved. However, in cities that are well served by JR train lines, the Japan Rail Pass can also be useful for urban transportation.

Tokyo and Osaka are two of the few cities where the pass is quite useful thanks to Tokyo's Yamanote Line and Osaka's Loop Line. In many other cities, however, for example in Kyoto , non-JR trains, subways and buses are more convenient but not covered by the Japan Rail Pass.

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Questions? Ask in our forum .

Links and Resources

Japan rail pass.

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foreign currency banknote cash

How to Get Japanese Yen in the USA Without Huge Fees

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Jarrod Suda

A writer and editor at Monito, Jarrod is passionate about helping people apply today’s powerful finance technologies to their lives. He brings his background in international affairs and his experiences living in Japan to provide readers with comprehensive information that also acknowledges the local context.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Preparing for your travels to Japan? You may be wondering whether you should prepare some Japanese Yen in cash prior to your departure, or if its cheaper to simple use your cards in Japan after arrival.

In this guide, we will explore the best overall place to get Japanese Yen online in the USA, which is with a travel money card like Revolut or Wise . If you'd like to simply withdraw Japanese Yen in cash from an ATM in Japan, we will explain how to do so without incurring unnecessary fees.

We'll cover the costs, and the pros and cons, involved for each method. By understanding your options and their fees up front, you can enjoy the peace of mind that you're getting the best deal for your situation.

We highly recommend Revolut 's travel debit card to buy Japanese Yen in the USA cheaply. Revolut is a multi-currency account that allows you to hold and exchange US Dollars, Japanese Yen, and over 30 other foreign currencies at industry-low, transparent fees and exchange rates. Best of all, you can easily do this online or straight from the app!

The Best Places to Buy Japanese Yen in the USA

  • 01. Japanese Yen travel money card scroll down
  • 02. ATMs abroad via travel debit card scroll down
  • 03. Online foreign currency exchange scroll down
  • 04. Traditional banks scroll down
  • 05. Money changer kiosks scroll down
  • 06. Airport kiosks scroll down
  • 07. Summary: Where to buy Japanese Yen in the USA scroll down

1. Japanese Yen Travel Money Card

Travel money cards are prepaid debit cards that let you hold the local currency of your destination (JPY) so that ATMs and point-of-sale devices treat you like a local card holder. Simply top up your card balance in US Dollars and convert those balances to Japanese Yen. Then use your card to pay with peace of mind like a local.

User-friendly fintech apps like Revolut and Wise far and away offer superior rates when compared to banks and bureau de change kiosks. Since you can download the apps and use their virtual cards directly onto your smartphone, we also consider them to be more convenient. Compare the in more detail with our in-depth prepaid travel card guide .

Revolut Account

Revolut charges no foreign transaction fees on the first $1,000 spent per month and no ATM fees on the first $1,000 per month, although fair use limits and weekend surcharges may apply. This ATM policy is far more generous than other competitors such as  Wise ,  Monzo , and  Monese . If you're in a rush, you'll still be able to access  Revolut's instant virtual card  from the app and add it Apple Pay, Google Pay, and other third-party digital wallets.

Go to Revolut ❯

  • Trust & Credibility 8.9
  • Service & Quality 7.9
  • Fees & Exchange Rates 8.3
  • Customer Satisfaction 9.4

Wise Multi-Currency Account

Unlike banks, credit unions, airport kiosks, and  foreign ATMs , Wise is transparent about never charging a hidden exchange rate margin when you convert your dollars into euros (and 51 other currencies) with them. The live rate you see on Google or XE.com is the one you get with  Wise . Instead, they charge an industry-low commission fee, which ranges from 0.35% to 2.85%.

Go to Wise ❯

  • Trust & Credibility 9.3
  • Service & Quality 8.9
  • Fees & Exchange Rates 7.6
  • Customer Satisfaction 9.6

2. ATMs Abroad Using a Debit Card With No Foreign Transaction Fees

We recommend getting Japanese Yen in cash from ATMs with debit cards because credit cards with charge you cash advance fees and high APR on ATM withdrawals. Plus, debit cards will use exchange rates set by your card network (like Visa and Mastercard ), which are near the mid-market rate.

Foreign transaction fees are fixed percentage fees (usually around 2.5%) that card issuers will tack on to the purchase price. These fees pile up when you travel and spend internationally, which is why you should always travel with a card that waives foreign transaction fees .

Travel Tip: Read more about the 5 best debit cards that waives international transaction fees .

Always Pay in the Local Currency

  • When the point-of-sale machine or ATM in Japan ask you to "Pay in JPY" or "Pay in USD", always opt to pay in the local currency: Pay in JPY.

Learn more about dynamic currency conversions .

3. Online Foreign Currency Exchange

Online foreign currency exchange services are convenient and can be reasonably priced if you order a few weeks in advance. Take note to not pay with a credit card because your card provider will treat it like a cash advance, which will incur fixed fees and APR costs. When you order Japanese Yen in cash online, foreign exchange service providers will charge you two kinds of fees:

  • Exchange Rate Margin:  Providers apply an exchange rate that is poorer than the true  "mid-market" exchange rate . They keep the difference, called an  exchange rate margin .
  • Commission Fee:  This  fee  is usually a percentage of the amount converted, which is charged for the service provided.

In-Person Cash Pick-Up

Most services allow you to visit a local branch in your neighborhood to pick up your cash. This is usually a no-cost service.

Home Delivery

For added convenience, you can pay a delivery fee to have the money sent to your designated address on a set date and time.

4. Traditional Banks

Despite commonly heard advice, banks and credit unions are outdated currency exchange providers. Many banks offer foreign exchange services online, but you may need to be a client of the bank. You can pay by cash, card, or with your existing account balances.

For illustration, we found that Bank of America was converting €1,000 EUR into $1010.60 USD even though the  mid-market exchange rate  was at €1,000 EUR = $1,063.60 USD*. That's a markup worth $53.

*Exchange rates recorded on 22 September 2023 12:55 CEST.

We generally recommend against getting Japanese Yen from your traditional bank or credit union.

5. Money Changer Kiosks

Money changers generally charge high exchange rate margins, like banks and online foreign exchange services. We tend to treat these providers in the same category as airport bureau de change. Even if they advertise "no commission," you will still incur the hidden cost of the exchange rate margin.

While these kiosks may be conveniently located in cities and tourist attractions, we recommend going to bank ATM instead, using a prepaid travel card or a debit card that waives foreign transaction fees .

6. Airport Bureau de Change Kiosks

While bureaux de change at airports in the USA may be convenient for last-second exchanges, they charge huge exchange rate margins and hefty commission fees. They should be avoided at all costs.

If you need cash for your trip to Japan, we recommend that you withdraw cash from an ATM abroad, using a prepaid travel card or a debit card that waives foreign transaction fees .

Summary: How to Get Japanese Yen in the USA

Each method to get Japanese Yen in the USA will have its conveniences and drawbacks depending on your situation.

Here is a summary of the best places to buy JPY with USD:

  • Prepaid Travel Money Card: Compare the best travel money cards .
  • ATM with Debit Card: The top 5 that waive foreign transaction fees .
  • Online Foreign Currency Exchange Service: Learn about travel money .
  • Traditional Banks: Explore bank currency exchange .
  • Money Changer Kiosks: Find the best way to spend money abroad .
  • Airport Bureau de Change: Use ATMs abroad as better alternatives .

Frequently Asked Questions About How to Get Japanese Yen in the USA

We generally only recommend getting Japanese Yen in the USA if you open a free multi-currency account from Revolut or Wise . If you want Japanese Yen while in Japan, then it is best to simply get cash from an ATM there.

You can use any of the 6 methods included in this article. We recommend travel money card, which let you hold JPY via a multi-currency account and spend them with a card.

Yes, you can exchange for Japanese Yen at a bank in the USA. However, it is generally expensive because they may charge commission fees and very high exchange rate margins.

  • Open an account with Revolut or Wise ;
  • Access your account online by desktop or by smartphone;
  • Top up USD onto the multi-currency account;
  • Convert the USD to JPY using their industry-low rates.

It depends on your method. If you want to get Japanese Yen in the USA, then we recommend you open an account with a multi-currency account like Revolut or Wise . If you want Japanese Yen while in Japan, then its best to get cash from an ATM.

Currency exchange rates are constantly in flux due to market fluctuations. This is why we recommend multi-currency account like Revolut or Wise . They have features that let you lock in a desired exchange rate, which will trigger a conversion if met by the mid-market rate.

Learn More About Where to Best Buy Foreign Currency in the USA

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japan trip yen

Japan frets over relentless yen slide as BOJ keeps ultra-low rates

By Satoshi Sugiyama and Makiko Yamazaki

TOKYO (Reuters) -Japan is concerned about negative effects of the weak yen, finance minister Shunichi Suzuki said on Friday, in a fresh warning to speculators as the currency fell further after the central bank's widely expected decision to hold rates steady.

The Bank of Japan kept policy settings unchanged earlier in the session following a two-day meeting, triggering a bout of volatility in the yen as it slid to below 156 levels on the dollar, its weakest since 1990.

The latest wobbles in the currency came as Suzuki, who spoke hours ahead of the BOJ decision, repeated his recent warnings against speculative moves in the yen, keeping traders on edge as to when Tokyo may intervene in the markets.

"The weak yen has both positive and negative impacts (on the economy)," Suzuki told a press conference, adding that he is "more concerned about the negative effects right now."

Suzuki said he could not comment on specific policy measures on foreign exchange, but that authorities were closely watching currency moves and stood ready to take action.

While a weak yen boosts exports, it has become a headache for Japanese policymakers as it inflates the cost of living for households by pushing up import prices. The finance minister said that measures to combat surging prices are key policy priorities for the government.

The yen's slide to 34-year lows against a broadly firmer dollar has been driven by wide U.S.-Japan interest rate differentials. The yield-induced downturn in the yen has gained renewed momentum on signs the Bank of Japan will go slow on raising its near-zero rates and expectations the U.S. Federal Reserve will likely delay the start of its rate-cutting cycle.

INTERVENTION IS 'FUTILE'

At a post-policy press conference, BOJ Governor Kazuo Ueda gave little away on when the next rate hike would come.

Ueda said while the impact of yen moves was usually temporary, its effects on underlying inflation could not be dismissed.

The yen briefly jumped against the dollar after Ueda's briefing ended, but it was not immediately clear whether authorities actually stepped in. The Japanese currency was last down around 0.7% at 156.69, after temporarily spiking to 154.97, having minutes earlier slumping to fresh 34-year lows of 156.82.

"The currency takeaway is certainly disappointment from the lack of guidance from the bank," said Rodrigo Catril, senior Sydney-based forex strategist at National Australia Bank.

"To me, the currency market is telling us it believes that the BOJ policy is too loose and hence why the currency is so weak."

The yen's continued weakness has taken it firmly past 152 and 155 levels to the dollar, which traders had previously seen as a line in the sand that would prompt Tokyo to intervene in the markets. It is down around 10% on the dollar this year and has lost more than 34% of its value in three years.

Suzuki declined to comment on remarks made by U.S. Treasury Secretary Janet Yellen that the U.S. dollar has been strong and interventions by other governments in currency markets is acceptable only in rare and extraordinary circumstances.

At the parliament later in the day, Suzuki said while foreign exchange levels reflect various factors including economic indicators and price trends, interest rate differentials remain the crucial determinant.

Japan last intervened in the currency market in 2022, spending roughly $60 billion to defend the yen.

Traders figure there is not much Tokyo can do to reverse the currency's slide while interest rates and momentum are heavily skewed against it.

"(Currency) intervention in a scenario where we're seeing upward pressure on U.S. Treasury yields is going to be a futile exercise," NAB's Catril said.

(Reporting by Satoshi Sugiyama, Makiko Yamazaki and Leika Kihara; Editing by Shri Navaratnam)

FILE PHOTO: Japanese Finance Minister Shunichi Suzuki speaks during the presidency press conference at the G7 meeting of finance ministers and central bank governors, at Toki Messe in Niigata, Japan, Saturday, May 13, 2023. Shuji Kajiyama/Pool via REUTERS/File Photo

Japanese yen hits fresh 34-year low despite verbal intervention from authorities

Yen Weakens Past Key 155 Level, Adding to Intervention Risk

The  yen  slipped past 155 against the U.S. dollar on Thursday, touching a new 34-year low against continued strength in the greenback.

The weakness comes as the Bank of Japan is due to release its monetary policy decision Friday and in spite of  verbal warnings from Japanese authorities .

Some market watchers had speculated that the 155 level would prompt intervention after the currency languished at multi-decade lows for a month.

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“For the BOJ to support the yen, it should acknowledge that policy has been too accommodative, that the next hike is as imminent as in June, and that the terminal rate would be higher than priced by the market,” Shusuke Yamada, head of Japan currency and rates strategy at BofA Securities Japan, said in a Tuesday note. Still, he said that’s unlikely at this week’s meeting.

The yen’s weakness has also been fueled by a stronger dollar. Stubborn  U.S. inflation  has spurred comments from Federal Reserve Chair  Jerome Powell  that suggest  rate cuts may not come  in the next several months.

“The Japanese authorities have stepped up verbal intervention, but it seems unlikely to be effective given that the move in the currency appears to reflect dollar strength against most currencies rather than being specific to the yen,” Idanna Appio, portfolio manager at First Eagle Investments, told CNBC.

Appio said this week’s BOJ meeting will be key for investors as they monitor inflation forecasts in light of the weaker yen, higher oil prices and strong wage growth.

Closing in on an intervention?

The yen has weakened 4.2% since the BOJ’s March meeting, worrying Japanese authorities and investors.

There has also been talk of a potential  “coordinated intervention”  with South Korea. If enacted, analysts believe such action could politically and economically benefit both nations, if it succeeded in supporting the yen and the Korean won.

As much as markets would like to see Japanese authorities take decisive action to stem the yen’s fall as soon as possible, analysts say it is unlikely that the central bank or the Ministry of Finance will act on it right away.

“The FX tail will not be allowed to wag the dog,” Vishnu Varathan, head of economics and strategy for Asia at Mizuho Bank, wrote in a note.

Varathan said yen weakness is a policy constraint, not a catalyst for the BOJ. He noted that the Japanese central bank will likely stick to its “dovish restraint” when it comes to tweaking rates. Instead, he said, authorities could opt for intervention through flexible bond purchase signals.

Shreyashi Sanyal is a correspondent for CNBC International in Singapore.

Japan's yen tumbles to 34-year low; US dollar gains after inflation data

  • Medium Text

Illustration shows Japanese Yen and U.S. dollar banknotes

  • BOJ leaves rates unchanged, signals future hikes
  • Dollar hits fresh 34-year high vs yen
  • Markets on lookout for Japan intervention
  • U.S. PCE report comes in line with expectations
  • September Fed rate cut odds increase

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Reporting by Gertrude Chavez-Dreyfuss; Additional reporting by Joice Alves and Alun John in London and Tom Westbrook in Singapore; Editing by Andrea Ricci and Will Dunham

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New JAL chief concerned about yen’s ‘excessive’ weakness

Mitsuko Tottori became Japan Airlines’ first female CEO on April 1, having risen through the ranks as a flight attendant and heading the flight attendant and customer experience divisions.

The continual decline of the yen against the U.S. dollar in recent weeks has been “excessive,” sparking concerns that it is discouraging outbound travel from Japan, especially among younger Japanese travelers, Japan Airlines' new chief executive said.

The yen dropped past the closely watched ¥155 level against the dollar on Thursday to a new 34-year low, fueling speculation that the government might intervene soon.

Because a lot of expenses for the airline are in foreign currencies, "we often discuss (with other companies) that (a dollar exchange rate of) around ¥130 level would be good.”

She also pointed out that while the yen’s fall is helping spur inbound tourism, it is curbing demand for overseas travel for people in Japan. The ratio of inbound and outbound travel demand is about 6-to-4, she said.

“I personally think this is a major issue considering the future of Japan. Young people need to have various experiences (by traveling abroad) but they are not leaving Japan,” Tottori said.

JAL hopes to offer measures that will encourage more people to travel overseas but it will still need to raise ticket prices mainly for international flights to reflect rising costs, including currency swings, she said.

Tottori said that the ratio of inbound and outbound travel demand is about 6-to-4 at the moment.

“However, I think it is important to improve the quality of service” when increasing ticket prices, she said.

As JAL chief, Tottori plans to strengthen some measures to cope with Japans declining population.

“Although the number of passengers on domestic flights is returning (to pre-pandemic levels), it is not likely to increase any further, to be honest,” she said. “We are thinking of downsizing our fleet a bit to maintain our domestic network.”

To stimulate domestic travel demand, JAL will boost efforts to help residents in major cities to connect with people in rural areas in hopes that it will motivate them to visit those areas, Tottori said. For instance, JAL has introduced programs where people can stay in towns in Iwate, Akita and Kagoshima prefectures for two weeks to experience farming and discuss how to deal with local issues.

Tottori also stressed that JAL will stick to its plan of purchasing jets from Boeing, which has been facing increased scrutiny following a January incident in which a fuselage panel blew off mid-flight.

JAL announced last month that it plans to order 42 new Boeing and Airbus jets with the aim of strengthening its international network.

"We have a long business relationship and a trusting relationship,” she said. “We believe Boeing will be able to overcome the troubles.”

Having started her career in 1985 at Japan Air System, which merged with JAL in 2004, Tottori climbed to the top of the airline after serving as a flight attendant and heading the flight attendants and customer experience divisions.

Given that she has spent a long time in the field, she listed among her strengths as a business leader her understanding of what it is like to be on the ground and her risk and resource management skills.

But she admits that she lacks experience in running a major business.

“This is actually my first experience in business management ... but there are people around me with experience in this area, and I would like to work closely with them,” Tottori said.

Mitsuko Tottori became Japan Airlines’ first female CEO on April 1, having risen through the ranks as a flight attendant and heading the flight attendant and customer experience divisions. | Bloomberg

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IMAGES

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COMMENTS

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    The official Japanese currency is the Japanese yen, represented by the currency code JPY and the currency symbol, ¥. Locally in Japan, yen is pronounced " en " in Japanese and often accompanied by its kanji, 円, in everyday use. The Japanese yen is available in 10 denominations, including six coins and four banknotes that you can read ...

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    To help you plan your daily budget for your Japan trip, consider the following estimates and saving tips: Accommodation: Budget accommodations like hostels or budget hotels can range from $40 to $100 per night, while mid-range hotels or ryokans can range from $100 to $200 per night. Meals: Budget around $10 to $20 for a meal at a casual ...

  7. Japan Currency Exchange

    Yen (JPY) comes in bills of 1,000 yen, 2,000 yen, 5,000 yen and 10,000 yen, and coins of 1 yen, 5 yen, 10 yen, 50 yen, and 500 yen. Carrying a purse for your Japanese coins throughout your stay in Japan is a good idea since the value of them (and weight in your wallet) soon adds up. While the 10,000 yen note is equivalent to around 100 dollars ...

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  9. Japan Travel Planning

    The Japanese yen is used throughout the country and you can exchange foreign currency at the airports and most major banks. Learn More . ... Download a selection of apps to make your trip to Japan run even smoother. Choose from a list of all-round, navigation, sightseeing and accommodation applications. Learn More .

  10. Travel money Japan: How to pay & how much to bring

    Travel money guide: Japan Despite living in a world where everyone is paying with credit or debit cards, Japan is still very much a cash society. By. Megan Horner. Updated. ... A guide to the Japanese yen. Since the introduction of the yen, the denominations have ranged from 10 yen to 10,000 yen. The following is a brief description of the ¥ ...

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    Complete 2 Weeks in Japan Travel Itinerary: 14 Day Guide for First-Time Visitors ... The day trip to Nara is around 1500 yen from memory via private Kintestu Express train, and the remainder of the time in Kyoto/Osaka you'd likely be using their Metro systems to get around. You can just use a Suica/Pasmo card for this or buy individual tickets.

  13. 1 USD to JPY

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  14. Japan Travel Budgets

    Medium budget: 500 - 1000 yen per day. Many coffee shops and some restaurants in shopping areas and around train stations offer breakfast sets for around 500 to 1000 yen. High budget: above 1000 yen per day. Hotel breakfasts and breakfast buffets will usually cost you more than 1000 yen.

  15. Useful Tips for Exchanging Money in Japan

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  16. Best Places to Buy Japanese Yen in the USA [2024]

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  21. How to Get Japanese Yen in the USA Without Huge Fees

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