philippine travel advisory 2023

Philippines travel requirements 2024: What travelers need to know

We aim to keep this post updated about Philippines travel in 2024 with official Philippines travel restrictions, requirements, and health and safety guidance. Our goal is to help you make informed decisions so you can travel confidently, safely, and responsibly in this new post-pandemic world of ours.

As restrictions can vary based on the traveler’s citizenship, we will focus primarily on rules affecting U.S. citizens.

Last update: February 21, 2024. Originally published: October 2020.

Disclosure: This post contains some affiliate links. If you make a purchase through one of our links, we may receive a small commission, at no additional cost to you.

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February 2024:  “Our main requirement for travel to the Philippines was completing an online form within 72 hours of arriving. Our airline reminded us to do the same process before departing the Philippines as well. The form asks for flight info, countries visited in the last 30 days, and whether you have been sick or exposed to someone ‘known to have communicable/infectious disease’ in the past 30 days. We then received a QR code to show at the airport. We did not need to show the QR code upon arrival or departure (airline staff told me it’s actually for Philippine passport holders only). At immigration they had no questions for us on arrival or departure.” – Michelle & Jedd, Intentional Travelers, American digital nomads

Photo credit: Anwar Y January 2024: “I visited the Philippines for 3 weeks in January with visits to places on 4 major islands across the country [Luzon, Bohol, Cebu, and Palawan]. Overall tourism was open and accessible within the country, flights between islands were the easiest, with long overland travel times (due to local-roads / lack of highways). We did not experience any travel restrictions while within the country. There is a pre-arrival form that must be filled out that is used for tracing but really we didn’t find it used much beyond immigration. There were requirements for providing hotels for contact tracing but it was haphazardly enforced, such as only 1 bus company asked for this information. Access to all services is open, we did notice that for many services employees were masked but there was no requirement for tourists to mask. We found covid tests readily accessible and often in vending machines such as in the airport. One thing of note is that people did appear to be sick. My entire group ended up sick (non-covid) but the sinus cold did impede our ability to do some activities (scuba diving).” – Anwar Y of Beyond My Door , American traveler

At the end of the post, we share on-the-ground perspectives from local residents and travelers to the Philippines so you can get a true sense of what to expect. We’re thankful to one of our team members from the Philippines for co-creating this post with us!

Table of Contents

Is the Philippines open for travel? Can I travel to the Philippines right now?

Effective July 2023 , all travelers are allowed entry in the Philippines without restrictions. The following are no longer required to enter the Philippines:

• Proof of Vaccination
• Proof of negative Covid test (for unvaccinated or partially vaccinated travelers)
• Travel insurance

However, travelers must still meet the following requirements:

• As of April 2023, all travelers, including children. are required to register via the Electronic Travel Declaration System no earlier than 72 hours from the intended arrival.
• Passport must be valid for at least six months at the time of arrival.
• Have booked a return or outbound ticket (affiliate link).

U.S. citizens are allowed visa-free entry into the Philippines for 30 days.

See the list of visa exempt countries here.

Philippines travel restrictions  have changed over time, please check back for updates.

Quarantine rules in the Philippines: What happens if I get Covid?

All travelers arriving in the Philippines are not required to quarantine.

Foreign tourists who  test positive for Covid while in the Philippines must continue to isolate and undergo quarantine.

For cases with moderate to severe symptoms or belonging to the immunocompromised category, isolation of 10 days from onset of signs and symptoms is required. Patient may be required to be admitted to a health care facility based on the advice of the attending physician.

For severe cases and immunocompromised cases , isolation is required and may end only upon the advice of their health care provider.

Patients with mild symptoms or asymptomatic are advised to isolate at home for five days or until fever-free for at least 24 hours without using antipyretics such as paracetamol, whichever is earlier.

Foreign tourists may be required to cover the costs of quarantine accommodations or hospitalization.

Recommended Quarantine Hotels in the Philippines:

Bayview Park Hotel Manila – Located at the heart of Manila, near the Ninoy Aquino International Airport and US Embassy, Bayview Park Hotel has modern and cozy rooms with air conditioning, cable TV, personal safe, and free Wi-Fi. The hotel also features an outdoor swimming pool and coffee shop with local and international dishes. Estimated cost for a 14-day stay is $748-$997. Book this hotel >

Hotel Durban – Hotel Durban is located in Makati, Manila. The hotel features air conditioned rooms, restaurant, bar, and free Wifi. Estimated cost for a 14-day stay is $471-$871. Book this hotel >

Somerset Millennium Makati – Somerset Millennium is a high-end hotel conveniently located in the vibrant business district of Makati City, 30 minutes from the Ninoy Aquino International Airport. The hotel offers elegant rooms with free Wifi, air conditioning, and flat screen TVs. There’s also an on-site restaurant, fitness center, spa, and swimming pool. Estimated cost for a 14-day stay is $1657-$1888. Book this hotel >

Radissan Blu Cebu – The Radissan Blue is one of Cebu’s top rated five star hotels. It has swimming pool, spa, fitness center, on-site restaurant, and airport transfers. Rooms come with air conditioning, Wifi, and a fantastic breakfast. Estimated cost for a 14-day stay is $1022-$1498. Book this hotel >

Can I travel to the Philippines in April 2024? Can I travel to Philippines this Spring?

The Philippines is open to tourists in April. Read on for details and check back for updates.

What is it like to fly to Manila MNL Ninoy Aquino International Airport right now? Philippine Airlines reports p assengers are no longer required to wear face masks, though it is still recommended.

Do I have to quarantine when traveling to the Philippines? No. Only travelers who test positive will need to quarantine. See details above.

Does Philippines check COVID-19 symptoms of incoming travelers? Travelers undergo a passive thermal scan upon arrival in the airport. Hats must be removed, otherwise just walk through.

Does Philippines require a negative Covid 19 test for travelers? No. As of July 2023, a negative test is no longer required for travelers to enter the Philippines.

Do I have to undergo a Covid test upon arrival in the Philippines? No. Covid test upon arrival is no longer required.

Does Philippines require a proof of Coronavirus vaccine for travelers? No. A proof of Coronavirus vaccine is no longer required.

Do I still need to provide a negative Covid test or quarantine if I have been vaccinated? Quarantine and negative Covid test is no longer required for travelers.

Is a booster shot required for travel to the Philippines? At this time, booster shots are not required in the Philippines. There is currently no expiration period set for the validity of vaccinations.

Do I need to provide proof of vaccination or test for domestic flights in the Philippines? Most destinations within the Philippines no longer require a proof of vaccination or test for domestic flights.

However, local authorities may have specific requirements. It is recommended to check with the destination’s local government unit (LGU) through their official website or Facebook page for the latest rules and guidelines.

What healthcare options are available to travelers in the Philippines who get the virus?   Philippine hospitals and clinics are open. Foreign visitors can get PCR or antigen test at  the Philippines Department Of Health accredited testing centers .

Foreign visitors who get the virus would pay out of pocket for medical services. The medical expenses for the treatment will vary depending on the severity of the condition, the hospital where the patient is admitted, confinement duration, and other factors.

For travel insurance that covers Covid, check out Nomad Insurance by Safety Wing >

What service businesses and restaurants are open in the Philippines? Markets and groceries, which are considered essential businesses, remained open throughout the duration of the community quarantine in the Philippines.

Restaurants are permitted to accept dine-ins. Malls, personal care services, and entertainment establishments are also back in business following health and safety protocols.

More hotels, resorts, and other accommodation establishments are allowed to operate under different community quarantine classifications and cater to local travelers.

Do I need to provide proof of vaccination or a negative test to enter or stay at hotels, resorts, and other accommodation establishments in the Philippines? Most accommodation establishments in the Philippines no longer require a proof of vaccination or a negative Covid test.

It is advisable to visit the hotel website or official social media pages to know their latest guidelines. Additionally, contacting the establishment directly is recommended for any clarifications.

What public gatherings are allowed in Philippines? Public gatherings are allowed but must follow health and safety protocols.

Are face masks required in the Philippines? As of July 2023 , wearing of face masks is no longer required in the Philippines.

Are buses running in the Philippines? Yes. Public transportation is available in the Philippines, including buses, jeepneys, trains, tricycles, and vans.

Will the Philippines impose new Covid restrictions? What’s next is difficult to predict. Historically, the Philippines has imposed nationwide as well as localized COVID-19 restrictions when strains on the health care system might become unsustainable.

How has the Coronavirus impacted the Philippines?

The first case of the Coronavirus was confirmed in the Philippines January 30, 2020 and the country was placed under a State of Public Health Emergency on March 8, 2020.

As a measure to limit the spread of the virus, lockdowns or community quarantines have been imposed since March 15, 2020. Despite implementing strict lockdowns, the country still experienced surges in cases, reporting more confirmed cases and deaths than any other Southeast Asian country.

The onslaught of the virus put the country into recession with mass unemployment. The restriction on travel also affected tourism, which is a large industry in the country. 

Over two thirds of the population has been vaccinated in the Philippines.

In July 2023, the State of Public Health Emergency has been lifted throughout the Philippines. All restrictions due to Covid 19 are no longer in effect.

For the current situation in the Philippines, including: total COVID-19 positive cases; total cases in the Philippines; and COVID-19 testing in the Philippines, please see the Philippines Department of Health site .

What should you pack for safely traveling in the Philippines?

😷 Face Masks – Face coverings are optional but recommended in crowded areas. Find N95 masks at Bona Fide > or designer options at Vida >

💊 Medicine – Bring enough prescription and over-the-counter medication for your entire trip to avoid trips to the clinic.

💳 Vaccine Card Holder – Protect that paper CDC card when traveling abroad (if your country doesn’t offer a digital version). Get a simple plastic protector > or Vegan leather clippable > or Leather passport + card combo holder >

👃 Covid self-test – The most studied rapid antigen self-test with FDA emergency authorization.  NOT valid to enter countries. Use for your own peace of mind. Order from CVS > or Walmart >

💧 Sealed water bottle – Make sure your reusable water bottle has a lid that’s not exposed to the air. We use one of each of the following: Shop insulated water bottles with protective lid > Shop water bottles with purification filter and protective lid >

✈️ Travel insurance that covers Covid – We’ve started using Nomad Insurance by Safety Wing for affordable evacuation, international medical, and trip coverage.

What do Philippine locals and recent travelers say about visiting the Philippines now?

What is it like to visit the Philippines right now? It’s our goal to provide regular updates here from real people on the ground, to help potential visitors know what to expect. The following are subjective opinions only. Official travel guidance can be found above.

November 2023 – Gladis of Happiness on the Way , Filipina citizen:  “I flew from Frankfurt to Clark International Airport (Philippines) in September and was surprised by the low number of tourists. I’ve traveled around Clark and Manila for a month and most of the businesses like cafes, restaurants and even tours are all back – I love how I was able to see famous spots with less tourists!

Healthcare, testing, and local attractions are fully operational in most cities and touristy towns. Hotels and restaurants provide sanitizers, and staff are vaccinated with open-air setups. Airports in the Philippines have synchronized e-travel for smoother lines. Most popular destinations have maximum tourists now, so booking ahead is advisable to secure your spot.”

June 2023 – Liza of Always in Spain : “I’m in the Philippines for one month (May to June 2023) to visit family and travel around the country.

Tourism in the Philippines is thriving again! Tourist attractions are open without restrictions, tour operators are offering services again, and transportation (air & land) look fully open for domestic travel so it’s easy to get around the country.

Aside from having to complete a declaration upon arrival, things are back to normal in the Philippines. Some people still prefer to mask up (especially indoors) but it’s not obligatory.

Pharmacies are plentiful in the large cities so you have easy access to home testing kits and over-the-counter medication if you need it. If you’re traveling to more remote areas, it’s a good idea to have your own emergency medical kit just in case.”

February 2023 – Kieren of Wales Guidebook , UK traveler:  “My girlfriend and I visited the Philippines for 10 days in February 2023 with a return trip from Bali. Tourism in the Philippines is mostly back to normal. Aside from being asked to wear masks at airports and onboard with some airlines, there were no other Covid requirements or restrictions and I can highly recommend visiting at this time.

Although signage regarding Covid restrictions (such as mask wearing) are still on display across the country, these are rarely enforced. You may still see staff wearing masks in supermarkets and shopping malls. Pharmacies are readily available in most areas frequented by tourists and the level of English is usually enough to get any medicine you need. Chain pharmacies, such as Watsons, are more likely to speak a good level of English.”

October 2022 – Jennifer Terri, Philippines:

September 2022 – Elizabeth, visitor from UK:   “I visited the Philippines for a 3-week trip to explore its top destinations. The locals are still wearing masks, however, it’s a bit more relaxed, especially in the open public area. When you enter an establishment, you will be asked or expected to put on the mask.

Most businesses related to tourism are open or in service such as airlines, hotels, and tour agencies. Locals seems to be getting back on travelling as well, but it seems like the airlines are not well-staffed resulting in long queues, although very little delay.”

July 2022 – Angeline of GoAroundPhilippines.com , resident:  “All tourist destinations in the country are open and locals mostly enjoy them now. It is the best time to visit as there are still few tourists around and you can easily get cheaper rates for hotels and tours as companies need tourists.

The islands and beaches have gone through a bit of a break so they’ve become more vibrant and marine animals are plenty. There are still no long lines or crowds either.”

March 2022 – Camille, resident of the Philippines: “Things are finally the closest it’s been to “back to normal” after two long years of strict quarantine rules. Everything feels much more relaxed and people are happy to go out, dine out, party, and travel. Even though it feels like back to normal, most people still comply with wearing masks almost everywhere so this is something foreigners should expect and be sensitive in following.

Many places still are at limited capacity though, so lines are long and crowds can be packed. As much as possible, we appreciate it when tourists are understanding of any delays or mishaps. There’s a period of adjustment since it’s only been recently that things are as they were before. Many workers have been affected and are now happy to get back to work, so patience and tips are appreciated. At the end of the day, tourism has always played a big part in our economy so you’ll definitely feel welcome.”

July 2021 – Ailene, resident of Manila: “The Philippines does not currently allow tourists to enter the country. Majority of the residents are hesitant to the reopening of the borders to foreign tourists because of the fear that our healthcare system would collapse if there will be a surge in Covid cases. In Metro Manila, people (except children and senior citizens) are free to move within the city as long as the curfew, social distancing, face mask, and face shield rules are observed. Traveling to other places outside Metro Manila is also possible. Travel restrictions are generally being followed. However, there were some instances when people were caught violating the rules such as faking their Covid results, partying, and not following the curfew. Access to healthcare is a little difficult. In some hospitals and clinics, patients without an appointment will not be allowed to enter. But virtual consultation is also available. Getting tested for Covid is easier. People have an option to get tested at clinics, hospitals, drive through testing centers, or at home. Access to local attractions is possible as long as the needed requirements are provided. A negative Covid test is required in some destinations, while a health certificate is enough for some. Right now, the safest and preferred places to travel to are private resorts and outdoor open areas like parks and beaches where interaction with other people can be avoided as much as possible. Restaurants, groceries, and other food service can be accessed easily. Although public transportation is available for travelers, it is safer to travel in private vehicles.”

June 2021 – Tina of https://iwentanyways.com , resident of Philippines: “Many provinces in the country are not yet open to tourism, and those that are already open have requirements that need to be followed. Locals have varying reaction to their place opening up to tourists. Some support the opening due to financial reasons, while those that are not in favor are concerned that these tourists might spread the virus in their place. Travel restrictions are being followed by locals and visitors, but I’ve heard of stories of some people who do not follow it but are able to get away with it. As for the healthcare and testing, most of the hospitals and testing centers are available in the capital cities. Some provinces that have opened for tourism require visitors to register in an app and wait for the approval of their visit before they could travel. This is required for contact tracing purposes.”

Even if you can’t go to the Philippines right now, you can still get started planning your Philippines trip for the future.

Check out our other Philippines travel resources: – Best Places to Visit in the Philippines on a Budget

If you have questions or updates about travel to the Philippines during the Coronavirus crisis or post-pandemic, please let us know in the comments below. *Please note that we are not able to advise travelers regarding specific situations outside of the free information provided above. We recommend working with a professional travel agent if you need assistance particular to your trip.

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Disclaimer: Please note, travel restrictions change frequently. Readers must take responsibility for verifying information through official sources like the State Department and CDC, in respect to their specific situations. No responsibility can be accepted by Intentional Travelers for action or inaction as a result of information provided through IntentionalTravelers.com. Any information provided here is issued as general information only.

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84 Comments

We have booked a trip to the Philippines next month. We have not been vaccinated for covid19, Earlier it was mentioned that we had to take a corona test to enter the philippines. Last weekend all corona measures in the Philippines were scrapped, see source: https://pco.gov.ph/news_releases/pbbm-lifts-state-of-public-health-emergency-throughout-ph-due-to-covid-19/

I don’t want any surprises, Can you please confirm to me if we need to take a corona test to fly to the Philippines (from Madrid) or if it is therefore not necessary anymore now. In addition, I am also asking for more clarity on the inernal movements.

Hello Falko. Since the State of Public Health Emergency has been lifted in the Philippines, all rules and restrictions due to Covid 19 are no longer in effect. This means that you are no longer required to present a negative Covid test to enter the Philippines. For traveling within the Philippines, restrictions are also no longer in effect. However, it is still advisable to check your destination’s local government unit (LGU) official website or Facebook page for the latest travel guidelines. You may also check for the latest COVID requirements by destination through this websites: https://www.philippineairlines.com/covid-information-hub/covid-requirements

Hello, I’m a little confused on one issue. I’m a US citizen unvaccinated and would like to fly to the Philippines. I know what tests, etc I need to actually fly to the philippines, but what is not clear to me based on conflicting information is will I be required to take another covid test on arrival if the 24 hour one taken before flight was negative? One thing I don’t want to happen is discover I have to have another one when I arrive as I really hate them since they are so unnecessarily intrusive, and I’ve read some places that you will need a second one on arrival regardless of the results of the preflight test. I would be flying to Cebu. Thank you for your time.

Hello Sam, thank you for visiting our blog. According to the current entry rules , unvaccinated or partially vaccinated “travelers 15 years and older who fail to present a negative pre-departure testing shall be required to undergo a laboratory-based Antigen Test UPON ARRIVAL at the airport.” Therefore, if you can provide a valid and negative pre-departure Covid test when you arrive in the Philippines, then you will no longer have to test upon arrival at the airport.

Thank you for answering my question, that is good news. Just one other question please. Where do I look to find what remotely supervised covid tests are accepted by Philippines government on arrival since I don’t want to take a test in a clinic?

Hello Sam. Unfortunately, we cannot find updated information about remotely supervised tests accepted by the Philippines. It seems like no updates have been published but we’ll let you know if we find updated information regarding this. You may also contact the Philippine Department of Tourism official Facebook page or a Philippine embassy near you to get information about remotely supervised tests.

Is a negative COVID test result required for return travel from the Philippines to the United States?

Hi. Regardless of departure point, test results are not required going to the US, and as of this month (May 2023), noncitizen nonimmigrant air passengers no longer need to show proof of being fully vaccinated either.

I will be on vacation soon in the Philippines and resorts (specifically at Pico de Loro, Batangas and Los Banos, Laguna) still require a certified negative covid-test for stay. Where can I get this certified covid-19 rapid antigen test?

Hello Yeen. Thank you for visiting our blog. You can see the list of licensed Covid 19 testing facilities in the Philippines here: Philippine Department of Health Licensed Covid-19 Testing Laboratories

I am traveling to the Philippines in July 2023. I see that the Philippines currently still requires a negative Antigen Test for entry. Once a traveler has entered the country and wants to travel to different locations (such as Tacloban, Cebu City, Bohol, etc.) does a traveler have to provide a clean test at every domestic airport in the Philippines to board the plane if I stayed at each different location for 3-5 days? I need clarification as the domestic air carriers (Cebu Pacific, Air Asia, etc.) indicate that you need at least a negative Antigen Test to board on their websites. Any comments from recent travelers in the Philippines would be helpful. Thank you

Hi Greg. It is correct that the Philippines still require proof of a negative COVID test for entry if a traveler is unvaccinated or partially vaccinated. For travel within the Philippines, most destination no longer require a negative test for domestic flights. However, please note that some destination may still require a negative test and other documents for domestic travel depending on the local authorities’ regulations. We recommend that you check your destination’s local government unit (LGU) official website or Facebook page for the latest travel guidelines and requirements.

You may also check for the latest COVID requirements by destination through these websites: https://www.cebupacificair.com/pages/travel-info/covid-travel-reminders/travel-document-requirements?lang=en-PH https://www.philippineairlines.com/covid-information-hub/covid-requirements

We hope this helps and thank you for visiting our blog!

Hello, we are scheduled to go to the Philippines February 1st. We will be flying to japan January 27th and then from japan to Manila February 1st. Then from Manila to Boracay on the 2nd of February. We are American us citizens unvaccinated. What are the requirements and regulations for us? Will we be allowed to go with the new covid laws?

Hello Vee. Thanks for visiting our blog. Based on the current travel requirements and your status as an unvaccinated U.S. citizens, the following are the requirements you need:

For travel to Japan, you will need to provide a pre-travel COVID-19 test conducted within 72 hours prior to departure from the country/region of origin. You may check the Japan Ministry of Foreign Affairs webpage or the U.S. Embassy in Japan webpage for details.

For travel to the Philippines, you will need the follwing: – negative Antigen test certificate from a clinic conducted within 24 hours of departure from the country of origin – complete a BOQ e-Health Declaration Card (e-HDC), including children – passport valid for at least six months at the time of arrival – return or outbound ticket to your country of origin or next country of destination.

Once you’re in the Philippines, the requirements to travel to Boracay are the following: – Tourist Arrival Form – Confirmed Boracay Hotel Booking slip/voucher – Passport (for Foreigners)

You may also contact the Boracay/Aklan Tourism facebook page for more details.

Hello, we are Polish Filipino marrige and we are not vaccinated. We are planing to Visit Philipinnes in the middle of January 2024. Do you think it will be still required to do the PCR covid tests before travel? Since I read about Thailand, Laos, Vietnam is already fully open (no covid tests, no vaccinated etc). When they will fully open the Philippines? Regards

Thanks for visiting our blog. We don’t have any special information about the government’s future plans about travel restrictions, however, we will be sure to update this post when we see that anything changes.

Hello there, i am filipino-american citizen. I am unvaccinated and my vacation and my 4yo son to cebu by october. What are the restrictions for us since we don’t want to get vaccinated. From cebu international airport do we have to book a hotel for quaratines that are doh accredited and for how many days? Is it possible to choose our own place to stay while waiting for pcr test? And also does me and my son need a pcr test before we travel to Philippines? And also do we need return ticket or not needed? Hope to hear your response. Thank you

Hi Isabel. Thanks for visiting our blog! The current restriction states that foreign nationals (including Balikbayans) visiting the Philippines without a visa must be vaccinated. Unfortunately, you won’t be allowed entry into the Philippines based on the current rules. The same goes for your 4-year-old son since he will follow the rules that are applicable to you. However, if you will enter the Philippines with a visa or if you have double citizenship (Filipino and American) then it’s possible that you and your son may be allowed entry. We recommend that you contact or visit the Philippine Embassy in your area to see if there are any exemptions applicable to you that will allow you to visit the Philippines. Hope this helps.

Hello hoping to travel to the Philippines but I am unvaccinated are they open for unvaccinated foreign travelers yet?

Hi Mark. You’ll find the answer to that in our post and we’ll continue to update it as rules change.

Please note that on the PAL site ( https://www.philippineairlines.com/en/covid-19/arrivingintheph ) it states that valid return ticket(s) to the original port of origin or next port of destination for not more than 30 days from the date of arrival in the Philippines is/are required. Since I want to go for 3 months can I assume this is now impossible? Please help

Hi Norman! Thanks for visiting our blog. Tourists entering the Philippines visa-free are allowed to stay for not more than 30 days. Thus, the need for a valid return ticket to your country of origin or your next destination dated not more than 30 days from the date of arrival in the Philippines. If you want to stay in the Philippines for more than 30 days, you will need to apply for a Philippine tourist visa. You need to contact the Philippine Embassy or Consulate near you for information on how to apply for a Philippine tourist visa. I hope this helps.

I am a Filipino citizen with Philippine passport and vaccinated, I will be traveling with my family to Philippines – my husband american citizen fully vaccinated, but my 1.5 yrs old son also american citizen and not vaccinated. We are just planning to stay in the Philippines for 1 week just for my son to meet my parents. My question is, will he/we still need to be in quarantine? Thanks

Hi Camille. Thanks for visiting our blog. According to the Philippine’s quarantine rules, children below the age of 12 who cannot be vaccinated must follow the quarantine protocols of the parents traveling with them. Since you and your husband are fully vaccinated and do not need to quarantine, your son is not required to quarantine as well. You may also contact the Philippine Bureau of Immigration for more information regarding entry requirements.

I heard the quarantine laws recently changed. I am a US citizen fully vaccinated. I have two questions…

1) Do I still have to quarantine? 2) Will I be admitted with a work visa?

Thanks for visiting our blog. If you are traveling to the Philippines from the United States and fully vaccinated, you still need to quarantine at a government approved facility until the result of a RT-PCR test taken on the 5th day of quarantine is released. If the result is negative, you’ll be allowed to continue the quarantine at home until the 10th day. You can check the post for more details about quarantine rules in the Philippines. Regarding your work visa, if it is valid and existing, then you may be allowed to enter the Philippines. We advise that you contact the nearest Philippine Embassy or Consulate in your area to get more information and before attempting travel.

Travel to the Philippines My legal wife is an ex-Philippine citizen having been “required” to give it up on becoming a Canadian citizen, more years ago than I’m “allowed to divulge”! I’m a naturalized Canadian citizen originally from the UK, a few years ago shall we say! Am I correct in believing my wife can travel “home” without a pre-authorized but will we granted a “tourist” visa on arrival, and that I may accompany her getting a “balikbyan” visa on arrival?

Vaccine “Combo” Canada considers us “fully” vaccinated against COVID-19 with 1st Dose Pfizer-BioNTech & 2nd Dose Moderna Mrna vaccines, but is this “combo” accepted by the Philippines?

Vaccination-Quarantine I understand that as we are “fully” vaccinated we will be required to “reside” at a hotel for 7 days with a PCR test on Day 5, and if the PCR test is clear we can then shorten the full 14-day period to 10 days? Can the hotel be “of our choice” if that hotel provides such facilities, or are their only “designated” hotels to choose from? At the hotel do we have full access to its facilities such as swimming pool etc if open, or are we “imprisioned” in our rooms for the duration?

Post-Quarantine Travel in the Locale Are there any restrictions for “ALL” in moving around the locale to say attend golf courses if open, and can we travel by public transport. Are there any “AGE” restrictions as we are seniors, although the exact ages are a “closely guarded secret”!

Travel to Provences On arrival into Manila can we “immediately” transfer to the domestic airport for travel to the Provences for quarantine, or do we have to quarantine in Manila before moving on?

Best wishes William & Lourdes

Hello, William and Lourdes, and thank you for visiting our blog. These are important questions you have, and travel restrictions can certainly be confusing, not to mention constantly changing. We are only able to track a limited set of scenarios, which we post for free on the blog. To answer specific questions beyond what’s in our post, we would recommend working with a travel agent to ensure your trip needs are met. We’ll also see where we can better clarify some of the information in our post in the coming days. Best regards.

I would like to get a visitor visa for the Philippines as I plan to marry my fiancé who is a Philippine resident in January 2022. Can you guide me to websites so that the visa process for the Philippines can be simplified if that is possible, or inexpensive visa service for the Philippines? Thank you for any help you can provide me. Anthony

Hi Anthony. Thank you for your question. As we do not have personal experience using a visa service ourselves, we can only recommend doing a web search for “philippines visa services” and checking for recent user reviews. Perhaps one of our other readers will be able to chime in with a suggestion in the future.

Hi – Is there a quarantine exception offered for emergency travel from the U.S. (fully vaccinated) such as caring for sick/dying family member?

Thanks for visiting our blog. We are not aware of emergency exceptions at this time. With the many changing rules, we have to focus on those that apply to the majority of travelers, so a travel agent or visa service that specializes in the Philippines may be more help for specific scenarios or exceptions.

Hi! Fully vaccinated foreign travellers who have been in a green list country for at least 14 days are allowed to enter the Philippines without any problems as long as they quarantine 7 days in an approved facility, right? So for me who live in Italy, the only way I can currently access the Philippines would be to travel to Albania (green list country) right after I get my second dose, stay there 2 weeks and then fly from Albania to the Philippines.

Hi Andrea, thank you for visiting our blog. That is a very good question. The Philippines’ green lane was created to lessen the quarantine period of fully vaccinated individuals who are allowed to enter in the Philippines. Therefore, it is important to determine first if you belong to any of the traveler categories who can enter the Philippines. For foreign citizens, you must have a valid and existing Philippine visa. If without a visa, you must be a former Filipino or a family member traveling with a former Filipino. You can check the complete details of who can enter the Philippines here .

If you are one of those travelers who are allowed to enter, fully vaccinated, and traveling from Albania or any of the countries in the Philippines’ green list, the quarantine period would only be 7 days.

Hi Ailene and thank you for your kind reply. I guess I will need a visa and probably an exemption document which I have now idea how to get and if there are any requirements I don’t think I meet them anyway since the purpose of the trip would be to visit my girlfriend hence why I am considered as a mere tourist.

I’m from Arizona currently looking for a way to travel to the Philippines ASAP to marry my fiance. I have my vaild US passport, however found myself needing a tourist visa with a possible certificate of entry as well..would you recommend going through a travel agency, a family member who is Filipino, or waiting for the covid travel restrictions to be lifted? Point me in the right direction or any vaild news will be greatly appreciated. Thanks & God bless.

Hi Chris. Without a valid and existing visa, you would need to wait for restrictions to change. We’ll be sure to update this post as we get more news. In general, we do recommend working with a travel agent who is familiar with Philippine visas to help navigate the ever-changing travel situation these days.

Chris You and so many others are in the same situation. I am looking into flying my Fiance to another country, (Mexico, Columbia or Costa Rica) Getting married there Then fly back together on a Balikbayan Visa.

Hi! We want to visit Philippines in February. If we are vaccinated with 2 doses do we still need to do a covid test? We need to fill out a form before entering the Philippines? but for Boracay? Thank you!

Hello Cristina! Based on the current Philippine travel rules, a booster is no longer required for entry, therefore, you no longer need to provide a negative Covid test. However, you need to register on the Philippines eTravel website and you can register up to three days in advance of your departure. For Boracay, a filled out tourist arrival form, hotel booking, and passport for foreign tourists are required. You can check details here or you may contact the Aklan government through their Facebook page for additional information.

Hi! I was just wondering, are fully vaccinated senior citizen (60 years and older) coming from Canada allowed to enter Philippines? Are there any travel restriction for their age group? Thanks a lot!

Thanks for visiting our blog. We’ve been focusing on requirements primarily for US citizens, as it can vary by country and it’s a challenge to track all the changes. I would double-check with the Canadian State Department and/or a travel agent for more specific guidance. It’s my understanding that the age group restrictions don’t apply for entering the country but rather for going out and about once there – so far this has only been relevant to Philippine residents and will likely change with local vaccination rates eventually.

Hi, thank you for a really good blog. I am fully vaccinated norwegian man, and I wonder if you know anything about when it will be possible to travel to the Philippines. Cebu is a possible destination. If you dont know, because I think no one can know for sure now, what will be your educated guess. I have a close friend I want to visit there.

I’m glad you’ve found our blog helpful. I wish we had more insight as to when things will open up more. Some countries in Southeast Asia have indicated that they may wait until a majority of their own population is vaccinated, so it really is uncertain. We’ll do our best to provide updates here as they come out.

I am a fully-vaccinated US citizen. Do I understand correctly that I can fly into Cebu with no quarantine requirements? What covid-related requirements would I be subjected to (e.g. tests, etc). Thank you!

Hi James. Thank you for visiting our blog. Travelers flying in directly to Cebu don’t have to quarantine at the hotel, provided that they receive a negative test result conducted immediately upon arrival at the airport. Please note that this is applicable only to permitted foreign nationals. We recommend that you contact the local government of Cebu or the Cebu-Mactan International Airport for complete details and requirements. Also, as of today, only US citizens with visa, US citizens who are former Filipinos, and US citizens who are family members and traveling with a Filipino citizen or former Filipino are allowed entry in the Philippines. Please see the Philippine Bureau of Immigration page for complete details. It is also advisable to contact the Philippine Embassy or Consulate in your area for more information and before attempting travel.

My daughter was born in Manila in 2020. What do i need to do to get to the philippines? The philippines embassy in los angelas doesn’t replay to my emails and nobody picks up the phones. please help

Hello and thank you for visiting our blog. We do our best to provide regularly updated information on this post for free to the public, as our small team does not have capacity to provide individualized advice for everyone who requests. If you’re not able to find what you need in the details of our post or through the official resource links we have provided above, many travelers are finding this type of support through travel agents.

I’m from Canada and I’m also a citizen here. I don’t understand why United States citizen foreigners are allowed in the Philippines but not Canadians when their country is much worse with the current situation with the covid virus. Or are Canadians allowed also? Thank you.

Hello and thanks for visiting our blog. Because the majority of our blog readers are from the US and rules do vary by country and change frequently, we have chosen to focus on restrictions for Americans in this particular post. This does not mean other nationalities are excluded from entering the Philippines. I would suggest checking the Canadian State Department website for details that apply to your home country.

Thanks for all the info! Hoping to head to the Philippines December of this year, of course plans are put on hold until then.

I’m planning a trip in August. Do you think the borders will be reopened? If so, I want to go to Iloilo directly, can I quarantine there instead of Manilla even though I have a 1h change (stopover because of a direct flight with terminal as Iloilo) of plane there? Thank you

Hi. Thanks for visiting our blog. We do our best to keep this post updated as things change, but we don’t have any special insight as to when changes will happen in the future. For advice on specific trip questions that you can’t find in our post, we recommend seeking a professional travel agent. Safe travels.

My American boyfriend planning to come and meet me this coming month of July. He should get a visa in US before coming here in the Philippines or he could get a visa when he landed here in the Philippines then? His destination will be in Kalibo, Aklan. Any idea about the protocols travelling to Kalibo, Aklan? And if he need to be quarantine for 14 days? He’s already fully vaccinated with Moderna vaccine. He is also tested in Covid and had a negative results. Thank you.

Thank you for visiting our blog. Traveling to the Philippines without a visa, unfortunately, that has been temporarily suspended because of the pandemic so he would need to arrange a visa before traveling. You can find details on the Philippine Bureau of Immigration Facebook page . Please note that we are not able to advise travelers regarding specific situations outside of the free information we already provide above. If you’re not able to find answers for your particular trip in our post, we recommend working with a professional travel agent to ensure your personal trip needs are met.

I’M TRYING TO TRAVEL IN JULY IS IT POSSIBLE FOR ME TO VISIT MY FAMILY. I’M AN AMERICAN CITIZEN BUT FORMERLY FILIPINO CITIZEN. FULLY VACCINATED AND JUST GOT SWAB FOR COVID 4 TIMES ALREADY. THANK YOU

Hello and thank you for visiting our blog. We do our best to provide regularly updated information on this post for free to the public, as our small team does not have capacity to provide individualized advice for everyone who requests. I hope you’ll find what you need in the details of our post or through the official resource links we have provided above. If you need further assistance, many travelers are finding this type of support through travel agents.

i don’t know how accurate your info is as i work with a filipino here in the US and he watches Philip news online and told me that if you fly into Cebu which is where i go not Manila that you get a temp check at the airport and only have to quarantine for 1 day not 14 like u said, also can you answer this question. I being a American and traveling with a passport the bureau of philippines website said if your traveling to the PI for less then 30 days you don]t need a tourist visa just your passport…any truth to that?? Thanks

Hi Will. As a general rule, a mandatory quarantine of 7-14 days is required for persons traveling to the Philippines. In the Province of Cebu, it is true that quarantine is no longer a requirement as of March 31, 2021. However, this is only for repatriated Overseas Filipino Workers (OFWs) and returning non-OFWs. You can visit the Cebu Provincial Tourism Office page for more information about this.

About traveling to the Philippines without a visa, unfortunately, that has been temporarily suspended because of the pandemic. Please check the Philippine Bureau of Immigration Facebook page for information and updates on who are allowed entry into the Philippines at this time.

Thank you so much for the information, that helps a lot….can’t wait to be there, but I know it may get delayed again. Just as long as everyone is safe and protected I can wait. I love the Philippine people, such beautiful souls.

I have rescheduled my trip from USA Arizona to Lapu-Lapu city where I will be staying with my friend who lives there this coming August….4th time rebooking since COVID. I will be there for 3 weeks. I have my COVID vaccination already and got a Hepatitis A vaccine. Do you know what other vaccines are required? Also, will I need to get a Visa since I am on a limited stay? Been trying to get there since last May, but want to be safe for everyone there. I am so looking forward to being with my friend this has been 2 years in the making. Thank you for any information you can give.

Hi Kenneth. I hope your trip will finally come to fruition. As you know, it’s still a difficult time to plan travel and the situation continues to change month to month. According to the State Department, U.S. citizens must have a visa to enter the Philippines for all travel purposes. The best place to find vaccination requirements and recommendations would be through the CDC: https://wwwnc.cdc.gov/travel/destinations/list

I am a Physician in Mexico with a Philippine wife. She is returning there on May 2. I am wondering what I need to travel only to Manilla in June or July only to accompany her back to Mexico. I would have no problem staying at motel around Manila for the approximately 30 days that I will be there. Any help on this ?

Hello and thanks for visiting the blog. Your ability to enter the Philippines as the spouse of a Filippino citizen in June/July will depend on whether the suspension is lifted for foreign nationals. We will do our best to update this post as the situation changes. Please refer to our post for other protocols and recommended hotels for quarantine in Manila. For further assistance, you may wish to work with a travel agent.

Planning to come home to the Philippines on May from a very long time (1982) since I left PI.. I am now a Us Passport holder, am I qualified as a Philippine balikbayan? Do I need to get a Philippine visa? Is my husband the same?

Hi Nimfa. Thanks for visiting our blog! Under the Philippines Balikbayan Program , you are considered a “balikbayan”. You can visit the Philippines and stay for 1 year without a visa. Your husband can also get the same privilege as long as he is traveling with you.

However, please take note that traveling to the Philippines has been recently suspended until April 19, 2021. Check our blog for updates on who will be allowed entry in May. We also advise that you contact the nearest Philippine Embassy or Consulate in your area for more information and before attempting travel.

With vaccines starting to arrive in PI and some places starting to make roll out plans- Any idea when tourist visas will start to be processed again and citizens will be able to take a trips out of PI?

Hi Dan. Thank you for your question, but I’m afraid we don’t have any special insight about when the Philippines will make changes to travel protocols.

i am now in the us, i left manila last march and coming back in april, do i still need to book a hotel for quarantine? most articles i see are for ofw’s and balikbayans.

also, do you know kung sino sasagot ng food ng magku-quarantine? coz hindi makakalabas yun tao to buy food and water. just wondering.

Hi Cher. Yes, you still need a confirmed booking at any accredited quarantine hotel in Metro Manila for at least 7 days (or 6 nights) from the date of your arrival. This is to accommodate the schedule of your RT-PCR test (which will be on the 5th day) and the release of the result. Your food during your stay at the hotel will be at your own expense. You may also have food from outside the hotel delivered to your room, but you need to check with the rules and regulations of the hotel first if it is allowed.

You may check the Philippine Airlines or the Philippines Travel website for the complete guidelines. I hope this helps.

Hello Is there a list of the hotels like in Manila or Subic that might be quarantine hotels and what the costs would be for the 14 day duration. .

Hi Bob. The current list of accredited hotels by the Bureau of Quarantine can be found here: http://quarantine.doh.gov.ph/facilities-inspected-as-of-february-18-2021/ You would need to look up the costs for individual hotels that interest you.

What is the best website to get Current travel updates for traveling to the Philippines this spring if possible.

Hi and thanks for visiting our blog. We are doing our best to update this post on a weekly basis with current information about travel to the Philippines. Your home country’s State Department website is probably the most reliable source. To get an official answer for your Spring travel, you can contact the nearest Philippine Embassy or Consulate (if in the United States).

The Philippine Airlines website is the most up to date regarding travel restrictions.

If one has had a coronavirus vaccine in the US, can one come to the Philippines without the need to quarantine and have the Covid test? I should have my second round of the Moderna vaccine on March 4th. Could I travel to the Philippines shortly after that time if I have a card proving that I had the vaccine?

That is a good question and I think many are wondering the same thing about other destinations as well. We can’t predict when the Philippines will reopen to travelers, nor what they will choose to require in terms of vaccines. From what I’ve read, I would guess that most destinations will continue to require a Covid test regardless of the vaccine since the timeline for immunity after vaccination is still uncertain.

I look forward to the country opening again. It is certainly one of my favorites!

Can I book myself on June or July to go to manila since they ( Department of Tourism ) mencioned that they will reopen the country for international tourism around June so ????

Hi Ricardo. We cannot predict if you’ll be able to fly into Manila at that time. What we personally are doing is making sure any flight we book is fully refundable, or can at least be changed to a later date without change fees if travel is not allowed for our original flight date. This will depend on the particular airline’s terms and conditions.

Do you know when is the date or anything that the Philippine government is gonna let foreigners for tourism cause I’ve been planning this trip for a year and its getting the people so angry that we cant go to the Philippines and nobody can give me a straight up answer.

Hi Clint. Thanks for your question. We know how frustrating it can be to have travel plans up in the air. Unfortunately, most countries do not have set dates for opening tourism yet because so much depends on ever-changing situations, both domestically and internationally.

Covid is spreading rapidly and nobody is vaccinated there stay home and keep you and the Philippines safer

The Philippines has no intention of opening up to tourism any time soon. The president has said that when the country is between 70 to 80 percent vaccinated it will reopen the country it currently is at 19%. So if you want to take a vacation start thinking of an alternative destination or your going to be waiting for at least a year.

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Travel to the Philippines

Note: etravel.gov.ph now replaces the One Health Pass and remains mandatory for all travelers, Filipino and non-Filipino alike. The Embassy would like to remind the public that this website is FREE OF CHARGE and to be vigilant in recognizing  fraudulent websites.

For International Arrivals in the Philippines: Presentation of vaccination status and vaccination certificate for COVID-19 is no longer required . All arriving international travelers are accepted regardless of their vaccination status.

For OFWs and Seafarers: The issuance of the International Certificate of Vaccination for Prophylaxis for Yellow Fever Vaccine and other vaccination depends on the requirement of the agency/company.

Travel to the United States from the Philippines

For details and updates, visit the  website  of the US Embassy in the Philippines. You can also visit the Official “Visit the USA” website at  https://www.visittheusa.com/ . 

For more information, see  CDC regulations on international travel .

Note for all travelers : Travelers transiting through other countries will need to check the travel restrictions regarding that country and are recommended to further inquire with their airline carrier of choice

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Philippines

Latest update.

Exercise a high degree of caution in the Philippines overall due to the threat of terrorism and violent crime.

Higher levels apply in some areas.

Philippines (PDF 1.97 MB)

Asia (PDF 2.21 MB)

Local emergency contacts

Fire and rescue services, medical emergencies.

Call 117 for the Police National Operations Center hotline.

Or contact your nearest Philippines National Police (PNP) station.

Advice levels

Exercise a high degree of caution  in the Philippines overall.

Exercise a high degree of caution  in the Philippines overall due to the threat of terrorism and violent crime.

See Safety .

Do not travel to:

• central and western Mindanao, including the Zamboanga Peninsula;
• the Sulu Archipelago; and
• the southern Sulu Sea area

due to the very high threat of terrorism and kidnapping.

Reconsider your need to travel to eastern Mindanao (excluding Camiguin, Dinagat and Siargao Islands).

Reconsider your need to travel to eastern Mindanao (excluding Camiguin, Dinagat and Siargao Islands), due to political violence and the threat of terrorism.

• Terrorist attacks could occur anywhere in the Philippines. Possible targets include aviation and airports, public transport, hotels, shopping malls, restaurants, major events, places of worship and tourist areas. Be alert to possible threats. On 3 December 2023 there was a terrorist attack in Marawi City resulting in four dead and many injured, leading to heightened security arrangements in Mindanao and elsewhere, including Manila. 
• Kidnappings occur in the Philippines and kidnappers may target popular tourist areas. The threat of kidnapping and piracy in the southern Philippines is high, especially in the area of the Sulu Archipelago. If you travel to the southern Philippines despite our advice, get professional security advice. Ensure your accommodation has proper security measures. Don't travel by boat.
• Protests can turn violent. It's illegal to take part in political rallies if you're not Filipino. Avoid large public gatherings.
• Violent and other serious crime is common. Many crimes involve guns. Gangs often drug tourists before robbing or assaulting them. Pickpocketing, bag snatching, and scams are common. Don't leave food or drinks unattended. Avoid using public transport. Be careful in crowded shopping malls and other public places. Only use ATMs in secure locations.
• Typhoons, tropical storms, flooding, landslides, earthquakes and tsunamis are common. These events may disrupt essential services. Know your accommodation's evacuation plan.

Full travel advice:  Safety

• Medical facilities are generally adequate in major cities. Medical facilities are limited outside cities. 
• Malaria and dengue are common, especially in many provincial areas. Other insect-borne diseases include Japanese encephalitis and filariasis. Consider taking anti-malarial medication. 
• Foodborne, waterborne and other infectious diseases include cholera, typhoid and hepatitis. Drink only boiled or bottled water. Avoid raw or undercooked food. Don't swim in lakes or rivers.
• HIV/AIDS is a risk. Take precautions if you engage in high-risk activities.

Full travel advice:  Health

• If you're accused of a crime, authorities may not let you leave the Philippines until investigations and legal proceedings are finished. These can take a long time, sometimes years.
• Don't use or carry illegal drugs. Penalties are severe and police are strictly enforcing drug laws. Mandatory sentences are common for possessing small amounts of drugs and may include life imprisonment. 
• The Philippines has strong laws against child sex crimes and human trafficking. Sentences can include life imprisonment. You can also be charged under Australian law for child sex crimes committed overseas.
• Local laws don't protect LGBTI rights. Consider avoiding public displays of affection.

Full travel advice:  Local laws

• You can enter the Philippines without a visa for a period of stay of 30 days or less, provided that you meet all of the requirements and certain  conditions . Entry and exit conditions can change at short notice. You should contact the nearest embassy or consulate of the Philippines for the latest details.
• You must register your travel to and from the Philippines on the  eTravel Card  online portal in order to receive a QR code to use for arrival and departure formalities.
• Airlines and countries you transit throug https://etravel.gov.ph/h may have different requirements. Check and fully understand the requirements of the airline you're travelling with. Also check the requirements of any country you're transiting through. Transit passengers should ensure they meet all  entry requirements  for the Philippines. Flight cancellations or delays have resulted in transit passengers who do not meet arrival requirements having to remain inside the airport, sometimes for many days.
• Airside transfer is not permitted between Terminal 3, and Terminal 1 or 2 of the Ninoy Aquino International Airport (NAIA). All travellers transiting to or from Terminal 3 must pass through Immigration and meet all Philippine arrival requirements.

Failure to meet entry requirements may result in you being denied entry to the Philippines and detained until the next available flight to your port of departure or Australia, at your own expense.

Full travel advice:  Travel

Local contacts

• The  Consular Services Charter  details what the Australian Government can and can't do to help you overseas.
• For consular help, contact the Australian Embassy in Manila . 
• To stay up to date with local information, follow the Embassy’s social media accounts

Full travel advice:  Local contacts

Full advice

Terrorist attacks, including bombings, are possible anytime, anywhere in the Philippines, including Manila. 

The Philippine media occasionally reports that terrorists may be planning attacks.

Possible targets for future attacks include places travellers and expats visit, such as:

• aviation and airports
• transport hubs and the metro system
• hotels, shopping malls, clubs, restaurants, bars and markets
• places of worship
• outdoor recreation events
• other tourist areas

Mindanao and the southern Philippines

These areas have a high threat of:

• terrorist attacks
• violent crime
• violent clashes between armed groups

We continue to advise do not travel to central or western Mindanao. If despite our advice you visit these areas:

• get professional security advice
• have effective personal security measures in place

If you get into trouble, the Australian Government may be unable to help. In most cases, our ability to provide consular assistance in do not travel locations is extremely limited.

Any travel by Australian officials to do not travel locations is subject to high-level approval and is based on a rigorous risk assessment.

Terror attacks

Terror attacks include:

• On 3 December 2023 there was a terrorist attack in Marawi City resulting in four dead and many injured, leading to heightened security arrangements in Mindanao and elsewhere, including Manila. 
• On 24 August 2020, a dual bomb attack in Jolo, Sulu killed 14 people and injured 75.
• On 7 September 2019, a bomb blast in a public market in Sultan Kudarat, Mindanao injured 7 people.
• On 28 June 2019, several soldiers and civilians were killed in a suicide bombing at the entrance to a military base at Indanan in Sulu, Mindanao.
• On 30 January 2019, a grenade attack at the Mahardika mosque in Zamboanga City, Mindanao killed 2 people and injured others.
• On 27 January 2019, a bomb attack at the Roman Catholic Cathedral of Our Lady of Mount Carmel in Jolo, Sulu, Mindanao, killed more than 27 people and injured many more.

Terrorism is a threat worldwide.

More information:

Kidnapping occurs across the world with political, ideological, and criminal motives. Foreigners, including Australians, have been kidnapped overseas whilst travelling. Kidnaps can happen anywhere, anytime, including in destinations that are typically at lower risk.  

Kidnapping can happen anywhere in the Philippines, including in metropolitan Manila. Kidnapping can be business, criminal or terrorism-related, and foreign nationals are affected. Kidnappings occur in rural, urban and coastal areas. Criminal kidnappers tend to target individuals perceived as wealthy. The threat is highest in central and western Mindanao, especially: 

• along the Zamboanga Peninsula 
• in the Sulu Archipelago 
• off the coast of Sabah, Malaysia 

Locals, expatriates and foreigners, including Australians, have been kidnapped in central and western Mindanao and in eastern Malaysia. Kidnappers sometimes hold victims for a long time, even for years, before releasing them. They sometimes kill their captives. 

The threat of piracy in the southern Philippines is high, especially in the Sulu Archipelago. 

If, despite our advice, you travel to an area with a high risk of kidnapping, our ability to provide consular assistance in these destinations will be limited.  

To reduce the risk of kidnapping:  

• always be alert to your personal security and surroundings  
• get professional security advice for travel in locations with a heightened kidnap risk  
• check your accommodation has appropriate security measures  
• avoid isolated locations, particularly when travelling alone  
• notify family or friends of planned travel, and share your location   
• avoid talking about your money or business affairs  
• use ATMs in public places and during daylight hours  
• avoid giving personal details to strangers online or over the phone  

The Australian Government's longstanding policy is that it doesn't make payments or concessions to kidnappers. Ransom payments to kidnappers have funded further terrorist attacks and criminal activity. Paying a ransom to terrorist groups will likely break Australian counter-terrorism financing laws.

• Travelling by boat

Civil unrest and political tension

Avoid all protests, demonstrations, or rallies, and monitor local media for updated information. See our general information on staying safe in case of  demonstrations . 

Public protests and events that draw large groups of people are not uncommon and can gather quickly. Sometimes they can turn violent.

It's illegal to take part in political rallies if you're not Filipino. Authorities may deport Australians or cancel their visas for being involved.

Armed clashes occur between security forces and militants, throughout the country but especially in central and western Mindanao.

The armed wing of the Communist Party of the Philippines (CPP), the New People’s Army (CPP-NPA), operates throughout the Philippines. They are often involved in attacks targeting Philippine security forces.

In central and western Mindanao, armed clashes between rival clans and other armed groups are common, often resulting in deaths.

If you see a confrontation between police and criminals or between rival groups, leave the area straight away.

• Demonstrations and civil unrest

Violent crime

Violent crime is a serious problem in the Philippines.

Gun ownership is widespread and poorly regulated. This adds to the high rate of violent crime.

Gunfights between police and criminals have occurred in the past, including in tourist areas in Manila. People, including bystanders, have been killed or injured in such incidents.

Terrorist groups are sometimes involved in violent criminal activities in rural areas. They target business interests, including mining projects, for extortion. 

Several Australians have died after property disputes turned violent.

There have been instances where armed criminals have robbed and killed or injured people on:

Avoid travel on these forms of transport.

Gangs are active in Manila, and provincial resort towns. 

Gangs can drug, rob or assault tourists.

Drink spiking can occur, including in areas frequented by foreigners in Metro Manila. To reduce the risk of drink spiking:

• never accept food or drinks from strangers or leave drinks unattended
• if you aren't sure if a drink is safe, leave it
• stay with people you trust in bars, nightclubs and taxis

Petty crime and scams

Pickpocketing and bag snatching are common, including in Manila. Be careful in crowded shopping malls, bars and nightclubs, and other public places.

Scams , including those involving property ownership, business ventures, credit cards and ATMs, are common. You should seek legal advice before committing to any major financial decision.

Online relationship and friendship  scams  are common. In the past, victims, which have included Australians, have been blackmailed or found themselves facing legal action.

• Be cautious of anyone you meet online from overseas.
• Learn the signs of a relationship scam. Know what to watch for.
• Never send money.
• If you've already given them money, don't go overseas to try to get it back.
• Always confirm their identity (including their age), before going overseas to meet them.

Learn more about internet  friendship, dating and marriage scams  on ScamWatch. 

To protect yourself from scams:

• undertake due diligence when entering into business ventures
• only use ATMs in secure locations such as banks, shops and shopping centres
• always keep your debit and credit cards in sight

To protect yourself from crime:

• always keep your personal belongings close, especially in crowded areas
• monitor local sources for information about new security risks

Cyber security

You may be at risk of cyber-based threats during overseas travel to any country. Digital identity theft is a growing concern. Your devices and personal data can be compromised, especially if you’re connecting to Wi-Fi, using or connecting to shared or public computers, or to Bluetooth.

Social media can also be risky in destinations where there are social or political tensions, or laws that may seem unreasonable by Australian standards. Travellers have been arrested for things they have said on social media. Don't comment on local or political events on your social media.

• Cyber security when travelling overseas

Swimming safety

Swimming off coastal areas is risky.

Severe currents and rips are common in coastal areas. Many travellers have drowned, including at popular resorts.

Lifeguards are rarely available.

A red flag means you shouldn't enter the water.

If you plan on swimming:

• take extra care when swimming off coastal areas
• never swim after dark or after consuming alcohol
• don't swim where there are red flags
• get local advice before swimming

Tours and adventure activities

Transport and tour operators don't always follow safety and maintenance standards. This includes for adventure activities such as diving.

If you plan to do an  adventure activity :

• check if your travel insurance policy covers it
• ask about and insist on minimum safety requirements
• always use available safety gear, such as life jackets or seatbelts

If proper safety equipment isn't available, use another provider.

Climate and natural disasters

The Philippines experiences frequent natural disasters  and  severe weather , including:

• Volcanic eruptions
• Earthquakes

To protect yourself during a natural disaster:

• secure your passport in a safe, waterproof place
• monitor news and other weather information sources such as the  Global Disaster Alert and Coordination System
• take official warnings seriously and follow the advice of local authorities
• have a plan of what to do
• keep in touch with friends and family

Identify local sources of support and advice that can help you after a natural disaster.

If you're visiting after a natural disaster, contact your tour operator to check if services are affected.

Typhoons usually occur between late May and December and cause significant damage and disruption. 

The direction and strength of typhoons can change with little warning.

Typhoons may disrupt communications, including phones and internet. Transportation may also be disrupted.

Heavy rain associated with typhoons may cause localised flooding.

If you're travelling during typhoon season:

• know your accommodation's evacuation plans
• identify your local shelter
• check the latest typhoon information at the  Joint Typhoon Warning Centre

If there's a typhoon:

• adequate shelter may not be available
• flights and ferries could be delayed or suspended, and travel could be unsafe
• available flights and ferries may fill quickly
• ports could be affected

Contact your airline for the latest flight information.

• National Disaster Risk Reduction Management Council (NDRRMC)
• Philippine Atmospheric Geophysical and Astronomical Services Administration (PAGASA)

Earthquakes and volcanoes

The Philippines is located on the Ring of Fire.  Earthquakes  and volcanic eruptions are common. Following an earthquake or volcanic eruption, there may be disruptions to essential services. 

• On 27 July 2022, a 7.0 magnitude earthquake occurred in Abra, Northern Luzon, resulting in landslides and damage to infrastructure. The earthquake was felt in Manila. 
• On 12 August 2021, a 7.1 magnitude earthquake hit in Governor Generoso, Davao Oriental.
• On 24 July 2021, a 6.6 magnitude earthquake hit at an intermediate depth of 130km beneath the epicentre near Balayan, Luzon.
• On 7 February 2021 a 6.3 magnitude earthquake occurred 6km southeast of Magsaysay, Davao Del Sur at an intensity of 5 (strong) in Kidapawan City causing injuries and damage to the area.
• On 22 January 2021, a 7.1 magnitude earthquake struck off the coast of Jose Abad Santos, Davao Occidental.
• On 25 December 2020, a 6.3 magnitude earthquake occurred offshore near Batangas in central Luzon. This earthquake was felt in Manila.
• In April 2019 a 6.1 magnitude earthquake struck the northern Luzon region. It damaged infrastructure and disrupted essential services, including transport. This earthquake was felt in Manila.

Monitor media reports and follow the advice of the local authorities.

The Philippine Institute of Volcanology and Seismology (PHIVOLCS) has set up permanent danger zones (PDZ) around the summits of several volcanoes:

• Mayon volcano in Albay Province has a 6km PDZ
• Bulusan volcano in Bicol Province has a 4km PDZ
• the entire volcanic island of Taal is a PDZ

Avoid areas around all of these volcanoes.

On 12 January 2020, Taal Volcano, in the southern Luzon province of Batangas, erupted. Residents within 14 km were advised to evacuate, and ash clouds travelling over Manila affected both international and domestic flights at the Ninoy Aquino International Airport (NAIA).

On 26 and 27 March 2022, Taal Volcano erupted again, resulting in a temporary increase to the alert level and evacuation of a number of surrounding communities.

Volcanic activity may increase with little or no notice. It may disrupt flights in the region. Individual airlines make their own decisions about flight operations. Contact your airline or tour operator for up-to-date information.

If there is major volcanic activity, monitor warnings from the  Philippine Institute of Volcanology and Seismology (PHIVOLCS) .

Large and destructive tsunamis can happen.

If there's a tsunami warning:

• check the US  Tsunami Warning Centre  website regularly
• follow the advice of local authorities

Move to high ground straight away if:

• you feel a strong earthquake that makes it hard to stand up
• you feel a weak, rolling earthquake that lasts a minute or more
• you see a sudden rise or fall in sea level
• you hear loud and unusual noises from the sea

Don't wait for official warnings. Once on high ground, monitor local media and weather services.

Travel insurance

Get comprehensive  travel insurance  before you travel.

Your policy needs to cover all overseas medical costs, including medical evacuation. 

If you can't afford travel insurance, you can't afford to travel. This applies to everyone, no matter how healthy and fit you are.

The Australian Government won't pay for your medical expenses overseas or medical evacuation costs. This can be very expensive and if you're not insured, you may have to pay many thousands of dollars up-front.

• what activities and care your policy covers
• that your insurance covers you for the whole time you'll be away

If you travel to central and western Mindanao despite our advice, you'll probably need a specialised insurance policy that covers travel to high-risk destinations. Most Australian policies won't cover you for travel to these areas.

Physical and mental health

Consider your physical and mental health before you travel, especially if you have an existing medical condition. 

See your doctor or travel clinic to:

• have a basic health check-up
• ask if your travel plans may affect your health
• plan any vaccinations you need

Do this at least 8 weeks before you leave.

If you have immediate concerns for your welfare or the welfare of someone you know, call the 24-hour Consular Emergency Centre on +61 2 6261 3305 or contact your  nearest Australian Embassy, High Commission or Consulate  to discuss counselling hotlines and services available in your location.

If you need to speak to counselling services in the Philippines, contact the following:

• In Touch  (Crisis Line # +63 2 8893 7603 | +63 917 800 1123 | +63 922 893 8944)
• National Centre for Mental Health  (NCMH) (Crisis Hotline +63 917 899 8272 | +63917 898 8272)

You can also contact the Australian Consular Emergency Centre on +61 2 6261 3305. 

• General health advice
• Healthy holiday tips  (Healthdirect Australia)

Not all medication available over the counter or by prescription in Australia is available in other countries. Some may even be considered illegal or a controlled substance, even if prescribed by an Australian doctor.

If you plan to bring medication, check if it's legal in the Philippines. Take enough legal medicine for your trip.

Carry a copy of your prescription or a letter from your doctor stating:

• what the medication is
• your required dosage
• that it's for personal use

Health risks

Rabies  is a risk throughout the Philippines, including in Manila.

To protect yourself from rabies:

• avoid direct contact with dogs
• don't feed or pat animals
• avoid contact with other animals, including bats.

Talk to your doctor about getting a pre-exposure rabies vaccination if you're planning to:

• stay in the Philippines for a long time
• work with animals.

If bitten or scratched by an animal:

• immediately use soap and water to wash the wound thoroughly
• seek urgent medical attention.

There have been recent  measles  outbreaks throughout the Philippines, including Manila.

In 2019, the Philippines reported more than 47,000 cases of measles and over 630 deaths. The Philippines Department of Health advised the outbreak was under control in April 2019; however, the outbreak declaration has not lifted.

Get vaccinated against measles.

• Philippines Department of Health
• Australian Department of Health and Aged Care

Polio is an infectious disease that can spread rapidly and mainly affects young children. It can cause muscle weakness, paralysis and, on rare occasions, it can be fatal. Make sure you're vaccinated against polio.

On 19 September 2019, the Philippines Department of Health reported a polio outbreak. This was declared to have ended in June 2021.

• Department of Health and Aged Care
• World Health Organization

Insect-borne illnesses

Malaria ,  dengue , Japanese encephalitis , filariasis , and other insect-borne illnesses are increasing in Manila and neighbouring provinces. 

These illnesses are more common during the rainy season between May and December.

Get vaccinated against Japanese encephalitis before you travel.

There's no vaccination or specific treatment available for dengue or  Zika virus .

If you're pregnant, the Australian Department of Health recommends that you:

• discuss travel plans with your doctor
• consider deferring non-essential travel to affected areas

To protect yourself from disease:

• make sure your accommodation is insect-proof
• use insect repellent
• wear long, loose, light-coloured clothing
• consider taking medicine to prevent malaria
• Infectious diseases
• Dengue Fact Sheet - WHO

HIV/AIDS  is a risk for travellers.

Take precautions if you engage in activities that expose you to risk of infection.

Condoms may be difficult to find outside Manila.

Other health risks

Waterborne, foodborne, parasitic and other infectious diseases are common, including:

• Tuberculosis
• Meningitis  

Serious outbreaks can occur.

Lakes and rivers can contain waterborne diseases, such as:

• Bilharzia (schistosomiasis)
• Leptospirosis

Risks are highest after flooding and continue after floods recede.

Swimmers in coastal resort areas have also reported illness from pollution.

To reduce your risk of illness:

• drink boiled water or water from bottles with sealed lids
• avoid ice cubes
• avoid uncooked and undercooked food, such as salads
• don't swim in fresh water sources
• always check with local authorities before swimming in waters

Get medical advice if you suspect food poisoning or have a fever or diarrhoea.

Fish poisoning

Ciguatera fish poisoning  from eating reef fish can be a hazard.

• Ciguatera poisoning information  (NSW Food Authority)

Bird flu (avian influenza)

Avian influenza  occurs in farm birds.

To protect yourself from avian influenza:

• stay away from live poultry
• don't visit live bird and animal markets, including 'wet' markets and poultry farms

When preparing food, handle poultry properly. Make sure you thoroughly cook all parts of the poultry.

Medical care

Medical facilities.

Major private hospitals, particularly in Metro Manila, are well-equipped and internationally accredited. Medical facilities in rural/regional areas may have limited services and facilities, including in some popular tourist destinations.  

Most hospitals need up-front payment or guarantee of payment before they'll treat you. Treatment can be expensive.

Hospitals may cease treatment if ongoing bills are not settled. You should ensure you understand what your Philippine health fund or travel insurance provider will and will not cover.

Decompression chambers are available in:

• Bacolod, Negros Occidental
• Batangas City
• Cavite City
• Cebu City, Cebu
• Coron, Palawan
• Davao City, Davao
• Makati City
• Manadaue City, Cebu
• Quezon City
• Panglao, Bohol
• Puerto Galera, Oriental Mindoro
• Puerto Princesca City, Palawan
• Tacloban City, Leyte

It is common for decompression chambers not to be working.

If you become seriously ill or injured, you may need to be evacuated. Medical evacuation can be very expensive.

For a list of hospitals in the Philippines visit the Philippine Department of Health website.

You'll be subject to all local laws and penalties, including those that may appear harsh by Australian standards. Research local laws before travelling.

If you're arrested or jailed, the Australian Government will do what it can to help you under our  Consular Services Charter . But we can't get you out of trouble or out of jail.

If you're accused of a crime, authorities may not let you leave the Philippines until investigations and legal proceedings are finished.

The justice process can take a long time. Some court cases take years and you may be held in detention for a long time before your trial is finalised.

Australians accused of crimes have experienced financial and other difficulties while waiting for their cases to finish.

Penalties for drug offences are severe. They include long jail terms, including life imprisonment, for even small amounts.

A major clampdown on drugs - the war on drugs - has been underway since 2016. There are mandatory jail sentences for possessing even small amounts of illicit drugs. Thousands have been arrested and a large number of people have been killed in drug-related violence.

• Carrying or using drugs

The Philippines also has strong laws against  child sex crimes  and human trafficking. Authorities have arrested and prosecuted a number of foreigners, including Australians, for these offences. Sentences can include life imprisonment.

It's illegal to take photos of official buildings for publication.

Australian laws

Some Australian criminal laws still apply when you're overseas. If you break these laws, you may face prosecution in Australia.

• Staying within the law

Local customs

Local laws don't protect LGBTI rights.

Locals generally tolerate the LGBTI community. However, open displays of affection between same-sex partners may offend. 

• Advice for LGBTI travellers

Dual citizenship

The Philippines recognises dual nationality.

Always travel on your  Australian passport .

• Dual nationals

Visas and border measures

Every country or territory decides who can enter or leave through its borders. For specific information about the evidence you'll need to enter a foreign destination, check with the nearest embassy, consulate or immigration department of the destination you're entering. 

You are permitted to enter the Philippines without a visa for a period of stay of 30 days or less provided that you meet all of the requirements.

See the following links for the latest information:

• Philippine Embassy in Australia website 
• Philippines Bureau of Immigration website
• Philippines Office of Consular Affairs website
• Philippines Tourism

Ensure you keep your visa up to date.  Failure to do so may result in you being:

• fined or arrested
• detained in immigration detention
• deported back to Australia at your cost
• blacklisted from future travel to the Philippines

Detention conditions in the Philippines do not compare with Australian standards, and deportation processes can be lengthy. 

You can apply to extend your tourist visa (visa waiver) through the Philippines Bureau of Immigration  and pay the appropriate fees.

Entry and exit conditions can change at short notice. Get further details about visas, currency, customs and quarantine rules from:

• the nearest  embassy or consulate of the Philippines
• the Philippines Bureau of Immigration website

Border measures

Australians are permitted to enter the Philippines without a visa for a period of 30 days or less provided that you meet all of the  requirements .

Your passport must be valid for at least six months, and you must have onward/return tickets for no later than 30 days from your arrival in the Philippines.

You must register at the  eTravel  online portal and complete the electronic health declaration checklist in order to receive a QR code for validation by the Bureau of Quarantine.

Children under 15 years of age may need a Waiver of Exclusion Ground if they're:

• not accompanied by a parent
• coming to meet a parent or parents in the Philippines

You should declare any:

• local cash of more than PHP50,000 to Bureau of Customs officers at the airport when you arrive or leave
• amounts of more than $US10,000 or of the same value in a different foreign currency
• this covers all forms of currency, not only cash.

Confirm requirements through your travel provider or nearest Philippine Embassy.

Check and fully understand the requirements of the airline you're travelling with, as their requirements may be different.

Failure to meet entry requirements may result in you being denied entry to the Philippines and detained until the next available flight to your port of departure or to Australia. This will be at your own expense.

Departure from the Philippines

You must register your departure from the Philippines on the  eTravel  online portal within 72 hours (but not less than 3 hours) before your scheduled departure.

Airlines and transiting country protocols may differ. It's important that you check and fully understand the requirements of the airline you are travelling with. You should also check requirements for the country you are transiting through.

You must have current visas and exit paperwork to depart. You may need an Emigration Clearance Certificate (ECC) from the Philippines Bureau of Immigration before you leave the Philippines if you have stayed in the Philippines for more than six months. You'll need to visit an immigration office in person to undertake biometrics. Allow enough time to complete the process at immigration office. For more information visit the  Philippines Bureau of Immigration .

Children born in the Philippines who are leaving the country for the first time on a foreign passport will need an ECC.

You must pay any outstanding visa fees or fines or risk not being able to depart the country. You may be detained by the Philippine Government and subject to a lengthy deportation process.

You must have no outstanding legal issues or court cases. You need to contact the relevant court or the Bureau of Immigration to confirm that you do not have any travel restrictions (Hold Departure Order; Watchlist and Blacklist).

Check the  Philippines Bureau of Immigration  website for more detailed information or make an appointment to settle your visa issues.

Depending on your Philippine visa type (such as those issued by the Philippine Department of Justice (DoJ), the Philippine Board of Investments (BoI), the Philippine Retirement Authority (PRA) or the Philippine Economic Zone Authority (PEZA)), you may need to obtain a Travel Pass from the Department that issued your visa in order to leave the Philippines. If you hold an ECC issued by the  Bureau of Immigration  you may be exempt from this requirement.

If you're leaving the Philippines from Mactan-Cebu or Clark International Airports, you need to pay a departure tax.

If transiting through a third country, ensure you have completed any forms to transit that country. Ensure you have six months validity on your passport.

Transiting through the Philippines

All passengers transiting through the Philippines should ensure they meet all Philippine  arrival requirements . Flight cancellations or delays have resulted in transit passengers who do not meet arrival requirements, having to remain inside the airport, sometimes for many days. 

Airside transfer is not permitted between Terminal 3 and Terminal 1 or 2 of NAIA. All travellers transiting to or from Terminal 3 must pass through Immigration and meet all Philippine arrival requirements. You should allow plenty of time for arrival formalities and check-in for your next flight.

If you're denied entry, the Australian Embassy is not able to intervene in any decisions made by the Bureau of Immigration.

You should discuss options for transit with your airline or travel agent.

Some countries won't let you enter unless your passport is valid for 6 months after you plan to leave that country. This can apply even if you're just transiting or stopping over.

Some foreign governments and airlines apply the rule inconsistently. Travellers can receive conflicting advice from different sources.

You can end up stranded if your passport is not valid for more than 6 months.

The Australian Government does not set these rules. Check your passport's expiry date before you travel. If you're not sure it'll be valid for long enough, consider getting  a new passport .

If you need to renew or replace your passport, please contact the Australian Embassy directly for advice about how we can assist you.

Lost or stolen passport

Your passport is a valuable document. It's attractive to people who may try to use your identity to commit crimes.

Some people may try to trick you into giving them your passport. Always keep it in a safe place.

If you lose your passport on arrival into the Philippines, before passing through Immigration, you'll be refused entry to the Philippines. You'll be sent back to your port of origin by Philippine Government and the Australian Government is unable to help.

If your passport is lost or stolen, tell the Australian Government as soon as possible:

• In Australia, contact the  Australian Passport Information Service .
• If you're overseas, contact the nearest  Australian embassy or consulate .

Passport with ‘X’ gender identifier

Although Australian passports comply with international standards for sex and gender, we can’t guarantee that a passport showing 'X' in the sex field will be accepted for entry or transit by another country. Contact the nearest  embassy, high commission or consulate of your destination  before you arrive at the border to confirm if authorities will accept passports with 'X' gender markers.

More information: 

• LGBTI travellers

The local currency is the Philippine peso (PHP). You can easily convert AUD for PHP at airports, banks, shopping centres, tourist locations, in major cities and towns.

ATMs are widely available. International credit cards are generally accepted in hotels, restaurants and higher-end shops, particularly in cities and larger towns. However, it is advisable to keep some cash. Card skimming occurs. 

Local travel

Travelling in the Philippines takes longer than it does in Australia. 

Driving permit

You can use an Australian driver's licence for up to 90 days after you arrive. After that, you need to get a Philippines licence.

• Land Transportation Office

Road travel

Roads are generally congested and often in poor condition. Drivers often break the road rules.

Avoid driving off the national highways and other sealed roads, especially at night.

You're more likely to die in a motor vehicle accident in the Philippines than in Australia.

• Driving or riding

Motorcycles

Certified helmets are mandatory when riding in major cities. Accidents are frequent.

Check if your travel insurance policy covers you when riding a motorbike and if any exclusions apply. You might not be covered if you don't have a valid Australian motorcycle licence.

Be careful if using taxis and remain alert. Some taxis are unroadworthy or may be unsafe due to poor maintenance. There have been cases where drivers and their accomplices have robbed or harmed passengers. Avoid displaying money or jewellery in taxis and don't hand your mobile phone to your driver if asked.

Use ridesharing apps and Grab taxis (the equivalent of Uber) or hire cars sourced from hotels as a preference. They're more reliable than taxis hailed on the street.

Public transport

Public road (bus, jeepneys) and rail transport is widely used throughout the country but should be avoided due to safety and security risks. See  Safety .

• Transport and getting around safely

Sea travel in the Philippines can be hazardous.

Avoid ferries if you can.

If you must travel by sea:

• use a ferry service with a good reputation
• don't use ferries that are overcrowded and appear poorly maintained
• take your own lifejacket

Piracy  and kidnapping occur in Philippine waters. See  Safety

DFAT doesn't provide information on the safety of individual commercial airlines or flight paths.

Check the  Philippines' air safety profile  with the Aviation Safety Network website.

Emergencies

Depending on what you need, contact your:

• family and friends
• travel agent
• insurance provider

Always get a police report when you report a crime.

Your insurer should have a 24-hour emergency number.

Consular contacts

Read the  Consular Services Charter  for what the Australian Government can and can't do to help you overseas.

For consular help, see contact details below.

Australian Embassy, Manila

Level 23 Tower 2 RCBC Plaza 6819 Ayala Avenue Makati City, 1200, Philippines Phone: (+63 2) 7757 8100

Fax: (+63 2) 7757 8344

Email Consular assistance: [email protected]

Email Passport enquiries: [email protected]

Email Notarial enquiries: [email protected]

Website:  philippines.embassy.gov.au

Facebook: Australia in the Philippines

X: @AusAmbPH

Check the Embassy website for details about opening hours and any temporary closures.

24-hour Consular Emergency Centre

In a consular emergency, if you can't contact an embassy, call the 24-hour Consular Emergency Centre on:

• +61 2 6261 3305 from overseas
• 1300 555 135 in Australia

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COVID-19: travel health notice for all travellers

Philippines travel advice

Latest updates: The Need help? section was updated.

Last updated: April 3, 2024 08:57 ET

On this page

Safety and security, entry and exit requirements, laws and culture, natural disasters and climate, philippines - exercise a high degree of caution.

Exercise a high degree of caution in the Philippines due to crime, terrorism, civil unrest and kidnapping.

Sulu archipelago - Avoid all travel

Western and central mindanao - avoid all travel.

• Lanao del Sur
• Maguindanao
• Lanao del Norte
• Misamis Occidental
• Misamis Oriental
• South Cotabato
• Sultan Kudarat
• Zamboanga del Norte
• Zamboanga del Sur
• Zamboanga Sibugay

Eastern Mindanao - Avoid non-essential travel

• Agusan del Norte
• Agusan del Sur
• Dinagat Islands
• Surigao del Norte, excluding Siargao Island
• Surigao del Sur
• Davao de Oro
• Davao del Norte
• Davao del Sur, excluding Davao City
• Davao Occidental
• Davao Oriental

Back to top

Southern Philippines

Extremists have been active in the southern Philippines for several years.

Sulu archipelago

There is a serious threat of terrorism, kidnapping, and piracy in the Sulu archipelago, including in the waters south of the island of Palawan.

In recent years, bombing incidents have caused several casualties and property destruction in Jolo.

Mindanao island

There’s a risk in Mindanao island of terrorist attacks and kidnappings, especially in the following regions:

• Bangsamoro Autonomous Region in Muslim Mindanao
• Northern Mindanao
• Soccsksargen
• Zamboanga Peninsula

Bombs causing deaths, injuries, and property destruction have exploded in public areas of major centres, including the cities of:

• General Santos

Clashes may occur between insurgent groups and security forces. 

There’s a risk of being in the wrong place at the wrong time. The Government of Canada's ability to provide consular assistance is limited if you get stranded in this area.

If you chose to travel in the southern Philippines despite this advisory:

• remain indoors as much as possible
• be aware of your surroundings at all times
• avoid crowded places
• always travel with identification
• expect an increased security presence in public areas, especially around malls and transportation hubs
• stop at security checkpoints
• monitor local media
• follow the advice and instructions of local authorities

There is a threat of terrorism. Several terrorist groups are active in the Philippines. They have carried out several attacks throughout the country, including in major cities and places visited by foreigners. They have used occasions such as religious holidays and sporting events, and public celebrations to mount attacks.

Terrorist attacks are far more frequent in Western Mindanao, where government forces and rebel groups frequently clash.

Further attacks are likely. Targets could include:

• government buildings, including military and police installations
• places of worship
• airports and other transportation hubs and networks
• public areas such as tourist destinations, restaurants, bars, coffee shops, shopping centres, markets, hotels and other sites frequented by foreigners

Always be aware of your surroundings when in public places.

There is a threat of kidnapping across the country, especially in the southern islands. Kidnappings are conducted by both terrorist and rebel groups. They may also be opportunistic.

The threat of kidnapping varies according to the location, but it’s particularly high in:

• western and central Mindanao
• the Sulu archipelago
• the coastal waters of Palawan island in the Sulu Sea
• the coastal waters of the Celebes Sea

Kidnappers are most active in coastal areas where they target individuals on private boats, in marinas and resorts. They have also kidnapped cargo vessel crews.  

While in the Philippines:

• maintain a high level of vigilance and personal security awareness at all times
• stay in reputable accommodation with adequate security measures
• report any suspicious behaviour to security forces
• if you are abducted, comply with the kidnappers’ demands and do not resist

Although local authorities have reported a decrease in crime rates for a few consecutive years, criminality remains a serious concern throughout the country.

Organized crime

The security situation in the Philippines has suffered from the war on drugs initiated by the local government in 2016. Gunfights between security forces and criminals are frequent, and bystanders are often caught in such incidents.

Militant and rebel groups are active, in particular in northern and central Luzon, as well as in the islands of:

Gangs are also active in Manila, including in the central business district of Makati and the Tondo port area.

• Stay away from slum areas in Manila
• Be aware of your surroundings if you travel on rural roads

Violent crime

Violent crime, such as armed robbery, sexual assault, and murder, occur regularly. The possession of guns and other weapons is common and poorly regulated. Criminals have attacked foreigners. 

Violent incidents may increase around elections.

Petty crime

Petty crime, such as pickpocketing, swarming and bag snatching, occurs, especially in urban areas.

• Ensure that your belongings, including your passport and other travel documents, are secure at all times
• Be careful in crowded shopping malls and other public places
• Avoid showing signs of affluence
• Avoid carrying large sums of money
• Keep valuables in safe place
• Keep backpacks and bags away from traffic, as motorcyclists may grab them from pedestrians, sometimes causing injury
• Beware of friendly strangers offering to take you around town or on an excursion

Spiked food and drinks

Some criminals have drugged and robbed tourists travelling alone after an invitation to visit a tourist attraction.

Never leave your food or drinks unattended or in the care of strangers. Be wary of accepting snacks, beverages, gum or cigarettes from new acquaintances. These items may contain drugs that could put you at risk of sexual assault and robbery.

Credit card and ATM fraud occurs frequently. Illegal electronic devices are sometimes attached to ATM card readers, enabling them to record information such as the user’s PIN.

 Be cautious when using debit or credit cards:

• pay careful attention when your cards are being handled by others
• use ATMs located in well-lit public areas or inside a bank or business
• avoid using card readers with an irregular or unusual feature
• cover the keypad with one hand when entering your PIN
• check for any unauthorized transactions on your account statements

Overseas fraud

Online financial scams

Internet is frequently used to initiate financial scams. Scammers often use fake profiles to target Westerners and steal from them. Once they succeed in building a virtual relationship, they ask for money for various purposes. This could include business or financial opportunities such as:

• money transfers
• lucrative sales
• gold purchase
• inheritance notices
• bank overpayments

If you intend to do business in the Philippines:

• ensure that any business opportunity is legitimate before leaving
• don’t travel to the Philippines with the intention to obtain restitution after losing money to a fraud

Internet romance

Internet romance is also common. Victims of this type of scams have lost thousands of dollars. Before travelling to the Philippines to visit someone you met online:

• keep in mind that you may be the victim of a scam
• inform yourself about the country’s customs and laws on conjugal relations and marriage
• be sure to retain possession of your return plane ticket, money, and passport

Child abuse

Locals with children may befriend single male tourists and then accuse them of child abuse to extort money from them.

Report any incident of crime or scams to local police before you leave the country.

Women’s safety

Women travelling alone may be subject to some forms of harassment and verbal abuse.

Advice for women travellers

Demonstrations

Demonstrations take place regularly, including in Manila. Clashes often occur between security forces and demonstrators, especially in Mindanao and remote areas of northern Luzon.

Filipino law prohibits political activities by foreigners. Participating in demonstrations may result in being detained or deported.

Even peaceful demonstrations can turn violent at any time. They can also lead to disruptions to traffic and public transportation.

• Avoid areas where demonstrations and large gatherings are taking place
• Follow the instructions of local authorities
• Monitor local media for information on ongoing demonstrations

Mass gatherings (large-scale events)

Water activities

Coastal waters can be dangerous. Riptides are common. Several drownings occur each year.

Most of the time, lifeguards are not present to supervise swimmers. Many beaches don’t offer warnings of dangerous conditions.

Water pollution is also a concern.

• Seek local advice before swimming
• Avoid swimming if red flags are flown

Scuba diving

Diving schools and rescue services may not adhere to Canadian standards.

• Use only reputable dive companies
• Make sure the company offers proper safety equipment
• Verify the location of the closest decompression chamber with your dive company

Water safety abroad

Road safety

Road conditions are poor throughout the country. Most roads, including major highways, are poorly maintained, and traffic is congested.

Many drivers don’t respect traffic laws. They are extremely reckless. They often drive at excessive speeds or way below the speed limit on highways. Accidents causing fatalities are common.

Driving conditions are hazardous at all times. During the rainy season, metro centres may become impassable due to flash floods.

Even minor road incidents can escalate quickly and lead to violent assaults.

If driving in the Philippines:

• avoid travel outside urban areas or tourist centres after dark
• stay on national highways and paved roads
• avoid any confrontation

Most people travel using mopeds. Fatal scooter accidents involving tourists are common.

If renting a scooter or moped:

• be vigilant while driving
• avoid renting from operators who don’t provide a helmet with the rental
• avoid driving on roads in disrepair

Public transportation

The safety and reliability of public transportation are poor.

Minibuses, known as jeepneys, and large buses are often old, poorly maintained, and overcrowded. Pickpocketing and armed robberies are frequent, especially in large cities such as Manila and Cebu. 

Some interurban buses have also been involved in fatal accidents.

Motorcycles

Motorcycle transportation is prevalent throughout the country, whether by habal-habal or tricycle.

Habal-habal are motorcycles with extensions, which can carry several passengers at a time. They are illegal and dangerous.

Tricycles are rather a safe option as they don’t drive very fast. However, vehicles may be in poor condition. They aren’t metered and can be hailed anywhere.

• Don’t use habal-habal
• Avoid using tricycles at night on country roads
• Agree on a fare with the tricycle driver before departing to avoid scams 

Although most taxi services are safe and reliable, there have been extortion incidents from taxi drivers.  

To minimize your risks:

• avoid hailing a taxi on the street
• only enter metered taxis from a reliable company and insist the meter be turned on
• prefer hotel transportation, official airport taxis, or a ridesharing app
• never share taxis with strangers
• ask for the windows being rolled up and doors locked at all times
• record the taxi’s licence plate and provide the information to a relative/friend

Ferry accidents occur. Some vessels are poorly maintained and overcrowded. Accidents are more prevalent during the rainy season as storms can develop quickly. As a result, local authorities may suspend ferry services on short notice when a storm signal is raised, even if the weather is clear. You could get stranded at ports for several days.

If travelling by sea:

• use only a reliable company
• don’t board vessels that appear overloaded or unseaworthy
• make sure you have access to a life jacket
• plan for extra time, especially during the rainy season

Pirate attacks and armed robbery targeting ships occur in coastal waters. You may face an elevated threat of kidnapping in waters:

• around Mindanao
• in the Sulu Sea
• in the Celebes Sea
• south of Palawan Island
• south of Negros Island
• around Siquijor Island

Mariners should take appropriate precautions.

Live piracy report  - International Maritime Bureau

We do not make assessments on the compliance of foreign domestic airlines with international safety standards.

Information about foreign domestic airlines

Every country or territory decides who can enter or exit through its borders. The Government of Canada cannot intervene on your behalf if you do not meet your destination’s entry or exit requirements.

We have obtained the information on this page from the Philippine authorities. It can, however, change at any time.

Verify this information with the  Foreign Representatives in Canada .

Entry requirements vary depending on the type of passport you use for travel.

Before you travel, check with your transportation company about passport requirements. Its rules on passport validity may be more stringent than the country’s entry rules.

Regular Canadian passport

Your passport must be valid for the duration of your stay.

Passport for official travel

Different entry rules may apply.

Official travel

Passport with “X” gender identifier

While the Government of Canada issues passports with an “X” gender identifier, it cannot guarantee your entry or transit through other countries. You might face entry restrictions in countries that do not recognize the “X” gender identifier. Before you leave, check with the closest foreign representative for your destination.

Other travel documents

Different entry rules may apply when travelling with a temporary passport or an emergency travel document. Before you leave, check with the closest foreign representative for your destination.

Useful links

• Foreign Representatives in Canada
• Canadian passports

Tourist visa: not required for stays of up to 30 days Business visa: not required for stays of up to 30 days Student visa: required

If you need to extend your stay above the 30-day visa-free period, you must require the proper authorization from local authorities before this period ends.

The visa that immigration officials issue upon your arrival in the Philippines takes precedence over any visa you may have obtained from a Philippine embassy or consulate abroad.

If you’re leaving the Philippines using a temporary passport issued inside the country, consult the Philippine Bureau of Immigration to obtain the required exit stamps.

Bureau of Immigration – Republic of the Philippines

Registration

Foreign nationals staying in the Philippines for longer than 59 days must register with the local authorities.

You must present yourself to a Bureau of Immigration office to register your biometrics, such as fingerprinting, and obtain a special security registration number. 

Bureau of Immigration offices – Republic of the Philippines

Other entry requirements

Customs officials may ask you to show them a return or onward ticket.

Boracay Island

Local authorities are restricting visitors to Boracay Island.

You may need proof of accommodation in an accredited hotel to be allowed entry.

Exit requirements

Travel pass.

Foreign nationals travelling on a visa issued by one of the following authorities must present a travel pass to leave the country:

• the Department of Justice
• the Board of Investments
• the Philippine Retirement Authority
• the Philippine Economic Zone Authority
• the economic zones

Travel pass  – Bureau of Immigration, Republic of the Philippines

Emigration clearance certificate

If you’ve been in the country for 6 months or more, you must obtain an emigration clearance certificate (ECC), also known as an exit clearance, and pay applicable fees at least 72 hours before your expected departure.

This also applies to children born in the Philippines who are leaving the country for the first time on a foreign passport.

Emigration clearance certificate – Bureau of Immigration, Republic of the Philippines

Medical screening

You may be subject to a body temperature check when entering the Philippines. This may result in isolation and treatment.

Children and travel

Children under 15 years travelling alone need a Waiver for Exclusion Ground to enter the Philippines.

• Waiver for Exclusion Ground – Bureau of Immigration, Republic of the Philippines
• Travelling with children

Yellow fever

Learn about potential entry requirements related to yellow fever (vaccines section).

Relevant Travel Health Notices

• Global Measles Notice - 13 March, 2024
• Zika virus: Advice for travellers - 31 August, 2023
• COVID-19 and International Travel - 13 March, 2024

This section contains information on possible health risks and restrictions regularly found or ongoing in the destination. Follow this advice to lower your risk of becoming ill while travelling. Not all risks are listed below.

Consult a health care professional or visit a travel health clinic preferably 6 weeks before you travel to get personalized health advice and recommendations.

Routine vaccines

Be sure that your  routine vaccinations , as per your province or territory , are up-to-date before travelling, regardless of your destination.

Some of these vaccinations include measles-mumps-rubella (MMR), diphtheria, tetanus, pertussis, polio, varicella (chickenpox), influenza and others.

Pre-travel vaccines and medications

You may be at risk for preventable diseases while travelling in this destination. Talk to a travel health professional about which medications or vaccines may be right for you, based on your destination and itinerary. 

There is a risk of hepatitis A in this destination. It is a disease of the liver. People can get hepatitis A if they ingest contaminated food or water, eat foods prepared by an infectious person, or if they have close physical contact (such as oral-anal sex) with an infectious person, although casual contact among people does not spread the virus.

Practise  safe food and water precautions and wash your hands often. Vaccination is recommended for all travellers to areas where hepatitis A is present.

Measles is a highly contagious viral disease. It can spread quickly from person to person by direct contact and through droplets in the air.

Anyone who is not protected against measles is at risk of being infected with it when travelling internationally.

Regardless of where you are going, talk to a health care professional before travelling to make sure you are fully protected against measles.

Japanese encephalitis is a viral infection that can cause swelling of the brain.  It is spread to humans through the bite of an infected mosquito. Risk is very low for most travellers. Travellers at relatively higher risk may want to consider vaccination for JE prior to travelling.

Travellers are at higher risk if they will be:

• travelling long term (e.g. more than 30 days)
• making multiple trips to endemic areas
• staying for extended periods in rural areas
• visiting an area suffering a JE outbreak
• engaging in activities involving high contact with mosquitos (e.g., entomologists)

  Hepatitis B is a risk in every destination. It is a viral liver disease that is easily transmitted from one person to another through exposure to blood and body fluids containing the hepatitis B virus.  Travellers who may be exposed to blood or other bodily fluids (e.g., through sexual contact, medical treatment, sharing needles, tattooing, acupuncture or occupational exposure) are at higher risk of getting hepatitis B.

Hepatitis B vaccination is recommended for all travellers. Prevent hepatitis B infection by practicing safe sex, only using new and sterile drug equipment, and only getting tattoos and piercings in settings that follow public health regulations and standards.

Malaria  is a serious and sometimes fatal disease that is caused by parasites spread through the bites of mosquitoes.   There is a risk of malaria in certain areas and/or during a certain time of year in this destination. 

Antimalarial medication may be recommended depending on your itinerary and the time of year you are travelling. Consult a health care professional or visit a travel health clinic before travelling to discuss your options. It is recommended to do this 6 weeks before travel, however, it is still a good idea any time before leaving.    Protect yourself from mosquito bites at all times:  • Cover your skin and use an approved insect repellent on uncovered skin.  • Exclude mosquitoes from your living area with screening and/or closed, well-sealed doors and windows. • Use insecticide-treated bed nets if mosquitoes cannot be excluded from your living area.  • Wear permethrin-treated clothing.    If you develop symptoms similar to malaria when you are travelling or up to a year after you return home, see a health care professional immediately. Tell them where you have been travelling or living. 

 The best way to protect yourself from seasonal influenza (flu) is to get vaccinated every year. Get the flu shot at least 2 weeks before travelling.  

 The flu occurs worldwide. 

•  In the Northern Hemisphere, the flu season usually runs from November to   April.
•  In the Southern Hemisphere, the flu season usually runs between April and   October.
•  In the tropics, there is flu activity year round. 

The flu vaccine available in one hemisphere may only offer partial protection against the flu in the other hemisphere.

The flu virus spreads from person to person when they cough or sneeze or by touching objects and surfaces that have been contaminated with the virus. Clean your hands often and wear a mask if you have a fever or respiratory symptoms.

Yellow fever   is a disease caused by a flavivirus from the bite of an infected mosquito.

Travellers get vaccinated either because it is required to enter a country or because it is recommended for their protection.

• There is no risk of yellow fever in this country.

Country Entry Requirement*

• Proof of vaccination is required if you are coming from or have transited through an airport of a country   where yellow fever occurs.

Recommendation

• Vaccination is not recommended.
• Discuss travel plans, activities, and destinations with a health care professional.
• Contact a designated  Yellow Fever Vaccination Centre  well in advance of your trip to arrange for vaccination.

About Yellow Fever

Yellow Fever Vaccination Centres in Canada * It is important to note that  country entry requirements  may not reflect your risk of yellow fever at your destination. It is recommended that you contact the nearest  diplomatic or consular office  of the destination(s) you will be visiting to verify any additional entry requirements.

In this destination, rabies is carried by dogs and some wildlife, including bats. Rabies is a deadly disease that spreads to humans primarily through bites or scratches from an infected animal. While travelling, take precautions , including keeping your distance from animals (including free-roaming dogs), and closely supervising children.

If you are bitten or scratched by an animal while travelling, immediately wash the wound with soap and clean water and see a health care professional. Rabies treatment is often available in this destination. 

Before travel, discuss rabies vaccination with a health care professional. It may be recommended for travellers who are at high risk of exposure (e.g., occupational risk such as veterinarians and wildlife workers, children, adventure travellers and spelunkers, and others in close contact with animals). 

Coronavirus disease (COVID-19) is an infectious viral disease. It can spread from person to person by direct contact and through droplets in the air.

It is recommended that all eligible travellers complete a COVID-19 vaccine series along with any additional recommended doses in Canada before travelling. Evidence shows that vaccines are very effective at preventing severe illness, hospitalization and death from COVID-19. While vaccination provides better protection against serious illness, you may still be at risk of infection from the virus that causes COVID-19. Anyone who has not completed a vaccine series is at increased risk of being infected with the virus that causes COVID-19 and is at greater risk for severe disease when travelling internationally.

Before travelling, verify your destination’s COVID-19 vaccination entry/exit requirements. Regardless of where you are going, talk to a health care professional before travelling to make sure you are adequately protected against COVID-19.

Safe food and water precautions

Many illnesses can be caused by eating food or drinking beverages contaminated by bacteria, parasites, toxins, or viruses, or by swimming or bathing in contaminated water.

• Learn more about food and water precautions to take to avoid getting sick by visiting our eat and drink safely abroad page. Remember: Boil it, cook it, peel it, or leave it!
• Avoid getting water into your eyes, mouth or nose when swimming or participating in activities in freshwater (streams, canals, lakes), particularly after flooding or heavy rain. Water may look clean but could still be polluted or contaminated.
• Avoid inhaling or swallowing water while bathing, showering, or swimming in pools or hot tubs. 

Cholera is a risk in parts of this country. Most travellers are at very low risk.

To protect against cholera, all travellers should practise safe food and water precautions .

Travellers at higher risk of getting cholera include those:

• visiting, working or living in areas with limited access to safe food, water and proper sanitation
• visiting areas where outbreaks are occurring

Vaccination may be recommended for high-risk travellers, and should be discussed with a health care professional.

Travellers' diarrhea is the most common illness affecting travellers. It is spread from eating or drinking contaminated food or water.

Risk of developing travellers' diarrhea increases when travelling in regions with poor standards of hygiene and sanitation. Practise safe food and water precautions.

The most important treatment for travellers' diarrhea is rehydration (drinking lots of fluids). Carry oral rehydration salts when travelling.

Typhoid   is a bacterial infection spread by contaminated food or water. Risk is higher among children, travellers going to rural areas, travellers visiting friends and relatives or those travelling for a long period of time.

Travellers visiting regions with a risk of typhoid, especially those exposed to places with poor sanitation, should speak to a health care professional about vaccination.  

There is a risk of schistosomiasis in this destination. Schistosomiasis is a parasitic disease caused by tiny worms (blood flukes) which can be found in freshwater (lakes, rivers, ponds, and wetlands). The worms can break the skin, and their eggs can cause stomach pain, diarrhea, flu-like symptoms, or urinary problems. Schistosomiasis mostly affects underdeveloped and r ural communities, particularly agricultural and fishing communities.

Most travellers are at low risk. Travellers should avoid contact with untreated freshwater such as lakes, rivers, and ponds (e.g., swimming, bathing, wading, ingesting). There is no vaccine or medication available to prevent infection.

Insect bite prevention

Many diseases are spread by the bites of infected insects such as mosquitoes, ticks, fleas or flies. When travelling to areas where infected insects may be present:

• Use insect repellent (bug spray) on exposed skin
• Cover up with light-coloured, loose clothes made of tightly woven materials such as nylon or polyester
• Minimize exposure to insects
• Use mosquito netting when sleeping outdoors or in buildings that are not fully enclosed

To learn more about how you can reduce your risk of infection and disease caused by bites, both at home and abroad, visit our insect bite prevention page.

Find out what types of insects are present where you’re travelling, when they’re most active, and the symptoms of the diseases they spread.

• In this country,   dengue  is a risk to travellers. It is a viral disease spread to humans by mosquito bites.
• Dengue can cause flu-like symptoms. In some cases, it can lead to severe dengue, which can be fatal.
• The level of risk of dengue changes seasonally, and varies from year to year. The level of risk also varies between regions in a country and can depend on the elevation in the region.
• Mosquitoes carrying dengue typically bite during the daytime, particularly around sunrise and sunset.
• Protect yourself from mosquito bites . There is no vaccine or medication that protects against dengue.

Zika virus is a risk in this country. 

Zika virus is primarily spread through the bite of an infected mosquito. It can also be sexually transmitted. Zika virus can cause serious birth defects.

During your trip:

• Prevent mosquito bites at all times.
• Use condoms correctly or avoid sexual contact, particularly if you are pregnant.

If you are pregnant or planning a pregnancy, you should discuss the potential risks of travelling to this destination with your health care provider. You may choose to avoid or postpone travel. 

For more information, see Zika virus: Pregnant or planning a pregnancy.

There is a risk of chikungunya in this country.  The risk may vary between regions of a country.  Chikungunya is a virus spread through the bite of an infected mosquito. Chikungunya can cause a viral disease that typically causes fever and pain in the joints. In some cases, the joint pain can be severe and last for months or years.

Protect yourself from mosquito bites at all times. There is no vaccine available for chikungunya.

Animal precautions

Some infections, such as rabies and influenza, can be shared between humans and animals. Certain types of activities may increase your chance of contact with animals, such as travelling in rural or forested areas, camping, hiking, and visiting wet markets (places where live animals are slaughtered and sold) or caves.

Travellers are cautioned to avoid contact with animals, including dogs, livestock (pigs, cows), monkeys, snakes, rodents, birds, and bats, and to avoid eating undercooked wild game.

Closely supervise children, as they are more likely to come in contact with animals.

Person-to-person infections

Stay home if you’re sick and practise proper cough and sneeze etiquette , which includes coughing or sneezing into a tissue or the bend of your arm, not your hand. Reduce your risk of colds, the flu and other illnesses by:

•   washing your hands often
• avoiding or limiting the amount of time spent in closed spaces, crowded places, or at large-scale events (concerts, sporting events, rallies)
• avoiding close physical contact with people who may be showing symptoms of illness 

Sexually transmitted infections (STIs) , HIV , and mpox are spread through blood and bodily fluids; use condoms, practise safe sex, and limit your number of sexual partners. Check with your local public health authority pre-travel to determine your eligibility for mpox vaccine.  

Tuberculosis is an infection caused by bacteria and usually affects the lungs.

For most travellers the risk of tuberculosis is low.

Travellers who may be at high risk while travelling in regions with risk of tuberculosis should discuss pre- and post-travel options with a health care professional.

High-risk travellers include those visiting or working in prisons, refugee camps, homeless shelters, or hospitals, or travellers visiting friends and relatives.

Medical services and facilities

Good medical services and facilities are limited in availability, especially outside major urban areas. Public medical clinics often lack basic resources and equipment.

Quality of care varies greatly throughout the country.  Most hospitals will require a down payment of estimated fees at the time of admission. They may also require additional payments during hospitalization. 

Some hospitals require patients to have a full-time caregiver. You may have to hire one if you’re travelling alone.

Emergency services are not widely available. Time response can be slow.

If you become seriously ill or injured, you may require evacuation to a destination with appropriate facilities.

Make sure you get travel insurance that includes coverage for medical evacuation and hospital stays.

Travel health and safety

Some medication that can be purchased over-the-counter in Canada is illegal in the Philippines. If you bring some medicines with you, you’re responsible for determining their legality before departing. If you enter the country with drugs locally considered illegal, including prescription drugs, you may be fined or detained.

• Make sure your medicines are legal in the Philippines before departure
• Bring your own medicines, but only in quantities sufficient for the duration of your stay
• Seal and declare a separate quantity of prescription drugs before departing the Philippines if you’re travelling onward to another country
• Always keep your medication in the original container
• Carry a copy of your prescriptions as well as a letter from your physician stating the dosage and your relevant medical condition
• Pack your medicines in your carry-on luggage

Air pollution

Air pollution can be severe in several major cities. It may affect people suffering from respiratory ailments.  

During periods of high pollution:

• consult your doctor before traveling to see if the situation could affect you
• limit your activities outdoors
• follow the instructions of local authorities

You must abide by local laws.

Learn about what you should do and how we can help if you are arrested or detained abroad .

Judicial processes may last several years. Foreign nationals are often held in harsh conditions without the possibility of bail.  

Some crimes carry penalties harsher than those in Canada. For examples, a conviction for:

• sexual assault can result in life imprisonment
•  “swindling” or “bad debts” can result in a prison sentence of up to 20 years
• bomb threat can result in a prison sentence of up to 5 years, a fine, or both

Penalties for possession, use, trafficking or importation, including through e-commerce, of illegal drugs are severe. Convicted offenders can expect life imprisonment and heavy fines.

Many drugs considered as legal in Canada are illegal in the Philippines. This includes cannabis, regardless of quantity and purpose of use, as well as some over-the-counter medicine and prescription drugs.

Drugs, alcohol and travel

Child sex tourism

Penalties for pedophilia are severe. Under Philippine law, a child is defined as a person under 18.

Police may investigate any adult who is with:

• an unrelated child 12 years of age or younger, or 10 years or more his/her junior
• an unrelated child under age 18 inside the room of a house, hotel, or other similar establishments, vehicle, or other secluded location, and is suspected of having the intention to exploit the child sexually

Child Sex Tourism: It’s a Crime

Photography

The government prohibits any photography of official buildings or military installations that is intended for publication.

If you wish to marry in the Philippines, ensure that you’re well informed regarding legal requirements. Visit the Embassy of Canada to the Philippines website for information on documents and procedures.

• Embassy of Canada to the Philippines
• Marriage overseas factsheet

To protect the environment, local authorities restrict access to Boracay Island. As a result, some activities are prohibited, including:

• the consumption of alcohol and tobacco in public places, including White Beach
• Water sports, including diving

If you plan to visit Boracay, make sure you know about its rules and regulations before leaving.

Filipino law prohibits political activities by foreigners.

Attending any protest, demonstration, or political rally as a foreign national may lead to detention and deportation.

Identification

Foreigners must carry identification at all times.

A photocopy of the identification page of your passport is acceptable.

Dual citizenship

Dual citizenship is legally recognized in the Philippines.

If you are a Canadian citizen, but also a citizen of the Philippines, our ability to offer you consular services may be limited while you're there. You may also be subject to different entry/exit requirements .

Travellers with dual citizenship

Dual citizens must obtain a certificate of recognition from Philippine authorities to ensure the legal recognition of both citizenships.

International Child Abduction

The Hague Convention on the Civil Aspects of International Child Abduction is an international treaty. It can help parents with the return of children who have been removed to or retained in certain countries in violation of custody rights. It does not apply between Canada and the Philippines.

If your child was wrongfully taken to, or is being held in the Philippines by an abducting parent:

• act as quickly as you can
• consult a lawyer in Canada and in the Philippines to explore all the legal options for the return of your child
• report the situation to the nearest Canadian government office abroad or to the Vulnerable Children’s Consular Unit at Global Affairs Canada by calling the Emergency Watch and Response Centre.

If your child was removed from a country other than Canada, consult a lawyer to determine if The Hague Convention applies.

Be aware that Canadian consular officials cannot interfere in private legal matters or in another country’s judicial affairs.

• International Child Abduction: A Guidebook for Left-Behind Parents
• Canadian embassies and consulates by destination
• Emergency Watch and Response Centre

You can drive in the Philippines with a valid Canadian driver’s licence for up to 90 days. After that period, you must apply for a local driving permit.

You should carry an international driving permit.

International Driving Permit

The currency in the Philippines is the peso (PHP).

ATMs are available in larger cities but may be scarce in rural areas. Make sure to have access to cash in local currency if you’re travelling outside larger urban areas.

You may enter the Philippines with:

• up to PHP 50,000;
• up to US$10,000 or other currency equivalent

You need a written authorization from local authorities for greater amounts.

Typhoons and monsoons

The rainy or monsoon season extends from May to December, but storms can occur throughout the year. The Philippines experiences around 20 typhoons per year, mostly between June and November.

Seasonal flooding can hamper overland travel and reduce the provision of essential services. Roads may become impassable and bridges damaged. Flooding and mudslides are frequent following heavy rains, even in Manila.

If you decide to travel to the Philippines during the rainy season:

• know that you expose yourself to serious safety risks
• be prepared to change your travel plans on short notice, including cutting short or cancelling your trip
• stay informed of the latest regional weather forecasts
• carry emergency contact information for your airline or tour operator
• Tornadoes, cyclones, hurricanes, typhoons and monsoons
• Philippine Weather Services & Warnings  – Philippine Atmospheric, Geophysical and Astronomical Services Administration
• Nationwide Operational Assessment of Hazards  – University of the Philippines

Seismic activity

The Philippines is located on the Pacific Ring of Fire and experiences regular seismic activity.

There are several active and potentially active volcanoes in the Philippines, mainly on Luzon island.

Taal is one of the main active volcanoes in Batangas on Luzon Island. It continuously shows signs of a possible eruption. The Philippine Institute of Volcanology and Seismology is constantly monitoring the Taal Volcano. Local authorities may raise alert levels and issue evacuation orders on short notice.

Volcanic activity may escalate suddenly. Volcanic ash clouds may cause disruptions to domestic and international flights.

If you are near active volcanoes:

• monitor levels of volcanic activity through the local media
• pay careful attention to all warnings issued
• follow the advice of local authorities, including evacuation orders
• be prepared to modify your travel arrangements or even evacuate the area on short notice
• Taal Volcano Bulletin - Philippine Institute of Volcanology and Seismology
• Volcano Bulletin - Philippine Institute of Volcanology and Seismology

Earthquakes

The Philippines is located in an active seismic zone. Earthquakes occur regularly and strong aftershocks may occur after the initial quake.

Familiarize yourself with earthquake security measures in public and private buildings, including airports.

The Philippines is prone to tsunamis.

A tsunami can occur within minutes of a nearby earthquake. However, the risk of a tsunami can remain for several hours following the first tremor.

If you’re staying on the coast, familiarize yourself with the region’s evacuation plans in the event of a tsunami warning. 

• Earthquakes – What to Do?
• Philippine Institute of Volcanology and Seismology  – Department of Science and Technology
• Nationwide Operational Assessment of Hazards  – University of the Philippines

Local services

In case of emergency, dial 911.

Consular assistance

For emergency consular assistance, call the Embassy of Canada to the Philippines, in Manila, and follow the instructions. At any time, you may also contact the Emergency Watch and Response Centre in Ottawa.

The decision to travel is your choice and you are responsible for your personal safety abroad. We take the safety and security of Canadians abroad very seriously and provide credible and timely information in our Travel Advice to enable you to make well-informed decisions regarding your travel abroad.

The content on this page is provided for information only. While we make every effort to give you correct information, it is provided on an "as is" basis without warranty of any kind, expressed or implied. The Government of Canada does not assume responsibility and will not be liable for any damages in connection to the information provided.

If you need consular assistance while abroad, we will make every effort to help you. However, there may be constraints that will limit the ability of the Government of Canada to provide services.

Learn more about consular services .

Risk Levels

  take normal security precautions.

Take similar precautions to those you would take in Canada.

  Exercise a high degree of caution

There are certain safety and security concerns or the situation could change quickly. Be very cautious at all times, monitor local media and follow the instructions of local authorities.

IMPORTANT: The two levels below are official Government of Canada Travel Advisories and are issued when the safety and security of Canadians travelling or living in the country or region may be at risk.

  Avoid non-essential travel

Your safety and security could be at risk. You should think about your need to travel to this country, territory or region based on family or business requirements, knowledge of or familiarity with the region, and other factors. If you are already there, think about whether you really need to be there. If you do not need to be there, you should think about leaving.

  Avoid all travel

You should not travel to this country, territory or region. Your personal safety and security are at great risk. If you are already there, you should think about leaving if it is safe to do so.

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• Passports, travel and living abroad
• Travel abroad
• Foreign travel advice

Philippines

Warnings and insurance.

The Foreign, Commonwealth & Development Office ( FCDO ) provides advice about risks of travel to help British nationals make informed decisions. Find out more about FCDO travel advice .

Areas where FCDO advises against travel

Your travel insurance could be invalidated if you travel against FCDO advice.

Western and central Mindanao and the Sulu archipelago

FCDO advises against all travel to western and central Mindanao and the Sulu archipelago because of terrorist activity and clashes between the military and insurgent groups.

Northern and eastern Mindanao

FCDO advises against all but essential travel to the remainder of Mindanao, excluding Camiguin, Dinagat and Siargao Islands, due to the threat of terrorism.

Find out more about why FCDO advises against travel .

Before you travel

No travel can be guaranteed safe. Read all the advice in this guide as well as support for British nationals abroad which includes:

• advice on preparing for travel abroad and reducing risks
• information for women, LGBT+ and disabled travellers

Follow and contact FCDO travel on Twitter , Facebook and Instagram . You can also sign up to get email notifications when this advice is updated.

Travel insurance

If you choose to travel, research your destinations and get appropriate travel insurance . Insurance should cover your itinerary, planned activities and expenses in an emergency.

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• 2024 NATIONAL WOMEN’S MONTH PHOTO CONTEST
• DFA STATEMENT ON REMARKS OF CHINESE FOREIGN MINISTRY SPOKESPERSON
• THREE FILIPINO CHANGI AIRPORT PERSONNEL AWARDED BY CHANGI AIRPORT MANAGEMENT
• PHILIPPINE AMBASSADOR WELCOMES NEW KOREAN AMBASSADOR TO SINGAPORE
• THAI AMBASSADOR-DESIGNATE CALLS ON PHILIPPINE AMBASSADOR
• PH EMBASSY CELEBRATES INTERNATIONAL WOMEN’S DAY, CALLS ON FILIPINO COMMUNITY TO SUPPORT PH ADVOCACY OF GENDER EQUALITY AND WOMEN EMPOWERMENT
• AMB MACARAIG MEETS WITH NEW IISS-ASIA EXECUTIVE DIRECTOR
• PHILIPPINE TOURISM PROMOTIONS BOARD TO HOLD LOVE THE PHILIPPINES – BISITA, BE MY GUEST PROGRAM IN SINGAPORE
• PHILIPPINE SENATOR ALAN CAYETANO VISITS SINGAPORE ANTI-SCAM CENTRE
• NEW TIMOR-LESTE AMBASSADOR TO SINGAPORE H.E. ALEXANDRE TILMAN PAYS COURTESY CALL ON PHILIPPINE AMBASSADOR
• CALL FOR NOMINATIONS FOR ASEAN PRIZE 2024
• DFA Statement on 05 March 2024 Ayungin Shoal Incident
• PH Embassy Kicks-Off 2024 National Women’s Month Celebration with Purple Friday and #WecanbeEquALL Campaign
• PH EMBASSY LEVERAGES ART EXHIBIT TO ENCOURAGE OVERSEAS FILIPINOS’ CONTINUED CAPACITY-BUILDING AND SKILLS DIVERSIFICATION
• WHATSAPP CHANNEL OF THE PHILIPPINE EMBASSY IN SINGAPORE
• AMB MACARAIG RETURNS TO SINGAPORE AFTER SUCCESSFUL 6TH INFORMAL CONSULTATIONS ON PHILIPPINES-SINGAPORE ACTION PLAN
• PHILIPPINES PARTICIPATES IN SINGAPORE AIRSHOW, ASIA’S BIGGEST AVIATION AND AEROSPACE EVENT
• PH DIPLOMATS IN SG HOLD OWN ART EXHIBIT TO FIRM UP PEOPLE-TO-PEOPLE TIES
• PH EMBASSY BIDS FAREWELL TO WELFARE OFFICER CLARIN, WELCOMES NEW WELFARE OFFICER TEVES IN SINGAPORE
• NATIONAL VOTER’S DAY
• PHILIPPINES PARTICIPATES IN 4TH ASEAN DIGITAL MINISTERS’ MEETING AND RELATED MEETINGS
• PHILIPPINES ASSUMES LEADERSHIP OF COUNTER-TERRORISM INFORMATION FACILITY IN SINGAPORE
• PH EMBASSY PRESENTS 2024 ACTIVITIES AND UPDATES AT FIRST UGNAYAN OF THE YEAR, MEETS WITH FILCOM ORGS IN SINGAPORE
• FILIPINO TEEN BOWLING CHAMP AND WINNER OF SINGAPORE INTERNATIONAL OPEN VISITS PH EMBASSY
• PHILIPPINES PARTICIPATES IN 12TH IISS SHANGRI-LA DIALOGUE SHERPA MEETING
• PHILIPPINE EMBASSY HONORS THE LEGACY OF DR. JOSE RIZAL ON HIS 127TH MARTYRDOM ANNIVERSARY WITH THE THEME “RIZAL: PUNDASYON NG KAHAPON, ISINASABUHAY NGAYON”
• EMBASSY CLOSURE IN JANUARY 2024
• DFA SUMMONS CHINESE AMBASSADOR TO PROTEST BACK-TO-BACK HARASSMENTS IN THE WEST PHILIPPINE SEA
• EMBASSY CLOSURES IN DECEMBER 2023
• ADVISORY: INCREASING CASES OF COVID-19 INFECTIONS IN SINGAPORE
• PH Embassy in Singapore Observes 18-Day Campaign to End Violence Against Women (VAW), Kicks off Campaign with 2017 RACCS Webinar and Outreach Services for OFWs
• PHILIPPINE EMBASSY CONCLUDES ART TREK 15 WITH BRIDGING HORIZONS: NAVAL CULTURAL EXCHANGE THRU ARTS
• PHILIPPINES HIGHLIGHTS PASKONG PINOY DURING ASEAN GALA NIGHT 2023
• PH & MEXICAN EMBASSIES STAGE MANILA GALLEON EXHIBIT IN SINGAPORE
• BEWARE OF ILLEGAL RECRUITMENT OF FILIPINOS OVERSEAS
• PHILIPPINE EMBASSY WARNS AGAINST FAKE CERTIFICATION SCAM TARGETING TRAVELERS
• PH EMBASSY CONTINUES TO SHOWCASE FILIPINO ARTISTS WITH “SHADES OF THE WIND”, IN PARTNERSHIP WITH ONE EAST ASIA
• PH EMBASSY WELCOMES VISITING PH LOCAL GOVERNMENT OFFICIALS PARTICIPATING IN FOREIGN STUDY MISSION ON SMART AND SUSTAINABLE CITIES AND COMMUNITIES
• JOIN US AT THE 8TH SINGAPORE FINTECH FESTIVAL (SFF), 15-17 NOVEMBER 2023, SINGAPORE EXPO
• PHILIPPINE ARMY OFFICER GRADUATES COMMAND AND STAFF COURSE OFFERED BY SINGAPORE ARMED FORCES
• FILIPINO COMMUNITY IN SINGAPORE GATHERS AT BALIK BAYANIHAN 2023
• ART TREK 15 CONTINUES WITH EXHIBIT FEATURING FILIPINO AND SINGAPOREAN ARTISTS, ENTITLED “HARMONY ACROSS HORIZONS : A CULTURAL TAPESTRY OF TRADITIONS”
• FILIPINO MUSIC ARTISTS TAKE CENTER STAGE AT AXEAN FESTIVAL 2023 IN SINGAPORE
• PHILIPPINES JOINS ITB ASIA 2023, ASIA’S LEADING TRAVEL TRADE SHOW
• STATEMENT OF THE DFA SPOKESPERSON ON THE 22 OCTOBER 2023 AYUNGIN SHOAL INCIDENT
• BEWARE OF FACEBOOK PAGE “LENDING PH-63”
• FILIPINO ACTOR KIMSON TAN TO STAR IN UPCOMING SINGAPOREAN FILM “KING OF HAWKERS”, CALLS ON PHILIPPINE AMBASSADOR
• ASEAN AND DIALOGUE PARTNERS REAFFIRM SHARED COMMITMENT TO DEEPEN REGIONAL CYBERSECURITY COOPERATION
• PHILIPPINES, SINGAPORE DISCUSS BILATERAL COOPERATION ON CYBERSECURITY, COMMIT TO STRENGTHEN COLLABORATION IN DIGITAL DOMAIN
• DICT SECRETARY UY SPEAKS AT SICW HIGH LEVEL PLENARY, SHARES VIEWS ON PH EFFORTS TO STRENGTHEN ITS CYBERSECURITY MEASURES AMIDST GLOBAL CHALLENGES
• PHILIPPINES JOINS 8TH SINGAPORE INTERNATIONAL CYBER WEEK 2023
• WORK OF FILIPINO ARTIST RONALD VENTURA FEATURED AT WHITESTONE GALLERY OPENING
• YOUNG CACAO ARTIST JOHN PAUL CHOA OPENS SOLO EXHIBIT AT PH EMBASSY FOR ART TREK 15
• FILIPINO FILM “IN MY MOTHER’S SKIN” PREMIERS IN SINGAPORE
• PH EMBASSY PARTNERS WITH WATERWAYS WATCH SOCIETY FOR COASTAL CLEANUP, LEARNS ENVIRONMENTAL CONSERVATION THROUGH TEAMWORK
• PH EMBASSY, DA OFFICIALS EXPLORE AGRICULTURAL INNOVATIONS DURING VISIT TO REPUBLIC POLYTECHNIC’S “THE GREENHOUSE”
• DFA STATEMENT ON THE KILLING OF TWO (2) FILIPINO NATIONALS AS A RESULT OF HAMAS ACTIONS AGAINST ISRAEL
• PHILIPPINE EMBASSY’S SENTRO RIZAL OFFERS INTIMATE VENUE FOR FILIPINO WEDDINGS
• PH EMBASSY AND KJEM BRILLIANT KIDZ NURTURE CREATIVITY WITH THE INAUGURAL ART TREK FOR KIDS
• FILIPINA ARTIST EXPRESSES PERSPECTIVE ON CHILDREN WITH AUTISM, HOLDS SOLO EXHIBIT FOR ART TREK15
• MWO-SINGAPORE ACCREDITS FILIPINO-OWNED ENGINEERING COMPANY, OFFERS EMPLOYMENT OPPORTUNITIES TO 800 FILIPINO WORKERS
• PRESIDENT MARCOS ENCOURAGES SINGAPORE BUSINESS LEADERS TO INVEST IN PHILIPPINES’ STRATEGIC INVESTMENT PRIORITIES
• MESSAGE OF SECRETARY FOR FOREIGN AFFAIRS HON. ENRIQUE A. MANALO ON THE CELEBRATION OF WORLD MARITIME DAY 2023
• ART TREK SEASON OFFICIALLY STARTS WITH AN EXHIBIT OF THE WORKS OF ANITA MAGSAYSAY-HO, LYRA GARCELLANO
• ART TREK 15 OPENS AT GAJAH GALLERY WITH AN ALL FILIPINO LINEUP
• FILIPINOS WIN PLAYOFFS FOR 8-BALL CHAMPIONSHIP OF THE AMERICAN POOLPLAYERS ASSOCIATION -SINGAPORE (APA) LEAGUE
• PHILIPPINES AND SINGAPORE’S INFRASTRUCTURE ASIA TEAM UP TO LAUNCH NAIA PUBLIC-PRIVATE PARTNERSHIP ROADSHOW
• PHILIPPINE ART TREK IS BACK IN SINGAPORE!
• PRESIDENT MARCOS EYES MORE FOREIGN INVESTMENTS TO THE PHILIPPINES AT 10TH ASIA SUMMIT IN SINGAPORE
• PH EMBASSY HOLDS INTRODUCTORY TRAINING WORKSHOP ON ARTIFICIAL INTELLIGENCE
• STATEMENT ON THE PASSING OF PHILIPPINE EAGLE GEOTHERMICA
• PHILIPPINE STATEMENT ON THE 2023 VERSION OF CHINA’S STANDARD MAP
• FILIPINO CULTURE AND FASHION PREVAIL AT “MARIA CLARA & IBARRA” BALL IN SINGAPORE
• DFA Spokesperson’s Statement in Response to the Statement of the Chinese Foreign Ministry Spokesperson on 07 August 2023
• DFA STATEMENT ON THE 05 AUGUST 2023 INCIDENT ON THE AYUNGIN SHOAL
• NATIONAL DAY GREETING FOR SINGAPORE
• ASEAN MISSIONS IN SINGAPORE GATHER FOR FUN WALK TO CELEBRATE 56TH ASEAN DAY
• SEVEN EMBASSY PERSONNEL BAG AWARDS AT DFA FOUNDING ANNIVERSARY CELEBRATION
• PH EMBASSY PARTNERS WITH SANDIGAN, PROVIDES FREE LEGAL AID CLINIC TO FILIPINOS IN SINGAPORE
• MANILA FAME, PHILIPPINES PREMIER TRADE SHOW FOR QUALITY HOME, FASHION , AND LIFESTYLE PRODUCTS IS BACK
• AMB MACARAIG REPRESENTS PH IN THE ASIA EUROPE FOUNDATION GOVERNORS’ MEETING IN BARCELONA
• DFA LAUNCHES MICROSITE ON THE 2016 ARBITRAL AWARD
• STATEMENT OF SECRETARY FOR FOREIGN AFFAIRS ENRIQUE A. MANALO ON THE 7TH ANNIVERSARY OF THE AWARD ON THE SOUTH CHINA SEA ARBITRATION, 12 JULY 2023
• VICE PRESIDENT DUTERTE GRACES PHILIPPINE EAGLE AVIARY OPENING IN SINGAPORE
• CEBU CHOCOLATE QUEEN TELLS STORY AT CHOCOLATE BREAKS HOSTED BY PHILIPPINE, MEXICAN AMBASSADORS
• “KWENTO NG ALON” TRAVELING EXHIBIT HITS SINGAPORE SHORES
• FREE LEGAL AID CLINIC ON 16 JULY 2023
• PH INDEPENDENCE MONTH CULMINATES WITH RYAN CAYABYAB AND THE RYAN CAYABYAB SINGERS CONCERT IN SINGAPORE
• SYMBOLIC TURNOVER OF ASSISTANCE-TO-NATIONALS FUNCTIONS (ATN) FROM PH EMBASSY TO MIGRANT WORKERS OFFICE (MWO)-SINGAPORE
• BUSINESS TIMES FEATURES PHILIPPINES AND SINGAPORE’S ALIGNED INVESTMENT PRIORITIES
• TURNOVER OF ASSISTANCE-TO-NATIONALS FUNCTIONS TO THE MIGRANT WORKERS OFFICE
• PH EMBASSY HOSTS DIPLOMATIC RECEPTION IN CELEBRATION OF 125TH ANNIVERSARY OF PH INDEPENDENCE AND NATIONHOOD
• FLAG RAISING CEREMONY WITH THE FILIPINO COMMUNITY MARKS 125TH ANNIVERSARY OF PH INDEPENDENCE AND NATIONHOOD IN SINGAPORE
• Message of Secretary for Foreign Affairs Enrique A. Manalo on the Commemoration of the Day of the Seafarers 2023
• DFA TURNS OVER ASSISTANCE-TO-NATIONALS FUNCTIONS FOR OFW TO DMW
• PHILIPPINE VICE PRESIDENT AND SECRETARY OF EDUCATION SARA DUTERTE VISITS SINGAPORE AS SEAMEO COUNCIL PRESIDENT
• Message of Secretary for Foreign Affairs Enrique A. Manalo on the Occasion of Kalayaan 2023 “Kalayaan. Kinabukasan. Kasaysayan.”
• PH EMBASSY AND ISEAS YUSOF ISHAK INSTITUTE SINGAPORE TO FURTHER COORDINATE WITH SIGNING OF DEED OF DONATION FOR PH STUDIES PROJECT
• AMBASSADOR MACARAIG HOSTS DINNER FOR SUCCESSFUL PH PARTICIPATION IN THE 20th SHANGRI-LA DIALOGUE
• SENATOR LEGARDA HIGHLIGHTS ROLE OF MINILATERAL COOPERATION IN COMPLEMENTING ASEAN CENTRALITY AT 20th SHANGRI-LA DIALOGUE IN SINGAPORE
• “RULE OF LAW, DIPLOMACY AND DIALOGUE, CRUCIAL FOR REGIONAL PEACE AND STABILITY” – PH DEFENSE CHIEF
• PH ARMED FORCES CHIEF SPEAKS AT SHANGRI-LA DIALOGUE, UNDERSCORES IMPORTANCE OF MARITIME SECURITY AND TECH ADVANCEMENT FOR A SECURE ASIA-PACIFIC
• PH AND SINGAPORE SIGN HUMANITARIAN ASSISTANCE AND DISASTER RELIEF ARRANGEMENT
• PH SENDS HIGH-LEVEL DELEGATION TO 20TH IISS SHANGRI-LA DIALOGUE IN SINGAPORE
• PH AND ANGOLA AMBASSADORS SEEK TO STRENGTHEN BILATERAL TIES
• Important Reminder: The Use of Philippine Passports or IDS as Loan Collateral is Illegal
• AMBASSADOR MACARAIG RECEIVES HOUSE COMMITTEE ON HOUSING AND URBAN DEVELOPMENT
• AMB MACARAIG, PH NAVY CHIEF ADACI HOST RECEPTION ABOARD BRP ANTONIO LUNA (FF151)
• PH JOINS 13TH IMDEX ASIA OPENING CEREMONY
• PH EMBASSY SPEARHEADS SG BUSINESS MISSION TO CLARK; PARTNERS WITH BCDA, FILINVEST, AND CEBU PACIFIC
• AMBASSADOR MACARAIG WELCOMES PH NAVY AND COAST GUARD OFFICIALS TO SINGAPORE, LOOKS FORWARD TO PH PARTICIPATION IN IMDEX ASIA 2023
• PH NAVY SENDS OFF CONTINGENT TO FIRST-EVER ASEAN-INDIA MARITIME EXERCISE
• PH EMBASSY, SINGAPORE BUSINESSES JOIN CEBUPAC’S INAUGURAL FLIGHT BETWEEN SINGAPORE AND CLARK CITY
• PH EMBASSY, MWO AND PRC CONDUCT SPECIAL PROFESSIONAL LICENSURE EXAMS IN SINGAPORE
• MINISTER BALAKRISHNAN CONVEYS SINGAPORE’S MESSAGE OF CONDOLENCES ON THE PASSING OF FORMER SFA DEL ROSARIO
• ONLINE CONDOLENCE BOOK FOR FORMER SFA ALBERT F. DEL ROSARIO
• DFA STATEMENT ON THE PASSING OF FORMER SECRETARY FOR FOREIGN AFFAIRS ALBERT F. DEL ROSARIO
• AMBASSADOR MACARAIG, MINISTER GAN TO STRENGTHEN ECONOMIC COOPERATION BETWEEN PH AND SINGAPORE
• 2023 Special Professional Licensure Examination (SPLE)
• PH AMBASSADOR AND MINISTER FOR MANPOWER TO COOPERATE FURTHER TO PROTECT FILIPINO WORKERS IN SINGAPORE
• PHILIPPINES IS ONCE AGAIN OFFICIAL COUNTRY PARTNER TO ASIA DIVE EXPO (ADEX) 2023
• AMBASSADOR MACARAIG MEETS WITH HEALTH MINISTER ONG
• PARTICIPANTS IN THE NATIONAL WOMEN’S MONTH PHOTO CONTEST RECEIVE CERTIFICATES AND PRIZES FROM AMBASSADOR MACARAIG
• PH AMBASSADOR CALLS ON EDUCATION MINISTER, DISCUSSES COOPERATION IN EDUCATION
• 2 PH RESTAURANTS, FILIPINA CHEF BAG AWARDS AT ASIA’S BEST 50 AWARDING CEREMONY
• WIINERS OF NATIONAL WOMEN’S MONTH PHOTOCONTEST FILIPINA CAN? CAN!
• PH AMBASSADOR CALLS ON SINGAPORE’S MINISTER FOR DEFENSE
• AMBASSADOR MACARAIG TOURS ROBERTSON QUAY’S STPI AND ALKAFF BRIDGE, ENDS DAY WITH FILIPINO-INSPIRED DINNER AT KUBÔ
• AT-SUNRICE GLOBAL CHEF ACADEMY’S SUNDAY LUXE SERIES FEATURES FILIPINO CULINARY HERITAGE
• HERITAGE ACADEMY GRADE 5 STUDENTS VISIT THE EMBASSY FOR A TOUR AND SENTRO RIZAL FAMILIARIZATION
• NOMINATIONS TO THE 2023 BAGONG BAYANI AWARDS
• WORLD WATER DAY 2023
• PH EMBASSY CONDUCTS 1ST POST ARRIVAL ORIENTATION SEMINAR (PAOS) FOR 2023
• FILIPINAS CAN? CAN! (PHOTO CONTEST)
• PH EMBASSY IN SINGAPORE CELEBRATES INTERNATIONAL WOMEN’S DAY
• AIDHA CELEBRATES INTERNATIONAL WOMEN’S DAY WITH CAMPUS INAUGURATION AT THE CATAPULT
• FOWS CONDUCTS COURSE ORIENTATION, WELCOMES BACK STUDENTS AT THE PH BAYANIHAN CENTER
• PH EMBASSY PARTICIPATES IN FAST’S ANNUAL WORKPLAN RETREAT
• CALL FOR NOMINATIONS FOR THE ASEAN PRIZE 2023
• PH EMBASSY KICKS OFF WOMEN’S MONTH CELEBRATION, ORGANIZES FIRST RESPONDER TO SEXUAL ASSAULT AND HARASSMENT TRAINING FOR EMBASSY PERSONNEL
• PHILIPPINE MADRIGAL SINGERS WOW SOLD-OUT AUDIENCE IN SINGAPORE
• IN-PERSON UGNAYAN RESUMES, AMBASSADOR MACARAIG MEETS WITH THE FILCOM LEADERS IN SINGAPORE FOR THE FIRST TIME
• PH EMBASSY CELEBRATES NATIONAL ARTS MONTH THROUGH VARIOUS PLATFORMS
• PH AMBASSADOR PAYS COURTESY CALL ON CAMBODIAN AMBASSADOR
• HIGH COMMISSIONER OF MALAYSIA RECEIVES AMBASSADOR MACARAIG
• DMW UNDERSECRETARY ALLONES CALL ON AMBASSADOR MACARAIG
• PH AMBASSADOR AND ReCAAP-ISC EXECUTIVE DIRECTOR AGREE ON THE IMPORTANCE OF COOPERATION IN ENSURING SAFE AND SECURE SEAS
• ABISO SA MGA PILIPINO: MAG-INGAT SA ILLEGAL RECRUITMENT AT CYBERCRIME SA TIMOG-SILANGANG ASYA
• AMBASSADOR MACARAIG BEGINS ROUND OF COURTESY CALLS, MEETS WITH THE DEAN OF DIPLOMATIC CORPS AND UZBEK AMBASSADOR
• UNIVERSITY OF THE PHILIPPINES LOS BAÑOS, UNIVERSITY OF SASKATCHEWAN INK MOU ON ACADEMIC AND RESEARCH COOPERATION
• PH AMBASSADOR HOSTS SALU-SALO FOR EMBASSY PERSONNEL, ENCOURAGES THEM TO CONTINUE WORKING TO PURSUE PH INTERESTS
• AMBASSADOR MACARAIG ATTENDS ANNUAL DIPLOMATIC RECEPTION HOSTED BY SINGAPOREAN PRESIDENT
• PH EMBASSY KEYNOTES PH CHAMBER OF CUSTOMS BROKERS, INC. (CCBI) INTERNATIONAL SUMMIT
• PH EMBASSY SUPPORTS BARANGAY NUS BOOTH AT mOSAic@NUS FEST 2023
• AEROSPACE ENGINEERING FACULTY AND STUDENTS CALL ON PH AMBASSADOR
• PH SPACE AGENCY CHIEF CALLS ON PH AMBASSADOR TO SINGAPORE
• PH AMBASSADOR TO SINGAPORE ADVOCATES WILDLIFE CONSERVATION FOR FUTURE GENERATION
• PH EMBASSY JOINS PHILSA AT GLOBAL SPACE TECHNOLOGY CONFERENCE (GTSC) 2023
• PH EMBASSY ATTENDS SEMINAR ON BUSINESS AND ECONOMIC PRIORITIES UNDER INDONESIA’S ASEAN CHAIRMANSHIP
• PH EMBASSY’S ATN SECTION AND MIGRANT WORKERS OFFICE HOLD CONSULTATION MEETING, REAFFIRM COMMITMENT TO ASSIST OFWS IN DISTRESS
• PH EMBASSY, BUREAU OF TREASURY CONDUCT FINANCIAL LITERACY ROADSHOW ON RETAIL TREASURY BONDS (RTB)
• PH AMBASSADOR MACARAIG PRESENTS HIS CREDENTIALS TO PRESIDENT HALIMAH YACOB
• ADVISORY ON SCAM
• SYSTEM MAINTENANCE (10 FEBRUARY 2023)
• FILIPINA HAILED AS 2023 ASIA’S BEST FEMALE CHEF
• PHILDEL OF UN WORKSHOP ON PREVENTING EXTREMISM CALL ON AMBASSADOR MACARAIG
• PH AMBASSADOR-DESIGNATE MACARAIG ARRIVES IN SINGAPORE
• CEBU’S CHOCOLATE QUEEN INTRODUCES THE “CHOCOLATE BREAK” TO THE PHILIPPINE EMBASSY IN SINGAPORE
• PH EMBASSY ASSISTS FILIPINO NATIONAL IN DISTRESS
• FILIPINO CURATOR OF NATIONAL GALLERY SINGAPORE DISCUSSES FUTURE PROJECTS WITH PH EMBASSY
• PH EMBASSY RECEIVES REFRESHER COURSE ON GOVERNMENT PROCUREMENT
• PHILIPPINE EMBASSY HOLDS PLANNING CONFERENCE, IDENTIFIES KEY PRIORITIES FOR 2023
• PH DEFENSE OFFICIALS TAKE PART IN ANNUAL SHANGRI-LA DIALOGUE SHERPA MEETING, HOLD BILATERAL MEETINGS WITH COUNTERPARTS
• PH EMBASSY ATTENDS PHILCHAM’S SPECIAL ANNUAL GENERAL MEETING
• TOURISM PROMOTIONS BOARD REPRESENTATIVE IN SG VISITS PH EMBASSY, RENEWS COMMITMENT TO BE PARTNERS IN PROMOTING PH TOURISM
• PH EMBASSY ATTENDS 22ND COMMENCEMENT EXERCISES OF AIMS LEARNING INTERNATIONAL
• PH LABOR ATTACHÉ VICTORINO TO CONCLUDE TOUR OF DUTY IN SINGAPORE
• FILIPINO GALLERY MONO8 VISITS PH EMBASSY IN SINGAPORE
• PH EMBASSY PARTICIPATES IN 14th NAUTICAL FORUM IN SINGAPORE
• PHILIPPINE EMBASSY SUPPORTS PHILCHAM’S WEBINAR ON FRANCHISING IN THE PHILIPPINES
• MULTILINGUAL POETRY READING FEATURES RENOWNED POETS, INCLUDES FILIPINO AUTHOR AND MUSICIAN
• FILIPINO GALLERIES AND ARTISTS AMONG PARTICIPANTS IN INAUGURAL ART SG, SOUTHEAST ASIA’S LARGEST EVER ART FAIR
• PHILIPPINE EMBASSY ATTENDS INAUGURAL FOOD TECH 2023, LAUNCH OF SINGAPORE STANDARD FOR FOOD E-COMMERCE
• SINGAPOREAN SCHOOL HERITAGE ACADEMY VISITS THE PHILIPPINE EMBASSY FOR AN INTRODUCTORY GREETING
• COACH RIO PAYS A COURTESY CALL ON THE PHILIPPINE EMBASSY IN SINGAPORE
• PHILIPPINE EMBASSY ATTENDS THE LAUNCH OF THE FUN DAY FOR MIGRANT DOMESTIC WORKERS, AN INITIATIVE OF THE ASSOCIATION OF EMPLOYMENT AGENCIES SINGAPORE
• FROM A MDW TO AUTHOR: JANE DUPINGAY SUCCESSFULLY LAUNCHES HER POETRY COLLECTION “LANGUAGE OF MY HEART”
• PH EMBASSY TEAMS WITH INTEGRATED BAR OF THE PHILIPPINES, PROVIDE FREE LEGAL AID TO FILIPINOS
• SINGAPORE ART WEEK 2023 KICKS OFF WITH THE BEST OF SOUTHEAST ASIA AT S.E.A. FOCUS, FILIPINOS AMONG THE HIGHLIGHTS
• LEGAL AID CLINIC ON 15 JANUARY 2023
• RENAMING OF POLO-SINGAPORE TO MIGRANT WORKERS OFFICE (MWO)-SINGAPORE
• SINGAPORE PE MEETS WITH NON-PROFIT AIDHA, DISCUSSES EMPOWERMENT OF MIGRANT DOMESTIC WORKERS
• PH EMBASSY IN SINGAPORE FETES RIZAL WITH FLAG RAISING AND WREATH LAYING CEREMONIES, READING AND DISCUSSION OF HIS LIFE AND WORKS
• MESSAGE OF SECRETARY FOR FOREIGN AFFAIRS ENRIQUE A. MANALO ON THE 126TH COMMEMORATION OF RIZAL DAY
• FLORA OF SOUTHEAST ASIA EXHIBIT IN SINGAPORE FEATURES PHILIPPINE FLORA
• PH EMBASSY PERSONNEL RECEIVES TRAINING ON SINGAPORE’S FAMILY JUSTICE SYSTEM
• SEASON’S GREETINGS
• PUBLIC HOLIDAY NOTICE
• PHILIPPINE STATISTICS AUTHORITY REGISTERS 338 OVERSEAS FILIPINOS IN SINGAPORE IN PILOT PHILSYS ID REGISTRATION
• PSA PILOT IMPLEMENTATION OF PHILSYS ID REGISTRATION IN SINGAPORE,18 December 2022, Sunday
• PH EMBASSY RESUMES OVERSEAS VOTERS’ REGISTRATION FOR 2025 PH ELECTIONS
• PH EMBASSY IN SINGAPORE OPENS TEMPORARY OFFICE AT TRIPLEONE SOMERSET, BUSINESS AS USUAL BEGINNING 12 DECEMBER
• ART TREK 14 MARKS BOTH END OF ERA AND NEW BEGINNING FOR PH ARTS FESTIVAL IN SINGAPORE
• EMBASSY’S NEW APPOINTMENT AND QUEUE SYSTEMS
• Consular Appointment System Temporarily Unavailable from 5 December, 5:00PM until 6 December, 9:00AM
• ADVISORY ON EMBASSY CLOSURE (7-9 DECEMBER 2022)
• IMPORTANT REMINDERS FOR FILIPINOS IN SINGAPORE
• SFA MANALO CALLS FOR CONTINUED COOPERATION ON OCEAN AT 2ND WORLD OCEAN SUMMIT
• PINOY POP BAND SB19, INDIGENOUS WEAVES HEADLINE PH IN ASEAN GALA NIGHT IN SINGAPORE
• PH EMBASSY IN SINGAPORE JOINS 18-DAY ANTI-VAW CAMPAIGN
• ADVISORY ON EMBASSY RELOCATION
• PHILIPPINE CULTURE FEATURED IN MEDIACORP SHOW “LITTLE GLOBETROTTERS”
• PH LEGISLATIVE STAFF TAKE PART IN TRAINING ON PUBLIC POLICY AND LEADERSHIP IN SINGAPORE
• PH EMBASSY JOINS CELEBRATION OF SUCCESS OF AIDHA GRADUATES
• TEAM PHILIPPINES WINS FIRST PLACE IN 21ST AMBASSADORS’ CUP 2022
• FILIPINO ARTISTS FEATURED IN THE “TEXTURES OF SOLITUDE” EXHIBIT
• PH EMBASSY CELEBRATES MUSEUMS AND GALLERIES MONTH THROUGH ART WORKSHOPS
• SUSTAINABLE FASHION, PROMOTION OF LOCAL TEXTILES AND FABRICS, AN ADVOCACY OF THE PHILIPPINE EMBASSY IN SINGAPORE
• PH EMBASSY CELEBRATES NATIONAL STATISTICS MONTH, CONDUCTS ADVANCED EXCEL TRAINING FOR EMBASSY PERSONNEL
• MESSAGE OF SECRETARY FOR FOREIGN AFFAIRS ENRIQUE A. MANALO ON THE COMMEMORATION OF WORLD MARITIME DAY 2022
• PH EMBASSY PERSONNEL VISIT ASIAN CIVILISATIONS MUSEUM, GAIN APPRECIATION OF EARLY ASIAN MARITIME TRADE
• FILIPINO CUISINE ELEVATED TO GREATER HEIGHTS
• FILIPINOS IN SINGAPORE FLOCK TO NUS AUDITORIUM TO MEET PRESIDENT MARCOS JR.
• FILIPINO ARTISTS PERFORM IN SINGAPORE, SHOW OFF TALENTS AT THE ASEAN MUSIC SHOWCASE FESTIVAL 2022
• Joint Press Statement between the Republic of the Philippines and the Republic of Singapore on Strengthening the Philippines-Singapore Partnership 07 September 2022
• ITNEG WEAVING TRADITION FEATURED IN NANYANG ACADEMY OF FINE ARTS’ 3RD SOUTHEAST ASIAN ART FORUM 2022
• MINDANAO TO BECOME SINGAPORE’S NEXT INVESTMENT DESTINATION
• FILIPINO MIGRANT DOMESTIC WORKERS FEATURED AT THE DO YOU SEE ME? EXHIBITION
• INVITATION TO THE PRESIDENT’S MEETING WITH THE FILIPINO COMMUNITY, 6 SEPTEMBER 2022
• FACEBOOK GETS ACCREDITATION FROM POLO-SINGAPORE, OFFERS EMPLOYMENT FOR ADDITIONAL 200 OFWS TO SINGAPORE
• SINGAPORE TERRORISM AND THREAT ASSESSMENT 2022 REPORT
• MINISTER MALIKI VISITS PH EMBASSY, SIGNS CONDOLENCE BOOK FOR PRESIDENT RAMOS
• SPOTLIGHT ON FILIPINO CULTURE AT SENGKANG GENERAL HOSPITAL’S “YOU SPARKLE! AWARDS 2022”
• NEW FILIPINO-INSPIRED RESTAURANT KUBÔ OPENS IN SINGAPORE
• POLO-SINGAPORE CONDUCTS JOB SITE VISIT OF GOODWOOD PARK HOTEL
• ONLINE CONDOLENCE BOOK FOR THE LATE FORMER PRESIDENT FIDEL V. RAMOS
• PH EMBASSY GRACES ATENEO LEADERSHIP AND SOCIAL ENTREPRENEURSHIP GRADUATION RITES
• PH EMBASSY PARTICIPATES IN FAST’s 7th EDUCATION AND HEALTH FAIR FOR MIGRANT DOMESTIC WORKERS
• FILIPINO ART FILMS FEATURED AT THE NATIONAL GALLERY OF SINGAPORE’S INTERNATIONAL FILM FESTIVAL
• PH EMBASSY IN SINGAPORE, CFO PARTNER TO RECONNECT OVERSEAS FILIPINOS THROUGH CFO BALINKBAYAN FORUM 2022
• STATEMENT OF FOREIGN AFFAIRS SECRETARY ENRIQUE A. MANALO ON THE 6TH ANNIVERSARY OF THE AWARD ON THE SOUTH CHINA SEA ARBITRATION
• ORDER OF SIKATUNA CONFERRED ON H.E. JOSEPH DEL MAR YAP
• PH EMBASSY IN SINGAPORE CELEBRATES PH EAGLE WEEK
• 4 DISTINGUISHED OVERSEAS FILIPINO INDIVIDUALS AND ORGANIZATIONS IN SINGAPORE RECEIVE PRESIDENTIAL AWARDS
• H.E. JOSEPH DEL MAR YAP BIDS FAREWELL; ENDS TOUR OF DUTY AS PH AMBASSADOR TO SINGAPORE
• Requests on Giving Voluntary Evidence via Video Conference within Embassy Premises
• PH EMBASSY IN SINGAPORE CELEBRATES 124TH PH INDEPENDENCE DAY WITH DIPLOMATIC RECEPTION
• PH CHAMBER OF COMMERCE SINGAPORE INTRODUCED DURING THE PH NATIONAL DAY RECEPTION
• SECRETARY LOCSIN GRACES GROUNDBREAKING CEREMONY OF PH EMBASSY’S NEW CHANCERY IN SINGAPORE
• PH EMBASSY IN SINGAPORE COMMEMORATES 124th INDEPENDENCE DAY WITH FILCOM
• PH EMBASSY PERSONNEL BENEFIT FROM SKILLS DEVELOPMENT TRAININGS
• PH AMBASSADOR YAP LEADS CULMINATING BAYANIHAN WALK HOUR
• PH EMBASSY IN SINGAPORE RESUMES IN-PERSON FLAG-RAISING CEREMONY, COMMEMORATES NATIONAL FLAG DAYS
• SUNDAY CONSULAR AND LABOR SERVICES (22 MAY 2022)
• AMBASSADOR YAP EXPRESSES APPRECIATION FOR SUPPORT FOR OVERSEAS VOTING IN SINGAPORE
• 2022 Overseas Voting Result
• DFA UNDERSECRETARY DULAY VISITS PH EMBASSY IN SINGAPORE, OBSERVES OVERSEAS VOTING
• EMBASSY CLOSURE FOR CONSULAR AND LABOR SERVICES
• Notice of Meeting by the Special Board of Canvassers (SBOC), 9 May 2022
• Third Philippines-Singapore Business & Investment Summit
• Reminder for Poll Watchers
• Advisory on Prohibited Acts During Voting Period
• DFA Statement on the passing of Philippine Ambassador to China, H.E. Jose Santiago “Chito” Sto. Romana
• FILIPINO YOUTHS DECIDE, VOTE FOR PH’s NEXT LEADERS
• MORE FILIPINOS IN SINGAPORE CAST VOTE ON A WEEKDAY
• MEDIA ACCREDITATION TO COVER PHILIPPINE OVERSEAS VOTING IN SINGAPORE
• 30-DAY PH OVERSEAS VOTING OPENS, 2,370 FILIPINOS IN SINGAPORE CAST VOTE ON FIRST DAY
• PH EMBASSY IN SINGAPORE CELEBRATES PAHIYAS FESTIVAL THROUGH FIESTA FILIPINAS SEASON 2
• PH EMBASSY IN SINGAPORE CONDUCTS FINAL TESTING AND SEALING OF VOTE COUNTING MACHINES
• PH EMBASSY IN SINGAPORE ENDS MONTH-LONG CELEBRATION OF THE 2022 NATIONAL WOMEN’S MONTH
• PH EMBASSY IN SINGAPORE INTENSIFIES ELECTION INFO DRIVE, CONDUCTS VOTERS EDUCATION FORUM
• MISS UNIVERSE CATRIONA GRAY UNVEILS HER WAX FIGURE AT MADAME TUSSAUDS SINGAPORE
• PH EMBASSY PARTNERS WITH FDCP, NUS FOR FILM SHOW
• PH EMBASSY IN SINGAPORE CELEBRATES 2022 NATIONAL WOMEN’S MONTH
• FILCOM IN SINGAPORE LEARNS ABOUT HALALAN 2022, VTL AT PH EMBASSY’S UNANG UGNAYAN
• PHILIPPINE STATEMENT AT THE EMERGENCY SPECIAL SESSION OF THE UN GENERAL ASSEMBLY ON UKRAINE
• UPDATES ON PH VACCINATION ROLL OUT
• OFWS IN SINGAPORE LEARN ABOUT SECURING OEC THROUGH POPS-BAM
• PH, SG TO RESTORE TWO-WAY QUARANTINE-FREE TRAVEL THROUGH VTL BEGINNING 4 MARCH
• FILCOM IN SINGAPORE SHINES AT THE 50TH CHINGAY PARADE
• CALL FOR NOMINATIONS FOR THE ASEAN PRIZE 2022
• PH EXPRESSES SUPPORT FOR THAILAND’S APEC CHAIRMANSHIP IN 2022
• PHILIPPINE EPASSPORT RENEWAL CENTER (PaRC) OPENS FIRST ASIA-PACIFIC SITE IN SINGAPORE
• PH and SG REAFFIRM CLOSE BILATERAL TIES DURING SECRETARY LOCSIN’S WORKING VISIT TO SINGAPORE
• LAUNCH OF THE EPASSPORT GLOBAL ONLINE APPOINTMENT SYSTEM (GOAS)
• PH EMBASSY IN SG CONGRATULATES RECIPIENTS OF THE 2021 PRESIDENTIAL AWARDS
• PHILIPPINE STUDIES PROJECT OF THE ISEAS – YUSOF ISHAK INSTITUTE EXTENDED UNTIL 2023
• FILIPINO CONTEMPORARY ART FEATURED AT S.E.A. FOCUS 2022
• PH VACCINATION ROLLOUT REACHED 100 MILLION MARK
• MESSAGE OF PRESIDENT RODRIGO ROA DUTERTE ON THE COMMEMORATION OF RIZAL DAY
• PH EMBASSY IN SINGAPORE COMMEMORATES MARTYRDOM OF DR. JOSE RIZAL
• PH EMBASSY IN SINGAPORE RECEIVES DONATION OF HAND SANITIZERS FROM BORDEN EAGLE GROUP
• COFFEE TABLE BOOK ON 50 YEARS OF PH-SG FRIENDSHIP LAUNCHED
• PH EMBASSY EXTENDS ASSISTANCE TO 200 RETURNING FILIPINOS STRANDED AT CHANGI AIRPORT
• PH EMBASSY IN SINGAPORE HOLDS TALK ON WOMEN’S RIGHTS
• AZKALS CALL ON WITH PH EMBASSY IN SINGAPORE
• PH VACCINATION REACHES 94 MILLION MARK
• AZKALS GET SUPPORT FROM KABABAYANS IN OPENING GAME AGAINST SINGAPORE
• PH EMBASSY IN SINGAPORE HOLDS ONLINE LEGAL CLINIC
• FILIPINO NURSE BEARS PH FLAG IN SUZUKI CUP OPENING CEREMONY IN SINGAPORE
• FOURTH UGNAYAN REACHED A WIDER AUDIENCE AS THE YEAR ENDS
• PHILIPPINE HIGH FASHION FEATURED AT PRIVATO ASIA SINGAPORE
• SECOND PHILIPPINE FILM FESTIVAL IN SINGAPORE A SUCCESS AMIDST COVID-19 PANDEMIC
• PH EMBASSY IN SINGAPORE LAUNCHES 18-DAY CAMPAIGN TO END VIOLENCE AGAINST WOMEN (VAW)
• PH AND SINGAPORE SIGN FINTECH COOPERATION AGREEMENT
• PH AMBASSADOR TO SINGAPORE WELCOMES PARTICIPANTS OF DAP-LKYSPP COURSE ON PUBLIC POLICY AND PUBLIC SECTOR LEADERSHIP
• PHILIPPINES, SINGAPORE INK MOU ON SCIENTIFIC AND TECHNOLOGICAL COOPERATION
• PH AMBASSADOR TO SINGAPORE GRACES THE LAUNCH OF ATENEO ONLINE LEARNING COURSE
• PH EMBASSY IN SINGAPORE CONCLUDES VOTER REGISTRATION, RECORDS OVER 27,000 REGISTRANTS
• PH AMBASSADOR TO SINGAPORE WITNESSES THE RENEWAL OF MOU BETWEEN INFRASTRUCTURE ASIA AND THE PUBLIC-PRIVATE PARTNERSHIP CENTER OF THE PHILIPPINES
• PH AMBASSADOR TO SINGAPORE RECEIVES PH TOURISM OFFICIALS, EXCHANGES VIEWS ON TOURISM INDUSTRY AMID COVID-19 PANDEMIC
• CNA 983 LIVE INTERVIEW OF PHILIPPINE AMBASSADOR TO SINGAPORE JOSEPH DEL MAR YAP
• PH AMBASSADOR TO SG JOINS PANEL DISCUSSION AT THE 7TH RHT CHINA-ASEAN BUSINESS ALLIANCE (CABA) ASEAN SUMMIT
• TEMASEK FOUNDATION DONATES 5,000 MULTI-PURPOSE CUBE TENTS TO THE PHILIPPINES
• MANA MO: PHILIPPINE PRIORITY SEASCAPES DOCUMENTARIES
• MOU BETWEEN IACADEMY AND TEMASEK POLYTECHNIC SIGNED IN THE PRESENCE OF PH AMBASSADOR TO SINGAPORE
• AMBASSADOR YAP CALLS ON SINGAPORE MINISTER FOR TRADE AND INDUSTRY GAN KIM YONG
• PHILIPPINE EMBASSY, SINGAPORE BUSINESS FEDERATION COLLABORATE ANEW TO PROMOTE TRADE AND INVESTMENT OPPORTUNITIES IN PH
• ONLINE LITERACY SESSION ON INVESTING IN RETAIL DOLLAR BONDS (RDBs)
• 3RD UGNAYAN SA EMBAHADA ENCOURAGES FILCOM TO OBSERVE HEALTH PROTOCOLS, REGISTER FOR 2022 NATIONAL ELECTIONS, AND ENGAGE IN COMMUNITY SERVICE
• PHILIPPINES AND SINGAPORE CONVENE THE 5TH ROUND OF INFORMAL CONSULTATIONS ON BILATERAL RELATIONS
• AMBASSADOR YAP DELIVERS INSPIRATIONAL SPEECH AT PICE-SG’S VIRTUAL MIDYEAR TECHNICAL CONFERENCE 2021
• STATEMENT OF SECRETARY TEODORO L. LOCSIN, JR. ON THE 5TH ANNIVERSARY OF THE ISSUANCE OF THE AWARD ON THE SOUTH CHINA SEA ARBITRATION
• OATH TAKING CEREMONY FOR THE NEW OFFICERS OF THE UNIVERSITY OF THE PHILIPPINES ALUMNI ASSOCIATION SINGAPORE
• PHILIPPINE AMBASSADOR TO SINGAPORE H.E. JOSEPH DEL MAR YAP DELIVERS AN ADDRESS BEFORE PARTICIPANTS FROM THE HOUSE OF REPRESENTATIVES AND SENATE OF THE PHILIPPINES TO THE DAP-LKYSPP E-COURSE ON PUBLIC POLICY AND PUBLIC SECTOR LEADERSHIP
• ONLINE CONDOLENCE BOOK FOR THE LATE FORMER PRESIDENT BENIGNO S. AQUINO III
• FILCOM IN SINGAPORE CELEBRATES 26TH FILIPINO MIGRANT WORKERS DAY
• STATEMENT ON THE DEATH OF FORMER PRESIDENT BENIGNO S. AQUINO III
• NEW OFFICERS OF THE SCOUTS ROYALE BROTHERHOOD SINGAPORE ALUMNI ASSOCIATION TAKE OATH BEFORE THE PHILIPPINE AMBASSADOR TO SINGAPORE
• PHILIPPINE EMBASSY IN SINGAPORE HOLDS VIRTUAL DIPLOMATIC RECEPTION
• 123rd INDEPENDENCE DAY CELEBRATIONS OF THE PHILIPPINE EMBASSY IN SINGAPORE KICKS OFF WITH A VIRTUAL FLAG RAISING CEREMONY
• SGPE Holds 2nd Ugnayan sa Embahada, Prayers Offered for the Filipino Community
• PHILIPPINE AMBASSADOR LAUDS EFFORTS OF THE SEVENTY-ONE (71) OVERSEAS FILIPINO WORKERS (OFWS) WHO GRADUATED FROM THE ATENEO OF-LIFE PROGRAM
• NEW OFFICERS OF THE INSTITUTE OF ELECTRONICS ENGINEERS OF THE PHILIPPINES (IECEP) – SG TAKE OATH BEFORE THE PHILIPPINE AMBASSADOR TO SINGAPORE
• THE SECRETARY OF FOREIGN AFFAIRS’ MESSAGE FOR THE 2021 QUINCENTENNIAL COMMEMORATION
• TECH START-UP IN SG OFFERS NEW AND COST EFFECTIVE INTERNET TECHNOLOGY TO PH GOVERNMENT
• SINGAPORE’S TEMASEK FOUNDATION DONATES HIGH GRADE MEDICAL EQUIPMENT ANEW TO SUPPORT THE PHILIPPINES COVID-19 RESPONSE
• Philippine Embassy in Singapore and PCCI Successfully Hold 2nd Philippines-Singapore Business and Investment Summit
• CALL FOR NOMINATIONS: 2021 MIGRATION ADVOCACY AND MEDIA AWARDS
• NEW PHILIPPINE INSTITUTE OF CIVIL ENGINEERS OFFICERS TAKE OATH BEFORE THE PHILIPPINE AMBASSADOR TO SINGAPORE
• PHILIPPINE EMBASSY CONDUCTS FIRST “UGNAYAN SA EMBAHADA”
• PH EMBASSY SG CONDUCTS FIRST VIRTUAL PAOS THIS YEAR
• ASEF Recognizes Contributions of PH and Filipino Staff Members
• Singapore PE Holds Sunday Services, 18 October 2020
• Temasek Foundation, Filinvest Development Corporation and Lucio Tan Group Donate BiPAP Machines and Face Masks for PH COVID-19 Response
• PH Embassy Singapore and ASEF Collaborate on Webinar “How Relevant is Cultural Diplomacy in the Face of a Global Crisis?”
• 10 Luzon Bleeding-Hearts finally go home to PH
• 325 Filipinos Repatriated through PH Embassy’s 8th Repatriation Flight
• PH Embassy Singapore Spreads the Love for Frontliners through Jollibee
• 2 Filipinos in SG honored with Nurses’ Merit Award
• Temasek Foundation Donates More Test Kits and PPEs to PH’s COVID-19 Response
• PH Embassy Singapore Repatriates 373 Filipinos
• ISEAS hosts 2nd Seminar under Philippines Project: Building Back Better from PH’s Pandemic Recovery
• Temasek Foundation Donates 100 Oxygen Concentrators for PH’s COVID-19 Response
• PH Embassy, Artdialogo Asia Collaborate on National Heritage Month Art Tutorials
• Temasek Foundation Donates Test Kits and Ventilators for PH COVID-19 Response
• SG Donates 3,000 Covid-19 Testing Kits and 1 Polymerase Chain Reaction Machine to PH
• Fitch Revises Philippines’ Outlook to Positive; Affirms at ‘BBB’
• PH Studies Agreement between PH Embassy and ISEAS inaugurated with Public Lecture on Muslim Mindanao
• Prof. Ocampo conducts lecture on Rizal in Singapore
• Philippine Embassy in Singapore – Advisory on Coronavirus Disease 2019 (COVID-19)
• Loboc Children’s Choir Serenades the Filipino Community in Singapore
• Philippine Embassy in Singapore Participates in The Simbang Gabi
• Loboc Children’s Choir Officially Closes Yearlong Celebration of Golden Jubilee Celebration of PH-SG Relations
• Philippine Embassy in Singapore Celebrates Rizal Day
• Filipino Artistry Shines in Singapore Biennale 2019
• PH Embassy Briefs DAP’s Public Management Development Program Participants
• Pair of Philippine Eagles at Jurong Bird Park Officially Presented to the Public and Media
• Philippine Embassy in Singapore in collaboration with the International Pro Bono Alliance, Inc. – Conduct a Free Lecture and Legal Aid Clinic for the Filipino Community
• ASEAN Gala Night 2019 Successfully Held in Singapore
• Inaugural Philippine Film Festival Successfully Held in Singapore
• DOT in CAPA Asia Aviation Summit to bring in more Airlines to PH
• UP Alumni Association Singapore Raise Funds for Scholarship Program through Cookbook
• First Philippines-Singapore Business and Investment Summit
• Filipino Tour Operators and Tourism Destinations Participated at the ITB Asia 2019
• Filipino Photo Artist Featured for the First Time in Art Trek
• Art Trek 13 Concludes with a Back-to-Back Exhibition and Art Workshop
• Utterly Art Unveils its Rich Collection of Masterpieces for Art Trek 13
• Manila Urban Vibe Showcased at Art Trek 13 Exhibit
• Photo Exhibit on 50 Years of PH-SG Friendship Launched at National Library Singapore
• Whimsical Art Takes the Limelight at Di Legno’s Art Trek 13
• A Fusion of Art and Design Sets the Theme for Art Trek 13 “Archipelago” Exhibition in Singapore
• Hibla Exhibition Makes its Last Asian Stop this Year in Singapore
• ART TREK 13 Inaugural Exhibit Features Young Filipino Artists
• Bayanihan Inaugural Lecture Highlights Social Entrepreneurship
• PH Embassy Provides Briefing for Ngee Ann Students Travelling to PH
• DOT – TPB Conducts Philippine Business Mission to Singapore
• Philippine Ambassador to Singapore Graced the 16th Ambassador’s Cup
• Philippine Textile Embroidery Workshop
• Philippine Textile Cultural Exchange
• OWWA and Facebook Launch Global Digital Literacy Program for OFWs in SG
• The Life and Legacy of Mr. Rafael Salas
• Philippine Embassy in Singapore holds Third Filipino Community Leaders’ Meeting
• ADMU Lecturer Participated in the Workshop on Inequality and Exclusion in Southeast Asia
• Diskubre Tour for Young Filipinos Open for Registration
• Narra Saplings Symbolize Enduring PH-SG Relations
• Five Pinay HSWs in SG Write Own Cookbook
• Ms. Universe Singapore has Filipino Creative Consultant
• DTI Usec. Rafaelita Aldaba and Executives of Filipino Startup Enterprises Participated in the Panel Discussion at Innovfest Unbound 2019
• Filipino Cuisine: The Next Big Thing in Singapore
• Philippine National Bank Conducts Seminar on Unit Investment Trust Fund for Filipinos Working in Singapore
• EMBASSY ADVISORY | On Investment Schemes
• MADZ Concludes Southeast Asian Tour by Captivating SG
• 12 Philippine IT Companies and Start-ups Participate in ConnecTech Asia 2019
• Philippine Embassy Singapore hosts reception to celebrate Independence Day and Golden Anniversary of bilateral relations
• EMBASSY ADVISORY | On the removal of the Red Satin Ribbon on All Legal Documents
• Singapore PE Commemorates 121st Philippine Independence Day with Panagbenga Theme
• Migration Advocacy and Media (MAM) Awards
• Filipino Artist Manuel Ocampo opens Exhibit at STPI
• SPF ADVISORY | Resurgence of Lucky Draw Scams
• PH Embassy Marks 50th Anniversary with SG through Launch of Commemorative Stamp
• TFC as An Official Media TV Partner of PH Embassy for the celebration of 50th Anniversary of PH-SG Relations
• PH Embassy SG celebrates National Heritage Month through storytelling with kids
• INVITATION | Storytelling Sessions for Children
• PH Embassy in Singapore convenes town hall meeting with the AFP Deputy Chief of Staff for Civil-Military Operations
• Notice of Final Testing & Sealing of Vote Counting Machines
• PH Embassy in Singapore holds 2nd Filipino Community Leaders’ meeting on 2019 PH Elections
• Filipino Diplomat Chosen to Deliver Valedictory Speech at Singapore’s Diplomatic Academy
• Philippine Embassy Singapore Conducts Cultural Briefing for Singaporean Primary School Counselors
• SP Jain School of Global Management Offers Scholarships for Filipino Students and Professionals
• First Metro Securities Conducts Seminars on Investment for Filipinos Working in Singapore
• Call for Proposals: The Evaluation of the Informal ASEM Human Rights Seminar Series (2012-2017)
• Franchise Expert Conducts Series of Talks on Venturing into the Philippine Market
• Philippine Department of Trade and Industry (DTI) Advisory
• International Filipina Designer Pia Gladys Perey Showcased in Singapore
• Overseas Voting for the 2019 Philippine National Elections | 13 April – 13 May 2019
• Guidelines for Accreditation (Mass Media / Filipino Community / NGO / CSO) in Connection with the Conduct of Overseas Voting for the May 2019 elections
• Philippine Embassy in Singapore Hosts Financial Literacy Seminar on Retail Treasury Bonds
• PH Showcases Resilience and Creativity at Chingay Parade 2019
• PH Explores Training Opportunities on Leadership and Diplomacy with SG
• Philippine Embassy, Singapore Participates in the Feast Day of Sto. Niño and the Sinulog Festival
• Financial Literacy Seminar on Purchasing Retail Treasury Bonds
• Ambassador, PH Businesses Discuss Creation of a Chamber of Commerce
• 50th Anniversary of PH-SG relations celebrations discussed at Filcom leaders meeting
• First Sunday Consular Services in Singapore for 2019
• CONSULAR ADVISORY | On the Birth Certificate Requirement
• EMBASSY ADVISORY | Sunday Operations
• PH and SG Jointly Launch Official Logo and Tagline for their 50th Anniversary
• CONSULAR ANNOUNCEMENT | On the delay in the delivery of ePassports from DFA Manila
• 34 Overseas Filipinos in Singapore Pass SPLE
• Philippine Embassy honours the Philippine Migrants during its Filcom Christmas Celebration
• Philippine Embassy in Singapore celebrates Rizal Day
• Filipino NTU Students meet and learn more about the Philippine Embassy
• PH Embassy supports the 2018 18-Day Campaign To End Violence against Women (VAW)
• Singapore Red Cross highlights Stories of Hope and Resilience in the wake of Typhoon Haiyan
• IBP-Misamis Oriental Chapter and Philippine Embassy in Singapore conduct Legal Aid Mission
• PH wins 2nd Place in the ASEAN Data Science Explorer 2018
• ART TREK 12 CONCLUDES WITH “BAHALA NA”
• Filipino Christmas Starts Early at Mandarin Orchard
• Singapore Minister Invites Peace Delegation from PH on the Bangsamoro Organic Law
• Art Trek 12 reaches the home stretch with eight Filipino contemporary artists
• Avante-Garde Exhibitions Featured in Art Trek 12
• Bangon. Arise. Stories of Hope and Resilience.
• Advisory for Hiring | Pag-IBIG Fund Singapore Office
• PH Looks to SG for Reforms in its Education System
• Young, Talented Filipino Artists showcased at ART TREK 12
• 2019 Foreign Service Officer (FSO) Examinations
• FREE LEGAL AID CLINIC
• PH – SG 50 Years of Diplomatic relations | Call for Submission
• Art and Science Meet at Featured Exhibitions of Art Trek 12
• Preview of the exhibit of Filipino artist Lindslee for #arttrek12 at Taksu Gallery
• TESDA Conducts Onsite Assessment Program for Overseas Filipinos in Singapore
• Filipina Promoted to Full Professor at NTU
• Love and Creativity Conquer All in Art Trek 12’s Opening Exhibition
• FILIPINO TECH STARTUP ENTERPRISES IN 2018 SWITCH
• Project Relocation | Pre-register by 05 October 2018
• Public Service Advisory on Typhoon Ompong
• Singapore Police Force Advisory on Lucky draw scams
• PRC Result for Registered Electrical Engineers and Registered Master Electricians
• Philippine Roadshow for 14 Petroleum Blocks
• Art Trek: Showcase of PH Art in Singapore now on its 12th Year
• PH ART TREK 2018: An Invitation from Momentous Arts
• “Travel Light” | by Abigail Dionisio and Welbart
• Philippine Embassy convenes Fourth Filipino Community Leaders’ Meeting
• Embassy Advisory for PhilHealth members
• Showcase of Philippine Indigenous Culture in SG highlights the need for its preservation
• NOTICE: To all PRC Examinees
• National University of Singapore Society Keen on Exploring Business and Investments in PH
• IMMIGRATION ADVISORY: For Married Filipino women traveling to Singapore
• KASAYSAYAN AT KALINANGAN: A Seminar-Workshop on Philippine Indigenous Culture | 11 August 2018 | 2:00 pm | Bayanihan Centre
• Pinoy Math Warriors Conquer Singapore
• 2nd PAOS for 2018 Conducted for HSWs in Singapore
• OWWA Deputy Administrator Calls on Philippine Ambassador to Singapore
• PH Highlights Climate Action Plans during ASEAN Meeting on Climate Change
• Philippine culture showcased in the ASEAN Arts Of Wonder
• Philippine Embassy in Singapore holds Training Workshop on Trauma
• Embassy Advisory on Loansharks
• Filinvest President/CEO talk about “Women in Business: Empowering Filipina Entrepreneurs”
• Potato Corner Opens in Singapore
• PH Embassy Briefs Association of Law Students of the Philippines on PH-SG Relations and ASEAN
• Filipino Community in Singapore Celebrates Pagdiriwang 2018
• Philippine Embassy Singapore Hosts Independence Day Diplomatic Reception
• Philippine Embassy convenes Third Filipino Community Leaders’ Meeting
• Singapore PE Commemorates 120th Philippine Independence at Official Residence
• Philippine Embassy Singapore attends “Isang Bangkang Malaya 2018″”
• Advisory for Embassy clients for 11 to 14 June 2018
• Singapore Police Force (SPF) Advisory on the “Lucky Draw” Scam
• 2nd Post Arrival Orientation Seminar (PAOS) on 10 June 2018
• Senator Legarda meets with Environment Minister Zulkifli, Philippines and Singapore to proactively reduce carbon emissions
• Senator Legarda calls for a stronger, collective ASEAN stance on green growth
• Philippine Ambassador To Singapore Hosts an Appreciation Dinner for Filipino Community Volunteers and Performers who assisted in the 28 April Meeting of President Rodrigo Roa Duterte
• Sunday business hours for May 20, June 17 and July 15
• Ambassador Yap grace the recognition night of the first Filipino-run school in Singapore
• COMELEC / DFA OVS Advisory
• Singapore Bridal Caravan showcases The Philippines’ finest in the wedding industry
• SGPE Explores Partnership with Casa Raudha Women Home
• Sec. Diokno : PH one of the fastest growing economies in ASEAN, next investment hub
• PH Culture promoted during International Friendship Day with the Singaporean Primary students
• Official trip of President Duterte to Singapore
• Philippine Embassy convenes its Second Filipino Community Leaders’ Meeting
• PH Ingenuity behind Pirates of the Caribbean-Inspired Yacht in SG
• Philippine Coast Guard Deputy Commandant Elected as Chairman of ReCAAP
• Filipino Professor Imparts Expertise at the Yale-NUS Symposium on the Politics of Dress in Pre-Modern Southeast Asia
• Filipina Bags Women of the Future Southeast Asia Award for Social Entrepreneurship
• Singapore PE Joins the 2018 Immigration and Checkpoints Authority (ICA) Liaison Night
• Singapore PE Celebrates Women’s Month with Rizal
• Philippines participates in The Chingay@Heartland 2018 Celebration
• Election of the 2018 Philippine Independence Day Committee officers
• Oathtaking of The Ateneo Alumni Association of the Leadership And Social Entrepreneurship-Singapore Chapter (AAALSE-SG) Officers
• PH Start-up on Energy and Artificial Intelligence Positions Itself as Tech Company in Southeast Asia
• PH Designed Furniture Showcased at the International Furniture Fair Singapore (IFFS) 2018
• DTI Secretary Lopez: ASEAN is the Fastest Growing Region in the World, Exceeds Expectations
• DTI Secretary Attends the 24th ASEAN Economic Ministers Retreat and Other Related Meetings
• PH is no. 1 ‘best country to invest in” – US News report
• Post Arrival Orientation Seminar for Filipino Domestic Workers in Singapore
• Singapore PE conducts Training on Countering Human Smuggling and the Palermo Protocols to Embassy Personnel
• Heneral Luna Holds its Singapore Premiere
• Century of Light showcase
• Mayor Lani Cayetano Participates in the Spouses’ Program of the ASEAN Foreign Ministers’ Retreat
• Townhall Meeting Between Secretary Alan Peter S. Cayetano and Filipino Community Leaders in Singapore
• ASEAN Foreign Ministers’ Retreat – 6 Feb 2018
• Philippine Delegation Attend the 7th ASLOM Working Group on a Model ASEAN Extradition Treaty
• 106 Filipinos Graduate from The Master’s Training International
• Philippine Embassy Participates in the Feast Day of Sto. Niño and the Sinulog Festival in Singapore
• GENERAL LUNA by Jerrold Tarog
• New PH Ambassador to Singapore Presents His Credentials to SG President
• Philippine Embassy in Singapore Spearheads this year’s first Filipino Community Meeting and IBP-Davao City’s Legal Aid Mission
• Filipino Artists Showcased at ART STAGE Singapore
• PH Culture and SMEs Featured at Launching of SG’s ASEAN Chairmanship
• Philippine Embassy Promotes the Century of Light Exhibit
• New Philippine Envoy to Singapore Assumes Post
• Advisory to Filipinos on Illegal Recruitment for deployment to Russia
• Philippine Embassy in Singapore Participates in the Festive Filipino Celebration of Simbang Gabi 2017
• Philippine Embassy Graces the 92nd Founding Anniversary and Induction of Officers of APO Alumni Association Singapore
• Philippine Embassy Officials Attend the 2017 Aidha Photography Exhibition
• Farewell Message of H.E. Antonio A. Morales to the Filipino Community in Singapore
• Ambassador Morales Bid Farewell and celebrated Christmas with The Filipino Community in Singapore
• Ambassador Morales Makes a Farewell Call on Singaporean Foreign Minister
• Philippine Ambassador pays farewell call on Singapore Minister of Manpower
• PH Embassy Hosts ASEAN Gala in Singapore
• Ambassador Morales makes farewell calls on Singaporean Prime Minister and President
• Juan Luna Masterpieces Showcased at the National Gallery Singapore
• DOLE suspends processing of OECs
• DOT recognized as Tourism Organization of the Year by the CAPA Asia Pacific Aviation Awards for Excellence
• Courtesy Visit of FEU Institute of Tourism and Hotel Management Students
• Second Batch of Davao del Norte Delegate to the ASEAN Integration Learning Exchange Caravan (AILEC) Visited the Philippine Embassy
• Filipino Designers Showcased at Singapore Fashion Week
• Filipino-Australian receives Singapore’s Young Artist Award 2017
• Negros Oriental State University (NORSU) Students Visit the Philippine Embassy
• PH Tourism Promoted at 2017 ITB Asia
• University of St. La Salle- Bacolod Faculty and Students Pay Courtesy Call at the Philippine Embassy
• Ayala Land sees surge in SG investors to 50% since 2013
• Philippine Embassy attends 8th Foreign Domestic Workers Day
• Philippine Embassy attends opening of Ateneo Leadership and Social Entrepreneurship Programs opening sessions
• Philippine Delegation Participates in the CIL Regional Workshop on Southeast Asia Sea Areas
• DOTr Secretary Attends the 23rd ASEAN Transport Ministers Meeting
• ASEAN 50 marker unveiled at SMU Greens
• Philippine Ambassador congratulates new UAP officers at joint induction
• Philippine Embassy joins 22nd Anniversary celebration of Holy Rosary Rally in Singapore
• Barker Road Methodist Church cited for work benefiting Filipinos in Singapore
• BCDA and IE Singapore ink agreement on cooperation in the Development of New Clark City
• MARINA senior official takes part in 7th Maritime Public Leaders Programme
• Ambassador attends opening of Pinoy edition Vol. 1 pop up at edit lifestyle
• Philippine Embassy hosts showcase exhibition of Philippine Art Trek 2017 in Singapore
• Former Philippine Secretary of Foreign Affairs encourages ASEAN citizens to help make ASEAN better
• Clara Ole representatives meet with Philippine Embassy
• Philippine Embassy In Singapore Joins Tour Of Singapore Container Ports
• One East Asia Gallery reconnects with Philippine Art Trek
• James Cook University’s Pride of Place series features Philippine Tourism
• Millennials’ Voices opens at Di Legno Gallery Singapore
• Philippine Embassy participates in Singapore Red Cross International Bazaar
• 5th Meeting of Filipino Community Leaders convenes at Philippine Embassy Singapore
• Philippines Participate in the UN Workshop on Cybersecurity Norms
• Philippine Embassy in Singapore observes UN International Day of Peace
• Philippine Ambassador delivers opening address during launch of IP Book at NUS Law
• Progress in ASEAN Economic Community cited at RHT ASEAN Summit
• RBN Chambers LLC Calls on Philippine Ambassador
• 3rd Exhibit of 2017 Philippine Art Trek opens at Goshen Art Gallery Singapore
• Philippines places importance to Cybersecurity at Singapore International Cyber Week 2017
• NCCA Chairman launches Sentro Rizal in Singapore
• Philippine Embassy graces 16th anniversary celebration of Batangas Varsitarians Singapore
• Philippine Embassy and POLO hold Post-arrival Orientation Seminar
• Officials of Global Filipino Movement visit Philippine Embassy
• Philippine Ambassador congratulates new President of Singapore
• Heavy equipment supplier expresses interest in doing business in the Philippines
• Artist Nemiranda presents plan for art collaboration in Singapore
• SUPERHUMAN: ART TREK 2017 SECOND EXHIBIT
• ASEAN Chair’s AMMTC Team Held Talks with Singapore Government Officials
• Philippine Embassy held Strategic Wellness Seminar and Debriefing for Embassy Personnel
• OMWA Officials Visit Singapore
• Delegates from the National Institute of Physics, UP Diliman Represent Philippines at the Meeting on ASEAN Federation of Physics Societies
• PHILIPPINE EMBASSY IN SINGAPORE PARTICIPATED IN THE “2017 ASEAN DAY RECEPTION”
• The American Chamber in Singapore (AmCham) Officals call on the PH Ambassador
• “Life and Visionaries” a solo exhibition by Mr. Benjamin Cruz
• PH ECONOMIC TEAM CONDUCTS FIRST ECONOMIC ROADSHOW FOR ASIA IN SG
• Duterte’s men highlight vibrant Philippines before investors in first int’l roadshow
• Special Envoy Jose de Venecia speaks on One Belt, One Road
• Officials of El Shaddai Singapore pay courtesy call at the Philippine Embassy
• Philippine Embassy delegation tours Istana Heritage Gallery
• Philippine Embassy Officials grace LSE Graduation Ceremony
• The President’s message on the occassion of the ASEAN’s 50th Anniversary
• Philippine Embassy joins Social Contribution day of SSEAYP/ASEAN Project 3050 in Singapore
• DFA Undersecretary conducts consultations at Philippine Embassy in Singapore
• Philippine Ambassador says consensus-based decision-making process is important in preserving ASEAN unity
• 1st Preparatory Meeting for 2017 Gala Night convenes at the Philippine Embassy Singapore
• Philippine Ambassador to Singapore meets PHL participants at 19th APPSMO
• Gabriel Law Corporation Calls on Philippine Ambassador
• Training on the National Action Plan on Women, Peace and Security 2017-2022 Pioneered by PH Embassy Singapore
• PH Embassy and Nanyang Technological University Co-Host Panel Discussion on Women, Peace and Security in Southeast Asia
• Philippine Embassy Singapore convenes 4th Meeting of Filipino Community Leaders
• Hotel Sales and Marketing Representative seeks collaboration with PHL players
• Chairman of CARD MRI calls on Philippine Ambassador to Singapore
• Philippine Ambassador graces Maybank’s Cocktail Reception
• PH Chocolates and Pili Nuts Featured at the Specialty & Fine Food Asia 2017
• Thinking Pinoy visits the Philippine Embassy in Singapore
• Philippine Ambassador shares insights on ASEAN at Channel News Asia’s “Between the Lines”
• Philippine Embassy in Singapore leads observance of the 39th National Disability Prevention and Rehabilitation (NDPR) Week
• Vice Governor Ka-Agapay holds consultations with Officials of Philippine Embassy in Singapore
• New Business Development Director of Don Papa Rum calls on Ambassador Antonio A. Morales
• Philippine Embassy congratulates Pentecostal Missionary Church of Christ 4th Watch Singapore on 14th Anniversary
• Officials of Philippine Embassy in Singapore congratulate new graduates of Skill Training Programs
• Philippine Ambassador in Singapore ties it up for The Straits Times Run in the City 2017
• DepEd Officials in Singapore for 9th ASEAN School Games
• A Delegation of Vice Governors meet with Philippine Embassy Officials
• Presidents of Three State Universities visit the Philippine Embassy in Singapore
• Global strategist/author Dr. Parag Khanna presents copy of latest book to Philippine Ambassador to Singapore
• Senior Minister for State for Defence and Foreign Affairs Invites Philippine Ambassador to Hari Raya Open House
• Top Diplomats joins President of Singapore in Inter Racial Inter Religious Harmony Nite 2017
• Global Community Day 2017 features Philippine booth
• Bloomberg Singapore office welcomes officials of the Philippine Embassy
• UST Officials pay courtesy call at the Philippine Embassy in Singapore
• Officials of the Philippine Embassy bid farewell to Malaysian colleague
• Philippine Embassy Officials met Philippine delegation at Interpol World 2017 in Singapore
• Academic and author presents latest work to Philippine Ambassador to Singapore
• Philippine Ambassador to Singapore sits down with Vice Dean of NUS-LKYSPP
• Officials of Little Heroes Dreams pay courtesy call on Philippine Ambassador to Singapore
• Sun Media Pte. Ltd. officially presents Partner Philippines magazine to Philippine Embassy in Singapore
• Philippine officials visit the Philippine residence in Singapore
• PHILIPPINE EMBASSY JOINS THE EID’L FITR CELEBRATION
• Singapore PE screens “Remittance” in observance of Filipino Migrant Workers’ Day
• Ambassador Antonio A. Morales receives new Cambodian Ambassador to Singapore
• Isang Bangkang Malaya concludes PIDC 2017-related activities in Singapore
• 2nd Get-Together Event of Political Officers and Military Attachés organized by the Philippine Embassy in Singapore
• Philippine Ambassador to Singapore hosts Iftar
• Pagdiriwang 2017 held in Singapore
• Philippine Embassy hosts Diplomatic Reception in Singapore on the occasion of the 119th Anniversary of the Proclamation of’ Philippine Independence
• PH Embassy Singapore and LBC Send Relief Goods to Victims of Marawi Siege
• Philippine Embassy Singapore leads Flag-raising ceremony to observe 119th Philippine Independence Day
• Philippine Embassy officials participate in the 16th Shangri-La Dialogue
• Philippine Ambassador welcomes colleagues in Official Residence
• Philippine Embassy officials meet PEZA Director General
• PH Shares Best Practices on Hosting APEC
• Philippine Students at NTU-RSIS Singapore visit Philippine Ambassador’s Residence
• Philippine Embassy participates at International Friendship Day 2017 weekend Carnival at Singapore Discovery Centre
• Light of Jesus invites Philippine Embassy to 7th Anniversary Celebration
• National Book Development Board Encouraged to Promote Literary Exchanges between PH and SG
• PH selected as Country-in-Focus at CommunicAsia 2017
• Philippine Embassy Supports the 9th Special Olympics Singapore National Games
• Officials of Noble Life International visit Philippine Embassy in Singapore
• Philippine Embassy receives new set of officers of IIEE Singapore Chapter
• Philippine Ambassador graces 2017 edition of OFW Pinoy Talent Festival at YWCA Singapore
• Singapore PE Joins the Mother’s Day Celebration of HSWs
• Philippine Embassy hosts 3rd General Meeting of Filipino Community Leaders in Singapore
• BRP Gregorio del Pilar welcomes on board Philippine Embassy and Filipino community in Singapore
• Philippine Ambassador attends opening of IMDEX Asia 2017 in Singapore
• Philippine Embassy and Philippine Bayanihan Society Singapore led 3rd edition of Bayanihan Walk
• PH Promotes Leisure and MICE Tourism in Singapore
• Philippine Embassy celebrates Labour Day 2017 with Filipino Overseas Workers in Singapore
• Philippine Permanent Representative to ASEAN highlights the prospects of ASEAN 2025 at CNA-SMU Perspectives
• Golf Enthusiasts Tee Off for an even stronger ASEAN at friendly Golf Game
• Congressman Arthur Yap leads Congressional Delegation on Educational Tour in Singapore
• Philippine booth opens at the International Friendship Day 2017 Exhibition of the Singapore Discovery Centre
• Philippine Ambassador joins Annual Diplomatic Reception hosted by the President of Singapore
• Facebook Supports PH’s Public and Economic Diplomacy Thrusts
• Senate President Koko Pimentel meets Filcom leaders in Singapore
• Makati City Executives visit the Philippine Embassy in Singapore
• Philippine Ambassador graces Indonesian SDG Event
• AIMS Learning International opens new school
• Chancellor of James Cook University visits Philippine Embassy in Singapore
• PEZA Executives Complete Temasek Foundation International Leaders in Economic Development Programme
• Philippine Ambassador participates in OSIM Sundown Marathon 2017 in Singapore
• Skills Training Program provider invites Philippine Embassy officials to product presentation
• Philippine Embassy graces Iglesia ni Cristo event in Singapore
• Filipino boxer defends crown at WBC Silver Championship in Singapore
• PHILHEALTH officials conduct briefings for OFWs in Singapore
• Second Filipino Community Leaders Meeting held in Singapore
• Officials of Taman Bacaan presents book on anti-terrorism to the Philippine Embassy in Singapore
• High Commissioner of India calls on Philippine Ambassador to Singapore
• E-commerce in PH at nascent stage but still shows promise
• Filinvest to Open Office in Singapore
• Skills Training Provider in SG to award scholarships to OFWs
• ADVISORY TO FILIPINO NATIONALS IN SINGAPORE
• Philippine Embassy Officials join SICC Meeting
• Philippine Embassy Singapore holds activities in observance of “Buwan ng Sining”
• Representatives of Pagdiriwang 2017 Committee join lunch with Philippine Embassy Officials
• Representatives of ASKI pay courtesy call on Philippine Embassy Officials
• Philippine Madrigal Singers impress concertgoers at Esplanade Singapore
• Officials of the Philippine Embassy Singapore grace premiere of “Isang Araw: Ikatlong Yugto”
• Candidates from the Filipino Community compete in Beauty Pageants cum Fashion Shows in Singapore
• FOWS elects new set of officers
• ASEAN Heads of Mission bid farewell to Cambodian colleague
• PH featured as travel destination at the Aviation Festival Asia
• Yellow Cab Pizza Officially Launched in SG
• Media Advocacy and Media (MAM) Awards 2017
• 2017 Sessions of Leadership and Social Enterpreneurship (LSE) Program open in Singapore
• Post-arrival Orientation Seminar held at the Philippine Bayanihan Centre in Singapore
• Philippine Embassy Singapore participates in Friendly Golf Tournament
• PH Embassy in SG Reiterates Demonetization of Old Banknote Series
• PH and Bangladesh Envoys to SG Discuss Migration and ASEAN
• Filipino Lawyers in SG gather at the Philippine Official Residence
• Congressional Delegation Visits SG to Study its Energy and Waste Management Systems
• PHL Secretary of National Defense Visits Philippine Embassy in Singapore
• Sinulog returns to Singapore for the third time at Singapore’s Our Lady of Perpetual Succour Church
• Philippine Embassy Singapore launches Philippine 2017 Chairmanship of ASEAN with Filcom during first Meeting of the Year
• PH Ambassador to SG hosts DOT Secretary
• “Renaissance Revisit” opens at Di Legno Gallery Singapore
• Philippine Embassy Singapore receives delegation from Life College, Inc.
• Philippines Night showcase Filipino party atmosphere at the ASEAN Tourism Forum 2017
• Ambassador Antonio Morales briefs EU Heads of Mission in Singapore on PHL 2017 ASEAN Chairmanship
• PHL Embassy Officials grace HOME Academy 12th Graduation Ceremony
• Filipinos in SG Encouraged to Explore Franchising as Investment
• Philippine Participant in Singapore Army Command and Staff Course calls on Philippine Embassy Officials
• Philippine Embassy participates in International Conference on the Legal Dimension of the South China Sea Award
• Philippine Embassy leads observance of 120th Rizal Day in Singapore
• “Simbang Gabi” 2016 in Singapore
• Bangko Sentral ng Pilipinas Notice to the Public
• SG to host media training for PCOO
• President Duterte reaffirms strong PHL-SG relations during his State Visit to Singapore
• PAL Launches SG-Cebu Flights
• PH Embassy in SG conducts briefing for De La Salle Lipa Students
• Filipino Artist debuts solo ceramic exhibition in Singapore
• Egyptian Ambassador Calls on PH Ambassador to SG, says these are interesting times for Asia
• Paskong Pinoy 2016 for the Filipino community Singapore
• Filipino Culture showcased at the 2016 ASEAN Gala Night in Singapore
• PH Ambassador Receives UAE Counterpart in Singapore
• Avida Land Promotes PH Real Estate in Singapore
• Philippine DFA Undersecretary for Policy discusses his country’s 2017 Chairmanship of ASEAN at ISEAS-YII
• Joint TWC2-FFN Training Programme Graduates latest batch of Trainees
• POLO Singapore conducts Livelihood Seminar for OFWs
• PHL officials gather at Official Residence in Singapore
• Senator Leticia Ramos-Shahani delivers lecture at the Singapore Management University
• FOWS holds 24th Graduation Ceremony
• PSALMIDEO’S THANKSGIVING CONCERT , “CARITAS ET AMOR” (CHARITY AND LOVE)
• Ambassador Morales closes 16th ASEM Seminar on Human Rights in Beijing
• Ambassador Antonio A. Morales receives DPRK’s Ambassador to Singapore
• PH Embassy joins the 12th Year Anniversary of Metro Remittance Singapore
• Students from New Era University Visits the Philippine Embassy in Singapore
• 7 Pag-IBIG projects honored at ASSA Recognition Awards 2016
• COURTESY CALL OF THE QUEZON CITY BARANGAY OFFICIALS
• PHILIPPINE AMBASSADOR ATTENDS THE OFFICIAL OPENING OF PORT CITIES: MULTICULTURAL EMPORIUMS OF ASIA, 1500-1900
• Filipino Artists join Singapore Biennale 2016
• PHL Exhibitors make presence felt at ITB Asia 2016 in Singapore
• 2016 International Conference on Religion and Peace held in Singapore
• Philippine Embassy joins Muslim Converts Association of Singapore in Cultural Diversity Celebration
• NACPAE holds conference in Singapore, pays courtesy call at the Philippine Embassy
• Philippine Embassy in Singapore Observes the National Attention Deficit/Hyperactivity 2016 Awareness Week
• Philippine Embassy Welcomes Students from PATTS College of Aeronautics
• ABS-CBN celebrities entertain Filipino community in Singapore
• Manhattan Fish Market Singapore introduces ‘masarap platter’ to Filipino audience
• Overseas Filipino Workers graduate from FILODEP Skills Training Course
• Findings of Leadership Mosaics Across Asia Research presented at Resorts World Sentosa Singapore
• IREMIT calls on Philippine Embassy in Singapore
• Two (2) Philippine Real Estate Companies join Singapore Property Guru Event
• Ortigas and Company calls on Philippine Embassy in Singapore
• Financial Literacy & Entrepreneurship Seminar 2016
• Gawad Sulo Foundation, Inc. confers award to Philippine Ambassador to Singapore
• Philippine Ambassador attends SSEAYP Day celebration in Singapore
• Holy Rosary Rally observes 21st Anniversary
• GSSI Members gather for 2nd Year Anniversary at East Coast Park, Singapore
• 5th Post-arrival Orientation Seminar held at the Philippine Bayanihan Centre in Singapore
• Philippine Embassy joins 33rd Anniversary celebration of Filipino Ministry at Barker Road Methodist Church
• S. Rajaratnam Endowment Youth Model ASEAN Conference concludes in Singapore
• Philippine Ambassador at the Singapore Cultural Medallion and Young Artist Awards 2016
• Philippine Justices attend Singapore Symposium on Cross-Border Disputes Involving Children
• 10th Philippine Art Trek in Singapore Concludes with A Symposium and Photo Exhibit of Pinoygraphers (Singapore), “A Beautiful Singapore”
• Premium Philippine ‘Don Papa Rum’ now available in Singapore
• ATN Section Advisory
• Kabayan Let’s Go Team pays courtesy call on Ambassador Morales
• Ambassador Morales meets Swedish Ambassador-designate
• Philippine Embassy Officials welcome DA Undersecretary in Singapore
• Philippine Embassy in Singapore Observes the 13th Cerebral Palsy Awareness and Protection Week Celebration
• Display of solidarity now becoming a practice in ASEAN Diplomatic Receptions in Singapore
• Philippine Embassy Singapore convenes 5th Filipino community leaders meeting
• Filipino Scholars at LKYSPP Visit Official Residence
• Two more exhibits open under the 10th PHL Art Trek in Singapore
• COMELEC Notice of Hearing (Deactivation of Records)
• 10th Philippine Art Trek Openings at Utterly Art and Di Legno Gallery
• Philippine Ambassador attends the Indian Ocean Conference 2016
• NCCA Chair Visits Singapore
• Singapore Business Federation briefing on the Philippines for Investors
• Official Launch of the 10th Philippine Art Trek on 02 September 2016
• SSS celebrates its 59th Year Anniversary
• Induction/Oath Taking Ceremony for The New Triskelion Singapore Council Officers by the PHL Ambassador
• Courtesy call of the US Ambassador in Singapore
• Filipino United Network (FUN) games Holds the KKK Charity Bowling Cup 2016
• Socio-Economic and Political Briefing for EU Investors
• 2016 Bridal Caravan Kicks off in Singapore
• Filipino Entrepreneur bags Asia Pacific Entrepreneurship Awards 2016 – Singapore
• PHILIPPINE AMBASSADOR JOINS THE CELEBRATION OF THE 25TH ANNIVERSARY OF NANYANG TECHNOLOGICAL UNIVERSITY
• Philippine Ambassador Attends the 2nd Commencement Exercise of The Master’s Training International
• Philippine Ambassador Graces the Graduation Rites of HOME Academy
• Courtesy Call Of The New Austrian Ambassador In Singapore
• IGLESIA NI CRISTO CELEBRATES ITS 102ND ANNIVERSARY AND THE 5TH ANNIVERSARY OF IGLESIA NI CRISTO IN SOUTHEAST ASIA
• PHILIPPINE EMBASSY SUPPORTS LAUNCH OF CENTRE FOR DOMESTIC EMPLOYMENT (CDE) MOBILE OUTREACH TO HOUSEHOLD SERVICE WORKERS
• PNB CELEBRATES ITS 100TH ANNIVERSARY
• Forum on business opportunities in PHL
• Courtesy Call of Geylang International FC
• Philippine Embassy conducts seminar on swine raising
• 318 Household Service Workers Graduate from HOME Academy
• Matinee Idol Alden Richards Calls on Philippine Ambassador
• Philippine Ambassador Antonio A. Morales participated in the Pocari Sweat Run Singapore 2016
• Philippine Embassy in Singapore Visits and Donates Books to the National Library Board (NLB) Singapore
• AmCham Singapore Calls on Philippine Ambassador
• Ambassador Morales graces 13th anniversary celebration of Pentecostal Missionary Church of Christ Singapore
• Post-arrival Orientation Seminar organized at the Philippine Bayanihan Centre in Singapore
• Philippine Embassy Singapore holds fourth Filipino community leaders meeting
• Transfer of COMELEC Registration Records (Barangay Elections)
• Philippine Embassy in Singapore Conducts Dialogue with HOME
• Filipino officials participate in Temasek Foundation-Nanyang Polytechnic Food Safety and Technology Project
• Philippine Embassy in Singapore observes 2016 International Day Against Drug Abuse and Illicit Trafficking
• Donation of Mama Sita Commemorative Stamps at the Singapore Philatelic Museum
• Mt. Pinatubo 1991 Eruption Anniversary Special
• Philippine Fair held at Fair Price Extra Jurong Point, Singapore
• Philippine Embassy in Singapore hosts Diplomatic Reception
• 118th Anniversary of the Proclamation of Philippine Independence
• Philippine Embassy supports Philippine Booth at CommunicAsia 2016
• Bright prospects for BPO sector in PH
• Philippine Embassy in Singapore Observes the National Heritage Month
• Ambassador Morales receives guests from the Philippines
• Nine (9) Filipino start-ups join CommunicAsia 2016
• Filipino Overseas Workers in Singapore celebrates 24th Founding Anniversary
• Filipino literary artists shine in Singapore
• Philippine Tourism Promotion Board conducts 2016 sales and MICE mission to Singapore
• Leadership and Social Enterpreneurship (LSE) Program launches in Singapore
• Philippine Bayanihan Society Singapore holds Seminar on “Effortless Leadership”
• Ambassador Morales attends UPAAS’ Talk, “Because Words Matter”
• Rules on Bringing Philippine or Foreign Currencies into or out of the Philippines
• Ambassador Morales joins colleagues at Annual Diplomatic Reception at the Istana, Singapore
• Mother’s Day and Vesak Day celebration at Tanjong Pagar GRC
• Franchisers Group calls on Philippine Embassy
• PH officials attend two week executive training course at Nanyang Technological University
• Singaporean Business intent to learn about opportunities in PH market
• Overseas Voters from other Posts can vote in Singapore
• Producers of Fresh and Processed Food from PH attend Food and Hotel Asia 2016
• Director for Sales and Marketing of Crimson Resort & Spa in Mactan, Cebu calls on the PH Ambassador
• New PAL manager calls on Philippine Embassy
• Amb. Morales talks about the Philippines’ bright economic prospects
• DOST Officials attend Training Program at Nanyang Polytechnic
• Philippine Embassy officials tour Fullerton Bay Hotel Singapore
• UST graduate students pay courtesy visit at the Philippine Embassy
• Philippine Embassy in Singapore co-organizes the Bayanihan Walk 2016
• Philippine Embassy in Singapore Observes the 12th Women with Disabilities Day
• NTU Alumni officially launch group in the Philippines
• Philippine Ambassador congratulates Graduates of 3rd Leaders in Economic Development Programme
• SINGAPORE PE PARTICIPATES IN THE “COME, LET’S EAT” GLOBAL POTLUCK, A CULTURAL PROJECT BY NANYANG TECHNOLOGICAL UNIVERSITY (NTU) STUDENTS
• Philippine Furniture and Furnishing outfits join International Furniture Fair Singapore 2016
• Nominations for the 2016 Presidential Awards for Filipino Individuals and Organizations Overseas
• Reminder Against the Conduct of Political Campaigns in Singapore
• Singapore PE’s ATN Section Participates in the 2016 Immigration and Checkpoints Authority Liaison Night
• Philippine Embassy in Singapore Visits and Donates Books to the Singapore Management University (SMU)
• Important Advisory from the Bangko Sentral ng Pilipinas
• Philippine Embassy receives Students from St. Scholastica’s College
• Incoming PAL Country Manager pays introductory visit at the Philippine Embassy Singapore
• Hail Mary the Queen Children’s Choir performs in Singapore
• Philippine Embassy Singapore gears up campaign for Overseas Voters to vote early in 2016 PHL elections
• Post- arrival Orientation Seminar conducted at the Philippine Bayanihan Centre Singapore
• Philippine Ambassador swears to office new set of NetFil Singapore Officers
• Alveo Land Representatives call on Philippine Embassy
• San Beda Legal Aid Bureau calls on Philippine Embassy
• Elections 2016 Important Notice
• Philippine Embassy in Singapore Observes the 30th Anniversary of the 1986 EDSA People Power Revolution
• Philippine Ambassador to Singapore receives PHL Delegation to the Singapore Airshow 2016
• Philippine Ambassador meets Officials of ILO Regional Office for Asia-Pacific
• Philippine Embassy in Singapore celebrates the traditional ‘Lo Hei’
• Calidad Humana – Kapwa Charter Making Competition
• Advisory from the Ministry of Manpower (MOM)
• Mass Media Accreditation for the 2016 OAV Elections
• FILCOM/NGO/CSO Accreditation for 2016 OAV Elections
• Philippine Retirement Authority officials visit Singapore
• Officials of House Committee on Housing and Development and Philippine Housing Agencies visit the Official Residence in Singapore
• A reminder on the Minimum Allowable Wage for Household Service Workers – Singapore
• Philippine Embassy Singapore convenes first Filipino Community Meeting for 2016
• Philippine Ambassador receives Officials of AIDHA Singapore
• What we need to know about the ASEAN Community
• Ambassador Morales receives officials of Alpha Phi Omega Alumni Singapore Chapter
• Representative of Embraer pays courtesy call on officials of Philippine Embassy in Singapore
• Sinulog Festival 2016 held at Singapore’s Our Lady of Perpetual Succour Church
• Philippine Ambassador graces HOME Skills Training Program Graduation Ceremony
• MFA Permanent Secretary hosts Farewell Luncheon for departing ASEAN Heads of Mission
• Singapore PE Commemorates the 119th Death Anniversary and Martyrdom of Dr. Jose P. Rizal
• Cebu Pacific‘s direct flight from Singapore to Davao City takes off
• Philippine Embassy celebrates early Christmas for the Filipino community in Singapore
• Ambassador Morales graces ACMI Graduation in Toa Payoh, Singapore
• Filipino awardees honoured at 6th FDW Day and FAST 10th Anniversary celebration
• Philippine Embassy officials pay courtesy call on new Singapore Minister for Manpower
• “Simbang Gabi” 2015 begins in Singapore
• Travel Advisory
• AvidaLand brokers in Singapore to promote latest projects
• Tender Juicy Hotdogs now available in Singapore
• Philippine Embassy in Singapore Commemorates the 125th Birth Anniversary of President Elpidio Quirino
• Philippine Ambassador receives Chief Executive of Singapore Land Authority
• Philippine Embassy congratulates the Philippine Airlines for its Golden Anniversary
• Philippine Embassy joins inaugural Societal Leadership Summit
• Filipino cuisine and choral performance showcased at the 2015 ASEAN Gala Night in Singapore
• Radio Public Service Announcement: Overseas Voters Record Reactivation
• Philippine Bayanihan Society Singapore celebrates 14th founding anniversary
• Philippine Embassy in Singapore conducts Seminar on ASEAN and the ASEAN Economic Community
• Philippine Ambassador to Singapore visits Singapore 2nd Home Team Festival Exhibition
• Symposium “Workforce Readiness in ASEAN Member States: Implications of an ASEAN Economic Community”
• 560 Students Graduate from FOWS Skills Training Program
• Safety and Security Awareness Workshop for OFWs Conducted in Singapore
• Philippine Embassy joins 16th Ambassador’s Cup
• Philippine Embassy participates in Inaugural Diplomatic Charity Bazaar in Singapore
• Students from the University of San Jose-Recoletos (USJ-R) visit the Philippine Embassy in Singapore
• House Committee on Housing and Urban Development Conducts Study Tour in Singapore
• Philippine Embassy and COMELEC-OFOV conclude OAV Registration in Singapore
• “Visit the Philippines Again 2016” campaign logo is cover feature of TTG Show Daily of International Tourism Bazaar (ITB) Asia
• Ambassador Morales extends moral support to PHL players at WTA Futures Stars Tournament
• “Virtuosity” Art Exhibition unveils at Royal Plaza on Scotts Singapore
• New set of officers takes helm for United Architects of the Philippines – Singapore Chapter
• CHED Chairperson meets Counterpart from Singapore
• 2nd Batch of PHL Participants of Temasek Executive Training Program call on PHL Ambassador to Singapore
• Philippine Embassy joins Hello Asia 10th anniversary celebration
• 48th Batch of Graduates complete Skills Training at FILODEP Singapore
• Rambak Cordillera Singapore gathers for 4th Foundation Day
• Barker Road Methodist Church celebrates 32nd Anniversary of Filipino Ministry
• SG50 Diplomatic Charity Bazaar 2015
• Philippine Ambassador participates in The Straits Times Run 2015 at the Singapore Sports Hub
• Filipino youth is proud Recipient of award from Singapore Red Cross
• Mid-Autumn Festival Celebration of the Singapore Chinese Chamber of Commerce and Industry (SCCCI)
• De La Salle University Lipa Students visit Singapore
• “Fiesta ng Bayan” 2015 held in Singapore
• Rodel Tapaya’s “Diamond in the Distance” unveiled at ARNDT Fine Art Singapore
• Batangas Varsitarians International Singapore Chapter celebrates 14th anniversary
• Officials of UAP pay Courtesy Call at the Philippine Embassy in Singapore
• Philippine Ambassador to Singapore meets former UN Secretary General at Midas Touch Asia 2015 in Singapore
• Puerto Princesa City Holds Travel Fair in Singapore
• Philippine Ambassador joins Talk on the Forthcoming Singapore General Election
• Asian Civilisations Museum expresses interest to collaborate with PHL Embassy
• PHL Fourth Graders Won Gold Awards at the Singapore International Math Olympiad Challenge 2015
• Judicial Governance Programme 2015 (27-31 July 2015) Concludes in Singapore
• New Members of Philippine Embassy Singapore introduced at Filcom Meeting
• Lecture on the South China Sea Dispute held at the Institute of South Asian Studies Singapore
• Philippine Embassy Singapore Steps up Efforts to draw in more OAV Registrants
• Philippine Embassy joins 20th Anniversary Celebration of the Hong Kong Economic Trade Office (HKETO) Singapore
• Philippine Ambassador shares insights on Overseas Filipino workers in Singapore with CBN Asia
• SGIFF officials discuss preparations for the 2015 Singapore International Film Festival with Philippine Embassy Singapore
• Office of the PHL Defense and Armed Forces Attaché Singapore Receives Top Honours for Administration
• Post-arrival Orientation Seminar (PAOS) conducted for newly-arrived Filipino HSWs in Singapore
• PHL Travellers Masonic Club Singapore Inducts New Set of Officers
• Philippines and Singapore Conclude 3rd Round of Informal Consultations
• Philippine Embassy in Singapore Observes the 2015 National Disability Prevention and Rehabilitation (NPDR) Week
• Philippine Embassy supported the 6th edition of the Art Apart Fair at ParkRoyal on Pickering
• Singapore PE Participates in the Teck Ghee International Cultural Day 2015
• Megaworld and AyalaLand attends first Re/Max Asia Pacific Convention
• ASKI Global Marks 5th Year Presence in Singapore
• Philippine Ambassador Joins SG50 Thanksgiving Mass in Singapore
• Legion of Mary of the St. Ignatius Church in Singapore Holds Its 25th Anniversary Celebration
• Philippine Food Fiesta at the Grand Mercure Singapore Roxy Hotel
• Another Huge Success for Filipino Dragons Singapore in “Isang Bangkang Malaya 2015”
• Philippine Contingent Ends Campaign at the 28th SEA Games
• Observance of the 117th Anniversary of the Proclamation of Philippine Independence in Singapore
• Solo Art Exhibit by Jayson Cortez at One East Asia’s new ARTSpace in Singapore
• Mga programa sa Paggunita ng ika-117 na Anibersaryo ng Kasarinlan ng Pilipinas
• Panawagan sa mga Pilipino sa Singapore
• Philippines’ Global FC Advances to the Quarter Finals at the RHB Singapore Cup 2015
• Kabataang Silay Rondalla Ensemble and Marsiling Chinese Orchestra Share the Stage in “Love Across the Ocean II” in Singapore
• Philippine Embassy in Singapore Honours the late Ambassador Domingo Lucenario Jr.
• Seminar on Relationship Counselling for Filipino Community Members
• Inter-Religious Organization (IRO) Day Reception in Singapore
• Philippine Tourism Promotion Board conducts sales mission to Singapore
• 5th Asian Filipino Bowlers Friendship Games Concludes in Singapore
• Team PHL Gilas Cadets wins crown at the 11th Southeast Asia Basketball Championships
• PHL Labor Day Celebration 2015 held in Singapore
• Philippine Embassy in Singapore Hosts Get-Together Event
• Pinoy Shuttlers Singapore opens 3rd Major Badminton Tournament
• Canadian Teachers’ Pension Fund interested in investing in the Philippines
• 28th SEA Games Make-A-NILA Programme entries Showcased at Raffles City, 18 April-03 May 2015
• Induction/Oath Taking Ceremony for the new IECEP Singapore Chapter Officers
• “DISRUPT. Filipino Women: Out, Loud, Leading Without a Doubt”
• 2015 Singapore Top SME Achiever Awards Night and Gala Dinner
• Philippine Ambassador briefs APEC Secretariat on the state of the Philippine economy
• Breakfast Book Launch of “The Singapore 1000 & Singapore SME 1000 SG50 Tribute” Edition
• Former President Fidel V. Ramos transits in Singapore
• Supreme Court Justice Maria Lourdes Sereno in Singapore for High-level Expert Meeting on Corruption
• Launching of Financial Education Campaign for ASEAN Migrants in Singapore
• Philippine Ambassador brought down the house with own Rendition of ‘My Way’
• Opening of Art Exhibition, “Becoming”, at Calle Real Singapore
• DepEd Secretary Armin Luistro is Guest of Honor at the 50th SEAMEO RELC International Conference 2015
• Embassy Personnel Undergo Training on Frontline Services Delivery
• Philippine Embassy in Singapore warns Filipinos from unlawful possession of arms or ammunition
• BLEPT Exam Announcement
• 28th Southeast Asian Games Officials call on the CDA
• Philippine Embassy in Singapore Observes the 29th Anniversary of the 1986 EDSA People Power Revolution
• Philippine Embassy in Singapore toss up for good health and prosperity with the traditional Yu Sheng or ‘Lo Hei’
• Ambassador-designate of Thailand to Singapore pays courtesy call on Ambassador Antonio A. Morales
• Philippine Ambassador receives Ambassador-designate of Singapore to the Philippines
• AyalaLand International Property Specialists call on the PH Ambassador
• Philippine Supreme Court Senior Associate Justice comes to Singapore to speak on the South China Sea Dispute
• Inclusive Development & Migration Forum
• High Level Business Mission to Singapore held recently
• Philippine Embassy Singapore Holds First Filipino Community Leaders Meeting for 2015
• Singapore Minister for Manpower warmly receives officials of the Philippine Embassy
• Philippine Trainees at Nanyang Technological University Visit the Philippine Embassy in Singapore
• New Management Committee of Pinoy Sports and Recreation Club (Singapore)
• Philippine Artists Featured in Singapore Art Week 2015
• Philippine Embassy Singapore Joins Launching of Latest Book by former President S R Nathan
• Additional information for Special Professional Licensure Board Examinations (SPLBE) for Teachers in Singapore
• Mount Calvary Baptist Church Filipino Ministry Singapore to Hold its First Anniversary Celebration
• Official Media Launch of Chingay 2015 in Singapore
• Senator Juan Edgardo Angara Visits Philippine Official Residence in Singapore
• “Love Marie” Art Exhibit Opens at Chan Hampe Gallery in Singapore
• Announcement for Special Professional Licensure Board Examinations (SPLBE) for Teachers in Singapore
• Philippine Airlines advisory for the 2015 Papal Visit to the Philippines
• Multi-awarded Filipino artist pays courtesy call on Ambassador Antonio A. Morales
• Wreath-laying Ceremony at the Rizal Marker in Singapore

Guidelines for Travel to the Philippines (Non-OFWs and Foreign Nationals)

Update: Effective 1 April 2022, fully vaccinated passport holders from non-visa required countries , HK and Macau SAR passport holders (for stay period not exceeding 14 days), diplomatic and official/service passports with existing visa waiver agreements, and foreign nationals with valid visas shall be allowed entry into the Philippines provided they:

(1) Are holders of passports valid for at least six (6) months at the time of arrival; (2) Have a return or outbound ticket to their country of origin or next country of destination; (3) Have any of the following proofs of vaccination against COVID-19 recognized under existing IATF regulations: (i) World Health Organization International Certificates of Vaccination and Prophylaxis; (ii) VaxCertPH; or (iii) National/state digital certificate of the foreign government which has accepted VaxCertPH under a reciprocal arrangement (unless otherwise permitted by the IATF); and (4) Update: Foreign nationals aged 18 and above who have received primary series COVID-19 vaccine and at least one (1) COVID-19 booster shot, foreign nationals aged 12 to 17 who are fully vaccinated with primary series COVID-19 vaccine; and foreign nationals below 12 years old, regardless of vaccination status, accompanied by parent/guardian who have received a complete primary series and one booster shot NO LONGER need to present a pre-departure RT-PCR/ART test . Those who do not belong to any of the mentioned categories shall present a negative Reverse Transcription – Polymerase Chain Reaction (RT-PCR) test taken within forty-eight hours (48hrs) or laboratory-administered antigen/ART test taken 24 hours prior to departure from the country of origin (5) Have obtained, prior to arrival, travel insurance for COVID-19 treatment costs from a reputable insurance company, with a minimum coverage of USD35,000, for the duration of their stay in the Philippines. (5) Have filled out the OneHealthPass Health Declaration Form .

Prior to Departure

• Save your transaction number (This is also sent to your e-mail address)
• For travellers who do not have an address in the Philippines, you may put your company address or the address you will stay in after your quarantine period in the “permanent residence” field  
• Every traveller, including children, should each have an OHP Registration.
• Travellers with NO BOOSTER shot must secure and present a negative pre-departure RT-PCR test taken within 48h OR negative laboratory-administered antigen/ART test within 24h from their travel from an MOH-approved provider . Foreign nationals with NO Booster shot who test positive on their pre-departure RT-PCR or ART (whether fully-recovered or as new infection) WILL NOT be allowed entry into the Philippines under current regulations.
• On the day of your departure, update your OneHealthPass/OHP registration (seat number, health declaration, RT-PCR test results and other details). Input your transaction number and last name. Save or print the QR code generated . The OHP QR Code will also be sent through your registered e-mail address.
• Be ready with a print-out of your digital vaccination certificate from notarise.gov.sg, with QR Code) and OneHealthPass QR Code.

While Inflight: Fill out the Arrival Card and Customs Declaration Form provided by the flight attendant.

Upon Arrival

• Proceed to the One-Stop-Shop Holding Area for a briefing on health and safety protocols.
• Present your OHP QR Code at the DOT Help Desk.
• Proceed to the Bureau of Immigration for arrival clearance then to baggage claim and customs inspection.
• Take the accredited or arrange transport service (airport taxi for non-OFWs and foreigners).

Once admitted into the country, fully vaccinated foreign nationals are no longer required to observe mandatory facility quarantine but shall self-monitor for any COVID-19 signs and symptoms for seven (7) days, with Day 1 as the date of arrival in the Philippines. They are required to report to the local government unit (LGU) of their destination should they manifest any symptoms.

Those who fail to fully comply with the conditions set forth shall be denied admission and shall be subject to appropriate exclusion proceedings.

EMBASSY OF THE PHILIPPINES IN SINGAPORE

+65 6737 3977 20 Nassim Road Singapore 258395 [email protected] Temp Office: Level 16 TripleOne Somerset Bldg Singapore 238164

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Documented OFWs in Myanmar may now freely travel to, from Philippines

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This is AI generated summarization, which may have errors. For context, always refer to the full article.

YANGON. An aerial view of downtown of Yangon.

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MANILA, Philippines – Overseas Filipino workers (OFWs) with existing work contracts in Myanmar may now travel freely to and from the Philippines, provided they are registered with the Department of Migrant Workers (DMW), DMW Secretary Susan Ople announced on Wednesday, August 9.

Ople’s announcement comes a month after the Department of Foreign Affairs (DFA) lowered Myanmar’s crisis alert level from Alert Level 4, called “Evacuation,” to Alert Level 2, known as the “Restricted Phase.”

“The public is hereby informed that OFWs who have been legally working in Myanmar can now return to the Philippines for vacation and would be allowed to go back to resume their overseas employment after properly registering with the DMW,” Ople said in her advisory.

“This applies only to those with existing employment contracts and not to the deployment of new hires to Myanmar,” she added.

The Philippine embassy in Yangon advised OFWs based in Myanmar to coordinate with the Migrant Workers Office (MWO) in Kuala Lumpur, Malaysia, while the returning OFWs presently in the Philippines may coordinate with the nearest DMW office. Myanmar does not have a MWO, which is considered the DMW’s office.

The DFA imposed Alert Level 4 on Myanmar in July 2021, citing the “worsening COVID-19 situation” in the country. Many Filipinos opted to stay because they had well-paying jobs.

By June 2022, Myanmar’s COVID-19 cases had not gone back to the levels of the July 2021 peak, and the OFW community appealed to the Philippine government to let them travel freely between countries. But the Philippine embassy in Yangon said that the reason for the Alert Level 4 imposition was due to the “escalation of violence” brought about by the 2021 military coup .

In their appeal, the OFW community in Myanmar said that they felt “safe” in Yangon as the country’s political situation had relatively calmed down since the coup began. Many feared that if they went home, they would not be able to return to their jobs.

Myanmar OFW community appeals for lifting of travel restrictions

Ople said that, based on the assessment of the DFA and the Philippine embassy in Yangon, the OFWs are concentrated in the major cities of Yangon, Nay Pyi Taw, and Mandalay, and enjoy “safe and stable” working conditions.

Still, the government advised OFWs to avoid crisis-prone regions in Myanmar, since Philippine authorities may not have easy access to these in case of emergencies.

“Those with existing OECs (overseas employment certificates) are happy, but the others who have yet to secure the OFW Pass are still waiting for further details from DMW,” a Filipino community leader who asked that his name be withheld told Rappler.

There are members of the OFW community in Myanmar who were direct hires and do not have OECs. But the community leader said that they would be able to apply for an OEC as long as they have a copy of their contract.

The OFW Pass is the recently introduced digital alternative of the OEC, and is found on the DMW Mobile app. But the app is still being pilot tested in the Philippines and in 10 countries that host the highest concentrations of OFWs, of which Myanmar is not part. The DMW is still allowing the issuance and use of OECs while the OFW Pass is still being tested.

The community leader said that the ones who will likely run into issues freely moving between countries are the workers who are undocumented, such as those coming into Myanmar on tourist visas, given that the Philippines has banned deployment of OFWs to the country since July 2021.

Myanmar is also host to cryptocurrency scam hubs where Filipinos have been trafficked to work in. Some of the victims, who believed they were applying for work as “tech support” and “sales agents” in Thailand, entered Thailand as tourists and were taken by their recruiters across the border to Myanmar. ( EXPLAINER: How OFWs are trafficked into crypto scam operations )

In Myanmar border towns, they were forced to scam victims online . Survivors who testified in the ongoing Senate investigation described similar experiences: long working hours, lower pay than expected, and abusive working conditions. – Rappler.com

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Secretary of the Air Force Frank Kendall and Chief of Staff Armed Forces Philippines Gen. Romeo Brawner, walk together during a reception ceremony in Manila on April 5, 2024. Kendall was joined by Air Force Chief of Staff Gen. David Allvin and Chief Master Sgt. of the Air Force David Flosi to meet with Philippine military and security partners during a trip to the Indo-pacific region. (U.S. Department of State photo by Maika Gladys Torres)

Readout of Secretary of the Air Force Frank Kendall’s travel to the Philippines

• Published April 9, 2024
• Secretary of the Air Force Public Affairs

Secretary of the Air Force Frank Kendall meets with Senior Undersecretary of National Defense Irineo Espino, on April 5, 2024. The leaders spoke about a variety of security-related issues during the meeting including the Enhanced Defense Cooperation Agreement and recent improvements made possible by the EDCA program. (U.S. Department of State photo by Maika Gladys Torres)

Allvin highlighted the strategic benefits of consistent and methodical engagements through joint exercises and training activities, emphasizing their role in advancing interoperability, readiness and mutual understanding. 

Featured News

Two Philippine navy pilots killed after a training helicopter crashes near a public market and homes

CAVITE, Philippines (AP) — A Philippine navy training helicopter crashed near a seaside city, killing the two pilots on board and narrowly missing a fruit market and neighborhood, where some horrified residents ran for their lives, officials and witnesses said on Thursday.

Nobody on the ground was injured when the Robinson R22 helicopter crashed near early-morning marketgoers and residents in Cavite City, 21 kilometers (13 miles) south of Manila.

Military spokesperson Col. Francel Padilla said the cause of the crash was not immediately known, but the two pilots had “executed emergency procedures."

Joann Nicolas Laristan said she was hanging her laundry when she saw the helicopter flying unusually low near a church before it collided with two trees beside an empty workers' shed about 50 meters (164 feet) from her home.

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“I got really scared because the crash happened just nearby,” Laristan told The Associated Press. “I ran back to my home and grabbed my children."

Other residents said they were roused from sleep by the loud noise of the crash.

Several residents expressed relief that the helicopter did not hit their homes or the nearby public market, which was starting to draw a crowd after daybreak.

Police investigator Armangel Genuino told AP the helicopter took off from Sangley Airport for a routine training flight around Cavite province and crashed less than 10 minutes later.

The instructor pilot and his navy colleague were extracted from the wreckage by paramedics and rescuers but were later declared dead in two hospitals, Genuino said.

The navy mourned the death of the pilots and said an investigation was underway.

“No stone will be left unturned as we endeavor to prevent this kind of accident from happening again,” a navy statement said.

The Philippine military is among the weakest in the region and has struggled for decades to modernize and strengthen its navy, army and air force while dealing with long-running Muslim and communist insurgencies.

In recent years, it has started to shift its focus to external defense, including in the disputed South China Sea, where the Philippine navy and coast guard have faced an increasingly aggressive Chinese coast guard and suspected militia fleets in high-seas territorial confrontations.

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Dear Fellow Shareholders,

Across the globe, 2023 was yet another year of significant challenges, from the terrible ongoing wars and violence in the Middle East and Ukraine to mounting terrorist activity and growing geopolitical tensions, importantly with China. Almost all nations felt the effects last year of global economic uncertainty, including higher energy and food prices, inflation rates and volatile markets. While all these events and associated instability have serious ramifications on our company, colleagues, clients and countries where we do business, their consequences on the world at large — with the extreme suffering of the Ukrainian people, escalating tragedy in the Middle East and the potential restructuring of the global order — are far more important.

As these events unfold, America’s global leadership role is being challenged outside by other nations and inside by our polarized electorate. We need to find ways to put aside our differences and work in partnership with other Western nations in the name of democracy. During this time of great crises, uniting to protect our essential freedoms, including free enterprise, is paramount. We should remember that America, “conceived in liberty and dedicated to the proposition that all men are created equal,” still remains a shining beacon of hope to citizens around the world. JPMorgan Chase, a company that historically has worked across borders and boundaries, will do its part to ensure that the global economy is safe and secure.

In spite of the unsettling landscape, including last year’s regional bank turmoil, the U.S. economy continues to be resilient, with consumers still spending, and the markets currently expect a soft landing. It is important to note that the economy is being fueled by large amounts of government deficit spending and past stimulus. There is also a growing need for increased spending as we continue transitioning to a greener economy, restructuring global supply chains, boosting military expenditure and battling rising healthcare costs. This may lead to stickier inflation and higher rates than markets expect. Furthermore, there are downside risks to watch. Quantitative tightening is draining more than $900 billion in liquidity from the system annually — and we have never truly experienced the full effect of quantitative tightening on this scale. Plus the ongoing wars in Ukraine and the Middle East continue to have the potential to disrupt energy and food markets, migration, and military and economic relationships, in addition to their dreadful human cost. These significant and somewhat unprecedented forces cause us to remain cautious.

2023 was another strong year for JPMorgan Chase, with our firm generating record revenue for the sixth consecutive year, as well as setting numerous records in each of our lines of business. We earned revenue in 2023 of $162.4 billion 1 and net income of $49.6 billion, with return on tangible common equity (ROTCE) of 21%, reflecting strong underlying performance across our businesses. We also increased our quarterly common dividend of $1.00 per share to $1.05 per share in the third quarter of 2023 — and again to $1.15 per share in the first quarter of 2024 — while continuing to reinforce our fortress balance sheet. We grew market share in several of our businesses and continued to make significant investments in products, people and technology while exercising strict risk disciplines.

Throughout the year, we demonstrated the power of our investment philosophy and guiding principles, as well as the value of being there for clients — as we always are — in both good times and bad times. The result was continued growth broadly across the firm. We will highlight a few examples from 2023: Consumer & Community Banking (CCB) extended its #1 leadership positions and grew share year-over-year in retail deposits, credit card sales and credit card outstandings (adding close to 3.6 million net new customers to the franchise); the Corporate & Investment Bank (CIB) maintained its #1 rank in both Investment Banking and Markets and gained more than 100 basis points of Investment Banking market share; Commercial Banking (CB) added over 5,000 new relationships (excluding First Republic Bank), roughly doubling the prior year’s achievement; and Asset & Wealth Management (AWM) saw record client asset net inflows of $490 billion, over 20% higher than its prior record.

In 2023, we continued to play a forceful and essential role in advancing economic growth. In total, we extended credit and raised capital totaling $2.3 trillion for our consumer and institutional clients around the world. On a daily basis, we move nearly $10 trillion in over 120 currencies and more than 160 countries, as well as safeguard over $32 trillion in assets. By purchasing First Republic Bank, we brought much-needed stability to the U.S. banking system while allowing us to give a new, secure home to over half a million First Republic customers.

As always, we hold fast to our commitment to corporate responsibility, including helping to create a stronger, more inclusive economy — from supporting work skills training programs around the world to financing affordable housing and small businesses to making investments in cities like Detroit that show how business and government leaders can work together to solve problems.

We have achieved our decades-long consistency by adhering to our key principles and strategies (see sidebar on Steadfast Principles below), which allow us to drive good organic growth and promote proper management of our capital (including dividends and stock buybacks). The charts below show our performance results and illustrate how we have grown our franchises, how we compare with our competitors and how we look at our fortress balance sheet. Please peruse them and the CEO letters in this Annual Report, all of which provide specific details about our businesses and our plans for the future.

STEADFAST PRINCIPLES WORTH REPEATING (AND ONE NEW ONE)

Looking back on the past two+ decades — starting from my time as Chairman and CEO of Bank One in 2000 — there is one common theme: our unwavering dedication to help clients, communities and countries throughout the world. It is clear that our financial discipline, constant investment in innovation and ongoing development of our people have enabled us to achieve this consistency and commitment. In addition, across the firm, we uphold certain steadfast tenets that are worth repeating.

First, our work has very real human impact. While JPMorgan Chase stock is owned by large institutions, pension plans, mutual funds and directly by single investors, in almost all cases the ultimate beneficiaries are individuals in our communities. More than 100 million people in the United States own stocks; many, in one way or another, own JPMorgan Chase stock. Frequently, these shareholders are veterans, teachers, police officers, firefighters, healthcare workers, retirees, or those saving for a home, education or retirement. Often, our employees also bank these shareholders, as well as their families and their companies. Your management team goes to work every day recognizing the enormous responsibility that we have to all of our shareholders.

Second, shareholder value can be built only if you maintain a healthy and vibrant company, which means doing a good job of taking care of your customers, employees and communities. Conversely, how can you have a healthy company if you neglect any of these stakeholders? As we have learned over the past few years, there are myriad ways an institution can demonstrate its compassion for its employees and its communities while still strengthening shareholder value.

Third, while we don’t run the company worrying about the stock price in the short run, in the long run we consider our stock price a measure of our progress over time. This progress is a function of continual investments in our people, systems and products, in good and bad times, to build our capabilities. These important investments will also drive our company’s future prospects and position it to grow and prosper for decades. Measured by stock performance, our progress is exceptional. For example, whether looking back 10 years or even farther to 2004, when the JPMorgan Chase/Bank One merger took place, we have outperformed the Standard & Poor’s 500 Index and the Standard & Poor’s Financials Index.

Fourth, we are united behind basic principles and strategies (you can see the principles for How We Do Business on our website and our Purpose statement in my letter from last year) that have helped build this company and made it thrive. These allow us to maintain a fortress balance sheet, constantly invest and nurture talent, fully satisfy regulators, continually improve risk, governance and controls, and serve customers and clients while lifting up communities worldwide. This philosophy is embedded in our company culture and influences nearly every role in the firm.

Fifth, we strive to build enduring businesses, which rely on and benefit from one another, but we are not a conglomerate. This structure helps generate our superior returns. Nonetheless, despite our best efforts, the walls that protect this company are not particularly high — and we face extraordinary competition. I have written about this reality extensively in the past and cover it again in this letter. We recognize our strengths and vulnerabilities, and we play our hand as best we can.

Sixth, and this is the new one , we must be a source of strength, particularly in tough times, for our clients and the countries in which we operate. We must take seriously our role as one of the guardians of the world’s financial systems.

Seventh, we operate with a very important silent partner — the U.S. government — noting as my friend Warren Buffett points out that his company’s success is predicated upon the extraordinary conditions our country creates. He is right to say to his shareholders that when they see the American flag, they all should say thank you. We should, too. JPMorgan Chase is a healthy and thriving company, and we always want to give back and pay our fair share. We do pay our fair share — and we want it to be spent well and have the greatest impact. To give you an idea of where our taxes and fees go: In the last 10 years, we paid more than $46 billion in federal, state and local taxes in the United States and over $22 billion in taxes outside of the United States. Additionally, we paid the Federal Deposit Insurance Corporation over $10 billion so that it has the resources to cover failure in the American banking sector. Our partner — the federal government — also imposes significant regulations upon us, and it is imperative that we meet all legal and regulatory requirements imposed on our company.

Eighth and finally, we know the foundation of our success rests with our people. They are the front line, both individually and as teams, serving our customers and communities, building the technology, making the strategic decisions, managing the risks, determining our investments and driving innovation. However you view the world — its complexity, risks and opportunities — a company’s prosperity requires a great team of people with guts, brains, integrity, enormous capabilities and high standards of professional excellence to ensure its ongoing success.

I remain proud of our company’s resiliency and of what our hundreds of thousands of employees around the world have achieved, collectively and individually. Throughout these challenging past few years, we have never stopped doing all the things we should be doing to serve our clients and our communities. As you know, we are champions of banking’s essential role in a community — its potential for bringing people together, for enabling companies and individuals to attain their goals, and for being a source of strength in difficult times. I often remind our employees that the work we do matters and has impact. United by our principles and purpose, we help people and institutions finance and achieve their aspirations, lifting up individuals, homeowners, small businesses, larger corporations, schools, hospitals, cities and countries in all regions of the world. What we have accomplished in the 20 years since the Bank One and JPMorgan Chase merger is evidence of the importance of our values.

CELEBRATING THE 20TH ANNIVERSARY OF THE BANK ONE/JPMORGAN CHASE MERGER

J.P. Morgan Chase

By 2004, J.P. Morgan Chase already represented the consolidation of four of the 10 largest U.S. banks from 1990: The Chase Manhattan Corp., Manufacturers Hanover, Chemical Banking Corp. and, most recently, J.P. Morgan & Company. And some of their predecessor companies stretched back into the 1800s, one even into the late 1700s.

Bank One had been even busier on the acquisition front, especially across the United States. By 1998, then Banc One had more than 1,300 branches in 12 states when it announced a merger with First Chicago NBD, a Chicago-based bank created just three years earlier by the merger of First Chicago and Detroit-based NBD. Now headquartered in Chicago, the new Bank One became the largest bank in the Midwest, second largest among credit card companies and fourth largest in the United States. But the merger didn’t go as planned, with Bank One issuing three different earnings warnings. In March 2000, Bank One reached outside its executive ranks, and my tenure began as Chairman and CEO, working to overhaul the company and help bring it back to profitability and growth.

The story begins ... A merger 20 years ago helped transform two giant banks

Fast forward to 2003, and another wave of consolidation was well underway in U.S. banking. Most of the nation’s larger banks were trying to position themselves to be an “endgame winner.” In the biggest deal, Bank of America agreed to buy FleetBoston Financial Corp. for more than $40 billion. Those two banks — already amalgamations of several predecessor companies — touted the breadth of their combined retail branch network.

But they were hardly alone. In 2003, some 215 deals were announced among U.S. commercial banks and bank holding companies for a total value of $66 billion, according to Thomson Financial, which tracks merger data.

In July 2004, J.P. Morgan Chase and Bank One merged — as part of a 225-year journey — to form this exceptional company of ours: JPMorgan Chase. At its merger in 2004, the combined bank was the fourth largest bank in the world by market capitalization. But with patient groundwork over the years — fixing systems and upgrading technology, managing the notable acquisitions of Bear Stearns and Washington Mutual (WaMu) and continuing to reinvest, including in our talent — we have made our company an endgame winner.

In earlier years, banks worried about their survival. While the past two decades have brought some virtually unprecedented challenges, including the great financial crisis and a pandemic followed by a global shutdown, they did not stop us from accomplishing extraordinary things. Our bank has now emerged as the #1 bank by market capitalization.

Each of our businesses is among the best in the world, with increased market share, strong financial results and an unwavering focus on serving our clients, communities and shareholders with distinction and dedication. The strengths that are embedded in JPMorgan Chase — the knowledge and cohesiveness of our people, our long-standing client relationships, our technology and product capabilities, our presence in more than 100 countries and our unquestionable fortress balance sheet — would be hard to replicate. Crucially, the strength of our company has allowed us to always be there for clients, governments and communities — in good times and in bad times — and this strength has enabled us to continually invest in building our businesses for the future.

You can see from the following charts what gains and improvements we have achieved along the way.

Read footnoted information here

Within this letter, I discuss the following:

I. SUMMARY OF OUR 2023 RESULTS AND THE PRINCIPLES THAT GUIDE US

• Steadfast principles worth repeating (and a new one)
• A timeline of accomplishments
• Financial performance

II. UPDATE ON SPECIFIC ISSUES FACING OUR COMPANY

• The critical impact of artificial intelligence
• Our journey to the cloud
• Acquiring First Republic Bank and its customers
• Navigating in a complex and potentially dangerous world
• What we learned: A five-point action plan to move forward on the climate challenge
• Powering economic growth in Florida
• Giving the bank regulatory and supervisory process a serious review
• Protecting the essential role of market making (trading)

III. STAYING COMPETITIVE IN THE SHRINKING PUBLIC MARKETS

• The pressure of quarterly earnings compounded by bad accounting and bad decisions
• The hijacking of annual shareholder meetings
• The evolving influence of proxy advisors
• The benefits and risks of private credit
• A bank’s strength: Providing flexible capital

IV. MANAGEMENT LESSONS: THINKING, DECIDING AND TAKING ACTION — DELIBERATELY AND WITH HEART

• Benefiting from the OODA loop
• Decision making and acting (have a process)
• The secret sauce of leadership (have a heart)

V. A PIVOTAL MOMENT FOR AMERICA AND THE FREE WESTERN WORLD: STRATEGY AND POLICY MATTER

• Coalescing the Western world — A uniquely American task
• Strengthening our position with a comprehensive, global economic security strategy
• Manager’s Journal: "A Politician's Dream Is A Businessman's Nightmare"
• We should have more faith in the amazing power of our freedoms
• How we can help lift up our low-income citizens and mend America's torn social fabric

Update on Specific Issues Facing Our Company

Each year, I try to update you on some of the most important issues facing our company. First and foremost may well be the impact of artificial intelligence (AI).

While we do not know the full effect or the precise rate at which AI will change our business — or how it will affect society at large — we are completely convinced the consequences will be extraordinary and possibly as transformational as some of the major technological inventions of the past several hundred years: Think the printing press, the steam engine, electricity, computing and the Internet, among others.

THE CRITICAL IMPACT OF ARTIFICIAL INTELLIGENCE

Since the firm first started using AI over a decade ago, and its first mention in my 2017 letter to shareholders, we have grown our AI organization materially. It now includes more than 2,000 AI/machine learning (ML) experts and data scientists. We continue to attract some of the best and brightest in this space and have an exceptional firmwide AI/ML and Research department with deep expertise.

We have been actively using predictive AI and ML for years — and now have over 400 use cases in production in areas such as marketing, fraud and risk — and they are increasingly driving real business value across our businesses and functions. We're also exploring the potential that generative AI (GenAI) can unlock across a range of domains, most notably in software engineering, customer service and operations, as well as in general employee productivity. In the future, we envision GenAI helping us reimagine entire business workflows. We will continue to experiment with these AI and ML capabilities and implement solutions in a safe, responsible way.

While we are investing more money in our AI capabilities, many of these projects pay for themselves. Over time, we anticipate that our use of AI has the potential to augment virtually every job, as well as impact our workforce composition. It may reduce certain job categories or roles, but it may create others as well. As we have in the past, we will aggressively retrain and redeploy our talent to make sure we are taking care of our employees if they are affected by this trend.

Finally, as a global leader across businesses and regions, we have large amounts of extraordinarily rich data that, together with AI, can fuel better insights and help us improve how we manage risk and serve our customers. In addition to making sure our data is high quality and easily accessible, we need to complete the migration of our analytical data estate to the public cloud. These new data platforms offer high-performance compute power, which will unlock our ability to use our data in ways that are hard to contemplate today.

Recognizing the importance of AI to our business, we created a new position called Chief Data & Analytics Officer that sits on our Operating Committee.

Elevating this new role to the Operating Committee level — reporting directly to Daniel Pinto and me — reflects how critical this function will be going forward and how seriously we expect AI to influence our business. This will embed data and analytics into our decision making at every level of the company. The primary focus is not just on the technical aspects of AI but also on how all management can — and should — use it. Each of our lines of business has corresponding data and analytics roles so we can share best practices, develop reusable solutions that solve multiple business problems, and continuously learn and improve as the future of AI unfolds.

Clearly, AI comes with many risks, which need to be rigorously managed.

We have a robust, well-established risk and control framework that helps us proactively stay in front of AI-related risks, particularly as the regulatory landscape evolves. And we will, of course, continue to work hard with our regulators, clients and subject matter experts to make sure we maintain the highest ethical standards and are transparent in how AI helps us make decisions; e.g., to counter bias among other things.

You may already be aware that there are bad actors using AI to try to infiltrate companies’ systems to steal money and intellectual property or simply to cause disruption and damage. For our part, we incorporate AI into our toolset to counter these threats and proactively detect and mitigate their efforts.

OUR JOURNEY TO THE CLOUD

Getting our technology to the cloud — whether the public cloud or the private cloud — is essential to fully maximize all of our capabilities, including the power of our data. The cloud offers many benefits: 1) it accelerates the speed of delivery of new services; 2) it simultaneously reduces the cost of compute power and enables, when needed, an extraordinary amount of compute capability — called burst computing; 3) it provides that compute capability across all of our data; and 4) it allows us to be able to constantly and quickly adopt new technologies because updated cloud services are continually being added — more so in the public cloud, where we benefit from the innovation that all cloud providers create, than in the private cloud, where innovation is only our own.

Of course, we are learning a lot along the way. For example, we know we should carefully pick which applications and which data go to the public cloud versus the private cloud because of the expense, security and capabilities required. In addition, it is critical that we eventually use multiple clouds to avoid lock-in. And we intend to maintain our own expertise so that we’re never reliant on the expertise of others even if that requires additional money.

We invested approximately $2 billion to build four new, modern, private cloud-based, highly reliable and efficient data centers in the United States (we have 32 data centers globally). To date, about 50% of our applications run a large part of their processing in the public or private cloud. Approximately 70% of our data is now running in the public or private cloud. By the end of 2024, we aim to have 70% of applications and 75% of data moved to the public or private cloud. The new data centers are around 30% more efficient than our existing legacy data centers. Going to the public cloud can provide 30% additional efficiency if done correctly (efficiency improves when your data and applications have been modified, or “refactored,” to enable new cloud services). We have been constantly updating most of our global data centers, and by the end of this year, we can start closing some that are larger, older and less efficient.

ACQUIRING FIRST REPUBLIC BANK AND ITS CUSTOMERS

The purchase of First Republic Bank was not something that we would have done just for ourselves. But the regulators relied on us to step forward (we worked hand in hand with the Federal Reserve, the Federal Deposit Insurance Corporation (FDIC) and the U.S. Treasury), and the purchase of First Republic helped stabilize and strengthen the U.S. financial system in a time of crisis.

The acquisition of a major company entails a lot of complexity. People tend to focus on the financial and economic outcomes, which is a reasonable thing to do. And in the case of First Republic, the numbers look rather good. We recorded an accounting gain of $3 billion on the purchase , and we told the world we expected to add more than $500 million to earnings annually, which we now believe will be closer to $2 billion. However, these results mask some of the true costs. First, approximately one-third of the incremental earning was simply deploying excess capital and liquidity, which doesn’t require purchasing a $300 billion bank — we simply could have bought $300 billion of assets. Second, as soon as the deal was announced, approximately 7,600 of our employees went from working on tasks that would benefit the future of JPMorgan Chase to working on the merger integration. Overall, the integration involves effectively combining more than 165 systems (e.g., statement, deposit, accounting and human resources) and consolidating policies, risk reporting, and other various rules and procedures. We hope to have most of the integration done by the middle of 2024.

Fortunately, we were very familiar and comfortable with all of the assets we were acquiring from First Republic. What we didn’t take on was First Republic’s excessive interest rate exposure — one of the reasons it failed — which we effectively hedged within days of the acquisition.

Our people did a great job of respectfully managing this transition, knowing that circumstances were particularly tough for our new colleagues, whom we tried to welcome with open arms. We did everything we could to redeploy individuals whose jobs were lost because of the merger (we directly hired over 5,000 people). Our approach has always been to go into an acquisition knowing we can learn things from other teams, and in this case, we did: First Republic had done an outstanding job serving high-net-worth clients and venture capitalists, and we are developing what is effectively a new business for us following First Republic’s servicing model. We will serve these high-net-worth clients through a single point of contact, supported by a concierge service model, across our distribution channels — including more than 20 new JPMorgan Chase branded branches.

NAVIGATING IN A COMPLEX AND POTENTIALLY DANGEROUS WORLD

In the policy section, we talk about how we may be entering one of the most treacherous geopolitical eras since World War II. And I have written in the past about high levels of debt, fiscal stimulus, ongoing deficit spending and the unknown effects of quantitative tightening (which I am more worried about than most) so I won’t repeat those views here. However, the impacts of these geopolitical and economic forces are large and somewhat unprecedented; they may not be fully understood until they have completely played out over multiple years. In any case, JPMorgan Chase must be prepared for the various potential impacts and outcomes on our company and our people.

We remain wary of economic prognosticating.

While all companies essentially budget on a base case forecast, we are very careful not to run our business that way. Instead, we look at a range of potential outcomes for which we need to be prepared. Geopolitical and economic forces have an unpredictable timetable — they may unfold over months, or years, and are nearly impossible to put into a one-year forecast. They also have an unpredictable interplay: For example, the geopolitical situation may end up having virtually no effect on the world’s economy or it could potentially be its determinative factor.

We have ongoing concerns about persistent inflationary pressures and consider a wide range of outcomes to manage interest rate exposure and other business risks.

Many key economic indicators today continue to be good and possibly improving, including inflation. But when looking ahead to tomorrow , conditions that will affect the future should be considered. For example, there seems to be a large number of persistent inflationary pressures, which may likely continue. All of the following factors appear to be inflationary: ongoing fiscal spending, remilitarization of the world, restructuring of global trade, capital needs of the new green economy, and possibly higher energy costs in the future (even though there currently is an oversupply of gas and plentiful spare capacity in oil) due to a lack of needed investment in the energy infrastructure. In the past, fiscal deficits did not seem to be closely related to inflation. In the 1970s and early 1980s, there was a general understanding that inflation was driven by “guns and butter”; i.e., fiscal deficits and the increase to the money supply, both partially driven by the Vietnam War, led to increased inflation, which went over 10%. The deficits today are even larger and occurring in boom times — not as the result of a recession — and they have been supported by quantitative easing, which was never done before the great financial crisis. Quantitative easing is a form of increasing the money supply (though it has many offsets). I remain more concerned about quantitative easing than most, and its reversal, which has never been done before at this scale.

Equity values, by most measures, are at the high end of the valuation range, and credit spreads are extremely tight. These markets seem to be pricing in at a 70% to 80% chance of a soft landing — modest growth along with declining inflation and interest rates. I believe the odds are a lot lower than that. In the meantime, there seems to be an enormous focus, too much so, on monthly inflation data and modest changes to interest rates. But the die may be cast — interest rates looking out a year or two may be predetermined by all of the factors I mentioned above. Small changes in interest rates today may have less impact on inflation in the future than many people believe.

Therefore, we are prepared for a very broad range of interest rates, from 2% to 8% or even more, with equally wide-ranging economic outcomes — from strong economic growth with moderate inflation (in this case, higher interest rates would result from higher demand for capital) to a recession with inflation; i.e., stagflation. Economically, the worst-case scenario would be stagflation, which would not only come with higher interest rates but also with higher credit losses, lower business volumes and more difficult markets. Under these many different scenarios, our company would continue to perform at least okay. Importantly, being prepared means we can continue to help our clients no matter what the future portends.

The mini banking crisis of 2023 is over, but beware of higher rates and recession — not just for banks but for the whole economy.

When we purchased First Republic in May 2023 following the failure of two other regional banks, Silicon Valley Bank (SVB) and Signature Bank, we thought that the current banking crisis was over. Only these three banks were offsides in having the toxic combination of extreme interest rate exposure, large unrealized losses in the held-to-maturity (HTM) portfolio and highly concentrated deposits. Most of the other regional banks did not have these problems. However, we stipulated that the crisis was over provided that interest rates didn’t go up dramatically and we didn’t experience a serious recession. If long-end rates go up over 6% and this increase is accompanied by a recession, there will be plenty of stress — not just in the banking system but with leveraged companies and others. Remember, a simple 2 percentage point increase in rates essentially reduced the value of most financial assets by 20%, and certain real estate assets, specifically office real estate, may be worth even less due to the effects of recession and higher vacancies. Also remember that credit spreads tend to widen, sometimes dramatically, in a recession.

We seek to be engaged globally and carefully manage complex countries and geopolitical issues.

JPMorgan Chase does business in more than 100 countries, and we have people on the ground in over 60 countries. In almost all those locations, we do research on their economy, their markets and their companies; we bank their government institutions and their companies; and we bank multinational corporations, including the U.S. multinational corporations within their borders. This is a critical role — not only in helping those countries grow and improve but also in expanding the global economy.

Many of these countries are quite complex with different laws, customs and regulations. We are occasionally asked why we bank certain companies and even certain countries, particularly when countries have some laws and customs that are counter to many of the values held in the United States. Here’s why:

• The U.S. government sets foreign policy. And when it does, we salute. Wherever we do business, we follow the law of the United States, as it applies in that country (in addition to the laws of the country itself), in all respects. Think of trade rules, sanctions, anti-money laundering and the Foreign Corrupt Practices Act, among others. By and large, these things help improve those countries. In most cases, the U.S. government does not want us to leave because it agrees, generally, that the engagement of American business enhances our relationships with other countries and helps those countries themselves.
• Engagement makes the world a better place. We all should want the world to continue to improve. Isolation and lack of engagement do not accomplish that goal. While we believe that it makes sense for the United States to push for constant improvement around the world — from advocating for human rights to fighting corruption — this is rarely accomplished through coercion, and, in fact, is enhanced by engagement.
• We need to be prepared for emerging challenges and position ourselves to understand them. We created a new role — Head of Asia Pacific Policy and Strategic Competitiveness — to focus specifically on key policy issues critical to the firm’s (and, in fact, the country’s) competitiveness, such as trade restrictions, supply chains and infrastructure. We also created a new strategic security forum to focus on emerging and evolving risks, including trade wars, pandemics, cybersecurity and actual wars, to name just a few.

OUR EXTENSIVE COMMUNITY OUTREACH EFFORTS, INCLUDING DIVERSITY, EQUITY AND INCLUSION

JPMorgan Chase makes an extraordinary effort as part of our “normal” day-to-day outreach to engage with individual clients, small and midsized businesses, large and multinational firms, government officials, regulators and the press in cities all around the world. This dialogue is part of the normal course of business but it is also part of building trust and putting down roots in a community.

We believe that companies, and banks in particular, must earn the trust of the communities and countries in which they operate. We believe — and we are unashamed about this — that it is our obligation to help lift up the communities and countries in which we do business. We believe that doing so enhances business and the general economic well-being of those communities and countries and also enhances long-term shareholder value. JPMorgan Chase thrives when communities thrive.

This approach is integral to what we do, in great scale, around the world — and it works. We are quite clear that whether our efforts are inspired by the goodness of our hearts (as philanthropy or venture-type investing) or good business, we try to measure the actual outcomes.

It’s also interesting to point out that many of our efforts were spawned from our work around Advancing Black Pathways, Military and Veterans Affairs, and our work in Detroit. While we’ve banked Detroit for more than 90 years, our $200 million investment in its economic recovery over the last decade demonstrated that investing in communities is a smart business strategy. We are one of the largest banks in Detroit, from consumer banking to investment banking, and it’s quite clear that not only did our efforts help Detroit, but they also helped us gain market share. The extent of Detroit’s remarkable recovery was recently highlighted when Moody’s upgraded the city’s credit rating to investment grade — an extraordinary achievement just over 10 years after the city filed the largest municipal bankruptcy in U.S. history.

For JPMorgan Chase, Detroit was an incubator for developing models that help us hone how we deploy our business resources, philanthropic capital, skilled volunteerism, and low-cost loans and equity investments, as well as how we identify top talent to drive successful business and societal improvements. I hope that, as shareholders, you are proud of our focus on promoting opportunity for all, both within and outside our organization, which includes economic opportunity. Some of our initiatives are listed below.

• Business Resource Groups. To deepen our culture of inclusion in the workplace, we have 10 Business Resource Groups (BRG) across the company to connect more than 160,000 participating employees around common interests, as well as to foster networking and camaraderie. Groups welcome anyone — allies and those with shared affinities alike. For example, some of our largest BRGs are Access Ability (employees with disabilities and caregivers), Adelante (Hispanic and Latino employees), BOLD (Black employees), NextGen (early career professionals), PRIDE (LGBTQ+ employees) and Women on the Move.
• Women on the Move. At JPMorgan Chase, they sure are! Women represent 28% of our firm’s senior leadership globally. In fact, our major lines of business — CCB, AWM and CIB, which would be among Fortune 1000 companies on their own — are all run by women (one with a co-head who is male). More than 10 years ago, a handful of senior women at the company, on their own, started this global, firmwide, internally focused organization called Women on the Move. It was so successful that we expanded the initiative beyond the company; it now empowers clients and consumers, as well as women employees and their allies, to build their careers, grow their businesses and improve their financial health. The Women on the Move BRG has more than 70,000 employees globally.
• Advancing Black Pathways. This comprehensive program, which just reached the five-year mark, focuses on strengthening the economic foundation of Black communities because we know that opportunity is not always created equally. The program does so by, among other accomplishments, helping to diversify our talent pipeline, providing opportunities for Black individuals to enter the workforce and gain valuable experience, and investing in the financial success of Black Americans through a focus on financial health, homeownership and entrepreneurship. An important part of the program’s work is achieved through our investment in Historically Black Colleges and Universities (HBCU). We now partner with 18 schools across the United States to boost recruitment connections, expand career pathways for Black students and other students, and support their long-term development and financial health. As a measure of the program’s success, in four years we have made nearly 400 hires into summer and full-time analyst and associate roles at the firm.
• Military and Veterans Affairs. This firmwide effort sponsors recruitment, mentorship and development programs to support the military members and veterans working at JPMorgan Chase. Back in 2011, we joined with 10 other companies to launch the Veteran Jobs Mission (VJM), whose membership has since grown to more than 300 companies representing various industries across the United States and has hired over 900,000 veterans and military spouses. In 2023, VJM announced the creation of its Advisory Board, which is composed of 14 corporate leaders, to provide strategic direction and oversight of VJM as it continues to expand its commitment to support economic opportunities for veterans and military spouses, including its goal to hire 2 million veterans and 200,000 military spouses by 2030. JPMorgan Chase alone has hired in excess of 18,000 veterans since 2011 and currently employs more than 3,100 military spouses.
• Creating opportunity for people with disabilities. The firm’s Office of Disability Inclusion continues to lead strategy and initiatives aimed at advancing economic opportunity for people with disabilities. In 2023, we joined lawmakers and business leaders in Washington, D.C., to show support for passage of the Supplemental Security Income (SSI) Savings Penalty Elimination Act. Modernizing the SSI program, by updating asset limits for the first time in nearly 40 years, would allow millions of people with disabilities who receive SSI benefits the opportunity to build their savings without putting their essential benefits at risk. We also provided business coaching to more than 370 entrepreneurs with disabilities.
• Virtual call centers. When we sought to expand our customer service specialists program across the United States, we turned to Detroit, launching our first virtual call center in 2022. Investments in Detroit’s workforce development infrastructure helped us hire 90 virtual customer service specialists for a program that has outperformed many of our traditional call centers around the world. Following this success, we expanded our hiring efforts and this virtual program to Baltimore to create new jobs that jump-start careers. And now we’re evaluating the possibility of expanding even further.
• Entrepreneurs of Color Fund. A critical challenge we have seen in so many communities is that traditional lending standards render too many entrepreneurs — particularly entrepreneurs of color and those serving these communities — ineligible for credit. In response, we helped launch the Entrepreneurs of Color Fund (EOCF) in Detroit, a lending program designed to help aspiring small business owners gain access to critical resources needed for growth that are often not equitably available — capital, technical assistance and mentorship, among others. These challenges aren’t unique to Detroit so we worked with community development financial institutions to replicate the EOCF program in 10 markets across the United States in 2023, deploying more than 2,900 loans and $176 million in capital to underserved entrepreneurs across the country.
• Senior business consultants. To help entrepreneurs and small businesses make the transition from community lending to accessing capital from traditional financial institutions, we created a new job — senior business consultant — to provide support. Senior business consultants in branches that focus on underserved communities offer coaching and help business owners with everything from navigating access to credit to managing cash flow to generating effective marketing. Since 2020, these consultants have mentored more than 5,500 business owners, helping them improve their operations, grow revenue and network with others in the local business community.
• Advancing Cities The organizing principles that define the business and community investments we make and how we best achieve an overall impact in local economies were heavily influenced by our experience in Detroit. Seeing Detroit’s comeback begin to take shape several years ago, we created Advancing Cities to replicate this model for large-scale investments to other cities around the world. From San Francisco to Paris to Greater Washington, D.C., we’ve applied what we learned in Detroit to communities where conditions are opportune for success and require deeper investments — where community, civic and business leaders have come together to solve problems and get results.
• JPMorgan Chase Service Corps. Ten years ago, we launched the JPMorgan Chase Service Corps to strengthen the capacity-building of nonprofit partners. We brought employees from around the world to Detroit to assist with its recovery — from creating a scoring model for a nonprofit to helping prioritize neighborhoods for development funding to devising an implementation plan for an integrated talent management system. Since that time, the Service Corps has expanded, with more than 1,500 JPMorgan Chase employees contributing 100,000 hours to support over 300 nonprofits globally.
• Community Centers/Branches and Community Managers. A local bank branch, especially in a low-income neighborhood, can be successful only when it fits the community’s needs. That is why over the last several years we have shifted our approach to how we offer access to financial health education, as well as low-cost products and services to help build wealth. Since 2019, we have opened 16 Community Center branches, often in areas with larger Black, Hispanic or Latino populations, and have plans to open three more by the end of 2024. These branches have more space to host grassroots community events, small business mentoring sessions and financial health seminars, which have been well-attended — to date, over 400,000 people have taken advantage of the financial education seminars. In each of these Community Center branches, we hired a Community Manager (who acts as a local ambassador) to build relationships with community leaders, nonprofits and small businesses. The Community Manager concept and practice have become so successful that we have also placed these managers in many of our traditional branches in underserved communities. We now have 149 Community Managers throughout our branch network.
• Work skills development. Detroit showed us how talent in communities is often overlooked. We saw this in the early days of our investment when we visited our partners at Focus: HOPE, a training program designed to help Detroiters develop skills for high-demand jobs. Quickly, it became clear that the training and education system in Detroit was disconnected from employers and their talent needs. By investing in programs like Focus: HOPE, we have been able to help bridge local skills gaps by training people for in-demand jobs in communities like Dallas, Miami and Washington, D.C. Between 2019 and 2023, we supported more than 2 million people through our extensive learning and career programming around the world.
• Increasing our rural investment. We are proud to be the only bank with branches in all 48 contiguous states, which include many rural communities. Nearly 17 million consumers living in rural areas hold over $100 billion in deposits with us and $175 billion in loans. We are also a leading wholesale lender in these communities, helping to fuel local economies through relationships with local companies, governments, hospitals and universities. Since 2019, we have made material progress in extending our footprint to reach more rural Americans, including expanding our branch network into 13 new states with large rural populations. Now we are raising the bar. With our new strategy, we have a goal to have a branch available to serve 50% of a state’s population within an acceptable driving distance, including in heavily rural states such as Alabama and Iowa. This focus is part of our recently announced plan to build an additional 500 branches and hire 3,500 employees over the next three years. Through this expansion, we will partner across lines of business and our Corporate Responsibility organization to help advance inclusive economic growth and bring the full force of the firm to America’s heartland.

We’ve nearly completed our five-year, $30 billion Racial Equity Commitment — it will now become a permanent part of our business.

What began in 2020 as a five-year, $30 billion commitment is now transforming into a consistent business practice for our lines of business in support of Black, Hispanic, Latino and other underserved communities. By the end of 2023, we reported over $30 billion in progress toward our original goal. However, our focus is not on how much money is deployed — but on long-term impact and outcomes. And going forward, these programs will be embedded in our business-as-usual operating system.

• Affordable rental housing. Through our Affordable Housing Preservation program, we approved program funding to date of approximately $21 billion in loans to incentivize the preservation of over 190,000 affordable housing rental units across the United States. Additionally, we financed approximately $5 billion for the construction and rehabilitation of affordable rental housing.
• Homeownership. In 2023, we expanded our $5,000 Chase Homebuyer Grant program to include over 15,000 majority Black, Hispanic and Latino communities — and in January 2024, we increased our grant amount to $7,500 in select markets. Since our grant program began in 2021, we have provided about 8,600 grants totaling $43 million. We also have provided home purchase and refinance loans in 2023 worth over $4.6 billion for more than 14,000 Black, Hispanic and Latino households across the economic spectrum.
• Small business. The Business Card Special Purpose Credit Program, launched in January 2023, has provided over 10,900 cards, totaling over $43 million in available credit lines to underserved entrepreneurs and communities across the United States.
• Supplier diversity. In 2023, our firm spent approximately $2.3 billion directly with diverse suppliers — an increase of 10% over 2022. As a part of our racial equity commitment, over $450 million was spent in 2023 with more than 190 Black-, Hispanic- and Latino-owned businesses.
• Minority depository institutions and community development financial institutions. To date, we have invested more than $110 million in equity in diverse financial institutions and provided over $260 million in incremental financing to community development financial institutions to support communities that lack access to traditional financing. JPMorgan Chase also helped these institutions build their capacity so they can provide a greater number of critical services like mortgages and small business loans.

We’re thoughtfully continuing our diversity, equity and inclusion efforts.

Of course, JPMorgan Chase will conform as the laws evolve. We will scour our programs, our words and our actions to make sure they comply.

That said, we think all the efforts mentioned above will remain largely unchanged. And, in fact, around the world, cities and communities where we do business applaud these efforts. We also believe our initiatives make us a more inclusive company and lead to more innovation, smarter decisions and better financial results for us and for the economy overall.

We are often asked in particular about “equity” and what that word means. To us, it means equal treatment, equal opportunity and equal access … not equal outcomes. There is nothing wrong with acknowledging and trying to bridge social and economic gaps, whether they be around wealth or health. We would like to provide a fair chance for everyone to succeed — regardless of their background. And we want to make sure everyone who works at our company feels welcome.

We want to articulate how we weigh in on social issues and what it means for our customers.

Before I comment about culture issues, I have a confession to make: I am a full-throated, red-blooded, patriotic, free-enterprise (properly regulated, of course) and free-market capitalist. Our company is frequently asked to take a position on an issue, rule or legislation that might be considered “cultural.” When that happens, we take a deep breath and study the matter. Many of the laws in question have many specific requirements, some of which you would agree with but not others. But we are being asked to support the entire law. In cases like these, we simply make our own statement that reflects our educated view and values; however, we do not give our voice to others.

We believe in the values of democracy, including freedom of speech and expression, and are staunchly against discrimination and hate. We have not turned away — and will not turn away — customers because of their political or religious affiliations nor would we tell customers how they should spend their money.

Our commitment to these ideals is also reflected in our employees. The talent at our firm is a vibrant mix of cultures, beliefs and backgrounds. We are, of course, fully committed to freedom of speech. There are things that you can say that would be permitted under freedom of speech but would not be allowed under our Code of Conduct. For example, we do not allow intimidation, threats or highly prejudicial behavior or speech. Our Code of Conduct clearly stipulates that certain statements and behavior, while allowed under freedom of speech, can lead to disciplinary action at our company — from being reprimanded to being fired.

WHAT WE LEARNED: A FIVE-POINT ACTION PLAN TO MOVE FORWARD ON THE CLIMATE CHALLENGE

In May 2023, we gathered with knowledgeable and influential people from the energy industry writ large to the government and financial services arena in Scottsdale, Arizona, for an action forum. The goal was to explore various aspects of the climate challenge and try to devise effective solutions that could help lead to meaningful progress. The climate challenge is immense and complex. Addressing it requires more than making simplistic statements and rules; rather, energy systems and global supply chains need to be transformed across virtually all industries. And there is also a deep need for new research and development. Energy systems and supply chains provide the foundation of the global economy and must be treated with care.

At the same time, the opportunity here is immense. The investment required to meet climate goals — estimated at over $5 trillion annually — could generate economywide growth and opportunity at a scale the world has not seen since the Industrial Revolution.

The task for industry, policymakers and finance is to help formulate solutions that support the transition to a low-carbon economy, balancing affordable, reliable access to energy with generating economic growth.

To find a way forward, we sought input from diverse stakeholders in pursuit of a North Star. In Scottsdale and in discussions with clients across industries about what’s needed to achieve a low-carbon economy, these five action steps and reforms were top of mind:

• Supportive government policy and leadership to advance the transition. Policy that promotes favorable economic conditions to make the transition viable is a critical first step for clients. This includes government leadership via mandates, incentives or subsidies to support jobs and investment in the transition; actions on permitting and interconnection reform; and regulatory clarity and certainty, especially around long-term investments. As one vital example, current grid infrastructure is insufficient to accommodate the growth in renewables.
• Public/private partnerships in scaling bankable projects. Scaling investments needs to happen both for commercially proven technologies (e.g., wind and solar) and for emerging technologies (e.g., green hydrogen, sustainable aviation fuel and carbon capture). Developing “bankable” clean energy projects will require the application of smart financial tools, as well as further policy support. It will take public/private partnerships and innovation to create catalytic forms of capital that can step into these gaps, absorb first-mover risks and provide the necessary funding. The cost of capital is too high for some companies — and public funds ought to be deployed in a smart way that effectively attracts private capital.
• Public education and engagement. Without question, clients told us that public commitment to and investment in energy-related infrastructure is one of the most important parts of combating the climate crisis and running their businesses. Supporting the buildout of energy-related infrastructure with speed and scale is critical. Public acceptance of building and advancing the infrastructure needed to meet climate goals is at the heart of progress. While the energy transition is poised to deliver benefits to communities across the world, securing acceptance and support to build clean energy infrastructure at scale is challenging. Access to job-creating renewable energy projects can help rural communities thrive by advancing local economies. Ensuring public support and social license to operate requires better engagement strategies, including widespread stakeholder education about the benefits of these technologies for local communities.
• Communication about concrete successes. Across industries, market participants need to do a better job of celebrating and championing concrete successes and tangible milestones. This includes highlighting success stories around emerging technologies and the complex nature of the carbon transition. Stakeholders also should better convey the benefits of clean energy — across all technologies — to help combat misinformation and foster a more informed dialogue.
• Work skills training. Businesses depend on healthy, thriving communities so the carbon transition needs to work for everyone. This includes helping to ensure that workers are trained in the skills for the future, such as through improved engineering schools and job training programs. Work across the entire supply chain is essential to moving at pace. As one example, the U.S. Bureau of Labor Statistics estimates we will need more than 70,000 additional electricians per year through 2031; it is currently unclear how the market will meet that demand. If the deployment of heat pumps and electric vehicle chargers accelerates, demand for electricians will be even higher. A concerted focus to train electricians can help the United States meet some of its climate goals while providing well-paying jobs that do not require a four-year college degree. Also, broadly speaking, businesses are in a better position to make investments with confidence when labor requirements across the value chain — from design and manufacturing to installation — are satisfied.

We recently reconsidered certain memberships.

JPMorgan Chase recently exited Climate Action 100+ and the Equator Principles. “Why?” we are asked. While we don’t necessarily disagree with some of the principles many organizations have, we make our own business decisions. We think we have some of the best-in-class environmental, social and risk standards because we have invested in our own in-house experts and matured our own risk management processes over the years. As a result, we are going to go our own way and make our own independent decisions, gathering the best learnings of experts in the field, and, of course, we will follow all legal requirements.

We are engaged but recognize our role: three more important points.

First, everyone should understand that conquering the climate problem needs proper government action, particularly around taxes, permitting, grids, infrastructure building and proper coordination of policies — we are not there yet. Second, there is no known technology that can fill the gap between our “aspirations” and the current trajectory of the world. We hope and believe that this will be found (for example, through carbon capture, improved batteries, hydrogen or other measures). This new technology will also require proper government research and development funding, as the effort cannot be accomplished by private enterprise alone. And third, we are going to use the word “commitment” much more reservedly in the future, clearly differentiating between aspirations we are actively striving toward and binding commitments.

For JPMorgan Chase to play the right role in tackling the climate challenge, we have organized a special group around the green economy and related infrastructure investment. This group will coordinate and inform our work across all established industry groups (from auto to real estate, energy, agriculture and others) and includes hundreds of employees devoted to these efforts.

POWERING ECONOMIC GROWTH IN FLORIDA

From Tallahassee to Miami and from Tampa to Palm Bay, JPMorgan Chase has been committed to Florida for more than 130 years and has enjoyed being the bank for all communities. Each year, we contribute billions of dollars to the economy, hire and train local residents, help to revitalize neighborhoods and remove barriers to opportunity for Floridians across the state. Our partnerships with businesses, nonprofits, government entities and community organizations have enabled us to drive sustainable impact and help them achieve their goals. We couldn’t be more proud to help make opportunity happen in Florida.

This year, we forged a relationship with Inter Miami CF, one of the most recognizable sports teams in the world. Through this partnership and the newly named Chase Stadium, we’re continuing to contribute to South Florida and its local communities. In Tampa, home to nearly 6,000 of our employees, we’re triggering an additional $210 million in economic activity and creating over 660 local construction jobs through the renovation of our Highland Oaks campus and downtown Tampa office. We’re proud that one-third of all Floridians do business with us through deposits, credit cards or a mortgage. Through each of our investments across the state, we’re ensuring that residents have the resources and tools they need to thrive.

Our support to government, higher education, healthcare and nonprofit organizations:

• We serve over 150 government, higher education, healthcare and nonprofit clients throughout the state, and over the last five years, we have provided more than $20.2 billion in credit and capital to them.
• Our clients range from the city of Jacksonville to the Orlando Utilities Commission, the University of South Florida, Broward Health and the District School Board of Pasco County — a decades-long client.
• We are the lead treasury bank for the Wounded Warrior Project, one of the largest veteran service organizations in the United States. Headquartered in Jacksonville, the organization caters to wounded veterans and service members who served in the military on or after 9/11.

Our support to investment and middle-market banking clients:

• Over the last five years, we have provided in excess of $318 billion in credit and capital to local clients, such as utility, technology and tourism companies.
• We have more than 12,500 large and midsized clients across the state.

Our support to local financial firms:

• Over the last five years, we have provided more than $24 billion in credit and capital for financial institutions, such as local banks, insurance companies, asset managers and securities firms.
• We bank over 50 of Florida’s regional, midsized and community banks, helping them play an essential role in maintaining the state’s economy and serve local communities.

Our support to small business:

• At the end of 2023, balances for loans extended to Florida’s small businesses totaled more than $1.2 billion — funds being used to help those businesses scale and grow, contribute to the economy and create local jobs.
• Across the state, we have over 654,000 small business customers.
• In 2023, our bankers and senior business consultants spent more than 375,000 hours advising and supporting Florida business owners.

Our support to consumer banking needs:

• We operate 1,445 ATMs and 410 branches across the state.
• In 2023, we supported more than 6.1 million customers with mortgages, auto loans and savings, checking and credit card accounts, giving JPMorgan Chase one of the largest consumer banking market shares in the state.
• We managed more than $70 billion in investment and annuity assets for local clients.

Our business and community investments:

• $3 million to The Miami Foundation’s Resilient 305: Building Prosperity Collaborative to increase access to quality jobs and develop small businesses through training, investments and capacity-building.
• $1.6 million to the Community Justice Project, which empowers community-based legal advocates to help delay displacement and improve conditions for housing stability for renters across nine Florida counties.
• A $1 million investment to Florida Memorial University, South Florida’s only HBCU, to help traditionally underresourced students pursue a career in technology.

Our support as a local employer:

• We employ more than 14,000 residents throughout the state, including nearly 1,900 veterans and over 660 people with a criminal background who deserve a second chance.
• In Florida, the average salary of our employees is more than $87,000 (plus a starting comprehensive annual benefits package worth nearly $17,600) compared with the statewide per capita income of nearly $40,300.

GIVING THE BANK REGULATORY AND SUPERVISORY PROCESS A SERIOUS REVIEW

The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) was finished 14 years ago, and we believe it accomplished a lot of good things. But it’s been quite a while since then, and we’re still debating some very basic issues. It’s time to take a serious, hard, honest look at what has been done and what can be improved.

It’s good to remember that the United States has the best financial system in the world, with diversified, deep and experienced institutions, from banks, pension plans, hedge funds and private equity to individual investors. It has healthy public and private markets, transparency, rule of law and deep research. The best banking system in the world is a critical part of this, and, integrated with the overall financial system, is foundational to the proper allocation of capital, innovation and the fueling of America’s growth engine.

This is not about JPMorgan Chase — we believe we can manage through whatever is thrown our way. This is about the impact on all parts of the system — from smaller banks to larger regional banks that may not have the resources to handle all of these regulatory requirements. It’s also about the effect on the financial markets and the economy from the rapidly growing shadow banking system, as well as the ultimate impact on the customers, clients and communities we serve. This is about what’s right for the system.

The banking and financial system is innovative, dynamic and constantly changing.

The banking system is not static: There are startup banks, mergers, successful upstarts and fintech banks, and even Apple, which effectively acts as a bank — it holds money, moves money, lends money and so on. Nonbanks are competing with traditional banks, and, in general, this dynamism and churn are good for innovation and invention — with success and failure simply part of the robust process. Innovation runs across payments systems, budgeting, digital access, product extensions, risk and fraud prevention, and other services. Different institutions play different roles, and, importantly, small banks and big banks serve completely different strategic functions. Large banks bank multinational corporations around the world, make healthy markets, and wield technology and a product set that are the best in the world. A small bank simply cannot bank these same multinational governments and safely move the amount of money and securities that large banks do. Regional and community banks have exceptional local knowledge and presence and are critical in serving thousands of towns and certain geographies.

It is also important to recognize that the banking system as we know it is shrinking relative to private markets and fintech, which are growing and becoming increasingly competitive. And remember that many of these new players do not have the same transparency or need to abide by the extensive rules and regulations as traditional banks, even if they offer similar products — this often gives them significant advantage.

To deal with this fluid environment, banks of all sizes develop their own strategies, whether to specialize, expand geographically or embark on mergers and acquisitions. There are certain banking services where economies of scale are a competitive advantage, but not all banks need to become bigger to gain this benefit (there are many highly successful banks that are smaller). What is clear is that banks should be allowed to pursue their individual strategies, including mergers and acquisitions, as they see fit. Overall, this process should be allowed to happen — it’s part of the natural and healthy course of capitalism — and it can be done without harming the American taxpayer or economy.

While we all want a strong banking and financial system, we should step back and assess how all the regulatory steps we have taken measure up against the goals we all share. Since Dodd-Frank was signed into law in 2010, thousands of rules and reporting requirements written by 10+ different regulatory bodies in the United States alone have been added. And it would probably be an understatement to say that some are duplicative, inconsistent, procyclical, contradictory, extremely costly, and unnecessarily painful for both banks and regulators. Many of the rules have unintended consequences that are not desirable and have negative impacts, such as increasing the cost of credit for consumers (hurting lower-income Americans the most).

The whole process, including the Basel III endgame, could be much more productive, streamlined, economical, efficient and safe.

Both regulators and banks should want the same thing — a healthy banking system, serving its clients and striving for continuous improvement. We all should also want the enormous benefits that would come from good collaboration between regulators and bank management teams and boards.

Over time, these relationships have deteriorated, and, again, are increasingly less constructive. There is little real collaboration between practitioners — the banks — and regulators, who generally have not been practitioners in business. While we acknowledge the dedication of regulators who work with banks on a daily basis, management teams across the industry are putting in a disproportionate amount of time addressing requests for extra details, documentation and processes that extend far beyond the actual rules — and distract both regulators and management from more critical work. We should be more focused on the truly important risks for the safety of the system. And unfortunately, without collaboration and sufficient analysis, it is hard to be confident that regulation will accomplish desired outcomes without undesirable consequences. Instead of constantly improving the system, we may be making it worse. A few additional points:

• The Basel III endgame disadvantages American banks. The Basel III endgame has been 10 years in the making, and it still has not been completed. In my view, many of the rules are flawed and poorly calibrated. If the Basel III endgame were implemented in its current form, it would hamper American banks: As proposed, it would increase our firm’s required capital by 25%, making our requirement 30% higher than it would be under the equivalent European Union proposal. That means for every loan and asset financed in the United States by a major American bank, that bank would have to hold 30% more capital than any international competitor. The proposed regulations would also damage market making (see the following section). There are many other flaws but suffice it to say that much of the work being done today to analyze the effects should have been done before the proposed rulemaking. One of the single most important lessons from the great financial crisis is that there is enormous value to having a bank that is well-managed and has diverse revenue sources. Yet regulation since then both punishes consolidation and diversification — and punishes performance — through many features of the GSIB surcharge.
• Built over many years, the framework is now full of duplication. The following is only a partial list: American gold-plating and conceptual inconsistencies among Comprehensive Capital Analysis and Review (CCAR), recovery and resolution plans, liquidity requirements, global systemically important bank (GSIB) requirements, and safety and soundness principles. The many overlapping rules contribute to the bureaucracy that generates an extraordinary amount of make-work (an 80,000-page CCAR and shockingly another, coincidentally, 80,000-page recovery and resolution plan).
• The new rules do virtually nothing to fix what caused the failure of SVB and First Republic. For example, they don’t improve certain liquidity requirements, limit HTM accounting or reduce allowable interest rate exposure.
• The current regulatory approach to liquidity might simply run counter to the stated intent. Regulations should recognize the value and importance of lending and borrowing against good collateral and using central bank resources, such as the discount window. Adhering to current liquidity requirements permanently ties up good liquidity in a way that makes the system more fragile and more risky.
• It is not clear what the full intent of the Basel III endgame was – it will have unintended consequences. Without real analysis of expected outcomes, additional regulation will likely reduce the number of banks offering certain services and increase costs for all market participants and activity, including loans, market making and hedging (by farmers, airlines and countries, among others). And new rules might even increase consolidation as companies race to achieve economies of scale in certain products and services.

Unfortunately, some recent regulations are ending up in court. You can imagine that no one wants to sue their regulators. Banks would not sue if they did not think they were right — or if they thought they had any other recourse — which they effectively do not. This is definitely not what anyone should want. A more constructive relationship with regulators would reduce confusion and uncertainty and would lead to better outcomes for banks, their shareholders, and their clients, customers and communities.

Collaboration between banks and regulators could improve the use of resources and create better outcomes.

True collaboration could dramatically improve the banking system. For example:

• Redirect enormous resources from things that don’t matter to things that do. As mentioned, it takes 80,000 pages to describe a CCAR test and 80,000 pages to detail recovery and resolution. The talent and resources at the banks and regulators could be better used elsewhere. Such overload is distracting and takes your eye off the ball on real, emerging risks, including China, trade, payment systems and cybersecurity, among others.
• Reduce bureaucratic processes that provoke a tendency to herd mentality. For example, CCAR is just a point-in-time stress test, and it can lull you into a false sense of security — for reference, we do more than 100 stress tests each week. On interest rate exposure, focusing on the documentation of details may stop you from thinking about big interest rate exposure. Sometimes analyzing “what ifs” and fat tail risks is better than excessive and rigid models and documentations.
• Examine risks outside the regulatory system that are rarely analyzed and largely unaddressed. These risks include data and privacy, as well as consumer banking and payment systems, which are growing fast in the unregulated market. In addition, there are potential risks from private credit markets (which I talk about later in this section).
• Let’s imagine what’s possible with real collaboration. Working together, we can improve how the FDIC manages failing institutions, how to limit contagion and restore confidence to depositors, how liquidity requirements can create more flexible funding for banks under stress, how the banking and Federal Reserve’s payment system can become more interoperable, how clearinghouse risk can be reduced, how stress tests can protect the system from a wider variety of outcomes, how costs and therefore consumer costs can be reduced (not increased), how anti-money laundering requirements can be simplified and improved at the same time, and how financial products can be brought to the unbanked. We can fix the housing and mortgage markets. For example, mortgage regulations around origination, servicing and securitization could be simplified, without increasing risk, in a way that would reduce the average mortgage by 70 or 80 basis points. The Urban Institute estimates that a reduction like this would increase mortgage originations by 1 million per year and help lower-income households, in particular, buy their first home, thereby starting them on the best way to build household net worth. There are many more things that can be improved — and we really should start working on them.

We need a detailed review and probably a complete revamp.

I know this might be wishful thinking, but now would be a good time to step back and have a thorough and candid review of the thousands of new rules passed since Dodd-Frank. After this review, we should ask what is it that we really want: Do we want to try to eliminate the possibility of bank runs? Do we want to change and create liquidity rules that would essentially back most uninsured deposits? Do we want the mortgage business and leveraged lending business to be inside or outside the banking system? Do we want products that are inside and outside the banking system to be regulated the same way? Do we want to reasonably give smaller banks a leg up in purchasing a failing bank? And while Dodd-Frank did some good things, shouldn’t we take a look at the huge overlapping jurisdictions of various regulators? This overlap creates difficulties, not only for banks, but for the regulators, too. Any and all of this is achievable, and, I believe, could be accomplished with simpler rules and guidelines and without stifling our critical banking system.

PROTECTING THE ESSENTIAL ROLE OF MARKET MAKING (TRADING)

Before we discuss market making and financial markets, readers should understand that market making occurs in almost all businesses. There are healthy markets in farm animals, foreign products, commodities, energy, logistics, healthcare and so on. Healthy markets increase customer choice and reduce cost. They almost always involve holding inventory and taking some risk, which is simply a part of the process. America’s financial markets are the biggest in the world — U.S. public debt and equity markets total $137 trillion, constituting the biggest “market” in the world, and are larger than America’s gross domestic product (GDP) of $27 trillion.

Market participants are not “Wall Street.” They are large and small, mainly sophisticated, global investors (pension plans, mutual funds, governments and individuals) representing retirees, veterans, individuals, unions, federal workers and others. They all benefit from our efficient, low-cost and transparent markets.

Some regulators seem to think that market making is a speculative, hedge fund-like activity — and this thinking is what might be leading them to constantly increase capital requirements. The proposed capital rules could fundamentally alter market-making activities that are critical to a thriving economy, particularly in difficult markets when market making is even more important . The new rules would raise capital requirements by 50% for major banks — which could undermine market stability, make banking services costlier and less accessible, and push even more activity to a less regulated banking system.

Our financial system and markets are the best in the world and benefit ALL participants; exceptionally good market making in the secondary market makes our primary markets the best in the world.

We should recognize that the United States has the biggest, deepest and most liquid capital markets in the world. For these markets to function, it is critical for transparency and liquidity to be in the secondary market . Market making provides this, promoting the flow of capital to real economy investments and supporting all sectors of the economy, including companies, state and local governments, universities, hospitals, pension plans and overall job creation. Without market making in the secondary market, it would be extremely difficult for companies to raise capital through the primary market — equity and debt offerings — which have totaled approximately $3.6 trillion on average over the past few years. The incredible strength of these markets enables companies of all sizes to grow and expand especially during times of volatility and stress. It also enables consumers to access cheaper credit and governments (local, state and federal) to reduce their borrowing costs.

JPMorgan Chase spends $700 million per year in extensive research coverage of nearly 5,200 companies across 83 countries. This massive effort continuously educates investors and decision makers around the world and often leads to improved governance and management. It also critically complements the firm’s market-making activities and further promotes transparency, enabling investors to make thoughtful choices around investing in capital markets.

I would also like our shareholders to know that our market making is backed by approximately $7 billion in support expenses, including over $2 billion in technology spend alone each year. This investment allows us to maintain global trading systems and constantly improve upon risk management and efficiency.

JPMorgan Chase deploys approximately $70 billion in capital to maintain our Markets franchise. This capital supports $500 billion in securities inventory (largely hedged) — and this inventory allows us to buy and sell $2 trillion (notional) in securities daily for our clients.

Market making entails risk but is not particularly speculative.

The main objective of market makers is to continuously quote prices and diligently manage an inventory to transact at those prices, which includes assuming certain risks to support heavy volumes and orderly trading. Market makers have a moral obligation to try to make markets in good times and in bad. Part of our brand promise is to stand ready as the willing buyer and seller. In this, we have never failed. In addition, in most cases regarding government debt, where we serve as a government securities dealer, we are legally obligated to make markets. This constant visibility into prices provided by market makers fosters investor confidence, keeps fees low and promotes economic growth by attracting more investors.

Many large market participants — for example, hedge funds and high-frequency traders, among others — have no obligation to make markets. In fact, many of these market participants often “step out” of the markets and dramatically reduce liquidity specifically when market conditions are difficult.

Market making is not particularly speculative since market makers generally hedge their positions, as you will see from some real life examples of the economics and risks. We earn revenue of approximately $100 million on a typical day. In the average year, the total is nearly $30 billion. On our $2 trillion in notional daily trading, this amounts to only one hundredth of a cent charged to the investor for these services — an extraordinarily low cost compared with any other market in the world.

Now let’s take a look at the actual risk and results versus the hypothetical risk and results. The hypothetical global market shock of the CCAR stress test has us losing $18 billion in a single day and never recovering any of it. Let’s compare that to actual losses under real, actual market stress.

Now consider these historical data points: First, over the last 10 years, the firm’s market-making business has never had a quarterly loss and has lost money on only 30 trading days. These loss days represent only 1% of total trading days, and the average loss on those days was $90 million. Second, when markets completely collapsed during the COVID-19 pandemic (from March 2 through March 31, 2020, the stock market fell 16%, and bond spreads gapped out dramatically), J.P. Morgan’s market-making activities made money every day prior to the Federal Reserve’s major interventions, which stabilized the markets. During that entire month, we lost money on only two days but made $2.5 billion in Markets revenue for the month. And third, in the worst quarter ever in the markets following the 2008 failure of Lehman Brothers, we lost $1.7 billion, but we made $5.6 billion in Markets revenue for the full year. The firm as a whole did not lose money in any quarter that year. In 2009, there was a complete recovery in Markets, and we made $22 billion in Markets revenue.

You can see that our actual performance under extreme stress isn’t even close to the hypothetical losses of the stress test.

Another major fallacy is that derivatives are objects of financial destruction. In reality, derivatives are an essential part of managing financial risk and are used by investors, corporations, farmers, businesses, countries, governments and others to manage their risks. And more than 85% of derivatives are fairly basic forms of foreign exchange or interest rate swaps.

One last fallacy is that the repo markets are all about speculation. While it’s true that repo is used by certain investors to leverage up their positions, about 75% of repo is essential to normal money market functioning, i.e., is done by broker-dealers financing their actual inventory positions, money market funds investing their cash backed by highly rated collateral and clients hedging their positions.

Market makers add confidence, liquidity and transparency to U.S. capital markets — market making helps stabilize markets and can reduce volatility.

In addition, more liquidity, not less liquidity, will be needed to maintain market stability. Large banks keep an inventory of securities they can deploy in times of stress to help soothe markets; however, with the implementation of new regulations, banks now hold 70% as much inventory in securities as they did before the 2008 financial crisis, while the total size of the market has almost tripled. Higher capital requirements will accelerate this trend even further, impacting banks’ ability to deliver support to clients and markets in times when it is needed the most.

Washington’s Basel III endgame proposal damages market making, hurts Americans and drives activity to less transparent, less regulated markets.

If this proposal is enacted as drafted:

• Everyday consumer goods could be impacted. Households contending with inflation could also feel the effects of higher capital requirements on market-making activities when they shop. From beverage companies that need to manage aluminum costs to farms that need to protect against environmental risks, if the cost of hedging those risks increases, it could be reflected in what consumers pay for everything from a can of soda to meat products.
• Mortgages and small business loans will be more expensive. Consumers seeking a mortgage — including first-time homebuyers and historically underserved, low- to moderate-income borrowers with smaller down payments — will face higher interest rates or will have a tougher time accessing one. This will occur not only because the cost of originating and holding these loans is higher but also because the cost of securitizing them will rise for banks, nonbanks and government agencies. Not only that, but the proposal will likely lead to reductions in the size of unfunded credit card lines, which will put pressure on FICO scores and thereby make it more difficult for some people to access other forms of retail credit such as mortgages. Again, this will have the greatest impact on low- to moderate-income borrowers who rely most heavily on credit cards for day-to-day spending and to build their credit history. It could even be argued that existing regulations go too far and that there is an opportunity to help underserved communities by dialing down regulations that lead to higher borrowing costs. This should be studied and the pros and cons analyzed. The same can be said for small business loans, which will become more expensive and less accessible.
• Saving for retirement or college will be harder. The cost of products that families count on to save for retirement or college will go up as a result of this proposal. Asset managers, money market funds and pension funds all buy, sell and safekeep securities and other financial instruments for American investors. Under the proposed rules, the cost of banking products used on behalf of clients each day — including brokerage, advisory, clearing and custody services — will go up and feed through to customers. That will lead to lower returns on retirement accounts, college funds and other long-term savings.
• Government infrastructure projects and corporate development will become more expensive. Federal, state and local governments, as well as corporations and other institutions, rely on large banks for access to U.S. capital markets to fund development. If accessing capital markets becomes more expensive, it will have a ripple effect on the hiring of American workers, investment in research and development, and funding to build hospitals, roads and bridges, including the planned infrastructure projects from the Inflation Reduction Act (IRA).

More market activity will move to unregulated institutions, out of sight from regulators and without the same level of consumer protections that Americans expect from their banks. Other market participants that don’t have holistic client relationships are less likely to provide liquidity to help stabilize markets.

In volatile times, banks have been able to intermediate to help their clients and to work with the regulators. With new regulations, they may be less able to do so. There have been several times in the past few years where banks had ample liquidity and capital but were unable to rapidly increase their intermediation in the markets due to very rigid liquidity and capital requirements. Finally, the proposed rules increase the chance that the Federal Reserve will have to step in again — and this is not something they should want to do on a regular basis but only in an extreme emergency.

Staying Competitive in the Shrinking Public Markets

In previous letters, I have described the diminishing role of public companies in the American financial system. From their peak in 1996 at 7,300, U.S. public companies now total 4,300 — the total should have grown dramatically, not shrunk. Meanwhile, the number of private U.S. companies backed by private equity firms — which does not include the rising number of companies owned by sovereign wealth funds and family offices — has grown from 1,900 to 11,200 over the last two decades. This trend is serious and may very well increase with more regulation and litigation coming. Along with a frank assessment of the regulation landscape, we really need to consider: Is this the outcome we want?

There are good reasons for private markets, and some good outcomes result from them. For example, companies can stay private longer if they wish and raise more and different types of capital without going to the public markets. However, taking a wider view, I fear we may be driving companies from the public markets. The reasons are complex and may include factors such as intensified reporting requirements (including investors’ growing needs for environmental, social and governance information), higher litigation expenses, costly regulations, cookie-cutter board governance, shareholder activism, less compensation flexibility, less capital flexibility, heightened public scrutiny and the relentless pressure of quarterly earnings.

Along with the universal proxy — which makes it easier to put poorly qualified directors on a board — the pressures to retreat from the public market are mounting. In addition, corporate governance principles are becoming more and more templated and formulaic, a negative trend. For example, proxy advisors may automatically judge directors unfavorably if they have a long tenure on the board, without a fair assessment of their actual contributions or experience. Another example is the constant battle by some proxy advisors who try to split the chairman and CEO role when there is no evidence this makes a company better off — in fact, today, lead directors generally hold most of the authorities previously assigned to the chairman. The governance of major corporations is evolving away from guidance by governance principles that focus on a company’s relationship to long-term economic value toward a bureaucratic compliance exercise. Good corporate governance is critical, and a little common sense would go a long way.

THE PRESSURE OF QUARTERLY EARNINGS COMPOUNDED BY BAD ACCOUNTING AND BAD DECISIONS

There is something very positive about detailed and disciplined quarterly financial and operating reporting. But company CEOs and boards of directors should resist the undue pressure of quarterly earnings, and it is clearly somewhat their fault when they don’t. However, it is naïve to think that the pressure doesn’t exist because companies that “disappoint” can face extensive criticism, particularly those with a new or young CEO. It’s possible for companies to take short-term actions to increase earnings, such as selling more product cheaply at the end of a quarter, cutting certain investments that may be terrific but can show accounting losses in the first year or two, or just deploying more aggressive accounting methods at times. Once shortcuts like this begin, people all over the company understand that it is okay to “stretch” to meet your numbers. This could put you on a treadmill to ruin. Obviously, a company should not resort to these tactics, but it does happen in the public markets — and it’s probably less likely in the private markets.

THE HIJACKING OF ANNUAL SHAREHOLDER MEETINGS

One of the reasons it is less desirable to be a public company is because of the spiraling frivolousness of the annual shareholder meeting, which has devolved into mostly a showcase of grandstanding and competing special interest groups. We should treat shareholders with tremendous respect — and we do. At JPMorgan Chase, we are constantly talking with our investors — our directors, our lead director and our corporate governance experts visit most of our major investors whether they be direct owners or asset managers who manage the money for others. Meeting with your shareholders and investors is critical, but the annual shareholder meeting itself has become ineffective. We should try to come up with a far more constructive alternative.

THE UNDUE INFLUENCE OF PROXY ADVISORS

There are essentially two main proxy advisors in the United States. One is called Institutional Shareholder Services (ISS), and the second is called Glass Lewis. These proxy advisors started out providing reams of data from companies to help their institutional investor clients vote on proxy matters (information on executive compensation, stock returns, detail on directors, policies and so on). However, they soon also began to provide advice on how shareholders should vote on proxy matters. And, in fact, institutional investors generally execute their voting on an ISS or Glass Lewis platform, which often includes a clear statement of the advisory service’s position.

I should also point out, because it may be relevant, that ISS is owned by Deutsche Boerse, a German company, and Glass Lewis is owned by Peloton Capital, a Canadian private equity firm. I question whether American corporate governance should be determined by for-profit international institutions that may have their own strong feelings about what constitutes good corporate governance.

While asset managers and institutional investors have a fiduciary responsibility to make their own decisions, it is increasingly clear that proxy advisors have undue influence.

Asset managers (who manage money on behalf of others) and institutional investors (e.g., pension plans and endowments) may rely on a variety of information sources to support their valuation decision-making process. While data and recommendations may form pieces of the information mosaic, their votes should ultimately be based on an independent application of their own voting guidelines and policies. To the extent they use recommendations from proxy advisors in their decision-making processes, they should disclose that they do so and should be satisfied that the information upon which they are relying is accurate and relevant. However, many companies would argue that this information is frequently not balanced, not representative of the full view and not accurate. In addition, companies complain that they often cannot get the data corrected, and, therefore, a vote may go uncorrected.

Almost all asset managers receive proxy advisor data and recommendations; while some asset managers vote completely independently of this information, the majority do not. Most asset managers have formed corporate governance or stewardship committees that are responsible for their voting, and these committee positions are often held not by portfolio managers and research analysts (i.e., the people buying and analyzing the individual securities) but by stewardship experts. While it is good to have stewardship experts, the reality is that many of these committees default large portions of what they do to proxy advisors and, more troubling, make it harder for actual portfolio managers to override this decision making.

Some have argued that it’s too hard and too expensive to review the large number of proxies and proxy proposals — this is both lazy and wrong. If issues are important to a company, they should be important to the shareholder — for the most part, only a handful of proposals are important to companies.

We are making enhancements to J.P. Morgan Asset Management’s proxy voting processes to amplify the role of portfolio managers and to address the perception of asset managers’ reliance on third-party advisor voting recommendations.

Enhancements to the firm’s internal proxy voting process will include:

• More portfolio manager participation in proxy committee decision making. The firm has significantly expanded the representation of portfolio managers on its North American Proxy Committee in an effort to increase the diversity of viewpoints represented on the committee. As part of this change, and in recognition that portfolio managers, as fiduciaries, may differ in their views on how to vote on particular proposals depending on a mandate’s investment strategy and guidelines, we are broadening our capabilities to support voting results that may vary across our platform.
• Diminished role of proxy advisor recommendations. J.P. Morgan Asset Management makes its own independent proxy voting decisions (based on deep fundamental research) and stands behind the depth and rigor of its processes and historical information advantage. In most cases, the firm will only use proxy advisory firms for research, data and technical mechanics of vote transmission and not for outsourced recommendations. By the end of 2024, J.P. Morgan Asset Management generally will have eliminated third-party proxy advisor voting recommendations from its internally developed voting systems. Additionally, the firm will work with third-party proxy voting advisors to remove their voting recommendations from research reports they provide to J.P. Morgan Asset Management by the 2025 proxy season.
• Other enhancements. We are working to give a company and its management even greater access to the ultimate decision makers; to raise critical issues to a company as early as possible in a constructive and proactive way; and to be willing to tell companies how we have voted once our decision is made rather than waiting until votes are finally counted.

Taken together, these steps are designed to respond to a growing perception (and, I believe, reality) that the asset management industry generally places undue reliance on proxy advisors in how proxies are voted. We believe these actions will strengthen our relationships with our clients and with companies while helping to build trust between shareholders, investors and companies.

THE BENEFITS AND RISKS OF PRIVATE CREDIT

I have already mentioned some of the benefits of private credit, and I’ll now mention some more. Many people in the private credit arena are very smart and creative and want to help the companies they invest in navigate through market shoals. They can move quickly, discreetly and flexibly. Most generally understand that bad accounting drives bad decisions, and their goal is to make the right decisions for the future of the company.

On the other hand, not all players are that good. And problems in the private credit market caused by the bad players can leak onto the good ones, even though private credit money is locked up for years. If investors feel mistreated, they will cry foul, and the government will respond by putting a laser focus on the business. It’s a reasonable assumption that at some point regulations will focus on the private markets as they do on the public markets.

This scrutiny will include a look at how private credit values its assets, which isn’t as transparent as public market valuations. In addition, private market loans commonly lack liquidity in the secondary market and are not generally supported by in-depth market research.

New financial products that grow extremely rapidly often become an area of unexpected risk in the markets. Frequently, the weaknesses of new products, in this case private credit loans, may only be seen and exposed in bad markets, which private credit loans have not yet faced. When credit spreads gap out, when interest rates go up and when some leveraged companies suffer in the recession, we will find out how those loans survive stress testing. In addition, they can create a little bit of a “credit crunch” for borrowers since it might be hard for private creditors to roll over loans under those conditions. Under stress conditions, private creditors would have to charge exorbitant prices that companies simply cannot afford in order to book the new loan at par. Banks are in a slightly different position.

A BANK’S STRENGTH: PROVIDING FLEXIBLE CAPITAL

Banks generally try to be there for their borrowers in difficult times — striving to roll over loans, renegotiate terms and raise additional capital. Banks do this for multiple reasons: They normally feel an obligation to help their clients, they have long-term relationships and they can commonly earn other sources of revenue from client-driven transactions. Banks can also flex their capital and lending base as needed by their clients. This is because a bank can and should make decisions to help companies through good times and bad, seeking to retain them as long-term clients across many areas of the bank. They can and do take “losses” that help the client maintain the franchise. But an asset manager must act as a “fiduciary” of other people’s money and cannot lend based on a moral obligation or potential future relationship.

Recently, we have been witnessing a convergence between the public and private markets. But it’s too soon to say how this ultimately will play out, particularly if we go through a recessionary cycle.

Management Lessons: Thinking, Deciding and Taking Action – Deliberately and with Heart

I always enjoy sharing what I’ve learned from watching others, reading and experiencing through my own journey.

BENEFITING FROM THE OODA LOOP

The military, which often operates in extreme intensity of life and death and in the fog and uncertainty of war, uses the term “OODA loop” (Observe, Orient, Decide, Act — repeat), a strategic process of constant review, analysis, decision making and action. One cannot overemphasize the importance of observation and a full assessment — the failure to do so leads to some of the greatest mistakes, not only in war but also in business and government.

A full assessment is critical.

To properly manage any business situation, you need to perform a full and complete assessment of it. In business, you have to understand your competitors, their distribution, their economics, their innovations, and their strengths and weaknesses. You also need to understand customers and their changing preferences, along with your own costs, your people and their skills. Then there’s knowing how other factors fit in, like technology, risk, motivations … hope you get the point. For countries, you need a thorough grasp of their economies, strengths and weaknesses, population and education, access to raw materials, laws and regulations, history and culture. Research, data and analytics should be at a very detailed level and constantly reassessed. Only after you complete this diligent study can you start to make plans with a high degree of success.

Get on the road – it builds knowledge and culture.

I have frequently wondered about all the nonstop road trips, client meetings, briefings, greetings, bus trips, and visits to call centers, operating centers and branches, regulators and government officials, among others: Did they make a difference? The answer is absolutely yes because they enabled a process of constant learning, assessment and modification of best practices — gaining insights from employees to clients to competitors. Employees will tell you what you are doing well or poorly if you simply ask them, and they know you want to hear the real answer. Curiosity is a form of humility — acknowledging that you don’t know everything. Responding to curiosity allows other people to speak freely. Facts and details matter and inform a deeper and deeper analysis that allows you to continually revise and update your plans. This, of course, also means that you are constantly admitting prior mistakes.

You need to shed sacred cows, seek out blind spots and challenge the status quo.

Very often companies or individuals develop narratives based upon beliefs that are very hard to dislodge but are often wrong — and they can lead to terrible mistakes. A few examples will suffice. Stripe, Inc. built a payments business by working with developers — something we never would have imagined but might have figured out if we had tried to seek out what others were doing in this area. Branches were being closed, both at Bank One and Chase, because the assumption was that they would not be needed in the future. We underinvested for years in the wealth management business because we were always focused on the value of deposits versus investments. Question everything.

Use your brains to figure out the truth — not to justify what you already think.

It’s often hard to change your own attitudes and beliefs, especially those you may have held on to for some time. But you must be open to it. When you learn something that is different from what you thought, it may affect many conclusions you have, not just one. Try not to allow yourself to become rigid or “weaponized,” where other employees or interest groups jazz you up so much that you become a weapon on their behalf. This makes it much harder to see things clearly for yourself. When people disagree with you, seek out where they may be partially right. This opens the door for a deeper understanding and avoids binary thinking.

It's hard to see certain long-term trends, but you must try.

There is too much emphasis on short-term, monthly data and too little on long-term trends and on what might happen in the future that would influence long-term outcomes. For example, today there is tremendous interest in monthly inflation data, although it seems to me that every long-term trend I see increases inflation relative to the last 20 years. Huge fiscal spending, the trillions needed each year for the green economy, the remilitarization of the world and the restructuring of global trade — all are inflationary. I’m not sure models could pick this up. And you must use judgment if you want to evaluate impacts like these.

Also, a block of time as short as one year is an artificial framework for judging the impact of long-term trends that could easily play out over years. A helpful exercise is to think “future back,” in which you imagine different future outcomes, including the ones you want, and then work backward to events that are happening today (or that might happen or that you cause to happen), closely examining the connections between those events and your projected or desired outcomes. Those connections inform your risk and R&D planning. Similarly, when companies compare the attributes of their products and services with their competitors, they usually only consider where they are versus their competitors. But nothing is static — they should consider where their competitors will be in the future. Conditions are always changing, crises are always emerging. When analyzing the playing field, it is better to assume that your competitors are strong and are already in the process of improving and innovating. This minimizes the chance of arrogance leading to complacency.

DECISION MAKING AND ACTING (HAVE A PROCESS)

There is a time for an individual to decide and act.

Sometimes you should take the time to measure twice and cut once. And then sometimes making a quick decision is better than delaying. You should try to distinguish between the two. For example, with decisions that are hard to reverse, it’s usually better to go slow. With other decisions where you can test, learn, probe and change direction, it’s often better to go fast. It’s been my experience that it’s hard for some people to actually decide and act. This could be from analysis paralysis, lack of “perfect” information, fear of failure or the feeling that full consensus is needed before a decision can be reached. But whatever it is, it can slow down and possibly seriously damage a company.

To get people to think like decision makers and take a strong point of view, we like to ask, “What would you do if you were king or queen for a day?” It helps shift the direction to individual decision making. We also ask questions like, “What would you wish for if you knew X was going to happen?” (for example, higher interest rates). Decision making takes a mix of courage, grit and guts.

One exercise that I find useful (and sometimes painful) is to draw up a list of important decisions that need to be made — the ones I often avoid confronting. So I take time every Sunday to think about these tough issues and almost always make progress. Progress doesn’t always mean that you come to the final conclusion — sometimes it’s just a very rational next step that can put you on a path to the final decision.

Try to have a good decision-making process.

Try to give yourself the time to decide. Make sure you speak with the right people and make sure the right people are in the room. Information should be fully shared. People should be made very comfortable with open debate. Quite often, the “right” answer is simply waiting to be found — you don’t have to guess.

Crowdsourcing, compromise, consensus and committees have benefits and risks.

There are huge benefits to crowdsourcing intelligence. It is a form of full assessment, a strategy for getting the best ideas and challenging the status quo. We should do this for almost every major decision. It is perfectly fine on some occasions to compromise and gain consensus, particularly on decisions that are not critical and can easily be reversed. Often people spend too much time debating issues that are simply not that important; it’s better to decide and move on. Also, before you compromise, you should know exactly what you want to achieve and the consequences of any tradeoffs. However, sometimes compromise and consensus cannot work and only lead to a feel-good decision that is probably wrong — this could be the road to ruin.

The use of committees can be good when done properly. For example, if our risk committees could do a full assessment and crowdsource all potential risks, that would lead to better decision making. I will give one very personal and painful example, which is when we had a major trading scandal, called The London Whale. The scandal was not caused by the complexity of the trade but rather the failure to go to the proper Risk committee for a thorough review, which should have happened but didn’t. I have no doubt that had the trade been raised there, the flaws would have been exposed immediately, thereby dramatically reducing or eliminating the problem. On the other hand, the opposite can happen when a committee, with everyone staring at each other, devolves into herd-like behavior with people looking for confirmation and ending up with a compromise that is a poor choice.

Good leadership involves great observation and the ability to act, but there is more …

THE SECRET SAUCE OF LEADERSHIP (HAVE A HEART)

You need to earn trust and respect with your employees.

You can be great at assessment, you can be brilliant and you may often be willing to act. But all of that is not good enough for “complete” leadership. To become a true leader, you need to be trusted and you must earn your respect, every day. People have to know that you do not have ulterior motives and that you’re trying to do the right thing — not trying to burnish your personal reputation. Good people want to work for people they respect, and they will not respect people who take all the credit and share all the blame. People need to know that even when you make mistakes, you’re willing to admit them and take corrective action. And there is more …

The importance of vision, communication and inspiration.

The reason I’ve always hesitated to talk about “vision” is because often it is the basic BS of corporate speak — that somehow if you impart your vision to people, they will take the mountain. What it really is all about is this: After you’ve done your full assessment and decision making, you can then continuously educate, explain, train, simplify, propel and fight. But this only works if people know you are in the trenches with them, if they understand the mission and if they are there side by side with your effort.

We know that bureaucracy can lead to politics, corporate stasis and terrible decisions. So you can communicate your vision about how to fight bureaucracy by telling stories about the silly things we do — but with a smile — and then by showing people that you will actually fix the problems.

Finally, your vision needs to be clear, coherent and consistent. Within an organization, people very quickly pick up the pattern of management saying one thing but doing another. Because if words and actions are inconsistent (for example, and I could give many, when we say we want employees to be treated with respect, but we allow a jerk to be their boss), confidence in leadership will be eroded.

Heart cannot be overstated.

Heart matters. And it makes a difference when people know and see that you actually care. One example: Many years ago when I was new to JPMorgan Chase, I learned that the company’s security guards had been outsourced — to save money. Since after outsourcing, when the same guards continued coming to work every day at the same salary, I wondered, “How could this be?” (FYI, this was brought to my attention by the head of the Service Employees International Union, who came to see me over the objection of my management team.) The reason we were saving money is because the healthcare benefits were cut in half for the guards and their family members (currently worth approximately $15,000 a year), and the savings were split with us. This was a heartless thing to do — and the second I found out, I reversed the decision. JPMorgan Chase’s success will not be built off the backs of our guards — it will be the result of fair treatment of all of our employees — and we’re thankful that many of those guards are still with our company today.

You know heart and soul when you see it in effect on sports teams or with “the boys in the boat” — it’s a beautiful thing to watch. It’s not as obvious, but it happens in business, too.

It’s essential to build trust with your customers, constituencies and, yes, even competitors.

Of course, I’m not bringing this up as a matter of corporate governance or a corporation’s purpose: A business should, over the long run, try to maximize shareholder value. It is completely obvious that running a decent business —treating everyone ethically and earning trust and respect in all your communities — is not only fundamental to shareholder value but also to a healthy society.

A Pivotal Moment for America and the Free Western World: Strategy and Policy Matter

In past years, I have written extensively about public policy issues. It is important to engage in these conversations, particularly around domestic economic policy because policy matters . While JPMorgan Chase can execute specific plans to improve outcomes for customers and communities, there is no replacement for effective government policies that add to the general well-being of the country. A stronger and more prosperous country will make us a stronger company.

As CEO of this company, every year I visit numerous countries around the globe. I meet with foreign government leaders, presidents and prime ministers, business leaders, and civic and academic experts, which allows me to learn a significant amount about how public policy is executed around the world. It also reinforces some of the critical values and virtues that are essential to a healthy country.

Every time I see the American flag, it reminds me of the values and virtues of this country and its founding principles conceived in liberty and dedicated to the notion that all men and women are created equal. Talk with someone who has recently become a naturalized citizen or watch a ceremony where groups of people take the oath to America, and you will see extraordinary joy and newfound pride. They now live free, with individual rights protected by the Constitution and with their life and the well-being of their family and community protected by the U.S. military. As Americans, we have much to be grateful for and much to defend.

If you read the newspaper from virtually any day of any year since World War II, there is abundant coverage on wars — hot and cold — inflation, recession, polarized politics, terrorist attacks, migration and starvation. As appalling as these events have been, the world was generally on a path to becoming stronger and safer. When terrible events happen, we tend to overestimate the effect they will have on the global economy. Recent events, however, may very well be creating risks that could eclipse anything since World War II — we should not take them lightly.

February 24, 2022 is another day in history that will live in infamy. On that day, 190,000 Russian soldiers invaded a free and democratic European country — importantly, somewhat protected by the threat of nuclear blackmail. Russia’s invasion of Ukraine and the subsequent abhorrent attack on Israel and ongoing violence in the Middle East should have punctured many assumptions about the direction of future safety and security, bringing us to this pivotal time in history. America and the free Western world can no longer maintain a false sense of security based on the illusion that dictatorships and oppressive nations won’t use their economic and military powers to advance their aims — particularly against what they perceive as weak, incompetent and disorganized Western democracies. In a troubled world, we are reminded that national security is and always will be paramount, even if its importance seems to recede in tranquil times.

The fallout from these events should also lay to rest the idea that America can stand alone. Of course, U.S. leaders must always put America first, but global peace and order are vital to American interests. Only America has the full capability to lead and coalesce the Western world, though we must do so respectfully and in partnership with our allies. Without cohesiveness and unity with our allies, autocratic forces will divide and conquer the bickering democracies. America needs to lead with its strengths — not only its military but also its economic, diplomatic and moral forces. And now we must do so as America’s leadership is being challenged around the world. There is nothing more important.

Policy and strategy matter, and it’s important to be engaged.

In our increasingly complex world, there is a vital interrelationship between domestic and foreign economic policy, particularly around trade, investment, national security and other issues. And, of course, while American voters and leadership set U.S. foreign policy, being a constructive part of the global conversation has become more important than ever.

If you doubt how important public policy is for the health of a country, you need to look no further than the recent history of Greece, Ireland or Singapore. Each of these countries, starting from deeply challenging places, implemented effective government and policies that have done a great job of lifting up their people when many thought it wasn’t possible. Sweden is another great example of a country with good broad-based policies that have succeeded at precisely what we all may want — a dynamic, innovative, free-market economy (Sweden actually has fewer government-owned enterprises than America) and safety nets that work. Conversely, you need to look no further than North Korea or Venezuela to see the complete destruction and havoc that terrible public policies (often in the name of the people) can cultivate.

Strategy by its nature must be comprehensive. In the rest of this section, I try to answer the question: What must we do to ensure that the world stays safe, not only for America but for freedom and democracy? A comprehensive strategy entails four important pillars, and we must succeed at each:

• Maintain American leadership (including military).
• Achieve long-term economic success with our allies.
• Strengthen our nation domestically.
• Deepen focus and resolve on addressing our most pressing challenges.

COALESCING THE WESTERN WORLD — A UNIQUELY AMERICAN TASK

Only America has the full capabilities of military might, economic power and the principles that most people around the world yearn for — based on “liberty and justice for all” and the proposition that all people are created equal. America remains the bastion of freedom and the arsenal of democracy.

There is no alternative to American leadership.

In the free and democratic Western world, and, in fact, for many other countries, there is no real or good alternative to America. The only other potential superpower is China. Other nations know they can rely on the founding principles of America. If we reach out our hand, most nations will happily take that hand. America is still the most prosperous nation on the planet, which not only can guarantee our military strength but also positions us to help our allies develop and grow their nations (though we should minimize the “our way or the highway” type of behavior). This leadership is needed today to help Ukraine stay free in its battle with Russia.

Most of the world wants American leadership.

America continues to be the envy of much of the world, and as we’ve seen with the challenges at our borders, there is a reason people want to come here and not to autocratic nations. If you opened America’s borders to the rest of the world, I have little doubt that hundreds of millions of people would want to move here. By contrast, not many would want to emigrate to autocratic nations. Also, I have little doubt that if most investors across the globe could only invest in one country, they would choose the United States. Beyond our country’s borders, people and nations around the world understand the role that America has played in promoting world peace — known as Pax Americana. For the most part, Pax Americana has kept the world relatively peaceful since World War II and helped lead to enormous global economic prosperity, which has helped lift 1.3 billion people out of poverty.

Modern America does not engage in economic coercion or foreign wars to steal land or treasure. The fact that some of our foreign excursions might have been misguided does not negate this. We helped rebuild Europe and Japan after the devastation of World War II, and we, with our allies, have helped create global institutions to maintain peace. We are still trusted.

First and foremost, the Western world needs unquestioned military might — peace through strength.

“We know only too well that war comes not when the forces of freedom are strong, but when they are weak,” said Ronald Reagan in 1980.

So far, the Western world has done a good job in strengthening military alliances in response to the war in Ukraine. Ukraine is essentially the front line that needs immediate support. Providing that support is the best way to counter autocratic forces that would seek to weaken the Western world, particularly America. But the ongoing wars in Ukraine and the Middle East could become far worse and spread in unpredictable ways. Most important, the specter of nuclear weapons — probably still the greatest threat to mankind — hovers as the ultimate decider, which should strike deep fear in all our hearts. The best protection starts with an unyielding resolve to do whatever we need to do to maintain the strongest military on the planet — a commitment that is well within our economic capability.

American leadership requires not only the military but also the full “symphony of power.”

Former Secretary of Defense Robert Gates, in his book Exercise of Power, writes extensively in the first chapter about “the symphony of power.” He makes the critical point that America has often overused and misused military power and has massively underused other muscles — diplomacy, intelligence, communication (explaining to the world the benefits of democracy and free enterprise) and comprehensive economic policy.

America has the most extensive group of partners, friends and allies — both military and economic — that the world has probably ever seen. We should put this to better use.

The American public ought to hear more about why this is so important.

International isolationism has run through American foreign policy throughout our history, frequently with good reason. The chant, “Don’t get involved in foreign wars” was often right. That said, the American public should remember that even after the Revolutionary War, we did, in fact, have British and French armies on our soil. The sinking of American merchant and passenger ships during World War I and the surprise attack on Pearl Harbor in World War II brought isolationism to a close for a time. America is never far from being dragged into terrible conflicts. Global wars come to our shores whether we like it or not — we need to stay engaged.

In perilous periods of history when our allies and other democracies were under serious assault, great American leaders have inspired the American people — through words and actions — to stand up to help and defend them. Staying on the sidelines during battles of autocracy and democracy, between dictatorship and freedom, is simply not an option for America today. Ukraine is the front line of democracy. If the war goes badly for Ukraine, you may see the splintering of Pax Americana, which would be a disaster for the whole free world . Ukraine’s struggle is our struggle, and ensuring their victory is ensuring America first . It is imperative that our national leaders explain to the American people what is at stake and make a powerful case – with energy, consistency and clarity – for our strong enduring commitment to Ukraine’s survival for as long as it takes (and it could take years).

One last point: Ukraine needs our help immediately, but it’s important to understand that much of the money that America is directing to Ukraine is for purchasing weapons and equipment, most of which will be built in America. Not only is our aid helping Ukraine, but it is going directly to American manufacturers, and it is helping the country rebuild our military industrial capacity for the next generation.

STRENGTHENING OUR POSITION WITH A COMPREHENSIVE, GLOBAL ECONOMIC SECURITY STRATEGY

Sustaining America’s economic strength is a bedrock for our long-term military strength. There are many things we need to do to strengthen the U.S. economy, and I talk about that later in this section. This discussion is about foreign economic policies – the economic battlefield.

The whole Western world is rethinking and reimagining its military strategies and alliances. We need to do the same for our economic strategies and alliances, but we should be guided by a comprehensive global strategy that deals with critical issues. Done properly, such a strategy would help strengthen, coalesce and possibly be the glue that holds together Western democratic alliances over decades.

Foreign economic policy involves trade and investment, export controls, secure and resilient supply chains, and the execution of sanctions and any related industrial policies. It must also include development finance — think of the “Belt and Road” efforts in China — which are critical to most developing nations. This framework should tell us not only how to deal with our allies but also how to work with nonaligned nations around the world. These strategies should not be aimed against any one country (such as China) but rather be focused on keeping the world safe for democracy and free enterprise.

Economic national security is paramount — both for the United States and for our allies.

It is a valid point that the Western world — both government and business — essentially underestimated the growing strength and potential threat of China. It’s also true that China has been comprehensively and strategically focused on these economic issues, all while we slept. But let’s not cry over spilled milk — let’s just fix it.

We missed the potential threat from three vantage points. The first is companies’ overreliance on China as the sole link in their supply chain, which can create vulnerabilities and reduces resiliency. But to the extent this involves everyday items, like clothes, sneakers, vaccine compounds and consumer goods, this dependency is not as critical or complex and will eventually be sorted out.

The second is the most critical. The United States cannot rely on any potential adversaries for materials essential to our national security — think rare earths, 5G and semiconductors, penicillin and materials critical to essential pharmaceuticals, among others. We also cannot be sharing vital technologies that can enhance an adversary’s military capabilities. The United States should properly and narrowly define these issues and then act unilaterally, if necessary, to fix them.

The third is also complex, which is countering unfair competition or “mercantilist” behavior in critical industries; think electric vehicles, renewable energy and AI, among others. Examples of this would be where a state, any state, uses government powers, capital, subsidies or other means to dominate critical industries and deeply damage the economic position of other nations. Weakening a country economically can render it a virtual “vassal state,” reliant on potential adversaries for essential goods and services, which also weakens it militarily. We cannot cede our important resources and capabilities to potential adversaries.

All these issues can be resolved, though they will take time and need devoted effort.

Every nation will have different national security issues. For example, Europe in general and countries like India, Japan and Korea need reliable, affordable and secure energy; many nations would put food security as their top concern. This means that we must work with our allies to accomplish our own goals and to help them accomplish theirs. We have extraordinary common interests in our joint security: We must hang together — because if we don’t, we will assuredly hang separately.

We already engage in trade — improving it is good economics and great geopolitics.

We must have a better understanding of trade. As a nation, we refuse to get into genuine trade discussions, but this ignores the complete and obvious truth — we already have trade relationships with all these countries. Approximately 92% of the world’s consumers live outside the United States. Increased trade allows our workers and farmers to access those markets. We should negotiate trade agreements that can achieve more, economically, for ourselves and our allies, as well as meet all of our national security needs. While it is appropriate to use trade to continue to nudge allies in the right direction around human rights and climate, this objective should be subordinated to our national interests of long-term security.

Negotiating must be done in concert with our allied nations so as not to cause a fissure in economic relations. This is critical — strong economic bonds will help ensure strong military alliances. The Inflation Reduction Act has much good in it (more on this later), but it angered many of our allies. To them, the bill was by America and for America, and, subsequently, they felt a need to match it so their businesses would not be disadvantaged. The terms of the legislation could have been better negotiated with our allies in mind, strengthening our economic ties with the free world.

We should also immediately re-enter, if possible, the prior negotiated Trans-Pacific Partnership agreement. Not only is it good for the economy, but it also could be a brilliant, strategic, economic security move — an economic alliance that binds us with 11 other important countries (including Australia, Chile, Japan, Malaysia, Mexico, Singapore and Vietnam). Geopolitically and strategically, this might be one of the most important moves to counter China. While this is a challenging step, our political leaders need to explain and lead — and not be afraid of dealing with the tough issues. We also need to acknowledge that there have been real negative job impacts as a result of trade, which are usually concentrated around certain areas and businesses. So any new trade policy should be combined with a greatly enhanced Trade Adjustment Assistance program, which provides retraining, income assistance and relocation for those workers directly impacted by trade.

Trade is realpolitik , and the recent cancellation of future liquified natural gas (LNG) projects is a good example of this fact. The projects were delayed mainly for political reasons — to pacify those who believe that gas is bad and that oil and gas projects should simply be stopped. This is not only wrong but also enormously naïve. One of the best ways to reduce CO2 for the next few decades is to use gas to replace coal. When oil and gas prices skyrocketed last winter, nations around the world — wealthy and very climate-conscious nations like France, Germany and the Netherlands, as well as lower-income nations like Indonesia, the Philippines and Vietnam that could not afford the higher cost — started to turn back to their coal plants. This highlights the importance of safe, secure and affordable energy. Second, the export of LNG is a great economic boon for the United States. But most important is the realpolitik goal: Our allied nations that need secure and affordable energy resources, including critical nations like Japan, Korea and most of our European allies, would like to be able to depend on the United States for energy. This now puts them in a difficult position — they may have to look elsewhere for such supplies, tuning to Iran, Qatar, the United Arab Emirates or maybe even Russia. We need to minimize anything that can tear at our economic bonds with our allies.

The strength of our domestic production of energy gives us a “power advantage” — cheaper and more reliable energy, which creates economic and geopolitical advantages.

Industrial policy is now necessary, but it should be carefully constructed and limited.

In some cases, industrial policy (using government resources to subsidize investments to help make businesses more competitive) may be the only solution for quickly building up the industries we need (rare earths and semiconductors, among others) to guarantee resilient national security. The IRA and CHIPS Act are good examples of this and government has to get it right.

Such policy can also be used to help combat unfair competitive policies of nations that are using state capitalism and state control to dominate critical industries. However, when crafting industrial policy, the function of government needs to be narrowly defined and kept simple; i.e., governmental jurisdiction should be limited to very specific products and probably to what we know works, such as tax credits and, to a lesser extent, loan guarantees. And industrial policy should include twin provisions: 1) strict limitations on political interference, like social policies, and 2) specific permitting requirements, which, if not drastically improved, will badly inhibit our ability to make investments and allow infrastructure to be built. Adding social policy, politics and matters other than simple tax credits dramatically reduces the economic efficiency of industrial policy and creates conditions for corporate America to feed at the trough of government largess. We should quickly address how we can improve on already executed legislation. We do not want to look back and have great regrets about how so much of this policy work failed.

There are those who argue that the U.S. government needs much more far-reaching industrial policy to be able to micromanage and accomplish its many ambitious objectives. To those I say, read further in this section about how ineffective so many government policies have been.

We should be tough, but we should engage with China.

Over the last 20 years, China has been executing a more comprehensive economic strategy than we have. The country’s leaders have successfully grown their nation and, depending on how you measure it, have the first or second largest economy in the world. That said, many question the current economic focus of China’s leadership as they don’t have everything figured out. While China has become the largest trading partner to many countries around the world, its own GDP per person is $13,000. And the country continues to be beset by many economic and domestic issues.

China has its own national security concerns. The country is located in a very politically complex part of the world, and many of China’s actions have caused its neighbors (e.g., Japan, Korea, Philippines, among others) to start to re-arm and, in fact, draw closer to the United States. It also surprises many Americans to hear that while our country is 100% energy sufficient, China needs to import 10 million barrels of oil a day. It is clear that China’s new leadership has set a different course, with a much more intense focus on national security, military capability and internal development. That is their right, and we simply need to adjust to it.

America still has an enormously strong hand — plenty of food, water and energy; peaceful neighbors; and what remains the most prosperous and dynamic economy the world has ever seen, with a per person GDP of over $80,000 a year. Most important, our nation is blessed with the benefit of true freedom and liberty. See the sidebar on the amazing power of freedom later in this section.

While we may always have a complex relationship with China (made all the more complicated and serious by ongoing wars), the country’s vast size and importance to so many other nations requires us to stay engaged — thoughtfully and without fear. At the same time, we need to build and execute our own long-term, comprehensive economic security strategy to keep our position safe and secure. I believe that respectful, strong and consistent engagement would be best for both our countries and the rest of the world.

We need to strengthen and rebuild the international order — we may need a new Bretton Woods.

The international rules-based order established by the Western world after World War II is clearly under attack by outside forces, somewhat weakened by its own failures and inability to keep up with the increasingly complex world. This international order relies on a web of military alliances, trade agreements (e.g., World Trade Organization), development finance (e.g., International Monetary Fund and the World Bank) and related global tax and investment policies and diplomacy organizations (e.g., United Nations), which have evolved into a confusing and overlapping regime of policies. You can now add to it the new issues of cyber warfare, digital trade and privacy, and global taxes, among others.

It might be a good idea to convene a group of like-minded leaders to build and improve upon what already exists. The time may be right for a reimagined Bretton Woods — and by this, I mean revitalizing our global architecture. Since too many parts of the world have been neglected, any new system has to take into account and properly address the needs of all nations, including areas of concentrated poverty.

While we hope the wars in Ukraine and in the Middle East will end eventually (and, we hope, successfully from the standpoint of our allies), these other critical economic battles could possibly continue throughout our lifetime. If the Western world is slowly split apart over the next few decades, it will likely be the result of our failure to effectively address crucial global economic challenges.

PROVIDING STRONG LEADERSHIP GLOBALLY AND EFFECTIVE POLICY MAKING DOMESTICALLY

When you travel around the United States and talk with people of all types and persuasions, there is a rather common refrain; namely, why are we helping foreign nations with the safety of their borders and economies when we are not doing a particularly good job of protecting our own? While there is no moral equivalency in these arguments, they are understandable. It is clear that many Americans feel we need to do a better job here at home before we can focus over there . We can understand why some people living in this country, who have been neglected for decades, ask how their government can find the money for Ukraine and other parts of the world but not for them. It is a reasonable question.

From my point of view, our highly charged, emotional and political domestic issues are centered around 1) immigration and lack of border security and 2) the fraying of the American dream, particularly for low-income and rural Americans who feel left behind amid the growing wealth and prosperity of others around them. Please read the sidebar below, which I believe explains the legitimate frustration of some of our citizens. And I agree with them.

In the sidebar, I also explain how two policies (a large expansion of the Earned Income Tax Credit and focus on work skills and job outcomes at high schools, community colleges and colleges) would not only dramatically increase both the income and employment opportunities for many of those left behind but would also have the virtue of actually growing the workforce. The combined effect of all of this would be quite a boon to our GDP.

I believe that many affected Americans are not angry at hardworking, law-abiding immigrants and, in fact, acknowledge the critical role immigrants continue to play in building this wonderful country. Rather, they are angry that America has not implemented proper border control and immigration policies. It is astounding that many in Congress know what to do and want to do it but are simply unable to pass legislation because of partisan politics. Congress did come close on a few occasions — and I hope they keep trying.

Deliberate policies meant to drive healthy growth are needed.

For over two decades, since 2000, America has grown at an anemic rate of 2%. We should have strived for and achieved 3% growth. Had we done so, GDP per person today would be $16,000 higher, which would, in turn, have paid for better healthcare, childcare, education and other services. Importantly, the best way to handle our excess deficit and debt issues is to maximize economic growth.

Growth policies include (the list could be very long so I’ll just mention a few):

• Consistent tax policies, conducive to both employment and capital investment. Capital investment is the primary driver of innovation, productivity and, therefore, growth in America. Tax policies change too frequently, which causes uncertainty and complicates long-term capital investment decision making (I won’t bore you with the details here). A bipartisan committee of Congress is probably required to fix this — and the sooner the better.
• Well-conceived regulations (and related laws). This requires an ongoing concerted effort to streamline regulations to cost-effectively drive better outcomes for the United States. The last thing we need is a constant pile-on of politically driven, fragmented policies. Please read the sidebar, an editorial in The Wall Street Journal by George McGovern, one of the most liberal presidential nominees in our lifetime, in which he clearly lays out the complexity, risks and costs that businesses, large and small, face every day. While he acknowledges the worthiness of the goals of many regulations, he points out their negatives. He also calls out the “blame-shifting and scapegoating and the endless exposure to frivolous claims and high legal fees.” Not only is this state of affairs demoralizing, but it also reduces employment, capital investment and the formation of new businesses, as well as cause unnecessary bankruptcies. Estimates of the regulatory costs for America are approximately $19,000 per worker, dwarfing the regulatory burdens in other countries. We all want sensible regulations that make us a better and safer nation – but this number is astounding. We should be able to accomplish our goals while sharply reducing needless and wasteful expenses. And remember, it’s discouraging not only to companies but to all citizens who have to deal with it on a daily basis.

WALL STREET JOURNAL

June 1, 1992

(Copyright © I992, Dow Jones & Co., Inc.)

Manager's Journal: A Politician's Dream Is a Businessman's Nightmare

By George McGovern Wisdom too often never comes, and so one ought not to reject it merely because it comes late.

— Justice Felix Frankfurter

It's been 11 years since I left the U.S. Senate, after serving 24 years in high public office. After leaving a career in politics, I devoted much of my time to public lectures that took me into every state in the union and much of Europe, Asia, the Middle East and Latin America.

In 1988, I invested most of the earnings from this lecture circuit acquiring the leasehold on Connecticut's Stratford Inn. Hotels, inns and restaurants have always held a special fascination for me. The Stratford Inn promised the realization of a longtime dream to own a combination hotel, restaurant and public conference facility — complete with an experienced manager and staff.

In retrospect, I wish I had known more about the hazards and difficulties of such a business, especially during a recession of the kind that hit New England just as I was acquiring the inn's 43-year leasehold. I also wish that during the years I was in public office, I had had this firsthand experience about the difficulties business people face every day. That knowledge would have made me a better U.S. senator and a more understanding presidential contender.

Today we are much closer to a general acknowledgment that government must encourage business to expand and grow. Bill Clinton, Paul Tsongas, Bob Kerrey and others have, I believe, changed the debate of our party. We intuitively know that to create job opportunities we need entrepreneurs who will risk their capital against an expected payoff. Too often, however, public policy does not consider whether we are choking off those opportunities.

My own business perspective has been limited to that small hotel and restaurant in Stratford, Conn., with an especially difficult lease and a severe recession. But my business associates and I also lived with federal, state and local rules that were all passed with the objective of helping employees, protecting the environment, raising tax dollars for schools, protecting our customers from fire hazards, etc. While I never have doubted the worthiness of any of these goals, the concept that most often eludes legislators is: "Can we make consumers pay the higher prices for the increased operating costs that accompany public regulation and government reporting requirements with reams of red tape." It is a simple concern that is nonetheless often ignored by legislators.

For example, the papers today are filled with stories about businesses dropping health coverage for employees. We provided a substantial package for our staff at the Stratford Inn. However, were we operating today, those costs would exceed $150,000 a year for health care on top of salaries and other benefits. There would have been no reasonable way for us to absorb or pass on these costs.

Some of the escalation in the cost of health care is attributed to patients suing doctors. While one cannot assess the merit of all these claims, I've also witnessed firsthand the explosion in blame-shifting and scapegoating for every negative experience in life.

Today, despite bankruptcy, we are still dealing with litigation from individuals who fell in or near our restaurant. Despite these injuries, not every misstep is the fault of someone else. Not every such incident should be viewed as a lawsuit instead of an unfortunate accident. And while the business owner may prevail in the end, the endless exposure to frivolous claims and high legal fees is frightening.

Our Connecticut hotel, along with many others, went bankrupt for a variety of reasons, the general economy in the Northeast being a significant cause. But that reason masks the variety of other challenges we faced that drive operating costs and financing charges beyond what a small business can handle.

It is clear that some businesses have products that can be priced at almost any level. The price of raw materials (e.g., steel and glass) and life-saving drugs and medical care are not easily substituted by consumers. It is only competition or antitrust that tempers price increases. Consumers may delay purchases, but they have little choice when faced with higher prices.

In services, however, consumers do have a choice when faced with higher prices. You may have to stay in a hotel while on vacation, but you can stay fewer days. You can eat in restaurants fewer times per month, or forgo a number of services from car washes to shoeshines. Every such decision eventually results in job losses for someone. And often these are the people without the skills to help themselves — the people I've spent a lifetime trying to help.

In short, "one-size-fits-all" rules for business ignore the reality of the marketplace. And setting thresholds for regulatory guidelines at artificial levels — e.g., 50 employees or more, $500,000 in sales — takes no account of other realities, such as profit margins, labor intensive vs. capital intensive businesses, and local market economics.

The problem we face as legislators is: Where do we set the bar so that it is not too high to clear? I don't have the answer. I do know that we need to start raising these questions more often.

Mr. McGovern. the 1972 Democratic presidential candidate, is president of the Middle-Eastern Policy Council in Washington.

(See related letters: "Letters to the Editor: A Politician's Dream Is a Businessman's Nightmare" •· WSJ July 2, 1922)

• Timely permits on projects large and small. There is virtually no industry — from agriculture and construction to transportation, technology, and oil and gas — or business, large or small, that isn’t disadvantaged by the tedious process and the length of time it takes to get approvals for permits to get things done. This includes federal, state and local requirements. These bottlenecks also make investment far more costly and slow. Timely permits would improve infrastructure and save lives, not endanger them.
• Proper federal government budgeting and fiscal management. The staggering inability of the government to draft and pass a proper budget causes deep and unnecessary damage to our growth. Some people estimate that the waste alone (due to improper payments, overlapping programs, and fragmented and duplicative contracts, among other things) could cost the nation hundreds of billions of dollars annually. This uncertainty filters through virtually every part of the American economy and should not be accepted.

We can all forgo a little self-interest to do what is right for our country.

Those of us who have benefited the most from this country bear even greater responsibility to do this. It’s perfectly understandable that institutions, including businesses, unions and industries, lobby in Washington, D.C., to protect themselves — in good ways and bad — but we should more regularly put national interests ahead of self-interests. It’s good to want to ensure well-paying jobs and healthy industries. But it is not good when it reduces competition, stops the deployment of enhanced technology, harms efficiency, creates fake jobs or builds bridges to nowhere or damages the general health of the economy. Doing the right thing, the right way – which is achievable – would be better for everyone. As former President John F. Kennedy said, “Ask not what your country can do for you — ask what you can do for your country.”

Celebrate American exceptionalism.

We can safely say that America is an exceptional nation built and grounded on principles — principles of freedom of speech, freedom of religion, free enterprise (capitalism), and the freedom and empowerment brought to us by our democracy through the power to elect our leaders and of our Constitution, which makes these individual freedoms sacrosanct. Much of the world yearns to be here because of those principles — the right to life, liberty and the pursuit of happiness. We should extol those virtues while recognizing that America has never been a perfect nation, like all other nations. We can acknowledge our flaws and strive to constantly correct them, without denigrating our nation.

Let’s celebrate the shared sense of sacrifice that gives us all strength.

There were very few positives from the pandemic, but I’m mentioning one, which, unfortunately, didn’t last, but reflected the best of us. In New York City, at 7 p.m. every evening, people throughout the city would open their windows, shouting and screaming and banging pots and pans to show gratitude to the essential workers — sanitation workers, police, firefighters, emergency responders, nurses and doctors. Of course, these workers were always essential, but I was hoping that spirit and civility would become deeply embedded and have longer lasting effects in our society.

I can understand when an individual for conscientious reasons chooses not to do work that helps our military. But I cannot understand when an entire company takes that position. How can we have a sense of shared sacrifice, when America is home to 18 million veterans who were willing to risk their lives for America’s safety, and yet some companies are not even willing to use their fingertips to help?

For example, back in 1969 the cancellation of the Reserve Officers’ Training Corps programs by the country’s most prestigious universities and colleges likely fueled the great divide – between elites and others in our country – that persists today. Our strength as a nation is best served when the best students and the best soldiers are brought together and we would all benefit from more civility and better teaching around basic virtues like hard work, shared sacrifice, justice, rationality and more respect for the enduring values of American freedom and free enterprise.

Resist being “weaponized.”

We can start by trying to understand other people’s and other voters’ points of views, even around deeply emotional topics. We can stop insulting whole classes of voters. We can stop name calling. We can stop blame-shifting and scapegoating. We can stop being petty. Politicians can cease insulting, baiting and belittling each other, which diminishes them and the voter. It has also become too acceptable for some politicians to say one thing in private and deliver a completely different message in public. It would also be nice to see some cabinet members from the opposing party. We should also stop degrading and demonizing American business and American institutions, which are the best in the world, because it erodes confidence in our very country.

Social media could do more.

There is no question that social media has some real negative effects, from the manipulation of elections to the increasingly documented negative effects on the mental health of children. These are issues impacting our individual and collective spheres, and it’s time for social media companies to take more action to remedy these challenges — and swiftly. Rapid advances in technology will not only make these existing issues harder to address, but they will likely create new ones. The current state of the online information landscape has wide-ranging implications on trust in institutions, information integrity and more — and it bears on institutions like ours, where platform policy has increasingly widespread implications for concerns about fraud, security and other issue spaces.

A range of tools and approaches is required to address this complex and important situation — and there are several measures that platform companies can immediately enact, voluntarily, while strengthening and improving their business models. One common sense and modest step would be for social media companies to further empower platform users’ control over what they see and how it is presented, leveraging existing tools and features — like the alternative feed algorithm settings some offer today. I believe many users (not just parents) would appreciate a greater ability to more carefully curate their feeds; for example, prioritizing educational content for their children.

Platforms could also consider enhanced authentication measures; i.e., having users identify themselves to the platform or to a trusted third party. This would have the virtue of increasing individual accountability and reducing imposters, bots and possibly foreign political actors on platforms. It would have immediate benefits for users who prefer content from authenticated sources that take responsibility for their postings. There are clear competing values that need to be balanced in such an approach, including those related to our cherished right to free speech, individual privacy and inclusion (for example, roughly 850 million people globally don’t have a way to easily authenticate themselves today). There are also legitimate questions as to whether authentication would be used as a tool to chill or block speech or quash bona fide political dissenters, and real work needs to be done to identify policy and technical solutions that balance such risks and benefits.

I offer these approaches as a starting place, understanding that it's crucial to continue honest conversation across sectors about the immediate, incremental improvements we can make to our online public square, considering the high stakes involved in how information is created and shared.

Effective measures will require time, money, learning and improvement, all in service of significantly enhancing the well-being, quality, and civility of our experiences online and in the world around us.

Healthy collaboration with business is needed.

Companies big and small create jobs, pay for employee healthcare and benefits, and build bridges, roads and hospitals. The people who work for and run these companies care deeply about their country — they are patriots, and they want to see people and communities succeed and prosper.

Unfortunately, the message America hears is that the federal government does not value business — that business is the problem and not part of the solution. There are fewer individuals in government who have any significant experience in starting or running a company, which is apparent every day in the political rhetoric that demonizes businesses and free enterprise and that damages confidence in American’s institutions. The relationship between business and government, in fact, might improve if there were more people from the business sector working in government. Inexperience with business is also evident from the regular lack of transparency or curiosity from regulators as they develop economic policies with potentially seismic consequences for the economy.

When I travel around the country, I experience a very different perspective on the street and at the local level — I see that many governors, mayors and city council members understand they are not facing big challenges alone. They stand shoulder to shoulder with our company, even when some of their constituents disagree or are skeptical about big banks. These government officials know they need partners who have the same stake in helping successful communities thrive and who care about building a prosperous future as much as they do. For example, in fewer than 10 years, Detroit saw one of the greatest turnarounds because of a vibrant collaboration between government and business. And businesses know they cannot succeed if individuals, families, towns and cities are not flourishing. We obviously don’t agree on everything, but there is a shared belief that we must work together. We can and should be full partners in developing solutions to our big problems.

The federal government, regardless of which party is in charge, needs to earn back trust through competence and effective policymaking.

The world is becoming more complex, more technologically competent and faster. Unfortunately the government simply is not built to innovate, compete and move quickly, as in the competitive business world. This may be the reason why government is becoming less effective. We need to take action on this because the loss of trust in government is damaging to society. We should be brutally honest about the staggering number of policies, systems and operations that are underperforming: Too many ineffective public schools do not give students the skills they need to land a well-paying job; we have over 25 million uninsured Americans, soaring healthcare costs and too many bad outcomes; we are unable to plan, permit and build infrastructure efficiently; our litigation system is capricious and wasteful; progress on immigration policies and reform is frustrating; lack of efficient mortgage markets and an affordable housing policy keep housing out of reach for many Americans; problems plague the Department of Veterans Affairs, the Federal Aviation Administration and the Internal Revenue Service; public universities don’t take responsibility for their costs and are often funded by excessive student lending; underinvestment in the electric grid results in high costs and unreliable service; highly inefficient U.S. merchant shipping and ports; and we have unfunded pension plans and no action on deficit spending, Social Security and Medicare. I’ll stop here. This should be unacceptable to all of us.

We need to find a way to bring more varied expertise and accountability to government.

We should be more ambitious in striving for excellence in government. I acknowledge that some of the best and the brightest are in government and the military today. Yet we should return to a government that seeks out more of the best and the brightest people from every background , including the private sector, to benefit from their knowledge and experience. Government also needs to leverage the expertise of business to address problems that it cannot solve on its own. And to be fair, business could use its influence to do less to further its own interest and more to enhance the nation as a whole.

We need good government. And there are some things only governments can do, such as oversee the military and justice systems. And while most innovation happens through the private sector, there are certain types of foundational innovations that can only be advanced by the government, such as basic research that simply cannot be funded by business. The Democrats want the government to do even more and the Republicans even less — I think we should spend more time trying to do even better . But no one, not even my most liberal Democratic friends, thinks that sending the government another trillion a year would be a wise use of money.

OUT OF THE LABYRINTH, WITH FOCUS AND RESOLVE

Even America, the most prosperous nation on the planet with its vast resources, needs to focus its resources on the complex and difficult tasks ahead.

I hope to never read a book about How the West Was Lost, summarized as follows: The failure to save Ukraine and find peace in the Middle East led to more bickering among the allies and weakened military alliances. This accelerated a division within the Western world, splitting countries into different economic spheres and with each nation trying to protect its economy, trade and energy sources. America’s economy weakened, eventually leading to the loss of its reserve currency status. Besotted by populism and partisanship and crippled by bureaucracy and lack of willpower, America failed to focus on what it needed to do to lead and save the Western world. The enemy was within — we just didn’t see it in time.

Paraphrasing what Winston Churchill was thought to have said: America, after it had exhausted all other possibilities, would do the right thing.

What I want and hope to see is a book about How the West Was Won. As the wars in Ukraine and the Middle East dragged on and as the fears of the Western world mounted, America rose to the challenge as it had in other turbulent times in history. America coalesced with its allies to form the alliances necessary to keep the world safe for freedom and democracy.

I remain with a deep and abiding faith in the strength of the enduring values of America.

WE SHOULD HAVE MORE FAITH IN THE AMAZING POWER OF OUR FREEDOMS

The heart and soul of the dynamism of America is human freedom — freedom of speech, freedom of religion, free enterprise (capitalism), and the freedom and empowerment brought to us by our democracy through the right to elect our leaders. Free people are at liberty to move around as they see fit, work as they see fit, dream as they see fit, and invest in themselves and in the pursuit of happiness as they see fit. This freedom that people enjoy, accompanied by the freedom of capital, is what drives the dynamism — economic and social — of this great country.

Our civil liberties depend upon the rule of law, property rights, including intellectual property, and restrictions on government encroachment upon these freedoms. Our Constitution and Bill of Rights secure our individual freedoms and reserve all rights to the individual other than those important but limited authorities given to the government.

The issue of individual rights is not all or none or freedom versus no freedom. There are, of course, terrible examples where individual rights were trampled upon, and the results were devastating — both for the individual and for the economy — in East Germany, Iran, North Korea, Russia, Venezuela, to name a few. And there are many countries that protect individual rights and are on a spectrum closer to American values. Think of Europe, for example. But even in some countries that have some of these rights, a lack of dynamism — often due to bureaucracy, weak institutions and government, and corruption — is palpable and has clearly led to less innovation, lower growth and, in general, a lower standard of living.

Freedom must necessarily be joined with the principle of striving toward equal opportunity. Equal opportunity is what allows individuals to rise to the best of their ability — it also means unequal outcomes. Equal opportunity is the foundation for fairness and meritocracy. The fight for equality, which is a good moral goal, should not damage the rights of the individual and their liberties.

Democracy and freedom are cojoined — together, they make freedom more durable. Democracy also has a self-correcting element — every four years you get to throw out leadership if you don’t like them (which you do not see in autocracies). But we all know that democracy can be sloppy: Maintaining an effective democracy is hard work. Democracy fosters open debate and compromise, which lead to better decisions over time (whether in government or in business). Intelligence is effectively “crowdsourced” with constant feedback. Good public policy comes from good debate and analytics, guided by reason coupled with a firm understanding of what you would like the outcomes to be and complemented with an honest assessment of what is really happening.

Even democracies can become stagnant, bureaucratic and self-perpetuating. Good government does many admirable things, but admitting to mistakes is often not one of them. It takes civically engaged citizens and a strong free press to bring sunlight to issues and keep a nation strong.

Autocratic societies by their nature subjugate the individual to the state. By definition they are not meritocracies — they are more about “who you know,” and they exist to perpetuate the existing ruling class. Their decisions are based on a completely different calculation, and their decision-making process does not encourage and, therefore, benefit from open debate. Democracy means that it is immoral to subjugate individual freedoms to state actors other than to protect the existence of the nation itself.

There are values that many of us hold dear, such as religion, family and country. But none may be more important than the freedoms that allow us to choose to live our life as we see fit. We should do more to applaud the virtue and amazing power of our freedoms.

HOW WE CAN HELP LIFT UP OUR LOW-INCOME CITIZENS AND MEND AMERICA’S TORN SOCIAL FABRIC

To fix problems, we must first acknowledge them. Despite decades of government programs and all the moralizing that surrounds them, we have not done a particularly good job lifting up our low-income fellow citizens. I may be wrong, but I do believe this is tearing at the social fabric of America and is among the root causes of the fraying of the American dream.

The gap between low-wage and well-paid workers has been growing dramatically. From 1979 to 2019, the wage growth of the top 10% was nearly 10 times that of the bottom 10% — which, basically, had not increased at all. The growth of low-income workers’ annualized real wages after the pandemic was, for the first time in decades, higher than the top 60%, but that’s not enough. The net worth for the bottom 25% of households is $20,800, and the net worth for the bottom 10% is essentially $0. This makes it increasingly difficult for low-wage workers to support their families. Of the 160 million Americans working today, approximately 40 million are paid less than $15 per hour.

Low-income individuals bear far greater burdens than the rest of us. Nearly 40% of Americans don’t have $400 in savings to deal with unexpected expenses, such as medical bills or car repairs, which leads to financial distress. More than 25 million Americans don’t have medical insurance at all; of these, one in five are in a family with income below the federal poverty level. People who live in low-income neighborhoods also tend to have worse health outcomes, including higher rates of mental health issues, depression and suicide, and a lower life expectancy — as many as 20 years. Finally, low-income Americans generally experience higher unemployment and more crime.

No one can claim that the promise of equal opportunity is being offered to all Americans through our education systems. Students in the lowest socioeconomic bracket are 50% less likely to attend college than those in the highest socioeconomic groups. Many inner city schools graduate under 50% of their students — and even those who graduate may not be well-prepared for the workforce. In addition, boys growing up in the bottom 10% of family income are 20 times more likely to be incarcerated. Those who do run afoul of our justice system generally do not get the second chance that many of them deserve. Their exclusion from the workforce is not only unfair to them but also results in an estimated $87 billion average annual cost to the economy.

Too many policies that are wrong — affecting housing and mortgage markets, healthcare, immigration, regulation, education and student lending, to name a few — are jeopardizing the opportunity for American citizens to succeed. The people who suffer the most, throughout all of this, are not high-income individuals. I strongly believe that these outcomes are destroying the concept of “fair” in America and are driving populism and diminishing, if not eliminating, trust — not only in government but in all our institutions. Simply put, the social needs of far too many of our citizens are not being met. We should never accept these outcomes — we must fix them.

There are two policy changes that I believe can have a dramatic effect on jobs, growth and equality — and they go a long way toward repairing the frayed American dream. Let’s start by treating all jobs with respect. Even starter jobs, which are the first rung on the ladder of opportunity, bring dignity and create better social outcomes in terms of health, higher household formation and lower crime. Of these two policy changes, one would better utilize existing resources, and the other would cost some money. But both would significantly change outcomes for low-income Americans.

The free one is so blindingly obvious that it’s almost embarrassing to propose. Our schools (high schools, community colleges and perhaps even four-year colleges) should take responsibility for outcomes — they should be judged on the quality and income level of the jobs that their graduates and even non-graduates attain. This means providing graduating students and other individuals with work skills (in fields such as advanced manufacturing, cyber, data science and technology, healthcare and so on) that will lead to better paying jobs. These schools should work with local businesses to replicate effective programs that are in place — because that is where the actual jobs are now. This would be good for growth and, as there are so many examples of successful programs, we already know what to do. With nearly 9 million job openings and just under 6 million unemployed workers in the United States, job skills training has never been needed more. We already spend a tremendous amount of money on education — just not the right way.

The second step is related to the first: Get more income to low-paid workers. While this one would cost money, it is to me a complete no-brainer since it is an expansion of an existing program, the Earned Income Tax Credit (EITC), which many Democrats and Republicans already agree upon. Today, the EITC supplements low- to moderate-income working individuals and couples, particularly with children and people living in rural areas. For example, a single mother with two children earning $9 an hour (approximately $20,000 a year) could receive a tax credit of more than $6,000 at year-end. Workers without children receive a very small tax credit (96% of all EITC dollars were received by families with children). This should be dramatically expanded, including eliminating the child requirement from the calculation altogether. We should convert the EITC to make it more like a negative income payroll tax, paid monthly. Any tax credit income should not be offset by any other benefits these individuals already receive (we have to eliminate benefit “cliffs” that disincentivize work).

An increase in the EITC to a maximum of $10,000 would cost tens of billions a year, but I have little doubt that these policy changes would do more than anything else to lift up low-income families and their communities. Well-paying jobs have been shown to reduce crime, increase household formation, improve health and reduce addiction. Both of these policies would have the virtue of increasing the number of people in the workforce. I also have little doubt that this would add to GDP.

We should attack all our other problems as well, but these two policy changes alone would dramatically improve our low-income neighborhoods, broadly strengthen the economy and give more opportunity to deserving citizens. It would restore the American Dream for many.

It’s been 20 years since the Bank One-JPMorgan Chase merger — and it’s been an extraordinary journey. I can’t even begin to express my heartfelt appreciation and respect for the tremendous character and capabilities of the management team who got us through the good times and the bad times to where we stand today. And I recognize that we all stand on the shoulders of many others who came before us in building this exceptional company of ours.

I would also like to express my deep gratitude to the 300,000+ employees, and their families, of JPMorgan Chase. Through these annual letters, I hope shareholders and all readers have gained a deeper understanding of what it takes to be an “endgame winner” in a rapidly changing world. More important, I hope you are as proud of what we all have achieved — as a business, as a bank and as a community investor — as I am. Thank you for your partnership.

Finally, we sincerely hope to see the world on the path to peace and prosperity.

Jamie Dimon Chairman and Chief Executive Officer April 8, 2024

Bank of Client Franchises Built Over the Long Term Note: figures may not sum due to rounding

JPMorgan Chase Exhibits Strength in Both Efficiency and Returns When Compared with Large Peers and Best-in-Class Peers

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Visa Bulletin For May 2024

Number 89 Volume X Washington, D.C

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A. STATUTORY NUMBERS FOR PREFERENCE IMMIGRANT VISAS

This bulletin summarizes the availability of immigrant numbers during May  for: “Final Action Dates” and “Dates for Filing Applications,” indicating when immigrant visa applicants should be notified to assemble and submit required documentation to the National Visa Center.

Unless otherwise indicated on the U.S. Citizenship and Immigration Services (USCIS) website at  www.uscis.gov/visabulletininfo , individuals seeking to file applications for adjustment of status with USCIS must use the “Final Action Dates” charts below for determining when they can file such applications. When USCIS determines that there are more immigrant visas available for the fiscal year than there are known applicants for such visas, USCIS will state on its website that applicants may instead use the “Dates for Filing Visa Applications” charts in this Bulletin. 

1.  Procedures for determining dates. Consular officers are required to report to the Department of State documentarily qualified applicants for numerically limited visas; USCIS reports applicants for adjustment of status. Allocations in the charts below were made, to the extent possible, in chronological order of reported priority dates, for demand received by April 1st . If not all demand could be satisfied, the category or foreign state in which demand was excessive was deemed oversubscribed. The final action date for an oversubscribed category is the priority date of the first applicant who could not be reached within the numerical limits. If it becomes necessary during the monthly allocation process to retrogress a final action date, supplemental requests for numbers will be honored only if the priority date falls within the new final action date announced in this bulletin. If at any time an annual limit were reached, it would be necessary to immediately make the preference category “unavailable”, and no further requests for numbers would be honored.

2.  The fiscal year 2024 limit for family-sponsored preference immigrants determined in accordance with Section 201 of the Immigration and Nationality Act (INA) is 226,000.  The worldwide level for annual employment-based preference immigrants is at least 140,000.  Section 202 prescribes that the per-country limit for preference immigrants is set at 7% of the total annual family-sponsored and employment-based preference limits, i.e., 25,620.  The dependent area limit is set at 2%, or 7,320.

3.  INA Section 203(e) provides that family-sponsored and employment-based preference visas be issued to eligible immigrants in the order in which a petition in behalf of each has been filed. Section 203(d) provides that spouses and children of preference immigrants are entitled to the same status, and the same order of consideration, if accompanying or following to join the principal. The visa prorating provisions of Section 202(e) apply to allocations for a foreign state or dependent area when visa issuances will exceed the per-country limit. These provisions apply at present to the following oversubscribed chargeability areas:  CHINA-mainland born, INDIA, MEXICO, and PHILIPPINES. 

4.  Section 203(a) of the INA prescribes preference classes for allotment of Family-sponsored immigrant visas as follows: 

FAMILY-SPONSORED PREFERENCES

First : ( F1 ) Unmarried Sons and Daughters of U.S. Citizens:  23,400 plus any numbers not required for fourth preference.

Second : Spouses and Children, and Unmarried Sons and Daughters of Permanent Residents:  114,200, plus the number (if any) by which the worldwide family preference level exceeds 226,000, plus any unused first preference numbers:

A. ( F2A ) Spouses and Children of Permanent Residents:  77% of the overall second preference limitation, of which 75% are exempt from the per-country limit;

B. ( F2B ) Unmarried Sons and Daughters (21 years of age or older) of Permanent Residents:  23% of the overall second preference limitation.

Third : ( F3 ) Married Sons and Daughters of U.S. Citizens:  23,400, plus any numbers not required by first and second preferences.

Fourth : ( F4 ) Brothers and Sisters of Adult U.S. Citizens:  65,000, plus any numbers not required by first three preferences.

A.   FINAL ACTION DATES FOR FAMILY-SPONSORED PREFERENCE CASES

On the chart below, the listing of a date for any class indicates that the class is oversubscribed (see paragraph 1); "C" means current, i.e., numbers are authorized for issuance to all qualified applicants; and "U" means unauthorized, i.e., numbers are not authorized for issuance. (NOTE: Numbers are authorized for issuance only for applicants whose priority date is earlier than the final action date listed below.)

For May, F2A numbers  EXEMPT from per-country limit  are authorized for issuance to applicants from all countries with priority dates  earlier  than 08NOV20. F2A numbers  SUBJECT to per-country limit  are authorized for issuance to applicants chargeable to all countries EXCEPT MEXICO , with priority dates beginning 08NOV20 and earlier than 01JUN21. All F2A numbers provided for MEXICO are exempt from the per-country limit.

B.  DATES FOR FILING FAMILY-SPONSORED VISA APPLICATIONS

The chart below reflects dates for filing visa applications within a timeframe justifying immediate action in the application process. Applicants for immigrant visas who have a priority date earlier than the application date in the chart below may assemble and submit required documents to the Department of State’s National Visa Center, following receipt of notification from the National Visa Center containing detailed instructions. The application date for an oversubscribed category is the priority date of the first applicant who cannot submit documentation to the National Visa Center for an immigrant visa. If a category is designated “current,” all applicants in the relevant category may file applications, regardless of priority date.

The “C” listing indicates that the category is current, and that applications may be filed regardless of the applicant’s priority date. The listing of a date for any category indicates that only applicants with a priority date which is earlier than the listed date may file their application.

Visit www.uscis.gov/visabulletininfo for information on whether USCIS has determined that this chart can be used (in lieu of the chart in paragraph 4.A.) this month for filing applications for adjustment of status with USCIS. 

5.  Section 203(b) of the INA prescribes preference classes for allotment of Employment-based immigrant visas as follows: 

EMPLOYMENT-BASED PREFERENCES

First :  Priority Workers:  28.6% of the worldwide employment-based preference level, plus any numbers not required for fourth and fifth preferences.

Second :  Members of the Professions Holding Advanced Degrees or Persons of Exceptional Ability:  28.6% of the worldwide employment-based preference level, plus any numbers not required by first preference.

Third :  Skilled Workers, Professionals, and Other Workers:  28.6% of the worldwide level, plus any numbers not required by first and second preferences, not more than 10,000 of which to "*Other Workers".

Fourth :  Certain Special Immigrants:  7.1% of the worldwide level.

Fifth :  Employment Creation:  7.1% of the worldwide level, of which 32% are reserved as follows: 20% reserved for qualified immigrants who invest in a rural area; 10% reserved for qualified immigrants who invest in a high unemployment area; and 2% reserved for qualified immigrants who invest in infrastructure projects. The remaining 68% are unreserved and are allotted for all other qualified immigrants.

A.  FINAL ACTION DATES FOR EMPLOYMENT-BASED PREFERENCE CASES

*Employment Third Preference Other Workers Category: Section 203(e) of the Nicaraguan and Central American Relief Act (NACARA) passed by Congress in November 1997, as amended by Section 1(e) of Pub. L. 105-139, provides that once the Employment Third Preference Other Worker (EW) cut-off date has reached the priority date of the latest EW petition approved prior to November 19, 1997, the 10,000 EW numbers available for a fiscal year are to be reduced by up to 5,000 annually beginning in the following fiscal year. This reduction is to be made for as long as necessary to offset adjustments under the NACARA program. Since the EW final action date reached November 19, 1997 during Fiscal Year 2001, the reduction in the EW annual limit to 5,000 began in Fiscal Year 2002. For Fiscal Year 2024 this reduction will be limited to approximately 150.

B.  DATES FOR FILING OF EMPLOYMENT-BASED VISA APPLICATIONS

The chart below reflects dates for filing visa applications within a timeframe justifying immediate action in the application process. Applicants for immigrant visas who have a priority date earlier than the application date in the chart may assemble and submit required documents to the Department of State’s National Visa Center, following receipt of notification from the National Visa Center containing detailed instructions. The application date for an oversubscribed category is the priority date of the first applicant who cannot submit documentation to the National Visa Center for an immigrant visa. If a category is designated “current,” all applicants in the relevant category may file, regardless of priority date.

Visit www.uscis.gov/visabulletininfo for information on whether USCIS has determined that this chart can be used (in lieu of the chart in paragraph 5.A.) this month for filing applications for adjustment of status with USCIS. 

B .   DIVERSITY IMMIGRANT (DV) CATEGORY FOR THE MONTH OF MAY

Section 203(c) of the INA provides up to 55,000 immigrant visas each fiscal year to permit additional immigration opportunities for persons from countries with low admissions during the previous five years.  The NACARA stipulates that beginning with DV-99, and for as long as necessary, up to 5,000 of the 55,000 annually allocated diversity visas will be made available for use under the NACARA program.  Visa numbers made available to NACARA applicants in FY 2023 will result in reduction of the DV-2024 annual limit to approximately 54,850.  Section 5104 of the National Defense Authorization Act (NDAA) for Fiscal Year 2024 amended the NACARA’s provisions on the Diversity Visa program such that the number of visas made available under the NDAA will be deducted from the 55,000 DVs annually allocated.  These amendments will not impact the number of diversity visas available until FY 2025.  DVs are divided among six geographic regions. No one country can receive more than seven percent of the available diversity visas in any one year.

For May , immigrant numbers in the DV category are available to qualified DV-2024 applicants chargeable to all regions/eligible countries as follows. When an allocation cut-off number is shown, visas are available only for applicants with DV regional lottery rank numbers  BELOW  the specified allocation cut-off number:

Entitlement to immigrant status in the DV category lasts only through the end of the fiscal (visa) year for which the applicant is selected in the lottery. The year of entitlement for all applicants registered for the DV-2024 program ends as of September 30, 2024. DV visas may not be issued to DV-2024 applicants after that date. Similarly, spouses and children accompanying or following to join DV-2024 principals are only entitled to derivative DV status until September 30, 2024. DV visa availability through the very end of FY-2024 cannot be taken for granted. Numbers could be exhausted prior to September 30.

C.   THE DIVERSITY (DV) IMMIGRANT CATEGORY RANK CUT-OFFS WHICH WILL APPLY IN JUNE

For June , immigrant numbers in the DV category are available to qualified DV-2024 applicants chargeable to all regions/eligible countries as follows. When an allocation cut-off number is shown, visas are available only for applicants with DV regional lottery rank numbers  BELOW  the specified allocation cut-off number:

D.   EMPLOYMENT FOURTH PREFERENCE (SR) RELIGIOUS WORKERS CATEGOY EXTENDED

H.R. 2882, signed on March 23, 2024, extended the Employment Fourth Preference Certain Religious Workers (SR) category until September 30, 2024.  No SR visas may be issued overseas, or final action taken on adjustment of status cases, after midnight September 29, 2024.  Visas issued prior to that date will be valid only until September 29, 2024, and all individuals seeking admission in the non-minister special immigrant category must be admitted (repeat admitted) into the United States no later than midnight September 29, 2024. 

The SR category is subject to the same final action dates as the other Employment Fourth Preference categories per applicable foreign state of chargeability. 

E.   ANNUAL WAITING LIST REPORT OF IMMIGRANT VISA APPLICANTS IN THE FAMILY-SPONSORED AND EMPLOYMENT-BASED PREFERENCES REGISTERED AT THE NATIONAL VISA CENTER AS OF NOVEMBER 1, 2023

The National Visa Center has provided the totals of applicants who are registered in the various numerically-limited immigrant categories for processing at overseas posts.  This information is available on the Consular Affairs www.travel.state.gov website.  The direct link to the item is:

https://travel.state.gov/content/travel/en/legal/visa-law0/visa-statistics/immigrant-visa-statistics.html

F.   U.S. GOVERNMENT EMPLOYEE SPECIAL IMMIGRANT VISAS (SIVs)

The National Defense Authorization Act (NDAA) for Fiscal Year 2024, signed into law on December 22, 2023, may affect certain current and former employees of the U.S. Government abroad applying for SIVs or adjustment of status, as described in section 101(a)(27)(D) of the INA.  This does not affect certain Iraqis and Afghans applying for SQ and SI SIVs.  Applicants should contact the consular section at which they filed their Form DS‑1884 for further information on the impact of that law on their case.

G.   FOR THE LATEST INFORMATION ON VISA PROCESSING AT U.S. EMBASSIES AND CONSULATES, PLEASE VISIT THE BUREAU OF CONSULAR AFFAIRS WEBSITE AT TRAVEL.STATE.GOV

Department of State Publication 9514

CA/VO: April 3, 2024

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