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Work Hard, Travel Harder: 5 Tips for Achieving the Perfect Work-Travel Balance

The Digital Nomad Lifestyle: Balancing Work and Travel

LEVEL UP CLUB BUSINESS RETREAT!

Our 7-day life-changing experience in Madeira from 12 – 18 Apr 2024.

Tip 1: Plan Your Work Schedule to Maximize Productivity

Tip 2: boost your productivity with these digital nomad tools, tip 3: establishing a routine that fits your digital nomad lifestyle.

Tip 4: Tips for Staying Connected with Your Remote Team While Travelling

Tip 5: the importance of self-care as a digital nomad.

Join us at Level up club business retreat in Madeira, Portugal for seven days of work, play, and learning.

• Join us at Level up club business retreat in Madeira, Portugal seven days of work, play, and learning.
• You can expect to learn about how to travel as a digital nomad, how travel has changed over the years and what it will look like in the future. You’ll also get an insight into the psychology of a nomadic lifestyle and how you can apply these learnings to your own life.
• You’ll have time away from work so you can enjoy this beautiful island with other digital nomads while still networking with others who share similar interests. We’re talking activities like surfing lessons or relaxing on our private beach!
• This event is all about meeting new people—you might meet someone who becomes your best friend or finds out about their project that could help yours grow! You might even find out about some cool businesses or services that would make great additions to your portfolio.
• After this event ends we plan on having another one soon after so stay tuned for more information!

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Spring Break: Work Hard, Travel Harder

by Anne Akers · April 3, 2024

“When life seems hard and everything looks gray, remember that Spring

break is only a flight away.”

It has been said that while we can’t buy happiness, most can buy a plane ticket….and that travel may be the only thing you can buy that will make you richer! It’s been a rough year; the winter doldrums have set in and for those of us who live a hectic life (and who doesn’t?), Spring is an optimum time to unplug and reset.   And for me, this year’s choice was the Caribbean Island of Antigua, widely known for its 365 white sandy beaches, its Caribbean charm, culture, and a focus on nature and eco-tourism.

A SELECTION OF EXPERIENCES TO DISCONNECT

If you need me, call me on my shell!

Antigua, and its sister Island of Barbuda, promise to deliver moments of quiet and a more authentic connection with oneself, the ocean, nature and wildlife. One of many Island boat excursions will take you swimming with the stingrays, snorkeling at magnificent coral reefs with the Island’s colorful tropical fish, turtle watching, and an opportunity to stroll Antigua’s pristine beaches with their crystal clear azure waters.

There are also hiking tours in the heart of Antigua’s Rain forests and conservation areas….and for the adventuresome, a chance to scale Devil’s Bridge.  Devil’s Bridge is a natural rock arch composed of limestone, surrounded by blowholes which are natural sea caves that blast sea water.  The rugged terrain is the result of millions of years of ancient reef formation and the Bridge is traversed by hundreds of tourists each year.

ALL I WANT ARE SUNSETS AND PALM TREES

Witnessing a Caribbean Sunset at sea, or on the shore, is truly a gift of Nature.  When at sea, small waves crash on the beach while the ocean swells in the distance and the sun sets among the clouds in an otherwise blue sky.

As the sun lowers, one observes a silky-smooth kaleidoscope of vibrant reds, yellow and orange in the calm of the night.  It is an experience that made me feel relaxed, present and content.  Some photos are captured here, with no filter!

And then there are the Palm trees…….did you know there are more than 2500 different types of palm trees, each with their own unique characteristics and growth habits?  Although all palms are members of the Arecaceae family, it is thought that some of the most beautiful palms can be found in the Caribbean, South America, and areas of the South Pacific because of the wet, lowland forests.

During my recent visit, a full moon appeared through the palm leaves and it was especially beautiful because there was a “ring around the moon”, known as a “moon halo”.  These rings are commonly known as optical phenomenon and it is said the “halo” can also symbolize feminine energy, good luck, and harmony……which truly fit the moment!

LIFE TAKES YOU DOWN MANY PATHS BUT MY FAVORITE ONES LEAD TO THE BEACH

Who doesn’t enjoy a morning walk on the beach?  I have learned much about the transformative power of intentional walking from two experts…. Joyce Shulman, author of “Why Walk” and “Walk Your Way to Better: 99 Walks That Will Change Your Life” and Sonia Satra, the Founder of Moticise which combines movement and mindset.

Walking the beaches of Antigua, with the warm sun, salt breeze, and the sand between my toes may have been the highlight of this trip…and truly is a simple  wellness activity that can “heal the planet”, one step at a time!

EAT, BEACH, SLEEP AND REPEAT

Antigua offers a wide of choice of cuisine including authentic Antiguan, Italian, French and international cuisines, mostly served in unforgettable open air and/or scenic locations.

The Antiguan cuisine is a fusion of flavors influenced by African, British, Caribbean and indigenous Arawak traditions.  A few typical dishes include Ducana, a sweet potato flavored with cinnamon, nutmeg and grated coconut, traditionally wrapped in banana leaves and steamed until tender.  Also popular are Conch Fritter, Saltfish and Fungee – a classic dish featuring salted codfish cooked with onions, tomatoes, and spices along with fungee, which is a dish similar to polenta.

Because of the British influence, many hotels offer mid afternoon Tea Service and the Antigua Vintage Tea House is a popular quintessentially English, Delicious Caribbean Island favorite.

HOTEL LIFE:  From Sandals to Jumby Bay……..Choices for all Tastes/Budgets

While Antigua boasts homeowners Oprah Winfrey, Giorgio Armani, Elton John…and visitors Prince Harry and Justin Bieber, it is said that celebrities like to come here because their privacy is respected.  In fact, legendary guitarist Eric Clapton, who in 1977 founded the Crossroads Centre for drug and alcohol rehab on the Island, referred to Antigua as “one of the only places on earth where I can completely discard the pressures of my life and blend into the landscape”.

For all others, Antigua offers an array of accommodations for every budget and taste.  For party people, Sandals is a popular choice.  And for those wishing to wind down from the party scene, there are “child free” adult resorts like Galley Bay with its refined yet unpretentious atmosphere set among 40 acres of tropical gardens and a 3/4-mile-long beach. Lovers of history will appreciate a stay at the Cooper and Lumber Store Hotel or the Admiral’s Inn and Gunpowder Suites.  Located in four historic buildings on the waterfront in Nelson’s Dock yard, visitors can enjoy individually furnished suites with antiques and the gracious elegance of 18th Century England.

And for those for whom price is no object, there is Hermitage Bay, an exclusive, 5-star, 30 suite hotel surrounded by 140 acres of lush, undeveloped land, with private plunge pools and other amenities perfect for a romantic retreat.   Also is the ultra-exclusive Jamby Bay Hotel, located on a private island accessible only to hotel guests via a private yacht designed to transport you across turquoise water to a 300-acre Island resort.  Rates start at $3700 per day.  In the past, potential guests were interviewed and scrutinized before a hotel booking could be confirmed.  It was said that Princess Diana was refused a booking due to the paparazzi that would inevitably accompany her and disrupt the privacy of other guests.  Because of that, she chose Sister Island Barbuda for her get aways, now the home of Princess Diana Beach.

VACATION: MOOD ON!   Don’t Miss the Shy Island of Barbuda

While visiting Antigua, there is the opportunity to explore the Sister Island of Barbuda.  This little Paradise lies 20 minutes by air or 90 minutes by sea to the north of Antigua.  A relatively small island of only 62 sq. miles has an estimated 1500 residents, all concentrated in one town.  For tourists, there are only 3 hotels and a few guest houses.  All the land in Barbuda is owned in common by the people of Barbuda and collectivity is rooted deeply in the culture and laws.

When traveling the dirt roads, one may encounter donkeys, cows, and goats, becoming a ballet of freestyle obstacles.However, for those seeking a serene and uncrowded atmosphere, the Island offers its stunning natural beauty, pink sand beaches, unique caves, bird watching, massive Nature preserves and a focus on eco-tourism.  The shy beauty of Barbuda remains unspoiled and untamed, making Barbuda the perfect island escape.

And let’s not forget the kindness and hospitality of its people……evacuated following the 2017 Hurricane, visitors still contribute to helping these warm people get back on their feet.

“We travel not to escape life, but for life not to escape us”.

You Could Win a Five Star Vacation to Antigua

Anne brings a wealth of knowledge to her role as The Three Tomatoes’ Beauty, Health and Wellness Editor. As a champion of health and well-being for all, she is the Founder/Publisher of GLOW Beauty, Health and Wellness magazine; previous Founder of Castle Connolly Graduate Medical Publishing, publishing educational review manuals for doctors to pass their board exams in 15 different medical specialties and co-Founder of MDPublish.com, publishing and marketing books for health professionals. A winner of the SMART CEO award for "entrepreneurial spirit with a sense of give back to the community," Anne sits on many Boards for women's health, with a particular passion for Veterans and her current role as Special Advisor to Operation Warrior Shield, "healing their hidden wounds". www.operationwarriorshield.com.

Visit Anne at: www.glowbeautymag.com or: www.mdpublish.com.

• Anne Akers https://www.thethreetomatoes.com/author/anneakers Controlling the Redness of Rosacea
• Anne Akers https://www.thethreetomatoes.com/author/anneakers How to Find the Best Doctor
• Anne Akers https://www.thethreetomatoes.com/author/anneakers Bunions be Gone!
• Anne Akers https://www.thethreetomatoes.com/author/anneakers Your Annual Beauty Checkup

Tags: anigua island vacations travel

Anne brings a wealth of knowledge to her role as The Three Tomatoes’ Beauty, Health and Wellness Editor. As a champion of health and well-being for all, she is the Founder/Publisher of GLOW Beauty, Health and Wellness magazine; previous Founder of Castle Connolly Graduate Medical Publishing, publishing educational review manuals for doctors to pass their board exams in 15 different medical specialties and co-Founder of MDPublish.com, publishing and marketing books for health professionals. A winner of the SMART CEO award for "entrepreneurial spirit with a sense of give back to the community," Anne sits on many Boards for women's health, with a particular passion for Veterans and her current role as Special Advisor to Operation Warrior Shield, "healing their hidden wounds". www.operationwarriorshield.com. Visit Anne at: www.glowbeautymag.com or: www.mdpublish.com.

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Work Hard, Travel Harder: Travel Organizer and Vacation Planner for 28 Trips - Checklists, Trip Itinerary, Notes and More - Convenient, Travel Sized Notebook (Trip Organizer) Paperback – Organizer, August 21, 2019

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Perfect for first-time travelers and seasoned experts alike, this trip organizer keeps all your travel details in one place. From a weekend getaway to an extended international expedition, this conveniently-sized, soft-cover travel organizer ensures that all the necessary preparations have been made so that you can travel with confidence.

Give this travel organizer as a thoughtful and practical gift to a loved one, or pick one up for your own upcoming adventure.

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Money latest: TSB announces big increases to mortgage rates - as 'market thrown into turmoil'

TSB has followed other major lenders in hiking mortgage rates. First-time buyer, mover and remortgage rates are going up by as much as 0.45%. Read this plus all the latest consumer and personal finance news below - and leave your thoughts in the box.

Wednesday 24 April 2024 19:59, UK

• TSB announces big increases to mortgage rates as 'market thrown into turmoil'
• 'No fault' evictions ban could be delayed - as we reveal 100 MPs, including 83 Tories, have 'vested interest'
• EuroMillions players urged to check tickets as £1m prize remains unclaimed
• More Britons paying inheritance tax after chancellor freezes threshold - so how can you beat it?

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• Michelin chef's secret lasagne tip - and expensive ingredient you shouldn't use
• When to use holiday booking sites - and when to book directly
• 'More important than a will': What are lasting power of attorneys and how much do they cost?
• Ian King analysis : FTSE highs - why is it happening and what does it mean for UK economy?
• Money Problem : My neighbour's trees are damaging my wall, they think they're bigger than the law - what can I do?

Ask a question or make a comment

MPs have voted in favour of the government's Renters' Reform Bill - despite it including an indefinite delay to the end of no-fault evictions.

A debate on the legislation ran throughout Wednesday afternoon, including around a new clause from the government which would hold off outlawing Section 21s until a review of the courts system had taken place.

But despite outrage from charities, campaigners and opposition parties around the measure, it got the backing of the majority of MPs - and the bill passed its final stage in the Commons shortly after 6.30pm.

A Section 21 notice is the legal mechanism allowing landlords to evict tenants without providing a reason, which creates uncertainty for those who rent their homes.

The government first promised to ban the notices five years ago, back when Theresa May was still in Number 10.

But it has faced numerous delays amid threats of rebellion from Tory backbenchers - some of them landlords - who said they feared ending Section 21s would see the courts overwhelmed with more complex eviction cases.

Ministers agreed to amend the bill to ensure no ban was enacted until a probe into the courts had been held.

But the clause offers no timeline - leaving no clear date for when Section 21s will actually be scrapped.

Read more here... 

By Daniel Binns , business reporter

Ryanair is suing air traffic control body Nats over last summer's flight chaos when more than 700,000 passengers were hit by cancellations and delays.

The low-cost carrier's chief executive Michael O'Leary said his company had been forced to pay out around £15m in compensation following the  widespread disruption  around the August Bank Holiday Monday.

An investigation into the meltdown found it was caused by a  National Air Traffic Services (Nats) technical glitch .

Around 300,000 people suffered cancellations, while approximately 95,000 endured delays of over three hours, and at least a further 300,000 were hit by shorter delays.

Airlines lost a total of £100m in refunds, rebookings, hotel rooms and refreshments.

Mr O'Leary told Sky's  Business Live with Ian King : "When things go wrong in the airline industry, we have to compensate our passengers and we want to recover those costs directly from Nats."

A spokeswoman for Nats told Sky News: "Our legal team is reviewing the claim and will respond as required."

Yesterday we reported on a Which? survey ranking Virgin Media as having the worst overall customer service among broadband providers...

Virgin Media hit back - saying the annual survey used a sample size of 0.01% of its customer base, and on average 95% of customer complaints were resolved during a customer's first initial call.

And they told the Money blog improvements were being made to customer service...

"We are investing and making changes across our business to deliver tangible customer service improvements and ensure all customers receive the best possible service," the company said.

"For example, we're multi-skilling our teams and rolling out new IT platforms that make it easier for customers to get support and have issues resolved the first time they get in touch." 

Our comments section has been bombarded with people saying they are Virgin Media customers and sharing their experiences - all but two were negative.

Here's a selection...

The Virgin broadband keeps dropping down in speed, sometimes it drops out all day. Phoning them makes no difference. We will change supplier when our contract is up. Alan Francis

I completely agree. I've had a year of unbelievably bad service relating to the installation of broadband in our new house. It's impossible to communicate with Virgin Media without severe trauma. Everything goes through one number into an automated system that simply doesn't work. Frank

Been with Virgin Media for 13 years and they have really dropped in customer service, they don't value loyalty and all their call handlers seem to be working from home. If there is a problem they transfer you to somebody else who you have to explain your issue to again. Plumby

We moved from Virgin Media for our broadband/TV a few years ago for precisely that reason. Very poor customer service. Carol Bell

I left Virgin this week for too. New customers get a good price whilst existing customers see prices triple. Non-UK call centre that just pass you around when anything goes wrong. Just cancelling took an hour on the phone. Glad there are new fibre providers in my area. Digger

Current Virgin Media customer and it gives me anxiety knowing I have to call them as it takes too long to get anyone on the call or they have disconnected me, or they say they cannot help and transfer me to another department and then drop the call. LisaJ

A reader calling themselves GH was more positive, saying: "I have just renewed with Virgin Media, great customer service."

And Wells85 said: "I am a Virgin customer and have been for the last nearly seven years and I think their broadband service is top notch and their customer service."

There are only a few weeks left until all cats in England need to be microchipped.

From 10 June, every moggie must have a chip and be registered on a database by the time they are 20 weeks old.

The numbered device, which shows up whenever an animal is scanned, is placed under the skin, usually around the shoulder area.

It is likely to cost £20-£30 and will be used to identify your cat if it gets lost.

Owners who miss the deadline could be fined up to £500.

There are also fears that pet insurance may be affected - if, for example, your cat is stolen and you make a claim.

There are more than nine million pet cats in England, and up to 2.3 million are unchipped, the environment department said.

Your feline's microchip "must be fitted by a trained professional", the government website says.

Vets, local councils, rescue and rehoming centres may all be able to help.

Owners are asked to keep the chip information up to date - for example, if they move house.

There are various databases that meet government standards on which to register the chip, including Animal Data, Animal Tracker and Lost Paws.

TSB has followed other major lenders in hiking mortgage rates this week - and theirs are pretty big.

First-time buyer, mover and remortgage rates are going up by as much as 0.45%.

Shared ownership/equity products will rise by up to 0.75%.

The lender is also withdrawing some tracker mortgages - and all house purchase and remortgage products (two and five-year fixed) without a fee.

It follows upward moves from NatWest, Barclays, Accord, Leeds Building Society and HSBC on Monday, and Coventry last week.

They are responding to swap rates - which dictate how much it costs to lend money - rising on the back of higher than expected US inflation data, and concerns this could delay interest rate cuts there. 

US trends often materialise elsewhere - though many economists are still expecting a base rate cut from 5.25% to 5% in the UK in June.

Ken James, director at Contractor Mortgage Services, told Newspage: "As lenders scramble for safety, the mortgage landscape appears increasingly grim. 

"With swap rates on the rise, lenders are transparent about their need for profit margins, prompting them to hike up their rates accordingly. 

"The significant uptick in rates for shared ownership mortgages suggests that TSB is distancing itself from this sector, leaving aspiring homeowners with even fewer options. 

"While TSB may be the latest target of criticism, they are not alone in seeking refuge in lifeboats, as more lenders follow suit.

"The mortgage market is once again thrown into turmoil, echoing past upheavals."

Holiday price increases may be starting to ease heading into the summer as competition heats up across the sector, Jet2 says.

Trips booked for this summer have seen "a modest increase" in cost compared with last year, the tour operator says - but prices have recently become "more competitive, particularly for April and May departures".

Russ Mould, an analyst at AJ Bell, said: "This could be a sign that the pricing power enjoyed by the sector, with people prepared to pay whatever it takes to get their week in the sun, is starting to ease."

People visiting Venice for day trips will have to pay a tourist tax from tomorrow.

The €5 charge is being implemented in part to tackle overtourism in the picturesque Italian city.

It won't be in place every day - the first charging period lasts from 25 April to 5 May. 

It will then come back into play on May 11, 12, 18, 19, 25 and 26, June 8, 9, 15, 16, 22, 23, 29 and 30, and July 6, 7, 13 and 14 - between 8.30am and 4pm.

Some UK banks have potential loopholes in their security systems which leave customers at risk from online scammers, according to consumer champion Which?

The group looked at the apps and websites of 13 current account providers with assistance from experts.

Despite all using multi-layered security to try and prevent security breaches, some still fell below the expected standard.

Which? gave TSB a score of 54% for its mobile app security and 67% for online security - the lowest and second-lowest scores respectively.

The Co-operative Bank placed last for online security, with a score of 61%.

A lucky EuroMillions player in the UK has just one week left to claim their £1m prize.

The punter, who bought the ticket in Northumberland, won the cash in the UK Millionaire Maker draw on 3 November 2023.

Ten UK players were made millionaires that night - but one is still yet to come forward and collect their prize.

If the money is not claimed by 1 May, 180 days from the draw date, it will be put towards funding National Lottery projects across the country.

Andy Carter, senior winners' advisor at The National Lottery, said: "While there is still time, there is still hope - we've received valid claims on major National Lottery unclaimed prizes right up to the very last minute before - but time is running out fast. 

"Our appeal is simple, take five minutes out of your day to dig out and check your EuroMillions tickets. Those five minutes could be the most profitable five minutes of your life!"

The Northumberland player is not the only one missing out on a life-changing sum of money - four more major prizes remain unclaimed with just weeks to go.

By Daniel Binns, business reporter

The index, of the 100 most valuable companies on the London Stock Exchange, hit a record closing high of 8,023 points on Monday. It then went one better on Tuesday, when it closed at 8,044. And now it has achieved an all-time intraday (during the day) high of 8,090 this morning - and looks to be on course for another closing record this afternoon.

The score, up around 0.5% this morning, is based on a calculation of the total value of the shares on the index.

The figures will help boost investors and London markets after a disappointing few years, commentators have said.

However, as Sky's business presenter Ian King pointed out yesterday , the gains are modest in comparison with other stock markets around the world.

The highs are also the result of a fall in the value of the pound, rather than the UK's improving economic outlook. Currently, £1 buys $1.24 US or €1.16, a slight improvement on the five-month lows seen earlier this week.

One of the best-performing companies on the FTSE 100 this morning is British firm Reckitt Benckiser. It makes health, hygiene and nutrition products - including well-known brands such as Cillit Bang, Durex and Nurofen.

Shares in the Slough-based company have leapt more than 5% following the publication of its first-quarter results, which showed it beat like-for-like sales estimates despite price rises.

In contrast, shares in Lloyds Banking Group slipped 2% in early trading after the lender reported that pre-tax profits for the first three months of the year fell by 28% . However,  it has since made a modest recovery.

Section 21 notices allow landlords to evict tenants with two months' notice after their fixed-term contract ends. They don't have to give a reason - hence the "no fault" eviction label.

The Renters (Reform) Bill, which is set for its final stages in the  Commons today, includes a promise to ban them - but now Michael Gove, the housing secretary, has refused to recommit to his pledge to act before a general election.

Compounding this, the Renters Reform Coalition says several rounds of "damaging concessions" have "fundamentally weakened" a bill which will maintain a "central power imbalance" in favour of landlords.

Labour has suggested the no-fault eviction ban is "collapsing under the weight of vested interests".

Research from Sky News has found more than 100 MPs have earned over £10,000 a year as landlords over the course of this parliament.

A total of 83 Tories have declared they received the sizeable rental payments since the last election in December 2019, along with 18 Labour MPs, four Liberal Democrats and one member of the SNP.

Read that story here ...

Housing Secretary Michael Gove told the BBC he "hopes" the bill will become law ahead of the general election, but it was up to the House of Lords "to decide the rate of progress that we can make".

He said: "If opposition parties are supportive - and I believe that while they have some quibbles, they are supportive of the essential principle that we're bringing forward - then we can have Section 21 ended before the general election. That's the aim."

Research by YouGov, commissioned by homelessness charity Shelter, showed 943,000 tenants had been served Section 21 notices since April 2019.

Consumer champion Jane Hawkes, also known as  Lady Janey , has explained when Britons should use holiday booking and comparison websites - and the circumstances when it's advisable to book directly.

Jane tends to book her UK-based trips directly through the accommodation provider , because you can...

• Get lower rates as the host saves money on any online commission and agent fees;
• Negotiate additional benefits such as upgrades, late/early check-in and free add-ons;
• Take advantage of last-minute availability bookings with discount prices;
• Have one port of call for changes/cancellations/refunds;
• Avoid third party processing fees;
• Accrue loyalty points. 

Jane says she does this herself when booking one of her "go-to" self-catering holiday cottages in Wales, and benefits from reduced rates as a returning guest. 

"We have built a relationship with our hosts over the years and we appreciate being able to contact them directly to discuss bookings," she says. 

If you're booking a holiday cottage, she recommends choosing the letting agency carefully as many online platforms are simply affiliate or listing sites for other companies. 

"If you make a booking using an affiliate or listing site things can get confused and complicated if things go wrong. Always ask who takes responsibility if there is a problem and check the terms and conditions of contracts carefully," Jane says. 

What about trips abroad? 

Conversely, Jane doesn't recommend booking directly for trips abroad as "you will have far less financial protection should one of the elements go wrong". 

You'll have more protection when something goes wrong if you book a package holiday with a reputable travel agent, she says, so your holiday is covered under the Package Travel and Linked Travel Arrangements 2018. 

It is also advisable to pay by credit card for additional Section 75 protection or debit card for chargeback. 

"They are also a direct port of call for help when you need it, unlike third party online booking sites."

If she is just booking a flight , Jane says she will use comparison sites to compare prices but then book directly with the airline . 

"Third party booking platforms may be able to offer cheaper flights due to bulk-buy discounts from the airlines. However, the discount might not be worth it should any issues arise," she says. 

Jane explains that if there are cancellations or changes to bookings, additional fees may be applicable for both the airline and the third party. 

"Refund or compensation requests for cancelled or delayed flights tend to be more difficult when a third party is involved," she says. 

Plus, contacting third parties to discuss a claim can prove a challenge as many companies offer customer service support online only, she says. 

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