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Going on a business trip or flying home for the holidays? Whatever your reason may be, Allianz travel insurance gives you the peace of mind you need during your trip. Our offering is valid worldwide and fully compliant with the requirements for a Schengen visa.

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What you are covered for.

  • 31 Medical conditions you already have
  • 101 Sports and Activities
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  • Children covered for free
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What you need to know

Please note: You must read the policy wording carefully to ensure you select the cover that is most suitable to your needs and financial situation.

Call:  +260 211 387 416  if you need more information.

Call us for authorisation

There are some things we must authorise. When you need medical treatment for costs higher than K10,000 you MUST call us for authorisation BEFORE you receive the treatment, unless you are being treated in the emergency department for a life-threatening condition.

Call: +260 211 387 416  

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Some activities are not covered

We know that there are lots of fun and exciting things to do overseas. We are not saying don't do them - but we are saying that we can't cover you for high-risk activities be they in the air (Parachuting, Skydiving, Hang Gliding), on the snow (off-piste skiing), or on solid rock (Mountaineering or Rock Climbing).

  • List of activities we cover.

Some countries are not covered

The British and Foreign Commonwealth provides good free travel advice - check their advice on where you are going before you book your trip.

If they advise you not to travel to a country (e.g. Syria anyone?) or even to a region or part of a country, you won't be covered if you go there and anything happens to you.

Equally, you aren't covered for cancellation costs simply because you've changed your mind about where you want to travel unless you have Cancel for Any Reason cover.

Email us with where you are going, and we'll help you with what to look out for and what to avoid.

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List of the best travel insurance companies in Ghana and their respective packages

Travelling to new places is an exciting experience, but ensuring your journey is protected against unforeseen circumstances is crucial. Travel insurance companies in Ghana offer financial security during emergencies or unexpected events. They also offer travel insurance packages tailored to meet the needs of travellers.

Travel insurance companies in Ghana

Travel can be an exhilarating experience with exciting new adventures and lasting memories. However, it is essential to prioritize your safety and safeguard yourself from unforeseen circumstances that may arise during your trips. This is where travel insurance comes in handy. Several reputable insurance companies in Ghana offer comprehensive packages to assure traveller peace of mind .

List of travel insurance companies in Ghana

Travel cover is essential for ensuring a worry-free trip, as it covers unforeseen events. Numerous companies in Ghana offer insurance packages tailored to travellers' requirements . Here are Ghana's best travel insurance companies and an overview of their respective packages.

travel insurance company in ghana

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1. Allianz Ghana Insurance Company

Allianz Ghana Insurance Company is one of the international travel insurance companies in Ghana. They are a reputable provider that offers a comprehensive range of travel cover options.

Their packages include coverage for medical emergencies, lost luggage, trip cancellation or interruption, and personal liability. Moreover, they provide additional services such as 24/7 emergency assistance and travel concierge services.

2. GLICO Life Insurance Company

Travel insurance companies in Ghana

The GLICO Life Insurance Company is renowned for its trustworthy travel insurance options. Their plans cover medical expenses, trip cancellations, personal accidents , and lost baggage. In addition, they provide emergency assistance, travel advice, and assistance with documents.

3. Stanbic Bank Ghana

Travel insurance companied in Ghana

Stanbic Bank is a reputable travel insurance company in Ghana. Their packages cover expenses resulting from hospitalization, emergency dental care, medical evacuation, and, if necessary, repatriation of mortal remains.

They help with legal defence, baggage and ID document loss, compensation if your flight is delayed, and the cost of locating and transporting your things and luggage. In addition, they offer 24-hour assistance on a dedicated telephone number.

travel insurance company in ghana

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4. Enterprise Insurance Company

Travel insurance companies in Ghana

This company offers one of the cheapest travel insurance in Ghana. Their packages cover medical expenses arising from an illness(es) or bodily injuries, baggage loss or delay, personal accident coverage, and legal fees. They also offer emergency medical evacuation and repatriation services.

5. Hollard Insurance Ghana

Travel insurance companies in Ghana

Hollard is a leading travel insurance company in Ghana. Their packages include coverage for medical expenses, lost baggage, trip cancellation , personal accidents, and personal liability. They provide emergency assistance around the clock to ensure prompt support during emergencies.

6. Standard Chartered Ghana

Travel insurance companies in Ghana

Standard Chartered is one of the most reputable travel insurance companies in Ghana. Their travel insurance package covers a wide range of travellers' requirements, such as medical expenses, personal injury, lost baggage, trip delays, and repatriation expenses. They also provide 24/7 emergency assistance.

7. Phoenix Insurance Company

Travel insurance companies

Phoenix Insurance Company is one of the most reliable travel insurance companies in Ghana. Their coverage includes medical expenses, trip cancellation or curtailment, baggage loss, personal accidents, and personal liability. In addition, they provide emergency assistance and advice on travel-related matters.

travel insurance company in ghana

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8. Vanguard Assurance Company Limited

Travel insurance companies in Ghana

Vanguard Assurance Company Limited is one of the travel insurance companies in Ghana that offers a variety of options to accommodate various travel needs . Their packages cover medical expenses, lost baggage, personal accidents, trip cancellation, and personal liability. They also offer emergency assistance services and ensure travellers receive prompt support.

9. Star Assurance Company Limited

Travel insurance companies in Ghana

Star Assurance Company Limited provides travellers with comprehensive marine insurance packages . Their coverage includes medical expenses, trip cancellations or interruptions, personal accidents, baggage loss, and personal liability. They provide emergency assistance and support during unforeseen circumstances.

However, this plan does not cover pre-existing medical conditions and trips wholly within the insured person's country of residence.

10. Travelner Company

Travel insurance companies in Ghana

Travelner is a reputable travel company in Ghana that offers a comprehensive range of travel packages. Their packages cover trip delays , trip interruptions, and lost baggage. They also fulfil the required documents for visa application and provide assistance when treatment is needed.

travel insurance company in ghana

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How much does travel insurance cost in Ghana?

Travel insurance is not a one-size-fits-all product, so the cost of travel insurance for Ghana may vary based on the specifics of the trip. Travel insurance price in Ghana is typically determined by the length of a trip , number of the travelling party and their ages, and the coverage provided in the plan.

Regarding travel cover, selecting the right provider and package is essential for a worry-free journey. Travel insurance companies in Ghana offer reliable and comprehensive coverage for various needs. Investing in a suitable travel insurance package can ensure your safety, safeguard your finances, and enjoy your trips.

DISCLAIMER: This article is not sponsored by any third party. It is intended for general informational purposes only and does not address individual circumstances. It is not a substitute for professional advice or help and should not be relied on to make decisions of any kind. Any action you take upon the information presented in this article is strictly at your own risk and responsibility!

travel insurance company in ghana

10 jobs where you work alone for those who don't like being around people

Yen.com.gh recently published an article on domestic airlines in Ghana. These airlines are known to offer reasonable and economical fares.

Africa World Airlines (AWA), Air Ghana, and Passion Air are some of the best domestic airlines in Ghana. They offer services to destinations that would otherwise take long to travel by vehicle.

Source: YEN.com.gh

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travel insurance company in ghana

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Counting down on your next trip? Protect yourself with our International Travel Insurance which provides adequate cover for unexpected emergency travel costs. Claim back on:

  • Medical Expenses and Hospitalisation including COVID-19
  • Compulsory Quarantine due to COVID-19 Diagnosis
  • Emergency Medical Evacuation due to Illness or Accident
  • Emergency Dental Care
  • Repatriation of Mortal Remains
  • Repatriation of Family Member Travelling with Insured
  • Emergency Return Home following Death of a Close Family Member
  • Personal Assistance Services
  • Loss of Baggage 
  • Trip Cancellation or Curtailment
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  • Personal Accident
  • Personal Liability

This satisfies all the Schengen and Non-Schengen states’ visa requirements and is underwritten in association with Mapfre Asistencia

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travel insurance company in ghana

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Travel Insurance

This product is designed for anyone intending to travel outside the borders of Ghana.

It provides the following benefits:

  • Medical expenses arising from an illness(es), bodily injury, and or hospitalization costs up to 30,000 Euros
  • Repatriation to Ghana after treatment
  • Repatriation of policyholder's corpse or ashes to Ghana
  • Repatriation of child(ren) of policyholder under 16years insured under the same policy
  • Baggage loss/delay
  • Personal Accident

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Ghana Travel Insurance

Ghana Travel Insurance

If you are planning a trip to Ghana you may highly benefit from our Ghana Travel Insurance.

best places to visit in ghana

Accra is the capital and largest city of Ghana, located on the southern coast of the Gulf of Guinea, which is part of the Atlantic Ocean. This capital city is full of character and radiates friendliness.

Whether you’re there as a solo traveler or with a family, on your big annual holiday, or there for business, Accra has something to offer. What tourists really love are the many beaches surrounding the city – particularly Labadi Beach. Accra is home to the National Museum where you’ll find many of the country’s historical treasures. You can also visit the National Theatre, International Trade Fair, the Kwame Nkrumah Memorial, Independence Square, and W.E.B. Dubois Centre.

Ghana Travel Insurance

Located directly east of the Korle Lagoon, Jamestown is one of the oldest districts of Accra, Ghana, and emerged as a community around the 17th century. Jamestown is sometimes referred to as a ‘tough but moving neighborhood of Accra’.

There’s a ton of history to discover as both the British and the Portuguese left behind a cultural and architectural legacy. The Jamestown community is close-knit and the atmosphere is lively. There aren’t many markers to explain the context of the history that you’re seeing, so a guide is a welcome addition, but certainly not necessary. The neighborhood is a cross between rural and urban and is famous for turning out incredible national boxers.

Ghana Travel Insurance

Continents:

Ghana Travel Insurance

The European continent is located completely in the northern hemisphere and mainly in the eastern hemisphere. Europe borders onto the Arctic Ocean in the North, the Atlantic Ocean in the west and the Mediterranean Sea in the South. There are 50 countries in Europe with a total of more than 748 million people living on the continent in 2021.

Ghana Travel Insurance

There are 49 countries in Asia according to the UN. The 10 biggest countries are listed in the right column of this page. Two of the Asian countries, Russia and Turkey, also share part of their territory on the European continent. Additionally there are two countries that only have limited international recognition: State of Palestine and Republic of China/Taiwan and some dependencies. Asia is the most populous continent with more than 4.7 billion people living there. (2022)

Ghana Travel Insurance

There are 54 countries in Africa – and 9 dependent territories. More than 1.3 billion people live on the African continent. This means about 15% of the world’s total population live in Africa! Even though Nigeria is only a third of the size of Algeria, it is the most populous country in Africa, with more than 219 million people.

Ghana Travel Insurance

NORTH AMERICA

Ghana Travel Insurance

Oceania is in a continental group consisting of 14 countries and includes Pacific islands and Australia. Often Australia is named as a continent, but this means that the many islands and countries except Australia would then be not included. Oceania in fact is mostly ocean and spans a vast area as you can see below.

Ghana Travel Insurance

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travel insurance company in ghana

travel insurance company in ghana

Travel Insurance in Ghana: What You Must Know

Travel insurance is a package built for people travelling outside Ghana. It covers medical expenses and other losses that can occur while you’re outside the country, whether it’s for leisure or business.

Important Things to Look Out for in a Travel Insurance Policy

How much does travel insurance cost in ghana, enterprise life insurance, hollard life insurance, why you absolutely must have travel insurance, what is typically covered by a standard travel insurance policy.

Travel insurance can vary, but policies generally provide coverage for three things: protection for your financial expenses, protection for your well-being and protection for your personal belongings.

  • Trip Cancellation Coverage
  • Trip Delay Coverage
  • Baggage Loss
  • Medical expenses and emergency-evacuation benefits

Travel Insurance and travel documents

The short answer is, it depends . Several factors determine how much you pay for your travel insurance. These are primarily age range, duration of travel, and travel destination.

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Generally however, prices typically start from around GH¢100 and upward. Below is a snapshot of travel insurance quotation from Enterprise Life insurance for someone travelling for 7 days, across the world and between the ages of 19 – 65.

Enterprise Life Travel Insurance Quote sample

Travel Insurance Providers in Ghana

Below is a list of travel insurance brokers in Ghana and some details on their policies.

  • International Medical and hospitalization expenses
  • Medical evacuation
  • Repatriation expenses
  • Compensation for luggage incidents

  • It’s a requirement for entry into some countries
  • It’s a buffer, like all insurance (or assurance)

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travel insurance company in ghana

Top Travel Insurances for Ghana You Should Know in 2024

Byron Mühlberg, writer at Monito.com

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

A West African country with diverse landscapes, beaches, forests, and wildlife, Ghana offers a rich cultural heritage and modern vibrancy to visitors and expats. Although travelling to Ghana can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Ghana and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Ghana Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Ghana:

Best Travel Insurances for Ghana

  • 01. Should I get travel insurance for Ghana? scroll down
  • 02. Best medical coverage: VisitorsCoverage scroll down
  • 03. Best trip insurance: Insured Nomads scroll down
  • 04. Best mix for youth and digitial nomads: SafetyWing scroll down
  • 05. FAQ about travel insurance to Ghana scroll down

Heading to Ghana soon? Don't forget to check the following list before you travel:

  • 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
  • 🛂 Need a visa? Let iVisa take care of it for you.
  • ✈ Looking for flights? Compare on Skyscanner !
  • 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
  • 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for Ghana?

No, there's currently no legal requirement to take out travel insurance for travel to or through Ghana.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Ghana or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Ghana:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Ghana. It lets you choose between various plans tailored to meet the specific needs of your trip to Ghana, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

Get a quote 🡪

  • Coverage 9.0
  • Quality of Service 9.0
  • Pricing 7.6
  • Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Ghana:

  • Policy names: Varies
  • Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
  • Trip coverage: Excellent - but only available for US residents.
  • Customer support: FAQ, live chat and phone support
  • Pricing range: USD 25 to USD 150 /traveller /month
  • Insurance underwriter: Lloyd's, Petersen, and others
  • Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

Get a quote 🡪

  • Coverage 7.8
  • Quality of Service 8.5
  • Pricing 7.4
  • Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

  • Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
  • Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
  • Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
  • Customer support: FAQ, live chat, phone support
  • Pricing range: USD 80 to USD 420 /traveller /month
  • Insurance underwriter: David Shield Insurance Company Ltd.
  • Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

Get a quote 🡪

  • Coverage 7.0
  • Quality of Service 8.0
  • Pricing 6.3
  • Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

  • Policy names: Nomad Insurance, Remote Health
  • Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
  • Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
  • Pricing range: USD 45 to USD 160 /traveller /month
  • Insurance underwriter: Tokyo Marine HCC
  • Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Ghana? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Ghana

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Ghana. However, we strongly encourage you to do so anyway, because the cost of healthcare in Ghana can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

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For trips fewer than 15 days

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PREMIUM

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*The price listed above is the service charge reference price; we have various preferred policies, and the complete cost will be provided to you when you make an order

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The whole process was up to my expectations with timing communication. I felt cared.

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Very responsible and helpful to your clients

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Daisy was very nice and efficient. A good and quick service.

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Do you need travel insurance for Ghana?

You should purchase Ghana travel insurance . It assists travelers in dealing with various unexpected incidents that may occur during their trips, such as delayed or canceled flights, misplaced baggage, and unexpected medical expenses,...

How to get travel insurance in Ghana?

Purchasing travel insurance for Ghana is becoming easier and more convenient. With a few simple steps on the smart platforms of online travel agencies, you can get a plethora of options for a reasonable travel insurance package. Travelers can easily find, select, and purchase items on the Travelner website and mobile app.

What is the best travel insurance for Ghana trips?

There are numerous insurance packages available for tourists to choose from. We offer the most affordable travel insurance for Ghana . On the Travelner website or app, you can choose the best insurance package based on the nature of your trip. Traveller is now a partner of Trawick International, which Forbes named one of the best insurance companies for ensuring safe travel abroad.

How much does travel insurance cost in Ghana?

The cost of travel insurance to Ghana is usually lower than the costs you must pay in some unexpected events, especially in medicine. So travelers can choose affordable travel insurance packages based on the trip duration, quantity, and age of members, and included benefits.

Get the Best-Suit Travel Insurance Plan for you

Ready to embark on your next adventure with peace of mind? Explore our selection of travel insurance plans tailored to your specific journey today!

Get the Best-Suit Travel Insurance Plan for you

travel insurance company in ghana

Ghana Travel Insurance – Guide On Choosing The Best Package

Ghana, with its rich cultural heritage, stunning landscapes, and warm hospitality, beckons travelers from across the globe to explore its vibrant cities, lush jungles, and pristine beaches. Whether you’re planning a business trip to Accra, embarking on a historical journey through Cape Coast , or seeking adventure in the wilds of Mole National Park, Ghana offers a treasure trove of experiences waiting to be discovered. However, as with any journey, there are uncertainties that can arise, from unexpected medical emergencies to travel mishaps. This is where Ghana travel insurance comes into play.

In this article, Mrpocu.com will delve into the world of Ghana travel insurance , shedding light on its significance, coverage options, and the peace of mind it provides to travelers exploring this West African gem. Whether you’re a globetrotter, an adventurer, or a business traveler, understanding the ins and outs of travel insurance in Ghana is essential for ensuring your journey is not only memorable but also worry-free.

Table of Contents

What is Travel Insurance?

Several distinct types of insurance are frequently referred to when we discuss travel insurance. For first-time travelers, it can often be very perplexing because the insurance coverage is not always what we are used to.

When purchasing travel insurance, you should be aware of the types of coverage that are covered. because it might not contain all you expected or believe it to. Here are a few things to consider when picking travel insurance coverage before I give you the comprehensive checklist.

Medical Evacuation Insurance

This policy is coverage for transporting you to a major hospital for treatment and medical expenses. 

Travel Health Insurance

This is more like a medical evacuation. Travel Health Insurance i s coverage for accidents, injuries, and hospital visits while away from home. I think everyone needs this kind of insurance.

Trip Cancelation Insurance 

Most travelers experience this one a while. Flight or trip cancelation is common to every traveler, it can be due to weather conditions and other emergency reasons. Trip cancelation insurance is coverage for unexpected interruptions in your travel plans.

Baggage or Property Insurance

We are all careful with our baggage when on a trip, but who knows what can happen. The bellboy may have lost it or someone might have stolen it. Baggage or property insurance is coverage for theft or damage to your gear while traveling. 

Do I need Ghana Travel insurance?

Ghana Travel Insurance

I believe that everyone needs travel insurance for Ghana after some personal experience on a few travels and two days of reading reviews based on unpleasant travel experiences. You need travel insurance to protect you in case something unfavorable occurs whether you travel frequently or maybe occasionally for business. Reviews indicate that many travelers do not have travel insurance, and I personally did not have it while on those excursions. Now I have one. And after reading all those awful and horrifying accounts from other travelers, I will say “yes” if someone asks if I think buying travel insurance is a good idea. Yes, you should buy one.

Why? Even worse things can happen whether you anticipate them or not. No matter how diligent or proactive you think you are, awful things can still occur. You might break your limb or get a fatal illness. Your bus may crash while you’re on a road trip, and some of these injuries might cost you tens of thousands of dollars. You are screwed if you don’t have travel insurance. This article (the ultimate checklist when buying travel insurance) was not compensated by any travel insurance provider. My advice is based on both my own knowledge of the subject and the experiences of other visitors who have encountered similar problems.

What kind of insurance do I need?

travel insurance company in ghana

When requesting travel insurance, this is a crucial inquiry. The decision to purchase travel insurance is based on a variety of variables, so it’s important to understand what kind of traveler you are. Are you a transient person who is just gone for a few days or a week? Or do you take extended trips lasting many months or longer? Do you travel for work?

Will our normal health insurance cover you while you are traveling abroad? What will happen to your bags, hotel and travel reservations, and other activities even if it succeeds? You must be aware of which insurance plan will protect you from everything and assist with any form of travel.

Average Cost Of Travel Insurance

travel insurance company in ghana

According to a study analysis of travel insurance prices, the typical cost of travel insurance is between 5% and 6% of your trip’s expenses. The average cost of travel insurance for a $5,000 trip is $228, with rates ranging from $154 for a simple policy to $437 for one with extensive coverage.

The price of your travel insurance is significantly influenced by the expense of your vacation. For instance, the average cost of travel insurance for a $1,000 trip is approximately $61, whereas it is slightly over $1,200 for a $20,000 vacation. The average cost of travel insurance for both types of trips is 6%. When planning your vacation, set aside money for travel insurance if you want the essential security it offers.

Best Travel Insurance Companies In Ghana

Hollard insurance ghana.

Ghana Travel Insurance

A reputed insurance provider in Ghana with a focus on offering complete travel insurance solutions is Hollard Insurance Ghana Limited. They provide a variety of plans that cover medical costs, trip cancellation or interruption, lost luggage, and other hazards associated with travel with a strong emphasis on customer satisfaction.

Their broad network of service providers and skilled staff guarantee prompt and effective claim processing, and they make sure that customers receive fast assistance wherever they may be. Hollard Insurance Ghana Limited is renowned for its dedication to giving visitors confidence and financial security so they may enjoy their travels.

Enterprise Insurance

Ghana Travel Insurance

Enterprise Insurance Company Limited , a well-known insurance company in Ghana, provides trustworthy travel insurance alternatives to protect tourists while they are on the road. Their all-inclusive packages provide a range of benefits, such as personal liability insurance, travel cancellation insurance, and covering for unexpected medical costs. Enterprise Insurance Company Limited makes sure that travelers have access to timely assistance and support whenever they need it by placing a high value on customer service.

Their skilled staff of experts is aware of the particular hazards connected with travel and works to offer customized insurance options that are appropriate to each client’s requirements. Enterprise Insurance Company Limited seeks to give passengers the security they require to take pleasure in their travels, whether they are going on a brief work trip or a lengthy holiday.

GLICO General Insurance

Ghana Travel Insurance

The leading insurance company in Ghana, GLICO General Insurance Company Limited , offers a variety of travel insurance plans to meet the various requirements of tourists. Their extensive policies cover a range of travel-related issues, including lost baggage, personal liability insurance, trip interruption, and emergency medical costs.

GLICO General Insurance Company Limited provides a customer-centric experience and makes sure that customers have access to timely support and help while traveling. Customers can have peace of mind knowing that their skilled team of specialists is prepared to handle difficulties relating to travel effectively. In Ghana’s insurance market, GLICO General Insurance Company Limited has made a name for itself as a provider of dependable and client-focused travel insurance products.

SIC Insurance Company

travel insurance company in ghana

SIC Insurance Company Limited has a lengthy history in the insurance sector in Ghana and provides travel insurance for both individuals and families. Their comprehensive policies include a wide range of benefits, including personal accident insurance, trip cancellation insurance, medical insurance, and baggage loss insurance.

SIC Insurance Company Limited works to offer trustworthy protection and help to travelers while also being aware of the particular hazards connected with travel. They guarantee that consumers receive prompt assistance during unanticipated events thanks to their skilled team and effective claims processing. To safeguard its clients’ safety and peace of mind, SIC Insurance Company Limited is dedicated to providing dependable travel insurance solutions.

Standard Bank 

travel insurance company in ghana

Specific costs, losses, and delays incurred while traveling internationally are covered by Stanbic Bank travel insurance. You will be covered for up to €30,000 while traveling with your immediate family. By doing this, you may relax and enjoy your trip without worrying about how you’ll pay your costs in the event of an unexpected illness, missing luggage, or delayed flights.

The price is determined by the nations you visit and the length of your stay (up to 92 consecutive days for each trip). Once you’ve given us the specifics of your trip, we’ll let you know how much the cover will cost. For instance, a 42-year-old traveling for ten days through three Schengen nations will pay only GHS133 for €30,000 in coverage.

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Travel Insurance

Medical travel insurance, seniors travel insurance, europe travel insurance, worldwide travel insurance, coronavirus travel insurance, ghana travel insurance.

  • Unlimited medical emergency expenses¹
  • Up to £10K cancellation cover
  • 24/7 emergency medical helpline

travel insurance company in ghana

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What’s covered with travel insurance to Ghana?

As standard, our policies cover for  over 50 sports and activities , so you can get up to more on your holiday. We also offer a range of benefits, some of which include:

  • Medical expenses and hospital benefit
  • Personal accident and liability
  • Cancelling and cutting short your holiday
  • Abandoning your trip
  • Delayed departure
  • Accommodation cover
  • Personal belongings and baggage
  • Personal money, passport and travel documents
  • Legal expenses

For more information about what’s covered with travel insurance for Ghana, have a read of our  policy documents here .

Make sure you have the right travel insurance in place for your trip to Ghana. Some things you should think about are:

  • The cost of your trip – Of course you don’t want to cancel your trip, but if do you have to, it’s good to know you’ll able to cover your costs
  • The activities you’re likely to be doing – If you’re planning anything really extreme, we can offer you extra cover with our  adventure and extreme sports policy
  • The cost of your baggage
  • Also, don’t forget to check the  latest travel advice for Ghana from the FCDO

Our Coronavirus Travel Insurance is rated Superior by a leading UK Consumer Champion. All of our policies will cover you if you catch Coronavirus.

Before your trip to Ghana, have a read of these handy facts, along with some other useful information that we think you’ll want to know before your trip.

Do I need a visa for Ghana?

Yes, you do need to apply for a visa to travel to Ghana. To apply for a visa you’ll need to contact the  Ghanaian High Commission.

Healthcare in Ghana

There are public and private healthcare centres in Ghana. The standards can often be quite poor and may not be able to facilitate any serious injuries, meaning medical evacuation may be necessary. It’s important to make sure that you have adequate travel insurance in place which includes cover for medical treatments and repatriation.

It’s also important to make sure you speak to your GP at least four to six weeks prior to travel, to check whether there are any vaccinations or other preventatives needed.

You can find more information about  healthcare in Ghana here .

Can you help if I need medical treatment while in Ghana?

Yes – all our policies come with access to our 24-hour emergency assistance team, so there will always be someone here to help you if you become ill or are injured while abroad.

If you need assistance just give our emergency medical team a call any time, day or night.

  • Unlimited emergency medical expenses available on Black level policies.
  • Based on 2,050 responses, correct as of 22/01/2024

Affordable Travel Insurance Companies In Ghana | Top 5

Photo of Alamu Tosin

Taking a trip, be it a weekend getaway or a multi-week excursion around the world, needs advance planning and can rack up significant expenses.

Unanticipated events such as an injury, illness, travel delays, or natural disasters could cut a trip short, leaving you with additional expenses that you were not prepared for.

There are a variety of insurance choices available to assist in keeping you financially safe.

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A product known as travel insurance is an insurance policy that compensates the policyholder for unforeseen financial losses sustained as a result of traveling either worldwide or inside their own country.

In most cases, only unexpected medical costs incurred while traveling abroad are covered by basic policies.

Comprehensive policies, on the other hand, typically include protection against the costs of trip cancellation, lost luggage, flight delays, public liability, and other expenses.

Table of Contents

What Does Travel Insurance Cover?

The majority of insurance policies for vacations cover unexpected medical expenses, the possibility of trip cancellation or interruption, delays, the cost of medical evacuation, and lost, damaged, or stolen luggage.

Rental-car damage, pre-existing conditions, and trip cancellation for any reason are some of the other things that can be covered by travel insurance, depending on which plan you select and when you get it.

Let’s break that down and look at how travel insurance can cover the three major concerns that you have when you go on vacation: yourself, the experiences you have, and the goods you bring with you (including where you stay on your trip).

Types of travel insurance:

There are several types of categories of travel insurance including:

Trip cancellation

Your pre-paid travel expenses will be reimbursed in the event that you are unable to take your trip for a cause that is covered by your insurance policy. It is customarily incorporated into each and every all-inclusive policy.

Your trip will typically be refunded if it is canceled due to the following reasons: an unexpected illness or injury that renders you or a traveling companion unfit to travel; the hospitalization or death of a non-traveling family member; issues with the weather or the common carrier; an unforeseen natural disaster at either your home or the destination; a legal obligation such as being called for jury duty or serving as a witness in court; or an unexpected natural disaster at either the home or the destination.

Healthcare for travelers and major medical care. It protects you in the event that you become sick or wounded while you are traveling. Medical coverage for a limited amount of time is provided by travel insurance.

Emergency medical evacuation

Offers protection for services like air evacuation and medical transportation to the nearest adequate medical facility and then back home, if those destinations are required by the circumstances.

If you are going to be traveling to a more remote place that does not have easy access to medical services, you should consider purchasing this type of coverage.

In the unfortunate event that a person passes away while they are away from home, repatriation coverage will pay for the appropriate transportation arrangements to be made by the insurer.

Accidental death and dismemberment

Coverage is provided to beneficiaries in the event that you pass away as a result of an accident while on the trip, and a monetary payment is made to you if the accident causes you to lose a hand, foot, limb, or your sight.

Some plans are applicable exclusively in the event of an accident that takes place on an aircraft.

Baggage loss

Reimbursements in the event of the loss of personal property or baggage.

Policies known as “ Cancel For Any Reason ” (CFAR). These insurance are often more expensive and will only reimburse you for a certain proportion of your total travel expenses.

It makes no difference why the reservation was canceled.

You are required to purchase insurance for all of your pre-paid and non-refundable charges, and there is typically a window of opportunity within which cancellations can be made.

In most cases, CFAR plans are provided in addition to the trip cancellation coverage as an additional add-on option.

5 Affordable Travel Insurance Companies In Ghana

Below is a list of the five affordable travel insurance companies in Ghana.

#1. Allianz Insurance Company Ghana LTD

Address: Patrice Lumumba St, Accra, Ghana

Phone: +233 30 276 4893

In 2009, Allianz began offering non-life insurance policies in the Ghanaian market.

Motor, home, travel, injury, and disability insurance are just some of the many products and services they offer.

Allianz Insurance also provides coverage for small and medium-sized businesses through its insuring of public liability, assets, construction, transportation, and cyber crime.

Bancassurance arrangements between Allianz and Société Générale Ghana and Ecobank Ghana.

Allianz presently operates in 12 African nations and 49 African marketplaces to better serve its customers.

In 2020, the organization’s 1,167 workers generated 371 million euro in regional sales.

In Africa, Allianz insures 1.7 million low-income families and individuals through its micro-insurance program.

Life insurance operations by Allianz in Ghana began in December 2017, with an official launch on May 24, 2018.

Pure Life Insurance, Credit Life, Funeral, Education, Savings & Investments are just a few of the many services we provide to individuals, small businesses, and large corporations. Micro insurance is another product they provide for the underserved.

#2.Unique Insurance Company Limited, Head Office

Address: No. 86 N Ridge Cres St, Accra, Ghana

Phone: +233 30 224 8174

As a firm authorized to insure General Insurance by the Ghana National Insurance Commission, Unique Insurance (UIC) has been in operation since its incorporation in October 1999.

UIC is involved in other insurance groups as well, including the Ghana Insurers Association.

International Co-operative and Mutual Insurance Federation (ICMIF) member Unique Insurance Company Limited controls 30 percent of the world’s insurance market and has a presence in 72 countries through its 200 member insurance firms.

Only one other company in Ghana’s insurance association is called Unique Insurance Company Limited.

Their mission is to provide our customers with a comprehensive suite of cutting-edge insurance options at fair pricing, generate sustainable profits for their investors, and inspire their dedicated staff.

#3. Safety Insurance Brokers Limited (SIBL) – {Vanguard Foreign Travel Insurance}

Address: 17 Ankobea Street, Kumasi, Ghana

Phone: +233 55 663 6110

Incorporated in 1999 as a Limited Liability Company, Safety Insurance Brokers Limited (SIBL) is wholly owned by Ghanaian citizens.

In addition to being fully licensed and regulated by the National Insurance Commission (NIC), SIBL is able to offer its vast variety of services to a broad range of local and international business and individual clients in the insurance markets. When you hire them, you’ll get these particular services:

Insurance for Risk Management Services Services in Health Care Insurance Claims Brokerage, Management, and Advice.

SIBL operates under a business units’ model due to their capacity to build agreements with consortiums of insurers to provide specialized policies to companies, trade groups, and other significant organizations in the insurance industry.

Currently, SIBL is divided into eight (8) departments:

  • Hotelier Insurance Business Unit
  • Foreign Travel Insurance Business Unit
  • Life Insurance Business Unit
  • Traditional Insurance Business Unit
  • Motor Insurance Business Unit
  • Energy Insurance Business Unit
  • Marine Insurance Business Unit
  • Health Insurance Division

This setup allows them to run these departments efficiently, with the end objective of providing first-rate customer care to each and every one of their valued customers.

#4. Vanguard Assurance Company Limited

Address: 25 Independence Ave, Accra, Ghana

Phone: +233 55 662 0111

Vanguard Assurance is a leader in the industry not just because of its dedication to providing excellent service but also because of how quickly it pays out claims.

Vanguard Assurance has earned widespread goodwill thanks to its history of promptly paying legitimate claims. Over Forty Million Ghana Cedis were paid out in claims by Vanguard Assurance in 2015 alone (GHC 40,000,000).

Several prestigious organizations, like the Chartered Institute of Marketing Ghana, The Ghana Club 100, and the Insurance Brokers Association of Ghana, have recognized them for their outstanding claims payout and customer service.

As of right now, Vanguard Assurance is a Vanguard Group company that writes only non-life insurance policies.

Vanguard Assurance was a pioneer in the insurance industry, and its influence can be seen in the proliferation of the businesses that followed in its wake.

  • Vanguard Life Assurance Company Limited
  • Ghana Leasing Company
  • Vanguard Properties Development Company Limited
  • Juaben Rural Bank

#5. Enterprise Insurance Company Limited – Airport Branch

Address: 47 Patrice Lumumba St, Accra, Ghana

Phone: +233 59 307 1638

Fire, marine, auto, general accident, and specialized insurance are just a few of the specializations of Enterprise Insurance Company Limited (EIC), a top-tier insurance provider.

The GCR of South Africa has given the company an AA rating for its stability and claims-paying capabilities.

The EIC was founded in 1924 and is the longest continuously operating Ghanaian insurance company. It operates as an affiliate of Enterprise Group PLC.

It is intended for use by anyone going abroad from Ghana.

It provides the following benefits:

  • Medical expenses arising from an illness(es), bodily injury and or hospitalization costs up to 30,000 Euros,
  • Repatriation to Ghana after treatment
  • Repatriation of policyholder’s corpse or ashes to Ghana
  • Repatriation of child(ren) of policyholder under 16years insured under the same policy
  • Baggage loss/delay
  • Personal Accident

Get a quote today

These insurance organizations in Ghana are, to a significant part, reasonably priced, and as a result, you would not be required to pay some additional money to acquire a travel insurance policy.

It is highly recommended that you purchase travel insurance before departing from Ghana for any destination, as this will allow you to travel worry-free.

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NSIA Insurance, Ghana in partnership with MAPRE ASISTENCIA of Spain underwrites a foreign travel insurance Policy called NSIA Ghana safe Traveller’s policy. This Policy is designed to guarantee your security and peace of mind against travel uncertainties.

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The Best Travel Insurance Companies In Ghana

travel insurance company in ghana

Traveling to Ghana can be an interesting adventure, yet it is very necessary to get the right traveling insurance to get your back in case of accidents or unexpected events.

There are so many traveling insurance companies in Ghana but it can be a very hard nut to choose the right and genuine one.

We will discuss the best travel insurance companies in Ghana with their location and contact details. With that, you will be able to make an informed decision.

In This Article:

These are the best and most trusted travel insurance companies in Ghana with their location and contact details.

Allianz Ghana

This is a reputable travel insurance company found in Ghana that provides a range of travel insurance policies that cover trip cancellation, loss of luggage, medical emergencies, and several others. They have an affordable policy.

Location Of Allianz Ghana

They can be found in Plot No. C 873/3, Odoi Kwao Loop

East Legon, Accra.

Contact Details Of Allianz Ghana

For inquiries, you can reach them at +233 (0) 30 274 0730 or website: www.allianz.com.gh

Hollard Insurance Ghana

This insurance company in Ghana is very popular and reputable. The company provides insurance policies that cover personal accidents, medical emergencies, and more.

They provide all day long emergency assistance service that enables you to call in case of any emergency.

Location Of Hollard Insurance Ghana

Hollard Insurance Ghana can be found on the 2nd Floor, G.S Plaza,

Community 18 Junction, Spintex Road, Accra.

Contact Details Of Hollard Insurance Ghana

You can reach them for inquiries at +233 302 740 540 or website: www.hollard.com.gh

Glico Travel Insurance

This is one of the most reliable and genuine travel insurance companies in Ghana. They provide police that take care of trip cancellations.

Medical emergencies, and more. They have a 24-hour emergency assistance service to take care of emergencies.

Location Of Glico Travel Insurance

You can locate them at 26A, First Circular Road

 Cantonments, Accra.

Contact Details Of Glico Travel Insurance

For any information, you can contact them at +233 302 218 500 or visit the website: www.glicotravel.com

Star Assurance Company

This is one of the well-known insurance companies in Ghana that provides insurance policies that take care of trip cancellations, lost luggage, and many more. They as well offer 24-hour emergency assistance.

Location of Star Assurance Company

You can locate them at the Star House, 1st Floor,

 25 Independence Avenue, Accra.

Contact Details of Star Assurance Company

For inquiries, you can reach them at +233 302 242 797 or website: www.starassurance.com

Enterprise Group

This is a leading travel insurance company in Ghana with policies that cover luggage loss, medical emergencies, and several others. They have 24-hour emergency assistance.

Location Of Enterprise Group

You can locate them at Plot 6, Airport City, Accra.

Contact Details Of Enterprise Group

You can contact them for any information at +233 302 213 800 or website: www.enterprisegroup.net

Which Is The Leading Travel Insurance Company In Ghana?

The leading travel insurance Company in Ghana is Enterprise Group.

 Conclusion

The travel insurance companies are many in Ghana. Many are those who dupe others but there are still some genuine and reliable ones that are stated in this article.

The companies mentioned in the article are sure to make your dream come to pass. They provide affordable policies that cover personal accidents, medical emergencies, trip cancellations, and several others.

Their contact details and locations are provided for easy access to them. We discussed the best travel insurance company in Ghana with their locations and contact details.

You can also check out our Ghana-related articles:

  • Things you should know before visiting Ghana
  • Interesting facts about Ghanaian foods
  • Facts about Ghana for Kids
  • The hottest months in Ghana
  • The rainy months in Ghana
  • All the 16 regions in Ghana with their ministers
  • All the airports in Ghana
  • Reasons why traveling is important
  • Top tour guides in Ghana
  • Best travel apps every traveler must have

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travel insurance company in ghana

Marine Insurance

The signed proposal and declaration to star assurance forms part and the basis of this travel policy., the insurance policy covers:.

Medical expense or repatriation up to a maximum limit of Thirty Thousand Euros (€30,000)

Accidental bodily injury or death following a forced landing of the aircraft.

Sub limits:

Accidental death and permanent disablement Maximum Limit – € 8,200

Medical, Emergency Service & Repatriation Maximum Limit – €30,000

Hospitalization €82 per day up to Maximum – €820

Hijack Benefit €82 per day up to a Maximum of – €820

Personal baggage €64 per person. Maximum for any single item € 41

We don’t cover:

Pre-existing medical conditions

Trips wholly within the Insured person’s country of residence.

Claims Procedure

Obtain Property Irregularity Report if your luggage is lost or damaged by an airline. Call Cega Air Ambulance for all emergency health care assistance. Any loss of money or personal effects must be reported to the police within 24hours and a written report obtained.

travel insurance company in ghana

Star Assurance Travel Insurance  is   affiliated to Cega Air Ambulance Limited, Goodwood Airfield Chichester, West Sussex  PO18  0PH United Kingdom.   TELEPHONE  +44 (0) 1243 621153.

travel insurance company in ghana

Star Assurance Company Limited (“Star Assurance”) is a privately owned Insurance Company incorporated in August 1984 and licensed to carry out corporate and retail insurance businesses in Ghana. It commenced business in April 1985.

1st Floor Stanbic Heights 215 South Liberation Link Airport City Accra

P. O. Box 7532 Accra-North

Email: [email protected]

+233 (0) 302 245906 +233 (0) 302 245908

Fax: +233 (0) 372 026 563

travel insurance company in ghana

Copyright © 2003 - 2022 Star Assurance Co Ltd - SAC

travel insurance company in ghana

Our Products

Personal lines, personal accident, comprehensive.

  • Accidental collision or over-turning
  • Fire, self-ignition
  • External explosion, lightening
  • Burglary, housebreaking, theft
  • Malicious damage
  • Damage whilst in transit by rail, inland water-way, lift or elevator

Third Party Fire & Theft

Third party, third-party, third-party fire & theft.

  • A Picture of your DVLA booklet
  • A valid national ID Card
  • The date and time
  • A photos of your driving license
  • The location of the accident
  • Pictures (one with a license plate) and information about the accident

General accident

Engineering, workmen compensation, assets all risk policy, combined fire and theft, industrial fire.

This policy covers Business Premises (e.g. Factories, Shops and Warehouses) and their contents against loss or damage by fire, lightning and explosion. The fire policy can be extended to cover special perils like earthquakes, storms, floods, impacts and overflowing of water tanks, among others. Talk to us today for the appropriate product that will suite your company.

Commercial Fire

This policy covers Business Premises (e.g. Factories, Shops, Offices and Warehouses) and their contents against loss or damage by fire, lightning and explosion. The fire policy may be extended to cover special perils like earthquakes, storms, floods, impacts and overflowing of water tanks, among others. It contains a component for Fire Levy and a Fire certificate issue. A Public Liability cover with a limit of GHc 20,000 is extended automatically where a commercial operator does not have a Public Liability insurance cover in place. For Buildings under Construction, another extension is made for collapse.

Group Personal Accident

  • Permanent total disablement
  • Temporary total disablement
  • Medical expenses

Burglary (Business Premises)

Fidelity guarantee, money insurance, asset all risk, public liability.

  • Accidental bodily injury to or illness or death of a third party.
  • Accidental loss of or damage to property occurring in connection with the insured’s business if such injury or damage occurs on the insured’s premises.

Products Liability

Professional indemnity, goods-in-transit.

  • Theft following violence or theft, be it by the employees of the insured or carrier
  • An accident to the carrying vehicle.

Cash-in–Transit

Bankers indemnity, plate glass, director’s liability, boiler & pressure plant insurance.

This policy affords owners of the boiler/ pressure plant protection against

  • Damage to the boilers and/or pressure vessels
  • Damage to the surrounding property of the insured
  • Liability of the insured by law to any third party on account of death or bodily injury
  • Damage to property (not held in trust or commission) caused by and solely due to explosion or collapse occurring in the course of ordinary working.

Electronic Equipment Insurance

Lop following machinery breakdown/bpi/eeq, thermal risks and machinery loss of profit, construction policies.

This insurance policy provides cover against any unforeseen or sudden physical damage to the insured's property, whether at work or at rest, in the process of being dismantled for cleaning or overhauling, being shifted within the premises or in the process of being re-erected.

Contractors All Risk Insurance

Provides cover for contract works, materials or any part thereof that shall suffer any unforeseen and sudden physical loss or damage from any cause. The policy can also be extended to cover other costs such as clearance of debris, Professional fees and more subsequent to the event giving rise to the claim. Vanguard Assurance Contractors All Risks Policy also provides:

Third-Party Liability Cover:

  • Accidental loss or damage to property belonging to third parties, occurring in direct connection with the contract and happening on or in the immediate vicinity of the site during the period of insurance.

Erection All Risk Insurance

Civil engineering completed risk.

  • Fire, lightning, explosion, impact of landborne or waterborne vehicles
  • Impact of aircraft and other aerial devices or articles dropped.
  • Earthquakes, volcanic eruptions, tsunamis
  • Storms (air movements stronger than grade 8 on the Beaufort Scale)
  • Floods or inundations, wave action or water
  • Subsidence, landslides, rockslides, or any other earth movement
  • Vandalism of individual persons

General Bonds

  • Bid Bond/Bid Security/Tender Security: This Bond is taken by contractors who want to tender for projects. Vanguard guarantees to pay the Principal for amounts up to the bond value if either the Contractor or Bidder withdraws from the bidding process or the Contractor fails to sign the contract or take possession of the site to commence work. You will require this bond primarily to tender for a contract.
  • Performance Bond: This policy obliges the Guarantor (Vanguard) to ensure that the Contractor will perform the job awarded to completion and to the satisfaction of the Principal (i.e. according to specifications and within the given time) or else arrange to complete the work. Failure by the Contractor to perform as expected, the guarantor will be called upon to pay the bond value guaranteed to the principal.
  • Advance Payment/Mobilization Bond: This Bond is a guarantee to customers who wish to take monies from their Principal as an advance to execute a project. Vanguard will guarantee a refund to the Principal of all monies paid to the Contractor under this policy.
  • Retention Bond: Some Companies or organizations allow a contractor to substitute a bond to guarantee the contractor’s faithful execution of repairs to any defects to the completed projects during a specified period. Vanguard will guarantee a refund to the Principal of all monies paid to the Contractor under this policy. Please contact us if you require this kind of bond for your projects.

Customs Bonds

These are a guarantee to CEPS acting on behalf of the Republic of Ghana that the insured will pay all duties due on imported/exported goods. Some of these bonds include:

  • Security or Warehouse Bond
  • Removal Bond
  • Temporary Import Bond
  • Re-Exportation Bond
  • Transit Bond
  • Transshipment Bond
  • Exportation Bond
  • Customs House Agent General Exportation Bond

The Vanguard Assurance Workmen’s Compensation policy is designed to help Employers fulfill their legal responsibility towards the Workmen’s Act 1987, which makes it compulsory for any Employers of labour to set aside funds to compensate any worker who may sustain an injury at the workplace whether or not the Employer is to blame.

Besides injury and death compensations, there is a provision for payment of Medical Expenses due to an injury sustained whilst in the cause of employment. An employer may choose to insure his liability under the Act and, in addition, can extend his liability to cover medical expenses. Talk to Vanguard Assurance today to get your legal liabilities towards your employees insured. An enhanced policy is the Vanguard Group Personal Accident policy.

  • The accidental loss or damage to ships such as cargo vessels, fishing vessels and pleasure boats
  • The loss, theft or damage to cargo whilst being imported or exported by sea or through waterways such as rivers, lakes

Marine Open Cover Policies

Individual marine and cargo policies.

Marine Cargo General

Marine Cargo Exports

Marine Certificate Policies

Stevedores Legal Liability

Stevedores unload and load cargoes from ships to railroad cars, and trucks. Stevedore’s liability is a form of insurance that assists with claims related to their operations, whether they are connected to a transportation terminal or do business as independent contractors.

  • Hulls and Engines
  • Liability for passenger injuries,
  • Environmental damage caused by aircraft and
  • Third-party damage caused by aircraft accidents.

Vanguard Assurance has everything

You need to give you that security .

The No. 1 insurance company in Ghana

Ready To Get a Quick Quote?

Our customer reps will more than happy to assist

Travel Insurance

Deroyal international education & travel limited.

DEROYAL INTERNATIONAL EDUCATION & TRAVEL LIMITED

Secure Travel and Tours

Secure Travel and Tours

RIGHT-TIME TRAVEL AND TOURS

RIGHT-TIME TRAVEL AND TOURS

KEK Insurance Brokers, Tema

KEK Insurance Brokers, Tema

KEK Insurance Brokers ,Takoradi

KEK Insurance Brokers ,Takoradi

KEK Insurance Brokers - Head Office

KEK Insurance Brokers - Head Office

KEK Insurance Brokers, Tamale

KEK Insurance Brokers, Tamale

Country Wings Ghana Limited

Country Wings Ghana Limited

KEK Insurance Brokers, TARKWA

KEK Insurance Brokers, TARKWA

KEK Insurance Brokers, Kumasi

KEK Insurance Brokers, Kumasi

KEK Insurance Brokers, Sunyani

KEK Insurance Brokers, Sunyani

KEK Insurance Brokers, Koforidua

KEK Insurance Brokers, Koforidua

EIB Insurance Consortium

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Travel Insurance

Cheapest travel insurance of April 2024

Mandy Sleight

Heidi Gollub

Heidi Gollub

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Updated 9:52 a.m. UTC April 11, 2024

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Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy .

WorldTrips is the best cheap travel insurance company of 2024 based on our in-depth analysis of the cheapest travel insurance plans. Its Atlas Journey Preferred and Atlas Journey Premier plans offer affordable travel insurance with high limits for emergency medical and evacuation benefits bundled with good coverage for trip delays, travel inconvenience and missed connections.

Cheapest travel insurance of 2024

Why trust our travel insurance experts

Our team of travel insurance experts analyzes hundreds of insurance products and thousands of data points to help you find the best travel insurance for your next trip. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content . You can read more about our methodology below.

  • 1,855 coverage details evaluated.
  • 567 rates reviewed.
  • 5 levels of fact-checking.

Best cheap travel insurance

WorldTrips

Top-scoring plans

Average cost, medical limit per person, medical evacuation limit per person, why it’s the best.

WorldTrips tops our rating of the cheapest travel insurance with two plans:

  • Atlas Journey Preferred is the cheaper travel insurance plan of the two, with $100,000 per person in emergency medical benefits as secondary coverage and an optional upgrade to primary coverage. It’s also our pick for the best travel insurance for cruises .
  • Atlas Journey Premier costs a little more but gives you $150,000 in travel medical insurance with primary coverage . This is a good option if health insurance for international travel is a priority.

Pros and cons

  • Atlas Journey Preferred is the cheapest of our 5-star travel insurance plans.
  • Atlas Journey Premier offers $150,000 in primary medical coverage.
  • Both plans have top-notch $1 million per person in medical evacuation coverage.
  • Each plan offers travel inconvenience coverage of $750 per person.
  • 12 optional upgrades, including destination wedding and rental car damage and theft.
  • No non-medical evacuation coverage.

Cheap travel insurance for cruises

Travel insured.

Travel Insured

Top-scoring plan

Travel Insured offers cheap travel insurance for cruises and its Worldwide Trip Protector plan gets 4 stars in our rating of the best cruise travel insurance .

  • Worldwide Trip Protector offers $1 million in emergency evacuation coverage per person and a rare $150,000 in non-medical evacuation per person. It also has primary coverage for travel medical insurance benefits, which means you won’t have to file medical claims with your health insurance first.
  • Cheap trip insurance for cruises.
  • Offers a rare $150,000 for non-medical evacuation.
  • $500 per person baggage delay benefit only requires a 3-hour delay.
  • Optional rental car damage benefit up to $50,000.
  • Missed connection benefit of $500 per person only available for cruises and tours.

Best cheap travel insurance for families

Travelex

Travelex has the best cheap travel insurance for families because kids age 17 are covered by your policy for free when they’re traveling with you.

  • Free coverage for children 17 and under on the same policy.
  • $2,000 travel delay coverage per person ($250 per day) after 5 hours.
  • Hurricane and weather coverage after a common carrier delay of any amount of time.
  • Only $50,000 per person emergency medical coverage.
  • Baggage delay coverage is only $200 and requires a 12-hour delay.

Best cheap travel insurance for seniors

Nationwide

Evacuation limit per person

Nationwide has the best cheap travel insurance for seniors — its Prime plan gets 4 stars in our best senior travel insurance rating. However, Nationwide’s Cruise Choice plan ranks higher in our best cheap travel insurance rating.

  • Cruise Choice has a $500 per person benefit if a cruise itinerary change causes you to miss a prepaid excursion. It also has a missed connections benefit of $1,500 per person after only a 3-hour delay, for cruises or tours. But note that this coverage is secondary coverage to any compensation provided by a common carrier.
  • Coverage for cruise itinerary changes, ship-based mechanical breakdowns and covered shipboard service disruptions.
  • Non-medical evacuation benefit of $25,000 per person.
  • Baggage loss benefits of $2,500 per person.
  • Travel medical coverage is secondary.
  • Trip cancellation benefit for losing your job requires three years of continuous employment.
  • No “cancel for any reason” (CFAR) upgrade available.
  • Missed connection coverage of $1,500 per person is only for tours and cruises, after a 3-hour delay.

Best cheap travel insurance for add-on options

AIG

AIG offers the best cheap travel insurance for add-on options because the Travel Guard Preferred plan allows you to customize your policy with a host of optional upgrades.

  • Travel Guard Preferred upgrades include “cancel for any reason” (CFAR) coverage , rental vehicle damage coverage and bundles that offer additional benefits for adventure sports, travel inconvenience, quarantine, pets, security and weddings. There’s also a medical bundle that increases the travel medical benefit to $100,000 and emergency evacuation to $1 million.
  • Bundle upgrades allow you to customize your affordable travel insurance policy.
  • Emergency medical and evacuation limits can be doubled with optional upgrade.
  • Base travel insurance policy has relatively low medical limits.
  • $300 baggage delay benefit requires a 12-hour delay.
  • Optional CFAR upgrade only reimburses up to 50% of trip cost.

Best cheap travel insurance for missed connections

TravelSafe

TravelSafe has the best cheap travel insurance for missed connections because coverage is not limited to cruises and tours, as it is with many policies.

  • Best-in-class $2,500 per person in missed connection coverage.
  • $1 million per person in medical evacuation and $25,000 in non-medical evacuation coverage.
  • Generous $2,500 per person baggage and personal items loss benefit.
  • Most expensive of the best cheap travel insurance plans.
  • No “interruption for any reason” coverage available.
  • Weak baggage delay coverage of $250 per person after 12 hours.

Cheapest travel insurance comparison

Travel Insured

How much does the cheapest travel insurance cost?

The cheapest travel insurance in our rating is $334. This is for a WorldTrips Atlas Journey Preferred travel insurance plan, based on the average of seven quotes for travelers of various ages to international destinations with a range of trip values.  

Factors that determine travel insurance cost

There are several factors that determine the cost of travel insurance, including:

  • Age and number of travelers being insured.
  • Trip length.
  • Total trip cost.
  • The travel insurance plan you choose.
  • The travel insurance company.
  • Any add-ons, features or upgraded benefits you include in the travel insurance plan.
Expert tip: “In general, travelers can expect to pay anywhere from 4% to 10% of their total prepaid, non-refundable trip costs,” said Suzanne Morrow, CEO of InsureMyTrip.

Is buying the cheapest travel insurance a good idea?

Choosing cheaper travel insurance without paying attention to what a plan covers and excludes could leave you underinsured for your trip. Comparing travel insurance plans side-by-side can help ensure you get enough coverage to protect yourself financially in an emergency for the best price. 

For example, compare these two Travelex travel insurance plans:

  • Travel Basic is cheaper but it only provides up to $15,000 for emergency medical expense coverage. You’ll also have to pay extra for coverage for children.
  • Travel Select will cost you a bit more but it covers up to $50,000 in medical expenses and includes coverage for kids aged 17 and younger traveling with you. It also offers upgrades such additional medical coverage, “cancel for any reason” (CFAR) coverage and an adventure sports rider that may be a good fit for your trip.

Reasons to consider paying more for travel insurance 

Make sure you understand what you’re giving up if you buy the cheapest travel insurance. Here are a few reasons you may consider paying a little extra for better coverage. 

  • Emergency medical. The best travel medical insurance offers primary coverage for emergency medical benefits. Travel insurance with primary coverage can cost more than secondary coverage but will save you from having to file a claim with your health insurance company before filing a travel insurance claim.
  • Emergency evacuation. If you’re traveling to a remote location or planning a boat excursion on your trip, look at travel insurance with a high medical evacuation insurance limit. If you are injured while traveling, transportation to the nearest adequate medical facility could cost in the tens to hundreds of thousands. It may make sense to pay more for travel insurance with robust emergency evacuation coverage. 
  • Flexibility. To maximize your trip flexibility, you might consider upgrading your travel insurance to “ cancel for any reason” (CFAR) coverage . This will increase the cost of your travel insurance but allow you to cancel your trip for any reason — not just those listed in your policy. The catch is that you’ll need to cancel at least 48 hours before your trip and will only be reimbursed 50% or 75% of your trip expenses, depending on the plan. 
  • Upgrades. Many travel insurance plans have optional extras like car rental collision and adventure sports (which may otherwise be excluded from coverage). These will cost you extra but may give you the coverage you need. 

How to find the cheapest travel insurance

The best way to find the cheapest travel insurance is to determine what you’re looking for in a travel insurance policy and compare plans that meet your needs.

 “Travel insurance isn’t one-size-fits-all. Every trip is different, and every traveler has different needs, wants and concerns. This is why comparison is key,” said Morrow.

Consider the following factors when comparing cheap travel insurance plans.

  • How often you’re traveling. A single-trip policy may be the most cost-effective if you’re only going on a single trip this year. But a multi-trip travel insurance plan may be cheaper if you’re going on multiple international trips throughout the year. Annual travel insurance policies cover you for a whole year as long as each trip doesn’t exceed a certain number of days, usually 30 to 90 days. 
  • Credit card has travel insurance benefits. The best credit cards offer perks and benefits, and many offer travel insurance-specific benefits. The coverage types and benefit limits can vary, and you must put the entire trip cost on the credit card to use the coverage. If your trip costs more than the coverage limit on your card, you can supplement the rest with a cheaper travel insurance plan.
  • The coverage you need. When looking for the best travel insurance option at the most affordable price, only buy extras and upgrades you really need. A basic plan may only provide up to $500 in baggage insurance, but if you only plan to take $300 worth of clothes and accessories, you don’t need to pay more for higher coverage limits.

Is cheap travel insurance worth it?

Cheap travel insurance can be worth it, as long as you understand the plan limitations and exclusions. Taking the time to read your policy, especially the fine print, well before your trip can ensure there won’t be any surprises about what’s covered once your journey begins.

“If a traveler is looking for coverage for travel delays, cancellations, interruptions, medical and baggage — a comprehensive travel insurance policy will provide the most bang for their buck,” said Morrow. But if you’re on a tight budget and are only worried about emergency medical care and evacuation coverage while traveling abroad, stand-alone options are cheaper.

Before buying travel insurance, you should also consider what your health insurance will cover. 

“Most domestic health insurance plans, including Medicare, will not cover medical bills abroad,” said Morrow. Even if you’re staying stateside, you may find value in an affordable travel insurance plan with medical coverage if you have a high-deductible health plan (HDHP). 

A cheap travel insurance plan is better than none at all if you end up in a situation that would have covered some or all of your prepaid, nonrefundable trip expenses.

Methodology

Our insurance experts reviewed 1,855 coverage details and 567 rates to determine the best travel insurance . From those top-scoring travel insurance plans, we chose the most affordable for our rating of the cheapest travel insurance.

Insurers could score up to 100 points based on the following factors:

  • Cost: 40 points. We scored the average cost of each travel insurance policy for a variety of trips and traveler profiles.
  • Medical expenses: 10 points. We scored travel medical insurance by the coverage amount available. Travel insurance policies with emergency medical expense benefits of $250,000 or more per person were given the highest score of 10 points.
  • Medical evacuation: 10 points. We scored each plan’s emergency medical evacuation coverage by coverage amount. Travel insurance policies with medical evacuation expense benefits of $500,000 or more per person were given the highest score of 10 points.
  • Pre-existing medical condition exclusion waiver: 10 points. We gave full points to travel insurance policies that cover pre-existing medical conditions if certain conditions are met.
  • Missed connection: 10 points. Travel insurance plans with missed connection benefits of $1,000 per person or more received full points.
  • “Cancel for any reason” upgrade: 5 points. We gave points to travel insurance plans with optional “cancel for any reason” coverage that reimburses up to 75%.
  • Travel delay required waiting time: 5 points. We gave 5 points to travel insurance policies with travel delay benefits that kick in after a delay of 6 hours or less.
  • Cancel for work reasons: 5 points. If a travel insurance plan allows you to cancel your trip for work reasons, such as your boss requiring you to stay and work, we gave it 5 points.
  • Hurricane and severe weather: 5 points. Travel insurance plans that have a required waiting period for hurricane and weather coverage of 12 hours or less received 5 points.

Some travel insurance companies may offer plans with additional benefits or lower prices than the plans that scored the highest, so make sure to compare travel insurance quotes to see your full range of options.

Cheapest travel insurance FAQs

When buying travel insurance, cheapest is not always the best. The most affordable travel insurance plans typically offer fewer coverages with lower policy limits and few or no optional upgrades. Add up your total nonrefundable trip costs and compare travel insurance plans and available features that cover your travel expenses. This strategy can help you find the cheapest travel insurance policy that best protects you from financial loss if an unforeseen circumstance arises.

Get the coverage you need: Best travel insurance of 2024

According to our analysis, WorldTrips , Travel Insured International and Travelex offer the best cheap travel insurance. Policy coverage types and limits can vary by each travel insurance provider, so the best way to get the cheapest travel insurance plan is to compare several policies and companies to find the right fit for your budget.

A good rate for travel insurance depends on your budget and coverage needs. The most comprehensive travel insurance plan is usually not the cheapest. But cheap trip insurance may not have enough coverage or the types of coverage you want. Comparing different levels of coverage and how much they cost can help you find the best cheap insurance for travel. 

The average cost of travel insurance is between 5% to 6% of your total travel expenses for one trip, according to our analysis of rates. However, you may find cheaper travel insurance if you opt for a plan with fewer benefits or lower coverage limits. How much you pay for travel insurance will also depend on the number of travelers covered, their ages, the length of the trip and any upgrades you add to your plan.

Travel insurance covers nonrefundable, prepaid trip costs — up to the policy coverage limits — when your trip is interrupted or canceled for a covered reason outlined in your plan documents. Even the cheapest travel insurance policies usually provide coverage for:

  • Medical emergencies.
  • Trip delays.
  • Trip interruption.
  • Trip cancellation.
  • Lost, stolen or damaged luggage.

However, if you’re looking to save on travel insurance, you can shop for a policy that only has travel medical insurance and does not include benefits for trip cancellation .

Even when you buy cheap travel insurance, you can often use upgrade options to customize your policy to meet your specific needs. 

Some common travel insurance add-ons you may want to consider include:

  • Rental car damage coverage. 
  • Medical bundle.
  • Security bundle.
  • Accidental death and dismemberment coverage.
  • Adventure sports bundle.
  • Pet bundle.
  • Wedding bundle.
  • “Cancel for work reasons” coverage.
  • “Interruption for any reason” (IFAR) coverage.
  • “Cancel for any reason” (CFAR) coverage .

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Mandy Sleight

Mandy is an insurance writer who has been creating online content since 2018. Before becoming a full-time freelance writer, Mandy spent 15 years working as an insurance agent. Her work has been published in Bankrate, MoneyGeek, The Insurance Bulletin, U.S. News and more.

Heidi Gollub is the USA TODAY Blueprint managing editor of insurance. She was previously lead editor of insurance at Forbes Advisor and led the insurance team at U.S. News & World Report as assistant managing editor of 360 Reviews. Heidi has an MBA from Emporia State University and is a licensed property and casualty insurance expert.

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  3. List of the best travel insurance companies in Ghana and their

    This company offers one of the cheapest travel insurance in Ghana. Their packages cover medical expenses arising from an illness (es) or bodily injuries, baggage loss or delay, personal accident coverage, and legal fees. They also offer emergency medical evacuation and repatriation services. 5. Hollard Insurance Ghana.

  4. Ghana Travel Insurance

    Protect your trip to Ghana with travel insurance. Get free quotes from top providers & compare coverages to pick the best plan for your Ghana trip. 800-487-4722. Products & Providers . Plans; ... Most domestic health insurance companies only offer coverage for expenses in a traveler's home country. Therefore, it may be important to get ...

  5. Travel Insurance

    Protect yourself with our International Travel Insurance which provides adequate cover for unexpected emergency travel costs. Claim back on: Medical Expenses and Hospitalisation including COVID-19. Compulsory Quarantine due to COVID-19 Diagnosis. Emergency Medical Evacuation due to Illness or Accident. Emergency Dental Care.

  6. Travel Insurance

    Travel Insurance. Travel with peace of mind. Travel Insurance. Buy Now. This product is designed for anyone intending to travel outside the borders of Ghana. It provides the following benefits: Medical expenses arising from an illness (es), bodily injury, and or hospitalization costs up to 30,000 Euros. Repatriation to Ghana after treatment.

  7. 15 Top Travel Insurance Companies In Ghana

    Hollard Insurance Ghana Limited is a reputable insurance company in Ghana that specializes in providing comprehensive travel insurance solutions. With a strong focus on customer satisfaction, they offer a range of policies that cover medical expenses, trip cancellation or interruption, baggage loss, and other travel-related risks.

  8. International Travel Insurance

    Old Mutual Limited (OML) is a premium African financial services group that offers a broad spectrum of financial solutions to retail and corporate customers across key markets in 14 countries. yes. no. yes. no. International Travel Insurance is an insurance product that covers unforeseen losses that might occur to the insured when travelling ...

  9. Ghana Travel Insurance

    Whether it's a beach holiday with the family, a business trip, or a training trip away, at SoEasy international travel Insurance, you can buy the best single trip travel medical insurance and multi-trip travel medical insurance online. Ghana Travel Insurance covers people traveling to Schengen Countries, Europe, and Worldwide for Single ...

  10. Travel Insurance in Ghana: What You Must Know

    The short answer is, it depends. Several factors determine how much you pay for your travel insurance. These are primarily age range, duration of travel, and travel destination. Generally however, prices typically start from around GH¢100 and upward. Below is a snapshot of travel insurance quotation from Enterprise Life insurance for someone ...

  11. Travel Insurance for Ghana: The Best Options in 2024

    VisitorsCoverage: Best Medical Coverage. Among the internet's best-known insurance platforms, VisitorsCoverage is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Ghana. It lets you choose between various plans tailored to meet the specific needs of your trip to Ghana, including coverage for medical emergencies, trip ...

  12. Best travel insurance companies in Ghana

    Buy the best online travel insurance for trips to Ghana with cost-effective benefits. Please contact Travelner for advice on a suitable insurance package. Customer Support ... Traveller is now a partner of Trawick International, which Forbes named one of the best insurance companies for ensuring safe travel abroad. Feb 21, 2023.

  13. Ghana Travel Insurance

    Enterprise Insurance Company Limited, a well-known insurance company in Ghana, provides trustworthy travel insurance alternatives to protect tourists while they are on the road. Their all-inclusive packages provide a range of benefits, such as personal liability insurance, travel cancellation insurance, and covering for unexpected medical costs.

  14. Travel Insurance

    Travel Insurance covers specific expenses, losses and delays suffered while travelling abroad. You and your immediate family who travel with you will be covered for up to €30,000. ... Bank Ghana Limited is a financial services provider licensed by Bank of Ghana and Securities and Exchange Commission of Ghana with company registration number ...

  15. Star Assurance Limited: Your Trusted Insurance Partner in Ghana

    030 2751 333. More about Claims. www.starassurancegroup.com. Experience comprehensive insurance protection for your assets and motor vehicle with Star Assurance Limited, Ghana's trusted partner for over 30 years. Explore our wide range of products, including motor, personal accident, property, and travel insurance, tailored to meet your unique ...

  16. SIC Insurance PLC

    SIC Insurance PLC is one of the oldest non-life insurance companies in Ghana. SIC's business is national in scope with a visible presence in all regions of Ghana. The Company has consistently, over the span of its business life, maintained steady market leadership. ... SIC's travel insurance policy offers protection for travelers when they ...

  17. Ghana Travel Insurance

    Personal belongings and baggage. Personal money, passport and travel documents. Legal expenses. For more information about what's covered with travel insurance for Ghana, have a read of our policy documents here. Get quote online. OR. Call 0800 072 6778. Make sure you have the right travel insurance in place for your trip to Ghana.

  18. Affordable Travel Insurance Companies In Ghana

    Below is a list of the five affordable travel insurance companies in Ghana. #1. Allianz Insurance Company Ghana LTD. Address: Patrice Lumumba St, Accra, Ghana. Phone: +233 30 276 4893. In 2009, Allianz began offering non-life insurance policies in the Ghanaian market.

  19. NSIA Insurance Limited

    The Travel Policy is designed to guarantee your security and peace of mind against foreign travel uncertainties; including emergency medical expenses, evacuation and assistance. Partner: NSIA Insurance, Ghana in partnership with MAPRE ASISTENCIA of Spain underwrites a foreign travel insurance Policy called NSIA Ghana safe Traveller's policy.

  20. The Best Travel Insurance Companies In Ghana

    This travel insurance company in Ghana has earned a well-deserved reputation for being among the most trustworthy and authentic in the industry. Their array of insurance policies goes above and beyond to address critical travel concerns, encompassing coverage for trip cancellations, medical emergencies, and much more. ...

  21. Travel

    Star Assurance Travel Insurance is affiliated to Cega Air Ambulance Limited, Goodwood Airfield Chichester, ... is a privately owned Insurance Company incorporated in August 1984 and licensed to carry out corporate and retail insurance businesses in Ghana. It commenced business in April 1985. HEAD OFFICE. 1st Floor ...

  22. Vanguard Assurance

    Our customer reps will more than happy to assist. GET A QUOTE. [email protected] +233 302 213 940. Vanguard Assurance - The no. 1 insurance company in ghana.

  23. Travel Insurance Ghana

    RIGHT-TIME TRAVEL AND TOURS. POST OFFICE BOX KS 16221, Kumasi. RIGHT-TIME TRAVEL AND TOURS is a Licensed, accredited and registered Company that specializes in • Travel Visa Consultancy to Countries such as USA, CANADA, UK, EUROPE-SCHENGEN, AUSTRALIA, ASIA etc. ... Verified +7 Years with us.

  24. Travel Insurance Rating Methodology 2024

    Best Travel Insurance Companies of 2024. The best travel insurance companies package together valuable benefits at a good price. We rated policies based on essential pre- and post-departure coverage.

  25. Best Cheap Travel Insurance of April 2024

    Atlas Journey Premier offers $150,000 in primary medical coverage. Both plans have top-notch $1 million per person in medical evacuation coverage. Each plan offers travel inconvenience coverage of ...